California Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in California averaged 6.06% for the week of 2023-01-26, compared to the national average of 6.13% for the same period.

    The average rate for the prior week (2023-01-19) was 6.38% and one month ago for the week of 2022-12-22, the average rate was 6.3%.

    California's average rate one year ago was 3.89%.

    For refis of the same type during the week of 2023-01-26, the average rate was 6.33%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-01-26 6.13%
    California 30 Year Fixed Rate 2023-01-26 6.06%
    California 30 Year Fixed Rate Refi 2023-01-26 6.33%
    California 15 Year Fixed Rate 2023-01-26 5.39%
    California 15 Year Fixed Rate Refi 2023-01-26 5.33%
    California 30 Year FHA 2023-01-26 6.05%
    California 30 Year FHA Refi 2023-01-26 6.13%
    California 30 Year USDA 2023-01-26 6.07%
    California 30 Year USDA Refi 2023-01-26 6.14%
    California 30 Year VA 2023-01-26 5.86%
    California 30 Year VA Refi 2023-01-26 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within California.

    California Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the California market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    QUICKEN LOANS, LLC 151,337 2.94% $4,522
    UNITED WHOLESALE MORTGAGE, LLC 132,577 2.96% $5,912
    LOANDEPOT.COM, LLC 56,596 2.88% $4,805
    Wells Fargo Bank 46,068 2.86% $4,203
    HOME POINT FINANCIAL CORPORATION 38,117 2.95% $4,824
    JPMorgan Chase Bank 34,638 2.86% $3,829
    Bank of America 28,875 2.63% $4,688
    GUARANTEED RATE, INC. 27,037 2.88% $4,289
    FINANCE OF AMERICA MORTGAGE LLC 20,727 3.11% $5,724
    U.S. Bank 17,401 2.87% $5,103
    Flagstar Bank, FSB 16,996 3.09% $5,272
    AMERICAN PACIFIC MORTGAGE CORPORATION 16,578 3.12% $5,838
    BROKER SOLUTIONS, INC. 16,327 3.07% $5,625
    CALIBER HOME LOANS, INC. 16,095 3.09% $4,933
    BETTER MORTGAGE CORPORATION 12,312 2.77% $4,079
    CROSSCOUNTRY MORTGAGE, LLC 11,852 3.11% $6,368
    PENNYMAC LOAN SERVICES, LLC 11,805 2.96% $5,142
    AMERISAVE MORTGAGE CORPORATION 11,460 2.80% $5,273
    First Republic Bank 10,890 2.73% $4,909
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10,572 3.09% $5,836
    GUILD MORTGAGE COMPANY 10,544 3.10% $5,859
    Mr. Cooper ( Nationstar Mortgage ) 10,455 3.11% $5,912
    MUFG Union Bank 10,167 2.80% $5,039
    NEWREZ LLC 9,080 3.10% $4,925
    HOMEBRIDGE FINANCIAL SERVICES, INC. 8,256 3.18% $6,808
    STEARNS LENDING, LLC 7,354 2.96% $4,951
    Fremont Bank 7,328 3.06% $2,295
    Paramount Residential Mortgage Group, Inc. 7,211 3.14% $5,397
    PNC Bank 7,165 2.74% $5,531
    Sierra Pacific Mortgage Company, Inc. 6,816 3.07% $4,536
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 6,768 3.07% $5,549
    SUMMIT FUNDING, INC. 6,717 3.13% $6,073
    MOVEMENT MORTGAGE, LLC 6,549 3.11% $5,964
    General Mortgage Capital Corporation 6,291 2.97% $3,992
    Citibank 6,034 2.77% $6,155
    Commerce Home Mortgage, Inc. 5,962 3.21% $6,334
    SCHOOLSFIRST 5,819 3.09% $4,004
    Golden Empire Mortgage, Inc. 5,809 3.08% $5,606
    NMSI, INC. 5,521 3.16% $9,663
    CMG MORTGAGE, INC. 5,464 3.10% $6,538
    GOOGAIN, INC. 5,427 2.94% $3,090
    LENDUS, LLC 5,007 3.12% $6,603
    GUARANTEED RATE AFFINITY, LLC 4,977 2.98% $5,241
    AMERICAN FINANCIAL NETWORK, INC. 4,915 3.15% $11,287
    NETWORK CAPITAL FUNDING CORPORATION 4,740 2.99% $4,124
    OCMBC, INC. 4,697 3.11% $6,707
    MEGA CAPITAL FUNDING, INC. 4,654 2.94% $5,326
    NEW WAVE LENDING GROUP INC 4,499 3.06% $5,350
    Charles Schwab Bank, SSB 4,420 2.31% $3,677
    CELEBRITY HOME LOANS, LLC 4,327 3.12% $5,648
    FREEDOM MORTGAGE CORPORATION 4,298 3.06% $3,080
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4,224 3.21% $6,401
    EAGLE HOME MORTGAGE, LLC 4,010 3.05% $6,693
    Bank of the West 3,902 2.97% $5,695
    Ally Bank 3,895 2.71% $8,234
    WINNPOINTE CORPORATION 3,706 2.62% $853
