Third Federal Savings And Loan Association Of Cleveland Mortgage Rates, Fees & Info

Cleveland, OH

LEI: 5493008CPTDVOS570626

Tax ID: 34-0573493

5 stars - Updated: 12/17/24 - out of 5 stars, based on 147 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Third Federal Savings And Loan Association Of Cleveland is a mid-sized mortgage company specializing in Other and Home Purchase loans. Third Federal Savings And Loan Association Of Cleveland has a high proportion of conventional loans. Their top markets by origination volume include: Cleveland, Columbus, Cincinnati, Miami, and Tampa among others. We have data for 363 markets. (Some data included below & more in-depth data is available with an active subscription.)

Third Federal Savings And Loan Association Of Cleveland has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Third Federal Savings And Loan Association Of Cleveland is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.90% 12/17/24
30 Year Conventional Purchase 6.07% 12/17/24
30 Year Conventional Refi 6.13% 12/17/24
30 Year Cash-out Refi 6.23% 12/17/24
15 Year Conventional Purchase 5.55% 12/17/24
15 Year Conventional Refi 5.61% 12/17/24
15 Year Cash-out Refi 5.61% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Third Federal Savings And Loan Association Of Cleveland Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Third Federal Savings And Loan Association Of Cleveland. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

21,549

Origination Dollar Volume (All Markets)

$3,102,315,000
Show all (52) awards

Relative Rate

Third Federal Savings And Loan Association Of Cleveland's average 30 year fixed mortgage rate was 6.85%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.37%.

Relative Fees (Closing Costs)

