PHOENIX - MESA - CHANDLER Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Phoenix - Mesa - Chandler averaged 6.2% for the week of 2023-06-01, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2023-05-25) was 6.08% and one month ago for the week of 2023-04-27, the average rate was 6.14%.

    Phoenix - Mesa - Chandler's average rate one year ago was 4.71%.

    For refis of the same type during the week of 2023-06-01, the average rate was 5.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-06-01 6.79%
    Phoenix - Mesa - Chandler 30 Year Fixed Rate 2023-06-01 6.2%
    Phoenix - Mesa - Chandler 30 Year Fixed Rate Refi 2023-06-01 5.86%
    Phoenix - Mesa - Chandler 15 Year Fixed Rate 2023-06-01 5.69%
    Phoenix - Mesa - Chandler 15 Year Fixed Rate Refi 2023-06-01 5.04%
    Phoenix - Mesa - Chandler 30 Year FHA 2023-06-01 -0.51%
    Phoenix - Mesa - Chandler 30 Year FHA Refi 2023-06-01 -1.61%
    Phoenix - Mesa - Chandler 30 Year USDA 2023-06-01 -0.56%
    Phoenix - Mesa - Chandler 30 Year USDA Refi 2023-06-01 -0.1%
    Phoenix - Mesa - Chandler 30 Year VA 2023-06-01 -0.79%
    Phoenix - Mesa - Chandler 30 Year VA Refi 2023-06-01 -2.55%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PHOENIX-MESA-CHANDLER, AZ.

    PHOENIX - MESA - CHANDLER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PHOENIX-MESA-CHANDLER, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 9,681 4.76% $6,415
    QUICKEN LOANS, LLC 7,758 4.61% $7,132
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4,719 4.90% $6,990
    LOANDEPOT.COM, LLC 3,479 4.42% $7,287
    JPMorgan Chase Bank 2,038 4.45% $4,758
    NOVA FINANCIAL & INVESTMENT CORPORATION 2,013 4.94% $6,891
    V.I.P. MORTGAGE, INC. 1,910 4.99% $6,920
    Wells Fargo Bank 1,828 4.29% $4,406
    Amerifirst Financial, Inc. 1,402 4.99% $5,968
    HOME POINT FINANCIAL CORPORATION 1,313 4.33% $6,188
    EAGLE HOME MORTGAGE, LLC 1,295 4.85% $6,751
    U.S. Bank 1,285 4.29% $6,675
    CROSSCOUNTRY MORTGAGE, LLC 1,169 5.00% $7,672
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1,103 4.87% $7,473
    Mr. Cooper ( Nationstar Mortgage ) 1,044 4.38% $8,886
    Bell Bank 1,015 4.83% $6,327
    DHI MORTGAGE COMPANY, LTD. 1,009 4.57% $5,728
    FINANCE OF AMERICA MORTGAGE LLC 998 4.69% $6,640
    GUILD MORTGAGE COMPANY 951 4.93% $7,383
    Bank of America 944 3.99% $5,433
    ACADEMY MORTGAGE CORPORATION 926 5.00% $9,154
    CALIBER HOME LOANS, INC. 879 4.62% $6,732
    DEFINE MORTGAGE SOLUTIONS, LLC 873 4.38% $5,965
    MORIA DEVELOPMENT, INC. 836 4.90% $7,645
    South Pacific Financial Corporation 832 5.05% $10,647
    PENNYMAC LOAN SERVICES, LLC 822 4.26% $7,730
    PULTE MORTGAGE LLC 812 4.61% $1,182
    GUARANTEED RATE, INC. 806 4.65% $6,242
    Paramount Residential Mortgage Group, Inc. 766 4.83% $6,424
    NFM, INC. 765 4.84% $6,988
    AMERISAVE MORTGAGE CORPORATION 760 4.27% $8,132
    PRIMELENDING, A PLAINSCAPITAL COMPANY 716 5.04% $7,153
    Flagstar Bank, FSB 628 4.62% $6,147
    FREEDOM MORTGAGE CORPORATION 626 4.51% $6,520
    BAY EQUITY LLC 588 4.91% $7,733
    BROKER SOLUTIONS, INC. 583 4.65% $7,269
    HOMEAMERICAN MORTGAGE CORPORATION 567 4.74% $1,232
    BETTER MORTGAGE CORPORATION 501 3.72% $4,740
    CARDINAL FINANCIAL 492 4.61% $7,302
    ON Q FINANCIAL, INC. 459 4.81% $6,441
    CMG MORTGAGE, INC. 455 4.62% $7,183
    Sunflower Bank 436 4.16% $6,248
    NEWREZ LLC 392 4.41% $6,484
    MOVEMENT MORTGAGE, LLC 390 4.76% $6,346
    PRIMARY RESIDENTIAL MORTGAGE, INC. 388 4.69% $6,899
    Waterstone Mortgage Corporation 377 4.84% $8,438
    SECURITYNATIONAL MORTGAGE COMPANY 376 5.18% $9,164
    GENEVA FINANCIAL, LLC 368 5.14% $8,485
    AMERICAN PACIFIC MORTGAGE CORPORATION 350 4.87% $7,744
    GUARANTEED RATE AFFINITY, LLC 323 4.94% $6,336
    NAVY FEDERAL CREDIT UNION 311 4.62% $5,802
    UNION HOME MORTGAGE CORP. 296 4.61% $5,819
    OneAZ Credit Union 280 4.37% $4,646
    CHERRY CREEK MORTGAGE, LLC 277 4.77% $683
