Philadelphia - Camden - Wilmington Mortgage Rates
30 Year Fixed Rate mortgages in Philadelphia - Camden - Wilmington averaged
5.83%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.14% and
one month ago for the week of 2022-05-26, the
average rate was 5.33%.
Philadelphia - Camden - Wilmington's average rate one year ago was 3.11%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Philadelphia - Camden - Wilmington 30 Year Fixed Rate | 2022-06-30 | 5.83% |
| Philadelphia - Camden - Wilmington 30 Year Fixed Rate Refi | 2022-06-30 | 5.85% |
| Philadelphia - Camden - Wilmington 15 Year Fixed Rate | 2022-06-30 | 5.33% |
| Philadelphia - Camden - Wilmington 15 Year Fixed Rate Refi | 2022-06-30 | 4.87% |
| Philadelphia - Camden - Wilmington 30 Year FHA | 2022-06-30 | 5.66% |
| Philadelphia - Camden - Wilmington 30 Year FHA Refi | 2022-06-30 | 5.61% |
| Philadelphia - Camden - Wilmington 30 Year USDA | 2022-06-30 | 5.49% |
| Philadelphia - Camden - Wilmington 30 Year USDA Refi | 2022-06-30 | 5.51% |
| Philadelphia - Camden - Wilmington 30 Year VA | 2022-06-30 | 5.73% |
| Philadelphia - Camden - Wilmington 30 Year VA Refi | 2022-06-30 | 5.52% |
Philadelphia - Camden - Wilmington Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD's 620 lenders originated 272,707
loans during 2021. The total origination value was $76,667,155,000, with an average loan value of
$281,134.
The top Philadelphia - Camden - Wilmington lender as defined by loan originations is QUICKEN LOANS, LLC, with
9,625 loans originated. Their average total fees are
$5,658, which is $39
higher than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are
Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($1,143), PREMIA MORTGAGE, LLC ($1,435), SPRING EQ, LLC ($1,586) and Third Federal Savings and Loan Association of Cleveland ($1,723).
The lowest rate Philadelphia - Camden - Wilmington lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.31%), BNY Mellon (2.58%), PINNACLE MORTGAGE, INC. (2.63%), BHCU (2.63%) and The Central Trust Bank (2.68%).
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $4,319,220,000 | $4,866,130,000 | 12.7% | 6.3% |
| Wells Fargo Bank | $1,940,395,000 | $2,810,185,000 | 44.8% | 3.7% |
| Citizens Bank | $2,052,440,000 | $2,665,620,000 | 29.9% | 3.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,781,680,000 | $2,393,140,000 | 34.3% | 3.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,849,780,000 | $2,122,075,000 | 14.7% | 2.8% |
| LOANDEPOT.COM, LLC | $1,446,020,000 | $2,118,675,000 | 46.5% | 2.8% |
| GUARANTEED RATE, INC. | $1,418,000,000 | $1,784,120,000 | 25.8% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $1,939,350,000 | $1,671,730,000 | -13.8% | 2.2% |
| Prosperity Home Mortgage, LLC | $398,070,000 | $1,627,880,000 | 308.9% | 2.1% |
| POLICE & FIRE | $1,597,415,000 | $1,532,500,000 | -4.1% | 2.0% |
| NEWREZ LLC | $936,290,000 | $1,263,130,000 | 34.9% | 1.6% |
| New York Community Bank | $1,210,945,000 | $1,249,455,000 | 3.2% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $701,575,000 | $1,183,400,000 | 68.7% | 1.5% |
| PNC Bank | $1,045,835,000 | $1,169,950,000 | 11.9% | 1.5% |
| BETTER MORTGAGE CORPORATION | $536,865,000 | $1,111,620,000 | 107.1% | 1.4% |
| JPMorgan Chase Bank | $857,970,000 | $1,107,240,000 | 29.1% | 1.4% |
| Bank of America | $999,880,000 | $1,080,325,000 | 8.0% | 1.4% |
| TD Bank | $1,092,355,000 | $956,525,000 | -12.4% | 1.2% |
