DAYTON - KETTERING Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dayton - Kettering averaged 6.78% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 6.82% and one month ago for the week of 2023-08-10, the average rate was 6.86%.

Dayton - Kettering's average rate one year ago was 5.49%.

For refis of the same type during the week of 2023-09-14, the average rate was 6.37%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Dayton - Kettering 30 Year Fixed Rate 2023-09-14 6.78%
Dayton - Kettering 30 Year Fixed Rate Refi 2023-09-14 6.37%
Dayton - Kettering 15 Year Fixed Rate 2023-09-14 6.32%
Dayton - Kettering 15 Year Fixed Rate Refi 2023-09-14 5.2%
Dayton - Kettering 30 Year FHA 2023-09-14 6.81%
Dayton - Kettering 30 Year FHA Refi 2023-09-14 5.26%
Dayton - Kettering 30 Year USDA 2023-09-14 6.78%
Dayton - Kettering 30 Year USDA Refi 2023-09-14 7.08%
Dayton - Kettering 30 Year VA 2023-09-14 6.65%
Dayton - Kettering 30 Year VA Refi 2023-09-14 4.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAYTON-KETTERING, OH.

DAYTON - KETTERING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAYTON-KETTERING, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Union Savings Bank 1,021 4.16% $1,115
WRIGHT-PATT CREDIT UNION, INC. 831 4.95% $2,689
The Huntington National Bank 416 4.94% $3,799
PRIMELENDING, A PLAINSCAPITAL COMPANY 382 5.21% $4,605
QUICKEN LOANS, LLC 345 5.17% $6,030
THRIVE MORTGAGE, LLC 320 5.39% $4,249
Fifth Third Bank 283 5.02% $3,427
DAS Acquisition Company, LLC 234 5.56% $5,659
CALIBER HOME LOANS, INC. 220 5.18% $4,102
JPMorgan Chase Bank 211 4.87% $3,542
U.S. Bank 174 5.09% $3,383
LOANDEPOT.COM, LLC 147 5.06% $4,464
UNITED WHOLESALE MORTGAGE, LLC 138 5.45% $5,721
The Old Fort Banking Company 128 5.12% $2,717
NVR Mortgage Finance, Inc. 120 4.50% $7,014
UNION HOME MORTGAGE CORP. 119 5.33% $4,743
MOVEMENT MORTGAGE, LLC 111 5.13% $5,271
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 94 5.34% $5,030
M/I FINANCIAL, LLC 93 4.36% $7,506
First Financial Bank 93 5.21% $4,153
VICTORY MORTGAGE, L.L.C. 91 4.27% $3,890
Wells Fargo Bank 88 5.02% $3,921
RUOFF MORTGAGE COMPANY, INC. 78 5.48% $3,454
The Park National Bank 76 5.12% $3,332
PNC Bank 75 4.85% $4,098
CROSSCOUNTRY MORTGAGE, LLC 66 5.83% $5,948
KeyBank 65 4.62% $3,670
Third Federal Savings and Loan Association of Cleveland 63 4.03% $2,030
NFM, INC. 57 5.61% $6,750
GUARANTEED RATE, INC. 57 5.33% $4,488
Mr. Cooper ( Nationstar Mortgage ) 52 5.11% $5,952
T2 FINANCIAL LLC 43 5.37% $5,393
PRIMARY RESIDENTIAL MORTGAGE, INC. 41 5.11% $4,877
EQUITY RESOURCES, INC. 41 5.48% $3,452
NAVY FEDERAL CREDIT UNION 37 5.48% $3,805
AMERICAN MORTGAGE SERVICE COMPANY 35 5.36% $3,945
AMERISAVE MORTGAGE CORPORATION 32 4.41% $5,796
GUILD MORTGAGE COMPANY 32 5.74% $5,682
1st National Bank 31 4.51% $2,658
Bank of England 27 5.57% $5,695
FREEDOM MORTGAGE CORPORATION 27 4.67% $4,530
NORTHERN MORTGAGE SERVICES, LLC 27 5.40% $3,086
BROKER SOLUTIONS, INC. 26 5.39% $6,403
BETTER MORTGAGE CORPORATION 23 4.54% $3,965
UNIVERSAL 1 CREDIT UNION 22 5.05% $3,629
HOMESIDE FINANCIAL, LLC 22 5.17% $4,890
THE EQUITABLE MORTGAGE CORPORATION 22 5.27% $3,262
Farm Credit Mid-America, ACA 22 5.09% $7,710
VAN DYK MORTGAGE CORPORATION 22 5.28% $3,967
Ixonia Bank 21 5.56% $4,002
KELLER MORTGAGE, LLC 21 5.30% $3,646
Gateway First Bank 20 5.59% $4,259
Mercantile Bank of Michigan 20 4.71% $4,124
WesBanco 20 4.21% $4,753
POLARIS HOME FUNDING CORP. 19 4.93% $5,623
STOCKTON MORTGAGE CORPORATION 19 4.91% $4,860
First Bank Richmond 19 4.39% $3,954
PENNYMAC LOAN SERVICES, LLC 19 4.67% $5,661
Greenville Federal 19 4.95% $1,969
GENERAL ELECTRIC CREDIT UNION 17 4.05% $2,888
Merchants Bank of Indiana 17 5.58% $4,074
FIRST COMMUNITY MORTGAGE, INC. 17 6.67% $6,602
ROYAL UNITED MORTGAGE LLC 16 5.83% $6,872
CHURCHILL MORTGAGE CORPORATION 16 5.09% $4,098
Civista Bank 16 4.34% $3,921
Ally Bank 16 4.55% $3,337
FIRST OHIO HOME FINANCE, INC. 15 6.42% $4,124
Discover Bank 15 5.99% $0
Firefighters & Company FCU 15 5.67% $2,448
KEMBA CREDIT UNION, INC. 15 3.68% $3,607
DHI MORTGAGE COMPANY, LTD. 14 4.30% $2,400
Nations Lending Corporation 14 5.94% $4,633
Bank of America 14 4.31% $4,220
Mortgage Research Center, LLC 13 5.45% $4,352
Citizens Bank 13 4.77% $4,876
Peoples Bank 13 5.86% $2,408
NEWREZ LLC 13 5.22% $4,914
Warsaw Federal Savings and Loan Association 12 5.90% $3,621
Flagstar Bank, FSB 12 4.42% $3,797
First Commonwealth Bank 12 4.60% $4,548
RAPID MORTGAGE COMPANY 11 5.42% $5,043
Paramount Residential Mortgage Group, Inc. 11 5.20% $4,562
GUARANTEED RATE AFFINITY, LLC 11 4.93% $6,380
Guardian Savings Bank, A Federal Savings Bank 11 3.59% $917
MORTGAGE 1 INCORPORATED 11 5.85% $4,705
LAKEVIEW LOAN SERVICING, LLC 10 4.63% $4,450
USAA Federal Savings Bank 10 5.28% $4,381
Superior Credit Union, Inc. 10 4.96% $3,279
CARDINAL FINANCIAL 10 4.67% $4,797
NATIONS RELIABLE LENDING, LLC 10 4.99% $9,939
GSF Mortgage Corporation 10 5.23% $5,582
AMERICAN FINANCING CORPORATION 9 4.79% $4,850
North American Savings Bank, F.S.B. 9 5.47% $5,547
Carrington Mortgage Services, LLC 9 5.17% $5,900
MICHIGAN MUTUAL, INC. 9 5.62% $4,659
ENDEAVOR CAPITAL, LLC. 8 5.20% $5,620
LIBERTY HOME MORTGAGE CORPORATION 8 6.16% $6,328
ANGEL OAK MORTGAGE SOLUTIONS LLC 8 6.77% $8,920
Evolve Bank & Trust 7 4.59% $3,838
RIVER VALLEY CREDIT UNION, INC. 7 5.30% $2,253
The Union Bank Company 7 5.52% $3,918
KH NETWORK CREDIT UNION 7 5.04% $6,914
LCNB National Bank 7 4.95% $3,191
PENTAGON FEDERAL CREDIT UNION 6 4.90% $2,706
SECURITYNATIONAL MORTGAGE COMPANY 6 4.79% $4,717
Stifel Bank and Trust 6 4.19% $3,027
The Merchants National Bank 6 4.27% $2,525
M&T Bank 6 4.81% $5,704
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 5.02% $5,417
RiverHills Bank 6 5.00% $2,940
Cincinnati Federal 6 4.62% $3,284
LENDSURE MORTGAGE CORP. 5 7.77% $14,651
FINANCE OF AMERICA MORTGAGE LLC 5 5.35% $7,559
Prosperity Home Mortgage, LLC 5 4.88% $3,934
Truist 5 4.72% $5,531
ZILLOW HOME LOANS, LLC 5 4.93% $3,728
Somerville Bank 5 3.85% $2,356
Colonial Savings, F.A. 5 4.63% $3,391
First National Bank of America 5 8.13% $7,621
DELMAR FINANCIAL COMPANY 5 4.68% $5,750
SUCCESS MORTGAGE PARTNERS, INC. 5 5.18% $4,537
MUTUAL OF OMAHA MORTGAGE, INC. 5 5.97% $3,979
DIRECT MORTGAGE LOANS, LLC 4 4.19% $5,247
AMERICAN PACIFIC MORTGAGE CORPORATION 4 5.41% $6,417
AMERIFIRST FINANCIAL CORPORATION 4 5.78% $4,851
ARC HOME LLC 4 5.97% $7,021
BAYSHORE MORTGAGE FUNDING, LLC 4 4.66% $5,256
DEEPHAVEN MORTGAGE LLC 4 7.97% $21,541