    LOGIX FEDERAL CREDIT UNION 3,485 2.81% $5,052
    IMPAC MORTGAGE CORP. 3,425 3.02% $2,213
    PROVIDENT FUNDING ASSOCIATES, L.P. 3,297 2.77% $3,513
    ALAMEDA MORTGAGE CORPORATION 3,274 3.23% $5,320
    MOUNTAIN WEST FINANCIAL, INC. 3,263 3.10% $5,685
    Morgan Stanley Private Bank 3,230 2.70% $5,121
    ONY GLO, INC. 3,221 2.91% $4,308
    Watermark Capital, Inc. 3,217 2.80% $3,817
    Franklin Loan Corporation 3,183 3.17% $5,813
    THE GOLDEN 1 3,181 3.09% $4,770
    City National Bank 2,750 2.76% $6,138
    BAY EQUITY LLC 2,665 3.11% $5,852
    S1L, Inc. 2,590 3.18% $5,650
    SAN DIEGO COUNTY CREDIT UNION 2,573 2.77% $4,830
    LADERA LENDING, INC. 2,533 3.03% $3,993
    MASON MCDUFFIE MORTGAGE CORPORATION 2,477 3.11% $6,465
    NAVY FEDERAL CREDIT UNION 2,371 3.16% $5,978
    Strong Home Mortgage, LLC 2,366 2.89% $1,745
    PARKSIDE LENDING, LLC 2,364 2.99% $5,687
    MUTUAL OF OMAHA MORTGAGE, INC. 2,360 2.98% $3,543
    NATIONS DIRECT MORTGAGE, LLC 2,338 3.12% $6,625
    PATELCO 2,200 3.06% $4,289
    JMAC LENDING, INC. 2,154 2.98% $6,856
    PLAZA HOME MORTGAGE, INC. 2,033 2.96% $5,125
    DIGNIFIED HOME LOANS, LLC 2,017 3.13% $5,434
    AUGUSTA FINANCIAL, INC. 2,003 3.08% $5,638
    LAND HOME FINANCIAL SERVICES, INC. 1,992 3.11% $5,336
    CHERRY CREEK MORTGAGE, LLC 1,977 2.96% $1,127
    ACADEMY MORTGAGE CORPORATION 1,933 3.16% $5,752
    LOANPAL, LLC 1,907 3.13% $6,581
    JMJ FINANCIAL GROUP 1,888 3.14% $6,523
    COUNTRY CLUB MORTGAGE, INC. 1,868 3.16% $4,591
    Hometown Equity Mortgage, LLC 1,853 3.13% $7,683
    SUN WEST MORTGAGE COMPANY, INC. 1,799 3.13% $5,527
    REDWOOD 1,751 3.12% $3,167
    NBKC BANK 1,732 2.93% $2,507
    Hometown Lenders, Inc. 1,729 3.11% $5,346
    Equity Prime Mortgage LLC 1,719 3.11% $6,091
    MORTGAGE CAPITAL PARTNERS, INC. 1,705 3.10% $6,783
    MISSION 1,703 2.90% $4,679
    HSBC BANK USA, NATIONAL ASSOCIATION 1,683 2.54% $5,865
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1,667 3.18% $6,742
    InterContinental Capital Group, Inc 1,663 2.93% $4,559
    VICTORIA FINANCIAL CORP. 1,617 2.92% $3,744
    KBHS HOME LOANS, LLC 1,616 3.00% $8,061
    KINECTA 1,611 3.07% $5,479
    Prime Choice Funding Inc. 1,586 2.86% $4,360
    MLD MORTGAGE INC. 1,565 2.98% $4,839
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1,559 3.11% $6,134
    INTELLILOAN, INC. 1,555 2.91% $5,041
    ZILLOW HOME LOANS, LLC 1,511 2.95% $4,069
    Umpqua Bank 1,506 3.08% $5,408
    PLANET HOME LENDING, LLC 1,493 3.01% $5,088
    CORNERSTONE HOME LENDING, INC. 1,482 3.08% $7,115
    AMERICAN INTERNET MORTGAGE, INC. 1,457 2.73% $3,140
    CUSTOMER SERVICE MORTGAGE CORPORATION 1,440 3.01% $5,020
    Prosperity Home Mortgage, LLC 1,424 3.05% $6,512
    SAFE CREDIT UNION 1,422 3.14% $4,093
    First Guaranty Mortgage Corporation 1,410 3.07% $5,376
    MICHIGAN MUTUAL, INC. 1,403 2.93% $5,383
    CIT Bank 1,400 2.94% $6,575
    DRAPER AND KRAMER MORTGAGE CORP. 1,396 3.10% $5,101
    Provident Credit Union 1,395 2.74% $3,898
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1,389 3.00% $5,351
    Wyndham Capital Mortgage, Inc. 1,388 2.87% $2,128
    ENVOY MORTGAGE, LTD 1,377 3.23% $5,591
    BBVA USA 1,352 3.01% $7,674
    DHI MORTGAGE COMPANY, LTD. 1,339 2.95% $4,524
    Nations Lending Corporation 1,295 3.13% $7,334
    North American Savings Bank, F.S.B. 1,292 2.78% $2,180
    BEST CAPITAL FUNDING 1,281 3.04% $6,130
    PREMIER MORTGAGE RESOURCES, L.L.C. 1,274 3.28% $5,862
    LENOX FINANCIAL MORTGAGE CORPORATION 1,258 2.92% $3,536
    Financial Partners Credit Union 1,236 2.92% $3,702
    KeyBank 1,222 2.52% $5,751
    Barrington Bank & Trust Company, N.A. 1,213 3.08% $5,474
    RESIDENTIAL BANCORP. 1,211 3.20% $6,516
    INSPIRE HOME LOANS INC. 1,145 3.22% $6,345
    UBS Bank USA 1,144 2.72% $7,136
    NEXERA HOLDING LLC 1,143 3.36% $10,436
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1,104 3.26% $3,871
    Truist 1,097 2.95% $4,557
