PHOENIX - MESA - CHANDLER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Phoenix - Mesa - Chandler averaged 6.2% for the week of 2023-06-01, compared to the national average of 6.79% for the same period.

The average rate for the prior week (2023-05-25) was 6.08% and one month ago for the week of 2023-04-27, the average rate was 6.14%.

Phoenix - Mesa - Chandler's average rate one year ago was 4.71%.

For refis of the same type during the week of 2023-06-01, the average rate was 5.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-06-01 6.79%
Phoenix - Mesa - Chandler 30 Year Fixed Rate 2023-06-01 6.2%
Phoenix - Mesa - Chandler 30 Year Fixed Rate Refi 2023-06-01 5.86%
Phoenix - Mesa - Chandler 15 Year Fixed Rate 2023-06-01 5.69%
Phoenix - Mesa - Chandler 15 Year Fixed Rate Refi 2023-06-01 5.04%
Phoenix - Mesa - Chandler 30 Year FHA 2023-06-01 -0.51%
Phoenix - Mesa - Chandler 30 Year FHA Refi 2023-06-01 -1.61%
Phoenix - Mesa - Chandler 30 Year USDA 2023-06-01 -0.56%
Phoenix - Mesa - Chandler 30 Year USDA Refi 2023-06-01 -0.1%
Phoenix - Mesa - Chandler 30 Year VA 2023-06-01 -0.79%
Phoenix - Mesa - Chandler 30 Year VA Refi 2023-06-01 -2.55%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PHOENIX-MESA-CHANDLER, AZ.

PHOENIX - MESA - CHANDLER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PHOENIX-MESA-CHANDLER, AZ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 9,681 4.76% $6,415
QUICKEN LOANS, LLC 7,758 4.61% $7,132
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4,719 4.90% $6,990
LOANDEPOT.COM, LLC 3,479 4.42% $7,287
JPMorgan Chase Bank 2,038 4.45% $4,758
NOVA FINANCIAL & INVESTMENT CORPORATION 2,013 4.94% $6,891
V.I.P. MORTGAGE, INC. 1,910 4.99% $6,920
Wells Fargo Bank 1,828 4.29% $4,406
Amerifirst Financial, Inc. 1,402 4.99% $5,968
HOME POINT FINANCIAL CORPORATION 1,313 4.33% $6,188
EAGLE HOME MORTGAGE, LLC 1,295 4.85% $6,751
U.S. Bank 1,285 4.29% $6,675
CROSSCOUNTRY MORTGAGE, LLC 1,169 5.00% $7,672
HOMEOWNERS FINANCIAL GROUP USA, LLC 1,103 4.87% $7,473
Mr. Cooper ( Nationstar Mortgage ) 1,044 4.38% $8,886
Bell Bank 1,015 4.83% $6,327
DHI MORTGAGE COMPANY, LTD. 1,009 4.57% $5,728
FINANCE OF AMERICA MORTGAGE LLC 998 4.69% $6,640
GUILD MORTGAGE COMPANY 951 4.93% $7,383
Bank of America 944 3.99% $5,433
ACADEMY MORTGAGE CORPORATION 926 5.00% $9,154
CALIBER HOME LOANS, INC. 879 4.62% $6,732
DEFINE MORTGAGE SOLUTIONS, LLC 873 4.38% $5,965
MORIA DEVELOPMENT, INC. 836 4.90% $7,645
South Pacific Financial Corporation 832 5.05% $10,647
PENNYMAC LOAN SERVICES, LLC 822 4.26% $7,730
PULTE MORTGAGE LLC 812 4.61% $1,182
GUARANTEED RATE, INC. 806 4.65% $6,242
Paramount Residential Mortgage Group, Inc. 766 4.83% $6,424
NFM, INC. 765 4.84% $6,988
AMERISAVE MORTGAGE CORPORATION 760 4.27% $8,132
PRIMELENDING, A PLAINSCAPITAL COMPANY 716 5.04% $7,153
Flagstar Bank, FSB 628 4.62% $6,147
FREEDOM MORTGAGE CORPORATION 626 4.51% $6,520
BAY EQUITY LLC 588 4.91% $7,733
BROKER SOLUTIONS, INC. 583 4.65% $7,269
HOMEAMERICAN MORTGAGE CORPORATION 567 4.74% $1,232
BETTER MORTGAGE CORPORATION 501 3.72% $4,740
CARDINAL FINANCIAL 492 4.61% $7,302
ON Q FINANCIAL, INC. 459 4.81% $6,441
CMG MORTGAGE, INC. 455 4.62% $7,183
Sunflower Bank 436 4.16% $6,248
NEWREZ LLC 392 4.41% $6,484
MOVEMENT MORTGAGE, LLC 390 4.76% $6,346
PRIMARY RESIDENTIAL MORTGAGE, INC. 388 4.69% $6,899
Waterstone Mortgage Corporation 377 4.84% $8,438
SECURITYNATIONAL MORTGAGE COMPANY 376 5.18% $9,164
GENEVA FINANCIAL, LLC 368 5.14% $8,485
AMERICAN PACIFIC MORTGAGE CORPORATION 350 4.87% $7,744
GUARANTEED RATE AFFINITY, LLC 323 4.94% $6,336
NAVY FEDERAL CREDIT UNION 311 4.62% $5,802
