Cherry Creek Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300RBX56T2MW5HO19
Tax ID: 84-1040263
5 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Cherry Creek Mortgage is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Cherry Creek Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Denver, Colorado Springs, Los Angeles, Boulder, and Houston among others. Cherry Creek Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Cherry Creek Mortgage is typically a low fee lendor.Originations
23,485Origination Dollar Volume (All Markets)
$8,569,185,000Awards
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CHERRY CREEK MORTGAGE - 2021
CHERRY CREEK MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Cherry Creek Mortgage 's average 30 year fixed rate mortgage of loans were
3.1%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.05%.
Relative Fees
Cherry Creek Mortgage 's average total fees for a 30 year fixed rate
mortgage are $2,095.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 4,189 | $1,779,185,000 | $424,728 | $1,248 | 3.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1,368 | $557,190,000 | $407,303 | $3,876 | 2.88% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 953 | $432,815,000 | $454,161 | $1,133 | 2.55% |
| BOULDER, CO (FHA|USDA|VA) | 770 | $398,040,000 | $516,935 | $948 | 3.04% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,050 | $350,950,000 | $334,238 | $2,254 | 3.06% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,039 | $348,425,000 | $335,346 | $1,859 | 3.18% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 851 | $337,915,000 | $397,080 | $4,637 | 3.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 588 | $273,600,000 | $465,306 | $1,198 | 2.53% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 770 | $272,970,000 | $354,506 | $1,570 | 2.98% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 878 | $257,100,000 | $292,825 | $1,346 | 3.11% |
| FORT COLLINS, CO (FHA|USDA|VA) | 553 | $202,975,000 | $367,043 | $1,279 | 3.08% |
| GREELEY, CO (FHA|USDA|VA) | 570 | $202,770,000 | $355,737 | $1,825 | 3.10% |
| ST. GEORGE, UT (FHA|USDA|VA) | 589 | $177,845,000 | $301,944 | $1,133 | 2.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 433 | $167,935,000 | $387,841 | $2,311 | 2.55% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 336 | $138,020,000 | $410,774 | $1,119 | 2.47% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 411 | $135,465,000 | $329,599 | $1,155 | 3.15% |
| Outside of Metro Areas | 458 | $133,180,000 | $290,786 | $1,700 | 3.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 483 | $122,065,000 | $252,723 | $1,107 | 3.04% |
| CHEYENNE, WY (FHA|USDA|VA) | 410 | $119,840,000 | $292,293 | $2,536 | 3.11% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 298 | $108,850,000 | $365,268 | $1,104 | 2.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 355 | $108,415,000 | $305,394 | $1,022 | 2.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 207 | $92,215,000 | $445,483 | $1,219 | 2.38% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 238 | $90,880,000 | $381,849 | $1,172 | 2.37% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 202 | $69,460,000 | $343,861 | $1,148 | 2.49% |
| CASPER, WY (FHA|USDA|VA) | 240 | $54,080,000 | $225,333 | $2,541 | 2.96% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 173 | $50,665,000 | $292,861 | $3,009 | 2.96% |
| GRANTS PASS, OR (FHA|USDA|VA) | 169 | $49,085,000 | $290,444 | $7,638 | 2.94% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 128 | $48,280,000 | $377,188 | $921 | 2.36% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 153 | $44,725,000 | $292,320 | $7,974 | 3.01% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 122 | $42,620,000 | $349,344 | $1,324 | 3.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 141 | $42,505,000 | $301,454 | $5,199 | 2.95% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 158 | $42,500,000 | $268,987 | $1,367 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 113 | $38,325,000 | $339,159 | $857 | 2.38% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 119 | $38,145,000 | $320,546 | $1,491 | 2.89% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 175 | $32,495,000 | $185,686 | $1,240 | 3.51% |
| Steamboat Springs, CO (FHA|USDA|VA) | 57 | $31,235,000 | $547,982 | $1,484 | 3.19% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 92 | $30,880,000 | $335,652 | $1,239 | 2.65% |
| Breckenridge, CO (FHA|USDA|VA) | 48 | $30,410,000 | $633,542 | $1,844 | 3.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 75 | $30,265,000 | $403,533 | $1,061 | 2.39% |
| SALEM, OR (FHA|USDA|VA) | 103 | $30,155,000 | $292,767 | $5,751 | 3.00% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 75 | $28,235,000 | $376,467 | $2,028 | 2.55% |
| BOISE CITY, ID (FHA|USDA|VA) | 79 | $27,395,000 | $346,772 | $1,363 | 2.64% |
| FRESNO, CA (FHA|USDA|VA) | 81 | $25,245,000 | $311,667 | $1,353 | 2.92% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 69 | $24,275,000 | $351,812 | $1,623 | 2.76% |
| Bozeman, MT (FHA|USDA|VA) | 62 | $23,680,000 | $381,935 | $1,022 | 3.11% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 66 | $23,200,000 | $351,515 | $948 | 2.54% |
| Sheridan, WY (FHA|USDA|VA) | 80 | $22,440,000 | $280,500 | $1,233 | 3.21% |
