Inland Bank & Trust Mortgage Rates, Fees & Info
Oak Brook, ILLEI: 549300BU5TSYOCF3Y655
Tax ID: 36-2895618
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Mortgage Data
Review & Overview
Inland Bank & Trust is a smaller bank specializing in loans. Inland Bank & Trust has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, New York, Springfield, Phoenix, and Worcester among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)Inland Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inland Bank & Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 3/23/23 |
| 30 Year Conventional Refi | 6.62% | 3/23/23 |
| 30 Year Cash-out Refi | 6.86% | 3/23/23 |
| 30 Year FHA Purchase | 7.69% | 3/23/23 |
| 30 Year FHA Refi | 6.27% | 3/23/23 |
| 30 Year VA Purchase | 6.49% | 3/23/23 |
| 30 Year USDA Purchase | 7.39% | 3/23/23 |
| 15 Year Conventional Purchase | 5.33% | 3/23/23 |
| 15 Year Conventional Refi | 6.13% | 3/23/23 |
| 15 Year Cash-out Refi | 6.13% | 3/23/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
1,362Origination Dollar Volume (All Markets)
$384,400,000Awards
INLAND BANK & TRUST - 2022
INLAND BANK & TRUST is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Inland Bank & Trust's average 30 year fixed mortgage rate was
4.95%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Inland Bank & Trust's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,063.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 590 | $161,390,000 | $273,542 | $4,978 | 4.68% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 114 | $51,310,000 | $450,088 | $11,454 | 4.95% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 95 | $18,315,000 | $192,789 | $8,805 | 4.58% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $14,160,000 | $544,615 | $6,643 | 4.61% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $13,580,000 | $282,917 | $6,642 | 4.93% |
| PEORIA, IL (FHA|USDA|VA) | 103 | $8,895,000 | $86,359 | $4,850 | 3.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 24 | $7,320,000 | $305,000 | $6,772 | 4.97% |
| Whitewater, WI (FHA|USDA|VA) | 23 | $7,155,000 | $311,087 | $4,279 | 5.28% |
| WICHITA, KS (FHA|USDA|VA) | 26 | $5,110,000 | $196,538 | $4,533 | 4.99% |
| Outside of Metro Areas | 21 | $4,705,000 | $224,048 | $5,808 | 3.98% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $3,970,000 | $496,250 | $9,279 | 4.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,680,000 | $613,333 | $12,848 | 5.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $6,627 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $3,470,000 | $216,875 | $9,812 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $3,370,000 | $421,250 | $8,539 | 5.08% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $3,265,000 | $362,778 | $4,254 | 4.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $2,630,000 | $657,500 | $6,957 | 3.47% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 4 | $2,200,000 | $550,000 | $6,853 | 5.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,075,000 | $691,667 | $9,796 | 4.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $7,029 | 4.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $7,424 | 5.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $9,268 | 4.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $3,843 | 4.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $7,542 | 4.79% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,239 | 4.60% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $6,457 | 5.52% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $11,126 | 5.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $8,241 | 4.07% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $8,802 | 5.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,014 | 6.03% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,595 | 5.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $4,613 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,741 | 4.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,971 | 5.69% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,284 | 6.72% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,777 | 4.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $6,292 | 4.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,504 | 5.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,454 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $9,160 | 4.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,853 | 4.88% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,936 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,351 | 5.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,857 | 3.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,155 | 5.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $13,324 | 4.31% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,029 | 5.30% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $4,956 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,287 | 5.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,915 | 5.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,111 | 4.42% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,181 | 4.03% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,910 | 6.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,911 | 4.56% |
| Concord, NH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,776 | 5.19% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 3.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,303 | 5.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,615 | 5.56% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,184 | 4.50% |
| Torrington, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,925 | 5.25% |
| Hilo, HI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $17,930 | 6.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,442 | 4.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,167 | 6.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,470 | 3.00% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,348 | 5.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,878 | 6.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $17,389 | 4.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,072 | 5.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,133 | 4.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,688 | 6.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,827 | 5.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,422 | 4.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,303 | 4.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,830 | 3.75% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,313 | 4.06% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,642 | 5.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,762 | 5.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,735 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,112 | 3.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,545 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,701 | 2.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,589 | 4.00% |
| Sterling, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,588 | 4.56% |
| Newberry, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,990 | 5.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,978 | 5.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,146 | 4.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,372 | 2.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,645 | 5.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,282 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,553 | 5.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,403 | 5.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,643 | 5.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,453 | 5.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,519 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,355 | 5.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,746 | 5.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,007 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,004 | 5.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,505 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,896 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,039 | 5.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,991 | 3.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,595 | 3.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,915 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,568 | 5.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,208 | 6.63% |
| Seneca, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,325 | 5.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,260 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,602 | 5.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,624 | 5.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,240 | 5.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,263 | 4.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,642 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,867 | 5.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,417 | 3.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,458 | 5.50% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $4,498 | 2.91% |
| Winfield, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,426 | 4.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,681 | 4.25% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,058 | 4.88% |
| Dixon, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $9,458 | 2.81% |
| MADISON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,857 | 3.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,385 | 5.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,608 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $3,923 | 3.21% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,244 | 5.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,830 | 4.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,574 | 5.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,387 | 3.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,767 | 7.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,664 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,976 | 2.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,917 | 5.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,209 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,629 | 5.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.88% |
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Product Mix
For 2022, Inland Bank & Trust's most frequently originated type of loan was Conventional, with 1,118 originations. Their 2nd most popular type was FHA, with 199 originations.
Loan Reason
For 2022, Inland Bank & Trust's most frequently cited loan purpose was Home Purchase, with 1,039 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.
Loan Duration/Length
For 2022, Inland Bank & Trust's most frequently cited loan duration was 30 Year, with 1,106 originations. The 2nd most popular length was 10 Year, with 142 originations.
Origination Fees/Closing Costs
Inland Bank & Trust's average total fees were $7,063, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 555 originations.
Interest Rates
During 2022, Inland Bank & Trust's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 5-6%, with 381 originations.
Loan Sizing
2022 saw Inland Bank & Trust place emphasis on $200k-400k loans with 514 originations, totaling $146,090,000 in origination value.
Applicant Income
Inland Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 325 originations. The second most popular income band? $50k-75k, with 259 originations.
Applicant Debt to Income Ratio
Inland Bank & Trust lent most frequently to those with DTI ratios of 30-36%, with 245 originations. The next most common DTI ratio? 20-30%, with 209 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.74%
Inland Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination75.62%
Inland Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,362 | $384,400,000 | $282,232 |