UNION HOME MORTGAGE CORP. 296 4.61% $5,819
OneAZ Credit Union 280 4.37% $4,646
CHERRY CREEK MORTGAGE, LLC 277 4.77% $683
LHM FINANCIAL CORPORATION 275 4.84% $7,233
HOMEBRIDGE FINANCIAL SERVICES, INC. 269 4.81% $7,477
TBI MORTGAGE COMPANY 269 4.58% $9,569
Morgan Stanley Private Bank 268 3.71% $5,181
VELOCIO MORTGAGE L.L.C. 267 5.00% $10,161
LAKEVIEW LOAN SERVICING, LLC 266 4.26% $5,182
LOANPAL, LLC 266 4.25% $9,627
ARIZONA 259 4.52% $8,051
Wallick & Volk, Inc. 256 4.87% $7,085
CITYWIDE HOME LOANS, LLC 250 4.84% $7,202
TRUWEST Credit Union 248 4.42% $3,646
BMO Harris Bank 245 4.59% $7,580
MATTAMY HOME FUNDING, LLC 242 4.52% $9,712
Watermark Capital, Inc. 241 4.01% $4,723
PNC Bank 232 4.05% $6,496
STARBOARD FINANCIAL MANAGEMENT, LLC 221 4.78% $7,502
FBC MORTGAGE, LLC 218 4.59% $6,696
NEW WEST LENDING, INC. 215 4.75% $5,894
Shea Mortgage Inc. 215 5.25% $3,278
Neighborhood Loans, Inc. 213 4.94% $6,711
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 210 5.03% $6,845
MUTUAL OF OMAHA MORTGAGE, INC. 209 4.62% $6,240
INSPIRE HOME LOANS INC. 205 5.20% $7,431
MidFirst Bank 204 4.52% $5,530
KBHS HOME LOANS, LLC 201 4.52% $6,858
SUBURBAN MORTGAGE, INC. 198 4.43% $5,357
SUMMIT FUNDING, INC. 197 4.80% $9,520
PROVIDENT FUNDING ASSOCIATES, L.P. 196 4.26% $4,719
SUN AMERICAN MORTGAGE COMPANY 192 4.69% $5,565
ARK-LA-TEX FINANCIAL SERVICES, LLC. 189 4.73% $6,204
Ally Bank 179 3.76% $5,905
Lend Smart Mortgage, LLC 170 4.68% $6,467
NexBank 166 4.75% $7,998
PLAZA HOME MORTGAGE, INC. 165 4.93% $7,615
Charles Schwab Bank, SSB 157 3.62% $5,313
AXIA FINANCIAL, LLC 155 4.99% $7,249
Northpointe Bank 154 4.56% $8,812
PACIFIC RESIDENTIAL MORTGAGE, LLC 154 5.24% $8,485
Gateway First Bank 149 4.83% $5,215
FirstBank 145 4.15% $5,454
Sierra Pacific Mortgage Company, Inc. 145 5.11% $6,017
AMERICAN FINANCING CORPORATION 143 4.25% $6,941
BOKF 139 4.54% $4,962
Truist 138 4.54% $6,717
ENVOY MORTGAGE, LTD 138 4.80% $6,985
BROOKHOLLOW MORTGAGE SERVICES, LTD 136 5.17% $8,921
ZILLOW HOME LOANS, LLC 136 4.66% $6,419
LEADERONE FINANCIAL CORPORATION 135 4.61% $5,627
SWBC MORTGAGE CORPORATION 134 4.97% $6,500
KeyBank 132 4.08% $7,800
CANOPY MORTGAGE, LLC 131 4.19% $5,510
First International Bank & Trust 131 4.92% $16,840
ANGEL OAK MORTGAGE SOLUTIONS LLC 130 5.98% $12,358
NBKC BANK 122 4.38% $4,303
Prosperity Home Mortgage, LLC 122 4.99% $6,168
AmeriHome Mortgage Company, LLC 121 4.56% $7,293
NEXERA HOLDING LLC 118 6.58% $11,832
PENTAGON FEDERAL CREDIT UNION 114 4.10% $5,460
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 114 4.69% $6,546
Zions Bancorporation, N.A. 112 3.87% $4,579
UMB Bank 111 4.47% $4,270
MOUNTAIN AMERICA 111 4.72% $8,628
Lakeview Community Capital, LLC 110 4.28% $5,185
CHURCHILL MORTGAGE CORPORATION 110 4.65% $5,694
KELLER MORTGAGE, LLC 106 4.86% $7,092
DIRECTORS MORTGAGE, INC. 106 5.26% $8,162
ARC HOME LLC 104 4.36% $8,554
Citadel Servicing Corporation 103 6.48% $12,588
Strong Home Mortgage, LLC 103 4.07% $3,527
RESIDENTIAL BANCORP. 102 4.75% $8,046
Old National Bank 101 3.87% $6,077
Plains Commerce Bank 98 5.03% $7,513
Citizens Bank 98 4.09% $5,394
PHH Mortgage Corporation 98 4.43% $7,597
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 98 5.13% $7,086
UBS Bank USA 97 3.55% $6,520
The Federal Savings Bank 97 4.57% $9,718
MICHIGAN MUTUAL, INC. 97 5.11% $6,418
Loan Simple, Inc. 96 4.91% $8,248
CASTLE & COOKE MORTGAGE, LLC 94 4.86% $8,897
Wyndham Capital Mortgage, Inc. 92 4.19% $4,357
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 92 5.14% $7,576
Carrington Mortgage Services, LLC 91 4.97% $9,602
HOMESIDE FINANCIAL, LLC 88 4.70% $7,036
Opendoor Home Loans LLC 87 4.27% $4,687