    LHM FINANCIAL CORPORATION 275 4.84% $7,233
    HOMEBRIDGE FINANCIAL SERVICES, INC. 269 4.81% $7,477
    TBI MORTGAGE COMPANY 269 4.58% $9,569
    Morgan Stanley Private Bank 268 3.71% $5,181
    VELOCIO MORTGAGE L.L.C. 267 5.00% $10,161
    LAKEVIEW LOAN SERVICING, LLC 266 4.26% $5,182
    LOANPAL, LLC 266 4.25% $9,627
    ARIZONA 259 4.52% $8,051
    Wallick & Volk, Inc. 256 4.87% $7,085
    CITYWIDE HOME LOANS, LLC 250 4.84% $7,202
    TRUWEST Credit Union 248 4.42% $3,646
    BMO Harris Bank 245 4.59% $7,580
    MATTAMY HOME FUNDING, LLC 242 4.52% $9,712
    Watermark Capital, Inc. 241 4.01% $4,723
    PNC Bank 232 4.05% $6,496
    STARBOARD FINANCIAL MANAGEMENT, LLC 221 4.78% $7,502
    FBC MORTGAGE, LLC 218 4.59% $6,696
    NEW WEST LENDING, INC. 215 4.75% $5,894
    Shea Mortgage Inc. 215 5.25% $3,278
    Neighborhood Loans, Inc. 213 4.94% $6,711
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 210 5.03% $6,845
    MUTUAL OF OMAHA MORTGAGE, INC. 209 4.62% $6,240
    INSPIRE HOME LOANS INC. 205 5.20% $7,431
    MidFirst Bank 204 4.52% $5,530
    KBHS HOME LOANS, LLC 201 4.52% $6,858
    SUBURBAN MORTGAGE, INC. 198 4.43% $5,357
    SUMMIT FUNDING, INC. 197 4.80% $9,520
    PROVIDENT FUNDING ASSOCIATES, L.P. 196 4.26% $4,719
    SUN AMERICAN MORTGAGE COMPANY 192 4.69% $5,565
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 189 4.73% $6,204
    Ally Bank 179 3.76% $5,905
    Lend Smart Mortgage, LLC 170 4.68% $6,467
    NexBank 166 4.75% $7,998
    PLAZA HOME MORTGAGE, INC. 165 4.93% $7,615
    Charles Schwab Bank, SSB 157 3.62% $5,313
    AXIA FINANCIAL, LLC 155 4.99% $7,249
    Northpointe Bank 154 4.56% $8,812
    PACIFIC RESIDENTIAL MORTGAGE, LLC 154 5.24% $8,485
    Gateway First Bank 149 4.83% $5,215
    FirstBank 145 4.15% $5,454
    Sierra Pacific Mortgage Company, Inc. 145 5.11% $6,017
    AMERICAN FINANCING CORPORATION 143 4.25% $6,941
    BOKF 139 4.54% $4,962
    Truist 138 4.54% $6,717
    ENVOY MORTGAGE, LTD 138 4.80% $6,985
    BROOKHOLLOW MORTGAGE SERVICES, LTD 136 5.17% $8,921
    ZILLOW HOME LOANS, LLC 136 4.66% $6,419
    LEADERONE FINANCIAL CORPORATION 135 4.61% $5,627
    SWBC MORTGAGE CORPORATION 134 4.97% $6,500
    KeyBank 132 4.08% $7,800
    CANOPY MORTGAGE, LLC 131 4.19% $5,510
    First International Bank & Trust 131 4.92% $16,840
    ANGEL OAK MORTGAGE SOLUTIONS LLC 130 5.98% $12,358
    NBKC BANK 122 4.38% $4,303
    Prosperity Home Mortgage, LLC 122 4.99% $6,168
    AmeriHome Mortgage Company, LLC 121 4.56% $7,293
    NEXERA HOLDING LLC 118 6.58% $11,832
    PENTAGON FEDERAL CREDIT UNION 114 4.10% $5,460
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 114 4.69% $6,546
    Zions Bancorporation, N.A. 112 3.87% $4,579
    UMB Bank 111 4.47% $4,270
    MOUNTAIN AMERICA 111 4.72% $8,628
    Lakeview Community Capital, LLC 110 4.28% $5,185
    CHURCHILL MORTGAGE CORPORATION 110 4.65% $5,694
    KELLER MORTGAGE, LLC 106 4.86% $7,092
    DIRECTORS MORTGAGE, INC. 106 5.26% $8,162
    ARC HOME LLC 104 4.36% $8,554
    Citadel Servicing Corporation 103 6.48% $12,588
    Strong Home Mortgage, LLC 103 4.07% $3,527
    RESIDENTIAL BANCORP. 102 4.75% $8,046
    Old National Bank 101 3.87% $6,077
    Plains Commerce Bank 98 5.03% $7,513
    Citizens Bank 98 4.09% $5,394
    PHH Mortgage Corporation 98 4.43% $7,597
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 98 5.13% $7,086
    UBS Bank USA 97 3.55% $6,520
    The Federal Savings Bank 97 4.57% $9,718
    MICHIGAN MUTUAL, INC. 97 5.11% $6,418
    Loan Simple, Inc. 96 4.91% $8,248
    CASTLE & COOKE MORTGAGE, LLC 94 4.86% $8,897
    Wyndham Capital Mortgage, Inc. 92 4.19% $4,357
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 92 5.14% $7,576
    Carrington Mortgage Services, LLC 91 4.97% $9,602
    HOMESIDE FINANCIAL, LLC 88 4.70% $7,036
    Opendoor Home Loans LLC 87 4.27% $4,687
    First State Bank of St. Charles, Missouri 85 4.69% $4,691
    IDEAL HOME LOANS LLC 84 4.46% $7,535
