Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info

Cleveland, OH

LEI: 5493008CPTDVOS570626

Tax ID: 34-0573493

5 stars - Updated: 12/1/23 - out of 5 stars, based on 174 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets by origination volume include: Cleveland, Columbus, Cincinnati, Miami, and Tampa among others. We have data for 351 markets. (Some data included below & more in-depth data is available with an active subscription.)

Third Federal Savings And Loan Association Of Cleveland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.90% 12/1/23
30 Year Conventional Purchase 6.07% 12/1/23
30 Year Conventional Refi 6.13% 12/1/23
30 Year Cash-out Refi 6.23% 12/1/23
15 Year Conventional Purchase 5.55% 12/1/23
15 Year Conventional Refi 5.61% 12/1/23
15 Year Cash-out Refi 5.61% 12/1/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Third Federal Savings And Loan Association Of Cleveland Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Third Federal Savings And Loan Association Of Cleveland. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

30,255

Origination Dollar Volume (All Markets)

$5,246,435,000
Show all (87) awards

Relative Rate

Third Federal Savings And Loan Association Of Cleveland's average 30 year fixed mortgage rate was 3.5%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -1.26%.

Relative Fees (Closing Costs)

Third Federal Savings And Loan Association Of Cleveland's average total fees/closing costs for a 30 year fixed rate mortgage were $2,435.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 6,654 $1,015,250,000 $152,577 $2,369 3.65%
COLUMBUS, OH (FHA|USDA|VA) 2,559 $557,955,000 $218,036 $2,373 3.54%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2,242 $423,410,000 $188,854 $1,969 3.56%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,941 $313,715,000 $161,625 $1,631 3.42%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,736 $260,910,000 $150,294 $1,614 3.47%
AKRON, OH (FHA|USDA|VA) 1,482 $230,040,000 $155,223 $2,367 3.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 971 $180,695,000 $186,092 $1,580 3.18%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 879 $147,295,000 $167,571 $521 3.28%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 550 $119,880,000 $217,964 $1,182 3.20%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 660 $117,720,000 $178,364 $1,767 3.49%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 685 $115,995,000 $169,336 $2,139 3.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 564 $94,880,000 $168,227 $1,584 3.39%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 499 $94,865,000 $190,110 $1,041 3.14%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 411 $81,835,000 $199,112 $1,291 3.19%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 398 $78,830,000 $198,065 $2,316 3.01%
RALEIGH-CARY, NC (FHA|USDA|VA) 288 $78,510,000 $272,604 $1,440 3.52%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 355 $75,715,000 $213,282 $1,974 3.47%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 410 $69,670,000 $169,927 $1,949 3.21%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 381 $69,615,000 $182,717 $1,107 3.32%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 325 $60,125,000 $185,000 $1,180 3.44%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 310 $57,790,000 $186,419 $1,666 3.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 280 $45,290,000 $161,750 $1,266 3.36%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 224 $41,370,000 $184,688 $1,607 3.00%
JACKSONVILLE, FL (FHA|USDA|VA) 203 $40,775,000 $200,862 $1,621 3.85%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 150 $34,010,000 $226,733 $2,244 3.37%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 208 $33,160,000 $159,423 $1,388 3.37%
CANTON-MASSILLON, OH (FHA|USDA|VA) 219 $32,255,000 $147,283 $1,763 3.64%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 165 $31,465,000 $190,697 $748 3.02%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 202 $29,040,000 $143,762 $561 3.42%
PORT ST. LUCIE, FL (FHA|USDA|VA) 171 $25,865,000 $151,257 $1,466 3.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 115 $24,015,000 $208,826 $1,690 2.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 136 $23,430,000 $172,279 $1,301 2.98%
DAYTON-KETTERING, OH (FHA|USDA|VA) 131 $22,825,000 $174,237 $2,052 3.48%
