Bnb Bank Mortgage Rates, Fees & InfoBridgehampton, NY
Tax ID: 11-2934194
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewBnb Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Bnb Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Bridgeport, Poughkeepsie, New Haven, and Philadelphia among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)
Bnb Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Origination Dollar Volume (All Markets)$1,562,100,000
BNB Bank - 2022
BNB Bank is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA)||546||$1,494,720,000||$2,737,582||$0||0.00%|
|BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA)||17||$34,265,000||$2,015,588||$0||0.00%|
|POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA)||5||$30,305,000||$6,061,000||$0||0.00%|
|NEW HAVEN-MILFORD, CT (FHA|USDA|VA)||2||$730,000||$365,000||$0||0.00%|
|Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA)||2||$660,000||$330,000||$0||0.00%|
|Torrington, CT (FHA|USDA|VA)||1||$405,000||$405,000||$0||0.00%|
|TRENTON-PRINCETON, NJ (FHA|USDA|VA)||1||$385,000||$385,000||$0||0.00%|
|Outside of Metro Areas||1||$305,000||$305,000||$0||0.00%|
|ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA)||1||$195,000||$195,000||$0||0.00%|
|BINGHAMTON, NY (FHA|USDA|VA)||2||$130,000||$65,000||$0||0.00%|
We use machine learning to identify the top lenders compared against BNB Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Bnb Bank's most frequently originated type of loan was Conventional, with 578 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||184||$923,910,000||$5,021,250||$0||0.00%|
For 2022, Bnb Bank's most frequently cited loan purpose was Home Purchase, with 306 originations. The 2nd most popular reason was Cash Out Refi, with 184 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Bnb Bank's most frequently cited loan duration was Other, with 578 originations.
2022 saw Bnb Bank place emphasis on $1MM+ loans with 240 originations, totaling $1,386,790,000 in origination value.
Bnb Bank lent most frequently to those with incomes in the $250k+ range, with 167 originations. The second most popular income band? $150k-250k, with 111 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Bnb Bank lent most frequently to those with DTI ratios of Exempt%, with 578 originations.
Approval RatesTotal approvals of all applications
Bnb Bank has an average approval rate.
Pick RateApprovals leading to origination
Bnb Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|