First Federal Savings and Loan Association of Lakewood 4 3.57% $4,690
HOME POINT FINANCIAL CORPORATION 4 4.28% $7,921
HONDA Federal Credit Union 4 4.53% $3,245
INSPIRE HOME LOANS INC. 4 5.38% $7,707
LEADERONE FINANCIAL CORPORATION 4 5.81% $6,769
Morgan Stanley Private Bank 4 4.89% $3,501
MYCUMORTGAGE, LLC 4 5.63% $3,911
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.22% $6,374
NBKC BANK 4 5.25% $4,044
NEXERA HOLDING LLC 4 7.72% $9,889
RELIANCE FIRST CAPITAL, LLC 4 5.44% $6,762
SOUTHWEST FUNDING, LP 4 6.15% $5,454
TELHIO 4 4.03% $3,393
UBS Bank USA 4 4.13% $5,784
United Fidelity Funding Corp. 4 7.47% $18,171
MORTGAGE CENTER L.C 3 5.79% $4,169
HALLMARK HOME MORTGAGE, LLC 3 5.46% $6,478
GUIDANCE RESIDENTIAL, LLC 3 6.08% $4,916
GENEVA FINANCIAL, LLC 3 4.88% $5,049
First Federal Bank of the Midwest 3 4.25% $3,709
PHH Mortgage Corporation 3 4.08% $5,400
PLAZA HOME MORTGAGE, INC. 3 6.58% $14,385
The Citizens National Bank of Bluffton 3 5.46% $2,940
American Midwest Mortgage Corporation 3 4.88% $5,726
CODE 3 4.88% $3,046
The State Bank and Trust Company 3 4.88% $3,369
PROVIDENT FUNDING ASSOCIATES, L.P. 3 5.00% $3,564
Armed Forces Bank 3 4.58% $4,108
MORTGAGE ACCESS CORP. 3 4.62% $4,933
ANGEL OAK HOME LOANS LLC 3 6.88% $5,993
Citadel Servicing Corporation 3 8.17% $11,011
UIF CORPORATION 3 5.00% $6,073
Ameris Bank 3 5.38% $4,575
AmeriHome Mortgage Company, LLC 3 4.21% $3,911
Heartland Bank 3 3.21% $8,088
US MORTGAGE CORPORATION 3 5.79% $4,972
Northpointe Bank 3 4.58% $6,819
VANDERBILT MORTGAGE AND FINANCE, INC. 3 4.42% $3,659
JLB CORPORATION 3 5.42% $4,847
Chicago Mortgage Solutions LLC 3 3.69% $2,685
HOWARD HANNA FINANCIAL SERVICES, INC. 3 6.08% $4,013
Hometown Lenders, Inc. 3 6.00% $6,564
PRIORITY MORTGAGE CORP. 2 3.94% $4,456
Amerifirst Financial, Inc. 2 7.13% $7,105
GUARANTY HOME MORTGAGE CORPORATION 2 3.38% $3,855
Regions Bank 2 5.13% $2,607
NTFN, INC. 2 6.19% $5,422
ENVOY MORTGAGE, LTD 2 5.56% $4,448
First Internet Bank of Indiana 2 5.87% $2,918
Quontic Bank 2 7.13% $18,325
SOFI LENDING CORP. 2 4.69% $4,315
Northwest Bank 2 4.44% $12,750
Liberty National Bank 2 5.88% $2,880
Dollar Bank, Federal Savings Bank 2 5.50% $5,676
First Horizon Bank 2 5.19% $4,192
BRIDGE 2 5.25% $3,204
Stock Yards Bank & Trust Company 2 3.75% $2,669
RESIDENTIAL BANCORP 2 5.44% $9,491
SUN Federal Credit Union 2 4.38% $3,539
Sunflower Bank 2 4.24% $3,696
AmRes Corporation 2 5.88% $14,599
PLANET HOME LENDING, LLC 2 4.31% $5,321
MID AMERICA MORTGAGE, INC. 2 6.88% $3,906
ACADEMY MORTGAGE CORPORATION 2 6.50% $5,571
S1L, Inc. 2 6.62% $4,361
PLUS RELOCATION MORTGAGE, LLC 2 5.81% $2,957
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 4.38% $6,232
Figure Lending LLC 2 4.19% $1,745
UNITED MORTGAGE CORP 2 5.00% $10,577
AMERICAN INTERNET MORTGAGE, INC. 2 4.94% $2,631
First Merchants Bank 2 5.19% $4,805
CMG MORTGAGE, INC. 2 6.37% $5,693
BAY EQUITY LLC 2 6.63% $3,289
EVERETT FINANCIAL, INC. 2 5.69% $2,409
Baxter Credit Union 2 4.13% $2,452
The Federal Savings Bank 1 5.63% $13,284
The Home Loan Expert LLC 1 4.00% $3,147
Beeline Loans, Inc. 1 2.88% $2,423
The Ohio Valley Bank Company 1 3.38% $6,698
ASCENTRA 1 3.75% $9,645
Arvest Bank 1 3.50% $2,676
THE VINTON COUNTY NATIONAL BANK 1 4.88% $3,190
Three Rivers Federal Credit Union 1 4.75% $3,327
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.63% $3,896
TOTAL MORTGAGE SERVICES, LLC 1 5.99% $3,906
Wyndham Capital Mortgage, Inc. 1 4.63% $1,435
21ST MORTGAGE CORPORATION 1 9.85% $3,495
American Security Mortgage Corp. 1 7.00% $3,360
American Mortgage & Equity Consultants, Inc. 1 4.50% $5,854
UTILITIES EMPLOYEES CREDIT UNION 1 4.00% $3,507
Iroquois Federal Savings and Loan Association 1 3.88% $3,825
JMAC LENDING, INC. 1 5.63% $5,870
INOVA FEDERAL CREDIT UNION 1 3.50% $3,717
JUSTICE Federal Credit Union 1 2.38% $3,425
IMPAC MORTGAGE CORP. 1 3.99% $3,863
KEMBA FINANCIAL 1 7.25% $3,183
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.88% $3,917
Lakeview Community Capital, LLC 1 4.38% $4,080
LAKE MICHIGAN CREDIT UNION 1 3.88% $3,498
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.75% $3,490
LAND HOME FINANCIAL SERVICES, INC. 1 6.50% $5,444
LEGEND LENDING CORPORATION 1 7.13% $5,095
L & N Federal Credit Union 1 5.88% $2,675
LOANPAL, LLC 1 2.99% $3,834
Luxury Mortgage Corp. 1 4.38% $10,757
George Mason Mortgage, LLC 1 4.75% $3,900
GENISYS 1 5.75% $2,708
First State Bank 1 5.88% $2,417
First National Bank of Pennsylvania 1 4.63% $3,845
First Home Bank 1 3.63% $12,591
First Guaranty Mortgage Corporation 1 3.88% $3,051
AMCAP MORTGAGE, LTD. 1 5.99% $4,197
NASA Federal Credit Union 1 6.00% $4,953
First Financial Bank 1 3.88% $3,416
Watermark Capital, Inc. 1 5.13% $3,850
AFFINITY 1 3.75% $2,663
NETWORK CAPITAL FUNDING CORPORATION 1 5.88% $4,402
A&D Mortgage LLC 1 7.99% $12,780
EMBRACE HOME LOANS, INC. 1 3.75% $3,276
EASTMAN 1 4.63% $5,951
NORTHROP GRUMMAN Federal Credit Union 1 7.13% $4,735
Northwest Bank 1 4.25% $3,238
Notre Dame Federal Credit Union Corporation 1 5.50% $4,061
East Coast Capital Corp. 1 6.38% $4,602
ONY GLO, INC. 1 6.75% $4,737
OPTION FINANCIAL, LLC 1 7.00% $3,716
DRAPER AND KRAMER MORTGAGE CORP. 1 6.63% $3,054
DIGITAL Federal Credit Union 1 3.63% $4,160
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.25% $7,329
Platinum Home Mortgage Corporation 1 7.13% $6,422
Devon Bank 1 5.88% $4,526
DEVELOPER'S MORTGAGE COMPANY 1 5.50% $2,025
PREMIA MORTGAGE, LLC 1 4.99% $1,046
Princeton Mortgage Corporation 1 6.25% $7,321
CME Federal Credit Union 1 6.50% $2,748
PURDUE FEDERAL CREDIT UNION 1 6.13% $4,078
Citibank 1 3.25% $3,247
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.38% $4,991
Renasant Bank 1 5.13% $4,864
CINFED Federal Credit Union 1 3.38% $1,189
CHERRY CREEK MORTGAGE, LLC 1 4.88% $2,785
Cf Bank 1 5.50% $2,455
Centennial Bank 1 4.75% $9,465
Servion, Inc. 1 5.50% $7,382
Sharefax Credit Union 1 4.75% $1,898
SIBCY CLINE MORTGAGE SERVICES, INC. 1 6.13% $3,736
CASTLE & COOKE MORTGAGE, LLC 1 5.50% $4,223
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.38% $9,010
Wilmington Savings Fund Society, FSB 1 5.63% $3,145
CapStar Bank 1 3.25% $3,475
BNC National Bank 1 5.38% $4,425
BMI Federal Credit Union 1 3.63% $3,091
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 5.50% $2,667
Blue Ridge Bank 1 7.00% $4,299
Texana Bank 1 5.38% $8,142
The Central Trust Bank 1 6.75% $4,869
BLUELEAF LENDING, LLC 1 5.88% $3,548
The Farmers & Merchants State Bank 1 6.75% $5,095

