Pinal County Mortgage Rates, Fees & Info
Casa Grande, AZLEI: 549300CYXW7LD00YCQ70
Tax ID: 86-0134699
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Mortgage Data
Review & Overview
Pinal County is a smaller mortgage company specializing in Home Improvement, Cash Out Refi, and Home Purchase loans. Pinal County has a high proportion of conventional loans. Their top (well, only) market is Phoenix.Pinal County has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 15 Year Conventional Refi | 4.90% | 11/21/24 |
| 15 Year Cash-out Refi | 4.90% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Pinal County Mortgage Calculator
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Originations
83Origination Dollar Volume (All Markets)
$5,345,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 82 | $5,180,000 | $63,171 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $165,000 | $165,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 83 | $5,345,000 | $64,398 | $0 | 0.00% |
For 2018, Pinal County's most frequently originated type of loan was Conventional, with 83 originations.
Loan Reason
For 2018, Pinal County's most frequently cited loan purpose was Home Improvement, with 34 originations. The 2nd most popular reason was Other, with 27 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 83 | $5,345,000 | $64,398 | $0 | 0.00% |
For 2018, Pinal County's most frequently cited loan duration was Other, with 83 originations.
Loan Sizing
2018 saw Pinal County place emphasis on $100,000 or less loans with 76 originations, totaling $3,100,000 in origination value.
Applicant Income
Pinal County lent most frequently to those with incomes in the $50k or less range, with 34 originations. The second most popular income band? $50k-75k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 83 | $5,345,000 | $64,398 | $0 | 0.00% |
Pinal County lent most frequently to those with DTI ratios of Exempt%, with 83 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.80%
Pinal County has a below average approval rate.
Pick Rate
Approvals leading to origination85.54%
Pinal County has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 83 | $5,345,000 | $64,398 |