Cherry Creek Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300RBX56T2MW5HO19

Tax ID: 84-1040263

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Cherry Creek Mortgage is a large mortgage company specializing in Refi and Home Purchase loans. Cherry Creek Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Denver, Colorado Springs, Boulder, Portland, and Los Angeles among others. We have data for 330 markets. (Some data included below & more in-depth data is available with an active subscription.)

Cherry Creek Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cherry Creek Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.63% 12/17/24
30 Year Conventional Refi 6.39% 12/17/24
30 Year Cash-out Refi 6.63% 12/17/24
30 Year FHA Purchase 7.44% 12/17/24
30 Year FHA Refi 7.12% 12/17/24
30 Year VA Purchase 6.16% 12/17/24
30 Year VA Refi 5.95% 12/17/24
30 Year USDA Purchase 6.76% 12/17/24
15 Year Conventional Purchase 5.87% 12/17/24
15 Year Conventional Refi 5.72% 12/17/24
15 Year Cash-out Refi 5.72% 12/17/24
15 Year VA Purchase 5.28% 12/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Cherry Creek Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Cherry Creek Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

27,532

Origination Dollar Volume (All Markets)

$9,552,300,000
Show all (144) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 5,650 $2,203,860,000 $390,064 $1,191 3.22%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1,868 $688,650,000 $368,656 $3,200 3.08%
BOULDER, CO (FHA|USDA|VA) 1,236 $544,040,000 $440,162 $823 3.26%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,246 $458,420,000 $367,913 $5,247 3.15%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 976 $421,840,000 $432,213 $1,068 2.93%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,131 $341,355,000 $301,817 $2,108 3.22%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,112 $330,650,000 $297,347 $1,708 3.36%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 773 $309,775,000 $400,744 $2,451 3.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 928 $305,310,000 $328,998 $1,577 3.19%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 640 $300,410,000 $469,391 $1,627 2.91%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,013 $284,365,000 $280,716 $1,173 3.36%
GREELEY, CO (FHA|USDA|VA) 821 $273,945,000 $333,672 $1,625 3.25%
FORT COLLINS, CO (FHA|USDA|VA) 673 $220,355,000 $327,422 $1,641 3.26%
ST. GEORGE, UT (FHA|USDA|VA) 614 $174,460,000 $284,137 $1,007 3.13%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 365 $152,375,000 $417,466 $996 2.92%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 655 $151,115,000 $230,710 $995 3.22%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 442 $126,320,000 $285,792 $1,131 3.35%
Outside of Metro Areas 446 $121,450,000 $272,309 $1,557 3.31%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 302 $109,300,000 $361,921 $1,136 3.01%
CHEYENNE, WY (FHA|USDA|VA) 361 $99,375,000 $275,277 $2,524 3.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 211 $96,815,000 $458,839 $1,018 2.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 316 $95,430,000 $301,994 $952 2.94%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 212 $84,260,000 $397,453 $921 2.87%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 217 $61,345,000 $282,696 $5,674 3.13%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 158 $56,250,000 $356,013 $853 2.97%
GRAND JUNCTION, CO (FHA|USDA|VA) 212 $54,920,000 $259,057 $1,577 3.41%
Breckenridge, CO (FHA|USDA|VA) 134 $54,300,000 $405,224 $1,544 3.22%
GRANTS PASS, OR (FHA|USDA|VA) 172 $45,440,000 $264,186 $7,145 3.10%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 152 $45,130,000 $296,908 $1,762 3.31%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 169 $44,575,000 $263,757 $2,640 3.17%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 151 $43,335,000 $286,987 $7,763 3.22%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 98 $42,440,000 $433,061 $895 2.93%
CASPER, WY (FHA|USDA|VA) 198 $40,350,000 $203,788 $2,254 3.24%
