Philadelphia - Camden - Wilmington Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Philadelphia - Camden - Wilmington averaged 6.75% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 7.3% and one month ago for the week of 2023-10-19, the average rate was 7.19%.

Philadelphia - Camden - Wilmington's average rate one year ago was 6.17%.

For refis of the same type during the week of 2023-11-22, the average rate was 6.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Philadelphia - Camden - Wilmington 30 Year Fixed Rate 2023-11-22 6.75%
Philadelphia - Camden - Wilmington 30 Year Fixed Rate Refi 2023-11-22 6.34%
Philadelphia - Camden - Wilmington 15 Year Fixed Rate 2023-11-22 6.37%
Philadelphia - Camden - Wilmington 15 Year Fixed Rate Refi 2023-11-22 5.38%
Philadelphia - Camden - Wilmington 30 Year FHA 2023-11-22 -0.62%
Philadelphia - Camden - Wilmington 30 Year FHA Refi 2023-11-22 -1.55%
Philadelphia - Camden - Wilmington 30 Year USDA 2023-11-22 -0.77%
Philadelphia - Camden - Wilmington 30 Year USDA Refi 2023-11-22 -0.2%
Philadelphia - Camden - Wilmington 30 Year VA 2023-11-22 -0.23%
Philadelphia - Camden - Wilmington 30 Year VA Refi 2023-11-22 -2.14%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

Philadelphia - Camden - Wilmington Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 4,348 4.93% $7,403
CROSSCOUNTRY MORTGAGE, LLC 3,065 5.09% $7,608
UNITED WHOLESALE MORTGAGE, LLC 2,550 5.14% $7,603
Prosperity Home Mortgage, LLC 2,452 4.89% $6,462
GUARANTEED RATE, INC. 2,181 4.74% $6,435
Wells Fargo Bank 2,091 4.45% $5,130
Citizens Bank 1,590 4.50% $7,514
MOVEMENT MORTGAGE, LLC 1,441 5.04% $6,324
LOANDEPOT.COM, LLC 1,401 4.55% $7,000
GREENTREE MORTGAGE COMPANY, L.P. 1,052 5.09% $5,426
Bank of America 1,038 4.10% $5,656
JPMorgan Chase Bank 986 4.42% $5,072
FINANCE OF AMERICA MORTGAGE LLC 943 4.95% $7,137
NVR Mortgage Finance, Inc. 931 4.32% $9,519
TD Bank 838 4.31% $5,501
NFM, INC. 831 5.27% $7,902
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 822 5.19% $7,449
Mortgage America, Inc. 761 4.84% $5,589
POLICE & FIRE 724 4.11% $2,342
Meridian Bank Corporation 721 4.98% $6,966
Huntingdon Valley Bank 672 5.06% $6,317
PNC Bank 669 4.53% $5,756
Wilmington Savings Fund Society, FSB 666 4.87% $5,094
PIKE CREEK MORTGAGE SERVICES, INC. 655 5.24% $6,518
Univest Bank and Trust Co. 640 4.61% $7,081
Mr. Cooper ( Nationstar Mortgage ) 630 4.56% $8,708
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 614 4.97% $6,896
CALIBER HOME LOANS, INC. 609 4.72% $6,915
PENNYMAC LOAN SERVICES, LLC 571 4.65% $8,330
Firstrust Savings Bank 568 4.60% $9,006
ALLIED MORTGAGE GROUP, INC. 559 5.07% $6,569
Philadelphia Mortgage Advisors, Inc. 535 4.78% $7,021
HOME POINT FINANCIAL CORPORATION 501 4.46% $7,882
TRUMARK FINANCIAL CREDIT UNION 482 3.96% $5,840
GUILD MORTGAGE COMPANY 478 5.04% $6,638
EMM LOANS LLC 460 4.81% $8,572
NEWREZ LLC 445 4.54% $6,267
AMERISAVE MORTGAGE CORPORATION 427 4.34% $8,264
NAVY FEDERAL CREDIT UNION 426 5.06% $5,248
ABSOLUTE HOME MORTGAGE CORPORATION 421 5.32% $7,234
PROVIDENT FUNDING ASSOCIATES, L.P. 414 4.91% $5,897
GUARANTEED RATE AFFINITY, LLC 394 4.94% $6,236
FREEDOM MORTGAGE CORPORATION 377 4.73% $6,647
Fulton Bank 362 4.89% $5,602
BETTER MORTGAGE CORPORATION 351 3.87% $5,939
ROUNDPOINT MORTGAGE SERVICING CORPORATION 350 4.58% $5,933
MCLEAN MORTGAGE CORPORATION 350 4.94% $6,498
DHI MORTGAGE COMPANY, LTD. 348 4.08% $6,799
MORTGAGE ACCESS CORP. 343 5.11% $6,394
EAGLE HOME MORTGAGE, LLC 337 5.09% $6,584
Republic Bank 336 4.19% $4,646
TBI MORTGAGE COMPANY 306 4.35% $9,083
NATION ONE MORTGAGE CORPORATION 305 5.25% $8,945
LENDING CAPITAL GROUP Inc 303 5.26% $7,673
