Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info
Cleveland, OHLEI: 5493008CPTDVOS570626
Tax ID: 34-0573493
5 stars
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Review & Overview
Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Other, Cash Out Refi, and Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets by origination volume include: Cleveland, Columbus, Cincinnati, Miami, and Akron among others. We have data for 348 markets. (Some data included below & more in-depth data is available with an active subscription.)Third Federal Savings And Loan Association Of Cleveland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.47% | 9/29/22 |
| 30 Year Conventional Purchase | 6.05% | 9/29/22 |
| 30 Year Conventional Refi | 6.21% | 9/29/22 |
| 30 Year Cash-out Refi | 6.23% | 9/29/22 |
| 15 Year Conventional Purchase | 5.55% | 9/29/22 |
| 15 Year Conventional Refi | 5.69% | 9/29/22 |
| 15 Year Cash-out Refi | 5.69% | 9/29/22 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
32,171Origination Dollar Volume (All Markets)
$5,318,845,000Employee count
1,002Awards
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Third Federal Savings and Loan Association of Cleveland - 2021
Third Federal Savings and Loan Association of Cleveland is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Third Federal Savings And Loan Association Of Cleveland's average 30 year fixed mortgage rate was
2.53%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.62%.
Relative Fees (Closing Costs)
Third Federal Savings And Loan Association Of Cleveland's average total fees/closing costs for a 30 year fixed rate
mortgage were $2,219.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7,558 | $1,112,160,000 | $147,150 | $2,245 | 2.68% |
| COLUMBUS, OH (FHA|USDA|VA) | 2,606 | $490,990,000 | $188,408 | $2,446 | 2.61% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2,269 | $386,535,000 | $170,355 | $1,835 | 2.66% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1,795 | $308,475,000 | $171,852 | $1,657 | 2.59% |
| AKRON, OH (FHA|USDA|VA) | 1,738 | $256,830,000 | $147,773 | $2,215 | 2.66% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,690 | $256,580,000 | $151,822 | $1,642 | 2.60% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,198 | $231,890,000 | $193,564 | $1,965 | 2.44% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 939 | $159,555,000 | $169,920 | $1,047 | 2.37% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 750 | $139,650,000 | $186,200 | $1,343 | 2.42% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 619 | $123,835,000 | $200,057 | $1,358 | 2.32% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 606 | $105,220,000 | $173,630 | $1,381 | 2.65% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 464 | $93,110,000 | $200,668 | $2,105 | 2.34% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 578 | $92,740,000 | $160,450 | $1,151 | 2.51% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 552 | $91,730,000 | $166,178 | $1,186 | 2.42% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 486 | $88,510,000 | $182,119 | $1,235 | 2.34% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 527 | $87,645,000 | $166,309 | $1,345 | 2.66% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 499 | $81,515,000 | $163,357 | $1,218 | 2.41% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 367 | $79,235,000 | $215,899 | $1,354 | 2.66% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 276 | $58,960,000 | $213,623 | $1,360 | 2.38% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 329 | $57,115,000 | $173,602 | $755 | 2.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 279 | $48,245,000 | $172,921 | $1,399 | 2.48% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 195 | $43,795,000 | $224,590 | $882 | 2.31% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 253 | $42,875,000 | $169,466 | $2,044 | 2.54% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 243 | $41,685,000 | $171,543 | $915 | 2.48% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 209 | $32,125,000 | $153,708 | $792 | 2.43% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 196 | $31,470,000 | $160,561 | $1,918 | 2.36% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 178 | $31,040,000 | $174,382 | $1,762 | 2.40% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 176 | $30,220,000 | $171,705 | $1,471 | 2.55% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 163 | $28,535,000 | $175,061 | $946 | 2.43% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 190 | $28,000,000 | $147,368 | $1,210 | 2.41% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 187 | $25,955,000 | $138,797 | $1,771 | 2.62% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 129 | $25,285,000 | $196,008 | $1,963 | 2.61% |
| Outside of Metro Areas | 130 | $19,350,000 | $148,846 | $1,628 | 2.52% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 94 | $18,750,000 | $199,468 | $894 | 2.40% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 90 | $16,460,000 | $182,889 | $1,311 | 2.28% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 77 | $15,575,000 | $202,273 | $949 | 2.54% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 101 | $15,135,000 | $149,851 | $1,349 | 2.57% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 93 | $14,885,000 | $160,054 | $1,757 | 2.68% |
| RICHMOND, VA (FHA|USDA|VA) | 89 | $14,435,000 | $162,191 | $1,046 | 2.48% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 100 | $13,880,000 | $138,800 | $939 | 2.47% |
| PITTSBURGH, PA (FHA|USDA|VA) | 86 | $12,570,000 | $146,163 | $806 | 2.61% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 85 | $12,425,000 | $146,176 | $688 | 2.55% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 68 | $11,160,000 | $164,118 | $1,495 | 2.45% |
| BOULDER, CO (FHA|USDA|VA) | 71 | $10,425,000 | $146,831 | $3,366 | 2.28% |
| TOLEDO, OH (FHA|USDA|VA) | 59 | $10,265,000 | $173,983 | $2,129 | 2.60% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 68 | $10,060,000 | $147,941 | $1,203 | 2.66% |
| STOCKTON, CA (FHA|USDA|VA) | 64 | $9,810,000 | $153,281 | $1,554 | 2.38% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 64 | $9,110,000 | $142,344 | $706 | 2.54% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 60 | $8,760,000 | $146,000 | $774 | 2.53% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 73 | $8,325,000 | $114,041 | $0 | 2.28% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 38 | $8,090,000 | $212,895 | $648 | 2.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 47 | $7,865,000 | $167,340 | $574 | 2.46% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 53 | $7,765,000 | $146,509 | $2,215 | 2.64% |
| Wooster, OH (FHA|USDA|VA) | 51 | $7,475,000 | $146,569 | $2,108 | 2.73% |