SALEM, OR (FHA|USDA|VA) 128 $37,340,000 $291,719 $6,129 3.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 96 $37,200,000 $387,500 $676 2.81%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 133 $36,145,000 $271,767 $1,117 3.03%
SALT LAKE CITY, UT (FHA|USDA|VA) 103 $35,815,000 $347,718 $954 3.03%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 88 $33,100,000 $376,136 $684 2.81%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 176 $31,850,000 $180,966 $1,234 3.56%
Steamboat Springs, CO (FHA|USDA|VA) 70 $30,820,000 $440,286 $756 3.11%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 78 $29,210,000 $374,487 $1,069 2.95%
FRESNO, CA (FHA|USDA|VA) 94 $27,890,000 $296,702 $843 3.28%
PROVO-OREM, UT (FHA|USDA|VA) 73 $25,845,000 $354,041 $1,272 3.07%
BOISE CITY, ID (FHA|USDA|VA) 71 $25,155,000 $354,296 $1,014 3.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 67 $24,395,000 $364,104 $1,013 3.13%
Bozeman, MT (FHA|USDA|VA) 59 $22,305,000 $378,051 $692 3.02%
STOCKTON, CA (FHA|USDA|VA) 57 $21,245,000 $372,719 $933 3.12%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 51 $20,735,000 $406,569 $1,122 2.96%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 64 $19,930,000 $311,406 $813 3.25%
Edwards, CO (FHA|USDA|VA) 37 $18,715,000 $505,811 $1,216 3.11%
APPLETON, WI (FHA|USDA|VA) 100 $18,600,000 $186,000 $1,056 3.21%
MEDFORD, OR (FHA|USDA|VA) 58 $18,010,000 $310,517 $6,712 3.17%
BEND, OR (FHA|USDA|VA) 49 $17,985,000 $367,041 $6,965 3.16%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 69 $16,665,000 $241,522 $1,160 3.58%
VALLEJO, CA (FHA|USDA|VA) 43 $16,635,000 $386,860 $1,523 3.17%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 36 $15,050,000 $418,056 $856 2.90%
SHEBOYGAN, WI (FHA|USDA|VA) 86 $14,810,000 $172,209 $653 3.31%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 40 $13,680,000 $342,000 $1,095 3.24%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 33 $13,035,000 $395,000 $1,080 2.89%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 31 $12,675,000 $408,871 $917 2.96%
Granbury, TX (FHA|USDA|VA) 44 $12,560,000 $285,455 $1,277 3.34%
BELLINGHAM, WA (FHA|USDA|VA) 33 $12,195,000 $369,545 $2,779 3.15%
Whitewater, WI (FHA|USDA|VA) 47 $11,745,000 $249,894 $613 3.30%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 28 $11,400,000 $407,143 $1,013 2.93%
Glenwood Springs, CO (FHA|USDA|VA) 23 $10,335,000 $449,348 $1,247 3.34%
SALINAS, CA (FHA|USDA|VA) 22 $9,040,000 $410,909 $928 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 28 $8,970,000 $320,357 $667 3.10%
RACINE, WI (FHA|USDA|VA) 39 $8,815,000 $226,026 $693 3.33%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 24 $8,760,000 $365,000 $1,289 2.97%
BILLINGS, MT (FHA|USDA|VA) 34 $8,510,000 $250,294 $1,023 3.19%
ALBANY-LEBANON, OR (FHA|USDA|VA) 30 $8,480,000 $282,667 $7,244 3.18%
PUEBLO, CO (FHA|USDA|VA) 36 $7,950,000 $220,833 $2,475 3.32%
KANSAS CITY, MO-KS (FHA|USDA|VA) 23 $7,735,000 $336,304 $689 2.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $7,460,000 $266,429 $1,507 3.32%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 21 $7,395,000 $352,143 $2,035 2.92%
JACKSONVILLE, FL (FHA|USDA|VA) 23 $7,085,000 $308,043 $2,531 3.33%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 29 $6,845,000 $236,034 $2,302 3.84%
MODESTO, CA (FHA|USDA|VA) 20 $6,530,000 $326,500 $1,230 3.16%
Fort Morgan, CO (FHA|USDA|VA) 22 $6,450,000 $293,182 $2,725 3.48%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 20 $6,380,000 $319,000 $1,110 2.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 37 $6,365,000 $172,027 $838 3.31%
Truckee-Grass Valley, CA (FHA|USDA|VA) 16 $6,000,000 $375,000 $941 2.95%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 17 $5,995,000 $352,647 $806 2.83%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 17 $5,995,000 $352,647 $1,043 2.83%
MIDLAND, TX (FHA|USDA|VA) 23 $5,935,000 $258,043 $3,304 3.55%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 15 $5,705,000 $380,333 $607 2.98%
WALLA WALLA, WA (FHA|USDA|VA) 21 $5,455,000 $259,762 $3,468 3.36%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $5,410,000 $338,125 $929 2.94%
PITTSBURGH, PA (FHA|USDA|VA) 15 $5,405,000 $360,333 $633 3.07%
