Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info

Cleveland, OH

LEI: 5493008CPTDVOS570626

Tax ID: 34-0573493

5 stars - out of 5 stars, based on 179 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Other, Cash Out Refi, and Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets include Cleveland, Columbus, Cincinnati, Miami, and Akron among others. Third Federal Savings And Loan Association Of Cleveland has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lendor.


Originations

32,171

Origination Dollar Volume (All Markets)

$5,318,845,000

Employee count

1,002 Show all (87) awards

Relative Rate

Third Federal Savings And Loan Association Of Cleveland's average 30 year fixed rate mortgage of loans were 2.53%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.62%.

Relative Fees

Third Federal Savings And Loan Association Of Cleveland's average total fees for a 30 year fixed rate mortgage are $2,219.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7,558 $1,112,160,000 $147,150 $2,245 2.68%
COLUMBUS, OH (FHA|USDA|VA) 2,606 $490,990,000 $188,408 $2,446 2.61%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2,269 $386,535,000 $170,355 $1,835 2.66%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,795 $308,475,000 $171,852 $1,657 2.59%
AKRON, OH (FHA|USDA|VA) 1,738 $256,830,000 $147,773 $2,215 2.66%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,690 $256,580,000 $151,822 $1,642 2.60%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,198 $231,890,000 $193,564 $1,965 2.44%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 939 $159,555,000 $169,920 $1,047 2.37%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 750 $139,650,000 $186,200 $1,343 2.42%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 619 $123,835,000 $200,057 $1,358 2.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 606 $105,220,000 $173,630 $1,381 2.65%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 464 $93,110,000 $200,668 $2,105 2.34%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 578 $92,740,000 $160,450 $1,151 2.51%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 552 $91,730,000 $166,178 $1,186 2.42%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 486 $88,510,000 $182,119 $1,235 2.34%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 527 $87,645,000 $166,309 $1,345 2.66%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 499 $81,515,000 $163,357 $1,218 2.41%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 367 $79,235,000 $215,899 $1,354 2.66%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 276 $58,960,000 $213,623 $1,360 2.38%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 329 $57,115,000 $173,602 $755 2.40%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 279 $48,245,000 $172,921 $1,399 2.48%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 195 $43,795,000 $224,590 $882 2.31%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 253 $42,875,000 $169,466 $2,044 2.54%
RALEIGH-CARY, NC (FHA|USDA|VA) 243 $41,685,000 $171,543 $915 2.48%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 209 $32,125,000 $153,708 $792 2.43%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 196 $31,470,000 $160,561 $1,918 2.36%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 178 $31,040,000 $174,382 $1,762 2.40%
JACKSONVILLE, FL (FHA|USDA|VA) 176 $30,220,000 $171,705 $1,471 2.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 163 $28,535,000 $175,061 $946 2.43%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 190 $28,000,000 $147,368 $1,210 2.41%
CANTON-MASSILLON, OH (FHA|USDA|VA) 187 $25,955,000 $138,797 $1,771 2.62%
PORT ST. LUCIE, FL (FHA|USDA|VA) 129 $25,285,000 $196,008 $1,963 2.61%
Outside of Metro Areas 130 $19,350,000 $148,846 $1,628 2.52%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 94 $18,750,000 $199,468 $894 2.40%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 90 $16,460,000 $182,889 $1,311 2.28%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 77 $15,575,000 $202,273 $949 2.54%
PUNTA GORDA, FL (FHA|USDA|VA) 101 $15,135,000 $149,851 $1,349 2.57%
DAYTON-KETTERING, OH (FHA|USDA|VA) 93 $14,885,000 $160,054 $1,757 2.68%
RICHMOND, VA (FHA|USDA|VA) 89 $14,435,000 $162,191 $1,046 2.48%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 100 $13,880,000 $138,800 $939 2.47%
PITTSBURGH, PA (FHA|USDA|VA) 86 $12,570,000 $146,163 $806 2.61%
ST. LOUIS, MO-IL (FHA|USDA|VA) 85 $12,425,000 $146,176 $688 2.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 68 $11,160,000 $164,118 $1,495 2.45%
BOULDER, CO (FHA|USDA|VA) 71 $10,425,000 $146,831 $3,366 2.28%
TOLEDO, OH (FHA|USDA|VA) 59 $10,265,000 $173,983 $2,129 2.60%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 68 $10,060,000 $147,941 $1,203 2.66%