BROKER SOLUTIONS, INC. 303 4.91% $7,198
AMERICAN HERITAGE FCU 296 4.89% $3,343
Center City Mortgage and Investments LLC 292 4.70% $5,711
U.S. Bank 285 4.48% $6,445
Parke Bank 283 4.46% $11,460
DRAPER AND KRAMER MORTGAGE CORP. 278 4.89% $6,279
ENVOY MORTGAGE, LTD 258 5.10% $8,674
Acre Mortgage and Financial Inc 257 5.18% $6,461
KeyBank 246 4.25% $6,607
SUCCESS MORTGAGE PARTNERS, INC. 245 5.00% $8,874
Truist 244 4.53% $6,268
Gateway First Bank 242 5.07% $5,020
CARDINAL FINANCIAL 228 4.79% $7,316
AmeriHome Mortgage Company, LLC 228 4.67% $7,173
AmRes Corporation 226 5.06% $8,321
Advisors Mortgage Group, L.L.C. 217 5.05% $5,950
PRIMARY RESIDENTIAL MORTGAGE, INC. 215 5.19% $7,838
Morgan Stanley Private Bank 212 3.84% $6,327
CMG MORTGAGE, INC. 211 5.15% $7,541
Flagstar Bank, FSB 204 4.76% $6,999
Mid Penn Bank 202 5.05% $6,944
The Huntington National Bank 201 4.15% $8,427
M&T Bank 200 4.49% $6,244
Northpointe Bank 193 4.83% $6,584
Ally Bank 189 4.22% $6,329
Penn Community Bank 182 4.05% $3,905
PRIMELENDING, A PLAINSCAPITAL COMPANY 182 5.01% $6,248
1st Colonial Community Bank 178 4.89% $6,880
Columbia Bank 174 3.58% $3,999
UNION HOME MORTGAGE CORP. 174 5.08% $7,087
CITADEL FEDERAL CREDIT UNION 173 4.37% $4,345
Nations Lending Corporation 165 4.87% $7,787
Presidential Bank, FSB 163 4.50% $6,800
Hometown Lenders, Inc. 162 4.87% $7,077
HOMEBRIDGE FINANCIAL SERVICES, INC. 157 5.41% $8,942
Quaint Oak Mortgage, LLC 154 4.81% $6,543
EMBRACE HOME LOANS, INC. 150 4.96% $6,746
Paramount Residential Mortgage Group, Inc. 150 5.29% $7,800
HOMESIDE FINANCIAL, LLC 144 5.01% $6,860
LAKEVIEW LOAN SERVICING, LLC 144 4.65% $5,670
Princeton Mortgage Corporation 142 5.26% $8,272
First National Bank of Pennsylvania 137 4.07% $7,370
Citibank 135 3.86% $8,446
State Financial Network, LLC 133 4.53% $3,936
Northeast Equitable Mortgage, LLC 127 4.80% $7,670
NJ LENDERS CORP. 123 4.82% $6,615
Plains Commerce Bank 114 5.08% $9,009
DEVELOPER'S MORTGAGE COMPANY 111 5.61% $7,552
Summit Mortgage Corporation 109 5.24% $6,119
First National Bank of America 105 8.64% $9,632
MUTUAL OF OMAHA MORTGAGE, INC. 102 4.78% $6,485
APEX HOME LOANS, INC. 102 4.44% $7,020
FRANKLIN MINT 100 4.24% $5,205
AMERICAN FEDERAL MORTGAGE CORPORATION 97 4.59% $5,008
GUARANTY HOME MORTGAGE CORPORATION 97 4.75% $8,079
Santander Bank, N.A. 97 3.14% $4,643
ANGEL OAK MORTGAGE SOLUTIONS LLC 96 6.28% $9,872
NBKC BANK 96 4.52% $5,060
Quontic Bank 94 6.55% $12,760
PENTAGON FEDERAL CREDIT UNION 94 4.33% $5,173
T2 FINANCIAL LLC 94 5.02% $7,872
ARK-LA-TEX FINANCIAL SERVICES, LLC. 92 4.99% $6,995
BENCHMARK Federal Credit Union 91 4.02% $5,475
FIRST HERITAGE FINANCIAL, LLC 85 5.31% $5,108
OceanFirst Bank 85 4.28% $5,629
ARC HOME LLC 84 5.34% $9,179
EVERETT FINANCIAL, INC. 81 5.15% $3,504
PENNSYLVANIA STATE EMPLOYEES Credit Union 80 4.27% $3,479
Evolve Bank & Trust 77 5.12% $7,757
PHH Mortgage Corporation 76 4.88% $7,559
FIRST ALLIANCE HOME MORTGAGE, LLC 76 4.85% $7,451
Third Federal Savings and Loan Association of Cleveland 74 3.68% $1,915
Carrington Mortgage Services, LLC 74 5.18% $7,720
US MORTGAGE CORPORATION 72 4.84% $8,306
Customers Bank 68 5.01% $3,751
CHERRY CREEK MORTGAGE, LLC 67 4.61% $1,390
BAYSHORE MORTGAGE FUNDING, LLC 65 4.55% $6,228
Mortgage Network, Inc. 64 5.12% $6,153
ESSA Bank & Trust 63 5.07% $6,365
Equity Prime Mortgage LLC 63 5.10% $7,796
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 63 5.36% $8,912
Capitol Federal Savings Bank 63 3.80% $12,966
MDE Home Loans, LLC 59 4.63% $7,457
PLAZA HOME MORTGAGE, INC. 58 5.06% $10,540
Charles Schwab Bank, SSB 57 3.56% $8,744
Discover Bank 57 4.97% $0
TIDEWATER MORTGAGE SERVICES, INC. 57 5.18% $5,828