NAPA, CA (FHA|USDA|VA) 13 $5,395,000 $415,000 $1,270 2.94%
Heber, UT (FHA|USDA|VA) 12 $5,390,000 $449,167 $1,293 2.86%
GREEN BAY, WI (FHA|USDA|VA) 29 $5,265,000 $181,552 $1,206 3.26%
BATTLE CREEK, MI (FHA|USDA|VA) 37 $4,985,000 $134,730 $2,029 3.56%
Outside of Metro Areas 14 $4,590,000 $327,857 $1,512 3.23%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 13 $4,395,000 $338,077 $1,129 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 17 $4,385,000 $257,941 $743 2.88%
Newport, OR (FHA|USDA|VA) 11 $4,325,000 $393,182 $4,115 3.34%
Laramie, WY (FHA|USDA|VA) 19 $4,295,000 $226,053 $1,958 3.20%
BAKERSFIELD, CA (FHA|USDA|VA) 14 $4,270,000 $305,000 $1,532 3.04%
COLUMBUS, OH (FHA|USDA|VA) 12 $4,160,000 $346,667 $963 3.38%
Cedar City, UT (FHA|USDA|VA) 16 $4,120,000 $257,500 $1,189 3.24%
FOND DU LAC, WI (FHA|USDA|VA) 21 $4,075,000 $194,048 $1,151 3.12%
Montrose, CO (FHA|USDA|VA) 11 $3,995,000 $363,182 $1,324 3.32%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $3,890,000 $389,000 $1,554 2.69%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $3,870,000 $322,500 $569 2.86%
CHICO, CA (FHA|USDA|VA) 11 $3,865,000 $351,364 $690 2.92%
ANN ARBOR, MI (FHA|USDA|VA) 11 $3,765,000 $342,273 $502 2.97%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 15 $3,615,000 $241,000 $911 3.10%
Hobbs, NM (FHA|USDA|VA) 19 $3,595,000 $189,211 $3,858 3.73%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 10 $3,530,000 $353,000 $1,199 2.94%
Shawano, WI (FHA|USDA|VA) 26 $3,490,000 $134,231 $733 3.14%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 12 $3,410,000 $284,167 $2,332 3.42%
Beaver Dam, WI (FHA|USDA|VA) 14 $3,380,000 $241,429 $849 3.24%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 11 $3,355,000 $305,000 $540 2.83%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $3,330,000 $416,250 $1,686 3.17%
Sheridan, WY (FHA|USDA|VA) 13 $3,245,000 $249,615 $1,296 2.83%
Oak Harbor, WA (FHA|USDA|VA) 9 $3,225,000 $358,333 $2,410 3.21%
MADISON, WI (FHA|USDA|VA) 12 $3,210,000 $267,500 $850 3.24%
KNOXVILLE, TN (FHA|USDA|VA) 10 $3,180,000 $318,000 $540 3.05%
CORVALLIS, OR (FHA|USDA|VA) 10 $3,150,000 $315,000 $6,678 3.27%
YAKIMA, WA (FHA|USDA|VA) 10 $3,120,000 $312,000 $2,473 3.10%
Helena, MT (FHA|USDA|VA) 10 $3,080,000 $308,000 $1,707 3.30%
LOGAN, UT-ID (FHA|USDA|VA) 10 $2,840,000 $284,000 $2,273 3.01%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $2,825,000 $403,571 $3,794 3.21%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 10 $2,820,000 $282,000 $2,166 3.47%
LONGVIEW, WA (FHA|USDA|VA) 10 $2,790,000 $279,000 $5,188 3.51%
EAU CLAIRE, WI (FHA|USDA|VA) 13 $2,745,000 $211,154 $1,468 3.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,630,000 $328,750 $577 3.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,585,000 $369,286 $631 3.03%
Eureka-Arcata, CA (FHA|USDA|VA) 8 $2,570,000 $321,250 $1,142 3.09%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $2,505,000 $357,857 $427 3.11%
Manitowoc, WI (FHA|USDA|VA) 19 $2,385,000 $125,526 $990 3.63%
Ellensburg, WA (FHA|USDA|VA) 6 $2,310,000 $385,000 $2,903 3.00%
CaƱon City, CO (FHA|USDA|VA) 9 $2,255,000 $250,556 $1,260 3.18%
VISALIA, CA (FHA|USDA|VA) 8 $2,240,000 $280,000 $664 3.31%
Sandpoint, ID (FHA|USDA|VA) 7 $2,215,000 $316,429 $1,029 3.02%
Gainesville, TX (FHA|USDA|VA) 6 $2,180,000 $363,333 $1,181 3.06%
SHERMAN-DENISON, TX (FHA|USDA|VA) 9 $2,155,000 $239,444 $797 3.47%
Brainerd, MN (FHA|USDA|VA) 4 $2,150,000 $537,500 $1,875 3.15%
Astoria, OR (FHA|USDA|VA) 7 $2,145,000 $306,429 $6,842 3.39%
Kalispell, MT (FHA|USDA|VA) 5 $2,075,000 $415,000 $765 2.88%
AKRON, OH (FHA|USDA|VA) 6 $2,050,000 $341,667 $1,019 2.83%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $2,025,000 $405,000 $638 2.93%
Brookings, OR (FHA|USDA|VA) 6 $2,010,000 $335,000 $4,309 3.15%
Traverse City, MI (FHA|USDA|VA) 4 $2,010,000 $502,500 $958 3.16%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 7 $2,005,000 $286,429 $297 2.86%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $2,005,000 $286,429 $1,821 2.75%
YUBA CITY, CA (FHA|USDA|VA) 7 $1,985,000 $283,571 $1,186 3.29%
