Cherry Creek Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300RBX56T2MW5HO19

Tax ID: 84-1040263

5 stars - out of 5 stars, based on 153 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Cherry Creek Mortgage is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Cherry Creek Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Denver, Colorado Springs, Los Angeles, Boulder, and Houston among others. Cherry Creek Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Cherry Creek Mortgage is typically a low fee lendor.


Originations

23,485

Origination Dollar Volume (All Markets)

$8,569,185,000
Show all (130) awards

Relative Rate

Cherry Creek Mortgage 's average 30 year fixed rate mortgage of loans were 3.1%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.05%.

Relative Fees

Cherry Creek Mortgage 's average total fees for a 30 year fixed rate mortgage are $2,095.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4,189 $1,779,185,000 $424,728 $1,248 3.07%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,368 $557,190,000 $407,303 $3,876 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 953 $432,815,000 $454,161 $1,133 2.55%
BOULDER, CO (FHA|USDA|VA) 770 $398,040,000 $516,935 $948 3.04%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,050 $350,950,000 $334,238 $2,254 3.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,039 $348,425,000 $335,346 $1,859 3.18%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 851 $337,915,000 $397,080 $4,637 3.00%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 588 $273,600,000 $465,306 $1,198 2.53%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 770 $272,970,000 $354,506 $1,570 2.98%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 878 $257,100,000 $292,825 $1,346 3.11%
FORT COLLINS, CO (FHA|USDA|VA) 553 $202,975,000 $367,043 $1,279 3.08%
GREELEY, CO (FHA|USDA|VA) 570 $202,770,000 $355,737 $1,825 3.10%
ST. GEORGE, UT (FHA|USDA|VA) 589 $177,845,000 $301,944 $1,133 2.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 433 $167,935,000 $387,841 $2,311 2.55%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 336 $138,020,000 $410,774 $1,119 2.47%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 411 $135,465,000 $329,599 $1,155 3.15%
Outside of Metro Areas 458 $133,180,000 $290,786 $1,700 3.12%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 483 $122,065,000 $252,723 $1,107 3.04%
CHEYENNE, WY (FHA|USDA|VA) 410 $119,840,000 $292,293 $2,536 3.11%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 298 $108,850,000 $365,268 $1,104 2.47%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 355 $108,415,000 $305,394 $1,022 2.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 207 $92,215,000 $445,483 $1,219 2.38%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 238 $90,880,000 $381,849 $1,172 2.37%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 202 $69,460,000 $343,861 $1,148 2.49%
CASPER, WY (FHA|USDA|VA) 240 $54,080,000 $225,333 $2,541 2.96%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 173 $50,665,000 $292,861 $3,009 2.96%
GRANTS PASS, OR (FHA|USDA|VA) 169 $49,085,000 $290,444 $7,638 2.94%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 128 $48,280,000 $377,188 $921 2.36%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 153 $44,725,000 $292,320 $7,974 3.01%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 122 $42,620,000 $349,344 $1,324 3.13%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 141 $42,505,000 $301,454 $5,199 2.95%
GRAND JUNCTION, CO (FHA|USDA|VA) 158 $42,500,000 $268,987 $1,367 3.18%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 113 $38,325,000 $339,159 $857 2.38%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 119 $38,145,000 $320,546 $1,491 2.89%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 175 $32,495,000 $185,686 $1,240 3.51%
Steamboat Springs, CO (FHA|USDA|VA) 57 $31,235,000 $547,982 $1,484 3.19%
SALT LAKE CITY, UT (FHA|USDA|VA) 92 $30,880,000 $335,652 $1,239 2.65%
Breckenridge, CO (FHA|USDA|VA) 48 $30,410,000 $633,542 $1,844 3.09%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 75 $30,265,000 $403,533 $1,061 2.39%
SALEM, OR (FHA|USDA|VA) 103 $30,155,000 $292,767 $5,751 3.00%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 75 $28,235,000 $376,467 $2,028 2.55%
BOISE CITY, ID (FHA|USDA|VA) 79 $27,395,000 $346,772 $1,363 2.64%
FRESNO, CA (FHA|USDA|VA) 81 $25,245,000 $311,667 $1,353 2.92%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 69 $24,275,000 $351,812 $1,623 2.76%
Bozeman, MT (FHA|USDA|VA) 62 $23,680,000 $381,935 $1,022 3.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 66 $23,200,000 $351,515 $948 2.54%
Sheridan, WY (FHA|USDA|VA) 80 $22,440,000 $280,500 $1,233 3.21%