First State Bank of St. Charles, Missouri 85 4.69% $4,691
IDEAL HOME LOANS LLC 84 4.46% $7,535
Washington Federal Bank 82 4.47% $11,254
CORNERSTONE HOME LENDING, INC. 79 4.24% $7,623
Hometown Lenders, Inc. 79 4.55% $6,252
LADERA LENDING, INC. 79 4.63% $6,023
DRAPER AND KRAMER MORTGAGE CORP. 78 4.41% $4,681
PREMIER LENDING, INC. 75 5.33% $10,541
VANTAGE WEST 75 4.69% $5,099
Nations Lending Corporation 74 5.89% $7,632
NETWORK CAPITAL FUNDING CORPORATION 73 4.87% $6,730
First Option Mortgage, LLC 72 5.06% $7,240
CREDIT UNION WEST 70 4.68% $5,374
M&T Bank 70 4.23% $5,403
North American Savings Bank, F.S.B. 69 4.45% $4,309
INTERCAP LENDING INC. 68 4.80% $7,373
Boeing Employees Credit Union 67 4.35% $4,425
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 67 4.98% $10,047
EVERETT FINANCIAL, INC. 66 4.69% $2,532
ARIZONA CENTRAL 65 4.47% $4,737
CALCON MUTUAL MORTGAGE LLC 63 5.45% $9,835
Stifel Bank and Trust 63 3.51% $4,005
MID AMERICA MORTGAGE, INC. 62 4.94% $5,383
RBC Bank, (Georgia) 62 4.61% $3,886
NATIONS DIRECT MORTGAGE, LLC 61 5.25% $10,095
City National Bank 60 3.72% $5,686
S1L, Inc. 60 4.63% $7,145
Armed Forces Bank 59 4.66% $5,121
MUFG Union Bank 58 4.06% $5,904
First Guaranty Mortgage Corporation 57 4.52% $10,378
Bankers Trust Company 57 3.96% $4,908
Citibank 57 3.82% $6,473
ML Mortgage Corp. 57 4.96% $8,248
SUNSTREET MORTGAGE, LLC 56 4.61% $5,894
DIRECT MORTGAGE, CORP. 56 4.29% $10,914
First-Citizens Bank & Trust Company 55 4.59% $8,161
DIGITAL Federal Credit Union 55 4.06% $5,332
ALTITUDE FINANCIAL CORPORATION 55 5.17% $4,828
Barrington Bank & Trust Company, N.A. 55 4.77% $6,201
SUN WEST MORTGAGE COMPANY, INC. 54 5.19% $7,058
HOMEXPRESS MORTGAGE CORP. 54 7.18% $13,591
Alaska USA Federal Credit Union 54 4.09% $4,144
First National Bank of America 54 7.87% $10,062
Umpqua Bank 52 4.25% $6,847
DEEPHAVEN MORTGAGE LLC 52 6.47% $12,051
LENDSURE MORTGAGE CORP. 51 6.22% $18,253
OCMBC, INC. 51 5.41% $12,662
FirstBank 50 3.67% $4,282
Discover Bank 50 4.57% $0
Arvest Bank 50 4.06% $4,551
The Huntington National Bank 46 3.96% $8,071
AMERICAN INTERNET MORTGAGE, INC. 46 3.71% $5,248
Canyon State Credit Union 46 4.78% $3,877
STEARNS LENDING, LLC 46 3.32% $5,006
PLANET HOME LENDING, LLC 45 4.22% $5,915
First Republic Bank 44 3.06% $5,805
FineMark National Bank & Trust 44 4.14% $6,293
Silicon Valley Bank 44 3.42% $5,578
TOP FLITE FINANCIAL, INC. 42 5.05% $8,609
FIRST TECHNOLOGY 41 4.22% $5,814
First National Bank Texas 40 4.95% $6,035
Commerce Home Mortgage, Inc. 40 4.82% $11,452
Bank of the West 40 4.44% $6,272
Alerus Financial 39 4.42% $4,804
AMCAP MORTGAGE, LTD. 39 5.23% $7,877
FIRST CENTENNIAL MORTGAGE CORPORATION 39 4.83% $6,090
IMPAC MORTGAGE CORP. 38 5.54% $8,880
USAA Federal Savings Bank 38 5.32% $6,937
Century Mortgage Company DBA Century Lending Company 38 4.60% $9,468
ALAMEDA MORTGAGE CORPORATION 38 6.17% $7,959
SIRVA MORTGAGE, INC. 38 5.00% $2,118
First Western Trust Bank 38 4.38% $5,555
ROYAL UNITED MORTGAGE LLC 37 4.81% $8,818
BLUE BRICK FINANCIAL LLC 37 4.10% $2,035
SFMC, LP 37 4.86% $9,332
First Credit Union 37 4.30% $3,293
Pacific Lending LLC 37 4.43% $6,435
PREMIA MORTGAGE, LLC 36 4.86% $2,769
OAKTREE FUNDING CORP. 36 6.75% $11,552
Goldwater Bank, N.A. 36 4.78% $8,739
Evolve Bank & Trust 35 4.83% $4,386
AMERIFIRST FINANCIAL CORPORATION 33 4.95% $8,464
DAS Acquisition Company, LLC 33 4.33% $7,712
Cornerstone First Mortgage, Inc 33 4.64% $8,632
FIRST COLONY MORTGAGE CORPORATION 33 4.86% $9,892
GUIDANCE RESIDENTIAL, LLC 32 4.86% $7,000
LENOX FINANCIAL MORTGAGE CORPORATION 32 4.33% $7,292
Bank of England 31 4.98% $6,111
BNY Mellon 31 3.34% $6,972
