Philadelphia - Camden - Wilmington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Philadelphia - Camden - Wilmington averaged 6.51% for the week of 2024-12-05, compared to the national average of 6.69% for the same period.

    The average rate for the prior week (2024-11-27) was 6.73% and one month ago for the week of 2024-10-31, the average rate was 6.74%.

    Philadelphia - Camden - Wilmington's average rate one year ago was 6.94%.

    For refis of the same type during the week of 2024-12-05, the average rate was 7.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-05 6.69%
    Philadelphia - Camden - Wilmington 30 Year Fixed Rate 2024-12-05 6.51%
    Philadelphia - Camden - Wilmington 30 Year Fixed Rate Refi 2024-12-05 7.12%
    Philadelphia - Camden - Wilmington 15 Year Fixed Rate 2024-12-05 5.94%
    Philadelphia - Camden - Wilmington 15 Year Fixed Rate Refi 2024-12-05 6.55%
    Philadelphia - Camden - Wilmington 30 Year FHA 2024-12-05 6.02%
    Philadelphia - Camden - Wilmington 30 Year FHA Refi 2024-12-05 5.83%
    Philadelphia - Camden - Wilmington 30 Year USDA 2024-12-05 6.04%
    Philadelphia - Camden - Wilmington 30 Year USDA Refi 2024-12-05 6.53%
    Philadelphia - Camden - Wilmington 30 Year VA 2024-12-05 6.29%
    Philadelphia - Camden - Wilmington 30 Year VA Refi 2024-12-05 5.48%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

    Philadelphia - Camden - Wilmington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CROSSCOUNTRY MORTGAGE, LLC 2,551 6.82% $8,492
    QUICKEN LOANS, LLC 2,503 6.78% $7,803
    UNITED WHOLESALE MORTGAGE, LLC 2,031 6.71% $8,531
    GUARANTEED RATE, INC. 1,683 6.55% $7,623
    Prosperity Home Mortgage, LLC 1,657 6.85% $7,359
    Citizens Bank 1,114 6.52% $7,580
    MOVEMENT MORTGAGE, LLC 1,110 6.77% $7,640
    Wells Fargo Bank 852 6.31% $5,430
    NVR Mortgage Finance, Inc. 777 6.23% $8,834
    GREENTREE MORTGAGE COMPANY, L.P. 757 6.77% $6,024
    NFM, INC. 706 6.85% $7,477
    Wilmington Savings Fund Society, FSB 674 6.37% $6,311
    JPMorgan Chase Bank 660 6.55% $6,078
    TD Bank 658 6.23% $5,014
    Bank of America 658 6.17% $5,669
    PROVIDENT FUNDING ASSOCIATES, L.P. 628 6.48% $6,698
    CMG MORTGAGE, INC. 532 6.81% $8,077
    PIKE CREEK MORTGAGE SERVICES, INC. 503 6.83% $8,000
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 495 7.03% $8,755
    Meridian Bank Corporation 467 6.76% $7,212
    PENNYMAC LOAN SERVICES, LLC 463 6.66% $9,955
    Mortgage America, Inc. 459 6.69% $7,036
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 448 6.83% $7,341
    Univest Bank and Trust Co. 430 6.37% $9,327
    LOANDEPOT.COM, LLC 428 6.72% $7,146
    GUILD MORTGAGE COMPANY 420 6.79% $8,094
    Keystone Funding, Inc. 403 6.75% $10,542
    EAGLE HOME MORTGAGE, LLC 402 5.88% $6,423
    PNC Bank 347 6.51% $6,598
    ABSOLUTE HOME MORTGAGE CORPORATION 340 6.98% $7,977
    Philadelphia Mortgage Advisors, Inc. 321 6.55% $7,578
    NEWREZ LLC 320 6.85% $8,606
    GUARANTEED RATE AFFINITY, LLC 308 6.66% $7,112
    Fulton Bank 304 6.59% $6,674
    ALLIED MORTGAGE GROUP, INC. 267 6.79% $7,309
    NATION ONE MORTGAGE CORPORATION 265 6.93% $9,089
    EMM LOANS LLC 261 6.81% $9,858
    POLICE & FIRE 255 6.41% $3,060
    NAVY FEDERAL CREDIT UNION 249 6.62% $4,655
    LENDING CAPITAL GROUP Inc 245 6.87% $7,812
    Firstrust Savings Bank 236 6.61% $8,206
    BROKER SOLUTIONS, INC. 219 7.04% $7,441
    DHI MORTGAGE COMPANY, LTD. 212 6.37% $6,457
    U.S. Bank 207 6.41% $6,913
    Huntingdon Valley Bank 206 6.51% $6,591
    TRUMARK FINANCIAL CREDIT UNION 204 6.53% $6,404
