DAYTON - KETTERING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dayton - Kettering averaged
6.84%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.75% and
one month ago for the week of 2025-02-27, the
average rate was 7.06%.
Dayton - Kettering's average rate one year ago was 6.69%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Dayton - Kettering 30 Year Fixed Rate | 2025-04-03 | 6.84% |
| Dayton - Kettering 30 Year Fixed Rate Refi | 2025-04-03 | 7.24% |
| Dayton - Kettering 15 Year Fixed Rate | 2025-04-03 | 6.36% |
| Dayton - Kettering 15 Year Fixed Rate Refi | 2025-04-03 | 6.16% |
| Dayton - Kettering 30 Year FHA | 2025-04-03 | 6.62% |
| Dayton - Kettering 30 Year FHA Refi | 2025-04-03 | 5.72% |
| Dayton - Kettering 30 Year USDA | 2025-04-03 | 6.12% |
| Dayton - Kettering 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Dayton - Kettering 30 Year VA | 2025-04-03 | 5.98% |
| Dayton - Kettering 30 Year VA Refi | 2025-04-03 | 5.52% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAYTON-KETTERING, OH.
DAYTON - KETTERING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAYTON-KETTERING, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DAYTON - KETTERING Average Closing Costs & Other Stats
DAYTON-KETTERING, OH's 253 lenders originated 18,183
loans during 2024. The total origination value was $3,723,715,000, with an average loan value of
$204,791.
DAYTON - KETTERING's average closing costs are $4,525.
The top DAYTON - KETTERING lender as defined by loan originations is WRIGHT-PATT CREDIT UNION, INC., with
1,042 loans originated. Their average total fees are
$3,695, which is $1,664
higher than the next largest lender,
Union Savings Bank.
The lowest fee DAYTON - KETTERING lenders (with over 10 loans originated) are
Union Savings Bank ($2,031), Greenville Federal ($2,486), DHI MORTGAGE COMPANY, LTD. ($2,968), GENERAL ELECTRIC CREDIT UNION ($2,999) and PRIMARY RESIDENTIAL MORTGAGE, INC. ($3,170).
The lowest rate DAYTON - KETTERING lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.72%), VANDERBILT MORTGAGE AND FINANCE, INC. (6.12%), WRIGHT-PATT CREDIT UNION, INC. (6.21%), RIVER VALLEY CREDIT UNION, INC. (6.25%) and Bank of America (6.35%).
DAYTON-KETTERING, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| WRIGHT-PATT CREDIT UNION, INC. | $243,000,000 | $355,600,000 | 46.3% | 9.5% |
| Union Savings Bank | $242,245,000 | $293,540,000 | 21.2% | 7.9% |
| The Huntington National Bank | $143,715,000 | $166,810,000 | 16.1% | 4.5% |
| QUICKEN LOANS, LLC | $116,600,000 | $157,960,000 | 35.5% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $88,970,000 | $123,425,000 | 38.7% | 3.3% |
| Mortgage Research Center, LLC | $78,485,000 | $114,250,000 | 45.6% | 3.1% |
| HOMESIDE FINANCIAL, LLC | $3,970,000 | $103,830,000 | 2,515.4% | 2.8% |
| Fifth Third Bank | $86,540,000 | $99,620,000 | 15.1% | 2.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $84,040,000 | $85,810,000 | 2.1% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $74,405,000 | $78,920,000 | 6.1% | 2.1% |
| Merchants Capital Corp. | $67,925,000 | n/a | 1.8% | |
| VICTORY MORTGAGE, L.L.C. | $57,720,000 | $64,705,000 | 12.1% | 1.7% |
| DAS Acquisition Company, LLC | $68,515,000 | $60,525,000 | -11.7% | 1.6% |
| NVR Mortgage Finance, Inc. | $70,085,000 | $58,750,000 | -16.2% | 1.6% |
| M/I FINANCIAL, LLC | $26,885,000 | $52,750,000 | 96.2% | 1.4% |
| Day Air Credit Union, Inc | $55,155,000 | $48,660,000 | -11.8% | 1.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $146,580,000 | $47,860,000 | -67.3% | 1.3% |
| U.S. Bank | $41,210,000 | $46,270,000 | 12.3% | 1.2% |
| PNC Bank | $43,385,000 | $45,965,000 | 5.9% | 1.2% |
| LOANDEPOT.COM, LLC | $36,180,000 | $44,835,000 | 23.9% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $15,970,000 | $44,655,000 | 179.6% | 1.2% |
| First Financial Bank | $58,540,000 | $44,455,000 | -24.1% | 1.2% |
| JPMorgan Chase Bank | $39,775,000 | $44,165,000 | 11.0% | 1.2% |
| Barings Multifamily Capital | $40,340,000 | n/a | 1.1% | |
| First Merchants Bank | $1,255,000 | $39,980,000 | 3,085.7% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $13,535,000 | $38,450,000 | 184.1% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $43,200,000 | $37,570,000 | -13.0% | 1.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $15,995,000 | $33,945,000 | 112.2% | 0.9% |
| GUARANTEED RATE, INC. | $16,220,000 | $33,780,000 | 108.3% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $28,965,000 | $33,700,000 | 16.3% | 0.9% |
| UNION HOME MORTGAGE CORP. | $35,000,000 | $33,420,000 | -4.5% | 0.9% |
| BROKER SOLUTIONS, INC. | $24,355,000 | $30,565,000 | 25.5% | 0.8% |
| NEWREZ LLC | $18,195,000 | $29,215,000 | 60.6% | 0.8% |
| BOKF | $225,000 | $28,855,000 | 12,724.4% | 0.8% |
| USAA Federal Savings Bank | $26,110,000 | $25,205,000 | -3.5% | 0.7% |
| LENDINGHOME FUNDING CORPORATION | $10,635,000 | $22,945,000 | 115.7% | 0.6% |