TOWNE MORTGAGE COMPANY 31 3.96% $4,953
Academy Bank 31 4.64% $5,328
ONY GLO, INC. 30 4.76% $4,742
Franklin Loan Corporation 30 5.55% $8,296
HomeStreet Bank 29 4.36% $6,978
SOFI LENDING CORP. 29 3.73% $5,119
TJC Mortgage, Inc. 29 4.67% $7,376
HUNT MORTGAGE CORPORATION 29 4.68% $5,256
Mortgage Research Center, LLC 28 4.64% $5,422
Golden Empire Mortgage, Inc. 27 5.47% $9,227
T2 FINANCIAL LLC 27 4.09% $5,369
ROUNDPOINT MORTGAGE SERVICING CORPORATION 27 4.22% $5,133
MOUNTAIN WEST FINANCIAL, INC. 27 4.83% $6,782
Raymond James Bank 26 3.65% $5,160
ALLIANT CREDIT UNION 26 3.81% $5,883
AMERICA FIRST 25 4.75% $6,750
DATA MORTGAGE, INC. 25 6.06% $10,858
Victorian Finance, LLC 25 4.85% $6,459
Greenbox Loans, Inc. 24 8.18% $13,703
GoPrime Mortgage, Inc. 24 4.83% $7,207
1st Security Bank of Washington 23 4.91% $7,519
Western State Bank 23 4.35% $5,511
First Home Bank 22 4.55% $7,638
INLAND BANK & TRUST 22 4.70% $7,070
CENTENNIAL LENDING, LLC 22 4.55% $4,998
5TH STREET CAPITAL, INC. 22 6.27% $15,528
HOMESTEAD FUNDING CORP. 22 4.79% $4,128
MK LENDING CORP. 22 4.77% $5,716
Baxter Credit Union 22 4.11% $5,103
Chicago Mortgage Solutions LLC 21 3.91% $3,881
First Savings Bank 21 4.28% $8,421
ATHAS CAPITAL GROUP, INC. 21 8.14% $10,630
CITY FIRST MORTGAGE SERVICES, L.L.C. 20 5.14% $6,310
Florida Capital Bank 20 3.55% $6,501
RELIANCE FIRST CAPITAL, LLC 19 4.30% $9,099
Financial Funding Solutions, Inc. 19 4.40% $6,269
Firefighters First Federal Credit Union 19 3.84% $1,678
First Internet Bank of Indiana 19 4.32% $4,679
The Home Loan Expert LLC 19 4.28% $6,792
Banterra Bank 18 4.62% $6,432
VERITAS FUNDING, LLC 18 5.19% $11,508
NuVision Federal Credit Union 17 4.11% $3,605
NMSI, INC. 17 4.90% $8,092
NATIONWIDE MORTGAGE BANKERS, INC. 17 5.06% $8,930
EMBRACE HOME LOANS, INC. 17 4.92% $5,861
COMPASS MORTGAGE, INC. 17 4.68% $7,101
LOGIX FEDERAL CREDIT UNION 17 4.18% $8,632
STAR ONE CREDIT UNION 17 4.11% $3,525
Glacier Bank 17 4.29% $6,120
The Central Trust Bank 17 4.43% $4,588
LEGEND LENDING CORPORATION 17 6.45% $8,679
THRIVE MORTGAGE, LLC 17 6.13% $7,515
ANGEL OAK HOME LOANS LLC 17 5.49% $12,039
WINGS FINANCIAL 17 4.13% $4,173
GSF Mortgage Corporation 16 4.74% $10,926
PREMIER MORTGAGE RESOURCES, L.L.C. 16 4.20% $7,440
First Interstate Bank 16 4.34% $6,926
THE ANDERSON FINANCIAL GROUP, INC. 16 3.84% $4,548
INTELLILOAN, INC. 15 4.22% $5,874
AERO Federal Credit Union 15 4.52% $4,524
BNC National Bank 15 4.56% $4,499
EMM LOANS LLC 15 4.53% $8,589
Quontic Bank 15 6.88% $13,450
Utah Mortgage Loan Corporation 15 4.62% $6,675
MANN FINANCIAL INC. 15 5.53% $9,046
Austin Capital Bank SSB 14 4.30% $8,065
LAND HOME FINANCIAL SERVICES, INC. 14 4.51% $7,916
HSBC BANK USA, NATIONAL ASSOCIATION 14 4.15% $5,224
NEST HOME LENDING, LLC 14 4.93% $8,199
BEST CAPITAL FUNDING 13 4.12% $6,170
JMJ FINANCIAL GROUP 13 5.23% $11,158
INTERLINC MORTGAGE SERVICES, LLC 13 5.64% $9,120
Equity Prime Mortgage LLC 13 4.70% $7,712
AHL FUNDING 13 6.37% $18,178
NATIONS RELIABLE LENDING, LLC 13 5.23% $11,841
Axos Bank 12 4.50% $14,697
Gate City Bank 12 3.77% $6,510
Willamette Valley Bank 12 4.60% $8,996
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 12 3.97% $14,425
Beeline Loans, Inc. 12 3.94% $5,033
21ST MORTGAGE CORPORATION 12 5.86% $7,033
Colonial Savings, F.A. 12 4.79% $5,362
iCore Lending, Inc. 12 4.49% $11,704
Bank of Colorado 12 4.54% $6,533
The Northern Trust Company 11 3.49% $10,974
FUNDLOANS CAPITAL 11 7.39% $19,175
Goldman Sachs Bank USA 11 3.88% $5,019
SUCCESS MORTGAGE PARTNERS, INC. 11 5.16% $6,515
First National Bank of Omaha 11 5.22% $6,657
MORTGAGEONE, INC. 10 3.86% $7,762