    Truist 189 6.48% $6,619
    TBI MORTGAGE COMPANY 187 6.35% $11,878
    DRAPER AND KRAMER MORTGAGE CORP. 186 6.92% $6,544
    Mr. Cooper ( Nationstar Mortgage ) 183 6.74% $9,943
    Advisors Mortgage Group, L.L.C. 181 6.87% $7,113
    1st Colonial Community Bank 180 6.51% $5,341
    AMERICAN HERITAGE FCU 177 6.48% $4,179
    Parke Bank 173 6.24% $11,867
    Morgan Stanley Private Bank 170 5.89% $5,036
    MORTGAGE ACCESS CORP. 168 6.88% $7,450
    NJ LENDERS CORP. 165 6.70% $7,104
    Mid Penn Bank 156 6.76% $7,778
    CARDINAL FINANCIAL 156 6.85% $8,931
    Princeton Mortgage Corporation 155 6.79% $8,219
    Northpointe Bank 154 6.65% $7,583
    The Huntington National Bank 148 6.33% $8,497
    Gateway First Bank 146 6.89% $6,479
    Acre Mortgage and Financial Inc 144 6.89% $7,463
    Center City Mortgage and Investments LLC 143 6.81% $6,968
    SUCCESS MORTGAGE PARTNERS, INC. 138 6.57% $10,067
    Citibank 132 5.56% $8,663
    M&T Bank 129 6.47% $6,377
    UNION HOME MORTGAGE CORP. 127 6.77% $7,756
    PRIMARY RESIDENTIAL MORTGAGE, INC. 124 6.77% $8,153
    First National Bank of Pennsylvania 123 5.97% $7,544
    AMERISAVE MORTGAGE CORPORATION 120 6.31% $9,479
    AMERICAN FINANCIAL NETWORK, INC. 120 6.75% $8,295
    First Citizens Community Bank 118 7.16% $6,781
    AmRes Corporation 114 7.20% $9,408
    PLAZA HOME MORTGAGE, INC. 110 6.82% $10,846
    Penn Community Bank 104 6.71% $3,819
    GSF Mortgage Corporation 103 6.76% $9,086
    Quaint Oak Mortgage, LLC 103 6.49% $8,607
    State Financial Network, LLC 102 6.32% $3,834
    OceanFirst Bank 101 6.48% $5,069
    Plains Commerce Bank 98 6.89% $9,031
    First National Bank of America 98 10.08% $11,412
    Flagstar Bank, FSB 97 7.00% $7,641
    Republic Bank 95 4.74% $3,183
    Northeast Equitable Mortgage, LLC 93 6.79% $7,263
    PENNSYLVANIA STATE EMPLOYEES Credit Union 92 6.10% $3,908
    FREEDOM MORTGAGE CORPORATION 91 7.00% $9,329
    ENVOY MORTGAGE, LTD 88 6.56% $8,080
    Nations Lending Corporation 85 6.58% $8,694
    BETTER MORTGAGE CORPORATION 84 6.13% $7,719
    EMBRACE HOME LOANS, INC. 81 6.82% $7,453
    PRIMELENDING, A PLAINSCAPITAL COMPANY 77 6.83% $7,868
    AmeriHome Mortgage Company, LLC 75 6.69% $8,263
    CITADEL FEDERAL CREDIT UNION 72 6.51% $4,374
    BAY EQUITY LLC 68 6.73% $6,501
    HOMEBRIDGE FINANCIAL SERVICES, INC. 67 6.61% $8,517
    FIRST HERITAGE FINANCIAL, LLC 66 6.72% $6,137
    MLD MORTGAGE INC. 66 6.55% $6,947
    Ally Bank 65 6.50% $7,547
    PENTAGON FEDERAL CREDIT UNION 64 6.31% $6,044
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 64 6.95% $9,589
    MUTUAL OF OMAHA MORTGAGE, INC. 64 6.72% $8,546
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 64 7.03% $8,583
    ESSA Bank & Trust 64 6.59% $7,419
    NBKC BANK 61 6.36% $5,926
    AMERICAN FEDERAL MORTGAGE CORPORATION 61 6.52% $5,239
    The Loan Store, Inc. 60 7.11% $8,254
    T2 FINANCIAL LLC 59 6.78% $8,260
    PULTE MORTGAGE LLC 59 6.84% $1,888
    CONTOUR MORTGAGE CORPORATION 57 6.92% $9,434
    DIGITAL Federal Credit Union 57 5.51% $5,579
    Ixonia Bank 56 7.09% $8,693
    KeyBank 55 6.52% $6,765
    PINNACLE MORTGAGE, INC. 54 6.51% $5,136
    US MORTGAGE CORPORATION 54 6.49% $10,401
    ZILLOW HOME LOANS, LLC 54 6.90% $6,110
    Summit Mortgage Corporation 54 6.90% $6,795
    A&D Mortgage LLC 53 8.57% $10,491
    Customers Bank 53 6.35% $3,957
    Metro City Bank 52 7.28% $7,497
    DEVELOPER'S MORTGAGE COMPANY 51 7.83% $7,450
    Columbia Bank 51 5.41% $3,713
    Paramount Residential Mortgage Group, Inc. 50 7.20% $9,574
