Flagstar Bank Fsb Mortgage Rates, Fees & Info
Troy, MILEI: SS1TRMSN6BRNMOREEV51
Tax ID: 38-2734984
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data *NEW*
Overview
Flagstar Bank Fsb is a large bank specializing in Refi and Home Purchase loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Los Angeles, Riverside, Anaheim, San Diego, and Warren among others. They have an average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Flagstar Bank Fsb is typically an average fee lendor.Originations
121,216Origination Dollar Volume (All Markets)
$36,792,330,000Employee count
5,214Relative Rate
Flagstar Bank Fsb's average 30 year fixed rate mortgage was
3.34%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.02%.
Relative Fees
Flagstar Bank Fsb's average total fees for a 30 year fixed rate
mortgage are $4,630.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 110,040 | $33,638,720,000 | $305,695 | $4,005 | 3.26% |
| FHA | 5,820 | $1,399,470,000 | $240,459 | $8,190 | 3.41% |
| VA | 4,559 | $1,623,265,000 | $356,057 | $5,678 | 3.16% |
| USDA | 797 | $130,875,000 | $164,210 | $5,215 | 3.51% |
For the 2020 period, Flagstar Bank Fsb's most frequently originated loan type was Conventional, with 110,040 originations. Their 2nd most popular type is FHA, with 5,820 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 58,203 | $18,160,135,000 | $312,014 | $3,403 | 3.13% |
| Home Purchase | 43,558 | $13,269,820,000 | $304,647 | $5,343 | 3.33% |
| Cash Out Refi | 17,522 | $5,072,440,000 | $289,490 | $4,600 | 3.45% |
| Other | 1,076 | $178,080,000 | $165,502 | $4,551 | 4.18% |
| Home Improvement | 857 | $111,855,000 | $130,519 | $4,015 | 4.42% |
For the 2020, Flagstar Bank Fsb's most frequently cited loan purpose was Refi, with 58,203 originations. The 2nd most popular reason was Home Purchase, with 43,558 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 95,497 | $30,193,505,000 | $316,172 | $4,547 | 3.34% |
| 15 Year | 16,120 | $4,089,880,000 | $253,715 | $3,322 | 2.84% |
| 20 Year | 6,694 | $1,738,370,000 | $259,691 | $3,229 | 3.21% |
| Other | 1,877 | $527,335,000 | $280,946 | $3,233 | 3.16% |
| 10 Year | 805 | $151,145,000 | $187,758 | $2,759 | 3.00% |
| 30+ year | 146 | $71,990,000 | $493,082 | $8,952 | 4.35% |
| 3 Year | 39 | $18,775,000 | $481,410 | $100 | 6.19% |
| 5 Year | 38 | $1,330,000 | $35,000 | $0 | 5.12% |
For the 2020, Flagstar Bank Fsb's most frequently cited loan length was 30 Year, with 95,497 originations. The 2nd most popular length was 15 Year, with 16,120 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 53,906 | $16,864,770,000 | $312,855 |
| $<1k | 29,310 | $8,398,040,000 | $286,525 |
| $2k-3k | 13,695 | $3,635,545,000 | $265,465 |
| $3k-4k | 12,638 | $3,827,120,000 | $302,826 |
| $5k+ | 8,036 | $3,550,950,000 | $441,880 |
$4,630 was Flagstar Bank Fsb's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 53,906 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6,024 | $2,467,220,000 | $409,565 | $4,239 | 3.21% |
| Outside of Metro Areas | 8,931 | $2,005,405,000 | $224,544 | $4,137 | 3.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,869 | $1,566,955,000 | $321,823 | $4,680 | 3.28% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3,349 | $1,462,685,000 | $436,753 | $4,325 | 3.18% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 2,739 | $1,179,115,000 | $430,491 | $5,012 | 3.22% |
| WARREN-TROY-FARMINGTON HILLS, MI | 5,222 | $1,116,390,000 | $213,786 | $2,607 | 3.33% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,922 | $1,091,830,000 | $278,386 | $5,491 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ | 3,499 | $1,005,395,000 | $287,338 | $3,482 | 3.31% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 2,084 | $960,820,000 | $461,046 | $3,865 | 3.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 2,656 | $937,800,000 | $353,087 | $3,928 | 3.23% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,655 | $899,175,000 | $543,308 | $4,305 | 3.15% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1,335 | $840,285,000 | $629,427 | $4,942 | 3.17% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,806 | $757,840,000 | $270,078 | $4,053 | 3.15% |
| SEATTLE-BELLEVUE-KENT, WA | 1,748 | $735,050,000 | $420,509 | $4,481 | 3.19% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,155 | $709,045,000 | $329,023 | $4,161 | 3.15% |
| DENVER-AURORA-LAKEWOOD, CO | 1,779 | $603,925,000 | $339,474 | $3,528 | 3.25% |
| SANTA CRUZ-WATSONVILLE, CA | 1,024 | $541,710,000 | $529,014 | $5,626 | 3.27% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 2,024 | $515,650,000 | $254,768 | $3,853 | 3.18% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 1,738 | $481,050,000 | $276,784 | $3,788 | 3.25% |
| SANTA ROSA-PETALUMA, CA | 1,122 | $478,280,000 | $426,275 | $4,763 | 3.28% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 998 | $471,320,000 | $472,265 | $4,659 | 3.26% |
| DALLAS-PLANO-IRVING, TX | 1,524 | $437,070,000 | $286,791 | $5,133 | 3.23% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,049 | $395,425,000 | $376,954 | $4,848 | 3.19% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,269 | $388,535,000 | $306,174 | $5,462 | 3.25% |
| BOISE CITY, ID | 1,423 | $380,965,000 | $267,720 | $5,071 | 3.25% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 1,223 | $371,745,000 | $303,962 | $6,038 | 3.31% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 849 | $345,485,000 | $406,932 | $8,351 | 3.29% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,325 | $338,985,000 | $255,838 | $5,516 | 3.35% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,142 | $324,620,000 | $284,256 | $4,416 | 3.35% |
| KANSAS CITY, MO-KS | 1,352 | $318,820,000 | $235,814 | $3,141 | 3.31% |
| DETROIT-DEARBORN-LIVONIA, MI | 1,695 | $312,535,000 | $184,386 | $2,939 | 3.40% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,018 | $304,100,000 | $298,723 | $6,684 | 3.41% |
| PROVIDENCE-WARWICK, RI-MA | 994 | $299,300,000 | $301,107 | $3,445 | 3.09% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 657 | $274,055,000 | $417,131 | $3,957 | 3.24% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,021 | $261,955,000 | $256,567 | $5,019 | 3.28% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 973 | $260,255,000 | $267,477 | $3,586 | 3.26% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 743 | $251,015,000 | $337,840 | $5,504 | 3.27% |
| VALLEJO, CA | 703 | $246,745,000 | $350,989 | $5,409 | 3.25% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 669 | $220,985,000 | $330,321 | $4,923 | 3.18% |
| SALT LAKE CITY, UT | 733 | $215,145,000 | $293,513 | $3,396 | 3.22% |
| NAPA, CA | 503 | $207,295,000 | $412,117 | $5,559 | 3.30% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 551 | $206,105,000 | $374,056 | $3,789 | 3.00% |
| MILWAUKEE-WAUKESHA, WI | 708 | $179,130,000 | $253,008 | $1,975 | 3.29% |
| OGDEN-CLEARFIELD, UT | 622 | $178,250,000 | $286,576 | $3,549 | 3.15% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 577 | $176,195,000 | $305,364 | $4,611 | 3.18% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 400 | $165,370,000 | $413,425 | $8,950 | 3.34% |
| SPOKANE-SPOKANE VALLEY, WA | 626 | $157,340,000 | $251,342 | $4,794 | 3.24% |
