PHOENIX - MESA - CHANDLER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Phoenix - Mesa - Chandler averaged 6.95% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.69% and one month ago for the week of 2024-05-02, the average rate was 7.08%.

Phoenix - Mesa - Chandler's average rate one year ago was 6.75%.

For refis of the same type during the week of 2024-06-06, the average rate was 7.66%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
Phoenix - Mesa - Chandler 30 Year Fixed Rate 2024-06-06 6.95%
Phoenix - Mesa - Chandler 30 Year Fixed Rate Refi 2024-06-06 7.66%
Phoenix - Mesa - Chandler 15 Year Fixed Rate 2024-06-06 6.4%
Phoenix - Mesa - Chandler 15 Year Fixed Rate Refi 2024-06-06 6.4%
Phoenix - Mesa - Chandler 30 Year FHA 2024-06-06 5.98%
Phoenix - Mesa - Chandler 30 Year FHA Refi 2024-06-06 6.21%
Phoenix - Mesa - Chandler 30 Year USDA 2024-06-06 5.78%
Phoenix - Mesa - Chandler 30 Year USDA Refi 2024-06-06 6.7%
Phoenix - Mesa - Chandler 30 Year VA 2024-06-06 5.94%
Phoenix - Mesa - Chandler 30 Year VA Refi 2024-06-06 5.37%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PHOENIX-MESA-CHANDLER, AZ.

PHOENIX - MESA - CHANDLER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PHOENIX-MESA-CHANDLER, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 6,206 6.68% $8,825
QUICKEN LOANS, LLC 3,308 6.63% $8,226
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,177 6.78% $8,236
EAGLE HOME MORTGAGE, LLC 1,452 5.39% $6,478
LOANDEPOT.COM, LLC 1,371 6.04% $7,780
V.I.P. MORTGAGE, INC. 1,260 6.84% $9,177
JPMorgan Chase Bank 1,038 6.67% $5,509
DHI MORTGAGE COMPANY, LTD. 898 5.65% $5,538
South Pacific Financial Corporation 896 5.99% $8,845
CROSSCOUNTRY MORTGAGE, LLC 750 6.88% $9,512
U.S. Bank 691 6.38% $8,520
Wells Fargo Bank 686 6.24% $6,138
NOVA FINANCIAL & INVESTMENT CORPORATION 632 6.69% $5,338
PULTE MORTGAGE LLC 610 5.89% $2,651
AMERICAN PACIFIC MORTGAGE CORPORATION 598 6.78% $8,904
HOMEAMERICAN MORTGAGE CORPORATION 593 5.87% $1,234
Bell Bank 540 6.89% $7,214
CMG MORTGAGE, INC. 484 6.47% $9,246
GUILD MORTGAGE COMPANY 480 6.86% $9,311
HOMEOWNERS FINANCIAL GROUP USA, LLC 446 6.92% $9,250
Bank of America 445 6.02% $7,062
NFM, INC. 441 5.99% $8,186
PRIMELENDING, A PLAINSCAPITAL COMPANY 386 6.81% $9,109
GUARANTEED RATE, INC. 365 6.68% $7,189
DEFINE MORTGAGE SOLUTIONS, LLC 314 6.77% $8,010
MidFirst Bank 313 6.19% $5,229
Paramount Residential Mortgage Group, Inc. 311 6.88% $8,952
ACADEMY MORTGAGE CORPORATION 295 6.85% $11,146
BMO Harris Bank 291 6.26% $8,550
Flagstar Bank, FSB 291 6.88% $7,981
Nations Lending Corporation 282 6.71% $8,115
MOVEMENT MORTGAGE, LLC 278 6.78% $9,825
PENNYMAC LOAN SERVICES, LLC 274 6.69% $8,213
KBHS HOME LOANS, LLC 259 5.87% $8,068
MORIA DEVELOPMENT, INC. 257 6.87% $8,857
VELOCIO MORTGAGE L.L.C. 247 6.16% $8,701
ZILLOW HOME LOANS, LLC 243 6.85% $7,879
PROVIDENT FUNDING ASSOCIATES, L.P. 242 6.51% $7,051
The Loan Store, Inc. 242 6.80% $7,629
BAY EQUITY LLC 227 6.71% $8,698
TBI MORTGAGE COMPANY 225 6.39% $10,565
GENEVA FINANCIAL, LLC 221 7.08% $11,529
OneAZ Credit Union 220 5.99% $6,727
Morgan Stanley Private Bank 213 5.75% $5,332
Waterstone Mortgage Corporation 211 6.75% $10,282
BROKER SOLUTIONS, INC. 206 7.00% $8,576
ON Q FINANCIAL, INC. 206 6.62% $8,085
GUARANTEED RATE AFFINITY, LLC 205 6.74% $7,519
MATTAMY HOME FUNDING, LLC 195 6.13% $7,325
