Banc One Mortgage Corporation Rates, Fees & Info

ORANGE, CA

LEI: 549300OLJQ30ZT21BC55

Tax ID: 47-0996983

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Banc One Mortgage Corporation is a smaller mortgage company specializing in Refi and Home Purchase loans. Banc One Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans.

Banc One Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.28% 11/21/24
30 Year Conventional Refi 6.27% 11/21/24
30 Year Cash-out Refi 6.28% 11/21/24
30 Year FHA Purchase 6.28% 11/21/24
30 Year FHA Refi 6.27% 11/21/24
30 Year VA Purchase 6.27% 11/21/24
15 Year Conventional Purchase 5.68% 11/21/24
15 Year Conventional Refi 5.69% 11/21/24
15 Year Cash-out Refi 5.69% 11/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Banc One Mortgage Corporation Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Banc One Mortgage Corporation. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

982

Origination Dollar Volume (All Markets)

$381,550,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 982 $381,550,000 $388,544 $0 2.99%
Banc One Mortgage Corporation's top markets include

Their top states include:
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against BANC ONE MORTGAGE CORPORATION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    LONG BEACH FIREMEN S CREDIT UNION
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    GLENDALE FEDERAL CREDIT UNION
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    ARROWHEAD CENTRAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 751 $289,875,000 $385,985 $0 2.99%
    FHA 219 $85,875,000 $392,123 $0 2.98%
    VA 12 $5,800,000 $483,333 $0 3.11%

    For 2020, Banc One Mortgage Corporation's most frequently originated type of loan was Conventional, with 751 originations. Their 2nd most popular type was FHA, with 219 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 429 $161,935,000 $377,471 $0 2.85%
    Home Purchase 362 $150,650,000 $416,160 $0 3.06%
    Cash Out Refi 191 $68,965,000 $361,073 $0 3.15%

    For 2020, Banc One Mortgage Corporation's most frequently cited loan purpose was Refi, with 429 originations. The 2nd most popular reason was Home Purchase, with 362 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 878 $350,570,000 $399,282 $0 3.03%
    15 Year 63 $18,445,000 $292,778 $0 2.46%
    20 Year 34 $10,600,000 $311,765 $0 2.94%
    Other 5 $1,495,000 $299,000 $0 2.90%
    10 Year 2 $440,000 $220,000 $0 2.63%

    For 2020, Banc One Mortgage Corporation's most frequently cited loan duration was 30 Year, with 878 originations. The 2nd most popular length was 15 Year, with 63 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 27 $10,235,000 $379,074
    $1k-2k 7 $2,715,000 $387,857
    $3k-4k 2 $490,000 $245,000
    $4k-5k 2 $500,000 $250,000
    $<1k 1 $585,000 $585,000
    $2k-3k 1 $275,000 $275,000

    Banc One Mortgage Corporation's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 27 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 463 $182,015,000 $393,121
    3-4% 360 $143,900,000 $399,722
    <2.5% 140 $47,920,000 $342,286
    4-5% 19 $7,715,000 $406,053

    During 2020, Banc One Mortgage Corporation's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 463 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 478 $147,370,000 $308,305 $0 3.00%
    $400k-600k 362 $174,090,000 $480,912 $0 3.02%
    $600k-1MM 66 $45,520,000 $689,697 $0 3.02%
    $100k-200k 64 $10,080,000 $157,500 $0 2.91%
    $100,000 or less 8 $100,000 $12,500 $0 1.00%
    $1MM+ 4 $4,390,000 $1,097,500 $0 3.22%

    2020 saw Banc One Mortgage Corporation place emphasis on $200k-400k loans with 478 originations, totaling $147,370,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 951 $369,465,000 $388,502 $0 2.98%
    $50k or less 31 $12,085,000 $389,839 $0 3.00%

