First National Bank Of Germantown Mortgage Rates, Fees & Info
Germantown, OHLEI: 549300T42S5DPZ6KG172
Tax ID: 31-0294798
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Germantown is a smaller bank specializing in Home Purchase and Refi loans. First National Bank Of Germantown has a high proportion of conventional loans. Their top (well, only) market is Dayton.First National Bank Of Germantown has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
37Origination Dollar Volume (All Markets)
$4,705,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 26 | $3,070,000 | $118,077 | $0 | 0.00% |
| Outside of Metro Areas | 11 | $1,635,000 | $148,636 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 37 | $4,705,000 | $127,162 | $0 | 0.00% |
For 2024, First National Bank Of Germantown's most frequently originated type of loan was Conventional, with 37 originations.
Loan Reason
For 2024, First National Bank Of Germantown's most frequently cited loan purpose was Home Purchase, with 12 originations. The 2nd most popular reason was Other, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 37 | $4,705,000 | $127,162 | $0 | 0.00% |
For 2024, First National Bank Of Germantown's most frequently cited loan duration was Other, with 37 originations.
Loan Sizing
2024 saw First National Bank Of Germantown place emphasis on $100,000 or less loans with 20 originations, totaling $1,040,000 in origination value.
Applicant Income
First National Bank Of Germantown lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $75k-100k, with 6 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 37 | $4,705,000 | $127,162 | $0 | 0.00% |
First National Bank Of Germantown lent most frequently to those with DTI ratios of Exempt%, with 37 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.27%
First National Bank Of Germantown has an average approval rate.
Pick Rate
Approvals leading to origination81.08%
First National Bank Of Germantown has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 37 | $4,705,000 | $127,162 |