California Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in California averaged 6.55% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 6.92% and one month ago for the week of 2023-10-26, the average rate was 7.02%.

    California's average rate one year ago was 6.11%.

    For refis of the same type during the week of 2023-11-30, the average rate was 5.43%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    California 30 Year Fixed Rate 2023-11-30 6.55%
    California 30 Year Fixed Rate Refi 2023-11-30 5.43%
    California 15 Year Fixed Rate 2023-11-30 6.16%
    California 15 Year Fixed Rate Refi 2023-11-30 5.06%
    California 30 Year FHA 2023-11-30 6.18%
    California 30 Year FHA Refi 2023-11-30 5.22%
    California 30 Year USDA 2023-11-30 5.97%
    California 30 Year USDA Refi 2023-11-30 6.8%
    California 30 Year VA 2023-11-30 5.9%
    California 30 Year VA Refi 2023-11-30 4.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within California.

    California Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the California market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 44,990 4.71% $9,252
    QUICKEN LOANS, LLC 38,340 4.54% $7,952
    Wells Fargo Bank 19,376 3.85% $5,402
    LOANDEPOT.COM, LLC 14,865 4.21% $8,009
    First Republic Bank 10,861 3.35% $5,484
    Bank of America 10,667 3.50% $6,522
    JPMorgan Chase Bank 10,489 4.11% $6,238
    HOME POINT FINANCIAL CORPORATION 9,754 4.27% $7,615
    U.S. Bank 9,018 4.12% $7,418
    FINANCE OF AMERICA MORTGAGE LLC 6,420 4.55% $9,107
    MUFG Union Bank 6,289 3.97% $6,724
    CROSSCOUNTRY MORTGAGE, LLC 5,976 5.04% $10,463
    GUARANTEED RATE, INC. 5,726 4.22% $7,344
    AMERICAN PACIFIC MORTGAGE CORPORATION 4,947 4.82% $8,734
    CALIBER HOME LOANS, INC. 4,893 4.60% $8,475
    Flagstar Bank, FSB 4,323 4.51% $8,216
    Citibank 4,129 3.74% $7,282
    PNC Bank 3,960 3.76% $7,073
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3,957 4.69% $8,507
    BROKER SOLUTIONS, INC. 3,893 4.62% $9,081
    Mr. Cooper ( Nationstar Mortgage ) 3,877 4.16% $10,590
    EAGLE HOME MORTGAGE, LLC 3,610 4.64% $8,764
    GUILD MORTGAGE COMPANY 3,209 4.73% $9,176
    SCHOOLSFIRST 3,137 4.15% $4,936
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3,112 4.78% $10,526
    Paramount Residential Mortgage Group, Inc. 3,058 4.88% $8,426
    AMERISAVE MORTGAGE CORPORATION 2,862 4.08% $9,609
    PENNYMAC LOAN SERVICES, LLC 2,832 4.13% $8,759
    MOVEMENT MORTGAGE, LLC 2,562 4.72% $8,819
    Morgan Stanley Private Bank 2,532 3.57% $5,308
    THE GOLDEN 1 2,495 4.07% $6,317
    NMSI, INC. 2,490 5.18% $11,168
    Sierra Pacific Mortgage Company, Inc. 2,378 4.87% $7,845
    Bank of the West 2,275 3.98% $7,322
    SUMMIT FUNDING, INC. 2,255 4.82% $9,640
    SAN DIEGO COUNTY CREDIT UNION 1,903 3.03% $4,229
    CMG MORTGAGE, INC. 1,864 4.36% $8,732
    City National Bank 1,852 3.52% $7,015
    Commerce Home Mortgage, Inc. 1,842 4.69% $9,326
    OCMBC, INC. 1,791 5.43% $13,808
    LOGIX FEDERAL CREDIT UNION 1,791 3.42% $6,762
    NEWREZ LLC 1,723 4.25% $7,294
    BETTER MORTGAGE CORPORATION 1,703 3.61% $6,617
    FREEDOM MORTGAGE CORPORATION 1,626 4.39% $7,539
    NEW WAVE LENDING GROUP INC 1,624 4.76% $9,444
    GUARANTEED RATE AFFINITY, LLC 1,608 4.57% $8,057
    DHI MORTGAGE COMPANY, LTD. 1,572 4.22% $5,714
    Golden Empire Mortgage, Inc. 1,569 4.77% $9,567