IDAHO FALLS, ID (FHA|USDA|VA) 8 $1,970,000 $246,250 $1,302 3.31%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 9 $1,915,000 $212,778 $763 3.21%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,850,000 $308,333 $1,113 3.06%
MERCED, CA (FHA|USDA|VA) 6 $1,800,000 $300,000 $839 2.97%
Durango, CO (FHA|USDA|VA) 5 $1,785,000 $357,000 $1,434 3.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 10 $1,780,000 $178,000 $815 3.66%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,775,000 $355,000 $626 3.53%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $1,720,000 $286,667 $641 3.19%
Sterling, CO (FHA|USDA|VA) 9 $1,695,000 $188,333 $2,028 3.67%
Moses Lake, WA (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,304 3.17%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,635,000 $233,571 $674 3.48%
Mineral Wells, TX (FHA|USDA|VA) 5 $1,615,000 $323,000 $567 3.23%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,585,000 $176,111 $2,215 3.65%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 12 $1,560,000 $130,000 $1,417 3.21%
Hood River, OR (FHA|USDA|VA) 5 $1,555,000 $311,000 $7,190 3.28%
Ukiah, CA (FHA|USDA|VA) 4 $1,540,000 $385,000 $529 3.06%
Sonora, CA (FHA|USDA|VA) 5 $1,525,000 $305,000 $2,010 3.05%
Roseburg, OR (FHA|USDA|VA) 6 $1,520,000 $253,333 $6,105 3.04%
El Campo, TX (FHA|USDA|VA) 8 $1,510,000 $188,750 $2,345 4.06%
Port Angeles, WA (FHA|USDA|VA) 6 $1,510,000 $251,667 $3,106 3.58%
MADERA, CA (FHA|USDA|VA) 6 $1,500,000 $250,000 $444 3.40%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,470,000 $367,500 $1,485 3.31%
Dixon, IL (FHA|USDA|VA) 8 $1,450,000 $181,250 $1,235 3.69%
TUCSON, AZ (FHA|USDA|VA) 5 $1,435,000 $287,000 $616 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,390,000 $347,500 $491 3.22%
READING, PA (FHA|USDA|VA) 3 $1,365,000 $455,000 $8,915 3.04%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,360,000 $340,000 $601 3.22%
COLUMBIA, SC (FHA|USDA|VA) 3 $1,315,000 $438,333 $555 3.00%
Fernley, NV (FHA|USDA|VA) 5 $1,295,000 $259,000 $4,277 4.05%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 4 $1,240,000 $310,000 $944 3.00%
Craig, CO (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,625 3.02%
Ottawa, IL (FHA|USDA|VA) 7 $1,205,000 $172,143 $1,198 3.75%
Rock Springs, WY (FHA|USDA|VA) 5 $1,195,000 $239,000 $2,210 2.83%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,155,000 $385,000 $1,112 2.96%
ABILENE, TX (FHA|USDA|VA) 5 $1,145,000 $229,000 $609 3.14%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $1,145,000 $381,667 $847 2.96%
SANTA FE, NM (FHA|USDA|VA) 3 $1,115,000 $371,667 $867 3.21%
WICHITA, KS (FHA|USDA|VA) 3 $1,105,000 $368,333 $431 2.54%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $1,085,000 $361,667 $879 2.91%
Prineville, OR (FHA|USDA|VA) 3 $1,065,000 $355,000 $6,061 3.13%
JACKSON, TN (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,279 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $1,020,000 $510,000 $518 2.38%
Shelton, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,234 3.21%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $995,000 $199,000 $900 3.02%
Huntsville, TX (FHA|USDA|VA) 4 $930,000 $232,500 $4,502 3.09%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $915,000 $305,000 $2,480 3.04%
Torrington, CT (FHA|USDA|VA) 2 $900,000 $450,000 $504 2.44%
REDDING, CA (FHA|USDA|VA) 3 $865,000 $288,333 $1,099 3.12%
JACKSON, MI (FHA|USDA|VA) 5 $825,000 $165,000 $1,187 3.30%
MORRISTOWN, TN (FHA|USDA|VA) 2 $820,000 $410,000 $1,472 3.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $810,000 $405,000 $859 2.56%
ODESSA, TX (FHA|USDA|VA) 4 $800,000 $200,000 $3,509 3.25%
RENO, NV (FHA|USDA|VA) 3 $795,000 $265,000 $3,694 3.58%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $785,000 $261,667 $141 3.29%
Spirit Lake, IA (FHA|USDA|VA) 1 $785,000 $785,000 $1,847 2.88%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $780,000 $390,000 $218 2.69%
LEBANON, PA (FHA|USDA|VA) 2 $770,000 $385,000 $663 3.18%
TOLEDO, OH (FHA|USDA|VA) 2 $760,000 $380,000 $611 2.87%
Klamath Falls, OR (FHA|USDA|VA) 4 $750,000 $187,500 $5,334 3.16%