| STOCKTON, CA (FHA|USDA|VA) | 57 | $21,045,000 | $369,211 | $983 | 2.61% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 67 | $20,775,000 | $310,075 | $1,421 | 2.96% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 74 | $20,110,000 | $271,757 | $961 | 3.11% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 65 | $18,095,000 | $278,385 | $912 | 2.73% |
| Edwards, CO (FHA|USDA|VA) | 28 | $17,460,000 | $623,571 | $1,357 | 3.09% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 40 | $16,170,000 | $404,250 | $959 | 2.54% |
| Glenwood Springs, CO (FHA|USDA|VA) | 32 | $15,380,000 | $480,625 | $1,940 | 3.15% |
| PROVO-OREM, UT (FHA|USDA|VA) | 49 | $14,925,000 | $304,592 | $1,106 | 2.66% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 37 | $14,645,000 | $395,811 | $1,138 | 2.74% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 85 | $14,645,000 | $172,294 | $890 | 3.18% |
| APPLETON, WI (FHA|USDA|VA) | 74 | $14,520,000 | $196,216 | $995 | 3.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 39 | $13,075,000 | $335,256 | $957 | 2.48% |
| BEND, OR (FHA|USDA|VA) | 33 | $12,855,000 | $389,545 | $3,709 | 3.00% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $12,705,000 | $470,556 | $1,351 | 2.41% |
| MEDFORD, OR (FHA|USDA|VA) | 44 | $12,320,000 | $280,000 | $6,316 | 2.94% |
| VALLEJO, CA (FHA|USDA|VA) | 35 | $12,305,000 | $351,571 | $1,128 | 2.59% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 24 | $10,510,000 | $437,917 | $1,148 | 2.43% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 25 | $10,055,000 | $402,200 | $957 | 2.48% |
| COLUMBUS, OH (FHA|USDA|VA) | 30 | $9,650,000 | $321,667 | $1,046 | 2.36% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 30 | $9,510,000 | $317,000 | $1,260 | 2.36% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $9,380,000 | $335,000 | $933 | 2.53% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 30 | $9,220,000 | $307,333 | $1,221 | 2.42% |
| SALINAS, CA (FHA|USDA|VA) | 22 | $8,860,000 | $402,727 | $1,368 | 2.41% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 29 | $8,555,000 | $295,000 | $1,268 | 2.46% |
| RACINE, WI (FHA|USDA|VA) | 32 | $8,540,000 | $266,875 | $939 | 3.03% |
| PUEBLO, CO (FHA|USDA|VA) | 31 | $8,415,000 | $271,452 | $2,721 | 3.20% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 43 | $8,185,000 | $190,349 | $1,337 | 3.19% |
| WALLA WALLA, WA (FHA|USDA|VA) | 27 | $8,165,000 | $302,407 | $1,000 | 3.18% |
| Whitewater, WI (FHA|USDA|VA) | 28 | $8,110,000 | $289,643 | $1,052 | 3.12% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 27 | $7,995,000 | $296,111 | $2,442 | 2.64% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $7,805,000 | $339,348 | $702 | 2.51% |
| NAPA, CA (FHA|USDA|VA) | 16 | $7,770,000 | $485,625 | $1,172 | 2.85% |
| Granbury, TX (FHA|USDA|VA) | 23 | $7,595,000 | $330,217 | $1,692 | 3.21% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 27 | $7,535,000 | $279,074 | $878 | 2.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 26 | $7,480,000 | $287,692 | $1,096 | 2.64% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $7,210,000 | $300,417 | $964 | 2.45% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 24 | $7,110,000 | $296,250 | $664 | 2.47% |
| BILLINGS, MT (FHA|USDA|VA) | 30 | $7,040,000 | $234,667 | $1,778 | 3.11% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $6,780,000 | $339,000 | $1,309 | 2.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 21 | $6,575,000 | $313,095 | $1,020 | 2.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 19 | $6,445,000 | $339,211 | $912 | 2.24% |
| Outside of Metro Areas | 17 | $6,135,000 | $360,882 | $2,146 | 2.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 23 | $6,095,000 | $265,000 | $1,105 | 2.98% |
| GREEN BAY, WI (FHA|USDA|VA) | 29 | $5,955,000 | $205,345 | $934 | 3.19% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 37 | $5,845,000 | $157,973 | $1,374 | 3.67% |
| SANTA FE, NM (FHA|USDA|VA) | 15 | $5,825,000 | $388,333 | $954 | 2.86% |
| MADISON, WI (FHA|USDA|VA) | 16 | $5,820,000 | $363,750 | $757 | 2.60% |
| Laramie, WY (FHA|USDA|VA) | 20 | $5,720,000 | $286,000 | $1,483 | 3.04% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 18 | $5,640,000 | $313,333 | $905 | 2.55% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 15 | $5,535,000 | $369,000 | $2,186 | 2.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 17 | $5,425,000 | $319,118 | $746 | 2.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $5,395,000 | $359,667 | $1,338 | 2.47% |
| BELLINGHAM, WA (FHA|USDA|VA) | 16 | $5,390,000 | $336,875 | $1,228 | 2.63% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 18 | $5,360,000 | $297,778 | $1,896 | 2.73% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 20 | $5,300,000 | $265,000 | $731 | 2.96% |
| KNOXVILLE, TN (FHA|USDA|VA) | 19 | $5,245,000 | $276,053 | $1,422 | 2.50% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 15 | $5,055,000 | $337,000 | $865 | 2.57% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $5,045,000 | $388,077 | $1,477 | 2.73% |
| CHICO, CA (FHA|USDA|VA) | 15 | $5,015,000 | $334,333 | $873 | 2.62% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $4,990,000 | $356,429 | $1,995 | 2.88% |
| TUCSON, AZ (FHA|USDA|VA) | 15 | $4,795,000 | $319,667 | $1,578 | 3.08% |
| WENATCHEE, WA (FHA|USDA|VA) | 12 | $4,670,000 | $389,167 | $1,858 | 2.62% |