RICHMOND, VA (FHA|USDA|VA) 97 $20,075,000 $206,959 $1,344 3.31%
Outside of Metro Areas 117 $19,985,000 $170,812 $1,307 3.64%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 107 $19,035,000 $177,897 $744 3.23%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 91 $18,785,000 $206,429 $1,965 3.49%
PITTSBURGH, PA (FHA|USDA|VA) 100 $18,700,000 $187,000 $2,314 3.53%
PUNTA GORDA, FL (FHA|USDA|VA) 93 $15,935,000 $171,344 $1,591 3.42%
TOLEDO, OH (FHA|USDA|VA) 89 $15,395,000 $172,978 $1,581 3.60%
ST. LOUIS, MO-IL (FHA|USDA|VA) 85 $14,285,000 $168,059 $864 3.06%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 77 $12,305,000 $159,805 $1,703 3.65%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 77 $12,205,000 $158,506 $402 3.27%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 65 $11,975,000 $184,231 $1,931 3.88%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 65 $11,415,000 $175,615 $1,276 3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 53 $9,295,000 $175,377 $508 3.67%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 49 $8,225,000 $167,857 $1,494 3.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 38 $8,170,000 $215,000 $1,802 2.93%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 46 $8,000,000 $173,913 $1,237 3.25%
Wooster, OH (FHA|USDA|VA) 51 $7,985,000 $156,569 $2,522 3.54%
ASHEVILLE, NC (FHA|USDA|VA) 42 $7,900,000 $188,095 $548 3.47%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 50 $7,650,000 $153,000 $712 2.83%
BOULDER, CO (FHA|USDA|VA) 45 $7,525,000 $167,222 $2,085 3.18%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 63 $7,475,000 $118,651 $1,703 3.50%
STOCKTON, CA (FHA|USDA|VA) 44 $7,430,000 $168,864 $563 3.65%
LOUISVILLE, KY (FHA|USDA|VA) 45 $7,215,000 $160,333 $1,316 3.53%
THE VILLAGES, FL (FHA|USDA|VA) 33 $7,125,000 $215,909 $855 3.71%
Sandusky, OH (FHA|USDA|VA) 41 $6,675,000 $162,805 $2,368 3.57%
FORT COLLINS, CO (FHA|USDA|VA) 45 $6,285,000 $139,667 $1,019 3.09%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 29 $6,235,000 $215,000 $2,369 3.24%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 33 $6,105,000 $185,000 $837 3.00%
WORCESTER, MA-CT (FHA|USDA|VA) 33 $5,815,000 $176,212 $1,696 2.98%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 30 $5,620,000 $187,333 $681 3.55%
KNOXVILLE, TN (FHA|USDA|VA) 30 $5,500,000 $183,333 $1,451 3.20%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 26 $5,330,000 $205,000 $2,054 3.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 34 $5,290,000 $155,588 $1,040 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 24 $5,150,000 $214,583 $3,302 3.93%
GAINESVILLE, FL (FHA|USDA|VA) 24 $5,140,000 $214,167 $955 3.57%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 27 $5,055,000 $187,222 $804 2.66%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 29 $4,885,000 $168,448 $2,000 3.36%
LANCASTER, PA (FHA|USDA|VA) 29 $4,765,000 $164,310 $950 3.37%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 32 $4,700,000 $146,875 $74 3.53%
YORK-HANOVER, PA (FHA|USDA|VA) 26 $4,600,000 $176,923 $3,110 3.50%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 36 $4,570,000 $126,944 $0 2.83%
WILMINGTON, NC (FHA|USDA|VA) 20 $4,440,000 $222,000 $1,356 3.68%
Ashland, OH (FHA|USDA|VA) 26 $4,390,000 $168,846 $1,831 4.08%
KANSAS CITY, MO-KS (FHA|USDA|VA) 22 $4,380,000 $199,091 $1,754 3.08%
READING, PA (FHA|USDA|VA) 25 $4,215,000 $168,600 $958 3.76%
Ashtabula, OH (FHA|USDA|VA) 30 $4,070,000 $135,667 $1,487 3.87%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 24 $4,070,000 $169,583 $1,476 2.94%
WINSTON-SALEM, NC (FHA|USDA|VA) 26 $4,060,000 $156,154 $854 3.23%
TALLAHASSEE, FL (FHA|USDA|VA) 23 $3,945,000 $171,522 $549 3.93%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 29 $3,845,000 $132,586 $1,744 3.15%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 23 $3,845,000 $167,174 $241 3.34%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 23 $3,845,000 $167,174 $1,634 3.54%
FRESNO, CA (FHA|USDA|VA) 31 $3,795,000 $122,419 $464 3.29%
Mount Vernon, OH (FHA|USDA|VA) 26 $3,700,000 $142,308 $3,385 3.36%
OCALA, FL (FHA|USDA|VA) 28 $3,640,000 $130,000 $998 3.79%
GREELEY, CO (FHA|USDA|VA) 29 $3,455,000 $119,138 $1,505 4.18%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 22 $3,310,000 $150,455 $1,184 3.92%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 14 $3,250,000 $232,143 $212 3.88%