Mr. Cooper ( Nationstar Mortgage ) 188 6.62% $10,340
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 188 6.68% $9,643
Plains Commerce Bank 183 6.63% $9,080
SECURITYNATIONAL MORTGAGE COMPANY 178 7.38% $10,629
NAVY FEDERAL CREDIT UNION 168 6.19% $6,455
CARDINAL FINANCIAL 162 6.81% $10,681
Shea Mortgage Inc. 159 6.42% $2,550
UMB Bank 147 6.63% $4,498
Sunflower Bank 144 6.66% $9,431
NexBank 142 6.83% $8,300
NEWREZ LLC 139 6.89% $8,521
TRUWEST Credit Union 137 6.25% $6,333
MUTUAL OF OMAHA MORTGAGE, INC. 126 6.52% $8,816
Sierra Pacific Mortgage Company, Inc. 123 6.95% $6,685
BROOKHOLLOW MORTGAGE SERVICES, LTD 121 5.89% $7,578
UNION HOME MORTGAGE CORP. 114 6.90% $7,371
PACIFIC RESIDENTIAL MORTGAGE, LLC 108 6.91% $9,703
Neighborhood Loans, Inc. 107 6.81% $8,673
INSPIRE HOME LOANS INC. 107 6.18% $6,081
PNC Bank 103 6.41% $6,815
FBC MORTGAGE, LLC 102 6.45% $9,024
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 101 6.70% $7,080
American Mortgage & Equity Consultants, Inc. 101 6.97% $10,557
ARIZONA 100 6.57% $12,024
STARBOARD FINANCIAL MANAGEMENT, LLC 100 6.69% $9,985
AMERISAVE MORTGAGE CORPORATION 98 6.43% $9,986
OCMBC, INC. 97 7.70% $13,354
CITYWIDE HOME LOANS, LLC 93 6.57% $9,342
ALTITUDE FINANCIAL CORPORATION 89 7.00% $4,191
FREEDOM MORTGAGE CORPORATION 88 7.05% $9,457
PLAZA HOME MORTGAGE, INC. 87 6.57% $9,493
Prosperity Home Mortgage, LLC 87 6.93% $7,893
ARK-LA-TEX FINANCIAL SERVICES, LLC. 85 7.02% $8,334
AMERICAN FINANCIAL NETWORK, INC. 81 6.84% $10,487
AXIA FINANCIAL, LLC 81 6.95% $9,532
MOUNTAIN AMERICA 79 6.65% $8,006
MICHIGAN MUTUAL, INC. 78 7.17% $8,192
First International Bank & Trust 77 7.06% $14,754
Charles Schwab Bank, SSB 74 5.86% $5,800
ARC HOME LLC 73 7.78% $10,411
CORNERSTONE HOME LENDING, INC. 72 6.73% $9,453
Zions Bank 71 6.32% $6,047
SUN AMERICAN MORTGAGE COMPANY 71 6.66% $6,755
BETTER MORTGAGE CORPORATION 70 6.27% $8,393
BOKF 69 6.71% $7,191
UBS Bank USA 68 6.01% $6,338
NEW WEST LENDING, INC. 67 6.80% $9,175
SUMMIT FUNDING, INC. 64 6.90% $10,004
First-Citizens Bank & Trust Company 63 5.74% $6,677
AmeriHome Mortgage Company, LLC 63 6.67% $7,771
ENVOY MORTGAGE, LTD 63 6.71% $8,405
NBKC BANK 61 6.76% $4,735
Century Mortgage Company DBA Century Lending Company 60 6.85% $10,054
Wallick & Volk, Inc. 59 6.87% $6,120
HOMEBRIDGE FINANCIAL SERVICES, INC. 59 6.90% $11,575
NEXERA HOLDING LLC 57 8.47% $15,031
ALAMEDA MORTGAGE CORPORATION 57 6.86% $9,269
SWBC MORTGAGE CORPORATION 56 6.61% $6,043
MANN FINANCIAL INC. 56 7.01% $7,853
Citadel Servicing Corporation 54 8.73% $16,431
Citibank 54 5.65% $7,513
RBC Bank, (Georgia) 53 5.75% $3,896
Washington Federal Bank 52 6.81% $16,909
CANOPY MORTGAGE, LLC 51 6.63% $9,674
HOMEXPRESS MORTGAGE CORP. 50 8.46% $15,596
USAA Federal Savings Bank 50 6.47% $8,227
FineMark National Bank & Trust 48 6.19% $8,196
CASTLE & COOKE MORTGAGE, LLC 46 7.00% $9,474
NMSI, INC. 45 6.79% $9,528
CHURCHILL MORTGAGE CORPORATION 45 7.13% $7,285
CITY FIRST MORTGAGE SERVICES, L.L.C. 44 7.37% $12,467
Gateway First Bank 44 6.75% $5,354
PREMIER LENDING, INC. 44 6.70% $11,007
CALCON MUTUAL MORTGAGE LLC 43 6.43% $14,752
MASON MCDUFFIE MORTGAGE CORPORATION 43 6.80% $9,333
HOMESIDE FINANCIAL, LLC 42 6.54% $6,939
DIGITAL Federal Credit Union 41 5.46% $5,917
FirstBank 41 6.75% $6,449
First State Bank of St. Charles, Missouri 40 6.66% $7,040