    Washington Federal Bank 82 4.47% $11,254
    CORNERSTONE HOME LENDING, INC. 79 4.24% $7,623
    Hometown Lenders, Inc. 79 4.55% $6,252
    LADERA LENDING, INC. 79 4.63% $6,023
    DRAPER AND KRAMER MORTGAGE CORP. 78 4.41% $4,681
    PREMIER LENDING, INC. 75 5.33% $10,541
    VANTAGE WEST 75 4.69% $5,099
    Nations Lending Corporation 74 5.89% $7,632
    NETWORK CAPITAL FUNDING CORPORATION 73 4.87% $6,730
    First Option Mortgage, LLC 72 5.06% $7,240
    CREDIT UNION WEST 70 4.68% $5,374
    M&T Bank 70 4.23% $5,403
    North American Savings Bank, F.S.B. 69 4.45% $4,309
    INTERCAP LENDING INC. 68 4.80% $7,373
    Boeing Employees Credit Union 67 4.35% $4,425
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 67 4.98% $10,047
    EVERETT FINANCIAL, INC. 66 4.69% $2,532
    ARIZONA CENTRAL 65 4.47% $4,737
    CALCON MUTUAL MORTGAGE LLC 63 5.45% $9,835
    Stifel Bank and Trust 63 3.51% $4,005
    MID AMERICA MORTGAGE, INC. 62 4.94% $5,383
    RBC Bank, (Georgia) 62 4.61% $3,886
    NATIONS DIRECT MORTGAGE, LLC 61 5.25% $10,095
    City National Bank 60 3.72% $5,686
    S1L, Inc. 60 4.63% $7,145
    Armed Forces Bank 59 4.66% $5,121
    MUFG Union Bank 58 4.06% $5,904
    First Guaranty Mortgage Corporation 57 4.52% $10,378
    Bankers Trust Company 57 3.96% $4,908
    Citibank 57 3.82% $6,473
    ML Mortgage Corp. 57 4.96% $8,248
    SUNSTREET MORTGAGE, LLC 56 4.61% $5,894
    DIRECT MORTGAGE, CORP. 56 4.29% $10,914
    First-Citizens Bank & Trust Company 55 4.59% $8,161
    DIGITAL Federal Credit Union 55 4.06% $5,332
    ALTITUDE FINANCIAL CORPORATION 55 5.17% $4,828
    Barrington Bank & Trust Company, N.A. 55 4.77% $6,201
    SUN WEST MORTGAGE COMPANY, INC. 54 5.19% $7,058
    HOMEXPRESS MORTGAGE CORP. 54 7.18% $13,591
    Alaska USA Federal Credit Union 54 4.09% $4,144
    First National Bank of America 54 7.87% $10,062
    Umpqua Bank 52 4.25% $6,847
    DEEPHAVEN MORTGAGE LLC 52 6.47% $12,051
    LENDSURE MORTGAGE CORP. 51 6.22% $18,253
    OCMBC, INC. 51 5.41% $12,662
    FirstBank 50 3.67% $4,282
    Discover Bank 50 4.57% $0
    Arvest Bank 50 4.06% $4,551
    The Huntington National Bank 46 3.96% $8,071
    AMERICAN INTERNET MORTGAGE, INC. 46 3.71% $5,248
    Canyon State Credit Union 46 4.78% $3,877
    STEARNS LENDING, LLC 46 3.32% $5,006
    PLANET HOME LENDING, LLC 45 4.22% $5,915
    First Republic Bank 44 3.06% $5,805
    FineMark National Bank & Trust 44 4.14% $6,293
    Silicon Valley Bank 44 3.42% $5,578
    TOP FLITE FINANCIAL, INC. 42 5.05% $8,609
    FIRST TECHNOLOGY 41 4.22% $5,814
    First National Bank Texas 40 4.95% $6,035
    Commerce Home Mortgage, Inc. 40 4.82% $11,452
    Bank of the West 40 4.44% $6,272
    Alerus Financial 39 4.42% $4,804
    AMCAP MORTGAGE, LTD. 39 5.23% $7,877
    FIRST CENTENNIAL MORTGAGE CORPORATION 39 4.83% $6,090
    IMPAC MORTGAGE CORP. 38 5.54% $8,880
    USAA Federal Savings Bank 38 5.32% $6,937
    Century Mortgage Company DBA Century Lending Company 38 4.60% $9,468
    ALAMEDA MORTGAGE CORPORATION 38 6.17% $7,959
    SIRVA MORTGAGE, INC. 38 5.00% $2,118
    First Western Trust Bank 38 4.38% $5,555
    ROYAL UNITED MORTGAGE LLC 37 4.81% $8,818
    BLUE BRICK FINANCIAL LLC 37 4.10% $2,035
    SFMC, LP 37 4.86% $9,332
    First Credit Union 37 4.30% $3,293
    Pacific Lending LLC 37 4.43% $6,435
    PREMIA MORTGAGE, LLC 36 4.86% $2,769
    OAKTREE FUNDING CORP. 36 6.75% $11,552
    Goldwater Bank, N.A. 36 4.78% $8,739
    Evolve Bank & Trust 35 4.83% $4,386
    AMERIFIRST FINANCIAL CORPORATION 33 4.95% $8,464
    DAS Acquisition Company, LLC 33 4.33% $7,712
    Cornerstone First Mortgage, Inc 33 4.64% $8,632
    FIRST COLONY MORTGAGE CORPORATION 33 4.86% $9,892
    GUIDANCE RESIDENTIAL, LLC 32 4.86% $7,000
    LENOX FINANCIAL MORTGAGE CORPORATION 32 4.33% $7,292
    Bank of England 31 4.98% $6,111
    BNY Mellon 31 3.34% $6,972
    TOWNE MORTGAGE COMPANY 31 3.96% $4,953
    Academy Bank 31 4.64% $5,328