SAVANNAH, GA (FHA|USDA|VA) 22 $3,090,000 $140,455 $3,049 3.65%
VALLEJO, CA (FHA|USDA|VA) 24 $3,090,000 $128,750 $0 3.82%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 16 $3,020,000 $188,750 $3,233 2.82%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $2,970,000 $148,500 $0 2.99%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 19 $2,915,000 $153,421 $106 3.27%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 20 $2,860,000 $143,000 $0 3.45%
MANSFIELD, OH (FHA|USDA|VA) 21 $2,835,000 $135,000 $1,587 3.52%
SPRINGFIELD, MA (FHA|USDA|VA) 15 $2,525,000 $168,333 $197 3.07%
BELLINGHAM, WA (FHA|USDA|VA) 18 $2,450,000 $136,111 $295 3.50%
MODESTO, CA (FHA|USDA|VA) 15 $2,335,000 $155,667 $221 3.51%
BEND, OR (FHA|USDA|VA) 12 $2,300,000 $191,667 $2,290 2.29%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $2,240,000 $160,000 $1,345 3.22%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 22 $2,160,000 $98,182 $0 3.54%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 11 $2,135,000 $194,091 $2,892 2.98%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 16 $2,130,000 $133,125 $595 3.07%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 11 $2,115,000 $192,273 $1,266 3.66%
SPRINGFIELD, OH (FHA|USDA|VA) 11 $2,105,000 $191,364 $2,347 3.65%
PANAMA CITY, FL (FHA|USDA|VA) 11 $2,085,000 $189,545 $163 4.06%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $2,060,000 $128,750 $333 4.34%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 14 $2,040,000 $145,714 $277 3.67%
SALEM, OR (FHA|USDA|VA) 14 $1,940,000 $138,571 $962 2.96%
Key West, FL (FHA|USDA|VA) 11 $1,935,000 $175,909 $12,166 3.08%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 16 $1,920,000 $120,000 $475 4.11%
SALINAS, CA (FHA|USDA|VA) 12 $1,860,000 $155,000 $295 3.64%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $1,790,000 $149,167 $211 3.59%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,755,000 $195,000 $295 2.67%
ROANOKE, VA (FHA|USDA|VA) 8 $1,730,000 $216,250 $623 3.45%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 10 $1,710,000 $171,000 $2,471 3.62%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $1,700,000 $141,667 $1,206 2.83%
ROCHESTER, NY (FHA|USDA|VA) 12 $1,610,000 $134,167 $1,755 2.96%
Wilmington, OH (FHA|USDA|VA) 8 $1,600,000 $200,000 $1,244 4.03%
Athens, OH (FHA|USDA|VA) 9 $1,515,000 $168,333 $2,624 3.53%
Concord, NH (FHA|USDA|VA) 7 $1,505,000 $215,000 $148 3.46%
Brevard, NC (FHA|USDA|VA) 6 $1,500,000 $250,000 $1,563 4.47%
Shelby, NC (FHA|USDA|VA) 6 $1,490,000 $248,333 $221 3.27%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 13 $1,455,000 $111,923 $1,963 3.69%
GAINESVILLE, GA (FHA|USDA|VA) 11 $1,445,000 $131,364 $0 2.71%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 10 $1,390,000 $139,000 $295 3.22%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,197 2.62%
COLUMBUS, GA-AL (FHA|USDA|VA) 10 $1,390,000 $139,000 $221 3.48%
OCEAN CITY, NJ (FHA|USDA|VA) 9 $1,375,000 $152,778 $1,135 3.46%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 10 $1,370,000 $137,000 $295 3.76%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $1,350,000 $112,500 $295 2.71%
VISALIA, CA (FHA|USDA|VA) 9 $1,345,000 $149,444 $0 3.86%
Marion, OH (FHA|USDA|VA) 11 $1,335,000 $121,364 $965 3.79%
Lebanon, NH-VT (FHA|USDA|VA) 7 $1,325,000 $189,286 $295 2.73%
Findlay, OH (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,996 2.91%
New Philadelphia-Dover, OH (FHA|USDA|VA) 8 $1,290,000 $161,250 $833 4.10%
Torrington, CT (FHA|USDA|VA) 8 $1,280,000 $160,000 $295 2.97%
NAPA, CA (FHA|USDA|VA) 8 $1,280,000 $160,000 $0 3.46%
Norwalk, OH (FHA|USDA|VA) 11 $1,265,000 $115,000 $2,043 3.33%
Morehead City, NC (FHA|USDA|VA) 7 $1,225,000 $175,000 $221 3.18%
Jefferson, GA (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,672 3.57%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $1,165,000 $166,429 $4,677 2.85%
MORRISTOWN, TN (FHA|USDA|VA) 6 $1,140,000 $190,000 $1,640 3.46%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $1,130,000 $141,250 $0 3.37%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,120,000 $186,667 $1,581 3.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,172 3.73%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 7 $1,045,000 $149,286 $295 2.56%
REDDING, CA (FHA|USDA|VA) 6 $1,010,000 $168,333 $905 4.55%
FORT WAYNE, IN (FHA|USDA|VA) 7 $1,005,000 $143,571 $98 3.74%