    Banc One Mortgage Corporation lent most frequently to those with incomes in the $250k+ range, with 951 originations. The second most popular income band? $50k or less, with 31 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 133 $53,515,000 $402,368 $0 3.01%
    20-30% 128 $46,990,000 $367,109 $0 2.96%
    50-60% 86 $35,400,000 $411,628 $0 2.93%
    44% 76 $28,800,000 $378,947 $0 3.08%
    42% 50 $19,350,000 $387,000 $0 3.15%
    41% 49 $20,375,000 $415,816 $0 3.10%
    48% 48 $19,970,000 $416,042 $0 2.98%
    43% 47 $19,695,000 $419,043 $0 3.03%
    <20% 45 $11,675,000 $259,444 $0 2.37%
    40% 41 $16,715,000 $407,683 $0 3.06%
    37% 39 $14,455,000 $370,641 $0 3.06%
    45% 37 $15,215,000 $411,216 $0 3.14%
    46% 34 $13,620,000 $400,588 $0 2.94%
    39% 32 $12,930,000 $404,063 $0 2.95%
    49% 32 $11,820,000 $369,375 $0 2.90%
    36% 31 $12,265,000 $395,645 $0 2.99%
    38% 22 $8,110,000 $368,636 $0 2.92%
    47% 21 $8,565,000 $407,857 $0 3.20%

    Banc One Mortgage Corporation lent most frequently to those with DTI ratios of 30-36%, with 133 originations. The next most common DTI ratio? 20-30%, with 128 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    American Indian 982 $381,550,000 $388,544 $0 2.99%