| Heber, UT (FHA|USDA|VA) | 10 | $4,550,000 | $455,000 | $1,233 | 2.45% |
| Cedar City, UT (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $1,037 | 2.99% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 14 | $4,410,000 | $315,000 | $1,201 | 2.43% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $4,330,000 | $360,833 | $931 | 2.52% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $4,040,000 | $336,667 | $1,043 | 2.46% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $1,370 | 2.30% |
| MERCED, CA (FHA|USDA|VA) | 12 | $3,850,000 | $320,833 | $1,175 | 2.72% |
| Cañon City, CO (FHA|USDA|VA) | 17 | $3,845,000 | $226,176 | $770 | 2.92% |
| Durango, CO (FHA|USDA|VA) | 8 | $3,830,000 | $478,750 | $1,010 | 3.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 12 | $3,820,000 | $318,333 | $1,176 | 2.71% |
| CORVALLIS, OR (FHA|USDA|VA) | 11 | $3,645,000 | $331,364 | $4,462 | 3.03% |
| Helena, MT (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $1,383 | 3.15% |
| FOND DU LAC, WI (FHA|USDA|VA) | 20 | $3,610,000 | $180,500 | $1,125 | 3.01% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $3,585,000 | $325,909 | $991 | 2.34% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $7,610 | 2.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $3,350,000 | $335,000 | $1,152 | 2.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $3,240,000 | $324,000 | $1,794 | 2.66% |
| Newport, OR (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $8,046 | 3.20% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $3,175,000 | $288,636 | $1,126 | 2.70% |
| Fort Morgan, CO (FHA|USDA|VA) | 13 | $3,135,000 | $241,154 | $2,227 | 3.02% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 13 | $3,065,000 | $235,769 | $1,568 | 3.03% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 7 | $3,035,000 | $433,571 | $898 | 2.60% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 11 | $2,995,000 | $272,273 | $2,423 | 3.29% |
| Ukiah, CA (FHA|USDA|VA) | 7 | $2,965,000 | $423,571 | $1,399 | 2.45% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,920,000 | $365,000 | $912 | 2.48% |
| REDDING, CA (FHA|USDA|VA) | 9 | $2,865,000 | $318,333 | $839 | 2.66% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $671 | 3.23% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $1,966 | 2.56% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 16 | $2,640,000 | $165,000 | $2,261 | 3.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $790 | 2.72% |
| MIDLAND, TX (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $1,117 | 2.66% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $880 | 2.80% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $1,086 | 3.28% |
| LONGVIEW, WA (FHA|USDA|VA) | 7 | $2,455,000 | $350,714 | $5,325 | 2.48% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $925 | 3.23% |
| AKRON, OH (FHA|USDA|VA) | 7 | $2,415,000 | $345,000 | $902 | 2.54% |
| Craig, CO (FHA|USDA|VA) | 10 | $2,410,000 | $241,000 | $2,906 | 3.06% |
| DULUTH, MN-WI (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $1,113 | 2.92% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $2,275,000 | $325,000 | $390 | 2.71% |
| TULSA, OK (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $996 | 2.64% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $1,256 | 3.48% |
| Shawano, WI (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $2,426 | 3.12% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $1,109 | 2.56% |
| VISALIA, CA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $1,651 | 2.78% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $2,059 | 2.58% |
| Hood River, OR (FHA|USDA|VA) | 5 | $2,095,000 | $419,000 | $2,283 | 2.83% |
| Mount Pleasant, TX (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $3,362 | 2.93% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $1,016 | 3.04% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,990,000 | $248,750 | $759 | 2.38% |
| Rock Springs, WY (FHA|USDA|VA) | 10 | $1,970,000 | $197,000 | $2,212 | 3.05% |
| LOGAN, UT-ID (FHA|USDA|VA) | 5 | $1,965,000 | $393,000 | $5,263 | 2.78% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,955,000 | $651,667 | $1,343 | 2.83% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $2,870 | 2.87% |
| ANN ARBOR, MI (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $843 | 2.23% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $2,966 | 2.22% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $1,855,000 | $371,000 | $2,026 | 2.86% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,850,000 | $462,500 | $1,352 | 3.56% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,850,000 | $925,000 | $973 | 3.00% |
| LANCASTER, PA (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $981 | 2.35% |
| Gillette, WY (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $3,271 | 2.55% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $1,472 | 2.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $821 | 2.48% |
| Montrose, CO (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $736 | 2.77% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $1,116 | 2.52% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $517 | 3.00% |
| Manitowoc, WI (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $1,220 | 3.60% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $12,383 | 3.38% |
