Burley USDA Loan Rates, Closing Costs & Stats
Burley, ID
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Burley's 4 lenders originated 4 USDA loans during 2023. The total origination value was $1,090,000, with an average USDA loan value of $272,500.
Burley USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Burley
averaged
6.27%
for the week of 2025-02-14, compared to the national average (all USDA variants) of
6.526% for the same period.
Burley's average USDA mortgage closing costs are $6,478.
The average rate for the prior week (2025-02-07) was
6.42% and
one month ago for the week of 2025-01-10, the
average rate was 6.07%.
The average rate one year ago was 6.26%.
For refis of the same type during the week of 2025-02-14, the average rate
was 6.33%.
Burley USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Burley level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
CORNERSTONE HOME LENDING, INC. | 1 | 5.00% | $10,347 |
First Federal Savings Bank of Twin Falls | 1 | 6.49% | $13,723 |
GUILD MORTGAGE COMPANY | 1 | 5.13% | $7,249 |
NFM, INC. | 1 | 5.75% | $9,934 |
The top Burley USDA lender as defined by loan originations is CORNERSTONE HOME LENDING, INC., with
1 USDA loans originated. Their average total fees are
$10,347, which is $3,376
lower than the next largest lender,
First Federal Savings Bank of Twin Falls.
The lowest fee Burley USDA lenders (with over 10 loans originated) are
.
The lowest rate Burley USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $162,900 (-1.6%) | $193,433 (-0.6%) | 0.00 | 78 |
2018-02-01 | $168,900 (0.7%) | $199,841 (0.8%) | 0.00 | 82 |
2018-03-01 | $170,700 (-1.9%) | $201,428 (2.1%) | 0.00 | 84 |
2018-04-01 | $183,950 (5.2%) | $227,521 (13.4%) | 0.00 | 80 |
2018-05-01 | $181,975 (1.7%) | $219,786 (7.2%) | 0.00 | 78 |
2018-06-01 | $179,850 (5.9%) | $224,186 (13.0%) | 0.00 | 95 |
2018-07-01 | $177,800 (-0.9%) | $222,179 (5.7%) | 0.00 | 101 |
2018-08-01 | $178,400 (1.3%) | $224,005 (11.7%) | 0.00 | 99 |
2018-09-01 | $180,000 (2.9%) | $237,300 (23.4%) | 0.00 | 89 |
2018-10-01 | $185,175 (5.1%) | $234,542 (20.2%) | 0.00 | 87 |
2018-11-01 | $189,450 (18.6%) | $235,695 (24.6%) | 0.00 | 89 |
2018-12-01 | $224,900 (34.3%) | $243,176 (22.0%) | 0.00 | 93 |
2019-01-01 | $221,225 (35.8%) | $241,594 (24.9%) | 0.00 | 87 |
2019-02-01 | $196,225 (16.2%) | $238,961 (19.6%) | 0.00 | 79 |