| City National Bank of West Virginia | $2,950,000 | $22,765,000 | 671.7% | 0.6% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $7,665,000 | $22,145,000 | 188.9% | 0.6% |
| PGIM Real Estate Finance, LLC | $19,945,000 | n/a | 0.5% | |
| Greenville Federal | $9,765,000 | $19,390,000 | 98.6% | 0.5% |
| KeyBank | $11,705,000 | $18,630,000 | 59.2% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $37,770,000 | $18,125,000 | -52.0% | 0.5% |
| RUOFF MORTGAGE COMPANY, INC. | $21,045,000 | $17,985,000 | -14.5% | 0.5% |
| The Old Fort Banking Company | $27,190,000 | $17,325,000 | -36.3% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $12,270,000 | $16,320,000 | 33.0% | 0.4% |
| The Park National Bank | $18,950,000 | $15,935,000 | -15.9% | 0.4% |
| WesBanco | $12,030,000 | $15,835,000 | 31.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,600,000 | $14,425,000 | 24.4% | 0.4% |
| WALKER & DUNLOP, LLC | $14,160,000 | n/a | 0.4% | |
| NATIONS RELIABLE LENDING, LLC | $5,055,000 | $12,980,000 | 156.8% | 0.3% |
| Greenville National Bank | $11,250,000 | $12,385,000 | 10.1% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $2,075,000 | $11,910,000 | 474.0% | 0.3% |
| Cedar Rapids Bank and Trust Company | $11,460,000 | n/a | 0.3% | |
| LCNB National Bank | $5,135,000 | $11,460,000 | 123.2% | 0.3% |
| TJC Mortgage, Inc. | $735,000 | $11,190,000 | 1,422.4% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $3,215,000 | $10,815,000 | 236.4% | 0.3% |
| POLARIS HOME FUNDING CORP. | $10,335,000 | $10,505,000 | 1.6% | 0.3% |
| Civista Bank | $6,500,000 | $10,310,000 | 58.6% | 0.3% |
| Pinnacle Bank | $105,000 | $10,005,000 | 9,428.6% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $7,420,000 | $9,795,000 | 32.0% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $4,270,000 | $9,740,000 | 128.1% | 0.3% |
| NEW DAY FINANCIAL, LLC | $8,700,000 | $9,610,000 | 10.5% | 0.3% |
| First Commonwealth Bank | $9,150,000 | $9,420,000 | 3.0% | 0.3% |
| UNIVERSAL 1 CREDIT UNION | $7,375,000 | $9,295,000 | 26.0% | 0.2% |
| Cf Bank | $1,285,000 | $9,190,000 | 615.2% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $12,910,000 | $9,165,000 | -29.0% | 0.2% |
| NFM, INC. | $7,770,000 | $9,145,000 | 17.7% | 0.2% |
| Minster Bank | $11,130,000 | $9,115,000 | -18.1% | 0.2% |
| Farm Credit Mid-America, ACA | $7,620,000 | $8,935,000 | 17.3% | 0.2% |
| First National Bank of Pennsylvania | $3,230,000 | $8,740,000 | 170.6% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $6,335,000 | $8,295,000 | 30.9% | 0.2% |
| GENERAL ELECTRIC CREDIT UNION | $30,900,000 | $8,240,000 | -73.3% | 0.2% |
| Gateway First Bank | $9,655,000 | $7,860,000 | -18.6% | 0.2% |
| PLANET HOME LENDING, LLC | $1,480,000 | $7,775,000 | 425.3% | 0.2% |
| DIRECT MORTGAGE LOANS, LLC | $610,000 | $7,750,000 | 1,170.5% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $5,325,000 | $7,630,000 | 43.3% | 0.2% |
| Superior Credit Union, Inc. | $1,940,000 | $7,490,000 | 286.1% | 0.2% |
| Carrington Mortgage Services, LLC | $4,535,000 | $7,095,000 | 56.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $3,595,000 | $6,920,000 | 92.5% | 0.2% |
| The Federal Savings Bank | $4,915,000 | $6,635,000 | 35.0% | 0.2% |
| NBKC BANK | $5,010,000 | $6,605,000 | 31.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $14,225,000 | $6,485,000 | -54.4% | 0.2% |
| GENEVA FINANCIAL, LLC | $5,610,000 | $6,465,000 | 15.2% | 0.2% |
| CMG MORTGAGE, INC. | $2,360,000 | $6,325,000 | 168.0% | 0.2% |
| RAPID MORTGAGE COMPANY | $4,920,000 | $6,235,000 | 26.7% | 0.2% |
| T2 FINANCIAL LLC | $12,070,000 | $6,160,000 | -49.0% | 0.2% |
| Discover Bank | $5,625,000 | $6,110,000 | 8.6% | 0.2% |
| NORTHERN MORTGAGE SERVICES, LLC | $3,955,000 | $6,065,000 | 53.4% | 0.2% |
| S&T Bank | $1,905,000 | $5,500,000 | 188.7% | 0.1% |
| Citizens Bank | $5,540,000 | $5,390,000 | -2.7% | 0.1% |
| Monroe Federal Savings and Loan Association | $8,475,000 | $5,385,000 | -36.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $6,615,000 | $5,340,000 | -19.3% | 0.1% |
| New Carlisle Federal Savings Bank | $8,890,000 | $5,310,000 | -40.3% | 0.1% |
| Wells Fargo Bank | $9,275,000 | $5,255,000 | -43.3% | 0.1% |
| The Loan Store, Inc. | $1,345,000 | $5,075,000 | 277.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,355,000 | $5,075,000 | 51.3% | 0.1% |
| Figure Lending LLC | $2,460,000 | $5,030,000 | 104.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,885,000 | $4,940,000 | 71.2% | 0.1% |
| Bank of America | $6,430,000 | $4,780,000 | -25.7% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $4,755,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $8,865,000 | $4,750,000 | -46.4% | 0.1% |
| RiverHills Bank | $5,650,000 | $4,580,000 | -18.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,635,000 | $4,440,000 | 22.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,810,000 | $4,435,000 | 57.8% | 0.1% |
| CINFED Federal Credit Union | $710,000 | $4,395,000 | 519.0% | 0.1% |
| Flagstar Bank, FSB | $3,560,000 | $4,380,000 | 23.0% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $3,050,000 | $4,325,000 | 41.8% | 0.1% |