    ONY GLO, INC. 30 4.76% $4,742
    Franklin Loan Corporation 30 5.55% $8,296
    HomeStreet Bank 29 4.36% $6,978
    SOFI LENDING CORP. 29 3.73% $5,119
    TJC Mortgage, Inc. 29 4.67% $7,376
    HUNT MORTGAGE CORPORATION 29 4.68% $5,256
    Mortgage Research Center, LLC 28 4.64% $5,422
    Golden Empire Mortgage, Inc. 27 5.47% $9,227
    T2 FINANCIAL LLC 27 4.09% $5,369
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 27 4.22% $5,133
    MOUNTAIN WEST FINANCIAL, INC. 27 4.83% $6,782
    Raymond James Bank 26 3.65% $5,160
    ALLIANT CREDIT UNION 26 3.81% $5,883
    AMERICA FIRST 25 4.75% $6,750
    DATA MORTGAGE, INC. 25 6.06% $10,858
    Victorian Finance, LLC 25 4.85% $6,459
    Greenbox Loans, Inc. 24 8.18% $13,703
    GoPrime Mortgage, Inc. 24 4.83% $7,207
    1st Security Bank of Washington 23 4.91% $7,519
    Western State Bank 23 4.35% $5,511
    First Home Bank 22 4.55% $7,638
    INLAND BANK & TRUST 22 4.70% $7,070
    CENTENNIAL LENDING, LLC 22 4.55% $4,998
    5TH STREET CAPITAL, INC. 22 6.27% $15,528
    HOMESTEAD FUNDING CORP. 22 4.79% $4,128
    MK LENDING CORP. 22 4.77% $5,716
    Baxter Credit Union 22 4.11% $5,103
    Chicago Mortgage Solutions LLC 21 3.91% $3,881
    First Savings Bank 21 4.28% $8,421
    ATHAS CAPITAL GROUP, INC. 21 8.14% $10,630
    CITY FIRST MORTGAGE SERVICES, L.L.C. 20 5.14% $6,310
    Florida Capital Bank 20 3.55% $6,501
    RELIANCE FIRST CAPITAL, LLC 19 4.30% $9,099
    Financial Funding Solutions, Inc. 19 4.40% $6,269
    Firefighters First Federal Credit Union 19 3.84% $1,678
    First Internet Bank of Indiana 19 4.32% $4,679
    The Home Loan Expert LLC 19 4.28% $6,792
    Banterra Bank 18 4.62% $6,432
    VERITAS FUNDING, LLC 18 5.19% $11,508
    NuVision Federal Credit Union 17 4.11% $3,605
    NMSI, INC. 17 4.90% $8,092
    NATIONWIDE MORTGAGE BANKERS, INC. 17 5.06% $8,930
    EMBRACE HOME LOANS, INC. 17 4.92% $5,861
    COMPASS MORTGAGE, INC. 17 4.68% $7,101
    LOGIX FEDERAL CREDIT UNION 17 4.18% $8,632
    STAR ONE CREDIT UNION 17 4.11% $3,525
    Glacier Bank 17 4.29% $6,120
    The Central Trust Bank 17 4.43% $4,588
    LEGEND LENDING CORPORATION 17 6.45% $8,679
    THRIVE MORTGAGE, LLC 17 6.13% $7,515
    ANGEL OAK HOME LOANS LLC 17 5.49% $12,039
    WINGS FINANCIAL 17 4.13% $4,173
    GSF Mortgage Corporation 16 4.74% $10,926
    PREMIER MORTGAGE RESOURCES, L.L.C. 16 4.20% $7,440
    First Interstate Bank 16 4.34% $6,926
    THE ANDERSON FINANCIAL GROUP, INC. 16 3.84% $4,548
    INTELLILOAN, INC. 15 4.22% $5,874
    AERO Federal Credit Union 15 4.52% $4,524
    BNC National Bank 15 4.56% $4,499
    EMM LOANS LLC 15 4.53% $8,589
    Quontic Bank 15 6.88% $13,450
    Utah Mortgage Loan Corporation 15 4.62% $6,675
    MANN FINANCIAL INC. 15 5.53% $9,046
    Austin Capital Bank SSB 14 4.30% $8,065
    LAND HOME FINANCIAL SERVICES, INC. 14 4.51% $7,916
    HSBC BANK USA, NATIONAL ASSOCIATION 14 4.15% $5,224
    NEST HOME LENDING, LLC 14 4.93% $8,199
    BEST CAPITAL FUNDING 13 4.12% $6,170
    JMJ FINANCIAL GROUP 13 5.23% $11,158
    INTERLINC MORTGAGE SERVICES, LLC 13 5.64% $9,120
    Equity Prime Mortgage LLC 13 4.70% $7,712
    AHL FUNDING 13 6.37% $18,178
    NATIONS RELIABLE LENDING, LLC 13 5.23% $11,841
    Axos Bank 12 4.50% $14,697
    Gate City Bank 12 3.77% $6,510
    Willamette Valley Bank 12 4.60% $8,996
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 12 3.97% $14,425
    Beeline Loans, Inc. 12 3.94% $5,033
    21ST MORTGAGE CORPORATION 12 5.86% $7,033
    Colonial Savings, F.A. 12 4.79% $5,362
    iCore Lending, Inc. 12 4.49% $11,704
    Bank of Colorado 12 4.54% $6,533
    The Northern Trust Company 11 3.49% $10,974
    FUNDLOANS CAPITAL 11 7.39% $19,175
    Goldman Sachs Bank USA 11 3.88% $5,019
    SUCCESS MORTGAGE PARTNERS, INC. 11 5.16% $6,515
    First National Bank of Omaha 11 5.22% $6,657
    MORTGAGEONE, INC. 10 3.86% $7,762
    Associated Bank 10 4.06% $3,752
    JMAC LENDING, INC. 10 4.69% $7,422