Third Federal Savings And Loan Association Of Cleveland's average total fees/closing costs for a 30 year fixed rate mortgage were $2,066.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 4,079 $579,335,000 $142,029 $1,985 6.48%
COLUMBUS, OH (FHA|USDA|VA) 1,685 $308,175,000 $182,893 $1,674 6.44%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,361 $201,645,000 $148,159 $1,486 6.43%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,343 $171,125,000 $127,420 $914 6.76%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,289 $150,705,000 $116,916 $969 6.63%
AKRON, OH (FHA|USDA|VA) 945 $130,225,000 $137,804 $1,763 6.49%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 685 $102,075,000 $149,015 $720 6.97%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 610 $88,450,000 $145,000 $5 7.07%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 599 $86,495,000 $144,399 $1,620 6.99%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 511 $79,135,000 $154,863 $1,067 6.71%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 466 $74,740,000 $160,386 $544 6.98%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 396 $60,710,000 $153,308 $2,146 6.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 374 $57,710,000 $154,305 $740 6.90%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 237 $45,805,000 $193,270 $817 6.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 294 $45,740,000 $155,578 $754 6.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 347 $45,585,000 $131,369 $747 6.58%
RALEIGH-CARY, NC (FHA|USDA|VA) 225 $45,065,000 $200,289 $839 6.62%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 282 $42,830,000 $151,879 $82 7.02%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 322 $42,090,000 $130,714 $283 7.01%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 249 $35,415,000 $142,229 $6 7.00%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 245 $35,235,000 $143,816 $936 7.04%
JACKSONVILLE, FL (FHA|USDA|VA) 217 $34,735,000 $160,069 $471 6.82%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 225 $33,425,000 $148,556 $1,686 6.96%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 182 $27,120,000 $149,011 $828 7.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 230 $26,480,000 $115,130 $1 7.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 141 $24,285,000 $172,234 $2,020 6.87%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 155 $18,305,000 $118,097 $4 6.96%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 137 $18,005,000 $131,423 $1,499 7.04%
PORT ST. LUCIE, FL (FHA|USDA|VA) 118 $16,340,000 $138,475 $1,496 6.81%
CANTON-MASSILLON, OH (FHA|USDA|VA) 131 $16,225,000 $123,855 $1,135 6.86%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 93 $15,295,000 $164,462 $1,765 6.78%
Outside of Metro Areas 119 $13,855,000 $116,429 $494 6.96%
DAYTON-KETTERING, OH (FHA|USDA|VA) 92 $12,910,000 $140,326 $1,757 6.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 67 $12,585,000 $187,836 $797 6.65%
ST. LOUIS, MO-IL (FHA|USDA|VA) 73 $11,705,000 $160,342 $2,541 6.95%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 74 $11,520,000 $155,676 $0 6.93%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 73 $11,045,000 $151,301 $0 7.20%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 72 $10,630,000 $147,639 $4,102 6.95%
TOLEDO, OH (FHA|USDA|VA) 65 $10,215,000 $157,154 $1,470 6.57%
RICHMOND, VA (FHA|USDA|VA) 70 $9,730,000 $139,000 $444 6.98%
PITTSBURGH, PA (FHA|USDA|VA) 53 $9,555,000 $180,283 $789 6.78%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 60 $9,140,000 $152,333 $584 6.82%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 76 $9,010,000 $118,553 $0 7.12%
PUNTA GORDA, FL (FHA|USDA|VA) 77 $8,805,000 $114,351 $1,002 6.81%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 67 $7,685,000 $114,701 $845 6.86%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 52 $6,480,000 $124,615 $1,290 6.91%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 52 $6,480,000 $124,615 $450 6.89%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 60 $6,190,000 $103,167 $0 7.15%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 51 $5,495,000 $107,745 $589 6.90%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 37 $5,185,000 $140,135 $534 6.75%
FORT COLLINS, CO (FHA|USDA|VA) 38 $4,980,000 $131,053 $295 7.12%
Wooster, OH (FHA|USDA|VA) 35 $4,775,000 $136,429 $1,904 6.73%
KNOXVILLE, TN (FHA|USDA|VA) 30 $4,500,000 $150,000 $2,538 7.04%
ASHEVILLE, NC (FHA|USDA|VA) 33 $4,495,000 $136,212 $43 6.94%
OCALA, FL (FHA|USDA|VA) 36 $4,410,000 $122,500 $1,146 6.71%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 37 $4,345,000 $117,432 $387 6.76%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 26 $4,250,000 $163,462 $888 6.94%
WILMINGTON, NC (FHA|USDA|VA) 29 $4,205,000 $145,000 $1,338 6.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $4,195,000 $155,370 $2,127 7.08%
KANSAS CITY, MO-KS (FHA|USDA|VA) 35 $4,155,000 $118,714 $868 6.93%
LOUISVILLE, KY (FHA|USDA|VA) 36 $4,130,000 $114,722 $349 6.92%
Ashtabula, OH (FHA|USDA|VA) 24 $4,010,000 $167,083 $1,666 6.71%
