Ntfn Mortgage Rates, Fees & Info

LEWISVILLE, TX

LEI: 549300ZMO1A0DHCESP30

Tax ID: 75-2725402

4.1 stars - out of 5 stars, based on 63 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Ntfn is a small mortgage company specializing in loans. Ntfn has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Charleston, Austin, Lake Charles, and San Antonio among others. We have data for 117 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Ntfn has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ntfn is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.73% 1/29/23
    30 Year Conventional Refi 6.53% 1/29/23
    30 Year Cash-out Refi 6.75% 1/29/23
    30 Year FHA Purchase 7.61% 1/29/23
    30 Year FHA Refi 6.99% 1/29/23
    30 Year VA Purchase 6.33% 1/29/23
    30 Year VA Refi 6.05% 1/29/23
    30 Year USDA Purchase 6.76% 1/29/23
    30 Year USDA Refi 6.66% 1/29/23
    15 Year Conventional Purchase 6.09% 1/29/23
    15 Year Conventional Refi 6.06% 1/29/23
    15 Year Cash-out Refi 6.06% 1/29/23
    15 Year VA Purchase 5.68% 1/29/23
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,947

    Origination Dollar Volume (All Markets)

    $1,033,095,000
    Show all (10) awards

    Relative Rate

    Ntfn's average 30 year fixed mortgage rate was 3.18%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.03%.

    Relative Fees (Closing Costs)