STOCKTON, CA (FHA|USDA|VA) 64 $9,810,000 $153,281 $1,554 2.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 64 $9,110,000 $142,344 $706 2.54%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 60 $8,760,000 $146,000 $774 2.53%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 73 $8,325,000 $114,041 $0 2.28%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 38 $8,090,000 $212,895 $648 2.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 47 $7,865,000 $167,340 $574 2.46%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 53 $7,765,000 $146,509 $2,215 2.64%
Wooster, OH (FHA|USDA|VA) 51 $7,475,000 $146,569 $2,108 2.73%
FORT COLLINS, CO (FHA|USDA|VA) 47 $7,465,000 $158,830 $1,372 2.33%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 40 $7,320,000 $183,000 $1,806 2.59%
THE VILLAGES, FL (FHA|USDA|VA) 44 $6,970,000 $158,409 $1,106 2.69%
Sandusky, OH (FHA|USDA|VA) 43 $6,635,000 $154,302 $2,257 2.72%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 30 $6,230,000 $207,667 $1,096 2.41%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 44 $6,210,000 $141,136 $689 2.58%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 39 $6,125,000 $157,051 $1,734 2.61%
ASHEVILLE, NC (FHA|USDA|VA) 34 $5,720,000 $168,235 $875 2.49%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 33 $5,665,000 $171,667 $602 2.41%
Ashtabula, OH (FHA|USDA|VA) 36 $5,440,000 $151,111 $2,430 2.77%
KNOXVILLE, TN (FHA|USDA|VA) 30 $5,420,000 $180,667 $971 2.52%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 30 $5,270,000 $175,667 $808 2.44%
KANSAS CITY, MO-KS (FHA|USDA|VA) 36 $5,220,000 $145,000 $889 2.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $5,180,000 $136,316 $751 2.39%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 33 $4,895,000 $148,333 $1,110 2.55%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 31 $4,815,000 $155,323 $3,537 2.36%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 38 $4,730,000 $124,474 $0 2.30%
Mount Vernon, OH (FHA|USDA|VA) 27 $4,475,000 $165,741 $3,174 2.60%
WORCESTER, MA-CT (FHA|USDA|VA) 26 $4,460,000 $171,538 $500 2.50%
TALLAHASSEE, FL (FHA|USDA|VA) 22 $4,280,000 $194,545 $1,755 2.62%
LANCASTER, PA (FHA|USDA|VA) 26 $4,080,000 $156,923 $535 2.62%
OCALA, FL (FHA|USDA|VA) 27 $4,045,000 $149,815 $1,295 2.80%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 18 $3,990,000 $221,667 $553 2.57%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 23 $3,935,000 $171,087 $1,889 2.34%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 25 $3,875,000 $155,000 $758 2.31%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 23 $3,695,000 $160,652 $1,873 2.63%
BELLINGHAM, WA (FHA|USDA|VA) 26 $3,660,000 $140,769 $295 2.37%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 30 $3,580,000 $119,333 $726 2.37%
GREELEY, CO (FHA|USDA|VA) 20 $3,520,000 $176,000 $1,285 2.46%
SALINAS, CA (FHA|USDA|VA) 21 $3,425,000 $163,095 $207 2.42%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $3,375,000 $225,000 $1,396 2.76%
FRESNO, CA (FHA|USDA|VA) 21 $3,355,000 $159,762 $262 2.54%
Key West, FL (FHA|USDA|VA) 11 $3,315,000 $301,364 $1,384 2.47%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 15 $3,185,000 $212,333 $775 2.45%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 19 $3,165,000 $166,579 $2,378 2.41%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 21 $3,065,000 $145,952 $590 2.53%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 18 $2,960,000 $164,444 $236 2.61%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 23 $2,895,000 $125,870 $0 2.32%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 22 $2,750,000 $125,000 $535 2.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $2,730,000 $170,625 $778 2.42%
BAKERSFIELD, CA (FHA|USDA|VA) 19 $2,725,000 $143,421 $660 2.57%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $2,660,000 $133,000 $1,524 2.63%
SALEM, OR (FHA|USDA|VA) 17 $2,585,000 $152,059 $1,046 2.30%
BEND, OR (FHA|USDA|VA) 12 $2,480,000 $206,667 $1,358 2.39%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $2,405,000 $160,333 $1,022 2.54%
VALLEJO, CA (FHA|USDA|VA) 21 $2,345,000 $111,667 $0 2.45%
SPRINGFIELD, OH (FHA|USDA|VA) 14 $2,310,000 $165,000 $3,114 2.75%
GAINESVILLE, FL (FHA|USDA|VA) 23 $2,285,000 $99,348 $1,420 2.77%
ROANOKE, VA (FHA|USDA|VA) 13 $2,255,000 $173,462 $1,046 2.87%
GAINESVILLE, GA (FHA|USDA|VA) 18 $2,150,000 $119,444 $197 2.46%
READING, PA (FHA|USDA|VA) 15 $2,115,000 $141,000 $251 2.51%
Ashland, OH (FHA|USDA|VA) 15 $1,995,000 $133,000 $2,123 2.78%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $1,995,000 $153,462 $1,201 2.44%
BLOOMINGTON, IN (FHA|USDA|VA) 9 $1,965,000 $218,333 $1,268 2.58%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $1,960,000 $122,500 $488 2.72%
Marion, OH (FHA|USDA|VA) 13 $1,915,000 $147,308 $1,673 2.82%
Norwalk, OH (FHA|USDA|VA) 20 $1,860,000 $93,000 $1,450 2.89%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $1,860,000 $155,000 $1,541 2.73%