BOULDER, CO (FHA|USDA|VA) 28 $3,850,000 $137,500 $0 7.22%
SAVANNAH, GA (FHA|USDA|VA) 28 $3,720,000 $132,857 $1,826 6.95%
WINSTON-SALEM, NC (FHA|USDA|VA) 27 $3,705,000 $137,222 $1,129 6.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 23 $3,485,000 $151,522 $363 6.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 24 $3,470,000 $144,583 $344 7.04%
THE VILLAGES, FL (FHA|USDA|VA) 27 $3,385,000 $125,370 $873 6.88%
Sandusky, OH (FHA|USDA|VA) 23 $3,195,000 $138,913 $2,032 6.46%
STOCKTON, CA (FHA|USDA|VA) 28 $3,150,000 $112,500 $0 7.03%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 25 $3,135,000 $125,400 $38 7.04%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $3,100,000 $140,909 $2,757 7.07%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 24 $3,080,000 $128,333 $0 6.92%
WORCESTER, MA-CT (FHA|USDA|VA) 23 $3,015,000 $131,087 $216 7.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 21 $2,895,000 $137,857 $0 7.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 19 $2,885,000 $151,842 $0 7.38%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 17 $2,825,000 $166,176 $777 6.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 27 $2,825,000 $104,630 $1,514 6.93%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 26 $2,730,000 $105,000 $27 7.00%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 15 $2,685,000 $179,000 $2,497 7.09%
COLORADO SPRINGS, CO (FHA|USDA|VA) 23 $2,505,000 $108,913 $650 6.82%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 21 $2,445,000 $116,429 $0 7.05%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 19 $2,435,000 $128,158 $0 7.10%
TALLAHASSEE, FL (FHA|USDA|VA) 20 $2,430,000 $121,500 $2,487 6.98%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 19 $2,385,000 $125,526 $762 6.79%
VALLEJO, CA (FHA|USDA|VA) 18 $2,330,000 $129,444 $0 7.03%
FRESNO, CA (FHA|USDA|VA) 21 $2,275,000 $108,333 $0 6.86%
BELLINGHAM, WA (FHA|USDA|VA) 10 $2,250,000 $225,000 $1,655 6.78%
BEND, OR (FHA|USDA|VA) 18 $2,250,000 $125,000 $0 6.95%
BAKERSFIELD, CA (FHA|USDA|VA) 23 $2,235,000 $97,174 $30 7.06%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 10 $2,130,000 $213,000 $1,595 6.74%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 17 $2,095,000 $123,235 $0 6.99%
GREELEY, CO (FHA|USDA|VA) 19 $2,095,000 $110,263 $0 7.02%
SALINAS, CA (FHA|USDA|VA) 14 $2,050,000 $146,429 $0 6.98%
Mount Vernon, OH (FHA|USDA|VA) 12 $1,970,000 $164,167 $1,591 6.77%
GAINESVILLE, FL (FHA|USDA|VA) 21 $1,855,000 $88,333 $1,460 7.00%
Athens, OH (FHA|USDA|VA) 7 $1,845,000 $263,571 $2,033 6.48%
Key West, FL (FHA|USDA|VA) 11 $1,835,000 $166,818 $2,452 6.34%
MANSFIELD, OH (FHA|USDA|VA) 12 $1,830,000 $152,500 $1,288 6.77%
PANAMA CITY, FL (FHA|USDA|VA) 15 $1,795,000 $119,667 $84 6.99%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 10 $1,790,000 $179,000 $0 6.91%
Bellefontaine, OH (FHA|USDA|VA) 7 $1,785,000 $255,000 $1,339 6.51%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 15 $1,775,000 $118,333 $0 7.21%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $1,765,000 $117,667 $53 6.92%
LANCASTER, PA (FHA|USDA|VA) 10 $1,740,000 $174,000 $742 6.69%
YORK-HANOVER, PA (FHA|USDA|VA) 13 $1,675,000 $128,846 $627 6.81%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 14 $1,670,000 $119,286 $0 7.06%
GAINESVILLE, GA (FHA|USDA|VA) 11 $1,665,000 $151,364 $4,461 7.04%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 7 $1,595,000 $227,857 $0 6.68%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 10 $1,570,000 $157,000 $0 6.81%
READING, PA (FHA|USDA|VA) 10 $1,570,000 $157,000 $0 6.73%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,535,000 $170,556 $15,819 6.97%
MODESTO, CA (FHA|USDA|VA) 16 $1,510,000 $94,375 $0 7.12%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $1,485,000 $114,231 $536 6.87%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $1,320,000 $132,000 $1,807 6.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $1,310,000 $131,000 $0 6.94%
OCEAN CITY, NJ (FHA|USDA|VA) 9 $1,275,000 $141,667 $138 6.91%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 10 $1,270,000 $127,000 $148 6.94%
Ashland, OH (FHA|USDA|VA) 10 $1,260,000 $126,000 $1,006 6.29%
NAPA, CA (FHA|USDA|VA) 11 $1,235,000 $112,273 $0 7.01%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 8 $1,230,000 $153,750 $6,362 6.83%
SALEM, OR (FHA|USDA|VA) 12 $1,200,000 $100,000 $0 7.18%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,115,000 $159,286 $1,008 6.86%
Edwards, CO (FHA|USDA|VA) 7 $1,115,000 $159,286 $0 7.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 9 $1,115,000 $123,889 $1,361 6.84%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $1,055,000 $95,909 $503 7.22%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $1,010,000 $126,250 $0 7.21%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 12 $1,000,000 $83,333 $0 7.24%
WENATCHEE, WA (FHA|USDA|VA) 5 $995,000 $199,000 $0 7.24%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $990,000 $123,750 $0 7.02%
SPRINGFIELD, MA (FHA|USDA|VA) 9 $985,000 $109,444 $0 6.88%
FORT WAYNE, IN (FHA|USDA|VA) 7 $985,000 $140,714 $2,423 6.87%
