DAYTON - KETTERING Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Dayton - Kettering averaged
6.78%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.82% and
one month ago for the week of 2023-08-10, the
average rate was 6.86%.
Dayton - Kettering's average rate one year ago was 5.49%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Dayton - Kettering 30 Year Fixed Rate | 2023-09-14 | 6.78% |
| Dayton - Kettering 30 Year Fixed Rate Refi | 2023-09-14 | 6.37% |
| Dayton - Kettering 15 Year Fixed Rate | 2023-09-14 | 6.32% |
| Dayton - Kettering 15 Year Fixed Rate Refi | 2023-09-14 | 5.2% |
| Dayton - Kettering 30 Year FHA | 2023-09-14 | 6.81% |
| Dayton - Kettering 30 Year FHA Refi | 2023-09-14 | 5.26% |
| Dayton - Kettering 30 Year USDA | 2023-09-14 | 6.78% |
| Dayton - Kettering 30 Year USDA Refi | 2023-09-14 | 7.08% |
| Dayton - Kettering 30 Year VA | 2023-09-14 | 6.65% |
| Dayton - Kettering 30 Year VA Refi | 2023-09-14 | 4.7% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAYTON-KETTERING, OH.
DAYTON - KETTERING Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAYTON-KETTERING, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DAYTON - KETTERING Average Closing Costs & Other Stats
DAYTON-KETTERING, OH's 286 lenders originated 22,153
loans during 2022. The total origination value was $4,406,695,000, with an average loan value of
$198,921.
DAYTON - KETTERING's average closing costs are $4,124.
The top DAYTON - KETTERING lender as defined by loan originations is Union Savings Bank, with
1,021 loans originated. Their average total fees are
$1,115, which is $1,574
lower than the next largest lender,
WRIGHT-PATT CREDIT UNION, INC..
The lowest fee DAYTON - KETTERING lenders (with over 10 loans originated) are
Discover Bank ($0), Guardian Savings Bank, A Federal Savings Bank ($917), Union Savings Bank ($1,115), Greenville Federal ($1,969) and Third Federal Savings and Loan Association of Cleveland ($2,030).
The lowest rate DAYTON - KETTERING lenders (with over 10 loans originated) are
Guardian Savings Bank, A Federal Savings Bank (3.59%), KEMBA CREDIT UNION, INC. (3.68%), Third Federal Savings and Loan Association of Cleveland (4.03%), GENERAL ELECTRIC CREDIT UNION (4.05%) and Union Savings Bank (4.16%).
DAYTON-KETTERING, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Union Savings Bank | $805,175,000 | $365,500,000 | -54.6% | 8.3% |
| WRIGHT-PATT CREDIT UNION, INC. | $499,885,000 | $344,665,000 | -31.1% | 7.8% |
| Wells Fargo Bank | $61,450,000 | $312,415,000 | 408.4% | 7.1% |
| The Huntington National Bank | $260,120,000 | $181,985,000 | -30.0% | 4.1% |
| Fifth Third Bank | $231,890,000 | $171,630,000 | -26.0% | 3.9% |
| QUICKEN LOANS, LLC | $348,640,000 | $167,795,000 | -51.9% | 3.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $194,215,000 | $117,370,000 | -39.6% | 2.7% |
| CALIBER HOME LOANS, INC. | $206,510,000 | $95,140,000 | -53.9% | 2.2% |
| Mortgage Research Center, LLC | $102,665,000 | $93,180,000 | -9.2% | 2.1% |
| DAS Acquisition Company, LLC | $131,525,000 | $92,210,000 | -29.9% | 2.1% |
| THRIVE MORTGAGE, LLC | $127,980,000 | $92,200,000 | -28.0% | 2.1% |
| KeyBank | $63,055,000 | $83,180,000 | 31.9% | 1.9% |
| U.S. Bank | $120,025,000 | $76,895,000 | -35.9% | 1.7% |
| NVR Mortgage Finance, Inc. | $96,215,000 | $71,665,000 | -25.5% | 1.6% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $41,945,000 | $67,595,000 | 61.2% | 1.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $64,340,000 | $66,690,000 | 3.7% | 1.5% |
| JPMorgan Chase Bank | $121,870,000 | $64,855,000 | -46.8% | 1.5% |
| First Financial Bank | $58,780,000 | $64,570,000 | 9.9% | 1.5% |
| PNC Bank | $82,130,000 | $64,195,000 | -21.8% | 1.5% |
| LOANDEPOT.COM, LLC | $146,165,000 | $59,270,000 | -59.4% | 1.3% |
| VICTORY MORTGAGE, L.L.C. | $61,255,000 | $58,420,000 | -4.6% | 1.3% |
| M/I FINANCIAL, LLC | $24,380,000 | $48,970,000 | 100.9% | 1.1% |
| LCNB National Bank | $12,880,000 | $47,160,000 | 266.1% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $65,615,000 | $43,845,000 | -33.2% | 1.0% |
| MOVEMENT MORTGAGE, LLC | $18,345,000 | $43,055,000 | 134.7% | 1.0% |
| The Old Fort Banking Company | $67,440,000 | $39,985,000 | -40.7% | 0.9% |
| UNION HOME MORTGAGE CORP. | $72,340,000 | $38,475,000 | -46.8% | 0.9% |