    Princeton Mortgage Corporation 10 3.53% $9,468
    MEGASTAR FINANCIAL CORP. 10 5.09% $6,267
    Washington Trust Bank 10 4.13% $7,023
    PINNACLE LENDING GROUP, INC. 10 5.52% $7,607
    SOVEREIGN LENDING GROUP INCORPORATED 10 4.99% $6,480
    ISERVE RESIDENTIAL LENDING, LLC 10 4.72% $7,022
    CITIZENS EQUITY FIRST 10 4.11% $2,904
    Magnolia Bank 10 5.12% $8,532
    Prime Choice Funding Inc. 9 3.46% $5,845
    A&D Mortgage LLC 9 7.91% $11,278
    ADVANCIAL 9 5.90% $7,858
    CIBC Bank USA 9 3.69% $5,830
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 9 4.71% $4,832
    GREAT LAKES 9 3.29% $4,349
    Great Southern Bank 9 4.89% $4,917
    KINECTA 9 4.60% $6,616
    Landings Credit Union 9 4.74% $7,777
    NBH Bank 9 4.62% $5,778
    NP, Inc. 9 3.36% $4,416
    PANORAMA MORTGAGE GROUP, LLC 9 4.71% $7,182
    Toyota Financial Savings Bank 9 3.67% $6,337
    Notre Dame Federal Credit Union Corporation 8 4.47% $5,706
    AMERICAN FINANCIAL RESOURCES, INC. 8 5.86% $8,492
    BLUELEAF LENDING, LLC 8 4.04% $4,774
    INLANTA MORTGAGE, INC. 8 4.30% $4,368
    HighTechLending Inc 8 3.41% $4,349
    WESCOM CENTRAL CREDIT UNION 8 3.75% $5,105
    DIGNIFIED HOME LOANS, LLC 8 5.15% $6,557
    RESIDENTIAL MORTGAGE, LLC 8 5.19% $5,515
    LOANFLIGHT LENDING, LLC 8 3.64% $5,083
    Renasant Bank 8 4.50% $5,249
    MASON MCDUFFIE MORTGAGE CORPORATION 8 5.62% $5,214
    NORTHROP GRUMMAN Federal Credit Union 8 4.47% $5,644
    INFINITY EQUITY GROUP, INC. 8 5.16% $4,927
    First Horizon Bank 8 4.33% $6,903
    MAYO EMPLOYEES FEDERAL CREDIT UNION 8 4.45% $345,083
    Bremer Bank 8 4.34% $9,916
    Commerce Bank 8 4.36% $8,094
    First Federal Bank 7 4.50% $5,113
    Johnson Bank 7 3.97% $5,213
    RANLIFE, INC. 7 5.27% $8,792
    AMERICAN ADVISORS GROUP 7 4.30% $3,460
    ITHINK FINANCIAL Credit Union 7 5.18% $8,156
    Tradition Mortgage, LLC 7 4.75% $5,363
    Fifth Third Bank 7 4.64% $6,248
    American Mortgage & Equity Consultants, Inc. 7 5.14% $7,952
    Deere Employees Credit Union 7 3.84% $4,878
    BEST FINANCE CAPITAL, INC. 7 6.64% $10,589
    Bethpage Federal Credit Union 7 4.84% $4,423
    SANDIA LABORATORY 6 4.54% $3,767
    United Nations Federal Credit Union 6 3.27% $4,798
    Enterprise Bank & Trust 6 3.85% $3,849
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 6 4.42% $8,761
    VAN DYK MORTGAGE CORPORATION 6 5.35% $4,700
    CHARTER WEST BANK 6 4.96% $4,346
    MORTGAGE SOLUTIONS OF COLORADO, LLC 6 5.10% $11,501
    FM Home Loans, LLC 6 4.52% $6,778
    PROPER RATE, LLC 6 4.24% $6,172
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 6 4.23% $4,788
    Citywide Banks 6 4.42% $7,104
    Financial Partners Credit Union 6 3.98% $4,134
    The Loan Store, Inc. 6 5.21% $7,864
    PIMA Federal Credit Union 6 3.67% $4,668
    Northwest Bank 6 3.63% $7,849
    Marquette Bank 6 4.94% $3,782
    UIF CORPORATION 6 4.77% $6,278
    First Merchants Bank 5 4.30% $7,838
    CLEARPATH LENDING 5 4.65% $3,708
    West Gate Bank 5 4.68% $4,192
    MORTGAGE EXPRESS, LLC 5 5.25% $6,779
    GUARANTY HOME MORTGAGE CORPORATION 5 4.38% $3,498
    Network Funding, L.P. 5 4.28% $7,400
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 5 5.05% $6,508
    Choice Financial Group 5 5.40% $11,452
    FINANCE OF AMERICA REVERSE LLC 5 7.56% $3,110
    UNITED MORTGAGE CORP. 5 4.48% $6,904
    United Fidelity Funding Corp. 5 5.23% $13,662
    Adams Bank & Trust 5 4.23% $4,231
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 5 5.30% $5,325
    MLD MORTGAGE INC. 5 5.23% $8,740
    Mortgage Bank of California 5 7.50% $15,233
    Columbia State Bank 5 4.60% $6,335
    First Midwest Bank 5 2.73% $4,739
    MORTGAGE CAPITAL PARTNERS, INC. 5 4.92% $6,338
    ONE NEVADA CREDIT UNION 4 4.25% $4,230
    NUMERICA CREDIT UNION 4 3.84% $9,508
    RUOFF MORTGAGE COMPANY, INC. 4 4.44% $5,188
    THRIVENT Federal Credit Union 4 3.47% $4,149
    Fidelity Bank 4 4.69% $6,836
    Devon Bank 4 4.72% $7,478