| LOANPAL, LLC | $1,330,000 | $4,275,000 | 221.4% | 0.1% |
| RIVER VALLEY CREDIT UNION, INC. | $5,145,000 | $4,215,000 | -18.1% | 0.1% |
| EQUITY RESOURCES, INC. | $8,445,000 | $4,045,000 | -52.1% | 0.1% |
| Equity Prime Mortgage LLC | $1,410,000 | $4,010,000 | 184.4% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $1,395,000 | $3,880,000 | 178.1% | 0.1% |
| The Richwood Banking Company | $3,080,000 | $3,800,000 | 23.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,550,000 | $3,790,000 | 144.5% | 0.1% |
| CODE | $4,335,000 | $3,680,000 | -15.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,815,000 | $3,650,000 | -24.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,045,000 | $3,580,000 | 75.1% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $3,160,000 | $3,520,000 | 11.4% | 0.1% |
| First Federal Bank | $400,000 | $3,390,000 | 747.5% | 0.1% |
| LENDINGONE, LLC | $575,000 | $3,385,000 | 488.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $925,000 | $3,315,000 | 258.4% | 0.1% |
| Truist | $1,800,000 | $3,280,000 | 82.2% | 0.1% |
| 1st National Bank | $3,150,000 | $3,230,000 | 2.5% | 0.1% |
| Arbor Realty Trust, Inc. | $3,230,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $1,495,000 | $3,220,000 | 115.4% | 0.1% |
| Coastal Community Bank | $1,225,000 | $3,190,000 | 160.4% | 0.1% |
| Magnolia Bank | $710,000 | $3,180,000 | 347.9% | 0.1% |
| Merchants Bank of Indiana | $17,720,000 | $3,175,000 | -82.1% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $525,000 | $3,125,000 | 495.2% | 0.1% |
| RF Renovo Management Company, LLC | $125,000 | $3,085,000 | 2,368.0% | 0.1% |
| First National Bank of Germantown | $3,060,000 | $3,070,000 | 0.3% | 0.1% |
| ALLIANT CREDIT UNION | $280,000 | $3,060,000 | 992.9% | 0.1% |
| THE EQUITABLE MORTGAGE CORPORATION | $2,830,000 | $3,015,000 | 6.5% | 0.1% |
| Peoples Bank | $620,000 | $2,955,000 | 376.6% | 0.1% |
| GUILD MORTGAGE COMPANY | $8,210,000 | $2,945,000 | -64.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,980,000 | $2,930,000 | -41.2% | 0.1% |
| LIMA ONE CAPITAL, LLC | $9,760,000 | $2,925,000 | -70.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,120,000 | $2,860,000 | 155.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,015,000 | $2,825,000 | 178.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $865,000 | $2,745,000 | 217.3% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,905,000 | $2,735,000 | 43.6% | 0.1% |
| NEXERA HOLDING LLC | $1,625,000 | $2,735,000 | 68.3% | 0.1% |
| Plains Commerce Bank | $2,800,000 | $2,730,000 | -2.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $3,020,000 | $2,630,000 | -12.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,800,000 | $2,610,000 | -6.8% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $18,140,000 | $2,550,000 | -85.9% | 0.1% |
| Covington Savings and Loan Association | $2,650,000 | $2,460,000 | -7.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,565,000 | $2,440,000 | -4.9% | 0.1% |
| READYCAP COMMERCIAL, LLC | $2,415,000 | n/a | 0.1% | |
| Guardian Savings Bank, A Federal Savings Bank | $3,695,000 | $2,400,000 | -35.0% | 0.1% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $1,420,000 | $2,380,000 | 67.6% | 0.1% |
| The Farmers State Bank | $1,110,000 | $2,335,000 | 110.4% | 0.1% |
| Armed Forces Bank | $2,310,000 | $2,275,000 | -1.5% | 0.1% |
| 21ST MORTGAGE CORPORATION | $565,000 | $2,265,000 | 300.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $520,000 | $2,105,000 | 304.8% | 0.1% |
| SILVER HILL FUNDING, LLC | $925,000 | $2,075,000 | 124.3% | 0.1% |
| Firefighters & Company FCU | $1,710,000 | $2,005,000 | 17.3% | 0.1% |
| FIRST OHIO HOME FINANCE, INC. | $1,750,000 | $1,995,000 | 14.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $5,525,000 | $1,985,000 | -64.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,065,000 | $1,980,000 | 85.9% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,210,000 | $1,965,000 | 62.4% | 0.1% |
| Heartland Bank | $1,025,000 | $1,870,000 | 82.4% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,715,000 | $1,830,000 | 6.7% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $2,300,000 | $1,825,000 | -20.7% | 0.0% |
| BAY EQUITY LLC | $1,805,000 | n/a | 0.0% | |
| The Merchants National Bank | $3,155,000 | $1,750,000 | -44.5% | 0.0% |
| PHH Mortgage Corporation | $540,000 | $1,725,000 | 219.4% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $1,705,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,365,000 | $1,705,000 | 24.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $490,000 | $1,685,000 | 243.9% | 0.0% |
| UBS Bank USA | $1,140,000 | $1,665,000 | 46.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,740,000 | $1,655,000 | -4.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $380,000 | $1,645,000 | 332.9% | 0.0% |
| INSPIRE HOME LOANS INC. | $1,215,000 | $1,615,000 | 32.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $490,000 | $1,610,000 | 228.6% | 0.0% |