| First Commonwealth Bank | $27,495,000 | $38,155,000 | 38.8% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $44,285,000 | $36,330,000 | -18.0% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $35,565,000 | n/a | 0.8% | |
| USAA Federal Savings Bank | $43,945,000 | $34,135,000 | -22.3% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $176,810,000 | $30,860,000 | -82.5% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,735,000 | $29,920,000 | 16.3% | 0.7% |
| Stock Yards Bank & Trust Company | $5,505,000 | $28,075,000 | 410.0% | 0.6% |
| The Park National Bank | $40,790,000 | $28,000,000 | -31.4% | 0.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | $10,790,000 | $27,950,000 | 159.0% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $38,830,000 | $27,030,000 | -30.4% | 0.6% |
| RUOFF MORTGAGE COMPANY, INC. | $31,670,000 | $23,735,000 | -25.1% | 0.5% |
| Day Air Credit Union, Inc | $52,485,000 | $23,375,000 | -55.5% | 0.5% |
| Third Federal Savings and Loan Association of Cleveland | $14,885,000 | $22,825,000 | 53.3% | 0.5% |
| NFM, INC. | $33,145,000 | $20,815,000 | -37.2% | 0.5% |
| GUARANTEED RATE, INC. | $16,345,000 | $20,750,000 | 27.0% | 0.5% |
| T2 FINANCIAL LLC | $29,405,000 | $20,140,000 | -31.5% | 0.5% |
| Monroe Federal Savings and Loan Association | $19,320,000 | n/a | 0.4% | |
| PENNYMAC LOAN SERVICES, LLC | $73,275,000 | $19,185,000 | -73.8% | 0.4% |
| Greenville Federal | $32,460,000 | $17,690,000 | -45.5% | 0.4% |
| WesBanco Bank, Inc. | $48,290,000 | $16,475,000 | -65.9% | 0.4% |
| Greenville National Bank | $17,495,000 | $16,415,000 | -6.2% | 0.4% |
| Heritage Bank, Inc. | $15,710,000 | n/a | 0.4% | |
| Flagstar Bank, FSB | $7,510,000 | $14,715,000 | 95.9% | 0.3% |
| Minster Bank | $25,890,000 | $14,465,000 | -44.1% | 0.3% |
| GUILD MORTGAGE COMPANY | $12,345,000 | $14,335,000 | 16.1% | 0.3% |
| MCNB Bank and Trust Co. | $6,660,000 | $14,330,000 | 115.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $40,625,000 | $14,035,000 | -65.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $14,795,000 | $13,540,000 | -8.5% | 0.3% |
| Central Bank & Trust Company | $6,845,000 | $12,950,000 | 89.2% | 0.3% |
| RiverHills Bank | $3,560,000 | $12,815,000 | 260.0% | 0.3% |
| Merchants Bank of Indiana | $4,260,000 | $12,685,000 | 197.8% | 0.3% |
| Bank of England | $18,465,000 | $12,585,000 | -31.8% | 0.3% |
| LIMA ONE CAPITAL, LLC | $18,725,000 | $12,435,000 | -33.6% | 0.3% |
| Prudential Huntoon Paige Associates, LLC | $12,255,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $23,130,000 | $11,785,000 | -49.0% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $1,105,000 | $11,665,000 | 955.7% | 0.3% |
| Farm Credit Mid-America, ACA | $15,710,000 | $11,380,000 | -27.6% | 0.3% |
| VAN DYK MORTGAGE CORPORATION | $12,710,000 | $11,120,000 | -12.5% | 0.3% |
| EQUITY RESOURCES, INC. | $22,140,000 | $10,935,000 | -50.6% | 0.2% |
| New Carlisle Federal Savings Bank | $23,820,000 | $10,605,000 | -55.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $18,010,000 | $10,450,000 | -42.0% | 0.2% |
| Gateway First Bank | $10,495,000 | $10,295,000 | -1.9% | 0.2% |
| Nicolet National Bank | $10,205,000 | n/a | 0.2% | |
| UNIVERSAL 1 CREDIT UNION | $12,335,000 | $9,680,000 | -21.5% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $9,430,000 | n/a | 0.2% | |
| Civista Bank | $13,405,000 | $9,370,000 | -30.1% | 0.2% |
| POLARIS HOME FUNDING CORP. | $14,115,000 | $9,170,000 | -35.0% | 0.2% |
| NEWREZ LLC | $19,085,000 | $8,980,000 | -52.9% | 0.2% |
| 1st National Bank | $10,880,000 | $8,865,000 | -18.5% | 0.2% |
| Bank of America | $10,945,000 | $8,790,000 | -19.7% | 0.2% |
| GENERAL ELECTRIC CREDIT UNION | $32,655,000 | $8,665,000 | -73.5% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $4,320,000 | $8,470,000 | 96.1% | 0.2% |
| AMERICAN MORTGAGE SERVICE COMPANY | $14,500,000 | $7,820,000 | -46.1% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $825,000 | $7,765,000 | 841.2% | 0.2% |
| Citizens Bank | $12,695,000 | $7,735,000 | -39.1% | 0.2% |
| Carrington Mortgage Services, LLC | $13,335,000 | $7,695,000 | -42.3% | 0.2% |
| NORTHERN MORTGAGE SERVICES, LLC | $17,520,000 | $7,335,000 | -58.1% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,365,000 | $7,305,000 | 435.2% | 0.2% |