    Ntfn's average total fees/closing costs for a 30 year fixed rate mortgage were $5,617.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,000 $315,510,000 $315,510 $5,496 3.11%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 592 $148,550,000 $250,929 $6,074 2.81%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 225 $75,545,000 $335,756 $5,790 3.18%
    LAKE CHARLES, LA (FHA|USDA|VA) 303 $63,165,000 $208,465 $5,252 3.10%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 221 $59,845,000 $270,792 $6,222 3.09%
    COLUMBUS, OH (FHA|USDA|VA) 164 $35,050,000 $213,720 $5,470 3.57%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 112 $30,260,000 $270,179 $5,101 3.18%
    RALEIGH-CARY, NC (FHA|USDA|VA) 98 $27,130,000 $276,837 $2,363 2.97%
    COLUMBIA, SC (FHA|USDA|VA) 141 $22,465,000 $159,326 $4,546 2.47%
    ALBUQUERQUE, NM (FHA|USDA|VA) 87 $22,305,000 $256,379 $4,060 3.19%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 70 $20,380,000 $291,143 $3,571 3.10%
    Arcadia, FL (FHA|USDA|VA) 107 $20,185,000 $188,645 $6,199 3.11%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 72 $19,200,000 $266,667 $5,593 3.16%
    Outside of Metro Areas 92 $18,990,000 $206,413 $5,303 2.89%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 59 $15,545,000 $263,475 $3,742 3.19%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 57 $15,055,000 $264,123 $7,903 3.07%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 44 $12,090,000 $274,773 $2,499 2.96%
    PUNTA GORDA, FL (FHA|USDA|VA) 46 $10,860,000 $236,087 $5,825 3.26%
    Lufkin, TX (FHA|USDA|VA) 47 $9,415,000 $200,319 $5,612 3.36%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 29 $6,075,000 $209,483 $5,612 2.66%
    DeRidder, LA (FHA|USDA|VA) 25 $5,475,000 $219,000 $5,493 3.18%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 22 $4,880,000 $221,818 $5,350 3.34%
    Nacogdoches, TX (FHA|USDA|VA) 18 $3,870,000 $215,000 $4,884 3.21%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $3,380,000 $241,429 $7,322 3.02%
    BURLINGTON, NC (FHA|USDA|VA) 13 $3,305,000 $254,231 $3,320 3.10%
    Jennings, LA (FHA|USDA|VA) 17 $3,065,000 $180,294 $4,918 3.04%
    Wauchula, FL (FHA|USDA|VA) 17 $2,585,000 $152,059 $6,900 2.98%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 13 $2,435,000 $187,308 $6,123 3.22%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 7 $2,285,000 $326,429 $5,578 3.13%
    EL PASO, TX (FHA|USDA|VA) 9 $2,085,000 $231,667 $7,632 3.36%
    Athens, TX (FHA|USDA|VA) 4 $2,060,000 $515,000 $9,178 3.09%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $1,940,000 $242,500 $5,185 3.09%
    Gainesville, TX (FHA|USDA|VA) 8 $1,890,000 $236,250 $4,536 2.94%
    TYLER, TX (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,912 3.30%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 8 $1,750,000 $218,750 $5,343 3.27%
    Granbury, TX (FHA|USDA|VA) 7 $1,495,000 $213,571 $5,647 3.18%
    LONGVIEW, TX (FHA|USDA|VA) 8 $1,480,000 $185,000 $5,516 3.11%
    BATON ROUGE, LA (FHA|USDA|VA) 4 $1,390,000 $347,500 $5,101 3.06%
    ASHEVILLE, NC (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,347 3.22%
    Shawnee, OK (FHA|USDA|VA) 5 $1,295,000 $259,000 $8,722 3.38%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $1,270,000 $211,667 $6,808 3.08%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 4 $1,220,000 $305,000 $10,549 3.38%
    LAFAYETTE, LA (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,324 2.91%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,180,000 $196,667 $3,083 2.75%
    Bonham, TX (FHA|USDA|VA) 3 $1,175,000 $391,667 $3,918 3.50%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 4 $1,130,000 $282,500 $5,799 3.09%
    ABILENE, TX (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,749 3.13%
    Okeechobee, FL (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,602 2.95%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,136 3.29%
    Corsicana, TX (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $7,558 3.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $940,000 $235,000 $7,468 3.09%
    Orangeburg, SC (FHA|USDA|VA) 9 $925,000 $102,778 $3,876 2.47%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $840,000 $210,000 $4,106 3.47%
    SANTA FE, NM (FHA|USDA|VA) 2 $830,000 $415,000 $3,702 3.38%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $800,000 $400,000 $6,805 3.25%
    SUMTER, SC (FHA|USDA|VA) 5 $795,000 $159,000 $3,398 3.15%
    HAMMOND, LA (FHA|USDA|VA) 4 $730,000 $182,500 $6,656 3.03%
    TULSA, OK (FHA|USDA|VA) 2 $700,000 $350,000 $5,325 3.38%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $640,000 $320,000 $2,708 3.31%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $605,000 $605,000 $6,205 3.75%
    FAYETTEVILLE, NC (FHA|USDA|VA) 3 $595,000 $198,333 $6,510 2.96%
    Taos, NM (FHA|USDA|VA) 2 $580,000 $290,000 $3,803 3.38%
    Opelousas, LA (FHA|USDA|VA) 3 $555,000 $185,000 $6,170 3.21%
    Jacksonville, TX (FHA|USDA|VA) 1 $545,000 $545,000 $9,376 3.50%
    Boone, NC (FHA|USDA|VA) 2 $540,000 $270,000 $2,707 2.94%
    Kerrville, TX (FHA|USDA|VA) 3 $525,000 $175,000 $4,877 3.42%
    Marion, OH (FHA|USDA|VA) 3 $515,000 $171,667 $6,698 3.29%
    Mineral Wells, TX (FHA|USDA|VA) 2 $490,000 $245,000 $4,983 3.25%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $465,000 $155,000 $4,277 3.88%
    Fort Polk South, LA (FHA|USDA|VA) 3 $465,000 $155,000 $7,332 2.83%
    GREENVILLE, NC (FHA|USDA|VA) 2 $460,000 $230,000 $2,701 3.19%
    WACO, TX (FHA|USDA|VA) 3 $455,000 $151,667 $3,771 3.17%
    LUBBOCK, TX (FHA|USDA|VA) 3 $415,000 $138,333 $3,507 2.96%
    Georgetown, SC (FHA|USDA|VA) 2 $410,000 $205,000 $5,016 2.81%
    Stephenville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $6,154 3.00%
    SAVANNAH, GA (FHA|USDA|VA) 1 $355,000 $355,000 $4,304 2.75%
    MIDLAND, TX (FHA|USDA|VA) 1 $355,000 $355,000 $5,641 2.88%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $335,000 $335,000 $3,707 3.50%
    Bellefontaine, OH (FHA|USDA|VA) 2 $330,000 $165,000 $2,603 3.19%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $325,000 $325,000 $9,904 3.13%
    GOLDSBORO, NC (FHA|USDA|VA) 2 $310,000 $155,000 $863 3.94%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $5,260 3.25%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $285,000 $285,000 $5,017 3.38%
    EspaƱola, NM (FHA|USDA|VA) 1 $285,000 $285,000 $11,222 3.63%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $275,000 $275,000 $3,612 3.63%
    FLORENCE, SC (FHA|USDA|VA) 1 $265,000 $265,000 $6,423 3.75%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $265,000 $265,000 $5,022 2.25%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,120 2.63%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $260,000 $130,000 $2,351 3.75%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $255,000 $85,000 $2,914 1.92%
    Morehead City, NC (FHA|USDA|VA) 1 $245,000 $245,000 $2,730 3.00%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $235,000 $235,000 $7,436 3.00%
    Palatka, FL (FHA|USDA|VA) 1 $235,000 $235,000 $7,469 2.50%
    Searcy, AR (FHA|USDA|VA) 1 $235,000 $235,000 $2,960 3.00%
    NEW BERN, NC (FHA|USDA|VA) 1 $225,000 $225,000 $1,626 3.38%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,631 3.38%
    Brevard, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,258 2.75%
    Washington Court House, OH (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.63%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $185,000 $185,000 $5,656 3.75%
    Forest City, NC (FHA|USDA|VA) 1 $185,000 $185,000 $1,337 2.75%
    Kinston, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,799 3.25%
    Greenwood, SC (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.00%
    Palestine, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,783 2.63%
    Sanford, NC (FHA|USDA|VA) 1 $165,000 $165,000 $52 3.25%
    AMARILLO, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,211 3.25%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,797 4.00%
    LIMA, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.50%
    LAREDO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,235 3.50%
    MONROE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $5,378 3.13%
    Urbana, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,842 3.13%
    Sandusky, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,594 3.00%
    Jasper, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,933 2.75%
    St. Marys, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,281 3.25%
    Rockport, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,777 2.38%
    Henderson, NC (FHA|USDA|VA) 1 $135,000 $135,000 $5,066 2.75%
    Pampa, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,559 3.38%
    Zanesville, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
    Ntfn's top markets include Dallas, Charleston, Austin, Lake Charles, and San Antonio among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2,793 $744,365,000 $266,511 $4,554 3.07%
    FHA 655 $141,135,000 $215,473 $7,822 3.20%
    VA 377 $123,825,000 $328,448 $7,868 2.82%
    USDA 122 $23,770,000 $194,836 $5,651 2.90%

