Inland Bank & Trust Mortgage Rates, Fees & Info
Oak Brook, ILLEI: 549300BU5TSYOCF3Y655
Tax ID: 36-2895618
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Mortgage Data
Review & Overview
Inland Bank & Trust is a smaller bank specializing in Home Purchase loans. Inland Bank & Trust has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, New York, Springfield, Phoenix, and Worcester among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)Inland Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Inland Bank & Trust is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 3/24/24 |
| 30 Year Conventional Refi | 6.62% | 3/24/24 |
| 30 Year Cash-out Refi | 6.86% | 3/24/24 |
| 30 Year FHA Purchase | 7.69% | 3/24/24 |
| 30 Year FHA Refi | 6.27% | 3/24/24 |
| 30 Year VA Purchase | 6.49% | 3/24/24 |
| 30 Year USDA Purchase | 7.39% | 3/24/24 |
| 15 Year Conventional Purchase | 5.33% | 3/24/24 |
| 15 Year Conventional Refi | 6.13% | 3/24/24 |
| 15 Year Cash-out Refi | 6.13% | 3/24/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Inland Bank & Trust Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Inland Bank & Trust. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,362Origination Dollar Volume (All Markets)
$384,400,000Awards
INLAND BANK & TRUST - 2022
INLAND BANK & TRUST is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Inland Bank & Trust's average 30 year fixed mortgage rate was
4.95%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Inland Bank & Trust's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,063.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 590 | $161,390,000 | $273,542 | $4,978 | 4.68% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 114 | $51,310,000 | $450,088 | $11,454 | 4.95% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 95 | $18,315,000 | $192,789 | $8,805 | 4.58% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $14,160,000 | $544,615 | $6,643 | 4.61% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 48 | $13,580,000 | $282,917 | $6,642 | 4.93% |
| PEORIA, IL (FHA|USDA|VA) | 103 | $8,895,000 | $86,359 | $4,850 | 3.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 24 | $7,320,000 | $305,000 | $6,772 | 4.97% |
| Whitewater, WI (FHA|USDA|VA) | 23 | $7,155,000 | $311,087 | $4,279 | 5.28% |
| WICHITA, KS (FHA|USDA|VA) | 26 | $5,110,000 | $196,538 | $4,533 | 4.99% |
| Outside of Metro Areas | 21 | $4,705,000 | $224,048 | $5,808 | 3.98% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $3,970,000 | $496,250 | $9,279 | 4.78% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 6 | $3,680,000 | $613,333 | $12,848 | 5.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $6,627 | 4.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $3,470,000 | $216,875 | $9,812 | 4.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $3,370,000 | $421,250 | $8,539 | 5.08% |
| ROCKFORD, IL (FHA|USDA|VA) | 9 | $3,265,000 | $362,778 | $4,254 | 4.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $2,630,000 | $657,500 | $6,957 | 3.47% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 4 | $2,200,000 | $550,000 | $6,853 | 5.41% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 3 | $2,075,000 | $691,667 | $9,796 | 4.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $1,895,000 | $1,895,000 | $7,029 | 4.75% |
| Plattsburgh, NY (FHA|USDA|VA) | 12 | $1,810,000 | $150,833 | $7,424 | 5.82% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $1,730,000 | $865,000 | $9,268 | 4.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4 | $1,650,000 | $412,500 | $3,843 | 4.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $7,542 | 4.79% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,239 | 4.60% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $6,457 | 5.52% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,445,000 | $481,667 | $11,126 | 5.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $8,241 | 4.07% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $8,802 | 5.29% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $5,014 | 6.03% |
| RACINE, WI (FHA|USDA|VA) | 3 | $1,315,000 | $438,333 | $5,595 | 5.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $4,613 | 4.88% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $3,741 | 4.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,971 | 5.69% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $7,284 | 6.72% |
| TUCSON, AZ (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $2,777 | 4.38% |
| NILES, MI (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $6,292 | 4.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,504 | 5.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,454 | 2.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $9,160 | 4.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $4,853 | 4.88% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,936 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,351 | 5.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $3,857 | 3.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $8,155 | 5.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $13,324 | 4.31% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,029 | 5.30% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $4,956 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $6,287 | 5.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,915 | 5.44% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,111 | 4.42% |
| KANKAKEE, IL (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,181 | 4.03% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $11,910 | 6.06% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,911 | 4.56% |
| Concord, NH (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,776 | 5.19% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 3.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,303 | 5.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,615 | 5.56% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $4,184 | 4.50% |
| Torrington, CT (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,925 | 5.25% |
| Hilo, HI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $17,930 | 6.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,442 | 4.50% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $7,167 | 6.63% |