STOCKTON, CA (FHA|USDA|VA) 57 $21,045,000 $369,211 $983 2.61%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 67 $20,775,000 $310,075 $1,421 2.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 74 $20,110,000 $271,757 $961 3.11%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 65 $18,095,000 $278,385 $912 2.73%
Edwards, CO (FHA|USDA|VA) 28 $17,460,000 $623,571 $1,357 3.09%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 40 $16,170,000 $404,250 $959 2.54%
Glenwood Springs, CO (FHA|USDA|VA) 32 $15,380,000 $480,625 $1,940 3.15%
PROVO-OREM, UT (FHA|USDA|VA) 49 $14,925,000 $304,592 $1,106 2.66%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 37 $14,645,000 $395,811 $1,138 2.74%
SHEBOYGAN, WI (FHA|USDA|VA) 85 $14,645,000 $172,294 $890 3.18%
APPLETON, WI (FHA|USDA|VA) 74 $14,520,000 $196,216 $995 3.25%
KANSAS CITY, MO-KS (FHA|USDA|VA) 39 $13,075,000 $335,256 $957 2.48%
BEND, OR (FHA|USDA|VA) 33 $12,855,000 $389,545 $3,709 3.00%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $12,705,000 $470,556 $1,351 2.41%
MEDFORD, OR (FHA|USDA|VA) 44 $12,320,000 $280,000 $6,316 2.94%
VALLEJO, CA (FHA|USDA|VA) 35 $12,305,000 $351,571 $1,128 2.59%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 24 $10,510,000 $437,917 $1,148 2.43%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 25 $10,055,000 $402,200 $957 2.48%
COLUMBUS, OH (FHA|USDA|VA) 30 $9,650,000 $321,667 $1,046 2.36%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 30 $9,510,000 $317,000 $1,260 2.36%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 28 $9,380,000 $335,000 $933 2.53%
ALBUQUERQUE, NM (FHA|USDA|VA) 30 $9,220,000 $307,333 $1,221 2.42%
SALINAS, CA (FHA|USDA|VA) 22 $8,860,000 $402,727 $1,368 2.41%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 29 $8,555,000 $295,000 $1,268 2.46%
RACINE, WI (FHA|USDA|VA) 32 $8,540,000 $266,875 $939 3.03%
PUEBLO, CO (FHA|USDA|VA) 31 $8,415,000 $271,452 $2,721 3.20%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 43 $8,185,000 $190,349 $1,337 3.19%
WALLA WALLA, WA (FHA|USDA|VA) 27 $8,165,000 $302,407 $1,000 3.18%
Whitewater, WI (FHA|USDA|VA) 28 $8,110,000 $289,643 $1,052 3.12%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 27 $7,995,000 $296,111 $2,442 2.64%
MODESTO, CA (FHA|USDA|VA) 23 $7,805,000 $339,348 $702 2.51%
NAPA, CA (FHA|USDA|VA) 16 $7,770,000 $485,625 $1,172 2.85%
Granbury, TX (FHA|USDA|VA) 23 $7,595,000 $330,217 $1,692 3.21%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $7,535,000 $279,074 $878 2.38%
BAKERSFIELD, CA (FHA|USDA|VA) 26 $7,480,000 $287,692 $1,096 2.64%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 24 $7,210,000 $300,417 $964 2.45%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 24 $7,110,000 $296,250 $664 2.47%
BILLINGS, MT (FHA|USDA|VA) 30 $7,040,000 $234,667 $1,778 3.11%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $6,780,000 $339,000 $1,309 2.63%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 21 $6,575,000 $313,095 $1,020 2.38%
PITTSBURGH, PA (FHA|USDA|VA) 19 $6,445,000 $339,211 $912 2.24%
Outside of Metro Areas 17 $6,135,000 $360,882 $2,146 2.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 23 $6,095,000 $265,000 $1,105 2.98%
GREEN BAY, WI (FHA|USDA|VA) 29 $5,955,000 $205,345 $934 3.19%
BATTLE CREEK, MI (FHA|USDA|VA) 37 $5,845,000 $157,973 $1,374 3.67%
SANTA FE, NM (FHA|USDA|VA) 15 $5,825,000 $388,333 $954 2.86%
MADISON, WI (FHA|USDA|VA) 16 $5,820,000 $363,750 $757 2.60%
Laramie, WY (FHA|USDA|VA) 20 $5,720,000 $286,000 $1,483 3.04%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $5,640,000 $313,333 $905 2.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 15 $5,535,000 $369,000 $2,186 2.63%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 17 $5,425,000 $319,118 $746 2.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 15 $5,395,000 $359,667 $1,338 2.47%
BELLINGHAM, WA (FHA|USDA|VA) 16 $5,390,000 $336,875 $1,228 2.63%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $5,360,000 $297,778 $1,896 2.73%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 20 $5,300,000 $265,000 $731 2.96%
KNOXVILLE, TN (FHA|USDA|VA) 19 $5,245,000 $276,053 $1,422 2.50%
Truckee-Grass Valley, CA (FHA|USDA|VA) 15 $5,055,000 $337,000 $865 2.57%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $5,045,000 $388,077 $1,477 2.73%
CHICO, CA (FHA|USDA|VA) 15 $5,015,000 $334,333 $873 2.62%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 14 $4,990,000 $356,429 $1,995 2.88%
TUCSON, AZ (FHA|USDA|VA) 15 $4,795,000 $319,667 $1,578 3.08%
WENATCHEE, WA (FHA|USDA|VA) 12 $4,670,000 $389,167 $1,858 2.62%
Heber, UT (FHA|USDA|VA) 10 $4,550,000 $455,000 $1,233 2.45%
Cedar City, UT (FHA|USDA|VA) 15 $4,415,000 $294,333 $1,037 2.99%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 14 $4,410,000 $315,000 $1,201 2.43%
ST. LOUIS, MO-IL (FHA|USDA|VA) 12 $4,330,000 $360,833 $931 2.52%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $4,040,000 $336,667 $1,043 2.46%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $3,900,000 $390,000 $1,370 2.30%