| FORT COLLINS, CO (FHA|USDA|VA) | 47 | $7,465,000 | $158,830 | $1,372 | 2.33% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 40 | $7,320,000 | $183,000 | $1,806 | 2.59% |
| THE VILLAGES, FL (FHA|USDA|VA) | 44 | $6,970,000 | $158,409 | $1,106 | 2.69% |
| Sandusky, OH (FHA|USDA|VA) | 43 | $6,635,000 | $154,302 | $2,257 | 2.72% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 30 | $6,230,000 | $207,667 | $1,096 | 2.41% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 44 | $6,210,000 | $141,136 | $689 | 2.58% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 39 | $6,125,000 | $157,051 | $1,734 | 2.61% |
| ASHEVILLE, NC (FHA|USDA|VA) | 34 | $5,720,000 | $168,235 | $875 | 2.49% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 33 | $5,665,000 | $171,667 | $602 | 2.41% |
| Ashtabula, OH (FHA|USDA|VA) | 36 | $5,440,000 | $151,111 | $2,430 | 2.77% |
| KNOXVILLE, TN (FHA|USDA|VA) | 30 | $5,420,000 | $180,667 | $971 | 2.52% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 30 | $5,270,000 | $175,667 | $808 | 2.44% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 36 | $5,220,000 | $145,000 | $889 | 2.35% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 38 | $5,180,000 | $136,316 | $751 | 2.39% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 33 | $4,895,000 | $148,333 | $1,110 | 2.55% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 31 | $4,815,000 | $155,323 | $3,537 | 2.36% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 38 | $4,730,000 | $124,474 | $0 | 2.30% |
| Mount Vernon, OH (FHA|USDA|VA) | 27 | $4,475,000 | $165,741 | $3,174 | 2.60% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 26 | $4,460,000 | $171,538 | $500 | 2.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 22 | $4,280,000 | $194,545 | $1,755 | 2.62% |
| LANCASTER, PA (FHA|USDA|VA) | 26 | $4,080,000 | $156,923 | $535 | 2.62% |
| OCALA, FL (FHA|USDA|VA) | 27 | $4,045,000 | $149,815 | $1,295 | 2.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 18 | $3,990,000 | $221,667 | $553 | 2.57% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 23 | $3,935,000 | $171,087 | $1,889 | 2.34% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 25 | $3,875,000 | $155,000 | $758 | 2.31% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 23 | $3,695,000 | $160,652 | $1,873 | 2.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 26 | $3,660,000 | $140,769 | $295 | 2.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 30 | $3,580,000 | $119,333 | $726 | 2.37% |
| GREELEY, CO (FHA|USDA|VA) | 20 | $3,520,000 | $176,000 | $1,285 | 2.46% |
| SALINAS, CA (FHA|USDA|VA) | 21 | $3,425,000 | $163,095 | $207 | 2.42% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $1,396 | 2.76% |
| FRESNO, CA (FHA|USDA|VA) | 21 | $3,355,000 | $159,762 | $262 | 2.54% |
| Key West, FL (FHA|USDA|VA) | 11 | $3,315,000 | $301,364 | $1,384 | 2.47% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 15 | $3,185,000 | $212,333 | $775 | 2.45% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 19 | $3,165,000 | $166,579 | $2,378 | 2.41% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 21 | $3,065,000 | $145,952 | $590 | 2.53% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 18 | $2,960,000 | $164,444 | $236 | 2.61% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 23 | $2,895,000 | $125,870 | $0 | 2.32% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 22 | $2,750,000 | $125,000 | $535 | 2.49% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $2,730,000 | $170,625 | $778 | 2.42% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 19 | $2,725,000 | $143,421 | $660 | 2.57% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 20 | $2,660,000 | $133,000 | $1,524 | 2.63% |
| SALEM, OR (FHA|USDA|VA) | 17 | $2,585,000 | $152,059 | $1,046 | 2.30% |
| BEND, OR (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $1,358 | 2.39% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 15 | $2,405,000 | $160,333 | $1,022 | 2.54% |
| VALLEJO, CA (FHA|USDA|VA) | 21 | $2,345,000 | $111,667 | $0 | 2.45% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 14 | $2,310,000 | $165,000 | $3,114 | 2.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 23 | $2,285,000 | $99,348 | $1,420 | 2.77% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $2,255,000 | $173,462 | $1,046 | 2.87% |
| GAINESVILLE, GA (FHA|USDA|VA) | 18 | $2,150,000 | $119,444 | $197 | 2.46% |
| READING, PA (FHA|USDA|VA) | 15 | $2,115,000 | $141,000 | $251 | 2.51% |
| Ashland, OH (FHA|USDA|VA) | 15 | $1,995,000 | $133,000 | $2,123 | 2.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 13 | $1,995,000 | $153,462 | $1,201 | 2.44% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $1,268 | 2.58% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $1,960,000 | $122,500 | $488 | 2.72% |
| Marion, OH (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $1,673 | 2.82% |
| Norwalk, OH (FHA|USDA|VA) | 20 | $1,860,000 | $93,000 | $1,450 | 2.89% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 12 | $1,860,000 | $155,000 | $1,541 | 2.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 13 | $1,855,000 | $142,692 | $0 | 2.36% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 18 | $1,840,000 | $102,222 | $757 | 2.55% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $1,830,000 | $152,500 | $847 | 2.58% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $1,810,000 | $129,286 | $729 | 2.56% |
| SAVANNAH, GA (FHA|USDA|VA) | 14 | $1,800,000 | $128,571 | $1,157 | 2.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $0 | 2.26% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 12 | $1,700,000 | $141,667 | $155 | 2.57% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $295 | 2.42% |
| WILMINGTON, NC (FHA|USDA|VA) | 14 | $1,580,000 | $112,857 | $738 | 2.56% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $1,530,000 | $127,500 | $1,754 | 2.60% |
| Findlay, OH (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $673 | 2.54% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $3,533 | 2.47% |
| CHICO, CA (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $295 | 2.40% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $295 | 2.31% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $0 | 2.24% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $1,470,000 | $147,000 | $841 | 2.63% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $1,424 | 2.37% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $1,791 | 2.47% |
| Breckenridge, CO (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $3,313 | 2.28% |
| Torrington, CT (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $295 | 2.49% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 11 | $1,385,000 | $125,909 | $0 | 2.31% |