| LAS CRUCES, NM (FHA|USDA|VA) | 4 | $1,660,000 | $415,000 | $904 | 2.68% |
| Sonora, CA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $749 | 2.65% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $972 | 3.02% |
| Roseburg, OR (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $3,966 | 2.58% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $511 | 2.50% |
| Hobbs, NM (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $4,025 | 3.29% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $1,319 | 2.62% |
| Astoria, OR (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $5,257 | 2.73% |
| El Campo, TX (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $1,435 | 3.35% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $830 | 2.15% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $1,106 | 2.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $707 | 2.82% |
| YAKIMA, WA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $1,456 | 2.62% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $2,413 | 2.12% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $2,445 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $613 | 3.23% |
| Shelton, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $1,847 | 2.62% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $564 | 2.84% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $2,260 | 2.88% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $1,705 | 3.63% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $4,747 | 2.88% |
| Beaver Dam, WI (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $1,676 | 3.33% |
| Prineville, OR (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,780 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $705 | 2.78% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $737 | 3.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $1,679 | 2.75% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $480 | 2.40% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $884 | 3.47% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $1,606 | 3.06% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $410 | 2.72% |
| Mineral Wells, TX (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $2,416 | 3.65% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $709 | 2.94% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $1,441 | 2.12% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $724 | 2.66% |
| WACO, TX (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $1,017 | 3.34% |
| Sterling, CO (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,203 | 3.23% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $2,904 | 3.48% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $498 | 2.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $636 | 2.28% |
| Ottawa, IL (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $462 | 3.08% |
| Ludington, MI (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $10,583 | 3.19% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $697 | 2.75% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,736 | 3.17% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $1,000 | 3.94% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $1,032 | 3.35% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $705 | 3.22% |
| Brookings, OR (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $8,020 | 2.92% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $610 | 2.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $1,903 | 3.44% |
| DECATUR, AL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $1,248 | 2.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $2,538 | 3.22% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $1,663 | 2.37% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $485 | 2.54% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $935 | 2.50% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $928 | 2.46% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $1,928 | 3.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $750 | 2.93% |
| Holland, MI (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $1,720 | 3.50% |
| READING, PA (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $858 | 2.56% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $861 | 3.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $1,471 | 2.96% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $916 | 3.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,217 | 3.00% |
| Othello, WA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,562 | 2.92% |
| Fernley, NV (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $3,805 | 3.58% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $620 | 2.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,972 | 2.75% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $836 | 3.67% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $4,621 | 2.46% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $530 | 2.46% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $560 | 2.06% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $2,102 | 3.05% |
| Easton, MD (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $528 | 2.31% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $808 | 2.79% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $976 | 2.12% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,491 | 2.19% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $720 | 2.58% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $695 | 2.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,081 | 3.21% |