DAYTON - KETTERING Average Closing Costs & Other Stats

DAYTON-KETTERING, OH's 286 lenders originated 22,153 loans during 2022. The total origination value was $4,406,695,000, with an average loan value of $198,921.

DAYTON - KETTERING's average closing costs are $4,124.

The top DAYTON - KETTERING lender as defined by loan originations is Union Savings Bank, with 1,021 loans originated. Their average total fees are $1,115, which is $1,574 lower than the next largest lender, WRIGHT-PATT CREDIT UNION, INC..

The lowest fee DAYTON - KETTERING lenders (with over 10 loans originated) are Discover Bank ($0), Guardian Savings Bank, A Federal Savings Bank ($917), Union Savings Bank ($1,115), Greenville Federal ($1,969) and Third Federal Savings and Loan Association of Cleveland ($2,030).

The lowest rate DAYTON - KETTERING lenders (with over 10 loans originated) are Guardian Savings Bank, A Federal Savings Bank (3.59%), KEMBA CREDIT UNION, INC. (3.68%), Third Federal Savings and Loan Association of Cleveland (4.03%), GENERAL ELECTRIC CREDIT UNION (4.05%) and Union Savings Bank (4.16%).

DAYTON-KETTERING, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Union Savings Bank $805,175,000 $365,500,000 -54.6% 8.3%
WRIGHT-PATT CREDIT UNION, INC. $499,885,000 $344,665,000 -31.1% 7.8%
Wells Fargo Bank $61,450,000 $312,415,000 408.4% 7.1%
The Huntington National Bank $260,120,000 $181,985,000 -30.0% 4.1%
Fifth Third Bank $231,890,000 $171,630,000 -26.0% 3.9%
QUICKEN LOANS, LLC $348,640,000 $167,795,000 -51.9% 3.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $194,215,000 $117,370,000 -39.6% 2.7%
CALIBER HOME LOANS, INC. $206,510,000 $95,140,000 -53.9% 2.2%
Mortgage Research Center, LLC $102,665,000 $93,180,000 -9.2% 2.1%
DAS Acquisition Company, LLC $131,525,000 $92,210,000 -29.9% 2.1%
THRIVE MORTGAGE, LLC $127,980,000 $92,200,000 -28.0% 2.1%
KeyBank $63,055,000 $83,180,000 31.9% 1.9%
U.S. Bank $120,025,000 $76,895,000 -35.9% 1.7%
NVR Mortgage Finance, Inc. $96,215,000 $71,665,000 -25.5% 1.6%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $41,945,000 $67,595,000 61.2% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $64,340,000 $66,690,000 3.7% 1.5%
JPMorgan Chase Bank $121,870,000 $64,855,000 -46.8% 1.5%
First Financial Bank $58,780,000 $64,570,000 9.9% 1.5%
PNC Bank $82,130,000 $64,195,000 -21.8% 1.5%
LOANDEPOT.COM, LLC $146,165,000 $59,270,000 -59.4% 1.3%
VICTORY MORTGAGE, L.L.C. $61,255,000 $58,420,000 -4.6% 1.3%
M/I FINANCIAL, LLC $24,380,000 $48,970,000 100.9% 1.1%
LCNB National Bank $12,880,000 $47,160,000 266.1% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $65,615,000 $43,845,000 -33.2% 1.0%
MOVEMENT MORTGAGE, LLC $18,345,000 $43,055,000 134.7% 1.0%
The Old Fort Banking Company $67,440,000 $39,985,000 -40.7% 0.9%
UNION HOME MORTGAGE CORP. $72,340,000 $38,475,000 -46.8% 0.9%
First Commonwealth Bank $27,495,000 $38,155,000 38.8% 0.9%
NAVY FEDERAL CREDIT UNION $44,285,000 $36,330,000 -18.0% 0.8%
JONES LANG LASALLE MULTIFAMILY, LLC $35,565,000 n/a 0.8%
USAA Federal Savings Bank $43,945,000 $34,135,000 -22.3% 0.8%
FREEDOM MORTGAGE CORPORATION $176,810,000 $30,860,000 -82.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $25,735,000 $29,920,000 16.3% 0.7%
Stock Yards Bank & Trust Company $5,505,000 $28,075,000 410.0% 0.6%
The Park National Bank $40,790,000 $28,000,000 -31.4% 0.6%
COREVEST AMERICAN FINANCE LENDER LLC $10,790,000 $27,950,000 159.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $38,830,000 $27,030,000 -30.4% 0.6%
RUOFF MORTGAGE COMPANY, INC. $31,670,000 $23,735,000 -25.1% 0.5%
Day Air Credit Union, Inc $52,485,000 $23,375,000 -55.5% 0.5%
Third Federal Savings and Loan Association of Cleveland $14,885,000 $22,825,000 53.3% 0.5%
NFM, INC. $33,145,000 $20,815,000 -37.2% 0.5%
GUARANTEED RATE, INC. $16,345,000 $20,750,000 27.0% 0.5%
T2 FINANCIAL LLC $29,405,000 $20,140,000 -31.5% 0.5%
Monroe Federal Savings and Loan Association $19,320,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $73,275,000 $19,185,000 -73.8% 0.4%
Greenville Federal $32,460,000 $17,690,000 -45.5% 0.4%
WesBanco Bank, Inc. $48,290,000 $16,475,000 -65.9% 0.4%
Greenville National Bank $17,495,000 $16,415,000 -6.2% 0.4%
Heritage Bank, Inc. $15,710,000 n/a 0.4%
Flagstar Bank, FSB $7,510,000 $14,715,000 95.9% 0.3%
Minster Bank $25,890,000 $14,465,000 -44.1% 0.3%
GUILD MORTGAGE COMPANY $12,345,000 $14,335,000 16.1% 0.3%
MCNB Bank and Trust Co. $6,660,000 $14,330,000 115.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $40,625,000 $14,035,000 -65.5% 0.3%
BROKER SOLUTIONS, INC. $14,795,000 $13,540,000 -8.5% 0.3%
Central Bank & Trust Company $6,845,000 $12,950,000 89.2% 0.3%
RiverHills Bank $3,560,000 $12,815,000 260.0% 0.3%
Merchants Bank of Indiana $4,260,000 $12,685,000 197.8% 0.3%
Bank of England $18,465,000 $12,585,000 -31.8% 0.3%
LIMA ONE CAPITAL, LLC $18,725,000 $12,435,000 -33.6% 0.3%
Prudential Huntoon Paige Associates, LLC $12,255,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $23,130,000 $11,785,000 -49.0% 0.3%
DHI MORTGAGE COMPANY, LTD. $1,105,000 $11,665,000 955.7% 0.3%
Farm Credit Mid-America, ACA $15,710,000 $11,380,000 -27.6% 0.3%