ZILLOW HOME LOANS, LLC 56 4.07% $6,236
DIGITAL Federal Credit Union 55 4.06% $5,634
FEDERATED LENDING CORPORATION 55 4.61% $5,862
GUIDANCE RESIDENTIAL, LLC 54 5.31% $7,547
AMERICAN FINANCING CORPORATION 52 4.58% $6,779
North American Savings Bank, F.S.B. 50 4.79% $4,997
FREEDOM CREDIT UNION 49 4.53% $3,890
UIF CORPORATION 49 5.20% $5,857
Wyndham Capital Mortgage, Inc. 48 4.43% $5,131
First Home Bank 47 4.74% $7,455
PHILADELPHIA 46 5.13% $4,109
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 45 4.41% $3,677
ROYAL UNITED MORTGAGE LLC 45 5.40% $7,762
CONTOUR MORTGAGE CORPORATION 45 4.88% $7,498
Tompkins Trust Company 44 4.12% $4,096
A&D Mortgage LLC 44 7.02% $12,172
RELIANCE FIRST CAPITAL, LLC 44 4.83% $8,557
BAY EQUITY LLC 43 5.64% $5,478
UBS Bank USA 43 3.94% $7,481
ACADEMY MORTGAGE CORPORATION 42 4.94% $5,251
Mortgage Research Center, LLC 38 5.20% $7,431
USAA Federal Savings Bank 37 5.28% $7,343
MICHIGAN MUTUAL, INC. 37 4.60% $7,753
TOWNE MORTGAGE COMPANY 36 3.85% $9,476
Metro City Bank 36 5.64% $8,864
Webster Bank 36 4.19% $10,909
DEL-ONE FEDERAL CREDIT UNION 35 4.26% $1,890
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 35 4.84% $10,451
S&T Bank 35 4.89% $6,757
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 35 5.21% $7,841
Bank of England 34 4.72% $6,726
Stifel Bank and Trust 33 3.86% $4,665
Strong Home Mortgage, LLC 33 4.06% $4,492
First Savings Bank 33 5.02% $8,695
First Republic Bank 33 3.38% $7,964
The Federal Savings Bank 33 4.66% $9,438
PLANET HOME LENDING, LLC 32 4.76% $5,323
SWBC MORTGAGE CORPORATION 31 5.04% $5,674
LEADERONE FINANCIAL CORPORATION 31 5.02% $7,027
First Guaranty Mortgage Corporation 30 4.69% $9,288
Northwest Bank 30 4.51% $10,024
Bethpage Federal Credit Union 30 4.77% $6,202
SOFI LENDING CORP. 30 4.23% $6,021
RAPID MORTGAGE COMPANY 30 5.68% $7,479
PULTE MORTGAGE LLC 30 4.80% $4,259
NATIONWIDE MORTGAGE BANKERS, INC. 30 5.54% $9,301
SUN WEST MORTGAGE COMPANY, INC. 30 5.13% $6,251
Sun East Federal Credit Union 29 4.73% $4,233
PREMIA MORTGAGE, LLC 29 4.93% $2,323
Florida Capital Bank 29 5.42% $9,444
Raymond James Bank 29 3.48% $5,876
DIRECT MORTGAGE LOANS, LLC 29 5.67% $6,500
MLB RESIDENTIAL LENDING, LLC 28 5.67% $10,083
AMERICAN PACIFIC MORTGAGE CORPORATION 28 5.72% $8,037
AFFINITY 28 4.38% $4,432
GSF Mortgage Corporation 28 5.39% $6,143
LOANPAL, LLC 28 4.75% $8,098
NEXERA HOLDING LLC 28 7.42% $12,038
Kwik Mortgage Corporation 27 4.85% $5,653
CREDIT UNION MORTGAGE ASSOCIATION, INC. 27 4.42% $4,842
Chicago Mortgage Solutions LLC 26 3.69% $3,576
NETWORK CAPITAL FUNDING CORPORATION 26 5.05% $8,155
DEEPHAVEN MORTGAGE LLC 26 7.75% $11,870
Valley National Bank 25 4.25% $6,140
BNC National Bank 25 4.81% $5,821
CHURCHILL MORTGAGE CORPORATION 24 5.29% $5,964
NORWICH COMMERCIAL GROUP, INC. 24 5.05% $8,557
City National Bank 23 3.92% $6,958
MLD MORTGAGE INC. 23 4.74% $6,127
HOMEXPRESS MORTGAGE CORP. 22 7.14% $11,047
FIRST HOME MORTGAGE CORPORATION 22 5.26% $9,832
Blue Ridge Bank 22 5.16% $7,829
The Ephrata National Bank 21 4.82% $5,593
BOND STREET MORTGAGE, LLC 21 5.15% $7,092
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 21 5.28% $9,358
Lakeview Community Capital, LLC 20 4.41% $5,800
Kearny Bank 20 4.38% $5,669
SUN Federal Credit Union 19 4.26% $3,527
BNY Mellon 19 3.80% $7,203
Dover Federal Credit Union 18 3.31% $5,476
MERCK SHARP & DOHME FEDERAL CREDIT UNION 18 4.36% $6,740
SOUTH JERSEY 18 4.95% $3,252
Sierra Pacific Mortgage Company, Inc. 18 4.63% $6,420
Financial Freedom Mortgage, LLC 18 5.24% $7,373
MEMBER FIRST MORTGAGE, LLC 18 4.89% $4,193
MILEND, INC. 17 4.96% $12,095
RESIDENTIAL BANCORP 17 4.09% $5,866