ANN ARBOR, MI (FHA|USDA|VA) 13 $1,855,000 $142,692 $0 2.36%
WINSTON-SALEM, NC (FHA|USDA|VA) 18 $1,840,000 $102,222 $757 2.55%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $1,830,000 $152,500 $847 2.58%
YORK-HANOVER, PA (FHA|USDA|VA) 14 $1,810,000 $129,286 $729 2.56%
SAVANNAH, GA (FHA|USDA|VA) 14 $1,800,000 $128,571 $1,157 2.44%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $1,745,000 $158,636 $0 2.26%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 12 $1,700,000 $141,667 $155 2.57%
WENATCHEE, WA (FHA|USDA|VA) 11 $1,655,000 $150,455 $295 2.42%
WILMINGTON, NC (FHA|USDA|VA) 14 $1,580,000 $112,857 $738 2.56%
MODESTO, CA (FHA|USDA|VA) 12 $1,530,000 $127,500 $1,754 2.60%
Findlay, OH (FHA|USDA|VA) 10 $1,530,000 $153,000 $673 2.54%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $1,520,000 $190,000 $3,533 2.47%
CHICO, CA (FHA|USDA|VA) 8 $1,490,000 $186,250 $295 2.40%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $1,480,000 $185,000 $295 2.31%
Truckee-Grass Valley, CA (FHA|USDA|VA) 11 $1,475,000 $134,091 $0 2.24%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,470,000 $147,000 $841 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 8 $1,470,000 $183,750 $1,424 2.37%
Durango, CO (FHA|USDA|VA) 3 $1,455,000 $485,000 $1,791 2.47%
Breckenridge, CO (FHA|USDA|VA) 5 $1,415,000 $283,000 $3,313 2.28%
Torrington, CT (FHA|USDA|VA) 9 $1,385,000 $153,889 $295 2.49%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $1,385,000 $125,909 $0 2.31%
Concord, NH (FHA|USDA|VA) 10 $1,380,000 $138,000 $918 2.46%
NAPA, CA (FHA|USDA|VA) 9 $1,335,000 $148,333 $0 2.32%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 6 $1,310,000 $218,333 $1,122 2.46%
New Philadelphia-Dover, OH (FHA|USDA|VA) 9 $1,295,000 $143,889 $2,261 2.66%
LEBANON, PA (FHA|USDA|VA) 8 $1,290,000 $161,250 $1,972 2.44%
MANSFIELD, OH (FHA|USDA|VA) 11 $1,285,000 $116,818 $1,254 2.73%
GREENVILLE, NC (FHA|USDA|VA) 8 $1,280,000 $160,000 $736 2.59%
EAST STROUDSBURG, PA (FHA|USDA|VA) 9 $1,265,000 $140,556 $1,810 2.42%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 12 $1,240,000 $103,333 $897 2.61%
FORT WAYNE, IN (FHA|USDA|VA) 9 $1,225,000 $136,111 $1,012 2.48%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $1,200,000 $120,000 $971 2.50%
Salem, OH (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,175 2.53%
MEDFORD, OR (FHA|USDA|VA) 9 $1,155,000 $128,333 $6,182 2.31%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,125,000 $225,000 $1,518 2.68%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $1,085,000 $120,556 $1,771 2.42%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,080,000 $180,000 $1,643 2.67%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,055,000 $150,714 $3,958 2.27%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,055,000 $150,714 $0 2.24%
CLEVELAND, TN (FHA|USDA|VA) 5 $995,000 $199,000 $295 2.62%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $990,000 $165,000 $2,848 2.54%
PANAMA CITY, FL (FHA|USDA|VA) 5 $985,000 $197,000 $940 2.80%
COLUMBUS, IN (FHA|USDA|VA) 4 $980,000 $245,000 $295 2.37%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 10 $980,000 $98,000 $2,747 2.55%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $970,000 $161,667 $403 2.58%
VISALIA, CA (FHA|USDA|VA) 6 $940,000 $156,667 $295 2.55%
LYNCHBURG, VA (FHA|USDA|VA) 5 $935,000 $187,000 $295 2.46%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $910,000 $151,667 $1,466 2.36%
ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $875,000 $175,000 $1,986 2.53%
Ukiah, CA (FHA|USDA|VA) 2 $860,000 $430,000 $3,486 2.12%
ROCKFORD, IL (FHA|USDA|VA) 7 $845,000 $120,714 $0 2.24%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 7 $825,000 $117,857 $295 2.41%
ERIE, PA (FHA|USDA|VA) 7 $815,000 $116,429 $197 2.52%
Marietta, OH (FHA|USDA|VA) 6 $810,000 $135,000 $945 2.55%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $148 2.49%
Zanesville, OH (FHA|USDA|VA) 5 $805,000 $161,000 $2,660 2.48%
Wapakoneta, OH (FHA|USDA|VA) 3 $795,000 $265,000 $5,086 2.62%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 6 $780,000 $130,000 $148 3.00%
MERCED, CA (FHA|USDA|VA) 2 $770,000 $385,000 $370 2.49%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $760,000 $95,000 $605 2.89%
BURLINGTON, NC (FHA|USDA|VA) 7 $755,000 $107,857 $197 2.62%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $755,000 $151,000 $295 2.31%
Glenwood Springs, CO (FHA|USDA|VA) 4 $740,000 $185,000 $295 2.38%
ROCHESTER, NY (FHA|USDA|VA) 7 $725,000 $103,571 $0 2.24%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $710,000 $118,333 $1,015 2.72%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $710,000 $177,500 $1,152 2.38%
SALISBURY, MD-DE (FHA|USDA|VA) 4 $700,000 $175,000 $295 2.52%
BLOOMINGTON, IL (FHA|USDA|VA) 5 $695,000 $139,000 $197 2.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 5 $685,000 $137,000 $295 2.61%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $680,000 $170,000 $7,588 2.47%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $670,000 $167,500 $2,050 2.47%