    VISION ONE MORTGAGE, INC. 4 4.28% $6,933
    USAlliance Federal Credit Union 4 4.09% $7,523
    General Mortgage Capital Corporation 4 4.69% $9,044
    UNIFY FINANCIAL Credit Union 4 3.78% $5,398
    Texana Bank 4 4.09% $8,714
    UNIVERSITY CREDIT UNION 4 3.37% $6,133
    GEO-CORP, INC. 4 6.22% $4,962
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 4 3.94% $4,601
    First Bank & Trust 4 4.84% $8,766
    Logan Finance Corporation 4 3.53% $6,119
    ABSOLUTE HOME MORTGAGE CORPORATION 4 3.72% $5,299
    Bank First, N.A. 4 4.02% $6,518
    Ixonia Bank 4 6.56% $9,065
    CUSTOMER SERVICE MORTGAGE CORPORATION 4 5.19% $7,757
    ASSEMBLIES OF GOD Credit Union 4 4.75% $3,355
    First Bank & Trust 4 4.09% $4,628
    Southwest Airlines Federal Credit Union 4 5.16% $7,895
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 4.84% $4,245
    Nicolet National Bank 4 4.53% $4,910
    First United Bank and Trust Company 3 5.21% $5,930
    Colten Mortgage, LLC 3 4.58% $4,883
    Semper Home Loans, Inc. 3 4.08% $3,180
    Collins Community Credit Union 3 4.67% $3,451
    Chicago Financial Services, Inc. 3 5.25% $4,766
    SOUTHWEST STAGE FUNDING, LLC 3 5.83% $5,724
    CHEVRON 3 3.42% $5,136
    Central Bank 3 3.79% $3,272
    NASA Federal Credit Union 3 3.88% $5,991
    Carrollton Bank 3 4.33% $3,294
    First Dakota National Bank 3 4.54% $5,314
    TEACHERS CREDIT UNION 3 5.92% $13,141
    First Bank 3 4.63% $5,575
    First American Bank 3 5.50% $4,940
    Luxury Mortgage Corp. 3 5.33% $4,659
    GREENSTATE CREDIT UNION 3 6.42% $4,826
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 3 4.71% $7,556
    AmRes Corporation 3 4.96% $4,949
    Ohnward Bank & Trust 3 4.50% $5,330
    Heritage Bank 3 5.53% $11,478
    DUPACO COMMUNITY 3 3.71% $3,881
    Operating Engineers Local Union #3 3 4.29% $6,158
    Opportunity Bank of Montana 3 4.50% $6,282
    ALLIED MORTGAGE GROUP, INC. 3 3.46% $2,904
    Merchants Bank 3 4.28% $7,427
    Horizon Bank 3 5.29% $4,209
    FIRST STATE MORTGAGE SERVICES, LLC 3 5.08% $4,883
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 5.04% $4,739
    Heartland Bank and Trust Company 3 4.33% $4,331
    Minnwest Bank 3 4.73% $4,564
    Hometown Equity Mortgage, LLC 3 4.75% $7,884
    EVANSVILLE TEACHERS 2 3.88% $8,898
    Ameris Bank 2 4.93% $9,506
    State Department Federal Credit Union 2 3.88% $10,114
    AIR ACADEMY 2 5.74% $3,107
    United Community Bank 2 5.13% $4,015
    UNITED 2 4.75% $7,575
    AFFINITY 2 4.50% $3,665
    F&A Federal Credit Union 2 4.50% $2,874
    Paramount Bank 2 4.94% $5,522
    AUGUSTA FINANCIAL, INC. 2 5.19% $4,920
    AEROSPACE FEDERAL CREDIT UNION 2 5.19% $3,265
    TRIAD FINANCIAL SERVICES, INC. 2 5.63% $7,469
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.06% $11,694
    Northwest Federal Credit Union 2 3.94% $5,691
    FEDEX EMPLOYEES CREDIT ASSOCIATION 2 5.38% $6,443
    Bank Iowa 2 3.69% $4,588
    IOWA BANKERS MORTGAGE CORPORATION 2 3.69% $4,803
    Bank of Springfield 2 2.98% $5,995
    Lincoln Savings Bank 2 3.94% $6,546
    Deseret First Credit Union 2 3.75% $7,513
    Think Mutual Bank 2 3.75% $5,209
    Mercantile Bank of Michigan 2 2.81% $5,787
    Pinnacle Bank 2 4.69% $3,954
    DELMAR FINANCIAL COMPANY 2 5.63% $6,251
    Bank of Utah 2 4.88% $9,420
    Dakota Community Bank & Trust 2 5.44% $10,639
    Mutual Federal Bank 2 6.06% $9,071
    Bank of Whittier 2 5.31% $3,677
    TEXAS TECH 2 4.50% $6,678
    MERIWEST MORTGAGE COMPANY, LLC 2 2.50% $2,435
    Starion Bank 2 4.63% $5,923
    PREMIER MEMBERS CREDIT UNION 2 5.25% $3,908
    First Federal Bank of Kansas City 2 3.31% $4,076
    SIWELL, INC. 2 4.19% $5,183
    Grand Valley Bank 2 4.94% $5,428
    CORPORATE AMERICA FAMILY 2 4.06% $3,758
    Simmons Bank 2 3.88% $4,890
    Grand Bank for Savings, FSB 2 9.13% $6,830
    Cornerstone State Bank 2 4.90% $3,509
    First Standard Financial Corp. 2 5.19% $6,389
    Midland States Bank 2 3.94% $4,085