| Evanston, WY (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $1,834 | 3.06% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $637 | 2.50% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $681 | 3.50% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $420 | 2.56% |
| Hailey, ID (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $221 | 2.81% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $852 | 2.13% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,268 | 3.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,803 | 2.74% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $258 | 2.62% |
| OCALA, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $1,068 | 2.43% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $770 | 2.31% |
| Pullman, WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $923 | 2.69% |
| MONROE, MI (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $315 | 2.29% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $411 | 3.19% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,533 | 3.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $1,175 | 3.75% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,323 | 3.13% |
| Payson, AZ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,352 | 3.13% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,625 | 2.25% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $566 | 2.12% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $1,906 | 2.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $673 | 2.88% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $841 | 3.19% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $744 | 3.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,223 | 2.63% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $498 | 3.56% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $4,131 | 2.88% |
| FLINT, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,975 | 3.00% |
| Dixon, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,872 | 2.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $1,533 | 2.13% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $873 | 3.13% |
| Clovis, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,249 | 3.44% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $361 | 2.31% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $123 | 2.88% |
| Riverton, WY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,540 | 2.69% |
| Seneca, SC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,731 | 2.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $1,890 | 2.63% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,541 | 3.63% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $752 | 3.00% |
| Key West, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $557 | 2.12% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $746 | 3.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $618 | 2.88% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $931 | 2.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $318 | 1.99% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,012 | 2.12% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $312 | 3.63% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,946 | 2.00% |
| La Grande, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $123 | 3.13% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $123 | 2.99% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $1,095 | 2.69% |
| Ruston, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $821 | 2.25% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $319 | 2.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $648 | 3.38% |
| Newberry, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $120 | 2.62% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $510 | 2.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $123 | 2.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $943 | 1.99% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $818 | 2.12% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $833 | 3.63% |
| Ozark, AL (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $623 | 2.25% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $770 | 2.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $643 | 1.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,115 | 2.38% |
| Bay City, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $748 | 2.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,279 | 3.13% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $683 | 4.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,016 | 4.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $708 | 1.88% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $735 | 2.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,852 | 2.25% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $267 | 2.25% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $1,538 | 3.25% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $123 | 2.88% |