| Mercantile Bank of Michigan | $6,680,000 | $7,180,000 | 7.5% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $16,630,000 | $6,965,000 | -58.1% | 0.2% |
| KEMBA CREDIT UNION, INC. | $1,220,000 | $6,855,000 | 461.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $17,305,000 | $6,665,000 | -61.5% | 0.2% |
| Nations Lending Corporation | $5,235,000 | $6,595,000 | 26.0% | 0.1% |
| KELLER MORTGAGE, LLC | $8,710,000 | $6,535,000 | -25.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $36,755,000 | $6,530,000 | -82.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $11,080,000 | $6,450,000 | -41.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $27,380,000 | $6,415,000 | -76.6% | 0.1% |
| RIVER VALLEY CREDIT UNION, INC. | $11,610,000 | $5,955,000 | -48.7% | 0.1% |
| Arbor Realty Trust, Inc. | $1,985,000 | $5,940,000 | 199.2% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $10,850,000 | $5,885,000 | -45.8% | 0.1% |
| Covington Savings and Loan Association | $5,975,000 | $5,815,000 | -2.7% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $22,910,000 | $5,720,000 | -75.0% | 0.1% |
| Ixonia Bank | $8,815,000 | $5,600,000 | -36.5% | 0.1% |
| The Farmers State Bank | $4,930,000 | $5,305,000 | 7.6% | 0.1% |
| The Citizens National Bank of Bluffton | $5,150,000 | $5,035,000 | -2.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $8,230,000 | $5,010,000 | -39.1% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $19,535,000 | $4,875,000 | -75.0% | 0.1% |
| Guardian Savings Bank, A Federal Savings Bank | $6,390,000 | $4,665,000 | -27.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $6,115,000 | $4,595,000 | -24.9% | 0.1% |
| Ally Bank | $4,195,000 | $4,550,000 | 8.5% | 0.1% |
| THE EQUITABLE MORTGAGE CORPORATION | $10,330,000 | $4,520,000 | -56.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $10,640,000 | $4,515,000 | -57.6% | 0.1% |
| GSF Mortgage Corporation | $725,000 | $4,350,000 | 500.0% | 0.1% |
| North American Savings Bank, F.S.B. | $7,320,000 | $4,270,000 | -41.7% | 0.1% |
| CODE | $3,140,000 | $4,260,000 | 35.7% | 0.1% |
| Firefighters & Company FCU | $4,245,000 | n/a | 0.1% | |
| Figure Lending LLC | $2,370,000 | $4,235,000 | 78.7% | 0.1% |
| Cincinnati Federal | $10,440,000 | $4,220,000 | -59.6% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $7,015,000 | $3,980,000 | -43.3% | 0.1% |
| MORTGAGE 1 INCORPORATED | $9,490,000 | $3,975,000 | -58.1% | 0.1% |
| NBKC BANK | $11,790,000 | $3,955,000 | -66.5% | 0.1% |
| Heartland Bank | $465,000 | $3,935,000 | 746.2% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $9,730,000 | $3,780,000 | -61.2% | 0.1% |
| INSPIRE HOME LOANS INC. | $1,300,000 | $3,650,000 | 180.8% | 0.1% |
| The Merchants National Bank | $8,500,000 | $3,625,000 | -57.4% | 0.1% |
| UBS Bank USA | $1,390,000 | $3,595,000 | 158.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,865,000 | $3,580,000 | -7.4% | 0.1% |
| The Farmers & Merchants State Bank | $1,445,000 | $3,575,000 | 147.4% | 0.1% |
| Westbury Bank | $3,505,000 | n/a | 0.1% | |
| Capital One | $3,425,000 | n/a | 0.1% | |
| Truist | $1,475,000 | $3,425,000 | 132.2% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,145,000 | $3,395,000 | 196.5% | 0.1% |
| Discover Bank | $1,245,000 | $3,380,000 | 171.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $6,235,000 | $3,335,000 | -46.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $3,330,000 | n/a | 0.1% | |
| BNC National Bank | $3,740,000 | $3,315,000 | -11.4% | 0.1% |
| First Bank Richmond | $7,390,000 | $3,225,000 | -56.4% | 0.1% |
| The Union Bank Company | $4,505,000 | $3,145,000 | -30.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $19,450,000 | $3,100,000 | -84.1% | 0.1% |
| Northpointe Bank | $8,265,000 | $3,050,000 | -63.1% | 0.1% |
| Equity Prime Mortgage LLC | $1,975,000 | $3,000,000 | 51.9% | 0.1% |
| The Federal Savings Bank | $11,850,000 | $3,000,000 | -74.7% | 0.1% |
| Armed Forces Bank | $1,125,000 | $2,985,000 | 165.3% | 0.1% |
| CMG MORTGAGE, INC. | $2,375,000 | $2,925,000 | 23.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $515,000 | $2,840,000 | 451.5% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,790,000 | $2,835,000 | 58.4% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,185,000 | $2,820,000 | 138.0% | 0.1% |
| MICHIGAN MUTUAL, INC. | $475,000 | $2,815,000 | 492.6% | 0.1% |