    Charles Schwab Bank, SSB 1,523 3.33% $5,772
    EVERETT FINANCIAL, INC. 1,520 4.77% $3,367
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1,474 4.85% $9,786
    KBHS HOME LOANS, LLC 1,447 4.56% $12,827
    ALAMEDA MORTGAGE CORPORATION 1,315 5.00% $8,112
    General Mortgage Capital Corporation 1,306 4.13% $5,896
    MISSION 1,302 3.17% $3,839
    CARDINAL FINANCIAL 1,288 4.72% $9,750
    BAY EQUITY LLC 1,235 4.89% $9,482
    NAVY FEDERAL CREDIT UNION 1,199 4.36% $6,963
    Fremont Bank 1,140 4.12% $5,621
    S1L, Inc. 1,097 5.03% $9,926
    RESIDENTIAL BANCORP 1,075 4.82% $10,200
    MK LENDING CORP. 1,045 4.84% $11,338
    Franklin Loan Corporation 1,011 5.12% $9,793
    SAFE CREDIT UNION 997 4.02% $5,651
    NexBank 996 4.69% $9,839
    REDWOOD 974 4.10% $3,399
    First-Citizens Bank & Trust Company 959 4.19% $8,941
    East West Bank 938 4.44% $6,987
    ANGEL OAK MORTGAGE SOLUTIONS LLC 911 5.57% $16,194
    GOOGAIN, INC. 864 4.14% $5,609
    COUNTRY CLUB MORTGAGE, INC. 859 5.18% $7,172
    STAR ONE CREDIT UNION 856 3.74% $3,605
    HOMEAMERICAN MORTGAGE CORPORATION 825 4.64% $1,529
    PATELCO 810 4.09% $6,178
    KINECTA 808 3.96% $11,204
    UBS Bank USA 792 3.51% $6,853
    CHERRY CREEK MORTGAGE, LLC 781 4.49% $1,004
    CALIFORNIA CREDIT UNION 772 3.44% $950
    PROVIDENT FUNDING ASSOCIATES, L.P. 759 4.25% $5,157
    MOUNTAIN WEST FINANCIAL, INC. 756 4.66% $8,965
    MASON MCDUFFIE MORTGAGE CORPORATION 752 4.78% $9,916
    ONY GLO, INC. 749 4.42% $7,295
    HSBC BANK USA, NATIONAL ASSOCIATION 747 3.78% $6,956
    WESCOM CENTRAL CREDIT UNION 735 4.15% $3,636
    Silicon Valley Bank 731 3.28% $5,642
    NATIONS DIRECT MORTGAGE, LLC 728 4.79% $11,207
    JMAC LENDING, INC. 723 4.74% $11,320
    ACADEMY MORTGAGE CORPORATION 722 4.96% $9,440
    AUGUSTA FINANCIAL, INC. 700 4.76% $9,411
    Watermark Capital, Inc. 690 3.96% $7,293
    Truist 667 4.12% $6,694
    Century Mortgage Company DBA Century Lending Company 667 5.14% $8,919
    Prosperity Home Mortgage, LLC 660 4.75% $9,728
    Ally Bank 647 3.53% $8,317
    PULTE MORTGAGE LLC 646 4.59% $2,702
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 627 4.66% $8,357
    AmeriHome Mortgage Company, LLC 615 4.35% $8,069
    KeyBank 599 3.84% $8,020
    NEXERA HOLDING LLC 595 6.48% $16,083
    NETWORK CAPITAL FUNDING CORPORATION 583 4.42% $8,584
    South Pacific Financial Corporation 580 4.79% $11,693
    JMJ FINANCIAL GROUP 566 4.91% $10,868
    Hometown Lenders, Inc. 566 4.79% $7,382
    PREMIER MORTGAGE RESOURCES, L.L.C. 565 4.99% $9,281
    PLAZA HOME MORTGAGE, INC. 563 4.97% $8,733
    TRAVIS CREDIT UNION 559 3.37% $4,855
    MORTGAGE CAPITAL PARTNERS, INC. 555 4.54% $10,636
    Zions Bank 549 3.93% $5,357
    LAKEVIEW LOAN SERVICING, LLC 543 4.20% $5,352
    INSPIRE HOME LOANS INC. 539 4.65% $9,167
    ENVOY MORTGAGE, LTD 525 4.89% $8,550
    PRIMARY RESIDENTIAL MORTGAGE, INC. 525 4.83% $9,671
    NFM, INC. 519 4.98% $10,121
    MLD MORTGAGE INC. 518 4.86% $7,822
    PENTAGON FEDERAL CREDIT UNION 515 3.55% $9,293
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 512 4.51% $6,588
    Financial Partners Credit Union 510 3.69% $5,299
    Umpqua Bank 509 4.16% $7,075
    LOANPAL, LLC 508 4.22% $10,080
    Provident Credit Union 501 3.80% $4,889
    DIGNIFIED HOME LOANS, LLC 497 4.91% $8,070
    LAND HOME FINANCIAL SERVICES, INC. 491 4.97% $7,968