MERCED, CA (FHA|USDA|VA) 12 $3,850,000 $320,833 $1,175 2.72%
Cañon City, CO (FHA|USDA|VA) 17 $3,845,000 $226,176 $770 2.92%
Durango, CO (FHA|USDA|VA) 8 $3,830,000 $478,750 $1,010 3.05%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $3,820,000 $318,333 $1,176 2.71%
CORVALLIS, OR (FHA|USDA|VA) 11 $3,645,000 $331,364 $4,462 3.03%
Helena, MT (FHA|USDA|VA) 13 $3,645,000 $280,385 $1,383 3.15%
FOND DU LAC, WI (FHA|USDA|VA) 20 $3,610,000 $180,500 $1,125 3.01%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $3,585,000 $325,909 $991 2.34%
ALBANY-LEBANON, OR (FHA|USDA|VA) 12 $3,390,000 $282,500 $7,610 2.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $3,350,000 $335,000 $1,152 2.96%
COLUMBIA, SC (FHA|USDA|VA) 10 $3,240,000 $324,000 $1,794 2.66%
Newport, OR (FHA|USDA|VA) 11 $3,185,000 $289,545 $8,046 3.20%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $3,175,000 $288,636 $1,126 2.70%
Fort Morgan, CO (FHA|USDA|VA) 13 $3,135,000 $241,154 $2,227 3.02%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 13 $3,065,000 $235,769 $1,568 3.03%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $3,035,000 $433,571 $898 2.60%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 11 $2,995,000 $272,273 $2,423 3.29%
Ukiah, CA (FHA|USDA|VA) 7 $2,965,000 $423,571 $1,399 2.45%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,920,000 $365,000 $912 2.48%
REDDING, CA (FHA|USDA|VA) 9 $2,865,000 $318,333 $839 2.66%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 10 $2,830,000 $283,000 $671 3.23%
Sandpoint, ID (FHA|USDA|VA) 8 $2,800,000 $350,000 $1,966 2.56%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 16 $2,640,000 $165,000 $2,261 3.25%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,580,000 $322,500 $790 2.72%
MIDLAND, TX (FHA|USDA|VA) 7 $2,565,000 $366,429 $1,117 2.66%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $2,530,000 $316,250 $880 2.80%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,530,000 $316,250 $1,086 3.28%
LONGVIEW, WA (FHA|USDA|VA) 7 $2,455,000 $350,714 $5,325 2.48%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 10 $2,450,000 $245,000 $925 3.23%
AKRON, OH (FHA|USDA|VA) 7 $2,415,000 $345,000 $902 2.54%
Craig, CO (FHA|USDA|VA) 10 $2,410,000 $241,000 $2,906 3.06%
DULUTH, MN-WI (FHA|USDA|VA) 12 $2,380,000 $198,333 $1,113 2.92%
YUBA CITY, CA (FHA|USDA|VA) 7 $2,275,000 $325,000 $390 2.71%
TULSA, OK (FHA|USDA|VA) 7 $2,255,000 $322,143 $996 2.64%
EAU CLAIRE, WI (FHA|USDA|VA) 11 $2,225,000 $202,273 $1,256 3.48%
Shawano, WI (FHA|USDA|VA) 14 $2,210,000 $157,857 $2,426 3.12%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $2,205,000 $245,000 $1,109 2.56%
VISALIA, CA (FHA|USDA|VA) 7 $2,175,000 $310,714 $1,651 2.78%
Oak Harbor, WA (FHA|USDA|VA) 7 $2,115,000 $302,143 $2,059 2.58%
Hood River, OR (FHA|USDA|VA) 5 $2,095,000 $419,000 $2,283 2.83%
Mount Pleasant, TX (FHA|USDA|VA) 9 $2,065,000 $229,444 $3,362 2.93%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,990,000 $331,667 $1,016 3.04%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $1,990,000 $248,750 $759 2.38%
Rock Springs, WY (FHA|USDA|VA) 10 $1,970,000 $197,000 $2,212 3.05%
LOGAN, UT-ID (FHA|USDA|VA) 5 $1,965,000 $393,000 $5,263 2.78%
Brainerd, MN (FHA|USDA|VA) 3 $1,955,000 $651,667 $1,343 2.83%
IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,935,000 $387,000 $2,870 2.87%
ANN ARBOR, MI (FHA|USDA|VA) 6 $1,890,000 $315,000 $843 2.23%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,885,000 $377,000 $2,966 2.22%
Port Angeles, WA (FHA|USDA|VA) 5 $1,855,000 $371,000 $2,026 2.86%
Kalispell, MT (FHA|USDA|VA) 4 $1,850,000 $462,500 $1,352 3.56%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $1,850,000 $925,000 $973 3.00%
LANCASTER, PA (FHA|USDA|VA) 5 $1,825,000 $365,000 $981 2.35%
Gillette, WY (FHA|USDA|VA) 7 $1,805,000 $257,857 $3,271 2.55%
Torrington, CT (FHA|USDA|VA) 6 $1,790,000 $298,333 $1,472 2.50%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,790,000 $298,333 $821 2.48%
Montrose, CO (FHA|USDA|VA) 6 $1,780,000 $296,667 $736 2.77%
Eureka-Arcata, CA (FHA|USDA|VA) 5 $1,725,000 $345,000 $1,116 2.52%
WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $1,715,000 $190,556 $517 3.00%
Manitowoc, WI (FHA|USDA|VA) 10 $1,700,000 $170,000 $1,220 3.60%
Coos Bay, OR (FHA|USDA|VA) 3 $1,685,000 $561,667 $12,383 3.38%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,660,000 $415,000 $904 2.68%
Sonora, CA (FHA|USDA|VA) 5 $1,595,000 $319,000 $749 2.65%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,555,000 $311,000 $972 3.02%
Roseburg, OR (FHA|USDA|VA) 7 $1,535,000 $219,286 $3,966 2.58%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 5 $1,525,000 $305,000 $511 2.50%
Hobbs, NM (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,025 3.29%