    TEACHERS 2 4.44% $5,671
    Midwest Community Bank 2 3.50% $4,857
    Busey Bank 2 4.13% $2,661
    Servion, Inc. 2 5.06% $5,485
    CONSUMERS COOPERATIVE CREDIT UNION 2 3.94% $5,181
    Jonah Bank of Wyoming 2 4.31% $7,024
    Fortifi Bank 2 4.00% $3,091
    Consolidated Federal Credit Union 2 5.13% $6,363
    Capital Bank 2 4.63% $5,814
    FIRST COMMUNITY MORTGAGE, INC. 2 8.00% $11,405
    First Mid Bank & Trust 2 3.88% $3,219
    East Coast Capital Corp. 2 4.81% $5,786
    HomeTown Bank 2 4.44% $9,146
    Vibrant Credit Union 2 3.18% $8,542
    AMERICAN FIRST 2 3.94% $3,244
    OPEN MORTGAGE, LLC 2 4.69% $6,564
    EASTMAN 2 4.94% $10,587
    Old Second National Bank 2 5.31% $4,832
    Frontier Bank 2 3.56% $3,930
    MY MOVE MORTGAGE, LLC 2 4.31% $4,750
    Dundee Bank 2 3.69% $13,712
    American Bank and Trust Company 2 5.06% $3,203
    Independent Bank 1 4.95% $6,095
    IDAHO CENTRAL 1 3.13% $6,531
    KEMBA CREDIT UNION, INC. 1 4.75% $5,432
    KEYPOINT 1 5.50% $3,398
    WNB Financial, N.A. 1 3.75% $5,167
    HANSCOM 1 3.25% $4,742
    Lake City Bank 1 3.63% $4,179
    Gulf Coast Bank and Trust Company 1 5.38% $4,485
    LANDED HOME LOANS LLC 1 5.63% $7,452
    Leader Bank 1 3.38% $4,990
    Great Plains National Bank 1 4.00% $6,565
    LEGACY MORTGAGE LLC 1 7.13% $6,902
    LENDING 3, INC. 1 6.50% $9,984
    GOLDENWEST 1 6.75% $6,794
    GLENDALE AREA SCHOOLS CREDIT UNION 1 1.99% $795
    LIBERTY HOME MORTGAGE CORPORATION 1 4.63% $1,260
    Lincoln FSB of Nebraska 1 5.50% $4,432
    Low VA Rates, LLC 1 3.88% $2,739
    Mabrey Bank 1 5.24% $10,084
    Flanagan State Bank 1 4.88% $5,949
    Five Points Bank 1 3.63% $2,926
    Marine Bank 1 5.13% $9,668
    First Western Bank & Trust 1 5.25% $5,300
    MICHIGAN FIRST CREDIT UNION 1 4.38% $4,120
    Mid-America Bank 1 5.50% $5,946
    First State Bank 1 4.25% $3,126
    Mid-Continent Funding, Inc. 1 7.38% $3,700
    MidWestOne Bank 1 4.63% $7,646
    First Southern National Bank 1 3.60% $13,682
    First PREMIER Bank 1 4.00% $4,184
    FIRST NORTHERN Credit Union 1 4.00% $3,121
    FIRST NATIONS HOME FINANCE CORPORATION 1 7.50% $6,460
    First National Bank 1 3.13% $2,364
    First Federal Savings Bank 1 5.13% $1,173
    First Federal Bank, A FSB 1 4.38% $8,911
    National Exchange Bank and Trust 1 4.25% $1,814
    First Bank Richmond 1 6.38% $13,537
    Access Bank 1 5.38% $5,079
    First Bank 1 4.50% $4,135
    First American Bank 1 3.48% $12,833
    FIRST ALLIANCE HOME MORTGAGE, LLC 1 4.38% $5,279
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 3.88% $5,386
    Figure Lending LLC 1 3.50% $14,156
    Farmers & Stockmens Bank 1 3.63% $2,898
    Wyoming Bank & Trust 1 4.88% $5,994
    NUMARK CREDIT UNION 1 3.50% $4,409
    Extraco Banks 1 5.00% $6,690
    Encompass Lending Group, LP 1 5.99% $9,932
    Dollar Bank, Federal Savings Bank 1 5.13% $2,669
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.13% $8,468
    Peoples Bank 1 4.50% $6,846
    Pinnacle Bank 1 5.13% $5,389
    Platinum Home Mortgage Corporation 1 4.75% $10,426
    CPM Federal Credit Union 1 3.69% $3,759
    CoVantage Credit Union 1 5.88% $4,429
    County National Bank 1 5.63% $5,276
    Presidential Bank, FSB 1 3.88% $3,049
    CORTRUST MORTGAGE, INC. 1 4.00% $3,777
    CORNHUSKER BANK 1 5.75% $20,747
    Princeton Federal Credit Union 1 6.50% $4,046
    PRIORITY HOME LENDING, LLC 1 3.99% $6,399
    Progress Bank and Trust 1 4.25% $4,850
    Prosperity Bank 1 5.63% $6,308
    Cornerstone National Bank & Trust Company 1 6.63% $5,358
    Core Bank 1 4.25% $3,838
    PURDUE FEDERAL CREDIT UNION 1 3.25% $2,646
    Constant Investments, Inc. 1 4.38% $5,119
    COMMUNITY MORTGAGE FUNDING, LLC 1 5.25% $4,747
    Community Mortgage Banc Corporation 1 5.50% $2,507
    Community First Credit Union 1 3.50% $10,873
    Reliabank Dakota 1 3.25% $2,861
    Community Bank 1 3.65% $4,478
    COMMUNITYAMERICA 1 5.00% $11,069