    HOMEXPRESS MORTGAGE CORP. 491 6.35% $18,422
    IMPAC MORTGAGE CORP. 478 4.49% $7,851
    ARC HOME LLC 476 5.10% $15,042
    Citadel Servicing Corporation 475 6.38% $15,979
    Citizens Bank 474 4.71% $8,355
    MUTUAL OF OMAHA MORTGAGE, INC. 470 4.45% $7,338
    Nations Lending Corporation 446 4.92% $8,607
    AXIA FINANCIAL, LLC 444 4.79% $8,433
    LADERA LENDING, INC. 444 4.45% $7,301
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 442 4.79% $8,409
    PLANET HOME LENDING, LLC 441 4.26% $7,992
    STANFORD Federal Credit Union 438 3.97% $6,524
    CORNERSTONE HOME LENDING, INC. 436 4.86% $10,340
    Carrington Mortgage Services, LLC 429 4.82% $10,110
    Cathay Bank 423 4.60% $5,764
    FIRST TECHNOLOGY 423 3.92% $7,916
    DRAPER AND KRAMER MORTGAGE CORP. 421 4.66% $8,811
    CHEVRON 418 4.14% $6,866
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 418 4.73% $9,140
    FBC MORTGAGE, LLC 415 4.67% $8,244
    NBKC BANK 405 4.18% $4,691
    KINGS MORTGAGE SERVICES, INC. 401 5.23% $7,824
    Stifel Bank and Trust 398 3.43% $4,156
    Axos Bank 396 5.00% $21,271
    Luther Burbank Savings 394 4.25% $8,830
    ZILLOW HOME LOANS, LLC 391 4.23% $7,126
    HOMEOWNERS FINANCIAL GROUP USA, LLC 391 4.77% $10,544
    Chicago Mortgage Solutions LLC 384 3.43% $4,009
    CUSTOMER SERVICE MORTGAGE CORPORATION 383 4.85% $7,596
    PHH Mortgage Corporation 381 4.12% $8,119
    MICHIGAN MUTUAL, INC. 380 4.56% $8,691
    SUN WEST MORTGAGE COMPANY, INC. 373 4.62% $8,665
    Platinum Home Mortgage Corporation 367 4.92% $10,165
    Northpointe Bank 366 4.40% $8,669
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 353 4.67% $8,732
    Florida Capital Bank 352 3.96% $7,986
    Strong Home Mortgage, LLC 348 3.83% $3,679
    VALLEY STRONG CREDIT UNION 345 3.71% $5,045
    Greenbox Loans, Inc. 345 7.03% $18,488
    STEARNS LENDING, LLC 344 3.25% $6,393
    Hometown Equity Mortgage, LLC 344 4.57% $11,498
    Lakeview Community Capital, LLC 344 4.14% $5,419
    Tri Counties Bank 337 4.72% $4,929
    CALCON MUTUAL MORTGAGE LLC 332 5.15% $12,275
    ORANGE COUNTY'S CREDIT UNION 327 4.11% $5,280
    AHL FUNDING 320 5.45% $14,699
    Pacific Lending LLC 319 4.86% $8,967
    TECHNOLOGY 318 3.78% $6,517
    FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 312 4.85% $13,982
    SCENIC OAKS FUNDING, INC. 311 5.00% $8,101
    Cornerstone First Mortgage, Inc 305 4.71% $10,221
    Wyndham Capital Mortgage, Inc. 304 3.99% $4,236
    PREMIER AMERICA 304 3.47% $23,190
    California Coast Credit Union 298 3.23% $4,720
    Provident Savings Bank, F.S.B. 298 4.37% $7,806
    MERIWEST MORTGAGE COMPANY, LLC 296 3.64% $9,297
    Amerifirst Financial, Inc. 294 5.14% $6,611
    ML Mortgage Corp. 293 4.95% $10,490
    Barrington Bank & Trust Company, N.A. 288 4.78% $9,213
    CTBC Bank Corp. (USA) 286 4.66% $7,231
    BEST CAPITAL FUNDING 281 4.37% $9,545
    First Savings Bank 280 4.24% $8,350
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 276 4.94% $7,395
    Ameris Bank 271 4.21% $10,140
    Bethpage Federal Credit Union 265 4.63% $6,141
    CHURCHILL MORTGAGE CORPORATION 263 5.00% $8,372
    A&D Mortgage LLC 262 6.27% $18,667
    VISION ONE MORTGAGE, INC. 258 4.79% $13,134
    BECKAM FUNDING CORP. 256 5.59% $16,293
    AMERICAN FINANCING CORPORATION 245 4.16% $6,649
    Equity Prime Mortgage LLC 242 4.13% $8,117
    PARTNERS 241 3.78% $8,886