    GUIDANCE RESIDENTIAL, LLC 50 6.99% $7,674
    Evolve Bank & Trust 49 6.70% $9,042
    CALIBER HOME LOANS, INC. 46 6.39% $7,140
    MDE Home Loans, LLC 45 6.49% $12,068
    MCLEAN MORTGAGE CORPORATION 45 6.33% $6,162
    NATIONS DIRECT MORTGAGE, LLC 44 6.85% $11,166
    FRANKLIN MINT 44 5.58% $3,911
    Mortgage Research Center, LLC 42 6.66% $5,673
    Sun East Federal Credit Union 42 6.06% $5,668
    UIF CORPORATION 42 6.94% $6,093
    USAA Federal Savings Bank 41 6.63% $7,441
    NP, Inc. 41 8.90% $10,796
    UBS Bank USA 40 6.29% $7,385
    HOMESIDE FINANCIAL, LLC 39 7.04% $8,382
    Charles Schwab Bank, SSB 38 5.82% $6,581
    Third Federal Savings and Loan Association of Cleveland 38 5.94% $2,010
    Equity Prime Mortgage LLC 37 7.08% $9,738
    DEL-ONE FEDERAL CREDIT UNION 36 6.48% $4,116
    ARC HOME LLC 36 7.34% $9,053
    MICHIGAN MUTUAL, INC. 36 6.65% $7,696
    First Savings Bank 35 6.69% $7,852
    FREEDOM CREDIT UNION 35 6.24% $4,226
    S&T Bank 33 6.18% $5,894
    Webster Bank 32 6.07% $13,298
    AMERICAN PACIFIC MORTGAGE CORPORATION 32 7.22% $9,531
    Discover Bank 32 6.94% $0
    TIDEWATER MORTGAGE SERVICES, INC. 31 6.82% $6,601
    PHILADELPHIA 30 6.72% $3,920
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 30 5.66% $3,460
    FIRST COMMUNITY MORTGAGE, INC. 29 7.30% $8,207
    ROYAL UNITED MORTGAGE LLC 29 6.86% $7,910
    Stifel Bank and Trust 28 6.09% $4,644
    Quontic Bank 28 9.07% $14,294
    FEDERATED LENDING CORPORATION 28 6.50% $6,478
    HOMEXPRESS MORTGAGE CORP. 28 8.67% $11,587
    EVERETT FINANCIAL, INC. 26 6.85% $8,437
    TOWNE MORTGAGE COMPANY 25 6.97% $9,298
    PHH Mortgage Corporation 25 6.95% $8,225
    NATIONWIDE MORTGAGE BANKERS, INC. 24 6.91% $10,715
    NEXERA HOLDING LLC 23 8.95% $13,666
    Presidential Bank, FSB 23 6.47% $8,689
    Carrington Mortgage Services, LLC 23 6.50% $8,786
    BOND STREET MORTGAGE, LLC 22 7.06% $7,141
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 21 7.08% $7,334
    RELIANCE FIRST CAPITAL, LLC 21 6.87% $9,255
    MERCK SHARP & DOHME FEDERAL CREDIT UNION 21 6.37% $6,297
    PREMIA MORTGAGE, LLC 20 6.30% $3,035
    LENDSURE MORTGAGE CORP. 20 8.96% $15,307
    Raymond James Bank 20 5.32% $6,116
    Bank of England 19 7.09% $7,386
    HSBC BANK USA, NATIONAL ASSOCIATION 19 6.18% $7,817
    Century Mortgage Company DBA Century Lending Company 19 6.95% $10,855
    Tompkins Trust Company 19 6.41% $4,736
    DIRECT MORTGAGE LOANS, LLC 18 6.72% $7,874
    LEADERONE FINANCIAL CORPORATION 18 7.03% $9,548
    Magnolia Bank 17 6.92% $9,694
    DEEPHAVEN MORTGAGE LLC 17 9.23% $11,763
    Florida Capital Bank 17 7.21% $12,043
    The Federal Savings Bank 16 7.01% $11,449
    Farm Credit East, ACA 16 7.42% $8,811
    Farmers Bank & Trust 16 6.25% $5,815
    The Ephrata National Bank 16 6.36% $7,975
    BMO Harris Bank 15 6.34% $6,756
    Atlantic Coast Mortgage, LLC 15 6.68% $9,284
    Capitol Federal Savings Bank 15 5.07% $15,797
    SWBC MORTGAGE CORPORATION 15 7.03% $6,777
    ANGEL OAK MORTGAGE SOLUTIONS LLC 14 8.20% $18,848
    OAKTREE FUNDING CORP. 14 7.98% $15,441
    CHURCHILL MORTGAGE CORPORATION 14 6.79% $7,881
    First Federal Bank 14 6.58% $8,155
    MEMBER FIRST MORTGAGE, LLC 14 6.38% $4,330
    BENCHMARK Federal Credit Union 14 5.93% $7,539
    SUN Federal Credit Union 13 6.13% $3,785
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 13 7.30% $8,436
    FIRST HOME MORTGAGE CORPORATION 13 6.80% $9,506
    Dover Federal Credit Union 13 5.34% $5,972
    SIRVA MORTGAGE, INC. 13 6.47% $3,512