    Cf Bank 1,094 2.75% $2,262
    TRAVIS CREDIT UNION 1,090 3.02% $3,339
    PHH Mortgage Corporation 1,075 3.08% $6,544
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1,063 3.29% $6,209
    South Pacific Financial Corporation 1,058 3.08% $7,605
    First Savings Bank 1,043 2.99% $5,198
    WESCOM CENTRAL CREDIT UNION 1,021 3.01% $3,637
    Pacific Lending LLC 978 3.17% $5,947
    Platinum Home Mortgage Corporation 962 3.24% $7,749
    PULTE MORTGAGE LLC 938 3.03% $1,540
    EVERETT FINANCIAL, INC. 933 3.34% $2,885
    Carrington Mortgage Services, LLC 932 3.45% $6,909
    CALCULATED RISK ANALYTICS LLC 931 3.63% $10,504
    Axos Bank 929 3.56% $10,930
    WALL FINANCIAL, INC. 920 3.07% $7,417
    FBC MORTGAGE, LLC 919 3.15% $5,318
    LAKEVIEW LOAN SERVICING, LLC 917 3.23% $3,018
    PENTAGON FEDERAL CREDIT UNION 902 2.88% $4,445
    FirstBank 899 2.82% $2,198
    SUMMIT MORTGAGE BANKERS INC. 895 3.00% $3,263
    PREMIER LENDING, INC. 894 3.08% $5,758
    ARC HOME LLC 885 3.81% $12,263
    Citizens Bank 884 2.96% $5,316
    SCENIC OAKS FUNDING, INC. 882 3.26% $4,729
    ANGEL OAK MORTGAGE SOLUTIONS LLC 880 4.26% $14,841
    STAR ONE CREDIT UNION 878 2.90% $3,998
    TIAA, FSB 876 2.99% $5,900
    WESTERN EXPRESS LENDING 866 3.04% $4,835
    FIRST TECHNOLOGY 863 2.87% $8,171
    PANORAMA MORTGAGE GROUP, LLC 861 3.26% $6,983
    SOVEREIGN LENDING GROUP INCORPORATED 848 2.94% $5,478
    HOMEOWNERS FINANCIAL GROUP USA, LLC 848 3.16% $6,234
    CALIFORNIA CREDIT UNION 846 2.92% $2,964
    DATA MORTGAGE, INC. 836 3.27% $6,013
    NFM, INC. 833 3.17% $7,017
    Ameris Bank 829 2.94% $3,929
    KINGS MORTGAGE SERVICES, INC. 823 3.15% $4,962
    HOMEAMERICAN MORTGAGE CORPORATION 819 3.01% $727
    Amerifirst Financial, Inc. 816 3.20% $5,097
    CENTRAL COAST LENDING, INC. 805 2.96% $4,451
    HOMESIDE FINANCIAL, LLC 802 2.98% $4,891
    ORANGE COUNTY'S CREDIT UNION 801 3.11% $3,893
    HOME APPROVALS DIRECT, INC. 800 3.18% $7,725
    AmeriHome Mortgage Company, LLC 800 3.14% $3,948
    ML Mortgage Corp. 799 3.12% $6,488
    NexBank 787 2.90% $5,250
    SOFI LENDING CORP. 781 2.97% $4,262
    Zions Bancorporation, N.A. 771 2.87% $4,114
    VISION ONE MORTGAGE, INC. 766 3.17% $8,630
    Stifel Bank and Trust 764 2.71% $3,544
    Citadel Servicing Corporation 753 4.55% $14,579
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 748 3.18% $3,940
    Tri Counties Bank 744 3.30% $3,465
    The Federal Savings Bank 734 3.02% $8,869
    FIRST CENTENNIAL MORTGAGE CORPORATION 729 2.98% $5,116
    AHL FUNDING 724 3.42% $9,963
    A&D Mortgage LLC 723 3.93% $13,737
    East West Bank 700 4.17% $7,739
    The Loan Store, Inc. 698 2.89% $4,161
    CHURCHILL MORTGAGE CORPORATION 671 3.27% $5,242
    HighTechLending Inc 667 3.14% $5,388
    Century Mortgage Company DBA Century Lending Company 647 3.16% $5,930
    CANOPY MORTGAGE, LLC 633 2.92% $4,632
    AMERICAN FINANCING CORPORATION 631 3.02% $4,494
    HOMEXPRESS MORTGAGE CORP. 624 4.47% $17,444
    NOVA FINANCIAL & INVESTMENT CORPORATION 618 3.06% $2,253
    Home Mortgage Alliance Corp 608 3.16% $7,463
    Greenbox Loans, Inc. 607 4.90% $15,956
    Arvest Bank 606 3.02% $3,998
    First Standard Financial Corp. 604 3.05% $6,636
    COASTAL FUNDING SLC, INC. 595 3.22% $5,577
    First Bank 594 2.98% $4,911
    AXIA FINANCIAL, LLC 579 3.22% $5,840
    FIRST NATIONS HOME FINANCE CORPORATION 577 3.14% $5,086
    CALCON MUTUAL MORTGAGE LLC 569 3.06% $6,320
    GENEVA FINANCIAL, LLC 555 3.23% $6,523
    KELLER MORTGAGE, LLC 546 2.99% $3,237
    Florida Capital Bank 520 2.86% $5,553
    PARTNERS 519 2.88% $7,618
    INFINITY EQUITY GROUP, INC. 515 3.22% $4,677
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 511 3.09% $6,400
    Constant Investments, Inc. 504 2.98% $5,201
    MERIWEST MORTGAGE COMPANY, LLC 502 2.86% $5,714
    LENDERFI, INC. 500 2.76% $1,779
    BECKAM FUNDING CORP. 499 3.25% $9,598
    Northpointe Bank 498 3.06% $4,556