Baxter Credit Union 16 4.84% $5,123
Citadel Servicing Corporation 16 7.62% $10,707
LENDSURE MORTGAGE CORP. 16 7.08% $14,975
OAKTREE FUNDING CORP. 16 5.71% $9,345
Farm Credit East, ACA 16 5.48% $8,187
LADERA LENDING, INC. 15 4.22% $6,619
George Mason Mortgage, LLC 15 4.48% $6,279
Fifth Third Bank 15 4.22% $5,037
Unity Bank 15 5.38% $6,302
Towne Bank 15 5.16% $7,117
Amalgamated Bank 15 3.91% $7,626
Citizens & Northern Bank 15 4.63% $5,696
BMO Harris Bank 15 4.37% $8,745
AMERICAN INTERNET MORTGAGE, INC. 15 4.10% $5,825
RESIDENTIAL HOME MORTGAGE CORPORATION 15 4.84% $8,123
The Fidelity Deposit and Discount Bank 15 4.68% $5,583
GREENWAY MORTGAGE FUNDING CORP. 14 4.46% $6,621
NP, Inc. 14 4.44% $9,502
United Nations Federal Credit Union 14 3.61% $6,516
Malvern Bank N.A. 13 4.05% $4,929
UNITED MORTGAGE CORP 13 5.98% $7,636
HSBC BANK USA, NATIONAL ASSOCIATION 13 4.29% $6,623
FIDELITY DIRECT MORTGAGE, LLC 13 6.21% $8,412
KELLER MORTGAGE, LLC 13 4.99% $5,299
SOUTHERN TRUST MORTGAGE, LLC 13 4.97% $8,669
Diamond Credit Union 12 4.42% $4,548
ANGEL OAK HOME LOANS LLC 12 6.03% $6,488
Investors Bank 12 3.34% $5,076
First Internet Bank of Indiana 12 4.11% $6,727
HOMESTEAD FUNDING CORP. 12 3.89% $5,917
Goldman Sachs Bank USA 12 3.40% $8,565
CREDIT UNION OF NEW JERSEY 12 5.15% $3,444
FirstBank 12 3.74% $3,702
Watermark Capital, Inc. 11 4.49% $6,039
RESIDENTIAL HOME FUNDING CORP. 11 5.10% $8,693
Atlantic Coast Mortgage, LLC 11 4.90% $8,040
NexBank 11 3.44% $6,067
AMERICAN ADVISORS GROUP 11 3.99% $6,024
NATIONS DIRECT MORTGAGE, LLC 11 6.97% $12,792
MORIA DEVELOPMENT, INC. 11 5.06% $6,911
CANOPY MORTGAGE, LLC 10 4.16% $6,898
Colonial Savings, F.A. 10 4.36% $5,938
FINANCIAL RESOURCES FEDERAL CREDIT UNION 10 3.80% $4,118
The Central Trust Bank 10 5.12% $4,017
First Citizens Community Bank 10 4.75% $4,610
LENOX FINANCIAL MORTGAGE CORPORATION 10 3.83% $4,679
Luxury Mortgage Corp. 10 5.18% $17,226
MEMBERS 1ST FEDERAL CREDIT UNION 10 4.46% $6,600
TOP FLITE FINANCIAL, INC. 9 5.17% $15,404
Cornerstone First Mortgage, Inc 9 4.99% $6,998
FEDERATED MORTGAGE CORP. 9 3.68% $3,694
FIRST TECHNOLOGY 9 4.86% $5,555
Axos Bank 9 4.74% $7,092
TOWER 9 3.46% $7,778
East Coast Capital Corp. 9 5.35% $10,539
OCMBC, INC. 8 3.69% $6,122
BHCU 8 4.31% $6,116
PANORAMA MORTGAGE GROUP, LLC 8 5.95% $10,125
POLISH & SLAVIC FEDERAL CREDIT UNION 8 3.97% $4,603
Dollar Bank, Federal Savings Bank 8 5.17% $7,951
Lakeland Bank 8 4.88% $5,140
FM Home Loans, LLC 8 4.98% $6,885
LAND HOME FINANCIAL SERVICES, INC. 8 6.20% $8,600
Leader Bank 8 4.36% $6,403
Silicon Valley Bank 8 3.00% $8,823
First Federal Bank 8 4.88% $7,939
Ixonia Bank 8 5.13% $7,088
BEST CAPITAL FUNDING 8 5.03% $9,248
Magnolia Bank 7 3.93% $7,971
VANDERBILT MORTGAGE AND FINANCE, INC. 7 4.13% $6,244
TOTAL MORTGAGE SERVICES, LLC 7 4.89% $5,058
Sunflower Bank 7 4.62% $7,787
RUOFF MORTGAGE COMPANY, INC. 7 4.96% $4,730
ARK MORTGAGE, INC. 7 6.14% $7,330
MORTGAGE CAPITAL PARTNERS, INC. 7 4.89% $7,695
MILLENIUM HOME MORTGAGE, LLC 7 4.75% $6,689
MidAtlantic Farm Credit, ACA 7 6.29% $5,477
NEW FED MORTGAGE, CORP. 6 5.77% $4,672
HOMEAMERICAN MORTGAGE CORPORATION 6 4.88% $3,655
TEACHERS 6 4.54% $4,977
ONY GLO, INC. 6 4.73% $6,792
ALLIANT CREDIT UNION 6 3.79% $6,530
BAY CAPITAL MORTGAGE CORPORATION 6 5.06% $5,420
STANFORD Federal Credit Union 6 4.79% $7,390
DELMAR FINANCIAL COMPANY 6 4.79% $6,256
York Traditions Bank 6 4.75% $6,920
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 5.42% $4,860
ADVANCIAL 6 6.13% $7,803
FAY SERVICING, LLC 6 4.29% $6,245
Ameris Bank 6 4.85% $6,435
RBC Bank, (Georgia) 6 4.75% $3,785
Republic Bank & Trust Company 6 4.96% $6,802
First Horizon Bank 6 5.38% $5,608