| LANSING-EAST LANSING, MI | 945 | $154,165,000 | $163,138 | $2,877 | 3.35% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 540 | $149,930,000 | $277,648 | $5,267 | 3.33% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 417 | $149,885,000 | $359,436 | $3,737 | 3.10% |
| FRESNO, CA | 518 | $149,570,000 | $288,745 | $3,966 | 3.26% |
| CAPE CORAL-FORT MYERS, FL | 553 | $147,385,000 | $266,519 | $4,408 | 3.23% |
| SAN RAFAEL, CA | 243 | $144,815,000 | $595,947 | $5,266 | 3.25% |
| EUGENE-SPRINGFIELD, OR | 496 | $141,870,000 | $286,028 | $6,260 | 3.34% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 623 | $135,255,000 | $217,103 | $3,177 | 3.29% |
| BOSTON, MA | 353 | $129,595,000 | $367,125 | $3,990 | 3.13% |
| ST. LOUIS, MO-IL | 589 | $129,485,000 | $219,839 | $3,208 | 3.37% |
| URBAN HONOLULU, HI | 266 | $126,670,000 | $476,203 | $4,905 | 3.11% |
| STOCKTON, CA | 375 | $125,735,000 | $335,293 | $3,731 | 3.22% |
| RENO, NV | 378 | $121,880,000 | $322,434 | $3,891 | 3.30% |
| CHARLESTON-NORTH CHARLESTON, SC | 391 | $121,495,000 | $310,729 | $3,349 | 3.21% |
| TACOMA-LAKEWOOD, WA | 371 | $121,065,000 | $326,321 | $4,398 | 3.21% |
| KENNEWICK-RICHLAND, WA | 431 | $118,545,000 | $275,046 | $4,127 | 3.23% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 395 | $115,035,000 | $291,228 | $3,973 | 3.16% |
| PROVO-OREM, UT | 385 | $114,025,000 | $296,169 | $3,367 | 3.21% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 449 | $113,015,000 | $251,704 | $5,044 | 3.30% |
| GRAND RAPIDS-KENTWOOD, MI | 647 | $110,185,000 | $170,301 | $2,990 | 3.53% |
| OLYMPIA-LACEY-TUMWATER, WA | 340 | $109,570,000 | $322,265 | $5,128 | 3.20% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 414 | $109,330,000 | $264,082 | $5,284 | 3.31% |
| LAKE HAVASU CITY-KINGMAN, AZ | 424 | $108,320,000 | $255,472 | $4,447 | 3.56% |
| PORT ST. LUCIE, FL | 432 | $105,510,000 | $244,236 | $5,392 | 3.29% |
| RALEIGH-CARY, NC | 357 | $99,855,000 | $279,706 | $3,208 | 3.21% |
| GREEN BAY, WI | 486 | $98,300,000 | $202,263 | $2,264 | 3.20% |
| SALINAS, CA | 204 | $93,230,000 | $457,010 | $4,975 | 3.24% |
| REDDING, CA | 342 | $91,680,000 | $268,070 | $4,574 | 3.28% |
| ALBUQUERQUE, NM | 367 | $89,895,000 | $244,946 | $4,141 | 3.30% |
| NEW ORLEANS-METAIRIE, LA | 354 | $87,280,000 | $246,554 | $4,692 | 3.33% |
| TUCSON, AZ | 356 | $85,580,000 | $240,393 | $4,409 | 3.34% |
| NAPLES-MARCO ISLAND, FL | 267 | $85,565,000 | $320,468 | $4,892 | 3.19% |
| JACKSONVILLE, FL | 314 | $85,450,000 | $272,134 | $5,017 | 3.28% |
| FORT COLLINS, CO | 270 | $85,130,000 | $315,296 | $3,247 | 3.31% |
| COLUMBUS, OH | 385 | $84,495,000 | $219,468 | $3,925 | 3.41% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 332 | $83,420,000 | $251,265 | $3,895 | 3.29% |
| ANN ARBOR, MI | 330 | $78,610,000 | $238,212 | $3,204 | 3.28% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 336 | $78,440,000 | $233,452 | $2,908 | 3.18% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 350 | $78,060,000 | $223,029 | $3,578 | 3.33% |
| COEUR D'ALENE, ID | 290 | $77,610,000 | $267,621 | $5,546 | 3.37% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 347 | $76,735,000 | $221,138 | $5,028 | 3.43% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 371 | $76,355,000 | $205,809 | $3,581 | 3.37% |
| NEWARK, NJ-PA | 230 | $75,090,000 | $326,478 | $5,094 | 3.30% |
| PITTSBURGH, PA | 361 | $72,765,000 | $201,565 | $4,675 | 3.29% |
| BEND, OR | 219 | $70,995,000 | $324,178 | $4,742 | 3.33% |
| ALBANY-SCHENECTADY-TROY, NY | 276 | $69,260,000 | $250,942 | $4,898 | 3.11% |
| GREENVILLE-ANDERSON, SC | 297 | $68,225,000 | $229,714 | $3,623 | 3.20% |
| SALEM, OR | 253 | $67,405,000 | $266,423 | $4,410 | 3.35% |
| COLORADO SPRINGS, CO | 231 | $64,765,000 | $280,368 | $3,349 | 3.33% |
| IDAHO FALLS, ID | 245 | $61,385,000 | $250,551 | $5,861 | 3.21% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 248 | $61,170,000 | $246,653 | $5,223 | 3.39% |
| SANTA MARIA-SANTA BARBARA, CA | 148 | $58,740,000 | $396,892 | $4,897 | 3.22% |
| ELGIN, IL | 256 | $58,480,000 | $228,438 | $3,852 | 3.14% |
| BATON ROUGE, LA | 220 | $57,210,000 | $260,045 | $4,800 | 3.18% |
| ASHEVILLE, NC | 191 | $55,095,000 | $288,455 | $3,884 | 3.20% |
| GREELEY, CO | 180 | $55,000,000 | $305,556 | $3,509 | 3.31% |
| MEMPHIS, TN-MS-AR | 247 | $53,485,000 | $216,538 | $4,228 | 3.35% |
| BAKERSFIELD, CA | 221 | $51,995,000 | $235,271 | $3,854 | 3.28% |
| JACKSON, MI | 363 | $51,875,000 | $142,906 | $3,396 | 3.64% |
| MODESTO, CA | 188 | $51,860,000 | $275,851 | $3,644 | 3.35% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 211 | $48,295,000 | $228,886 | $4,094 | 3.16% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 164 | $46,780,000 | $285,244 | $4,963 | 3.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 147 | $45,505,000 | $309,558 | $5,352 | 3.19% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 170 | $45,490,000 | $267,588 | $4,569 | 3.26% |
| PHILADELPHIA, PA | 169 | $43,455,000 | $257,130 | $5,728 | 3.28% |
| FLINT, MI | 272 | $41,250,000 | $151,654 | $3,113 | 3.52% |
| RICHMOND, VA | 160 | $40,430,000 | $252,688 | $5,469 | 3.32% |
| CAMDEN, NJ | 169 | $40,315,000 | $238,550 | $4,443 | 3.21% |
| ALBANY, GA | 215 | $39,925,000 | $185,698 | $4,433 | 3.40% |
| BOULDER, CO | 96 | $39,840,000 | $415,000 | $3,987 | 3.24% |
| FORT WAYNE, IN | 330 | $39,830,000 | $120,697 | $3,251 | 3.57% |
| OKLAHOMA CITY, OK | 175 | $39,615,000 | $226,371 | $3,913 | 3.33% |
| WORCESTER, MA-CT | 161 | $39,185,000 | $243,385 | $3,539 | 3.11% |
| BIRMINGHAM-HOOVER, AL | 179 | $38,695,000 | $216,173 | $2,852 | 3.21% |
| LAKELAND-WINTER HAVEN, FL | 192 | $37,900,000 | $197,396 | $5,379 | 3.49% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 145 | $37,775,000 | $260,517 | $3,120 | 3.15% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 131 | $37,715,000 | $287,901 | $6,165 | 3.28% |
| SANTA FE, NM | 113 | $37,355,000 | $330,575 | $4,207 | 3.25% |
| SAVANNAH, GA | 158 | $37,100,000 | $234,810 | $4,449 | 3.32% |
| NEW HAVEN-MILFORD, CT | 175 | $37,095,000 | $211,971 | $5,217 | 3.07% |
| SIOUX FALLS, SD | 155 | $36,835,000 | $237,645 | $3,862 | 3.10% |
| LAREDO, TX | 180 | $36,790,000 | $204,389 | $5,423 | 3.23% |
| CLARKSVILLE, TN-KY | 161 | $36,455,000 | $226,429 | $4,057 | 3.64% |
| WICHITA, KS | 203 | $35,085,000 | $172,833 | $3,522 | 3.39% |
| LEXINGTON-FAYETTE, KY | 185 | $35,015,000 | $189,270 | $2,932 | 3.19% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 141 | $34,835,000 | $247,057 | $3,016 | 3.30% |
| ANCHORAGE, AK | 99 | $34,235,000 | $345,808 | $4,442 | 3.10% |
| BILLINGS, MT | 132 | $32,470,000 | $245,985 | $4,789 | 3.10% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 95 | $32,165,000 | $338,579 | $4,693 | 3.18% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 107 | $30,045,000 | $280,794 | $3,759 | 3.26% |
| HUNTSVILLE, AL | 133 | $29,805,000 | $224,098 | $5,089 | 3.26% |
| ST. GEORGE, UT | 112 | $29,700,000 | $265,179 | $3,350 | 3.21% |
| BISMARCK, ND | 118 | $29,230,000 | $247,712 | $4,565 | 3.14% |
| WILMINGTON, NC | 44 | $29,000,000 | $659,091 | $3,720 | 3.31% |
| WINSTON-SALEM, NC | 117 | $28,635,000 | $244,744 | $3,861 | 3.21% |
| CLEVELAND-ELYRIA, OH | 149 | $28,495,000 | $191,242 | $5,008 | 3.43% |