| Wilmington Savings Fund Society, FSB | $877,355,000 | $899,230,000 | 2.5% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $636,825,000 | $888,915,000 | 39.6% | 1.2% |
| GREENTREE MORTGAGE COMPANY, L.P. | $951,650,000 | $859,090,000 | -9.7% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $716,950,000 | $780,930,000 | 8.9% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $538,660,000 | $772,525,000 | 43.4% | 1.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $826,525,000 | $758,600,000 | -8.2% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $616,345,000 | $757,505,000 | 22.9% | 1.0% |
| Capital One | $1,081,120,000 | $721,820,000 | -33.2% | 0.9% |
| CALIBER HOME LOANS, INC. | $606,880,000 | $677,405,000 | 11.6% | 0.9% |
| Meridian Bank Corporation | $716,695,000 | $670,895,000 | -6.4% | 0.9% |
| ALLIED MORTGAGE GROUP, INC. | $676,615,000 | $621,785,000 | -8.1% | 0.8% |
| Univest Bank and Trust Co. | $590,345,000 | $620,685,000 | 5.1% | 0.8% |
| TRUMARK FINANCIAL CREDIT UNION | $496,955,000 | $596,770,000 | 20.1% | 0.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $593,905,000 | $590,575,000 | -0.6% | 0.8% |
| Fulton Bank | $521,490,000 | $560,755,000 | 7.5% | 0.7% |
| Huntingdon Valley Bank | $578,120,000 | $543,945,000 | -5.9% | 0.7% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $720,200,000 | $538,280,000 | -25.3% | 0.7% |
| NVR Mortgage Finance, Inc. | $403,030,000 | $519,525,000 | 28.9% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $410,740,000 | $503,675,000 | 22.6% | 0.7% |
| CITADEL FEDERAL CREDIT UNION | $363,185,000 | $479,360,000 | 32.0% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $394,420,000 | $479,310,000 | 21.5% | 0.6% |
| Mortgage America, Inc. | $499,390,000 | $476,315,000 | -4.6% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $605,275,000 | $457,120,000 | -24.5% | 0.6% |
| Santander Bank, N.A. | $539,560,000 | $448,980,000 | -16.8% | 0.6% |
| AMERICAN HERITAGE FCU | $427,035,000 | $424,050,000 | -0.7% | 0.6% |
| Firstrust Savings Bank | $574,860,000 | $421,845,000 | -26.6% | 0.6% |
| Republic Bank | $531,500,000 | $398,490,000 | -25.0% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $443,120,000 | $389,305,000 | -12.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $361,295,000 | $378,840,000 | 4.9% | 0.5% |
| KeyBank | $254,190,000 | $371,995,000 | 46.3% | 0.5% |
| Advisors Mortgage Group, L.L.C. | $389,230,000 | $369,115,000 | -5.2% | 0.5% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $463,265,000 | $368,060,000 | -20.6% | 0.5% |
| NFM, INC. | $194,840,000 | $367,535,000 | 88.6% | 0.5% |
| Mortgage Research Center, LLC | $302,415,000 | $366,625,000 | 21.2% | 0.5% |
| Philadelphia Mortgage Advisors, Inc. | $350,040,000 | $354,790,000 | 1.4% | 0.5% |
| Manufacturers and Traders Trust Company | $316,820,000 | $354,200,000 | 11.8% | 0.5% |
| EMM LOANS LLC | $346,870,000 | $345,585,000 | -0.4% | 0.5% |
| U.S. Bank | $284,730,000 | $343,325,000 | 20.6% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $257,325,000 | $323,655,000 | 25.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $267,970,000 | $323,125,000 | 20.6% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $178,550,000 | $322,110,000 | 80.4% | 0.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $228,510,000 | $297,260,000 | 30.1% | 0.4% |
| Truist Bank | $263,570,000 | $291,400,000 | 10.6% | 0.4% |
