California Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in California averaged 6.83% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.44% and one month ago for the week of 2025-02-27, the average rate was 6.95%.

California's average rate one year ago was 6.68%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
California 30 Year Fixed Rate 2025-04-03 6.83%
California 30 Year Fixed Rate Refi 2025-04-03 6.34%
California 15 Year Fixed Rate 2025-04-03 5.7%
California 15 Year Fixed Rate Refi 2025-04-03 5.75%
California 30 Year FHA 2025-04-03 5.76%
California 30 Year FHA Refi 2025-04-03 5.82%
California 30 Year USDA 2025-04-03 5.87%
California 30 Year USDA Refi 2025-04-03 6.12%
California 30 Year VA 2025-04-03 5.92%
California 30 Year VA Refi 2025-04-03 5.32%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within California.

California Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the California market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 28,353 6.67% $10,490
QUICKEN LOANS, LLC 21,363 6.70% $8,378
U.S. Bank 8,728 6.41% $6,774
JPMorgan Chase Bank 7,780 6.49% $6,195
Wells Fargo Bank 6,195 6.26% $8,150
CROSSCOUNTRY MORTGAGE, LLC 5,191 6.95% $10,581
EAGLE HOME MORTGAGE, LLC 5,089 5.73% $8,263
Bank of America 4,925 6.06% $6,865
LOANDEPOT.COM, LLC 4,094 6.44% $9,733
Citibank 4,003 6.19% $7,335
The Loan Store, Inc. 3,111 6.86% $9,065
GUARANTEED RATE, INC. 3,012 6.70% $8,361
BMO Harris Bank 2,927 6.36% $7,947
OCMBC, INC. 2,770 7.37% $15,396
GUILD MORTGAGE COMPANY 2,305 6.70% $10,417
BROKER SOLUTIONS, INC. 2,201 6.87% $9,769
CMG MORTGAGE, INC. 2,183 6.79% $10,118
PENNYMAC LOAN SERVICES, LLC 2,175 6.65% $10,898
AMERICAN PACIFIC MORTGAGE CORPORATION 2,152 6.91% $9,571
Flagstar Bank, FSB 2,053 6.83% $8,328
NMSI, INC. 2,016 6.92% $10,762
Century Mortgage Company DBA Century Lending Company 1,882 6.82% $10,090
Morgan Stanley Private Bank 1,864 5.95% $6,353
NEW WAVE LENDING GROUP INC 1,809 7.14% $11,436
NEWREZ LLC 1,737 6.85% $9,915
HSBC BANK USA, NATIONAL ASSOCIATION 1,704 5.96% $6,487
SCHOOLSFIRST 1,646 6.53% $5,011
Sierra Pacific Mortgage Company, Inc. 1,631 6.70% $10,238
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,580 6.83% $9,753
Paramount Residential Mortgage Group, Inc. 1,519 6.83% $10,481
PNC Bank 1,519 6.44% $7,118
Commerce Home Mortgage, Inc. 1,483 7.40% $15,419
MOVEMENT MORTGAGE, LLC 1,455 6.87% $9,622
KBHS HOME LOANS, LLC 1,300 6.24% $11,161
East West Bank 1,187 6.72% $5,889
DHI MORTGAGE COMPANY, LTD. 1,130 5.82% $4,563
THE GOLDEN 1 1,102 6.34% $4,864
General Mortgage Capital Corporation 1,099 6.85% $8,000
GUARANTEED RATE AFFINITY, LLC 1,001 6.79% $9,014
ALAMEDA MORTGAGE CORPORATION 988 6.87% $9,718
NAVY FEDERAL CREDIT UNION 974 6.31% $6,450
Mr. Cooper ( Nationstar Mortgage ) 962 6.57% $10,489
PROVIDENT FUNDING ASSOCIATES, L.P. 950 6.40% $5,951
Charles Schwab Bank, SSB 944 5.83% $4,296
Golden Empire Mortgage, Inc. 923 6.75% $10,680
HOMEAMERICAN MORTGAGE CORPORATION 902 6.06% $2,196
PULTE MORTGAGE LLC 817 5.94% $2,654
Franklin Loan Corporation 812 6.88% $9,398
City National Bank 787 6.11% $5,506
PRIMELENDING, A PLAINSCAPITAL COMPANY 736 6.83% $10,251
BAY EQUITY LLC 708 6.76% $8,392
AMERICAN FINANCIAL NETWORK, INC. 701 6.96% $13,009
South Pacific Financial Corporation 694 6.48% $5,404
GOOGAIN, INC. 675 6.76% $5,331
NEXERA HOLDING LLC 671 7.72% $18,686
NexBank 667 6.85% $10,580
MASON MCDUFFIE MORTGAGE CORPORATION 649 6.89% $9,688
Zions Bank 644 6.32% $8,905
ZILLOW HOME LOANS, LLC 632 6.64% $9,333
Citadel Servicing Corporation 629 8.06% $18,806
First-Citizens Bank & Trust Company 593 6.30% $8,662
STAR ONE CREDIT UNION 574 6.13% $4,526
BAY-VALLEY MORTGAGE GROUP 574 6.90% $10,823
Logan Finance Corporation 571 7.49% $19,467
MK LENDING CORP. 539 7.22% $12,939
Performance Financial, Inc. 536 7.23% $16,610
FREEDOM MORTGAGE CORPORATION 528 6.76% $9,159
EVERETT FINANCIAL, INC. 521 6.90% $11,592
S1L, Inc. 520 6.92% $9,743
PATELCO 499 6.32% $7,129
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 490 7.36% $16,403
REDWOOD 478 6.56% $7,267
AMERITRUST MORTGAGE CORPORATION 476 7.30% $14,204
Prosperity Home Mortgage, LLC 466 6.88% $8,266
American Mortgage & Equity Consultants, Inc. 458 6.96% $10,297
FIRST COLONY MORTGAGE CORPORATION 454 6.65% $8,979
SUMMIT FUNDING, INC. 432 6.91% $12,026
JMAC LENDING, INC. 417 6.94% $11,692
MISSION 412 6.34% $6,797
HOMEXPRESS MORTGAGE CORP. 406 7.95% $19,423
PLAZA HOME MORTGAGE, INC. 403 6.94% $10,395
CALIFORNIA CREDIT UNION 402 5.94% $500
ARK-LA-TEX FINANCIAL SERVICES, LLC. 398 6.84% $9,837
HOMEBRIDGE FINANCIAL SERVICES, INC. 391 7.19% $15,379
NATIONS DIRECT MORTGAGE, LLC 384 6.96% $12,921
First Standard Financial Corp. 382 6.99% $10,453
JMJ FINANCIAL GROUP 380 6.95% $12,548
Hometown Equity Mortgage, LLC 374 8.12% $15,002
Ameris Bank 371 6.57% $6,373
ARC HOME LLC 367 7.47% $15,967
PREMIER MORTGAGE RESOURCES, L.L.C. 354 6.70% $10,506
UBS Bank USA 348 6.28% $7,665
AUGUSTA FINANCIAL, INC. 330 6.80% $9,112
SAFE CREDIT UNION 329 6.38% $9,781
MLD MORTGAGE INC. 322 6.70% $8,026
AmeriHome Mortgage Company, LLC 322 6.81% $7,962
HOMEOWNERS FINANCIAL GROUP USA, LLC 322 6.85% $11,657
Barrington Bank & Trust Company, N.A. 321 6.82% $8,485
ONY GLO, INC. 320 6.81% $9,482
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 311 5.93% $8,639
MUTUAL OF OMAHA MORTGAGE, INC. 310 6.57% $8,585
BETTER MORTGAGE CORPORATION 308 6.45% $8,050
INSPIRE HOME LOANS INC. 301 6.22% $6,155
MORIA DEVELOPMENT, INC. 298 6.99% $8,946
Vellum Mortgage, Inc. 294 6.82% $6,177
DIGNIFIED HOME LOANS, LLC 291 6.81% $9,041
NFM, INC. 284 6.67% $11,138
RESIDENTIAL WHOLESALE MORTGAGE, INC. 282 6.70% $8,739
ML Mortgage Corp. 279 6.84% $11,510
NBKC BANK 275 6.55% $4,658
Fremont Bank 267 6.90% $2,408
DEEPHAVEN MORTGAGE LLC 262 7.81% $18,834
MORTGAGE CAPITAL PARTNERS, INC. 256 6.83% $10,744
Provident Credit Union 255 6.20% $4,737
NP, Inc. 253 7.91% $15,716
Tri Counties Bank 251 6.63% $5,039
COASTAL FUNDING SLC, INC. 247 6.94% $8,509
BM Real Estate Services, Inc. 245 7.27% $13,335
ENVOY MORTGAGE, LTD 242 6.82% $9,493
Home Mortgage Alliance Corp 242 7.43% $14,514
Cathay Bank 240 6.95% $6,377
AXIA FINANCIAL, LLC 237 6.88% $10,123
Shea Mortgage Inc. 237 6.79% $1,979
Cornerstone First Mortgage, Inc 236 7.03% $11,012
AHL FUNDING 231 7.05% $15,764
ANGEL OAK MORTGAGE SOLUTIONS LLC 231 7.50% $20,026
A&D Mortgage LLC 230 7.37% $15,521
MORTGAGEONE, INC. 224 6.93% $11,933
LOGIX FEDERAL CREDIT UNION 224 6.46% $8,815
SCENIC OAKS FUNDING, INC. 222 6.76% $9,315
STANFORD Federal Credit Union 221 6.49% $5,013
LAND HOME FINANCIAL SERVICES, INC. 213 7.04% $8,456
PACIFIC RESIDENTIAL MORTGAGE, LLC 209 6.64% $8,155
Watermark Capital, Inc. 207 6.68% $7,046
MICHIGAN MUTUAL, INC. 205 6.78% $9,521
FOUNDATION MORTGAGE CORPORATION 204 8.18% $23,375
POINT Mortgage 204 6.69% $9,396
LENDSURE MORTGAGE CORP. 201 7.80% $24,526
PRIMARY RESIDENTIAL MORTGAGE, INC. 198 6.71% $9,461
COAST 2 COAST FUNDING GROUP, INC. 185 7.12% $11,442
SUN WEST MORTGAGE COMPANY, INC. 184 6.71% $11,467
PLANET HOME LENDING, LLC 183 6.78% $9,102
Educational Employees Credit Union 176 5.97% $2,688
Northpointe Bank 176 6.38% $6,087
CHURCHILL MORTGAGE CORPORATION 173 6.92% $10,813
Stifel Bank and Trust 171 6.08% $5,042
UNION HOME MORTGAGE CORP. 167 6.79% $9,716
Greenbox Loans, Inc. 166 8.92% $23,652
PHH Mortgage Corporation 161 6.69% $7,227
FIRST TECHNOLOGY 160 6.42% $6,152
Umpqua Bank 159 6.79% $7,493
KINECTA 159 6.65% $11,652
ALLIANT CREDIT UNION 158 6.24% $5,575
Luxury Mortgage Corp. 158 7.46% $22,400
AMERISAVE MORTGAGE CORPORATION 156 6.56% $12,768
FUNDLOANS CAPITAL 154 7.71% $31,518
CARDINAL FINANCIAL 151 6.84% $10,626
CLM MORTGAGE, INC 151 6.41% $7,022
INTERCAP LENDING INC. 146 6.76% $9,739
Equity Prime Mortgage LLC 144 6.91% $11,231
NETWORK CAPITAL FUNDING CORPORATION 143 6.67% $11,743
Plains Commerce Bank 142 6.63% $10,048
USAA Federal Savings Bank 141 6.66% $7,918
Goldman Sachs Bank USA 141 6.03% $9,601
Ally Bank 140 6.35% $10,178
First National Bank of America 138 9.13% $13,367
5TH STREET CAPITAL, INC. 137 7.71% $18,428
VALLEY STRONG CREDIT UNION 134 5.99% $6,508
CORNERSTONE HOME LENDING, INC. 132 7.10% $10,442
Carrington Mortgage Services, LLC 132 7.35% $13,086
OAKTREE FUNDING CORP. 132 7.60% $22,324
CITY FIRST MORTGAGE SERVICES, L.L.C. 130 6.83% $7,514
NuVision Federal Credit Union 129 6.62% $13,169
LOANPAL, LLC 129 6.55% $10,619
NATIONAL COOPERATIVE BANK, N.A. 128 6.63% $6,318
TBI MORTGAGE COMPANY 127 6.49% $8,762
GUIDANCE RESIDENTIAL, LLC 126 7.09% $8,756
LEADERONE FINANCIAL CORPORATION 125 6.85% $9,879
Citizens Bank 124 6.07% $11,554
VICTORIA FINANCIAL CORP. 123 6.79% $5,263
Nations Lending Corporation 122 6.84% $8,741
First Bank 118 6.48% $6,910
F&A Federal Credit Union 116 6.10% $3,451
Axos Bank 115 7.46% $28,999
CTBC Bank Corp. (USA) 115 7.24% $7,493
WESCOM CENTRAL CREDIT UNION 114 6.81% $6,997
Constant Investments, Inc. 114 6.84% $7,885
Raymond James Bank 113 5.84% $5,689
Pacific Lending LLC 112 6.86% $10,839
Mechanics Bank 111 6.41% $5,886
Firefighters First Federal Credit Union 110 6.38% $3,417
ALTURA 109 6.41% $5,422
HOMESIDE FINANCIAL, LLC 108 6.68% $11,063
GENEVA FINANCIAL, LLC 108 7.19% $12,162
SANDIA LABORATORY 106 6.09% $8,859
LADERA LENDING, INC. 105 6.75% $6,686
Truist 103 6.74% $9,103
CANOPY MORTGAGE, LLC 102 6.86% $9,080
San Mateo Credit Union 102 6.33% $4,552
LENOX FINANCIAL MORTGAGE CORPORATION 101 6.36% $5,915
FBC MORTGAGE, LLC 101 6.33% $12,220
INFINITY EQUITY GROUP, INC. 100 7.04% $6,790
FIRST NATIONS HOME FINANCE CORPORATION 99 6.85% $7,267
KD CAPITAL MORTGAGE CORPORATION 99 6.67% $7,406
CHEVRON 96 6.34% $4,712
PARTNERS 96 6.32% $8,239
SUMMIT MORTGAGE BANKERS INC. 95 6.71% $5,891
Royal Business Bank 94 7.24% $15,662
FIRST ENTERTAINMENT 92 6.28% $5,929
Provident Savings Bank, F.S.B. 91 6.46% $7,011
Discover Bank 89 7.01% $0
TRAVIS CREDIT UNION 88 6.51% $7,354
NORWICH COMMERCIAL GROUP, INC. 88 6.71% $8,940
SOUTHLAND CREDIT UNION 88 5.67% $6,502
MidFirst Bank 86 6.39% $8,690
SAN FRANCISCO FEDERAL CREDIT UNION 86 5.66% $5,265
OPEN MORTGAGE, LLC 84 7.72% $19,015
SECURITYNATIONAL MORTGAGE COMPANY 84 6.97% $14,552
Farmers Bank & Trust 83 6.41% $5,044
Financial Partners Credit Union 83 6.63% $6,501
CALCON MUTUAL MORTGAGE LLC 82 7.05% $14,825
ORANGE COUNTY'S CREDIT UNION 81 6.75% $5,918
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 81 6.79% $9,290
AMERICAN HERITAGE LENDING, INC. 81 7.93% $19,697
PANORAMA MORTGAGE GROUP, LLC 80 5.76% $10,625
FIRST COMMUNITY MORTGAGE, INC. 80 6.96% $6,677
Credit Union of Southern California 79 6.58% $5,656
MERIWEST MORTGAGE COMPANY, LLC 78 6.38% $8,963
DAS Acquisition Company, LLC 77 6.92% $7,307
CALLISTO GROUP, INC. 75 7.44% $11,216
ARROWHEAD CENTRAL CREDIT UNION 74 6.32% $7,446
PENTAGON FEDERAL CREDIT UNION 74 6.43% $10,558
CAMPOS FINANCIAL CORP. 73 7.06% $12,050
WALL STREET MORTGAGE BANKERS, LTD. 72 6.78% $23,643
DATA MORTGAGE, INC. 72 6.91% $11,208
TEACHERS 70 6.08% $8,432
AMERICAN INTERNET MORTGAGE, INC. 69 6.34% $6,218
Florida Capital Bank 66 6.65% $8,546
ROYAL UNITED MORTGAGE LLC 66 6.99% $8,660
BRIDGELOCK CAPITAL 65 6.91% $10,623
Washington Federal Bank 64 6.98% $38,343
Water and Power Community Credit Union 62 6.23% $5,548
V.I.P. MORTGAGE, INC. 62 6.84% $8,722
PREMIER LENDING, INC. 61 6.93% $10,754
ST FIN CORP 59 6.91% $15,030
SESLOC 58 6.62% $5,373
TECHNOLOGY 57 6.45% $5,290
MOUNTAIN WEST FINANCIAL, INC. 56 6.86% $9,171
Quontic Bank 55 8.47% $18,071
Sierra Central Credit Union 54 6.61% $3,287
AMERICAN FINANCIAL RESOURCES, INC. 54 6.59% $9,557
Bethpage Federal Credit Union 54 6.17% $6,186
HighTechLending Inc 54 7.04% $9,546
RESIDENTIAL BANCORP 54 7.10% $11,256
Noble Federal Credit Union 53 6.17% $6,495
SACRAMENTO Credit Union 53 6.56% $4,318
VISION ONE MORTGAGE, INC. 51 6.98% $15,320
MEGASTAR FINANCIAL CORP. 51 6.92% $8,501
Baxter Credit Union 51 6.64% $6,990
Mortgage Research Center, LLC 50 6.73% $8,845
UNCLE Credit Union 49 6.09% $7,133
AMERICAN FINANCING CORPORATION 49 6.15% $9,061
INTELLILOAN, INC. 49 6.79% $7,721
LAKEVIEW LOAN SERVICING, LLC 49 6.43% $8,980
NOVA FINANCIAL & INVESTMENT CORPORATION 48 6.79% $6,096
BNY Mellon 47 6.26% $6,384
Evolve Bank & Trust 47 6.76% $7,356
KEYPOINT 47 6.74% $4,900
San Diego Funding 46 6.79% $11,046
CENTRAL COAST LENDING, INC. 46 6.79% $6,982
PROPER RATE, LLC 46 6.65% $8,451
ADVANCIAL 46 7.36% $22,794
VENTURA COUNTY 45 6.22% $5,333
First Federal Bank 45 6.47% $6,106
MORTGAGE MANAGEMENT CONSULTANTS, INC. 45 7.11% $8,810
ON Q FINANCIAL, INC. 44 6.98% $6,847
Banner Bank 44 6.82% $8,407
Bank of Hope 44 6.83% $6,764
USC Credit Union 44 6.39% $6,594
COMMUNITY MORTGAGE FUNDING, LLC 44 6.79% $7,659
PACIFIC SERVICE 44 6.78% $5,159
MORTGAGE SOLUTIONS OF COLORADO, LLC 42 6.73% $13,604
MYPOINT Credit Union 42 5.90% $2,426
UIF CORPORATION 42 7.04% $6,464
SAN DIEGO COUNTY CREDIT UNION 40 6.31% $3,850
CASTLE & COOKE MORTGAGE, LLC 40 6.81% $13,463
CITYWIDE HOME LOANS, LLC 40 6.86% $9,788
Fifth Third Bank 39 6.22% $7,821