VAN DYK MORTGAGE CORPORATION $12,710,000 $11,120,000 -12.5% 0.3%
EQUITY RESOURCES, INC. $22,140,000 $10,935,000 -50.6% 0.2%
New Carlisle Federal Savings Bank $23,820,000 $10,605,000 -55.5% 0.2%
NEW DAY FINANCIAL, LLC $18,010,000 $10,450,000 -42.0% 0.2%
Gateway First Bank $10,495,000 $10,295,000 -1.9% 0.2%
Nicolet National Bank $10,205,000 n/a 0.2%
UNIVERSAL 1 CREDIT UNION $12,335,000 $9,680,000 -21.5% 0.2%
BERKELEY POINT CAPITAL LLC $9,430,000 n/a 0.2%
Civista Bank $13,405,000 $9,370,000 -30.1% 0.2%
POLARIS HOME FUNDING CORP. $14,115,000 $9,170,000 -35.0% 0.2%
NEWREZ LLC $19,085,000 $8,980,000 -52.9% 0.2%
1st National Bank $10,880,000 $8,865,000 -18.5% 0.2%
Bank of America $10,945,000 $8,790,000 -19.7% 0.2%
GENERAL ELECTRIC CREDIT UNION $32,655,000 $8,665,000 -73.5% 0.2%
LENDINGHOME FUNDING CORPORATION $4,320,000 $8,470,000 96.1% 0.2%
AMERICAN MORTGAGE SERVICE COMPANY $14,500,000 $7,820,000 -46.1% 0.2%
LEADERONE FINANCIAL CORPORATION $825,000 $7,765,000 841.2% 0.2%
Citizens Bank $12,695,000 $7,735,000 -39.1% 0.2%
Carrington Mortgage Services, LLC $13,335,000 $7,695,000 -42.3% 0.2%
NORTHERN MORTGAGE SERVICES, LLC $17,520,000 $7,335,000 -58.1% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $1,365,000 $7,305,000 435.2% 0.2%
Mercantile Bank of Michigan $6,680,000 $7,180,000 7.5% 0.2%
HOMESIDE FINANCIAL, LLC $16,630,000 $6,965,000 -58.1% 0.2%
KEMBA CREDIT UNION, INC. $1,220,000 $6,855,000 461.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $17,305,000 $6,665,000 -61.5% 0.2%
Nations Lending Corporation $5,235,000 $6,595,000 26.0% 0.1%
KELLER MORTGAGE, LLC $8,710,000 $6,535,000 -25.0% 0.1%
BETTER MORTGAGE CORPORATION $36,755,000 $6,530,000 -82.2% 0.1%
MID AMERICA MORTGAGE, INC. $11,080,000 $6,450,000 -41.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $27,380,000 $6,415,000 -76.6% 0.1%
RIVER VALLEY CREDIT UNION, INC. $11,610,000 $5,955,000 -48.7% 0.1%
Arbor Realty Trust, Inc. $1,985,000 $5,940,000 199.2% 0.1%
STOCKTON MORTGAGE CORPORATION $10,850,000 $5,885,000 -45.8% 0.1%
Covington Savings and Loan Association $5,975,000 $5,815,000 -2.7% 0.1%
HOME POINT FINANCIAL CORPORATION $22,910,000 $5,720,000 -75.0% 0.1%
Ixonia Bank $8,815,000 $5,600,000 -36.5% 0.1%
The Farmers State Bank $4,930,000 $5,305,000 7.6% 0.1%
The Citizens National Bank of Bluffton $5,150,000 $5,035,000 -2.2% 0.1%
Paramount Residential Mortgage Group, Inc. $8,230,000 $5,010,000 -39.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $19,535,000 $4,875,000 -75.0% 0.1%
Guardian Savings Bank, A Federal Savings Bank $6,390,000 $4,665,000 -27.0% 0.1%
NATIONS RELIABLE LENDING, LLC $6,115,000 $4,595,000 -24.9% 0.1%
Ally Bank $4,195,000 $4,550,000 8.5% 0.1%
THE EQUITABLE MORTGAGE CORPORATION $10,330,000 $4,520,000 -56.2% 0.1%
CHURCHILL MORTGAGE CORPORATION $10,640,000 $4,515,000 -57.6% 0.1%
GSF Mortgage Corporation $725,000 $4,350,000 500.0% 0.1%
North American Savings Bank, F.S.B. $7,320,000 $4,270,000 -41.7% 0.1%
CODE $3,140,000 $4,260,000 35.7% 0.1%
Firefighters & Company FCU $4,245,000 n/a 0.1%
Figure Lending LLC $2,370,000 $4,235,000 78.7% 0.1%
Cincinnati Federal $10,440,000 $4,220,000 -59.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $7,015,000 $3,980,000 -43.3% 0.1%
MORTGAGE 1 INCORPORATED $9,490,000 $3,975,000 -58.1% 0.1%
NBKC BANK $11,790,000 $3,955,000 -66.5% 0.1%
Heartland Bank $465,000 $3,935,000 746.2% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $9,730,000 $3,780,000 -61.2% 0.1%
INSPIRE HOME LOANS INC. $1,300,000 $3,650,000 180.8% 0.1%
The Merchants National Bank $8,500,000 $3,625,000 -57.4% 0.1%
UBS Bank USA $1,390,000 $3,595,000 158.6% 0.1%
RELIANCE FIRST CAPITAL, LLC $3,865,000 $3,580,000 -7.4% 0.1%
The Farmers & Merchants State Bank $1,445,000 $3,575,000 147.4% 0.1%
Westbury Bank $3,505,000 n/a 0.1%
Capital One $3,425,000 n/a 0.1%
Truist $1,475,000 $3,425,000 132.2% 0.1%
EVERETT FINANCIAL, INC. $1,145,000 $3,395,000 196.5% 0.1%
Discover Bank $1,245,000 $3,380,000 171.5% 0.1%
ROYAL UNITED MORTGAGE LLC $6,235,000 $3,335,000 -46.5% 0.1%
DEEPHAVEN MORTGAGE LLC $3,330,000 n/a 0.1%
BNC National Bank $3,740,000 $3,315,000 -11.4% 0.1%
First Bank Richmond $7,390,000 $3,225,000 -56.4% 0.1%
The Union Bank Company $4,505,000 $3,145,000 -30.2% 0.1%
VILLAGE CAPITAL MORTGAGE $19,450,000 $3,100,000 -84.1% 0.1%
Northpointe Bank $8,265,000 $3,050,000 -63.1% 0.1%
Equity Prime Mortgage LLC $1,975,000 $3,000,000 51.9% 0.1%
The Federal Savings Bank $11,850,000 $3,000,000 -74.7% 0.1%
Armed Forces Bank $1,125,000 $2,985,000 165.3% 0.1%
CMG MORTGAGE, INC. $2,375,000 $2,925,000 23.2% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $515,000 $2,840,000 451.5% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,790,000 $2,835,000 58.4% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,185,000 $2,820,000 138.0% 0.1%
MICHIGAN MUTUAL, INC. $475,000 $2,815,000 492.6% 0.1%
RAPID MORTGAGE COMPANY $4,690,000 $2,800,000 -40.3% 0.1%
DOMINION FINANCIAL SERVICES, LLC $375,000 $2,780,000 641.3% 0.1%
AMERICAN FINANCING CORPORATION $7,255,000 $2,745,000 -62.2% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $155,000 $2,730,000 1,661.3% 0.1%
American Midwest Mortgage Corporation $5,095,000 $2,700,000 -47.0% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $10,160,000 $2,660,000 -73.8% 0.1%