    Approval Rates

    Total approvals of all applications
    99.42%

    Banc One Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    95.93%

    Banc One Mortgage Corporation has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $15,000 $15,000
    1000.0 1 $495,000 $495,000
    10010.62 1 $355,000 $355,000
    10081.7 1 $415,000 $415,000
    10103.75 1 $495,000 $495,000
    10120.3 1 $415,000 $415,000
    10155.0 1 $385,000 $385,000
    10252.5 1 $365,000 $365,000
    10294.0 1 $425,000 $425,000
    10396.25 1 $615,000 $615,000
    10495.0 1 $425,000 $425,000
    10557.26 1 $425,000 $425,000
    10850.0 1 $455,000 $455,000
    10869.42 1 $565,000 $565,000
    11125.0 1 $455,000 $455,000
    11126.55 1 $605,000 $605,000
    11222.0 1 $615,000 $615,000
    11244.08 1 $415,000 $415,000
    11263.0 1 $525,000 $525,000
    11307.0 1 $465,000 $465,000
    11395.0 1 $475,000 $475,000
    11418.0 1 $625,000 $625,000
    11535.0 1 $425,000 $425,000
    11595.0 1 $485,000 $485,000
    11695.0 1 $705,000 $705,000
    11745.0 1 $325,000 $325,000
    11877.0 1 $495,000 $495,000
    11985.0 1 $335,000 $335,000
    12120.0 1 $335,000 $335,000
    12127.5 1 $515,000 $515,000
    12560.62 1 $565,000 $565,000
    12607.5 1 $565,000 $565,000
    12666.75 1 $505,000 $505,000
    12705.0 1 $535,000 $535,000
    13297.5 1 $415,000 $415,000
    13452.0 1 $685,000 $685,000
    13595.0 2 $1,170,000 $585,000
    14695.0 1 $505,000 $505,000
    14793.64 1 $735,000 $735,000
    1499.0 1 $265,000 $265,000
    15392.94 1 $555,000 $555,000
    15835.0 1 $695,000 $695,000
    16026.32 1 $1,025,000 $1,025,000
    17244.78 1 $595,000 $595,000
    17335.97 1 $605,000 $605,000
    19515.0 1 $585,000 $585,000
    1995.0 576 $225,090,000 $390,781
    20070.0 1 $905,000 $905,000
    2028.78 1 $425,000 $425,000
    21135.0 1 $765,000 $765,000
    2246.72 1 $405,000 $405,000
    2257.03 1 $355,000 $355,000
    2276.2 1 $195,000 $195,000
    2288.36 1 $385,000 $385,000
    2295.0 1 $565,000 $565,000
    2342.12 1 $435,000 $435,000
    2344.94 1 $395,000 $395,000
    2370.3 1 $275,000 $275,000
    2419.18 1 $395,000 $395,000
    2454.38 1 $125,000 $125,000
    2500.0 1 $455,000 $455,000
    2500.83 1 $555,000 $555,000
    2538.47 1 $445,000 $445,000
    2546.25 1 $445,000 $445,000
    2566.88 1 $455,000 $455,000
    2584.13 1 $235,000 $235,000
    2587.5 1 $235,000 $235,000
    2595.0 1 $245,000 $245,000
    2619.27 1 $265,000 $265,000
    2646.25 1 $315,000 $315,000
    2723.12 1 $115,000 $115,000
    2757.5 1 $305,000 $305,000
    2782.5 1 $315,000 $315,000
    2820.81 1 $305,000 $305,000
    2850.26 1 $285,000 $285,000
    2851.5 1 $175,000 $175,000
    2852.48 1 $505,000 $505,000
    2855.0 1 $345,000 $345,000
    2887.5 1 $355,000 $355,000
    2945.0 1 $385,000 $385,000
    2979.71 1 $235,000 $235,000
    3001.1 1 $345,000 $345,000
    3093.9 1 $435,000 $435,000
    3100.38 1 $485,000 $485,000
    3127.5 1 $305,000 $305,000
    3142.5 1 $305,000 $305,000
    3186.4 1 $465,000 $465,000
    3238.5 1 $515,000 $515,000
    3251.25 1 $335,000 $335,000
    3292.5 1 $255,000 $255,000
    3295.83 1 $635,000 $635,000
    3332.5 1 $215,000 $215,000
    3351.25 1 $1,085,000 $1,085,000
    3354.36 1 $195,000 $195,000
    3390.0 1 $275,000 $275,000
    3401.0 1 $145,000 $145,000
    3405.0 1 $375,000 $375,000
    3416.58 1 $285,000 $285,000
    3418.69 1 $245,000 $245,000
    3488.9 1 $505,000 $505,000
    3495.0 1 $265,000 $265,000
    3505.0 1 $155,000 $155,000
    3530.62 1 $175,000 $175,000
    3550.0 1 $315,000 $315,000
    3570.0 1 $425,000 $425,000
    3571.23 1 $235,000 $235,000
    3595.0 1 $105,000 $105,000
    3623.0 1 $165,000 $165,000
    3668.6 1 $685,000 $685,000
    3672.76 1 $435,000 $435,000
    3690.75 1 $395,000 $395,000
    3695.0 1 $645,000 $645,000
    3700.0 1 $665,000 $665,000
    3700.6 1 $415,000 $415,000
    3713.75 1 $135,000 $135,000
    3721.36 1 $315,000 $315,000
    3745.0 1 $355,000 $355,000
    3774.38 1 $475,000 $475,000