Boeing Employees Credit Union 39 6.44% $7,263
21ST MORTGAGE CORPORATION 38 8.36% $8,809
WALL FINANCIAL, INC. 38 6.79% $15,033
NORTHROP GRUMMAN Federal Credit Union 37 6.64% $7,351
Northwest Farm Credit Services, FLCA 37 6.49% $14,391
ALTITUDE FINANCIAL CORPORATION 37 6.78% $6,043
GEO-CORP, INC. 37 7.43% $13,975
RBC Bank, (Georgia) 36 5.77% $6,777
AltaOne Federal Credit Union 36 6.49% $4,727
Los Angeles Federal Credit Union 36 5.35% $4,576
BECKAM FUNDING CORP. 35 7.93% $21,619
PREMIA MORTGAGE, LLC 35 6.41% $3,256
LBS FINANCIAL 34 6.45% $4,888
Comerica Bank 34 6.63% $6,733
CITIZENS EQUITY FIRST 34 6.31% $3,387
DIGITAL Federal Credit Union 33 6.25% $5,133
TJC Mortgage, Inc. 33 6.83% $7,806
SIRVA MORTGAGE, INC. 33 6.59% $2,403
ALLIED MORTGAGE GROUP, INC. 32 6.95% $6,258
M&T Bank 31 6.30% $6,491
TOWNE MORTGAGE COMPANY 31 6.80% $9,691
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 31 7.10% $11,380
FOOTHILL FEDERAL CREDIT UNION 30 6.58% $5,560
KeyBank 28 6.64% $8,901
FirstBank 28 6.40% $6,166
COASTHILLS 28 6.09% $4,578
DIRECT MORTGAGE, CORP. 27 6.84% $11,662
CBC Federal Credit Union 27 6.65% $10,659
Wallick & Volk, Inc. 27 6.54% $8,534
The Huntington National Bank 26 7.13% $8,088
EMBRACE HOME LOANS, INC. 26 6.65% $7,251
MORTGAGE EQUITY PARTNERS LLC 26 6.83% $6,802
HomeStreet Bank 25 6.56% $10,700
DIRECTIONS EQUITY, LLC 25 6.93% $7,733
CALTECH EMPLOYEES FEDERAL CREDIT UNION 24 6.55% $9,628
T2 FINANCIAL LLC 24 6.88% $8,941
USE Credit Union 23 6.76% $648
California Coast Credit Union 23 6.84% $5,734
Waterstone Mortgage Corporation 23 6.74% $10,831
Arvest Bank 22 6.91% $7,347
SNAPFI, INC. 22 6.78% $7,111
Strong Home Mortgage, LLC 22 6.52% $4,462
Sunflower Bank 22 6.78% $10,340
Crestline Funding Corporation 21 6.74% $5,692
LOS ANGELES POLICE Federal Credit Union 21 6.72% $5,716
DIRECTORS MORTGAGE, INC. 20 6.97% $12,392
UNIVERSITY CREDIT UNION 20 6.72% $6,809
MONARCH FUNDING CORP. 20 6.58% $7,952
Toyota Financial Savings Bank 20 6.63% $7,685
SANTA CLARA COUNTY 19 6.28% $4,090
MID-VALLEY SERVICES, INC. 19 8.63% $11,132
Lakeview Community Capital, LLC 19 6.44% $11,291
The Northern Trust Company 19 6.53% $7,212
Goldwater Bank, N.A. 18 7.07% $12,061
Kwik Mortgage Corporation 18 6.50% $3,999
CERTIFIED 18 6.52% $3,633
CIBC Bank USA 18 6.14% $8,230
VAN DYK MORTGAGE CORPORATION 17 7.32% $8,507
ISERVE RESIDENTIAL LENDING, LLC 17 6.90% $11,063
Paramount Bank 17 6.68% $6,571
NATIONWIDE MORTGAGE BANKERS, INC. 17 6.94% $15,139
ROUNDPOINT MORTGAGE SERVICING CORPORATION 16 6.28% $5,147
Leader Bank 16 6.65% $6,851
STRATA Credit Union 16 5.86% $6,760
LOANLEADERS OF AMERICA, INC. 16 6.48% $11,862
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 15 6.57% $9,326
Alaska USA Federal Credit Union 15 6.74% $5,357
UNIFY FINANCIAL Credit Union 15 6.66% $4,114
PREMIER AMERICA 15 6.83% $6,839
STARBOARD FINANCIAL MANAGEMENT, LLC 14 7.02% $5,434
COMMUNITY FIRST CREDIT UNION 14 7.39% $5,596
North American Savings Bank, F.S.B. 13 7.05% $14,962
Devon Bank 13 6.81% $11,008
The Federal Savings Bank 13 7.23% $9,648
LA Financial Federal Credit Union 13 6.60% $6,762
AMERICAN PORTFOLIO MORTGAGE CORPORATION 13 6.72% $10,016
SAFE 1 CREDIT UNION 13 6.50% $2,441
SAMMAMISH MORTGAGE COMPANY 12 6.34% $7,804
American Airlines Federal Credit Union 12 5.64% $0
Summit Mortgage Corporation 12 7.04% $6,939
EVANSVILLE TEACHERS 12 7.34% $8,832
Servion, Inc. 12 6.71% $8,537
NJ LENDERS CORP. 12 6.79% $7,809
VANDERBILT MORTGAGE AND FINANCE, INC. 12 7.53% $8,069
First Western Trust Bank 12 6.70% $6,368
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 11 6.92% $14,444
US MORTGAGE CORPORATION 11 6.77% $10,104
Keystone Funding, Inc. 11 6.59% $12,172
1ST NORTHERN CALIFORNIA 11 6.19% $9,770
United Nations Federal Credit Union 11 5.77% $6,676
ROGUE 11 6.73% $4,196
Bank-Fund Staff Federal Credit Union 11 5.83% $6,189
S&S Financial 10 6.91% $4,000
Armed Forces Bank 10 6.81% $7,729
1st Security Bank of Washington 10 6.93% $12,681
MEMBER FIRST MORTGAGE, LLC 10 6.68% $4,726
MORTGAGE ACCESS CORP. 10 6.87% $13,682
MORTGAGE EXPRESS, LLC 10 6.87% $8,989
T. J. FINANCIAL, INC. 10 8.03% $6,546
FEDERATED MORTGAGE CORP. 10 6.72% $3,277
Commerce Bank 9 6.46% $7,478
TOTAL MORTGAGE SERVICES, LLC 9 7.21% $20,069
TOP FLITE FINANCIAL, INC. 9 6.83% $10,728
First Horizon Bank 9 6.68% $8,845
Financial Funding Solutions, Inc. 9 7.05% $9,620
Bell Bank 9 7.05% $9,086
Home Loan Investment Bank, F.S.B. 9 6.96% $6,245
Service Federal Credit Union 9 5.28% $3,642
Ixonia Bank 9 7.22% $11,616
HOMESTEAD FUNDING CORP. 9 6.65% $3,278
AEROSPACE FEDERAL CREDIT UNION 9 6.51% $6,252
UNIVERSAL LENDING CORPORATION 8 5.98% $9,485
FRONTWAVE 8 6.59% $4,457
SUCCESS MORTGAGE PARTNERS, INC. 8 6.39% $9,907
Wilmington Savings Fund Society, FSB 8 6.50% $17,540
First City Credit Union 8 6.13% $7,747
Amalgamated Bank 8 6.42% $8,096
RESIDENTIAL MORTGAGE, LLC 8 6.64% $8,283
The Dart Bank 8 6.52% $14,423
Texana Bank 8 7.06% $10,939
BNB FINANCIAL INC. 7 6.63% $7,784
Assurance Financial Group, L.L.C. 7 7.07% $15,597
GREENSTATE CREDIT UNION 7 6.68% $6,664
Kaiperm Diablo Federal Credit Union 7 6.27% $6,348
MID AMERICA MORTGAGE, INC. 7 6.86% $10,381
NATIONS RELIABLE LENDING, LLC 7 6.91% $14,212
Old National Bank 7 6.23% $5,141
Pinnacle Bank 7 7.89% $7,092
SKYONE Federal Credit Union 7 6.55% $6,051
The Central Trust Bank 7 6.20% $5,218
UNITED LOCAL CREDIT UNION 7 4.82% $3,885
University Bank 7 7.05% $7,827
VERITAS FUNDING, LLC 7 6.79% $12,400
Farm Credit Mid-America, ACA 6 7.40% $13,014
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.60% $13,717
HERITAGE COMMUNITY CREDIT UNION 6 6.40% $2,376
Residential First Mortgage 6 11.29% $36,641
Bank of England 6 7.50% $9,692
PRIMUS LENDING CORP. 6 6.88% $11,492
WINGS FINANCIAL 6 6.15% $6,556
Utah Mortgage Loan Corporation 6 6.83% $6,850
AmRes Corporation 6 7.23% $10,733
MEMBERS 1ST CREDIT UNION 6 7.09% $25,054
DELTA COMMUNITY CREDIT UNION 6 5.98% $7,718
MORTGAGE 1 INCORPORATED 6 6.77% $6,356
Encompass Lending Group, LP 6 7.12% $11,818
JTF ROSE, INC. 6 10.15% $10,428
RANLIFE, INC. 6 6.38% $9,599
AMERICAN FINANCE HOUSE LARIBA 6 6.71% $7,568
GENISYS 5 5.75% $4,452
TOGETHER CREDIT UNION 5 6.43% $7,961
I.L.W.U. CREDIT UNION 5 6.95% $5,811
1ST UNITED SERVICES CREDIT UNION 5 6.63% $4,903
BOKF 5 7.13% $8,349
First State Bank of St. Charles, Missouri 5 6.88% $6,027
CREDIT UNION MORTGAGE ASSOCIATION, INC. 5 6.30% $7,553
Flanagan State Bank 5 7.18% $7,232
CLEARPATH LENDING 5 5.85% $12,954
EASTMAN 5 6.15% $8,392
The Greenwood's State Bank 5 7.85% $9,329
Residential Mortgage Solutions, Inc. 5 6.45% $10,892
Connexus Credit Union 5 6.06% $3,866
Deere Employees Credit Union 4 5.68% $3,192
EMM LOANS LLC 4 6.81% $15,796
Fidelity Bank 4 6.78% $10,149
FISHER FINANCIAL GROUP, INCORPORATED 4 6.34% $3,493
SEA WEST COAST GUARD FEDERAL CREDIT UNION 4 6.72% $5,419
Beeline Loans, Inc. 4 6.59% $3,016
Northwest Federal Credit Union 4 6.94% $4,344
ANDREWS FEDERAL CREDIT UNION 4 6.50% $6,570
Union Savings Bank 4 7.50% $20,989
PURDUE FEDERAL CREDIT UNION 4 6.84% $6,659
Christian Community Credit Union 4 6.63% $9,062
RADIUS FINANCIAL GROUP INC. 4 6.84% $6,834
City Lending Inc. 4 9.19% $16,922
INTERSTATE HOME LOAN CENTER, INC. 4 7.40% $27,135
MERCO Credit Union 4 6.84% $5,037
Alerus Financial 4 6.81% $9,714
TruHome Solutions, LLC 4 6.50% $5,549
HONDA Federal Credit Union 4 6.53% $6,116
DELMAR FINANCIAL COMPANY 4 6.94% $8,361
UNITED 3 6.75% $8,443
Willamette Valley Bank 3 6.75% $9,619
NASA Federal Credit Union 3 6.58% $10,057
MY MOVE MORTGAGE, LLC 3 6.67% $5,487
PLUS RELOCATION MORTGAGE, LLC 3 6.25% $32,909
Mortgage Bank of California 3 8.88% $32,358
Monterey Credit Union 3 7.25% $2,969
Presidential Bank, FSB 3 6.54% $9,872
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 3 6.75% $6,506
Magnolia Bank 3 7.12% $9,216
LOANFLIGHT LENDING, LLC 3 6.21% $3,070
JUSTICE Federal Credit Union 3 6.54% $7,002
IVY MORTGAGE, INC. 3 6.67% $4,505
ITHINK FINANCIAL Credit Union 3 7.50% $10,272
RELIANCE FIRST CAPITAL, LLC 3 7.63% $19,808
Republic Bank & Trust Company 3 7.50% $5,734
GSF Mortgage Corporation 3 6.87% $7,143
First United Bank and Trust Company 3 6.88% $8,031
State Department Federal Credit Union 3 6.17% $7,405
SUMMIT MORTGAGE CORPORATION 3 6.96% $6,072
SWBC MORTGAGE CORPORATION 3 7.46% $5,357
East Coast Capital Corp. 3 7.54% $21,728
Third Federal Savings and Loan Association of Cleveland 3 6.12% $1,494
CONTOUR MORTGAGE CORPORATION 3 7.21% $8,514
COMPASS MORTGAGE, INC. 3 7.33% $7,503
COMMUNITYAMERICA 3 6.38% $4,083
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 3 6.50% $5,987
UNITED MORTGAGE CORP 3 7.04% $11,567
Unitus Community Credit Union 3 6.63% $7,366
Cf Bank 3 6.20% $1,575
Capital Bank 3 6.45% $5,732
U S WIDE FINANCIAL LLC 3 6.08% $2,732
BAY 3 6.58% $6,433
AMERICAN FIRST 3 6.96% $4,728
Washington Trust Bank 3 6.63% $5,439
Notre Dame Federal Credit Union Corporation 3 6.96% $8,711
Nicolet National Bank 3 6.91% $6,712
Princeton Mortgage Corporation 2 7.50% $12,920
FirstBank 2 6.56% $6,088
City National Bank of Florida 2 7.00% $10,124
Origin Bank 2 8.00% $12,504
UMB Bank 2 6.02% $7,657
THRIVENT Federal Credit Union 2 6.69% $4,470
SUN AMERICAN MORTGAGE COMPANY 2 6.00% $9,076
CIBM Bank 2 7.50% $6,636
JET DIRECT FUNDING CORP 2 6.75% $9,587
Credit Union 1 2 6.03% $4,861
RMS & Associates 2 7.13% $6,200
THE FIRST FINANCIAL Federal Credit Union 2 6.69% $4,612
GoPrime Mortgage, Inc. 2 7.37% $16,672
FLAT BRANCH MORTGAGE, INC. 2 6.81% $5,842
AIR ACADEMY 2 6.44% $5,022
FIDELITY BANK 2 7.00% $11,658
SALAL 2 6.50% $9,045
AFFINITY 2 5.75% $6,013
HOME FUNDING CORPORATION 2 6.56% $48,750
TRIAD FINANCIAL SERVICES, INC. 2 9.35% $10,290
OCEANSIDE MORTGAGE COMPANY 2 7.06% $2,866
S&T Bank 2 6.94% $22,393
USAlliance Federal Credit Union 2 6.69% $8,252
MY MORTGAGE, INC. 2 6.31% $7,428
Truity Federal Credit Union 2 6.81% $6,901
First Merchants Bank 2 6.88% $7,042
Loan Simple, Inc. 2 7.06% $8,721
First Heritage Mortgage, LLC 2 7.05% $6,206
BELEM SERVICING LLC 2 7.31% $9,040
PACIFIC HOME LOANS, INC. 2 7.50% $3,613
NEW DAY FINANCIAL, LLC 1 6.50% $11,044
COLUMBIA COMMUNITY CREDIT UNION 1 5.75% $3,806
INOVA FEDERAL CREDIT UNION 1 6.88% $7,079
CLIFFCO, INC. 1 6.38% $5,832
INTERCOASTAL MORTGAGE COMPANY 1 6.50% $6,150
INTOUCH CREDIT UNION 1 5.63% $9,360
CITY-COUNTY CREDIT UNION 1 6.13% $7,047
LIBERTY HOME MORTGAGE CORPORATION 1 7.50% $9,819
NEW WEST LENDING, INC. 1 6.75% $8,823
UNITED HOME LOANS, INC. 1 7.38% $7,737
NATIONWIDE EQUITIES CORPORATION 1 6.38% $14,254
Choice Financial Group 1 6.99% $16,050
Chickasaw Community Bank 1 7.63% $7,346
Affiliated Bank 1 6.50% $3,776
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.63% $18,226
Capitol Federal Savings Bank 1 6.50% $6,565
Advisors Mortgage Group, L.L.C. 1 6.62% $6,222
Cache Valley Bank 1 6.88% $9,338
BOND STREET MORTGAGE, LLC 1 7.38% $5,646
Valley National Bank 1 5.88% $8,489
Princeton Federal Credit Union 1 6.00% $13,524
Bank of Whittier 1 7.25% $29,881
VANTAGE WEST 1 6.13% $2,807
Bank of Utah 1 6.00% $8,285
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.50% $13,663
Meridian Bank Corporation 1 6.49% $8,874
Veritex Community Bank 1 6.63% $21,950
SeaTrust Mortgage Company 1 7.38% $6,233
FM Home Loans, LLC 1 6.99% $21,048
Semper Home Loans, Inc. 1 6.88% $13,047
Fortress Bank 1 6.88% $5,651
ServisFirst Bank 1 6.99% $9,268
Gain Federal Credit Union 1 6.88% $11,287
Bank Iowa 1 7.25% $10,788
GARDNER FINANCIAL SERVICES, LTD. 1 6.13% $10,447
First State Bank 1 6.63% $4,067
Signature Federal Credit Union 1 6.13% $12,157
First Reliance Bank 1 7.38% $3,737
Academy Bank 1 7.75% $4,446
First National Bank of Omaha 1 7.13% $1,995
FIRST MORTGAGE COMPANY, INC. 1 6.50% $8,948
Southwest Airlines Federal Credit Union 1 6.50% $7,072
First Foundation Bank 1 5.50% $3,572
First Bank & Trust 1 6.50% $10,576
First Farmers Bank and Trust Company 1 7.50% $18,098
Victorian Finance, LLC 1 7.50% $15,699
First Bank 1 7.38% $10,395
STOCKTON MORTGAGE CORPORATION 1 6.25% $8,161
Generations Bank 1 7.00% $6,367
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.50% $5,756
FAIRWINDS CREDIT UNION 1 6.88% $4,134
EXCITE Credit Union 1 6.63% $5,189
POPA FEDERAL CREDIT UNION 1 6.88% $7,815
SUN COMMUNITY FEDERAL CREDIT U 1 7.00% $5,094
Exchange Bank 1 7.13% $3,639
ENCORE BANK 1 7.00% $3,707
MYCUMORTGAGE, LLC 1 6.88% $9,341
Granite Community Bank 1 7.25% $10,488
GREATER NEVADA LLC 1 6.25% $3,668
Elements Financial Federal Credit Union 1 6.50% $15,291
HANSCOM 1 6.50% $6,718
DIRECT MORTGAGE LOANS, LLC 1 8.00% $54,930
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.38% $42,247
Deseret First Credit Union 1 6.63% $8,172
HARTFORD FUNDING, LTD. 1 6.88% $8,100
RUOFF MORTGAGE COMPANY, INC. 1 6.13% $11,909
THE MORTGAGE LINK, INC. 1 7.49% $16,153
Royal Credit Union 1 6.50% $42,730
THOMPSON KANE & COMPANY, LLC 1 6.88% $4,260
HomePromise Corporation 1 7.63% $520
American Bank & Trust 1 6.50% $9,226
INB 1 6.88% $5,931
AMERICAN BANCSHARES MORTGAGE 1 7.88% $36,465
COMMUNITY MORTGAGE, LLC 1 7.88% $5,945

