PHOENIX - MESA - CHANDLER Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Phoenix - Mesa - Chandler averaged 6.21% for the week of 2024-09-05, compared to the national average of 6.35% for the same period.

    The average rate for the prior week (2024-08-29) was 5.91% and one month ago for the week of 2024-08-01, the average rate was 6.29%.

    Phoenix - Mesa - Chandler's average rate one year ago was 7.14%.

    For refis of the same type during the week of 2024-09-05, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-09-05 6.35%
    Phoenix - Mesa - Chandler 30 Year Fixed Rate 2024-09-05 6.21%
    Phoenix - Mesa - Chandler 30 Year Fixed Rate Refi 2024-09-05 6.52%
    Phoenix - Mesa - Chandler 15 Year Fixed Rate 2024-09-05 5.48%
    Phoenix - Mesa - Chandler 15 Year Fixed Rate Refi 2024-09-05 5.58%
    Phoenix - Mesa - Chandler 30 Year FHA 2024-09-05 -0.72%
    Phoenix - Mesa - Chandler 30 Year FHA Refi 2024-09-05 -0.29%
    Phoenix - Mesa - Chandler 30 Year USDA 2024-09-05 -0.62%
    Phoenix - Mesa - Chandler 30 Year USDA Refi 2024-09-05 0.2%
    Phoenix - Mesa - Chandler 30 Year VA 2024-09-05 -0.25%
    Phoenix - Mesa - Chandler 30 Year VA Refi 2024-09-05 -0.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PHOENIX-MESA-CHANDLER, AZ.

    PHOENIX - MESA - CHANDLER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PHOENIX-MESA-CHANDLER, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 6,206 6.68% $8,825
    QUICKEN LOANS, LLC 3,308 6.63% $8,226
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,177 6.78% $8,236
    EAGLE HOME MORTGAGE, LLC 1,452 5.39% $6,478
    LOANDEPOT.COM, LLC 1,371 6.04% $7,780
    V.I.P. MORTGAGE, INC. 1,260 6.84% $9,177
    JPMorgan Chase Bank 1,038 6.67% $5,509
    DHI MORTGAGE COMPANY, LTD. 898 5.65% $5,538
    South Pacific Financial Corporation 896 5.99% $8,845
    CROSSCOUNTRY MORTGAGE, LLC 750 6.88% $9,512
    U.S. Bank 691 6.38% $8,520
    Wells Fargo Bank 686 6.24% $6,138
    NOVA FINANCIAL & INVESTMENT CORPORATION 632 6.69% $5,338
    PULTE MORTGAGE LLC 610 5.89% $2,651
    AMERICAN PACIFIC MORTGAGE CORPORATION 598 6.78% $8,904
    HOMEAMERICAN MORTGAGE CORPORATION 593 5.87% $1,234
    Bell Bank 540 6.89% $7,214
    CMG MORTGAGE, INC. 484 6.47% $9,246
    GUILD MORTGAGE COMPANY 480 6.86% $9,311
    HOMEOWNERS FINANCIAL GROUP USA, LLC 446 6.92% $9,250
    Bank of America 445 6.02% $7,062
    NFM, INC. 441 5.99% $8,186
    PRIMELENDING, A PLAINSCAPITAL COMPANY 386 6.81% $9,109
    GUARANTEED RATE, INC. 365 6.68% $7,189
    DEFINE MORTGAGE SOLUTIONS, LLC 314 6.77% $8,010
    MidFirst Bank 313 6.19% $5,229
    Paramount Residential Mortgage Group, Inc. 311 6.88% $8,952
    ACADEMY MORTGAGE CORPORATION 295 6.85% $11,146
    BMO Harris Bank 291 6.26% $8,550
    Flagstar Bank, FSB 291 6.88% $7,981
    Nations Lending Corporation 282 6.71% $8,115
    MOVEMENT MORTGAGE, LLC 278 6.78% $9,825
    PENNYMAC LOAN SERVICES, LLC 274 6.69% $8,213
    KBHS HOME LOANS, LLC 259 5.87% $8,068
    MORIA DEVELOPMENT, INC. 257 6.87% $8,857
    VELOCIO MORTGAGE L.L.C. 247 6.16% $8,701
    ZILLOW HOME LOANS, LLC 243 6.85% $7,879
    PROVIDENT FUNDING ASSOCIATES, L.P. 242 6.51% $7,051
    The Loan Store, Inc. 242 6.80% $7,629
    BAY EQUITY LLC 227 6.71% $8,698
    TBI MORTGAGE COMPANY 225 6.39% $10,565