    For 2021, Ntfn's most frequently originated type of loan was Conventional, with 2,793 originations. Their 2nd most popular type was FHA, with 655 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,718 $720,760,000 $265,180 $6,041 3.07%
    Refi 763 $192,235,000 $251,946 $3,753 2.94%
    Cash Out Refi 431 $110,215,000 $255,719 $4,876 3.24%
    Home Improvement 35 $9,885,000 $282,429 $4,607 3.26%

    For 2021, Ntfn's most frequently cited loan purpose was Home Purchase, with 2,718 originations. The 2nd most popular reason was Refi, with 763 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,466 $937,980,000 $270,623 $5,617 3.18%
    15 Year 237 $57,005,000 $240,527 $4,064 2.65%
    20 Year 115 $22,425,000 $195,000 $3,718 2.40%
    10 Year 82 $3,340,000 $40,732 $2,485 0.41%
    Other 47 $12,345,000 $262,660 $2,894 2.99%

    For 2021, Ntfn's most frequently cited loan duration was 30 Year, with 3,466 originations. The 2nd most popular length was 15 Year, with 237 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,835 $488,475,000 $266,199
    $<1k 1,004 $251,100,000 $250,100
    $2k-3k 420 $112,890,000 $268,786
    $3k-4k 251 $66,525,000 $265,040
    $4k-5k 130 $38,050,000 $292,692
    $5k+ 87 $34,065,000 $391,552

    Ntfn's average total fees were $5,617, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,835 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,965 $517,935,000 $263,580
    2.5-3% 1,429 $400,075,000 $279,969
    <2.5% 403 $84,655,000 $210,062
    4-5% 150 $30,430,000 $202,867

    During 2021, Ntfn's average interest rate for loans was 3.18%, while their most frequently originated rate bucket for loans was 3-4%, with 1,965 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,071 $580,945,000 $280,514 $5,667 3.12%
    $100k-200k 1,189 $189,435,000 $159,323 $4,295 3.18%
    $400k-600k 423 $202,905,000 $479,681 $6,421 3.01%
    $100,000 or less 207 $10,115,000 $48,865 $3,069 1.86%
    $600k-1MM 43 $31,995,000 $744,070 $10,016 3.23%
    $1MM+ 14 $17,700,000 $1,264,286 $13,014 3.10%

    2021 saw Ntfn place emphasis on $200k-400k loans with 2,071 originations, totaling $580,945,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,065 $227,015,000 $213,160 $5,357 3.06%
    $100k-150k 806 $239,550,000 $297,208 $5,327 3.11%
    $75k-100k 679 $172,405,000 $253,910 $5,780 3.12%
    $50k or less 632 $100,630,000 $159,225 $4,503 2.89%
    $150k-250k 542 $193,080,000 $356,236 $5,853 3.14%
    $250k+ 196 $93,690,000 $478,010 $6,269 3.12%

    Ntfn lent most frequently to those with incomes in the $50k-75k range, with 1,065 originations. The second most popular income band? $100k-150k, with 806 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 786 $211,230,000 $268,740 $5,038 3.00%
    30-36% 718 $189,050,000 $263,301 $5,329 3.03%
    <20% 226 $60,080,000 $265,841 $4,307 2.96%
    40% 186 $46,240,000 $248,602 $5,114 3.00%
    41% 182 $46,000,000 $252,747 $5,224 3.07%
    44% 182 $44,620,000 $245,165 $5,690 3.18%
    38% 176 $44,970,000 $255,511 $5,148 3.11%
    43% 161 $41,305,000 $256,553 $5,326 3.23%
    39% 158 $39,050,000 $247,152 $5,412 2.96%
    37% 158 $46,550,000 $294,620 $5,742 3.14%
    36% 149 $38,165,000 $256,141 $5,601 3.10%
    42% 146 $38,340,000 $262,603 $5,877 3.18%
    50-60% 140 $37,770,000 $269,786 $8,418 2.85%
    45% 113 $28,625,000 $253,319 $6,110 3.32%
    47% 113 $26,915,000 $238,186 $5,750 3.24%
    48% 106 $27,730,000 $261,604 $5,567 3.18%
    46% 100 $26,640,000 $266,400 $6,033 3.14%
    49% 93 $25,495,000 $274,140 $5,443 3.20%
    >60% 7 $2,035,000 $290,714 $10,232 3.13%

    Ntfn lent most frequently to those with DTI ratios of 20-30%, with 786 originations. The next most common DTI ratio? 30-36%, with 718 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,005 $794,625,000 $264,434 $5,273 3.06%
    Not provided 430 $115,290,000 $268,116 $5,799 3.09%
    Black 361 $80,335,000 $222,535 $6,009 3.04%
    Asian 112 $33,440,000 $298,571 $5,874 3.21%
    American Indian 34 $7,600,000 $223,529 $5,286 3.00%
    Asian Indian 3 $1,095,000 $365,000 $5,593 2.75%
    Filipino 1 $365,000 $365,000 $12,335 2.88%
    Native Hawaiian or Islander 1 $345,000 $345,000 $2,237 2.25%

    Approval Rates

    Total approvals of all applications
    95.37%

    Ntfn has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    73.14%

    Ntfn has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,947 $1,033,095,000 $261,742

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,947 $1,033,095,000 $261,742

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 104 $19,070,000 $183,365 $3,989 2.89%
    40-60% 348 $83,980,000 $241,322 $4,052 2.96%
    60-80% 1,129 $313,305,000 $277,507 $4,581 3.18%
    80-100% 2,152 $576,280,000 $267,788 $5,744 3.17%
    Over 100% 120 $39,430,000 $328,583 $12,255 2.81%
    Under 20% 94 $1,030,000 $10,957 $718 0.09%