California Average Closing Costs & Other Stats

California's 610 lenders originated 503,928 loans during 2024. The total origination value was $287,648,530,000, with an average loan value of $570,813.

California's average closing costs are $6,712.

The top California lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 28,353 loans originated. Their average total fees are $10,490, which is $2,112 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee California lenders (with over 10 loans originated) are Discover Bank ($0), American Airlines Federal Credit Union ($0), CALIFORNIA CREDIT UNION ($500), USE Credit Union ($648) and Shea Mortgage Inc. ($1,979).

The lowest rate California lenders (with over 10 loans originated) are Los Angeles Federal Credit Union (5.35%), American Airlines Federal Credit Union (5.64%), SAN FRANCISCO FEDERAL CREDIT UNION (5.66%), SOUTHLAND CREDIT UNION (5.67%) and EAGLE HOME MORTGAGE, LLC (5.73%).

California Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $23,030,270,000 $29,317,530,000 27.3% 10.2%
QUICKEN LOANS, LLC $12,942,585,000 $17,076,940,000 31.9% 5.9%
JPMorgan Chase Bank $9,822,060,000 $12,434,440,000 26.6% 4.3%
Wells Fargo Bank $8,693,770,000 $11,963,340,000 37.6% 4.2%
U.S. Bank $8,848,470,000 $11,219,260,000 26.8% 3.9%
Bank of America $8,112,880,000 $9,265,710,000 14.2% 3.2%
Citibank $7,697,360,000 $6,382,505,000 -17.1% 2.2%
CROSSCOUNTRY MORTGAGE, LLC $3,843,655,000 $5,454,760,000 41.9% 1.9%
BMO Harris Bank $3,367,585,000 $4,536,455,000 34.7% 1.6%
LOANDEPOT.COM, LLC $3,759,505,000 $4,173,145,000 11.0% 1.5%
PNC Bank $4,268,110,000 $3,748,335,000 -12.2% 1.3%
EAGLE HOME MORTGAGE, LLC $2,937,090,000 $3,658,915,000 24.6% 1.3%
PENNYMAC LOAN SERVICES, LLC $1,814,190,000 $3,370,970,000 85.8% 1.2%
GUARANTEED RATE, INC. $2,131,755,000 $3,300,270,000 54.8% 1.1%
JONES LANG LASALLE MULTIFAMILY, LLC $1,841,600,000 $3,298,915,000 79.1% 1.1%
OCMBC, INC. $1,965,850,000 $3,010,665,000 53.1% 1.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,403,440,000 $2,977,415,000 112.2% 1.0%
Morgan Stanley Private Bank $2,247,715,000 $2,743,395,000 22.1% 1.0%
SCHOOLSFIRST $1,932,350,000 $2,451,985,000 26.9% 0.9%
CMG MORTGAGE, INC. $1,631,480,000 $2,284,070,000 40.0% 0.8%
The Loan Store, Inc. $406,305,000 $2,279,760,000 461.1% 0.8%
Century Mortgage Company DBA Century Lending Company $1,143,720,000 $2,148,345,000 87.8% 0.7%
AMWEST FUNDING CORP. $1,541,040,000 $2,058,320,000 33.6% 0.7%
LENDINGHOME FUNDING CORPORATION $1,476,060,000 $2,024,950,000 37.2% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,161,585,000 $2,009,095,000 -7.1% 0.7%
BROKER SOLUTIONS, INC. $1,404,880,000 $1,988,210,000 41.5% 0.7%
WALKER & DUNLOP, LLC $1,165,570,000 $1,951,385,000 67.4% 0.7%
East West Bank $2,047,950,000 $1,948,645,000 -4.8% 0.7%
NEWREZ LLC $745,700,000 $1,839,420,000 146.7% 0.6%
NAVY FEDERAL CREDIT UNION $1,303,665,000 $1,746,255,000 33.9% 0.6%
GUILD MORTGAGE COMPANY $1,322,400,000 $1,742,080,000 31.7% 0.6%
Flagstar Bank, FSB $1,201,600,000 $1,687,945,000 40.5% 0.6%
Paramount Residential Mortgage Group, Inc. $1,408,410,000 $1,597,040,000 13.4% 0.6%
Commerce Home Mortgage, Inc. $1,731,605,000 $1,548,935,000 -10.5% 0.5%
FREEDOM MORTGAGE CORPORATION $521,635,000 $1,544,965,000 196.2% 0.5%
THE GOLDEN 1 $1,625,220,000 $1,434,155,000 -11.8% 0.5%
DHI MORTGAGE COMPANY, LTD. $1,128,260,000 $1,416,230,000 25.5% 0.5%
MOVEMENT MORTGAGE, LLC $1,083,240,000 $1,398,955,000 29.1% 0.5%
Charles Schwab Bank, SSB $848,760,000 $1,375,565,000 62.1% 0.5%
NMSI, INC. $783,640,000 $1,356,020,000 73.0% 0.5%
NEW WAVE LENDING GROUP INC $731,720,000 $1,354,215,000 85.1% 0.5%
First-Citizens Bank & Trust Company $1,525,780,000 $1,349,090,000 -11.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,653,840,000 $1,333,875,000 -19.3% 0.5%
KBHS HOME LOANS, LLC $956,295,000 $1,296,425,000 35.6% 0.5%
Golden Empire Mortgage, Inc. $672,025,000 $1,196,265,000 78.0% 0.4%
BERKADIA COMMERCIAL MORTGAGE LLC $565,720,000 $1,138,690,000 101.3% 0.4%
Zions Bank $792,235,000 $1,131,130,000 42.8% 0.4%
Sierra Pacific Mortgage Company, Inc. $948,600,000 $1,118,120,000 17.9% 0.4%
ANCHOR LOANS, LP $852,855,000 $1,116,395,000 30.9% 0.4%
FINANCE OF AMERICA REVERSE LLC $812,725,000 $1,088,135,000 33.9% 0.4%
Mortgage Research Center, LLC $734,370,000 $1,043,430,000 42.1% 0.4%
City National Bank $1,320,480,000 $1,023,630,000 -22.5% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $325,840,000 $1,008,455,000 209.5% 0.4%
GUARANTEED RATE AFFINITY, LLC $611,950,000 $957,760,000 56.5% 0.3%
CBRE MULTIFAMILY CAPITAL, INC. $668,355,000 $957,035,000 43.2% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $536,510,000 $902,430,000 68.2% 0.3%
Prudential Huntoon Paige Associates, LLC $612,570,000 $891,860,000 45.6% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $781,235,000 $873,350,000 11.8% 0.3%
General Mortgage Capital Corporation $511,910,000 $869,180,000 69.8% 0.3%
NEXERA HOLDING LLC $532,670,000 $866,490,000 62.7% 0.3%
Logan Finance Corporation $273,045,000 $836,770,000 206.5% 0.3%
HOMEAMERICAN MORTGAGE CORPORATION $531,015,000 $798,295,000 50.3% 0.3%
Citadel Servicing Corporation $519,595,000 $777,460,000 49.6% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $986,270,000 $757,620,000 -23.2% 0.3%
ALAMEDA MORTGAGE CORPORATION $611,880,000 $757,290,000 23.8% 0.3%
STAR ONE CREDIT UNION $739,005,000 $739,190,000 0.0% 0.3%
Performance Financial, Inc. $173,040,000 $712,770,000 311.9% 0.2%
PATELCO $666,670,000 $705,300,000 5.8% 0.2%
UBS Bank USA $588,685,000 $694,475,000 18.0% 0.2%
PULTE MORTGAGE LLC $419,430,000 $686,610,000 63.7% 0.2%
The Northwestern Mutual Life Insurance Company $337,475,000 $675,465,000 100.2% 0.2%
AMERITRUST MORTGAGE CORPORATION $177,355,000 $655,920,000 269.8% 0.2%
Fremont Bank $448,135,000 $650,275,000 45.1% 0.2%
BERKELEY POINT CAPITAL LLC $342,880,000 $645,470,000 88.2% 0.2%
Franklin Loan Corporation $410,845,000 $637,495,000 55.2% 0.2%
Figure Lending LLC $368,945,000 $624,890,000 69.4% 0.2%
HOMEXPRESS MORTGAGE CORP. $467,305,000 $624,225,000 33.6% 0.2%
Hometown Equity Mortgage, LLC $428,670,000 $618,875,000 44.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $446,515,000 $617,730,000 38.3% 0.2%
REDWOOD $690,485,000 $606,185,000 -12.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $596,685,000 $574,085,000 -3.8% 0.2%
MISSION $345,285,000 $558,315,000 61.7% 0.2%
M&T Realty Capital Corporation $128,420,000 $552,675,000 330.4% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $372,410,000 $542,450,000 45.7% 0.2%
JMAC LENDING, INC. $324,385,000 $533,845,000 64.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $422,405,000 $531,735,000 25.9% 0.2%
FUNDLOANS CAPITAL $208,305,000 $523,955,000 151.5% 0.2%
Goldman Sachs Bank USA $374,655,000 $517,765,000 38.2% 0.2%
BAY EQUITY LLC $417,345,000 $516,415,000 23.7% 0.2%
NATIONS DIRECT MORTGAGE, LLC $393,735,000 $515,180,000 30.8% 0.2%
NexBank $305,195,000 $507,485,000 66.3% 0.2%
South Pacific Financial Corporation $413,330,000 $501,920,000 21.4% 0.2%
PLAZA HOME MORTGAGE, INC. $433,165,000 $498,830,000 15.2% 0.2%
Axos Bank $634,845,000 $491,450,000 -22.6% 0.2%
GOOGAIN, INC. $208,180,000 $490,285,000 135.5% 0.2%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $486,715,000 n/a 0.2%
BAY-VALLEY MORTGAGE GROUP $441,755,000 $481,190,000 8.9% 0.2%
MK LENDING CORP. $241,935,000 $480,015,000 98.4% 0.2%
EVERETT FINANCIAL, INC. $398,430,000 $474,725,000 19.1% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $374,215,000 $474,725,000 26.9% 0.2%
S1L, Inc. $525,690,000 $473,495,000 -9.9% 0.2%
ZILLOW HOME LOANS, LLC $119,145,000 $463,345,000 288.9% 0.2%
Citizens Bank $256,325,000 $461,250,000 79.9% 0.2%
DEEPHAVEN MORTGAGE LLC $238,570,000 $452,065,000 89.5% 0.2%
LOGIX FEDERAL CREDIT UNION $716,230,000 $451,505,000 -37.0% 0.2%
STANFORD Federal Credit Union $463,060,000 $447,055,000 -3.5% 0.2%
WESCOM CENTRAL CREDIT UNION $368,715,000 $436,810,000 18.5% 0.2%
KINECTA $625,760,000 $424,610,000 -32.1% 0.1%
ALLIANT CREDIT UNION $341,910,000 $423,835,000 24.0% 0.1%
Comerica Bank $471,975,000 $422,345,000 -10.5% 0.1%
LONGBRIDGE FINANCIAL, LLC $338,190,000 $418,660,000 23.8% 0.1%
CALIFORNIA CREDIT UNION $541,460,000 $416,705,000 -23.0% 0.1%
Equity Prime Mortgage LLC $174,970,000 $415,035,000 137.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $224,045,000 $410,555,000 83.2% 0.1%
ARC HOME LLC $235,105,000 $398,650,000 69.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $267,310,000 $398,495,000 49.1% 0.1%
SUMMIT FUNDING, INC. $674,820,000 $395,630,000 -41.4% 0.1%
PGIM Real Estate Finance, LLC $1,330,270,000 $390,075,000 -70.7% 0.1%
Prosperity Home Mortgage, LLC $368,060,000 $388,980,000 5.7% 0.1%
MidFirst Bank $387,655,000 $388,590,000 0.2% 0.1%
Banner Bank $395,885,000 $383,785,000 -3.1% 0.1%
American Mortgage & Equity Consultants, Inc. $367,160,000 $379,450,000 3.3% 0.1%
Cathay Bank $780,030,000 $371,820,000 -52.3% 0.1%
FIRST COLONY MORTGAGE CORPORATION $3,865,000 $365,535,000 9,357.6% 0.1%
Merchants Mortgage & Trust Corporation $267,210,000 $365,110,000 36.6% 0.1%
Tri Counties Bank $349,730,000 $363,940,000 4.1% 0.1%
VILLAGE CAPITAL MORTGAGE $117,980,000 $361,645,000 206.5% 0.1%
Home Mortgage Alliance Corp $356,320,000 n/a 0.1%
AHL FUNDING $167,190,000 $352,695,000 111.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $324,695,000 $344,150,000 6.0% 0.1%
AUGUSTA FINANCIAL, INC. $297,390,000 $340,220,000 14.4% 0.1%
JMJ FINANCIAL GROUP $260,485,000 $333,140,000 27.9% 0.1%
INSPIRE HOME LOANS INC. $217,295,000 $333,000,000 53.2% 0.1%
Provident Credit Union $445,185,000 $326,605,000 -26.6% 0.1%
Mechanics Bank $447,255,000 $326,350,000 -27.0% 0.1%
FOUNDATION MORTGAGE CORPORATION $121,640,000 $325,235,000 167.4% 0.1%
Discover Bank $314,915,000 $324,795,000 3.1% 0.1%
AmeriHome Mortgage Company, LLC $213,310,000 $324,060,000 51.9% 0.1%
SPRING EQ, LLC $155,150,000 $315,435,000 103.3% 0.1%
ONY GLO, INC. $248,840,000 $312,920,000 25.8% 0.1%
MLD MORTGAGE INC. $210,775,000 $306,815,000 45.6% 0.1%
Umpqua Bank $276,845,000 $305,470,000 10.3% 0.1%
Barrington Bank & Trust Company, N.A. $158,465,000 $302,420,000 90.8% 0.1%
BM Real Estate Services, Inc. $165,855,000 $302,345,000 82.3% 0.1%
ML Mortgage Corp. $139,300,000 $297,720,000 113.7% 0.1%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $240,120,000 $297,685,000 24.0% 0.1%
PLANET HOME LENDING, LLC $190,375,000 $296,445,000 55.7% 0.1%
GEO-CORP, INC. $93,345,000 $286,905,000 207.4% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $256,030,000 $285,040,000 11.3% 0.1%
Carrington Mortgage Services, LLC $236,080,000 $283,680,000 20.2% 0.1%