Canyon State Credit Union 40 6.45% $4,812
VANTAGE WEST 39 6.11% $8,951
PHH Mortgage Corporation 38 6.79% $7,896
SUN WEST MORTGAGE COMPANY, INC. 37 6.96% $8,732
First National Bank of America 37 9.61% $10,350
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 37 7.11% $9,236
INTERCAP LENDING INC. 37 6.77% $8,664
Barrington Bank & Trust Company, N.A. 36 6.98% $7,148
DIRECTORS MORTGAGE, INC. 36 7.00% $8,859
Boeing Employees Credit Union 35 6.15% $7,420
LEADERONE FINANCIAL CORPORATION 35 6.93% $6,372
LENDSURE MORTGAGE CORP. 35 8.49% $16,906
Stifel Bank and Trust 34 5.76% $4,789
DEEPHAVEN MORTGAGE LLC 34 8.22% $15,393
ARIZONA CENTRAL 34 6.49% $5,835
Ally Bank 33 6.32% $8,482
The Federal Savings Bank 33 6.78% $12,605
Bankers Trust Company 33 5.93% $5,540
A&D Mortgage LLC 33 8.04% $10,095
Armed Forces Bank 32 6.94% $6,309
LOANPAL, LLC 32 6.44% $8,889
PENTAGON FEDERAL CREDIT UNION 31 5.94% $6,886
KeyBank 31 6.40% $9,087
RESIDENTIAL MORTGAGE, LLC 30 5.80% $9,357
NP, Inc. 30 8.65% $15,697
Discover Bank 30 6.89% $0
PREMIA MORTGAGE, LLC 29 6.38% $3,551
S1L, Inc. 29 6.78% $7,614
PRIMARY RESIDENTIAL MORTGAGE, INC. 28 6.82% $8,922
Northpointe Bank 27 6.33% $9,368
Commerce Home Mortgage, Inc. 27 8.18% $16,653
Alerus Financial 27 6.40% $5,127
Old National Bank 27 5.71% $7,769
Truist 27 6.60% $7,652
Alaska USA Federal Credit Union 26 6.77% $4,470
Raymond James Bank 26 5.41% $5,190
HUNT MORTGAGE CORPORATION 26 7.02% $8,432
Mortgage Research Center, LLC 25 6.58% $5,182
Western State Bank 25 6.64% $11,074
EVERETT FINANCIAL, INC. 25 7.00% $9,194
Loan Simple, Inc. 24 5.79% $8,302
Carrington Mortgage Services, LLC 24 6.76% $9,996
SIRVA MORTGAGE, INC. 24 6.52% $1,749
MY MOVE MORTGAGE, LLC 23 7.07% $10,043
CREDIT UNION WEST 23 6.44% $3,843
TOP FLITE FINANCIAL, INC. 23 6.84% $8,394
BNY Mellon 22 5.91% $5,931
ANGEL OAK MORTGAGE SOLUTIONS LLC 22 8.36% $16,255
MID AMERICA MORTGAGE, INC. 22 6.58% $5,788
BAY-VALLEY MORTGAGE GROUP 22 7.11% $9,215
CALIBER HOME LOANS, INC. 22 6.65% $6,696
First National Bank Texas 22 7.07% $8,532
The Huntington National Bank 21 6.75% $8,154
AMCAP MORTGAGE, LTD. 21 7.02% $11,963
CHERRY CREEK MORTGAGE, LLC 21 6.95% $420
City National Bank 21 6.12% $7,754
MAYO EMPLOYEES FEDERAL CREDIT UNION 21 6.23% $10,970
Citizens Bank 21 6.76% $6,707
DATA MORTGAGE, INC. 21 6.74% $10,554
NATIONS DIRECT MORTGAGE, LLC 19 6.52% $8,206
LAKEVIEW LOAN SERVICING, LLC 19 6.53% $8,940
LADERA LENDING, INC. 19 6.60% $8,640
ML Mortgage Corp. 19 7.24% $12,126
Watermark Capital, Inc. 19 6.79% $7,220
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 19 6.86% $8,655
Equity Prime Mortgage LLC 19 6.72% $10,147
Bank of England 19 6.85% $8,571
SFMC, LP 19 7.02% $11,488
DRAPER AND KRAMER MORTGAGE CORP. 19 6.80% $6,907
LHM FINANCIAL CORPORATION 19 6.23% $10,306
DAS Acquisition Company, LLC 19 7.21% $8,015
AHL FUNDING 18 7.04% $12,221
PREMIER MORTGAGE RESOURCES, L.L.C. 18 7.19% $11,712
Ixonia Bank 18 7.20% $7,875
ROYAL UNITED MORTGAGE LLC 17 6.98% $7,498
Academy Bank 17 6.74% $5,031
Cornerstone First Mortgage, Inc 17 6.54% $14,204
HSBC BANK USA, NATIONAL ASSOCIATION 17 6.22% $5,445
First Western Trust Bank 16 6.58% $6,047
WINGS FINANCIAL 16 5.34% $4,830
Franklin Loan Corporation 16 6.82% $8,351
FISHER FINANCIAL GROUP, INCORPORATED 15 6.62% $6,882
Farmers Bank & Trust 15 6.53% $6,674
LENOX FINANCIAL MORTGAGE CORPORATION 15 6.88% $8,438