COLUMBUS, GA-AL (FHA|USDA|VA) 6 $670,000 $111,667 $295 2.40%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $650,000 $162,500 $2,288 2.49%
Palatka, FL (FHA|USDA|VA) 3 $645,000 $215,000 $148 2.71%
Crossville, TN (FHA|USDA|VA) 4 $640,000 $160,000 $0 2.30%
Bellefontaine, OH (FHA|USDA|VA) 5 $615,000 $123,000 $771 2.65%
PEORIA, IL (FHA|USDA|VA) 4 $610,000 $152,500 $0 2.24%
Coshocton, OH (FHA|USDA|VA) 5 $605,000 $121,000 $2,551 2.68%
Jefferson, GA (FHA|USDA|VA) 3 $595,000 $198,333 $295 2.64%
OCEAN CITY, NJ (FHA|USDA|VA) 6 $580,000 $96,667 $295 2.52%
Traverse City, MI (FHA|USDA|VA) 3 $575,000 $191,667 $0 2.24%
STAUNTON, VA (FHA|USDA|VA) 4 $570,000 $142,500 $2,859 2.52%
Morehead City, NC (FHA|USDA|VA) 3 $565,000 $188,333 $295 2.79%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $565,000 $188,333 $0 2.24%
PUEBLO, CO (FHA|USDA|VA) 5 $565,000 $113,000 $295 2.61%
Richmond-Berea, KY (FHA|USDA|VA) 4 $560,000 $140,000 $2,736 2.49%
Urbana, OH (FHA|USDA|VA) 5 $555,000 $111,000 $1,241 2.58%
Sevierville, TN (FHA|USDA|VA) 6 $530,000 $88,333 $0 2.37%
Athens, OH (FHA|USDA|VA) 3 $525,000 $175,000 $1,724 2.61%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 5 $505,000 $101,000 $0 2.54%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $500,000 $250,000 $295 2.37%
Wilson, NC (FHA|USDA|VA) 4 $480,000 $120,000 $295 2.42%
Chillicothe, OH (FHA|USDA|VA) 4 $480,000 $120,000 $295 2.47%
Laconia, NH (FHA|USDA|VA) 4 $450,000 $112,500 $1,036 2.69%
Corning, NY (FHA|USDA|VA) 1 $445,000 $445,000 $670 2.84%
Port Angeles, WA (FHA|USDA|VA) 3 $445,000 $148,333 $295 2.42%
Lewisburg, PA (FHA|USDA|VA) 1 $445,000 $445,000 $5,346 1.99%
Boone, NC (FHA|USDA|VA) 4 $440,000 $110,000 $75 2.82%
Sidney, OH (FHA|USDA|VA) 3 $435,000 $145,000 $2,946 2.44%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $435,000 $145,000 $295 2.42%
Hermiston-Pendleton, OR (FHA|USDA|VA) 3 $415,000 $138,333 $295 2.86%
Cookeville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $295 2.49%
Edwards, CO (FHA|USDA|VA) 5 $405,000 $81,000 $0 2.24%
Okeechobee, FL (FHA|USDA|VA) 1 $405,000 $405,000 $295 2.89%
Portsmouth, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,579 2.79%
Hood River, OR (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.24%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $370,000 $92,500 $295 2.57%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $365,000 $121,667 $0 2.24%
REDDING, CA (FHA|USDA|VA) 4 $360,000 $90,000 $295 2.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.24%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $350,000 $58,333 $2,667 2.57%
MUNCIE, IN (FHA|USDA|VA) 2 $340,000 $170,000 $0 2.32%
MORRISTOWN, TN (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.67%
Centralia, WA (FHA|USDA|VA) 2 $330,000 $165,000 $295 2.52%
Coos Bay, OR (FHA|USDA|VA) 1 $325,000 $325,000 $4,390 2.39%
Washington Court House, OH (FHA|USDA|VA) 1 $325,000 $325,000 $45 2.34%
ROME, GA (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.24%
NILES, MI (FHA|USDA|VA) 2 $310,000 $155,000 $0 2.24%
CaƱon City, CO (FHA|USDA|VA) 2 $310,000 $155,000 $295 2.89%
Oak Harbor, WA (FHA|USDA|VA) 3 $305,000 $101,667 $0 2.49%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $300,000 $150,000 $295 2.79%
Branson, MO (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.24%
Moses Lake, WA (FHA|USDA|VA) 2 $300,000 $150,000 $2,465 2.12%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $295,000 $295,000 $595 3.14%
NEW BERN, NC (FHA|USDA|VA) 2 $290,000 $145,000 $1,496 3.29%
ALBANY, GA (FHA|USDA|VA) 2 $290,000 $145,000 $3,668 2.99%
KINGSTON, NY (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.24%
Arcadia, FL (FHA|USDA|VA) 2 $280,000 $140,000 $148 2.97%
Klamath Falls, OR (FHA|USDA|VA) 2 $280,000 $140,000 $295 2.52%
Prineville, OR (FHA|USDA|VA) 2 $280,000 $140,000 $0 2.24%
JACKSON, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,828 2.09%
New Castle, PA (FHA|USDA|VA) 3 $275,000 $91,667 $295 2.29%
WALLA WALLA, WA (FHA|USDA|VA) 2 $270,000 $135,000 $0 2.24%
MADERA, CA (FHA|USDA|VA) 2 $270,000 $135,000 $0 2.24%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $265,000 $88,333 $148 3.12%
EL CENTRO, CA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.72%
JACKSON, MI (FHA|USDA|VA) 2 $260,000 $130,000 $0 2.24%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.52%
PITTSFIELD, MA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.47%
GETTYSBURG, PA (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.52%
Olean, NY (FHA|USDA|VA) 1 $255,000 $255,000 $3,186 2.59%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,696 2.59%
Cullowhee, NC (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.62%
UTICA-ROME, NY (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.62%