    DATA MORTGAGE, INC. 237 5.15% $8,591
    Shea Mortgage Inc. 229 5.09% $4,823
    TBI MORTGAGE COMPANY 228 4.25% $10,543
    FIRST NATIONS HOME FINANCE CORPORATION 227 5.11% $6,138
    LENDSURE MORTGAGE CORP. 227 6.22% $21,232
    COASTAL FUNDING SLC, INC. 225 4.92% $8,837
    CANOPY MORTGAGE, LLC 224 4.49% $6,553
    HOME APPROVALS DIRECT, INC. 224 4.90% $11,308
    COAST 2 COAST FUNDING GROUP, INC. 222 5.18% $11,644
    FIRST ENTERTAINMENT 220 3.94% $4,100
    Mechanics Bank 219 3.85% $4,018
    Quontic Bank 219 6.65% $17,337
    PANORAMA MORTGAGE GROUP, LLC 218 5.62% $11,309
    FIRST CENTENNIAL MORTGAGE CORPORATION 216 4.72% $9,206
    El Dorado Savings Bank, F.S.B. 214 3.24% $3,491
    San Mateo Credit Union 214 3.71% $4,474
    INTELLILOAN, INC. 211 4.01% $6,897
    First Bank 206 4.23% $6,978
    Firefighters First Federal Credit Union 205 3.44% $1,847
    GENEVA FINANCIAL, LLC 204 5.06% $11,756
    Bank of Hope 204 3.86% $6,604
    ALTURA 203 4.25% $4,174
    North American Savings Bank, F.S.B. 202 4.64% $5,735
    Goldman Sachs Bank USA 202 3.33% $8,259
    Arvest Bank 202 4.14% $6,461
    FRONTWAVE 200 3.48% $5,227
    WALL FINANCIAL, INC. 200 4.70% $11,438
    5TH STREET CAPITAL, INC. 198 6.32% $17,147
    BMO Harris Bank 195 4.51% $9,290
    ATHAS CAPITAL GROUP, INC. 194 6.62% $17,153
    Constant Investments, Inc. 192 4.86% $8,432
    Educational Employees Credit Union 190 4.52% $2,340
    AMERICAN INTERNET MORTGAGE, INC. 189 3.75% $6,346
    INFINITY EQUITY GROUP, INC. 189 4.93% $6,661
    KEYPOINT 189 4.15% $6,821
    VICTORIA FINANCIAL CORP. 185 4.35% $5,052
    ANGEL OAK HOME LOANS LLC 185 4.75% $8,945
    First Standard Financial Corp. 183 5.23% $9,988
    AMERIFIRST FINANCIAL CORPORATION 182 5.18% $9,316
    UNIVERSITY CREDIT UNION 182 3.81% $6,721
    SECURITYNATIONAL MORTGAGE COMPANY 179 4.98% $11,158
    First Guaranty Mortgage Corporation 177 4.55% $10,612
    CENTRAL COAST LENDING, INC. 177 4.52% $7,537
    NuVision Federal Credit Union 177 4.34% $6,440
    CAMPOS FINANCIAL CORP. 176 5.01% $10,482
    NATIONAL COOPERATIVE BANK, N.A. 174 4.28% $5,151
    Raymond James Bank 172 3.31% $6,066
    Plains Commerce Bank 171 4.80% $7,655
    BNY Mellon 170 3.49% $7,266
    Credit Union of Southern California 170 4.02% $5,046
    F&A Federal Credit Union 170 3.80% $2,031
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 170 5.45% $8,376
    HOMESIDE FINANCIAL, LLC 169 4.27% $8,515
    SOFI LENDING CORP. 167 3.59% $5,783
    PREMIER LENDING, INC. 167 4.68% $8,313
    SUMMIT MORTGAGE BANKERS INC. 167 4.42% $5,323
    Luxury Mortgage Corp. 165 5.25% $14,747
    LENOX FINANCIAL MORTGAGE CORPORATION 163 4.35% $8,292
    DEEPHAVEN MORTGAGE LLC 160 7.10% $20,341
    iCore Lending, Inc. 158 5.31% $14,741
    BAY 157 4.63% $4,348
    INTERCAP LENDING INC. 156 4.56% $8,283
    ST FIN CORP 150 4.54% $11,309
    Operating Engineers Local Union #3 145 3.76% $3,817
    MidFirst Bank 145 4.77% $14,307
    MORIA DEVELOPMENT, INC. 143 5.22% $10,557
    FUNDLOANS CAPITAL 141 6.51% $23,811
    ALLIANT CREDIT UNION 141 3.93% $5,670
    AltaOne Federal Credit Union 140 3.79% $4,413
    PACIFIC RESIDENTIAL MORTGAGE, LLC 137 5.09% $7,672
    HighTechLending Inc 136 4.67% $7,736
    SESLOC 133 4.25% $4,584
    MEGASTAR FINANCIAL CORP. 132 5.03% $7,352
    Evolve Bank & Trust 129 4.46% $6,895
    The Federal Savings Bank 128 4.50% $15,128