    NuVision Federal Credit Union 485 3.12% $4,232
    Luxury Mortgage Corp. 477 4.09% $17,509
    San Mateo Credit Union 476 2.92% $3,705
    INTERCAP LENDING INC. 475 3.01% $5,356
    CAPSTONE DIRECT, INC. 474 2.95% $4,396
    MORTGAGE 2000, INC. 471 3.01% $8,358
    COAST 2 COAST FUNDING GROUP, INC. 470 3.14% $7,225
    ALTURA 467 2.91% $3,145
    INTERNATIONAL CITY MORTGAGE, INC. 459 3.18% $7,564
    Plains Commerce Bank 456 3.05% $6,722
    CAMPOS FINANCIAL CORP. 453 3.27% $7,293
    Firefighters First Federal Credit Union 452 2.91% $2,669
    CHEVRON 452 2.78% $5,195
    T. J. FINANCIAL, INC. 443 3.04% $3,407
    California Coast Credit Union 436 3.06% $3,672
    LOANSNAP, INC. 431 2.83% $1,590
    LOANLEADERS OF AMERICA, INC. 422 2.99% $4,724
    Evolve Bank & Trust 419 3.12% $3,597
    VALLEY STRONG CREDIT UNION 415 2.83% $4,979
    MORIA DEVELOPMENT, INC. 415 3.21% $6,939
    NATIONAL COOPERATIVE BANK, N.A. 412 3.42% $4,200
    BNC National Bank 407 2.78% $3,420
    Credit Union of Southern California 407 3.11% $3,879
    Silicon Valley Bank 403 2.55% $5,905
    FIRST ENTERTAINMENT 402 2.98% $3,606
    5TH STREET CAPITAL, INC. 399 4.99% $18,089
    STANFORD Federal Credit Union 397 2.91% $11,681
    THE FIRST FINANCIAL Federal Credit Union 393 3.14% $425
    CALLISTO GROUP, INC. 391 3.17% $5,440
    Lakeview Community Capital, LLC 391 3.33% $2,915
    Boston Private Bank & Trust Company 386 2.73% $5,148
    ST FIN CORP 383 3.10% $9,668
    TECHNOLOGY 383 2.67% $5,206
    ABSOLUTE HOME MORTGAGE CORPORATION 382 2.91% $3,326
    KD CAPITAL MORTGAGE CORPORATION 376 2.94% $4,544
    Kwik Mortgage Corporation 370 2.81% $2,368
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 369 3.23% $5,528
    FISHER FINANCIAL GROUP, INCORPORATED 369 2.89% $2,697
    SECURITYNATIONAL MORTGAGE COMPANY 364 3.30% $6,014
    San Diego Funding 363 3.00% $7,047
    PACIFIC SERVICE 359 3.04% $3,138
    Goldman Sachs Bank USA 359 2.65% $7,566
    MEGASTAR FINANCIAL CORP. 350 3.23% $5,744
    Luther Burbank Savings 347 3.12% $9,972
    MK LENDING CORP. 343 3.33% $7,675
    KEYPOINT 341 3.04% $5,232
    TBI MORTGAGE COMPANY 333 2.88% $8,409
    OAKTREE FUNDING CORP. 327 4.11% $15,353
    United Fidelity Funding Corp. 326 3.10% $8,307
    GUARANTY HOME MORTGAGE CORPORATION 322 2.95% $6,265
    Shea Mortgage Inc. 322 3.07% $1,648
    PREMIER AMERICA 320 3.20% $21,420
    El Dorado Savings Bank, F.S.B. 314 2.86% $3,100
    SNAPFI, INC. 314 3.14% $4,062
    TOWNE MORTGAGE COMPANY 310 2.84% $3,563
    Mechanics Bank 307 3.04% $3,848
    Quontic Bank 305 5.68% $17,288
    BAY 305 3.15% $4,566
    LENDSURE MORTGAGE CORP. 301 4.35% $21,121
    WALL STREET MORTGAGE BANKERS, LTD. 299 3.06% $11,790
    GRANDE HOMES, INC. 299 3.05% $4,951
    FOOTHILL FEDERAL CREDIT UNION 298 2.99% $2,752
    GOLDEN WEST ALLIANCE, INC. 295 3.38% $6,572
    SESLOC 294 2.99% $3,940
    OPEN MORTGAGE, LLC 291 3.02% $4,977
    HOMESTEAD FUNDING CORP. 291 2.74% $3,593
    NATIONS RELIABLE LENDING, LLC 287 3.14% $7,107
    F&A Federal Credit Union 278 3.01% $1,629
    Baxter Credit Union 278 2.87% $4,740
    ANGEL OAK HOME LOANS LLC 277 3.44% $7,141
    LOANFLIGHT LENDING, LLC 271 2.64% $2,148
    USE Credit Union 269 3.13% $3,225
    UNIFY FINANCIAL Credit Union 266 3.06% $2,550
    CBC Federal Credit Union 263 2.94% $9,691
    EMBRACE HOME LOANS, INC. 262 3.00% $5,305
    Merchants Bank of Indiana 260 2.79% $4,038
    MID-VALLEY SERVICES, INC. 260 3.23% $5,364
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 259 3.06% $9,965
    ALL WESTERN MORTGAGE, INC. 257 3.46% $5,391
    BNY Mellon 254 2.59% $5,823
    iCore Lending, Inc. 252 3.31% $10,620
    FUNDLOANS CAPITAL 249 4.06% $19,279
    Mortgage Research Center, LLC 247 2.86% $6,682
    NORTHROP GRUMMAN Federal Credit Union 244 3.01% $3,992
    ISERVE RESIDENTIAL LENDING, LLC 243 3.13% $6,311
    CITYWIDE HOME LOANS, LLC 242 3.08% $5,153