| VISALIA, CA | 113 | $28,015,000 | $247,920 | $3,895 | 3.32% |
| MADISON, WI | 106 | $27,040,000 | $255,094 | $2,967 | 3.38% |
| LOGAN, UT-ID | 115 | $26,975,000 | $234,565 | $3,737 | 3.12% |
| ALBANY-LEBANON, OR | 106 | $26,970,000 | $254,434 | $4,872 | 3.29% |
| DURHAM-CHAPEL HILL, NC | 90 | $26,320,000 | $292,444 | $3,211 | 3.16% |
| COLUMBIA, SC | 124 | $26,190,000 | $211,210 | $3,854 | 3.43% |
| SHEBOYGAN, WI | 145 | $25,995,000 | $179,276 | $2,279 | 3.24% |
| KALAMAZOO-PORTAGE, MI | 154 | $25,950,000 | $168,506 | $3,086 | 3.42% |
| HARRISBURG-CARLISLE, PA | 130 | $25,640,000 | $197,231 | $4,822 | 3.15% |
| SPARTANBURG, SC | 130 | $25,400,000 | $195,385 | $4,051 | 3.30% |
| ALTOONA, PA | 164 | $25,350,000 | $154,573 | $4,057 | 3.27% |
| CINCINNATI, OH-KY-IN | 120 | $25,330,000 | $211,083 | $4,063 | 3.34% |
| COLLEGE STATION-BRYAN, TX | 98 | $24,340,000 | $248,367 | $4,572 | 3.20% |
| KAHULUI-WAILUKU-LAHAINA, HI | 50 | $23,950,000 | $479,000 | $4,997 | 3.11% |
| DES MOINES-WEST DES MOINES, IA | 106 | $23,640,000 | $223,019 | $3,936 | 3.13% |
| KILLEEN-TEMPLE, TX | 110 | $22,790,000 | $207,182 | $4,443 | 3.39% |
| BEAUMONT-PORT ARTHUR, TX | 110 | $22,230,000 | $202,091 | $5,029 | 3.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 110 | $20,170,000 | $183,364 | $4,500 | 3.44% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 83 | $19,785,000 | $238,373 | $4,948 | 3.21% |
| EAU CLAIRE, WI | 121 | $19,755,000 | $163,264 | $3,314 | 3.45% |
| PORTLAND-SOUTH PORTLAND, ME | 81 | $19,665,000 | $242,778 | $5,175 | 3.16% |
| PENSACOLA-FERRY PASS-BRENT, FL | 81 | $19,605,000 | $242,037 | $3,941 | 3.36% |
| MISSOULA, MT | 69 | $19,435,000 | $281,667 | $4,222 | 3.15% |
| FLAGSTAFF, AZ | 62 | $19,330,000 | $311,774 | $3,413 | 3.24% |
| ST. CLOUD, MN | 78 | $19,100,000 | $244,872 | $3,737 | 3.11% |
| MANCHESTER-NASHUA, NH | 73 | $19,085,000 | $261,438 | $2,960 | 3.19% |
| OCALA, FL | 105 | $18,435,000 | $175,571 | $5,524 | 3.50% |
| GAINESVILLE, GA | 71 | $18,345,000 | $258,380 | $5,184 | 3.17% |
| LAFAYETTE, LA | 90 | $18,220,000 | $202,444 | $3,957 | 3.12% |
| APPLETON, WI | 81 | $17,865,000 | $220,556 | $2,526 | 3.14% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 51 | $16,315,000 | $319,902 | $5,277 | 3.30% |
| CHICO, CA | 52 | $16,180,000 | $311,154 | $4,218 | 3.29% |
| BELLINGHAM, WA | 47 | $16,095,000 | $342,447 | $4,430 | 3.35% |
| CHATTANOOGA, TN-GA | 72 | $15,980,000 | $221,944 | $3,282 | 3.33% |
| MADERA, CA | 60 | $15,960,000 | $266,000 | $4,711 | 3.29% |
| LINCOLN, NE | 73 | $15,955,000 | $218,562 | $2,324 | 3.12% |
| SALISBURY, MD-DE | 63 | $15,845,000 | $251,508 | $3,959 | 3.20% |
| MEDFORD, OR | 54 | $15,420,000 | $285,556 | $4,064 | 3.26% |
| YUBA CITY, CA | 57 | $15,045,000 | $263,947 | $4,008 | 3.19% |
| MONROE, MI | 79 | $14,575,000 | $184,494 | $3,171 | 3.28% |
| LAWRENCE, KS | 58 | $14,230,000 | $245,345 | $2,545 | 3.14% |
| GREAT FALLS, MT | 68 | $14,130,000 | $207,794 | $5,173 | 3.21% |
| KNOXVILLE, TN | 60 | $13,880,000 | $231,333 | $3,880 | 3.27% |
| RACINE, WI | 65 | $13,745,000 | $211,462 | $3,061 | 3.26% |
| PUNTA GORDA, FL | 59 | $13,525,000 | $229,237 | $4,839 | 3.28% |
| WILMINGTON, DE-MD-NJ | 54 | $13,270,000 | $245,741 | $3,837 | 3.25% |
| JACKSON, MS | 64 | $13,030,000 | $203,594 | $4,204 | 3.37% |
| GARY, IN | 63 | $12,935,000 | $205,317 | $2,933 | 3.40% |
| GREENSBORO-HIGH POINT, NC | 59 | $12,915,000 | $218,898 | $3,930 | 3.22% |
| MCALLEN-EDINBURG-MISSION, TX | 58 | $12,850,000 | $221,552 | $5,983 | 3.45% |
| SEBASTIAN-VERO BEACH, FL | 57 | $12,725,000 | $223,246 | $4,362 | 3.29% |
| NILES, MI | 84 | $12,690,000 | $151,071 | $3,300 | 3.52% |
| LONGVIEW, WA | 43 | $12,605,000 | $293,140 | $4,090 | 3.31% |
| MOUNT VERNON-ANACORTES, WA | 43 | $12,565,000 | $292,209 | $3,615 | 3.14% |
| BARNSTABLE TOWN, MA | 39 | $12,485,000 | $320,128 | $4,258 | 3.04% |
| CHAMPAIGN-URBANA, IL | 63 | $12,165,000 | $193,095 | $2,352 | 3.13% |
| CORVALLIS, OR | 39 | $12,005,000 | $307,821 | $4,849 | 3.30% |
| SEBRING-AVON PARK, FL | 72 | $11,660,000 | $161,944 | $4,309 | 3.59% |
| AKRON, OH | 59 | $11,425,000 | $193,644 | $3,908 | 3.28% |
| ERIE, PA | 77 | $11,425,000 | $148,377 | $4,851 | 3.44% |
| BATTLE CREEK, MI | 87 | $11,215,000 | $128,908 | $3,483 | 3.68% |
| YAKIMA, WA | 56 | $11,060,000 | $197,500 | $3,864 | 3.43% |
| BUFFALO-CHEEKTOWAGA, NY | 69 | $10,985,000 | $159,203 | $4,785 | 3.39% |
| CHARLOTTESVILLE, VA | 36 | $10,610,000 | $294,722 | $4,423 | 3.11% |
| TRENTON-PRINCETON, NJ | 49 | $10,395,000 | $212,143 | $4,653 | 3.40% |
| MERCED, CA | 46 | $10,320,000 | $224,348 | $3,358 | 3.53% |
| CAPE GIRARDEAU, MO-IL | 64 | $10,280,000 | $160,625 | $3,454 | 3.27% |
| SOUTH BEND-MISHAWAKA, IN-MI | 76 | $10,210,000 | $134,342 | $3,006 | 3.58% |
| FARGO, ND-MN | 41 | $9,485,000 | $231,341 | $3,971 | 3.24% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 34 | $8,970,000 | $263,824 | $4,032 | 3.22% |
| SPRINGFIELD, MA | 39 | $8,855,000 | $227,051 | $4,600 | 3.34% |
| CARSON CITY, NV | 32 | $8,750,000 | $273,438 | $3,759 | 3.28% |
| TULSA, OK | 37 | $8,445,000 | $228,243 | $4,109 | 3.22% |
| CORPUS CHRISTI, TX | 33 | $8,195,000 | $248,333 | $5,868 | 3.22% |
| TOPEKA, KS | 44 | $8,120,000 | $184,545 | $2,685 | 3.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 39 | $8,005,000 | $205,256 | $3,437 | 3.07% |
| DECATUR, AL | 37 | $7,985,000 | $215,811 | $5,126 | 3.32% |
| TWIN FALLS, ID | 28 | $7,750,000 | $276,786 | $5,719 | 3.15% |
| JOHNSTOWN, PA | 55 | $7,745,000 | $140,818 | $4,487 | 3.48% |
| COLUMBIA, MO | 38 | $7,670,000 | $201,842 | $3,139 | 3.17% |
| MORGANTOWN, WV | 33 | $7,605,000 | $230,455 | $4,411 | 3.17% |
| WACO, TX | 37 | $7,535,000 | $203,649 | $3,935 | 3.35% |
| NORWICH-NEW LONDON, CT | 29 | $7,335,000 | $252,931 | $4,755 | 3.17% |
| GLENS FALLS, NY | 40 | $7,040,000 | $176,000 | $4,323 | 3.15% |
| HANFORD-CORCORAN, CA | 29 | $6,895,000 | $237,759 | $4,137 | 3.13% |
| MOBILE, AL | 43 | $6,845,000 | $159,186 | $4,087 | 3.27% |
| WENATCHEE, WA | 20 | $6,740,000 | $337,000 | $4,500 | 2.97% |
| GRAND JUNCTION, CO | 21 | $6,585,000 | $313,571 | $3,590 | 3.19% |
| DULUTH, MN-WI | 28 | $6,550,000 | $233,929 | $4,060 | 3.04% |
| TALLAHASSEE, FL | 31 | $6,535,000 | $210,806 | $5,542 | 3.25% |
| SIOUX CITY, IA-NE-SD | 43 | $6,505,000 | $151,279 | $4,054 | 3.39% |
| LANCASTER, PA | 31 | $6,495,000 | $209,516 | $4,085 | 3.14% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 37 | $6,465,000 | $174,730 | $3,148 | 3.23% |
| WALLA WALLA, WA | 26 | $6,240,000 | $240,000 | $3,694 | 3.08% |
| JANESVILLE-BELOIT, WI | 30 | $6,230,000 | $207,667 | $2,940 | 3.45% |
| WINCHESTER, VA-WV | 23 | $5,945,000 | $258,478 | $5,686 | 3.26% |
| JOPLIN, MO | 41 | $5,835,000 | $142,317 | $3,259 | 3.35% |
| OSHKOSH-NEENAH, WI | 31 | $5,805,000 | $187,258 | $2,521 | 3.35% |
| LAKE CHARLES, LA | 25 | $5,685,000 | $227,400 | $3,530 | 3.45% |
| AUBURN-OPELIKA, AL | 23 | $5,605,000 | $243,696 | $3,766 | 3.30% |
| STATE COLLEGE, PA | 21 | $5,585,000 | $265,952 | $4,509 | 3.33% |
| TOLEDO, OH | 37 | $5,545,000 | $149,865 | $4,172 | 3.63% |
| THE VILLAGES, FL | 25 | $5,465,000 | $218,600 | $4,416 | 3.17% |
| LYNCHBURG, VA | 27 | $5,435,000 | $201,296 | $3,866 | 3.32% |
| EVANSVILLE, IN-KY | 32 | $5,330,000 | $166,563 | $3,173 | 3.20% |