    GENEVA FINANCIAL, LLC 221 7.08% $11,529
    OneAZ Credit Union 220 5.99% $6,727
    Morgan Stanley Private Bank 213 5.75% $5,332
    Waterstone Mortgage Corporation 211 6.75% $10,282
    BROKER SOLUTIONS, INC. 206 7.00% $8,576
    ON Q FINANCIAL, INC. 206 6.62% $8,085
    GUARANTEED RATE AFFINITY, LLC 205 6.74% $7,519
    MATTAMY HOME FUNDING, LLC 195 6.13% $7,325
    Mr. Cooper ( Nationstar Mortgage ) 188 6.62% $10,340
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 188 6.68% $9,643
    Plains Commerce Bank 183 6.63% $9,080
    SECURITYNATIONAL MORTGAGE COMPANY 178 7.38% $10,629
    NAVY FEDERAL CREDIT UNION 168 6.19% $6,455
    CARDINAL FINANCIAL 162 6.81% $10,681
    Shea Mortgage Inc. 159 6.42% $2,550
    UMB Bank 147 6.63% $4,498
    Sunflower Bank 144 6.66% $9,431
    NexBank 142 6.83% $8,300
    NEWREZ LLC 139 6.89% $8,521
    TRUWEST Credit Union 137 6.25% $6,333
    MUTUAL OF OMAHA MORTGAGE, INC. 126 6.52% $8,816
    Sierra Pacific Mortgage Company, Inc. 123 6.95% $6,685
    BROOKHOLLOW MORTGAGE SERVICES, LTD 121 5.89% $7,578
    UNION HOME MORTGAGE CORP. 114 6.90% $7,371
    PACIFIC RESIDENTIAL MORTGAGE, LLC 108 6.91% $9,703
    Neighborhood Loans, Inc. 107 6.81% $8,673
    INSPIRE HOME LOANS INC. 107 6.18% $6,081
    PNC Bank 103 6.41% $6,815
    FBC MORTGAGE, LLC 102 6.45% $9,024
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 101 6.70% $7,080
    American Mortgage & Equity Consultants, Inc. 101 6.97% $10,557
    ARIZONA 100 6.57% $12,024
    STARBOARD FINANCIAL MANAGEMENT, LLC 100 6.69% $9,985
    AMERISAVE MORTGAGE CORPORATION 98 6.43% $9,986
    OCMBC, INC. 97 7.70% $13,354
    CITYWIDE HOME LOANS, LLC 93 6.57% $9,342
    ALTITUDE FINANCIAL CORPORATION 89 7.00% $4,191
    FREEDOM MORTGAGE CORPORATION 88 7.05% $9,457
    PLAZA HOME MORTGAGE, INC. 87 6.57% $9,493
    Prosperity Home Mortgage, LLC 87 6.93% $7,893
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 85 7.02% $8,334
    AMERICAN FINANCIAL NETWORK, INC. 81 6.84% $10,487
    AXIA FINANCIAL, LLC 81 6.95% $9,532
    MOUNTAIN AMERICA 79 6.65% $8,006
    MICHIGAN MUTUAL, INC. 78 7.17% $8,192
    First International Bank & Trust 77 7.06% $14,754
    Charles Schwab Bank, SSB 74 5.86% $5,800
    ARC HOME LLC 73 7.78% $10,411
    CORNERSTONE HOME LENDING, INC. 72 6.73% $9,453
    Zions Bank 71 6.32% $6,047
    SUN AMERICAN MORTGAGE COMPANY 71 6.66% $6,755
    BETTER MORTGAGE CORPORATION 70 6.27% $8,393
    BOKF 69 6.71% $7,191
    UBS Bank USA 68 6.01% $6,338
    NEW WEST LENDING, INC. 67 6.80% $9,175
    SUMMIT FUNDING, INC. 64 6.90% $10,004
    First-Citizens Bank & Trust Company 63 5.74% $6,677
    AmeriHome Mortgage Company, LLC 63 6.67% $7,771
    ENVOY MORTGAGE, LTD 63 6.71% $8,405
    NBKC BANK 61 6.76% $4,735
    Century Mortgage Company DBA Century Lending Company 60 6.85% $10,054
    Wallick & Volk, Inc. 59 6.87% $6,120
    HOMEBRIDGE FINANCIAL SERVICES, INC. 59 6.90% $11,575
    NEXERA HOLDING LLC 57 8.47% $15,031
    ALAMEDA MORTGAGE CORPORATION 57 6.86% $9,269
    SWBC MORTGAGE CORPORATION 56 6.61% $6,043
    MANN FINANCIAL INC. 56 7.01% $7,853
    Citadel Servicing Corporation 54 8.73% $16,431
    Citibank 54 5.65% $7,513
    RBC Bank, (Georgia) 53 5.75% $3,896
    Washington Federal Bank 52 6.81% $16,909
    CANOPY MORTGAGE, LLC 51 6.63% $9,674
