Philadelphia - Camden - Wilmington Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Philadelphia - Camden - Wilmington averaged 6.75% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.3% and one month ago for the week of 2023-10-19, the average rate was 7.19%.

    Philadelphia - Camden - Wilmington's average rate one year ago was 6.17%.

    For refis of the same type during the week of 2023-11-22, the average rate was 6.34%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Philadelphia - Camden - Wilmington 30 Year Fixed Rate 2023-11-22 6.75%
    Philadelphia - Camden - Wilmington 30 Year Fixed Rate Refi 2023-11-22 6.34%
    Philadelphia - Camden - Wilmington 15 Year Fixed Rate 2023-11-22 6.37%
    Philadelphia - Camden - Wilmington 15 Year Fixed Rate Refi 2023-11-22 5.38%
    Philadelphia - Camden - Wilmington 30 Year FHA 2023-11-22 -0.62%
    Philadelphia - Camden - Wilmington 30 Year FHA Refi 2023-11-22 -1.55%
    Philadelphia - Camden - Wilmington 30 Year USDA 2023-11-22 -0.77%
    Philadelphia - Camden - Wilmington 30 Year USDA Refi 2023-11-22 -0.2%
    Philadelphia - Camden - Wilmington 30 Year VA 2023-11-22 -0.23%
    Philadelphia - Camden - Wilmington 30 Year VA Refi 2023-11-22 -2.14%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

    Philadelphia - Camden - Wilmington Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 4,348 4.93% $7,403
    CROSSCOUNTRY MORTGAGE, LLC 3,065 5.09% $7,608
    UNITED WHOLESALE MORTGAGE, LLC 2,550 5.14% $7,603
    Prosperity Home Mortgage, LLC 2,452 4.89% $6,462
    GUARANTEED RATE, INC. 2,181 4.74% $6,435
    Wells Fargo Bank 2,091 4.45% $5,130
    Citizens Bank 1,590 4.50% $7,514
    MOVEMENT MORTGAGE, LLC 1,441 5.04% $6,324
    LOANDEPOT.COM, LLC 1,401 4.55% $7,000
    GREENTREE MORTGAGE COMPANY, L.P. 1,052 5.09% $5,426
    Bank of America 1,038 4.10% $5,656
    JPMorgan Chase Bank 986 4.42% $5,072
    FINANCE OF AMERICA MORTGAGE LLC 943 4.95% $7,137
    NVR Mortgage Finance, Inc. 931 4.32% $9,519
    TD Bank 838 4.31% $5,501
    NFM, INC. 831 5.27% $7,902
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 822 5.19% $7,449
    Mortgage America, Inc. 761 4.84% $5,589
    POLICE & FIRE 724 4.11% $2,342
    Meridian Bank Corporation 721 4.98% $6,966
    Huntingdon Valley Bank 672 5.06% $6,317
    PNC Bank 669 4.53% $5,756
    Wilmington Savings Fund Society, FSB 666 4.87% $5,094
    PIKE CREEK MORTGAGE SERVICES, INC. 655 5.24% $6,518
    Univest Bank and Trust Co. 640 4.61% $7,081
    Mr. Cooper ( Nationstar Mortgage ) 630 4.56% $8,708
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 614 4.97% $6,896
    CALIBER HOME LOANS, INC. 609 4.72% $6,915
    PENNYMAC LOAN SERVICES, LLC 571 4.65% $8,330
    Firstrust Savings Bank 568 4.60% $9,006
    ALLIED MORTGAGE GROUP, INC. 559 5.07% $6,569
    Philadelphia Mortgage Advisors, Inc. 535 4.78% $7,021
    HOME POINT FINANCIAL CORPORATION 501 4.46% $7,882
    TRUMARK FINANCIAL CREDIT UNION 482 3.96% $5,840
    GUILD MORTGAGE COMPANY 478 5.04% $6,638
    EMM LOANS LLC 460 4.81% $8,572
    NEWREZ LLC 445 4.54% $6,267
    AMERISAVE MORTGAGE CORPORATION 427 4.34% $8,264
    NAVY FEDERAL CREDIT UNION 426 5.06% $5,248
    ABSOLUTE HOME MORTGAGE CORPORATION 421 5.32% $7,234
    PROVIDENT FUNDING ASSOCIATES, L.P. 414 4.91% $5,897
    GUARANTEED RATE AFFINITY, LLC 394 4.94% $6,236
    FREEDOM MORTGAGE CORPORATION 377 4.73% $6,647
    Fulton Bank 362 4.89% $5,602
    BETTER MORTGAGE CORPORATION 351 3.87% $5,939
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 350 4.58% $5,933
    MCLEAN MORTGAGE CORPORATION 350 4.94% $6,498
    DHI MORTGAGE COMPANY, LTD. 348 4.08% $6,799
    MORTGAGE ACCESS CORP. 343 5.11% $6,394
    EAGLE HOME MORTGAGE, LLC 337 5.09% $6,584
    Republic Bank 336 4.19% $4,646
    TBI MORTGAGE COMPANY 306 4.35% $9,083
    NATION ONE MORTGAGE CORPORATION 305 5.25% $8,945
    LENDING CAPITAL GROUP Inc 303 5.26% $7,673
    BROKER SOLUTIONS, INC. 303 4.91% $7,198
    AMERICAN HERITAGE FCU 296 4.89% $3,343