| Investors Bank | $254,820,000 | $279,550,000 | 9.7% | 0.4% |
| Ally Bank | $129,755,000 | $279,210,000 | 115.2% | 0.4% |
| Gateway First Bank | $249,190,000 | $276,895,000 | 11.1% | 0.4% |
| Keystone Funding, Inc. | $270,920,000 | n/a | 0.4% | |
| NATION ONE MORTGAGE CORPORATION | $227,745,000 | $268,005,000 | 17.7% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $235,245,000 | $260,555,000 | 10.8% | 0.3% |
| AmRes Corporation | $204,230,000 | $252,775,000 | 23.8% | 0.3% |
| DRAPER AND KRAMER MORTGAGE CORP. | $257,530,000 | $252,695,000 | -1.9% | 0.3% |
| Parke Bank | $128,695,000 | $240,990,000 | 87.3% | 0.3% |
| Arbor Realty Trust, Inc. | $146,730,000 | $238,250,000 | 62.4% | 0.3% |
| Nations Lending Corporation | $203,355,000 | $228,260,000 | 12.2% | 0.3% |
| 1st Colonial Community Bank | $153,880,000 | $225,005,000 | 46.2% | 0.3% |
| Flagstar Bank, FSB | $143,820,000 | $217,650,000 | 51.3% | 0.3% |
| TBI MORTGAGE COMPANY | $174,345,000 | $215,020,000 | 23.3% | 0.3% |
| Penn Community Bank | $224,010,000 | $213,925,000 | -4.5% | 0.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $199,185,000 | $211,045,000 | 6.0% | 0.3% |
| LENDING CAPITAL GROUP Inc | $210,890,000 | $209,775,000 | -0.5% | 0.3% |
| MORTGAGE ACCESS CORP. | $217,650,000 | $209,660,000 | -3.7% | 0.3% |
| The Huntington National Bank | $138,025,000 | $204,125,000 | 47.9% | 0.3% |
| THE BRYN MAWR TRUST COMPANY | $240,645,000 | $203,315,000 | -15.5% | 0.3% |
| Center City Mortgage and Investments LLC | $108,380,000 | $197,050,000 | 81.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $182,650,000 | $191,010,000 | 4.6% | 0.2% |
| ENVOY MORTGAGE, LTD | $174,350,000 | $190,870,000 | 9.5% | 0.2% |
| Mid Penn Bank | $223,915,000 | $188,605,000 | -15.8% | 0.2% |
| Evesham Mortgage, LLC | $198,885,000 | $186,705,000 | -6.1% | 0.2% |
| InterContinental Capital Group, Inc | $76,830,000 | $186,635,000 | 142.9% | 0.2% |
| Columbia Bank | $175,410,000 | $185,210,000 | 5.6% | 0.2% |
| CMG MORTGAGE, INC. | $178,885,000 | $179,260,000 | 0.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $169,670,000 | $177,170,000 | 4.4% | 0.2% |
| Carrington Mortgage Services, LLC | $150,275,000 | $174,325,000 | 16.0% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $175,995,000 | $172,245,000 | -2.1% | 0.2% |
| Northfield Bank | $87,480,000 | $163,440,000 | 86.8% | 0.2% |
| Northpointe Bank | $141,785,000 | $157,995,000 | 11.4% | 0.2% |
| State Financial Network, LLC | $156,630,000 | $157,815,000 | 0.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $75,215,000 | $156,760,000 | 108.4% | 0.2% |
| S&T Bank | $95,565,000 | $154,500,000 | 61.7% | 0.2% |
| Acre Mortgage and Financial Inc | $153,795,000 | n/a | 0.2% | |
| EMBRACE HOME LOANS, INC. | $128,550,000 | $152,560,000 | 18.7% | 0.2% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $184,800,000 | $147,615,000 | -20.1% | 0.2% |
| NJ LENDERS CORP. | $124,885,000 | $146,700,000 | 17.5% | 0.2% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $50,580,000 | $146,500,000 | 189.6% | 0.2% |
| WALKER & DUNLOP, LLC | $189,805,000 | $138,670,000 | -26.9% | 0.2% |
| OceanFirst Bank | $110,015,000 | $136,680,000 | 24.2% | 0.2% |
| Quaint Oak Mortgage, LLC | $106,660,000 | $135,070,000 | 26.6% | 0.2% |
| Presidential Bank, FSB | $132,605,000 | $133,535,000 | 0.7% | 0.2% |
| First Guaranty Mortgage Corporation | $89,355,000 | $133,310,000 | 49.2% | 0.2% |