SPARTANBURG, SC (FHA|USDA|VA) 2 $730,000 $365,000 $395 2.62%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $720,000 $360,000 $1,077 3.94%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $710,000 $177,500 $307 3.41%
TALLAHASSEE, FL (FHA|USDA|VA) 2 $700,000 $350,000 $1,083 2.74%
WACO, TX (FHA|USDA|VA) 2 $700,000 $350,000 $3,101 3.44%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $690,000 $345,000 $979 3.31%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $690,000 $345,000 $218 2.94%
LOUISVILLE, KY (FHA|USDA|VA) 2 $670,000 $335,000 $542 2.94%
Pullman, WA (FHA|USDA|VA) 2 $670,000 $335,000 $9,863 3.19%
NILES, MI (FHA|USDA|VA) 2 $660,000 $330,000 $808 2.88%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $660,000 $330,000 $720 2.69%
Athens, TX (FHA|USDA|VA) 4 $660,000 $165,000 $3,208 3.41%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $650,000 $325,000 $701 2.75%
MUSKEGON, MI (FHA|USDA|VA) 2 $640,000 $320,000 $722 2.87%
Show Low, AZ (FHA|USDA|VA) 4 $630,000 $157,500 $1,373 3.53%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $625,000 $208,333 $562 3.50%
EL CENTRO, CA (FHA|USDA|VA) 2 $610,000 $305,000 $428 3.19%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $600,000 $300,000 $4,548 3.13%
Jackson, WY-ID (FHA|USDA|VA) 2 $550,000 $275,000 $959 3.31%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $550,000 $275,000 $1,131 3.38%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $540,000 $270,000 $468 3.00%
Gillette, WY (FHA|USDA|VA) 2 $520,000 $260,000 $3,534 3.31%
Fredericksburg, TX (FHA|USDA|VA) 1 $515,000 $515,000 $2,310 3.13%
FORT WAYNE, IN (FHA|USDA|VA) 1 $515,000 $515,000 $810 3.37%
DULUTH, MN-WI (FHA|USDA|VA) 3 $495,000 $165,000 $1,154 3.21%
MANHATTAN, KS (FHA|USDA|VA) 2 $490,000 $245,000 $3,165 2.75%
VICTORIA, TX (FHA|USDA|VA) 2 $490,000 $245,000 $998 2.88%
Pahrump, NV (FHA|USDA|VA) 2 $490,000 $245,000 $4,799 2.75%
Coos Bay, OR (FHA|USDA|VA) 3 $485,000 $161,667 $2,050 3.46%
Lexington, NE (FHA|USDA|VA) 1 $485,000 $485,000 $4,763 2.63%
LANCASTER, PA (FHA|USDA|VA) 2 $480,000 $240,000 $513 2.94%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $480,000 $240,000 $463 3.00%
Clearlake, CA (FHA|USDA|VA) 2 $470,000 $235,000 $415 3.06%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $460,000 $230,000 $705 3.56%
Rexburg, ID (FHA|USDA|VA) 2 $460,000 $230,000 $620 2.74%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $450,000 $225,000 $3,666 3.00%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $445,000 $445,000 $120 2.25%
Rochelle, IL (FHA|USDA|VA) 3 $445,000 $148,333 $3,114 5.04%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $410,000 $205,000 $585 2.88%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $405,000 $405,000 $720 3.12%
Kerrville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $1,454 2.75%
Fergus Falls, MN (FHA|USDA|VA) 1 $395,000 $395,000 $1,120 3.38%
Crescent City, CA (FHA|USDA|VA) 1 $395,000 $395,000 $1,070 3.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $385,000 $385,000 $530 4.00%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $375,000 $375,000 $624 2.88%
LINCOLN, NE (FHA|USDA|VA) 3 $375,000 $125,000 $998 3.29%
TOPEKA, KS (FHA|USDA|VA) 1 $365,000 $365,000 $870 2.88%
Key West, FL (FHA|USDA|VA) 1 $365,000 $365,000 $120 3.25%
Los Alamos, NM (FHA|USDA|VA) 1 $365,000 $365,000 $1,123 3.25%
MANSFIELD, OH (FHA|USDA|VA) 1 $365,000 $365,000 $1,510 2.88%
Aberdeen, WA (FHA|USDA|VA) 2 $360,000 $180,000 $2,496 3.88%
Mason City, IA (FHA|USDA|VA) 2 $360,000 $180,000 $685 3.06%
LONGVIEW, TX (FHA|USDA|VA) 1 $355,000 $355,000 $160 2.75%
POCATELLO, ID (FHA|USDA|VA) 2 $350,000 $175,000 $2,864 3.44%
TYLER, TX (FHA|USDA|VA) 2 $350,000 $175,000 $720 2.96%
Baraboo, WI (FHA|USDA|VA) 2 $350,000 $175,000 $443 3.69%
Othello, WA (FHA|USDA|VA) 1 $345,000 $345,000 $6,487 2.75%
Hailey, ID (FHA|USDA|VA) 1 $345,000 $345,000 $940 3.50%
Hutchinson, KS (FHA|USDA|VA) 1 $335,000 $335,000 $2,197 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $335,000 $335,000 $2,054 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $315 2.49%
Escanaba, MI (FHA|USDA|VA) 1 $325,000 $325,000 $120 2.63%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $325,000 $325,000 $120 3.38%