| Concord, NH (FHA|USDA|VA) | 10 | $1,380,000 | $138,000 | $918 | 2.46% |
| NAPA, CA (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $0 | 2.32% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $1,122 | 2.46% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $2,261 | 2.66% |
| LEBANON, PA (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $1,972 | 2.44% |
| MANSFIELD, OH (FHA|USDA|VA) | 11 | $1,285,000 | $116,818 | $1,254 | 2.73% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $736 | 2.59% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $1,810 | 2.42% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $897 | 2.61% |
| FORT WAYNE, IN (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $1,012 | 2.48% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $1,200,000 | $120,000 | $971 | 2.50% |
| Salem, OH (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $3,175 | 2.53% |
| MEDFORD, OR (FHA|USDA|VA) | 9 | $1,155,000 | $128,333 | $6,182 | 2.31% |
| CORVALLIS, OR (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $1,518 | 2.68% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $1,085,000 | $120,556 | $1,771 | 2.42% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $1,643 | 2.67% |
| Lebanon, NH-VT (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $3,958 | 2.27% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $0 | 2.24% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $295 | 2.62% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $2,848 | 2.54% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $940 | 2.80% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $295 | 2.37% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $2,747 | 2.55% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $403 | 2.58% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $295 | 2.55% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $295 | 2.46% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $1,466 | 2.36% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $1,986 | 2.53% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,486 | 2.12% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $0 | 2.24% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $295 | 2.41% |
| ERIE, PA (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $197 | 2.52% |
| Marietta, OH (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $945 | 2.55% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $148 | 2.49% |
| Zanesville, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $2,660 | 2.48% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,086 | 2.62% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $148 | 3.00% |
| MERCED, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $370 | 2.49% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $605 | 2.89% |
| BURLINGTON, NC (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $197 | 2.62% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $295 | 2.31% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $295 | 2.38% |
| ROCHESTER, NY (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $0 | 2.24% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $1,015 | 2.72% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $1,152 | 2.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $295 | 2.52% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $197 | 2.77% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $295 | 2.61% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $7,588 | 2.47% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $2,050 | 2.47% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $295 | 2.40% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,288 | 2.49% |
| Palatka, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $148 | 2.71% |
| Crossville, TN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $0 | 2.30% |
| Bellefontaine, OH (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $771 | 2.65% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 2.24% |
| Coshocton, OH (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $2,551 | 2.68% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $295 | 2.64% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $295 | 2.52% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 2.24% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $2,859 | 2.52% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $295 | 2.79% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $0 | 2.24% |
| PUEBLO, CO (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $295 | 2.61% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,736 | 2.49% |
| Urbana, OH (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $1,241 | 2.58% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $0 | 2.37% |
| Athens, OH (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $1,724 | 2.61% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 2.54% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $295 | 2.37% |
| Wilson, NC (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $295 | 2.42% |
| Chillicothe, OH (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $295 | 2.47% |
| Laconia, NH (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $1,036 | 2.69% |
| Corning, NY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $670 | 2.84% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $295 | 2.42% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,346 | 1.99% |
| Boone, NC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $75 | 2.82% |
| Sidney, OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $2,946 | 2.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $295 | 2.42% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $295 | 2.86% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $295 | 2.49% |
| Edwards, CO (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 2.24% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $295 | 2.89% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,579 | 2.79% |
| Hood River, OR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 2.24% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $295 | 2.57% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 2.24% |
| REDDING, CA (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $295 | 2.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 2.24% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $2,667 | 2.57% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 2.32% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 2.67% |
| Centralia, WA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $295 | 2.52% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,390 | 2.39% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $45 | 2.34% |