First Standard Financial Corp. $61,790,000 $282,750,000 357.6% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $224,110,000 $281,870,000 25.8% 0.1%
Cornerstone First Mortgage, Inc $111,130,000 $281,545,000 153.3% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $189,250,000 $281,275,000 48.6% 0.1%
SAFE CREDIT UNION $457,935,000 $276,350,000 -39.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $68,820,000 $272,690,000 296.2% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $190,690,000 $271,825,000 42.5% 0.1%
NFM, INC. $243,000,000 $271,765,000 11.8% 0.1%
GREYSTONE SERVICING COMPANY LLC $428,145,000 $271,575,000 -36.6% 0.1%
Greenbox Loans, Inc. $133,510,000 $270,155,000 102.3% 0.1%
California Coast Credit Union $235,795,000 $268,620,000 13.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $235,365,000 $265,215,000 12.7% 0.1%
BETTER MORTGAGE CORPORATION $176,965,000 $263,160,000 48.7% 0.1%
NP, Inc. $234,215,000 $262,290,000 12.0% 0.1%
Ameris Bank $170,055,000 $258,310,000 51.9% 0.1%
21ST MORTGAGE CORPORATION $221,930,000 $257,530,000 16.0% 0.1%
LENDSURE MORTGAGE CORP. $152,760,000 $250,050,000 63.7% 0.1%
Coastal Community Bank $151,485,000 $249,970,000 65.0% 0.1%
FIRST TECHNOLOGY $181,400,000 $248,985,000 37.3% 0.1%
Metropolitan Life Insurance Co $44,255,000 $247,295,000 458.8% 0.1%
Luxury Mortgage Corp. $105,310,000 $246,515,000 134.1% 0.1%
Stifel Bank and Trust $194,560,000 $244,385,000 25.6% 0.1%
PHH Mortgage Corporation $170,105,000 $242,830,000 42.8% 0.1%
Vellum Mortgage, Inc. $129,780,000 $242,135,000 86.6% 0.1%
A&D Mortgage LLC $278,700,000 $238,010,000 -14.6% 0.1%
Bethpage Federal Credit Union $218,065,000 $232,395,000 6.6% 0.1%
First Bank $405,000 $230,955,000 56,925.9% 0.1%
Regions Bank $683,410,000 $229,830,000 -66.4% 0.1%
MORTGAGEONE, INC. $74,045,000 $224,170,000 202.7% 0.1%
NBKC BANK $126,575,000 $218,505,000 72.6% 0.1%
River City Bank $177,515,000 $213,820,000 20.5% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $145,975,000 $211,805,000 45.1% 0.1%
VAL-CHRIS INVESTMENTS, INC. $240,720,000 $211,500,000 -12.1% 0.1%
Financial Partners Credit Union $157,140,000 $210,850,000 34.2% 0.1%
Grandbridge Real Estate Capital LLC $175,865,000 $210,655,000 19.8% 0.1%
HighTechLending Inc $148,955,000 $208,710,000 40.1% 0.1%
AMERISAVE MORTGAGE CORPORATION $287,105,000 $207,060,000 -27.9% 0.1%
ORANGE COUNTY'S CREDIT UNION $220,400,000 $206,655,000 -6.2% 0.1%
NuVision Federal Credit Union $180,495,000 $206,070,000 14.2% 0.1%
POINT Mortgage $217,400,000 $205,200,000 -5.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $228,720,000 $203,875,000 -10.9% 0.1%
MORIA DEVELOPMENT, INC. $32,890,000 $203,655,000 519.2% 0.1%
DIGNIFIED HOME LOANS, LLC $174,470,000 $202,535,000 16.1% 0.1%
OAKTREE FUNDING CORP. $90,335,000 $202,440,000 124.1% 0.1%
MORTGAGE CAPITAL PARTNERS, INC. $195,135,000 $201,600,000 3.3% 0.1%
USAA Federal Savings Bank $104,690,000 $190,270,000 81.7% 0.1%
Shea Mortgage Inc. $172,360,000 $190,100,000 10.3% 0.1%
ENVOY MORTGAGE, LTD $191,705,000 $189,855,000 -1.0% 0.1%
CARDINAL FINANCIAL $420,675,000 $186,755,000 -55.6% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $134,220,000 $186,345,000 38.8% 0.1%
AXIA FINANCIAL, LLC $262,640,000 $181,045,000 -31.1% 0.1%
OPEN MORTGAGE, LLC $78,585,000 $180,775,000 130.0% 0.1%
COASTAL FUNDING SLC, INC. $83,500,000 $173,645,000 108.0% 0.1%
AMERICAN HERITAGE LENDING, INC. $79,665,000 $172,500,000 116.5% 0.1%
SCENIC OAKS FUNDING, INC. $101,270,000 $170,520,000 68.4% 0.1%
Credit Union of Southern California $151,225,000 $169,710,000 12.2% 0.1%
Watermark Capital, Inc. $136,050,000 $167,280,000 23.0% 0.1%
Lakeview Community Capital, LLC $42,675,000 $167,205,000 291.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $175,150,000 $163,660,000 -6.6% 0.1%
Royal Business Bank $46,065,000 $163,020,000 253.9% 0.1%
LOANPAL, LLC $86,905,000 $158,575,000 82.5% 0.1%
QUORUM FEDERAL CREDIT UNION $21,195,000 $158,295,000 646.9% 0.1%
INTERCAP LENDING INC. $142,660,000 $156,735,000 9.9% 0.1%
Northpointe Bank $114,250,000 $156,725,000 37.2% 0.1%
Arbor Realty Trust, Inc. $192,665,000 $154,450,000 -19.8% 0.1%
First Foundation Bank $43,515,000 $152,695,000 250.9% 0.1%
CTBC Bank Corp. (USA) $314,775,000 $152,680,000 -51.5% 0.1%
TRAVIS CREDIT UNION $148,925,000 $151,845,000 2.0% 0.1%
Preferred Bank $180,180,000 $151,245,000 -16.1% 0.1%
Educational Employees Credit Union $164,945,000 $149,360,000 -9.4% 0.1%
Firefighters First Federal Credit Union $130,125,000 $148,940,000 14.5% 0.1%
TECHNOLOGY $94,120,000 $148,940,000 58.2% 0.1%
The Federal Savings Bank $161,925,000 $141,230,000 -12.8% 0.0%
Raymond James Bank $158,680,000 $139,955,000 -11.8% 0.0%
FIRST ENTERTAINMENT $203,660,000 $138,380,000 -32.1% 0.0%
UNION HOME MORTGAGE CORP. $80,875,000 $138,340,000 71.1% 0.0%
MACKILLIE INCORPORATED $118,740,000 $136,595,000 15.0% 0.0%
MICHIGAN MUTUAL, INC. $105,215,000 $136,320,000 29.6% 0.0%
5TH STREET CAPITAL, INC. $94,850,000 $134,125,000 41.4% 0.0%
F&A Federal Credit Union $105,980,000 $133,465,000 25.9% 0.0%
Merchants Bank of Indiana $212,970,000 $133,225,000 -37.4% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $164,285,000 $132,805,000 -19.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $134,840,000 $132,480,000 -1.8% 0.0%
Plains Commerce Bank $175,395,000 $131,875,000 -24.8% 0.0%
BAY $120,965,000 $129,605,000 7.1% 0.0%
SANDIA LABORATORY $15,275,000 $129,480,000 747.7% 0.0%
CHEVRON $127,190,000 $128,240,000 0.8% 0.0%
GEORGIA'S OWN $86,235,000 $124,550,000 44.4% 0.0%
CLM MORTGAGE, INC $123,980,000 n/a 0.0%
PARTNERS $110,870,000 $123,305,000 11.2% 0.0%
Washington Federal Bank $2,445,000 $123,055,000 4,932.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $77,320,000 $121,680,000 57.4% 0.0%
T. J. FINANCIAL, INC. $88,410,000 $120,570,000 36.4% 0.0%
LEADERONE FINANCIAL CORPORATION $64,620,000 $119,080,000 84.3% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $47,895,000 $116,755,000 143.8% 0.0%
VALLEY STRONG CREDIT UNION $109,160,000 $115,855,000 6.1% 0.0%
Truist $244,680,000 $114,665,000 -53.1% 0.0%
CORNERSTONE HOME LENDING, INC. $133,925,000 $113,515,000 -15.2% 0.0%
SOUTHLAND CREDIT UNION $68,680,000 $113,005,000 64.5% 0.0%
FBC MORTGAGE, LLC $120,645,000 $111,835,000 -7.3% 0.0%
CAMPOS FINANCIAL CORP. $111,965,000 $109,255,000 -2.4% 0.0%
SAN FRANCISCO FEDERAL CREDIT UNION $9,005,000 $107,830,000 1,097.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $57,070,000 $107,755,000 88.8% 0.0%
Bank of Marin $65,135,000 $105,750,000 62.4% 0.0%
BECKAM FUNDING CORP. $795,760,000 $105,015,000 -86.8% 0.0%
Pacific Lending LLC $99,105,000 $104,775,000 5.7% 0.0%
San Mateo Credit Union $80,115,000 $102,130,000 27.5% 0.0%
The Lincoln National Life Insurance Company $104,430,000 $99,125,000 -5.1% 0.0%
Provident Savings Bank, F.S.B. $106,450,000 $98,970,000 -7.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $57,570,000 $98,700,000 71.4% 0.0%
Nations Lending Corporation $160,860,000 $98,205,000 -39.0% 0.0%
GENEVA FINANCIAL, LLC $64,340,000 $97,470,000 51.5% 0.0%
NATIONWIDE EQUITIES CORPORATION $53,500,000 $97,310,000 81.9% 0.0%
TEACHERS $29,180,000 $95,940,000 228.8% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $42,790,000 $95,920,000 124.2% 0.0%
HOMESIDE FINANCIAL, LLC $35,670,000 $95,220,000 166.9% 0.0%
INTELLILOAN, INC. $50,340,000 $93,475,000 85.7% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $25,965,000 $93,000,000 258.2% 0.0%
HomeTrust Bank $138,960,000 $92,620,000 -33.3% 0.0%
SESLOC $104,280,000 $91,465,000 -12.3% 0.0%
Bank of Hope $65,840,000 $91,185,000 38.5% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $25,185,000 $90,990,000 261.3% 0.0%
Ally Bank $131,205,000 $90,755,000 -30.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $181,580,000 $89,685,000 -50.6% 0.0%
The Northern Trust Company $216,005,000 $89,250,000 -58.7% 0.0%
CBC Federal Credit Union $86,125,000 $89,045,000 3.4% 0.0%
LADERA LENDING, INC. $100,275,000 $88,785,000 -11.5% 0.0%
RF Renovo Management Company, LLC $57,285,000 $87,840,000 53.3% 0.0%
PACIFIC SERVICE $73,770,000 $87,570,000 18.7% 0.0%
GTE Federal Credit Union $39,025,000 $87,335,000 123.8% 0.0%
John Hancock Life Insurance Company (U.S.A.) $2,005,000 $87,015,000 4,239.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $38,890,000 $86,415,000 122.2% 0.0%
EQUITY WAVE LENDING, INC. $74,805,000 $86,255,000 15.3% 0.0%
UNCLE Credit Union $45,755,000 $83,865,000 83.3% 0.0%
VENTURA COUNTY $73,755,000 $82,080,000 11.3% 0.0%
RESIDENTIAL BANCORP $367,400,000 $81,195,000 -77.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $39,960,000 $80,510,000 101.5% 0.0%
BNY Mellon $138,195,000 $80,345,000 -41.9% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $81,330,000 $79,375,000 -2.4% 0.0%
Golden Bank $113,535,000 $79,020,000 -30.4% 0.0%
TBI MORTGAGE COMPANY $53,675,000 $78,625,000 46.5% 0.0%
ALTURA $158,970,000 $77,380,000 -51.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $73,060,000 $76,680,000 5.0% 0.0%
ST FIN CORP $64,255,000 $76,595,000 19.2% 0.0%
VICTORIA FINANCIAL CORP. $32,295,000 $76,375,000 136.5% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $58,055,000 $74,725,000 28.7% 0.0%
SAN DIEGO COUNTY CREDIT UNION $96,720,000 $74,415,000 -23.1% 0.0%
NEW DAY FINANCIAL, LLC $56,325,000 $74,095,000 31.5% 0.0%
Pacific Premier Bank $103,485,000 $73,975,000 -28.5% 0.0%
First Federal Bank $18,550,000 $73,290,000 295.1% 0.0%
Malaga Bank F.S.B $85,675,000 $73,245,000 -14.5% 0.0%
DATA MORTGAGE, INC. $55,510,000 $72,445,000 30.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $89,185,000 $71,810,000 -19.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $47,475,000 $71,775,000 51.2% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $94,200,000 $71,505,000 -24.1% 0.0%
NORWICH COMMERCIAL GROUP, INC. $4,210,000 $70,650,000 1,578.1% 0.0%
BANC ONE MORTGAGE CORPORATION $61,320,000 $70,050,000 14.2% 0.0%
SUMMIT MORTGAGE BANKERS INC. $40,575,000 $69,745,000 71.9% 0.0%
MYPOINT Credit Union $26,390,000 $69,500,000 163.4% 0.0%
DIGITAL Federal Credit Union $93,025,000 $68,885,000 -26.0% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $23,590,000 $68,630,000 190.9% 0.0%
VISION ONE MORTGAGE, INC. $106,245,000 $68,330,000 -35.7% 0.0%
Baxter Credit Union $57,215,000 $66,535,000 16.3% 0.0%
ARROWHEAD CENTRAL CREDIT UNION $62,395,000 $66,410,000 6.4% 0.0%
1ST UNITED SERVICES CREDIT UNION $71,595,000 $65,735,000 -8.2% 0.0%
KD CAPITAL MORTGAGE CORPORATION $44,620,000 $63,170,000 41.6% 0.0%
READYCAP COMMERCIAL, LLC $147,730,000 $62,245,000 -57.9% 0.0%
Farmers Bank & Trust $26,505,000 $62,135,000 134.4% 0.0%
Pacific City Bank $85,190,000 $61,695,000 -27.6% 0.0%
FRONTWAVE $64,555,000 $61,415,000 -4.9% 0.0%
