First Colony Mortgage Corporation Rates, Fees & Info
OREM, UTLEI: 5493003V40VGM7YDFM54
Tax ID: 87-0415314
4 stars - Updated: 4/5/25
-
out of 5 stars, based on 87 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Colony Mortgage Corporation is a small mortgage company specializing in Home Purchase loans. First Colony Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Provo, Salt Lake City, Los Angeles, Ogden, and Milwaukee among others. We have data for 336 markets. (Some data included below & more in-depth data is available with an active subscription.)First Colony Mortgage Corporation has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Colony Mortgage Corporation is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.99% | 4/5/25 |
| 30 Year Conventional Refi | 6.89% | 4/5/25 |
| 30 Year Cash-out Refi | 7.26% | 4/5/25 |
| 30 Year FHA Purchase | 7.11% | 4/5/25 |
| 30 Year FHA Refi | 6.90% | 4/5/25 |
| 30 Year VA Purchase | 6.30% | 4/5/25 |
| 30 Year VA Refi | 5.97% | 4/5/25 |
| 30 Year USDA Purchase | 6.92% | 4/5/25 |
| 30 Year USDA Refi | 6.87% | 4/5/25 |
| 15 Year Conventional Purchase | 7.24% | 4/5/25 |
| 15 Year Conventional Refi | 6.28% | 4/5/25 |
| 15 Year Cash-out Refi | 6.28% | 4/5/25 |
| 15 Year FHA Purchase | 6.00% | 4/5/25 |
| 15 Year VA Purchase | 5.38% | 4/5/25 |
| 15 Year VA Refi | 5.59% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
First Colony Mortgage Corporation Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from First Colony Mortgage Corporation. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,567Origination Dollar Volume (All Markets)
$2,896,505,000Awards
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FIRST COLONY MORTGAGE CORPORATION - 2024
FIRST COLONY MORTGAGE CORPORATION is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
First Colony Mortgage Corporation's average 30 year fixed mortgage rate was
6.51%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.04%.
Relative Fees (Closing Costs)
First Colony Mortgage Corporation's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,475.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PROVO-OREM, UT (FHA|USDA|VA) | 1,165 | $528,105,000 | $453,309 | $11,272 | 6.40% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 682 | $286,960,000 | $420,762 | $10,991 | 6.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 211 | $141,615,000 | $671,161 | $10,959 | 6.57% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 286 | $121,170,000 | $423,671 | $10,290 | 6.30% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 315 | $103,595,000 | $328,873 | $5,016 | 6.67% |
| ST. GEORGE, UT (FHA|USDA|VA) | 220 | $86,360,000 | $392,545 | $8,647 | 6.76% |
| LOGAN, UT-ID (FHA|USDA|VA) | 235 | $82,455,000 | $350,872 | $8,651 | 6.43% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 155 | $76,255,000 | $491,968 | $15,178 | 6.60% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 197 | $73,205,000 | $371,599 | $8,989 | 6.32% |
| Outside of Metro Areas | 245 | $67,565,000 | $275,776 | $7,757 | 6.79% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 166 | $62,440,000 | $376,145 | $10,390 | 6.54% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 124 | $60,610,000 | $488,790 | $11,295 | 6.40% |
| GREEN BAY, WI (FHA|USDA|VA) | 219 | $53,095,000 | $242,443 | $5,591 | 6.62% |
| BOISE CITY, ID (FHA|USDA|VA) | 108 | $49,020,000 | $453,889 | $9,398 | 6.54% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 94 | $45,620,000 | $485,319 | $9,251 | 6.57% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 60 | $41,380,000 | $689,667 | $12,096 | 6.32% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 86 | $32,820,000 | $381,628 | $8,703 | 6.66% |
| POCATELLO, ID (FHA|USDA|VA) | 127 | $32,365,000 | $254,843 | $7,561 | 6.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 65 | $31,865,000 | $490,231 | $16,486 | 7.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 88 | $30,970,000 | $351,932 | $9,280 | 6.48% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 45 | $28,665,000 | $637,000 | $9,946 | 6.72% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 83 | $27,845,000 | $335,482 | $9,060 | 6.75% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 56 | $23,460,000 | $418,929 | $10,195 | 6.57% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 72 | $22,050,000 | $306,250 | $6,236 | 6.53% |
| Heber, UT (FHA|USDA|VA) | 33 | $21,435,000 | $649,545 | $9,928 | 6.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 39 | $20,005,000 | $512,949 | $8,926 | 6.42% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 57 | $18,375,000 | $322,368 | $8,806 | 6.62% |
| Ontario, OR-ID (FHA|USDA|VA) | 61 | $17,835,000 | $292,377 | $10,086 | 6.69% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 53 | $17,505,000 | $330,283 | $9,503 | 6.20% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 35 | $16,955,000 | $484,429 | $7,185 | 6.57% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $15,285,000 | $664,565 | $11,831 | 6.59% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 41 | $15,065,000 | $367,439 | $9,070 | 6.38% |
| Marinette, WI-MI (FHA|USDA|VA) | 85 | $14,375,000 | $169,118 | $5,065 | 6.50% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 32 | $13,840,000 | $432,500 | $10,657 | 6.81% |
| KNOXVILLE, TN (FHA|USDA|VA) | 51 | $13,415,000 | $263,039 | $7,103 | 6.46% |
| FARGO, ND-MN (FHA|USDA|VA) | 42 | $12,690,000 | $302,143 | $9,627 | 6.31% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 52 | $12,620,000 | $242,692 | $6,312 | 6.58% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 26 | $12,570,000 | $483,462 | $8,597 | 6.29% |
| RENO, NV (FHA|USDA|VA) | 26 | $12,340,000 | $474,615 | $10,398 | 6.12% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 25 | $11,935,000 | $477,400 | $14,634 | 6.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 37 | $11,685,000 | $315,811 | $7,573 | 6.59% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 18 | $10,010,000 | $556,111 | $4,385 | 6.50% |
