Finemark National Bank & Trust Mortgage Rates, Fees & Info
Fort Myers, FLLEI: 5493005JF6BKCN6OY689
Tax ID: 20-8075599
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Finemark National Bank & Trust is a smaller bank specializing in Home Purchase loans. Finemark National Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Naples, Cape Coral, Phoenix, Charleston, and Charlotte among others. We have data for 40 markets. (Some data included below & more in-depth data is available with an active subscription.)Finemark National Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
203Origination Dollar Volume (All Markets)
$209,925,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 37 | $65,245,000 | $1,763,378 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 48 | $36,180,000 | $753,750 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 41 | $33,065,000 | $806,463 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 12 | $17,990,000 | $1,499,167 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $8,385,000 | $1,677,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 6 | $8,020,000 | $1,336,667 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 8 | $7,560,000 | $945,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3 | $5,095,000 | $1,698,333 | $0 | 0.00% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 3 | $3,935,000 | $1,311,667 | $0 | 0.00% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $3,020,000 | $1,510,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $2,030,000 | $1,015,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $1,860,000 | $930,000 | $0 | 0.00% |
| Boone, NC (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $0 | 0.00% |
| Key West, FL (FHA|USDA|VA) | 2 | $1,230,000 | $615,000 | $0 | 0.00% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $1,210,000 | $605,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $1,200,000 | $600,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $1,105,000 | $1,105,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 0.00% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $0 | 0.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 0.00% |
| AKRON, OH (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 0.00% |
| Rutland, VT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 0.00% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against FineMark National Bank & Trust based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 84
Similarity Rank: 180
Similarity Rank: 232
Similarity Rank: 249
Similarity Rank: 270
Similarity Rank: 380
Similarity Rank: 504
Similarity Rank: 648
Similarity Rank: 672
Similarity Rank: 732
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 203 | $209,925,000 | $1,034,113 | $0 | 0.00% |
For 2024, Finemark National Bank & Trust's most frequently originated type of loan was Conventional, with 203 originations.
Loan Reason
For 2024, Finemark National Bank & Trust's most frequently cited loan purpose was Home Purchase, with 183 originations. The 2nd most popular reason was Other, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 203 | $209,925,000 | $1,034,113 | $0 | 0.00% |
For 2024, Finemark National Bank & Trust's most frequently cited loan duration was Other, with 203 originations.
Loan Sizing
2024 saw Finemark National Bank & Trust place emphasis on $1MM+ loans with 64 originations, totaling $146,300,000 in origination value.
Applicant Income
Finemark National Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 108 originations. The second most popular income band? $50k-75k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 203 | $209,925,000 | $1,034,113 | $0 | 0.00% |
Finemark National Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 203 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.40%
Finemark National Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination90.64%
Finemark National Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 203 | $209,925,000 | $1,034,113 |