Hendricks County Bank And Trust Company Mortgage Rates, Fees & Info

Brownsburg, IN

LEI: 549300D5ZV9HW2DYO911

Tax ID: 35-0201000

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Hendricks County Bank And Trust Company is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Hendricks County Bank And Trust Company has a high proportion of conventional loans. Their top (well, only) market is Indianapolis.

    Hendricks County Bank And Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    41

    Origination Dollar Volume (All Markets)

    $10,845,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 41 $10,845,000 $264,512 $0 0.00%
    Hendricks County Bank And Trust Company's top markets include and Indianapolis among others.

    Their top states include:
  • (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Hendricks County Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Mutual Savings Bank
    Similarity Rank: 44
    INDIANA UNIVERSITY CREDIT UNION
    Similarity Rank: 416
    CRANE
    Similarity Rank: 720
    Community First Bank of Indiana
    Similarity Rank: 994
    VICTORY MORTGAGE, L.L.C.
    Similarity Rank: 1072
    Greenfield Banking Company
    Similarity Rank: 1183
    South Pacific Financial Corporation
    Similarity Rank: 1221
    INDIANA MEMBERS CREDIT UNION
    Similarity Rank: 1334
    Jackson County Bank
    Similarity Rank: 1568
    FORUM Credit Union
    Similarity Rank: 1738

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 41 $10,845,000 $264,512 $0 0.00%

    For 2024, Hendricks County Bank And Trust Company's most frequently originated type of loan was Conventional, with 41 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 20 $5,290,000 $264,500 $0 0.00%
    Cash Out Refi 13 $3,975,000 $305,769 $0 0.00%
    Refi 7 $1,185,000 $169,286 $0 0.00%
    Other 1 $395,000 $395,000 $0 0.00%

    For 2024, Hendricks County Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 20 originations. The 2nd most popular reason was Cash Out Refi, with 13 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 41 $10,845,000 $264,512 $0 0.00%

    For 2024, Hendricks County Bank And Trust Company's most frequently cited loan duration was Other, with 41 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 16 $4,460,000 $278,750 $0 0.00%
    $100k-200k 12 $1,900,000 $158,333 $0 0.00%
    $100,000 or less 7 $475,000 $67,857 $0 0.00%
    $400k-600k 4 $1,990,000 $497,500 $0 0.00%
    $1MM+ 1 $1,195,000 $1,195,000 $0 0.00%
    $600k-1MM 1 $825,000 $825,000 $0 0.00%

    2024 saw Hendricks County Bank And Trust Company place emphasis on $200k-400k loans with 16 originations, totaling $4,460,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $75k-100k 7 $1,915,000 $273,571 $0 0.00%
    $250k+ 5 $2,445,000 $489,000 $0 0.00%
    $50k-75k 5 $625,000 $125,000 $0 0.00%
    $100k-150k 3 $585,000 $195,000 $0 0.00%
    $150k-250k 3 $405,000 $135,000 $0 0.00%
    $50k or less 2 $100,000 $50,000 $0 0.00%

    Hendricks County Bank And Trust Company lent most frequently to those with incomes in the $75k-100k range, with 7 originations. The second most popular income band? $250k+, with 5 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 41 $10,845,000 $264,512 $0 0.00%

    Hendricks County Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 41 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 21 $5,435,000 $258,810 $0 0.00%
    Not applicable 16 $4,770,000 $298,125 $0 0.00%
    Not provided 2 $350,000 $175,000 $0 0.00%
    Asian 1 $215,000 $215,000 $0 0.00%
    Other Asian 1 $75,000 $75,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.44%

    Hendricks County Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.61%

    Hendricks County Bank And Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 41 $10,845,000 $264,512

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    41 $10,845,000 $264,512