FAYETTEVILLE, NC (FHA|USDA|VA) 11 $975,000 $88,636 $0 6.95%
Chillicothe, OH (FHA|USDA|VA) 8 $970,000 $121,250 $516 6.77%
COLUMBUS, IN (FHA|USDA|VA) 4 $940,000 $235,000 $2,606 5.92%
BURLINGTON, NC (FHA|USDA|VA) 7 $925,000 $132,143 $1,337 6.69%
Urbana, OH (FHA|USDA|VA) 7 $925,000 $132,143 $1,680 6.71%
Crossville, TN (FHA|USDA|VA) 1 $925,000 $925,000 $0 6.09%
Jefferson, GA (FHA|USDA|VA) 9 $925,000 $102,778 $148 7.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $920,000 $115,000 $0 6.83%
MADERA, CA (FHA|USDA|VA) 6 $910,000 $151,667 $0 7.16%
CLEVELAND, TN (FHA|USDA|VA) 6 $910,000 $151,667 $4,260 6.97%
SPRINGFIELD, MO (FHA|USDA|VA) 9 $895,000 $99,444 $295 6.74%
Boone, NC (FHA|USDA|VA) 4 $890,000 $222,500 $148 6.27%
CHICO, CA (FHA|USDA|VA) 8 $870,000 $108,750 $15 6.97%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $870,000 $145,000 $0 7.24%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $860,000 $107,500 $0 7.21%
Bedford, IN (FHA|USDA|VA) 1 $835,000 $835,000 $2,883 5.49%
Morehead City, NC (FHA|USDA|VA) 6 $820,000 $136,667 $0 7.12%
LYNCHBURG, VA (FHA|USDA|VA) 7 $815,000 $116,429 $0 6.83%
Salem, OH (FHA|USDA|VA) 9 $785,000 $87,222 $1,782 6.99%
Findlay, OH (FHA|USDA|VA) 4 $740,000 $185,000 $1,834 6.85%
LIMA, OH (FHA|USDA|VA) 4 $710,000 $177,500 $3,313 6.74%
New Philadelphia-Dover, OH (FHA|USDA|VA) 8 $700,000 $87,500 $74 6.77%
Port Angeles, WA (FHA|USDA|VA) 3 $695,000 $231,667 $1,839 7.17%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $695,000 $99,286 $74 6.74%
VISALIA, CA (FHA|USDA|VA) 6 $680,000 $113,333 $0 7.17%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $680,000 $170,000 $295 6.60%
REDDING, CA (FHA|USDA|VA) 6 $670,000 $111,667 $0 7.12%
MEDFORD, OR (FHA|USDA|VA) 7 $665,000 $95,000 $0 7.35%
ANN ARBOR, MI (FHA|USDA|VA) 6 $660,000 $110,000 $0 6.78%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $655,000 $93,571 $0 7.31%
ALBANY, GA (FHA|USDA|VA) 2 $640,000 $320,000 $0 6.44%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $635,000 $211,667 $976 6.41%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $590,000 $73,750 $0 6.88%
GETTYSBURG, PA (FHA|USDA|VA) 4 $590,000 $147,500 $1,281 6.68%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $585,000 $195,000 $0 7.17%
MONROE, MI (FHA|USDA|VA) 3 $565,000 $188,333 $0 7.24%
Marion, OH (FHA|USDA|VA) 9 $565,000 $62,778 $11 6.21%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $560,000 $93,333 $0 6.99%
Cookeville, TN (FHA|USDA|VA) 2 $560,000 $280,000 $45 7.24%
Marietta, OH (FHA|USDA|VA) 4 $560,000 $140,000 $170 6.58%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $555,000 $111,000 $0 6.99%
STAUNTON, VA (FHA|USDA|VA) 5 $545,000 $109,000 $325 6.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $545,000 $77,857 $0 6.99%
LEBANON, PA (FHA|USDA|VA) 3 $545,000 $181,667 $13,013 5.87%
GREENVILLE, NC (FHA|USDA|VA) 6 $540,000 $90,000 $829 6.83%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $535,000 $178,333 $0 7.07%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $530,000 $88,333 $295 6.95%
ROANOKE, VA (FHA|USDA|VA) 6 $530,000 $88,333 $38 7.07%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $520,000 $260,000 $3,823 6.72%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $515,000 $171,667 $0 7.16%
SPRINGFIELD, IL (FHA|USDA|VA) 5 $505,000 $101,000 $0 6.09%
Norwalk, OH (FHA|USDA|VA) 9 $485,000 $53,889 $767 6.69%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $475,000 $95,000 $790 7.02%
Breckenridge, CO (FHA|USDA|VA) 3 $475,000 $158,333 $0 7.07%
Lawrenceburg, TN (FHA|USDA|VA) 2 $460,000 $230,000 $0 7.24%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $15,522 5.49%
Sonora, CA (FHA|USDA|VA) 4 $450,000 $112,500 $0 6.68%
COLUMBIA, MO (FHA|USDA|VA) 3 $445,000 $148,333 $0 7.24%
Durango, CO (FHA|USDA|VA) 3 $445,000 $148,333 $0 7.24%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $435,000 $87,000 $0 7.04%
MERCED, CA (FHA|USDA|VA) 5 $435,000 $87,000 $0 7.19%
Glenwood Springs, CO (FHA|USDA|VA) 4 $410,000 $102,500 $0 6.93%
Lebanon, NH-VT (FHA|USDA|VA) 3 $405,000 $135,000 $295 6.41%
Roseburg, OR (FHA|USDA|VA) 2 $400,000 $200,000 $6,309 7.02%
DALTON, GA (FHA|USDA|VA) 1 $395,000 $395,000 $8,347 5.54%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $380,000 $190,000 $0 6.69%
Sidney, OH (FHA|USDA|VA) 1 $375,000 $375,000 $3,396 5.04%
CORVALLIS, OR (FHA|USDA|VA) 2 $370,000 $185,000 $2,916 6.79%
Oak Harbor, WA (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.12%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $370,000 $92,500 $38 7.12%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $365,000 $121,667 $148 7.24%
YAKIMA, WA (FHA|USDA|VA) 3 $355,000 $118,333 $0 6.91%
Mount Sterling, KY (FHA|USDA|VA) 1 $355,000 $355,000 $875 6.39%
KINGSTON, NY (FHA|USDA|VA) 1 $355,000 $355,000 $4,854 5.74%
Klamath Falls, OR (FHA|USDA|VA) 4 $350,000 $87,500 $0 6.99%
Plymouth, IN (FHA|USDA|VA) 2 $350,000 $175,000 $0 7.12%
Wilmington, OH (FHA|USDA|VA) 2 $340,000 $170,000 $2,658 6.62%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $340,000 $85,000 $0 7.05%
