Green Bay USDA Loan Rates, Closing Costs & Stats
GREEN BAY, WI
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Green Bay's 7 lenders originated 23 USDA loans during 2022. The total origination value was $4,065,000, with an average USDA loan value of $176,739.
Green Bay USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Green Bay
averaged
5.78%
for the week of 2024-03-15, compared to the national average (all USDA variants) of
6.587% for the same period.
Green Bay's average USDA mortgage closing costs are $4,060.
The average rate for the prior week (2024-03-08) was
6.08% and
one month ago for the week of 2024-02-09, the
average rate was 6.01%.
The average rate one year ago was 6.11%.
For refis of the same type during the week of 2024-03-15, the average rate
was 4.88%.
Green Bay USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Green Bay level.
Name | # of Loans | 2022 Avg. 30yFix Rate | 2022 Avg. Closing Costs |
---|---|---|---|
FINANCE OF AMERICA MORTGAGE LLC | 16 | 5.09% | $5,059 |
CHERRY CREEK MORTGAGE, LLC | 2 | 5.75% | $2,140 |
GUARANTEED RATE, INC. | 1 | 3.88% | $5,770 |
Loan Simple, Inc. | 1 | 3.13% | $3,151 |
UNITED WHOLESALE MORTGAGE, LLC | 1 | 4.25% | $4,929 |
Flagstar Bank, FSB | 1 | 3.25% | $3,915 |
CARDINAL FINANCIAL | 1 | 5.25% | $8,036 |
The top Green Bay USDA lender as defined by loan originations is FINANCE OF AMERICA MORTGAGE LLC, with
16 USDA loans originated. Their average total fees are
$5,059, which is $2,919
higher than the next largest lender,
CHERRY CREEK MORTGAGE, LLC.
The lowest fee Green Bay USDA lenders (with over 10 loans originated) are
FINANCE OF AMERICA MORTGAGE LLC ($5,059), .
The lowest rate Green Bay USDA lenders (with over 10 loans originated) are
FINANCE OF AMERICA MORTGAGE LLC (5.09%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $214,925 (19.5%) | $261,790 (14.9%) | 0.80 | 1,071 |
2018-02-01 | $219,650 (20.4%) | $264,024 (12.9%) | 0.80 | 1,116 |
2018-03-01 | $224,900 (18.7%) | $263,619 (11.7%) | 0.79 | 1,129 |
2018-04-01 | $253,200 (33.3%) | $301,735 (28.5%) | 0.86 | 765 |
2018-05-01 | $259,900 (32.7%) | $304,616 (28.5%) | 0.87 | 798 |
2018-06-01 | $249,900 (25.1%) | $300,595 (26.6%) | 0.83 | 892 |
2018-07-01 | $249,925 (27.2%) | $301,410 (29.0%) | 0.83 | 944 |
2018-08-01 | $246,400 (28.7%) | $292,538 (24.5%) | 0.83 | 1,040 |
2018-09-01 | $244,900 (27.3%) | $290,070 (21.4%) | 0.82 | 1,065 |
2018-10-01 | $237,450 (19.1%) | $281,539 (16.7%) | 0.80 | 1,031 |
2018-11-01 | $229,925 (15.5%) | $277,827 (13.7%) | 0.78 | 992 |
2018-12-01 | $230,700 (15.4%) | $280,880 (11.4%) | 0.80 | 895 |
2019-01-01 | $239,900 (11.6%) | $279,088 (6.6%) | 0.83 | 790 |
2019-02-01 | $249,900 (13.8%) | $291,350 (10.4%) | 0.84 | 728 |
2019-03-01 | $256,371 (14.0%) | $303,773 (15.2%) | 0.84 | 713 |
2019-04-01 | $267,450 (5.6%) | $315,132 (4.4%) | 0.85 | 712 |
2019-05-01 | $264,950 (1.9%) | $310,507 (1.9%) | 0.83 | 785 |
2019-06-01 | $259,900 (4.0%) | $306,030 (1.8%) | 0.81 | 881 |
2019-07-01 | $252,075 (0.9%) | $292,743 (-2.9%) | 0.79 | 950 |
2019-08-01 | $249,099 (1.1%) | $288,085 (-1.5%) | 0.79 | 959 |
2019-09-01 | $247,748 (1.2%) | $287,444 (-0.9%) | 0.79 | 957 |
2019-10-01 | $248,449 (4.6%) | $290,746 (3.3%) | 0.80 | 927 |
2019-11-01 | $259,900 (13.0%) | $297,937 (7.2%) | 0.85 | 793 |