    NEW FED MORTGAGE, CORP. 13 7.15% $6,041
    American Mortgage & Equity Consultants, Inc. 12 7.08% $7,861
    Northwest Bank 12 6.06% $9,300
    OCMBC, INC. 12 8.89% $18,897
    Orrstown Bank 12 6.50% $6,443
    County Savings Bank 12 6.06% $5,062
    RAPID MORTGAGE COMPANY 12 7.15% $10,541
    BAYSHORE MORTGAGE FUNDING, LLC 12 7.19% $8,121
    AMERICAN FINANCING CORPORATION 12 6.39% $8,295
    AFFINITY 12 6.18% $4,932
    NexBank 12 7.36% $9,089
    Citizens & Northern Bank 12 6.90% $7,840
    NETWORK CAPITAL FUNDING CORPORATION 12 7.43% $6,607
    MLB RESIDENTIAL LENDING, LLC 12 7.36% $9,978
    LAKEVIEW LOAN SERVICING, LLC 12 6.71% $9,698
    MEMBERS 1ST FEDERAL CREDIT UNION 11 6.18% $5,696
    Cornerstone First Mortgage, Inc 11 7.09% $11,014
    Towne Bank 11 6.97% $7,007
    ACADEMY MORTGAGE CORPORATION 11 6.95% $4,724
    Bethpage Federal Credit Union 11 6.55% $6,040
    FM Home Loans, LLC 10 6.87% $5,238
    General Mortgage Capital Corporation 10 6.66% $5,119
    BNC National Bank 10 6.09% $6,212
    GREENWAY MORTGAGE FUNDING CORP. 10 7.10% $6,792
    PLANET HOME LENDING, LLC 10 6.88% $7,734
    Citadel Servicing Corporation 10 9.11% $13,073
    AMERICAN HERITAGE LENDING, INC. 9 9.38% $14,985
    PARAGON HOME LOANS INC. 9 7.06% $6,329
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 9 5.81% $9,481
    City National Bank 9 5.98% $10,203
    HOMESTEAD FUNDING CORP. 9 6.35% $6,581
    BNY Mellon 9 6.24% $8,075
    IVY MORTGAGE, INC. 9 6.94% $4,039
    Kearny Bank 9 6.32% $5,847
    Waterstone Mortgage Corporation 9 6.86% $9,825
    ALLIANT CREDIT UNION 9 6.29% $6,787
    Blue Ridge Bank 8 7.11% $7,071
    RESIDENTIAL HOME FUNDING CORP. 8 7.50% $9,481
    North American Savings Bank, F.S.B. 8 6.77% $7,950
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 5.73% $5,153
    Dollar Bank, Federal Savings Bank 8 6.47% $8,650
    Valley National Bank 8 6.55% $5,586
    Fifth Third Bank 8 6.42% $6,706
    VANDERBILT MORTGAGE AND FINANCE, INC. 8 6.09% $4,678
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 8 6.20% $5,336
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 8 7.33% $11,098
    Capital Bank 8 6.87% $11,546
    The Central Trust Bank 8 6.23% $6,098
    Sierra Pacific Mortgage Company, Inc. 8 6.75% $6,905
    MILLENIUM HOME MORTGAGE, LLC 8 6.91% $6,652
    The Fidelity Deposit and Discount Bank 8 5.92% $7,193
    CHERRY CREEK MORTGAGE, LLC 7 6.30% $866
    Goldman Sachs Bank USA 7 5.80% $7,988
    First Horizon Bank 7 6.55% $7,372
    Commerce Home Mortgage, Inc. 7 8.41% $11,872
    GUARANTY HOME MORTGAGE CORPORATION 7 6.80% $8,393
    NORWICH COMMERCIAL GROUP, INC. 7 7.13% $6,473
    FIDELITY DIRECT MORTGAGE, LLC 7 6.50% $8,615
    SUN WEST MORTGAGE COMPANY, INC. 7 6.84% $10,774
    Kwik Mortgage Corporation 7 6.86% $4,934
    PANORAMA MORTGAGE GROUP, LLC 7 7.13% $10,086
    First Commonwealth Federal Credit Union 7 5.39% $5,697
    POLISH & SLAVIC FEDERAL CREDIT UNION 6 5.75% $5,007
    Barrington Bank & Trust Company, N.A. 6 6.73% $8,734
    Baxter Credit Union 6 6.69% $6,912
    BHCU 6 6.67% $5,051
    Diamond Credit Union 6 6.44% $5,727
    FIRST ALLIANCE HOME MORTGAGE, LLC 6 6.88% $7,002
    First-Citizens Bank & Trust Company 6 5.33% $5,871
    JMAC LENDING, INC. 6 8.08% $9,306
    Lakeland Bank 6 6.33% $4,966
    Manasquan Bank 6 5.85% $6,901
    MidAtlantic Farm Credit, ACA 6 7.30% $6,012
    MORTGAGE CAPITAL PARTNERS, INC. 6 6.67% $9,318
    Municipal Credit Union 6 6.60% $5,027
    RBC Bank, (Georgia) 6 6.13% $3,909
    TJC Mortgage, Inc. 6 6.38% $10,721