MERIWEST $44,165,000 $61,160,000 38.5% 0.0%
Constant Investments, Inc. $48,985,000 $60,555,000 23.6% 0.0%
PREMIER AMERICA $56,540,000 $60,465,000 6.9% 0.0%
MID AMERICA MORTGAGE, INC. $48,685,000 $59,635,000 22.5% 0.0%
CITIZENS EQUITY FIRST $41,400,000 $59,575,000 43.9% 0.0%
ADVANCIAL $43,065,000 $59,300,000 37.7% 0.0%
Citizens Business Bank $91,695,000 $59,300,000 -35.3% 0.0%
FOOTHILL FEDERAL CREDIT UNION $48,260,000 $58,830,000 21.9% 0.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $61,030,000 $58,745,000 -3.7% 0.0%
CALLISTO GROUP, INC. $42,485,000 $58,720,000 38.2% 0.0%
MERIWEST MORTGAGE COMPANY, LLC $58,360,000 $58,630,000 0.5% 0.0%
CANOPY MORTGAGE, LLC $51,175,000 $58,610,000 14.5% 0.0%
Eagle Community Credit Union $40,965,000 $58,525,000 42.9% 0.0%
Deutsche Bank Trust Company Americas $50,380,000 $58,380,000 15.9% 0.0%
KEYPOINT $26,710,000 $58,375,000 118.6% 0.0%
Barings Multifamily Capital $145,010,000 $57,930,000 -60.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $74,595,000 $57,475,000 -23.0% 0.0%
INFINITY EQUITY GROUP, INC. $36,910,000 $57,465,000 55.7% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $63,810,000 $57,150,000 -10.4% 0.0%
First National Bank of America $37,670,000 $56,425,000 49.8% 0.0%
Self-Help Federal Credit Union $42,660,000 $56,040,000 31.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $36,485,000 $55,510,000 52.1% 0.0%
Montecito Bank & Trust $89,940,000 $55,135,000 -38.7% 0.0%
HomeStreet Bank $151,395,000 $54,780,000 -63.8% 0.0%
M&T Bank $35,350,000 $54,445,000 54.0% 0.0%
PROPER RATE, LLC $2,900,000 $54,415,000 1,776.4% 0.0%
Fifth Third Bank $51,530,000 $54,390,000 5.6% 0.0%
Boeing Employees Credit Union $40,995,000 $53,725,000 31.1% 0.0%
LIMA ONE CAPITAL, LLC $104,185,000 $53,520,000 -48.6% 0.0%
V.I.P. MORTGAGE, INC. $21,305,000 $52,755,000 147.6% 0.0%
Bank of Stockton $55,170,000 $52,695,000 -4.5% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $175,385,000 $50,590,000 -71.2% 0.0%
SCE FEDERAL CREDIT UNION $30,620,000 $50,580,000 65.2% 0.0%
LANTZMAN MANAGEMENT, INC. $45,580,000 $50,445,000 10.7% 0.0%
Toyota Financial Savings Bank $26,135,000 $47,995,000 83.6% 0.0%
Noble Federal Credit Union $36,665,000 $47,830,000 30.5% 0.0%
USAlliance Federal Credit Union $34,425,000 $47,595,000 38.3% 0.0%
Water and Power Community Credit Union $54,815,000 $47,350,000 -13.6% 0.0%
SACRAMENTO Credit Union $33,935,000 $46,485,000 37.0% 0.0%
Industrial and Commercial Bank of China USA $130,335,000 $46,395,000 -64.4% 0.0%
Florida Capital Bank $49,130,000 $46,065,000 -6.2% 0.0%
DAS Acquisition Company, LLC $16,950,000 $45,135,000 166.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $35,430,000 $45,085,000 27.3% 0.0%
CIBC Bank USA $37,485,000 $44,855,000 19.7% 0.0%
Sierra Central Credit Union $29,710,000 $44,850,000 51.0% 0.0%
Cedar Rapids Bank and Trust Company $44,790,000 n/a 0.0%
Residential First Mortgage $46,110,000 $44,205,000 -4.1% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $38,695,000 $43,935,000 13.5% 0.0%
UNIVERSITY CREDIT UNION $47,135,000 $42,380,000 -10.1% 0.0%
PREMIER LENDING, INC. $45,490,000 $42,045,000 -7.6% 0.0%
BRIDGELOCK CAPITAL $43,440,000 $41,525,000 -4.4% 0.0%
RBC Bank, (Georgia) $63,650,000 $41,300,000 -35.1% 0.0%
North Coast Financial, Inc. $24,780,000 $40,220,000 62.3% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $37,790,000 $39,535,000 4.6% 0.0%
Quontic Bank $13,770,000 $38,635,000 180.6% 0.0%
San Diego Funding $36,475,000 $38,565,000 5.7% 0.0%
USC Credit Union $26,860,000 $38,535,000 43.5% 0.0%
Village Bank & Trust $37,935,000 n/a 0.0%
State Bank of the Lakes $37,930,000 n/a 0.0%
Farmers & Merchants Bank of Central California $60,970,000 $37,835,000 -37.9% 0.0%
CLEARPATH LENDING $36,245,000 $37,780,000 4.2% 0.0%
LOS ANGELES POLICE Federal Credit Union $36,580,000 $37,510,000 2.5% 0.0%
LBS FINANCIAL $28,315,000 $37,495,000 32.4% 0.0%
FirstBank $1,105,000 $37,355,000 3,280.5% 0.0%
Texas Capital Bank $165,965,000 $36,970,000 -77.7% 0.0%
American Airlines Federal Credit Union $24,775,000 $36,415,000 47.0% 0.0%
Evolve Bank & Trust $72,380,000 $36,305,000 -49.8% 0.0%
SANTA CLARA COUNTY $29,460,000 $36,190,000 22.8% 0.0%
Farmers and Merchants Bank of Long Beach $57,125,000 $36,120,000 -36.8% 0.0%
Los Angeles Federal Credit Union $37,015,000 $35,965,000 -2.8% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $46,650,000 $35,950,000 -22.9% 0.0%
MEGASTAR FINANCIAL CORP. $20,460,000 $35,555,000 73.8% 0.0%
AMERICAN FINANCING CORPORATION $18,910,000 $35,105,000 85.6% 0.0%
Associated Bank $35,005,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $40,595,000 $34,895,000 -14.0% 0.0%
Northwest Farm Credit Services, FLCA $28,745,000 $34,885,000 21.4% 0.0%
SIRVA MORTGAGE, INC. $38,745,000 $34,755,000 -10.3% 0.0%
ALTITUDE FINANCIAL CORPORATION $18,395,000 $34,365,000 86.8% 0.0%
Magnolia Bank $17,945,000 $34,270,000 91.0% 0.0%
Mortgage Vintage, Inc. $15,730,000 $34,060,000 116.5% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,770,000 $34,000,000 1,820.9% 0.0%
State Department Federal Credit Union $9,975,000 $33,975,000 240.6% 0.0%
Exchange Bank $81,055,000 $33,870,000 -58.2% 0.0%
Open Bank $17,385,000 $33,840,000 94.7% 0.0%
CENTRAL COAST LENDING, INC. $33,685,000 $33,690,000 0.0% 0.0%
ON Q FINANCIAL, INC. $72,980,000 $33,350,000 -54.3% 0.0%
Wallick & Volk, Inc. $28,185,000 $33,050,000 17.3% 0.0%
Enterprise Bank & Trust $71,975,000 $32,130,000 -55.4% 0.0%
Lake Forest Bank & Trust $3,130,000 $31,140,000 894.9% 0.0%
CASTLE & COOKE MORTGAGE, LLC $34,770,000 $31,095,000 -10.6% 0.0%
TOP FLITE FINANCIAL, INC. $33,555,000 $30,740,000 -8.4% 0.0%
CITYWIDE HOME LOANS, LLC $35,720,000 $30,680,000 -14.1% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $14,930,000 $30,345,000 103.2% 0.0%
American Riviera Bank $17,080,000 $30,075,000 76.1% 0.0%
COASTHILLS $38,245,000 $29,860,000 -21.9% 0.0%
UIF CORPORATION $44,790,000 $29,810,000 -33.4% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $54,490,000 $29,765,000 -45.4% 0.0%
PREMIA MORTGAGE, LLC $36,035,000 $29,650,000 -17.7% 0.0%
Woori America Bank $16,830,000 $29,440,000 74.9% 0.0%
MID-VALLEY SERVICES, INC. $17,995,000 $28,960,000 60.9% 0.0%
TJC Mortgage, Inc. $29,800,000 $26,975,000 -9.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $17,255,000 $25,685,000 48.9% 0.0%
Sunflower Bank $9,940,000 $25,665,000 158.2% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $31,915,000 $25,555,000 -19.9% 0.0%
KeyBank $122,705,000 $25,440,000 -79.3% 0.0%
THE FIRST FINANCIAL Federal Credit Union $8,275,000 $25,310,000 205.9% 0.0%
TOWNE MORTGAGE COMPANY $17,385,000 $24,845,000 42.9% 0.0%
Libertyville Bank & Trust $24,755,000 n/a 0.0%
UME FEDERAL CREDIT UNION $23,795,000 $24,175,000 1.6% 0.0%
WALL FINANCIAL, INC. $38,235,000 $24,095,000 -37.0% 0.0%
SAFE 1 CREDIT UNION $33,835,000 $23,970,000 -29.2% 0.0%
The Huntington National Bank $67,385,000 $23,830,000 -64.6% 0.0%
SUN COMMUNITY FEDERAL CREDIT U $23,420,000 n/a 0.0%
Merchants Capital Corp. $48,435,000 $23,210,000 -52.1% 0.0%
EMBRACE HOME LOANS, INC. $32,135,000 $23,070,000 -28.2% 0.0%
CommonWealth Central Credit Union $4,065,000 $23,040,000 466.8% 0.0%
American First National Bank $13,725,000 $23,015,000 67.7% 0.0%
EVANSVILLE TEACHERS $9,155,000 $22,730,000 148.3% 0.0%
FAY SERVICING, LLC $16,365,000 $22,375,000 36.7% 0.0%
Armed Forces Bank $10,435,000 $21,615,000 107.1% 0.0%
UNIFY FINANCIAL Credit Union $22,385,000 $21,595,000 -3.5% 0.0%
SILVER HILL FUNDING, LLC $17,455,000 $21,565,000 23.5% 0.0%
University Bank $28,045,000 $21,535,000 -23.2% 0.0%
RCN Capital, LLC $18,840,000 $21,445,000 13.8% 0.0%
Arvest Bank $11,980,000 $21,335,000 78.1% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $16,680,000 $21,125,000 26.6% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $13,965,000 $20,730,000 48.4% 0.0%
The Greenwood's State Bank $20,445,000 n/a 0.0%
Paramount Bank $4,150,000 $20,080,000 383.9% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $5,450,000 $19,530,000 258.3% 0.0%
MORTGAGE EQUITY PARTNERS LLC $3,560,000 $19,270,000 441.3% 0.0%
PlainsCapital Bank $19,205,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $17,670,000 $19,020,000 7.6% 0.0%
DIRECTIONS EQUITY, LLC $11,335,000 $18,935,000 67.0% 0.0%
THE POLICE Credit Union $33,450,000 $18,625,000 -44.3% 0.0%
DIRECT MORTGAGE, CORP. $16,945,000 $18,580,000 9.6% 0.0%
COMMUNITY FIRST CREDIT UNION $16,915,000 $18,555,000 9.7% 0.0%
LENDINGONE, LLC $12,965,000 $18,400,000 41.9% 0.0%
North American Savings Bank, F.S.B. $18,630,000 $18,360,000 -1.4% 0.0%
Old Plank Trail Community Bank $985,000 $18,315,000 1,759.4% 0.0%
POPA FEDERAL CREDIT UNION $16,155,000 $18,195,000 12.6% 0.0%
T2 FINANCIAL LLC $6,375,000 $17,695,000 177.6% 0.0%
El Dorado Savings Bank, F.S.B. $22,310,000 $17,595,000 -21.1% 0.0%
Leader Bank $6,105,000 $16,995,000 178.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $8,995,000 $16,965,000 88.6% 0.0%
Waterstone Mortgage Corporation $19,845,000 $16,905,000 -14.8% 0.0%
Goldwater Bank, N.A. $3,510,000 $16,515,000 370.5% 0.0%
Strong Home Mortgage, LLC $24,065,000 $16,515,000 -31.4% 0.0%
SNAPFI, INC. $16,885,000 $16,345,000 -3.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $18,720,000 $16,285,000 -13.0% 0.0%
Schaumburg Bank & Trust $16,250,000 n/a 0.0%
DIRECTORS MORTGAGE, INC. $8,900,000 $16,175,000 81.7% 0.0%
First Federal Savings and Loan Association of San Rafael $17,980,000 $16,085,000 -10.5% 0.0%
ROYAL UNITED MORTGAGE LLC $17,085,000 $15,820,000 -7.4% 0.0%
VERITAS FUNDING, LLC $36,960,000 $15,610,000 -57.8% 0.0%
First Savings Bank $46,300,000 $15,545,000 -66.4% 0.0%
AltaOne Federal Credit Union $10,480,000 $15,455,000 47.5% 0.0%
USE Credit Union $4,845,000 $15,440,000 218.7% 0.0%
Commerce Bank $4,210,000 $15,170,000 260.3% 0.0%
Bank-Fund Staff Federal Credit Union $10,820,000 $15,085,000 39.4% 0.0%
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION $20,385,000 $14,990,000 -26.5% 0.0%
US MORTGAGE CORPORATION $2,010,000 $14,790,000 635.8% 0.0%
STRATA Credit Union $13,030,000 $14,775,000 13.4% 0.0%
Washington Trust Bank $16,755,000 $14,725,000 -12.1% 0.0%
First City Credit Union $32,370,000 $14,640,000 -54.8% 0.0%
Mission City Federal Credit Union $11,825,000 $14,570,000 23.2% 0.0%
Wilmington Savings Fund Society, FSB $3,605,000 $14,485,000 301.8% 0.0%
Community West Bank $55,455,000 $14,470,000 -73.9% 0.0%
Wintrust Bank, N.A. $10,740,000 $14,320,000 33.3% 0.0%
Pinnacle Bank $3,865,000 $14,255,000 268.8% 0.0%
Wheaton Bank & Trust $5,805,000 $14,250,000 145.5% 0.0%
Crestline Funding Corporation $7,855,000 $13,740,000 74.9% 0.0%
Service Federal Credit Union $6,810,000 $13,710,000 101.3% 0.0%
