California Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in California averaged
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was 6.92% and one month ago for the week of 2023-10-26, the average rate was 7.02%.
California's average rate one year ago was 6.11%.
For refis of the same type during the week of 2023-11-30, the average rate was 5.43%.
|US 30 Year Fixed Rate||2023-11-30||7.22%|
|California 30 Year Fixed Rate||2023-11-30||6.55%|
|California 30 Year Fixed Rate Refi||2023-11-30||5.43%|
|California 15 Year Fixed Rate||2023-11-30||6.16%|
|California 15 Year Fixed Rate Refi||2023-11-30||5.06%|
|California 30 Year FHA||2023-11-30||6.18%|
|California 30 Year FHA Refi||2023-11-30||5.22%|
|California 30 Year USDA||2023-11-30||5.97%|
|California 30 Year USDA Refi||2023-11-30||6.8%|
|California 30 Year VA||2023-11-30||5.9%|
|California 30 Year VA Refi||2023-11-30||4.19%|
California Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the California market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).