First-Citizens Bank & Trust Company 6 4.54% $5,995
EVERENCE FEDERAL CREDIT UNION 5 5.38% $2,695
First Mortgage Solutions, LLC 5 4.13% $5,869
Waterstone Mortgage Corporation 5 5.45% $11,803
QUORUM FEDERAL CREDIT UNION 5 3.85% $4,261
INTERCOASTAL MORTGAGE COMPANY 5 3.98% $10,026
SIRVA MORTGAGE, INC. 5 5.30% $2,943
AgFirst Farm Credit Bank 5 4.38% $4,676
GENISYS 5 4.58% $5,340
Century Mortgage Company DBA Century Lending Company 5 5.63% $7,187
Greenbox Loans, Inc. 5 9.08% $14,875
HOMESPIRE MORTGAGE CORPORATION 5 4.78% $8,646
First Option Mortgage, LLC 5 4.65% $6,939
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 5 6.98% $13,616
Northwest Federal Credit Union 5 3.98% $4,523
BECKAM FUNDING CORP. 4 6.31% $10,927
AMERICAN FINANCIAL RESOURCES, INC. 4 5.28% $4,545
Arvest Bank 4 4.75% $6,941
Aurora Financial, LLC 4 4.00% $3,982
Bank of Whittier 4 5.41% $7,517
Barrington Bank & Trust Company, N.A. 4 4.91% $7,653
BAYCOAST MORTGAGE COMPANY, LLC 4 3.75% $6,311
CASTLE & COOKE MORTGAGE, LLC 4 4.06% $11,820
Commerce Home Mortgage, Inc. 4 7.25% $13,617
EQUITY RESOURCES, INC. 4 4.87% $6,815
First Federal Savings and Loan Association of Lakewood 4 5.33% $6,710
First Heritage Mortgage, LLC 4 4.53% $5,718
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 4 5.00% $5,003
GENEVA FINANCIAL, LLC 4 5.03% $9,284
GLENDENNING MORTGAGE CORPORATION 4 4.53% $7,455
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 4.59% $5,587
Homesale Mortgage, LLC 4 5.81% $4,434
JET DIRECT FUNDING CORP 4 4.84% $9,641
JUSTICE Federal Credit Union 4 4.50% $6,529
LIBERTY HOME MORTGAGE CORPORATION 4 5.44% $8,021
Manasquan Bank 4 4.31% $4,417
Municipal Credit Union 4 3.97% $5,323
NMSI, INC. 4 4.69% $11,533
Peapack-Gladstone Bank 4 4.44% $4,204
Servion, Inc. 4 4.66% $5,685
Simmons Bank 4 4.16% $4,336
STEARNS LENDING, LLC 4 3.31% $8,602
UNITED NORTHERN MORTGAGE BANKERS LIMITED 4 5.25% $7,669
USAlliance Federal Credit Union 4 3.50% $10,472
HOWARD HANNA FINANCIAL SERVICES, INC. 3 4.58% $5,048
GENNEXT FUNDING, LLC 3 5.92% $8,858
Poli Mortgage Group, Inc. 3 4.25% $5,116
First Federal Bank of the Midwest 3 5.42% $6,660
Sandy Spring Bank 3 4.50% $8,017
ATLANTA POSTAL 3 3.54% $4,169
ATHAS CAPITAL GROUP, INC. 3 8.14% $12,876
FIRST COMMUNITY MORTGAGE, INC. 3 4.21% $6,897
Hometown Equity Mortgage, LLC 3 4.67% $10,418
MID AMERICA MORTGAGE, INC. 3 4.71% $9,109
Cathay Bank 3 5.29% $3,615
General Mortgage Capital Corporation 3 5.63% $4,446
First Commonwealth Bank 3 3.67% $5,847
THE MORTGAGE LINK, INC. 3 4.08% $6,726
IVY MORTGAGE, INC. 3 5.08% $2,852
ANDREWS FEDERAL CREDIT UNION 3 4.33% $4,748
Amerifirst Financial, Inc. 3 6.25% $5,516
U S WIDE FINANCIAL LLC 3 5.00% $4,254
UTILITIES EMPLOYEES CREDIT UNION 3 4.21% $4,130
AMERICAN HERITAGE LENDING, INC. 3 8.38% $8,149
PEOPLESBANK, A CODORUS VALLEY COMPANY 3 4.42% $5,416
WesBanco 3 4.63% $5,663
Vellum Mortgage, Inc. 3 5.13% $5,315
Victorian Finance, LLC 3 5.58% $7,645
THRIVENT Federal Credit Union 3 3.21% $7,876
FEDEX EMPLOYEES CREDIT ASSOCIATION 3 4.79% $7,710
RESIDENTIAL MORTGAGE SERVICES, INC. 3 3.54% $7,376
Residential Mortgage Solutions, Inc. 3 4.71% $9,427
IMPAC MORTGAGE CORP. 3 4.54% $4,284
CITIZENS EQUITY FIRST 3 4.58% $2,999
Texana Bank 3 4.17% $9,008
EQUITY NOW INC. 3 6.13% $7,369
Louviers Federal Credit Union 3 3.42% $2,885
NASA Federal Credit Union 3 5.04% $6,359
Beeline Loans, Inc. 3 6.66% $7,331
EagleBank 3 4.54% $7,421
MID-ISLAND MORTGAGE CORP. 3 4.75% $12,990
FBC MORTGAGE, LLC 3 3.96% $12,243
SOVEREIGN LENDING GROUP INCORPORATED 3 3.96% $6,900
AMERICAN FINANCE HOUSE LARIBA 2 5.43% $4,804
INTERCAP LENDING INC. 2 4.38% $7,361
VILLAGE CAPITAL MORTGAGE 2 5.25% $5,497