    Center City Mortgage and Investments LLC 292 4.70% $5,711
    U.S. Bank 285 4.48% $6,445
    Parke Bank 283 4.46% $11,460
    DRAPER AND KRAMER MORTGAGE CORP. 278 4.89% $6,279
    ENVOY MORTGAGE, LTD 258 5.10% $8,674
    Acre Mortgage and Financial Inc 257 5.18% $6,461
    KeyBank 246 4.25% $6,607
    SUCCESS MORTGAGE PARTNERS, INC. 245 5.00% $8,874
    Truist 244 4.53% $6,268
    Gateway First Bank 242 5.07% $5,020
    CARDINAL FINANCIAL 228 4.79% $7,316
    AmeriHome Mortgage Company, LLC 228 4.67% $7,173
    AmRes Corporation 226 5.06% $8,321
    Advisors Mortgage Group, L.L.C. 217 5.05% $5,950
    PRIMARY RESIDENTIAL MORTGAGE, INC. 215 5.19% $7,838
    Morgan Stanley Private Bank 212 3.84% $6,327
    CMG MORTGAGE, INC. 211 5.15% $7,541
    Flagstar Bank, FSB 204 4.76% $6,999
    Mid Penn Bank 202 5.05% $6,944
    The Huntington National Bank 201 4.15% $8,427
    M&T Bank 200 4.49% $6,244
    Northpointe Bank 193 4.83% $6,584
    Ally Bank 189 4.22% $6,329
    Penn Community Bank 182 4.05% $3,905
    PRIMELENDING, A PLAINSCAPITAL COMPANY 182 5.01% $6,248
    1st Colonial Community Bank 178 4.89% $6,880
    Columbia Bank 174 3.58% $3,999
    UNION HOME MORTGAGE CORP. 174 5.08% $7,087
    CITADEL FEDERAL CREDIT UNION 173 4.37% $4,345
    Nations Lending Corporation 165 4.87% $7,787
    Presidential Bank, FSB 163 4.50% $6,800
    Hometown Lenders, Inc. 162 4.87% $7,077
    HOMEBRIDGE FINANCIAL SERVICES, INC. 157 5.41% $8,942
    Quaint Oak Mortgage, LLC 154 4.81% $6,543
    EMBRACE HOME LOANS, INC. 150 4.96% $6,746
    Paramount Residential Mortgage Group, Inc. 150 5.29% $7,800
    HOMESIDE FINANCIAL, LLC 144 5.01% $6,860
    LAKEVIEW LOAN SERVICING, LLC 144 4.65% $5,670
    Princeton Mortgage Corporation 142 5.26% $8,272
    First National Bank of Pennsylvania 137 4.07% $7,370
    Citibank 135 3.86% $8,446
    State Financial Network, LLC 133 4.53% $3,936
    Northeast Equitable Mortgage, LLC 127 4.80% $7,670
    NJ LENDERS CORP. 123 4.82% $6,615
    Plains Commerce Bank 114 5.08% $9,009
    DEVELOPER'S MORTGAGE COMPANY 111 5.61% $7,552
    Summit Mortgage Corporation 109 5.24% $6,119
    First National Bank of America 105 8.64% $9,632
    MUTUAL OF OMAHA MORTGAGE, INC. 102 4.78% $6,485
    APEX HOME LOANS, INC. 102 4.44% $7,020
    FRANKLIN MINT 100 4.24% $5,205
    AMERICAN FEDERAL MORTGAGE CORPORATION 97 4.59% $5,008
    GUARANTY HOME MORTGAGE CORPORATION 97 4.75% $8,079
    Santander Bank, N.A. 97 3.14% $4,643
    ANGEL OAK MORTGAGE SOLUTIONS LLC 96 6.28% $9,872
    NBKC BANK 96 4.52% $5,060
    Quontic Bank 94 6.55% $12,760
    PENTAGON FEDERAL CREDIT UNION 94 4.33% $5,173
    T2 FINANCIAL LLC 94 5.02% $7,872
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 92 4.99% $6,995
    BENCHMARK Federal Credit Union 91 4.02% $5,475
    FIRST HERITAGE FINANCIAL, LLC 85 5.31% $5,108
    OceanFirst Bank 85 4.28% $5,629
    ARC HOME LLC 84 5.34% $9,179
    EVERETT FINANCIAL, INC. 81 5.15% $3,504
    PENNSYLVANIA STATE EMPLOYEES Credit Union 80 4.27% $3,479
    Evolve Bank & Trust 77 5.12% $7,757
    PHH Mortgage Corporation 76 4.88% $7,559
    FIRST ALLIANCE HOME MORTGAGE, LLC 76 4.85% $7,451
    Third Federal Savings and Loan Association of Cleveland 74 3.68% $1,915
    Carrington Mortgage Services, LLC 74 5.18% $7,720
    US MORTGAGE CORPORATION 72 4.84% $8,306
    Customers Bank 68 5.01% $3,751
    CHERRY CREEK MORTGAGE, LLC 67 4.61% $1,390
    BAYSHORE MORTGAGE FUNDING, LLC 65 4.55% $6,228
    Mortgage Network, Inc. 64 5.12% $6,153
    ESSA Bank & Trust 63 5.07% $6,365
    Equity Prime Mortgage LLC 63 5.10% $7,796
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 63 5.36% $8,912
    Capitol Federal Savings Bank 63 3.80% $12,966
    MDE Home Loans, LLC 59 4.63% $7,457
    PLAZA HOME MORTGAGE, INC. 58 5.06% $10,540
    Charles Schwab Bank, SSB 57 3.56% $8,744
    Discover Bank 57 4.97% $0
    TIDEWATER MORTGAGE SERVICES, INC. 57 5.18% $5,828
    ZILLOW HOME LOANS, LLC 56 4.07% $6,236