Republic Bank & Trust Company $2,825,000 $2,565,000 -9.2% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,685,000 $2,560,000 51.9% 0.1%
Peoples Bank $7,280,000 $2,550,000 -65.0% 0.1%
SILVER HILL FUNDING, LLC $620,000 $2,430,000 291.9% 0.1%
PLAZA HOME MORTGAGE, INC. $510,000 $2,405,000 371.6% 0.1%
FIRST OHIO HOME FINANCE, INC. $2,000,000 $2,390,000 19.5% 0.1%
First Federal Bank of the Midwest $4,755,000 $2,260,000 -52.5% 0.1%
M&T Bank $2,000,000 $2,210,000 10.5% 0.1%
DIRECT MORTGAGE LOANS, LLC $4,440,000 $2,160,000 -51.4% 0.0%
GENEVA FINANCIAL, LLC $1,440,000 $2,145,000 49.0% 0.0%
Superior Credit Union, Inc. $2,330,000 $2,135,000 -8.4% 0.0%
LENDSURE MORTGAGE CORP. $2,105,000 n/a 0.0%
ARC HOME LLC $2,115,000 $2,100,000 -0.7% 0.0%
First Federal Savings and Loan Association of Lakewood $4,115,000 $2,095,000 -49.1% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,495,000 $2,065,000 38.1% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,970,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,240,000 $1,945,000 -13.2% 0.0%
ZILLOW HOME LOANS, LLC $2,410,000 $1,945,000 -19.3% 0.0%
Evolve Bank & Trust $2,420,000 $1,920,000 -20.7% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,965,000 $1,900,000 -35.9% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,385,000 $1,835,000 32.5% 0.0%
SPRING EQ, LLC $410,000 $1,815,000 342.7% 0.0%
DEVELOPER'S MORTGAGE COMPANY $1,050,000 $1,810,000 72.4% 0.0%
CLEARPATH LENDING $12,880,000 $1,755,000 -86.4% 0.0%
TOP FLITE FINANCIAL, INC. $880,000 $1,735,000 97.2% 0.0%
PHH Mortgage Corporation $4,125,000 $1,725,000 -58.2% 0.0%
Citadel Servicing Corporation $1,720,000 n/a 0.0%
United Fidelity Funding Corp. $1,710,000 n/a 0.0%
Stifel Bank and Trust $2,765,000 $1,690,000 -38.9% 0.0%
Morgan Stanley Private Bank $615,000 $1,640,000 166.7% 0.0%
KH NETWORK CREDIT UNION $4,775,000 $1,630,000 -65.9% 0.0%
Hometown Lenders, Inc. $1,570,000 $1,615,000 2.9% 0.0%
ENDEAVOR CAPITAL, LLC. $2,635,000 $1,580,000 -40.0% 0.0%
WEST PENN FINANCIAL SERVICE CENTER, INC. $3,265,000 $1,555,000 -52.4% 0.0%
NATIONS DIRECT MORTGAGE, LLC $675,000 $1,550,000 129.6% 0.0%
LENDINGONE, LLC $275,000 $1,535,000 458.2% 0.0%
LOANPAL, LLC $1,625,000 $1,505,000 -7.4% 0.0%
HONDA Federal Credit Union $1,655,000 $1,495,000 -9.7% 0.0%
MORIA DEVELOPMENT, INC. $1,345,000 $1,475,000 9.7% 0.0%
The State Bank and Trust Company $4,080,000 $1,465,000 -64.1% 0.0%
Prosperity Home Mortgage, LLC $1,885,000 $1,445,000 -23.3% 0.0%
AmRes Corporation $1,000,000 $1,405,000 40.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $740,000 $1,405,000 89.9% 0.0%
First Federal Bank $285,000 $1,390,000 387.7% 0.0%
Barrington Bank & Trust Company, N.A. $4,475,000 $1,335,000 -70.2% 0.0%
NEXERA HOLDING LLC $305,000 $1,335,000 337.7% 0.0%
AMERIFIRST FINANCIAL CORPORATION $5,180,000 $1,325,000 -74.4% 0.0%
MYCUMORTGAGE, LLC $6,365,000 $1,290,000 -79.7% 0.0%
Solarity Credit Union $1,275,000 n/a 0.0%
SOUTHWEST FUNDING, LP $1,270,000 n/a 0.0%
ENVOY MORTGAGE, LTD $1,730,000 $1,260,000 -27.2% 0.0%
Quontic Bank $205,000 $1,260,000 514.6% 0.0%
Wyndham Capital Mortgage, Inc. $5,970,000 $1,255,000 -79.0% 0.0%
AMWEST FUNDING CORP. $1,245,000 n/a 0.0%
Pathways Financial Credit Union, Inc. $2,630,000 $1,240,000 -52.9% 0.0%
Pinnacle Bank $6,170,000 $1,225,000 -80.1% 0.0%
Meridian Bank Corporation $1,290,000 $1,210,000 -6.2% 0.0%
Northwest Bank $135,000 $1,170,000 766.7% 0.0%
Chicago Mortgage Solutions LLC $4,280,000 $1,155,000 -73.0% 0.0%
Regions Bank $1,740,000 $1,140,000 -34.5% 0.0%
BRIDGE $880,000 $1,130,000 28.4% 0.0%
PLANET HOME LENDING, LLC $5,465,000 $1,065,000 -80.5% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $695,000 $1,065,000 53.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,475,000 $1,040,000 -29.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,325,000 $1,040,000 -21.5% 0.0%
The Central Trust Bank $735,000 $1,035,000 40.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,050,000 $1,030,000 -1.9% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,010,000 $1,020,000 -49.3% 0.0%
Ameris Bank $1,010,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $525,000 $1,005,000 91.4% 0.0%
First National Bank of America $185,000 $1,005,000 443.2% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,235,000 $995,000 -19.4% 0.0%
CenterBank $1,480,000 $990,000 -33.1% 0.0%
US MORTGAGE CORPORATION $1,340,000 $990,000 -26.1% 0.0%
AMERICAN ADVISORS GROUP $1,700,000 $985,000 -42.1% 0.0%
ATOMIC CREDIT UNION, INC. $165,000 $975,000 490.9% 0.0%
First Merchants Bank $1,005,000 $970,000 -3.5% 0.0%
S1L, Inc. $970,000 n/a 0.0%
UNITED MORTGAGE CORP. $845,000 $970,000 14.8% 0.0%
Bank of the West $960,000 n/a 0.0%
FCN Bank $175,000 $955,000 445.7% 0.0%
CONTOUR MORTGAGE CORPORATION $525,000 $940,000 79.0% 0.0%
Warsaw Federal Savings and Loan Association $65,000 $930,000 1,330.8% 0.0%
HALLMARK HOME MORTGAGE, LLC $730,000 $915,000 25.3% 0.0%
JLB CORPORATION $890,000 $915,000 2.8% 0.0%
MORTGAGE ACCESS CORP. $1,215,000 $910,000 -25.1% 0.0%
Valley Central Bank $4,645,000 $910,000 -80.4% 0.0%
TELHIO $1,575,000 $900,000 -42.9% 0.0%