    V.I.P. MORTGAGE, INC. 240 3.05% $5,276
    ALLIANT CREDIT UNION 237 2.92% $4,973
    FRONTWAVE 235 2.91% $3,438
    VERITAS FUNDING, LLC 234 3.14% $4,973
    HOMEOWNERS FIRST MORTGAGE, LLC 234 3.22% $9,679
    DIRECT MORTGAGE, CORP. 233 3.17% $9,969
    VENTURA COUNTY 233 3.01% $3,598
    Sterling Bank and Trust, FSB 229 3.43% $6,894
    M&T Bank 228 3.09% $4,855
    Wallick & Volk, Inc. 228 3.15% $6,369
    BEST FINANCE CAPITAL, INC. 227 3.11% $6,577
    HomeStreet Bank 225 3.06% $7,505
    First Mortgage Solutions, LLC 224 2.87% $3,082
    MORTGAGEONE, INC. 221 3.17% $6,354
    SPRING EQ, LLC 221 2.79% $778
    AMCAP MORTGAGE, LTD. 219 3.10% $6,389
    Educational Employees Credit Union 213 3.28% $1,852
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 212 2.97% $4,724
    Bank of England 210 3.17% $6,762
    AMERIFIRST FINANCIAL CORPORATION 208 3.23% $6,665
    Bank of Hope 201 2.92% $5,443
    Sierra Central Credit Union 200 3.08% $3,788
    DAS Acquisition Company, LLC 200 3.23% $8,340
    Provident Savings Bank, F.S.B. 198 2.73% $6,297
    Sunflower Bank 196 3.35% $6,838
    1ST UNITED SERVICES CREDIT UNION 194 3.14% $2,557
    DEL SUR CORPORATION 193 3.04% $5,507
    COASTHILLS 192 3.13% $3,116
    Farmers and Merchants Bank of Long Beach 190 2.84% $6,062
    SOUTHLAND CREDIT UNION 189 3.05% $4,370
    ROYAL UNITED MORTGAGE LLC 189 3.18% $9,102
    PARTNERS UNITED FINANCIAL, LLC 189 3.19% $6,127
    TJC Mortgage, Inc. 186 3.07% $4,863
    ATHAS CAPITAL GROUP, INC. 183 4.75% $17,262
    Banner Bank 183 3.16% $5,826
    MONARCH FUNDING CORP. 181 3.11% $4,727
    IAPPROVE LENDING 180 2.88% $5,773
    BRIDGELOCK CAPITAL 180 3.16% $6,312
    PROFESSIONAL CONSOLIDATED FINANCIAL GROUP, INC. 178 3.23% $5,049
    Third Federal Savings and Loan Association of Cleveland 177 2.58% $1,646
    AmRes Corporation 174 3.17% $4,932
    UNIVERSITY CREDIT UNION 173 2.99% $5,272
    SANTA CLARA COUNTY 173 3.10% $3,220
    UNION HOME MORTGAGE CORP. 172 3.01% $4,545
    MID AMERICA MORTGAGE, INC. 172 3.17% $3,718
    COMMUNITY MORTGAGE FUNDING, LLC 169 3.20% $3,861
    Loan Simple, Inc. 169 3.01% $5,839
    LEADERONE FINANCIAL CORPORATION 169 3.08% $5,155
    Chicago Mortgage Solutions LLC 165 2.99% $3,985
    Raymond James Bank 165 2.76% $5,154
    GUIDANCE RESIDENTIAL, LLC 165 3.22% $6,252
    BNB FINANCIAL INC. 164 3.10% $5,309
    ARROWHEAD CENTRAL CREDIT UNION 164 3.18% $4,279
    GoPrime Mortgage, Inc. 163 3.16% $7,728
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 163 3.29% $7,315
    LBS FINANCIAL 162 3.11% $4,680
    AMERICAN FIRST 162 2.99% $3,502
    CALTECH EMPLOYEES FEDERAL CREDIT UNION 160 2.95% $6,792
    LA Financial Federal Credit Union 157 2.99% $7,310
    SACRAMENTO Credit Union 156 3.13% $2,912
    MidFirst Bank 155 3.10% $11,259
    COMMUNITY FIRST CREDIT UNION 150 3.34% $4,750
    SRE MORTGAGE ALLIANCE INC. 147 3.01% $5,550
    Valley First Credit Union 147 3.11% $4,556
    Crestline Funding Corporation 147 2.98% $3,849
    USC Credit Union 145 2.89% $4,511
    NATIONWIDE MORTGAGE BANKERS, INC. 142 3.21% $7,081
    Goldwater Bank, N.A. 140 3.16% $8,417
    GEO-CORP, INC. 139 3.15% $6,883
    Los Angeles Federal Credit Union 138 2.90% $2,311
    EMM LOANS LLC 138 3.16% $9,423
    Comerica Bank 138 3.07% $5,191
    ON Q FINANCIAL, INC. 137 3.05% $4,757
    Reliant Bank 135 3.04% $9,618
    USAA Federal Savings Bank 134 3.03% $4,431
    S&S Financial 134 3.00% $2,704
    The Northern Trust Company 132 2.80% $10,019
    LANDED HOME LOANS LLC 132 3.25% $6,802
    1ST NORTHERN CALIFORNIA 131 2.89% $1,962
    SEA WEST COAST GUARD FEDERAL CREDIT UNION 131 2.68% $9,388
    Financial Funding Solutions, Inc. 131 2.86% $4,595
    HOME FUNDING CORPORATION 128 3.29% $7,383
    Operating Engineers Local Union #3 123 2.99% $3,504
    PRIMUS LENDING CORP. 122 3.13% $7,944
    Neighborhood Loans, Inc. 122 3.29% $5,275
    Toyota Financial Savings Bank 122 2.74% $5,875