| Morgan Stanley Private Bank | $99,985,000 | $132,155,000 | 32.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $129,670,000 | $130,545,000 | 0.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $81,895,000 | $127,245,000 | 55.4% | 0.2% |
| Capitol Federal Savings Bank | $42,105,000 | $123,720,000 | 193.8% | 0.2% |
| The Federal Savings Bank | $129,040,000 | $121,835,000 | -5.6% | 0.2% |
| M&T Realty Capital Corporation | $153,665,000 | $121,560,000 | -20.9% | 0.2% |
| Citibank | $143,225,000 | $119,825,000 | -16.3% | 0.2% |
| APEX HOME LOANS, INC. | $98,275,000 | $119,150,000 | 21.2% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $83,560,000 | $118,520,000 | 41.8% | 0.2% |
| PHILADELPHIA | $103,380,000 | $116,905,000 | 13.1% | 0.2% |
| ARC HOME LLC | $114,885,000 | $115,015,000 | 0.1% | 0.2% |
| Prudential Bank | $46,600,000 | $114,740,000 | 146.2% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $46,890,000 | $114,410,000 | 144.0% | 0.1% |
| LENDUS, LLC | $102,910,000 | $113,185,000 | 10.0% | 0.1% |
| Hometown Lenders, Inc. | $87,465,000 | $113,010,000 | 29.2% | 0.1% |
| USAA Federal Savings Bank | $194,670,000 | $112,590,000 | -42.2% | 0.1% |
| MDE Home Loans, LLC | $91,685,000 | $110,905,000 | 21.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $85,590,000 | $110,275,000 | 28.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $112,720,000 | $109,510,000 | -2.8% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $115,875,000 | $107,950,000 | -6.8% | 0.1% |
| Equity Prime Mortgage LLC | $101,040,000 | $106,475,000 | 5.4% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $48,605,000 | $103,440,000 | 112.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $122,220,000 | $103,200,000 | -15.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $70,410,000 | $100,220,000 | 42.3% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $117,005,000 | $100,130,000 | -14.4% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $54,005,000 | $98,485,000 | 82.4% | 0.1% |
| Princeton Mortgage Corporation | $98,150,000 | n/a | 0.1% | |
| Northeast Equitable Mortgage, LLC | $140,300,000 | $97,765,000 | -30.3% | 0.1% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $103,055,000 | $97,450,000 | -5.4% | 0.1% |
| PINNACLE MORTGAGE, INC. | $146,505,000 | $96,310,000 | -34.3% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $68,440,000 | $95,915,000 | 40.1% | 0.1% |
| SOFI LENDING CORP. | $56,910,000 | $94,635,000 | 66.3% | 0.1% |
| Evolve Bank & Trust | $74,885,000 | $94,540,000 | 26.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $77,340,000 | $92,740,000 | 19.9% | 0.1% |
| Summit Mortgage Corporation | $79,855,000 | $92,135,000 | 15.4% | 0.1% |
| STEARNS LENDING, LLC | $77,890,000 | $91,845,000 | 17.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $66,240,000 | $90,245,000 | 36.2% | 0.1% |
| Strong Home Mortgage, LLC | $62,880,000 | $90,220,000 | 43.5% | 0.1% |
| Provident Bank | $58,200,000 | $89,850,000 | 54.4% | 0.1% |
| Grandbridge Real Estate Capital LLC | $88,200,000 | n/a | 0.1% | |
| Liberty Bank | $87,965,000 | n/a | 0.1% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $39,680,000 | $87,915,000 | 121.6% | 0.1% |
| FRANKLIN MINT | $68,035,000 | $84,325,000 | 23.9% | 0.1% |
| ESSA Bank & Trust | $57,290,000 | $83,600,000 | 45.9% | 0.1% |
| NBKC BANK | $87,145,000 | $83,430,000 | -4.3% | 0.1% |
| PHH Mortgage Corporation |