WHEELING, WV-OH (FHA|USDA|VA) 5 $995,000 $199,000 $1,346 3.56%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $985,000 $89,545 $74 3.75%
Chillicothe, OH (FHA|USDA|VA) 7 $925,000 $132,143 $1,648 3.07%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $915,000 $305,000 $1,701 3.69%
Bellefontaine, OH (FHA|USDA|VA) 6 $910,000 $151,667 $697 4.02%
KINGSTON, NY (FHA|USDA|VA) 6 $910,000 $151,667 $9,178 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $890,000 $148,333 $113 3.14%
LYNCHBURG, VA (FHA|USDA|VA) 8 $890,000 $111,250 $148 4.01%
WENATCHEE, WA (FHA|USDA|VA) 5 $855,000 $171,000 $295 2.86%
CORVALLIS, OR (FHA|USDA|VA) 4 $820,000 $205,000 $295 2.65%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $815,000 $116,429 $867 3.65%
Edwards, CO (FHA|USDA|VA) 5 $815,000 $163,000 $370 2.99%
Palatka, FL (FHA|USDA|VA) 4 $810,000 $202,500 $5,220 5.19%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $810,000 $135,000 $295 3.34%
Glenwood Springs, CO (FHA|USDA|VA) 3 $795,000 $265,000 $19,919 4.69%
EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $795,000 $159,000 $1,603 4.31%
Dublin, GA (FHA|USDA|VA) 2 $790,000 $395,000 $295 4.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $775,000 $258,333 $1,671 2.21%
Lake City, FL (FHA|USDA|VA) 4 $760,000 $190,000 $1,248 3.79%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $760,000 $190,000 $197 3.49%
PEORIA, IL (FHA|USDA|VA) 4 $750,000 $187,500 $295 4.35%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $745,000 $149,000 $295 2.77%
COLUMBUS, IN (FHA|USDA|VA) 3 $745,000 $248,333 $1,983 3.04%
NEW BERN, NC (FHA|USDA|VA) 5 $735,000 $147,000 $85 3.85%
Urbana, OH (FHA|USDA|VA) 6 $730,000 $121,667 $95 3.27%
Calhoun, GA (FHA|USDA|VA) 3 $715,000 $238,333 $5,838 3.09%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 5 $705,000 $141,000 $1,014 4.29%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $675,000 $225,000 $2,240 3.22%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $670,000 $167,500 $901 3.03%
Marietta, OH (FHA|USDA|VA) 7 $655,000 $93,571 $749 4.30%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $620,000 $155,000 $0 3.18%
GREENVILLE, NC (FHA|USDA|VA) 5 $615,000 $123,000 $1,391 3.97%
ROCKY MOUNT, NC (FHA|USDA|VA) 4 $610,000 $152,500 $295 2.59%
Danville, VA (FHA|USDA|VA) 2 $590,000 $295,000 $0 4.92%
JACKSON, TN (FHA|USDA|VA) 2 $590,000 $295,000 $295 3.57%
Eureka-Arcata, CA (FHA|USDA|VA) 3 $585,000 $195,000 $1,461 3.57%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $580,000 $145,000 $1,966 3.53%
Washington Court House, OH (FHA|USDA|VA) 5 $575,000 $115,000 $1,599 2.81%
PITTSFIELD, MA (FHA|USDA|VA) 3 $565,000 $188,333 $2,943 4.32%
YUBA CITY, CA (FHA|USDA|VA) 4 $560,000 $140,000 $0 3.87%
Fremont, OH (FHA|USDA|VA) 5 $555,000 $111,000 $2,740 3.34%
Salem, OH (FHA|USDA|VA) 7 $555,000 $79,286 $1,940 3.69%
Frankfort, KY (FHA|USDA|VA) 3 $535,000 $178,333 $1,568 3.54%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $535,000 $178,333 $2,254 4.19%
LIMA, OH (FHA|USDA|VA) 4 $530,000 $132,500 $1,139 4.04%
Sanford, NC (FHA|USDA|VA) 4 $530,000 $132,500 $2,543 2.20%
MERCED, CA (FHA|USDA|VA) 3 $525,000 $175,000 $197 3.34%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 5 $515,000 $103,000 $295 2.57%
Defiance, OH (FHA|USDA|VA) 3 $505,000 $168,333 $1,057 4.27%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $495,000 $165,000 $295 2.54%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $480,000 $120,000 $295 2.90%
Celina, OH (FHA|USDA|VA) 3 $465,000 $155,000 $1,913 3.32%
GETTYSBURG, PA (FHA|USDA|VA) 3 $465,000 $155,000 $295 2.34%
ANN ARBOR, MI (FHA|USDA|VA) 4 $440,000 $110,000 $0 3.24%
LEBANON, PA (FHA|USDA|VA) 3 $435,000 $145,000 $148 2.41%
YAKIMA, WA (FHA|USDA|VA) 3 $425,000 $141,667 $0 3.32%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $420,000 $105,000 $295 3.47%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $415,000 $138,333 $295 3.46%
CHICO, CA (FHA|USDA|VA) 5 $415,000 $83,000 $295 3.32%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $410,000 $205,000 $3,002 2.49%
Breckenridge, CO (FHA|USDA|VA) 2 $410,000 $205,000 $0 3.49%
Cookeville, TN (FHA|USDA|VA) 2 $410,000 $205,000 $2,290 2.47%
New Castle, IN (FHA|USDA|VA) 2 $410,000 $205,000 $3,156 4.19%
Steamboat Springs, CO (FHA|USDA|VA) 2 $410,000 $205,000 $0 4.62%
Keene, NH (FHA|USDA|VA) 3 $405,000 $135,000 $0 3.91%
UTICA-ROME, NY (FHA|USDA|VA) 2 $390,000 $195,000 $3,781 2.32%