SAGINAW, MI (FHA|USDA|VA) 1 $325,000 $325,000 $120 2.88%
Kearney, NE (FHA|USDA|VA) 1 $325,000 $325,000 $0 4.31%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $325,000 $325,000 $861 2.99%
OCALA, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,265 3.81%
Centralia, WA (FHA|USDA|VA) 1 $315,000 $315,000 $810 3.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $315,000 $315,000 $870 3.50%
PANAMA CITY, FL (FHA|USDA|VA) 1 $315,000 $315,000 $911 3.62%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $305,000 $305,000 $120 3.00%
HAMMOND, LA (FHA|USDA|VA) 1 $305,000 $305,000 $770 2.50%
Sevierville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $1,220 3.00%
MIDLAND, MI (FHA|USDA|VA) 2 $290,000 $145,000 $725 3.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $285,000 $285,000 $2,502 3.13%
Payson, AZ (FHA|USDA|VA) 2 $280,000 $140,000 $118 3.31%
Stephenville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $2,190 3.94%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $275,000 $275,000 $785 3.50%
BATON ROUGE, LA (FHA|USDA|VA) 1 $275,000 $275,000 $915 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $265,000 $265,000 $415 3.00%
LAS CRUCES, NM (FHA|USDA|VA) 2 $260,000 $130,000 $824 3.25%
Marinette, WI-MI (FHA|USDA|VA) 2 $260,000 $130,000 $643 3.81%
Sterling, IL (FHA|USDA|VA) 3 $255,000 $85,000 $835 3.83%
Macomb, IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,345 3.13%
The Dalles, OR (FHA|USDA|VA) 1 $245,000 $245,000 $6,934 2.75%
Alexandria, MN (FHA|USDA|VA) 1 $245,000 $245,000 $815 2.63%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $235,000 $235,000 $2,157 3.50%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $235,000 $235,000 $635 3.50%
Red Bluff, CA (FHA|USDA|VA) 1 $235,000 $235,000 $4,661 3.63%
EL PASO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $2,120 2.88%
Burley, ID (FHA|USDA|VA) 1 $225,000 $225,000 $4,426 4.25%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $225,000 $225,000 $670 2.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $225,000 $225,000 $995 4.13%
Holland, MI (FHA|USDA|VA) 1 $225,000 $225,000 $4,593 3.75%
Sturgis, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,665 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $205,000 $205,000 $3,462 3.13%
YUMA, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $120 3.50%
Taos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $973 2.88%
MONTGOMERY, AL (FHA|USDA|VA) 1 $205,000 $205,000 $316 2.99%
IOWA CITY, IA (FHA|USDA|VA) 1 $195,000 $195,000 $585 3.00%
GETTYSBURG, PA (FHA|USDA|VA) 1 $195,000 $195,000 $890 2.87%
Clinton, IA (FHA|USDA|VA) 1 $195,000 $195,000 $685 3.13%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $185,000 $185,000 $773 3.50%
Vernal, UT (FHA|USDA|VA) 1 $185,000 $185,000 $620 2.75%
Shawnee, OK (FHA|USDA|VA) 1 $185,000 $185,000 $620 3.25%
Portales, NM (FHA|USDA|VA) 1 $185,000 $185,000 $6,276 3.63%
Riverton, WY (FHA|USDA|VA) 2 $180,000 $90,000 $123 2.98%
Bonham, TX (FHA|USDA|VA) 1 $175,000 $175,000 $745 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $175,000 $175,000 $720 4.88%
Blackfoot, ID (FHA|USDA|VA) 1 $175,000 $175,000 $3,440 2.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $165,000 $165,000 $660 2.75%
Grand Rapids, MN (FHA|USDA|VA) 2 $160,000 $80,000 $787 3.65%
Big Rapids, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,723 2.88%
Logansport, IN (FHA|USDA|VA) 1 $155,000 $155,000 $3,358 3.75%
FLINT, MI (FHA|USDA|VA) 1 $135,000 $135,000 $120 3.00%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $2,247 3.25%
LUBBOCK, TX (FHA|USDA|VA) 1 $115,000 $115,000 $655 3.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $413 3.63%
New Castle, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,454 3.50%
Cullman, AL (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.01%
Pontiac, IL (FHA|USDA|VA) 1 $95,000 $95,000 $120 2.75%
Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $745 4.75%
MONROE, MI (FHA|USDA|VA) 1 $65,000 $65,000 $1,070 5.00%
Cherry Creek Mortgage's top markets include Denver, Colorado Springs, Boulder, Portland, and Los Angeles among others.

