Philadelphia - Camden - Wilmington Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Philadelphia - Camden - Wilmington averaged 7.14% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 7.11% and one month ago for the week of 2024-04-11, the average rate was 6.7%.

Philadelphia - Camden - Wilmington's average rate one year ago was 6.27%.

For refis of the same type during the week of 2024-05-16, the average rate was 7.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Philadelphia - Camden - Wilmington 30 Year Fixed Rate 2024-05-16 7.14%
Philadelphia - Camden - Wilmington 30 Year Fixed Rate Refi 2024-05-16 7.25%
Philadelphia - Camden - Wilmington 15 Year Fixed Rate 2024-05-16 6.16%
Philadelphia - Camden - Wilmington 15 Year Fixed Rate Refi 2024-05-16 6.67%
Philadelphia - Camden - Wilmington 30 Year FHA 2024-05-16 6.7%
Philadelphia - Camden - Wilmington 30 Year FHA Refi 2024-05-16 6.31%
Philadelphia - Camden - Wilmington 30 Year USDA 2024-05-16 6.46%
Philadelphia - Camden - Wilmington 30 Year USDA Refi 2024-05-16 6.65%
Philadelphia - Camden - Wilmington 30 Year VA 2024-05-16 6.45%
Philadelphia - Camden - Wilmington 30 Year VA Refi 2024-05-16 6.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

Philadelphia - Camden - Wilmington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
CROSSCOUNTRY MORTGAGE, LLC 2,551 6.82% $8,492
QUICKEN LOANS, LLC 2,503 6.78% $7,803
UNITED WHOLESALE MORTGAGE, LLC 2,031 6.71% $8,531
GUARANTEED RATE, INC. 1,683 6.55% $7,623
Prosperity Home Mortgage, LLC 1,657 6.85% $7,359
Citizens Bank 1,114 6.52% $7,580
MOVEMENT MORTGAGE, LLC 1,110 6.77% $7,640
Wells Fargo Bank 852 6.31% $5,430
NVR Mortgage Finance, Inc. 777 6.23% $8,834
GREENTREE MORTGAGE COMPANY, L.P. 757 6.77% $6,024
NFM, INC. 706 6.85% $7,477
Wilmington Savings Fund Society, FSB 674 6.37% $6,311
JPMorgan Chase Bank 660 6.55% $6,078
TD Bank 658 6.23% $5,014
Bank of America 658 6.17% $5,669
PROVIDENT FUNDING ASSOCIATES, L.P. 628 6.48% $6,698
CMG MORTGAGE, INC. 532 6.81% $8,077
PIKE CREEK MORTGAGE SERVICES, INC. 503 6.83% $8,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 495 7.03% $8,755
Meridian Bank Corporation 467 6.76% $7,212
PENNYMAC LOAN SERVICES, LLC 463 6.66% $9,955
Mortgage America, Inc. 459 6.69% $7,036
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 448 6.83% $7,341
Univest Bank and Trust Co. 430 6.37% $9,327
LOANDEPOT.COM, LLC 428 6.72% $7,146
GUILD MORTGAGE COMPANY 420 6.79% $8,094
Keystone Funding, Inc. 403 6.75% $10,542
EAGLE HOME MORTGAGE, LLC 402 5.88% $6,423
PNC Bank 347 6.51% $6,598
ABSOLUTE HOME MORTGAGE CORPORATION 340 6.98% $7,977
Philadelphia Mortgage Advisors, Inc. 321 6.55% $7,578
NEWREZ LLC 320 6.85% $8,606
GUARANTEED RATE AFFINITY, LLC 308 6.66% $7,112
Fulton Bank 304 6.59% $6,674
ALLIED MORTGAGE GROUP, INC. 267 6.79% $7,309
NATION ONE MORTGAGE CORPORATION 265 6.93% $9,089
EMM LOANS LLC 261 6.81% $9,858
POLICE & FIRE 255 6.41% $3,060
NAVY FEDERAL CREDIT UNION 249 6.62% $4,655
LENDING CAPITAL GROUP Inc 245 6.87% $7,812
Firstrust Savings Bank 236 6.61% $8,206
BROKER SOLUTIONS, INC. 219 7.04% $7,441
DHI MORTGAGE COMPANY, LTD. 212 6.37% $6,457
U.S. Bank 207 6.41% $6,913
Huntingdon Valley Bank 206 6.51% $6,591
TRUMARK FINANCIAL CREDIT UNION 204 6.53% $6,404
Truist 189 6.48% $6,619
TBI MORTGAGE COMPANY 187 6.35% $11,878
DRAPER AND KRAMER MORTGAGE CORP. 186 6.92% $6,544
Mr. Cooper ( Nationstar Mortgage ) 183 6.74% $9,943
Advisors Mortgage Group, L.L.C. 181 6.87% $7,113
1st Colonial Community Bank 180 6.51% $5,341
AMERICAN HERITAGE FCU 177 6.48% $4,179
Parke Bank 173 6.24% $11,867
Morgan Stanley Private Bank 170 5.89% $5,036
MORTGAGE ACCESS CORP. 168 6.88% $7,450