Tiffin, OH (FHA|USDA|VA) 3 $385,000 $128,333 $1,995 3.44%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $385,000 $128,333 $295 2.47%
STAUNTON, VA (FHA|USDA|VA) 2 $370,000 $185,000 $295 3.94%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $370,000 $185,000 $2,383 2.39%
Thomaston, GA (FHA|USDA|VA) 1 $365,000 $365,000 $3,035 3.09%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $365,000 $73,000 $0 4.34%
Somerset, KY (FHA|USDA|VA) 2 $360,000 $180,000 $3,196 2.19%
Portsmouth, OH (FHA|USDA|VA) 3 $355,000 $118,333 $3,427 3.29%
Cambridge, OH (FHA|USDA|VA) 1 $355,000 $355,000 $8,104 4.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $355,000 $118,333 $0 4.32%
Durango, CO (FHA|USDA|VA) 3 $345,000 $115,000 $295 2.37%
Decatur, IN (FHA|USDA|VA) 2 $340,000 $170,000 $295 2.32%
Greenville, OH (FHA|USDA|VA) 2 $340,000 $170,000 $1,821 2.99%
CLEVELAND, TN (FHA|USDA|VA) 4 $340,000 $85,000 $295 3.28%
Montrose, CO (FHA|USDA|VA) 4 $340,000 $85,000 $0 3.12%
Boone, NC (FHA|USDA|VA) 3 $335,000 $111,667 $0 4.66%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $335,000 $111,667 $295 3.56%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $2,279 3.09%
MUNCIE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $295 2.87%
ROCKFORD, IL (FHA|USDA|VA) 2 $330,000 $165,000 $1,861 2.92%
Zanesville, OH (FHA|USDA|VA) 4 $330,000 $82,500 $1,267 4.50%
Richmond, IN (FHA|USDA|VA) 1 $325,000 $325,000 $2,503 3.29%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $325,000 $65,000 $0 3.04%
Americus, GA (FHA|USDA|VA) 1 $325,000 $325,000 $3,605 1.99%
MEDFORD, OR (FHA|USDA|VA) 3 $315,000 $105,000 $0 2.57%
PUEBLO, CO (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.49%
Greeneville, TN (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.27%
Jackson, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,943 2.99%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $300,000 $150,000 $2,435 2.37%
Huntington, IN (FHA|USDA|VA) 1 $295,000 $295,000 $295 3.19%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $290,000 $72,500 $0 3.12%
SALISBURY, MD-DE (FHA|USDA|VA) 3 $285,000 $95,000 $2,520 2.99%
Angola, IN (FHA|USDA|VA) 1 $285,000 $285,000 $370 5.29%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $280,000 $140,000 $0 3.02%
VALDOSTA, GA (FHA|USDA|VA) 1 $275,000 $275,000 $3,290 3.49%
Crossville, TN (FHA|USDA|VA) 3 $265,000 $88,333 $0 4.07%
Tifton, GA (FHA|USDA|VA) 1 $265,000 $265,000 $10,670 3.34%
Ellensburg, WA (FHA|USDA|VA) 1 $265,000 $265,000 $295 2.89%
Sidney, OH (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.34%
Albemarle, NC (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.49%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $260,000 $130,000 $3,415 2.52%
Elizabeth City, NC (FHA|USDA|VA) 2 $260,000 $130,000 $295 2.59%
ROME, GA (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.24%
LONGVIEW, WA (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.87%
Warsaw, IN (FHA|USDA|VA) 3 $255,000 $85,000 $295 3.62%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $255,000 $255,000 $620 2.39%
ERIE, PA (FHA|USDA|VA) 2 $250,000 $125,000 $295 2.32%
Auburn, IN (FHA|USDA|VA) 1 $245,000 $245,000 $295 3.69%
Huntingdon, PA (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.44%
Toccoa, GA (FHA|USDA|VA) 2 $240,000 $120,000 $3,992 2.24%
Branson, MO (FHA|USDA|VA) 2 $230,000 $115,000 $2,174 3.42%
Washington, NC (FHA|USDA|VA) 3 $215,000 $71,667 $0 5.42%
HARRISONBURG, VA (FHA|USDA|VA) 3 $215,000 $71,667 $0 3.32%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.99%
Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.99%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.24%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Oak Harbor, WA (FHA|USDA|VA) 1 $205,000 $205,000 $295 3.34%
Rochelle, IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.99%
Cullowhee, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
FARGO, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.24%
Hood River, OR (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.74%
Bardstown, KY (FHA|USDA|VA) 1 $205,000 $205,000 $295 2.49%
Dayton, TN (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.74%
Cordele, GA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.74%
Plattsburgh, NY (FHA|USDA|VA) 1 $195,000 $195,000 $595 3.19%
Rolla, MO (FHA|USDA|VA) 1 $195,000 $195,000 $3,384 3.89%
BRUNSWICK, GA (FHA|USDA|VA) 2 $190,000 $95,000 $0 2.74%