CLEVELAND, TN (FHA|USDA|VA) 5 $1,495,000 $299,000 $1,319 2.62%
Astoria, OR (FHA|USDA|VA) 5 $1,475,000 $295,000 $5,257 2.73%
El Campo, TX (FHA|USDA|VA) 8 $1,470,000 $183,750 $1,435 3.35%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,465,000 $293,000 $830 2.15%
LEBANON, PA (FHA|USDA|VA) 4 $1,450,000 $362,500 $1,106 2.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,445,000 $289,000 $707 2.82%
YAKIMA, WA (FHA|USDA|VA) 4 $1,440,000 $360,000 $1,456 2.62%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,390,000 $347,500 $2,413 2.12%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,380,000 $345,000 $2,445 2.75%
Baraboo, WI (FHA|USDA|VA) 5 $1,375,000 $275,000 $613 3.23%
Shelton, WA (FHA|USDA|VA) 4 $1,330,000 $332,500 $1,847 2.62%
Athens, TX (FHA|USDA|VA) 4 $1,300,000 $325,000 $564 2.84%
RENO, NV (FHA|USDA|VA) 4 $1,280,000 $320,000 $2,260 2.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,275,000 $255,000 $1,705 3.63%
The Dalles, OR (FHA|USDA|VA) 3 $1,265,000 $421,667 $4,747 2.88%
Beaver Dam, WI (FHA|USDA|VA) 6 $1,250,000 $208,333 $1,676 3.33%
Prineville, OR (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,780 3.00%
MADERA, CA (FHA|USDA|VA) 4 $1,220,000 $305,000 $705 2.78%
NILES, MI (FHA|USDA|VA) 4 $1,220,000 $305,000 $737 3.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,210,000 $302,500 $1,679 2.75%
TOLEDO, OH (FHA|USDA|VA) 5 $1,205,000 $241,000 $480 2.40%
WICHITA FALLS, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $884 3.47%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,180,000 $295,000 $1,606 3.06%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,170,000 $292,500 $410 2.72%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,165,000 $233,000 $2,416 3.65%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $1,140,000 $285,000 $709 2.94%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $1,125,000 $375,000 $1,441 2.12%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $1,110,000 $277,500 $724 2.66%
WACO, TX (FHA|USDA|VA) 4 $1,090,000 $272,500 $1,017 3.34%
Sterling, CO (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,203 3.23%
Gainesville, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $2,904 3.48%
LINCOLN, NE (FHA|USDA|VA) 6 $1,040,000 $173,333 $498 2.63%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 4 $1,030,000 $257,500 $636 2.28%
Ottawa, IL (FHA|USDA|VA) 5 $1,025,000 $205,000 $462 3.08%
Ludington, MI (FHA|USDA|VA) 2 $980,000 $490,000 $10,583 3.19%
THE VILLAGES, FL (FHA|USDA|VA) 3 $975,000 $325,000 $697 2.75%
Georgetown, SC (FHA|USDA|VA) 3 $975,000 $325,000 $4,736 3.17%
ABILENE, TX (FHA|USDA|VA) 6 $970,000 $161,667 $1,000 3.94%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $945,000 $189,000 $1,032 3.35%
ST. CLOUD, MN (FHA|USDA|VA) 4 $940,000 $235,000 $705 3.22%
Brookings, OR (FHA|USDA|VA) 3 $935,000 $311,667 $8,020 2.92%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $935,000 $311,667 $610 2.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $930,000 $232,500 $1,903 3.44%
DECATUR, AL (FHA|USDA|VA) 3 $905,000 $301,667 $1,248 2.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 4 $880,000 $220,000 $2,538 3.22%
PEORIA, IL (FHA|USDA|VA) 3 $865,000 $288,333 $1,663 2.37%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $855,000 $285,000 $485 2.54%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $840,000 $420,000 $935 2.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $825,000 $275,000 $928 2.46%
Show Low, AZ (FHA|USDA|VA) 2 $800,000 $400,000 $1,928 3.19%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $780,000 $390,000 $750 2.93%
Holland, MI (FHA|USDA|VA) 3 $775,000 $258,333 $1,720 3.50%
READING, PA (FHA|USDA|VA) 2 $760,000 $380,000 $858 2.56%
GREAT FALLS, MT (FHA|USDA|VA) 2 $760,000 $380,000 $861 3.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 3 $755,000 $251,667 $1,471 2.96%
ROCKFORD, IL (FHA|USDA|VA) 3 $755,000 $251,667 $916 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $750,000 $375,000 $3,217 3.00%
Othello, WA (FHA|USDA|VA) 3 $745,000 $248,333 $4,562 2.92%
Fernley, NV (FHA|USDA|VA) 3 $735,000 $245,000 $3,805 3.58%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $735,000 $735,000 $620 2.50%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $725,000 $725,000 $4,972 2.75%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $725,000 $241,667 $836 3.67%
Klamath Falls, OR (FHA|USDA|VA) 3 $725,000 $241,667 $4,621 2.46%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $725,000 $241,667 $530 2.46%
FLORENCE, SC (FHA|USDA|VA) 2 $720,000 $360,000 $560 2.06%
ODESSA, TX (FHA|USDA|VA) 4 $720,000 $180,000 $2,102 3.05%
Easton, MD (FHA|USDA|VA) 2 $710,000 $355,000 $528 2.31%
Grand Rapids, MN (FHA|USDA|VA) 3 $705,000 $235,000 $808 2.79%
Red Bluff, CA (FHA|USDA|VA) 2 $700,000 $350,000 $976 2.12%
