Athas Capital Group Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300EHQ0Y7SP41BR91
Tax ID: 20-8803449
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Athas Capital Group is a small mortgage company specializing in Home Purchase and Cash Out Refi loans. Athas Capital Group has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Miami, Orlando, New York, and San Francisco among others. We have data for 162 markets. (Some data included below & more in-depth data is available with an active subscription.)Athas Capital Group has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Athas Capital Group is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.83% | 1/29/23 |
| 30 Year Conventional Refi | 8.06% | 1/29/23 |
| 30 Year Cash-out Refi | 8.78% | 1/29/23 |
| 15 Year Conventional Refi | 6.53% | 1/29/23 |
| 15 Year Cash-out Refi | 6.53% | 1/29/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
2,456Origination Dollar Volume (All Markets)
$1,020,080,000Relative Rate
Athas Capital Group's average 30 year fixed mortgage rate was
5.26%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of 2.11%.
Relative Fees (Closing Costs)
Athas Capital Group's average total fees/closing costs for a 30 year fixed rate
mortgage were $15,298.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 292 | $214,640,000 | $735,068 | $20,965 | 5.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 406 | $151,080,000 | $372,118 | $14,938 | 5.48% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 265 | $77,415,000 | $292,132 | $14,535 | 5.29% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 116 | $51,720,000 | $445,862 | $13,398 | 5.48% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 66 | $47,720,000 | $723,030 | $18,574 | 5.32% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 97 | $43,385,000 | $447,268 | $12,070 | 5.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 49 | $35,085,000 | $716,020 | $20,028 | 4.69% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 65 | $26,045,000 | $400,692 | $17,872 | 5.69% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 60 | $22,810,000 | $380,167 | $12,225 | 4.76% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 73 | $19,985,000 | $273,767 | $8,512 | 4.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 74 | $19,210,000 | $259,595 | $14,819 | 5.20% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 30 | $19,020,000 | $634,000 | $25,235 | 5.41% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 66 | $17,460,000 | $264,545 | $13,006 | 6.04% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 18 | $14,710,000 | $817,222 | $19,429 | 4.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 46 | $13,200,000 | $286,957 | $11,724 | 5.26% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 39 | $12,895,000 | $330,641 | $20,029 | 5.19% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 20 | $11,270,000 | $563,500 | $24,703 | 4.70% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 23 | $9,285,000 | $403,696 | $16,948 | 5.23% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 22 | $8,270,000 | $375,909 | $12,538 | 5.98% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 11 | $8,025,000 | $729,545 | $13,896 | 5.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 13 | $7,315,000 | $562,692 | $0 | 5.60% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 21 | $7,225,000 | $344,048 | $15,270 | 4.73% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 21 | $6,755,000 | $321,667 | $10,893 | 5.51% |
| STOCKTON, CA (FHA|USDA|VA) | 13 | $6,605,000 | $508,077 | $16,296 | 5.17% |
| Key West, FL (FHA|USDA|VA) | 8 | $6,490,000 | $811,250 | $10,906 | 5.31% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 29 | $6,155,000 | $212,241 | $9,719 | 5.20% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 18 | $5,740,000 | $318,889 | $14,187 | 5.82% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 9 | $5,645,000 | $627,222 | $0 | 5.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $5,430,000 | $543,000 | $20,775 | 4.70% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 11 | $4,925,000 | $447,727 | $17,687 | 6.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 21 | $4,695,000 | $223,571 | $12,117 | 5.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $0 | 5.19% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $4,135,000 | $275,667 | $9,229 | 5.77% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $3,995,000 | $799,000 | $0 | 5.68% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $3,680,000 | $262,857 | $0 | 4.32% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $3,485,000 | $497,857 | $11,417 | 6.02% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 14 | $3,150,000 | $225,000 | $11,489 | 6.28% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $3,120,000 | $156,000 | $15,596 | 3.95% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 9 | $3,035,000 | $337,222 | $9,928 | 5.08% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 10 | $3,030,000 | $303,000 | $11,123 | 4.83% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,750,000 | $458,333 | $30,360 | 6.33% |
| Outside of Metro Areas | 6 | $2,560,000 | $426,667 | $16,045 | 5.42% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 11 | $2,425,000 | $220,455 | $12,809 | 5.60% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $2,405,000 | $343,571 | $0 | 5.09% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $0 | 4.68% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $9,038 | 4.58% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $0 | 4.27% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $15,054 | 5.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 10 | $2,210,000 | $221,000 | $0 | 5.71% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $13,105 | 5.96% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $21,521 | 4.69% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $0 | 6.05% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,785,000 | $357,000 | $10,630 | 5.88% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $8,633 | 6.02% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $0 | 5.72% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 5.13% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $8,554 | 5.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $0 | 6.59% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $0 | 6.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $0 | 4.65% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $12,052 | 6.94% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $8,833 | 5.10% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $0 | 4.08% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $15,560 | 4.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,520,000 | $760,000 | $20,700 | 4.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $9,193 | 5.48% |
| NAPA, CA (FHA|USDA|VA) | 2 | $1,370,000 | $685,000 | $29,254 | 6.00% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $0 | 5.84% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $17,514 | 4.33% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $14,811 | 5.40% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $0 | 5.43% |
