County Savings Bank Mortgage Rates, Fees & Info
Tinicum Township, PALEI: 549300HP3G6D4BYR6V26
Tax ID: 23-0562235
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Mortgage Data
Bank Data
Review & Overview
County Savings Bank is a smaller bank specializing in various types of mortgages.We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
0Origination Dollar Volume (All Markets)
$0Employee count
18Similar Lenders
We use machine learning to identify the top lenders compared against County Savings Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Iron Workers Savings Bank
Similarity Rank: 63
Similarity Rank: 63
Haddon Savings Bank
Similarity Rank: 116
Similarity Rank: 116
FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
Similarity Rank: 126
Similarity Rank: 126
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Similarity Rank: 135
Similarity Rank: 135
Columbia Bank
Similarity Rank: 136
Similarity Rank: 136
WASHINGTON SAVINGS BANK
Similarity Rank: 225
Similarity Rank: 225
COMMUNITY POWERED
Similarity Rank: 228
Similarity Rank: 228
Penn Community Bank
Similarity Rank: 576
Similarity Rank: 576
Third Federal Savings and Loan Association of Cleveland
Similarity Rank: 614
Similarity Rank: 614
ESSA Bank & Trust
Similarity Rank: 710
Similarity Rank: 710
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| County Savings Bank | 10 Powhattan Ave Essington, PA 19029 | Full Service B&M | $47,977 |
| County Savings Bank | 201 Milmont Avenue Milmont Park, PA 19033 | Full Service B&M | $30,448 |
| County Savings Bank | 412 Wanamaker Ave. Essington, PA 19029 | Limited, Administrative | $0 |
For 2018, County Savings Bank had 3 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $2,840 |
| Net interest income | $2,621 |
| Total noninterest income | $188 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $174 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $14 |
| Pre-tax net operating income | $457 |
| Securities gains (or losses, -) | $-8 |
| Income before extraordinary items | $347 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $347 |
| Minority interest net income | $0 |
| Net income | $347 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $353 |
County Savings Bank's gross interest income from loans was $2,840,000.
County Savings Bank's net interest income from loans was $2,621,000.
County Savings Bank's fee based income from loans was $174,000.
County Savings Bank's net income from loans was $347,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $219 |
| Provision for credit losses | $24 |
| Total noninterest expense | $2,328 |
| Salaries and employee benefits | $1,376 |
| Premises and equipment expense | $170 |
| Additional noninterest expense | $782 |
| Applicable income taxes | $102 |
| Net charge-offs | $0 |
| Cash dividends | $0 |
County Savings Bank's interest expense for loans was $219,000.
County Savings Bank's payroll and benefits expense were $1,376,000.
County Savings Bank's property, plant and equipment expenses $170,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $75,777 |
| Deposits held in domestic offices | $75,777 |
| Deposits by Individuals, partnerships, and corporations | $58,442 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $17,335 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $20,801 |
| Demand deposits | $9,716 |
| Nontransaction accounts | $54,976 |
| Money market deposit accounts (MMDAs) | $18,294 |
| Other savings deposits (excluding MMDAs) | $19,788 |
| Total time deposits | $16,894 |
| Total time and savings deposits | $66,061 |
| Noninterest-bearing deposits | $10,274 |
| Interest-bearing deposits | $65,503 |
| Retail deposits | $75,097 |
| IRAs and Keogh plan accounts | $4,819 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $81,990 |
| Cash & Balances due from depository institutions | $29,672 |
| Interest-bearing balances | $29,287 |
| Total securities | $9,448 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $39,557 |
| Loan and leases loss allowance | $333 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $1,469 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $0 |
| All other assets | $1,844 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $81,990 |
| Total Liabilities | $76,365 |
| Total deposits | $75,777 |
| Interest-bearing deposits | $65,503 |
| Deposits held in domestic offices | $75,777 |
| % insured (estimated) | $78 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $0 |
| All other liabilities | $588 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $39,557 |
| Loan and leases loss allowance | $333 |
| Total loans and leases (domestic) | $39,890 |
| All real estate loans | $39,734 |
| Real estate loans in domestic offices | $39,734 |
| Construction and development loans | $168 |
| Residential 1-4 family construction | $168 |
| Other construction, all land development and other land | $0 |
| Loans secured by nonfarm nonresidential properties | $4,143 |
| Nonfarm nonresidential secured by owner-occupied properties | $4,143 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $1,278 |
| 1-4 family residential loans | $34,145 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $0 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $156 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $127 |
| Other loans to individuals | $29 |
| All other loans & leases | $0 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $0 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $128 |
| Non 1-4 family restructured loans & leases | $0 |
| Total loans and leases (foreign) | $0 |
County Savings Bank had $39,557,000 of loans outstanding in 2018. $39,734,000 of loans were in real estate loans. $168,000 of loans were in development loans. $1,278,000 of loans were in multifamily mortgage loans. $34,145,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $127,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 20 | $4,143 | $207,150 |
| Nonfarm, nonresidential loans - <$100k | 5 | $155 | $31,000 |
| Nonfarm, nonresidential loans - $100-250k | 5 | $464 | $92,800 |
| Nonfarm, nonresidential loans - $250k-1MM | 10 | $3,524 | $352,400 |