American First National Bank Mortgage Rates, Fees & Info
Houston, TXLEI: 549300B190GPYLAX3Y92
Tax ID: 76-0555667
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American First National Bank is a smaller bank specializing in Home Purchase loans. American First National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Houston, Riverside, and Las Vegas among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)American First National Bank has an above average approval rate when compared to the average across all lenders.
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Originations
23Origination Dollar Volume (All Markets)
$43,885,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 6 | $20,510,000 | $3,418,333 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $19,520,000 | $1,626,667 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $2,505,000 | $2,505,000 | $0 | 0.00% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 23 | $43,885,000 | $1,908,043 | $0 | 0.00% |
For 2024, American First National Bank's most frequently originated type of loan was Conventional, with 23 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 21 | $42,475,000 | $2,022,619 | $0 | 0.00% |
| Other | 1 | $555,000 | $555,000 | $0 | 0.00% |
| Refi | 1 | $855,000 | $855,000 | $0 | 0.00% |
For 2024, American First National Bank's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Other, with 1 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 23 | $43,885,000 | $1,908,043 | $0 | 0.00% |
For 2024, American First National Bank's most frequently cited loan duration was Other, with 23 originations.
Loan Sizing
2024 saw American First National Bank place emphasis on $1MM+ loans with 7 originations, totaling $38,275,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 2 | $900,000 | $450,000 | $0 | 0.00% |
| $75k-100k | 2 | $270,000 | $135,000 | $0 | 0.00% |
| $100k-150k | 1 | $185,000 | $185,000 | $0 | 0.00% |
American First National Bank lent most frequently to those with incomes in the $250k+ range, with 2 originations. The second most popular income band? $75k-100k, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 23 | $43,885,000 | $1,908,043 | $0 | 0.00% |
American First National Bank lent most frequently to those with DTI ratios of Exempt%, with 23 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
American First National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 23 | $43,885,000 | $1,908,043 |