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 15 7.25% $10,282
Chicago Mortgage Solutions LLC 15 6.12% $7,980
AMERICAN FINANCING CORPORATION 14 6.43% $8,199
AMERICAN INTERNET MORTGAGE, INC. 14 6.38% $7,376
First Option Mortgage, LLC 14 7.13% $8,668
FIRST TECHNOLOGY 14 6.24% $5,484
RESIDENTIAL BANCORP 14 7.09% $9,132
KINECTA 14 5.92% $13,324
First Federal Bank 14 6.39% $7,553
Goldwater Bank, N.A. 14 7.21% $9,833
North American Savings Bank, F.S.B. 14 6.68% $4,487
THE MORTGAGE LINK, INC. 14 7.07% $15,154
Evolve Bank & Trust 13 6.32% $6,250
OAKTREE FUNDING CORP. 13 8.99% $21,738
1st Security Bank of Washington 12 6.56% $12,899
Baxter Credit Union 12 6.71% $5,576
FIRST COLONY MORTGAGE CORPORATION 12 6.73% $9,000
First Savings Bank 12 6.58% $7,974
GARDNER FINANCIAL SERVICES, LTD. 12 7.51% $9,322
Goldman Sachs Bank USA 12 5.90% $5,836
JMAC LENDING, INC. 12 7.47% $13,830
LOGIX FEDERAL CREDIT UNION 12 6.20% $8,772
MK LENDING CORP. 12 7.65% $9,361
Performance Financial, Inc. 12 8.22% $11,455
ONY GLO, INC. 11 6.39% $6,654
Choice Financial Group 11 6.26% $26,127
NATIONS RELIABLE LENDING, LLC 11 6.25% $10,122
GREENSTATE CREDIT UNION 11 7.01% $6,962
INTERLINC MORTGAGE SERVICES, LLC 11 6.58% $10,189
iCore Lending, Inc. 11 7.82% $9,767
Lend Smart Mortgage, LLC 11 6.18% $7,188
21ST MORTGAGE CORPORATION 11 7.84% $6,601
LEGEND LENDING CORPORATION 10 6.65% $9,706
First Credit Union 10 6.64% $4,561
Umpqua Bank 10 6.75% $9,221
EMBRACE HOME LOANS, INC. 10 6.57% $8,942
PLANET HOME LENDING, LLC 10 6.41% $8,761
Associated Bank 10 6.20% $3,910
Fifth Third Bank 10 6.42% $5,364
GUIDANCE RESIDENTIAL, LLC 10 7.41% $7,137
FIRST CENTENNIAL MORTGAGE CORPORATION 10 6.48% $6,812
VANDERBILT MORTGAGE AND FINANCE, INC. 10 6.82% $8,038
COMMUNITYAMERICA 9 6.03% $6,140
Bremer Bank 9 6.61% $9,599
NuVision Federal Credit Union 9 6.35% $8,800
Golden Empire Mortgage, Inc. 9 6.75% $9,254
ADVANCIAL 9 8.06% $15,262
Grand Bank for Savings, FSB 9 9.67% $8,624
ALLIANT CREDIT UNION 9 6.40% $6,709
Gate City Bank 9 5.50% $8,137
THRIVE MORTGAGE, LLC 9 6.44% $8,715
TRIAD FINANCIAL SERVICES, INC. 9 7.67% $8,548
AMERICA FIRST 9 6.56% $7,866
Glacier Bank 9 7.28% $9,876
M&T Bank 8 6.28% $7,577
MOUNTAIN WEST FINANCIAL, INC. 8 6.81% $8,303
Bethpage Federal Credit Union 8 6.41% $4,963
TJC Mortgage, Inc. 8 7.11% $4,694
Notre Dame Federal Credit Union Corporation 8 7.16% $7,847
Ameris Bank 8 6.50% $8,642
Firefighters First Federal Credit Union 8 6.05% $2,777
Tradition Mortgage, LLC 8 6.89% $8,933
VAN DYK MORTGAGE CORPORATION 8 6.73% $5,881
Axos Bank 8 6.84% $22,468
BEST FINANCE CAPITAL, INC. 8 6.98% $10,719
Toyota Financial Savings Bank 7 6.24% $7,490
Summit Credit Union 7 6.20% $4,216
MEGASTAR FINANCIAL CORP. 7 7.07% $6,214
STAR ONE CREDIT UNION 7 5.96% $3,753
AMERICAN HERITAGE LENDING, INC. 7 8.91% $13,741
IOWA BANKERS MORTGAGE CORPORATION 7 6.30% $5,144
First Interstate Bank 7 7.18% $6,787
NETWORK CAPITAL FUNDING CORPORATION 7 6.80% $5,131
NEST HOME LENDING, LLC 7 4.98% $9,435
IDEAL HOME LOANS LLC 7 6.48% $9,968
Bank of Colorado 7 6.66% $5,835
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 7 7.39% $14,719
First National Bank of Omaha 7 6.89% $5,824
TOWNE MORTGAGE COMPANY 7 6.50% $9,225
Heritage Bank 6 6.02% $6,873
BLG HOLDINGS, INC. 6 7.24% $5,361
CIBC Bank USA 6 6.08% $6,602
HOMESTEAD FUNDING CORP. 6 6.23% $5,241