| Statesboro, GA (FHA|USDA|VA) | 36 | $10,010,000 | $278,056 | $7,486 | 6.57% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 28 | $8,640,000 | $308,571 | $8,525 | 6.55% |
| APPLETON, WI (FHA|USDA|VA) | 34 | $8,640,000 | $254,118 | $5,634 | 6.42% |
| OCALA, FL (FHA|USDA|VA) | 40 | $8,540,000 | $213,500 | $6,500 | 6.23% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 19 | $8,435,000 | $443,947 | $7,511 | 6.56% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 26 | $8,120,000 | $312,308 | $8,481 | 6.75% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 26 | $8,020,000 | $308,462 | $7,312 | 6.97% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $7,840,000 | $392,000 | $11,055 | 6.84% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 23 | $7,785,000 | $338,478 | $12,163 | 6.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 33 | $7,305,000 | $221,364 | $9,068 | 6.28% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 20 | $7,130,000 | $356,500 | $9,782 | 6.56% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 31 | $7,095,000 | $228,871 | $6,537 | 6.67% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 21 | $7,055,000 | $335,952 | $7,932 | 6.41% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 17 | $7,055,000 | $415,000 | $10,230 | 6.28% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 25 | $6,965,000 | $278,600 | $4,461 | 6.61% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $6,885,000 | $405,000 | $11,453 | 5.88% |
| JONESBORO, AR (FHA|USDA|VA) | 48 | $6,660,000 | $138,750 | $4,063 | 6.38% |
| Rexburg, ID (FHA|USDA|VA) | 18 | $6,590,000 | $366,111 | $9,865 | 6.64% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 37 | $6,355,000 | $171,757 | $5,035 | 6.62% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 16 | $6,310,000 | $394,375 | $9,876 | 6.39% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 13 | $6,285,000 | $483,462 | $11,686 | 6.38% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 21 | $6,255,000 | $297,857 | $5,790 | 6.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 12 | $6,100,000 | $508,333 | $13,165 | 6.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $5,950,000 | $371,875 | $9,091 | 6.41% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $5,865,000 | $651,667 | $16,827 | 6.83% |
| READING, PA (FHA|USDA|VA) | 15 | $5,825,000 | $388,333 | $10,412 | 6.41% |
| Blackfoot, ID (FHA|USDA|VA) | 19 | $5,355,000 | $281,842 | $8,653 | 6.72% |
| Cedar City, UT (FHA|USDA|VA) | 15 | $5,265,000 | $351,000 | $10,867 | 6.82% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $5,215,000 | $745,000 | $17,279 | 8.13% |
| DECATUR, AL (FHA|USDA|VA) | 21 | $5,165,000 | $245,952 | $7,736 | 6.37% |
| PITTSBURGH, PA (FHA|USDA|VA) | 25 | $5,125,000 | $205,000 | $7,533 | 6.71% |
| COLUMBUS, OH (FHA|USDA|VA) | 14 | $5,040,000 | $360,000 | $7,241 | 6.42% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 13 | $5,025,000 | $386,538 | $16,183 | 7.26% |
| LYNCHBURG, VA (FHA|USDA|VA) | 16 | $4,980,000 | $311,250 | $6,307 | 6.49% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 12 | $4,720,000 | $393,333 | $7,882 | 6.67% |
| Manitowoc, WI (FHA|USDA|VA) | 25 | $4,645,000 | $185,800 | $5,189 | 6.50% |
| Jefferson, GA (FHA|USDA|VA) | 12 | $4,400,000 | $366,667 | $12,583 | 6.47% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $4,365,000 | $335,769 | $7,441 | 6.79% |
| TULSA, OK (FHA|USDA|VA) | 13 | $4,335,000 | $333,462 | $3,801 | 6.60% |
| PANAMA CITY, FL (FHA|USDA|VA) | 14 | $4,280,000 | $305,714 | $11,158 | 7.19% |
| ROANOKE, VA (FHA|USDA|VA) | 13 | $4,175,000 | $321,154 | $7,774 | 6.57% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 12 | $4,040,000 | $336,667 | $10,748 | 6.27% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 10 | $3,960,000 | $396,000 | $7,896 | 6.81% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $3,935,000 | $302,692 | $6,684 | 6.54% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 10 | $3,920,000 | $392,000 | $8,128 | 6.54% |
| Columbus, MS (FHA|USDA|VA) | 15 | $3,865,000 | $257,667 | $8,968 | 6.33% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 12 | $3,750,000 | $312,500 | $6,636 | 7.13% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $3,725,000 | $286,538 | $11,544 | 7.23% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 18 | $3,670,000 | $203,889 | $4,570 | 6.75% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 13 | $3,535,000 | $271,923 | $6,976 | 6.63% |
| RACINE, WI (FHA|USDA|VA) | 12 | $3,460,000 | $288,333 | $6,916 | 6.56% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 14 | $3,430,000 | $245,000 | $6,447 | 6.53% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $3,250,000 | $406,250 | $8,961 | 6.47% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 10 | $3,190,000 | $319,000 | $7,539 | 6.54% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $4,388 | 6.50% |
| MADERA, CA (FHA|USDA|VA) | 7 | $3,145,000 | $449,286 | $10,352 | 6.57% |
| NAPA, CA (FHA|USDA|VA) | 4 | $3,060,000 | $765,000 | $8,255 | 6.44% |
| Vernal, UT (FHA|USDA|VA) | 11 | $3,025,000 | $275,000 | $8,181 | 6.98% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $2,960,000 | $370,000 | $8,692 | 6.72% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $6,152 | 6.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $2,820,000 | $352,500 | $8,758 | 6.33% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $13,933 | 7.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 15 | $2,725,000 | $181,667 | $7,345 | 6.49% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 9 | $2,715,000 | $301,667 | $6,046 | 6.71% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $6,031 | 6.44% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,650,000 | $441,667 | $9,205 | 6.56% |
| MADISON, WI (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $6,746 | 6.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $4,503 | 6.28% |