| Brenham, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,326 | 2.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $888 | 3.12% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $673 | 4.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,606 | 2.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $773 | 2.00% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $918 | 2.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $318 | 2.00% |
| North Platte, NE (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $126 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $794 | 1.99% |
| TWIN FALLS, ID (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $123 | 2.67% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,556 | 2.38% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $695 | 2.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,023 | 2.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $468 | 2.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,959 | 2.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $123 | 2.87% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 2.02% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,278 | 2.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $123 | 2.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $318 | 2.12% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $123 | 2.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $317 | 2.38% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $918 | 3.38% |
| Taos, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,734 | 2.87% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $638 | 3.75% |
| Crossville, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,038 | 2.75% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $673 | 4.19% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $648 | 3.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $923 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $123 | 3.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $548 | 2.87% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,572 | 3.38% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,074 | 3.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $471 | 4.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $318 | 1.99% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,112 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $773 | 3.38% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $808 | 4.00% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $761 | 2.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $648 | 2.50% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,552 | 2.75% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $1,661 | 4.54% |
| Española, NM (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $987 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,078 | 2.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $317 | 2.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $123 | 2.62% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $123 | 2.25% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,323 | 3.50% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,528 | 4.25% |
| Marquette, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $123 | 3.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $123 | 2.00% |
| Vernal, UT (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $623 | 3.75% |
| AMES, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $633 | 3.00% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $733 | 3.88% |
| Andrews, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $998 | 3.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,023 | 4.00% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 2.03% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $123 | 3.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $760 | 3.00% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $683 | 2.75% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,626 | 3.88% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.75% |
| Platteville, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,880 | 4.25% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $715 | 3.38% |
| Lexington, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 3.56% |
| New Castle, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $595 | 4.00% |
| TYLER, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 1.99% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $538 | 3.88% |
| Logansport, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $123 | 3.25% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 2.57% |
Cherry Creek Mortgage 's top markets include Denver, Colorado Springs, Los Angeles, Boulder, and Houston among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 19,728 | $7,348,430,000 | $372,487 | $1,296 | 2.94% |
| FHA | 2,163 | $573,685,000 | $265,227 | $5,072 | 2.93% |
| VA | 1,517 | $629,325,000 | $414,848 | $5,776 | 2.67% |
| USDA | 77 | $17,745,000 | $230,455 | $3,256 | 2.99% |
For the 2021 period, Cherry Creek Mortgage 's most frequently originated loan type of loans were Conventional, with 19,728 originations. Their 2nd most popular type is FHA, with 2,163 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 9,769 | $3,776,775,000 | $386,608 | $2,579 | 3.13% |
| Refi | 8,576 | $2,978,030,000 | $347,252 | $1,221 | 2.66% |
| Cash Out Refi | 5,140 | $1,814,380,000 | $352,992 | $1,451 | 2.97% |