| HAMMOND, LA | 28 | $5,320,000 | $190,000 | $4,867 | 3.45% |
| EL PASO, TX | 27 | $5,275,000 | $195,370 | $4,292 | 3.20% |
| HOMOSASSA SPRINGS, FL | 24 | $5,220,000 | $217,500 | $4,846 | 3.31% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 24 | $5,180,000 | $215,833 | $4,974 | 2.98% |
| CANTON-MASSILLON, OH | 31 | $5,175,000 | $166,935 | $5,032 | 3.41% |
| BLOOMINGTON, IL | 27 | $5,145,000 | $190,556 | $2,606 | 2.74% |
| YORK-HANOVER, PA | 25 | $5,145,000 | $205,800 | $4,204 | 2.98% |
| ATHENS-CLARKE COUNTY, GA | 24 | $5,110,000 | $212,917 | $3,799 | 3.34% |
| EL CENTRO, CA | 24 | $5,060,000 | $210,833 | $3,517 | 3.16% |
| HICKORY-LENOIR-MORGANTON, NC | 22 | $4,930,000 | $224,091 | $4,315 | 3.37% |
| ROANOKE, VA | 19 | $4,835,000 | $254,474 | $4,269 | 3.41% |
| RAPID CITY, SD | 20 | $4,770,000 | $238,500 | $3,834 | 3.14% |
| TYLER, TX | 19 | $4,745,000 | $249,737 | $5,200 | 3.08% |
| BROWNSVILLE-HARLINGEN, TX | 25 | $4,585,000 | $183,400 | $4,908 | 3.16% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 22 | $4,580,000 | $208,182 | $3,164 | 3.25% |
| MONTGOMERY, AL | 19 | $4,555,000 | $239,737 | $3,604 | 3.01% |
| ATLANTIC CITY-HAMMONTON, NJ | 22 | $4,530,000 | $205,909 | $3,728 | 3.13% |
| SPRINGFIELD, MO | 25 | $4,505,000 | $180,200 | $3,276 | 3.15% |
| MUSKEGON, MI | 27 | $4,495,000 | $166,481 | $3,381 | 3.56% |
| HOUMA-THIBODAUX, LA | 25 | $4,435,000 | $177,400 | $4,058 | 3.43% |
| SAGINAW, MI | 35 | $4,315,000 | $123,286 | $2,882 | 3.49% |
| SHERMAN-DENISON, TX | 20 | $4,270,000 | $213,500 | $4,673 | 3.27% |
| VALDOSTA, GA | 25 | $4,035,000 | $161,400 | $5,624 | 3.30% |
| LUBBOCK, TX | 15 | $4,015,000 | $267,667 | $4,409 | 3.25% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 28 | $4,010,000 | $143,214 | $4,182 | 3.30% |
| GAINESVILLE, FL | 22 | $3,980,000 | $180,909 | $4,295 | 3.19% |
| PANAMA CITY, FL | 18 | $3,950,000 | $219,444 | $4,453 | 3.03% |
| FAYETTEVILLE, NC | 27 | $3,775,000 | $139,815 | $3,479 | 3.95% |
| ELKHART-GOSHEN, IN | 20 | $3,760,000 | $188,000 | $2,894 | 3.24% |
| READING, PA | 23 | $3,695,000 | $160,652 | $4,705 | 3.24% |
| CHEYENNE, WY | 13 | $3,655,000 | $281,154 | $4,797 | 3.15% |
| LEWISTON, ID-WA | 16 | $3,610,000 | $225,625 | $4,113 | 3.18% |
| MANKATO, MN | 17 | $3,575,000 | $210,294 | $3,253 | 3.40% |
| MANHATTAN, KS | 17 | $3,455,000 | $203,235 | $3,864 | 3.27% |
| BRUNSWICK, GA | 11 | $3,395,000 | $308,636 | $5,155 | 3.26% |
| CALIFORNIA-LEXINGTON PARK, MD | 12 | $3,380,000 | $281,667 | $5,986 | 3.36% |
| PUEBLO, CO | 17 | $3,335,000 | $196,176 | $3,602 | 3.23% |
| FLORENCE, SC | 21 | $3,255,000 | $155,000 | $3,780 | 3.04% |
| ROCHESTER, MN | 16 | $3,190,000 | $199,375 | $3,520 | 3.11% |
| BURLINGTON, NC | 14 | $3,190,000 | $227,857 | $3,106 | 3.11% |
| SHREVEPORT-BOSSIER CITY, LA | 14 | $3,120,000 | $222,857 | $3,677 | 3.10% |
| MICHIGAN CITY-LA PORTE, IN | 25 | $3,095,000 | $123,800 | $2,739 | 3.85% |
| MIDLAND, TX | 13 | $3,025,000 | $232,692 | $5,271 | 3.26% |
| CARBONDALE-MARION, IL | 23 | $2,845,000 | $123,696 | $2,815 | 3.57% |
| PEORIA, IL | 13 | $2,815,000 | $216,538 | $3,786 | 3.18% |
| FOND DU LAC, WI | 16 | $2,760,000 | $172,500 | $2,786 | 3.29% |
| BLOOMINGTON, IN | 13 | $2,735,000 | $210,385 | $2,290 | 3.31% |
| BAY CITY, MI | 22 | $2,720,000 | $123,636 | $2,735 | 3.39% |
| YUMA, AZ | 13 | $2,705,000 | $208,077 | $3,150 | 3.58% |
| GRANTS PASS, OR | 9 | $2,695,000 | $299,444 | $5,156 | 3.27% |
| KINGSTON, NY | 12 | $2,690,000 | $224,167 | $5,034 | 3.71% |
| ALEXANDRIA, LA | 12 | $2,630,000 | $219,167 | $5,076 | 3.55% |
| VICTORIA, TX | 9 | $2,625,000 | $291,667 | $5,046 | 3.49% |
| DAYTON-KETTERING, OH | 13 | $2,595,000 | $199,615 | $6,834 | 3.58% |
| DOVER, DE | 11 | $2,575,000 | $234,091 | $3,850 | 3.31% |
| OCEAN CITY, NJ | 10 | $2,550,000 | $255,000 | $4,176 | 3.25% |
| JEFFERSON CITY, MO | 16 | $2,540,000 | $158,750 | $3,020 | 3.42% |
| LAFAYETTE-WEST LAFAYETTE, IN | 14 | $2,500,000 | $178,571 | $3,060 | 3.46% |
| LONGVIEW, TX | 11 | $2,485,000 | $225,909 | $5,723 | 3.45% |
| HARRISONBURG, VA | 11 | $2,455,000 | $223,182 | $4,376 | 3.33% |
| POCATELLO, ID | 13 | $2,425,000 | $186,538 | $5,941 | 3.20% |
| JACKSONVILLE, NC | 10 | $2,420,000 | $242,000 | $4,206 | 2.96% |
| CASPER, WY | 10 | $2,380,000 | $238,000 | $3,841 | 3.07% |
| SAN ANGELO, TX | 14 | $2,240,000 | $160,000 | $3,281 | 3.22% |
| GULFPORT-BILOXI, MS | 10 | $2,180,000 | $218,000 | $3,986 | 3.56% |
| JOHNSON CITY, TN | 8 | $2,150,000 | $268,750 | $3,269 | 3.13% |
| AMARILLO, TX | 6 | $2,090,000 | $348,333 | $5,367 | 3.07% |
| SYRACUSE, NY | 9 | $2,055,000 | $228,333 | $4,554 | 3.43% |
| ROCKFORD, IL | 14 | $2,000,000 | $142,857 | $4,062 | 3.53% |
| FAIRBANKS, AK | 7 | $1,975,000 | $282,143 | $3,740 | 3.09% |
| SCRANTON--WILKES-BARRE, PA | 15 | $1,965,000 | $131,000 | $4,986 | 3.58% |
| EAST STROUDSBURG, PA | 11 | $1,945,000 | $176,818 | $5,626 | 3.25% |
| ABILENE, TX | 9 | $1,935,000 | $215,000 | $3,924 | 3.43% |
| ST. JOSEPH, MO-KS | 9 | $1,915,000 | $212,778 | $3,073 | 3.43% |
| SIERRA VISTA-DOUGLAS, AZ | 9 | $1,855,000 | $206,111 | $4,284 | 3.10% |
| WAUSAU-WESTON, WI | 8 | $1,810,000 | $226,250 | $2,936 | 3.19% |
| HATTIESBURG, MS | 12 | $1,800,000 | $150,000 | $4,708 | 3.30% |
| ROCHESTER, NY | 15 | $1,795,000 | $119,667 | $3,642 | 3.56% |
| FORT SMITH, AR-OK | 11 | $1,755,000 | $159,545 | $5,072 | 3.37% |
| MONROE, LA | 8 | $1,670,000 | $208,750 | $3,043 | 3.13% |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $1,630,000 | $271,667 | $4,334 | 3.21% |
| PARKERSBURG-VIENNA, WV | 12 | $1,540,000 | $128,333 | $4,166 | 3.42% |
| KOKOMO, IN | 9 | $1,505,000 | $167,222 | $3,830 | 3.33% |
| WARNER ROBINS, GA | 8 | $1,500,000 | $187,500 | $2,692 | 3.16% |
| COLUMBUS, GA-AL | 9 | $1,495,000 | $166,111 | $3,806 | 3.01% |
| TUSCALOOSA, AL | 6 | $1,440,000 | $240,000 | $4,132 | 3.41% |
| DOTHAN, AL | 7 | $1,425,000 | $203,571 | $3,313 | 3.47% |
| CHAMBERSBURG-WAYNESBORO, PA | 8 | $1,400,000 | $175,000 | $4,397 | 3.21% |
| WHEELING, WV-OH | 10 | $1,370,000 | $137,000 | $4,114 | 3.40% |
| LAS CRUCES, NM | 7 | $1,355,000 | $193,571 | $3,797 | 3.58% |
| SPRINGFIELD, OH | 10 | $1,350,000 | $135,000 | $3,778 | 3.37% |
| LA CROSSE-ONALASKA, WI-MN | 7 | $1,335,000 | $190,714 | $3,518 | 3.49% |
| ODESSA, TX | 7 | $1,305,000 | $186,429 | $3,981 | 3.44% |
| MIDLAND, MI | 9 | $1,295,000 | $143,889 | $2,541 | 3.71% |
| PITTSFIELD, MA | 6 | $1,280,000 | $213,333 | $3,821 | 3.26% |
| VINELAND-BRIDGETON, NJ | 6 | $1,250,000 | $208,333 | $4,643 | 3.29% |
| GREENVILLE, NC | 6 | $1,250,000 | $208,333 | $3,396 | 3.48% |
| KANKAKEE, IL | 6 | $1,170,000 | $195,000 | $4,603 | 2.90% |
| MACON-BIBB COUNTY, GA | 5 | $1,145,000 | $229,000 | $7,244 | 2.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $1,080,000 | $180,000 | $4,484 | 3.30% |
| KINGSPORT-BRISTOL, TN-VA | 6 | $1,040,000 | $173,333 | $3,267 | 3.29% |
| NEW BERN, NC | 4 | $1,020,000 | $255,000 | $4,383 | 2.94% |
| BOWLING GREEN, KY | 6 | $1,020,000 | $170,000 | $3,763 | 3.30% |
| ANNISTON-OXFORD, AL | 5 | $995,000 | $199,000 | $3,523 | 3.25% |
| LEWISTON-AUBURN, ME | 6 | $970,000 | $161,667 | $4,516 | 3.22% |
| SUMTER, SC | 5 | $945,000 | $189,000 | $4,046 | 3.61% |
| OWENSBORO, KY | 4 | $930,000 | $232,500 | $2,773 | 3.09% |