| ROME, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 2.24% |
| NILES, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 2.24% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $295 | 2.89% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 2.49% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $295 | 2.79% |
| Branson, MO (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 2.24% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,465 | 2.12% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $595 | 3.14% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $1,496 | 3.29% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,668 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 2.24% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $148 | 2.97% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $295 | 2.52% |
| Prineville, OR (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 2.24% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,828 | 2.09% |
| New Castle, PA (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $295 | 2.29% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 2.24% |
| MADERA, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 2.24% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $148 | 3.12% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $295 | 2.72% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 2.24% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $295 | 2.52% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $295 | 2.47% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $295 | 2.52% |
| Olean, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,186 | 2.59% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,696 | 2.59% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 2.62% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 2.62% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $295 | 2.49% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $595 | 2.97% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 2.62% |
| DALTON, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $295 | 2.44% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $295 | 2.79% |
| Shelby, NC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $295 | 2.61% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 2.24% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 2.59% |
| FLINT, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 2.62% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $148 | 3.20% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,465 | 2.62% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.09% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $295 | 2.79% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.32% |
| La Grande, OR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 2.99% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $295 | 2.89% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| Montrose, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $295 | 2.59% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| MADISON, WI (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 2.49% |
| Warren, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 2.24% |
| Keene, NH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $295 | 2.52% |
| Athens, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 2.24% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.29% |
| Celina, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $295 | 2.69% |
| Forest City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $295 | 3.34% |
| Hudson, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 2.24% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 2.62% |
| Marion, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $295 | 2.79% |
| Dublin, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $295 | 2.89% |
| Danville, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $295 | 2.89% |
| Sonora, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 2.24% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 2.24% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $295 | 2.79% |
| Lake City, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,217 | 2.34% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 2.24% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $295 | 3.09% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $295 | 2.89% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,728 | 2.39% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.24% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.24% |
| BINGHAMTON, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,778 | 2.99% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 2.24% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $295 | 2.79% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $595 | 3.04% |
| Indiana, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $295 | 2.79% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $295 | 2.89% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 2.24% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Logansport, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 2.24% |
| Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 2.24% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 2.79% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 2.99% |
| Somerset, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $295 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.24% |
| Berlin, NH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.24% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.24% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 2.24% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.24% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.24% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| Jackson, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $70 | 3.09% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.24% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.99% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 2.99% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 2.99% |
| Easton, MD (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 2.99% |
| Fremont, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 2.99% |
Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Akron among others.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 16,449 | $1,886,785,000 | $114,705 | n/a | 2.36% |
| Conventional | 15,722 | $3,432,060,000 | $218,297 | $1,909 | 2.78% |
For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently originated type of loan was HELOC, with 16,449 originations. Their 2nd most popular type was Conventional, with 15,722 originations.