NJ LENDERS CORP. 165 6.70% $7,104
Mid Penn Bank 156 6.76% $7,778
CARDINAL FINANCIAL 156 6.85% $8,931
Princeton Mortgage Corporation 155 6.79% $8,219
Northpointe Bank 154 6.65% $7,583
The Huntington National Bank 148 6.33% $8,497
Gateway First Bank 146 6.89% $6,479
Acre Mortgage and Financial Inc 144 6.89% $7,463
Center City Mortgage and Investments LLC 143 6.81% $6,968
SUCCESS MORTGAGE PARTNERS, INC. 138 6.57% $10,067
Citibank 132 5.56% $8,663
M&T Bank 129 6.47% $6,377
UNION HOME MORTGAGE CORP. 127 6.77% $7,756
PRIMARY RESIDENTIAL MORTGAGE, INC. 124 6.77% $8,153
First National Bank of Pennsylvania 123 5.97% $7,544
AMERISAVE MORTGAGE CORPORATION 120 6.31% $9,479
AMERICAN FINANCIAL NETWORK, INC. 120 6.75% $8,295
First Citizens Community Bank 118 7.16% $6,781
AmRes Corporation 114 7.20% $9,408
PLAZA HOME MORTGAGE, INC. 110 6.82% $10,846
Penn Community Bank 104 6.71% $3,819
GSF Mortgage Corporation 103 6.76% $9,086
Quaint Oak Mortgage, LLC 103 6.49% $8,607
State Financial Network, LLC 102 6.32% $3,834
OceanFirst Bank 101 6.48% $5,069
Plains Commerce Bank 98 6.89% $9,031
First National Bank of America 98 10.08% $11,412
Flagstar Bank, FSB 97 7.00% $7,641
Republic Bank 95 4.74% $3,183
Northeast Equitable Mortgage, LLC 93 6.79% $7,263
PENNSYLVANIA STATE EMPLOYEES Credit Union 92 6.10% $3,908
FREEDOM MORTGAGE CORPORATION 91 7.00% $9,329
ENVOY MORTGAGE, LTD 88 6.56% $8,080
Nations Lending Corporation 85 6.58% $8,694
BETTER MORTGAGE CORPORATION 84 6.13% $7,719
EMBRACE HOME LOANS, INC. 81 6.82% $7,453
PRIMELENDING, A PLAINSCAPITAL COMPANY 77 6.83% $7,868
AmeriHome Mortgage Company, LLC 75 6.69% $8,263
CITADEL FEDERAL CREDIT UNION 72 6.51% $4,374
BAY EQUITY LLC 68 6.73% $6,501
HOMEBRIDGE FINANCIAL SERVICES, INC. 67 6.61% $8,517
FIRST HERITAGE FINANCIAL, LLC 66 6.72% $6,137
MLD MORTGAGE INC. 66 6.55% $6,947
Ally Bank 65 6.50% $7,547
PENTAGON FEDERAL CREDIT UNION 64 6.31% $6,044
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 64 6.95% $9,589
MUTUAL OF OMAHA MORTGAGE, INC. 64 6.72% $8,546
ARK-LA-TEX FINANCIAL SERVICES, LLC. 64 7.03% $8,583
ESSA Bank & Trust 64 6.59% $7,419
NBKC BANK 61 6.36% $5,926
AMERICAN FEDERAL MORTGAGE CORPORATION 61 6.52% $5,239
The Loan Store, Inc. 60 7.11% $8,254
T2 FINANCIAL LLC 59 6.78% $8,260
PULTE MORTGAGE LLC 59 6.84% $1,888
CONTOUR MORTGAGE CORPORATION 57 6.92% $9,434
DIGITAL Federal Credit Union 57 5.51% $5,579
Ixonia Bank 56 7.09% $8,693
KeyBank 55 6.52% $6,765
PINNACLE MORTGAGE, INC. 54 6.51% $5,136
US MORTGAGE CORPORATION 54 6.49% $10,401
ZILLOW HOME LOANS, LLC 54 6.90% $6,110
Summit Mortgage Corporation 54 6.90% $6,795
A&D Mortgage LLC 53 8.57% $10,491
Customers Bank 53 6.35% $3,957
Metro City Bank 52 7.28% $7,497
DEVELOPER'S MORTGAGE COMPANY 51 7.83% $7,450
Columbia Bank 51 5.41% $3,713
Paramount Residential Mortgage Group, Inc. 50 7.20% $9,574
GUIDANCE RESIDENTIAL, LLC 50 6.99% $7,674
Evolve Bank & Trust 49 6.70% $9,042
CALIBER HOME LOANS, INC. 46 6.39% $7,140
MDE Home Loans, LLC 45 6.49% $12,068
MCLEAN MORTGAGE CORPORATION 45 6.33% $6,162
NATIONS DIRECT MORTGAGE, LLC 44 6.85% $11,166
FRANKLIN MINT 44 5.58% $3,911
Mortgage Research Center, LLC 42 6.66% $5,673
Sun East Federal Credit Union 42 6.06% $5,668
UIF CORPORATION 42 6.94% $6,093
USAA Federal Savings Bank 41 6.63% $7,441
NP, Inc. 41 8.90% $10,796
UBS Bank USA 40 6.29% $7,385
HOMESIDE FINANCIAL, LLC 39 7.04% $8,382
Charles Schwab Bank, SSB 38 5.82% $6,581
Third Federal Savings and Loan Association of Cleveland 38 5.94% $2,010
Equity Prime Mortgage LLC 37 7.08% $9,738
DEL-ONE FEDERAL CREDIT UNION 36 6.48% $4,116
ARC HOME LLC 36 7.34% $9,053
MICHIGAN MUTUAL, INC. 36 6.65% $7,696