    Devon Bank 121 3.05% $5,696
    Texana Bank 120 2.67% $4,613
    AltaOne Federal Credit Union 114 3.11% $3,939
    GSF Mortgage Corporation 112 3.02% $3,325
    Royal Business Bank 111 4.15% $7,145
    Christian Community Credit Union 110 2.83% $4,941
    T2 FINANCIAL LLC 110 2.83% $3,732
    Summit Mortgage Corporation 109 3.11% $6,088
    Water and Power Community Credit Union 107 2.99% $2,851
    UNCLE Credit Union 107 3.22% $5,547
    EXCITE Credit Union 106 2.90% $4,551
    SAFEAMERICA CREDIT UNION 106 3.00% $2,979
    First Internet Bank of Indiana 101 2.84% $3,650
    PACIFIC RESIDENTIAL MORTGAGE, LLC 96 3.36% $5,842
    RBC Bank, (Georgia) 96 3.09% $4,657
    The Central Trust Bank 96 2.67% $2,400
    Magnolia Bank 96 3.14% $6,321
    First Western Trust Bank 96 2.98% $4,922
    Fifth Third Bank 94 2.93% $4,854
    PRIVATE MORTGAGE ADVISORS, LLC 94 2.98% $5,217
    UIF CORPORATION 94 3.21% $5,089
    PREMIA MORTGAGE, LLC 91 2.83% $2,021
    CIBC Bank USA 89 2.58% $4,937
    TOP FLITE FINANCIAL, INC. 88 3.30% $13,627
    FirstBank 84 3.05% $5,420
    AMERICAN ADVISORS GROUP 84 3.11% $4,166
    Princeton Mortgage Corporation 81 2.95% $5,984
    The Huntington National Bank 81 2.78% $7,082
    1ST RELIANT HOME LOANS, INC. 80 3.11% $6,598
    VAN DYK MORTGAGE CORPORATION 79 3.09% $6,003
    First Home Bank 78 3.15% $8,910
    I.L.W.U. CREDIT UNION 77 3.06% $2,546
    DEEPHAVEN MORTGAGE LLC 76 4.82% $12,219
    Bethpage Federal Credit Union 75 2.34% $4,687
    Colonial Savings, F.A. 75 3.21% $4,000
    Discover Bank 75 4.27% $0
    Boeing Employees Credit Union 74 3.01% $4,534
    SIRVA MORTGAGE, INC. 74 3.04% $1,916
    LENDING 3, INC. 73 3.51% $11,991
    CITY FIRST MORTGAGE SERVICES, L.L.C. 73 3.01% $5,326
    BOKF 72 3.12% $4,242
    RANLIFE, INC. 71 3.24% $6,313
    CONTOUR MORTGAGE CORPORATION 69 3.11% $10,433
    BLUELEAF LENDING, LLC 69 2.83% $4,540
    ADVANCIAL 67 4.14% $13,428
    SUNSTREET MORTGAGE, LLC 66 3.11% $3,853
    BMO Harris Bank 65 2.84% $7,000
    United Nations Federal Credit Union 65 2.47% $4,562
    SAFE 1 CREDIT UNION 64 3.40% $2,293
    IVY MORTGAGE, INC. 64 2.86% $2,725
    MYPOINT Credit Union 63 3.00% $2,397
    SAN FRANCISCO FEDERAL CREDIT UNION 63 3.17% $3,692
    First Federal Bank 63 3.12% $8,103
    Paramount Bank 61 2.91% $4,595
    Northwest Farm Credit Services, FLCA 60 3.49% $14,913
    MORTGAGE SOLUTIONS OF COLORADO, LLC 60 3.11% $7,252
    AMERICAN HERITAGE LENDING, INC. 59 2.94% $3,401
    STRATA Credit Union 59 3.06% $4,054
    THRIVE MORTGAGE, LLC 59 3.03% $6,332
    DIRECTORS MORTGAGE, INC. 58 3.33% $8,292
    PIKE CREEK MORTGAGE SERVICES, INC. 58 4.21% $4,584
    Waterstone Mortgage Corporation 58 3.22% $7,043
    NP, Inc. 57 3.19% $6,856
    LHM FINANCIAL CORPORATION 56 3.24% $6,327
    BLUE BRICK FINANCIAL LLC 53 3.14% $1,460
    MANN FINANCIAL INC. 53 3.26% $7,339
    Amalgamated Bank 51 2.74% $4,620
    CITIZENS EQUITY FIRST 50 3.21% $2,758
    Willamette Valley Bank 50 3.32% $6,150
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 49 2.90% $4,662
    KS StateBank 49 2.85% $3,791
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 48 4.34% $5,903
    First Foundation Bank 47 2.91% $8,158
    GET A RATE LLC 47 3.02% $4,602
    CHU & ASSOCIATES, INC. 46 3.11% $6,394
    Utah Mortgage Loan Corporation 46 3.16% $4,437
    MEMBER FIRST MORTGAGE, LLC 46 3.14% $4,048
    Monterey Credit Union 46 2.85% $2,162
    First City Credit Union 46 2.94% $3,589
    FIRST COLONY MORTGAGE CORPORATION 46 3.05% $5,445
    AEROSPACE FEDERAL CREDIT UNION 45 2.79% $8,531
    UNITED MORTGAGE CORP. 45 3.23% $5,210
    NEW WEST LENDING, INC. 45 3.04% $7,579
    First National Bank of America 44 6.95% $11,070
    AMERICAN FINANCE HOUSE LARIBA 44 3.04% $4,560
    The Home Loan Expert LLC 43 2.95% $5,380
    ALLIED MORTGAGE GROUP, INC. 42 3.09% $3,040
    Mortgage Bank of California 42 4.91% $30,843