Their top states include:
  • Colorado (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against CHERRY CREEK MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 22,666 $8,053,610,000 $355,317 $1,229 3.19%
    VA 2,191 $823,375,000 $375,799 $5,075 2.91%
    FHA 2,031 $541,205,000 $266,472 $5,088 3.34%
    FHA 539 $105,835,000 $196,354 $0 3.08%
    USDA 102 $24,020,000 $235,490 $3,063 3.17%
    Reverse Mortgage 3 $4,255,000 $1,418,333 $0 6.44%

    For 2020, Cherry Creek Mortgage's most frequently originated type of loan was Conventional, with 22,666 originations. Their 2nd most popular type was VA, with 2,191 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 13,550 $4,776,700,000 $352,524 $1,249 3.06%
    Home Purchase 10,280 $3,510,840,000 $341,521 $2,651 3.27%
    Cash Out Refi 3,702 $1,264,760,000 $341,642 $1,693 3.33%

    For 2020, Cherry Creek Mortgage's most frequently cited loan purpose was Refi, with 13,550 originations. The 2nd most popular reason was Home Purchase, with 10,280 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 23,196 $8,208,460,000 $353,874 $1,998 3.24%
    15 Year 2,532 $830,750,000 $328,100 $878 2.66%
    20 Year 857 $276,395,000 $322,515 $827 3.10%
    Other 830 $204,870,000 $246,831 $887 3.10%
    10 Year 117 $31,825,000 $272,009 $727 2.72%