Los Alamos, NM (FHA|USDA|VA) 2 $700,000 $350,000 $2,491 2.19%
MONTGOMERY, AL (FHA|USDA|VA) 3 $685,000 $228,333 $720 2.58%
PANAMA CITY, FL (FHA|USDA|VA) 2 $670,000 $335,000 $695 2.50%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $665,000 $221,667 $2,081 3.21%
Evanston, WY (FHA|USDA|VA) 2 $650,000 $325,000 $1,834 3.06%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $640,000 $320,000 $637 2.50%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $625,000 $208,333 $681 3.50%
EL CENTRO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $420 2.56%
Hailey, ID (FHA|USDA|VA) 2 $620,000 $310,000 $221 2.81%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $620,000 $310,000 $852 2.13%
Menomonie, WI (FHA|USDA|VA) 2 $620,000 $310,000 $2,268 3.50%
SAN ANGELO, TX (FHA|USDA|VA) 3 $615,000 $205,000 $3,803 2.74%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $610,000 $305,000 $258 2.62%
OCALA, FL (FHA|USDA|VA) 2 $600,000 $300,000 $1,068 2.43%
WICHITA, KS (FHA|USDA|VA) 2 $560,000 $280,000 $770 2.31%
Pullman, WA (FHA|USDA|VA) 2 $560,000 $280,000 $923 2.69%
MONROE, MI (FHA|USDA|VA) 2 $550,000 $275,000 $315 2.29%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $550,000 $275,000 $411 3.19%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $545,000 $181,667 $1,533 3.00%
FARMINGTON, NM (FHA|USDA|VA) 1 $545,000 $545,000 $1,175 3.75%
McMinnville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $2,323 3.13%
Payson, AZ (FHA|USDA|VA) 3 $545,000 $181,667 $1,352 3.13%
MOBILE, AL (FHA|USDA|VA) 2 $540,000 $270,000 $1,625 2.25%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $540,000 $270,000 $566 2.12%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $540,000 $270,000 $1,906 2.63%
Marinette, WI-MI (FHA|USDA|VA) 1 $535,000 $535,000 $673 2.88%
EL PASO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $841 3.19%
Chillicothe, OH (FHA|USDA|VA) 2 $520,000 $260,000 $744 3.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $515,000 $515,000 $2,223 2.63%
MISSOULA, MT (FHA|USDA|VA) 2 $500,000 $250,000 $498 3.56%
Ellensburg, WA (FHA|USDA|VA) 1 $485,000 $485,000 $4,131 2.88%
FLINT, MI (FHA|USDA|VA) 2 $480,000 $240,000 $3,975 3.00%
Dixon, IL (FHA|USDA|VA) 2 $480,000 $240,000 $2,872 2.63%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $465,000 $465,000 $1,533 2.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $465,000 $465,000 $873 3.13%
Clovis, NM (FHA|USDA|VA) 2 $460,000 $230,000 $2,249 3.44%
Red Wing, MN (FHA|USDA|VA) 2 $460,000 $230,000 $361 2.31%
MUSKEGON, MI (FHA|USDA|VA) 1 $455,000 $455,000 $123 2.88%
Riverton, WY (FHA|USDA|VA) 2 $450,000 $225,000 $4,540 2.69%
Seneca, SC (FHA|USDA|VA) 1 $445,000 $445,000 $1,731 2.13%
Crescent City, CA (FHA|USDA|VA) 1 $445,000 $445,000 $1,890 2.63%
Moses Lake, WA (FHA|USDA|VA) 2 $440,000 $220,000 $2,541 3.63%
Traverse City, MI (FHA|USDA|VA) 2 $440,000 $220,000 $752 3.00%
Key West, FL (FHA|USDA|VA) 1 $435,000 $435,000 $557 2.12%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $420,000 $210,000 $746 3.00%
MANSFIELD, OH (FHA|USDA|VA) 1 $415,000 $415,000 $618 2.88%
FARGO, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $931 2.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $395,000 $395,000 $318 1.99%
Albert Lea, MN (FHA|USDA|VA) 1 $395,000 $395,000 $1,012 2.12%
KANKAKEE, IL (FHA|USDA|VA) 2 $390,000 $195,000 $312 3.63%
MORRISTOWN, TN (FHA|USDA|VA) 1 $375,000 $375,000 $2,946 2.00%
La Grande, OR (FHA|USDA|VA) 1 $375,000 $375,000 $123 3.13%
Sandusky, OH (FHA|USDA|VA) 1 $375,000 $375,000 $123 2.99%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $360,000 $180,000 $1,095 2.69%
Ruston, LA (FHA|USDA|VA) 1 $355,000 $355,000 $821 2.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $355,000 $355,000 $319 2.75%
KOKOMO, IN (FHA|USDA|VA) 1 $345,000 $345,000 $648 3.38%
Newberry, SC (FHA|USDA|VA) 1 $345,000 $345,000 $120 2.62%
Scottsboro, AL (FHA|USDA|VA) 1 $345,000 $345,000 $510 2.75%
Lewisburg, PA (FHA|USDA|VA) 1 $345,000 $345,000 $123 2.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $335,000 $335,000 $943 1.99%
Norwalk, OH (FHA|USDA|VA) 1 $335,000 $335,000 $818 2.12%
POCATELLO, ID (FHA|USDA|VA) 1 $335,000 $335,000 $833 3.63%
Ozark, AL (FHA|USDA|VA) 1 $335,000 $335,000 $623 2.25%
Hutchinson, MN (FHA|USDA|VA) 1 $325,000 $325,000 $770 2.75%
ERIE, PA (FHA|USDA|VA) 1 $325,000 $325,000 $643 1.88%
Palatka, FL (FHA|USDA|VA) 1 $325,000 $325,000 $1,115 2.38%
Bay City, TX (FHA|USDA|VA) 1 $325,000 $325,000 $748 2.25%
ALTOONA, PA (FHA|USDA|VA) 1 $325,000 $325,000 $1,279 3.13%
Mount Pleasant, MI (FHA|USDA|VA) 2 $320,000 $160,000 $683 4.00%
CARSON CITY, NV (FHA|USDA|VA) 1 $315,000 $315,000 $7,016 4.25%
Newport, TN (FHA|USDA|VA) 1 $315,000 $315,000 $708 1.88%
GAINESVILLE, FL (FHA|USDA|VA) 1 $305,000 $305,000 $735 2.25%
Enterprise, AL (FHA|USDA|VA) 1 $305,000 $305,000 $6,852 2.25%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $305,000 $305,000 $267 2.25%