Associated Bank 10 4.06% $3,752
JMAC LENDING, INC. 10 4.69% $7,422
Princeton Mortgage Corporation 10 3.53% $9,468
MEGASTAR FINANCIAL CORP. 10 5.09% $6,267
Washington Trust Bank 10 4.13% $7,023
PINNACLE LENDING GROUP, INC. 10 5.52% $7,607
SOVEREIGN LENDING GROUP INCORPORATED 10 4.99% $6,480
ISERVE RESIDENTIAL LENDING, LLC 10 4.72% $7,022
CITIZENS EQUITY FIRST 10 4.11% $2,904
Magnolia Bank 10 5.12% $8,532
Prime Choice Funding Inc. 9 3.46% $5,845
A&D Mortgage LLC 9 7.91% $11,278
ADVANCIAL 9 5.90% $7,858
CIBC Bank USA 9 3.69% $5,830
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 9 4.71% $4,832
GREAT LAKES 9 3.29% $4,349
Great Southern Bank 9 4.89% $4,917
KINECTA 9 4.60% $6,616
Landings Credit Union 9 4.74% $7,777
NBH Bank 9 4.62% $5,778
NP, Inc. 9 3.36% $4,416
PANORAMA MORTGAGE GROUP, LLC 9 4.71% $7,182
Toyota Financial Savings Bank 9 3.67% $6,337
Notre Dame Federal Credit Union Corporation 8 4.47% $5,706
AMERICAN FINANCIAL RESOURCES, INC. 8 5.86% $8,492
BLUELEAF LENDING, LLC 8 4.04% $4,774
INLANTA MORTGAGE, INC. 8 4.30% $4,368
HighTechLending Inc 8 3.41% $4,349
WESCOM CENTRAL CREDIT UNION 8 3.75% $5,105
DIGNIFIED HOME LOANS, LLC 8 5.15% $6,557
RESIDENTIAL MORTGAGE, LLC 8 5.19% $5,515
LOANFLIGHT LENDING, LLC 8 3.64% $5,083
Renasant Bank 8 4.50% $5,249
MASON MCDUFFIE MORTGAGE CORPORATION 8 5.62% $5,214
NORTHROP GRUMMAN Federal Credit Union 8 4.47% $5,644
INFINITY EQUITY GROUP, INC. 8 5.16% $4,927
First Horizon Bank 8 4.33% $6,903
MAYO EMPLOYEES FEDERAL CREDIT UNION 8 4.45% $345,083
Bremer Bank 8 4.34% $9,916
Commerce Bank 8 4.36% $8,094
First Federal Bank 7 4.50% $5,113
Johnson Bank 7 3.97% $5,213
RANLIFE, INC. 7 5.27% $8,792
AMERICAN ADVISORS GROUP 7 4.30% $3,460
ITHINK FINANCIAL Credit Union 7 5.18% $8,156
Tradition Mortgage, LLC 7 4.75% $5,363
Fifth Third Bank 7 4.64% $6,248
American Mortgage & Equity Consultants, Inc. 7 5.14% $7,952
Deere Employees Credit Union 7 3.84% $4,878
BEST FINANCE CAPITAL, INC. 7 6.64% $10,589
Bethpage Federal Credit Union 7 4.84% $4,423
SANDIA LABORATORY 6 4.54% $3,767
United Nations Federal Credit Union 6 3.27% $4,798
Enterprise Bank & Trust 6 3.85% $3,849
AMERICAN PORTFOLIO MORTGAGE CORPORATION 6 4.42% $8,761
VAN DYK MORTGAGE CORPORATION 6 5.35% $4,700
CHARTER WEST BANK 6 4.96% $4,346
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 5.10% $11,501
FM Home Loans, LLC 6 4.52% $6,778
PROPER RATE, LLC 6 4.24% $6,172
CREDIT UNION MORTGAGE ASSOCIATION, INC. 6 4.23% $4,788
Citywide Banks 6 4.42% $7,104
Financial Partners Credit Union 6 3.98% $4,134
The Loan Store, Inc. 6 5.21% $7,864
PIMA Federal Credit Union 6 3.67% $4,668
Northwest Bank 6 3.63% $7,849
Marquette Bank 6 4.94% $3,782
UIF CORPORATION 6 4.77% $6,278
First Merchants Bank 5 4.30% $7,838
CLEARPATH LENDING 5 4.65% $3,708
West Gate Bank 5 4.68% $4,192
MORTGAGE EXPRESS, LLC 5 5.25% $6,779
GUARANTY HOME MORTGAGE CORPORATION 5 4.38% $3,498
Network Funding, L.P. 5 4.28% $7,400
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 5 5.05% $6,508
Choice Financial Group 5 5.40% $11,452
FINANCE OF AMERICA REVERSE LLC 5 7.56% $3,110
UNITED MORTGAGE CORP. 5 4.48% $6,904
United Fidelity Funding Corp. 5 5.23% $13,662
Adams Bank & Trust 5 4.23% $4,231
RESIDENTIAL WHOLESALE MORTGAGE, INC. 5 5.30% $5,325
MLD MORTGAGE INC. 5 5.23% $8,740
Mortgage Bank of California 5 7.50% $15,233
Columbia State Bank 5 4.60% $6,335
First Midwest Bank 5 2.73% $4,739
MORTGAGE CAPITAL PARTNERS, INC. 5 4.92% $6,338
ONE NEVADA CREDIT UNION 4 4.25% $4,230
NUMERICA CREDIT UNION 4 3.84% $9,508
RUOFF MORTGAGE COMPANY, INC. 4 4.44% $5,188
THRIVENT Federal Credit Union 4 3.47% $4,149
Fidelity Bank 4 4.69% $6,836