Shore United Bank 2 3.63% $7,112
WALL STREET MORTGAGE BANKERS, LTD. 2 6.06% $10,182
Warsaw Federal Savings and Loan Association 2 5.25% $7,057
EVANSVILLE TEACHERS 2 3.25% $5,929
Allied First Bank,sb 2 4.50% $4,300
ALLEGACY FEDERAL CREDIT UNION 2 5.00% $5,027
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 2 2.81% $8,586
OCEANSIDE MORTGAGE COMPANY 2 4.50% $2,851
GEO-CORP, INC. 2 6.31% $5,894
JMAC LENDING, INC. 2 6.56% $4,982
DAS Acquisition Company, LLC 2 6.13% $11,170
DEPARTMENT OF COMMERCE 2 2.88% $11,014
South State Bank 2 4.13% $10,369
State Department Federal Credit Union 2 6.44% $6,029
Credence Funding Corporation 2 5.18% $8,691
Peoples Security Bank and Trust Company 2 4.02% $6,624
Provident Bank 2 4.00% $4,264
People's United Bank 2 3.25% $5,467
FNCB Bank 2 4.16% $10,887
Community Bank 2 4.88% $1,529
Commerce Bank 2 4.81% $7,056
Comerica Bank 2 4.63% $8,325
CLIFFCO, INC. 2 6.88% $16,390
ON Q FINANCIAL, INC. 2 4.81% $5,525
CityWorth Mortgage LLC 2 3.81% $9,148
MASON MCDUFFIE MORTGAGE CORPORATION 2 5.81% $6,418
TEXAS TECH 2 5.25% $7,583
The Camden National Bank 2 4.63% $5,161
North Jersey Federal Credit Union 2 4.63% $3,115
CHEVRON 2 4.44% $7,282
Cf Bank 2 4.75% $3,978
First Commonwealth Federal Credit Union 2 4.25% $4,334
Midwest BankCentre 2 4.19% $5,905
Capital Bank 2 5.18% $9,691
INTERSTATE HOME LOAN CENTER, INC. 2 5.44% $7,509
FEDCHOICE Federal Credit Union 2 5.19% $6,342
Boeing Employees Credit Union 2 5.00% $4,068
POLARIS HOME FUNDING CORP. 2 4.13% $6,883
Toyota Financial Savings Bank 2 2.81% $6,266
Bank-Fund Staff Federal Credit Union 2 3.06% $5,754
HANSCOM 2 4.31% $6,109
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 2 5.31% $12,831
GuardHill Financial Corp. 2 4.50% $8,066
1ST PREFERENCE MORTGAGE CORP. 2 4.25% $8,497
UNITED PREMIER FUNDING, LLC 2 4.44% $5,318
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.19% $7,274
Semper Home Loans, Inc. 2 4.69% $3,897
Armed Forces Bank 2 4.19% $5,635
WINGS FINANCIAL 2 4.69% $4,384
1ST FINANCIAL, INC. 2 4.63% $4,775
UNITED SECURITY FINANCIAL CORP 1 6.00% $13,581
ASSOCIATED MORTGAGE BANKERS, INC. 1 4.88% $10,330
ASSEMBLIES OF GOD Credit Union 1 5.13% $4,508
ARIZONA 1 3.88% $5,265
VAN DYK MORTGAGE CORPORATION 1 3.88% $6,710
VISIONS 1 5.25% $3,480
AMERICAN BANCSHARES MORTGAGE 1 3.50% $9,614
Alerus Financial 1 3.38% $3,496
MY MORTGAGE, INC. 1 5.00% $5,687
Mutual Federal Bank 1 3.75% $8,592
Mortgage World Bankers, Inc. 1 3.25% $4,405
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.13% $4,952
NewTowne Mortgage, LLC 1 4.50% $5,445
Mortgage Bank of California 1 6.50% $18,240
Mid-Continent Funding, Inc. 1 3.88% $8,372
Marriott Employees' Federal Credit Union 1 2.75% $5,681
LYONS MORTGAGE SERVICES, INC. 1 5.38% $4,799
NORTHROP GRUMMAN Federal Credit Union 1 4.00% $6,392
LOANFLIGHT LENDING, LLC 1 3.00% $10,023
LEGEND LENDING CORPORATION 1 3.50% $7,859
LANDED HOME LOANS LLC 1 6.50% $13,738
Kish Bank 1 6.50% $7,089
KINECTA 1 5.25% $2,927
KEMBA FINANCIAL 1 3.00% $4,525
Old National Bank 1 5.63% $4,846
JERSEY SHORE FEDERAL CREDIT UNION 1 5.50% $7,179
Orrstown Bank 1 5.75% $7,503
OSWEGO COUNTY 1 3.50% $3,962
OWNERSCHOICE FUNDING, INCORPORATED 1 5.50% $3,445
ITHINK FINANCIAL Credit Union 1 5.50% $8,968
AHL FUNDING 1 6.00% $7,250
Integrity Home Mortgage Corp 1 4.38% $4,265
Inspire Federal Credit Union 1 4.50% $6,736
Independent Bank 1 7.62% $5,144
Home Loan Investment Bank, F.S.B. 1 5.13% $7,554
Pinnacle Bank 1 5.50% $10,592
HOME FUNDING CORPORATION 1 5.38% $13,496
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 4.00% $3,408
HARTFORD FUNDING, LTD. 1 5.88% $11,886
PLUS RELOCATION MORTGAGE, LLC 1 4.75% $3,986