| GSF Mortgage Corporation | $1,250,000 | $1,600,000 | 28.0% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,135,000 | $1,515,000 | 33.5% | 0.0% |
| UIF CORPORATION | $875,000 | $1,465,000 | 67.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,200,000 | $1,445,000 | 20.4% | 0.0% |
| Bank of England | $4,055,000 | $1,440,000 | -64.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $580,000 | $1,415,000 | 144.0% | 0.0% |
| Farmers Bank & Trust | $380,000 | $1,405,000 | 269.7% | 0.0% |
| North American Savings Bank, F.S.B. | $1,335,000 | $1,390,000 | 4.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $995,000 | $1,390,000 | 39.7% | 0.0% |
| General Mortgage Capital Corporation | $310,000 | $1,375,000 | 343.5% | 0.0% |
| EMM LOANS LLC | $520,000 | $1,345,000 | 158.7% | 0.0% |
| HONDA Federal Credit Union | $1,470,000 | $1,340,000 | -8.8% | 0.0% |
| Pathways Financial Credit Union, Inc. | $720,000 | $1,335,000 | 85.4% | 0.0% |
| First Bank Richmond | $1,790,000 | $1,330,000 | -25.7% | 0.0% |
| AMWEST FUNDING CORP. | $600,000 | $1,320,000 | 120.0% | 0.0% |
| A&D Mortgage LLC | $815,000 | $1,315,000 | 61.3% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,285,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $2,265,000 | $1,270,000 | -43.9% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $970,000 | $1,265,000 | 30.4% | 0.0% |
| LAKE MICHIGAN CREDIT UNION | $3,145,000 | $1,235,000 | -60.7% | 0.0% |
| SOUTHWEST FUNDING, LP | $1,175,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,630,000 | $1,170,000 | -28.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $480,000 | $1,165,000 | 142.7% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | $1,155,000 | 1,000.0% | 0.0% |
| KEMBA FINANCIAL | $45,000 | $1,150,000 | 2,455.6% | 0.0% |
| KH NETWORK CREDIT UNION | $645,000 | $1,125,000 | 74.4% | 0.0% |
| Beeline Loans, Inc. | $75,000 | $1,120,000 | 1,393.3% | 0.0% |
| GoPrime Mortgage, Inc. | $1,110,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $3,095,000 | $1,105,000 | -64.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $275,000 | $1,075,000 | 290.9% | 0.0% |
| The Union Bank Company | $1,860,000 | $1,065,000 | -42.7% | 0.0% |
| Texana Bank | $1,055,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,030,000 | n/a | 0.0% | |
| The Citizens National Bank of Bluffton | $3,195,000 | $1,025,000 | -67.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,015,000 | $1,000,000 | -1.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $215,000 | $995,000 | 362.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,195,000 | $995,000 | -16.7% | 0.0% |
| CLEARPATH LENDING | $2,420,000 | $980,000 | -59.5% | 0.0% |
| Ally Bank | $920,000 | $975,000 | 6.0% | 0.0% |
| OCMBC, INC. | $105,000 | $970,000 | 823.8% | 0.0% |
| Three Rivers Federal Credit Union | $55,000 | $940,000 | 1,609.1% | 0.0% |
| TELHIO | $695,000 | $935,000 | 34.5% | 0.0% |
| S1L, Inc. | $930,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,440,000 | $930,000 | -61.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $900,000 | n/a | 0.0% | |
| Somerville Bank | $705,000 | $890,000 | 26.2% | 0.0% |
| M&T Bank | $1,080,000 | $875,000 | -19.0% | 0.0% |
| VERITAS FUNDING, LLC | $870,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $265,000 | $860,000 | 224.5% | 0.0% |
| MORTGAGE 1 INCORPORATED | $2,315,000 | $855,000 | -63.1% | 0.0% |
| OAKTREE FUNDING CORP. | $485,000 | $855,000 | 76.3% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $820,000 | n/a | 0.0% | |
| Spring Valley Bank | $65,000 | $815,000 | 1,153.8% | 0.0% |
| NexBank | $370,000 | $790,000 | 113.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,170,000 | $790,000 | -32.5% | 0.0% |
| KEMBA CREDIT UNION, INC. | $2,860,000 | $770,000 | -73.1% | 0.0% |
| Nations Lending Corporation | $1,130,000 | $765,000 | -32.3% | 0.0% |
| Regions Bank | $1,500,000 | $760,000 | -49.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $85,000 | $750,000 | 782.4% | 0.0% |
| JMAC LENDING, INC. | $725,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,235,000 | $700,000 | -43.3% | 0.0% |
| Peoples National Bank , N.A. | $700,000 | n/a | 0.0% | |
| NP, Inc. | $690,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $690,000 | n/a | 0.0% | |
| BRIDGE | $840,000 | $685,000 | -18.5% | 0.0% |
| EMERY FEDERAL CREDIT UNION | $355,000 | $680,000 | 91.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $550,000 | $665,000 | 20.9% | 0.0% |
| First National Bank of America | $245,000 | $660,000 | 169.4% | 0.0% |
| TruHome Solutions, LLC | $655,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $790,000 | $635,000 | -19.6% | 0.0% |
| Credence Funding Corporation | $630,000 | n/a | 0.0% | |
| BMO Harris Bank | $550,000 | $620,000 | 12.7% | 0.0% |
| SPRING EQ, LLC | $670,000 | $600,000 | -10.4% | 0.0% |
| MILEND, INC. | $360,000 | $585,000 | 62.5% | 0.0% |
| Sunflower Bank | $575,000 | n/a | 0.0% | |