    GOLDEN WEST ALLIANCE, INC. 127 4.79% $11,368
    Los Angeles Federal Credit Union 126 3.43% $2,891
    AMCAP MORTGAGE, LTD. 126 5.08% $10,126
    PACIFIC SERVICE 126 4.42% $4,075
    United Fidelity Funding Corp. 123 5.25% $13,841
    CASTLE & COOKE MORTGAGE, LLC 120 4.74% $9,780
    NOVA FINANCIAL & INVESTMENT CORPORATION 118 4.25% $5,096
    First National Bank of America 116 8.03% $12,751
    Farmers and Merchants Bank of Long Beach 116 3.20% $8,998
    CBC Federal Credit Union 116 3.68% $17,273
    CAPSTONE DIRECT, INC. 114 4.62% $8,274
    M&T Bank 114 4.16% $6,664
    1ST UNITED SERVICES CREDIT UNION 113 3.90% $2,981
    KD CAPITAL MORTGAGE CORPORATION 113 4.34% $6,855
    MORTGAGEONE, INC. 110 5.09% $10,261
    BNC National Bank 109 4.22% $5,594
    The Huntington National Bank 108 4.01% $7,638
    VENTURA COUNTY 103 3.77% $4,028
    Baxter Credit Union 103 4.27% $7,156
    EXCITE Credit Union 101 3.16% $4,835
    ROYAL UNITED MORTGAGE LLC 101 5.49% $8,180
    FirstBank 101 3.56% $3,966
    GUIDANCE RESIDENTIAL, LLC 99 4.94% $8,961
    UNIFY FINANCIAL Credit Union 99 3.90% $3,121
    Valley First Credit Union 99 4.52% $4,309
    Third Federal Savings and Loan Association of Cleveland 97 3.04% $1,947
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 97 4.90% $8,368
    Sunflower Bank 94 4.84% $9,752
    CALTECH EMPLOYEES FEDERAL CREDIT UNION 94 3.86% $8,417
    San Diego Funding 94 4.69% $11,508
    OAKTREE FUNDING CORP. 93 6.07% $17,436
    GUARANTY HOME MORTGAGE CORPORATION 92 4.68% $7,312
    SOVEREIGN LENDING GROUP INCORPORATED 92 4.74% $9,263
    CALLISTO GROUP, INC. 92 5.21% $9,354
    NORTHROP GRUMMAN Federal Credit Union 90 4.23% $6,077
    FOOTHILL FEDERAL CREDIT UNION 90 3.85% $3,520
    DIRECT MORTGAGE, CORP. 87 4.66% $12,761
    Sierra Central Credit Union 87 4.60% $3,380
    Neighborhood Loans, Inc. 87 5.04% $8,707
    Mortgage Research Center, LLC 86 4.71% $7,021
    LBS FINANCIAL 86 4.07% $3,864
    COASTHILLS 82 3.93% $3,558
    EMBRACE HOME LOANS, INC. 82 4.19% $8,085
    BEST FINANCE CAPITAL, INC. 82 4.89% $11,388
    KELLER MORTGAGE, LLC 81 4.48% $5,836
    MID AMERICA MORTGAGE, INC. 80 4.80% $7,443
    USC Credit Union 79 3.91% $5,913
    RBC Bank, (Georgia) 79 4.74% $4,885
    WALL STREET MORTGAGE BANKERS, LTD. 79 5.11% $22,928
    Discover Bank 78 4.54% $0
    ADVANCIAL 78 5.57% $15,642
    LA Financial Federal Credit Union 77 4.13% $8,678
    Banner Bank 77 4.30% $8,725
    GEO-CORP, INC. 76 5.08% $10,194
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 75 4.53% $11,490
    CHOICE LENDING CORP. 75 4.77% $7,963
    Prime Choice Funding Inc. 74 3.53% $7,081
    MORTGAGE SOLUTIONS OF COLORADO, LLC 73 4.63% $8,128
    V.I.P. MORTGAGE, INC. 72 4.92% $10,156
    TJC Mortgage, Inc. 72 4.53% $10,636
    SANTA CLARA COUNTY 71 4.02% $3,689
    Water and Power Community Credit Union 70 3.99% $4,248
    UIF CORPORATION 70 4.99% $6,984
    MEMBER FIRST MORTGAGE, LLC 70 4.32% $9,468
    ARROWHEAD CENTRAL CREDIT UNION 69 5.00% $5,304
    USE Credit Union 69 4.83% $5,082
    USAA Federal Savings Bank 69 5.29% $5,965
    NATIONS RELIABLE LENDING, LLC 68 4.70% $9,710
    Sterling Bank and Trust, FSB 66 3.50% $7,510
    DIGITAL Federal Credit Union 66 3.68% $5,489
    Toyota Financial Savings Bank 66 3.83% $6,730
    Royal Business Bank 66 4.81% $9,920
    HomeStreet Bank 65 4.20% $9,306