Seneca Falls, NY (FHA|USDA|VA) 2 $190,000 $95,000 $0 2.62%
Statesboro, GA (FHA|USDA|VA) 1 $185,000 $185,000 $2,893 1.99%
Coshocton, OH (FHA|USDA|VA) 1 $175,000 $175,000 $45 6.09%
Richmond-Berea, KY (FHA|USDA|VA) 1 $175,000 $175,000 $45 2.49%
Warren, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.74%
Vineyard Haven, MA (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.87%
Wabash, IN (FHA|USDA|VA) 2 $160,000 $80,000 $295 2.74%
Clearlake, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.29%
GREEN BAY, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.24%
Moses Lake, WA (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.49%
SYRACUSE, NY (FHA|USDA|VA) 2 $150,000 $75,000 $0 2.62%
KANKAKEE, IL (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.49%
Port Angeles, WA (FHA|USDA|VA) 1 $145,000 $145,000 $295 2.39%
Hudson, NY (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.49%
St. Marys, GA (FHA|USDA|VA) 1 $145,000 $145,000 $7,178 1.94%
Menomonie, WI (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.24%
Maysville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $295 5.59%
Sonora, CA (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.49%
MANKATO, MN (FHA|USDA|VA) 2 $140,000 $70,000 $0 2.37%
Milledgeville, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 2.24%
Shelton, WA (FHA|USDA|VA) 2 $130,000 $65,000 $0 2.52%
Klamath Falls, OR (FHA|USDA|VA) 1 $125,000 $125,000 $295 2.39%
JOPLIN, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.74%
New Castle, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.49%
Auburn, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.24%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $120,000 $60,000 $0 3.37%
COLUMBIA, MO (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.49%
ALTOONA, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.49%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.39%
ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $295 2.59%
ITHACA, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.49%
Laurinburg, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Sunbury, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Cedartown, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.49%
DANVILLE, IL (FHA|USDA|VA) 1 $105,000 $105,000 $295 6.39%
Pottsville, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.74%
DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.49%
Aberdeen, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.24%
Wauchula, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.49%
HINESVILLE, GA (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.87%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.49%
ELMIRA, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
BINGHAMTON, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.74%
Vidalia, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.74%
Waycross, GA (FHA|USDA|VA) 1 $75,000 $75,000 $295 3.34%
Cañon City, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.24%
Clewiston, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.24%
Wapakoneta, OH (FHA|USDA|VA) 2 $70,000 $35,000 $0 4.87%
Greensburg, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
MADISON, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.74%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.49%
Galesburg, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.49%
Sterling, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.24%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $65,000 $65,000 $3,435 3.09%
Big Rapids, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Craig, CO (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.74%
Astoria, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.24%
Big Stone Gap, VA (FHA|USDA|VA) 1 $55,000 $55,000 $45 4.89%
GOLDSBORO, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
Easton, MD (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.99%
RACINE, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.99%
LaGrange, GA-AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.49%
Madisonville, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.24%
Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Tampa among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 16,332 $1,893,750,000 $115,953 n/a 3.30%
    Conventional 13,923 $3,352,685,000 $240,802 $1,951 3.67%