| Quontic Bank | $565,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $560,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $555,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $490,000 | $550,000 | 12.2% | 0.0% |
| KS StateBank | $545,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $365,000 | $530,000 | 45.2% | 0.0% |
| NEW WAVE LENDING GROUP INC | $530,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $65,000 | $520,000 | 700.0% | 0.0% |
| Stock Yards Bank & Trust Company | $23,970,000 | $520,000 | -97.8% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $510,000 | n/a | 0.0% | |
| GENISYS | $510,000 | n/a | 0.0% | |
| Mercantile Bank of Michigan | $2,680,000 | $500,000 | -81.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,165,000 | $495,000 | -57.5% | 0.0% |
| MORTGAGE ACCESS CORP. | $470,000 | $490,000 | 4.3% | 0.0% |
| American Airlines Federal Credit Union | $25,000 | $485,000 | 1,840.0% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $145,000 | $485,000 | 234.5% | 0.0% |
| Citadel Servicing Corporation | $480,000 | n/a | 0.0% | |
| DIGNIFIED HOME LOANS, LLC | $480,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $470,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $180,000 | $460,000 | 155.6% | 0.0% |
| First Bankers Trust Company | $530,000 | $460,000 | -13.2% | 0.0% |
| ARC HOME LLC | $420,000 | $455,000 | 8.3% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $450,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $725,000 | $450,000 | -37.9% | 0.0% |
| Warsaw Federal Savings and Loan Association | $3,680,000 | $450,000 | -87.8% | 0.0% |
| Commerce Home Mortgage, Inc. | $455,000 | $445,000 | -2.2% | 0.0% |
| Devon Bank | $445,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $1,155,000 | $430,000 | -62.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $155,000 | $425,000 | 174.2% | 0.0% |
| CITIZENS EQUITY FIRST | $415,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $415,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $405,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $405,000 | n/a | 0.0% | |
| CenterBank | $950,000 | $400,000 | -57.9% | 0.0% |
| Community Bank of Mississippi | $395,000 | n/a | 0.0% | |
| Network Funding, L.P. | $240,000 | $390,000 | 62.5% | 0.0% |
| ON Q FINANCIAL, INC. | $910,000 | $390,000 | -57.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $630,000 | $385,000 | -38.9% | 0.0% |
| DESCO | $380,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $105,000 | $380,000 | 261.9% | 0.0% |
| The State Bank and Trust Company | $1,855,000 | $380,000 | -79.5% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $305,000 | $375,000 | 23.0% | 0.0% |
| Ixonia Bank | $7,285,000 | $375,000 | -94.9% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $370,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $360,000 | n/a | 0.0% | |
| First State Bank | $685,000 | $355,000 | -48.2% | 0.0% |
| MICHIGAN MUTUAL, INC. | $260,000 | $355,000 | 36.5% | 0.0% |
| Republic Bank & Trust Company | $1,720,000 | $345,000 | -79.9% | 0.0% |
| Sandy Spring Bank | $335,000 | n/a | 0.0% | |
| The Central Trust Bank | $845,000 | $335,000 | -60.4% | 0.0% |
| USAlliance Federal Credit Union | $305,000 | $335,000 | 9.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $885,000 | $320,000 | -63.8% | 0.0% |
| FirstBank | $305,000 | $320,000 | 4.9% | 0.0% |
| Valley Central Bank | $2,060,000 | $320,000 | -84.5% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $315,000 | n/a | 0.0% | |
| AmRes Corporation | $575,000 | $315,000 | -45.2% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $315,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $310,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $215,000 | $310,000 | 44.2% | 0.0% |
| Republic State Mortgage Co. | $310,000 | n/a | 0.0% | |
| Ameris Bank | $860,000 | $305,000 | -64.5% | 0.0% |
| First IC Corporation | $305,000 | n/a | 0.0% | |
| IncredibleBank | $305,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $1,110,000 | $300,000 | -73.0% | 0.0% |
| FCN Bank | $1,530,000 | $295,000 | -80.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $290,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $290,000 | n/a | 0.0% | |
| American National Bank | $285,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $460,000 | $285,000 | -38.0% | 0.0% |
| The Northern Trust Company | $265,000 | $285,000 | 7.5% | 0.0% |
| UNITED | $885,000 | $285,000 | -67.8% | 0.0% |
| Presidential Bank, FSB | $275,000 | n/a | 0.0% | |
| State Bank of Bement | $265,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $980,000 | $260,000 | -73.5% | 0.0% |
| Transportation Federal Credit Union | $55,000 | $260,000 | 372.7% | 0.0% |
| American Security Mortgage Corp. | $175,000 | $255,000 | 45.7% | 0.0% |
| MLD MORTGAGE INC. | $255,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $255,000 | n/a | 0.0% | |
| Axos Bank | $250,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $105,000 | $245,000 | 133.3% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| SFMC, LP | $65,000 | $235,000 | 261.5% | 0.0% |