    DIGITAL Federal Credit Union 55 4.06% $5,634
    FEDERATED LENDING CORPORATION 55 4.61% $5,862
    GUIDANCE RESIDENTIAL, LLC 54 5.31% $7,547
    AMERICAN FINANCING CORPORATION 52 4.58% $6,779
    North American Savings Bank, F.S.B. 50 4.79% $4,997
    FREEDOM CREDIT UNION 49 4.53% $3,890
    UIF CORPORATION 49 5.20% $5,857
    Wyndham Capital Mortgage, Inc. 48 4.43% $5,131
    First Home Bank 47 4.74% $7,455
    PHILADELPHIA 46 5.13% $4,109
    ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 45 4.41% $3,677
    ROYAL UNITED MORTGAGE LLC 45 5.40% $7,762
    CONTOUR MORTGAGE CORPORATION 45 4.88% $7,498
    Tompkins Trust Company 44 4.12% $4,096
    A&D Mortgage LLC 44 7.02% $12,172
    RELIANCE FIRST CAPITAL, LLC 44 4.83% $8,557
    BAY EQUITY LLC 43 5.64% $5,478
    UBS Bank USA 43 3.94% $7,481
    ACADEMY MORTGAGE CORPORATION 42 4.94% $5,251
    Mortgage Research Center, LLC 38 5.20% $7,431
    USAA Federal Savings Bank 37 5.28% $7,343
    MICHIGAN MUTUAL, INC. 37 4.60% $7,753
    TOWNE MORTGAGE COMPANY 36 3.85% $9,476
    Metro City Bank 36 5.64% $8,864
    Webster Bank 36 4.19% $10,909
    DEL-ONE FEDERAL CREDIT UNION 35 4.26% $1,890
    STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 35 4.84% $10,451
    S&T Bank 35 4.89% $6,757
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 35 5.21% $7,841
    Bank of England 34 4.72% $6,726
    Stifel Bank and Trust 33 3.86% $4,665
    Strong Home Mortgage, LLC 33 4.06% $4,492
    First Savings Bank 33 5.02% $8,695
    First Republic Bank 33 3.38% $7,964
    The Federal Savings Bank 33 4.66% $9,438
    PLANET HOME LENDING, LLC 32 4.76% $5,323
    SWBC MORTGAGE CORPORATION 31 5.04% $5,674
    LEADERONE FINANCIAL CORPORATION 31 5.02% $7,027
    First Guaranty Mortgage Corporation 30 4.69% $9,288
    Northwest Bank 30 4.51% $10,024
    Bethpage Federal Credit Union 30 4.77% $6,202
    SOFI LENDING CORP. 30 4.23% $6,021
    RAPID MORTGAGE COMPANY 30 5.68% $7,479
    PULTE MORTGAGE LLC 30 4.80% $4,259
    NATIONWIDE MORTGAGE BANKERS, INC. 30 5.54% $9,301
    SUN WEST MORTGAGE COMPANY, INC. 30 5.13% $6,251
    Sun East Federal Credit Union 29 4.73% $4,233
    PREMIA MORTGAGE, LLC 29 4.93% $2,323
    Florida Capital Bank 29 5.42% $9,444
    Raymond James Bank 29 3.48% $5,876
    DIRECT MORTGAGE LOANS, LLC 29 5.67% $6,500
    MLB RESIDENTIAL LENDING, LLC 28 5.67% $10,083
    AMERICAN PACIFIC MORTGAGE CORPORATION 28 5.72% $8,037
    AFFINITY 28 4.38% $4,432
    GSF Mortgage Corporation 28 5.39% $6,143
    LOANPAL, LLC 28 4.75% $8,098
    NEXERA HOLDING LLC 28 7.42% $12,038
    Kwik Mortgage Corporation 27 4.85% $5,653
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 27 4.42% $4,842
    Chicago Mortgage Solutions LLC 26 3.69% $3,576
    NETWORK CAPITAL FUNDING CORPORATION 26 5.05% $8,155
    DEEPHAVEN MORTGAGE LLC 26 7.75% $11,870
    Valley National Bank 25 4.25% $6,140
    BNC National Bank 25 4.81% $5,821
    CHURCHILL MORTGAGE CORPORATION 24 5.29% $5,964
    NORWICH COMMERCIAL GROUP, INC. 24 5.05% $8,557
    City National Bank 23 3.92% $6,958
    MLD MORTGAGE INC. 23 4.74% $6,127
    HOMEXPRESS MORTGAGE CORP. 22 7.14% $11,047
    FIRST HOME MORTGAGE CORPORATION 22 5.26% $9,832
    Blue Ridge Bank 22 5.16% $7,829
    The Ephrata National Bank 21 4.82% $5,593
    BOND STREET MORTGAGE, LLC 21 5.15% $7,092
    JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 21 5.28% $9,358
    Lakeview Community Capital, LLC 20 4.41% $5,800
    Kearny Bank 20 4.38% $5,669
    SUN Federal Credit Union 19 4.26% $3,527
    BNY Mellon 19 3.80% $7,203
    Dover Federal Credit Union 18 3.31% $5,476
    MERCK SHARP & DOHME FEDERAL CREDIT UNION 18 4.36% $6,740
    SOUTH JERSEY 18 4.95% $3,252
    Sierra Pacific Mortgage Company, Inc. 18 4.63% $6,420
    Financial Freedom Mortgage, LLC 18 5.24% $7,373
    MEMBER FIRST MORTGAGE, LLC 18 4.89% $4,193
    MILEND, INC. 17 4.96% $12,095
    RESIDENTIAL BANCORP 17 4.09% $5,866
    Baxter Credit Union 16 4.84% $5,123