Brainerd, MN (FHA|USDA|VA) 2 $330,000 $165,000 $0 6.74%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $330,000 $165,000 $0 7.12%
MADISON, WI (FHA|USDA|VA) 4 $330,000 $82,500 $0 7.18%
ROCHESTER, NY (FHA|USDA|VA) 2 $320,000 $160,000 $0 7.24%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $315,000 $105,000 $0 7.07%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $310,000 $155,000 $295 6.54%
WHEELING, WV-OH (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.87%
NEW BERN, NC (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.94%
Portsmouth, OH (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.74%
Lake City, FL (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.08%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $300,000 $150,000 $148 6.77%
DULUTH, MN-WI (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.32%
Milledgeville, GA (FHA|USDA|VA) 4 $270,000 $67,500 $0 7.05%
YUBA CITY, CA (FHA|USDA|VA) 5 $265,000 $53,000 $0 7.04%
GLENS FALLS, NY (FHA|USDA|VA) 3 $265,000 $88,333 $595 6.56%
Cullowhee, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,546 6.39%
Washington, NC (FHA|USDA|VA) 2 $260,000 $130,000 $295 6.09%
Palatka, FL (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.49%
Celina, OH (FHA|USDA|VA) 2 $250,000 $125,000 $0 6.74%
Torrington, CT (FHA|USDA|VA) 3 $245,000 $81,667 $0 7.16%
JOPLIN, MO (FHA|USDA|VA) 3 $245,000 $81,667 $0 7.07%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $245,000 $81,667 $2,439 6.84%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $225,000 $225,000 $2,728 5.59%
Aberdeen, WA (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.99%
JACKSON, TN (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.32%
Meadville, PA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.21%
LONGVIEW, WA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.41%
VALDOSTA, GA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.24%
JACKSON, MI (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.99%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.07%
Ellensburg, WA (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.49%
Red Bluff, CA (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.24%
MORRISTOWN, TN (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.18%
Hood River, OR (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.99%
Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.49%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.49%
Cortland, NY (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.74%
Lewisburg, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.99%
NILES, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.74%
Marion, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.49%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.32%
BINGHAMTON, NY (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.12%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.87%
BRUNSWICK, GA (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.91%
EL CENTRO, CA (FHA|USDA|VA) 2 $190,000 $95,000 $75 7.12%
Sevierville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.12%
Forest City, NC (FHA|USDA|VA) 2 $190,000 $95,000 $295 7.22%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.19%
Mount Vernon, IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.34%
La Grande, OR (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.07%
ROME, GA (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.16%
Coshocton, OH (FHA|USDA|VA) 1 $185,000 $185,000 $2,953 6.49%
Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,702 5.99%
Washington Court House, OH (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.49%
Greenville, OH (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.99%
PEORIA, IL (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.42%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.99%
HARRISONBURG, VA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.87%
Brevard, NC (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.14%
ERIE, PA (FHA|USDA|VA) 3 $165,000 $55,000 $0 6.91%
GREEN BAY, WI (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.74%
Albemarle, NC (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.87%
Crescent City, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.64%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.37%
PITTSFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.24%
Glasgow, KY (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.24%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.24%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.12%
Shelton, WA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.74%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.54%
Adrian, MI (FHA|USDA|VA) 1 $145,000 $145,000 $0 7.99%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.37%
Easton, MD (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.99%
Statesboro, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.24%
Pullman, WA (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.12%
Sanford, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.87%