DECATUR, IL (FHA|USDA|VA) 1 $245,000 $245,000 $295 2.49%
GLENS FALLS, NY (FHA|USDA|VA) 2 $240,000 $120,000 $595 2.97%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $240,000 $120,000 $0 2.62%
DALTON, GA (FHA|USDA|VA) 1 $235,000 $235,000 $295 2.44%
Galesburg, IL (FHA|USDA|VA) 1 $235,000 $235,000 $295 2.79%
Shelby, NC (FHA|USDA|VA) 3 $235,000 $78,333 $295 2.61%
Albemarle, NC (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.24%
Greeneville, TN (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.59%
FLINT, MI (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.62%
North Wilkesboro, NC (FHA|USDA|VA) 2 $230,000 $115,000 $148 3.20%
Cambridge, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,465 2.62%
North Vernon, IN (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.09%
GOLDSBORO, NC (FHA|USDA|VA) 1 $215,000 $215,000 $295 2.79%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.32%
La Grande, OR (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.99%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $295 2.89%
Clewiston, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Montrose, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $205,000 $205,000 $295 2.59%
Seneca Falls, NY (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
MADISON, WI (FHA|USDA|VA) 3 $205,000 $68,333 $0 2.49%
Warren, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Keene, NH (FHA|USDA|VA) 2 $200,000 $100,000 $295 2.52%
Athens, TN (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.24%
Madisonville, KY (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.29%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $295 2.69%
Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $295 3.34%
Hudson, NY (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.24%
Steamboat Springs, CO (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.62%
Marion, NC (FHA|USDA|VA) 1 $165,000 $165,000 $295 2.79%
Dublin, GA (FHA|USDA|VA) 1 $165,000 $165,000 $295 2.89%
Danville, KY (FHA|USDA|VA) 2 $160,000 $80,000 $295 2.89%
Sonora, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
ST. CLOUD, MN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
Tifton, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
MANKATO, MN (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $150,000 $75,000 $0 2.24%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $295 2.79%
Lake City, FL (FHA|USDA|VA) 1 $145,000 $145,000 $7,217 2.34%
Rochelle, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.24%
Middlesborough, KY (FHA|USDA|VA) 1 $135,000 $135,000 $295 3.09%
Thomaston, GA (FHA|USDA|VA) 1 $135,000 $135,000 $295 2.89%
Richmond, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,728 2.39%
GREEN BAY, WI (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.24%
Warrensburg, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.24%
BINGHAMTON, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,778 2.99%
YAKIMA, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.24%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $125,000 $125,000 $295 2.79%
SYRACUSE, NY (FHA|USDA|VA) 1 $115,000 $115,000 $595 3.04%
Indiana, PA (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.79%
Milledgeville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.89%
St. Marys, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.24%
Cadillac, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Brainerd, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
LONGVIEW, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Roseburg, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Logansport, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Mason City, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.24%
Ottawa, IL (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.79%
JOPLIN, MO (FHA|USDA|VA) 2 $80,000 $40,000 $0 2.99%
Somerset, PA (FHA|USDA|VA) 1 $75,000 $75,000 $295 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
Berlin, NH (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
Menomonie, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
VALDOSTA, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
COLUMBIA, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Toccoa, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Jackson, OH (FHA|USDA|VA) 1 $55,000 $55,000 $70 3.09%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Stevens Point, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
KANKAKEE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Oneonta, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
APPLETON, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
ITHACA, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
Coldwater, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.99%
Easton, MD (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.99%
Fremont, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 2.99%

Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Akron among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 32,171 $5,318,845,000 $165,330 $1,909 2.57%

For the 2021 period, Third Federal Savings And Loan Association Of Cleveland's most frequently originated loan type of loans were Conventional, with 32,171 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Other 10,394 $1,213,330,000 $116,734 $677 2.41%
Home Improvement 5,978 $611,100,000 $102,225 $217 2.46%
Cash Out Refi 5,588 $1,361,760,000 $243,694 $2,073 2.73%
Refi 5,584 $997,750,000 $178,680 $1,596 2.64%
Home Purchase 4,627 $1,134,905,000 $245,279 $2,401 2.77%

For the 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose of loans were Other, with 10,394 originations. The 2nd most popular reason of loans were Home Improvement, with 5,978 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 25,065 $4,155,415,000 $165,786 $2,219 2.53%
10 Year 3,223 $476,765,000 $147,926 $664 2.81%
15 Year 3,083 $581,275,000 $188,542 $2,495 2.49%
Other 443 $71,205,000 $160,734 $1,525 2.89%
5 Year 211 $8,385,000 $39,739 $4 3.19%
20 Year 142 $25,530,000 $179,789 $2,342 2.95%
30+ year 4 $270,000 $67,500 $0 3.54%

For the 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan length of loans were 30 Year, with 25,065 originations. The 2nd most popular length of loans were 10 Year, with 3,223 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 9,210 $1,868,140,000 $202,838
$1k-2k 5,659 $1,336,815,000 $236,228
$5k+ 437 $144,255,000 $330,103
$3k-4k 275 $60,795,000 $221,073
$2k-3k 117 $20,115,000 $171,923

$2,219 of loans were Third Federal Savings And Loan Association Of Cleveland's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 9,210 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
<2.5% 17,309 $2,666,975,000 $154,080
2.5-3% 11,972 $2,204,410,000 $184,130
3-4% 2,881 $447,045,000 $155,170
5-6% 5 $255,000 $51,000
4-5% 1 $95,000 $95,000
6-7% 1 $55,000 $55,000
7-8% 1 $5,000 $5,000
Over 8% 1 $5,000 $5,000

During 2021, Third Federal Savings And Loan Association Of Cleveland's average interest rate of loans were 2.53%, while their most frequently originated rate bucket of loans were <2.5%, with 17,309 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 12,360 $1,739,550,000 $140,740 $1,599 2.51%
$100,000 or less 9,677 $566,945,000 $58,587 $937 2.63%
$200k-400k 8,534 $2,102,930,000 $246,418 $2,436 2.55%
$400k-600k 1,115 $529,585,000 $474,964 $3,142 2.72%
$600k-1MM 438 $332,600,000 $759,361 $2,371 2.56%
$1MM+ 47 $47,235,000 $1,005,000 $4,070 2.50%

2021 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100k-200k loans with 12,360 originations, totaling $1,739,550,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$150k-250k 8,799 $1,617,435,000 $183,820 $2,083 2.50%
$100k-150k 7,824 $1,245,570,000 $159,199 $1,984 2.58%
$250k+ 4,577 $1,085,985,000 $237,270 $2,103 2.41%
$75k-100k 4,227 $595,305,000 $140,834 $1,969 2.63%
$50k-75k 4,149 $500,495,000 $120,630 $1,662 2.70%
$50k or less 2,435 $252,345,000 $103,632 $1,424 2.72%

Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $150k-250k range, with 8,799 originations. The second most popular income band? $100k-150k, with 7,824 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 12,394 $2,073,600,000 $167,307 $1,914 2.57%
30-36% 8,045 $1,347,415,000 $167,485 $1,796 2.56%
<20% 7,662 $1,220,910,000 $159,346 $1,958 2.54%
36% 914 $148,230,000 $162,177 $1,874 2.54%
40% 665 $101,695,000 $152,925 $1,776 2.55%
37% 541 $94,725,000 $175,092 $1,876 2.59%
38% 533 $98,445,000 $184,700 $1,739 2.59%
39% 512 $89,400,000 $174,609 $1,999 2.57%
41% 302 $46,270,000 $153,212 $2,420 2.51%
>60% 99 $12,555,000 $126,818 $1,982 2.61%
42% 96 $17,560,000 $182,917 $2,418 2.86%
43% 83 $14,855,000 $178,976 $2,494 2.77%
44% 77 $14,275,000 $185,390 $2,463 2.83%
45% 46 $7,770,000 $168,913 $2,706 2.81%
46% 45 $6,995,000 $155,444 $2,556 2.79%
47% 40 $6,470,000 $161,750 $2,022 2.76%
49% 40 $6,160,000 $154,000 $1,784 2.83%
48% 38 $6,770,000 $178,158 $2,147 2.78%
50-60% 15 $2,805,000 $187,000 $2,269 2.62%

Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 12,394 originations. The next most common DTI ratio? 30-36%, with 8,045 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 23,791 $3,866,955,000 $162,539 $1,929 2.59%
Not provided 5,023 $854,685,000 $170,154 $1,935 2.52%
Asian 1,664 $321,220,000 $193,041 $1,907 2.44%
Asian Indian 576 $105,380,000 $182,951 $1,397 2.38%
Black 727 $103,185,000 $141,933 $1,582 2.66%
Chinese 91 $19,065,000 $209,505 $1,008 2.37%
Other Asian 64 $12,300,000 $192,188 $569 2.39%
American Indian 85 $11,295,000 $132,882 $2,209 2.59%
Filipino 55 $8,375,000 $152,273 $722 2.52%
Korean 30 $5,480,000 $182,667 $202 2.39%
Vietnamese 32 $5,110,000 $159,688 $2,268 2.29%
Japanese 13 $2,025,000 $155,769 $847 2.48%
Native Hawaiian 11 $1,825,000 $165,909 $945 2.66%
Other Pacific Islander 8 $1,620,000 $202,500 $2,749 2.33%
1 $325,000 $325,000 $2,686 2.89%

Approval Rates

Total approvals of all applications
79.78%

Third Federal Savings And Loan Association Of Cleveland has a below average approval rate.