First Savings Bank 35 6.69% $7,852
FREEDOM CREDIT UNION 35 6.24% $4,226
S&T Bank 33 6.18% $5,894
Webster Bank 32 6.07% $13,298
AMERICAN PACIFIC MORTGAGE CORPORATION 32 7.22% $9,531
Discover Bank 32 6.94% $0
TIDEWATER MORTGAGE SERVICES, INC. 31 6.82% $6,601
PHILADELPHIA 30 6.72% $3,920
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 30 5.66% $3,460
FIRST COMMUNITY MORTGAGE, INC. 29 7.30% $8,207
ROYAL UNITED MORTGAGE LLC 29 6.86% $7,910
Stifel Bank and Trust 28 6.09% $4,644
Quontic Bank 28 9.07% $14,294
FEDERATED LENDING CORPORATION 28 6.50% $6,478
HOMEXPRESS MORTGAGE CORP. 28 8.67% $11,587
EVERETT FINANCIAL, INC. 26 6.85% $8,437
TOWNE MORTGAGE COMPANY 25 6.97% $9,298
PHH Mortgage Corporation 25 6.95% $8,225
NATIONWIDE MORTGAGE BANKERS, INC. 24 6.91% $10,715
NEXERA HOLDING LLC 23 8.95% $13,666
Presidential Bank, FSB 23 6.47% $8,689
Carrington Mortgage Services, LLC 23 6.50% $8,786
BOND STREET MORTGAGE, LLC 22 7.06% $7,141
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 21 7.08% $7,334
RELIANCE FIRST CAPITAL, LLC 21 6.87% $9,255
MERCK SHARP & DOHME FEDERAL CREDIT UNION 21 6.37% $6,297
PREMIA MORTGAGE, LLC 20 6.30% $3,035
LENDSURE MORTGAGE CORP. 20 8.96% $15,307
Raymond James Bank 20 5.32% $6,116
Bank of England 19 7.09% $7,386
HSBC BANK USA, NATIONAL ASSOCIATION 19 6.18% $7,817
Century Mortgage Company DBA Century Lending Company 19 6.95% $10,855
Tompkins Trust Company 19 6.41% $4,736
DIRECT MORTGAGE LOANS, LLC 18 6.72% $7,874
LEADERONE FINANCIAL CORPORATION 18 7.03% $9,548
Magnolia Bank 17 6.92% $9,694
DEEPHAVEN MORTGAGE LLC 17 9.23% $11,763
Florida Capital Bank 17 7.21% $12,043
The Federal Savings Bank 16 7.01% $11,449
Farm Credit East, ACA 16 7.42% $8,811
Farmers Bank & Trust 16 6.25% $5,815
The Ephrata National Bank 16 6.36% $7,975
BMO Harris Bank 15 6.34% $6,756
Atlantic Coast Mortgage, LLC 15 6.68% $9,284
Capitol Federal Savings Bank 15 5.07% $15,797
SWBC MORTGAGE CORPORATION 15 7.03% $6,777
ANGEL OAK MORTGAGE SOLUTIONS LLC 14 8.20% $18,848
OAKTREE FUNDING CORP. 14 7.98% $15,441
CHURCHILL MORTGAGE CORPORATION 14 6.79% $7,881
First Federal Bank 14 6.58% $8,155
MEMBER FIRST MORTGAGE, LLC 14 6.38% $4,330
BENCHMARK Federal Credit Union 14 5.93% $7,539
SUN Federal Credit Union 13 6.13% $3,785
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 13 7.30% $8,436
FIRST HOME MORTGAGE CORPORATION 13 6.80% $9,506
Dover Federal Credit Union 13 5.34% $5,972
SIRVA MORTGAGE, INC. 13 6.47% $3,512
NEW FED MORTGAGE, CORP. 13 7.15% $6,041
American Mortgage & Equity Consultants, Inc. 12 7.08% $7,861
Northwest Bank 12 6.06% $9,300
OCMBC, INC. 12 8.89% $18,897
Orrstown Bank 12 6.50% $6,443
County Savings Bank 12 6.06% $5,062
RAPID MORTGAGE COMPANY 12 7.15% $10,541
BAYSHORE MORTGAGE FUNDING, LLC 12 7.19% $8,121
AMERICAN FINANCING CORPORATION 12 6.39% $8,295
AFFINITY 12 6.18% $4,932
NexBank 12 7.36% $9,089
Citizens & Northern Bank 12 6.90% $7,840
NETWORK CAPITAL FUNDING CORPORATION 12 7.43% $6,607
MLB RESIDENTIAL LENDING, LLC 12 7.36% $9,978
LAKEVIEW LOAN SERVICING, LLC 12 6.71% $9,698
MEMBERS 1ST FEDERAL CREDIT UNION 11 6.18% $5,696
Cornerstone First Mortgage, Inc 11 7.09% $11,014
Towne Bank 11 6.97% $7,007
ACADEMY MORTGAGE CORPORATION 11 6.95% $4,724
Bethpage Federal Credit Union 11 6.55% $6,040
FM Home Loans, LLC 10 6.87% $5,238
General Mortgage Capital Corporation 10 6.66% $5,119
BNC National Bank 10 6.09% $6,212
GREENWAY MORTGAGE FUNDING CORP. 10 7.10% $6,792
PLANET HOME LENDING, LLC 10 6.88% $7,734
Citadel Servicing Corporation 10 9.11% $13,073
AMERICAN HERITAGE LENDING, INC. 9 9.38% $14,985
PARAGON HOME LOANS INC. 9 7.06% $6,329
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 9 5.81% $9,481