| RAPID MORTGAGE COMPANY | $4,690,000 | $2,800,000 | -40.3% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $375,000 | $2,780,000 | 641.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $7,255,000 | $2,745,000 | -62.2% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | $2,730,000 | 1,661.3% | 0.1% |
| American Midwest Mortgage Corporation | $5,095,000 | $2,700,000 | -47.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $10,160,000 | $2,660,000 | -73.8% | 0.1% |
| Republic Bank & Trust Company | $2,825,000 | $2,565,000 | -9.2% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,685,000 | $2,560,000 | 51.9% | 0.1% |
| Peoples Bank | $7,280,000 | $2,550,000 | -65.0% | 0.1% |
| SILVER HILL FUNDING, LLC | $620,000 | $2,430,000 | 291.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $510,000 | $2,405,000 | 371.6% | 0.1% |
| FIRST OHIO HOME FINANCE, INC. | $2,000,000 | $2,390,000 | 19.5% | 0.1% |
| First Federal Bank of the Midwest | $4,755,000 | $2,260,000 | -52.5% | 0.1% |
| M&T Bank | $2,000,000 | $2,210,000 | 10.5% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $4,440,000 | $2,160,000 | -51.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,440,000 | $2,145,000 | 49.0% | 0.0% |
| Superior Credit Union, Inc. | $2,330,000 | $2,135,000 | -8.4% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,105,000 | n/a | 0.0% | |
| ARC HOME LLC | $2,115,000 | $2,100,000 | -0.7% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $4,115,000 | $2,095,000 | -49.1% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,495,000 | $2,065,000 | 38.1% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,970,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,240,000 | $1,945,000 | -13.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $2,410,000 | $1,945,000 | -19.3% | 0.0% |
| Evolve Bank & Trust | $2,420,000 | $1,920,000 | -20.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,965,000 | $1,900,000 | -35.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,385,000 | $1,835,000 | 32.5% | 0.0% |
| SPRING EQ, LLC | $410,000 | $1,815,000 | 342.7% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $1,050,000 | $1,810,000 | 72.4% | 0.0% |
| CLEARPATH LENDING | $12,880,000 | $1,755,000 | -86.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $880,000 | $1,735,000 | 97.2% | 0.0% |
| PHH Mortgage Corporation | $4,125,000 | $1,725,000 | -58.2% | 0.0% |
| Citadel Servicing Corporation | $1,720,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $1,710,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $2,765,000 | $1,690,000 | -38.9% | 0.0% |
| Morgan Stanley Private Bank | $615,000 | $1,640,000 | 166.7% | 0.0% |
| KH NETWORK CREDIT UNION | $4,775,000 | $1,630,000 | -65.9% | 0.0% |
| Hometown Lenders, Inc. | $1,570,000 | $1,615,000 | 2.9% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $2,635,000 | $1,580,000 | -40.0% | 0.0% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | $3,265,000 | $1,555,000 | -52.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $675,000 | $1,550,000 | 129.6% | 0.0% |
| LENDINGONE, LLC | $275,000 | $1,535,000 | 458.2% | 0.0% |
| LOANPAL, LLC | $1,625,000 | $1,505,000 | -7.4% | 0.0% |
| HONDA Federal Credit Union | $1,655,000 | $1,495,000 | -9.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,345,000 | $1,475,000 | 9.7% | 0.0% |
| The State Bank and Trust Company | $4,080,000 | $1,465,000 | -64.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,885,000 | $1,445,000 | -23.3% | 0.0% |
| AmRes Corporation | $1,000,000 | $1,405,000 | 40.5% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $740,000 | $1,405,000 | 89.9% | 0.0% |
| First Federal Bank | $285,000 | $1,390,000 | 387.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $4,475,000 | $1,335,000 | -70.2% | 0.0% |
| NEXERA HOLDING LLC | $305,000 | $1,335,000 | 337.7% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $5,180,000 | $1,325,000 | -74.4% | 0.0% |
| MYCUMORTGAGE, LLC | $6,365,000 | $1,290,000 | -79.7% | 0.0% |
| Solarity Credit Union | $1,275,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $1,270,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $1,730,000 | $1,260,000 | -27.2% | 0.0% |
| Quontic Bank | $205,000 | $1,260,000 | 514.6% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $5,970,000 | $1,255,000 | -79.0% | 0.0% |