UIF CORPORATION $2,010,000 $900,000 -55.2% 0.0%
Plains Commerce Bank $475,000 $885,000 86.3% 0.0%
PREMIA MORTGAGE, LLC $2,735,000 $870,000 -68.2% 0.0%
SUN Federal Credit Union $860,000 n/a 0.0%
Commerce Home Mortgage, Inc. $205,000 $855,000 317.1% 0.0%
RESIDENTIAL BANCORP. $605,000 $855,000 41.3% 0.0%
BAY EQUITY LLC $850,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,970,000 $835,000 -83.2% 0.0%
Dollar Bank, Federal Savings Bank $905,000 $825,000 -8.8% 0.0%
First Internet Bank of Indiana $520,000 $805,000 54.8% 0.0%
MORTGAGE CENTER L.C $275,000 $795,000 189.1% 0.0%
Sharefax Credit Union $665,000 $790,000 18.8% 0.0%
AmeriHome Mortgage Company, LLC $2,555,000 $780,000 -69.5% 0.0%
Lakeview Community Capital, LLC $2,090,000 $760,000 -63.6% 0.0%
Strong Home Mortgage, LLC $1,435,000 $745,000 -48.1% 0.0%
Citibank $1,320,000 $730,000 -44.7% 0.0%
Colonial Savings, F.A. $1,315,000 $720,000 -45.2% 0.0%
Somerville Bank $2,915,000 $705,000 -75.8% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $105,000 $680,000 547.6% 0.0%
Sunflower Bank $335,000 $675,000 101.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $630,000 $660,000 4.8% 0.0%
First Home Bank $1,815,000 $650,000 -64.2% 0.0%
SOFI LENDING CORP. $4,830,000 $645,000 -86.6% 0.0%
First Horizon Bank $420,000 $635,000 51.2% 0.0%
Cf Bank $3,470,000 $615,000 -82.3% 0.0%
PLUS RELOCATION MORTGAGE, LLC $135,000 $615,000 355.6% 0.0%
SIBCY CLINE MORTGAGE SERVICES, INC. $7,010,000 $615,000 -91.2% 0.0%
Woodsfield Savings Bank $625,000 $615,000 -1.6% 0.0%
The North Side Bank & Trust Company $605,000 n/a 0.0%
Thumb Bank and Trust $605,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $3,205,000 $600,000 -81.3% 0.0%
HOMESTEAD FUNDING CORP. $345,000 $600,000 73.9% 0.0%
PRIORITY MORTGAGE CORP. $810,000 $600,000 -25.9% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,240,000 $590,000 -52.4% 0.0%
Intrust Bank $585,000 n/a 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $580,000 n/a 0.0%
City National Bank of West Virginia $10,770,000 $575,000 -94.7% 0.0%
OCMBC, INC. $155,000 $570,000 267.7% 0.0%
ASCENTRA $565,000 n/a 0.0%
Baxter Credit Union $1,080,000 $550,000 -49.1% 0.0%
NBH Bank $155,000 $550,000 254.8% 0.0%
OPTION FINANCIAL, LLC $360,000 $550,000 52.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $135,000 $540,000 300.0% 0.0%
IH CREDIT UNION, INC. $535,000 n/a 0.0%
NTFN, INC. $465,000 $530,000 14.0% 0.0%
The Ohio Valley Bank Company $305,000 $525,000 72.1% 0.0%
ANGEL OAK HOME LOANS LLC $330,000 $505,000 53.0% 0.0%
First National Bank of Pennsylvania $810,000 $500,000 -38.3% 0.0%
DELMAR FINANCIAL COMPANY $635,000 $495,000 -22.0% 0.0%
EMBRACE HOME LOANS, INC. $1,135,000 $495,000 -56.4% 0.0%
NP, Inc. $2,140,000 $490,000 -77.1% 0.0%
EASTMAN $485,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $515,000 $475,000 -7.8% 0.0%
The Richwood Banking Company $4,480,000 $475,000 -89.4% 0.0%
First Guaranty Mortgage Corporation $6,860,000 $460,000 -93.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,635,000 $450,000 -72.5% 0.0%
Community First National Bank $895,000 $450,000 -49.7% 0.0%
N R L Federal Credit Union $450,000 n/a 0.0%
A&D Mortgage LLC $430,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $340,000 $425,000 25.0% 0.0%
First United Bank and Trust Company $425,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $455,000 $420,000 -7.7% 0.0%
The Savings Bank $405,000 $415,000 2.5% 0.0%
CINFED Federal Credit Union $330,000 $410,000 24.2% 0.0%
Princeton Mortgage Corporation $405,000 n/a 0.0%
Renasant Bank $405,000 n/a 0.0%
Liberty National Bank $735,000 $400,000 -45.6% 0.0%
Service Federal Credit Union $745,000 $400,000 -46.3% 0.0%
American Security Mortgage Corp. $155,000 $395,000 154.8% 0.0%
Secured Investment Corp. $410,000 $390,000 -4.9% 0.0%
BMI Federal Credit Union $535,000 $385,000 -28.0% 0.0%
American Airlines Federal Credit Union $645,000 $380,000 -41.1% 0.0%
Amerifirst Financial, Inc. $370,000 n/a 0.0%
First Federal Bank of Kansas City $175,000 $370,000 111.4% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,230,000 $370,000 -92.9% 0.0%
KEMBA FINANCIAL $980,000 $370,000 -62.2% 0.0%
FBC MORTGAGE, LLC $365,000 n/a 0.0%
Bank of Whittier $355,000 n/a 0.0%
Watermark Capital, Inc. $350,000 n/a 0.0%
HomePromise Corporation $345,000 n/a 0.0%
Texana Bank $340,000 n/a 0.0%
Low VA Rates, LLC $2,910,000 $335,000 -88.5% 0.0%
Centennial Bank $325,000 n/a 0.0%
Transportation Federal Credit Union $320,000 n/a 0.0%
Cross Keys Bank $315,000 n/a 0.0%
Bethpage Federal Credit Union $255,000 $305,000 19.6% 0.0%
BM Real Estate Services, Inc. $140,000 $305,000 117.9% 0.0%
Luxury Mortgage Corp. $305,000 n/a 0.0%
Servion, Inc. $305,000 n/a 0.0%
DIRECT MORTGAGE, CORP. $295,000 n/a 0.0%
Raymond James Bank $295,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $1,100,000 $290,000 -73.6% 0.0%
CHERRY CREEK MORTGAGE, LLC $540,000 $285,000 -47.2% 0.0%
Devon Bank $520,000 $285,000 -45.2% 0.0%
ONY GLO, INC. $400,000 $285,000 -28.8% 0.0%
Platinum Home Mortgage Corporation $285,000 n/a 0.0%
J. VIRGIL, INC. $815,000 $280,000 -65.6% 0.0%
CASTLE & COOKE MORTGAGE, LLC $375,000 $275,000 -26.7% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $275,000 n/a 0.0%