City National Bank 9 5.98% $10,203
HOMESTEAD FUNDING CORP. 9 6.35% $6,581
BNY Mellon 9 6.24% $8,075
IVY MORTGAGE, INC. 9 6.94% $4,039
Kearny Bank 9 6.32% $5,847
Waterstone Mortgage Corporation 9 6.86% $9,825
ALLIANT CREDIT UNION 9 6.29% $6,787
Blue Ridge Bank 8 7.11% $7,071
RESIDENTIAL HOME FUNDING CORP. 8 7.50% $9,481
North American Savings Bank, F.S.B. 8 6.77% $7,950
CREDIT UNION MORTGAGE ASSOCIATION, INC. 8 5.73% $5,153
Dollar Bank, Federal Savings Bank 8 6.47% $8,650
Valley National Bank 8 6.55% $5,586
Fifth Third Bank 8 6.42% $6,706
VANDERBILT MORTGAGE AND FINANCE, INC. 8 6.09% $4,678
FINANCIAL RESOURCES FEDERAL CREDIT UNION 8 6.20% $5,336
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 8 7.33% $11,098
Capital Bank 8 6.87% $11,546
The Central Trust Bank 8 6.23% $6,098
Sierra Pacific Mortgage Company, Inc. 8 6.75% $6,905
MILLENIUM HOME MORTGAGE, LLC 8 6.91% $6,652
The Fidelity Deposit and Discount Bank 8 5.92% $7,193
CHERRY CREEK MORTGAGE, LLC 7 6.30% $866
Goldman Sachs Bank USA 7 5.80% $7,988
First Horizon Bank 7 6.55% $7,372
Commerce Home Mortgage, Inc. 7 8.41% $11,872
GUARANTY HOME MORTGAGE CORPORATION 7 6.80% $8,393
NORWICH COMMERCIAL GROUP, INC. 7 7.13% $6,473
FIDELITY DIRECT MORTGAGE, LLC 7 6.50% $8,615
SUN WEST MORTGAGE COMPANY, INC. 7 6.84% $10,774
Kwik Mortgage Corporation 7 6.86% $4,934
PANORAMA MORTGAGE GROUP, LLC 7 7.13% $10,086
First Commonwealth Federal Credit Union 7 5.39% $5,697
POLISH & SLAVIC FEDERAL CREDIT UNION 6 5.75% $5,007
Barrington Bank & Trust Company, N.A. 6 6.73% $8,734
Baxter Credit Union 6 6.69% $6,912
BHCU 6 6.67% $5,051
Diamond Credit Union 6 6.44% $5,727
FIRST ALLIANCE HOME MORTGAGE, LLC 6 6.88% $7,002
First-Citizens Bank & Trust Company 6 5.33% $5,871
JMAC LENDING, INC. 6 8.08% $9,306
Lakeland Bank 6 6.33% $4,966
Manasquan Bank 6 5.85% $6,901
MidAtlantic Farm Credit, ACA 6 7.30% $6,012
MORTGAGE CAPITAL PARTNERS, INC. 6 6.67% $9,318
Municipal Credit Union 6 6.60% $5,027
RBC Bank, (Georgia) 6 6.13% $3,909
TJC Mortgage, Inc. 6 6.38% $10,721
UTILITIES EMPLOYEES CREDIT UNION 6 6.10% $4,348
VAN DYK MORTGAGE CORPORATION 6 6.85% $6,268
Wyndham Capital Mortgage, Inc. 6 6.48% $5,513
Aurora Financial, LLC 5 6.75% $3,942
FOUNDATION MORTGAGE CORPORATION 5 8.65% $9,474
East Coast Capital Corp. 5 6.93% $10,594
Alcova Mortgage LLC 5 6.50% $8,569
LOANPAL, LLC 5 6.37% $9,414
NMSI, INC. 5 6.58% $10,410
First Republic Bank 5 4.66% $3,614
Watermark Capital, Inc. 4 7.46% $7,840
Peoples Security Bank and Trust Company 4 5.26% $5,481
LADERA LENDING, INC. 4 7.40% $9,270
FIRST COLONY MORTGAGE CORPORATION 4 7.63% $7,686
Princeton Federal Credit Union 4 6.27% $7,997
York Traditions Bank 4 6.97% $5,035
Ameris Bank 4 6.69% $10,563
MID-ISLAND MORTGAGE CORP. 4 7.41% $9,019
INTERSTATE HOME LOAN CENTER, INC. 4 7.19% $7,775
United Nations Federal Credit Union 4 5.81% $4,520
Leader Bank 4 6.72% $4,769
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 4 7.12% $7,966
Axos Bank 4 6.63% $3,435
MORIA DEVELOPMENT, INC. 4 6.44% $6,227
Bank-Fund Staff Federal Credit Union 4 6.13% $4,062
THRIVE MORTGAGE, LLC 4 7.03% $8,696
BAY CAPITAL MORTGAGE CORPORATION 4 7.19% $7,050
BM Real Estate Services, Inc. 4 7.56% $14,891
ADVANCIAL 4 8.19% $10,624
GLENDENNING MORTGAGE CORPORATION 4 7.13% $8,380
Strong Home Mortgage, LLC 4 6.69% $4,179
CLIFFCO, INC. 4 7.38% $15,504
MID AMERICA MORTGAGE, INC. 4 6.72% $15,029
Colonial Savings, F.A. 4 6.44% $8,327
Shore United Bank 4 6.50% $4,525
Sail Mortgage Corp. 4 7.44% $6,658
CONSUMERS COOPERATIVE CREDIT UNION 3 6.38% $7,897
Sandy Spring Bank 3 6.32% $11,103
The Northern Trust Company 3 5.92% $19,743
RESIDENTIAL HOME MORTGAGE CORPORATION 3 6.21% $8,015