    Royal Credit Union 1 5.75% $11,087
    COLUMBIA COMMUNITY CREDIT UNION 1 4.88% $4,009
    SeaTrust Mortgage Company 1 7.63% $5,230
    Seattle Bank 1 4.63% $33,005
    Security Financial Bank 1 5.50% $4,490
    SECURITY HOME MORTGAGE, LLC. 1 5.13% $9,415
    Colony Bank 1 7.25% $8,562
    COCA-COLA 1 6.88% $4,957
    SNAPFI, INC. 1 3.00% $7,504
    Solarity Credit Union 1 7.00% $2,723
    Cf Bank 1 3.88% $2,962
    State Financial Network, LLC 1 5.13% $3,757
    S&T Bank 1 3.38% $5,372
    Centra Credit Union 1 4.00% $5,339
    Stillman BancCorp N.A. 1 6.59% $2,075
    CAPITAL PARTNERS MORTGAGE, LLC 1 4.13% $3,593
    CAPITAL CREDIT UNION 1 4.99% $22,944
    Summit Credit Union 1 4.00% $3,721
    Summit Mortgage Corporation 1 6.50% $5,076
    Byron Bank 1 7.25% $6,295
    BLACK HILLS FEDERAL CREDIT UNION 1 2.99% $6,379
    BKCO MORTGAGE, LLC 1 3.75% $2,546
    TECHNOLOGY 1 3.88% $1,963
    The Bank of Missouri 1 4.75% $5,254
    The Camden National Bank 1 5.88% $4,497
    BELEM SERVICING LLC 1 5.88% $5,997
    The Dart Bank 1 5.88% $4,884
    BECKAM FUNDING CORP. 1 6.88% $9,303
    BAYSHORE MORTGAGE FUNDING, LLC 1 5.50% $6,732
    THE MORTGAGE LINK, INC. 1 5.50% $10,634
    The Park Bank 1 5.25% $4,290
    The Port Washington State Bank 1 6.25% $5,326
    The Union Bank Company 1 2.88% $13,426
    Bank Midwest 1 6.38% $7,406
    TOTAL MORTGAGE SERVICES, LLC 1 5.75% $9,382
    TOWER 1 3.38% $3,493
    TOWN AND COUNTRY Credit Union 1 6.13% $12,480
    Bank-Fund Staff Federal Credit Union 1 4.63% $4,586
    1st Source Bank 1 4.00% $4,730
    TRISTAR FINANCE, INC. 1 5.50% $5,145
    TruHome Solutions, LLC 1 7.00% $9,039
    BancorpSouth Bank 1 4.75% $5,628
    ANDREWS FEDERAL CREDIT UNION 1 4.00% $2,541
    Union Bank and Trust Company 1 3.50% $2,442
    United Fidelity Bank, fsb 1 5.88% $8,377
    UNIVERSAL LENDING CORPORATION 1 3.25% $7,626
    Univest Bank and Trust Co. 1 3.25% $6,788
    American State Bank 1 3.25% $4,081
    American Southwest Credit Union 1 4.13% $3,225
    US MORTGAGE CORPORATION 1 4.99% $18,154
    Utah Power 1 3.25% $4,882
    American National Bank 1 4.88% $2,900
    AMERICAN HERITAGE LENDING, INC. 1 7.63% $19,905
    Veritex Community Bank 1 3.75% $7,023
    VILLAGE CAPITAL MORTGAGE 1 3.88% $12,296
    American Bank & Trust 1 3.13% $5,859
    WALL STREET MORTGAGE BANKERS, LTD. 1 10.75% $15,152
    Warsaw Federal Savings and Loan Association 1 5.13% $10,322
    Altana Federal Credit Union 1 5.25% $3,530
    WesBanco Bank, Inc. 1 3.88% $24,589
    Wheatland Bank 1 3.88% $5,817
    White Sands Federal Credit Union 1 4.75% $13,059
    INROADS 1 3.88% $4,101
    Independent Bank 1 4.00% $4,288

    PHOENIX - MESA - CHANDLER Average Closing Costs & Other Stats

    PHOENIX-MESA-CHANDLER, AZ's 660 lenders originated 174,635 loans during 2022. The total origination value was $65,499,685,000, with an average loan value of $375,066.

    PHOENIX - MESA - CHANDLER's average closing costs are $5,341.

    The top PHOENIX - MESA - CHANDLER lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 9,681 loans originated. Their average total fees are $6,415, which is $718 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($683), PULTE MORTGAGE LLC ($1,182), HOMEAMERICAN MORTGAGE CORPORATION ($1,232) and Firefighters First Federal Credit Union ($1,678).

    The lowest rate PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are First Republic Bank (3.06%), STEARNS LENDING, LLC (3.32%), BNY Mellon (3.34%), Silicon Valley Bank (3.42%) and The Northern Trust Company (3.49%).

    PHOENIX-MESA-CHANDLER, AZ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $10,568,535,000 $5,614,140,000 -46.9% 8.6%
    QUICKEN LOANS, LLC $9,193,525,000 $3,725,610,000 -59.5% 5.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,933,795,000 $2,728,160,000 -44.7% 4.2%
    LOANDEPOT.COM, LLC $4,345,855,000 $2,054,140,000 -52.7% 3.1%
    Wells Fargo Bank $2,670,555,000 $1,382,785,000 -48.2% 2.1%