| The Farmers & Merchants State Bank | $3,175,000 | $235,000 | -92.6% | 0.0% |
| THRIVENT Federal Credit Union | $235,000 | n/a | 0.0% | |
| First State Bank | $685,000 | $230,000 | -66.4% | 0.0% |
| Northwest Federal Credit Union | $445,000 | $225,000 | -49.4% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $215,000 | n/a | 0.0% | |
| FIRST EQUITY MORTGAGE INCORPORATED | $215,000 | n/a | 0.0% | |
| IH CREDIT UNION, INC. | $115,000 | $215,000 | 87.0% | 0.0% |
| Johnson Bank | $215,000 | n/a | 0.0% | |
| Pioneer Bank & Trust | $215,000 | n/a | 0.0% | |
| Bank of Hope | $205,000 | n/a | 0.0% | |
| Old National Bank | $22,375,000 | $200,000 | -99.1% | 0.0% |
| First National Bank and Trust Company | $195,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $1,580,000 | $195,000 | -87.7% | 0.0% |
| Willamette Valley Bank | $195,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $190,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $265,000 | $190,000 | -28.3% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $115,000 | $185,000 | 60.9% | 0.0% |
| GVC MORTGAGE, INC. | $195,000 | $185,000 | -5.1% | 0.0% |
| Stride Bank | $185,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $185,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $390,000 | $185,000 | -52.6% | 0.0% |
| First Federal Community Bank of Bucyrus | $560,000 | $175,000 | -68.8% | 0.0% |
| THE MORTGAGE FIRM, INC. | $175,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $55,000 | $175,000 | 218.2% | 0.0% |
| Bethpage Federal Credit Union | $435,000 | $170,000 | -60.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $560,000 | $165,000 | -70.5% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $165,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $590,000 | $165,000 | -72.0% | 0.0% |
| FirstTrust Home Loans, Inc. | $165,000 | n/a | 0.0% | |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $165,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $620,000 | $155,000 | -75.0% | 0.0% |
| CIBM Bank | $155,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $155,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $310,000 | $155,000 | -50.0% | 0.0% |
| The North Side Bank & Trust Company | $590,000 | $155,000 | -73.7% | 0.0% |
| Arvest Bank | $610,000 | $145,000 | -76.2% | 0.0% |
| Citibank | $925,000 | $145,000 | -84.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $410,000 | $145,000 | -64.6% | 0.0% |
| Centier Bank | $300,000 | $135,000 | -55.0% | 0.0% |
| Northpointe Bank | $1,005,000 | $135,000 | -86.6% | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | $85,000 | $135,000 | 58.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $220,000 | $130,000 | -40.9% | 0.0% |
| Sharefax Credit Union | $1,295,000 | $130,000 | -90.0% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $125,000 | n/a | 0.0% | |
| Southern Hills Community Bank | $85,000 | $125,000 | 47.1% | 0.0% |
| State Department Federal Credit Union | $115,000 | $125,000 | 8.7% | 0.0% |
| Watermark Capital, Inc. | $125,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $215,000 | $115,000 | -46.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $115,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $190,000 | $105,000 | -44.7% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Leader Bank | $230,000 | $105,000 | -54.3% | 0.0% |
| Liberty Savings Bank, F.S.B. | $25,000 | $105,000 | 320.0% | 0.0% |
| Northwest Bank | $335,000 | $105,000 | -68.7% | 0.0% |
| Ohio Catholic Federal Credit Union | $105,000 | n/a | 0.0% | |
| The Middlefield Banking Company | $55,000 | $105,000 | 90.9% | 0.0% |
| L & N Federal Credit Union | $100,000 | n/a | 0.0% | |
| BMI Federal Credit Union | $945,000 | $95,000 | -89.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $230,000 | $95,000 | -58.7% | 0.0% |
| FIRST TECHNOLOGY | $400,000 | $95,000 | -76.3% | 0.0% |
| Meridian Bank Corporation | $1,060,000 | $95,000 | -91.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $95,000 | $95,000 | 0.0% | 0.0% |
| Peoples First Savings Bank | $370,000 | $85,000 | -77.0% | 0.0% |
| CLIFFCO, INC. | $75,000 | n/a | 0.0% | |
| HILTON FINANCIAL CORPORATION | $65,000 | $75,000 | 15.4% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $175,000 | $75,000 | -57.1% | 0.0% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $390,000 | $70,000 | -82.1% | 0.0% |
| Kingston National Bank | $65,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $125,000 | $55,000 | -56.0% | 0.0% |
| HANSCOM | $55,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $75,000 | $45,000 | -40.0% | 0.0% |
| United States Senate Federal Credit Union | $45,000 | n/a | 0.0% | |
| MIAMI UNIVERSITY COMMUNITY | $35,000 | n/a | 0.0% | |
| CHEVRON | $25,000 | n/a | 0.0% | |
| TOWER | $935,000 | $15,000 | -98.4% | 0.0% |