Marshall, MN (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.74%
Kirksville, MO (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.49%
Steamboat Springs, CO (FHA|USDA|VA) 1 $135,000 $135,000 $0 6.99%
Zanesville, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.37%
Ottawa, IL (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.49%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.49%
Willmar, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.49%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.24%
Concord, NH (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.74%
Clearlake, CA (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.99%
McMinnville, TN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.24%
Hannibal, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.49%
Tiffin, OH (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
Cambridge, MD (FHA|USDA|VA) 1 $105,000 $105,000 $2,547 5.59%
Lewisburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
Astoria, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.24%
North Wilkesboro, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
FARGO, ND-MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
Sedalia, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.99%
Craig, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.24%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
Traverse City, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.49%
Thomaston, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
Bluefield, WV-VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.24%
ROCKFORD, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.24%
Warsaw, IN (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.37%
Crawfordsville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.74%
Selinsgrove, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
Seymour, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
Farmington, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
Frankfort, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.49%
Peru, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.49%
Greensburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $295 6.69%
Okeechobee, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.49%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.49%
Kinston, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.74%
Arcadia, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
Mount Airy, NC (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.39%
New Castle, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.99%
AMES, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.49%
Shelby, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.49%
Americus, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.49%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.24%
Moultrie, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.99%
Berlin, NH (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.24%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.99%
Martinsville, VA (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.39%
Wilson, NC (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.24%
Fremont, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
SYRACUSE, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.24%
Danville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.29%
Waycross, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.99%
The Dalles, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.24%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
Cornelia, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
St. Marys, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
MUNCIE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.24%
Shelbyville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.74%
ROCHESTER, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
Auburn, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
Danville, VA (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.74%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.49%
Beaver Dam, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.99%
KANKAKEE, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.49%
Warrensburg, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.24%
Richmond, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.99%
Wapakoneta, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.99%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.24%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.99%
Bardstown, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Kendallville, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.24%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.79%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.99%
Third Federal Savings And Loan Association Of Cleveland's top markets include Cleveland, Columbus, Cincinnati, Miami, and Tampa among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 13,575 $1,509,145,000 $111,171 n/a 6.90%
    Conventional 7,974 $1,593,170,000 $199,796 $1,354 6.41%