2019-03-01 | $194,349 (13.9%) | $236,600 (17.5%) | 0.00 | 79 |
2019-04-01 | $193,589 (5.2%) | $233,607 (2.7%) | 0.00 | 80 |
2019-05-01 | $212,175 (16.6%) | $257,426 (17.1%) | 0.00 | 78 |
2019-06-01 | $219,900 (22.3%) | $249,169 (11.1%) | 0.00 | 89 |
2019-07-01 | $217,500 (22.3%) | $242,993 (9.4%) | 0.00 | 97 |
2019-08-01 | $218,818 (22.7%) | $260,375 (16.2%) | 0.00 | 113 |
2019-09-01 | $224,545 (24.8%) | $279,855 (17.9%) | 0.00 | 118 |
2019-10-01 | $228,364 (23.3%) | $289,982 (23.6%) | 0.00 | 118 |
2019-11-01 | $219,450 (15.8%) | $285,113 (21.0%) | 0.00 | 110 |
2019-12-01 | $232,875 (3.6%) | $309,559 (27.3%) | 0.00 | 93 |
2020-01-01 | $253,725 (14.7%) | $320,509 (32.7%) | 0.00 | 89 |
2020-02-01 | $242,900 (23.8%) | $313,798 (31.3%) | 0.00 | 76 |
2020-03-01 | $247,000 (27.1%) | $302,335 (27.8%) | 0.00 | 85 |
2020-04-01 | $239,450 (23.7%) | $296,810 (27.1%) | 0.00 | 87 |
2020-05-01 | $249,000 (17.4%) | $307,562 (19.5%) | 0.00 | 80 |
2020-06-01 | $259,225 (17.9%) | $306,763 (23.1%) | 0.00 | 54 |
2020-07-01 | $239,950 (10.3%) | $328,649 (35.3%) | 0.00 | 46 |
2020-08-01 | $237,900 (8.7%) | $322,624 (23.9%) | 0.00 | 41 |
2020-09-01 | $234,900 (4.6%) | $288,706 (3.2%) | 0.00 | 39 |
2020-10-01 | $239,900 (5.1%) | $275,527 (-5.0%) | 0.00 | 37 |
2020-11-01 | $255,000 (16.2%) | $310,728 (9.0%) | 0.00 | 24 |
2020-12-01 | $263,725 (13.3%) | $342,075 (10.5%) | 0.00 | 23 |
2021-01-01 | $257,500 (1.5%) | $350,658 (9.4%) | 0.00 | 18 |
2021-02-01 | $256,875 (5.8%) | $433,016 (38.0%) | 0.00 | 18 |
2021-03-01 | $317,500 (28.5%) | $452,654 (49.7%) | 0.00 | 18 |
2021-04-01 | $277,000 (15.7%) | $373,153 (25.7%) | 0.00 | 18 |
2021-05-01 | $287,450 (15.4%) | $406,630 (32.2%) | 0.00 | 22 |
2021-06-01 | $289,725 (11.8%) | $402,211 (31.1%) | 0.00 | 30 |
2021-07-01 | $325,000 (35.4%) | $436,230 (32.7%) | 0.00 | 37 |
2021-08-01 | $292,250 (22.9%) | $407,139 (26.2%) | 0.00 | 48 |
2021-09-01 | $352,950 (50.3%) | $483,065 (67.3%) | 0.00 | 46 |
2021-10-01 | $350,750 (46.2%) | $455,795 (65.4%) | 0.00 | 50 |
2021-11-01 | $353,300 (38.6%) | $464,150 (49.4%) | 0.00 | 46 |
2021-12-01 | $356,000 (35.0%) | $447,224 (30.7%) | 0.00 | 45 |
2022-01-01 | $342,000 (32.8%) | $481,107 (37.2%) | 0.00 | 37 |
2022-02-01 | $347,025 (35.1%) | $458,530 (5.9%) | 0.00 | 36 |
2022-03-01 | $359,250 (13.2%) | $438,473 (-3.1%) | 0.00 | 44 |
2022-04-01 | $364,540 (31.6%) | $467,375 (25.3%) | 0.00 | 48 |
2022-05-01 | $370,328 (28.8%) | $447,247 (10.0%) | 0.00 | 64 |
2022-06-01 | $369,918 (27.7%) | $426,790 (6.1%) | 0.00 | 71 |
2022-07-01 | $374,016 (15.1%) | $430,507 (-1.3%) | 0.00 | 96 |
2022-08-01 | $384,995 (31.7%) | $447,828 (10.0%) | 0.00 | 105 |
2022-09-01 | $379,975 (7.7%) | $443,841 (-8.1%) | 0.00 | 112 |
2022-10-01 | $377,008 (7.5%) | $433,731 (-4.8%) | 0.00 | 111 |
2022-11-01 | $390,620 (10.6%) | $431,111 (-7.1%) | 0.00 | 112 |
2022-12-01 | $389,750 (9.5%) | $419,574 (-6.2%) | 0.00 | 110 |
2023-01-01 | $396,516 (15.9%) | $422,857 (-12.1%) | 0.00 | 93 |
2023-02-01 | $391,175 (12.7%) | $411,054 (-10.4%) | 0.00 | 95 |
2023-03-01 | $395,566 (10.1%) | $419,645 (-4.3%) | 0.00 | 82 |
2023-04-01 | $395,000 (8.4%) | $404,787 (-13.4%) | 0.00 | 82 |
2023-05-01 | $399,450 (7.9%) | $444,541 (-0.6%) | 0.00 | 97 |
2023-06-01 | $395,198 (6.8%) | $454,867 (6.6%) | 0.00 | 100 |
2023-07-01 | $395,000 (5.6%) | $461,662 (7.2%) | 0.00 | 107 |
2023-08-01 | $390,100 (1.3%) | $452,798 (1.1%) | 0.00 | 106 |
2023-09-01 | $378,900 (-0.3%) | $438,783 (-1.1%) | 0.00 | 122 |
2023-10-01 | $372,240 (-1.3%) | $423,130 (-2.4%) | 0.00 | 119 |
2023-11-01 | $377,000 (-3.5%) | $437,287 (1.4%) | 0.00 | 105 |
2023-12-01 | $383,950 (-1.5%) | $440,687 (5.0%) | 0.00 | 93 |
2024-01-01 | $383,975 (-3.2%) | $452,367 (7.0%) | 0.00 | 78 |
2024-02-01 | $381,900 (-2.4%) | $436,805 (6.3%) | 0.00 | 75 |
2024-03-01 | $399,000 (0.9%) | $454,354 (8.3%) | 0.00 | 78 |
2024-04-01 | $397,000 (0.5%) | $468,924 (15.8%) | 0.00 | 95 |
2024-05-01 | $390,500 (-2.2%) | $482,478 (8.5%) | 0.00 | 105 |
2024-06-01 | $389,000 (-1.6%) | $474,248 (4.3%) | 0.00 | 120 |
2024-07-01 | $389,000 (-1.5%) | $464,142 (0.5%) | 0.00 | 130 |
2024-08-01 | $380,000 (-2.6%) | $454,398 (0.4%) | 0.00 | 142 |
2024-09-01 | $379,900 (0.3%) | $470,633 (7.3%) | 0.00 | 146 |
2024-10-01 | $389,450 (4.6%) | $487,292 (15.2%) | 0.00 | 152 |
2024-11-01 | $392,000 (4.0%) | $476,835 (9.0%) | 0.00 | 138 |
2024-12-01 | $392,725 (2.3%) | $465,945 (5.7%) | 0.00 | 126 |
2025-01-01 | $386,775 (0.7%) | $460,391 (1.8%) | 0.00 | 114 |
Burley's median listing price comes in at 0% of the national average.
Burley's average listing price for 2025-01-01 was $460,391, a difference of $8,024 (1.8%) versus the prior year and $-5,554 versus the prior month.
For the 2025-01-01 period, Burley had 114 MLS listings, a difference of -12 listings (-10%) versus the prior month and 36 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Burley (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,812 sqft |
2018-02-01 | 0 days | 1,888 sqft |
2018-03-01 | 0 days | 1,947 sqft |
2018-04-01 | 0 days | 1,902 sqft |
2018-05-01 | 0 days | 1,896 sqft |
2018-06-01 | 0 days | 1,789 sqft |
2018-07-01 | 0 days | 1,755 sqft |
2018-08-01 | 0 days | 1,810 sqft |
2018-09-01 | 0 days | 1,867 sqft |
2018-10-01 | 0 days | 1,877 sqft |
2018-11-01 | 0 days | 1,860 sqft |
2018-12-01 | 0 days | 1,988 sqft |
2019-01-01 | 0 days | 2,006 sqft |
2019-02-01 | 0 days | 1,882 sqft |
2019-03-01 | 0 days | 1,936 sqft |
2019-04-01 | 0 days | 2,009 sqft |
2019-05-01 | 0 days | 2,025 sqft |
2019-06-01 | 0 days | 2,020 sqft |
2019-07-01 | 0 days | 2,009 sqft |
2019-08-01 | 0 days | 1,985 sqft |
2019-09-01 | 0 days | 1,965 sqft |
2019-10-01 | 0 days | 1,926 sqft |
2019-11-01 | 0 days | 1,901 sqft |
2019-12-01 | 0 days | 1,925 sqft |
2020-01-01 | 0 days | 2,218 sqft |
2020-02-01 | 0 days | 2,177 sqft |
2020-03-01 | 0 days | 1,879 sqft |
2020-04-01 | 0 days | 1,847 sqft |
2020-05-01 | 0 days | 1,879 sqft |
2020-06-01 | 0 days | 1,985 sqft |
2020-07-01 | 0 days | 1,976 sqft |
2020-08-01 | 0 days | 1,748 sqft |
2020-09-01 | 0 days | 1,817 sqft |
2020-10-01 | 0 days | 1,820 sqft |
2020-11-01 | 0 days | 1,820 sqft |
2020-12-01 | 0 days | 2,102 sqft |
2021-01-01 | 0 days | 2,165 sqft |
2021-02-01 | 0 days | 2,473 sqft |
2021-03-01 | 0 days | 2,701 sqft |
2021-04-01 | 0 days | 1,911 sqft |
2021-05-01 | 0 days | 1,965 sqft |
2021-06-01 | 0 days | 1,893 sqft |
2021-07-01 | 0 days | 2,112 sqft |
2021-08-01 | 0 days | 2,039 sqft |
2021-09-01 | 0 days | 1,992 sqft |
2021-10-01 | 0 days | 1,868 sqft |
2021-11-01 | 0 days | 1,976 sqft |
2021-12-01 | 0 days | 1,914 sqft |
2022-01-01 | 0 days | 1,961 sqft |
2022-02-01 | 0 days | 1,792 sqft |
2022-03-01 | 0 days | 1,910 sqft |
2022-04-01 | 0 days | 2,112 sqft |
2022-05-01 | 0 days | 2,011 sqft |
2022-06-01 | 0 days | 1,848 sqft |
2022-07-01 | 0 days | 1,914 sqft |
2022-08-01 | 0 days | 2,031 sqft |
2022-09-01 | 0 days | 1,986 sqft |
2022-10-01 | 0 days | 2,017 sqft |
2022-11-01 | 0 days | 2,022 sqft |
2022-12-01 | 0 days | 2,000 sqft |
2023-01-01 | 0 days | 1,998 sqft |
2023-02-01 | 0 days | 1,908 sqft |
2023-03-01 | 0 days | 1,970 sqft |
2023-04-01 | 0 days | 1,902 sqft |
2023-05-01 | 0 days | 1,980 sqft |
2023-06-01 | 0 days | 1,935 sqft |
2023-07-01 | 0 days | 2,031 sqft |
2023-08-01 | 0 days | 2,096 sqft |
2023-09-01 | 0 days | 1,938 sqft |
2023-10-01 | 0 days | 1,958 sqft |
2023-11-01 | 0 days | 1,968 sqft |
2023-12-01 | 0 days | 2,015 sqft |
2024-01-01 | 0 days | 2,130 sqft |
2024-02-01 | 0 days | 2,123 sqft |
2024-03-01 | 0 days | 2,114 sqft |
2024-04-01 | 0 days | 1,998 sqft |
2024-05-01 | 0 days | 1,949 sqft |
2024-06-01 | 0 days | 1,924 sqft |
2024-07-01 | 0 days | 2,009 sqft |
2024-08-01 | 0 days | 1,892 sqft |
2024-09-01 | 0 days | 1,931 sqft |
2024-10-01 | 0 days | 2,090 sqft |
2024-11-01 | 0 days | 1,969 sqft |
2024-12-01 | 0 days | 2,024 sqft |
2025-01-01 | 0 days | 1,961 sqft |
Burley's median square footage for active listings during the 2025-01-01 period was 1,961 sqft. One year prior, the average listing was 2,130 sqft.