    DAS Acquisition Company, LLC 65 4.54% $13,915
    The Northern Trust Company 64 3.64% $11,166
    SNAPFI, INC. 64 4.54% $6,417
    PARTNERS UNITED FINANCIAL, LLC 64 4.60% $9,693
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 64 4.73% $6,300
    UNION HOME MORTGAGE CORP. 64 4.31% $7,520
    Kwik Mortgage Corporation 64 3.79% $4,255
    MID-VALLEY SERVICES, INC. 63 5.27% $6,781
    VERITAS FUNDING, LLC 62 4.62% $9,799
    Wallick & Volk, Inc. 61 4.86% $8,111
    OPEN MORTGAGE, LLC 61 4.41% $7,446
    FirstBank 61 4.07% $5,668
    SOUTHLAND CREDIT UNION 60 4.24% $5,178
    DEL SUR CORPORATION 60 4.69% $8,853
    HOMEOWNERS FIRST MORTGAGE, LLC 59 4.89% $8,949
    AMWEST FUNDING CORP. 59 4.17% $641,572
    Boeing Employees Credit Union 56 4.63% $6,363
    NATIONWIDE MORTGAGE BANKERS, INC. 55 4.82% $12,594
    AMERICAN FIRST 55 4.03% $6,404
    LOANLEADERS OF AMERICA, INC. 53 4.99% $12,622
    Loan Simple, Inc. 53 4.20% $8,011
    Comerica Bank 52 4.37% $6,885
    Gain Federal Credit Union 52 3.41% $8,469
    TOWNE MORTGAGE COMPANY 49 4.02% $7,182
    Fifth Third Bank 48 3.86% $8,423
    SACRAMENTO Credit Union 48 4.40% $3,186
    1ST NORTHERN CALIFORNIA 48 3.63% $3,534
    First City Credit Union 48 4.07% $7,741
    THE FIRST FINANCIAL Federal Credit Union 47 3.94% $159
    Northwest Farm Credit Services, FLCA 47 5.08% $12,845
    SAFE 1 CREDIT UNION 47 4.40% $2,590
    NP, Inc. 46 5.09% $11,041
    CITYWIDE HOME LOANS, LLC 46 5.11% $8,197
    Bank of England 45 4.53% $9,523
    MONARCH FUNDING CORP. 44 4.78% $7,786
    LANDED HOME LOANS LLC 44 4.68% $10,279
    Lend Smart Mortgage, LLC 44 4.87% $8,119
    CALCULATED RISK ANALYTICS LLC 43 4.83% $12,125
    CITIZENS EQUITY FIRST 43 4.01% $3,924
    First Mortgage Solutions, LLC 41 3.34% $7,023
    Devon Bank 41 4.96% $7,098
    PREMIA MORTGAGE, LLC 40 5.01% $2,451
    T2 FINANCIAL LLC 40 3.97% $6,455
    GSF Mortgage Corporation 39 5.03% $5,914
    COMMUNITY MORTGAGE FUNDING, LLC 39 4.40% $4,845
    SIRVA MORTGAGE, INC. 39 4.71% $2,579
    HOMESTEAD FUNDING CORP. 38 3.95% $4,362
    First Internet Bank of Indiana 37 4.25% $4,692
    FINANCE OF AMERICA REVERSE LLC 35 6.96% $2,881
    CIBC Bank USA 35 3.72% $6,862
    ALTA VISTA CREDIT UNION 35 4.25% $16,225
    ON Q FINANCIAL, INC. 34 4.50% $7,688
    Summit Mortgage Corporation 34 4.60% $8,541
    Alaska USA Mortgage Company LLC 34 4.48% $4,280
    SEA WEST COAST GUARD FEDERAL CREDIT UNION 33 2.99% $14,431
    The Loan Store, Inc. 33 4.26% $7,485
    Princeton Mortgage Corporation 33 4.22% $6,689
    21ST MORTGAGE CORPORATION 32 7.08% $9,018
    EMM LOANS LLC 32 3.91% $11,805
    The Central Trust Bank 32 4.18% $4,884
    TEACHERS 32 4.58% $5,825
    FIRST COMMUNITY MORTGAGE, INC. 32 5.66% $9,901
    Christian Community Credit Union 31 3.83% $6,320
    AmRes Corporation 31 4.81% $17,293
    I.L.W.U. CREDIT UNION 31 4.14% $4,502
    EVANSVILLE TEACHERS 30 4.12% $6,311
    United Nations Federal Credit Union 30 3.09% $5,426
    T. J. FINANCIAL, INC. 30 6.19% $6,554
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 30 4.54% $12,775
    First Foundation Bank 30 3.53% $14,793
    LEADERONE FINANCIAL CORPORATION 30 4.79% $9,601
    LOANFLIGHT LENDING, LLC 30 3.67% $6,206
    BNB FINANCIAL INC. 29 5.01% $7,700
    GRANDE HOMES, INC. 29 4.42% $6,977
    Crestline Funding Corporation 28 4.06% $7,629
    STRATA Credit Union 28 4.30% $5,667