Devon Bank 4 4.72% $7,478
VISION ONE MORTGAGE, INC. 4 4.28% $6,933
USAlliance Federal Credit Union 4 4.09% $7,523
General Mortgage Capital Corporation 4 4.69% $9,044
UNIFY FINANCIAL Credit Union 4 3.78% $5,398
Texana Bank 4 4.09% $8,714
UNIVERSITY CREDIT UNION 4 3.37% $6,133
GEO-CORP, INC. 4 6.22% $4,962
MORTGAGE MANAGEMENT CONSULTANTS, INC. 4 3.94% $4,601
First Bank & Trust 4 4.84% $8,766
Logan Finance Corporation 4 3.53% $6,119
ABSOLUTE HOME MORTGAGE CORPORATION 4 3.72% $5,299
Bank First, N.A. 4 4.02% $6,518
Ixonia Bank 4 6.56% $9,065
CUSTOMER SERVICE MORTGAGE CORPORATION 4 5.19% $7,757
ASSEMBLIES OF GOD Credit Union 4 4.75% $3,355
First Bank & Trust 4 4.09% $4,628
Southwest Airlines Federal Credit Union 4 5.16% $7,895
VANDERBILT MORTGAGE AND FINANCE, INC. 4 4.84% $4,245
Nicolet National Bank 4 4.53% $4,910
First United Bank and Trust Company 3 5.21% $5,930
Colten Mortgage, LLC 3 4.58% $4,883
Semper Home Loans, Inc. 3 4.08% $3,180
Collins Community Credit Union 3 4.67% $3,451
Chicago Financial Services, Inc. 3 5.25% $4,766
SOUTHWEST STAGE FUNDING, LLC 3 5.83% $5,724
CHEVRON 3 3.42% $5,136
Central Bank 3 3.79% $3,272
NASA Federal Credit Union 3 3.88% $5,991
Carrollton Bank 3 4.33% $3,294
First Dakota National Bank 3 4.54% $5,314
TEACHERS CREDIT UNION 3 5.92% $13,141
First Bank 3 4.63% $5,575
First American Bank 3 5.50% $4,940
Luxury Mortgage Corp. 3 5.33% $4,659
GREENSTATE CREDIT UNION 3 6.42% $4,826
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 3 4.71% $7,556
AmRes Corporation 3 4.96% $4,949
Ohnward Bank & Trust 3 4.50% $5,330
Heritage Bank 3 5.53% $11,478
DUPACO COMMUNITY 3 3.71% $3,881
Operating Engineers Local Union #3 3 4.29% $6,158
Opportunity Bank of Montana 3 4.50% $6,282
ALLIED MORTGAGE GROUP, INC. 3 3.46% $2,904
Merchants Bank 3 4.28% $7,427
Horizon Bank 3 5.29% $4,209
FIRST STATE MORTGAGE SERVICES, LLC 3 5.08% $4,883
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 5.04% $4,739
Heartland Bank and Trust Company 3 4.33% $4,331
Minnwest Bank 3 4.73% $4,564
Hometown Equity Mortgage, LLC 3 4.75% $7,884
EVANSVILLE TEACHERS 2 3.88% $8,898
Ameris Bank 2 4.93% $9,506
State Department Federal Credit Union 2 3.88% $10,114
AIR ACADEMY 2 5.74% $3,107
United Community Bank 2 5.13% $4,015
UNITED 2 4.75% $7,575
AFFINITY 2 4.50% $3,665
F&A Federal Credit Union 2 4.50% $2,874
Paramount Bank 2 4.94% $5,522
AUGUSTA FINANCIAL, INC. 2 5.19% $4,920
AEROSPACE FEDERAL CREDIT UNION 2 5.19% $3,265
TRIAD FINANCIAL SERVICES, INC. 2 5.63% $7,469
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 6.06% $11,694
Northwest Federal Credit Union 2 3.94% $5,691
FEDEX EMPLOYEES CREDIT ASSOCIATION 2 5.38% $6,443
Bank Iowa 2 3.69% $4,588
IOWA BANKERS MORTGAGE CORPORATION 2 3.69% $4,803
Bank of Springfield 2 2.98% $5,995
Lincoln Savings Bank 2 3.94% $6,546
Deseret First Credit Union 2 3.75% $7,513
Think Mutual Bank 2 3.75% $5,209
Mercantile Bank of Michigan 2 2.81% $5,787
Pinnacle Bank 2 4.69% $3,954
DELMAR FINANCIAL COMPANY 2 5.63% $6,251
Bank of Utah 2 4.88% $9,420
Dakota Community Bank & Trust 2 5.44% $10,639
Mutual Federal Bank 2 6.06% $9,071
Bank of Whittier 2 5.31% $3,677
TEXAS TECH 2 4.50% $6,678
MERIWEST MORTGAGE COMPANY, LLC 2 2.50% $2,435
Starion Bank 2 4.63% $5,923
PREMIER MEMBERS CREDIT UNION 2 5.25% $3,908
First Federal Bank of Kansas City 2 3.31% $4,076
SIWELL, INC. 2 4.19% $5,183
Grand Valley Bank 2 4.94% $5,428
CORPORATE AMERICA FAMILY 2 4.06% $3,758
Simmons Bank 2 3.88% $4,890
Grand Bank for Savings, FSB 2 9.13% $6,830
Cornerstone State Bank 2 4.90% $3,509
First Standard Financial Corp. 2 5.19% $6,389
Midland States Bank 2 3.94% $4,085
