Lisle Savings Bank Mortgage Rates, Fees & Info

Lisle, IL

LEI: 549300C1KJJH2Y73E274

Tax ID: 36-1720096

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lisle Savings Bank is a smaller bank specializing in Home Purchase loans. Lisle Savings Bank has a high proportion of conventional loans. Their top (well, only) market is Chicago.

    Lisle Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    95

    Origination Dollar Volume (All Markets)

    $25,895,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 95 $25,895,000 $272,579 $0 0.00%
    Lisle Savings Bank's top markets include and Chicago among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 95 $25,895,000 $272,579 $0 0.00%

    For 2023, Lisle Savings Bank's most frequently originated type of loan was Conventional, with 95 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 66 $21,670,000 $328,333 $0 0.00%
    Home Improvement 13 $1,035,000 $79,615 $0 0.00%
    Refi 10 $2,160,000 $216,000 $0 0.00%
    Other 6 $1,030,000 $171,667 $0 0.00%

    For 2023, Lisle Savings Bank's most frequently cited loan purpose was Home Purchase, with 66 originations. The 2nd most popular reason was Home Improvement, with 13 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 95 $25,895,000 $272,579 $0 0.00%

    For 2023, Lisle Savings Bank's most frequently cited loan duration was Other, with 95 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 46 $13,500,000 $293,478 $0 0.00%
    $100,000 or less 22 $1,380,000 $62,727 $0 0.00%
    $400k-600k 12 $5,840,000 $486,667 $0 0.00%
    $100k-200k 10 $1,410,000 $141,000 $0 0.00%
    $600k-1MM 5 $3,765,000 $753,000 $0 0.00%

    2023 saw Lisle Savings Bank place emphasis on $200k-400k loans with 46 originations, totaling $13,500,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 28 $8,750,000 $312,500 $0 0.00%
    $100k-150k 26 $6,530,000 $251,154 $0 0.00%
    $75k-100k 14 $2,880,000 $205,714 $0 0.00%
    $250k+ 9 $4,835,000 $537,222 $0 0.00%
    $50k-75k 9 $1,225,000 $136,111 $0 0.00%
    $50k or less 3 $165,000 $55,000 $0 0.00%

    Lisle Savings Bank lent most frequently to those with incomes in the $150k-250k range, with 28 originations. The second most popular income band? $100k-150k, with 26 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 95 $25,895,000 $272,579 $0 0.00%

    Lisle Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 95 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 69 $18,265,000 $264,710 $0 0.00%
    Not provided 12 $3,990,000 $332,500 $0 0.00%
    Asian 7 $2,225,000 $317,857 $0 0.00%
    Not applicable 5 $855,000 $171,000 $0 0.00%
    Black 2 $560,000 $280,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    96.81%

    Lisle Savings Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    74.74%

    Lisle Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 95 $25,895,000 $272,579

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    95 $25,895,000 $272,579