| AMWEST FUNDING CORP. | $1,245,000 | n/a | 0.0% | |
| Pathways Financial Credit Union, Inc. | $2,630,000 | $1,240,000 | -52.9% | 0.0% |
| Pinnacle Bank | $6,170,000 | $1,225,000 | -80.1% | 0.0% |
| Meridian Bank Corporation | $1,290,000 | $1,210,000 | -6.2% | 0.0% |
| Northwest Bank | $135,000 | $1,170,000 | 766.7% | 0.0% |
| Chicago Mortgage Solutions LLC | $4,280,000 | $1,155,000 | -73.0% | 0.0% |
| Regions Bank | $1,740,000 | $1,140,000 | -34.5% | 0.0% |
| BRIDGE | $880,000 | $1,130,000 | 28.4% | 0.0% |
| PLANET HOME LENDING, LLC | $5,465,000 | $1,065,000 | -80.5% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $695,000 | $1,065,000 | 53.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,475,000 | $1,040,000 | -29.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,325,000 | $1,040,000 | -21.5% | 0.0% |
| The Central Trust Bank | $735,000 | $1,035,000 | 40.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,050,000 | $1,030,000 | -1.9% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,010,000 | $1,020,000 | -49.3% | 0.0% |
| Ameris Bank | $1,010,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $525,000 | $1,005,000 | 91.4% | 0.0% |
| First National Bank of America | $185,000 | $1,005,000 | 443.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,235,000 | $995,000 | -19.4% | 0.0% |
| CenterBank | $1,480,000 | $990,000 | -33.1% | 0.0% |
| US MORTGAGE CORPORATION | $1,340,000 | $990,000 | -26.1% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,700,000 | $985,000 | -42.1% | 0.0% |
| ATOMIC CREDIT UNION, INC. | $165,000 | $975,000 | 490.9% | 0.0% |
| First Merchants Bank | $1,005,000 | $970,000 | -3.5% | 0.0% |
| S1L, Inc. | $970,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $845,000 | $970,000 | 14.8% | 0.0% |
| Bank of the West | $960,000 | n/a | 0.0% | |
| FCN Bank | $175,000 | $955,000 | 445.7% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $525,000 | $940,000 | 79.0% | 0.0% |
| Warsaw Federal Savings and Loan Association | $65,000 | $930,000 | 1,330.8% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $730,000 | $915,000 | 25.3% | 0.0% |
| JLB CORPORATION | $890,000 | $915,000 | 2.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,215,000 | $910,000 | -25.1% | 0.0% |
| Valley Central Bank | $4,645,000 | $910,000 | -80.4% | 0.0% |
| TELHIO | $1,575,000 | $900,000 | -42.9% | 0.0% |
| UIF CORPORATION | $2,010,000 | $900,000 | -55.2% | 0.0% |
| Plains Commerce Bank | $475,000 | $885,000 | 86.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,735,000 | $870,000 | -68.2% | 0.0% |
| SUN Federal Credit Union | $860,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $205,000 | $855,000 | 317.1% | 0.0% |
| RESIDENTIAL BANCORP. | $605,000 | $855,000 | 41.3% | 0.0% |
| BAY EQUITY LLC | $850,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $4,970,000 | $835,000 | -83.2% | 0.0% |
| Dollar Bank, Federal Savings Bank | $905,000 | $825,000 | -8.8% | 0.0% |
| First Internet Bank of Indiana | $520,000 | $805,000 | 54.8% | 0.0% |
| MORTGAGE CENTER L.C | $275,000 | $795,000 | 189.1% | 0.0% |
| Sharefax Credit Union | $665,000 | $790,000 | 18.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $2,555,000 | $780,000 | -69.5% | 0.0% |
| Lakeview Community Capital, LLC | $2,090,000 | $760,000 | -63.6% | 0.0% |
| Strong Home Mortgage, LLC | $1,435,000 | $745,000 | -48.1% | 0.0% |
| Citibank | $1,320,000 | $730,000 | -44.7% | 0.0% |
| Colonial Savings, F.A. | $1,315,000 | $720,000 | -45.2% | 0.0% |
| Somerville Bank | $2,915,000 | $705,000 | -75.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $105,000 | $680,000 | 547.6% | 0.0% |
| Sunflower Bank | $335,000 | $675,000 | 101.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $630,000 | $660,000 | 4.8% | 0.0% |
| First Home Bank | $1,815,000 | $650,000 | -64.2% | 0.0% |
| SOFI LENDING CORP. | $4,830,000 | $645,000 | -86.6% | 0.0% |
| First Horizon Bank | $420,000 | $635,000 | 51.2% | 0.0% |
| Cf Bank | $3,470,000 | $615,000 | -82.3% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $135,000 | $615,000 | 355.6% | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $7,010,000 | $615,000 | -91.2% | 0.0% |
| Woodsfield Savings Bank | $625,000 | $615,000 | -1.6% | 0.0% |
| The North Side Bank & Trust Company | $605,000 | n/a | 0.0% | |
| Thumb Bank and Trust | $605,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $3,205,000 | $600,000 | -81.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $345,000 | $600,000 | 73.9% | 0.0% |
| PRIORITY MORTGAGE CORP. | $810,000 | $600,000 | -25.9% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,240,000 | $590,000 | -52.4% | 0.0% |
| Intrust Bank | $585,000 | n/a | 0.0% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $580,000 | n/a | 0.0% | |
| City National Bank of West Virginia | $10,770,000 | $575,000 | -94.7% | 0.0% |
| OCMBC, INC. | $155,000 | $570,000 | 267.7% | 0.0% |
| ASCENTRA | $565,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,080,000 | $550,000 | -49.1% | 0.0% |
| NBH Bank | $155,000 | $550,000 | 254.8% | 0.0% |
| OPTION FINANCIAL, LLC | $360,000 | $550,000 | 52.8% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $135,000 | $540,000 | 300.0% | 0.0% |
| IH CREDIT UNION, INC. | $535,000 | n/a | 0.0% | |
| NTFN, INC. | $465,000 | $530,000 | 14.0% | 0.0% |
| The Ohio Valley Bank Company | $305,000 | $525,000 | 72.1% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $330,000 | $505,000 | 53.0% | 0.0% |
| First National Bank of Pennsylvania | $810,000 | $500,000 | -38.3% | 0.0% |
| DELMAR FINANCIAL COMPANY | $635,000 | $495,000 | -22.0% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,135,000 | $495,000 | -56.4% | 0.0% |
| NP, Inc. | $2,140,000 | $490,000 | -77.1% | 0.0% |
| EASTMAN | $485,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $515,000 | $475,000 | -7.8% | 0.0% |
| The Richwood Banking Company | $4,480,000 | $475,000 | -89.4% | 0.0% |
| First Guaranty Mortgage Corporation | $6,860,000 | $460,000 | -93.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,635,000 | $450,000 | -72.5% | 0.0% |
| Community First National Bank | $895,000 | $450,000 | -49.7% | 0.0% |
| N R L Federal Credit Union | $450,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $430,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $340,000 | $425,000 | 25.0% | 0.0% |
| First United Bank and Trust Company | $425,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $455,000 | $420,000 | -7.7% | 0.0% |
| The Savings Bank | $405,000 | $415,000 | 2.5% | 0.0% |
| CINFED Federal Credit Union | $330,000 | $410,000 | 24.2% | 0.0% |
| Princeton Mortgage Corporation | $405,000 | n/a | 0.0% | |
| Renasant Bank | $405,000 | n/a | 0.0% | |
| Liberty National Bank | $735,000 | $400,000 | -45.6% | 0.0% |
| Service Federal Credit Union | $745,000 | $400,000 | -46.3% | 0.0% |
| American Security Mortgage Corp. | $155,000 | $395,000 | 154.8% | 0.0% |
| Secured Investment Corp. | $410,000 | $390,000 | -4.9% | 0.0% |
| BMI Federal Credit Union | $535,000 | $385,000 | -28.0% | 0.0% |
| American Airlines Federal Credit Union | $645,000 | $380,000 | -41.1% | 0.0% |
| Amerifirst Financial, Inc. | $370,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $175,000 | $370,000 | 111.4% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,230,000 | $370,000 | -92.9% | 0.0% |
| KEMBA FINANCIAL | $980,000 | $370,000 | -62.2% | 0.0% |
| FBC MORTGAGE, LLC | $365,000 | n/a | 0.0% | |
| Bank of Whittier | $355,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $350,000 | n/a | 0.0% | |
| HomePromise Corporation | $345,000 | n/a | 0.0% | |
| Texana Bank | $340,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $2,910,000 | $335,000 | -88.5% | 0.0% |
| Centennial Bank | $325,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $320,000 | n/a | 0.0% | |
| Cross Keys Bank | $315,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $255,000 | $305,000 | 19.6% | 0.0% |
| BM Real Estate Services, Inc. | $140,000 | $305,000 | 117.9% | 0.0% |
| Luxury Mortgage Corp. | $305,000 | n/a | 0.0% | |
| Servion, Inc. | $305,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $295,000 | n/a | 0.0% | |
| Raymond James Bank | $295,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $1,100,000 | $290,000 | -73.6% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $540,000 | $285,000 | -47.2% | 0.0% |
| Devon Bank | $520,000 | $285,000 | -45.2% | 0.0% |
| ONY GLO, INC. | $400,000 | $285,000 | -28.8% | 0.0% |
| Platinum Home Mortgage Corporation | $285,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $815,000 | $280,000 | -65.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $375,000 | $275,000 | -26.7% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| First Bankers Trust Company | $720,000 | $275,000 | -61.8% | 0.0% |
| Arvest Bank | $265,000 | $270,000 | 1.9% | 0.0% |
| Peoples First Savings Bank | $685,000 | $270,000 | -60.6% | 0.0% |
| Blue Ridge Bank | $265,000 | n/a | 0.0% | |
| Capital Bank | $530,000 | $265,000 | -50.0% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $55,000 | $265,000 | 381.8% | 0.0% |
| FirstBank | $1,955,000 | $255,000 | -87.0% | 0.0% |
| IMPAC MORTGAGE CORP. | $115,000 | $255,000 | 121.7% | 0.0% |
| Paramount Bank | $305,000 | $255,000 | -16.4% | 0.0% |
| Wilmington Savings Fund Society, FSB | $255,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $1,130,000 | $245,000 | -78.3% | 0.0% |
| BLUELEAF LENDING, LLC | $235,000 | n/a | 0.0% | |
| First Federal Community Bank of Bucyrus | $205,000 | $235,000 | 14.6% | 0.0% |
| First State Bank | $155,000 | $235,000 | 51.6% | 0.0% |
| JMAC LENDING, INC. | $235,000 | n/a | 0.0% | |
| Northwest Bank | $135,000 | $235,000 | 74.1% | 0.0% |
| DIGITAL Federal Credit Union | $775,000 | $225,000 | -71.0% | 0.0% |
| LAKE MICHIGAN CREDIT UNION | $225,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $165,000 | $225,000 | 36.4% | 0.0% |
| George Mason Mortgage, LLC | $105,000 | $215,000 | 104.8% | 0.0% |
| Northwest Federal Credit Union | $435,000 | $215,000 | -50.6% | 0.0% |
| Southern Hills Community Bank | $145,000 | $215,000 | 48.3% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $205,000 | n/a | 0.0% | |
| Magnolia Bank | $1,955,000 | $205,000 | -89.5% | 0.0% |
| THE VINTON COUNTY NATIONAL BANK | $235,000 | $205,000 | -12.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $740,000 | $200,000 | -73.0% | 0.0% |
| CapStar Bank | $185,000 | n/a | 0.0% | |
| EMM LOANS LLC | $710,000 | $185,000 | -73.9% | 0.0% |
| 21ST MORTGAGE CORPORATION | $670,000 | $175,000 | -73.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $175,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $210,000 | $175,000 | -16.7% | 0.0% |
| First Bank of Berne | $175,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $310,000 | $175,000 | -43.5% | 0.0% |
| JAMES B. NUTTER & COMPANY | $175,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $135,000 | $175,000 | 29.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $175,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $175,000 | n/a | 0.0% | |
| Three Rivers Federal Credit Union | $155,000 | $170,000 | 9.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $375,000 | $170,000 | -54.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $155,000 | $165,000 | 6.5% | 0.0% |
| East Coast Capital Corp. | $320,000 | $165,000 | -48.4% | 0.0% |
| Integrity Home Mortgage Corp | $165,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $155,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $205,000 | $155,000 | -24.4% | 0.0% |
| CME Federal Credit Union | $85,000 | $155,000 | 82.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $330,000 | $155,000 | -53.0% | 0.0% |
| GEORGIA'S OWN | $155,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $365,000 | $155,000 | -57.5% | 0.0% |
| Iroquois Federal Savings and Loan Association | $155,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $155,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $155,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $785,000 | $150,000 | -80.9% | 0.0% |
| Atlantic Union Bank | $145,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $295,000 | $145,000 | -50.8% | 0.0% |
| First Savings Bank | $445,000 | $145,000 | -67.4% | 0.0% |
| L & N Federal Credit Union | $145,000 | $145,000 | 0.0% | 0.0% |
| KS StateBank | $1,815,000 | $135,000 | -92.6% | 0.0% |
| Neighborhood Loans, Inc. | $135,000 | n/a | 0.0% | |
| Old Second National Bank | $135,000 | n/a | 0.0% | |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | $250,000 | $135,000 | -46.0% | 0.0% |
| Heritage Bank | $125,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $125,000 | n/a | 0.0% | |
| Centier Bank | $25,000 | $120,000 | 380.0% | 0.0% |
| AFFINITY | $155,000 | $115,000 | -25.8% | 0.0% |
| Country Club Bank | $115,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $235,000 | $115,000 | -51.1% | 0.0% |
| LEGEND LENDING CORPORATION | $115,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $205,000 | $110,000 | -46.3% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $460,000 | $105,000 | -77.2% | 0.0% |
| City National Bank | $105,000 | n/a | 0.0% | |
| CNB Bank | $105,000 | n/a | 0.0% | |
| First Community Bank of East Tennessee | $105,000 | n/a | 0.0% | |
| GENISYS | $105,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $2,260,000 | $105,000 | -95.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $270,000 | $105,000 | -61.1% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $105,000 | n/a | 0.0% | |
| First Financial Bank | $58,780,000 | $95,000 | -99.8% | 0.0% |
| First National Bank of Omaha | $385,000 | $95,000 | -75.3% | 0.0% |
| United States Senate Federal Credit Union | $90,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $85,000 | $85,000 | 0.0% | 0.0% |
| NASA Federal Credit Union | $85,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,340,000 | $85,000 | -93.7% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $235,000 | $85,000 | -63.8% | 0.0% |
| Sullivan Bank | $85,000 | n/a | 0.0% | |
| Bank of Springfield | $65,000 | $75,000 | 15.4% | 0.0% |
| CINCINNATI OHIO POLICE | $75,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $5,810,000 | $75,000 | -98.7% | 0.0% |
| Leader Bank | $105,000 | $65,000 | -38.1% | 0.0% |
| MidFirst Bank | $65,000 | n/a | 0.0% | |
| CREDIT UNION OF OHIO | $55,000 | n/a | 0.0% | |
| HILTON FINANCIAL CORPORATION | $55,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Associated Bank | $37,710,000 | $45,000 | -99.9% | 0.0% |
| Community Trust Bank, Inc. | $4,520,000 | $45,000 | -99.0% | 0.0% |
| S&T Bank | $11,380,000 | $45,000 | -99.6% | 0.0% |
| Seven Seventeen Credit Union | $45,000 | $35,000 | -22.2% | 0.0% |
| Truliant Federal Credit Union | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $325,000 | $25,000 | -92.3% | 0.0% |
| GREENSTATE CREDIT UNION | $15,000 | n/a | 0.0% |
DAYTON - KETTERING's top lender by overall market share is Union Savings Bank, with 8.3% market share. In second place, with 7.8%, is WRIGHT-PATT CREDIT UNION, INC., having originated $344,665,000 in loans. In third place, with 7.1%, is Wells Fargo Bank, having originated $312,415,000 in loans. In fourth place, with 4.1%, is The Huntington National Bank, having originated $181,985,000 in loans. In fifth place, with 3.9%, is Fifth Third Bank, having originated $171,630,000 in loans.
DAYTON-KETTERING, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 11,253 | $2,705,395,000 | $240,415 |
| Cash Out Refi | 3,366 | $588,640,000 | $174,878 |
| Refi | 2,884 | $771,210,000 | $267,410 |
| Home Improvement | 2,590 | $174,910,000 | $67,533 |
| Other | 2,058 | $166,350,000 | $80,831 |
| NA | 2 | $190,000 | $95,000 |
Dayton - Kettering's most frequently cited loan purpose was Home Purchase, with 11,253 originations. The 2nd most popular reason was Cash Out Refi, with 3,366 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 5,028 | $972,090,000 | $193,335 |
| 3-4% | 4,918 | $975,350,000 | $198,322 |
| 4-5% | 4,911 | $959,645,000 | $195,407 |
| 6-7% | 3,015 | $443,385,000 | $147,060 |
| 2.5-3% | 1,407 | $266,675,000 | $189,534 |
| 7-8% | 1,169 | $167,725,000 | $143,477 |
| <2.5% | 675 | $392,405,000 | $581,341 |
| Over 8% | 618 | $44,850,000 | $72,573 |
During 2022, Dayton - Kettering's most frequently originated rate bucket was 5-6%, with 5,028 originations.
Loan Sizing (DAYTON-KETTERING, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 8,224 | $1,186,760,000 | $144,304 |
| $100,000 or less | 7,332 | $414,050,000 | $56,472 |
| $200k-400k | 5,404 | $1,472,890,000 | $272,556 |
| $400k-600k | 905 | $425,065,000 | $469,685 |
| $600k-1000k | 193 | $137,305,000 | $711,425 |
| $Over $1MM | 95 | $770,625,000 | $8,111,842 |
DAYTON - KETTERING's loan sizing saw the bucket of loans from $100k-200k with 8,224 originations, totaling $1,186,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 8,389 | $1,875,395,000 | $223,554 |
| 60-80% | 5,325 | $1,223,635,000 | $229,791 |
| 20-40% | 2,707 | $217,145,000 | $80,216 |
| Under 20% | 2,455 | $97,815,000 | $39,843 |
| 40-60% | 2,299 | $317,185,000 | $137,967 |
| Over 100% | 450 | $461,450,000 | $1,025,444 |
DAYTON - KETTERING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 8,389 originations, totaling $1,875,395,000 in origination value.