    LONG BEACH CITY EMPLOYEES Federal Credit Union 42 2.88% $3,958
    Chaffey Federal Credit Union 41 3.18% $3,318
    DIGITAL Federal Credit Union 41 2.89% $9,433
    CLEARPATH LENDING 39 3.03% $5,706
    LIBERTY HOME MORTGAGE CORPORATION 39 3.10% $7,408
    Alaska USA Federal Credit Union 38 3.25% $3,211
    NBH Bank 38 3.08% $3,718
    Alaska USA Mortgage Company LLC 38 3.25% $3,211
    California Bear Credit Union 37 3.18% $8,491
    NORWICH COMMERCIAL GROUP, INC. 37 2.95% $6,672
    Servion, Inc. 37 3.07% $3,884
    VANDERBILT MORTGAGE AND FINANCE, INC. 37 2.82% $3,276
    SKYONE Federal Credit Union 37 2.99% $6,109
    AMERICAN FINANCIAL RESOURCES, INC. 37 3.07% $5,935
    SWBC MORTGAGE CORPORATION 35 3.16% $6,397
    1st Security Bank of Washington 33 3.08% $7,531
    First-Citizens Bank & Trust Company 33 3.11% $5,792
    Low VA Rates, LLC 32 2.91% $4,499
    POPA FEDERAL CREDIT UNION 31 2.88% $6,846
    CommonWealth Central Credit Union 30 3.07% $3,832
    FAY SERVICING, LLC 29 3.15% $4,889
    BAYSHORE MORTGAGE FUNDING, LLC 29 3.09% $5,063
    HONDA Federal Credit Union 29 2.97% $7,992
    HERITAGE COMMUNITY CREDIT UNION 29 3.13% $3,513
    EVANSVILLE TEACHERS 29 2.85% $4,864
    FIRST ALLIANCE HOME MORTGAGE, LLC 27 3.37% $7,775
    PROPER RATE, LLC 27 2.98% $3,950
    First Horizon Bank 27 2.88% $6,018
    Advisors Mortgage Group, L.L.C. 27 3.08% $8,368
    GuardHill Financial Corp. 27 2.91% $11,843
    Bell Bank 25 3.07% $5,959
    SIWELL, INC. 25 2.87% $4,123
    SANDIA LABORATORY 24 2.98% $5,551
    BELEM SERVICING LLC 24 3.12% $6,528
    THRIVENT Federal Credit Union 23 3.19% $4,715
    TOGETHER CREDIT UNION 23 3.05% $3,208
    Capital Bank 23 2.91% $4,778
    COMPASS MORTGAGE, INC. 22 3.01% $5,536
    EQUITABLE HOME MORTGAGE, INC. 22 3.65% $9,266
    JET DIRECT FUNDING CORP 22 3.13% $3,481
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 22 3.30% $5,805
    DEPARTMENT OF COMMERCE 22 2.64% $11,311
    LO, INC. 21 2.95% $3,946
    Republic Bank & Trust Company 21 2.92% $5,241
    FAMILIES AND SCHOOLS TOGETHER FEDERAL CREDIT UNION 21 3.29% $5,129
    JTF ROSE, INC. 21 8.40% $10,666
    Lend Smart Mortgage, LLC 21 3.18% $6,473
    Deere Employees Credit Union 20 2.72% $3,853
    MERCO Credit Union 20 3.18% $4,830
    PARSONS Federal Credit Union 20 2.94% $4,045
    SUMMIT MORTGAGE CORPORATION 20 3.33% $5,992
    First State Bank of St. Charles, Missouri 19 2.95% $3,785
    FINANCE OF AMERICA REVERSE LLC 19 4.76% $3,131
    First Midwest Bank 19 2.91% $3,638
    RELIANCE FIRST CAPITAL, LLC 19 3.19% $8,005
    WINGS FINANCIAL 19 2.84% $3,830
    RMS & Associates 19 3.20% $6,546
    GLENDALE AREA SCHOOLS CREDIT UNION 19 2.55% $2,988
    FIRST COMMUNITY MORTGAGE, INC. 19 2.80% $7,710
    Assurance Financial Group, L.L.C. 18 3.25% $5,215
    First Federal Bank of Kansas City 18 2.87% $3,316
    PLUS RELOCATION MORTGAGE, LLC 18 3.09% $6,288
    THOMPSON KANE & COMPANY, LLC 18 2.89% $2,575
    MORTGAGE 1 INCORPORATED 18 3.04% $6,319
    American Airlines Federal Credit Union 18 2.92% $0
    Armed Forces Bank 18 3.14% $4,150
    Washington Trust Bank 16 3.25% $4,606
    Meridian Bank Corporation 16 3.09% $4,040
    UNITED SECURITY FINANCIAL CORP 16 3.28% $10,039
    FM Home Loans, LLC 16 3.90% $12,606
    UMB Bank 16 2.74% $5,036
    First Interstate Bank 15 3.43% $11,513
    Colten Mortgage, LLC 15 3.43% $5,417
    AFFINITY 15 2.91% $3,434
    TCF National Bank 15 2.90% $3,287
    NASA Federal Credit Union 15 2.94% $7,903
    HAMILTON HOME LOANS, INC. 15 3.39% $4,547
    U S WIDE FINANCIAL LLC 14 2.64% $2,047
    PINNACLE LENDING GROUP, INC. 14 3.27% $6,708
    Austin Capital Bank SSB 14 3.22% $8,618
    GREATER NEVADA LLC 14 3.21% $5,081
    Chicago Financial Services, Inc. 14 2.76% $3,106
    FEDEX EMPLOYEES CREDIT ASSOCIATION 14 3.29% $4,726
    Fidelity Bank 14 3.13% $3,128
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 14 2.90% $3,910
    Bank-Fund Staff Federal Credit Union 14 2.74% $5,610