| COLUMBUS, IN | 3 | $925,000 | $308,333 | $1,864 | 2.84% |
| JACKSON, TN | 5 | $905,000 | $181,000 | $4,078 | 3.39% |
| IOWA CITY, IA | 4 | $880,000 | $220,000 | $4,030 | 3.46% |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $880,000 | $146,667 | $2,742 | 3.15% |
| ROME, GA | 5 | $855,000 | $171,000 | $3,327 | 3.44% |
| AMES, IA | 4 | $840,000 | $210,000 | $3,297 | 3.16% |
| GRAND FORKS, ND-MN | 4 | $830,000 | $207,500 | $3,270 | 3.58% |
| WICHITA FALLS, TX | 3 | $825,000 | $275,000 | $3,423 | 3.92% |
| MORRISTOWN, TN | 6 | $820,000 | $136,667 | $4,524 | 3.38% |
| HINESVILLE, GA | 5 | $805,000 | $161,000 | $3,285 | 3.65% |
| BLACKSBURG-CHRISTIANSBURG, VA | 4 | $780,000 | $195,000 | $2,335 | 3.04% |
| FARMINGTON, NM | 5 | $775,000 | $155,000 | $5,245 | 3.53% |
| CLEVELAND, TN | 4 | $770,000 | $192,500 | $4,530 | 3.00% |
| HOT SPRINGS, AR | 4 | $740,000 | $185,000 | $1,985 | 3.52% |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $730,000 | $91,250 | $3,420 | 3.61% |
| STAUNTON, VA | 3 | $715,000 | $238,333 | $4,390 | 3.12% |
| CEDAR RAPIDS, IA | 6 | $710,000 | $118,333 | $3,695 | 3.58% |
| TEXARKANA, TX-AR | 3 | $705,000 | $235,000 | $7,470 | 3.71% |
| DALTON, GA | 5 | $685,000 | $137,000 | $3,144 | 3.12% |
| DUBUQUE, IA | 3 | $655,000 | $218,333 | $2,435 | 3.20% |
| SPRINGFIELD, IL | 4 | $650,000 | $162,500 | $2,724 | 3.36% |
| MANSFIELD, OH | 3 | $625,000 | $208,333 | $5,974 | 3.73% |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $555,000 | $185,000 | $3,379 | 3.34% |
| LIMA, OH | 4 | $500,000 | $125,000 | $5,212 | 3.85% |
| GETTYSBURG, PA | 3 | $475,000 | $158,333 | $4,442 | 3.27% |
| MUNCIE, IN | 4 | $470,000 | $117,500 | $3,514 | 3.58% |
| CHARLESTON, WV | 2 | $410,000 | $205,000 | $6,048 | 3.74% |
| BINGHAMTON, NY | 2 | $380,000 | $190,000 | $3,228 | 2.69% |
| ROCKY MOUNT, NC | 1 | $375,000 | $375,000 | $8,949 | 4.38% |
| DECATUR, IL | 3 | $345,000 | $115,000 | $2,102 | 3.25% |
| LAWTON, OK | 3 | $335,000 | $111,667 | $6,516 | 4.29% |
| GADSDEN, AL | 2 | $330,000 | $165,000 | $2,879 | 3.24% |
| GRAND ISLAND, NE | 2 | $330,000 | $165,000 | $2,317 | 2.98% |
| DANVILLE, IL | 5 | $295,000 | $59,000 | $2,090 | 3.51% |
| BLOOMSBURG-BERWICK, PA | 1 | $265,000 | $265,000 | $4,354 | 3.23% |
| UTICA-ROME, NY | 2 | $250,000 | $125,000 | $4,655 | 3.00% |
| PINE BLUFF, AR | 2 | $240,000 | $120,000 | $3,011 | 3.53% |
| WATERLOO-CEDAR FALLS, IA | 2 | $240,000 | $120,000 | $4,124 | 3.69% |
| BANGOR, ME | 2 | $230,000 | $115,000 | $1,103 | 3.37% |
| BECKLEY, WV | 2 | $200,000 | $100,000 | $4,469 | 3.56% |
| LEBANON, PA | 1 | $175,000 | $175,000 | $3,843 | 3.38% |
| TERRE HAUTE, IN | 2 | $170,000 | $85,000 | $3,797 | 3.44% |
| WILLIAMSPORT, PA | 1 | $145,000 | $145,000 | $6,795 | 3.25% |
| ENID, OK | 2 | $140,000 | $70,000 | $4,060 | 3.81% |
| CUMBERLAND, MD-WV | 2 | $110,000 | $55,000 | $4,236 | 5.13% |
| GOLDSBORO, NC | 2 | $90,000 | $45,000 | $2,443 | 4.00% |
Flagstar Bank Fsb's top markets include Los Angeles, Riverside, Anaheim, San Diego, and Warren among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 63,838 | $19,455,140,000 | $304,758 |
| 2.5-3% | 43,991 | $14,002,705,000 | $318,308 |
| 4-5% | 6,929 | $1,703,585,000 | $245,863 |
| <2.5% | 4,798 | $1,393,180,000 | $290,367 |
| 5-6% | 1,265 | $217,735,000 | $172,123 |
| 6-7% | 243 | $18,515,000 | $76,193 |
| 7-8% | 3 | $95,000 | $31,667 |
| Over 8% | 1 | $5,000 | $5,000 |
During 2020, Flagstar Bank Fsb's average interest rate was 3.34%, while their most frequently originated rate bucket was 3-4%, with 63,838 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 60,320 | $17,395,930,000 | $288,394 | $4,135 | 3.19% |
| $100k-200k | 26,837 | $4,167,855,000 | $155,303 | $3,613 | 3.33% |
| $400k-600k | 21,923 | $10,400,535,000 | $474,412 | $4,905 | 3.19% |
| $100,000 or less | 6,642 | $438,760,000 | $66,058 | $3,029 | 3.82% |
| $600k-1MM | 4,810 | $3,448,350,000 | $716,913 | $7,186 | 3.34% |
| $1MM+ | 684 | $940,900,000 | $1,375,585 | $11,497 | 3.35% |
2020 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 60,320 originations, totaling $17,395,930,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 30,890 | $9,956,020,000 | $322,306 | $4,282 | 3.23% |
| $150k-250k | 22,731 | $8,737,125,000 | $384,370 | $4,457 | 3.23% |
| $50k-75k | 22,291 | $4,881,035,000 | $218,969 | $4,118 | 3.30% |
| $75k-100k | 21,143 | $5,767,245,000 | $272,773 | $4,222 | 3.25% |
| $50k or less | 11,412 | $1,734,170,000 | $151,960 | $3,847 | 3.39% |
| $250k+ | 9,464 | $4,615,450,000 | $487,685 | $5,214 | 3.28% |
Flagstar Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 30,890 originations. The second most popular income band? $150k-250k, with 22,731 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 27,611 | $8,224,005,000 | $297,852 | $3,823 | 3.19% |
| 30-36% | 22,103 | $6,707,085,000 | $303,447 | $4,157 | 3.26% |
| <20% | 10,251 | $2,938,495,000 | $286,654 | $3,545 | 3.12% |
| 44% | 5,343 | $1,578,655,000 | $295,462 | $4,728 | 3.41% |
| 42% | 4,801 | $1,532,685,000 | $319,243 | $4,788 | 3.39% |
| 43% | 4,691 | $1,375,105,000 | $293,137 | $4,600 | 3.36% |
| 41% | 4,469 | $1,392,775,000 | $311,652 | $4,670 | 3.37% |
| 39% | 4,329 | $1,334,455,000 | $308,259 | $4,458 | 3.33% |
| 40% | 4,316 | $1,328,960,000 | $307,915 | $4,548 | 3.35% |
| 38% | 4,099 | $1,271,015,000 | $310,079 | $4,487 | 3.34% |
| 36% | 3,876 | $1,180,550,000 | $304,579 | $4,237 | 3.30% |
| 37% | 3,828 | $1,184,600,000 | $309,457 | $4,396 | 3.29% |
| 45% | 3,505 | $1,073,375,000 | $306,241 | $4,579 | 3.31% |
| 49% | 3,403 | $1,071,465,000 | $314,859 | $4,698 | 3.27% |
| 47% | 3,045 | $946,685,000 | $310,898 | $4,669 | 3.27% |
| 48% | 3,042 | $964,230,000 | $316,972 | $4,670 | 3.27% |
| 46% | 3,024 | $945,340,000 | $312,612 | $4,594 | 3.27% |
| 50-60% | 2,386 | $701,890,000 | $294,170 | $8,004 | 3.35% |
| >60% | 44 | $17,330,000 | $393,864 | $5,110 | 3.29% |
Flagstar Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 27,611 originations. The next most common DTI ratio? 30-36%, with 22,103 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 83,171 | $24,454,775,000 | $294,030 | $4,344 | 3.29% |
| Not provided | 19,366 | $5,920,140,000 | $305,698 | $3,963 | 3.21% |
| Asian | 13,916 | $5,120,290,000 | $367,943 | $4,063 | 3.16% |
| Black | 3,754 | $961,130,000 | $256,028 | $5,357 | 3.40% |
| American Indian | 495 | $144,505,000 | $291,929 | $4,793 | 3.35% |
| Native Hawaiian | 279 | $98,165,000 | $351,846 | $4,802 | 3.31% |
| Asian Indian | 120 | $37,060,000 | $308,833 | $4,175 | 3.08% |
| Not applicable | 4 | $20,030,000 | $5,007,500 | $0 | 3.88% |
| Chinese | 26 | $8,800,000 | $338,462 | $3,056 | 3.19% |
| Other Asian | 26 | $8,420,000 | $323,846 | $5,466 | 3.18% |
| Filipino | 26 | $8,260,000 | $317,692 | $3,934 | 3.18% |
| Korean | 11 | $3,735,000 | $339,545 | $3,178 | 3.09% |
| Vietnamese | 10 | $3,010,000 | $301,000 | $3,763 | 3.19% |
| Japanese | 6 | $2,230,000 | $371,667 | $4,236 | 3.04% |
| Other Pacific Islander | 4 | $1,300,000 | $325,000 | $3,243 | 3.53% |
| Native Hawiian | 1 | $285,000 | $285,000 | $7,335 | 2.80% |
| Samoan | 1 | $195,000 | $195,000 | $4,189 | 3.88% |
Approval Rates
Total approvals of all applications86.45%
Flagstar Bank Fsb has an average approval rate.