    UTILITIES EMPLOYEES CREDIT UNION 6 6.10% $4,348
    VAN DYK MORTGAGE CORPORATION 6 6.85% $6,268
    Wyndham Capital Mortgage, Inc. 6 6.48% $5,513
    Aurora Financial, LLC 5 6.75% $3,942
    FOUNDATION MORTGAGE CORPORATION 5 8.65% $9,474
    East Coast Capital Corp. 5 6.93% $10,594
    Alcova Mortgage LLC 5 6.50% $8,569
    LOANPAL, LLC 5 6.37% $9,414
    NMSI, INC. 5 6.58% $10,410
    First Republic Bank 5 4.66% $3,614
    Watermark Capital, Inc. 4 7.46% $7,840
    Peoples Security Bank and Trust Company 4 5.26% $5,481
    LADERA LENDING, INC. 4 7.40% $9,270
    FIRST COLONY MORTGAGE CORPORATION 4 7.63% $7,686
    Princeton Federal Credit Union 4 6.27% $7,997
    York Traditions Bank 4 6.97% $5,035
    Ameris Bank 4 6.69% $10,563
    MID-ISLAND MORTGAGE CORP. 4 7.41% $9,019
    INTERSTATE HOME LOAN CENTER, INC. 4 7.19% $7,775
    United Nations Federal Credit Union 4 5.81% $4,520
    Leader Bank 4 6.72% $4,769
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 7.12% $7,966
    Axos Bank 4 6.63% $3,435
    MORIA DEVELOPMENT, INC. 4 6.44% $6,227
    Bank-Fund Staff Federal Credit Union 4 6.13% $4,062
    THRIVE MORTGAGE, LLC 4 7.03% $8,696
    BAY CAPITAL MORTGAGE CORPORATION 4 7.19% $7,050
    BM Real Estate Services, Inc. 4 7.56% $14,891
    ADVANCIAL 4 8.19% $10,624
    GLENDENNING MORTGAGE CORPORATION 4 7.13% $8,380
    Strong Home Mortgage, LLC 4 6.69% $4,179
    CLIFFCO, INC. 4 7.38% $15,504
    MID AMERICA MORTGAGE, INC. 4 6.72% $15,029
    Colonial Savings, F.A. 4 6.44% $8,327
    Shore United Bank 4 6.50% $4,525
    Sail Mortgage Corp. 4 7.44% $6,658
    CONSUMERS COOPERATIVE CREDIT UNION 3 6.38% $7,897
    Sandy Spring Bank 3 6.32% $11,103
    The Northern Trust Company 3 5.92% $19,743
    RESIDENTIAL HOME MORTGAGE CORPORATION 3 6.21% $8,015
    MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 3 6.13% $6,406
    MILEND, INC. 3 6.99% $17,418
    PREMIER MORTGAGE RESOURCES, L.L.C. 3 6.79% $10,970
    EQUITY NOW INC. 3 6.96% $10,631
    RUOFF MORTGAGE COMPANY, INC. 3 6.75% $4,138
    JUSTICE Federal Credit Union 3 6.42% $7,423
    FIRST TECHNOLOGY 3 6.92% $4,116
    JET DIRECT FUNDING CORP 3 7.17% $9,836
    Chicago Mortgage Solutions LLC 3 6.49% $5,004
    CIBM Bank 3 7.13% $9,072
    ANGEL OAK HOME LOANS LLC 3 8.33% $11,217
    INTERCOASTAL MORTGAGE COMPANY 3 6.62% $9,780
    First Federal Savings and Loan Association of Lakewood 3 5.27% $15,913
    GENISYS 3 6.25% $4,144
    Union Savings Bank 3 6.54% $6,289
    GENEVA FINANCIAL, LLC 3 7.21% $12,482
    PROPONENT Federal Credit Union 3 5.75% $5,972
    SOUTH JERSEY 3 6.04% $3,085
    Peapack-Gladstone Bank 3 6.63% $5,034
    LAND HOME FINANCIAL SERVICES, INC. 3 7.21% $8,266
    Lakeview Community Capital, LLC 3 7.04% $8,251
    SELF RELIANCE NY Federal Credit Union 3 5.95% $5,557
    FBC MORTGAGE, LLC 2 6.56% $7,216
    LOANLEADERS OF AMERICA, INC. 2 8.00% $15,067
    MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.00% $15,873
    JERSEY SHORE FEDERAL CREDIT UNION 2 5.19% $5,234
    Neighborhood Loans, Inc. 2 7.06% $9,650
    Heritage Bank 2 6.31% $12,900
    HARTFORD FUNDING, LTD. 2 6.63% $7,032
    HANSCOM 2 6.69% $6,377
    Northwest Federal Credit Union 2 6.25% $5,521
    Old National Bank 2 7.25% $3,592
    FLAT BRANCH MORTGAGE, INC. 2 6.81% $6,102
    PEOPLESBANK, A CODORUS VALLEY COMPANY 2 5.75% $6,118
    First Federal Bank of the Midwest 2 5.81% $16,673
    Financial Freedom Mortgage, LLC 2 8.00% $7,862
    EVERENCE FEDERAL CREDIT UNION 2 7.31% $3,852
    Encompass Lending Group, LP 2 6.06% $6,147