    Alerus Financial 14 3.05% $4,874
    Bank of Whittier 13 3.01% $7,351
    BKCO MORTGAGE, LLC 13 3.02% $3,343
    Upward Credit Union 13 2.98% $5,950
    INLAND BANK & TRUST 13 3.13% $4,378
    Residential Mortgage Solutions, Inc. 13 3.48% $5,203
    PACIFIC HOME LOANS, INC. 13 2.84% $3,710
    CHOICE LENDING CORP. 12 2.92% $5,903
    UNITED 12 3.43% $4,848
    Great Southern Bank 12 3.05% $4,420
    TRISTAR FINANCE, INC. 11 2.77% $3,410
    GREAT LAKES 11 2.69% $3,131
    MORTGAGE ACCESS CORP. 11 3.23% $9,961
    Blue Ridge Bank 11 3.51% $6,023
    NEW DAY FINANCIAL, LLC 11 2.90% $5,507
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 11 3.25% $4,277
    MANHATTAN FINANCIAL GROUP, INC. 11 3.22% $10,442
    SYNERGY HOME MORTGAGE, LLC 11 3.35% $4,174
    Commerce Bank 10 2.93% $5,041
    Northwest Federal Credit Union 10 2.99% $4,010
    Midwest Community Bank 10 2.85% $4,774
    Metro City Bank 10 4.63% $8,156
    FAMILY FIRST FUNDING LLC 10 3.08% $5,438
    Union Savings Bank 10 3.39% $15,219
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 10 3.03% $3,128
    ROGUE 10 3.31% $3,327
    Columbia State Bank 10 3.14% $5,887
    Victorian Finance, LLC 9 3.07% $4,435
    SALAL 9 2.94% $5,879
    Pinnacle Bank 9 3.15% $7,091
    COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 9 2.74% $3,504
    Notre Dame Federal Credit Union Corporation 9 2.65% $7,044
    OCEANSIDE MORTGAGE COMPANY 9 3.11% $4,109
    DELTA COMMUNITY CREDIT UNION 8 2.81% $4,798
    American Mortgage & Equity Consultants, Inc. 8 3.06% $5,647
    Kaiperm Diablo Federal Credit Union 8 3.09% $4,275
    State Department Federal Credit Union 8 2.94% $11,100
    TRUWEST Credit Union 8 3.00% $3,649
    SUN AMERICAN MORTGAGE COMPANY 8 3.56% $6,537
    The Union Bank Company 8 3.05% $4,256
    Ixonia Bank 7 3.05% $6,100
    UNITED LOCAL CREDIT UNION 7 3.23% $2,953
    FLAT BRANCH MORTGAGE, INC. 7 2.95% $3,400
    Chickasaw Community Bank 7 3.04% $5,805
    EagleBank 7 2.95% $4,368
    Wheatland Bank 7 3.25% $5,019
    TOTAL MORTGAGE SERVICES, LLC 7 2.98% $9,814
    PURDUE FEDERAL CREDIT UNION 6 2.94% $5,391
    Gold Coast Bank 6 3.13% $3,623
    Bank of Idaho 6 2.83% $5,454
    Wilmington Savings Fund Society, FSB 6 2.96% $6,530
    First Option Mortgage, LLC 6 3.27% $4,787
    COMMUNITYAMERICA 6 3.17% $6,622
    Sterling National Bank 6 3.06% $6,435
    First Heritage Mortgage, LLC 6 2.92% $5,447
    MY MOVE MORTGAGE, LLC 6 2.96% $5,276
    Southwest Airlines Federal Credit Union 6 3.04% $7,127
    Valley National Bank 6 2.96% $5,253
    East Coast Capital Corp. 6 3.17% $13,771
    First National Bank of Omaha 6 3.19% $2,853
    STARBOARD FINANCIAL MANAGEMENT, LLC 6 3.25% $4,853
    PROPONENT Federal Credit Union 6 2.79% $5,626
    Academy Bank 6 3.21% $3,867
    ACCELERATE MORTGAGE, LLC 5 2.97% $10,172
    First National Bank Texas 5 3.47% $5,324
    Elements Financial Federal Credit Union 5 3.10% $4,229
    LAFAYETTE FEDERAL CREDIT UNION 5 2.98% $9,076
    Oakstar Bank 5 3.07% $5,133
    First United Bank and Trust Company 5 3.15% $4,960
    GLENDALE FEDERAL CREDIT UNION 5 3.43% $13,839
    MDE Home Loans, LLC 5 2.70% $4,407
    HomePromise Corporation 5 3.33% $10,956
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 5 2.88% $4,188
    City Bank 5 3.05% $7,934
    Aurora Financial, LLC 5 2.85% $1,567
    ONE NEVADA CREDIT UNION 5 3.03% $2,956
    Old Second National Bank 5 3.98% $7,467
    TEACHERS 5 3.28% $5,520
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 4 3.22% $11,004
    Old National Bank 4 2.91% $3,732
    Bank of Utah 4 3.13% $5,760
    Popular Bank 4 3.00% $6,857
    Leader Bank 4 2.88% $12,908
    Lake Area Bank 4 3.00% $4,254
    ARIZONA 4 2.97% $5,406
    JUSTICE Federal Credit Union 4 2.94% $8,101
    INTERSTATE HOME LOAN CENTER, INC. 4 3.34% $6,357
    INOVA FEDERAL CREDIT UNION 4 2.91% $2,676
    AMERICAN UNITED FAMILY OF CREDIT UN 4