Kerrville, TX (FHA|USDA|VA) 1 $305,000 $305,000 $1,538 3.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $123 2.88%
Brenham, TX (FHA|USDA|VA) 1 $305,000 $305,000 $2,326 2.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $305,000 $305,000 $888 3.12%
Vincennes, IN (FHA|USDA|VA) 1 $305,000 $305,000 $673 4.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $295,000 $295,000 $2,606 2.38%
Albertville, AL (FHA|USDA|VA) 1 $295,000 $295,000 $773 2.00%
DOTHAN, AL (FHA|USDA|VA) 1 $285,000 $285,000 $918 2.88%
MANHATTAN, KS (FHA|USDA|VA) 1 $285,000 $285,000 $318 2.00%
North Platte, NE (FHA|USDA|VA) 1 $285,000 $285,000 $126 2.88%
Huntingdon, PA (FHA|USDA|VA) 1 $285,000 $285,000 $794 1.99%
TWIN FALLS, ID (FHA|USDA|VA) 2 $280,000 $140,000 $123 2.67%
Clearlake, CA (FHA|USDA|VA) 1 $275,000 $275,000 $1,556 2.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $275,000 $275,000 $695 2.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $275,000 $275,000 $1,023 2.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $275,000 $275,000 $468 2.13%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $265,000 $265,000 $4,959 2.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $265,000 $265,000 $123 2.87%
Nogales, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.02%
SAGINAW, MI (FHA|USDA|VA) 1 $265,000 $265,000 $1,278 2.63%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $265,000 $265,000 $123 2.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $265,000 $265,000 $318 2.12%
DeRidder, LA (FHA|USDA|VA) 1 $265,000 $265,000 $123 2.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $265,000 $265,000 $317 2.38%
Lufkin, TX (FHA|USDA|VA) 1 $255,000 $255,000 $918 3.38%
Taos, NM (FHA|USDA|VA) 1 $255,000 $255,000 $2,734 2.87%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $255,000 $255,000 $638 3.75%
Crossville, TN (FHA|USDA|VA) 1 $255,000 $255,000 $1,038 2.75%
MUNCIE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $673 4.19%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $250,000 $125,000 $648 3.63%
Rockport, TX (FHA|USDA|VA) 1 $245,000 $245,000 $923 3.13%
Centralia, WA (FHA|USDA|VA) 1 $235,000 $235,000 $123 3.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $235,000 $235,000 $548 2.87%
Escanaba, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,572 3.38%
Mountain Home, ID (FHA|USDA|VA) 1 $225,000 $225,000 $5,074 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $225,000 $225,000 $471 4.38%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $215,000 $215,000 $318 1.99%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $215,000 $215,000 $5,112 2.75%
MIDLAND, MI (FHA|USDA|VA) 1 $205,000 $205,000 $773 3.38%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $808 4.00%
Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $761 2.75%
Salem, OH (FHA|USDA|VA) 1 $205,000 $205,000 $648 2.50%
JOPLIN, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,552 2.75%
Pontiac, IL (FHA|USDA|VA) 3 $195,000 $65,000 $1,661 4.54%
Española, NM (FHA|USDA|VA) 1 $195,000 $195,000 $987 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $195,000 $195,000 $1,078 2.25%
TOPEKA, KS (FHA|USDA|VA) 1 $195,000 $195,000 $317 2.25%
GETTYSBURG, PA (FHA|USDA|VA) 1 $195,000 $195,000 $123 2.62%
Greenwood, SC (FHA|USDA|VA) 1 $195,000 $195,000 $123 2.25%
Corsicana, TX (FHA|USDA|VA) 1 $195,000 $195,000 $1,323 3.50%
Winnemucca, NV (FHA|USDA|VA) 1 $185,000 $185,000 $1,528 4.25%
Marquette, MI (FHA|USDA|VA) 1 $185,000 $185,000 $123 3.25%
Sunbury, PA (FHA|USDA|VA) 1 $185,000 $185,000 $123 2.00%
Vernal, UT (FHA|USDA|VA) 2 $180,000 $90,000 $623 3.75%
AMES, IA (FHA|USDA|VA) 1 $165,000 $165,000 $633 3.00%
Rochelle, IL (FHA|USDA|VA) 1 $155,000 $155,000 $733 3.88%
Andrews, TX (FHA|USDA|VA) 1 $145,000 $145,000 $998 3.88%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $1,023 4.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.03%
Blackfoot, ID (FHA|USDA|VA) 1 $125,000 $125,000 $123 3.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $125,000 $125,000 $760 3.00%
Quincy, IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $683 2.75%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,626 3.88%
Coldwater, MI (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
Platteville, WI (FHA|USDA|VA) 1 $105,000 $105,000 $1,880 4.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $95,000 $95,000 $715 3.38%
Lexington, NE (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.56%
New Castle, IN (FHA|USDA|VA) 1 $95,000 $95,000 $595 4.00%
TYLER, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 1.99%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $75,000 $75,000 $538 3.88%
Logansport, IN (FHA|USDA|VA) 1 $65,000 $65,000 $123 3.25%
LAREDO, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.57%