    DELMAR FINANCIAL COMPANY 2 6.31% $6,753
    Provident Bank 2 6.00% $6,496
    DAS Acquisition Company, LLC 2 7.75% $8,099
    RESIDENTIAL BANCORP 2 7.13% $6,578
    Shamrock Home Loans, Inc. 2 7.13% $5,554
    SOUTHERN TRUST MORTGAGE, LLC 2 6.88% $5,702
    STANFORD Federal Credit Union 2 6.25% $5,694
    State Department Federal Credit Union 2 6.75% $7,256
    Clearview Federal Credit Union 2 5.97% $4,822
    CHEVRON 2 6.63% $8,033
    CBM Mortgage, Inc. 2 6.50% $6,004
    Cathay Bank 2 6.94% $4,252
    Superior Credit Union 2 6.25% $528
    TEACHERS 2 5.88% $6,351
    Berkshire Bank 2 6.50% $6,807
    TOP FLITE FINANCIAL, INC. 2 7.56% $6,727
    TOTAL MORTGAGE SERVICES, LLC 2 7.06% $6,469
    TOWER 2 6.94% $6,252
    Atlantic Union Bank 2 6.81% $8,323
    UNIFY FINANCIAL Credit Union 2 6.09% $10,447
    ANDREWS FEDERAL CREDIT UNION 2 6.63% $4,471
    AMERITRUST MORTGAGE CORPORATION 2 7.62% $13,078
    AmeriServ Financial Bank 2 5.75% $5,768
    WesBanco 2 6.56% $8,875
    MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 6.06% $6,829
    Luxury Mortgage Corp. 2 8.50% $10,038
    First Heritage Mortgage, LLC 1 6.00% $4,057
    First Internet Bank of Indiana 1 6.13% $3,033
    First National Bank of Omaha 1 7.50% $3,505
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.49% $10,408
    First Reliance Bank 1 7.00% $6,764
    Service Federal Credit Union 1 6.25% $4,741
    MORTGAGE EQUITY PARTNERS LLC 1 6.88% $9,019
    Paramount Bank 1 7.13% $5,086
    GARDEN SAVINGS FEDERAL CREDIT UNION 1 7.13% $3,219
    Signature Federal Credit Union 1 6.25% $22,299
    GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 4.75% $5,255
    Willamette Valley Bank 1 7.63% $8,161
    OCEANSIDE MORTGAGE COMPANY 1 7.13% $1,988
    MY MORTGAGE, INC. 1 6.63% $7,441
    STAR ONE CREDIT UNION 1 5.88% $3,234
    U S WIDE FINANCIAL LLC 1 7.63% $2,713
    21ST MORTGAGE CORPORATION 1 9.40% $6,919
    City National Bank of Florida 1 5.88% $5,785
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.00% $9,995
    CITIZENS EQUITY FIRST 1 7.38% $0
    Stock Yards Bank & Trust Company 1 6.68% $4,245
    GEO-CORP, INC. 1 7.25% $8,877
    GEORGIA'S OWN 1 7.25% $8,637
    SUMMIT FUNDING, INC. 1 6.50% $19,757
    SUMMIT MORTGAGE BANKERS INC. 1 8.00% $9,345
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.50% $7,955
    AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $5,044
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $9,265
    WINGS FINANCIAL 1 5.88% $4,504
    V.I.P. MORTGAGE, INC. 1 5.88% $12,511
    CANOPY MORTGAGE, LLC 1 5.99% $4,431
    BRIDGEVIEW MORTGAGE CORP. 1 7.13% $7,905
    BNB Bank 1 5.75% $5,087
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.13% $3,940
    KELLER MORTGAGE, LLC 1 6.25% $6,180
    Blue Foundry Bank 1 5.25% $3,992
    American Broadcast Employees Federal Credit Union 1 5.75% $5,845
    BELCO COMMUNITY CREDIT UNION 1 7.13% $5,959
    BECKAM FUNDING CORP. 1 8.75% $9,892
    The Freedom Bank of Virginia 1 6.50% $4,910
    BAYCOAST MORTGAGE COMPANY, LLC 1 8.13% $3,758
    GoPrime Mortgage, Inc. 1 7.38% $3,591
    GREAT LAKES 1 8.00% $4,998
    The Union Bank Company 1 5.50% $4,701
    Bank of Whittier 1 6.13% $4,240
    Great Southern Bank 1 7.25% $3,793
    THRIVENT Federal Credit Union 1 6.75% $5,298
    Bank of Springfield 1 7.13% $7,060
    WRIGHT-PATT CREDIT UNION, INC. 1 7.25% $6,506
    Bank of Hope 1 6.75% $4,383
    Amalgamated Bank 1 6.25% $4,114
    KINECTA 1 6.25% $4,795
    LEGEND LENDING CORPORATION 1 6.75% $18,603
    GuardHill Financial Corp. 1 7.38% $13,857