    For 2023, Third Federal Savings And Loan Association Of Cleveland's most frequently originated type of loan was HELOC, with 13,575 originations. Their 2nd most popular type was Conventional, with 7,974 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 6,969 $690,865,000 $99,134 $64 6.96%
    Home Improvement 6,423 $588,315,000 $91,595 $27 6.76%
    Home Purchase 4,173 $1,222,955,000 $293,064 $2,534 6.07%
    Refi 3,623 $506,185,000 $139,714 $180 7.01%
    Cash Out Refi 361 $93,995,000 $260,374 $1,485 6.02%

    For 2023, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan purpose was Other, with 6,969 originations. The 2nd most popular reason was Home Improvement, with 6,423 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 17,672 $2,801,820,000 $158,546 $2,066 6.85%
    10 Year 1,515 $113,595,000 $74,980 $101 6.83%
    Other 709 $8,175,000 $11,530 $98 3.11%
    15 Year 657 $110,305,000 $167,892 $1,098 6.39%
    20 Year 544 $47,220,000 $86,801 $65 7.62%
    5 Year 452 $21,200,000 $46,903 $1 6.48%

    For 2023, Third Federal Savings And Loan Association Of Cleveland's most frequently cited loan duration was 30 Year, with 17,672 originations. The 2nd most popular length was 10 Year, with 1,515 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,492 $1,110,600,000 $171,072
    $1k-2k 1,136 $373,780,000 $329,032
    $5k+ 133 $51,825,000 $389,662
    $2k-3k 59 $19,165,000 $324,831
    $4k-5k 53 $18,055,000 $340,660
    $3k-4k 48 $13,320,000 $277,500