    3801.05 1 $205,000 $205,000
    3835.0 1 $365,000 $365,000
    3848.18 1 $215,000 $215,000
    3873.62 1 $305,000 $305,000
    3897.22 1 $385,000 $385,000
    3900.2 1 $215,000 $215,000
    3905.0 2 $580,000 $290,000
    3917.79 1 $355,000 $355,000
    3942.6 1 $385,000 $385,000
    3945.0 1 $195,000 $195,000
    3990.0 1 $245,000 $245,000
    3995.0 4 $1,530,000 $382,500
    4045.2 1 $485,000 $485,000
    4050.04 1 $415,000 $415,000
    4067.76 1 $355,000 $355,000
    4095.0 1 $285,000 $285,000
    4194.06 1 $645,000 $645,000
    4220.0 1 $445,000 $445,000
    4227.5 1 $225,000 $225,000
    4245.0 1 $225,000 $225,000
    4255.0 1 $455,000 $455,000
    4275.0 1 $425,000 $425,000
    4338.0 1 $315,000 $315,000
    4345.0 2 $710,000 $355,000
    4387.5 1 $315,000 $315,000
    4415.0 1 $455,000 $455,000
    4432.52 1 $245,000 $245,000
    4455.0 1 $495,000 $495,000
    4469.62 1 $325,000 $325,000
    4506.18 1 $275,000 $275,000
    4526.92 1 $505,000 $505,000
    4547.0 2 $1,030,000 $515,000
    4560.5 1 $295,000 $295,000
    4595.0 1 $265,000 $265,000
    4603.65 1 $525,000 $525,000
    4609.0 1 $515,000 $515,000
    4622.0 1 $265,000 $265,000
    4625.0 1 $265,000 $265,000
    4685.37 1 $265,000 $265,000
    4697.7 1 $165,000 $165,000
    4715.0 1 $275,000 $275,000
    4735.0 1 $275,000 $275,000
    4763.92 1 $275,000 $275,000
    4779.0 1 $275,000 $275,000
    4780.5 1 $325,000 $325,000
    4793.37 1 $275,000 $275,000
    4793.5 1 $285,000 $285,000
    4821.25 1 $565,000 $565,000
    4845.0 1 $575,000 $575,000
    4852.5 1 $575,000 $575,000
    4895.0 1 $175,000 $175,000
    4897.5 1 $255,000 $255,000
    4916.12 1 $585,000 $585,000
    4945.0 1 $295,000 $295,000
    4945.65 1 $205,000 $205,000
    4955.0 1 $295,000 $295,000
    4995.0 2 $460,000 $230,000
    5015.0 1 $305,000 $305,000
    5065.0 1 $365,000 $365,000
    5076.25 1 $145,000 $145,000
    5091.39 1 $325,000 $325,000
    5175.0 1 $315,000 $315,000
    5182.5 1 $515,000 $515,000
    5185.0 1 $515,000 $515,000
    5201.25 1 $645,000 $645,000
    5203.0 1 $655,000 $655,000
    5225.88 1 $505,000 $505,000
    5235.0 1 $435,000 $435,000
    5245.0 1 $205,000 $205,000
    5315.0 1 $265,000 $265,000
    5380.0 1 $685,000 $685,000
    5406.0 1 $345,000 $345,000
    5431.6 2 $690,000 $345,000
    5438.22 1 $345,000 $345,000
    5443.0 1 $345,000 $345,000
    5451.81 1 $315,000 $315,000
    5464.0 1 $465,000 $465,000
    5477.5 1 $195,000 $195,000
    5500.0 1 $505,000 $505,000
    5517.6 1 $345,000 $345,000
    5520.0 1 $705,000 $705,000
    5535.0 1 $355,000 $355,000
    5545.0 1 $355,000 $355,000
    5595.0 1 $285,000 $285,000
    5645.0 3 $935,000 $311,667
    5705.0 1 $375,000 $375,000
    5715.0 1 $375,000 $375,000
    5718.24 1 $375,000 $375,000
    5721.0 1 $315,000 $315,000
    5725.0 1 $375,000 $375,000
    5730.6 1 $285,000 $285,000
    5770.0 1 $155,000 $155,000
    5810.62 2 $640,000 $320,000
    5813.75 1 $235,000 $235,000
    5817.0 1 $385,000 $385,000
    5826.5 1 $385,000 $385,000
    5847.0 1 $405,000 $405,000
    5850.75 1 $255,000 $255,000
    5879.68 1 $255,000 $255,000
    5883.11 1 $725,000 $725,000
    5895.0 2 $710,000 $355,000
    5955.0 1 $265,000 $265,000
    5985.0 1 $265,000 $265,000
    5995.0 2 $730,000 $365,000
    6051.0 1 $205,000 $205,000
    6075.0 1 $405,000 $405,000
    6089.46 1 $275,000 $275,000
    6090.0 1 $255,000 $255,000
    6142.06 1 $225,000 $225,000
    6145.0 2 $980,000 $490,000
    6173.62 1 $465,000 $465,000
    6175.0 1 $205,000 $205,000
    6175.35 1 $415,000 $415,000
    6187.5 1 $255,000 $255,000
    6208.09 1 $305,000 $305,000
    6213.5 1 $425,000 $425,000
    6232.5 1 $285,000 $285,000
    6262.5 1 $565,000 $565,000
    6395.0 1 $445,000 $445,000
    6420.0 1 $445,000 $445,000
    6445.0 1 $225,000 $225,000
    6457.5 1 $365,000 $365,000
    6471.12 1 $505,000 $505,000
    6482.25 1 $455,000 $455,000
    6489.0 1 $225,000 $225,000
    6557.5 1 $365,000 $365,000