Loan Reason
For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose was Other, with 10,394 originations. The 2nd most popular reason was Home Improvement, with 5,978 originations.
Loan Duration/Length
For 2021, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan duration was 30 Year, with 25,065 originations. The 2nd most popular length was 10 Year, with 3,223 originations.
Origination Fees/Closing Costs
Third Federal Savings And Loan Association Of Cleveland's average total fees were $2,219, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 9,210 originations.
Interest Rates
During 2021, Third Federal Savings And Loan Association Of Cleveland's average interest rate for loans was 2.53%, while their most frequently originated rate bucket for loans was <2.5%, with 17,309 originations.
Loan Sizing
2021 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100k-200k loans with 12,360 originations, totaling $1,739,550,000 in origination value.
Applicant Income
Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $150k-250k range, with 8,799 originations. The second most popular income band? $100k-150k, with 7,824 originations.
Applicant Debt to Income Ratio
Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 12,394 originations. The next most common DTI ratio? 30-36%, with 8,045 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.46%
Third Federal Savings And Loan Association Of Cleveland has a below average approval rate.
Pick Rate
Approvals leading to origination76.60%
Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 32,171 | $5,318,845,000 | $165,330 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 32,171 | $5,318,845,000 | $165,330 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TRIAD FINANCIAL SERVICES, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 9.1% |
| TRIAD FINANCIAL SERVICES, INC. | Conventional home mortgage | Closing on a mortgage | 2 | 18.2% |
| TRIAD FINANCIAL SERVICES, INC. | Conventional home mortgage | Struggling to pay mortgage | 2 | 18.2% |
| TRIAD FINANCIAL SERVICES, INC. | Conventional home mortgage | Trouble during payment process | 5 | 45.5% |
| TRIAD FINANCIAL SERVICES, INC. | Other type of mortgage | Closing on a mortgage | 1 | 9.1% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Third Federal Savings and Loan Association of Cleveland | 10642 Lorain Avenue Cleveland, OH 44111 | Full Service B&M | $100,833 |
| Third Federal Savings and Loan Association of Cleveland | 2875 West Market Street Fairlawn, OH 44333 | Full Service B&M | $155,818 |
| Third Federal Savings and Loan Association of Cleveland | 29247 Us. Hwy. 19 North Clearwater, FL 33761 | Full Service B&M | $238,833 |
| Third Federal Savings and Loan Association of Cleveland | 35592 Detroit Road Avon, OH 44011 | Full Service B&M | $228,312 |
| Third Federal Savings and Loan Association of Cleveland | 3890 Center Road Brunswick, OH 44212 | Full Service B&M | $285,215 |
| Third Federal Savings and Loan Association of Cleveland | 4018 Medina Rd, Suite A Medina, OH 44256 | Full Service B&M | $172,086 |
| Third Federal Savings and Loan Association of Cleveland | 4048 Jenkins Place Sarasota, FL 34238 | Full Service B&M | $310,970 |
| Third Federal Savings and Loan Association of Cleveland | 490 Howe Avenue Cuyahoga Falls, OH 44221 | Full Service B&M | $170,125 |
| Third Federal Savings and Loan Association of Cleveland | 5030 S Cleveland Avenue Fort Myers, FL 33907 | Full Service B&M | $170,457 |
| Third Federal Savings and Loan Association of Cleveland | 5780 Mayfield Road Mayfield Heights, OH 44124 | Full Service B&M | $390,216 |
| Third Federal Savings and Loan Association of Cleveland | 5950 Ridge Road Parma, OH 44129 | Full Service B&M | $425,498 |
| Third Federal Savings and Loan Association of Cleveland | 6125 Lake Worth Road Greenacres, FL 33463 | Full Service B&M | $188,084 |
| Third Federal Savings and Loan Association of Cleveland | 6849 Pearl Road Middleburg Heights, OH 44130 | Full Service B&M | $462,329 |
| Third Federal Savings and Loan Association of Cleveland | 1410 Pine Ridge Road Naples, FL 34108 | Full Service B&M | $158,249 |
| Third Federal Savings and Loan Association of Cleveland | 15086 Jog Road Delray Beach, FL 33446 | Full Service B&M | $188,460 |
| Third Federal Savings and Loan Association of Cleveland | 1616 Snow Road Parma, OH 44134 | Full Service B&M | $489,898 |
| Third Federal Savings and Loan Association of Cleveland | 18380 Royalton Road Strongsville, OH 44136 | Full Service B&M | $300,560 |
| Third Federal Savings and Loan Association of Cleveland | 1900 West 25th Street Cleveland, OH 44113 | Full Service B&M | $59,018 |
| Third Federal Savings and Loan Association of Cleveland | 21651 Center Ridge Road Rocky River, OH 44116 | Full Service B&M | $281,347 |
| Third Federal Savings and Loan Association of Cleveland | 22332 Lake Shore Blvd. Euclid, OH 44123 | Full Service B&M | $94,930 |
| Third Federal Savings and Loan Association of Cleveland | 2360 North University Drive Coral Springs, FL 33065 | Full Service B&M | $87,295 |
| Third Federal Savings and Loan Association of Cleveland | 25301 South Tamiami Trail Bonita Springs, FL 34134 | Full Service B&M | $91,501 |
| Third Federal Savings and Loan Association of Cleveland | 262 37th Avenue North Saint Petersburg, FL 33704 | Full Service B&M | $174,481 |
| Third Federal Savings and Loan Association of Cleveland | 26949 Lorain Road North Olmsted, OH 44070 | Full Service B&M | $410,839 |
| Third Federal Savings and Loan Association of Cleveland | 70 S Dixie Hwy, Suite B Boca Raton, FL 33432 | Full Service B&M | $114,493 |
| Third Federal Savings and Loan Association of Cleveland | 7007 Broadway Avenue Cleveland, OH 44105 | Full Service B&M | $1,096,087 |
| Third Federal Savings and Loan Association of Cleveland | 7339 Mentor Avenue Mentor, OH 44060 | Full Service B&M | $376,459 |
| Third Federal Savings and Loan Association of Cleveland | 7750 Seminole Boulevard Seminole, FL 33772 | Full Service B&M | $266,482 |
| Third Federal Savings and Loan Association of Cleveland | 8270 Ridge Road Port Richey, FL 34668 | Full Service B&M | $225,454 |
| Third Federal Savings and Loan Association of Cleveland | 8500 West Broward Boulevard Plantation, FL 33324 | Full Service B&M | $104,102 |
| Third Federal Savings and Loan Association of Cleveland | 8943 Brecksville Road Brecksville, OH 44141 | Full Service B&M | $463,689 |
| Third Federal Savings and Loan Association of Cleveland | 9057 Darrow Road Twinsburg, OH 44087 | Full Service B&M | $247,184 |
| Third Federal Savings and Loan Association of Cleveland | 929 East Hallandale Beach Boulevard Hallandale, FL 33009 | Full Service B&M | $65,790 |
| Third Federal Savings and Loan Association of Cleveland | 11701 Us Highway 1, Suite B North Palm Beach, FL 33408 | Full Service B&M | $214,628 |
| Third Federal Savings and Loan Association of Cleveland | 11707 N Dale Mabry Highway Tampa, FL 33618 | Full Service B&M | $119,012 |
| Third Federal Savings and Loan Association of Cleveland | 12594 Rockside Road Garfield Heights, OH 44125 | Full Service B&M | $231,272 |
| Third Federal Savings and Loan Association of Cleveland | 13908 Cedar Road University Heights, OH 44118 | Full Service B&M | $141,954 |
For 2021, Third Federal Savings And Loan Association Of Cleveland had 37 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $378,723 |
| Net interest income | $228,230 |
| Total noninterest income | $35,523 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $598 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $34,925 |
| Pre-tax net operating income | $92,757 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $71,973 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $71,973 |
| Minority interest net income | $0 |
| Net income | $71,973 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $71,973 |
Third Federal Savings And Loan Association Of Cleveland's gross interest income from loans was $378,723,000.
Third Federal Savings And Loan Association Of Cleveland's net interest income from loans was $228,230,000.
Third Federal Savings And Loan Association Of Cleveland's fee based income from loans was $598,000.
Third Federal Savings And Loan Association Of Cleveland's net income from loans was $71,973,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $150,493 |
| Provision for credit losses | $-9,000 |
| Total noninterest expense | $179,996 |
| Salaries and employee benefits | $102,446 |
| Premises and equipment expense | $26,395 |
| Additional noninterest expense | $51,155 |
| Applicable income taxes | $20,784 |
| Net charge-offs | $-5,875 |
| Cash dividends | $56,000 |
Third Federal Savings And Loan Association Of Cleveland's interest expense for loans was $150,493,000.
Third Federal Savings And Loan Association Of Cleveland's payroll and benefits expense were $102,446,000.
Third Federal Savings And Loan Association Of Cleveland's property, plant and equipment expenses $26,395,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 0.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 0.0% |
| HELOC loans | 0.0% |
| All other family | 0.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $9,115,133 |
| Deposits held in domestic offices | $9,115,133 |
| Deposits by Individuals, partnerships, and corporations | $9,115,041 |
| Deposits by U.S. Government | $92 |
| Deposits by States and political subdivisions in the U.S. | $0 |
| Deposits by Commercial banks and other depository institutions in U.S. | $0 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $1,225,625 |
| Demand deposits | $8,124 |
| Nontransaction accounts | $7,889,508 |
| Money market deposit accounts (MMDAs) | $560,561 |
| Other savings deposits (excluding MMDAs) | $1,435,283 |
| Total time deposits | $5,893,664 |
| Total time and savings deposits | $9,107,009 |
| Noninterest-bearing deposits | $183,385 |
| Interest-bearing deposits | $8,931,748 |
| Retail deposits | $7,930,956 |
| IRAs and Keogh plan accounts | $1,019,156 |
| Brokered deposits | $495,597 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $14,120,189 |
| Cash & Balances due from depository institutions | $406,265 |
| Interest-bearing balances | $384,906 |
| Total securities | $419,795 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $12,683,104 |
| Loan and leases loss allowance | $63,576 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $53,821 |
| Other real estate owned | $130 |
| Goodwill and other intangibles | $14,971 |
| All other assets | $542,103 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $14,120,189 |
| Total Liabilities | $12,652,205 |
| Total deposits | $9,115,133 |
| Interest-bearing deposits | $8,931,748 |
| Deposits held in domestic offices | $9,115,133 |
| % insured (estimated) | $96 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $3,453,351 |
| Subordinated debt | $0 |
| All other liabilities | $83,721 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $12,683,104 |
| Loan and leases loss allowance | $63,576 |
| Total loans and leases (domestic) | $12,746,680 |
| All real estate loans | $12,743,602 |
| Real estate loans in domestic offices | $12,743,602 |
| Construction and development loans | $32,438 |
| Residential 1-4 family construction | $32,379 |
| Other construction, all land development and other land | $59 |
| Loans secured by nonfarm nonresidential properties | $0 |
| Nonfarm nonresidential secured by owner-occupied properties | $0 |
| Commercial real estate & other non-farm, non-residential | $0 |
| Multifamily residential real estate | $2,886 |
| 1-4 family residential loans | $12,708,278 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $0 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $2,705 |
| Credit card loans | $0 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $2,705 |
| All other loans & leases | $373 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $373 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $88,689 |
| Non 1-4 family restructured loans & leases | $38 |
| Total loans and leases (foreign) | $0 |
Third Federal Savings and Loan Association of Cleveland had $12,683,104,000 of loans outstanding in 2021. $12,743,602,000 of loans were in real estate loans. $32,438,000 of loans were in development loans. $2,886,000 of loans were in multifamily mortgage loans. $12,708,278,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|