TEACHERS 2 4.44% $5,671
Midwest Community Bank 2 3.50% $4,857
Busey Bank 2 4.13% $2,661
Servion, Inc. 2 5.06% $5,485
CONSUMERS COOPERATIVE CREDIT UNION 2 3.94% $5,181
Jonah Bank of Wyoming 2 4.31% $7,024
Fortifi Bank 2 4.00% $3,091
Consolidated Federal Credit Union 2 5.13% $6,363
Capital Bank 2 4.63% $5,814
FIRST COMMUNITY MORTGAGE, INC. 2 8.00% $11,405
First Mid Bank & Trust 2 3.88% $3,219
East Coast Capital Corp. 2 4.81% $5,786
HomeTown Bank 2 4.44% $9,146
Vibrant Credit Union 2 3.18% $8,542
AMERICAN FIRST 2 3.94% $3,244
OPEN MORTGAGE, LLC 2 4.69% $6,564
EASTMAN 2 4.94% $10,587
Old Second National Bank 2 5.31% $4,832
Frontier Bank 2 3.56% $3,930
MY MOVE MORTGAGE, LLC 2 4.31% $4,750
Dundee Bank 2 3.69% $13,712
American Bank and Trust Company 2 5.06% $3,203
Independent Bank 1 4.95% $6,095
IDAHO CENTRAL 1 3.13% $6,531
KEMBA CREDIT UNION, INC. 1 4.75% $5,432
KEYPOINT 1 5.50% $3,398
WNB Financial, N.A. 1 3.75% $5,167
HANSCOM 1 3.25% $4,742
Lake City Bank 1 3.63% $4,179
Gulf Coast Bank and Trust Company 1 5.38% $4,485
LANDED HOME LOANS LLC 1 5.63% $7,452
Leader Bank 1 3.38% $4,990
Great Plains National Bank 1 4.00% $6,565
LEGACY MORTGAGE LLC 1 7.13% $6,902
LENDING 3, INC. 1 6.50% $9,984
GOLDENWEST 1 6.75% $6,794
GLENDALE AREA SCHOOLS CREDIT UNION 1 1.99% $795
LIBERTY HOME MORTGAGE CORPORATION 1 4.63% $1,260
Lincoln FSB of Nebraska 1 5.50% $4,432
Low VA Rates, LLC 1 3.88% $2,739
Mabrey Bank 1 5.24% $10,084
Flanagan State Bank 1 4.88% $5,949
Five Points Bank 1 3.63% $2,926
Marine Bank 1 5.13% $9,668
First Western Bank & Trust 1 5.25% $5,300
MICHIGAN FIRST CREDIT UNION 1 4.38% $4,120
Mid-America Bank 1 5.50% $5,946
First State Bank 1 4.25% $3,126
Mid-Continent Funding, Inc. 1 7.38% $3,700
MidWestOne Bank 1 4.63% $7,646
First Southern National Bank 1 3.60% $13,682
First PREMIER Bank 1 4.00% $4,184
FIRST NORTHERN Credit Union 1 4.00% $3,121
FIRST NATIONS HOME FINANCE CORPORATION 1 7.50% $6,460
First National Bank 1 3.13% $2,364
First Federal Savings Bank 1 5.13% $1,173
First Federal Bank, A FSB 1 4.38% $8,911
National Exchange Bank and Trust 1 4.25% $1,814
First Bank Richmond 1 6.38% $13,537
Access Bank 1 5.38% $5,079
First Bank 1 4.50% $4,135
First American Bank 1 3.48% $12,833
FIRST ALLIANCE HOME MORTGAGE, LLC 1 4.38% $5,279
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 3.88% $5,386
Figure Lending LLC 1 3.50% $14,156
Farmers & Stockmens Bank 1 3.63% $2,898
Wyoming Bank & Trust 1 4.88% $5,994
NUMARK CREDIT UNION 1 3.50% $4,409
Extraco Banks 1 5.00% $6,690
Encompass Lending Group, LP 1 5.99% $9,932
Dollar Bank, Federal Savings Bank 1 5.13% $2,669
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 7.13% $8,468
Peoples Bank 1 4.50% $6,846
Pinnacle Bank 1 5.13% $5,389
Platinum Home Mortgage Corporation 1 4.75% $10,426
CPM Federal Credit Union 1 3.69% $3,759
CoVantage Credit Union 1 5.88% $4,429
County National Bank 1 5.63% $5,276
Presidential Bank, FSB 1 3.88% $3,049
CORTRUST MORTGAGE, INC. 1 4.00% $3,777
CORNHUSKER BANK 1 5.75% $20,747
Princeton Federal Credit Union 1 6.50% $4,046
PRIORITY HOME LENDING, LLC 1 3.99% $6,399
Progress Bank and Trust 1 4.25% $4,850
Prosperity Bank 1 5.63% $6,308
Cornerstone National Bank & Trust Company 1 6.63% $5,358
Core Bank 1 4.25% $3,838
PURDUE FEDERAL CREDIT UNION 1 3.25% $2,646
Constant Investments, Inc. 1 4.38% $5,119
COMMUNITY MORTGAGE FUNDING, LLC 1 5.25% $4,747
Community Mortgage Banc Corporation 1 5.50% $2,507
Community First Credit Union 1 3.50% $10,873
Reliabank Dakota 1 3.25% $2,861
Community Bank 1 3.65% $4,478
COMMUNITYAMERICA 1 5.00% $11,069
Royal Credit Union 1 5.75% $11,087
COLUMBIA COMMUNITY CREDIT UNION 1 4.88% $4,009