    Third Federal Savings And Loan Association Of Cleveland's average total fees were $2,066, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,492 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 9,885 $1,327,015,000 $134,245
    7-8% 8,595 $1,026,105,000 $119,384
    5-6% 1,882 $551,860,000 $293,231
    2.5-3% 695 $19,735,000 $28,396
    4-5% 327 $109,705,000 $335,489
    3-4% 134 $61,290,000 $457,388
    Over 8% 21 $3,515,000 $167,381
    <2.5% 10 $3,090,000 $309,000

    During 2023, Third Federal Savings And Loan Association Of Cleveland's average interest rate for loans was 6.85%, while their most frequently originated rate bucket for loans was 6-7%, with 9,885 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 9,092 $486,350,000 $53,492 $169 6.74%
    $100k-200k 6,927 $936,145,000 $135,144 $1,202 6.90%
    $200k-400k 4,520 $1,114,470,000 $246,564 $2,258 6.66%
    $400k-600k 713 $341,345,000 $478,745 $2,840 5.66%
    $600k-1MM 277 $202,905,000 $732,509 $3,694 5.45%
    $1MM+ 20 $21,100,000 $1,055,000 $5,349 5.24%

    2023 saw Third Federal Savings And Loan Association Of Cleveland place emphasis on $100,000 or less loans with 9,092 originations, totaling $486,350,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 6,626 $1,090,650,000 $164,602 $1,437 6.85%
    $100k-150k 5,043 $655,505,000 $129,983 $1,204 6.83%
    $250k+ 3,623 $767,385,000 $211,809 $1,643 6.87%
    $75k-100k 2,595 $281,445,000 $108,457 $1,147 6.74%
    $50k-75k 2,311 $206,085,000 $89,176 $1,366 6.43%
    $50k or less 1,213 $88,375,000 $72,857 $1,386 5.74%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with incomes in the $150k-250k range, with 6,626 originations. The second most popular income band? $100k-150k, with 5,043 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 7,080 $1,059,930,000 $149,708 $1,480 6.72%
    30-36% 6,355 $938,065,000 $147,611 $1,260 6.77%
    <20% 3,011 $422,315,000 $140,257 $1,417 6.71%
    40% 1,807 $213,015,000 $117,883 $816 6.95%
    36% 716 $107,620,000 $150,307 $1,414 6.76%
    39% 703 $103,095,000 $146,650 $908 6.80%
    38% 688 $102,730,000 $149,317 $1,312 6.81%
    37% 653 $99,795,000 $152,825 $1,425 6.75%
    41% 104 $12,700,000 $122,115 $1,777 5.83%
    42% 58 $7,800,000 $134,483 $2,450 5.00%
    49% 54 $3,940,000 $72,963 $2,918 4.14%
    44% 40 $5,210,000 $130,250 $2,534 4.85%
    45% 31 $3,755,000 $121,129 $2,692 4.86%
    46% 28 $1,910,000 $68,214 $2,947 4.38%
    43% 27 $3,225,000 $119,444 $2,827 4.81%
    48% 27 $2,925,000 $108,333 $2,448 4.05%
    47% 25 $1,025,000 $41,000 $2,704 3.73%
    50-60% 4 $390,000 $97,500 $0 5.37%

    Third Federal Savings And Loan Association Of Cleveland lent most frequently to those with DTI ratios of 20-30%, with 7,080 originations. The next most common DTI ratio? 30-36%, with 6,355 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,452 $2,267,830,000 $137,845 $1,331 6.75%
    Not provided 2,783 $429,185,000 $154,217 $1,312 6.81%
    Asian 958 $209,180,000 $218,351 $1,749 6.58%
    Asian Indian 301 $78,495,000 $260,781 $1,696 6.42%
    Black 776 $77,430,000 $99,781 $1,428 6.10%
    American Indian 86 $11,210,000 $130,349 $939 6.71%
    Other Asian 45 $7,005,000 $155,667 $582 6.85%
    Chinese 33 $6,465,000 $195,909 $1,667 6.85%
    Filipino 43 $5,965,000 $138,721 $239 7.00%
    Korean 24 $3,540,000 $147,500 $1,631 6.80%
    Native Hawaiian or Islander 20 $2,700,000 $135,000 $710 6.67%
    Vietnamese 14 $2,190,000 $156,429 $19 6.82%
    Other Pacific Islander 6 $570,000 $95,000 $3,466 6.21%
    Japanese 5 $245,000 $49,000 $0 5.89%
    Guamanian 2 $190,000 $95,000 $0 6.87%
    Native Hawaiian 1 $115,000 $115,000 $0 6.99%

    Approval Rates

    Total approvals of all applications
    69.23%

    Third Federal Savings And Loan Association Of Cleveland has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    82.56%

    Third Federal Savings And Loan Association Of Cleveland has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 21,549 $3,102,315,000 $143,966

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    21,549 $3,102,315,000 $143,966

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,376 $758,970,000 $141,177 $569 7.01%
    40-60% 1,400 $282,790,000 $201,993 $1,715 6.55%
    60-80% 1,850 $567,800,000 $306,919 $2,603 6.11%
    80-100% 1,776 $578,110,000 $325,512 $2,621 6.06%
    Under 20% 11,097 $910,085,000 $82,012 $33 6.82%