Capital Partners Mortgage Rates, Fees & InfoWILMINGTON, DE
Tax ID: 46-2981456
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewCapital Partners Mortgage is a smaller mortgage company specializing in Home Purchase loans. Capital Partners Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Miami, Port St. Lucie, Orlando, Deltona, and Jacksonville among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)
Capital Partners Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Capital Partners Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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|Simulated Rate||Simulation Date|
|30 Year Conventional Purchase||6.48%||9/25/23|
|30 Year Conventional Refi||6.74%||9/25/23|
|30 Year Cash-out Refi||6.96%||9/25/23|
|30 Year FHA Purchase||7.62%||9/25/23|
|30 Year FHA Refi||6.92%||9/25/23|
|30 Year VA Purchase||6.53%||9/25/23|
|15 Year Conventional Purchase||6.60%||9/25/23|
|15 Year Conventional Refi||6.15%||9/25/23|
|15 Year Cash-out Refi||6.15%||9/25/23|
|These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.|
Capital Partners Mortgage Mortgage Calculator
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This is not an official calculator from Capital Partners Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Origination Dollar Volume (All Markets)$147,115,000
Capital Partners Mortgage's average 30 year fixed mortgage rate was
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of -0.2%.
Relative Fees (Closing Costs)
Capital Partners Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,255.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||375||$119,495,000||$318,653||$7,131||4.48%|
|PORT ST. LUCIE, FL (FHA|USDA|VA)||57||$18,035,000||$316,404||$7,656||4.79%|
|ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA)||6||$1,870,000||$311,667||$6,866||4.75%|
|DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA)||8||$1,690,000||$211,250||$5,068||4.20%|
|JACKSONVILLE, FL (FHA|USDA|VA)||3||$955,000||$318,333||$5,932||5.21%|
|CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA)||3||$905,000||$301,667||$9,321||5.46%|
|LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA)||3||$875,000||$291,667||$7,816||4.96%|
|OCALA, FL (FHA|USDA|VA)||4||$720,000||$180,000||$7,354||4.00%|
|TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA)||2||$550,000||$275,000||$10,041||4.93%|
|PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA)||3||$505,000||$168,333||$6,171||3.83%|
|Sebastian-Vero Beach, FL (FHA|USDA|VA)||2||$470,000||$235,000||$10,900||4.75%|
|THE VILLAGES, FL (FHA|USDA|VA)||1||$265,000||$265,000||$8,160||4.63%|
|PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)||1||$235,000||$235,000||$3,593||4.13%|
|PANAMA CITY, FL (FHA|USDA|VA)||1||$215,000||$215,000||$3,957||4.38%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$175,000||$175,000||$11,031||5.13%|
|North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)||1||$155,000||$155,000||$6,031||5.50%|
We use machine learning to identify the top lenders compared against CAPITAL PARTNERS MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Capital Partners Mortgage's most frequently originated type of loan was Conventional, with 421 originations. Their 2nd most popular type was FHA, with 32 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||31||$9,045,000||$291,774||$6,658||4.81%|
For 2022, Capital Partners Mortgage's most frequently cited loan purpose was Home Purchase, with 422 originations. The 2nd most popular reason was Cash Out Refi, with 31 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Capital Partners Mortgage's most frequently cited loan duration was 30 Year, with 455 originations. The 2nd most popular length was 15 Year, with 12 originations.
Origination Fees/Closing Costs
|Origination Fee/Closing Cost||Originations||Total Value||Average Loan|
Capital Partners Mortgage's average total fees were $7,255, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 175 originations.
During 2022, Capital Partners Mortgage's average interest rate for loans was 4.56%, while their most frequently originated rate bucket for loans was 4-5%, with 146 originations.
2022 saw Capital Partners Mortgage place emphasis on $200k-400k loans with 211 originations, totaling $62,735,000 in origination value.
|Applicant Income||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|$50k or less||464||$144,000,000||$310,345||$7,109||4.51%|
Capital Partners Mortgage lent most frequently to those with incomes in the $50k or less range, with 464 originations.
Applicant Debt to Income Ratio
Capital Partners Mortgage lent most frequently to those with DTI ratios of 30-36%, with 62 originations. The next most common DTI ratio? 20-30%, with 58 originations.
Approval RatesTotal approvals of all applications
Capital Partners Mortgage has an average approval rate.
Pick RateApprovals leading to origination
Capital Partners Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|