Cherry Creek Mortgage 's top markets include Denver, Colorado Springs, Los Angeles, Boulder, and Houston among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 19,728 $7,348,430,000 $372,487 $1,296 2.94%
FHA 2,163 $573,685,000 $265,227 $5,072 2.93%
VA 1,517 $629,325,000 $414,848 $5,776 2.67%
USDA 77 $17,745,000 $230,455 $3,256 2.99%

For the 2021 period, Cherry Creek Mortgage 's most frequently originated loan type of loans were Conventional, with 19,728 originations. Their 2nd most popular type is FHA, with 2,163 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 9,769 $3,776,775,000 $386,608 $2,579 3.13%
Refi 8,576 $2,978,030,000 $347,252 $1,221 2.66%
Cash Out Refi 5,140 $1,814,380,000 $352,992 $1,451 2.97%

For the 2021, Cherry Creek Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 9,769 originations. The 2nd most popular reason of loans were Refi, with 8,576 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 17,835 $6,787,845,000 $380,591 $2,095 3.10%
15 Year 4,096 $1,358,110,000 $331,570 $977 2.26%
Other 768 $185,690,000 $241,784 $832 2.47%
20 Year 643 $204,565,000 $318,142 $1,025 2.81%
10 Year 143 $32,975,000 $230,594 $788 2.36%