    NEW WAVE LENDING GROUP INC 1 8.25% $9,504
    Toyota Financial Savings Bank 1 7.88% $5,722
    Home Loan Investment Bank, F.S.B. 1 7.25% $8,036
    ATLANTIS MORTGAGE CO., INC. 1 8.13% $5,582
    LAFAYETTE FEDERAL CREDIT UNION 1 6.25% $3,636
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $11,633
    MASON MCDUFFIE MORTGAGE CORPORATION 1 7.50% $4,771
    Farmers and Merchants Trust Company of Chambersburg 1 7.00% $5,390
    FEDERATED MORTGAGE CORP. 1 7.00% $5,549
    Armed Forces Bank 1 6.13% $5,414
    First Bank 1 6.50% $13,909
    FirstBank 1 6.38% $17,086
    EAGLE ONE 1 8.13% $3,246
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.13% $12,509
    Homesale Mortgage, LLC 1 7.00% $8,232
    IMPAC MORTGAGE CORP. 1 8.50% $4,401
    INTERNATIONAL CITY MORTGAGE, INC. 1 6.50% $7,063
    CREDIT UNION OF NEW JERSEY 1 6.00% $3,441
    County National Bank 1 6.63% $5,848
    CORNING 1 7.25% $5,870
    PICATINNY FEDERAL CREDIT UNION 1 6.00% $15,554
    RADIUS FINANCIAL GROUP INC. 1 6.99% $10,107
    Connexus Credit Union 1 6.24% $5,548
    COMMUNITY POWERED 1 6.50% $3,411
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.25% $3,494
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.13% $37,601
    COMMUNITY MORTGAGE FUNDING, LLC 1 7.50% $9,286
    Community Bank 1 6.13% $5,248
    Midland States Bank 1 7.75% $3,315
    COMMUNITYAMERICA 1 6.50% $5,037
    First Commonwealth Bank 1 6.25% $10,792
    Residential Mortgage Solutions, Inc. 1 6.25% $7,260
    ROSS MORTGAGE CORPORATION 1 6.13% $10,374
    Commerce Bank 1 7.25% $4,283

    Philadelphia - Camden - Wilmington Average Closing Costs & Other Stats

    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD's 470 lenders originated 110,903 loans during 2023. The total origination value was $29,429,915,000, with an average loan value of $265,366.

    Philadelphia - Camden - Wilmington's average closing costs are $6,276.

    The top Philadelphia - Camden - Wilmington lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 2,551 loans originated. Their average total fees are $8,492, which is $689 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Discover Bank ($0), PULTE MORTGAGE LLC ($1,888), Third Federal Savings and Loan Association of Cleveland ($2,010), PREMIA MORTGAGE, LLC ($3,035) and POLICE & FIRE ($3,060).

    The lowest rate Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Republic Bank (4.74%), Capitol Federal Savings Bank (5.07%), Raymond James Bank (5.32%), Dover Federal Credit Union (5.34%) and Columbia Bank (5.41%).

    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Citizens Bank $2,199,535,000 $1,377,815,000 -37.4% 4.7%
    QUICKEN LOANS, LLC $2,019,445,000 $1,232,970,000 -38.9% 4.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,453,460,000 $1,220,780,000 -16.0% 4.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,269,945,000 $1,044,440,000 -17.8% 3.5%
    GUARANTEED RATE, INC. $1,098,245,000 $899,160,000 -18.1% 3.1%
    TD Bank $907,620,000 $779,635,000 -14.1% 2.6%
    Prosperity Home Mortgage, LLC $1,054,990,000 $739,465,000 -29.9% 2.5%
    PNC Bank $1,125,340,000 $618,690,000 -45.0% 2.1%
    MOVEMENT MORTGAGE, LLC $678,560,000 $547,070,000 -19.4% 1.9%
    Wilmington Savings Fund Society, FSB $631,305,000 $532,470,000 -15.7% 1.8%
    POLICE & FIRE $723,850,000 $498,935,000 -31.1% 1.7%
    Wells Fargo Bank $1,012,905,000 $497,525,000 -50.9% 1.7%
    Bank of America $706,440,000 $470,580,000 -33.4% 1.6%
    NVR Mortgage Finance, Inc. $502,585,000 $455,260,000 -9.4% 1.5%