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 3 6.13% $6,406
MILEND, INC. 3 6.99% $17,418
PREMIER MORTGAGE RESOURCES, L.L.C. 3 6.79% $10,970
EQUITY NOW INC. 3 6.96% $10,631
RUOFF MORTGAGE COMPANY, INC. 3 6.75% $4,138
JUSTICE Federal Credit Union 3 6.42% $7,423
FIRST TECHNOLOGY 3 6.92% $4,116
JET DIRECT FUNDING CORP 3 7.17% $9,836
Chicago Mortgage Solutions LLC 3 6.49% $5,004
CIBM Bank 3 7.13% $9,072
ANGEL OAK HOME LOANS LLC 3 8.33% $11,217
INTERCOASTAL MORTGAGE COMPANY 3 6.62% $9,780
First Federal Savings and Loan Association of Lakewood 3 5.27% $15,913
GENISYS 3 6.25% $4,144
Union Savings Bank 3 6.54% $6,289
GENEVA FINANCIAL, LLC 3 7.21% $12,482
PROPONENT Federal Credit Union 3 5.75% $5,972
SOUTH JERSEY 3 6.04% $3,085
Peapack-Gladstone Bank 3 6.63% $5,034
LAND HOME FINANCIAL SERVICES, INC. 3 7.21% $8,266
Lakeview Community Capital, LLC 3 7.04% $8,251
SELF RELIANCE NY Federal Credit Union 3 5.95% $5,557
FBC MORTGAGE, LLC 2 6.56% $7,216
LOANLEADERS OF AMERICA, INC. 2 8.00% $15,067
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.00% $15,873
JERSEY SHORE FEDERAL CREDIT UNION 2 5.19% $5,234
Neighborhood Loans, Inc. 2 7.06% $9,650
Heritage Bank 2 6.31% $12,900
HARTFORD FUNDING, LTD. 2 6.63% $7,032
HANSCOM 2 6.69% $6,377
Northwest Federal Credit Union 2 6.25% $5,521
Old National Bank 2 7.25% $3,592
FLAT BRANCH MORTGAGE, INC. 2 6.81% $6,102
PEOPLESBANK, A CODORUS VALLEY COMPANY 2 5.75% $6,118
First Federal Bank of the Midwest 2 5.81% $16,673
Financial Freedom Mortgage, LLC 2 8.00% $7,862
EVERENCE FEDERAL CREDIT UNION 2 7.31% $3,852
Encompass Lending Group, LP 2 6.06% $6,147
DELMAR FINANCIAL COMPANY 2 6.31% $6,753
Provident Bank 2 6.00% $6,496
DAS Acquisition Company, LLC 2 7.75% $8,099
RESIDENTIAL BANCORP 2 7.13% $6,578
Shamrock Home Loans, Inc. 2 7.13% $5,554
SOUTHERN TRUST MORTGAGE, LLC 2 6.88% $5,702
STANFORD Federal Credit Union 2 6.25% $5,694
State Department Federal Credit Union 2 6.75% $7,256
Clearview Federal Credit Union 2 5.97% $4,822
CHEVRON 2 6.63% $8,033
CBM Mortgage, Inc. 2 6.50% $6,004
Cathay Bank 2 6.94% $4,252
Superior Credit Union 2 6.25% $528
TEACHERS 2 5.88% $6,351
Berkshire Bank 2 6.50% $6,807
TOP FLITE FINANCIAL, INC. 2 7.56% $6,727
TOTAL MORTGAGE SERVICES, LLC 2 7.06% $6,469
TOWER 2 6.94% $6,252
Atlantic Union Bank 2 6.81% $8,323
UNIFY FINANCIAL Credit Union 2 6.09% $10,447
ANDREWS FEDERAL CREDIT UNION 2 6.63% $4,471
AMERITRUST MORTGAGE CORPORATION 2 7.62% $13,078
AmeriServ Financial Bank 2 5.75% $5,768
WesBanco 2 6.56% $8,875
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 2 6.06% $6,829
Luxury Mortgage Corp. 2 8.50% $10,038
First Heritage Mortgage, LLC 1 6.00% $4,057
First Internet Bank of Indiana 1 6.13% $3,033
First National Bank of Omaha 1 7.50% $3,505
SECURITYNATIONAL MORTGAGE COMPANY 1 7.49% $10,408
First Reliance Bank 1 7.00% $6,764
Service Federal Credit Union 1 6.25% $4,741
MORTGAGE EQUITY PARTNERS LLC 1 6.88% $9,019
Paramount Bank 1 7.13% $5,086
GARDEN SAVINGS FEDERAL CREDIT UNION 1 7.13% $3,219
Signature Federal Credit Union 1 6.25% $22,299
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 4.75% $5,255
Willamette Valley Bank 1 7.63% $8,161
OCEANSIDE MORTGAGE COMPANY 1 7.13% $1,988
MY MORTGAGE, INC. 1 6.63% $7,441
STAR ONE CREDIT UNION 1 5.88% $3,234
U S WIDE FINANCIAL LLC 1 7.63% $2,713
21ST MORTGAGE CORPORATION 1 9.40% $6,919
City National Bank of Florida 1 5.88% $5,785
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.00% $9,995
CITIZENS EQUITY FIRST 1 7.38% $0
Stock Yards Bank & Trust Company 1 6.68% $4,245
GEO-CORP, INC. 1 7.25% $8,877
GEORGIA'S OWN 1 7.25% $8,637
SUMMIT FUNDING, INC. 1 6.50% $19,757