DAYTON - KETTERING's top lender by overall market share is WRIGHT-PATT CREDIT UNION, INC., with 9.5% market share. In second place, with 7.9%, is Union Savings Bank, having originated $293,540,000 in loans. In third place, with 4.5%, is The Huntington National Bank, having originated $166,810,000 in loans. In fourth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $157,960,000 in loans. In fifth place, with 3.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $123,425,000 in loans.
DAYTON - KETTERING Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DAYTON - KETTERING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $127,900 (11.3%) | $184,514 (9.6%) | 0.47 | 2,363 |
| 2018-02-01 | $132,398 (15.2%) | $190,297 (12.7%) | 0.48 | 2,205 |
| 2018-03-01 | $139,500 (21.4%) | $197,479 (14.0%) | 0.48 | 2,099 |
| 2018-04-01 | $139,900 (16.7%) | $198,972 (9.1%) | 0.47 | 2,095 |
| 2018-05-01 | $144,950 (17.6%) | $207,840 (13.2%) | 0.48 | 2,130 |
| 2018-06-01 | $154,900 (22.5%) | $213,319 (13.7%) | 0.52 | 2,311 |
| 2018-07-01 | $159,450 (11.9%) | $216,067 (9.9%) | 0.53 | 2,435 |
| 2018-08-01 | $157,750 (12.3%) | $214,234 (8.9%) | 0.53 | 2,606 |
| 2018-09-01 | $149,900 (7.2%) | $206,009 (4.8%) | 0.50 | 2,783 |
| 2018-10-01 | $147,450 (2.2%) | $202,919 (3.4%) | 0.49 | 2,876 |
| 2018-11-01 | $148,700 (8.2%) | $201,445 (3.9%) | 0.50 | 2,823 |
| 2018-12-01 | $146,900 (13.1%) | $197,932 (6.3%) | 0.50 | 2,633 |
| 2019-01-01 | $145,500 (13.8%) | $197,165 (6.9%) | 0.50 | 2,235 |
| 2019-02-01 | $146,450 (10.6%) | $204,554 (7.5%) | 0.49 | 2,024 |
| 2019-03-01 | $151,429 (8.6%) | $206,206 (4.4%) | 0.49 | 2,230 |
| 2019-04-01 | $154,950 (10.8%) | $205,434 (3.3%) | 0.49 | 2,513 |
| 2019-05-01 | $158,925 (9.6%) | $208,411 (0.3%) | 0.49 | 2,527 |
| 2019-06-01 | $165,000 (6.5%) | $220,231 (3.2%) | 0.51 | 2,022 |
| 2019-07-01 | $175,950 (10.4%) | $225,261 (4.3%) | 0.55 | 2,169 |
| 2019-08-01 | $174,000 (10.3%) | $228,771 (6.8%) | 0.55 | 2,141 |
| 2019-09-01 | $169,950 (13.4%) | $229,739 (11.5%) | 0.54 | 2,126 |
| 2019-10-01 | $171,445 (16.3%) | $228,540 (12.6%) | 0.55 | 2,242 |
| 2019-11-01 | $169,000 (13.7%) | $226,391 (12.4%) | 0.55 | 2,174 |
| 2019-12-01 | $162,200 (10.4%) | $224,889 (13.6%) | 0.54 | 1,908 |
| 2020-01-01 | $161,450 (11.0%) | $223,184 (13.2%) | 0.54 | 1,677 |
| 2020-02-01 | $169,900 (16.0%) | $228,584 (11.8%) | 0.55 | 1,442 |
| 2020-03-01 | $187,400 (23.8%) | $242,074 (17.4%) | 0.59 | 1,496 |
| 2020-04-01 | $192,325 (24.1%) | $241,444 (17.5%) | 0.60 | 1,423 |
| 2020-05-01 | $198,000 (24.6%) | $252,227 (21.0%) | 0.60 | 1,271 |
| 2020-06-01 | $207,445 (25.7%) | $254,780 (15.7%) | 0.61 | 1,157 |
| 2020-07-01 | $200,950 (14.2%) | $253,519 (12.5%) | 0.58 | 1,137 |
| 2020-08-01 | $199,900 (14.9%) | $254,779 (11.4%) | 0.57 | 1,141 |
| 2020-09-01 | $209,900 (23.5%) | $258,208 (12.4%) | 0.60 | 1,183 |
| 2020-10-01 | $199,969 (16.6%) | $257,858 (12.8%) | 0.57 | 1,227 |
| 2020-11-01 | $189,950 (12.4%) | $252,261 (11.4%) | 0.54 | 1,205 |
| 2020-12-01 | $185,450 (14.3%) | $249,327 (10.9%) | 0.54 | 1,062 |
| 2021-01-01 | $194,900 (20.7%) | $247,295 (10.8%) | 0.57 | 831 |
| 2021-02-01 | $195,000 (14.8%) | $264,451 (15.7%) | 0.56 | 601 |
| 2021-03-01 | $182,400 (-2.7%) | $272,152 (12.4%) | 0.51 | 609 |
| 2021-04-01 | $183,900 (-4.4%) | $276,076 (14.3%) | 0.49 | 600 |
| 2021-05-01 | $195,000 (-1.5%) | $285,115 (13.0%) | 0.51 | 632 |
| 2021-06-01 | $199,500 (-3.8%) | $282,182 (10.8%) | 0.52 | 801 |
| 2021-07-01 | $212,900 (6.0%) | $287,155 (13.3%) | 0.55 | 934 |
| 2021-08-01 | $214,950 (7.5%) | $288,253 (13.1%) | 0.57 | 1,135 |
| 2021-09-01 | $207,400 (-1.2%) | $287,809 (11.5%) | 0.55 | 1,149 |
| 2021-10-01 | $199,000 (-0.5%) | $268,495 (4.1%) | 0.52 | 1,147 |
| 2021-11-01 | $189,000 (-0.5%) | $269,152 (6.7%) | 0.50 | 998 |
| 2021-12-01 | $188,700 (1.8%) | $272,894 (9.5%) | 0.50 | 905 |
| 2022-01-01 | $180,000 (-7.6%) | $269,908 (9.1%) | 0.48 | 699 |
| 2022-02-01 | $197,450 (1.3%) | $286,116 (8.2%) | 0.50 | 506 |
| 2022-03-01 | $214,900 (17.8%) | $294,997 (8.4%) | 0.53 | 532 |
| 2022-04-01 | $214,900 (16.9%) | $274,174 (-0.7%) | 0.51 | 742 |
| 2022-05-01 | $217,450 (11.5%) | $290,618 (1.9%) | 0.49 | 929 |
| 2022-06-01 | $227,450 (14.0%) | $298,630 (5.8%) | 0.51 | 1,081 |
| 2022-07-01 | $227,500 (6.9%) | $292,982 (2.0%) | 0.51 | 1,260 |
| 2022-08-01 | $227,000 (5.6%) | $288,637 (0.1%) | 0.52 | 1,310 |
DAYTON - KETTERING's median listing price for 2022-08-01 was $227,000, a difference of
$12,050
(5.6%) versus the prior year and
$-500 versus the prior month.
DAYTON - KETTERING's median listing price comes in at 52% of the national average.
DAYTON - KETTERING's average listing price for 2022-08-01 was $288,637, a difference of $384 (0.1%) versus the prior year and $-4,345 versus the prior month.
For the 2022-08-01 period, DAYTON - KETTERING had 1,310 MLS listings, a difference of 50 listings (4%) versus the prior month and 175 listings (15%) versus the prior year.
DAYTON - KETTERING's median listing price comes in at 52% of the national average.
DAYTON - KETTERING's average listing price for 2022-08-01 was $288,637, a difference of $384 (0.1%) versus the prior year and $-4,345 versus the prior month.