Pick Rate
Approvals leading to origination85.07%
Flagstar Bank Fsb has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 121,216 | $36,792,330,000 | $303,527 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 2 | $19,810,000 | $9,905,000 |
| Single Family (1-4 Units):Manufactured | 104 | $16,910,000 | $162,596 |
| Single Family (1-4 Units):Site-Built | 121,110 | $36,755,610,000 | $303,489 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 8,141 | $2,101,135,000 | $258,093 | $3,418 | 3.20% |
| 40-60% | 23,906 | $7,564,270,000 | $316,417 | $3,473 | 3.08% |
| 60-80% | 48,942 | $15,717,510,000 | $321,146 | $4,143 | 3.27% |
| 80-100% | 36,932 | $10,899,590,000 | $295,126 | $5,080 | 3.32% |
| Over 100% | 671 | $229,615,000 | $342,198 | $10,649 | 3.33% |
| Under 20% | 2,615 | $278,355,000 | $106,446 | $2,826 | 4.07% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Flagstar Bank, FSB | 111 East Wayne Street Fort Wayne, IN 46802 | Full Service B&M | $32,307 |
| Flagstar Bank, FSB | 1 Yorkshire Drive Decatur, IN 46733 | Full Service B&M | $42,627 |
| Flagstar Bank, FSB | 100 East First Street Gillett, WI 54124 | Full Service B&M | $23,743 |
| Flagstar Bank, FSB | 100 East Wayne Street, Suite 100 South Bend, IN 46601 | Full Service B&M | $16,386 |
| Flagstar Bank, FSB | 1000 East Dupont Road Fort Wayne, IN 46825 | Full Service B&M | $59,412 |
| Flagstar Bank, FSB | 1000 N Main St Monticello, IN 47960 | Full Service B&M | $6,915 |
| Flagstar Bank, FSB | 1001 N. Main Street Rochester, MI 48307 | Full Service B&M | $127,247 |
| Flagstar Bank, FSB | 101 Broad Street Michigan Center, MI 49254 | Full Service B&M | $47,235 |
| Flagstar Bank, FSB | 101 South Main Street Bluffton, IN 46714 | Full Service B&M | $31,719 |
| Flagstar Bank, FSB | 101 West Washington Street Marquette, MI 49855 | Full Service B&M | $47,085 |
| Flagstar Bank, FSB | 10166 Pelham Street Taylor, MI 48180 | Full Service B&M | $45,622 |
| Flagstar Bank, FSB | 10325 Chestnut Plaza Drive Fort Wayne, IN 46814 | Full Service B&M | $146,824 |
| Flagstar Bank, FSB | 10474 Rancho Road Adelanto, CA 92301 | Full Service B&M | $19,478 |
| Flagstar Bank, FSB | 1300 N 3rd St. Marquette, MI 49855 | Full Service B&M | $36,990 |
| Flagstar Bank, FSB | 1303 College Avenue Houghton, MI 49931 | Full Service B&M | $58,294 |
| Flagstar Bank, FSB | 1311 South Latson Road Howell, MI 48843 | Full Service B&M | $51,953 |
| Flagstar Bank, FSB | 1329 Eighth Avenue Menominee, MI 49858 | Full Service B&M | $35,352 |
| Flagstar Bank, FSB | 13427 15 Mile Road Sterling Heights, MI 48312 | Full Service B&M | $82,564 |
| Flagstar Bank, FSB | 1372 S. Centerville Rd Sturgis, MI 49091 | Full Service B&M | $22,510 |
| Flagstar Bank, FSB | 13937 Silver Hill Road Mountain, WI 54149 | Full Service B&M | $11,654 |
| Flagstar Bank, FSB | 1400 East Lake Lansing Road East Lansing, MI 48823 | Full Service B&M | $38,850 |
| Flagstar Bank, FSB | 1401 Presque Isle Avenue Marquette, MI 49855 | Full Service B&M | $5,565 |
| Flagstar Bank, FSB | 147 North River Ave Holland, MI 49424 | Full Service B&M | $45,152 |
| Flagstar Bank, FSB | 14800 La Paz Drive Victorville, CA 92395 | Full Service B&M | $103,702 |
| Flagstar Bank, FSB | 14816 First Street Hoagland, IN 46745 | Full Service B&M | $22,891 |
| Flagstar Bank, FSB | 1507 Cleveland Avenue Marinette, WI 54143 | Full Service Retail | $7,619 |
| Flagstar Bank, FSB | 1536 State Rd 930 E New Haven, IN 46774 | Full Service B&M | $45,898 |
| Flagstar Bank, FSB | 15386 South Helmer Road Battle Creek, MI 49015 | Full Service B&M | $33,852 |
| Flagstar Bank, FSB | 1541 North Main Street Rushville, IN 46173 | Full Service B&M | $50,638 |
| Flagstar Bank, FSB | 15479 Main Street Hesperia, CA 92345 | Full Service B&M | $99,673 |
| Flagstar Bank, FSB | 15783 Eureka Southgate, MI 48195 | Full Service B&M | $58,510 |
| Flagstar Bank, FSB | 16003 Quantico Road Apple Valley, CA 92307 | Full Service B&M | $197,973 |
| Flagstar Bank, FSB | 1601 Briarwood Circle, Suite 100 Ann Arbor, MI 48108 | Full Service B&M | $80,467 |
| Flagstar Bank, FSB | 16390 Silver Parkway Fenton, MI 48430 | Full Service B&M | $68,155 |
| Flagstar Bank, FSB | 1648 N Perry Rd Pontiac, MI 48340 | Full Service B&M | $12,162 |
| Flagstar Bank, FSB | 16821 Kercheval Grosse Pointe, MI 48230 | Full Service B&M | $100,846 |
| Flagstar Bank, FSB | 1717 North West Avenue Jackson, MI 49202 | Full Service B&M | $52,631 |
| Flagstar Bank, FSB | 17250 Hayes St Grand Haven, MI 49417 | Full Service B&M | $48,087 |
| Flagstar Bank, FSB | 516 North Lincoln Road Escanaba, MI 49829 | Full Service B&M | $41,037 |
| Flagstar Bank, FSB | 17430 13 Mile Road Beverly Hills, MI 48025 | Full Service B&M | $52,294 |
| Flagstar Bank, FSB | 1801 Grand River Ave Okemos, MI 48864 | Full Service B&M | $69,227 |
| Flagstar Bank, FSB | 1805 South Stephenson Avenue Iron Mountain, MI 49801 | Full Service B&M | $30,683 |
| Flagstar Bank, FSB | 18411 Mack Ave Detroit, MI 48236 | Full Service B&M | $16,356 |
| Flagstar Bank, FSB | 1969 44th Street, Southeast Grand Rapids, MI 49508 | Full Service B&M | $44,666 |
| Flagstar Bank, FSB | 19733 Mack Avenue Grosse Pointe Woods, MI 48236 | Full Service B&M | $86,843 |
| Flagstar Bank, FSB | 200 S Van Buren St Auburn, IN 46706 | Full Service B&M | $30,242 |
| Flagstar Bank, FSB | 2000 Horton Road Jackson, MI 49203 | Full Service B&M | $68,674 |
| Flagstar Bank, FSB | 202 East Ninth Street Rochester, IN 46975 | Full Service B&M | $24,082 |
| Flagstar Bank, FSB | 20355 Hall Rd Macomb, MI 48044 | Full Service B&M | $61,171 |
| Flagstar Bank, FSB | 2050 W. Big Beaver Rd. Troy, MI 48084 | Full Service B&M | $92,114 |
| Flagstar Bank, FSB | 210 W Huron St Ann Arbor, MI 48104 | Full Service B&M | $38,255 |
| Flagstar Bank, FSB | 7016 South Cedar Street Lansing, MI 48911 | Full Service B&M | $27,051 |
| Flagstar Bank, FSB | 21427 W Grand River Ave Suite 140, Ste 140 Detroit, MI 48219 | Full Service B&M | $1,153 |
| Flagstar Bank, FSB | 2203 N. Telegraph Road Monroe, MI 48162 | Full Service B&M | $34,539 |
| Flagstar Bank, FSB | 2204 North Wayne Street Angola, IN 46703 | Full Service B&M | $54,138 |
| Flagstar Bank, FSB | 22322 Gratiot Eastpointe, MI 48021 | Full Service B&M | $33,383 |
| Flagstar Bank, FSB | 225 East Central Avenue Oconto Falls, WI 54154 | Full Service B&M | $17,409 |
| Flagstar Bank, FSB | 23108 Harper Saint Clair Shores, MI 48080 | Full Service B&M | $75,517 |
| Flagstar Bank, FSB | 2317 West Western Avenue South Bend, IN 46619 | Full Service B&M | $27,226 |
| Flagstar Bank, FSB | 234 West Genesee Street Iron River, MI 49935 | Full Service B&M | $22,632 |
| Flagstar Bank, FSB | 23636 West Rd Brownstown Township, MI 48183 | Full Service B&M | $72,322 |
| Flagstar Bank, FSB | 24235 Novi Rd. Novi, MI 48375 | Full Service B&M | $59,630 |
| Flagstar Bank, FSB | 245 Morton St Shipshewana, IN 46565 | Full Service B&M | $18,418 |
| Flagstar Bank, FSB | 26051 Crocker Boulevard Harrison Township, MI 48045 | Full Service B&M | $45,962 |
| Flagstar Bank, FSB | 26545 Ford Road Dearborn Heights, MI 48127 | Full Service B&M | $53,571 |
| Flagstar Bank, FSB | 2720 Guilford Street Huntington, IN 46750 | Full Service B&M | $30,546 |