SUMMIT MORTGAGE BANKERS INC. 1 8.00% $9,345
NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.50% $7,955
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $5,044
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $9,265
WINGS FINANCIAL 1 5.88% $4,504
V.I.P. MORTGAGE, INC. 1 5.88% $12,511
CANOPY MORTGAGE, LLC 1 5.99% $4,431
BRIDGEVIEW MORTGAGE CORP. 1 7.13% $7,905
BNB Bank 1 5.75% $5,087
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.13% $3,940
KELLER MORTGAGE, LLC 1 6.25% $6,180
Blue Foundry Bank 1 5.25% $3,992
American Broadcast Employees Federal Credit Union 1 5.75% $5,845
BELCO COMMUNITY CREDIT UNION 1 7.13% $5,959
BECKAM FUNDING CORP. 1 8.75% $9,892
The Freedom Bank of Virginia 1 6.50% $4,910
BAYCOAST MORTGAGE COMPANY, LLC 1 8.13% $3,758
GoPrime Mortgage, Inc. 1 7.38% $3,591
GREAT LAKES 1 8.00% $4,998
The Union Bank Company 1 5.50% $4,701
Bank of Whittier 1 6.13% $4,240
Great Southern Bank 1 7.25% $3,793
THRIVENT Federal Credit Union 1 6.75% $5,298
Bank of Springfield 1 7.13% $7,060
WRIGHT-PATT CREDIT UNION, INC. 1 7.25% $6,506
Bank of Hope 1 6.75% $4,383
Amalgamated Bank 1 6.25% $4,114
KINECTA 1 6.25% $4,795
LEGEND LENDING CORPORATION 1 6.75% $18,603
GuardHill Financial Corp. 1 7.38% $13,857
NEW WAVE LENDING GROUP INC 1 8.25% $9,504
Toyota Financial Savings Bank 1 7.88% $5,722
Home Loan Investment Bank, F.S.B. 1 7.25% $8,036
ATLANTIS MORTGAGE CO., INC. 1 8.13% $5,582
LAFAYETTE FEDERAL CREDIT UNION 1 6.25% $3,636
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.50% $11,633
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.50% $4,771
Farmers and Merchants Trust Company of Chambersburg 1 7.00% $5,390
FEDERATED MORTGAGE CORP. 1 7.00% $5,549
Armed Forces Bank 1 6.13% $5,414
First Bank 1 6.50% $13,909
FirstBank 1 6.38% $17,086
EAGLE ONE 1 8.13% $3,246
FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.13% $12,509
Homesale Mortgage, LLC 1 7.00% $8,232
IMPAC MORTGAGE CORP. 1 8.50% $4,401
INTERNATIONAL CITY MORTGAGE, INC. 1 6.50% $7,063
CREDIT UNION OF NEW JERSEY 1 6.00% $3,441
County National Bank 1 6.63% $5,848
CORNING 1 7.25% $5,870
PICATINNY FEDERAL CREDIT UNION 1 6.00% $15,554
RADIUS FINANCIAL GROUP INC. 1 6.99% $10,107
Connexus Credit Union 1 6.24% $5,548
COMMUNITY POWERED 1 6.50% $3,411
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.25% $3,494
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.13% $37,601
COMMUNITY MORTGAGE FUNDING, LLC 1 7.50% $9,286
Community Bank 1 6.13% $5,248
Midland States Bank 1 7.75% $3,315
COMMUNITYAMERICA 1 6.50% $5,037
First Commonwealth Bank 1 6.25% $10,792
Residential Mortgage Solutions, Inc. 1 6.25% $7,260
ROSS MORTGAGE CORPORATION 1 6.13% $10,374
Commerce Bank 1 7.25% $4,283

Philadelphia - Camden - Wilmington Average Closing Costs & Other Stats

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD's 470 lenders originated 110,903 loans during 2023. The total origination value was $29,429,915,000, with an average loan value of $265,366.

Philadelphia - Camden - Wilmington's average closing costs are $6,276.

The top Philadelphia - Camden - Wilmington lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with 2,551 loans originated. Their average total fees are $8,492, which is $689 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Discover Bank ($0), PULTE MORTGAGE LLC ($1,888), Third Federal Savings and Loan Association of Cleveland ($2,010), PREMIA MORTGAGE, LLC ($3,035) and POLICE & FIRE ($3,060).

The lowest rate Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Republic Bank (4.74%), Capitol Federal Savings Bank (5.07%), Raymond James Bank (5.32%), Dover Federal Credit Union (5.34%) and Columbia Bank (5.41%).