| Key West, FL (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,470 | 3.00% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $5,348 | 5.81% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,878 | 6.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $17,389 | 4.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,072 | 5.38% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,133 | 4.25% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $16,688 | 6.13% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,827 | 5.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,422 | 4.50% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,303 | 4.38% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,830 | 3.75% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,313 | 4.06% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,642 | 5.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,762 | 5.50% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,735 | 4.63% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,112 | 3.94% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,545 | 6.50% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,701 | 2.88% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,589 | 4.00% |
| Sterling, IL (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $5,588 | 4.56% |
| Newberry, SC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,990 | 5.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,978 | 5.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,146 | 4.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,372 | 2.75% |
| Prineville, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $15,645 | 5.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,282 | 3.50% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,553 | 5.88% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,403 | 5.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,643 | 5.13% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,453 | 5.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,519 | 4.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,355 | 5.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,746 | 5.50% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,007 | 3.50% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,004 | 5.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,505 | 4.75% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,896 | 4.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,039 | 5.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,991 | 3.38% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,595 | 3.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,915 | 3.50% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,568 | 5.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,208 | 6.63% |
| Seneca, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,325 | 5.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,260 | 4.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,602 | 5.63% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,624 | 5.88% |
| DOVER, DE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,240 | 5.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,263 | 4.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,642 | 5.75% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,867 | 5.63% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,417 | 3.75% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,458 | 5.50% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $4,498 | 2.91% |
| Winfield, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,426 | 4.31% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,681 | 4.25% |
| Platteville, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,058 | 4.88% |
| Dixon, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $9,458 | 2.81% |
| MADISON, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,857 | 3.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,385 | 5.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,608 | 6.38% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $3,923 | 3.21% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,244 | 5.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,830 | 4.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,574 | 5.13% |
| Huntington, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,387 | 3.25% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,767 | 7.00% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.00% |
| Clinton, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,664 | 4.25% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,976 | 2.94% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,917 | 5.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,209 | 4.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,629 | 5.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.88% |
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Product Mix
For 2022, Inland Bank & Trust's most frequently originated type of loan was Conventional, with 1,118 originations. Their 2nd most popular type was FHA, with 199 originations.
Loan Reason
For 2022, Inland Bank & Trust's most frequently cited loan purpose was Home Purchase, with 1,039 originations. The 2nd most popular reason was Cash Out Refi, with 148 originations.
Loan Duration/Length
For 2022, Inland Bank & Trust's most frequently cited loan duration was 30 Year, with 1,106 originations. The 2nd most popular length was 10 Year, with 142 originations.
Origination Fees/Closing Costs
Inland Bank & Trust's average total fees were $7,063, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 555 originations.
Interest Rates
During 2022, Inland Bank & Trust's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 5-6%, with 381 originations.
Loan Sizing
2022 saw Inland Bank & Trust place emphasis on $200k-400k loans with 514 originations, totaling $146,090,000 in origination value.
Applicant Income
Inland Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 325 originations. The second most popular income band? $50k-75k, with 259 originations.
Applicant Debt to Income Ratio
Inland Bank & Trust lent most frequently to those with DTI ratios of 30-36%, with 245 originations. The next most common DTI ratio? 20-30%, with 209 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.74%
Inland Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination75.62%
Inland Bank & Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,362 | $384,400,000 | $282,232 |