Fidelity Savings And Loan Association Of Bucks County Mortgage Rates, Fees & Info
Bristol, PALEI: 549300RC26VP3E9DLV94
Tax ID: 23-0577095
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Fidelity Savings And Loan Association Of Bucks County is a smaller mortgage company specializing in Cash Out Refi loans. Fidelity Savings And Loan Association Of Bucks County has a high proportion of conventional loans. Their top (well, only) market is Philadelphia.Fidelity Savings And Loan Association Of Bucks County has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Fidelity Savings And Loan Association Of Bucks County is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
9Origination Dollar Volume (All Markets)
$1,025,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $3,187 | 4.16% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 589
Similarity Rank: 625
Similarity Rank: 640
Similarity Rank: 1258
Similarity Rank: 1340
Similarity Rank: 1585
Similarity Rank: 1932
Similarity Rank: 1950
Similarity Rank: 1971
Similarity Rank: 1978
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 9 | $1,025,000 | $113,889 | $3,187 | 4.16% |
For 2020, Fidelity Savings And Loan Association Of Bucks County's most frequently originated type of loan was Conventional, with 9 originations.
Loan Reason
For 2020, Fidelity Savings And Loan Association Of Bucks County's most frequently cited loan purpose was Cash Out Refi, with 6 originations. The 2nd most popular reason was Home Improvement, with 2 originations.
Loan Duration/Length
For 2020, Fidelity Savings And Loan Association Of Bucks County's most frequently cited loan duration was 10 Year, with 3 originations. The 2nd most popular length was 15 Year, with 3 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 2 | $400,000 | $200,000 |
Fidelity Savings And Loan Association Of Bucks County's average total fees were $3,230, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4 | $280,000 | $70,000 |
| 4-5% | 2 | $310,000 | $155,000 |
| 5-6% | 2 | $210,000 | $105,000 |
| 2.5-3% | 1 | $225,000 | $225,000 |
During 2020, Fidelity Savings And Loan Association Of Bucks County's average interest rate for loans was 3.75%, while their most frequently originated rate bucket for loans was 3-4%, with 4 originations.
Loan Sizing
2020 saw Fidelity Savings And Loan Association Of Bucks County place emphasis on $100,000 or less loans with 5 originations, totaling $255,000 in origination value.
Applicant Income
Fidelity Savings And Loan Association Of Bucks County lent most frequently to those with incomes in the $100k-150k range, with 2 originations. The second most popular income band? $50k-75k, with 2 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 5 | $605,000 | $121,000 | $3,143 | 3.75% |
| 30-36% | 1 | $175,000 | $175,000 | $3,230 | 3.75% |
| 37% | 1 | $35,000 | $35,000 | $0 | 3.99% |
Fidelity Savings And Loan Association Of Bucks County lent most frequently to those with DTI ratios of 20-30%, with 5 originations. The next most common DTI ratio? 30-36%, with 1 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 7 | $815,000 | $116,429 | $3,187 | 3.78% |
| Not applicable | 2 | $210,000 | $105,000 | $0 | 5.50% |
Approval Rates
Total approvals of all applications83.33%
Fidelity Savings And Loan Association Of Bucks County has a below average approval rate.
Pick Rate
Approvals leading to origination88.89%
Fidelity Savings And Loan Association Of Bucks County has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9 | $1,025,000 | $113,889 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Site-Built | 9 | $1,025,000 | $113,889 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Fidelity National Financial, Inc | Conventional home mortgage | Closing on a mortgage | 8 | 53.3% |
| Fidelity National Financial, Inc | Conventional home mortgage | Incorrect information on your report | 1 | 6.7% |
| Fidelity National Financial, Inc | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 6.7% |
| Fidelity National Financial, Inc | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
| Fidelity National Financial, Inc | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 13.3% |
| Fidelity National Financial, Inc | Other type of mortgage | Closing on a mortgage | 1 | 6.7% |
| Fidelity National Financial, Inc | VA mortgage | Closing on a mortgage | 1 | 6.7% |