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Citizens Bank $2,199,535,000 $1,377,815,000 -37.4% 4.7%
QUICKEN LOANS, LLC $2,019,445,000 $1,232,970,000 -38.9% 4.2%
CROSSCOUNTRY MORTGAGE, LLC $1,453,460,000 $1,220,780,000 -16.0% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $1,269,945,000 $1,044,440,000 -17.8% 3.5%
GUARANTEED RATE, INC. $1,098,245,000 $899,160,000 -18.1% 3.1%
TD Bank $907,620,000 $779,635,000 -14.1% 2.6%
Prosperity Home Mortgage, LLC $1,054,990,000 $739,465,000 -29.9% 2.5%
PNC Bank $1,125,340,000 $618,690,000 -45.0% 2.1%
MOVEMENT MORTGAGE, LLC $678,560,000 $547,070,000 -19.4% 1.9%
Wilmington Savings Fund Society, FSB $631,305,000 $532,470,000 -15.7% 1.8%
POLICE & FIRE $723,850,000 $498,935,000 -31.1% 1.7%
Wells Fargo Bank $1,012,905,000 $497,525,000 -50.9% 1.7%
Bank of America $706,440,000 $470,580,000 -33.4% 1.6%
NVR Mortgage Finance, Inc. $502,585,000 $455,260,000 -9.4% 1.5%
Valley National Bank $298,185,000 $348,205,000 16.8% 1.2%
NFM, INC. $376,635,000 $341,125,000 -9.4% 1.2%
Univest Bank and Trust Co. $546,545,000 $338,465,000 -38.1% 1.2%
GREENTREE MORTGAGE COMPANY, L.P. $438,135,000 $334,335,000 -23.7% 1.1%
JPMorgan Chase Bank $524,420,000 $332,340,000 -36.6% 1.1%
TRUMARK FINANCIAL CREDIT UNION $468,915,000 $332,180,000 -29.2% 1.1%
GREYSTONE SERVICING COMPANY LLC $137,035,000 $326,940,000 138.6% 1.1%
PENNYMAC LOAN SERVICES, LLC $402,295,000 $300,955,000 -25.2% 1.0%
CMG MORTGAGE, INC. $122,100,000 $294,370,000 141.1% 1.0%
Meridian Bank Corporation $425,060,000 $289,360,000 -31.9% 1.0%
CITADEL FEDERAL CREDIT UNION $338,940,000 $270,510,000 -20.2% 0.9%
PROVIDENT FUNDING ASSOCIATES, L.P. $191,785,000 $268,135,000 39.8% 0.9%
LOANDEPOT.COM, LLC $739,545,000 $254,060,000 -65.6% 0.9%
Fulton Bank $362,555,000 $238,525,000 -34.2% 0.8%
PIKE CREEK MORTGAGE SERVICES, INC. $298,255,000 $222,975,000 -25.2% 0.8%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $360,350,000 $217,160,000 -39.7% 0.7%
NAVY FEDERAL CREDIT UNION $292,445,000 $216,655,000 -25.9% 0.7%
Keystone Funding, Inc. $211,315,000 n/a 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $284,240,000 $210,835,000 -25.8% 0.7%
GUILD MORTGAGE COMPANY $226,115,000 $208,790,000 -7.7% 0.7%
Mortgage Research Center, LLC $266,755,000 $201,695,000 -24.4% 0.7%
ALLIED MORTGAGE GROUP, INC. $302,305,000 $194,385,000 -35.7% 0.7%
EAGLE HOME MORTGAGE, LLC $152,770,000 $185,505,000 21.4% 0.6%
Truist $278,410,000 $182,395,000 -34.5% 0.6%
Mortgage America, Inc. $294,015,000 $178,360,000 -39.3% 0.6%
NEWREZ LLC $233,855,000 $173,430,000 -25.8% 0.6%
AMERICAN HERITAGE FCU $291,755,000 $171,165,000 -41.3% 0.6%
ABSOLUTE HOME MORTGAGE CORPORATION $215,950,000 $169,155,000 -21.7% 0.6%
NATION ONE MORTGAGE CORPORATION $176,265,000 $156,370,000 -11.3% 0.5%
EMM LOANS LLC $217,800,000 $149,030,000 -31.6% 0.5%
Parke Bank $301,075,000 $148,820,000 -50.6% 0.5%
Columbia Bank $242,170,000 $144,950,000 -40.1% 0.5%
U.S. Bank $193,755,000 $144,645,000 -25.3% 0.5%
GUARANTEED RATE AFFINITY, LLC $176,410,000 $139,485,000 -20.9% 0.5%
M&T Bank $194,580,000 $137,735,000 -29.2% 0.5%
Santander Bank, N.A. $399,790,000 $137,430,000 -65.6% 0.5%
FRANKLIN MINT $159,705,000 $136,335,000 -14.6% 0.5%
Penn Community Bank $210,160,000 $134,835,000 -35.8% 0.5%
Firstrust Savings Bank $254,705,000 $131,420,000 -48.4% 0.4%
DHI MORTGAGE COMPANY, LTD. $193,465,000 $128,060,000 -33.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $363,740,000 $125,105,000 -65.6% 0.4%
BROKER SOLUTIONS, INC. $161,605,000 $125,045,000 -22.6% 0.4%
PHILADELPHIA $127,050,000 $121,495,000 -4.4% 0.4%
Flagstar Bank, FSB $999,250,000 $121,090,000 -87.9% 0.4%
1st Colonial Community Bank $160,315,000 $120,400,000 -24.9% 0.4%
Philadelphia Mortgage Advisors, Inc. $209,785,000 $119,650,000 -43.0% 0.4%
Morgan Stanley Private Bank $174,840,000 $117,395,000 -32.9% 0.4%
WALKER & DUNLOP, LLC $123,460,000 $111,590,000 -9.6% 0.4%
JONES LANG LASALLE MULTIFAMILY, LLC $13,770,000 $110,885,000 705.3% 0.4%
Citibank $135,665,000 $110,295,000 -18.7% 0.4%
FREEDOM MORTGAGE CORPORATION $296,455,000 $110,000,000 -62.9% 0.4%
TBI MORTGAGE COMPANY $168,805,000 $109,360,000 -35.2% 0.4%
LENDINGHOME FUNDING CORPORATION $98,495,000 $105,925,000 7.5% 0.4%
S&T Bank $161,850,000 $103,520,000 -36.0% 0.4%