    Valley National Bank $298,185,000 $348,205,000 16.8% 1.2%
    NFM, INC. $376,635,000 $341,125,000 -9.4% 1.2%
    Univest Bank and Trust Co. $546,545,000 $338,465,000 -38.1% 1.2%
    GREENTREE MORTGAGE COMPANY, L.P. $438,135,000 $334,335,000 -23.7% 1.1%
    JPMorgan Chase Bank $524,420,000 $332,340,000 -36.6% 1.1%
    TRUMARK FINANCIAL CREDIT UNION $468,915,000 $332,180,000 -29.2% 1.1%
    GREYSTONE SERVICING COMPANY LLC $137,035,000 $326,940,000 138.6% 1.1%
    PENNYMAC LOAN SERVICES, LLC $402,295,000 $300,955,000 -25.2% 1.0%
    CMG MORTGAGE, INC. $122,100,000 $294,370,000 141.1% 1.0%
    Meridian Bank Corporation $425,060,000 $289,360,000 -31.9% 1.0%
    CITADEL FEDERAL CREDIT UNION $338,940,000 $270,510,000 -20.2% 0.9%
    PROVIDENT FUNDING ASSOCIATES, L.P. $191,785,000 $268,135,000 39.8% 0.9%
    LOANDEPOT.COM, LLC $739,545,000 $254,060,000 -65.6% 0.9%
    Fulton Bank $362,555,000 $238,525,000 -34.2% 0.8%
    PIKE CREEK MORTGAGE SERVICES, INC. $298,255,000 $222,975,000 -25.2% 0.8%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $360,350,000 $217,160,000 -39.7% 0.7%
    NAVY FEDERAL CREDIT UNION $292,445,000 $216,655,000 -25.9% 0.7%
    Keystone Funding, Inc. $211,315,000 n/a 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $284,240,000 $210,835,000 -25.8% 0.7%
    GUILD MORTGAGE COMPANY $226,115,000 $208,790,000 -7.7% 0.7%
    Mortgage Research Center, LLC $266,755,000 $201,695,000 -24.4% 0.7%
    ALLIED MORTGAGE GROUP, INC. $302,305,000 $194,385,000 -35.7% 0.7%
    EAGLE HOME MORTGAGE, LLC $152,770,000 $185,505,000 21.4% 0.6%
    Truist $278,410,000 $182,395,000 -34.5% 0.6%
    Mortgage America, Inc. $294,015,000 $178,360,000 -39.3% 0.6%
    NEWREZ LLC $233,855,000 $173,430,000 -25.8% 0.6%
    AMERICAN HERITAGE FCU $291,755,000 $171,165,000 -41.3% 0.6%
    ABSOLUTE HOME MORTGAGE CORPORATION $215,950,000 $169,155,000 -21.7% 0.6%
    NATION ONE MORTGAGE CORPORATION $176,265,000 $156,370,000 -11.3% 0.5%
    EMM LOANS LLC $217,800,000 $149,030,000 -31.6% 0.5%
    Parke Bank $301,075,000 $148,820,000 -50.6% 0.5%
    Columbia Bank $242,170,000 $144,950,000 -40.1% 0.5%
    U.S. Bank $193,755,000 $144,645,000 -25.3% 0.5%
    GUARANTEED RATE AFFINITY, LLC $176,410,000 $139,485,000 -20.9% 0.5%
    M&T Bank $194,580,000 $137,735,000 -29.2% 0.5%
    Santander Bank, N.A. $399,790,000 $137,430,000 -65.6% 0.5%
    FRANKLIN MINT $159,705,000 $136,335,000 -14.6% 0.5%
    Penn Community Bank $210,160,000 $134,835,000 -35.8% 0.5%
    Firstrust Savings Bank $254,705,000 $131,420,000 -48.4% 0.4%
    DHI MORTGAGE COMPANY, LTD. $193,465,000 $128,060,000 -33.8% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $363,740,000 $125,105,000 -65.6% 0.4%
    BROKER SOLUTIONS, INC. $161,605,000 $125,045,000 -22.6% 0.4%
    PHILADELPHIA $127,050,000 $121,495,000 -4.4% 0.4%
    Flagstar Bank, FSB $999,250,000 $121,090,000 -87.9% 0.4%
    1st Colonial Community Bank $160,315,000 $120,400,000 -24.9% 0.4%
    Philadelphia Mortgage Advisors, Inc. $209,785,000 $119,650,000 -43.0% 0.4%
    Morgan Stanley Private Bank $174,840,000 $117,395,000 -32.9% 0.4%
    WALKER & DUNLOP, LLC $123,460,000 $111,590,000 -9.6% 0.4%
    JONES LANG LASALLE MULTIFAMILY, LLC $13,770,000 $110,885,000 705.3% 0.4%
    Citibank $135,665,000 $110,295,000 -18.7% 0.4%
    FREEDOM MORTGAGE CORPORATION $296,455,000 $110,000,000 -62.9% 0.4%
    TBI MORTGAGE COMPANY $168,805,000 $109,360,000 -35.2% 0.4%
    LENDINGHOME FUNDING CORPORATION $98,495,000 $105,925,000 7.5% 0.4%
    S&T Bank $161,850,000 $103,520,000 -36.0% 0.4%
    Mid Penn Bank