    Citadel Servicing Corporation 16 7.62% $10,707
    LENDSURE MORTGAGE CORP. 16 7.08% $14,975
    OAKTREE FUNDING CORP. 16 5.71% $9,345
    Farm Credit East, ACA 16 5.48% $8,187
    LADERA LENDING, INC. 15 4.22% $6,619
    George Mason Mortgage, LLC 15 4.48% $6,279
    Fifth Third Bank 15 4.22% $5,037
    Unity Bank 15 5.38% $6,302
    Towne Bank 15 5.16% $7,117
    Amalgamated Bank 15 3.91% $7,626
    Citizens & Northern Bank 15 4.63% $5,696
    BMO Harris Bank 15 4.37% $8,745
    AMERICAN INTERNET MORTGAGE, INC. 15 4.10% $5,825
    RESIDENTIAL HOME MORTGAGE CORPORATION 15 4.84% $8,123
    The Fidelity Deposit and Discount Bank 15 4.68% $5,583
    GREENWAY MORTGAGE FUNDING CORP. 14 4.46% $6,621
    NP, Inc. 14 4.44% $9,502
    United Nations Federal Credit Union 14 3.61% $6,516
    Malvern Bank N.A. 13 4.05% $4,929
    UNITED MORTGAGE CORP 13 5.98% $7,636
    HSBC BANK USA, NATIONAL ASSOCIATION 13 4.29% $6,623
    FIDELITY DIRECT MORTGAGE, LLC 13 6.21% $8,412
    KELLER MORTGAGE, LLC 13 4.99% $5,299
    SOUTHERN TRUST MORTGAGE, LLC 13 4.97% $8,669
    Diamond Credit Union 12 4.42% $4,548
    ANGEL OAK HOME LOANS LLC 12 6.03% $6,488
    Investors Bank 12 3.34% $5,076
    First Internet Bank of Indiana 12 4.11% $6,727
    HOMESTEAD FUNDING CORP. 12 3.89% $5,917
    Goldman Sachs Bank USA 12 3.40% $8,565
    CREDIT UNION OF NEW JERSEY 12 5.15% $3,444
    FirstBank 12 3.74% $3,702
    Watermark Capital, Inc. 11 4.49% $6,039
    RESIDENTIAL HOME FUNDING CORP. 11 5.10% $8,693
    Atlantic Coast Mortgage, LLC 11 4.90% $8,040
    NexBank 11 3.44% $6,067
    AMERICAN ADVISORS GROUP 11 3.99% $6,024
    NATIONS DIRECT MORTGAGE, LLC 11 6.97% $12,792
    MORIA DEVELOPMENT, INC. 11 5.06% $6,911
    CANOPY MORTGAGE, LLC 10 4.16% $6,898
    Colonial Savings, F.A. 10 4.36% $5,938
    FINANCIAL RESOURCES FEDERAL CREDIT UNION 10 3.80% $4,118
    The Central Trust Bank 10 5.12% $4,017
    First Citizens Community Bank 10 4.75% $4,610
    LENOX FINANCIAL MORTGAGE CORPORATION 10 3.83% $4,679
    Luxury Mortgage Corp. 10 5.18% $17,226
    MEMBERS 1ST FEDERAL CREDIT UNION 10 4.46% $6,600
    TOP FLITE FINANCIAL, INC. 9 5.17% $15,404
    Cornerstone First Mortgage, Inc 9 4.99% $6,998
    FEDERATED MORTGAGE CORP. 9 3.68% $3,694
    FIRST TECHNOLOGY 9 4.86% $5,555
    Axos Bank 9 4.74% $7,092
    TOWER 9 3.46% $7,778
    East Coast Capital Corp. 9 5.35% $10,539
    OCMBC, INC. 8 3.69% $6,122
    BHCU 8 4.31% $6,116
    PANORAMA MORTGAGE GROUP, LLC 8 5.95% $10,125
    POLISH & SLAVIC FEDERAL CREDIT UNION 8 3.97% $4,603
    Dollar Bank, Federal Savings Bank 8 5.17% $7,951
    Lakeland Bank 8 4.88% $5,140
    FM Home Loans, LLC 8 4.98% $6,885
    LAND HOME FINANCIAL SERVICES, INC. 8 6.20% $8,600
    Leader Bank 8 4.36% $6,403
    Silicon Valley Bank 8 3.00% $8,823
    First Federal Bank 8 4.88% $7,939
    Ixonia Bank 8 5.13% $7,088
    BEST CAPITAL FUNDING 8 5.03% $9,248
    Magnolia Bank 7 3.93% $7,971
    VANDERBILT MORTGAGE AND FINANCE, INC. 7 4.13% $6,244
    TOTAL MORTGAGE SERVICES, LLC 7 4.89% $5,058
    Sunflower Bank 7 4.62% $7,787
    RUOFF MORTGAGE COMPANY, INC. 7 4.96% $4,730
    ARK MORTGAGE, INC. 7 6.14% $7,330
    MORTGAGE CAPITAL PARTNERS, INC. 7 4.89% $7,695
    MILLENIUM HOME MORTGAGE, LLC 7 4.75% $6,689
    MidAtlantic Farm Credit, ACA 7 6.29% $5,477
    NEW FED MORTGAGE, CORP. 6 5.77% $4,672
    HOMEAMERICAN MORTGAGE CORPORATION 6 4.88% $3,655
    TEACHERS 6 4.54% $4,977
    ONY GLO, INC. 6 4.73% $6,792
    ALLIANT CREDIT UNION 6 3.79% $6,530
    BAY CAPITAL MORTGAGE CORPORATION 6 5.06% $5,420
    STANFORD Federal Credit Union 6 4.79% $7,390
    DELMAR FINANCIAL COMPANY 6 4.79% $6,256
    York Traditions Bank 6 4.75% $6,920
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 5.42% $4,860
    ADVANCIAL 6 6.13% $7,803
    FAY SERVICING, LLC 6 4.29% $6,245
    Ameris Bank 6 4.85% $6,435
    RBC Bank, (Georgia) 6 4.75% $3,785
    Republic Bank & Trust Company 6 4.96% $6,802