    For 2022, Third Federal Savings And Loan Association Of Cleveland's most frequently originated type of loan was HELOC, with 16,332 originations. Their 2nd most popular type was Conventional, with 13,923 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 8,353 $935,725,000 $112,023 $556 3.43%
    Home Improvement 6,695 $684,465,000 $102,235 $139 3.52%
    Home Purchase 6,564 $1,961,620,000 $298,845 $2,784 3.99%
    Refi 5,189 $795,895,000 $153,381 $1,101 3.13%
    Cash Out Refi 3,454 $868,730,000 $251,514 $1,853 2.98%

    For 2022, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose was Other, with 8,353 originations. The 2nd most popular reason was Home Improvement, with 6,695 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 24,594 $4,416,950,000 $179,595 $2,435 3.50%
    10 Year 2,911 $411,295,000 $141,290 $585 3.48%
    15 Year 1,668 $348,250,000 $208,783 $2,411 3.00%
    Other 645 $42,785,000 $66,333 $892 2.96%
    5 Year 387 $18,245,000 $47,145 $1 4.23%
    20 Year 50 $8,910,000 $178,200 $1,948 3.53%

    For 2022, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan duration was 30 Year, with 24,594 originations. The 2nd most popular length was 10 Year, with 2,911 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 9,218 $1,997,050,000 $216,647
    $1k-2k 3,802 $1,070,810,000 $281,644
    $5k+ 549 $208,635,000 $380,027
    $3k-4k 118 $25,700,000 $217,797
    $4k-5k 114 $30,540,000 $267,895
    $2k-3k 81 $16,615,000 $205,123