| Flagstar Bank, FSB | 2744 S. Adams Rd. Rochester Hills, MI 48309 | Full Service Retail | $39,156 |
| Flagstar Bank, FSB | 28177 Orchard Lake Road Farmington Hills, MI 48334 | Full Service B&M | $84,151 |
| Flagstar Bank, FSB | 2829 Niles Avenue Saint Joseph, MI 49085 | Full Service B&M | $37,958 |
| Flagstar Bank, FSB | 28653 Woodward Ave Berkley, MI 48072 | Full Service B&M | $47,537 |
| Flagstar Bank, FSB | 29049 Joy Road Westland, MI 48185 | Full Service B&M | $52,009 |
| Flagstar Bank, FSB | 2926 Mishawaka Avenue South Bend, IN 46615 | Full Service B&M | $11,661 |
| Flagstar Bank, FSB | 301 South Main Street Brooklyn, MI 49230 | Full Service B&M | $53,007 |
| Flagstar Bank, FSB | 301 West Michigan Avenue Jackson, MI 49201 | Full Service B&M | $910,007 |
| Flagstar Bank, FSB | 30105 Mound Rd Warren, MI 48092 | Full Service B&M | $69,534 |
| Flagstar Bank, FSB | 3045 E. Michigan Avenue Jackson, MI 49202 | Full Service B&M | $49,364 |
| Flagstar Bank, FSB | 30515 Milford Road New Hudson, MI 48165 | Full Service B&M | $46,978 |
| Flagstar Bank, FSB | 31049 Dequindre Road Madison Heights, MI 48071 | Full Service B&M | $61,533 |
| Flagstar Bank, FSB | 31061 Hayes Road Warren, MI 48088 | Full Service B&M | $57,456 |
| Flagstar Bank, FSB | 31110 Novi Rd. Novi, MI 48377 | Full Service B&M | $83,136 |
| Flagstar Bank, FSB | 31230 Grand River Ave Farmington, MI 48336 | Full Service B&M | $66,417 |
| Flagstar Bank, FSB | 31550 Northwestern Hwy, Suite 130, Ste 130 Farmington Hills, MI 48334 | Full Service B&M | $56,666 |
| Flagstar Bank, FSB | 6200 S Saginaw Street Grand Blanc, MI 48439 | Full Service B&M | $70,135 |
| Flagstar Bank, FSB | 3205 28th St Se Grand Rapids, MI 49512 | Full Service B&M | $19,035 |
| Flagstar Bank, FSB | 3220 Us Hwy 41 W Marquette, MI 49855 | Full Service B&M | $34,079 |
| Flagstar Bank, FSB | 3233 Fairlane Drive Allen Park, MI 48101 | Full Service B&M | $32,447 |
| Flagstar Bank, FSB | 33390 W. 14 Mile Road West Bloomfield, MI 48322 | Full Service B&M | $66,506 |
| Flagstar Bank, FSB | 34680 23 Mile Road Chesterfield, MI 48047 | Full Service B&M | $69,993 |
| Flagstar Bank, FSB | 34945 Gratiot Avenue Clinton Township, MI 48035 | Full Service B&M | $51,847 |
| Flagstar Bank, FSB | 3500 Greenfield Road Dearborn, MI 48120 | Full Service B&M | $35,504 |
| Flagstar Bank, FSB | 35238 Woodward Avenue Birmingham, MI 48009 | Full Service B&M | $55,309 |
| Flagstar Bank, FSB | 354 E. Chicago Street Ste C Coldwater, MI 49036 | Full Service B&M | $57,361 |
| Flagstar Bank, FSB | 3650 Plymouth Road Ann Arbor, MI 48105 | Full Service B&M | $44,727 |
| Flagstar Bank, FSB | 37070 Mound Road Sterling Heights, MI 48310 | Full Service B&M | $59,336 |
| Flagstar Bank, FSB | 37655 6 Mile Road Livonia, MI 48152 | Full Service B&M | $136,209 |
| Flagstar Bank, FSB | 382 West Cleveland Road Granger, IN 46530 | Full Service B&M | $30,416 |
| Flagstar Bank, FSB | 3901 Woodward Ave, Ste. 100b Detroit, MI 48201 | Full Service B&M | $10,080 |
| Flagstar Bank, FSB | 3902 South Clinton Street Fort Wayne, IN 46806 | Full Service B&M | $47,106 |
| Flagstar Bank, FSB | 3915 Telegraph Road Bloomfield Hills, MI 48302 | Full Service B&M | $119,817 |
| Flagstar Bank, FSB | 39900 8 Mile Rd Northville, MI 48167 | Full Service B&M | $47,804 |
| Flagstar Bank, FSB | 40900 Garfield Road Clinton Township, MI 48038 | Full Service B&M | $61,281 |
| Flagstar Bank, FSB | 42200 Ford Road Canton, MI 48187 | Full Service B&M | $138,087 |
| Flagstar Bank, FSB | 425 N. Lapeer Rd Oxford, MI 48371 | Full Service B&M | $50,635 |
| Flagstar Bank, FSB | 4364 Lake Michigan Drive Nw Grand Rapids, MI 49534 | Full Service B&M | $36,960 |
| Flagstar Bank, FSB | 43850 Schoenherr Road Sterling Heights, MI 48313 | Full Service B&M | $76,102 |
| Flagstar Bank, FSB | 4400 Miami St South Bend, IN 46614 | Full Service B&M | $19,169 |
| Flagstar Bank, FSB | 4675 32nd Avenue, Suite 110 Hudsonville, MI 49426 | Full Service B&M | $25,260 |
| Flagstar Bank, FSB | 475 Romence Rd. Portage, MI 49024 | Full Service B&M | $40,410 |
| Flagstar Bank, FSB | 4755 Washtenaw Aveunue Ann Arbor, MI 48108 | Full Service B&M | $37,009 |
| Flagstar Bank, FSB | 4895 Phelan Road Phelan, CA 92371 | Full Service B&M | $36,451 |
| Flagstar Bank, FSB | 50 S. Howell Hillsdale, MI 49242 | Full Service B&M | $63,083 |
| Flagstar Bank, FSB | 500 Woodward Ave Suite 100 Detroit, MI 48226 | Full Service B&M | $15,971 |
| Flagstar Bank, FSB | 5017 Rochester Road Troy, MI 48085 | Full Service B&M | $98,232 |
| Flagstar Bank, FSB | 900 East Cloverland Drive Ironwood, MI 49938 | Full Service B&M | $41,716 |
| Flagstar Bank, FSB | 50891 Sabrina Drive Shelby Township, MI 48315 | Full Service B&M | $147,614 |
| Flagstar Bank, FSB | 5105 Highland Road Waterford, MI 48327 | Full Service B&M | $44,981 |
| Flagstar Bank, FSB | 5110 Cascade Road, Southeast Grand Rapids, MI 49546 | Full Service B&M | $58,435 |
| Flagstar Bank, FSB | 5151 Corporate Drive Troy, MI 48098 | Full Service B&M | $10,364,270 |
| Flagstar Bank, FSB | 5525 St. Joe Road Fort Wayne, IN 46835 | Full Service B&M | $29,739 |
| Flagstar Bank, FSB | 5610 West Saginaw Hwy Lansing, MI 48917 | Full Service B&M | $54,037 |
| Flagstar Bank, FSB | 5720 Sashabaw Road Clarkston, MI 48346 | Full Service B&M | $65,449 |
| Flagstar Bank, FSB | 5770 Coventry Lane Fort Wayne, IN 46804 | Full Service B&M | $33,306 |
| Flagstar Bank, FSB | 5903 Bluffton Road Fort Wayne, IN 46809 | Full Service B&M | $27,914 |
| Flagstar Bank, FSB | 599 General Motors Rd Milford, MI 48381 | Full Service B&M | $54,237 |
| Flagstar Bank, FSB | 6000 U.S. 41 South Marquette, MI 49855 | Full Service B&M | $29,106 |
| Flagstar Bank, FSB | 601 Jackson Street La Porte, IN 46350 | Full Service B&M | $53,425 |
| Flagstar Bank, FSB | 6302 East State Boulevard Fort Wayne, IN 46815 | Full Service B&M | $62,298 |
| Flagstar Bank, FSB | 6324 W Jefferson Blvd Fort Wayne, IN 46804 | Full Service B&M | $31,107 |
| Flagstar Bank, FSB | 6490 Highland Rd White Lake, MI 48383 | Full Service B&M | $31,750 |
| Flagstar Bank, FSB | 6560 West Main Street Kalamazoo, MI 49009 | Full Service B&M | $40,352 |
| Flagstar Bank, FSB | 700 Us Hwy 41 W Ishpeming, MI 49849 | Full Service B&M | $34,151 |
| Flagstar Bank, FSB | 704 S. Brown Street Jackson, MI 49203 | Full Service B&M | $79,610 |
| Flagstar Bank, FSB | 760 S. Us 131, Ste 1 Three Rivers, MI 49093 | Full Service B&M | $30,984 |
| Flagstar Bank, FSB | 7950 Cooley Lake Rd Waterford, MI 48327 | Full Service B&M | $32,695 |
| Flagstar Bank, FSB | 800 Northcrest Shopping Center Fort Wayne, IN 46805 | Full Service B&M | $38,808 |
| Flagstar Bank, FSB | 812 West Seventh Street Auburn, IN 46706 | Full Service B&M | $12,371 |
| Flagstar Bank, FSB | 833 E. 16th Street, Ste 30 Holland, MI 49423 | Full Service B&M | $45,264 |
| Flagstar Bank, FSB | 841 North Cass Street Wabash, IN 46992 | Full Service B&M | $25,532 |
| Flagstar Bank, FSB | 901 West State Boulevard Fort Wayne, IN 46808 | Full Service B&M | $28,694 |
| Flagstar Bank, FSB | 914 Charlevoix Drive, Ste 100 Grand Ledge, MI 48837 | Full Service B&M | $42,248 |
| Flagstar Bank, FSB | 9332 Lee Road Brighton, MI 48116 | Full Service B&M | $73,556 |
