Hendricks County Bank And Trust Company Mortgage Rates, Fees & Info
Brownsburg, INLEI: 549300D5ZV9HW2DYO911
Tax ID: 35-0201000
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Mortgage Data
Bank Data
Review & Overview
Hendricks County Bank And Trust Company is a smaller bank specializing in various types of mortgages.We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
0Origination Dollar Volume (All Markets)
$0Employee count
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Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Hendricks County Bank and Trust Company | 1 East Main Street Brownsburg, IN 46112 | Full Service B&M | $82,238 |
| Hendricks County Bank and Trust Company | 11 Northfield Brownsburg, IN 46112 | Full Service B&M | $24,684 |
| Hendricks County Bank and Trust Company | 1649 East Main Street Plainfield, IN 46168 | Full Service B&M | $36,474 |
| Hendricks County Bank and Trust Company | 23 South County Road 200 East Danville, IN 46122 | Full Service B&M | $22,876 |
| Hendricks County Bank and Trust Company | 963 N State Road 267 Avon, IN 46123 | Full Service B&M | $25,469 |
For 2021, Hendricks County Bank And Trust Company had 5 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $6,363 |
| Net interest income | $6,008 |
| Total noninterest income | $1,012 |
| Gross Fiduciary activities income | $40 |
| Service charges on deposit accounts | $117 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $855 |
| Pre-tax net operating income | $284 |
| Securities gains (or losses, -) | $322 |
| Income before extraordinary items | $642 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $642 |
| Minority interest net income | $0 |
| Net income | $642 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $320 |
Hendricks County Bank And Trust Company's gross interest income from loans was $6,363,000.
Hendricks County Bank And Trust Company's net interest income from loans was $6,008,000.
Hendricks County Bank And Trust Company's fee based income from loans was $117,000.
Hendricks County Bank And Trust Company's net income from loans was $642,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $355 |
| Provision for credit losses | $12 |
| Total noninterest expense | $6,724 |
| Salaries and employee benefits | $3,370 |
| Premises and equipment expense | $1,282 |
| Additional noninterest expense | $2,072 |
| Applicable income taxes | $-36 |
| Net charge-offs | $-78 |
| Cash dividends | $43 |
Hendricks County Bank And Trust Company's interest expense for loans was $355,000.
Hendricks County Bank And Trust Company's payroll and benefits expense were $3,370,000.
Hendricks County Bank And Trust Company's property, plant and equipment expenses $1,282,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $196,793 |
| Deposits held in domestic offices | $196,793 |
| Deposits by Individuals, partnerships, and corporations | $183,474 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $13,320 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $86,886 |
| Demand deposits | $50,589 |
| Nontransaction accounts | $109,908 |
| Money market deposit accounts (MMDAs) | $44,352 |
| Other savings deposits (excluding MMDAs) | $37,972 |
| Total time deposits | $27,585 |
| Total time and savings deposits | $146,205 |
| Noninterest-bearing deposits | $60,879 |
| Interest-bearing deposits | $135,914 |
| Retail deposits | $185,175 |
| IRAs and Keogh plan accounts | $2,610 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $217,294 |
| Cash & Balances due from depository institutions | $19,990 |
| Interest-bearing balances | $18,570 |
| Total securities | $83,094 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $100,672 |
| Loan and leases loss allowance | $1,433 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $8,515 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $5,023 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $217,294 |
| Total Liabilities | $197,226 |
| Total deposits | $196,793 |
| Interest-bearing deposits | $135,914 |
| Deposits held in domestic offices | $196,793 |
| % insured (estimated) | $81 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $433 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $100,672 |
| Loan and leases loss allowance | $1,433 |
| Total loans and leases (domestic) | $102,105 |
| All real estate loans | $90,970 |
| Real estate loans in domestic offices | $90,970 |
| Construction and development loans | $3,453 |
| Residential 1-4 family construction | $581 |
| Other construction, all land development and other land | $2,872 |
| Loans secured by nonfarm nonresidential properties | $42,561 |
| Nonfarm nonresidential secured by owner-occupied properties | $25,143 |
| Commercial real estate & other non-farm, non-residential | $17,418 |
| Multifamily residential real estate | $8,418 |
| 1-4 family residential loans | $30,077 |
| Farmland loans | $6,461 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $8,418 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,354 |
| Credit card loans | $430 |
| Related Plans | $6 |
| Consumer Auto Loans | $1,782 |
| Other loans to individuals | $136 |
| All other loans & leases | $363 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $74 |
| Non 1-4 family restructured loans & leases | $74 |
| Total loans and leases (foreign) | $0 |
Hendricks County Bank and Trust Company had $100,672,000 of loans outstanding in 2021. $90,970,000 of loans were in real estate loans. $3,453,000 of loans were in development loans. $8,418,000 of loans were in multifamily mortgage loans. $30,077,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $430,000 of loans were in credit card loans. $1,782,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 99 | $22,697 | $229,263 |
| Nonfarm, nonresidential loans - <$100k | 16 | $599 | $37,438 |
| Nonfarm, nonresidential loans - $100-250k | 32 | $3,697 | $115,531 |
| Nonfarm, nonresidential loans - $250k-1MM | 51 | $18,401 | $360,804 |
| Commercial & Industrial, US addressed loans - <$1MM | 142 | $6,922 | $48,746 |
| Commercial & Industrial, US addressed loans - <$100k | 97 | $2,030 | $20,928 |
| Commercial & Industrial, US addressed loans - $100-250k | 29 | $2,703 | $93,207 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 16 | $2,189 | $136,813 |
| Farmland loans - <$1MM | 7 | $1,967 | $281,000 |
| Farmland loans - <$100k | 2 | $181 | $90,500 |
| Farmland loans - $100-250k | 1 | $138 | $138,000 |
| Farmland loans - $250k-1MM | 4 | $1,648 | $412,000 |