    HOMEXPRESS MORTGAGE CORP. 50 8.46% $15,596
    USAA Federal Savings Bank 50 6.47% $8,227
    FineMark National Bank & Trust 48 6.19% $8,196
    CASTLE & COOKE MORTGAGE, LLC 46 7.00% $9,474
    NMSI, INC. 45 6.79% $9,528
    CHURCHILL MORTGAGE CORPORATION 45 7.13% $7,285
    CITY FIRST MORTGAGE SERVICES, L.L.C. 44 7.37% $12,467
    Gateway First Bank 44 6.75% $5,354
    PREMIER LENDING, INC. 44 6.70% $11,007
    CALCON MUTUAL MORTGAGE LLC 43 6.43% $14,752
    MASON MCDUFFIE MORTGAGE CORPORATION 43 6.80% $9,333
    HOMESIDE FINANCIAL, LLC 42 6.54% $6,939
    DIGITAL Federal Credit Union 41 5.46% $5,917
    FirstBank 41 6.75% $6,449
    First State Bank of St. Charles, Missouri 40 6.66% $7,040
    Canyon State Credit Union 40 6.45% $4,812
    VANTAGE WEST 39 6.11% $8,951
    PHH Mortgage Corporation 38 6.79% $7,896
    SUN WEST MORTGAGE COMPANY, INC. 37 6.96% $8,732
    First National Bank of America 37 9.61% $10,350
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 37 7.11% $9,236
    INTERCAP LENDING INC. 37 6.77% $8,664
    Barrington Bank & Trust Company, N.A. 36 6.98% $7,148
    DIRECTORS MORTGAGE, INC. 36 7.00% $8,859
    Boeing Employees Credit Union 35 6.15% $7,420
    LEADERONE FINANCIAL CORPORATION 35 6.93% $6,372
    LENDSURE MORTGAGE CORP. 35 8.49% $16,906
    Stifel Bank and Trust 34 5.76% $4,789
    DEEPHAVEN MORTGAGE LLC 34 8.22% $15,393
    ARIZONA CENTRAL 34 6.49% $5,835
    Ally Bank 33 6.32% $8,482
    The Federal Savings Bank 33 6.78% $12,605
    Bankers Trust Company 33 5.93% $5,540
    A&D Mortgage LLC 33 8.04% $10,095
    Armed Forces Bank 32 6.94% $6,309
    LOANPAL, LLC 32 6.44% $8,889
    PENTAGON FEDERAL CREDIT UNION 31 5.94% $6,886
    KeyBank 31 6.40% $9,087
    RESIDENTIAL MORTGAGE, LLC 30 5.80% $9,357
    NP, Inc. 30 8.65% $15,697
    Discover Bank 30 6.89% $0
    PREMIA MORTGAGE, LLC 29 6.38% $3,551
    S1L, Inc. 29 6.78% $7,614
    PRIMARY RESIDENTIAL MORTGAGE, INC. 28 6.82% $8,922
    Northpointe Bank 27 6.33% $9,368
    Commerce Home Mortgage, Inc. 27 8.18% $16,653
    Alerus Financial 27 6.40% $5,127
    Old National Bank 27 5.71% $7,769
    Truist 27 6.60% $7,652
    Alaska USA Federal Credit Union 26 6.77% $4,470
    Raymond James Bank 26 5.41% $5,190
    HUNT MORTGAGE CORPORATION 26 7.02% $8,432
    Mortgage Research Center, LLC 25 6.58% $5,182
    Western State Bank 25 6.64% $11,074
    EVERETT FINANCIAL, INC. 25 7.00% $9,194
    Loan Simple, Inc. 24 5.79% $8,302
    Carrington Mortgage Services, LLC 24 6.76% $9,996
    SIRVA MORTGAGE, INC. 24 6.52% $1,749
    MY MOVE MORTGAGE, LLC 23 7.07% $10,043
    CREDIT UNION WEST 23 6.44% $3,843
    TOP FLITE FINANCIAL, INC. 23 6.84% $8,394
    BNY Mellon 22 5.91% $5,931
    ANGEL OAK MORTGAGE SOLUTIONS LLC 22 8.36% $16,255
    MID AMERICA MORTGAGE, INC. 22 6.58% $5,788
    BAY-VALLEY MORTGAGE GROUP 22 7.11% $9,215
    CALIBER HOME LOANS, INC. 22 6.65% $6,696
    First National Bank Texas 22 7.07% $8,532
    The Huntington National Bank 21 6.75% $8,154
    AMCAP MORTGAGE, LTD. 21 7.02% $11,963
    CHERRY CREEK MORTGAGE, LLC 21 6.95% $420
    City National Bank 21 6.12% $7,754
    MAYO EMPLOYEES FEDERAL CREDIT UNION 21 6.23% $10,970
    Citizens Bank 21 6.76% $6,707
    DATA MORTGAGE, INC. 21 6.74% $10,554
    NATIONS DIRECT MORTGAGE, LLC 19 6.52% $8,206
    LAKEVIEW LOAN SERVICING, LLC 19 6.53% $8,940