First Bankers Trust Company $720,000 $275,000 -61.8% 0.0%
Arvest Bank $265,000 $270,000 1.9% 0.0%
Peoples First Savings Bank $685,000 $270,000 -60.6% 0.0%
Blue Ridge Bank $265,000 n/a 0.0%
Capital Bank $530,000 $265,000 -50.0% 0.0%
Notre Dame Federal Credit Union Corporation $55,000 $265,000 381.8% 0.0%
FirstBank $1,955,000 $255,000 -87.0% 0.0%
IMPAC MORTGAGE CORP. $115,000 $255,000 121.7% 0.0%
Paramount Bank $305,000 $255,000 -16.4% 0.0%
Wilmington Savings Fund Society, FSB $255,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $1,130,000 $245,000 -78.3% 0.0%
BLUELEAF LENDING, LLC $235,000 n/a 0.0%
First Federal Community Bank of Bucyrus $205,000 $235,000 14.6% 0.0%
First State Bank $155,000 $235,000 51.6% 0.0%
JMAC LENDING, INC. $235,000 n/a 0.0%
Northwest Bank $135,000 $235,000 74.1% 0.0%
DIGITAL Federal Credit Union $775,000 $225,000 -71.0% 0.0%
LAKE MICHIGAN CREDIT UNION $225,000 n/a 0.0%
The Home Loan Expert LLC $165,000 $225,000 36.4% 0.0%
George Mason Mortgage, LLC $105,000 $215,000 104.8% 0.0%
Northwest Federal Credit Union $435,000 $215,000 -50.6% 0.0%
Southern Hills Community Bank $145,000 $215,000 48.3% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $205,000 n/a 0.0%
Magnolia Bank $1,955,000 $205,000 -89.5% 0.0%
THE VINTON COUNTY NATIONAL BANK $235,000 $205,000 -12.8% 0.0%
Hometown Equity Mortgage, LLC $740,000 $200,000 -73.0% 0.0%
CapStar Bank $185,000 n/a 0.0%
EMM LOANS LLC $710,000 $185,000 -73.9% 0.0%
21ST MORTGAGE CORPORATION $670,000 $175,000 -73.9% 0.0%
ALLIED MORTGAGE GROUP, INC. $175,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $210,000 $175,000 -16.7% 0.0%
First Bank of Berne $175,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $175,000 n/a 0.0%
INTERCAP LENDING INC. $310,000 $175,000 -43.5% 0.0%
JAMES B. NUTTER & COMPANY $175,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $135,000 $175,000 29.6% 0.0%
NORTHROP GRUMMAN Federal Credit Union $175,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $175,000 n/a 0.0%
Three Rivers Federal Credit Union $155,000 $170,000 9.7% 0.0%
TOWNE MORTGAGE COMPANY $375,000 $170,000 -54.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 $165,000 6.5% 0.0%
East Coast Capital Corp. $320,000 $165,000 -48.4% 0.0%
Integrity Home Mortgage Corp $165,000 n/a 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $155,000 n/a 0.0%
Beeline Loans, Inc. $205,000 $155,000 -24.4% 0.0%
CME Federal Credit Union $85,000 $155,000 82.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $330,000 $155,000 -53.0% 0.0%
GEORGIA'S OWN $155,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $365,000 $155,000 -57.5% 0.0%
Iroquois Federal Savings and Loan Association $155,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $155,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $785,000 $150,000 -80.9% 0.0%
Atlantic Union Bank $145,000 n/a 0.0%
COMPASS MORTGAGE, INC. $295,000 $145,000 -50.8% 0.0%
First Savings Bank $445,000 $145,000 -67.4% 0.0%
L & N Federal Credit Union $145,000 $145,000 0.0% 0.0%
KS StateBank $1,815,000 $135,000 -92.6% 0.0%
Neighborhood Loans, Inc. $135,000 n/a 0.0%
Old Second National Bank $135,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $250,000 $135,000 -46.0% 0.0%
Heritage Bank $125,000 n/a 0.0%
JUSTICE Federal Credit Union $125,000 n/a 0.0%
Centier Bank $25,000 $120,000 380.0% 0.0%
AFFINITY $155,000 $115,000 -25.8% 0.0%
Country Club Bank $115,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $235,000 $115,000 -51.1% 0.0%
LEGEND LENDING CORPORATION $115,000 n/a 0.0%
TOGETHER CREDIT UNION $205,000 $110,000 -46.3% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $460,000 $105,000 -77.2% 0.0%
City National Bank $105,000 n/a 0.0%
CNB Bank $105,000 n/a 0.0%
First Community Bank of East Tennessee $105,000 n/a 0.0%
GENISYS $105,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,260,000 $105,000 -95.4% 0.0%
QUORUM FEDERAL CREDIT UNION $270,000 $105,000 -61.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $105,000 n/a 0.0%
First Financial Bank $58,780,000 $95,000 -99.8% 0.0%
First National Bank of Omaha $385,000 $95,000 -75.3% 0.0%
United States Senate Federal Credit Union $90,000 n/a 0.0%
EVANSVILLE TEACHERS $85,000 $85,000 0.0% 0.0%
NASA Federal Credit Union $85,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,340,000 $85,000 -93.7% 0.0%
REVERSE MORTGAGE FUNDING LLC $235,000 $85,000 -63.8% 0.0%
Sullivan Bank $85,000 n/a 0.0%
Bank of Springfield $65,000 $75,000 15.4% 0.0%
CINCINNATI OHIO POLICE $75,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $5,810,000 $75,000 -98.7% 0.0%
Leader Bank $105,000 $65,000 -38.1% 0.0%
MidFirst Bank $65,000 n/a 0.0%
CREDIT UNION OF OHIO $55,000 n/a 0.0%
HILTON FINANCIAL CORPORATION $55,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $55,000 n/a 0.0%
Associated Bank $37,710,000 $45,000 -99.9% 0.0%
Community Trust Bank, Inc. $4,520,000 $45,000 -99.0% 0.0%
S&T Bank $11,380,000 $45,000 -99.6% 0.0%
Seven Seventeen Credit Union $45,000 $35,000 -22.2% 0.0%
Truliant Federal Credit Union $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $325,000 $25,000 -92.3% 0.0%
GREENSTATE CREDIT UNION $15,000 n/a 0.0%