GoPrime Mortgage, Inc. 6 6.83% $12,342
JMJ FINANCIAL GROUP 6 7.13% $6,264
FUNDLOANS CAPITAL 6 8.54% $33,428
KELLER MORTGAGE, LLC 6 6.48% $6,521
American Airlines Federal Credit Union 6 5.94% $0
First Horizon Bank 6 6.92% $9,073
Lakeview Community Capital, LLC 6 6.15% $9,046
The Central Trust Bank 6 6.31% $9,715
T2 FINANCIAL LLC 6 7.19% $10,027
MORTGAGEONE, INC. 6 6.79% $9,693
AUGUSTA FINANCIAL, INC. 6 6.85% $7,190
Northwest Bank 6 5.73% $7,421
Washington Trust Bank 6 6.40% $6,174
RESIDENTIAL WHOLESALE MORTGAGE, INC. 6 6.17% $6,201
GSF Mortgage Corporation 5 6.20% $7,988
Willamette Valley Bank 5 6.75% $10,210
Mortgage Bank of California 5 9.28% $30,873
Arvest Bank 5 6.73% $6,454
THE ANDERSON FINANCIAL GROUP, INC. 5 6.40% $3,654
Think Mutual Bank 5 5.93% $5,997
Strong Home Mortgage, LLC 5 5.75% $5,810
Quontic Bank 5 9.48% $18,232
Johnson Bank 5 6.02% $5,118
Deere Employees Credit Union 5 6.35% $4,435
Florida Capital Bank 5 6.30% $11,892
NATIONWIDE MORTGAGE BANKERS, INC. 5 7.15% $9,593
DIRECT MORTGAGE, CORP. 5 6.70% $11,329
USAlliance Federal Credit Union 4 6.22% $8,711
Utah Mortgage Loan Corporation 4 6.91% $3,509
First Republic Bank 4 5.06% $6,009
AIR ACADEMY 4 6.22% $4,599
INFINITY EQUITY GROUP, INC. 4 7.12% $4,887
Financial Funding Solutions, Inc. 4 6.69% $4,543
MLD MORTGAGE INC. 4 6.84% $7,123
EVANSVILLE TEACHERS 4 6.34% $6,634
Colonial Savings, F.A. 4 6.81% $8,366
EMM LOANS LLC 4 6.81% $10,785
Carrollton Bank 4 6.03% $6,565
BM Real Estate Services, Inc. 4 6.56% $15,657
HomeStreet Bank 4 6.94% $8,460
Comerica Bank 4 6.34% $5,422
5TH STREET CAPITAL, INC. 4 9.06% $9,458
Frandsen Bank & Trust 4 6.21% $9,714
CITIZENS EQUITY FIRST 4 5.81% $5,415
PANORAMA MORTGAGE GROUP, LLC 4 6.47% $11,900
Access Bank 4 6.31% $12,940
NEW WAVE LENDING GROUP INC 4 7.75% $15,494
Nicolet National Bank 4 6.66% $5,676
COMPASS MORTGAGE, INC. 4 7.00% $5,519
Bank-Fund Staff Federal Credit Union 4 5.50% $5,957
Southwest Airlines Federal Credit Union 4 6.44% $7,576
UIF CORPORATION 4 6.25% $13,912
First Dakota National Bank 4 7.63% $4,901
Landings Credit Union 4 6.50% $9,009
Leader Bank 4 6.41% $6,591
Pinnacle Bank 3 6.50% $6,304
Banterra Bank 3 6.58% $4,573
COMMUNITY MORTGAGE FUNDING, LLC 3 5.58% $5,449
1st Source Bank 3 6.13% $5,185
HONDA Federal Credit Union 3 6.75% $4,533
Summit Mortgage Corporation 3 7.13% $4,833
VISION ONE MORTGAGE, INC. 3 7.42% $17,440
General Mortgage Capital Corporation 3 6.77% $4,334
Lincoln Savings Bank 3 6.33% $8,365
WESCOM CENTRAL CREDIT UNION 3 6.58% $5,675
Wyndham Capital Mortgage, Inc. 3 6.25% $5,269
INTERNATIONAL CITY MORTGAGE, INC. 3 6.00% $11,728
First Bank 3 6.67% $5,430
COLUMBIA COMMUNITY CREDIT UNION 3 6.04% $5,328
Centennial Bank 3 7.00% $8,342
POINT Mortgage 3 6.88% $6,001
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.21% $10,529
The Northern Trust Company 3 6.38% $4,568
RANLIFE, INC. 3 7.13% $15,664
CHARTER WEST BANK 3 6.92% $5,244
Central Bank 3 6.08% $19,550
United Fidelity Funding Corp. 3 8.08% $23,932
F&A Federal Credit Union 3 6.46% $2,605
CLIFFCO, INC. 3 7.67% $21,412
Opportunity Bank of Montana 3 6.54% $8,226
Enterprise Bank & Trust 3 5.58% $7,301
Hometown Equity Mortgage, LLC 3 6.96% $15,579
First Western Bank & Trust 3 6.13% $5,048
SUCCESS MORTGAGE PARTNERS, INC. 3 6.83% $8,563
INTELLILOAN, INC. 3 5.95% $8,042