HARBORONE MORTGAGE, LLC 1 4.75% $4,846
POINT BREEZE 1 5.00% $3,786
GREENSTATE CREDIT UNION 1 6.25% $5,326
Premium Mortgage Corporation 1 3.25% $500
GREATER ALLIANCE 1 5.00% $3,189
Prime Choice Funding Inc. 1 3.88% $3,992
Princeton Federal Credit Union 1 3.50% $7,886
PROPONENT Federal Credit Union 1 3.13% $4,003
FUNDING RESOURCES MORTGAGE CORPORATION 1 7.63% $12,888
Franklin Loan Corporation 1 6.50% $8,832
PURDUE FEDERAL CREDIT UNION 1 5.88% $6,866
F & M BANK CORP. 1 5.63% $6,216
First State Bank of St. Charles, Missouri 1 5.99% $6,600
FIRST SAVINGS MORTGAGE CORPORATION 1 5.50% $6,230
First Midwest Bank 1 3.63% $3,943
RADIUS FINANCIAL GROUP INC. 1 3.25% $8,120
First Merchants Bank 1 3.50% $6,784
FIRST FINANCIAL OF MARYLAND 1 4.13% $2,682
FINEX CREDIT UNION 1 3.75% $5,759
Fidelity Bank 1 3.50% $12,898
ROSS MORTGAGE CORPORATION 1 5.13% $8,367
Royal Business Bank 1 4.00% $5,218
RSI BANK 1 3.38% $11,289
S1L, Inc. 1 4.88% $5,137
Sail Mortgage Corp. 1 5.75% $5,622
F&A Federal Credit Union 1 3.50% $3,028
SELF RELIANCE NY Federal Credit Union 1 3.50% $11,115
Shamrock Home Loans, Inc. 1 5.63% $4,608
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.63% $4,448
SIWELL, INC. 1 2.88% $11,278
Discovery Federal Credit Union 1 4.23% $3,665
CRESCENT MORTGAGE COMPANY 1 4.00% $2,635
STAR ONE CREDIT UNION 1 3.88% $3,164
Countybank 1 3.49% $5,492
CORNING 1 3.75% $7,802
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 3.63% $6,830
CORNERSTONE HOME LENDING, INC. 1 5.13% $10,650
Stride Bank 1 7.00% $4,771
Congressional Bank 1 3.13% $5,826
SUMMIT MORTGAGE BANKERS INC. 1 6.50% $6,223
CNB Bank And Trust, N.A. 1 5.50% $5,276
Clearview Federal Credit Union 1 4.94% $2,936
Civista Bank 1 3.63% $3,247
City National Bank of Florida 1 6.63% $4,956
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.25% $7,430
The Atlantic Federal Credit Union 1 3.25% $2,160
CIBC Bank USA 1 3.50% $7,659
The Farmers National Bank of Canfield 1 5.00% $2,497
The Farmers National Bank of Emlenton 1 4.25% $4,881
CapStar Bank 1 4.99% $5,310
The Loan Store, Inc. 1 5.00% $16,794
The Northern Trust Company 1 4.63% $6,797
The Union Bank Company 1 4.63% $12,490
CALCON MUTUAL MORTGAGE LLC 1 5.88% $8,550
TJC Mortgage, Inc. 1 3.63% $5,436
Busey Bank 1 4.50% $6,332
Burke & Herbert Bank & Trust Company 1 2.88% $10,576
Bogota Savings Bank 1 4.00% $6,228
Berkshire Bank 1 4.38% $9,044
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.13% $12,513
AXIA FINANCIAL, LLC 1 6.38% $4,856
Austin Capital Bank SSB 1 3.38% $3,336
Atlantic Union Bank 1 5.63% $5,018
Union Savings Bank 1 3.50% $8,536
United Community Bank 1 3.75% $15,508

Philadelphia - Camden - Wilmington Average Closing Costs & Other Stats

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD's 562 lenders originated 159,025 loans during 2022. The total origination value was $46,022,195,000, with an average loan value of $289,402.

Philadelphia - Camden - Wilmington's average closing costs are $6,012.

The top Philadelphia - Camden - Wilmington lender as defined by loan originations is QUICKEN LOANS, LLC, with 4,348 loans originated. Their average total fees are $7,403, which is $206 lower than the next largest lender, CROSSCOUNTRY MORTGAGE, LLC.

The lowest fee Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,390), DEL-ONE FEDERAL CREDIT UNION ($1,890), Third Federal Savings and Loan Association of Cleveland ($1,915) and PREMIA MORTGAGE, LLC ($2,323).

The lowest rate Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are Santander Bank, N.A. (3.14%), Dover Federal Credit Union (3.31%), Investors Bank (3.34%), First Republic Bank (3.38%) and Goldman Sachs Bank USA (3.40%).