For the 2021, Cherry Creek Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 9,769 originations. The 2nd most popular reason of loans were Refi, with 8,576 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 17,835 | $6,787,845,000 | $380,591 | $2,095 | 3.10% |
| 15 Year | 4,096 | $1,358,110,000 | $331,570 | $977 | 2.26% |
| Other | 768 | $185,690,000 | $241,784 | $832 | 2.47% |
| 20 Year | 643 | $204,565,000 | $318,142 | $1,025 | 2.81% |
| 10 Year | 143 | $32,975,000 | $230,594 | $788 | 2.36% |
For the 2021, Cherry Creek Mortgage 's most frequently cited loan length of loans were 30 Year, with 17,835 originations. The 2nd most popular length of loans were 15 Year, with 4,096 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 18,317 | $6,607,165,000 | $360,712 |
| $1k-2k | 2,006 | $795,110,000 | $396,366 |
| $5k+ | 1,008 | $381,590,000 | $378,562 |
| $2k-3k | 902 | $377,320,000 | $418,315 |
| $3k-4k | 597 | $256,795,000 | $430,142 |
$2,095 of loans were Cherry Creek Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 18,317 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 8,915 | $3,124,735,000 | $350,503 |
| 2.5-3% | 8,827 | $3,468,465,000 | $392,938 |
| <2.5% | 5,264 | $1,856,010,000 | $352,585 |
| 4-5% | 478 | $119,030,000 | $249,017 |
| 6-7% | 1 | $945,000 | $945,000 |
During 2021, Cherry Creek Mortgage 's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 3-4%, with 8,915 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 12,446 | $3,748,680,000 | $301,196 | $1,807 | 2.89% |
| $400k-600k | 6,508 | $3,146,840,000 | $483,534 | $2,162 | 2.87% |
| $100k-200k | 2,823 | $450,915,000 | $159,729 | $1,106 | 3.14% |
| $600k-1MM | 1,133 | $824,485,000 | $727,701 | $2,346 | 2.98% |
| $100,000 or less | 289 | $22,225,000 | $76,903 | $829 | 3.15% |
| $1MM+ | 286 | $376,040,000 | $1,314,825 | $2,307 | 3.01% |
2021 saw Cherry Creek Mortgage place emphasis on $200k-400k loans with 12,446 originations, totaling $3,748,680,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 5,907 | $2,199,605,000 | $372,373 | $1,829 | 2.90% |
| $150k-250k | 5,297 | $2,297,445,000 | $433,726 | $1,511 | 2.81% |
| $75k-100k | 3,978 | $1,292,790,000 | $324,985 | $2,230 | 3.02% |
| $50k-75k | 3,738 | $1,004,630,000 | $268,761 | $2,180 | 3.10% |
| $250k+ | 2,219 | $1,255,205,000 | $565,662 | $1,528 | 2.82% |
| $50k or less | 1,485 | $293,795,000 | $197,842 | $1,699 | 3.17% |
Cherry Creek Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,907 originations. The second most popular income band? $150k-250k, with 5,297 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 5,368 | $2,005,550,000 | $373,612 | $1,408 | 2.85% |
| 30-36% | 4,360 | $1,644,980,000 | $377,289 | $1,757 | 2.96% |
| <20% | 2,074 | $721,580,000 | $347,917 | $1,187 | 2.76% |
| 44% | 938 | $329,920,000 | $351,727 | $2,164 | 3.08% |
| 42% | 889 | $341,875,000 | $384,561 | $1,919 | 3.08% |
| 40% | 831 | $311,655,000 | $375,036 | $1,945 | 3.05% |
| 41% | 825 | $315,985,000 | $383,012 | $1,818 | 3.03% |
| 43% | 812 | $289,290,000 | $356,268 | $2,273 | 3.04% |
| 39% | 812 | $306,790,000 | $377,820 | $1,925 | 3.03% |
| 38% | 786 | $290,450,000 | $369,529 | $1,814 | 3.03% |
| 37% | 756 | $279,910,000 | $370,251 | $1,949 | 2.96% |
| 36% | 718 | $268,810,000 | $374,387 | $1,932 | 2.97% |
| 49% | 636 | $229,030,000 | $360,110 | $2,208 | 3.01% |
| 45% | 596 | $213,800,000 | $358,725 | $1,902 | 3.04% |
| 48% | 578 | $202,710,000 | $350,709 | $2,153 | 3.01% |
| 46% | 570 | $201,130,000 | $352,860 | $2,730 | 3.00% |
| 47% | 548 | $196,650,000 | $358,850 | $2,471 | 2.99% |
| 50-60% | 469 | $167,315,000 | $356,748 | $5,734 | 3.00% |
| >60% | 14 | $6,500,000 | $464,286 | $4,419 | 2.76% |
Cherry Creek Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,368 originations. The next most common DTI ratio? 30-36%, with 4,360 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 16,460 | $5,905,620,000 | $358,786 | $1,890 | 2.96% |
| Not provided | 4,875 | $1,872,595,000 | $384,122 | $1,673 | 2.88% |
| Asian | 1,398 | $546,720,000 | $391,073 | $1,521 | 2.59% |
| Black | 579 | $181,395,000 | $313,290 | $2,790 | 3.14% |
| American Indian | 102 | $35,090,000 | $344,020 | $2,283 | 2.99% |
| Native Hawaiian | 70 | $27,520,000 | $393,143 | $3,394 | 2.90% |
| Filipino | 1 | $245,000 | $245,000 | $0 | 2.15% |
Approval Rates
Total approvals of all applications96.66%
Cherry Creek Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.12%
Cherry Creek Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 23,485 | $8,569,185,000 | $364,879 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 23,485 | $8,569,185,000 | $364,879 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 1,574 | $470,750,000 | $299,079 | $1,067 | 2.58% |
| 40-60% | 4,792 | $1,690,040,000 | $352,679 | $1,126 | 2.70% |
| 60-80% | 7,543 | $3,015,965,000 | $399,836 | $1,437 | 3.02% |
| 80-100% | 6,892 | $2,514,860,000 | $364,896 | $2,934 | 3.11% |
| Over 100% | 212 | $89,610,000 | $422,689 | $10,983 | 2.72% |
| Under 20% | 177 | $35,645,000 | $201,384 | $1,379 | 2.56% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Cherry Creek Corporate, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| Cherry Creek Corporate, LLC | Conventional home mortgage | Closing on a mortgage | 1 | 33.3% |
| Cherry Creek Corporate, LLC | Conventional home mortgage | Trouble during payment process | 1 | 33.3% |