For the 2022-08-01 period, DAYTON - KETTERING had 1,310 MLS listings, a difference of 50 listings (4%) versus the prior month and 175 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DAYTON - KETTERING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 76 days | 1,493 sqft |
| 2018-02-01 | 68 days | 1,535 sqft |
| 2018-03-01 | 50 days | 1,635 sqft |
| 2018-04-01 | 45 days | 1,640 sqft |
| 2018-05-01 | 42 days | 1,666 sqft |
| 2018-06-01 | 44 days | 1,680 sqft |
| 2018-07-01 | 44 days | 1,713 sqft |
| 2018-08-01 | 46 days | 1,708 sqft |
| 2018-09-01 | 49 days | 1,664 sqft |
| 2018-10-01 | 52 days | 1,644 sqft |
| 2018-11-01 | 56 days | 1,639 sqft |
| 2018-12-01 | 65 days | 1,602 sqft |
| 2019-01-01 | 74 days | 1,598 sqft |
| 2019-02-01 | 72 days | 1,588 sqft |
| 2019-03-01 | 53 days | 1,630 sqft |
| 2019-04-01 | 41 days | 1,664 sqft |
| 2019-05-01 | 37 days | 1,668 sqft |
| 2019-06-01 | 39 days | 1,705 sqft |
| 2019-07-01 | 41 days | 1,768 sqft |
| 2019-08-01 | 46 days | 1,749 sqft |
| 2019-09-01 | 49 days | 1,717 sqft |
| 2019-10-01 | 46 days | 1,693 sqft |
| 2019-11-01 | 52 days | 1,680 sqft |
| 2019-12-01 | 61 days | 1,668 sqft |
| 2020-01-01 | 65 days | 1,631 sqft |
| 2020-02-01 | 56 days | 1,637 sqft |
| 2020-03-01 | 40 days | 1,694 sqft |
| 2020-04-01 | 47 days | 1,701 sqft |
| 2020-05-01 | 60 days | 1,730 sqft |
| 2020-06-01 | 50 days | 1,777 sqft |
| 2020-07-01 | 40 days | 1,765 sqft |
| 2020-08-01 | 35 days | 1,762 sqft |
| 2020-09-01 | 36 days | 1,776 sqft |
| 2020-10-01 | 33 days | 1,762 sqft |
| 2020-11-01 | 38 days | 1,704 sqft |
| 2020-12-01 | 50 days | 1,655 sqft |
| 2021-01-01 | 58 days | 1,568 sqft |
| 2021-02-01 | 54 days | 1,541 sqft |
| 2021-03-01 | 37 days | 1,524 sqft |
| 2021-04-01 | 32 days | 1,569 sqft |
| 2021-05-01 | 28 days | 1,516 sqft |
| 2021-06-01 | 24 days | 1,607 sqft |
| 2021-07-01 | 24 days | 1,691 sqft |
| 2021-08-01 | 25 days | 1,622 sqft |
| 2021-09-01 | 31 days | 1,574 sqft |
| 2021-10-01 | 35 days | 1,559 sqft |
| 2021-11-01 | 40 days | 1,533 sqft |
| 2021-12-01 | 43 days | 1,488 sqft |
| 2022-01-01 | 49 days | 1,448 sqft |
| 2022-02-01 | 46 days | 1,499 sqft |
| 2022-03-01 | 28 days | 1,580 sqft |
| 2022-04-01 | 28 days | 1,510 sqft |
| 2022-05-01 | 29 days | 1,557 sqft |
| 2022-06-01 | 27 days | 1,613 sqft |
| 2022-07-01 | 30 days | 1,624 sqft |
| 2022-08-01 | 36 days | 1,665 sqft |
DAYTON - KETTERING's median listing age (time on market) for 2022-08-01 was 36 days.
This
is 47%
longer
than the same period one year ago.
DAYTON - KETTERING's median square footage for active listings during the 2022-08-01 period was 1,665 sqft. One year prior, the average listing was 1,622 sqft.
DAYTON - KETTERING's median square footage for active listings during the 2022-08-01 period was 1,665 sqft. One year prior, the average listing was 1,622 sqft.
DAYTON-KETTERING, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 10,202 | $2,600,950,000 | $254,945 |
| Refi | 2,103 | $449,265,000 | $213,631 |
| Cash Out Refi | 2,048 | $379,920,000 | $185,508 |
| Home Improvement | 2,002 | $151,980,000 | $75,914 |
| Other | 1,820 | $140,560,000 | $77,231 |
| NA | 8 | $1,040,000 | $130,000 |
Dayton - Kettering's most frequently cited loan purpose was Home Purchase, with 10,202 originations. The 2nd most popular reason was Refi, with 2,103 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,971 | $1,605,575,000 | $230,322 |
| Over 8% | 4,722 | $461,790,000 | $97,795 |
| 7-8% | 3,502 | $754,160,000 | $215,351 |
| 5-6% | 2,219 | $639,665,000 | $288,267 |
| 4-5% | 182 | $53,840,000 | $295,824 |
| <2.5% | 161 | $4,035,000 | $25,062 |
| 3-4% | 59 | $11,395,000 | $193,136 |
| 2.5-3% | 18 | $2,750,000 | $152,778 |
During 2024, Dayton - Kettering's most frequently originated rate bucket was 6-7%, with 6,971 originations.
Loan Sizing (DAYTON-KETTERING, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 5,996 | $883,940,000 | $147,422 |
| $100,000 or less | 5,609 | $305,585,000 | $54,481 |
| $200k-400k | 5,314 | $1,470,380,000 | $276,699 |
| $400k-600k | 1,006 | $473,950,000 | $471,123 |
| $600k-1000k | 196 | $140,530,000 | $716,990 |
| $Over $1MM | 62 | $449,330,000 | $7,247,258 |
DAYTON - KETTERING's loan sizing saw the bucket of loans from $100k-200k with 5,996 originations, totaling $883,940,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 7,173 | $1,795,275,000 | $250,282 |
| 60-80% | 3,632 | $817,520,000 | $225,088 |
| 20-40% | 2,493 | $210,195,000 | $84,314 |
| Under 20% | 2,313 | $101,365,000 | $43,824 |
| 40-60% | 1,508 | $334,330,000 | $221,704 |
| Over 100% | 411 | $187,865,000 | $457,092 |
DAYTON - KETTERING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,173 originations, totaling $1,795,275,000 in origination value.