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Citizens Bank $2,665,620,000 $2,199,535,000 -17.5% 4.8%
QUICKEN LOANS, LLC $4,866,130,000 $2,019,445,000 -58.5% 4.4%
CROSSCOUNTRY MORTGAGE, LLC $2,393,140,000 $1,453,460,000 -39.3% 3.2%
UNITED WHOLESALE MORTGAGE, LLC $2,122,075,000 $1,269,945,000 -40.2% 2.8%
PNC Bank $1,169,950,000 $1,125,340,000 -3.8% 2.4%
GUARANTEED RATE, INC. $1,784,120,000 $1,098,245,000 -38.4% 2.4%
Prosperity Home Mortgage, LLC $1,627,880,000 $1,054,990,000 -35.2% 2.3%
Wells Fargo Bank $2,810,185,000 $1,012,905,000 -64.0% 2.2%
Flagstar Bank, FSB $217,650,000 $999,250,000 359.1% 2.2%
TD Bank $956,525,000 $907,620,000 -5.1% 2.0%
LOANDEPOT.COM, LLC $2,118,675,000 $739,545,000 -65.1% 1.6%
POLICE & FIRE $1,532,500,000 $723,850,000 -52.8% 1.6%
Bank of America $1,080,325,000 $706,440,000 -34.6% 1.5%
MOVEMENT MORTGAGE, LLC $780,930,000 $678,560,000 -13.1% 1.5%
Wilmington Savings Fund Society, FSB $899,230,000 $631,305,000 -29.8% 1.4%
Univest Bank and Trust Co. $620,685,000 $546,545,000 -11.9% 1.2%
JPMorgan Chase Bank $1,107,240,000 $524,420,000 -52.6% 1.1%
FINANCE OF AMERICA MORTGAGE LLC $758,600,000 $506,805,000 -33.2% 1.1%
NVR Mortgage Finance, Inc. $519,525,000 $502,585,000 -3.3% 1.1%
TRUMARK FINANCIAL CREDIT UNION $596,770,000 $468,915,000 -21.4% 1.0%
GREENTREE MORTGAGE COMPANY, L.P. $859,090,000 $438,135,000 -49.0% 1.0%
Signature Bank $436,150,000 n/a 0.9%
Meridian Bank Corporation $670,895,000 $425,060,000 -36.6% 0.9%
PENNYMAC LOAN SERVICES, LLC $1,183,400,000 $402,295,000 -66.0% 0.9%
Santander Bank, N.A. $448,980,000 $399,790,000 -11.0% 0.9%
NFM, INC. $367,535,000 $376,635,000 2.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $888,915,000 $363,740,000 -59.1% 0.8%
Fulton Bank $560,755,000 $362,555,000 -35.3% 0.8%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $590,575,000 $360,350,000 -39.0% 0.8%
CITADEL FEDERAL CREDIT UNION $479,360,000 $338,940,000 -29.3% 0.7%
Huntingdon Valley Bank $543,945,000 $331,635,000 -39.0% 0.7%
CALIBER HOME LOANS, INC. $677,405,000 $320,425,000 -52.7% 0.7%
ALLIED MORTGAGE GROUP, INC. $621,785,000 $302,305,000 -51.4% 0.7%
Parke Bank $240,990,000 $301,075,000 24.9% 0.7%
PIKE CREEK MORTGAGE SERVICES, INC. $538,280,000 $298,255,000 -44.6% 0.6%
Valley National Bank $74,675,000 $298,185,000 299.3% 0.6%
KeyBank $371,995,000 $297,595,000 -20.0% 0.6%
FREEDOM MORTGAGE CORPORATION $1,671,730,000 $296,455,000 -82.3% 0.6%
Mortgage America, Inc. $476,315,000 $294,015,000 -38.3% 0.6%
NAVY FEDERAL CREDIT UNION $378,840,000 $292,445,000 -22.8% 0.6%
AMERICAN HERITAGE FCU $424,050,000 $291,755,000 -31.2% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $479,310,000 $284,240,000 -40.7% 0.6%
Truist $291,400,000 $278,410,000 -4.5% 0.6%
Metropolitan Life Insurance Co $275,810,000 n/a 0.6%
Mortgage Research Center, LLC $366,625,000 $266,755,000 -27.2% 0.6%
HOME POINT FINANCIAL CORPORATION $757,505,000 $259,950,000 -65.7% 0.6%
Firstrust Savings Bank $421,845,000 $254,705,000 -39.6% 0.6%
Republic Bank $398,490,000 $245,665,000 -38.4% 0.5%
Columbia Bank $185,210,000 $242,170,000 30.8% 0.5%
NEWREZ LLC $1,263,130,000 $233,855,000 -81.5% 0.5%
Capital One $721,820,000 $230,670,000 -68.0% 0.5%
GUILD MORTGAGE COMPANY $68,260,000 $226,115,000 231.3% 0.5%
EMM LOANS LLC $345,585,000 $217,800,000 -37.0% 0.5%
ABSOLUTE HOME MORTGAGE CORPORATION $297,260,000 $215,950,000 -27.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $772,525,000 $214,605,000 -72.2% 0.5%
Penn Community Bank $213,925,000 $210,160,000 -1.8% 0.5%
Philadelphia Mortgage Advisors, Inc. $354,790,000 $209,785,000 -40.9% 0.5%
M&T Bank $354,200,000 $194,580,000 -45.1% 0.4%
U.S. Bank $343,325,000 $193,755,000 -43.6% 0.4%
DHI MORTGAGE COMPANY, LTD. $103,440,000 $193,465,000 87.0% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $389,305,000 $191,785,000 -50.7% 0.4%
GUARANTEED RATE AFFINITY, LLC $323,655,000 $176,410,000 -45.5% 0.4%
NATION ONE MORTGAGE CORPORATION $268,005,000 $176,265,000 -34.2% 0.4%
Liberty Bank $87,965,000 $175,415,000 99.4% 0.4%
Morgan Stanley Private Bank $132,155,000 $174,840,000 32.3% 0.4%
Prudential Huntoon Paige Associates, LLC $169,540,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $1,111,620,000 $169,310,000 -84.8% 0.4%
TBI MORTGAGE COMPANY $215,020,000 $168,805,000 -21.5% 0.4%
S&T Bank $154,500,000 $161,850,000 4.8% 0.4%
BROKER SOLUTIONS, INC. $323,125,000 $161,605,000 -50.0% 0.4%
1st Colonial Community Bank $225,005,000 $160,315,000 -28.8% 0.3%
FRANKLIN MINT $84,325,000 $159,705,000 89.4% 0.3%
BELLWETHER ENTERPRISE REAL ESTATE CAP