    First Horizon Bank 6 5.38% $5,608
    First-Citizens Bank & Trust Company 6 4.54% $5,995
    EVERENCE FEDERAL CREDIT UNION 5 5.38% $2,695
    First Mortgage Solutions, LLC 5 4.13% $5,869
    Waterstone Mortgage Corporation 5 5.45% $11,803
    QUORUM FEDERAL CREDIT UNION 5 3.85% $4,261
    INTERCOASTAL MORTGAGE COMPANY 5 3.98% $10,026
    SIRVA MORTGAGE, INC. 5 5.30% $2,943
    AgFirst Farm Credit Bank 5 4.38% $4,676
    GENISYS 5 4.58% $5,340
    Century Mortgage Company DBA Century Lending Company 5 5.63% $7,187
    Greenbox Loans, Inc. 5 9.08% $14,875
    HOMESPIRE MORTGAGE CORPORATION 5 4.78% $8,646
    First Option Mortgage, LLC 5 4.65% $6,939
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 5 6.98% $13,616
    Northwest Federal Credit Union 5 3.98% $4,523
    BECKAM FUNDING CORP. 4 6.31% $10,927
    AMERICAN FINANCIAL RESOURCES, INC. 4 5.28% $4,545
    Arvest Bank 4 4.75% $6,941
    Aurora Financial, LLC 4 4.00% $3,982
    Bank of Whittier 4 5.41% $7,517
    Barrington Bank & Trust Company, N.A. 4 4.91% $7,653
    BAYCOAST MORTGAGE COMPANY, LLC 4 3.75% $6,311
    CASTLE & COOKE MORTGAGE, LLC 4 4.06% $11,820
    Commerce Home Mortgage, Inc. 4 7.25% $13,617
    EQUITY RESOURCES, INC. 4 4.87% $6,815
    First Federal Savings and Loan Association of Lakewood 4 5.33% $6,710
    First Heritage Mortgage, LLC 4 4.53% $5,718
    GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 4 5.00% $5,003
    GENEVA FINANCIAL, LLC 4 5.03% $9,284
    GLENDENNING MORTGAGE CORPORATION 4 4.53% $7,455
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 4.59% $5,587
    Homesale Mortgage, LLC 4 5.81% $4,434
    JET DIRECT FUNDING CORP 4 4.84% $9,641
    JUSTICE Federal Credit Union 4 4.50% $6,529
    LIBERTY HOME MORTGAGE CORPORATION 4 5.44% $8,021
    Manasquan Bank 4 4.31% $4,417
    Municipal Credit Union 4 3.97% $5,323
    NMSI, INC. 4 4.69% $11,533
    Peapack-Gladstone Bank 4 4.44% $4,204
    Servion, Inc. 4 4.66% $5,685
    Simmons Bank 4 4.16% $4,336
    STEARNS LENDING, LLC 4 3.31% $8,602
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 4 5.25% $7,669
    USAlliance Federal Credit Union 4 3.50% $10,472
    HOWARD HANNA FINANCIAL SERVICES, INC. 3 4.58% $5,048
    GENNEXT FUNDING, LLC 3 5.92% $8,858
    Poli Mortgage Group, Inc. 3 4.25% $5,116
    First Federal Bank of the Midwest 3 5.42% $6,660
    Sandy Spring Bank 3 4.50% $8,017
    ATLANTA POSTAL 3 3.54% $4,169
    ATHAS CAPITAL GROUP, INC. 3 8.14% $12,876
    FIRST COMMUNITY MORTGAGE, INC. 3 4.21% $6,897
    Hometown Equity Mortgage, LLC 3 4.67% $10,418
    MID AMERICA MORTGAGE, INC. 3 4.71% $9,109
    Cathay Bank 3 5.29% $3,615
    General Mortgage Capital Corporation 3 5.63% $4,446
    First Commonwealth Bank 3 3.67% $5,847
    THE MORTGAGE LINK, INC. 3 4.08% $6,726
    IVY MORTGAGE, INC. 3 5.08% $2,852
    ANDREWS FEDERAL CREDIT UNION 3 4.33% $4,748
    Amerifirst Financial, Inc. 3 6.25% $5,516
    U S WIDE FINANCIAL LLC 3 5.00% $4,254
    UTILITIES EMPLOYEES CREDIT UNION 3 4.21% $4,130
    AMERICAN HERITAGE LENDING, INC. 3 8.38% $8,149
    PEOPLESBANK, A CODORUS VALLEY COMPANY 3 4.42% $5,416
    WesBanco 3 4.63% $5,663
    Vellum Mortgage, Inc. 3 5.13% $5,315
    Victorian Finance, LLC 3 5.58% $7,645
    THRIVENT Federal Credit Union 3 3.21% $7,876
    FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.79% $7,710
    RESIDENTIAL MORTGAGE SERVICES, INC. 3 3.54% $7,376
    Residential Mortgage Solutions, Inc. 3 4.71% $9,427
    IMPAC MORTGAGE CORP. 3 4.54% $4,284
    CITIZENS EQUITY FIRST 3 4.58% $2,999
    Texana Bank 3 4.17% $9,008
    EQUITY NOW INC. 3 6.13% $7,369
    Louviers Federal Credit Union 3 3.42% $2,885
    NASA Federal Credit Union 3 5.04% $6,359
    Beeline Loans, Inc. 3 6.66% $7,331
    EagleBank 3 4.54% $7,421
    MID-ISLAND MORTGAGE CORP. 3 4.75% $12,990
    FBC MORTGAGE, LLC 3 3.96% $12,243
    SOVEREIGN LENDING GROUP INCORPORATED 3 3.96% $6,900
    AMERICAN FINANCE HOUSE LARIBA 2 5.43% $4,804
    INTERCAP LENDING INC. 2 4.38% $7,361