    6570.0 1 $365,000 $365,000
    6615.0 1 $275,000 $275,000
    6647.0 1 $235,000 $235,000
    6673.89 1 $275,000 $275,000
    6702.0 1 $475,000 $475,000
    6745.0 1 $475,000 $475,000
    6747.0 1 $235,000 $235,000
    6772.5 1 $475,000 $475,000
    6775.0 1 $465,000 $465,000
    6781.4 1 $475,000 $475,000
    6795.0 2 $730,000 $365,000
    6797.6 1 $245,000 $245,000
    6835.0 1 $245,000 $245,000
    6843.75 1 $215,000 $215,000
    6855.75 1 $335,000 $335,000
    6879.0 1 $245,000 $245,000
    6885.0 1 $325,000 $325,000
    6895.0 1 $245,000 $245,000
    6915.0 1 $325,000 $325,000
    6935.01 1 $395,000 $395,000
    6965.0 1 $145,000 $145,000
    6985.0 1 $495,000 $495,000
    7012.0 1 $295,000 $295,000
    7038.28 1 $255,000 $255,000
    7090.2 1 $255,000 $255,000
    7095.0 1 $255,000 $255,000
    7098.0 1 $255,000 $255,000
    7115.0 1 $255,000 $255,000
    7165.4 1 $565,000 $565,000
    7170.0 1 $345,000 $345,000
    7206.0 1 $265,000 $265,000
    7211.28 1 $415,000 $415,000
    7249.5 1 $355,000 $355,000
    7251.8 1 $235,000 $235,000
    7349.92 1 $435,000 $435,000
    7359.09 1 $405,000 $405,000
    7395.0 1 $275,000 $275,000
    7399.0 1 $275,000 $275,000
    7415.0 1 $275,000 $275,000
    7507.5 1 $245,000 $245,000
    7564.8 1 $375,000 $375,000
    7569.6 1 $575,000 $575,000
    7572.05 1 $355,000 $355,000
    7592.0 1 $285,000 $285,000
    7604.38 1 $445,000 $445,000
    7625.0 1 $565,000 $565,000
    7635.0 1 $565,000 $565,000
    7657.5 1 $375,000 $375,000
    7685.0 1 $565,000 $565,000
    7693.12 1 $505,000 $505,000
    7727.1 1 $385,000 $385,000
    7739.0 1 $575,000 $575,000
    7739.04 1 $575,000 $575,000
    7754.38 1 $465,000 $465,000
    7788.13 1 $575,000 $575,000
    7793.02 1 $245,000 $245,000
    7800.4 1 $425,000 $425,000
    7823.6 1 $295,000 $295,000
    7843.55 1 $725,000 $725,000
    7912.5 1 $265,000 $265,000
    7932.5 1 $255,000 $255,000
    795.0 28 $11,100,000 $396,429
    7980.0 1 $595,000 $595,000
    7989.6 1 $295,000 $295,000
    7995.0 1 $705,000 $705,000
    8070.0 1 $605,000 $605,000
    8134.38 1 $495,000 $495,000
    8155.0 1 $355,000 $355,000
    8163.0 1 $305,000 $305,000
    8171.52 1 $535,000 $535,000
    8364.0 1 $325,000 $325,000
    8402.6 1 $325,000 $325,000
    8420.0 1 $305,000 $305,000
    8430.0 1 $285,000 $285,000
    8439.0 1 $365,000 $365,000
    8497.26 1 $355,000 $355,000
    8520.0 2 $870,000 $435,000
    8615.0 1 $335,000 $335,000
    8653.5 1 $455,000 $455,000
    8688.75 1 $765,000 $765,000
    8744.69 1 $535,000 $535,000
    8750.0 1 $345,000 $345,000
    8785.0 1 $335,000 $335,000
    8863.5 1 $315,000 $315,000
    8943.0 2 $710,000 $355,000
    895.0 1 $625,000 $625,000
    8977.5 1 $465,000 $465,000
    8986.88 1 $505,000 $505,000
    9145.0 1 $575,000 $575,000
    9181.5 1 $315,000 $315,000
    9232.5 1 $365,000 $365,000
    9326.25 1 $345,000 $345,000
    9345.0 1 $665,000 $665,000
    9386.25 1 $325,000 $325,000
    9425.5 1 $375,000 $375,000
    9433.5 1 $335,000 $335,000
    9449.62 1 $505,000 $505,000
    9504.38 1 $335,000 $335,000
    9507.95 1 $515,000 $515,000
    9522.0 1 $515,000 $515,000
    9555.0 1 $505,000 $505,000
    9560.6 1 $385,000 $385,000
    9585.0 1 $505,000 $505,000
    9657.1 1 $385,000 $385,000
    9675.0 1 $645,000 $645,000
    9682.5 1 $595,000 $595,000
    9691.84 1 $335,000 $335,000
    9755.0 1 $385,000 $385,000
    9875.82 1 $445,000 $445,000
    995.0 1 $515,000 $515,000
    NA 8 $600,000 $75,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 982 $381,550,000 $388,544

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 60 $14,600,000 $243,333 $0 2.71%
    40-60% 159 $52,025,000 $327,201 $0 2.87%
    60-80% 383 $158,905,000 $414,896 $0 3.03%
    80-100% 368 $153,610,000 $417,418 $0 3.08%
    Over 100% 2 $1,530,000 $765,000 $0 3.00%
    Under 20% 8 $870,000 $108,750 $0 1.42%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    BANC ONE MORTGAGE CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 100.0%