Lisle Savings Bank Mortgage Rates, Fees & Info

Lisle, IL

LEI: 549300C1KJJH2Y73E274

Tax ID: 36-1720096

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Lisle Savings Bank is a smaller bank specializing in Home Purchase and Refi loans. Lisle Savings Bank has a high proportion of conventional loans. Their top (well, only) market is Chicago.

    Lisle Savings Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    161

    Origination Dollar Volume (All Markets)

    $42,155,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 161 $42,155,000 $261,832 $0 0.00%
    Lisle Savings Bank's top markets include and Chicago among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 161 $42,155,000 $261,832 $0 0.00%

    For 2022, Lisle Savings Bank's most frequently originated type of loan was Conventional, with 161 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 95 $27,595,000 $290,474 $0 0.00%
    Refi 56 $13,090,000 $233,750 $0 0.00%
    Other 7 $965,000 $137,857 $0 0.00%
    Home Improvement 3 $505,000 $168,333 $0 0.00%

    For 2022, Lisle Savings Bank's most frequently cited loan purpose was Home Purchase, with 95 originations. The 2nd most popular reason was Refi, with 56 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 161 $42,155,000 $261,832 $0 0.00%

    For 2022, Lisle Savings Bank's most frequently cited loan duration was Other, with 161 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 85 $24,655,000 $290,059 $0 0.00%
    $100k-200k 45 $6,865,000 $152,556 $0 0.00%
    $400k-600k 18 $8,090,000 $449,444 $0 0.00%
    $100,000 or less 10 $710,000 $71,000 $0 0.00%
    $600k-1MM 3 $1,835,000 $611,667 $0 0.00%

    2022 saw Lisle Savings Bank place emphasis on $200k-400k loans with 85 originations, totaling $24,655,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 48 $12,880,000 $268,333 $0 0.00%
    $150k-250k 46 $15,650,000 $340,217 $0 0.00%
    $75k-100k 27 $6,135,000 $227,222 $0 0.00%
    $50k-75k 18 $2,720,000 $151,111 $0 0.00%
    $250k+ 6 $1,860,000 $310,000 $0 0.00%
    $50k or less 6 $670,000 $111,667 $0 0.00%

    Lisle Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 48 originations. The second most popular income band? $150k-250k, with 46 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 161 $42,155,000 $261,832 $0 0.00%

    Lisle Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 161 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 126 $33,220,000 $263,651 $0 0.00%
    Not provided 13 $3,335,000 $256,538 $0 0.00%
    Asian 7 $1,955,000 $279,286 $0 0.00%
    Not applicable 8 $1,910,000 $238,750 $0 0.00%
    Black 6 $1,370,000 $228,333 $0 0.00%
    Asian Indian 1 $365,000 $365,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.31%

    Lisle Savings Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.85%

    Lisle Savings Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 161 $42,155,000 $261,832

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    161 $42,155,000 $261,832