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 6.79% $8,300
City National Bank of Florida 3 6.33% $6,701
FOUNDATION MORTGAGE CORPORATION 3 7.50% $8,245
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 3 6.04% $4,275
West Gate Bank 3 7.04% $3,985
FLAT BRANCH MORTGAGE, INC. 3 7.75% $9,111
Unitus Community Credit Union 2 6.31% $4,141
GOOGAIN, INC. 2 7.25% $7,531
Frontier Bank 2 6.93% $4,966
First United Bank and Trust Company 2 6.19% $20,260
FIRST STATE MORTGAGE SERVICES, LLC 2 6.19% $3,746
IDAHO CENTRAL 2 6.81% $8,550
IncredibleBank 2 6.38% $5,771
Independent Bank 2 7.31% $15,794
ISERVE RESIDENTIAL LENDING, LLC 2 6.56% $8,112
ITHINK FINANCIAL Credit Union 2 7.25% $8,403
First Merchants Bank 2 7.00% $3,777
First Bank & Trust 2 6.50% $8,089
Financial Partners Credit Union 2 6.38% $6,923
Fidelity Bank 2 6.69% $5,273
MORTGAGE EXPRESS, LLC 2 7.31% $5,377
East Coast Capital Corp. 2 7.50% $5,529
Eagle Bank and Trust Company 2 6.50% $10,731
D. L. Evans Bank 2 7.06% $5,843
Deseret First Credit Union 2 6.13% $14,467
DELMAR FINANCIAL COMPANY 2 6.25% $5,225
CUSTOMER SERVICE MORTGAGE CORPORATION 2 6.88% $6,663
Core Bank 2 6.68% $5,114
Community First National Bank 2 6.00% $5,782
Northwest Farm Credit Services, FLCA 2 6.98% $7,033
Northwest Federal Credit Union 2 5.19% $7,610
NUMERICA CREDIT UNION 2 6.56% $5,412
CIBM Bank 2 7.13% $6,065
PIMA Federal Credit Union 2 5.75% $5,902
PINNACLE LENDING GROUP, INC. 2 7.50% $6,296
Princeton Mortgage Corporation 2 7.38% $8,198
PROPER RATE, LLC 2 6.96% $3,901
BNC National Bank 2 6.63% $4,392
BLACK HILLS FEDERAL CREDIT UNION 2 6.38% $11,436
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 7.94% $20,165
BELEM SERVICING LLC 2 7.06% $5,046
BECKAM FUNDING CORP. 2 7.37% $18,203
SANDIA LABORATORY 2 6.31% $4,924
SeaTrust Mortgage Company 2 6.81% $8,203
Bank of the West 2 5.88% $5,937
Simmons Bank 2 6.25% $8,569
Bank Iowa 2 6.38% $8,976
AMERITRUST MORTGAGE CORPORATION 2 7.06% $6,984
The Park National Bank 2 6.44% $9,044
Tri City National Bank 2 7.31% $4,304
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 6.63% $7,715
United Nations Federal Credit Union 2 5.44% $4,425
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 5.00% $8,690
UNIVERSAL LENDING CORPORATION 2 6.38% $7,062
ALLIED MORTGAGE GROUP, INC. 2 6.88% $3,538
Vellum Mortgage, Inc. 2 6.56% $6,676
VERITAS FUNDING, LLC 2 6.56% $8,992
Victorian Finance, LLC 2 6.50% $11,304
GEO-CORP, INC. 2 6.50% $4,480
AERO Federal Credit Union 1 6.38% $9,099
Flanagan State Bank 1 6.25% $9,615
Advisors Mortgage Group, L.L.C. 1 7.13% $14,658
Commerce Bank 1 5.75% $7,112
BANKWEST, INC. 1 7.38% $4,280
Bank of Whittier 1 7.25% $3,623
Home Federal Savings & Loan Association of Grand Island 1 5.75% $6,935
HIWAY 1 6.00% $7,041
SIMPLIFI MORTGAGE, LLC 1 6.27% $11,538
COMMUNITY FIRST CREDIT UNION OF FLO 1 5.88% $10,434
WesBanco 1 6.25% $7,270
NORTHWEST BANK OF ROCKFORD 1 6.75% $3,971
SOVEREIGN LENDING GROUP INCORPORATED 1 6.50% $7,049
SPIRE Credit Union 1 5.88% $6,558
Springfield First Community Bank 1 6.50% $5,118
North Shore Bank of Commerce 1 5.99% $16,761
CORTRUST MORTGAGE, INC. 1 6.88% $7,369
S&T Bank 1 5.38% $8,682
Bank First, N.A. 1 7.50% $4,645
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.50% $3,956
CTBC Bank Corp. (USA) 1 7.25% $3,728
Network Funding, L.P. 1 6.75% $8,112
Badger Bank 1 8.63% $17,369