| Cullman, AL (FHA|USDA|VA) | 6 | $2,580,000 | $430,000 | $8,135 | 6.44% |
| LOUISVILLE, KY (FHA|USDA|VA) | 10 | $2,560,000 | $256,000 | $4,589 | 6.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,525,000 | $280,556 | $6,214 | 6.85% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,440,000 | $244,000 | $7,892 | 6.40% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 4 | $2,380,000 | $595,000 | $8,664 | 6.56% |
| Beaver Dam, WI (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $3,703 | 6.65% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $11,134 | 7.25% |
| SALINAS, CA (FHA|USDA|VA) | 5 | $2,335,000 | $467,000 | $16,418 | 6.43% |
| FOND DU LAC, WI (FHA|USDA|VA) | 9 | $2,315,000 | $257,222 | $4,798 | 6.57% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $9,865 | 7.27% |
| Burley, ID (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $9,457 | 7.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $10,616 | 6.05% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $2,030,000 | $338,333 | $9,190 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $15,430 | 5.75% |
| Cordele, GA (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $5,837 | 6.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $5,654 | 7.04% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $9,419 | 6.42% |
| Outside of Metro Areas | 3 | $1,895,000 | $631,667 | $11,194 | 6.46% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $3,936 | 6.82% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $3,699 | 6.79% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $8,548 | 6.66% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,765,000 | $588,333 | $10,415 | 6.29% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $9,507 | 6.96% |
| Milledgeville, GA (FHA|USDA|VA) | 6 | $1,730,000 | $288,333 | $6,323 | 6.77% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $7,578 | 6.52% |
| Shawano, WI (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $5,445 | 6.95% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $11,053 | 6.38% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $12,350 | 6.78% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,675,000 | $558,333 | $6,364 | 6.46% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $8,110 | 6.65% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $7,924 | 6.81% |
| Sevierville, TN (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $9,726 | 6.90% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $11,504 | 6.66% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $9,568 | 7.07% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $13,131 | 6.47% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $8,238 | 7.58% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $7,312 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $8,405 | 6.38% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,420,000 | $355,000 | $9,169 | 6.72% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $1,415,000 | $471,667 | $7,256 | 5.96% |
| Holland, MI (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $10,537 | 6.66% |
| LUBBOCK, TX (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $5,301 | 6.41% |
| Laurel, MS (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,879 | 6.17% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $9,646 | 6.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $10,075 | 5.92% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $4,373 | 6.61% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $8,326 | 6.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $10,225 | 6.33% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $3,733 | 6.50% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $17,873 | 6.29% |
| FLINT, MI (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,479 | 6.37% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $4,786 | 6.66% |
| Albertville, AL (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $6,071 | 6.40% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,787 | 6.71% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,859 | 6.38% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $7,619 | 7.21% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,130,000 | $565,000 | $15,958 | 5.56% |
| Price, UT (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,022 | 6.92% |
| Dublin, GA (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $7,169 | 6.40% |
| CASPER, WY (FHA|USDA|VA) | 2 | $1,080,000 | $540,000 | $9,108 | 6.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,982 | 6.37% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $6,389 | 6.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $3,342 | 5.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $12,920 | 5.94% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $0 | 8.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $11,104 | 7.19% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $7,515 | 6.53% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,493 | 5.85% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $7,555 | 6.92% |
| Elko, NV (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $10,961 | 5.88% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $13,382 | 7.04% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $8,266 | 6.19% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $9,640 | 6.19% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $9,101 | 6.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $9,431 | 6.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $9,704 | 5.63% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $14,466 | 6.50% |
| Picayune, MS (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,564 | 6.25% |
| Laconia, NH (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,817 | 6.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $9,041 | 6.54% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $6,491 | 8.50% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $9,659 | 6.33% |
| Meridian, MS (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $4,954 | 6.19% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,759 | 6.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,364 | 6.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $8,446 | 6.56% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $0 | 6.38% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $31,509 | 6.63% |
| Athens, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $11,211 | 8.06% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $12,364 | 6.81% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $15,328 | 5.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $14,066 | 6.00% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,985 | 6.19% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,313 | 6.13% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,102 | 6.00% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,804 | 6.25% |
| Fallon, NV (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $9,756 | 5.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,713 | 6.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $7,494 | 6.13% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $11,912 | 6.56% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,269 | 6.19% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $12,281 | 6.75% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,219 | 6.67% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,251 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $8,486 | 7.33% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,832 | 5.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,210 | 6.56% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,907 | 6.42% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,438 | 6.38% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,340 | 6.63% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,806 | 6.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,006 | 6.58% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $26,658 | 6.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $2,940 | 5.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,180 | 6.38% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,411 | 6.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $12,250 | 6.25% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $11,549 | 5.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $10,151 | 4.75% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,726 | 5.56% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,271 | 5.63% |
| Ruston, LA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,143 | 6.94% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,606 | 5.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,770 | 6.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,293 | 6.50% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,052 | 6.69% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,278 | 5.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,362 | 6.88% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,404 | 6.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 7.08% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,709 | 7.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,610 | 7.06% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $10,755 | 5.75% |
| Starkville, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,983 | 6.38% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,061 | 8.49% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 7.17% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,162 | 7.13% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,354 | 6.13% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,701 | 6.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,594 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,933 | 6.25% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,946 | 5.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,374 | 6.13% |
| Evanston, WY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,406 | 7.00% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,703 | 6.44% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,632 | 6.69% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,136 | 8.13% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,772 | 6.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,908 | 6.75% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,772 | 5.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,078 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,974 | 6.88% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,365 | 5.75% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,301 | 7.13% |
| Adrian, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,368 | 6.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,968 | 6.63% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,305 | 6.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,832 | 6.63% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,062 | 5.75% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,375 | 5.13% |
| Jasper, AL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,997 | 6.13% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,089 | 6.63% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,596 | 6.38% |
| Susanville, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,685 | 5.75% |
| MERCED, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,203 | 5.75% |
| CHICO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,700 | 5.25% |
| Concord, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,663 | 7.38% |
| Columbus, NE (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,393 | 7.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,099 | 6.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,099 | 5.88% |
| Bluefield, WV-VA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,678 | 6.44% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,238 | 7.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,585 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,651 | 8.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,261 | 6.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,018 | 7.50% |
| Dickinson, ND (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,548 | 6.25% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,646 | 6.88% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,037 | 6.88% |
| Athens, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,256 | 6.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,142 | 5.75% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,685 | 6.13% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,057 | 6.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,195 | 6.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,588 | 6.50% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,186 | 6.63% |
| Clarksburg, WV (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,981 | 6.31% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,428 | 7.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,074 | 6.63% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,896 | 6.50% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,254 | 6.13% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,811 | 6.63% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,115 | 7.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,737 | 7.13% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,908 | 6.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,898 | 6.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,858 | 6.38% |
| Newport, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,636 | 6.75% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,238 | 6.25% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,035 | 6.13% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,681 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,867 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,250 | 6.88% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,418 | 6.63% |
| ROME, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,877 | 6.25% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,591 | 6.88% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,730 | 6.38% |
| Danville, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,179 | 7.99% |
| REDDING, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,931 | 7.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,334 | 6.25% |
| DuBois, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,458 | 6.75% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,674 | 6.63% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,730 | 5.63% |
| Levelland, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,361 | 6.50% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,335 | 6.88% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,242 | 6.88% |
| New Castle, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,650 | 6.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,672 | 7.00% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,291 | 7.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,204 | 6.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,088 | 6.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.50% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,933 | 7.75% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,682 | 6.75% |
| Craig, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,630 | 6.13% |
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ADVANTAGE PLUS
Similarity Rank: 198
Similarity Rank: 198
SOUTHLAND CREDIT UNION
Similarity Rank: 216
Similarity Rank: 216
WEBER STATE FEDERAL CREDIT UNION
Similarity Rank: 222
Similarity Rank: 222
State Bank of Southern Utah
Similarity Rank: 272
Similarity Rank: 272
Citizens First Bank
Similarity Rank: 305
Similarity Rank: 305
LBS FINANCIAL
Similarity Rank: 348
Similarity Rank: 348
Product Mix
For 2024, First Colony Mortgage Corporation's most frequently originated type of loan was Conventional, with 5,235 originations. Their 2nd most popular type was FHA, with 1,617 originations.
Loan Reason
For 2024, First Colony Mortgage Corporation's most frequently cited loan purpose was Home Purchase, with 6,461 originations. The 2nd most popular reason was Refi, with 584 originations.
Loan Duration/Length
For 2024, First Colony Mortgage Corporation's most frequently cited loan duration was 30 Year, with 7,352 originations. The 2nd most popular length was 15 Year, with 112 originations.
Origination Fees/Closing Costs
First Colony Mortgage Corporation's average total fees were $9,475, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,754 originations.
Interest Rates
During 2024, First Colony Mortgage Corporation's average interest rate for loans was 6.51%, while their most frequently originated rate bucket for loans was 6-7%, with 4,415 originations.
Loan Sizing
2024 saw First Colony Mortgage Corporation place emphasis on $200k-400k loans with 3,124 originations, totaling $942,570,000 in origination value.
Applicant Income
First Colony Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 2,059 originations. The second most popular income band? $150k-250k, with 1,575 originations.
Applicant Debt to Income Ratio
First Colony Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 1,749 originations. The next most common DTI ratio? 30-36%, with 1,207 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.58%
First Colony Mortgage Corporation has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.01%
First Colony Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,567 | $2,896,505,000 | $382,781 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7,567 | $2,896,505,000 | $382,781 |