Advisors Mortgage Group, L.L.C. $14,330,000 $13,555,000 -5.4% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $9,270,000 $13,325,000 43.7% 0.0%
Town Bank, N.A. $10,360,000 $13,295,000 28.3% 0.0%
United Nations Federal Credit Union $2,810,000 $13,065,000 364.9% 0.0%
CERTIFIED $20,565,000 $12,960,000 -37.0% 0.0%
FIRST U.S. COMMUNITY CREDIT UNION $14,935,000 $12,915,000 -13.5% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $6,120,000 $12,630,000 106.4% 0.0%
LA Financial Federal Credit Union $15,970,000 $12,575,000 -21.3% 0.0%
Murphy Bank $8,890,000 $12,340,000 38.8% 0.0%
TOTAL MORTGAGE SERVICES, LLC $9,455,000 $12,270,000 29.8% 0.0%
Citizens National Bank of Texas $1,925,000 $12,110,000 529.1% 0.0%
Texana Bank $12,090,000 n/a 0.0%
Gain Federal Credit Union $18,240,000 $11,955,000 -34.5% 0.0%
MONARCH FUNDING CORP. $10,580,000 $11,810,000 11.6% 0.0%
Alaska USA Federal Credit Union $89,235,000 $11,770,000 -86.8% 0.0%
Commercial Loan Corporation $9,075,000 $11,705,000 29.0% 0.0%
Keystone Funding, Inc. $16,520,000 $11,650,000 -29.5% 0.0%
NJ LENDERS CORP. $5,945,000 $11,540,000 94.1% 0.0%
1ST NORTHERN CALIFORNIA $6,630,000 $11,485,000 73.2% 0.0%
Webster Bank $15,005,000 $11,465,000 -23.6% 0.0%
UMB Bank $13,315,000 $11,390,000 -14.5% 0.0%
The Central Trust Bank $19,105,000 $11,355,000 -40.6% 0.0%
Bell Bank $9,560,000 $11,335,000 18.6% 0.0%
First Horizon Bank $4,935,000 $11,295,000 128.9% 0.0%
LOANLEADERS OF AMERICA, INC. $11,355,000 $11,265,000 -0.8% 0.0%
Beeline Loans, Inc. $3,375,000 $11,235,000 232.9% 0.0%
First Western Trust Bank $8,660,000 $11,150,000 28.8% 0.0%
United States Senate Federal Credit Union $12,995,000 $11,075,000 -14.8% 0.0%
St Charles Bank & Trust $1,700,000 $11,060,000 550.6% 0.0%
Devon Bank $10,765,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $14,585,000 $10,725,000 -26.5% 0.0%
Kwik Mortgage Corporation $2,910,000 $10,645,000 265.8% 0.0%
UBank $4,385,000 $10,615,000 142.1% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $8,235,000 $10,435,000 26.7% 0.0%
Farm Credit Mid-America, ACA $10,260,000 n/a 0.0%
STARBOARD FINANCIAL MANAGEMENT, LLC $1,580,000 $10,045,000 535.8% 0.0%
Union Savings Bank $37,920,000 $10,010,000 -73.6% 0.0%
Beverly Bank & Trust $7,185,000 $9,980,000 38.9% 0.0%
MORTGAGE ACCESS CORP. $3,630,000 $9,915,000 173.1% 0.0%
Connexus Credit Union $16,785,000 $9,855,000 -41.3% 0.0%
TOWER $8,330,000 $9,850,000 18.2% 0.0%
Ukrainian Federal Credit Union $9,210,000 $9,800,000 6.4% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $1,350,000 $9,330,000 591.1% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $6,045,000 $9,120,000 50.9% 0.0%
AMERICAN FIRST $25,120,000 $8,915,000 -64.5% 0.0%
East Coast Capital Corp. $1,810,000 $8,880,000 390.6% 0.0%
Christian Community Credit Union $10,225,000 $8,840,000 -13.5% 0.0%
Summit Mortgage Corporation $9,755,000 $8,745,000 -10.4% 0.0%
Downey Federal Credit Union $19,830,000 $8,705,000 -56.1% 0.0%
San Joaquin Power Employees Credit Union $7,050,000 $8,705,000 23.5% 0.0%
The Dart Bank $1,290,000 $8,685,000 573.3% 0.0%
I.L.W.U. CREDIT UNION $9,705,000 $8,595,000 -11.4% 0.0%
WINGS FINANCIAL $13,390,000 $8,550,000 -36.1% 0.0%
Ixonia Bank $14,415,000 $8,420,000 -41.6% 0.0%
SAMMAMISH MORTGAGE COMPANY $2,825,000 $8,420,000 198.1% 0.0%
Home Loan Investment Bank, F.S.B. $275,000 $8,180,000 2,874.5% 0.0%
1st Security Bank of Washington $5,230,000 $8,045,000 53.8% 0.0%
PRIMUS LENDING CORP. $11,685,000 $7,940,000 -32.0% 0.0%
RESIDENTIAL MORTGAGE, LLC $305,000 $7,875,000 2,482.0% 0.0%
UNIVERSAL LENDING CORPORATION $7,865,000 n/a 0.0%
Hinsdale Bank & Trust Company $8,425,000 $7,750,000 -8.0% 0.0%
HOMESTEAD FUNDING CORP. $4,110,000 $7,750,000 88.6% 0.0%
GMFS LLC $430,000 $7,645,000 1,677.9% 0.0%
HERITAGE COMMUNITY CREDIT UNION $3,835,000 $7,555,000 97.0% 0.0%
EMM LOANS LLC $9,560,000 $7,170,000 -25.0% 0.0%
S&T Bank $8,730,000 $7,160,000 -18.0% 0.0%
GoPrime Mortgage, Inc. $1,160,000 $7,110,000 512.9% 0.0%
BOKF $3,660,000 $7,045,000 92.5% 0.0%
HONDA Federal Credit Union $11,205,000 $6,945,000 -38.0% 0.0%
NATIONS RELIABLE LENDING, LLC $7,080,000 $6,915,000 -2.3% 0.0%
City Lending Inc. $6,870,000 n/a 0.0%
AEROSPACE FEDERAL CREDIT UNION $8,245,000 $6,865,000 -16.7% 0.0%
Servion, Inc. $4,575,000 $6,850,000 49.7% 0.0%
Assurance Financial Group, L.L.C. $3,265,000 $6,820,000 108.9% 0.0%
ROGUE $1,800,000 $6,815,000 278.6% 0.0%
Commercial Lender LLC $4,065,000 $6,795,000 67.2% 0.0%
TruHome Solutions, LLC $6,980,000 $6,760,000 -3.2% 0.0%
FEDERATED MORTGAGE CORP. $1,525,000 $6,740,000 342.0% 0.0%
Yolo Federal Credit Union $9,315,000 $6,675,000 -28.3% 0.0%
MEMBER FIRST MORTGAGE, LLC $35,640,000 $6,590,000 -81.5% 0.0%
DELTA COMMUNITY CREDIT UNION $4,865,000 $6,535,000 34.3% 0.0%
Habib American Bank $2,870,000 $6,425,000 123.9% 0.0%
Old Second National Bank $245,000 $6,425,000 2,522.4% 0.0%
TOGETHER CREDIT UNION $3,305,000 $6,370,000 92.7% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,355,000 $6,360,000 369.4% 0.0%
MEMBERS 1ST CREDIT UNION $5,900,000 $6,155,000 4.3% 0.0%
Shinhan Bank America $4,090,000 $6,050,000 47.9% 0.0%
CIS Financial Services, Inc. $12,190,000 $6,030,000 -50.5% 0.0%
ALTA VISTA CREDIT UNION $5,990,000 n/a 0.0%
RANLIFE, INC. $7,550,000 $5,970,000 -20.9% 0.0%
Encompass Lending Group, LP $1,125,000 $5,955,000 429.3% 0.0%
CONTOUR MORTGAGE CORPORATION $11,760,000 $5,925,000 -49.6% 0.0%
Vantage Bank Texas $2,500,000 $5,830,000 133.2% 0.0%
Kaiperm Diablo Federal Credit Union $3,035,000 $5,790,000 90.8% 0.0%
Inwood National Bank $1,375,000 $5,760,000 318.9% 0.0%
SANTA CRUZ COMMUNITY CREDIT UNION $10,105,000 $5,690,000 -43.7% 0.0%
FM Home Loans, LLC $985,000 $5,670,000 475.6% 0.0%
Community First National Bank $2,875,000 $5,605,000 95.0% 0.0%
Deere Employees Credit Union $5,740,000 $5,595,000 -2.5% 0.0%
BNB FINANCIAL INC. $3,735,000 $5,540,000 48.3% 0.0%
Valley National Bank $16,695,000 $5,525,000 -66.9% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $445,000 $5,460,000 1,127.0% 0.0%
EASTMAN $1,045,000 $5,290,000 406.2% 0.0%
GREENSTATE CREDIT UNION $6,820,000 $5,275,000 -22.7% 0.0%
MORTGAGE EXPRESS, LLC $2,665,000 $5,145,000 93.1% 0.0%
S&S Financial $2,945,000 $5,140,000 74.5% 0.0%
Fidelity Bank $805,000 $4,790,000 495.0% 0.0%
TECHNICOLOR Federal Credit Union $2,305,000 $4,725,000 105.0% 0.0%
GENISYS $4,315,000 $4,705,000 9.0% 0.0%
The Bank of San Antonio $4,685,000 n/a 0.0%
Origin Bank $1,345,000 $4,560,000 239.0% 0.0%
DELMAR FINANCIAL COMPANY $1,505,000 $4,535,000 201.3% 0.0%
Abbott Laboratories Employees Credit Union $3,080,000 $4,530,000 47.1% 0.0%
COMPASS MORTGAGE, INC. $2,080,000 $4,505,000 116.6% 0.0%
City National Bank of Florida $21,335,000 $4,495,000 -78.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,270,000 $4,490,000 253.5% 0.0%
PLUS RELOCATION MORTGAGE, LLC $6,030,000 $4,490,000 -25.5% 0.0%
Peoples Bank $940,000 $4,485,000 377.1% 0.0%
PRIORITY ONE CREDIT UNION $3,565,000 $4,405,000 23.6% 0.0%
JUSTICE Federal Credit Union $3,590,000 $4,350,000 21.2% 0.0%
Credence Funding Corporation $4,330,000 n/a 0.0%
Granite Community Bank $4,320,000 n/a 0.0%
SKYONE Federal Credit Union $7,550,000 $4,230,000 -44.0% 0.0%
First Farmers Bank and Trust Company $4,205,000 n/a 0.0%
Cache Valley Bank $760,000 $4,130,000 443.4% 0.0%
Vista Bank $4,130,000 n/a 0.0%
Old National Bank $2,950,000 $4,075,000 38.1% 0.0%
Northbrook Bank & Trust $3,065,000 $4,035,000 31.6% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $5,690,000 $4,020,000 -29.3% 0.0%
Nikkei Credit Union $2,725,000 $4,020,000 47.5% 0.0%
Residential Mortgage Solutions, Inc. $2,515,000 $3,990,000 58.6% 0.0%
Flanagan State Bank $585,000 $3,915,000 569.2% 0.0%
AmRes Corporation $16,090,000 $3,910,000 -75.7% 0.0%
Amalgamated Bank $30,410,000 $3,840,000 -87.4% 0.0%
Monterey Credit Union $320,000 $3,785,000 1,082.8% 0.0%
Nicolet National Bank $715,000 $3,715,000 419.6% 0.0%
Mortgage Bank of California $1,370,000 $3,705,000 170.4% 0.0%
Utah Mortgage Loan Corporation $3,675,000 $3,700,000 0.7% 0.0%
HANSCOM $2,920,000 $3,695,000 26.5% 0.0%
MORTGAGE 1 INCORPORATED $1,785,000 $3,670,000 105.6% 0.0%
Northwest Federal Credit Union $4,290,000 $3,650,000 -14.9% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $4,370,000 $3,610,000 -17.4% 0.0%
Hingham Institution for Savings $6,615,000 $3,605,000 -45.5% 0.0%
Bank of England $11,310,000 $3,600,000 -68.2% 0.0%
Armstrong Bank $3,555,000 n/a 0.0%
SALAL $2,410,000 $3,555,000 47.5% 0.0%
Central State Bank $3,515,000 n/a 0.0%
First Eagle Bank $3,505,000 n/a 0.0%
First State Bank of St. Charles, Missouri $2,845,000 $3,470,000 22.0% 0.0%
Loan Simple, Inc. $7,255,000 $3,445,000 -52.5% 0.0%
ANDREWS FEDERAL CREDIT UNION $155,000 $3,405,000 2,096.8% 0.0%
U S WIDE FINANCIAL LLC $2,835,000 $3,400,000 19.9% 0.0%
UNIVERSAL CITY STUDIOS Federal Credit union $2,620,000 $3,395,000 29.6% 0.0%
AMERICAN FINANCE HOUSE LARIBA $5,335,000 $3,390,000 -36.5% 0.0%
First American Bank $3,855,000 $3,345,000 -13.2% 0.0%
PURDUE FEDERAL CREDIT UNION $1,990,000 $3,340,000 67.8% 0.0%
NASA Federal Credit Union $2,695,000 $3,275,000 21.5% 0.0%
Allied First Bank,sb $715,000 $3,255,000 355.2% 0.0%
UNITED LOCAL CREDIT UNION $155,000 $3,250,000 1,996.8% 0.0%
Financial Funding Solutions, Inc. $910,000 $3,235,000 255.5% 0.0%
Capital Bank $1,800,000 $3,230,000 79.4% 0.0%
IVY MORTGAGE, INC. $3,115,000 $3,155,000 1.3% 0.0%
TULARE COUNTY $3,555,000 $3,140,000 -11.7% 0.0%
GLENDALE AREA SCHOOLS CREDIT UNION $2,555,000 $3,120,000 22.1% 0.0%
Alerus Financial $2,725,000 $3,065,000 12.5% 0.0%
Brighton Bank $1,900,000 $3,045,000 60.3% 0.0%
Credit Union 1 $305,000 $3,000,000 883.6% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $3,920,000 $2,915,000 -25.6% 0.0%
Gold Coast Bank $2,360,000 $2,870,000 21.6% 0.0%
Notre Dame Federal Credit Union Corporation $1,565,000 $2,845,000 81.8% 0.0%
LOANFLIGHT LENDING, LLC $495,000 $2,835,000 472.7% 0.0%
MY MORTGAGE, INC. $2,150,000 $2,785,000 29.5% 0.0%
Presidential Bank, FSB $1,825,000 $2,740,000 50.1% 0.0%
Santa Barbara Teachers Federal Credit Union $3,335,000 $2,740,000 -17.8% 0.0%
Cf Bank $265,000 $2,730,000 930.2% 0.0%
Princeton Mortgage Corporation $4,505,000 $2,730,000 -39.4% 0.0%
UNITED $2,740,000 $2,625,000 -4.2% 0.0%
Signature Federal Credit Union $6,830,000 $2,525,000 -63.0% 0.0%
International Bank of Commerce $2,455,000 $2,505,000 2.0% 0.0%
PEOPLES STATE BANK $1,005,000 $2,505,000 149.3% 0.0%
Sterling Bank and Trust, FSB $4,180,000 $2,505,000 -40.1% 0.0%
First United Bank and Trust Company $1,215,000 $2,480,000 104.1% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,095,000 $2,480,000 -19.9% 0.0%