| Glenwood Springs, CO (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $15,593 | 3.75% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $0 | 5.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $10,446 | 6.13% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $0 | 5.13% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $0 | 4.85% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $11,150 | 3.94% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,369 | 5.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $20,355 | 3.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $11,759 | 4.38% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 4.66% |
| Heber, UT (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $16,008 | 4.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,464 | 6.97% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $8,801 | 4.91% |
| OCALA, FL (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $6,130 | 5.90% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,850 | 5.46% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $11,066 | 5.13% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $0 | 3.88% |
| MADERA, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,085 | 5.21% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 6.42% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,950 | 4.53% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $10,645 | 6.53% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $0 | 8.25% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 6.56% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $26,290 | 5.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 6.38% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 6.69% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 6.42% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $13,675 | 4.81% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,848 | 6.96% |
| SALEM, OR (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,968 | 6.44% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,511 | 6.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 5.37% |
| Sonora, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $16,400 | 7.13% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,116 | 5.25% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 5.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 4.17% |
| MERCED, CA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,670 | 6.58% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 7.56% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 5.69% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,409 | 5.38% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,198 | 6.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.00% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $6,432 | 8.17% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,880 | 5.13% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,113 | 6.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,854 | 7.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 4.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,361 | 6.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 4.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 4.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.75% |
| REDDING, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 7.63% |
| Hilo, HI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 8.63% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 4.88% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 3.75% |
| Torrington, CT (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,436 | 5.19% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 4.33% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.63% |
| Concord, NH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.99% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 4.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 3.75% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.88% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,011 | 4.00% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.50% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 4.00% |
| Sanford, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.38% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.63% |
| AMES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,889 | 7.50% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 4.75% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.25% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.88% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,408 | 5.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,973 | 5.25% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,108 | 7.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.88% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,663 | 7.74% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.50% |
| Price, UT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.25% |
| ENID, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.00% |
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We use machine learning to identify the top lenders compared against ATHAS CAPITAL GROUP based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 2,456 | $1,020,080,000 | $415,342 | $15,909 | 5.33% |
For 2021, Athas Capital Group's most frequently originated type of loan was Conventional, with 2,456 originations.
Loan Reason
For 2021, Athas Capital Group's most frequently cited loan purpose was Home Purchase, with 1,387 originations. The 2nd most popular reason was Cash Out Refi, with 755 originations.
Loan Duration/Length
For 2021, Athas Capital Group's most frequently cited loan duration was 30 Year, with 2,361 originations. The 2nd most popular length was 30+ year, with 31 originations.
Origination Fees/Closing Costs
Athas Capital Group's average total fees were $15,298, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 419 originations.
Interest Rates
During 2021, Athas Capital Group's average interest rate for loans was 5.26%, while their most frequently originated rate bucket for loans was 4-5%, with 723 originations.
Loan Sizing
2021 saw Athas Capital Group place emphasis on $200k-400k loans with 1,009 originations, totaling $290,915,000 in origination value.
Applicant Income
Athas Capital Group lent most frequently to those with incomes in the $250k+ range, with 155 originations. The second most popular income band? $150k-250k, with 112 originations.
Applicant Debt to Income Ratio
Athas Capital Group lent most frequently to those with DTI ratios of 20-30%, with 74 originations. The next most common DTI ratio? 50-60%, with 72 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications72.97%
Athas Capital Group has a below average approval rate.
Pick Rate
Approvals leading to origination74.39%
Athas Capital Group has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,456 | $1,020,080,000 | $415,342 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2,456 | $1,020,080,000 | $415,342 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| ATHAS CAPITAL GROUP, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| ATHAS CAPITAL GROUP, INC. | Conventional home mortgage | Trouble during payment process | 1 | 50.0% |