SeaTrust Mortgage Company 1 7.63% $5,230
Seattle Bank 1 4.63% $33,005
Security Financial Bank 1 5.50% $4,490
SECURITY HOME MORTGAGE, LLC. 1 5.13% $9,415
Colony Bank 1 7.25% $8,562
COCA-COLA 1 6.88% $4,957
SNAPFI, INC. 1 3.00% $7,504
Solarity Credit Union 1 7.00% $2,723
Cf Bank 1 3.88% $2,962
State Financial Network, LLC 1 5.13% $3,757
S&T Bank 1 3.38% $5,372
Centra Credit Union 1 4.00% $5,339
Stillman BancCorp N.A. 1 6.59% $2,075
CAPITAL PARTNERS MORTGAGE, LLC 1 4.13% $3,593
CAPITAL CREDIT UNION 1 4.99% $22,944
Summit Credit Union 1 4.00% $3,721
Summit Mortgage Corporation 1 6.50% $5,076
Byron Bank 1 7.25% $6,295
BLACK HILLS FEDERAL CREDIT UNION 1 2.99% $6,379
BKCO MORTGAGE, LLC 1 3.75% $2,546
TECHNOLOGY 1 3.88% $1,963
The Bank of Missouri 1 4.75% $5,254
The Camden National Bank 1 5.88% $4,497
BELEM SERVICING LLC 1 5.88% $5,997
The Dart Bank 1 5.88% $4,884
BECKAM FUNDING CORP. 1 6.88% $9,303
BAYSHORE MORTGAGE FUNDING, LLC 1 5.50% $6,732
THE MORTGAGE LINK, INC. 1 5.50% $10,634
The Park Bank 1 5.25% $4,290
The Port Washington State Bank 1 6.25% $5,326
The Union Bank Company 1 2.88% $13,426
Bank Midwest 1 6.38% $7,406
TOTAL MORTGAGE SERVICES, LLC 1 5.75% $9,382
TOWER 1 3.38% $3,493
TOWN AND COUNTRY Credit Union 1 6.13% $12,480
Bank-Fund Staff Federal Credit Union 1 4.63% $4,586
1st Source Bank 1 4.00% $4,730
TRISTAR FINANCE, INC. 1 5.50% $5,145
TruHome Solutions, LLC 1 7.00% $9,039
BancorpSouth Bank 1 4.75% $5,628
ANDREWS FEDERAL CREDIT UNION 1 4.00% $2,541
Union Bank and Trust Company 1 3.50% $2,442
United Fidelity Bank, fsb 1 5.88% $8,377
UNIVERSAL LENDING CORPORATION 1 3.25% $7,626
Univest Bank and Trust Co. 1 3.25% $6,788
American State Bank 1 3.25% $4,081
American Southwest Credit Union 1 4.13% $3,225
US MORTGAGE CORPORATION 1 4.99% $18,154
Utah Power 1 3.25% $4,882
American National Bank 1 4.88% $2,900
AMERICAN HERITAGE LENDING, INC. 1 7.63% $19,905
Veritex Community Bank 1 3.75% $7,023
VILLAGE CAPITAL MORTGAGE 1 3.88% $12,296
American Bank & Trust 1 3.13% $5,859
WALL STREET MORTGAGE BANKERS, LTD. 1 10.75% $15,152
Warsaw Federal Savings and Loan Association 1 5.13% $10,322
Altana Federal Credit Union 1 5.25% $3,530
WesBanco Bank, Inc. 1 3.88% $24,589
Wheatland Bank 1 3.88% $5,817
White Sands Federal Credit Union 1 4.75% $13,059
INROADS 1 3.88% $4,101
Independent Bank 1 4.00% $4,288

PHOENIX - MESA - CHANDLER Average Closing Costs & Other Stats

PHOENIX-MESA-CHANDLER, AZ's 660 lenders originated 174,635 loans during 2022. The total origination value was $65,499,685,000, with an average loan value of $375,066.

PHOENIX - MESA - CHANDLER's average closing costs are $5,341.

The top PHOENIX - MESA - CHANDLER lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 9,681 loans originated. Their average total fees are $6,415, which is $718 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($683), PULTE MORTGAGE LLC ($1,182), HOMEAMERICAN MORTGAGE CORPORATION ($1,232) and Firefighters First Federal Credit Union ($1,678).

The lowest rate PHOENIX - MESA - CHANDLER lenders (with over 10 loans originated) are First Republic Bank (3.06%), STEARNS LENDING, LLC (3.32%), BNY Mellon (3.34%), Silicon Valley Bank (3.42%) and The Northern Trust Company (3.49%).

PHOENIX-MESA-CHANDLER, AZ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $10,568,535,000 $5,614,140,000 -46.9% 8.6%
QUICKEN LOANS, LLC $9,193,525,000 $3,725,610,000 -59.5% 5.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,933,795,000 $2,728,160,000 -44.7% 4.2%
LOANDEPOT.COM, LLC $4,345,855,000 $2,054,140,000 -52.7% 3.1%
Wells Fargo Bank $2,670,555,000 $1,382,785,000 -48.2% 2.1%