American Bank & Trust $2,470,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $3,850,000 $2,455,000 -36.2% 0.0%
AFFINITY $3,810,000 $2,415,000 -36.6% 0.0%
Bankers Trust Company $4,260,000 $2,405,000 -43.5% 0.0%
First Fidelity Bank $2,400,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $360,000 $2,315,000 543.1% 0.0%
HomePromise Corporation $1,270,000 $2,300,000 81.1% 0.0%
Veritex Community Bank $365,000 $2,285,000 526.0% 0.0%
COMMUNITYAMERICA $645,000 $2,255,000 249.6% 0.0%
MERCO Credit Union $1,585,000 $2,160,000 36.3% 0.0%
Bank of Whittier $125,000 $2,155,000 1,624.0% 0.0%
Meridian Bank Corporation $1,150,000 $2,140,000 86.1% 0.0%
Elements Financial Federal Credit Union $4,205,000 $2,130,000 -49.3% 0.0%
SWBC MORTGAGE CORPORATION $6,405,000 $2,115,000 -67.0% 0.0%
CIBM Bank $2,040,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $4,855,000 $2,025,000 -58.3% 0.0%
GSF Mortgage Corporation $15,160,000 $2,020,000 -86.7% 0.0%
Truity Federal Credit Union $125,000 $2,005,000 1,504.0% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $1,925,000 n/a 0.0%
JTF ROSE, INC. $5,560,000 $1,910,000 -65.6% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $6,365,000 $1,855,000 -70.9% 0.0%
Republic Bank & Trust Company $1,855,000 n/a 0.0%
LONG BEACH FIREMEN S CREDIT UNION $32,890,000 $1,810,000 -94.5% 0.0%
Andover State Bank $1,795,000 n/a 0.0%
LONG BEACH CITY EMPLOYEES Federal Credit Union $12,195,000 $1,780,000 -85.4% 0.0%
ENCORE BANK $7,235,000 $1,760,000 -75.7% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $3,035,000 $1,750,000 -42.3% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $610,000 $1,710,000 180.3% 0.0%
UNITED MORTGAGE CORP $1,670,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $315,000 $1,640,000 420.6% 0.0%
MY MOVE MORTGAGE, LLC $1,640,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $2,735,000 $1,615,000 -41.0% 0.0%
The National Bank of Indianapolis $935,000 $1,605,000 71.7% 0.0%
Southern Bank $655,000 $1,555,000 137.4% 0.0%
Bank Iowa $395,000 $1,535,000 288.6% 0.0%
Bank of Utah $845,000 $1,525,000 80.5% 0.0%
Chickasaw Community Bank $2,065,000 $1,525,000 -26.2% 0.0%
Unitus Community Credit Union $630,000 $1,490,000 136.5% 0.0%
Willamette Valley Bank $3,515,000 $1,470,000 -58.2% 0.0%
First Merchants Bank $755,000 $1,460,000 93.4% 0.0%
First Bank $405,000 $1,430,000 253.1% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,785,000 $1,420,000 -20.4% 0.0%
SUMMIT MORTGAGE CORPORATION $1,460,000 $1,420,000 -2.7% 0.0%
EVERENCE FEDERAL CREDIT UNION $75,000 $1,380,000 1,740.0% 0.0%
Affiliated Bank $1,365,000 n/a 0.0%
BELEM SERVICING LLC $885,000 $1,355,000 53.1% 0.0%
JET DIRECT FUNDING CORP $5,345,000 $1,340,000 -74.9% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $620,000 $1,325,000 113.7% 0.0%
INTOUCH CREDIT UNION $315,000 $1,325,000 320.6% 0.0%
Peoples Bank $940,000 $1,325,000 41.0% 0.0%
LEGEND LENDING CORPORATION $3,930,000 $1,285,000 -67.3% 0.0%
Municipal Trust and Savings Bank $1,285,000 n/a 0.0%
Royal Credit Union $1,265,000 n/a 0.0%
Secured Investment Corp. $725,000 $1,245,000 71.7% 0.0%
Heritage Bank $14,580,000 $1,240,000 -91.5% 0.0%
First Dakota National Bank $1,410,000 $1,210,000 -14.2% 0.0%
SANDIA AREA $1,205,000 n/a 0.0%
GARDNER FINANCIAL SERVICES, LTD. $1,195,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $4,495,000 $1,190,000 -73.5% 0.0%
FIDELITY BANK $1,180,000 n/a 0.0%
DG PINNACLE FUNDING LLC $1,175,000 n/a 0.0%
CLIFFCO, INC. $1,170,000 n/a 0.0%
AIR ACADEMY $305,000 $1,140,000 273.8% 0.0%
INOVA FEDERAL CREDIT UNION $1,335,000 $1,135,000 -15.0% 0.0%
FineMark National Bank & Trust $4,075,000 $1,105,000 -72.9% 0.0%
Star Bank $1,105,000 n/a 0.0%
Total Media Management, LLC $1,105,000 n/a 0.0%
HARTFORD FUNDING, LTD. $1,975,000 $1,085,000 -45.1% 0.0%
THRIVENT Federal Credit Union $1,430,000 $1,085,000 -24.1% 0.0%
The Bank of South Carolina $645,000 $1,080,000 67.4% 0.0%
Southwest Airlines Federal Credit Union $1,230,000 $1,065,000 -13.4% 0.0%
NEW WEST LENDING, INC. $790,000 $1,055,000 33.5% 0.0%
KS StateBank $235,000 $1,045,000 344.7% 0.0%
DIRECT MORTGAGE LOANS, LLC $535,000 $1,025,000 91.6% 0.0%
American Mortgage Bank, LLC $1,020,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $1,460,000 $1,020,000 -30.1% 0.0%
Adams Bank & Trust $355,000 $1,005,000 183.1% 0.0%
Central National Bank $285,000 $1,005,000 252.6% 0.0%
First Central Savings Bank $1,005,000 n/a 0.0%
THE MORTGAGE LINK, INC. $1,005,000 n/a 0.0%
First Heritage Mortgage, LLC $1,000,000 n/a 0.0%
HOME FUNDING CORPORATION $3,575,000 $990,000 -72.3% 0.0%
INTERCOASTAL MORTGAGE COMPANY $775,000 $990,000 27.7% 0.0%
SeaTrust Mortgage Company $3,585,000 $990,000 -72.4% 0.0%
Choice Financial Group $1,150,000 $925,000 -19.6% 0.0%
Platinum Bank $115,000 $925,000 704.3% 0.0%
ALLEGACY FEDERAL CREDIT UNION $1,205,000 $890,000 -26.1% 0.0%
First National Bank Texas $885,000 n/a 0.0%
AMERICAN BANCSHARES MORTGAGE $875,000 n/a 0.0%
ATLANTA POSTAL $875,000 n/a 0.0%
CenterBank $870,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $605,000 $855,000 41.3% 0.0%
UTAH FIRST $855,000 n/a 0.0%
RMS & Associates $645,000 $835,000 29.5% 0.0%
Bank of Springfield $830,000 n/a 0.0%
FirstBank $1,105,000 $820,000 -25.8% 0.0%
First Western Federal Savings Bank $820,000 n/a 0.0%
BankFirst Financial Services $815,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $2,940,000 $810,000 -72.4% 0.0%
COMMUNITY MORTGAGE, LLC $780,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $935,000 $775,000 -17.1% 0.0%
FIRST MORTGAGE COMPANY, INC. $765,000 n/a 0.0%
Generations Bank $765,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $440,000 $765,000 73.9% 0.0%
TELCOE FEDERAL CREDIT UNION $765,000 $765,000 0.0% 0.0%
The First National Bank of Ottawa $1,970,000 $765,000 -61.2% 0.0%
Ardent Federal Credit Union $440,000 $755,000 71.6% 0.0%
First Bank & Trust $725,000 $745,000 2.8% 0.0%
Consolidated Federal Credit Union $2,485,000 $735,000 -70.4% 0.0%
First State Bank $1,790,000 $725,000 -59.5% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,650,000 $685,000 -58.5% 0.0%
SUN AMERICAN MORTGAGE COMPANY $1,560,000 $680,000 -56.4% 0.0%
Deseret First Credit Union $585,000 $675,000 15.4% 0.0%
GREAT LAKES $13,625,000 $660,000 -95.2% 0.0%
INB $645,000 n/a 0.0%
ALL IN $1,295,000 $640,000 -50.6% 0.0%
Northwest Bank $610,000 n/a 0.0%
Utah Power $330,000 $605,000 83.3% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $600,000 n/a 0.0%
PACIFIC HOME LOANS, INC. $600,000 n/a 0.0%
Civista Bank $595,000 n/a 0.0%
AGRICULTURE Federal Credit Union $210,000 $590,000 181.0% 0.0%
Bank $585,000 n/a 0.0%
First Federal Bank, A FSB $585,000 n/a 0.0%
Great Plains National Bank $1,765,000 $585,000 -66.9% 0.0%
Chicago Patrolmen's Federal Credit Union $575,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $565,000 n/a 0.0%
Fortress Bank $565,000 n/a 0.0%
Princeton Federal Credit Union $565,000 n/a 0.0%
GREATER NEVADA LLC $795,000 $560,000 -29.6% 0.0%
MYCUMORTGAGE, LLC $465,000 $555,000 19.4% 0.0%
Chaffey Federal Credit Union $515,000 $545,000 5.8% 0.0%
Five Star Credit Union $545,000 n/a 0.0%
Denver Savings Bank $525,000 n/a 0.0%
FOUR POINTS $520,000 n/a 0.0%
CENTURY $505,000 n/a 0.0%
Community National Bank & Trust $505,000 n/a 0.0%
Silver Lake Bank $505,000 n/a 0.0%
SIMPLIFI MORTGAGE, LLC $945,000 $505,000 -46.6% 0.0%
Bank of Clarke County $495,000 n/a 0.0%
First Financial Bank $495,000 n/a 0.0%
First National Bank and Trust Company of Ardmore $495,000 n/a 0.0%
Academy Bank $3,620,000 $475,000 -86.9% 0.0%
Capitol Federal Savings Bank $475,000 n/a 0.0%
UNITED HOME LOANS, INC. $1,210,000 $465,000 -61.6% 0.0%
NBH Bank $645,000 $460,000 -28.7% 0.0%
Frontier Bank $455,000 n/a 0.0%
Semper Home Loans, Inc. $255,000 $445,000 74.5% 0.0%
Victorian Finance, LLC $2,375,000 $445,000 -81.3% 0.0%
Stride Bank $415,000 n/a 0.0%
Core Bank $335,000 $405,000 20.9% 0.0%
ServisFirst Bank $405,000 n/a 0.0%
Green Mountain Credit Union $395,000 n/a 0.0%
Illiana Financial Credit Union $385,000 n/a 0.0%
CITY-COUNTY CREDIT UNION $25,000 $375,000 1,400.0% 0.0%
First State Bank $1,790,000 $375,000 -79.1% 0.0%
GNB Bank $375,000 n/a 0.0%
Metro City Bank $3,075,000 $375,000 -87.8% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $660,000 $375,000 -43.2% 0.0%
VANTAGE WEST $255,000 $375,000 47.1% 0.0%
FAIRWINDS CREDIT UNION $355,000 n/a 0.0%
APCI Federal Credit Union $225,000 $350,000 55.6% 0.0%
Home State Bank $335,000 n/a 0.0%
Securityplus FCU $335,000 n/a 0.0%
KELLER MORTGAGE, LLC $2,435,000 $325,000 -86.7% 0.0%
Sierra Lending Corporation $395,000 $325,000 -17.7% 0.0%
Community First Bank $985,000 $315,000 -68.0% 0.0%
Exchange Bank $81,055,000 $315,000 -99.6% 0.0%
First Financial Northwest Bank $3,520,000 $315,000 -91.1% 0.0%
First Nations Bank $305,000 n/a 0.0%
First Option Mortgage, LLC $455,000 $305,000 -33.0% 0.0%
PEGASUS BANK $305,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $305,000 n/a 0.0%
DEPARTMENT OF COMMERCE $290,000 n/a 0.0%
First Reliance Bank $285,000 n/a 0.0%
CORNING $845,000 $275,000 -67.5% 0.0%
FEDCHOICE Federal Credit Union $505,000 $275,000 -45.5% 0.0%
Unison Bank $655,000 $275,000 -58.0% 0.0%
EXCITE Credit Union $2,180,000 $265,000 -87.8% 0.0%
First Interstate Bank $2,925,000 $255,000 -91.3% 0.0%
FOX COMMUNITIES $255,000 n/a 0.0%
Quad City Bank and Trust Company $245,000 n/a 0.0%
PROPONENT Federal Credit Union $575,000 $230,000 -60.0% 0.0%
SECURITY HOME MORTGAGE, LLC. $215,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $215,000 n/a 0.0%
Canyon State Credit Union $145,000 $205,000 41.4% 0.0%
CAPITAL CREDIT UNION $205,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $335,000 $205,000 -38.8% 0.0%
First Security Bank & Trust Company $205,000 n/a 0.0%
MOCSE Federal Credit Union $2,110,000 $205,000 -90.3% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $210,000 $165,000 -21.4% 0.0%
First National Bank of Omaha $1,410,000 $155,000 -89.0% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $155,000 n/a 0.0%
FIRST COMMUNITY $275,000 $125,000 -54.5% 0.0%
Adventure Credit Union $115,000 n/a 0.0%
Actors Federal Credit Union $2,385,000 $105,000 -95.6% 0.0%
CNB Bank $65,000 $105,000 61.5% 0.0%
COLORAMO $105,000 n/a 0.0%
PARK VIEW FEDERAL CREDIT UNION $105,000 n/a 0.0%
Clearview Federal Credit Union $360,000 $85,000 -76.4% 0.0%
LUFTHANSA EMP. $140,000 $85,000 -39.3% 0.0%
SouthStar Bank, S.S.B. $85,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $75,000 n/a 0.0%
Oregon Pacific Banking Company $75,000 n/a 0.0%
American Broadcast Employees Federal Credit Union $70,000 n/a 0.0%
CORPORATE AMERICA FAMILY $395,000 $65,000 -83.5% 0.0%
Hiawatha National Bank $65,000 n/a 0.0%
CHARTWAY FEDERAL CREDIT UNION $130,000 $35,000 -73.1% 0.0%