    THRIVE MORTGAGE, LLC 27 5.70% $7,932
    Town Square Mortgage & Investments, Inc. 27 4.82% $5,533
    TOP FLITE FINANCIAL, INC. 27 4.91% $20,266
    VAN DYK MORTGAGE CORPORATION 27 4.92% $11,505
    Amalgamated Bank 27 3.93% $7,520
    HOME FUNDING CORPORATION 26 4.90% $8,880
    TRISTAR FINANCE, INC. 25 3.46% $11,545
    AMERICAN ADVISORS GROUP 25 4.29% $5,721
    Waterstone Mortgage Corporation 25 4.77% $9,801
    MANN FINANCIAL INC. 24 5.24% $12,066
    Magnolia Bank 24 4.07% $8,560
    Armed Forces Bank 23 4.32% $6,468
    Servion, Inc. 23 4.55% $5,174
    RANLIFE, INC. 23 4.43% $7,293
    SAFEAMERICA CREDIT UNION 22 3.06% $3,028
    DIRECTIONS EQUITY, LLC 22 5.35% $7,086
    LONG BEACH CITY EMPLOYEES Federal Credit Union 21 3.67% $4,331
    S&S Financial 20 4.37% $4,663
    CONTOUR MORTGAGE CORPORATION 20 4.86% $17,993
    Texana Bank 20 3.94% $8,344
    Logan Finance Corporation 19 6.15% $24,029
    Union Savings Bank 19 4.04% $18,162
    DIRECTORS MORTGAGE, INC. 19 4.73% $12,535
    The Home Loan Expert LLC 19 4.33% $11,363
    LENDING 3, INC. 19 7.37% $15,240
    MYPOINT Credit Union 19 4.63% $3,269
    Bank-Fund Staff Federal Credit Union 19 2.82% $6,958
    GuardHill Financial Corp. 19 3.97% $14,509
    First Western Trust Bank 18 4.23% $7,182
    FEDERATED MORTGAGE CORP. 18 4.77% $5,258
    COMMUNITY FIRST CREDIT UNION 18 4.87% $5,440
    FIRST ALLIANCE HOME MORTGAGE, LLC 18 3.51% $8,474
    MORTGAGE EXPRESS, LLC 18 4.98% $8,226
    RMS & Associates 18 5.12% $8,285
    Ukrainian Federal Credit Union 18 3.99% $4,141
    Willamette Valley Bank 17 4.86% $7,873
    FIRST COLONY MORTGAGE CORPORATION 17 4.40% $9,822
    ABSOLUTE HOME MORTGAGE CORPORATION 17 3.91% $5,785
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 17 3.68% $5,564
    Goldwater Bank, N.A. 17 4.95% $8,106
    Mortgage Bank of California 17 7.64% $32,318
    ISERVE RESIDENTIAL LENDING, LLC 16 4.56% $7,623
    CLEARPATH LENDING 16 4.69% $8,500
    Bell Bank 16 5.01% $8,255
    First Home Bank 16 4.37% $10,299
    First Horizon Bank 16 4.27% $9,288
    Vellum Mortgage, Inc. 15 6.24% $7,301
    Utah Mortgage Loan Corporation 15 5.25% $9,138
    Paramount Bank 15 5.58% $10,512
    SUNSTREET MORTGAGE, LLC 15 4.12% $5,327
    Cf Bank 15 3.42% $4,000
    City National Bank of Florida 14 4.40% $10,870
    PACIFIC HOME LOANS, INC. 14 4.70% $6,514
    Deere Employees Credit Union 14 3.07% $3,514
    CITY FIRST MORTGAGE SERVICES, L.L.C. 14 5.02% $10,456
    ALLIED MORTGAGE GROUP, INC. 14 5.37% $8,813
    AMERICAN FINANCE HOUSE LARIBA 14 4.87% $7,012
    JET DIRECT FUNDING CORP 14 5.38% $7,626
    GREATER NEVADA LLC 13 4.57% $5,135
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 13 4.81% $5,963
    Colonial Savings, F.A. 13 4.53% $5,383
    GLENDALE AREA SCHOOLS CREDIT UNION 13 3.82% $3,305
    SANDIA LABORATORY 13 4.03% $3,960
    Monterey Credit Union 13 3.74% $2,274
    BLUE BRICK FINANCIAL LLC 12 3.98% $3,068
    UNITED MORTGAGE CORP 12 5.08% $12,178
    First State Bank of St. Charles, Missouri 12 4.42% $5,269
    HONDA Federal Credit Union 12 3.77% $7,568
    MEMBERS 1ST CREDIT UNION 12 5.61% $3,608
    Residential Mortgage Solutions, Inc. 11 4.62% $7,369
    RELIANCE FIRST CAPITAL, LLC 11 5.43% $10,133
    DEPARTMENT OF COMMERCE 11 2.92% $9,548
    POPA FEDERAL CREDIT UNION 11 2.88% $7,083
    PLUS RELOCATION MORTGAGE, LLC 11 4.26% $13,882