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.88% $24,824
National Exchange Bank and Trust 1 5.50% $3,971
DUPACO COMMUNITY 1 5.88% $3,972
Atlantic Coast Mortgage, LLC 1 5.63% $7,835
Morton Community Bank 1 5.38% $3,662
Montana Federal Credit Union 1 7.13% $6,617
MLB RESIDENTIAL LENDING, LLC 1 6.63% $12,962
TEACHERS 1 6.75% $5,452
1st Summit Bank 1 6.99% $5,218
The Camden National Bank 1 7.00% $2,440
MidWestOne Bank 1 7.00% $8,361
The Dart Bank 1 5.99% $4,750
Arbor Bank 1 6.25% $5,189
ANGEL OAK HOME LOANS LLC 1 7.75% $9,049
AmRes Corporation 1 6.88% $19,886
Hills Bank and Trust Company 1 6.25% $5,003
Midwest Mortgage Associates Corporation 1 7.38% $6,328
Heritage Bank 1 6.38% $23,811
Mid Penn Bank 1 6.50% $72,044
FIDELITY BANK 1 7.50% $15,929
THRIVENT Federal Credit Union 1 7.50% $6,550
FINANCE OF AMERICA REVERSE LLC 1 8.46% $2,821
TOGETHER CREDIT UNION 1 6.75% $2,689
Marine Bank 1 6.13% $3,010
TOWER 1 4.75% $4,915
TOWN AND COUNTRY Credit Union 1 6.13% $9,127
First American Bank 1 6.75% $5,296
LOANLEADERS OF AMERICA, INC. 1 8.00% $6,057
FirstBank 1 6.88% $6,277
FIRST COMMUNITY MORTGAGE, INC. 1 7.88% $5,717
GVC MORTGAGE, INC. 1 5.99% $19,823
Wheatland Bank 1 6.25% $16,699
Landmark National Bank 1 6.25% $3,567
American National Bank & Trust 1 7.50% $2,531
Lake City Bank 1 6.75% $7,816
LA Financial Federal Credit Union 1 6.00% $12,035
AMERICAN FIRST 1 7.13% $2,722
First Federal Savings Bank 1 7.25% $0
UNIFY FINANCIAL Credit Union 1 5.88% $2,633
AMERICAN FINANCIAL RESOURCES, INC. 1 5.75% $11,757
First Internet Bank of Indiana 1 6.38% $1,848
UNITED HOME LOANS, INC. 1 8.13% $13,832
Gulf Coast Bank and Trust Company 1 7.00% $4,614
Keystone Funding, Inc. 1 6.88% $14,252
FRANKLIN MINT 1 5.88% $8,497
WNB Financial, N.A. 1 5.80% $6,295
University Bank 1 7.13% $5,947
Univest Bank and Trust Co. 1 6.25% $9,499
KEYPOINT 1 7.25% $4,023
JUSTICE Federal Credit Union 1 6.38% $4,104
ALTURA 1 6.13% $5,673
WRIGHT-PATT CREDIT UNION, INC. 1 6.25% $3,585
Valley First Credit Union 1 5.95% $5,337
FIRST NORTHERN Credit Union 1 8.13% $3,666
Iroquois Federal Savings and Loan Association 1 6.50% $6,571
GOLDENWEST 1 6.88% $9,906
Great Southern Bank 1 6.00% $5,956
INTOUCH CREDIT UNION 1 6.63% $5,238
Gold Coast Bank 1 7.50% $5,733
CHEVRON 1 5.88% $3,950
PLUS RELOCATION MORTGAGE, LLC 1 7.13% $4,614
Veritex Community Bank 1 6.13% $8,104
GREAT LAKES 1 5.75% $5,711
CHOICE LENDING CORP. 1 6.63% $11,452
First State Bank 1 6.13% $2,655
ChoiceOne Bank 1 5.75% $4,379
PyraMax Bank, FSB 1 6.63% $3,936
Cincinnati Federal 1 6.25% $5,506
Paramount Bank 1 6.13% $6,338
RADIUS FINANCIAL GROUP INC. 1 6.50% $7,806
Operating Engineers Local Union #3 1 5.75% $3,482
Home State Bank 1 8.63% $5,848
Blackhawk Bank 1 8.00% $4,312
AFFINITY 1 7.38% $1,708
RELIANCE FIRST CAPITAL, LLC 1 5.99% $11,440
Renasant Bank 1 6.25% $49,194
Republic Bank & Trust Company 1 5.88% $8,954
OPEN MORTGAGE, LLC 1 5.88% $17,812
Old Second National Bank 1 6.50% $6,120
OCEANSIDE MORTGAGE COMPANY 1 7.00% $5,551
Royal Credit Union 1 6.38% $7,519
WALL STREET MORTGAGE BANKERS, LTD. 1 7.63% $9,940
RUOFF MORTGAGE COMPANY, INC. 1 6.63% $799

PHOENIX - MESA - CHANDLER Average Closing Costs & Other Stats

PHOENIX-MESA-CHANDLER, AZ's 545 lenders originated 105,060 loans during 2023. The total origination value was $37,810,170,000, with an average loan value of $359,891.