California's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.2% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $17,076,940,000 in loans. In third place, with 4.3%, is JPMorgan Chase Bank, having originated $12,434,440,000 in loans. In fourth place, with 4.2%, is Wells Fargo Bank, having originated $11,963,340,000 in loans. In fifth place, with 3.9%, is U.S. Bank, having originated $11,219,260,000 in loans.

California Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 260,424 $181,925,840,000 $698,576
Cash Out Refi 80,935 $34,700,195,000 $428,742
Refi 61,780 $49,917,080,000 $807,981
Home Improvement 50,580 $9,130,150,000 $180,509
Other 49,786 $10,921,800,000 $219,375
NA 423 $1,053,465,000 $2,490,461

California's most frequently cited loan purpose was Home Purchase, with 260,424 originations. The 2nd most popular reason was Cash Out Refi, with 80,935 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 192,959 $123,019,395,000 $637,542
Over 8% 122,259 $35,235,005,000 $288,200
7-8% 91,884 $51,672,100,000 $562,362
5-6% 78,903 $66,612,355,000 $844,231
4-5% 7,823 $5,945,195,000 $759,964
<2.5% 5,477 $816,715,000 $149,117
3-4% 793 $765,375,000 $965,164
2.5-3% 565 $412,435,000 $729,973

During 2024, California's most frequently originated rate bucket was 6-7%, with 192,959 originations.

Loan Sizing (California MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 110,970 $33,089,810,000 $298,187
$400k-600k 108,402 $53,387,000,000 $492,491
$600k-1000k 99,387 $74,407,575,000 $748,665
$100k-200k 65,112 $8,982,900,000 $137,961
$100,000 or less 64,477 $3,705,475,000 $57,470
$Over $1MM 55,580 $114,075,770,000 $2,052,461

California's loan sizing saw the bucket of loans from $200k-400k with 110,970 originations, totaling $33,089,810,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 140,806 $89,446,600,000 $635,247
60-80% 118,826 $102,744,970,000 $864,667
Under 20% 115,144 $14,417,390,000 $125,212
20-40% 59,345 $21,409,915,000 $360,770
40-60% 54,806 $42,256,550,000 $771,021
Over 100% 5,375 $11,016,015,000 $2,049,491

California's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 140,806 originations, totaling $89,446,600,000 in origination value.