    LADERA LENDING, INC. 19 6.60% $8,640
    ML Mortgage Corp. 19 7.24% $12,126
    Watermark Capital, Inc. 19 6.79% $7,220
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 19 6.86% $8,655
    Equity Prime Mortgage LLC 19 6.72% $10,147
    Bank of England 19 6.85% $8,571
    SFMC, LP 19 7.02% $11,488
    DRAPER AND KRAMER MORTGAGE CORP. 19 6.80% $6,907
    LHM FINANCIAL CORPORATION 19 6.23% $10,306
    DAS Acquisition Company, LLC 19 7.21% $8,015
    AHL FUNDING 18 7.04% $12,221
    PREMIER MORTGAGE RESOURCES, L.L.C. 18 7.19% $11,712
    Ixonia Bank 18 7.20% $7,875
    ROYAL UNITED MORTGAGE LLC 17 6.98% $7,498
    Academy Bank 17 6.74% $5,031
    Cornerstone First Mortgage, Inc 17 6.54% $14,204
    HSBC BANK USA, NATIONAL ASSOCIATION 17 6.22% $5,445
    First Western Trust Bank 16 6.58% $6,047
    WINGS FINANCIAL 16 5.34% $4,830
    Franklin Loan Corporation 16 6.82% $8,351
    FISHER FINANCIAL GROUP, INCORPORATED 15 6.62% $6,882
    Farmers Bank & Trust 15 6.53% $6,674
    LENOX FINANCIAL MORTGAGE CORPORATION 15 6.88% $8,438
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15 7.25% $10,282
    Chicago Mortgage Solutions LLC 15 6.12% $7,980
    AMERICAN FINANCING CORPORATION 14 6.43% $8,199
    AMERICAN INTERNET MORTGAGE, INC. 14 6.38% $7,376
    First Option Mortgage, LLC 14 7.13% $8,668
    FIRST TECHNOLOGY 14 6.24% $5,484
    RESIDENTIAL BANCORP 14 7.09% $9,132
    KINECTA 14 5.92% $13,324
    First Federal Bank 14 6.39% $7,553
    Goldwater Bank, N.A. 14 7.21% $9,833
    North American Savings Bank, F.S.B. 14 6.68% $4,487
    THE MORTGAGE LINK, INC. 14 7.07% $15,154
    Evolve Bank & Trust 13 6.32% $6,250
    OAKTREE FUNDING CORP. 13 8.99% $21,738
    1st Security Bank of Washington 12 6.56% $12,899
    Baxter Credit Union 12 6.71% $5,576
    FIRST COLONY MORTGAGE CORPORATION 12 6.73% $9,000
    First Savings Bank 12 6.58% $7,974
    GARDNER FINANCIAL SERVICES, LTD. 12 7.51% $9,322
    Goldman Sachs Bank USA 12 5.90% $5,836
    JMAC LENDING, INC. 12 7.47% $13,830
    LOGIX FEDERAL CREDIT UNION 12 6.20% $8,772
    MK LENDING CORP. 12 7.65% $9,361
    Performance Financial, Inc. 12 8.22% $11,455
    ONY GLO, INC. 11 6.39% $6,654
    Choice Financial Group 11 6.26% $26,127
    NATIONS RELIABLE LENDING, LLC 11 6.25% $10,122
    GREENSTATE CREDIT UNION 11 7.01% $6,962
    INTERLINC MORTGAGE SERVICES, LLC 11 6.58% $10,189
    iCore Lending, Inc. 11 7.82% $9,767
    Lend Smart Mortgage, LLC 11 6.18% $7,188
    21ST MORTGAGE CORPORATION 11 7.84% $6,601
    LEGEND LENDING CORPORATION 10 6.65% $9,706
    First Credit Union 10 6.64% $4,561
    Umpqua Bank 10 6.75% $9,221
    EMBRACE HOME LOANS, INC. 10 6.57% $8,942
    PLANET HOME LENDING, LLC 10 6.41% $8,761
    Associated Bank 10 6.20% $3,910
    Fifth Third Bank 10 6.42% $5,364
    GUIDANCE RESIDENTIAL, LLC 10 7.41% $7,137
    FIRST CENTENNIAL MORTGAGE CORPORATION 10 6.48% $6,812
    VANDERBILT MORTGAGE AND FINANCE, INC. 10 6.82% $8,038
    COMMUNITYAMERICA 9 6.03% $6,140
    Bremer Bank 9 6.61% $9,599
    NuVision Federal Credit Union 9 6.35% $8,800
    Golden Empire Mortgage, Inc. 9 6.75% $9,254
    ADVANCIAL 9 8.06% $15,262
    Grand Bank for Savings, FSB 9 9.67% $8,624
    ALLIANT CREDIT UNION 9 6.40% $6,709
    Gate City Bank 9 5.50% $8,137
    THRIVE MORTGAGE, LLC 9 6.44% $8,715
    TRIAD FINANCIAL SERVICES, INC. 9 7.67% $8,548
    AMERICA FIRST 9 6.56% $7,866
    Glacier Bank 9 7.28% $9,876
    M&T Bank 8 6.28% $7,577
    MOUNTAIN WEST FINANCIAL, INC. 8 6.81% $8,303
    Bethpage Federal Credit Union 8 6.41% $4,963
    TJC Mortgage, Inc. 8 7.11% $4,694
    Notre Dame Federal Credit Union Corporation 8 7.16% $7,847
    Ameris Bank 8 6.50% $8,642
    Firefighters First Federal Credit Union 8 6.05% $2,777
    Tradition Mortgage, LLC 8 6.89% $8,933
    VAN DYK MORTGAGE CORPORATION 8 6.73% $5,881
    Axos Bank 8 6.84% $22,468
    BEST FINANCE CAPITAL, INC. 8 6.98% $10,719
    Toyota Financial Savings Bank 7 6.24% $7,490
    Summit Credit Union 7 6.20% $4,216
    MEGASTAR FINANCIAL CORP. 7 7.07% $6,214
    STAR ONE CREDIT UNION 7 5.96% $3,753
    AMERICAN HERITAGE LENDING, INC. 7 8.91% $13,741
    IOWA BANKERS MORTGAGE CORPORATION 7 6.30% $5,144
    First Interstate Bank 7 7.18% $6,787
    NETWORK CAPITAL FUNDING CORPORATION 7 6.80% $5,131
    NEST HOME LENDING, LLC 7 4.98% $9,435
    IDEAL HOME LOANS LLC 7 6.48% $9,968
    Bank of Colorado 7 6.66% $5,835
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 7 7.39% $14,719
    First National Bank of Omaha 7 6.89% $5,824
    TOWNE MORTGAGE COMPANY 7 6.50% $9,225
    Heritage Bank 6 6.02% $6,873
    BLG HOLDINGS, INC. 6 7.24% $5,361
    CIBC Bank USA 6 6.08% $6,602
    HOMESTEAD FUNDING CORP. 6 6.23% $5,241
    GoPrime Mortgage, Inc. 6 6.83% $12,342
    JMJ FINANCIAL GROUP 6 7.13% $6,264
    FUNDLOANS CAPITAL 6 8.54% $33,428
    KELLER MORTGAGE, LLC 6 6.48% $6,521
    American Airlines Federal Credit Union 6 5.94% $0
    First Horizon Bank 6 6.92% $9,073
    Lakeview Community Capital, LLC 6 6.15% $9,046
    The Central Trust Bank 6 6.31% $9,715
    T2 FINANCIAL LLC 6 7.19% $10,027
    MORTGAGEONE, INC. 6 6.79% $9,693
    AUGUSTA FINANCIAL, INC. 6 6.85% $7,190
    Northwest Bank 6 5.73% $7,421
    Washington Trust Bank 6 6.40% $6,174
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 6 6.17% $6,201
    GSF Mortgage Corporation 5 6.20% $7,988
    Willamette Valley Bank 5 6.75% $10,210
    Mortgage Bank of California 5 9.28% $30,873
    Arvest Bank 5 6.73% $6,454
    THE ANDERSON FINANCIAL GROUP, INC. 5 6.40% $3,654
    Think Mutual Bank 5 5.93% $5,997
    Strong Home Mortgage, LLC 5 5.75% $5,810
    Quontic Bank 5 9.48% $18,232
    Johnson Bank 5 6.02% $5,118
    Deere Employees Credit Union 5 6.35% $4,435
    Florida Capital Bank 5 6.30% $11,892
    NATIONWIDE MORTGAGE BANKERS, INC. 5 7.15% $9,593
    DIRECT MORTGAGE, CORP. 5 6.70% $11,329
    USAlliance Federal Credit Union 4 6.22% $8,711
    Utah Mortgage Loan Corporation 4 6.91% $3,509
    First Republic Bank 4 5.06% $6,009
    AIR ACADEMY 4 6.22% $4,599
    INFINITY EQUITY GROUP, INC. 4 7.12% $4,887
    Financial Funding Solutions, Inc. 4 6.69% $4,543
    MLD MORTGAGE INC. 4 6.84% $7,123
    EVANSVILLE TEACHERS 4 6.34% $6,634
    Colonial Savings, F.A. 4 6.81% $8,366
    EMM LOANS LLC 4 6.81% $10,785
    Carrollton Bank 4 6.03% $6,565
    BM Real Estate Services, Inc. 4 6.56% $15,657
    HomeStreet Bank 4 6.94% $8,460
    Comerica Bank 4 6.34% $5,422
    5TH STREET CAPITAL, INC. 4 9.06% $9,458
    Frandsen Bank & Trust 4 6.21% $9,714
    CITIZENS EQUITY FIRST 4 5.81% $5,415
    PANORAMA MORTGAGE GROUP, LLC 4 6.47% $11,900
    Access Bank 4 6.31% $12,940
    NEW WAVE LENDING GROUP INC 4 7.75% $15,494
    Nicolet National Bank 4 6.66% $5,676
    COMPASS MORTGAGE, INC. 4 7.00% $5,519
    Bank-Fund Staff Federal Credit Union 4 5.50% $5,957
    Southwest Airlines Federal Credit Union 4 6.44% $7,576
    UIF CORPORATION 4 6.25% $13,912
    First Dakota National Bank 4 7.63% $4,901
    Landings Credit Union 4 6.50% $9,009
    Leader Bank 4 6.41% $6,591
    Pinnacle Bank 3 6.50% $6,304
    Banterra Bank 3 6.58% $4,573
    COMMUNITY MORTGAGE FUNDING, LLC 3 5.58% $5,449
    1st Source Bank 3 6.13% $5,185
    HONDA Federal Credit Union 3 6.75% $4,533
    Summit Mortgage Corporation 3 7.13% $4,833
    VISION ONE MORTGAGE, INC. 3 7.42% $17,440
    General Mortgage Capital Corporation 3 6.77% $4,334
    Lincoln Savings Bank 3 6.33% $8,365
    WESCOM CENTRAL CREDIT UNION 3 6.58% $5,675
    Wyndham Capital Mortgage, Inc. 3 6.25% $5,269
    INTERNATIONAL CITY MORTGAGE, INC. 3 6.00% $11,728
    First Bank 3 6.67% $5,430
    COLUMBIA COMMUNITY CREDIT UNION 3 6.04% $5,328
    Centennial Bank 3 7.00% $8,342
    POINT Mortgage 3 6.88% $6,001
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.21% $10,529
    The Northern Trust Company 3 6.38% $4,568
    RANLIFE, INC. 3 7.13% $15,664
    CHARTER WEST BANK 3 6.92% $5,244
    Central Bank 3 6.08% $19,550
    United Fidelity Funding Corp. 3 8.08% $23,932
    F&A Federal Credit Union 3 6.46% $2,605
    CLIFFCO, INC. 3 7.67% $21,412
    Opportunity Bank of Montana 3 6.54% $8,226
    Enterprise Bank & Trust 3 5.58% $7,301
    Hometown Equity Mortgage, LLC 3 6.96% $15,579
    First Western Bank & Trust 3 6.13% $5,048
    SUCCESS MORTGAGE PARTNERS, INC. 3 6.83% $8,563
    INTELLILOAN, INC. 3 5.95% $8,042
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 6.79% $8,300
    City National Bank of Florida 3 6.33% $6,701
    FOUNDATION MORTGAGE CORPORATION 3 7.50% $8,245
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 3 6.04% $4,275
    West Gate Bank 3 7.04% $3,985
    FLAT BRANCH MORTGAGE, INC. 3 7.75% $9,111
    Unitus Community Credit Union 2 6.31% $4,141
    GOOGAIN, INC. 2 7.25% $7,531
    Frontier Bank 2 6.93% $4,966
    First United Bank and Trust Company 2 6.19% $20,260
    FIRST STATE MORTGAGE SERVICES, LLC 2 6.19% $3,746
    IDAHO CENTRAL 2 6.81% $8,550
    IncredibleBank 2 6.38% $5,771
    Independent Bank 2 7.31% $15,794
    ISERVE RESIDENTIAL LENDING, LLC 2 6.56% $8,112
    ITHINK FINANCIAL Credit Union 2 7.25% $8,403
    First Merchants Bank 2 7.00% $3,777
    First Bank & Trust 2 6.50% $8,089
    Financial Partners Credit Union 2 6.38% $6,923
    Fidelity Bank 2 6.69% $5,273
    MORTGAGE EXPRESS, LLC 2 7.31% $5,377
    East Coast Capital Corp. 2 7.50% $5,529
    Eagle Bank and Trust Company 2 6.50% $10,731
    D. L. Evans Bank 2 7.06% $5,843
    Deseret First Credit Union 2 6.13% $14,467
    DELMAR FINANCIAL COMPANY 2 6.25% $5,225
    CUSTOMER SERVICE MORTGAGE CORPORATION 2 6.88% $6,663
    Core Bank 2 6.68% $5,114
    Community First National Bank 2 6.00% $5,782
    Northwest Farm Credit Services, FLCA 2 6.98% $7,033
    Northwest Federal Credit Union 2 5.19% $7,610
    NUMERICA CREDIT UNION 2 6.56% $5,412
    CIBM Bank 2 7.13% $6,065
    PIMA Federal Credit Union 2 5.75% $5,902
    PINNACLE LENDING GROUP, INC. 2 7.50% $6,296
    Princeton Mortgage Corporation 2 7.38% $8,198
    PROPER RATE, LLC 2 6.96% $3,901
    BNC National Bank 2 6.63% $4,392
    BLACK HILLS FEDERAL CREDIT UNION 2 6.38% $11,436
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 7.94% $20,165
    BELEM SERVICING LLC 2 7.06% $5,046
    BECKAM FUNDING CORP. 2 7.37% $18,203
    SANDIA LABORATORY 2 6.31% $4,924
    SeaTrust Mortgage Company 2 6.81% $8,203
    Bank of the West 2 5.88% $5,937
    Simmons Bank 2 6.25% $8,569
    Bank Iowa 2 6.38% $8,976
    AMERITRUST MORTGAGE CORPORATION 2 7.06% $6,984
    The Park National Bank 2 6.44% $9,044
    Tri City National Bank 2 7.31% $4,304
    AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 6.63% $7,715
    United Nations Federal Credit Union 2 5.44% $4,425
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 5.00% $8,690
    UNIVERSAL LENDING CORPORATION 2 6.38% $7,062
    ALLIED MORTGAGE GROUP, INC. 2 6.88% $3,538
    Vellum Mortgage, Inc. 2 6.56% $6,676
    VERITAS FUNDING, LLC 2 6.56% $8,992
    Victorian Finance, LLC 2 6.50% $11,304
    GEO-CORP, INC. 2 6.50% $4,480
    AERO Federal Credit Union 1 6.38% $9,099
    Flanagan State Bank 1 6.25% $9,615
    Advisors Mortgage Group, L.L.C. 1 7.13% $14,658
    Commerce Bank 1 5.75% $7,112
    BANKWEST, INC. 1 7.38% $4,280
    Bank of Whittier 1 7.25% $3,623
    Home Federal Savings & Loan Association of Grand Island 1 5.75% $6,935
    HIWAY 1 6.00% $7,041
    SIMPLIFI MORTGAGE, LLC 1 6.27% $11,538
    COMMUNITY FIRST CREDIT UNION OF FLO 1 5.88% $10,434
    WesBanco 1 6.25% $7,270
    NORTHWEST BANK OF ROCKFORD 1 6.75% $3,971
    SOVEREIGN LENDING GROUP INCORPORATED 1 6.50% $7,049
    SPIRE Credit Union 1 5.88% $6,558
    Springfield First Community Bank 1 6.50% $5,118
    North Shore Bank of Commerce 1 5.99% $16,761
    CORTRUST MORTGAGE, INC. 1 6.88% $7,369
    S&T Bank 1 5.38% $8,682
    Bank First, N.A. 1 7.50% $4,645
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.50% $3,956
    CTBC Bank Corp. (USA) 1 7.25% $3,728
    Network Funding, L.P. 1 6.75% $8,112
    Badger Bank 1 8.63% $17,369
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.88% $24,824
    National Exchange Bank and Trust 1 5.50% $3,971
    DUPACO COMMUNITY 1 5.88% $3,972
    Atlantic Coast Mortgage, LLC 1 5.63% $7,835
    Morton Community Bank 1 5.38% $3,662
    Montana Federal Credit Union 1 7.13% $6,617
    MLB RESIDENTIAL LENDING, LLC 1 6.63% $12,962
    TEACHERS 1 6.75% $5,452
    1st Summit Bank 1 6.99% $5,218
    The Camden National Bank 1 7.00% $2,440
    MidWestOne Bank 1 7.00% $8,361
    The Dart Bank 1 5.99% $4,750
    Arbor Bank 1 6.25% $5,189
    ANGEL OAK HOME LOANS LLC 1 7.75% $9,049
    AmRes Corporation 1 6.88% $19,886
    Hills Bank and Trust Company 1 6.25% $5,003
    Midwest Mortgage Associates Corporation 1 7.38% $6,328
    Heritage Bank 1 6.38% $23,811
    Mid Penn Bank 1 6.50% $72,044
    FIDELITY BANK 1 7.50% $15,929
    THRIVENT Federal Credit Union 1 7.50% $6,550
    FINANCE OF AMERICA REVERSE LLC 1 8.46% $2,821
    TOGETHER CREDIT UNION 1 6.75% $2,689
    Marine Bank 1 6.13% $3,010
    TOWER 1 4.75% $4,915
    TOWN AND COUNTRY Credit Union 1 6.13% $9,127
    First American Bank 1 6.75% $5,296
    LOANLEADERS OF AMERICA, INC. 1 8.00% $6,057
    FirstBank 1 6.88% $6,277
    FIRST COMMUNITY MORTGAGE, INC. 1 7.88% $5,717
    GVC MORTGAGE, INC. 1 5.99% $19,823
    Wheatland Bank 1 6.25% $16,699
    Landmark National Bank 1 6.25% $3,567
    American National Bank & Trust 1 7.50% $2,531
    Lake City Bank 1 6.75% $7,816
    LA Financial Federal Credit Union 1 6.00% $12,035
    AMERICAN FIRST 1 7.13% $2,722
    First Federal Savings Bank 1 7.25% $0
    UNIFY FINANCIAL Credit Union 1 5.88% $2,633
    AMERICAN FINANCIAL RESOURCES, INC. 1 5.75% $11,757
    First Internet Bank of Indiana 1 6.38% $1,848
    UNITED HOME LOANS, INC. 1 8.13% $13,832
    Gulf Coast Bank and Trust Company 1 7.00% $4,614
    Keystone Funding, Inc. 1 6.88% $14,252
    FRANKLIN MINT 1 5.88% $8,497
    WNB Financial, N.A. 1 5.80% $6,295
    University Bank 1 7.13% $5,947
    Univest Bank and Trust Co. 1 6.25% $9,499
    KEYPOINT 1 7.25% $4,023
    JUSTICE Federal Credit Union 1 6.38% $4,104
    ALTURA 1 6.13% $5,673
    WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,585
    Valley First Credit Union 1 5.95% $5,337
    FIRST NORTHERN Credit Union 1 8.13% $3,666
    Iroquois Federal Savings and Loan Association 1 6.50% $6,571
    GOLDENWEST 1 6.88% $9,906
    Great Southern Bank 1 6.00% $5,956
    INTOUCH CREDIT UNION 1 6.63% $5,238
    Gold Coast Bank 1 7.50% $5,733
    CHEVRON 1 5.88% $3,950
    PLUS RELOCATION MORTGAGE, LLC 1 7.13% $4,614
    Veritex Community Bank 1 6.13% $8,104
    GREAT LAKES 1 5.75% $5,711
    CHOICE LENDING CORP. 1 6.63% $11,452
    First State Bank 1 6.13% $2,655
    ChoiceOne Bank 1 5.75% $4,379
    PyraMax Bank, FSB 1 6.63% $3,936
    Cincinnati Federal 1 6.25% $5,506
    Paramount Bank 1 6.13% $6,338
    RADIUS FINANCIAL GROUP INC. 1 6.50% $7,806
    Operating Engineers Local Union #3 1 5.75% $3,482
    Home State Bank 1 8.63% $5,848
    Blackhawk Bank 1 8.00% $4,312
    AFFINITY 1 7.38% $1,708
    RELIANCE FIRST CAPITAL, LLC 1 5.99% $11,440
    Renasant Bank 1 6.25% $49,194
    Republic Bank & Trust Company 1 5.88% $8,954
    OPEN MORTGAGE, LLC 1 5.88% $17,812
    Old Second National Bank 1 6.50% $6,120
    OCEANSIDE MORTGAGE COMPANY 1 7.00% $5,551
    Royal Credit Union 1 6.38% $7,519
    WALL STREET MORTGAGE BANKERS, LTD. 1 7.63% $9,940
    RUOFF MORTGAGE COMPANY, INC. 1 6.63% $799

    PHOENIX - MESA - CHANDLER Average Closing Costs & Other Stats

    PHOENIX-MESA-CHANDLER, AZ's 545 lenders originated 105,060 loans during 2023. The total origination value was $37,810,170,000, with an average loan value of $359,891.

    PHOENIX - MESA - CHANDLER's average closing costs are $5,665.

    The top PHOENIX - MESA - CHANDLER lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 6,206 loans originated. Their average total fees are $8,825, which is $598 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($420), HOMEAMERICAN MORTGAGE CORPORATION ($1,234), SIRVA MORTGAGE, INC. ($1,749) and Shea Mortgage Inc. ($2,550).

    The lowest rate PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are WINGS FINANCIAL (5.34%), EAGLE HOME MORTGAGE, LLC (5.39%), Raymond James Bank (5.41%), DIGITAL Federal Credit Union (5.46%) and Citibank (5.65%).

    PHOENIX-MESA-CHANDLER, AZ Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $5,614,140,000 $4,201,435,000 -25.2% 11.1%
    QUICKEN LOANS, LLC $3,725,610,000 $1,860,720,000 -50.1% 4.9%