Pick Rate

Approvals leading to origination
77.38%

Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 32,171 $5,318,845,000 $165,330

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
32,171 $5,318,845,000 $165,330

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 8,117 $1,107,565,000 $136,450 $1,195 2.41%
40-60% 5,672 $1,083,590,000 $191,042 $1,765 2.59%
60-80% 6,255 $1,585,725,000 $253,513 $2,427 2.72%
80-100% 2,536 $686,740,000 $270,797 $2,286 2.80%
Under 20% 9,567 $853,285,000 $89,190 $219 2.52%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 9.1%
TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Closing on a mortgage 2 18.2%
TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Struggling to pay mortgage 2 18.2%
TRIAD FINANCIAL SERVICES, INC. Conventional home mortgage Trouble during payment process 5 45.5%
TRIAD FINANCIAL SERVICES, INC. Other type of mortgage Closing on a mortgage 1 9.1%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Third Federal Savings and Loan Association of Cleveland 10642 Lorain Avenue Cleveland, OH 44111 Full Service B&M $100,833
Third Federal Savings and Loan Association of Cleveland 1410 Pine Ridge Road Naples, FL 34108 Full Service B&M $158,249
Third Federal Savings and Loan Association of Cleveland 15086 Jog Road Delray Beach, FL 33446 Full Service B&M $188,460
Third Federal Savings and Loan Association of Cleveland 1616 Snow Road Parma, OH 44134 Full Service B&M $489,898
Third Federal Savings and Loan Association of Cleveland 18380 Royalton Road Strongsville, OH 44136 Full Service B&M $300,560
Third Federal Savings and Loan Association of Cleveland 1900 West 25th Street Cleveland, OH 44113 Full Service B&M $59,018
Third Federal Savings and Loan Association of Cleveland 21651 Center Ridge Road Rocky River, OH 44116 Full Service B&M $281,347
Third Federal Savings and Loan Association of Cleveland 22332 Lake Shore Blvd. Euclid, OH 44123 Full Service B&M $94,930
Third Federal Savings and Loan Association of Cleveland 2360 North University Drive Coral Springs, FL 33065 Full Service B&M $87,295
Third Federal Savings and Loan Association of Cleveland 25301 South Tamiami Trail Bonita Springs, FL 34134 Full Service B&M $91,501
Third Federal Savings and Loan Association of Cleveland 262 37th Avenue North Saint Petersburg, FL 33704 Full Service B&M $174,481
Third Federal Savings and Loan Association of Cleveland 26949 Lorain Road North Olmsted, OH 44070 Full Service B&M $410,839
Third Federal Savings and Loan Association of Cleveland 70 S Dixie Hwy, Suite B Boca Raton, FL 33432 Full Service B&M $114,493
Third Federal Savings and Loan Association of Cleveland 7007 Broadway Avenue Cleveland, OH 44105 Full Service B&M $1,096,087
Third Federal Savings and Loan Association of Cleveland 7339 Mentor Avenue Mentor, OH 44060 Full Service B&M $376,459
Third Federal Savings and Loan Association of Cleveland 7750 Seminole Boulevard Seminole, FL 33772 Full Service B&M $266,482
Third Federal Savings and Loan Association of Cleveland 8270 Ridge Road Port Richey, FL 34668 Full Service B&M $225,454
Third Federal Savings and Loan Association of Cleveland 8500 West Broward Boulevard Plantation, FL 33324 Full Service B&M $104,102
Third Federal Savings and Loan Association of Cleveland 8943 Brecksville Road Brecksville, OH 44141 Full Service B&M $463,689
Third Federal Savings and Loan Association of Cleveland 9057 Darrow Road Twinsburg, OH 44087 Full Service B&M $247,184
Third Federal Savings and Loan Association of Cleveland 929 East Hallandale Beach Boulevard Hallandale, FL 33009 Full Service B&M $65,790
Third Federal Savings and Loan Association of Cleveland 2875 West Market Street Fairlawn, OH 44333 Full Service B&M $155,818
Third Federal Savings and Loan Association of Cleveland 29247 Us. Hwy. 19 North Clearwater, FL 33761 Full Service B&M $238,833
Third Federal Savings and Loan Association of Cleveland 35592 Detroit Road Avon, OH 44011 Full Service B&M $228,312
Third Federal Savings and Loan Association of Cleveland 3890 Center Road Brunswick, OH 44212 Full Service B&M $285,215
Third Federal Savings and Loan Association of Cleveland 4018 Medina Rd, Suite A Medina, OH 44256 Full Service B&M $172,086
Third Federal Savings and Loan Association of Cleveland 4048 Jenkins Place Sarasota, FL 34238 Full Service B&M $310,970
Third Federal Savings and Loan Association of Cleveland 490 Howe Avenue Cuyahoga Falls, OH 44221 Full Service B&M $170,125
Third Federal Savings and Loan Association of Cleveland 5030 S Cleveland Avenue Fort Myers, FL 33907 Full Service B&M $170,457
Third Federal Savings and Loan Association of Cleveland 5780 Mayfield Road Mayfield Heights, OH 44124 Full Service B&M $390,216
Third Federal Savings and Loan Association of Cleveland 5950 Ridge Road Parma, OH 44129 Full Service B&M $425,498
Third Federal Savings and Loan Association of Cleveland 6125 Lake Worth Road Greenacres, FL 33463 Full Service B&M $188,084
Third Federal Savings and Loan Association of Cleveland 6849 Pearl Road Middleburg Heights, OH 44130 Full Service B&M $462,329
Third Federal Savings and Loan Association of Cleveland 11701 Us Highway 1, Suite B North Palm Beach, FL 33408 Full Service B&M $214,628
Third Federal Savings and Loan Association of Cleveland 11707 N Dale Mabry Highway Tampa, FL 33618 Full Service B&M $119,012
Third Federal Savings and Loan Association of Cleveland 12594 Rockside Road Garfield Heights, OH 44125 Full Service B&M $231,272
Third Federal Savings and Loan Association of Cleveland 13908 Cedar Road University Heights, OH 44118 Full Service B&M $141,954