2019-12-01 | $266,225 (15.4%) | $309,772 (10.3%) | 0.89 | 735 |
2020-01-01 | $269,900 (12.5%) | $321,528 (15.2%) | 0.90 | 652 |
2020-02-01 | $279,900 (12.0%) | $325,204 (11.6%) | 0.92 | 622 |
2020-03-01 | $286,100 (11.6%) | $333,918 (9.9%) | 0.90 | 645 |
2020-04-01 | $282,425 (5.6%) | $335,331 (6.4%) | 0.88 | 637 |
2020-05-01 | $289,900 (9.4%) | $343,183 (10.5%) | 0.88 | 589 |
2020-06-01 | $292,675 (12.6%) | $340,825 (11.4%) | 0.86 | 576 |
2020-07-01 | $296,450 (17.6%) | $347,789 (18.8%) | 0.86 | 531 |
2020-08-01 | $284,900 (14.4%) | $340,829 (18.3%) | 0.82 | 504 |
2020-09-01 | $262,900 (6.1%) | $330,598 (15.0%) | 0.75 | 494 |
2020-10-01 | $267,450 (7.7%) | $341,303 (17.4%) | 0.77 | 462 |
2020-11-01 | $267,450 (2.9%) | $345,476 (16.0%) | 0.78 | 438 |
2020-12-01 | $271,150 (1.9%) | $351,244 (13.4%) | 0.81 | 370 |
2021-01-01 | $279,900 (3.7%) | $363,740 (13.1%) | 0.84 | 310 |
2021-02-01 | $296,400 (5.9%) | $392,997 (20.9%) | 0.86 | 276 |
2021-03-01 | $309,900 (8.3%) | $407,490 (22.0%) | 0.88 | 271 |
2021-04-01 | $299,900 (6.2%) | $402,127 (19.9%) | 0.81 | 273 |
2021-05-01 | $299,900 (3.5%) | $396,105 (15.4%) | 0.80 | 286 |
2021-06-01 | $307,400 (5.0%) | $388,909 (14.1%) | 0.81 | 331 |
2021-07-01 | $319,900 (7.9%) | $392,407 (12.8%) | 0.84 | 385 |
2021-08-01 | $320,450 (12.5%) | $395,822 (16.1%) | 0.85 | 396 |
2021-09-01 | $309,750 (17.8%) | $380,167 (15.0%) | 0.83 | 428 |
2021-10-01 | $317,450 (18.7%) | $375,611 (10.1%) | 0.85 | 422 |
2021-11-01 | $325,950 (21.9%) | $394,062 (14.1%) | 0.87 | 346 |
2021-12-01 | $335,900 (23.9%) | $409,136 (16.5%) | 0.91 | 302 |
2022-01-01 | $337,400 (20.5%) | $432,986 (19.0%) | 0.91 | 254 |
2022-02-01 | $343,450 (15.9%) | $449,314 (14.3%) | 0.89 | 222 |
2022-03-01 | $343,925 (11.0%) | $450,719 (10.6%) | 0.86 | 229 |
2022-04-01 | $384,700 (28.3%) | $467,618 (16.3%) | 0.92 | 309 |
2022-05-01 | $377,450 (25.9%) | $458,203 (15.7%) | 0.86 | 357 |
2022-06-01 | $392,400 (27.7%) | $461,871 (18.8%) | 0.87 | 430 |
2022-07-01 | $389,900 (21.9%) | $447,231 (14.0%) | 0.88 | 505 |
2022-08-01 | $389,925 (21.7%) | $449,833 (13.7%) | 0.90 | 489 |
2022-09-01 | $392,400 (26.7%) | $448,419 (18.0%) | 0.92 | 469 |
2022-10-01 | $405,900 (27.9%) | $467,983 (24.6%) | 0.96 | 501 |
2022-11-01 | $399,950 (22.7%) | $466,885 (18.5%) | 0.96 | 487 |
2022-12-01 | $408,900 (21.7%) | $473,107 (15.6%) | 1.01 | 441 |
2023-01-01 | $424,488 (25.8%) | $489,184 (13.0%) | 1.05 | 397 |
2023-02-01 | $434,400 (26.5%) | $506,508 (12.7%) | 1.05 | 330 |
2023-03-01 | $429,900 (25.0%) | $527,303 (17.0%) | 1.01 | 320 |
2023-04-01 | $413,750 (7.6%) | $516,266 (10.4%) | 0.96 | 274 |
2023-05-01 | $401,925 (6.5%) | $511,361 (11.6%) | 0.91 | 279 |
2023-06-01 | $398,700 (1.6%) | $488,707 (5.8%) | 0.90 | 311 |
2023-07-01 | $410,000 (5.2%) | $512,449 (14.6%) | 0.93 | 374 |
2023-08-01 | $417,425 (7.1%) | $507,319 (12.8%) | 0.96 | 380 |
2023-09-01 | $417,400 (6.4%) | $502,908 (12.2%) | 0.97 | 415 |
2023-10-01 | $422,400 (4.1%) | $500,113 (6.9%) | 0.99 | 451 |
2023-11-01 | $412,200 (3.1%) | $518,380 (11.0%) | 0.98 | 443 |
2023-12-01 | $424,800 (3.9%) | $540,915 (14.3%) | 1.04 | 389 |
2024-01-01 | $426,150 (0.4%) | $547,637 (12.0%) | 1.04 | 361 |
Green Bay's median listing price comes in at 104% of the national average.