    VILLAGE CAPITAL MORTGAGE 2 5.25% $5,497
    Shore United Bank 2 3.63% $7,112
    WALL STREET MORTGAGE BANKERS, LTD. 2 6.06% $10,182
    Warsaw Federal Savings and Loan Association 2 5.25% $7,057
    EVANSVILLE TEACHERS 2 3.25% $5,929
    Allied First Bank,sb 2 4.50% $4,300
    ALLEGACY FEDERAL CREDIT UNION 2 5.00% $5,027
    NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 2 2.81% $8,586
    OCEANSIDE MORTGAGE COMPANY 2 4.50% $2,851
    GEO-CORP, INC. 2 6.31% $5,894
    JMAC LENDING, INC. 2 6.56% $4,982
    DAS Acquisition Company, LLC 2 6.13% $11,170
    DEPARTMENT OF COMMERCE 2 2.88% $11,014
    South State Bank 2 4.13% $10,369
    State Department Federal Credit Union 2 6.44% $6,029
    Credence Funding Corporation 2 5.18% $8,691
    Peoples Security Bank and Trust Company 2 4.02% $6,624
    Provident Bank 2 4.00% $4,264
    People's United Bank 2 3.25% $5,467
    FNCB Bank 2 4.16% $10,887
    Community Bank 2 4.88% $1,529
    Commerce Bank 2 4.81% $7,056
    Comerica Bank 2 4.63% $8,325
    CLIFFCO, INC. 2 6.88% $16,390
    ON Q FINANCIAL, INC. 2 4.81% $5,525
    CityWorth Mortgage LLC 2 3.81% $9,148
    MASON MCDUFFIE MORTGAGE CORPORATION 2 5.81% $6,418
    TEXAS TECH 2 5.25% $7,583
    The Camden National Bank 2 4.63% $5,161
    North Jersey Federal Credit Union 2 4.63% $3,115
    CHEVRON 2 4.44% $7,282
    Cf Bank 2 4.75% $3,978
    First Commonwealth Federal Credit Union 2 4.25% $4,334
    Midwest BankCentre 2 4.19% $5,905
    Capital Bank 2 5.18% $9,691
    INTERSTATE HOME LOAN CENTER, INC. 2 5.44% $7,509
    FEDCHOICE Federal Credit Union 2 5.19% $6,342
    Boeing Employees Credit Union 2 5.00% $4,068
    POLARIS HOME FUNDING CORP. 2 4.13% $6,883
    Toyota Financial Savings Bank 2 2.81% $6,266
    Bank-Fund Staff Federal Credit Union 2 3.06% $5,754
    HANSCOM 2 4.31% $6,109
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 5.31% $12,831
    GuardHill Financial Corp. 2 4.50% $8,066
    1ST PREFERENCE MORTGAGE CORP. 2 4.25% $8,497
    UNITED PREMIER FUNDING, LLC 2 4.44% $5,318
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.19% $7,274
    Semper Home Loans, Inc. 2 4.69% $3,897
    Armed Forces Bank 2 4.19% $5,635
    WINGS FINANCIAL 2 4.69% $4,384
    1ST FINANCIAL, INC. 2 4.63% $4,775
    UNITED SECURITY FINANCIAL CORP 1 6.00% $13,581
    ASSOCIATED MORTGAGE BANKERS, INC. 1 4.88% $10,330
    ASSEMBLIES OF GOD Credit Union 1 5.13% $4,508
    ARIZONA 1 3.88% $5,265
    VAN DYK MORTGAGE CORPORATION 1 3.88% $6,710
    VISIONS 1 5.25% $3,480
    AMERICAN BANCSHARES MORTGAGE 1 3.50% $9,614
    Alerus Financial 1 3.38% $3,496
    MY MORTGAGE, INC. 1 5.00% $5,687
    Mutual Federal Bank 1 3.75% $8,592
    Mortgage World Bankers, Inc. 1 3.25% $4,405
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.13% $4,952
    NewTowne Mortgage, LLC 1 4.50% $5,445
    Mortgage Bank of California 1 6.50% $18,240
    Mid-Continent Funding, Inc. 1 3.88% $8,372
    Marriott Employees' Federal Credit Union 1 2.75% $5,681
    LYONS MORTGAGE SERVICES, INC. 1 5.38% $4,799
    NORTHROP GRUMMAN Federal Credit Union 1 4.00% $6,392
    LOANFLIGHT LENDING, LLC 1 3.00% $10,023
    LEGEND LENDING CORPORATION 1 3.50% $7,859
    LANDED HOME LOANS LLC 1 6.50% $13,738
    Kish Bank 1 6.50% $7,089
    KINECTA 1 5.25% $2,927
    KEMBA FINANCIAL 1 3.00% $4,525
    Old National Bank 1 5.63% $4,846
    JERSEY SHORE FEDERAL CREDIT UNION 1 5.50% $7,179
    Orrstown Bank 1 5.75% $7,503
    OSWEGO COUNTY 1 3.50% $3,962
    OWNERSCHOICE FUNDING, INCORPORATED 1 5.50% $3,445
    ITHINK FINANCIAL Credit Union 1 5.50% $8,968
    AHL FUNDING 1 6.00% $7,250
    Integrity Home Mortgage Corp 1 4.38% $4,265
    Inspire Federal Credit Union 1 4.50% $6,736
    Independent Bank 1 7.62% $5,144
    Home Loan Investment Bank, F.S.B. 1 5.13% $7,554
    Pinnacle Bank 1 5.50% $10,592
    HOME FUNDING CORPORATION 1 5.38% $13,496
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.00% $3,408
    HARTFORD FUNDING, LTD. 1 5.88% $11,886