DAYTON - KETTERING's top lender by overall market share is Union Savings Bank, with 8.3% market share. In second place, with 7.8%, is WRIGHT-PATT CREDIT UNION, INC., having originated $344,665,000 in loans. In third place, with 7.1%, is Wells Fargo Bank, having originated $312,415,000 in loans. In fourth place, with 4.1%, is The Huntington National Bank, having originated $181,985,000 in loans. In fifth place, with 3.9%, is Fifth Third Bank, having originated $171,630,000 in loans.

DAYTON-KETTERING, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 11,253 $2,705,395,000 $240,415
Cash Out Refi 3,366 $588,640,000 $174,878
Refi 2,884 $771,210,000 $267,410
Home Improvement 2,590 $174,910,000 $67,533
Other 2,058 $166,350,000 $80,831
NA 2 $190,000 $95,000

Dayton - Kettering's most frequently cited loan purpose was Home Purchase, with 11,253 originations. The 2nd most popular reason was Cash Out Refi, with 3,366 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 5,028 $972,090,000 $193,335
3-4% 4,918 $975,350,000 $198,322
4-5% 4,911 $959,645,000 $195,407
6-7% 3,015 $443,385,000 $147,060
2.5-3% 1,407 $266,675,000 $189,534
7-8% 1,169 $167,725,000 $143,477
<2.5% 675 $392,405,000 $581,341
Over 8% 618 $44,850,000 $72,573

During 2022, Dayton - Kettering's most frequently originated rate bucket was 5-6%, with 5,028 originations.

Loan Sizing (DAYTON-KETTERING, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 8,224 $1,186,760,000 $144,304
$100,000 or less 7,332 $414,050,000 $56,472
$200k-400k 5,404 $1,472,890,000 $272,556
$400k-600k 905 $425,065,000 $469,685
$600k-1000k 193 $137,305,000 $711,425
$Over $1MM 95 $770,625,000 $8,111,842

DAYTON - KETTERING's loan sizing saw the bucket of loans from $100k-200k with 8,224 originations, totaling $1,186,760,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 8,389 $1,875,395,000 $223,554
60-80% 5,325 $1,223,635,000 $229,791
20-40% 2,707 $217,145,000 $80,216
Under 20% 2,455 $97,815,000 $39,843
40-60% 2,299 $317,185,000 $137,967
Over 100% 450 $461,450,000 $1,025,444

DAYTON - KETTERING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,389 originations, totaling $1,875,395,000 in origination value.