| Flagstar Bank, FSB | 945 East Armory Road Barstow, CA 92311 | Full Service B&M | $57,954 |
| Flagstar Bank, FSB | S938 U.S. 41 Stephenson, MI 49887 | Full Service B&M | $22,677 |
| Flagstar Bank, FSB | 1112 North Detroit Street Lagrange, IN 46761 | Full Service B&M | $14,457 |
| Flagstar Bank, FSB | 1131 W. Warren Avenue Detroit, MI 48201 | Full Service Retail | $11,565 |
| Flagstar Bank, FSB | 115 Hospital Drive Van Wert, OH 45891 | Full Service B&M | $50,799 |
| Flagstar Bank, FSB | 115 N Pine St Gwinn, MI 49841 | Full Service B&M | $23,685 |
| Flagstar Bank, FSB | 119 North Main Street Monticello, IN 47960 | Full Service B&M | $47,406 |
| Flagstar Bank, FSB | 12 North Broadway Avenue Peru, IN 46970 | Full Service B&M | $31,461 |
| Flagstar Bank, FSB | 122 Brooklyn Road Napoleon, MI 49261 | Full Service B&M | $33,067 |
| Flagstar Bank, FSB | 12470 Hesperian Road Victorville, CA 92395 | Limited, Mobile/Seasonal Office | $0 |
| Flagstar Bank, FSB | 12530 Hesperia Road Victorville, CA 92395 | Full Service B&M | $98,335 |
| Flagstar Bank, FSB | 126 West Highland Howell, MI 48843 | Full Service B&M | $34,391 |
| Flagstar Bank, FSB | 1261 Highway 2 Wrightwood, CA 92397 | Full Service B&M | $44,024 |
| Flagstar Bank, FSB | 1290 S Main Street Ste A Chelsea, MI 48118 | Full Service B&M | $64,543 |
| Flagstar Bank, FSB | 4400 Orchard Lake Road West Bloomfield, MI 48323 | Full Service B&M | $68,338 |
| Flagstar Bank, FSB | 44691 Mound Road Sterling Heights, MI 48314 | Full Service B&M | $64,028 |
| Flagstar Bank, FSB | 4542 Orion Road Rochester, MI 48306 | Full Service B&M | $61,384 |
| Flagstar Bank, FSB | 45505 Michigan Ave Canton, MI 48188 | Full Service B&M | $65,974 |
| Flagstar Bank, FSB | 4555 Canal Ave Sw Grandville, MI 49418 | Full Service B&M | $27,788 |
| Flagstar Bank, FSB | 4585 Alpine Avenue Nw Comstock Park, MI 49321 | Full Service B&M | $41,465 |
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $818,698 |
| Net interest income | $707,293 |
| Total noninterest income | $1,326,175 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $18,314 |
| Trading account gains and fees | $65,207 |
| Additional Noninterest Income | $1,242,654 |
| Pre-tax net operating income | $740,654 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $566,229 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $566,229 |
| Minority interest net income | $0 |
| Net income | $566,229 |
| Sale, conversion, retirement of capital stock, net | $11,852 |
| Net operating income | $566,229 |
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $111,405 |
| Provision for credit losses | $131,751 |
| Total noninterest expense | $1,161,063 |
| Salaries and employee benefits | $664,245 |
| Premises and equipment expense | $152,040 |
| Additional noninterest expense | $344,778 |
| Applicable income taxes | $174,425 |
| Net charge-offs | $9,260 |
| Cash dividends | $82,000 |
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 2.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 3.0% |
| HELOC loans | 0.0% |
| All other family | 3.0% |
| Commercial & industrial loans | 1.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $21,035,502 |
| Deposits held in domestic offices | $21,035,502 |
| Deposits by Individuals, partnerships, and corporations | $19,129,517 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $1,765,329 |
| Deposits by Commercial banks and other depository institutions in U.S. | $140,657 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $5,304,392 |
| Demand deposits | $5,304,392 |
| Nontransaction accounts | $15,731,111 |
| Money market deposit accounts (MMDAs) | $698,351 |
| Other savings deposits (excluding MMDAs) | $12,185,261 |
| Total time deposits | $2,847,500 |
| Total time and savings deposits | $15,731,111 |
| Noninterest-bearing deposits | $10,213,230 |
| Interest-bearing deposits | $10,822,272 |
| Retail deposits | $19,324,612 |
| IRAs and Keogh plan accounts | $171,100 |
| Brokered deposits | $1,034,035 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $31,013,209 |
| Cash & Balances due from depository institutions | $624,816 |
| Interest-bearing balances | $373,342 |
| Total securities | $2,319,346 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $25,588,797 |
| Loan and leases loss allowance | $252,491 |
| Trading account assets | $15,859 |
| Bank premises and fixed assets | $264,836 |
| Other real estate owned | $8,242 |
| Goodwill and other intangibles | $486,291 |
| All other assets | $1,705,022 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $31,013,209 |
| Total Liabilities | $28,470,329 |
| Total deposits | $21,035,502 |
| Interest-bearing deposits | $10,822,272 |
| Deposits held in domestic offices | $21,035,502 |
| % insured (estimated) | $65 |
| Federal funds purchased and repurchase agreements | $485,004 |
| Trading liabilities | $99,744 |
| Other borrowed funds | $6,489,124 |
| Subordinated debt | $0 |
| All other liabilities | $360,955 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $25,588,797 |
| Loan and leases loss allowance | $252,491 |
| Total loans and leases (domestic) | $25,841,288 |
| All real estate loans | $15,754,908 |
| Real estate loans in domestic offices | $15,754,908 |
| Construction and development loans | $1,540,667 |
| Residential 1-4 family construction | $602,254 |
| Other construction, all land development and other land | $938,413 |
| Loans secured by nonfarm nonresidential properties | $1,447,994 |
| Nonfarm nonresidential secured by owner-occupied properties | $389,147 |
| Commercial real estate & other non-farm, non-residential | $1,058,847 |
| Multifamily residential real estate | $162,853 |
| 1-4 family residential loans | $12,603,394 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $134 |
| Commercial and industrial loans | $937,167 |
| To non-U.S. addressees | $2,712 |
| Loans to individuals | $1,004,181 |
| Credit card loans | $0 |
| Related Plans | $21,358 |
| Consumer Auto Loans | $7,147 |
| Other loans to individuals | $975,676 |
| All other loans & leases | $8,144,898 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $8,054,489 |
| Loans to depository institutions and acceptances of other banks | $29,250 |
| Loans not secured by real estate | $82,344 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $71,555 |
| Non 1-4 family restructured loans & leases | $6,406 |
| Total loans and leases (foreign) | $0 |
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 248 | $77,550 | $312,702 |
| Nonfarm, nonresidential loans - <$100k | 34 | $2,021 | $59,441 |
| Nonfarm, nonresidential loans - $100-250k | 76 | $10,886 | $143,237 |
| Nonfarm, nonresidential loans - $250k-1MM | 138 | $64,643 | $468,428 |
| Commercial & Industrial, US addressed loans - <$1MM | 1,029 | $56,090 | $54,509 |
| Commercial & Industrial, US addressed loans - <$100k | 851 | $25,321 | $29,754 |
| Commercial & Industrial, US addressed loans - $100-250k | 107 | $9,990 | $93,364 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 71 | $20,779 | $292,662 |
| Agriculture operations loans - <$1MM | 1 | $134 | $134,000 |
| Agriculture operations loans - $100-250k | 1 | $134 | $134,000 |