    Third Federal Savings And Loan Association Of Cleveland's average total fees were $2,435, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,218 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 10,208 $1,638,580,000 $160,519
    3-4% 5,798 $1,188,960,000 $205,064
    2.5-3% 5,687 $1,005,465,000 $176,801
    4-5% 4,140 $775,380,000 $187,290
    5-6% 3,326 $502,460,000 $151,070
    6-7% 1,090 $134,460,000 $123,358
    7-8% 5 $1,115,000 $223,000
    Over 8% 1 $15,000 $15,000

    During 2022, Third Federal Savings And Loan Association Of Cleveland's average interest rate for loans was 3.50%, while their most frequently originated rate bucket for loans was <2.5%, with 10,208 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 9,942 $1,383,650,000 $139,172 $1,452 3.34%
    $100,000 or less 9,511 $531,785,000 $55,913 $566 3.66%
    $200k-400k 8,657 $2,151,025,000 $248,472 $2,390 3.40%
    $400k-600k 1,578 $756,440,000 $479,366 $3,374 3.60%
    $600k-1MM 521 $377,135,000 $723,868 $3,883 3.22%
    $1MM+ 46 $46,400,000 $1,008,696 $4,541 3.02%

    2022 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100k-200k loans with 9,942 originations, totaling $1,383,650,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 8,568 $1,722,020,000 $200,983 $2,207 3.40%
    $100k-150k 7,439 $1,258,575,000 $169,186 $1,950 3.51%
    $250k+ 4,313 $1,067,385,000 $247,481 $2,429 3.32%
    $75k-100k 4,009 $557,165,000 $138,979 $1,705 3.57%
    $50k-75k 3,667 $430,945,000 $117,520 $1,683 3.61%
    $50k or less 2,095 $193,135,000 $92,189 $1,459 3.49%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $150k-250k range, with 8,568 originations. The second most popular income band? $100k-150k, with 7,439 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,795 $1,909,325,000 $176,871 $2,039 3.45%
    30-36% 8,048 $1,429,950,000 $177,678 $1,830 3.57%
    <20% 5,589 $921,695,000 $164,912 $1,950 3.26%
    40% 1,808 $270,940,000 $149,856 $1,769 3.61%
    36% 882 $166,360,000 $188,617 $1,706 3.58%
    37% 842 $155,140,000 $184,252 $1,903 3.57%
    38% 823 $156,695,000 $190,395 $2,098 3.57%
    39% 776 $140,890,000 $181,559 $2,083 3.52%
    41% 130 $18,940,000 $145,692 $3,259 3.49%
    42% 69 $15,405,000 $223,261 $2,517 3.77%
    49% 60 $6,060,000 $101,000 $1,280 3.18%
    44% 55 $10,215,000 $185,727 $2,744 3.52%
    43% 55 $11,255,000 $204,636 $2,590 3.68%
    46% 51 $4,975,000 $97,549 $1,562 3.39%
    45% 45 $5,415,000 $120,333 $1,357 3.30%
    48% 44 $4,560,000 $103,636 $1,624 3.50%
    47% 33 $4,265,000 $129,242 $1,875 3.52%
    50-60% 22 $2,770,000 $125,909 $3,985 3.34%
    >60% 18 $2,390,000 $132,778 $3,392 4.02%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 10,795 originations. The next most common DTI ratio? 30-36%, with 8,048 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 22,371 $3,730,685,000 $166,764 $1,935 3.52%
    Not provided 4,227 $759,645,000 $179,713 $2,028 3.35%
    Asian 1,728 $403,810,000 $233,686 $2,015 3.27%
    Asian Indian 622 $162,480,000 $261,222 $2,157 3.18%
    Black 906 $121,510,000 $134,117 $1,899 3.52%
    American Indian 114 $16,550,000 $145,175 $1,523 3.69%
    Chinese 77 $16,305,000 $211,753 $1,500 3.00%
    Other Asian 60 $11,070,000 $184,500 $1,966 3.16%
    Filipino 55 $8,165,000 $148,455 $605 3.46%
    Korean 40 $7,330,000 $183,250 $1,040 3.34%
    Vietnamese 19 $3,545,000 $186,579 $9,835 2.91%
    Native Hawaiian or Islander 19 $2,635,000 $138,684 $1,519 3.49%
    Other Pacific Islander 9 $1,255,000 $139,444 $1,781 3.43%
    Japanese 6 $1,170,000 $195,000 $2,495 2.83%
    Samoan 1 $205,000 $205,000 $0 2.49%
    Not applicable 1 $75,000 $75,000 $0 4.19%

    Approval Rates

    Total approvals of all applications
    79.21%

    Third Federal Savings And Loan Association Of Cleveland has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.67%

    Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 30,255 $5,246,435,000 $173,407

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,255 $5,246,435,000 $173,407

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 7,642 $1,096,620,000 $143,499 $1,052 3.23%
    40-60% 3,820 $797,940,000 $208,885 $1,773 3.12%
    60-80% 4,327 $1,253,385,000 $289,666 $2,738 3.55%
    80-100% 3,341 $1,089,895,000 $326,218 $2,670 3.99%
    Over 100% 2 $290,000 $145,000 $0 2.69%
    Under 20% 11,082 $1,004,970,000 $90,685 $142 3.56%