PHOENIX - MESA - CHANDLER's average closing costs are $5,665.

The top PHOENIX - MESA - CHANDLER lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 6,206 loans originated. Their average total fees are $8,825, which is $598 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($420), HOMEAMERICAN MORTGAGE CORPORATION ($1,234), SIRVA MORTGAGE, INC. ($1,749) and Shea Mortgage Inc. ($2,550).

The lowest rate PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are WINGS FINANCIAL (5.34%), EAGLE HOME MORTGAGE, LLC (5.39%), Raymond James Bank (5.41%), DIGITAL Federal Credit Union (5.46%) and Citibank (5.65%).

PHOENIX-MESA-CHANDLER, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $5,614,140,000 $4,201,435,000 -25.2% 11.1%
QUICKEN LOANS, LLC $3,725,610,000 $1,860,720,000 -50.1% 4.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,728,160,000 $1,469,620,000 -46.1% 3.9%
LOANDEPOT.COM, LLC $2,054,140,000 $956,240,000 -53.4% 2.5%
EAGLE HOME MORTGAGE, LLC $644,920,000 $885,690,000 37.3% 2.3%
V.I.P. MORTGAGE, INC. $1,030,870,000 $793,515,000 -23.0% 2.1%
DHI MORTGAGE COMPANY, LTD. $703,550,000 $790,115,000 12.3% 2.1%
DESERT FINANCIAL FEDERAL CREDIT UNION $1,000,830,000 $695,300,000 -30.5% 1.8%
U.S. Bank $1,304,225,000 $638,145,000 -51.1% 1.7%
JPMorgan Chase Bank $1,092,450,000 $618,360,000 -43.4% 1.6%
Bank of America $936,400,000 $573,480,000 -38.8% 1.5%
South Pacific Financial Corporation $466,675,000 $560,585,000 20.1% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $723,245,000 $548,830,000 -24.1% 1.5%
M&T Realty Capital Corporation $157,290,000 $512,655,000 225.9% 1.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $997,330,000 $509,630,000 -48.9% 1.3%
WALKER & DUNLOP, LLC $817,745,000 $466,050,000 -43.0% 1.2%
Bell Bank $746,665,000 $435,485,000 -41.7% 1.2%
HOMEAMERICAN MORTGAGE CORPORATION $347,810,000 $422,860,000 21.6% 1.1%
PULTE MORTGAGE LLC $425,270,000 $413,030,000 -2.9% 1.1%
Wells Fargo Bank $1,382,785,000 $396,975,000 -71.3% 1.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $240,570,000 $394,535,000 64.0% 1.0%
CMG MORTGAGE, INC. $395,735,000 $379,420,000 -4.1% 1.0%
BMO Harris Bank $600,350,000 $367,860,000 -38.7% 1.0%
NFM, INC. $416,770,000 $357,600,000 -14.2% 0.9%
VELOCIO MORTGAGE L.L.C. $198,090,000 $329,495,000 66.3% 0.9%
Paramount Residential Mortgage Group, Inc. $420,710,000 $304,530,000 -27.6% 0.8%
Morgan Stanley Private Bank $259,030,000 $297,560,000 14.9% 0.8%
GUILD MORTGAGE COMPANY $487,395,000 $289,545,000 -40.6% 0.8%
HOMEOWNERS FINANCIAL GROUP USA, LLC $648,350,000 $283,995,000 -56.2% 0.8%
MidFirst Bank $328,355,000 $277,495,000 -15.5% 0.7%
ACADEMY MORTGAGE CORPORATION $589,615,000 $269,920,000 -54.2% 0.7%
PENNYMAC LOAN SERVICES, LLC $599,610,000 $257,090,000