    PLUS RELOCATION MORTGAGE, LLC 1 4.75% $3,986
    HARBORONE MORTGAGE, LLC 1 4.75% $4,846
    POINT BREEZE 1 5.00% $3,786
    GREENSTATE CREDIT UNION 1 6.25% $5,326
    Premium Mortgage Corporation 1 3.25% $500
    GREATER ALLIANCE 1 5.00% $3,189
    Prime Choice Funding Inc. 1 3.88% $3,992
    Princeton Federal Credit Union 1 3.50% $7,886
    PROPONENT Federal Credit Union 1 3.13% $4,003
    FUNDING RESOURCES MORTGAGE CORPORATION 1 7.63% $12,888
    Franklin Loan Corporation 1 6.50% $8,832
    PURDUE FEDERAL CREDIT UNION 1 5.88% $6,866
    F & M BANK CORP. 1 5.63% $6,216
    First State Bank of St. Charles, Missouri 1 5.99% $6,600
    FIRST SAVINGS MORTGAGE CORPORATION 1 5.50% $6,230
    First Midwest Bank 1 3.63% $3,943
    RADIUS FINANCIAL GROUP INC. 1 3.25% $8,120
    First Merchants Bank 1 3.50% $6,784
    FIRST FINANCIAL OF MARYLAND 1 4.13% $2,682
    FINEX CREDIT UNION 1 3.75% $5,759
    Fidelity Bank 1 3.50% $12,898
    ROSS MORTGAGE CORPORATION 1 5.13% $8,367
    Royal Business Bank 1 4.00% $5,218
    RSI BANK 1 3.38% $11,289
    S1L, Inc. 1 4.88% $5,137
    Sail Mortgage Corp. 1 5.75% $5,622
    F&A Federal Credit Union 1 3.50% $3,028
    SELF RELIANCE NY Federal Credit Union 1 3.50% $11,115
    Shamrock Home Loans, Inc. 1 5.63% $4,608
    WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.63% $4,448
    SIWELL, INC. 1 2.88% $11,278
    Discovery Federal Credit Union 1 4.23% $3,665
    CRESCENT MORTGAGE COMPANY 1 4.00% $2,635
    STAR ONE CREDIT UNION 1 3.88% $3,164
    Countybank 1 3.49% $5,492
    CORNING 1 3.75% $7,802
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 3.63% $6,830
    CORNERSTONE HOME LENDING, INC. 1 5.13% $10,650
    Stride Bank 1 7.00% $4,771
    Congressional Bank 1 3.13% $5,826
    SUMMIT MORTGAGE BANKERS INC. 1 6.50% $6,223
    CNB Bank And Trust, N.A. 1 5.50% $5,276
    Clearview Federal Credit Union 1 4.94% $2,936
    Civista Bank 1 3.63% $3,247
    City National Bank of Florida 1 6.63% $4,956
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.25% $7,430
    The Atlantic Federal Credit Union 1 3.25% $2,160
    CIBC Bank USA 1 3.50% $7,659
    The Farmers National Bank of Canfield 1 5.00% $2,497
    The Farmers National Bank of Emlenton 1 4.25% $4,881
    CapStar Bank 1 4.99% $5,310
    The Loan Store, Inc. 1 5.00% $16,794
    The Northern Trust Company 1 4.63% $6,797
    The Union Bank Company 1 4.63% $12,490
    CALCON MUTUAL MORTGAGE LLC 1 5.88% $8,550
    TJC Mortgage, Inc. 1 3.63% $5,436
    Busey Bank 1 4.50% $6,332
    Burke & Herbert Bank & Trust Company 1 2.88% $10,576
    Bogota Savings Bank 1 4.00% $6,228
    Berkshire Bank 1 4.38% $9,044
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.13% $12,513
    AXIA FINANCIAL, LLC 1 6.38% $4,856
    Austin Capital Bank SSB 1 3.38% $3,336
    Atlantic Union Bank 1 5.63% $5,018
    Union Savings Bank 1 3.50% $8,536
    United Community Bank 1 3.75% $15,508

    Philadelphia - Camden - Wilmington Average Closing Costs & Other Stats

    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD's 562 lenders originated 159,025 loans during 2022. The total origination value was $46,022,195,000, with an average loan value of $289,402.

    Philadelphia - Camden - Wilmington's average closing costs are $6,012.

    The top Philadelphia - Camden - Wilmington lender as defined by loan originations is QUICKEN LOANS, LLC, with 4,348 loans originated. Their average total fees are $7,403, which is $206 lower than the next largest lender, CROSSCOUNTRY MORTGAGE, LLC.

    The lowest fee Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,390), DEL-ONE FEDERAL CREDIT UNION ($1,890), Third Federal Savings and Loan Association of Cleveland ($1,915) and PREMIA MORTGAGE, LLC ($2,323).

    The lowest rate Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Santander Bank, N.A. (3.14%), Dover Federal Credit Union (3.31%), Investors Bank (3.34%), First Republic Bank (3.38%) and Goldman Sachs Bank USA (3.40%).