Green Bay's average listing price for 2024-01-01 was $547,637, a difference of $58,453 (12.0%) versus the prior year and $6,722 versus the prior month.
For the 2024-01-01 period, Green Bay had 361 MLS listings, a difference of -28 listings (-7%) versus the prior month and -36 listings (-9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Green Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 99 days | 0 sqft |
2018-02-01 | 91 days | 0 sqft |
2018-03-01 | 61 days | 0 sqft |
2018-04-01 | 58 days | 0 sqft |
2018-05-01 | 54 days | 0 sqft |
2018-06-01 | 49 days | 0 sqft |
2018-07-01 | 52 days | 0 sqft |
2018-08-01 | 57 days | 0 sqft |
2018-09-01 | 59 days | 0 sqft |
2018-10-01 | 66 days | 0 sqft |
2018-11-01 | 71 days | 0 sqft |
2018-12-01 | 85 days | 0 sqft |
2019-01-01 | 91 days | 0 sqft |
2019-02-01 | 96 days | 0 sqft |
2019-03-01 | 83 days | 0 sqft |
2019-04-01 | 68 days | 0 sqft |
2019-05-01 | 53 days | 0 sqft |
2019-06-01 | 50 days | 0 sqft |
2019-07-01 | 53 days | 0 sqft |
2019-08-01 | 58 days | 0 sqft |
2019-09-01 | 62 days | 0 sqft |
2019-10-01 | 66 days | 0 sqft |
2019-11-01 | 74 days | 0 sqft |
2019-12-01 | 81 days | 0 sqft |
2020-01-01 | 92 days | 0 sqft |
2020-02-01 | 92 days | 0 sqft |
2020-03-01 | 63 days | 0 sqft |
2020-04-01 | 65 days | 0 sqft |
2020-05-01 | 78 days | 0 sqft |
2020-06-01 | 71 days | 0 sqft |
2020-07-01 | 58 days | 0 sqft |
2020-08-01 | 57 days | 0 sqft |
2020-09-01 | 55 days | 0 sqft |
2020-10-01 | 59 days | 0 sqft |
2020-11-01 | 61 days | 0 sqft |
2020-12-01 | 71 days | 0 sqft |
2021-01-01 | 85 days | 0 sqft |
2021-02-01 | 70 days | 0 sqft |
2021-03-01 | 52 days | 0 sqft |
2021-04-01 | 39 days | 0 sqft |
2021-05-01 | 37 days | 0 sqft |
2021-06-01 | 34 days | 0 sqft |
2021-07-01 | 43 days | 0 sqft |
2021-08-01 | 45 days | 0 sqft |
2021-09-01 | 47 days | 0 sqft |
2021-10-01 | 49 days | 0 sqft |
2021-11-01 | 53 days | 0 sqft |
2021-12-01 | 60 days | 0 sqft |
2022-01-01 | 66 days | 0 sqft |
2022-02-01 | 70 days | 0 sqft |
2022-03-01 | 42 days | 0 sqft |
2022-04-01 | 24 days | 0 sqft |
2022-05-01 | 40 days | 0 sqft |
2022-06-01 | 39 days | 0 sqft |
2022-07-01 | 44 days | 0 sqft |
2022-08-01 | 55 days | 0 sqft |
2022-09-01 | 65 days | 0 sqft |
2022-10-01 | 67 days | 0 sqft |
2022-11-01 | 69 days | 0 sqft |
2022-12-01 | 80 days | 0 sqft |
2023-01-01 | 99 days | 0 sqft |
2023-02-01 | 109 days | 0 sqft |
2023-03-01 | 79 days | 0 sqft |
2023-04-01 | 47 days | 0 sqft |
2023-05-01 | 40 days | 0 sqft |
2023-06-01 | 36 days | 0 sqft |
2023-07-01 | 36 days | 0 sqft |
2023-08-01 | 44 days | 0 sqft |
2023-09-01 | 45 days | 0 sqft |
2023-10-01 | 49 days | 0 sqft |
2023-11-01 | 54 days | 0 sqft |
2023-12-01 | 74 days | 0 sqft |
2024-01-01 | 81 days | 0 sqft |
Green Bay's median square footage for active listings during the 2024-01-01 period was 0 sqft. One year prior, the average listing was 0 sqft.