For the 2021, Cherry Creek Mortgage 's most frequently cited loan length of loans were 30 Year, with 17,835 originations. The 2nd most popular length of loans were 15 Year, with 4,096 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 18,317 $6,607,165,000 $360,712
$1k-2k 2,006 $795,110,000 $396,366
$5k+ 1,008 $381,590,000 $378,562
$2k-3k 902 $377,320,000 $418,315
$3k-4k 597 $256,795,000 $430,142

$2,095 of loans were Cherry Creek Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 18,317 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 8,915 $3,124,735,000 $350,503
2.5-3% 8,827 $3,468,465,000 $392,938
<2.5% 5,264 $1,856,010,000 $352,585
4-5% 478 $119,030,000 $249,017
6-7% 1 $945,000 $945,000

During 2021, Cherry Creek Mortgage 's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 3-4%, with 8,915 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 12,446 $3,748,680,000 $301,196 $1,807 2.89%
$400k-600k 6,508 $3,146,840,000 $483,534 $2,162 2.87%
$100k-200k 2,823 $450,915,000 $159,729 $1,106 3.14%
$600k-1MM 1,133 $824,485,000 $727,701 $2,346 2.98%
$100,000 or less 289 $22,225,000 $76,903 $829 3.15%
$1MM+ 286 $376,040,000 $1,314,825 $2,307 3.01%

2021 saw Cherry Creek Mortgage place emphasis on $200k-400k loans with 12,446 originations, totaling $3,748,680,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 5,907 $2,199,605,000 $372,373 $1,829 2.90%
$150k-250k 5,297 $2,297,445,000 $433,726 $1,511 2.81%
$75k-100k 3,978 $1,292,790,000 $324,985 $2,230 3.02%
$50k-75k 3,738 $1,004,630,000 $268,761 $2,180 3.10%
$250k+ 2,219 $1,255,205,000 $565,662 $1,528 2.82%
$50k or less 1,485 $293,795,000 $197,842 $1,699 3.17%

Cherry Creek Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,907 originations. The second most popular income band? $150k-250k, with 5,297 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 5,368 $2,005,550,000 $373,612 $1,408 2.85%
30-36% 4,360 $1,644,980,000 $377,289 $1,757 2.96%
<20% 2,074 $721,580,000 $347,917 $1,187 2.76%
44% 938 $329,920,000 $351,727 $2,164 3.08%
42% 889 $341,875,000 $384,561 $1,919 3.08%
40% 831 $311,655,000 $375,036 $1,945 3.05%
41% 825 $315,985,000 $383,012 $1,818 3.03%
43% 812 $289,290,000 $356,268 $2,273 3.04%
39% 812 $306,790,000 $377,820 $1,925 3.03%
38% 786 $290,450,000 $369,529 $1,814 3.03%
37% 756 $279,910,000 $370,251 $1,949 2.96%
36% 718 $268,810,000 $374,387 $1,932 2.97%
49% 636 $229,030,000 $360,110 $2,208 3.01%
45% 596 $213,800,000 $358,725 $1,902 3.04%
48% 578 $202,710,000 $350,709 $2,153 3.01%
46% 570 $201,130,000 $352,860 $2,730 3.00%
47% 548 $196,650,000 $358,850 $2,471 2.99%
50-60% 469 $167,315,000 $356,748 $5,734 3.00%
>60% 14 $6,500,000 $464,286 $4,419 2.76%

Cherry Creek Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,368 originations. The next most common DTI ratio? 30-36%, with 4,360 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 16,460 $5,905,620,000 $358,786 $1,890 2.96%
Not provided 4,875 $1,872,595,000 $384,122 $1,673 2.88%
Asian 1,398 $546,720,000 $391,073 $1,521 2.59%
Black 579 $181,395,000 $313,290 $2,790 3.14%
American Indian 102 $35,090,000 $344,020 $2,283 2.99%
Native Hawaiian 70 $27,520,000 $393,143 $3,394 2.90%
Filipino 1 $245,000 $245,000 $0 2.15%

Approval Rates

Total approvals of all applications
96.66%

Cherry Creek Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
74.12%

Cherry Creek Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 23,485 $8,569,185,000 $364,879

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
23,485 $8,569,185,000 $364,879

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,574 $470,750,000 $299,079 $1,067 2.58%
40-60% 4,792 $1,690,040,000 $352,679 $1,126 2.70%
60-80% 7,543 $3,015,965,000 $399,836 $1,437 3.02%
80-100% 6,892 $2,514,860,000 $364,896 $2,934 3.11%
Over 100% 212 $89,610,000 $422,689 $10,983 2.72%
Under 20% 177 $35,645,000 $201,384 $1,379 2.56%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Cherry Creek Corporate, LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 33.3%
Cherry Creek Corporate, LLC Conventional home mortgage Closing on a mortgage 1 33.3%
Cherry Creek Corporate, LLC Conventional home mortgage Trouble during payment process 1 33.3%