    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Citizens Bank $2,665,620,000 $2,199,535,000 -17.5% 4.8%
    QUICKEN LOANS, LLC $4,866,130,000 $2,019,445,000 -58.5% 4.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,393,140,000 $1,453,460,000 -39.3% 3.2%
    UNITED WHOLESALE MORTGAGE, LLC $2,122,075,000 $1,269,945,000 -40.2% 2.8%
    PNC Bank $1,169,950,000 $1,125,340,000 -3.8% 2.4%
    GUARANTEED RATE, INC. $1,784,120,000 $1,098,245,000 -38.4% 2.4%
    Prosperity Home Mortgage, LLC $1,627,880,000 $1,054,990,000 -35.2% 2.3%
    Wells Fargo Bank $2,810,185,000 $1,012,905,000 -64.0% 2.2%
    Flagstar Bank, FSB $217,650,000 $999,250,000 359.1% 2.2%
    TD Bank $956,525,000 $907,620,000 -5.1% 2.0%
    LOANDEPOT.COM, LLC $2,118,675,000 $739,545,000 -65.1% 1.6%
    POLICE & FIRE $1,532,500,000 $723,850,000 -52.8% 1.6%
    Bank of America $1,080,325,000 $706,440,000 -34.6% 1.5%
    MOVEMENT MORTGAGE, LLC $780,930,000 $678,560,000 -13.1% 1.5%
    Wilmington Savings Fund Society, FSB $899,230,000 $631,305,000 -29.8% 1.4%
    Univest Bank and Trust Co. $620,685,000 $546,545,000 -11.9% 1.2%
    JPMorgan Chase Bank $1,107,240,000 $524,420,000 -52.6% 1.1%
    FINANCE OF AMERICA MORTGAGE LLC $758,600,000 $506,805,000 -33.2% 1.1%
    NVR Mortgage Finance, Inc. $519,525,000 $502,585,000 -3.3% 1.1%
    TRUMARK FINANCIAL CREDIT UNION $596,770,000 $468,915,000 -21.4% 1.0%
    GREENTREE MORTGAGE COMPANY, L.P. $859,090,000 $438,135,000 -49.0% 1.0%
    Signature Bank $436,150,000 n/a 0.9%
    Meridian Bank Corporation $670,895,000 $425,060,000 -36.6% 0.9%
    PENNYMAC LOAN SERVICES, LLC $1,183,400,000 $402,295,000 -66.0% 0.9%
    Santander Bank, N.A. $448,980,000 $399,790,000 -11.0% 0.9%
    NFM, INC. $367,535,000 $376,635,000 2.5% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $888,915,000 $363,740,000 -59.1% 0.8%
    Fulton Bank $560,755,000 $362,555,000 -35.3% 0.8%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $590,575,000 $360,350,000 -39.0% 0.8%
    CITADEL FEDERAL CREDIT UNION $479,360,000 $338,940,000 -29.3% 0.7%
    Huntingdon Valley Bank $543,945,000 $331,635,000 -39.0% 0.7%
    CALIBER HOME LOANS, INC. $677,405,000 $320,425,000 -52.7% 0.7%
    ALLIED MORTGAGE GROUP, INC. $621,785,000 $302,305,000 -51.4% 0.7%
    Parke Bank $240,990,000 $301,075,000 24.9% 0.7%
    PIKE CREEK MORTGAGE SERVICES, INC. $538,280,000 $298,255,000 -44.6% 0.6%
    Valley National Bank $74,675,000 $298,185,000 299.3% 0.6%
    KeyBank $371,995,000 $297,595,000 -20.0% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,671,730,000 $296,455,000 -82.3% 0.6%
    Mortgage America, Inc. $476,315,000 $294,015,000 -38.3% 0.6%
    NAVY FEDERAL CREDIT UNION $378,840,000 $292,445,000 -22.8% 0.6%
    AMERICAN HERITAGE FCU $424,050,000 $291,755,000 -31.2% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $479,310,000 $284,240,000 -40.7% 0.6%
    Truist $291,400,000 $278,410,000 -4.5% 0.6%
    Metropolitan Life Insurance Co $275,810,000 n/a 0.6%
    Mortgage Research Center, LLC $366,625,000 $266,755,000 -27.2% 0.6%
    HOME POINT FINANCIAL CORPORATION $757,505,000 $259,950,000 -65.7% 0.6%
    Firstrust Savings Bank $421,845,000 $254,705,000 -39.6% 0.6%
    Republic Bank $398,490,000 $245,665,000 -38.4% 0.5%
    Columbia Bank $185,210,000 $242,170,000 30.8% 0.5%
    NEWREZ LLC $1,263,130,000 $233,855,000 -81.5% 0.5%
    Capital One $721,820,000 $230,670,000 -68.0% 0.5%
    GUILD MORTGAGE COMPANY $68,260,000 $226,115,000 231.3% 0.5%
    EMM LOANS LLC $345,585,000 $217,800,000 -37.0% 0.5%
    ABSOLUTE HOME MORTGAGE CORPORATION $297,260,000 $215,950,000 -27.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $772,525,000 $214,605,000 -72.2% 0.5%
    Penn Community Bank $213,925,000 $210,160,000 -1.8% 0.5%
    Philadelphia Mortgage Advisors, Inc. $354,790,000 $209,785,000 -40.9% 0.5%
    M&T Bank $354,200,000 $194,580,000 -45.1% 0.4%
    U.S. Bank $343,325,000 $193,755,000 -43.6% 0.4%
    DHI MORTGAGE COMPANY, LTD. $103,440,000 $193,465,000 87.0% 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $389,305,000 $191,785,000 -50.7% 0.4%
    GUARANTEED RATE AFFINITY, LLC $323,655,000 $176,410,000 -45.5% 0.4%
    NATION ONE MORTGAGE CORPORATION $268,005,000 $176,265,000 -34.2% 0.4%
    Liberty Bank $87,965,000 $175,415,000 99.4% 0.4%
    Morgan Stanley Private Bank $132,155,000 $174,840,000 32.3% 0.4%
    Prudential Huntoon Paige Associates, LLC $169,540,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $1,111,620,000 $169,310,000 -84.8% 0.4%
    TBI MORTGAGE COMPANY $215,020,000 $168,805,000 -21.5% 0.4%
    S&T Bank $154,500,000 $161,850,000 4.8% 0.4%
    BROKER SOLUTIONS, INC. $323,125,000 $161,605,000 -50.0% 0.4%
    1st Colonial Community Bank $225,005,000 $160,315,000 -28.8% 0.3%
    FRANKLIN MINT $84,325,000 $159,705,000 89.4% 0.3%
    BELLWETHER ENTERPRISE REAL ESTATE CAP