Mid Penn Bank $119,670,000 $101,845,000 -14.9% 0.3%
LENDING CAPITAL GROUP Inc $125,930,000 $100,395,000 -20.3% 0.3%
CARDINAL FINANCIAL $134,035,000 $97,085,000 -27.6% 0.3%
The Huntington National Bank $144,455,000 $94,715,000 -34.4% 0.3%
Acre Mortgage and Financial Inc $140,975,000 $93,795,000 -33.5% 0.3%
Advisors Mortgage Group, L.L.C. $92,860,000 $93,295,000 0.5% 0.3%
Huntingdon Valley Bank $331,635,000 $92,470,000 -72.1% 0.3%
First Citizens Community Bank $85,700,000 $90,925,000 6.1% 0.3%
First National Bank of Pennsylvania $117,615,000 $88,140,000 -25.1% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $130,105,000 $85,960,000 -33.9% 0.3%
Gateway First Bank $137,055,000 $84,110,000 -38.6% 0.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union $94,395,000 $83,090,000 -12.0% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $126,140,000 $82,190,000 -34.8% 0.3%
NJ LENDERS CORP. $55,635,000 $80,115,000 44.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $214,605,000 $78,725,000 -63.3% 0.3%
Harleysville Bank $82,815,000 $77,545,000 -6.4% 0.3%
PLAZA HOME MORTGAGE, INC. $31,710,000 $77,230,000 143.6% 0.3%
Northpointe Bank $95,265,000 $74,835,000 -21.4% 0.3%
BERKELEY POINT CAPITAL LLC $71,630,000 n/a 0.2%
MORTGAGE ACCESS CORP. $128,915,000 $71,115,000 -44.8% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $70,365,000 n/a 0.2%
The First National Bank of Elmer $69,135,000 n/a 0.2%
Discover Bank $46,195,000 $67,585,000 46.3% 0.2%
RF Renovo Management Company, LLC $83,800,000 $66,590,000 -20.5% 0.2%
Center City Mortgage and Investments LLC $109,900,000 $64,125,000 -41.7% 0.2%
ESSA Bank & Trust $118,245,000 $62,850,000 -46.8% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $97,690,000 $62,715,000 -35.8% 0.2%
Princeton Mortgage Corporation $56,195,000 $60,975,000 8.5% 0.2%
Quaint Oak Mortgage, LLC $76,905,000 $60,505,000 -21.3% 0.2%
Republic Bank $245,665,000 $60,325,000 -75.4% 0.2%
Hatboro Federal Savings, FA $64,145,000 $57,330,000 -10.6% 0.2%
Provident Bank $50,275,000 $55,140,000 9.7% 0.2%
Barings Multifamily Capital $54,665,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $71,180,000 $54,595,000 -23.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $58,065,000 $53,235,000 -8.3% 0.2%
Carrington Mortgage Services, LLC $90,465,000 $53,090,000 -41.3% 0.2%
AmRes Corporation $104,155,000 $52,790,000 -49.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $88,535,000 $52,485,000 -40.7% 0.2%
First Resource Bank $75,680,000 $52,405,000 -30.8% 0.2%
Sun East Federal Credit Union $51,905,000 $51,755,000 -0.3% 0.2%
Nations Lending Corporation $79,465,000 $48,890,000 -38.5% 0.2%
KeyBank $297,595,000 $47,540,000 -84.0% 0.2%
Webster Bank $32,095,000 $46,785,000 45.8% 0.2%
Plains Commerce Bank $51,910,000 $46,500,000 -10.4% 0.2%
FREEDOM CREDIT UNION $42,030,000 $46,340,000 10.3% 0.2%
AMWEST FUNDING CORP. $30,080,000 $45,955,000 52.8% 0.2%
OceanFirst Bank $146,995,000 $45,865,000 -68.8% 0.2%
GSF Mortgage Corporation $13,780,000 $45,790,000 232.3% 0.2%
Third Federal Savings and Loan Association of Cleveland $69,615,000 $45,740,000 -34.3% 0.2%
QNB Bank $53,410,000 $44,530,000 -16.6% 0.2%
MERCK SHARP & DOHME FEDERAL CREDIT UNION $70,640,000 $43,810,000 -38.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $90,330,000 $43,130,000 -52.3% 0.1%
ENVOY MORTGAGE, LTD $117,005,000 $42,750,000 -63.5% 0.1%
Regions Bank $580,000 $41,565,000 7,066.4% 0.1%
LIMA ONE CAPITAL, LLC $50,825,000 $40,700,000 -19.9% 0.1%
Paramount Residential Mortgage Group, Inc. $79,325,000 $40,630,000 -48.8% 0.1%
Ukrainian Selfreliance Federal Credit Union $55,720,000 $40,380,000 -27.5% 0.1%
Northeast Equitable Mortgage, LLC $57,025,000 $40,110,000 -29.7% 0.1%
Amboy Bank $39,920,000 n/a 0.1%
Equity Prime Mortgage LLC $55,515,000 $39,410,000 -29.0% 0.1%
BETTER MORTGAGE CORPORATION $169,310,000 $38,950,000 -77.0% 0.1%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $38,700,000 $38,360,000 -0.9% 0.1%
NBKC BANK $52,120,000 $38,070,000 -27.0% 0.1%
Ardent Federal Credit Union $58,350,000 $37,780,000 -35.3% 0.1%
DIGITAL Federal Credit Union $34,330,000 $37,220,000 8.4% 0.1%
EMBRACE HOME LOANS, INC. $75,310,000 $36,890,000 -51.0% 0.1%
The Federal Savings Bank $49,565,000 $36,860,000 -25.6% 0.1%
Citizens & Northern Bank $101,160,000