    UNITED 11 4.22% $5,311
    SUCCESS MORTGAGE PARTNERS, INC. 11 6.00% $7,800
    LHM FINANCIAL CORPORATION 11 4.37% $9,655
    Assurance Financial Group, L.L.C. 10 5.06% $14,545
    TRUWEST Credit Union 10 3.84% $3,769
    SAN FRANCISCO FEDERAL CREDIT UNION 10 4.74% $6,346
    Washington Trust Bank 10 3.78% $7,659
    Commerce Bank 10 4.06% $6,009
    AMERICAN HERITAGE LENDING, INC. 10 6.96% $15,001
    BOKF 10 4.58% $5,659
    FAY SERVICING, LLC 10 4.03% $7,329
    NBH Bank 10 4.30% $6,644
    FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION 10 4.13% $5,141
    GoPrime Mortgage, Inc. 10 4.24% $5,707
    Chaffey Federal Credit Union 10 4.09% $3,004
    JTF ROSE, INC. 10 8.74% $12,194
    Ixonia Bank 10 4.91% $9,671
    WINGS FINANCIAL 9 3.81% $3,881
    SUMMIT MORTGAGE CORPORATION 9 4.23% $6,659
    NEW WEST LENDING, INC. 9 5.10% $10,872
    CHU & ASSOCIATES, INC. 9 4.65% $9,796
    VANDERBILT MORTGAGE AND FINANCE, INC. 9 5.11% $8,182
    HERITAGE COMMUNITY CREDIT UNION 9 3.97% $5,834
    Austin Capital Bank SSB 9 5.39% $8,942
    AEROSPACE FEDERAL CREDIT UNION 9 4.78% $11,060
    THRIVENT Federal Credit Union 9 4.03% $5,885
    INLAND BANK & TRUST 8 5.19% $8,847
    AMERICAN FINANCIAL RESOURCES, INC. 8 5.22% $9,562
    UMB Bank 8 3.86% $6,399
    1st Security Bank of Washington 8 4.25% $18,657
    PROPER RATE, LLC 8 4.20% $7,204
    S&T Bank 8 5.09% $6,804
    First Federal Bank 8 4.47% $8,431
    Figure Lending LLC 8 3.27% $11,575
    BKCO MORTGAGE, LLC 8 5.56% $6,284
    Elements Financial Federal Credit Union 8 4.53% $5,720
    Actors Federal Credit Union 8 3.22% $7,680
    East Coast Capital Corp. 8 5.09% $11,301
    SWBC MORTGAGE CORPORATION 8 5.66% $7,223
    BLUELEAF LENDING, LLC 8 4.28% $9,298
    AFFINITY 7 4.46% $5,480
    Semper Home Loans, Inc. 7 3.86% $3,299
    Academy Bank 7 4.18% $5,743
    Great Southern Bank 7 3.96% $5,158
    MORTGAGE ACCESS CORP. 7 4.46% $7,656
    Victorian Finance, LLC 7 4.95% $6,109
    Columbia State Bank 6 5.23% $5,835
    ITHINK FINANCIAL Credit Union 6 4.60% $18,655
    Pinnacle Bank 6 4.83% $4,160
    GREENSTATE CREDIT UNION 6 5.83% $9,223
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 6 4.85% $12,581
    LIBERTY HOME MORTGAGE CORPORATION 6 5.56% $10,259
    SALAL 6 2.83% $5,951
    QUORUM FEDERAL CREDIT UNION 6 3.81% $4,057
    Old National Bank 6 3.69% $6,661
    SYNERGY HOME MORTGAGE, LLC 5 4.50% $5,868
    Peoples Bank 5 5.38% $12,948
    NORWICH COMMERCIAL GROUP, INC. 5 4.20% $10,583
    COMPASS MORTGAGE, INC. 5 4.78% $6,729
    BRIDGELOCK CAPITAL 5 4.62% $6,268
    Central State Credit Union 5 5.28% $4,517
    MERCO Credit Union 5 3.98% $7,222
    Meridian Bank Corporation 5 4.50% $5,785
    FM Home Loans, LLC 5 4.35% $21,779
    Colten Mortgage, LLC 5 4.23% $6,167
    Capital Bank 5 4.72% $7,133
    Alerus Financial 5 4.40% $4,028
    Financial Funding Solutions, Inc. 5 3.65% $3,414
    First Option Mortgage, LLC 5 5.00% $7,470
    ALTITUDE FINANCIAL CORPORATION 5 4.68% $6,184
    First Merchants Bank 5 4.93% $7,367
    SECURITY HOME MORTGAGE, LLC. 4 4.78% $7,723
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 4 6.16% $17,202
    Notre Dame Federal Credit Union Corporation 4 5.09% $6,616
    NASA Federal Credit Union 4 3.88% $7,939
    Valley National Bank 4 4.50% $9,508
    Origin Bank 4 4.28% $6,624
    TOGETHER CREDIT UNION 4 3.67% $5,786