    For 2020, Cherry Creek Mortgage's most frequently cited loan duration was 30 Year, with 23,196 originations. The 2nd most popular length was 15 Year, with 2,532 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 21,884 $7,469,990,000 $341,345
    $1k-2k 2,307 $907,685,000 $393,448
    $5k+ 1,413 $522,695,000 $369,919
    $2k-3k 749 $313,635,000 $418,738
    $3k-4k 367 $139,095,000 $379,005
    $4k-5k 270 $89,110,000 $330,037

    Cherry Creek Mortgage's average total fees were $1,998, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 21,884 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 13,869 $4,685,765,000 $337,859
    2.5-3% 10,690 $3,895,250,000 $364,383
    <2.5% 1,800 $661,860,000 $367,700
    4-5% 1,042 $275,290,000 $264,194
    5-6% 114 $28,180,000 $247,193
    6-7% 9 $4,205,000 $467,222
    % 7 $1,155,000 $165,000
    7-8% 1 $595,000 $595,000

    During 2020, Cherry Creek Mortgage's average interest rate for loans was 3.24%, while their most frequently originated rate bucket for loans was 3-4%, with 13,869 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 15,320 $4,674,490,000 $305,123 $1,825 3.16%
    $400k-600k 7,332 $3,457,140,000 $471,514 $2,132 3.09%
    $100k-200k 3,442 $548,010,000 $159,213 $1,233 3.37%
    $600k-1MM 932 $669,280,000 $718,112 $2,142 3.15%
    $100,000 or less 372 $27,510,000 $73,952 $820 3.55%
    $1MM+ 134 $175,870,000 $1,312,463 $2,046 3.13%

    2020 saw Cherry Creek Mortgage place emphasis on $200k-400k loans with 15,320 originations, totaling $4,674,490,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 7,276 $2,637,390,000 $362,478 $1,811 3.16%
    $150k-250k 5,867 $2,433,145,000 $414,717 $1,471 3.12%
    $75k-100k 4,820 $1,520,640,000 $315,485 $2,173 3.22%
    $50k-75k 4,474 $1,162,920,000 $259,928 $2,127 3.28%
    $250k+ 2,234 $1,129,110,000 $505,421 $1,268 3.08%
    $50k or less 1,758 $353,340,000 $200,990 $1,772 3.29%

    Cherry Creek Mortgage lent most frequently to those with incomes in the $100k-150k range, with 7,276 originations. The second most popular income band? $150k-250k, with 5,867 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 6,745 $2,388,655,000 $354,137 $1,377 3.12%
    30-36% 5,062 $1,802,230,000 $356,031 $1,667 3.19%
    <20% 2,690 $947,270,000 $352,145 $1,190 3.06%
    44% 996 $319,990,000 $321,275 $2,086 3.29%
    42% 967 $348,165,000 $360,047 $2,134 3.24%
    41% 943 $322,485,000 $341,978 $2,003 3.28%
    43% 936 $304,040,000 $324,829 $2,098 3.28%
    36% 902 $312,000,000 $345,898 $1,930 3.21%
    40% 895 $305,935,000 $341,827 $1,864 3.25%
    39% 894 $317,530,000 $355,179 $2,053 3.24%
    38% 882 $314,050,000 $356,066 $2,303 3.24%
    37% 835 $297,855,000 $356,713 $1,763 3.23%
    45% 648 $230,250,000 $355,324 $2,185 3.24%
    49% 603 $204,695,000 $339,461 $2,351 3.24%
    50-60% 594 $190,930,000 $321,431 $5,250 3.26%
    47% 580 $196,820,000 $339,345 $2,159 3.25%
    46% 556 $191,020,000 $343,561 $2,395 3.22%
    48% 543 $182,285,000 $335,700 $2,230 3.18%
    >60% 7 $2,575,000 $367,857 $3,902 2.82%

    Cherry Creek Mortgage lent most frequently to those with DTI ratios of 20-30%, with 6,745 originations. The next most common DTI ratio? 30-36%, with 5,062 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 20,780 $7,065,400,000 $340,010 $1,822 3.19%
    Not provided 4,479 $1,667,055,000 $372,194 $1,874 3.13%
    Asian 1,425 $564,695,000 $396,277 $1,487 2.95%
    Black 675 $194,995,000 $288,881 $2,600 3.33%
    American Indian 105 $34,845,000 $331,857 $2,825 3.16%
    Native Hawaiian or Islander 67 $25,085,000 $374,403 $2,787 3.05%
    Japanese 1 $225,000 $225,000 $0 3.96%

    Approval Rates

    Total approvals of all applications
    97.47%

    Cherry Creek Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.85%

    Cherry Creek Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 27,532 $9,552,300,000 $346,953

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 138 $34,060,000 $246,812
    Single Family (1-4 Units):Site-Built 27,394 $9,518,240,000 $347,457

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,444 $407,680,000 $282,327 $995 2.97%
    40-60% 5,383 $1,844,455,000 $342,644 $1,047 3.00%
    60-80% 9,702 $3,604,650,000 $371,537 $1,292 3.22%
    80-100% 8,901 $2,947,715,000 $331,167 $2,704 3.27%
    Over 100% 310 $119,820,000 $386,516 $10,543 2.98%
    Under 20% 139 $26,265,000 $188,957 $1,188 3.05%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    CHERRY CREEK MORTGAGE COMPANY INC. Conventional home mortgage Closing on a mortgage 1 100.0%