For 2021, Third Federal Savings And Loan Association Of Cleveland had 37 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $378,723
Net interest income $228,230
Total noninterest income $35,523
Gross Fiduciary activities income $0
Service charges on deposit accounts $598
Trading account gains and fees $0
Additional Noninterest Income $34,925
Pre-tax net operating income $92,757
Securities gains (or losses, -) $0
Income before extraordinary items $71,973
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $71,973
Minority interest net income $0
Net income $71,973
Sale, conversion, retirement of capital stock, net $0
Net operating income $71,973

Third Federal Savings And Loan Association Of Cleveland's gross interest income from loans was $378,723,000.
Third Federal Savings And Loan Association Of Cleveland's net interest income from loans was $228,230,000.
Third Federal Savings And Loan Association Of Cleveland's fee based income from loans was $598,000.
Third Federal Savings And Loan Association Of Cleveland's net income from loans was $71,973,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $150,493
Provision for credit losses $-9,000
Total noninterest expense $179,996
Salaries and employee benefits $102,446
Premises and equipment expense $26,395
Additional noninterest expense $51,155
Applicable income taxes $20,784
Net charge-offs $-5,875
Cash dividends $56,000

Third Federal Savings And Loan Association Of Cleveland's interest expense for loans was $150,493,000.
Third Federal Savings And Loan Association Of Cleveland's payroll and benefits expense were $102,446,000.
Third Federal Savings And Loan Association Of Cleveland's property, plant and equipment expenses $26,395,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $9,115,133
Deposits held in domestic offices $9,115,133
Deposits by Individuals, partnerships, and corporations $9,115,041
Deposits by U.S. Government $92
Deposits by States and political subdivisions in the U.S. $0
Deposits by Commercial banks and other depository institutions in U.S. $0
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $1,225,625
Demand deposits $8,124
Nontransaction accounts $7,889,508
Money market deposit accounts (MMDAs) $560,561
Other savings deposits (excluding MMDAs) $1,435,283
Total time deposits $5,893,664
Total time and savings deposits $9,107,009
Noninterest-bearing deposits $183,385
Interest-bearing deposits $8,931,748
Retail deposits $7,930,956
IRAs and Keogh plan accounts $1,019,156
Brokered deposits $495,597
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $14,120,189
Cash & Balances due from depository institutions $406,265
Interest-bearing balances $384,906
Total securities $419,795
Federal funds sold & reverse repurchase $0
Net loans and leases $12,683,104
Loan and leases loss allowance $63,576
Trading account assets $0
Bank premises and fixed assets $53,821
Other real estate owned $130
Goodwill and other intangibles $14,971
All other assets $542,103

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $14,120,189
Total Liabilities $12,652,205
Total deposits $9,115,133
Interest-bearing deposits $8,931,748
Deposits held in domestic offices $9,115,133
% insured (estimated) $96
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $3,453,351
Subordinated debt $0
All other liabilities $83,721

Issued Loan Types

Type Value (in 000's)
Net loans and leases $12,683,104
Loan and leases loss allowance $63,576
Total loans and leases (domestic) $12,746,680
All real estate loans $12,743,602
Real estate loans in domestic offices $12,743,602
Construction and development loans $32,438
Residential 1-4 family construction $32,379
Other construction, all land development and other land $59
Loans secured by nonfarm nonresidential properties $0
Nonfarm nonresidential secured by owner-occupied properties $0
Commercial real estate & other non-farm, non-residential $0
Multifamily residential real estate $2,886
1-4 family residential loans $12,708,278
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $0
To non-U.S. addressees $0
Loans to individuals $2,705
Credit card loans $0
Related Plans $0
Consumer Auto Loans $0
Other loans to individuals $2,705
All other loans & leases $373
Loans to foreign governments and official institutions $0
Other loans $373
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $88,689
Non 1-4 family restructured loans & leases $38
Total loans and leases (foreign) $0

Third Federal Savings and Loan Association of Cleveland had $12,683,104,000 of loans outstanding in 2021. $12,743,602,000 of loans were in real estate loans. $32,438,000 of loans were in development loans. $2,886,000 of loans were in multifamily mortgage loans. $12,708,278,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan