DAYTON - KETTERING Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dayton - Kettering averaged 5.94% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.95% and one month ago for the week of 2022-05-26, the average rate was 5.54%.

Dayton - Kettering's average rate one year ago was 3.4%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Dayton - Kettering 30 Year Fixed Rate 2022-06-30 5.94%
Dayton - Kettering 30 Year Fixed Rate Refi 2022-06-30 6.12%
Dayton - Kettering 15 Year Fixed Rate 2022-06-30 5.37%
Dayton - Kettering 15 Year Fixed Rate Refi 2022-06-30 5.07%
Dayton - Kettering 30 Year FHA 2022-06-30 5.85%
Dayton - Kettering 30 Year FHA Refi 2022-06-30 5.61%
Dayton - Kettering 30 Year USDA 2022-06-30 5.95%
Dayton - Kettering 30 Year USDA Refi 2022-06-30 5.71%
Dayton - Kettering 30 Year VA 2022-06-30 5.43%
Dayton - Kettering 30 Year VA Refi 2022-06-30 5.45%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAYTON-KETTERING, OH.

DAYTON - KETTERING Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DAYTON-KETTERING, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Union Savings Bank 2,048 3.01% $1,043
WRIGHT-PATT CREDIT UNION, INC. 1,309 3.28% $2,042
QUICKEN LOANS, LLC 704 3.16% $4,949
PRIMELENDING, A PLAINSCAPITAL COMPANY 596 3.37% $3,919
The Huntington National Bank 573 3.10% $3,074
CALIBER HOME LOANS, INC. 509 3.18% $3,392
THRIVE MORTGAGE, LLC 458 3.34% $3,518
Fifth Third Bank 423 3.29% $3,106
JPMorgan Chase Bank 402 3.14% $2,277
LOANDEPOT.COM, LLC 373 3.18% $4,180
DAS Acquisition Company, LLC 369 3.31% $4,270
U.S. Bank 243 3.15% $2,813
NVR Mortgage Finance, Inc. 194 3.14% $5,495
UNION HOME MORTGAGE CORP. 194 3.24% $3,729
The Old Fort Banking Company 179 3.21% $2,541
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 173 3.26% $4,558
UNITED WHOLESALE MORTGAGE, LLC 146 3.09% $4,117
Wells Fargo Bank 132 3.28% $3,272
VICTORY MORTGAGE, L.L.C. 121 2.84% $2,888
AMERISAVE MORTGAGE CORPORATION 119 2.99% $4,545
The Park National Bank 111 3.16% $3,226
PNC Bank 110 3.15% $3,100
EQUITY RESOURCES, INC. 104 3.38% $2,926
KeyBank 100 3.05% $2,858
BETTER MORTGAGE CORPORATION 93 2.99% $2,967
RUOFF MORTGAGE COMPANY, INC. 91 3.19% $2,939
First Financial Bank 85 3.46% $3,452
PENNYMAC LOAN SERVICES, LLC 83 3.26% $4,557
NFM, INC. 79 3.20% $5,140
T2 FINANCIAL LLC 77 3.32% $3,950
Day Air Credit Union, Inc 76 3.09% $2,651
Mr. Cooper ( Nationstar Mortgage ) 76 3.47% $4,564
PRIMARY RESIDENTIAL MORTGAGE, INC. 72 3.39% $3,449
HOMESIDE FINANCIAL, LLC 61 3.05% $3,699
MOVEMENT MORTGAGE, LLC 59 3.30% $3,545
NAVY FEDERAL CREDIT UNION 53 3.65% $3,285
FREEDOM MORTGAGE CORPORATION 53 3.16% $2,277
NORTHERN MORTGAGE SERVICES, LLC 52 3.09% $2,787
AMERICAN MORTGAGE SERVICE COMPANY 52 3.16% $3,700
GUARANTEED RATE, INC. 51 3.03% $3,462
TCF National Bank 51 3.00% $3,429
CELEBRITY HOME LOANS, LLC 50 3.10% $3,663
WesBanco Bank, Inc. 48 2.95% $4,356
Bank of England 47 3.36% $4,603
CROSSCOUNTRY MORTGAGE, LLC 46 3.46% $5,640
Citizens Bank 43 3.18% $3,297
GUILD MORTGAGE COMPANY 39 3.28% $3,848
M/I FINANCIAL, LLC 39 2.89% $5,032
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 38 3.19% $4,077
Third Federal Savings and Loan Association of Cleveland 37 2.93% $2,054
Greenville Federal 36 3.00% $2,807
STOCKTON MORTGAGE CORPORATION 36 3.20% $3,534
Civista Bank 35 2.98% $3,036
UNIVERSAL 1 CREDIT UNION 35 3.15% $3,208
VAN DYK MORTGAGE CORPORATION 32 3.23% $3,390
THE EQUITABLE MORTGAGE CORPORATION 32 3.09% $2,929
KELLER MORTGAGE, LLC 32 3.12% $2,547
SIBCY CLINE MORTGAGE SERVICES, INC. 31 3.10% $3,185
Farm Credit Mid-America, ACA 30 3.58% $7,241
POLARIS HOME FUNDING CORP. 29 3.26% $4,850
Western Ohio Mortgage Corporation 29 2.90% $3,385
BROKER SOLUTIONS, INC. 28 3.09% $4,510
NEWREZ LLC 28 3.27% $3,634
MORTGAGE 1 INCORPORATED 27 3.55% $3,645
1st National Bank 27 3.06% $1,664
ROYAL UNITED MORTGAGE LLC 27 3.27% $6,722
Peoples Bank 25 3.26% $2,714
LIBERTY HOME MORTGAGE CORPORATION 25 3.40% $5,831
Flagstar Bank, FSB 25 3.40% $3,694
Bank of America 25 2.65% $3,024
HOME POINT FINANCIAL CORPORATION 24 3.17% $2,741
MUTUAL OF OMAHA MORTGAGE, INC. 24 3.26% $4,092
Ixonia Bank 24 3.30% $4,017
LCNB National Bank 23 3.01% $2,949
CHURCHILL MORTGAGE CORPORATION 22 3.29% $3,552
Gateway First Bank 22 3.35% $3,276
NATIONS RELIABLE LENDING, LLC 21 3.14% $4,856
Cincinnati Federal 20 3.11% $2,936
Mortgage Research Center, LLC 20 2.96% $3,026
Nations Lending Corporation 19 3.17% $5,259
AMERICAN FINANCING CORPORATION 19 3.16% $4,262
First Commonwealth Bank 19 3.06% $3,551
American Midwest Mortgage Corporation 18 3.25% $4,783
First Bank Richmond 18 2.97% $4,527
Mercantile Bank of Michigan 17 3.29% $3,498
DIRECT MORTGAGE LOANS, LLC 17 3.43% $3,769
Merchants Bank of Indiana 17 3.30% $3,331
Guardian Savings Bank, A Federal Savings Bank 16 3.03% $1,014
LAKEVIEW LOAN SERVICING, LLC 16 3.35% $2,501
Ally Bank 15 3.19% $3,156
AMERIFIRST FINANCIAL CORPORATION 15 3.21% $4,528
Paramount Residential Mortgage Group, Inc. 15 3.28% $5,221
RAPID MORTGAGE COMPANY 14 3.29% $4,188
KH NETWORK CREDIT UNION 13 3.26% $6,021
MYCUMORTGAGE, LLC 13 3.47% $3,400
PENTAGON FEDERAL CREDIT UNION 13 2.82% $2,273
GUARANTEED RATE AFFINITY, LLC 12 3.25% $2,691
Chicago Mortgage Solutions LLC 12 2.90% $1,646
RIVER VALLEY CREDIT UNION, INC. 12 3.43% $2,293
Northpointe Bank 12 3.29% $4,494
The Merchants National Bank 12 3.74% $2,181
NBKC BANK 12 3.04% $2,556
Wyndham Capital Mortgage, Inc. 11 3.27% $1,871
ENDEAVOR CAPITAL, LLC. 11 3.16% $4,026
InterContinental Capital Group, Inc 11 3.07% $3,686
GENERAL ELECTRIC CREDIT UNION 11 2.84% $2,619
SECURITYNATIONAL MORTGAGE COMPANY 10 3.44% $3,434
Carrington Mortgage Services, LLC 10 3.53% $4,446
The Union Bank Company 10 3.06% $3,016
AMERICAN FINANCIAL NETWORK, INC. 9 3.33% $8,081
Stifel Bank and Trust 9 2.81% $2,523
GUARANTY HOME MORTGAGE CORPORATION 9 3.10% $2,946
Evolve Bank & Trust 8 3.45% $4,082
LENDUS, LLC 8 3.20% $3,711
RELIANCE FIRST CAPITAL, LLC 8 3.30% $6,545
North American Savings Bank, F.S.B. 8 2.95% $2,415
Somerville Bank 8 2.84% $2,646
Stock Yards Bank & Trust Company 7 3.01% $2,687
BAYSHORE MORTGAGE FUNDING, LLC 7 3.18% $3,954
First Guaranty Mortgage Corporation 7 3.27% $2,871
Liberty Savings Bank, F.S.B. 7 2.88% $5,443
Prosperity Home Mortgage, LLC 7 3.20% $3,467
USAA Federal Savings Bank 6 3.08% $2,847
LOANPAL, LLC 6 3.29% $3,735
PROVIDENT FUNDING ASSOCIATES, L.P. 6 2.75% $3,655
Republic Bank & Trust Company 6 2.96% $3,598
PREMIA MORTGAGE, LLC 6 2.60% $481
The Federal Savings Bank 6 3.10% $4,423
RiverHills Bank 6 3.17% $2,731
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 3.46% $3,853
First Federal Bank of the Midwest 6 3.29% $3,579
EMBRACE HOME LOANS, INC. 5 3.42% $3,328
BRIDGE 5 3.45% $3,069
Cf Bank 5 2.73% $1,771
CMG MORTGAGE, INC. 5 3.10% $4,722
DELMAR FINANCIAL COMPANY 5 3.93% $3,557
ENVOY MORTGAGE, LTD 5 3.10% $3,407
FirstBank 5 2.97% $2,309
FIRST COMMUNITY MORTGAGE, INC. 5 3.05% $5,903
First Federal Savings and Loan Association of Lakewood 5 3.48% $3,786
LAND HOME FINANCIAL SERVICES, INC. 5 2.92% $5,749
MID AMERICA MORTGAGE, INC. 5 3.30% $2,168
PHH Mortgage Corporation 5 3.75% $4,599
SOFI LENDING CORP. 5 2.93% $3,303
TELHIO 5 3.10% $3,185
The Citizens National Bank of Bluffton 5 3.15% $2,419
MORIA DEVELOPMENT, INC. 4 3.34% $3,337
Regions Bank 4 3.06% $2,888
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 3.03% $3,673
UIF CORPORATION 4 3.13% $5,037
UBS Bank USA 4 3.16% $4,008
Goldwater Bank, N.A. 4 3.19% $4,414
GENEVA FINANCIAL, LLC 4 3.47% $3,635
Truist Bank 4 3.02% $3,804
The State Bank and Trust Company 4 3.09% $2,596
ARC HOME LLC 4 3.47% $4,405
ZILLOW HOME LOANS, LLC 4 3.28% $3,867
UNITED MORTGAGE CORP. 3 3.38% $4,708
Hometown Lenders, Inc. 3 3.50% $3,899
VERITAS FUNDING, LLC 3 3.49% $3,617
KEMBA FINANCIAL 3 3.25% $2,674
AmRes Corporation 3 3.63% $5,214
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.33% $4,152
SUMMIT FUNDING, INC. 3 3.00% $4,659
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 3.79% $3,457
The Richwood Banking Company 3 3.17% $4,462
BMI Federal Credit Union 3 3.13% $2,860
MORTGAGE ACCESS CORP. 3 3.37% $3,144
BNC National Bank 3 3.04% $2,889
Superior Credit Union, Inc. 3 3.08% $4,160
Discover Bank 3 5.72% $0
First National Bank of Omaha 3 3.17% $1,773
Dollar Bank, Federal Savings Bank 3 3.04% $5,953
Heartland Bank 3 2.96% $2,868
GVC MORTGAGE, INC. 3 3.38% $4,369
WEST PENN FINANCIAL SERVICE CENTER, INC. 3 2.92% $3,844
JLB CORPORATION 2 3.38% $4,468
HONDA Federal Credit Union 2 3.00% $3,233
KS StateBank 2 2.88% $2,612
LEADERONE FINANCIAL CORPORATION 2 3.06% $1,582
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.13% $5,059
Liberty National Bank 2 3.19% $3,132
Magnolia Bank 2 3.18% $4,091
Manufacturers and Traders Trust Company 2 3.44% $3,506
First Merchants Bank 2 3.50% $2,744
First Horizon Bank 2 2.94% $3,467
NETWORK CAPITAL FUNDING CORPORATION 2 3.50% $5,312
Old National Bank 2 3.25% $3,555
ONY GLO, INC. 2 3.25% $3,489
OPTION FINANCIAL, LLC 2 3.69% $4,278
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 3.50% $4,612
EVERETT FINANCIAL, INC. 2 3.13% $2,274
EMM LOANS LLC 2 3.06% $4,554
Peoples National Bank , N.A. 2 3.25% $2,816
Plains Commerce Bank 2 2.75% $2,930
PLANET HOME LENDING, LLC 2 3.25% $4,202
Eagle Savings Bank 2 3.00% $2,665
DHI MORTGAGE COMPANY, LTD. 2 2.75% $2,736
PRIORITY MORTGAGE CORP. 2 3.31% $3,393
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.81% $3,118
Columbia State Bank 2 3.06% $7,012
RESIDENTIAL BANCORP. 2 2.93% $6,763
Colonial Savings, F.A. 2 3.31% $1,566
CODE 2 4.06% $1,268
Citibank 2 3.00% $3,453
Charles Schwab Bank, SSB 2 2.31% $5,612
CANOPY MORTGAGE, LLC 2 3.49% $2,700
SIGNATURE MORTGAGE CORPORATION 2 2.94% $3,592
SOUTHERN TRUST MORTGAGE, LLC 2 4.38% $4,788
Strong Home Mortgage, LLC 2 2.75% $3,011
SUCCESS MORTGAGE PARTNERS, INC. 2 3.38% $4,774
SUPERIOR FINANCIAL SOLUTIONS, LLC 2 3.63% $4,552
The Central Trust Bank 2 2.81% $1,467
Armed Forces Bank 2 2.94% $4,354
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.19% $7,605
ANGEL OAK HOME LOANS LLC 2 3.88% $3,720
A Mortgage Boutique, LLC 2 2.75% $3,263
TIAA, FSB 2 3.06% $4,543
AmeriHome Mortgage Company, LLC 2 3.56% $2,522
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 2.88% $4,649
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.50% $3,883
US MORTGAGE CORPORATION 2 3.75% $3,656
American Airlines Federal Credit Union 2 2.63% $0
Victorian Finance, LLC 2 3.38% $3,604
AMCAP MORTGAGE, LTD. 2 3.25% $3,569
Advisors Mortgage Group, L.L.C. 2 3.06% $3,268
INSPIRE HOME LOANS INC. 2 3.56% $3,360
HSBC BANK USA, NATIONAL ASSOCIATION 2 3.14% $3,802
Honor Credit Union 2 3.56% $2,670
Toyota Financial Savings Bank 1 2.75% $3,988
Low VA Rates, LLC 1 2.50% $2,030
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.38% $7,473
Great Southern Bank 1 3.34% $3,004
CINFED Federal Credit Union 1 2.88% $499
Sandy Spring Bank 1 2.75% $3,165
GSF Mortgage Corporation 1 3.13% $3,791
Service Federal Credit Union 1 3.13% $3,808
UMB Bank 1 3.00% $3,264
Sierra Pacific Mortgage Company, Inc. 1 3.50% $4,402
Independent Bank 1 3.88% $2,919
SIRVA MORTGAGE, INC. 1 3.25% $0
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.87% $2,355
MORTGAGE CENTER L.C 1 3.13% $3,844
V.I.P. MORTGAGE, INC. 1 2.88% $3,036
SPRING EQ, LLC 1 3.63% $0
First Savings Bank 1 3.00% $3,306
Bethpage Federal Credit Union 1 3.88% $7,148
BEST CAPITAL FUNDING 1 3.25% $3,675
GUIDANCE RESIDENTIAL, LLC 1 3.38% $3,670
AFFINITY 1 3.25% $2,701
Morgan Stanley Private Bank 1 2.80% $4,262
MMS MORTGAGE SERVICES, LTD. 1 2.63% $2,942
Lakeview Community Capital, LLC 1 3.88% $4,088
SWBC MORTGAGE CORPORATION 1 3.38% $3,304
BELEM SERVICING LLC 1 2.88% $3,838
Beeline Loans, Inc. 1 2.88% $1,731
TEACHERS CREDIT UNION 1 3.88% $3,251
YOUR HOME FINANCIAL LLC 1 3.88% $4,342
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $4,063
First State Bank 1 3.38% $2,158
First National Bank of America 1 7.50% $6,808
First National Bank 1 2.88% $3,723
NATIONS DIRECT MORTGAGE, LLC 1 2.99% $3,300
Baxter Credit Union 1 3.00% $2,290
First Internet Bank of Indiana 1 3.13% $2,484
Associated Bank 1 3.38% $5,405
First Home Bank 1 3.13% $5,608
American Bank & Trust 1 2.50% $4,739
First Federal Savings and Loan Association 1 2.63% $2,200
First Federal Bank 1 3.25% $3,620
First Federal Bank 1 2.50% $3,264
First Community Bank 1 2.88% $2,933
FINANCE OF AMERICA MORTGAGE LLC 1 2.99% $5,263
Northwest Bank 1 3.00% $3,314
Northwest Federal Credit Union 1 3.00% $2,777
NTFN, INC. 1 3.38% $4,277
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.25% $3,926
OCEANSIDE MORTGAGE COMPANY 1 3.00% $1,457
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.99% $2,792
The Northern Trust Company 1 2.88% $2,819
WINGS FINANCIAL 1 2.75% $2,968
INTERCOASTAL MORTGAGE COMPANY 1 3.63% $6,415
FAY SERVICING, LLC 1 3.38% $5,348
MICHIGAN MUTUAL, INC. 1 3.38% $2,844
First State Bank of St. Charles, Missouri 1 3.00% $2,930
East Coast Capital Corp. 1 3.13% $6,230
ADVISORS CAPITAL, INC. 1 3.13% $2,492
ACADEMY MORTGAGE CORPORATION 1 3.38% $5,830
Pinnacle Bank 1 3.00% $3,249
THE VINTON COUNTY NATIONAL BANK 1 3.25% $3,384
F&M Bank 1 2.63% $5,050
Three Rivers Federal Credit Union 1 3.13% $3,570
First National Bank of Bellevue 1 3.00% $3,371
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $3,542
DIGITAL Federal Credit Union 1 2.63% $3,019
J. VIRGIL, INC. 1 3.13% $4,276
IMPAC MORTGAGE CORP. 1 2.88% $1,463
Devon Bank 1 3.38% $8,341
TJC Mortgage, Inc. 1 2.88% $3,337
Congressional Bank 1 3.13% $3,152
COMPASS MORTGAGE, INC. 1 3.13% $4,117
First National Bank of Pennsylvania 1 3.13% $3,679
Commonwealth Bank and Trust Company 1 3.38% $6,069
TOP FLITE FINANCIAL, INC. 1 3.63% $7,960
TOWNE MORTGAGE COMPANY 1 2.99% $5,272

DAYTON-KETTERING, OH's 305 lenders originated 35,961 loans during 2021. The total origination value was $6,350,165,000, with an average loan value of $176,585.

The top DAYTON - KETTERING lender as defined by loan originations is Union Savings Bank, with 2,048 loans originated. Their average total fees are $1,043, which is $1,000 lower than the next largest lender, WRIGHT-PATT CREDIT UNION, INC..

The lowest fee DAYTON - KETTERING lenders (with over 10 loans originated) are Guardian Savings Bank, A Federal Savings Bank ($1,014), Union Savings Bank ($1,043), Chicago Mortgage Solutions LLC ($1,646), 1st National Bank ($1,664) and Wyndham Capital Mortgage, Inc. ($1,871).

The lowest rate DAYTON - KETTERING lenders (with over 10 loans originated) are Bank of America (2.65%), PENTAGON FEDERAL CREDIT UNION (2.82%), GENERAL ELECTRIC CREDIT UNION (2.84%), VICTORY MORTGAGE, L.L.C. (2.84%) and M/I FINANCIAL, LLC (2.89%).

DAYTON-KETTERING, OH Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Union Savings Bank $789,170,000 $805,175,000 2.0% 12.7%
WRIGHT-PATT CREDIT UNION, INC. $456,580,000 $499,885,000 9.5% 7.9%
QUICKEN LOANS, LLC $260,260,000 $348,640,000 34.0% 5.5%
The Huntington National Bank $201,730,000 $260,120,000 28.9% 4.1%
Fifth Third Bank $171,475,000 $231,890,000 35.2% 3.7%
CALIBER HOME LOANS, INC. $160,220,000 $206,510,000 28.9% 3.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $188,355,000 $194,215,000 3.1% 3.1%
FREEDOM MORTGAGE CORPORATION $190,445,000 $176,810,000 -7.2% 2.8%
LOANDEPOT.COM, LLC $104,040,000 $146,165,000 40.5% 2.3%
DAS Acquisition Company, LLC $119,100,000 $131,525,000 10.4% 2.1%
THRIVE MORTGAGE, LLC $107,030,000 $127,980,000 19.6% 2.0%
JPMorgan Chase Bank $91,945,000 $121,870,000 32.5% 1.9%
U.S. Bank $93,240,000 $120,025,000 28.7% 1.9%
Mortgage Research Center, LLC $82,955,000 $102,665,000 23.8% 1.6%
NVR Mortgage Finance, Inc. $86,780,000 $96,215,000 10.9% 1.5%
PNC Bank $83,970,000 $82,130,000 -2.2% 1.3%
PENNYMAC LOAN SERVICES, LLC $36,055,000 $73,275,000 103.2% 1.2%
UNION HOME MORTGAGE CORP. $72,155,000 $72,340,000 0.3% 1.1%
The Old Fort Banking Company $94,665,000 $67,440,000 -28.8% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $52,005,000 $65,615,000 26.2% 1.0%
UNITED WHOLESALE MORTGAGE, LLC $58,125,000 $64,340,000 10.7% 1.0%
KeyBank $44,540,000 $63,055,000 41.6% 1.0%
Wells Fargo Bank $49,490,000 $61,450,000 24.2% 1.0%
VICTORY MORTGAGE, L.L.C. $18,360,000 $61,255,000 233.6% 1.0%
First Financial Bank $48,140,000 $58,780,000 22.1% 0.9%
ORIX REAL ESTATE CAPITAL, LLC $9,055,000 $53,215,000 487.7% 0.8%
Day Air Credit Union, Inc $60,430,000 $52,485,000 -13.1% 0.8%
WesBanco Bank, Inc. $32,340,000 $48,290,000 49.3% 0.8%
NAVY FEDERAL CREDIT UNION $33,475,000 $44,285,000 32.3% 0.7%
USAA Federal Savings Bank $56,170,000 $43,945,000 -21.8% 0.7%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $43,685,000 $41,945,000 -4.0% 0.7%
The Park National Bank $59,715,000 $40,790,000 -31.7% 0.6%
AMERISAVE MORTGAGE CORPORATION $24,905,000 $40,625,000 63.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $35,400,000 $38,830,000 9.7% 0.6%
Associated Bank $37,710,000 n/a 0.6%
BETTER MORTGAGE CORPORATION $8,765,000 $36,755,000 319.3% 0.6%
NFM, INC. $44,775,000 $33,145,000 -26.0% 0.5%
GENERAL ELECTRIC CREDIT UNION $2,190,000 $32,655,000 1,391.1% 0.5%
Greenville Federal $51,500,000 $32,460,000 -37.0% 0.5%
RUOFF MORTGAGE COMPANY, INC. $25,630,000 $31,670,000 23.6% 0.5%
TCF National Bank $79,780,000 $31,325,000 -60.7% 0.5%
T2 FINANCIAL LLC $31,895,000 $29,405,000 -7.8% 0.5%
First Commonwealth Bank $31,545,000 $27,495,000 -12.8% 0.4%
LAKEVIEW LOAN SERVICING, LLC $18,225,000 $27,380,000 50.2% 0.4%
Minster Bank $28,030,000 $25,890,000 -7.6% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $13,350,000 $25,735,000 92.8% 0.4%
M/I FINANCIAL, LLC $14,500,000 $24,380,000 68.1% 0.4%
New Carlisle Federal Savings Bank $30,070,000 $23,820,000 -20.8% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $18,465,000 $23,130,000 25.3% 0.4%
HOME POINT FINANCIAL CORPORATION $20,580,000 $22,910,000 11.3% 0.4%
EQUITY RESOURCES, INC. $22,300,000 $22,140,000 -0.7% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,355,000 $19,535,000 108.8% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $15,965,000 $19,450,000 21.8% 0.3%
NEWREZ LLC $13,900,000 $19,085,000 37.3% 0.3%
LIMA ONE CAPITAL, LLC $3,425,000 $18,725,000 446.7% 0.3%
Bank of England $14,715,000 $18,465,000 25.5% 0.3%
MOVEMENT MORTGAGE, LLC $12,115,000 $18,345,000 51.4% 0.3%
NEW DAY FINANCIAL, LLC $17,690,000 $18,010,000 1.8% 0.3%
NORTHERN MORTGAGE SERVICES, LLC $14,235,000 $17,520,000 23.1% 0.3%
Greenville National Bank $33,550,000 $17,495,000 -47.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $8,215,000 $17,305,000 110.7% 0.3%
CELEBRITY HOME LOANS, LLC $17,180,000 n/a 0.3%
HOMESIDE FINANCIAL, LLC $7,230,000 $16,630,000 130.0% 0.3%
GUARANTEED RATE, INC. $9,430,000 $16,345,000 73.3% 0.3%
Farm Credit Mid-America, ACA $18,865,000 $15,710,000 -16.7% 0.2%
WALKER & DUNLOP, LLC $15,015,000 $15,505,000 3.3% 0.2%
Third Federal Savings and Loan Association of Cleveland $11,775,000 $14,885,000 26.4% 0.2%
BROKER SOLUTIONS, INC. $10,730,000 $14,795,000 37.9% 0.2%
Town Bank, N.A. $7,655,000 $14,645,000 91.3% 0.2%
AMERICAN MORTGAGE SERVICE COMPANY $12,375,000 $14,500,000 17.2% 0.2%
POLARIS HOME FUNDING CORP. $15,035,000 $14,115,000 -6.1% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $13,705,000 n/a 0.2%
Civista Bank $21,360,000 $13,405,000 -37.2% 0.2%
Carrington Mortgage Services, LLC $11,550,000 $13,335,000 15.5% 0.2%
CLEARPATH LENDING $19,025,000 $12,880,000 -32.3% 0.2%
LCNB National Bank $12,540,000 $12,880,000 2.7% 0.2%
VAN DYK MORTGAGE CORPORATION $7,885,000 $12,710,000 61.2% 0.2%
Citizens Bank $10,320,000 $12,695,000 23.0% 0.2%
GUILD MORTGAGE COMPANY $2,070,000 $12,345,000 496.4% 0.2%
UNIVERSAL 1 CREDIT UNION $9,345,000 $12,335,000 32.0% 0.2%
The Federal Savings Bank $19,970,000 $11,850,000 -40.7% 0.2%
NBKC BANK $9,645,000 $11,790,000 22.2% 0.2%
RIVER VALLEY CREDIT UNION, INC. $10,760,000 $11,610,000 7.9% 0.2%
S&T Bank $11,380,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $14,040,000 $11,080,000 -21.1% 0.2%
Bank of America $7,750,000 $10,945,000 41.2% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $10,915,000 n/a 0.2%
1st National Bank $10,665,000 $10,880,000 2.0% 0.2%
STOCKTON MORTGAGE CORPORATION $11,015,000 $10,850,000 -1.5% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $7,600,000 $10,790,000 42.0% 0.2%
City National Bank of West Virginia $240,000 $10,770,000 4,387.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $9,775,000 $10,640,000 8.8% 0.2%
Gateway First Bank $8,035,000 $10,495,000 30.6% 0.2%
Cincinnati Federal $7,770,000 $10,440,000 34.4% 0.2%
THE EQUITABLE MORTGAGE CORPORATION $8,390,000 $10,330,000 23.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $5,890,000 $10,160,000 72.5% 0.2%
LIBERTY HOME MORTGAGE CORPORATION $6,455,000 $9,730,000 50.7% 0.2%
MORTGAGE 1 INCORPORATED $13,260,000 $9,490,000 -28.4% 0.1%
Ixonia Bank $6,530,000 $8,815,000 35.0% 0.1%
KELLER MORTGAGE, LLC $12,420,000 $8,710,000 -29.9% 0.1%
The Merchants National Bank $3,415,000 $8,500,000 148.9% 0.1%
Northpointe Bank $3,780,000 $8,265,000 118.7% 0.1%
Paramount Residential Mortgage Group, Inc. $3,925,000 $8,230,000 109.7% 0.1%
Western Ohio Mortgage Corporation $15,060,000 $8,190,000 -45.6% 0.1%
InterContinental Capital Group, Inc $7,345,000 $7,755,000 5.6% 0.1%
Flagstar Bank, FSB $2,595,000 $7,510,000 189.4% 0.1%
First Bank Richmond $4,515,000 $7,390,000 63.7% 0.1%
North American Savings Bank, F.S.B. $6,600,000 $7,320,000 10.9% 0.1%
Peoples Bank $105,000 $7,280,000 6,833.3% 0.1%
AMERICAN FINANCING CORPORATION $2,080,000 $7,255,000 248.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $2,235,000 $7,015,000 213.9% 0.1%
SIBCY CLINE MORTGAGE SERVICES, INC. $7,030,000 $7,010,000 -0.3% 0.1%
First Guaranty Mortgage Corporation $6,605,000 $6,860,000 3.9% 0.1%
Central Bank & Trust Company $845,000 $6,845,000 710.1% 0.1%
Mercantile Bank of Michigan $6,680,000 n/a 0.1%
MCNB Bank and Trust Co. $645,000 $6,660,000 932.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $6,385,000 $6,615,000 3.6% 0.1%
Guardian Savings Bank, A Federal Savings Bank $4,600,000 $6,390,000 38.9% 0.1%
MYCUMORTGAGE, LLC $30,245,000 $6,365,000 -79.0% 0.1%
ROYAL UNITED MORTGAGE LLC $5,925,000 $6,235,000 5.2% 0.1%
Pinnacle Bank $6,170,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $6,575,000 $6,115,000 -7.0% 0.1%
Covington Savings and Loan Association $6,290,000 $5,975,000 -5.0% 0.1%
Wyndham Capital Mortgage, Inc. $5,430,000 $5,970,000 9.9% 0.1%
Liberty Savings Bank, F.S.B. $2,090,000 $5,810,000 178.0% 0.1%
Stock Yards Bank & Trust Company $460,000 $5,505,000 1,096.7% 0.1%
PLANET HOME LENDING, LLC $4,365,000 $5,465,000 25.2% 0.1%
Nations Lending Corporation $3,775,000 $5,235,000 38.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,835,000 $5,230,000 36.4% 0.1%
AMERIFIRST FINANCIAL CORPORATION $5,020,000 $5,180,000 3.2% 0.1%
The Citizens National Bank of Bluffton $1,590,000 $5,150,000 223.9% 0.1%
American Midwest Mortgage Corporation $6,745,000 $5,095,000 -24.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $4,560,000 $4,970,000 9.0% 0.1%
The Farmers State Bank $6,535,000 $4,930,000 -24.6% 0.1%
SOFI LENDING CORP. $3,125,000 $4,830,000 54.6% 0.1%
KH NETWORK CREDIT UNION $4,075,000 $4,775,000 17.2% 0.1%
First Federal Bank of the Midwest $3,880,000 $4,755,000 22.6% 0.1%
RAPID MORTGAGE COMPANY $5,605,000 $4,690,000 -16.3% 0.1%
Valley Central Bank $3,810,000 $4,645,000 21.9% 0.1%
Community Trust Bank, Inc. $605,000 $4,520,000 647.1% 0.1%
The Union Bank Company $4,065,000 $4,505,000 10.8% 0.1%
The Richwood Banking Company $6,230,000 $4,480,000 -28.1% 0.1%
Barrington Bank & Trust Company, N.A. $6,340,000 $4,475,000 -29.4% 0.1%
DIRECT MORTGAGE LOANS, LLC $4,440,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $1,290,000 $4,320,000 234.9% 0.1%
Chicago Mortgage Solutions LLC $4,280,000 n/a 0.1%
Merchants Bank of Indiana $1,495,000 $4,260,000 184.9% 0.1%
Great Midwest Bank, S.S.B. $4,205,000 n/a 0.1%
Ally Bank $3,830,000 $4,195,000 9.5% 0.1%
PHH Mortgage Corporation $1,565,000 $4,125,000 163.6% 0.1%
First Federal Savings and Loan Association of Lakewood $3,295,000 $4,115,000 24.9% 0.1%
The State Bank and Trust Company $3,210,000 $4,080,000 27.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $5,015,000 $3,865,000 -22.9% 0.1%
BNC National Bank $4,075,000 $3,740,000 -8.2% 0.1%
RiverHills Bank $3,715,000 $3,560,000 -4.2% 0.1%
Cf Bank $2,140,000 $3,470,000 62.1% 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $4,455,000 $3,265,000 -26.7% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $2,175,000 $3,205,000 47.4% 0.1%
CODE $5,895,000 $3,140,000 -46.7% 0.0%
First Federal Bank $3,640,000 $2,980,000 -18.1% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,135,000 $2,965,000 38.9% 0.0%
Somerville Bank $1,815,000 $2,915,000 60.6% 0.0%
Low VA Rates, LLC $3,870,000 $2,910,000 -24.8% 0.0%
Republic Bank & Trust Company $205,000 $2,825,000 1,278.0% 0.0%
Stifel Bank and Trust $2,905,000 $2,765,000 -4.8% 0.0%
PREMIA MORTGAGE, LLC $805,000 $2,735,000 239.8% 0.0%
ENDEAVOR CAPITAL, LLC. $1,115,000 $2,635,000 136.3% 0.0%
Pathways Financial Credit Union, Inc. $1,120,000 $2,630,000 134.8% 0.0%
LENDUS, LLC $2,105,000 $2,620,000 24.5% 0.0%
AmeriHome Mortgage Company, LLC $3,570,000 $2,555,000 -28.4% 0.0%
Evolve Bank & Trust $565,000 $2,420,000 328.3% 0.0%
ZILLOW HOME LOANS, LLC $1,590,000 $2,410,000 51.6% 0.0%
CMG MORTGAGE, INC. $1,870,000 $2,375,000 27.0% 0.0%
Figure Lending LLC $1,210,000 $2,370,000 95.9% 0.0%
Superior Credit Union, Inc. $4,090,000 $2,330,000 -43.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $8,820,000 $2,260,000 -74.4% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $3,255,000 $2,240,000 -31.2% 0.0%
NP, Inc. $1,185,000 $2,140,000 80.6% 0.0%
ARC HOME LLC $970,000 $2,115,000 118.0% 0.0%
Lakeview Community Capital, LLC $900,000 $2,090,000 132.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,045,000 $2,010,000 92.3% 0.0%
UIF CORPORATION $1,865,000 $2,010,000 7.8% 0.0%
FIRST OHIO HOME FINANCE, INC. $2,160,000 $2,000,000 -7.4% 0.0%
Manufacturers and Traders Trust Company $590,000 $2,000,000 239.0% 0.0%
Arbor Realty Trust, Inc. $1,105,000 $1,985,000 79.6% 0.0%
Equity Prime Mortgage LLC $1,975,000 n/a 0.0%
FirstBank $2,305,000 $1,955,000 -15.2% 0.0%
Magnolia Bank $2,115,000 $1,955,000 -7.6% 0.0%
Prosperity Home Mortgage, LLC $1,200,000 $1,885,000 57.1% 0.0%
First Home Bank $1,280,000 $1,815,000 41.8% 0.0%
KS StateBank $3,950,000 $1,815,000 -54.1% 0.0%
CIVIC FINANCIAL SERVICES, LLC $1,790,000 n/a 0.0%
The Cincinnatus Savings & Loan Co. $565,000 $1,750,000 209.7% 0.0%
Regions Bank $2,480,000 $1,740,000 -29.8% 0.0%
ENVOY MORTGAGE, LTD $1,485,000 $1,730,000 16.5% 0.0%
AMERICAN ADVISORS GROUP $1,630,000 $1,700,000 4.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,775,000 $1,685,000 -55.4% 0.0%
HONDA Federal Credit Union $2,990,000 $1,655,000 -44.6% 0.0%
SUMMIT FUNDING, INC. $3,815,000 $1,640,000 -57.0% 0.0%
TIAA, FSB $1,095,000 $1,640,000 49.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,095,000 $1,635,000 -22.0% 0.0%
LOANPAL, LLC $1,075,000 $1,625,000 51.2% 0.0%
TELHIO $1,215,000 $1,575,000 29.6% 0.0%
Hometown Lenders, Inc. $805,000 $1,570,000 95.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,130,000 $1,495,000 32.3% 0.0%
CenterBank $165,000 $1,480,000 797.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,400,000 $1,475,000 5.4% 0.0%
Truist Bank $3,655,000 $1,475,000 -59.6% 0.0%
CANOPY MORTGAGE, LLC $765,000 $1,450,000 89.5% 0.0%
The Farmers & Merchants State Bank $615,000 $1,445,000 135.0% 0.0%
GENEVA FINANCIAL, LLC $5,710,000 $1,440,000 -74.8% 0.0%
Strong Home Mortgage, LLC $745,000 $1,435,000 92.6% 0.0%
Charles Schwab Bank, SSB $1,275,000 $1,390,000 9.0% 0.0%
UBS Bank USA $2,740,000 $1,390,000 -49.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $580,000 $1,385,000 138.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $330,000 $1,365,000 313.6% 0.0%
MORIA DEVELOPMENT, INC. $485,000 $1,345,000 177.3% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,110,000 $1,340,000 20.7% 0.0%
US MORTGAGE CORPORATION $205,000 $1,340,000 553.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,025,000 $1,325,000 -34.6% 0.0%
Citibank $17,810,000 $1,320,000 -92.6% 0.0%
Colonial Savings, F.A. $2,195,000 $1,315,000 -40.1% 0.0%
INSPIRE HOME LOANS INC. $1,200,000 $1,300,000 8.3% 0.0%
Meridian Bank Corporation $2,245,000 $1,290,000 -42.5% 0.0%
Discover Bank $1,570,000 $1,245,000 -20.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,240,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $635,000 $1,235,000 94.5% 0.0%
KEMBA CREDIT UNION, INC. $1,635,000 $1,220,000 -25.4% 0.0%
MORTGAGE ACCESS CORP. $1,215,000 n/a 0.0%
TJC Mortgage, Inc. $125,000 $1,190,000 852.0% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,630,000 $1,185,000 -27.3% 0.0%
EVERETT FINANCIAL, INC. $550,000 $1,145,000 108.2% 0.0%
EMBRACE HOME LOANS, INC. $1,160,000 $1,135,000 -2.2% 0.0%
EMERY FEDERAL CREDIT UNION $685,000 $1,135,000 65.7% 0.0%
1ST SIGNATURE LENDING, LLC $1,690,000 $1,130,000 -33.1% 0.0%
Armed Forces Bank $1,505,000 $1,125,000 -25.2% 0.0%
DHI MORTGAGE COMPANY, LTD. $980,000 $1,105,000 12.8% 0.0%
AMCAP MORTGAGE, LTD. $895,000 $1,100,000 22.9% 0.0%
Baxter Credit Union $385,000 $1,080,000 180.5% 0.0%
DEVELOPER'S MORTGAGE COMPANY $1,295,000 $1,050,000 -18.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $165,000 $1,050,000 536.4% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $575,000 $1,010,000 75.7% 0.0%
First Merchants Bank $775,000 $1,005,000 29.7% 0.0%
AmRes Corporation $670,000 $1,000,000 49.3% 0.0%
A Mortgage Boutique, LLC $1,785,000 $985,000 -44.8% 0.0%
KEMBA FINANCIAL $980,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $415,000 $905,000 118.1% 0.0%
Community First National Bank $1,135,000 $895,000 -21.1% 0.0%
JLB CORPORATION $165,000 $890,000 439.4% 0.0%
BRIDGE $925,000 $880,000 -4.9% 0.0%
TOP FLITE FINANCIAL, INC. $190,000 $880,000 363.2% 0.0%
Advisors Mortgage Group, L.L.C. $870,000 n/a 0.0%
Goldwater Bank, N.A. $1,365,000 $870,000 -36.3% 0.0%
UNITED MORTGAGE CORP. $370,000 $845,000 128.4% 0.0%
Sandy Spring Bank $195,000 $840,000 330.8% 0.0%
LEADERONE FINANCIAL CORPORATION $655,000 $825,000 26.0% 0.0%
J. VIRGIL, INC. $85,000 $815,000 858.8% 0.0%
First National Bank of Pennsylvania $710,000 $810,000 14.1% 0.0%
PRIORITY MORTGAGE CORP. $2,360,000 $810,000 -65.7% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $580,000 $785,000 35.3% 0.0%
DIGITAL Federal Credit Union $360,000 $775,000 115.3% 0.0%
Service Federal Credit Union $745,000 n/a 0.0%
Hometown Equity Mortgage, LLC $440,000 $740,000 68.2% 0.0%
STEARNS LENDING, LLC $1,165,000 $740,000 -36.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $570,000 $740,000 29.8% 0.0%
Liberty National Bank $480,000 $735,000 53.1% 0.0%
The Central Trust Bank $735,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $1,015,000 $730,000 -28.1% 0.0%
GSF Mortgage Corporation $1,045,000 $725,000 -30.6% 0.0%
First Bankers Trust Company $235,000 $720,000 206.4% 0.0%
EMM LOANS LLC $520,000 $710,000 36.5% 0.0%
PARTNERS UNITED FINANCIAL, LLC $4,495,000 $710,000 -84.2% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $665,000 $695,000 4.5% 0.0%
Peoples First Savings Bank $320,000 $685,000 114.1% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,155,000 $675,000 -41.6% 0.0%
21ST MORTGAGE CORPORATION $220,000 $670,000 204.5% 0.0%
Sharefax Credit Union $350,000 $665,000 90.0% 0.0%
American Airlines Federal Credit Union $175,000 $645,000 268.6% 0.0%
Columbia State Bank $640,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $300,000 $635,000 111.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $170,000 $630,000 270.6% 0.0%
Woodsfield Savings Bank $625,000 n/a 0.0%
SILVER HILL FUNDING, LLC $1,020,000 $620,000 -39.2% 0.0%
Morgan Stanley Private Bank $1,405,000 $615,000 -56.2% 0.0%
The Freedom Bank of Virginia $610,000 n/a 0.0%
RESIDENTIAL BANCORP. $605,000 n/a 0.0%
First State Bank of St. Charles, Missouri $550,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $305,000 $545,000 78.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $650,000 $540,000 -16.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,635,000 $540,000 -67.0% 0.0%
BMI Federal Credit Union $1,205,000 $535,000 -55.6% 0.0%
Capital Bank $550,000 $530,000 -3.6% 0.0%
American Mortgage & Equity Consultants, Inc. $525,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $525,000 n/a 0.0%
Devon Bank $520,000 n/a 0.0%
First Internet Bank of Indiana $580,000 $520,000 -10.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,495,000 $515,000 -65.6% 0.0%
PURDUE FEDERAL CREDIT UNION $185,000 $515,000 178.4% 0.0%
SIGNATURE MORTGAGE CORPORATION $760,000 $515,000 -32.2% 0.0%
PLAZA HOME MORTGAGE, INC. $8,645,000 $510,000 -94.1% 0.0%
Old National Bank $500,000 n/a 0.0%
FAY SERVICING, LLC $230,000 $480,000 108.7% 0.0%
MICHIGAN MUTUAL, INC. $440,000 $475,000 8.0% 0.0%
Plains Commerce Bank $835,000 $475,000 -43.1% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $470,000 n/a 0.0%
Heartland Bank $990,000 $465,000 -53.0% 0.0%
NTFN, INC. $105,000 $465,000 342.9% 0.0%
Simmons Bank $465,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $255,000 $460,000 80.4% 0.0%
ACADEMY MORTGAGE CORPORATION $650,000 $455,000 -30.0% 0.0%
First Savings Bank $1,890,000 $445,000 -76.5% 0.0%
CENTURY $205,000 $440,000 114.6% 0.0%
AURGROUP FINANCIAL CREDIT UNION, INC. $45,000 $435,000 866.7% 0.0%
GVC MORTGAGE, INC. $240,000 $435,000 81.3% 0.0%
Northwest Federal Credit Union $435,000 n/a 0.0%
F&M Bank $425,000 n/a 0.0%
First Horizon Bank $420,000 n/a 0.0%
Secured Investment Corp. $150,000 $410,000 173.3% 0.0%
SPRING EQ, LLC $370,000 $410,000 10.8% 0.0%
The Savings Bank $455,000 $405,000 -11.0% 0.0%
Commonwealth Bank and Trust Company $780,000 $400,000 -48.7% 0.0%
ONY GLO, INC. $400,000 n/a 0.0%
American Bank & Trust $105,000 $395,000 276.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $390,000 n/a 0.0%
First National Bank of Omaha $385,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $540,000 $380,000 -29.6% 0.0%
CASTLE & COOKE MORTGAGE, LLC $375,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $375,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $330,000 $375,000 13.6% 0.0%
HAMILTON HOME LOANS, INC. $365,000 n/a 0.0%
The Northern Trust Company $205,000 $365,000 78.0% 0.0%
Mid-Continent Funding, Inc. $845,000 $360,000 -57.4% 0.0%
OPTION FINANCIAL, LLC $1,190,000 $360,000 -69.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $355,000 $355,000 0.0% 0.0%
HOMESTEAD FUNDING CORP. $345,000 n/a 0.0%
BELEM SERVICING LLC $1,285,000 $340,000 -73.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $340,000 423.1% 0.0%
MLD MORTGAGE INC. $190,000 $335,000 76.3% 0.0%
Prime Choice Funding Inc. $1,040,000 $335,000 -67.8% 0.0%
Sunflower Bank $1,200,000 $335,000 -72.1% 0.0%
Toyota Financial Savings Bank $335,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $330,000 n/a 0.0%
CINFED Federal Credit Union $330,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $175,000 $330,000 88.6% 0.0%
Elements Financial Federal Credit Union $325,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $40,000 $325,000 712.5% 0.0%
East Coast Capital Corp. $320,000 n/a 0.0%
Peoples National Bank , N.A. $320,000 n/a 0.0%
AIR ACADEMY $315,000 n/a 0.0%
GoPrime Mortgage, Inc. $225,000 $315,000 40.0% 0.0%
Eagle Savings Bank $165,000 $310,000 87.9% 0.0%
INTERCAP LENDING INC. $255,000 $310,000 21.6% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $310,000 n/a 0.0%
Victorian Finance, LLC $310,000 n/a 0.0%
NEXERA HOLDING LLC $305,000 n/a 0.0%
Paramount Bank $500,000 $305,000 -39.0% 0.0%
The Ohio Valley Bank Company $775,000 $305,000 -60.6% 0.0%
COMPASS MORTGAGE, INC. $295,000 n/a 0.0%
First International Bank & Trust $75,000 $295,000 293.3% 0.0%
Glacier Bank $290,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $290,000 n/a 0.0%
First Federal Bank $3,640,000 $285,000 -92.2% 0.0%
First Federal Savings and Loan Association $285,000 n/a 0.0%
UMB Bank $285,000 n/a 0.0%
ADVISORS CAPITAL, INC. $275,000 n/a 0.0%
First Community Bank $275,000 n/a 0.0%
LENDINGONE, LLC $275,000 n/a 0.0%
MORTGAGE CENTER L.C $310,000 $275,000 -11.3% 0.0%
QUORUM FEDERAL CREDIT UNION $395,000 $270,000 -31.6% 0.0%
Arvest Bank $340,000 $265,000 -22.1% 0.0%
Kwik Mortgage Corporation $265,000 n/a 0.0%
Visio Financial Services Inc. $265,000 n/a 0.0%
Bethpage Federal Credit Union $145,000 $255,000 75.9% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $255,000 n/a 0.0%
First Western Federal Savings Bank $475,000 $255,000 -46.3% 0.0%
Northwest Bank $255,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $250,000 n/a 0.0%
City Bank $125,000 $245,000 96.0% 0.0%
First National Bank $245,000 n/a 0.0%
VERITAS FUNDING, LLC $245,000 n/a 0.0%
Centra Credit Union $235,000 n/a 0.0%
CITIZENS EQUITY FIRST $315,000 $235,000 -25.4% 0.0%
INTERCOASTAL MORTGAGE COMPANY $235,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $455,000 $235,000 -48.4% 0.0%
SIRVA MORTGAGE, INC. $1,405,000 $235,000 -83.3% 0.0%
THE VINTON COUNTY NATIONAL BANK $235,000 n/a 0.0%
UNITED $85,000 $235,000 176.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $430,000 $230,000 -46.5% 0.0%
MMS MORTGAGE SERVICES, LTD. $230,000 n/a 0.0%
First National Bank $225,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $275,000 $220,000 -20.0% 0.0%
Honor Credit Union $220,000 n/a 0.0%
1st State Financial, Ltd. $215,000 n/a 0.0%
First National Bank of Bellevue $215,000 n/a 0.0%
The First National Bank of Pandora $135,000 $215,000 59.3% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $210,000 n/a 0.0%
Beeline Loans, Inc. $205,000 n/a 0.0%
Commerce Home Mortgage, Inc. $205,000 n/a 0.0%
First Federal Community Bank of Bucyrus $110,000 $205,000 86.4% 0.0%
Quontic Bank $205,000 n/a 0.0%
State Department Federal Credit Union $205,000 n/a 0.0%
TOGETHER CREDIT UNION $150,000 $205,000 36.7% 0.0%
Waterstone Mortgage Corporation $195,000 n/a 0.0%
CityWorth Mortgage LLC $220,000 $185,000 -15.9% 0.0%
First National Bank of America $55,000 $185,000 236.4% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $9,950,000 $185,000 -98.1% 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $185,000 n/a 0.0%
FCN Bank $175,000 n/a 0.0%
First Federal Bank of Kansas City $1,465,000 $175,000 -88.1% 0.0%
Florida Capital Bank $450,000 $175,000 -61.1% 0.0%
Home Federal Bank $175,000 n/a 0.0%
TEACHERS CREDIT UNION $175,000 n/a 0.0%
The Middlefield Banking Company $175,000 n/a 0.0%
Independent Bank $260,000 $170,000 -34.6% 0.0%
YOUR HOME FINANCIAL LLC $170,000 n/a 0.0%
ATOMIC CREDIT UNION, INC. $425,000 $165,000 -61.2% 0.0%
Great Southern Bank $475,000 $165,000 -65.3% 0.0%
The Home Loan Expert LLC $165,000 n/a 0.0%
Waterford Bank, N.A. $160,000 n/a 0.0%
AFFINITY $155,000 n/a 0.0%
American Security Mortgage Corp. $155,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 $155,000 6.9% 0.0%
Austin Capital Bank SSB $155,000 n/a 0.0%
Axos Bank $480,000 $155,000 -67.7% 0.0%
First Option Mortgage, LLC $155,000 n/a 0.0%
First State Bank $480,000 $155,000 -67.7% 0.0%
NBH Bank $1,110,000 $155,000 -86.0% 0.0%
OCMBC, INC. $155,000 n/a 0.0%
State Financial Network, LLC $155,000 n/a 0.0%
Three Rivers Federal Credit Union $430,000 $155,000 -64.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $105,000 $155,000 47.6% 0.0%
L & N Federal Credit Union $145,000 n/a 0.0%
Southern Hills Community Bank $200,000 $145,000 -27.5% 0.0%
BM Real Estate Services, Inc. $140,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $135,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $85,000 $135,000 58.8% 0.0%
Northwest Bank $135,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $605,000 $135,000 -77.7% 0.0%
Willamette Valley Bank $135,000 n/a 0.0%
County National Bank $125,000 n/a 0.0%
IMPAC MORTGAGE CORP. $105,000 $115,000 9.5% 0.0%
Sierra Pacific Mortgage Company, Inc. $85,000 $115,000 35.3% 0.0%
CrossFirst Bank $105,000 n/a 0.0%
First Bank $105,000 n/a 0.0%
George Mason Mortgage, LLC $330,000 $105,000 -68.2% 0.0%
Leader Bank $105,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $410,000 $105,000 -74.4% 0.0%
Bath State Bank $465,000 $95,000 -79.6% 0.0%
Carrollton Bank $85,000 $95,000 11.8% 0.0%
Congressional Bank $95,000 n/a 0.0%
First American Bank $95,000 n/a 0.0%
WINGS FINANCIAL $610,000 $95,000 -84.4% 0.0%
CME Federal Credit Union $55,000 $85,000 54.5% 0.0%
EVANSVILLE TEACHERS $255,000 $85,000 -66.7% 0.0%
LENDING 3, INC. $85,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $85,000 n/a 0.0%
BEST CAPITAL FUNDING $75,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $345,000 $75,000 -78.3% 0.0%
SWBC MORTGAGE CORPORATION $75,000 n/a 0.0%
The First National Bank of Oneida $75,000 n/a 0.0%
Bank of Springfield $65,000 n/a 0.0%
Firefighters First Federal Credit Union $65,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $520,000 $65,000 -87.5% 0.0%
Notre Dame Federal Credit Union Corporation $55,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $55,000 n/a 0.0%
Seven Seventeen Credit Union $575,000 $45,000 -92.2% 0.0%
ALLIANT CREDIT UNION $625,000 $35,000 -94.4% 0.0%
AMERICAN HERITAGE FCU $35,000 n/a 0.0%
Oxford Bank & Trust $40,000 $35,000 -12.5% 0.0%
Centier Bank $35,000 $25,000 -28.6% 0.0%

DAYTON - KETTERING's top lender by overall market share is Union Savings Bank, with 12.7% market share. In second place, with 7.9%, is WRIGHT-PATT CREDIT UNION, INC., having originated $499,885,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $348,640,000 in loans. In third place, with 4.1%, is The Huntington National Bank, having originated $260,120,000 in loans. In third place, with 3.7%, is Fifth Third Bank, having originated $231,890,000 in loans.


DAYTON-KETTERING, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 13,343 $2,746,085,000 $205,807
Refi 12,881 $2,322,225,000 $180,283
Cash Out Refi 6,025 $1,007,825,000 $167,274
Home Improvement 2,017 $114,835,000 $56,934
Other 1,692 $141,680,000 $83,735
NA 3 $17,515,000 $5,838,333

Dayton - Kettering's most frequently cited loan purpose was Home Purchase, with 13,343 originations. The 2nd most popular reason was Refi, with 12,881 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 13,935 $2,572,385,000 $184,599
3-4% 12,641 $2,115,985,000 $167,391
<2.5% 5,916 $1,230,950,000 $208,071
4-5% 1,953 $190,075,000 $97,325
5-6% 469 $40,145,000 $85,597
6-7% 258 $19,880,000 $77,054
Over 8% 162 $9,140,000 $56,420
7-8% 82 $6,140,000 $74,878

During 2021, Dayton - Kettering's most frequently originated rate bucket was 2.5-3%, with 13,935 originations.

Loan Sizing (DAYTON-KETTERING, OH MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 15,312 $2,220,160,000 $144,995
$100,000 or less 10,095 $639,845,000 $63,382
$200k-400k 9,228 $2,467,740,000 $267,419
$400k-600k 1,062 $495,130,000 $466,224
$600k-1000k 179 $132,585,000 $740,698
$Over $1MM 85 $394,705,000 $4,643,588

DAYTON - KETTERING's loan sizing saw the bucket of loans from $100k-200k with 15,312 originations, totaling $2,220,160,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 12,379 $2,501,905,000 $202,109
60-80% 11,166 $2,158,850,000 $193,341
40-60% 5,183 $720,055,000 $138,926
20-40% 2,877 $252,715,000 $87,840
Under 20% 1,804 $61,100,000 $33,869
Over 100% 567 $218,565,000 $385,476

DAYTON - KETTERING's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 12,379 originations, totaling $2,501,905,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - DAYTON - KETTERING (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $127,900 (11.3%) $184,514 (9.6%) 0.47 2,363
2018-02-01 $132,398 (15.2%) $190,297 (12.7%) 0.48 2,205
2018-03-01 $139,500 (21.4%) $197,479 (14.0%) 0.48 2,099
2018-04-01 $139,900 (16.7%) $198,972 (9.1%) 0.47 2,095
2018-05-01 $144,950 (17.6%) $207,840 (13.2%) 0.48 2,130
2018-06-01 $154,900 (22.5%) $213,319 (13.7%) 0.52 2,311
2018-07-01 $159,450 (11.9%) $216,067 (9.9%) 0.53 2,435
2018-08-01 $157,750 (12.3%) $214,234 (8.9%) 0.53 2,606
2018-09-01 $149,900 (7.2%) $206,009 (4.8%) 0.50 2,783
2018-10-01 $147,450 (2.2%) $202,919 (3.4%) 0.49 2,876
2018-11-01 $148,700 (8.2%) $201,445 (3.9%) 0.50 2,823
2018-12-01 $146,900 (13.1%) $197,932 (6.3%) 0.50 2,633
2019-01-01 $145,500 (13.8%) $197,165 (6.9%) 0.50 2,235
2019-02-01 $146,450 (10.6%) $204,554 (7.5%) 0.49 2,024
2019-03-01 $151,429 (8.6%) $206,206 (4.4%) 0.49 2,230
2019-04-01 $154,950 (10.8%) $205,434 (3.3%) 0.49 2,513
2019-05-01 $158,925 (9.6%) $208,411 (0.3%) 0.49 2,527
2019-06-01 $165,000 (6.5%) $220,231 (3.2%) 0.51 2,022
2019-07-01 $175,950 (10.4%) $225,261 (4.3%) 0.55 2,169
2019-08-01 $174,000 (10.3%) $228,771 (6.8%) 0.55 2,141
2019-09-01 $169,950 (13.4%) $229,739 (11.5%) 0.54 2,126
2019-10-01 $171,445 (16.3%) $228,540 (12.6%) 0.55 2,242
2019-11-01 $169,000 (13.7%) $226,391 (12.4%) 0.55 2,174
2019-12-01 $162,200 (10.4%) $224,889 (13.6%) 0.54 1,908
2020-01-01 $161,450 (11.0%) $223,184 (13.2%) 0.54 1,677
2020-02-01 $169,900 (16.0%) $228,584 (11.8%) 0.55 1,442
2020-03-01 $187,400 (23.8%) $242,074 (17.4%) 0.59 1,496
2020-04-01 $192,325 (24.1%) $241,444 (17.5%) 0.60 1,423
2020-05-01 $198,000 (24.6%) $252,227 (21.0%) 0.60 1,271
2020-06-01 $207,445 (25.7%) $254,780 (15.7%) 0.61 1,157
2020-07-01 $200,950 (14.2%) $253,519 (12.5%) 0.58 1,137
2020-08-01 $199,900 (14.9%) $254,779 (11.4%) 0.57 1,141
2020-09-01 $209,900 (23.5%) $258,208 (12.4%) 0.60 1,183
2020-10-01 $199,969 (16.6%) $257,858 (12.8%) 0.57 1,227
2020-11-01 $189,950 (12.4%) $252,261 (11.4%) 0.54 1,205
2020-12-01 $185,450 (14.3%) $249,327 (10.9%) 0.54 1,062
2021-01-01 $194,900 (20.7%) $247,295 (10.8%) 0.57 831
2021-02-01 $195,000 (14.8%) $264,451 (15.7%) 0.56 601
2021-03-01 $182,400 (-2.7%) $272,152 (12.4%) 0.51 609
2021-04-01 $183,900 (-4.4%) $276,076 (14.3%) 0.49 600
2021-05-01 $195,000 (-1.5%) $285,115 (13.0%) 0.51 632
2021-06-01 $199,500 (-3.8%) $282,182 (10.8%) 0.52 801
2021-07-01 $212,900 (6.0%) $287,155 (13.3%) 0.55 934
2021-08-01 $214,950 (7.5%) $288,253 (13.1%) 0.57 1,135
2021-09-01 $207,400 (-1.2%) $287,809 (11.5%) 0.55 1,149
2021-10-01 $199,000 (-0.5%) $268,495 (4.1%) 0.52 1,147
2021-11-01 $189,000 (-0.5%) $269,152 (6.7%) 0.50 998
2021-12-01 $188,700 (1.8%) $272,894 (9.5%) 0.50 905
2022-01-01 $180,000 (-7.6%) $269,908 (9.1%) 0.48 699
2022-02-01 $197,450 (1.3%) $286,116 (8.2%) 0.50 506
2022-03-01 $214,900 (17.8%) $294,997 (8.4%) 0.53 532
2022-04-01 $214,900 (16.9%) $274,174 (-0.7%) 0.51 742
2022-05-01 $217,450 (11.5%) $290,618 (1.9%) 0.49 929
2022-06-01 $227,450 (14.0%) $298,630 (5.8%) 0.51 1,081
DAYTON - KETTERING's median listing price for 2022-06-01 was $227,450, a difference of $27,950 (14.0%) versus the prior year and $10,000 versus the prior month.

DAYTON - KETTERING's median listing price comes in at 51% of the national average.

DAYTON - KETTERING's average listing price for 2022-06-01 was $298,630, a difference of $16,448 (5.8%) versus the prior year and $8,012 versus the prior month.

For the 2022-06-01 period, DAYTON - KETTERING had 1,081 MLS listings, a difference of 152 listings (16%) versus the prior month and 280 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage