Flagstar Bank Fsb Mortgage Rates, Fees & Info
Troy, MILEI: SS1TRMSN6BRNMOREEV51
Tax ID: 38-2734984
4.7 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Flagstar Bank Fsb is a large bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Los Angeles, San Francisco, Detroit, Riverside, and Houston among others. Flagstar Bank Fsb has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Flagstar Bank Fsb is typically an average fee lendor.Originations
110,238Origination Dollar Volume (All Markets)
$34,176,240,000Employee count
5,395Awards
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Flagstar Bank FSB - 2021
Flagstar Bank FSB is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Flagstar Bank Fsb's average 30 year fixed rate mortgage of loans were
3.15%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0%.
Relative Fees
Flagstar Bank Fsb's average total fees for a 30 year fixed rate
mortgage are $5,097.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5,995 | $2,870,305,000 | $478,783 | $5,228 | 3.02% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2,627 | $1,721,545,000 | $655,327 | $5,535 | 3.04% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6,169 | $1,260,315,000 | $204,298 | $2,790 | 3.23% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3,707 | $1,247,295,000 | $336,470 | $5,160 | 3.11% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3,616 | $1,059,420,000 | $292,981 | $6,056 | 3.02% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,548 | $1,058,740,000 | $415,518 | $8,354 | 3.07% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3,015 | $1,015,005,000 | $336,652 | $6,559 | 3.10% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2,164 | $966,830,000 | $446,779 | $5,073 | 2.95% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,797 | $877,805,000 | $488,484 | $5,837 | 2.98% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2,700 | $864,820,000 | $320,304 | $4,350 | 3.06% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1,191 | $816,715,000 | $685,739 | $5,137 | 3.02% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,774 | $720,730,000 | $406,274 | $4,494 | 3.04% |
| Outside of Metro Areas | 3,469 | $709,545,000 | $204,539 | $3,983 | 3.01% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,096 | $616,920,000 | $294,332 | $4,351 | 3.02% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,212 | $603,710,000 | $272,925 | $3,882 | 2.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,663 | $572,845,000 | $344,465 | $4,649 | 3.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 2,266 | $559,650,000 | $246,977 | $4,182 | 3.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,804 | $544,460,000 | $301,807 | $5,759 | 3.02% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1,316 | $532,720,000 | $404,802 | $4,713 | 2.97% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 824 | $511,920,000 | $621,262 | $6,429 | 3.11% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,315 | $492,275,000 | $374,354 | $4,293 | 2.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1,201 | $429,365,000 | $357,506 | $6,004 | 3.10% |
| BOISE CITY, ID (FHA|USDA|VA) | 1,202 | $366,310,000 | $304,750 | $5,421 | 3.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1,098 | $347,900,000 | $316,849 | $4,703 | 3.15% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 969 | $341,385,000 | $352,307 | $3,997 | 2.96% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 649 | $296,585,000 | $456,988 | $5,301 | 3.05% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,051 | $285,935,000 | $272,060 | $4,114 | 3.05% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 868 | $281,160,000 | $323,917 | $3,822 | 2.99% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 989 | $266,955,000 | $269,924 | $5,321 | 3.05% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 465 | $251,345,000 | $540,527 | $4,768 | 2.93% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 953 | $249,585,000 | $261,894 | $5,662 | 3.09% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,010 | $228,270,000 | $226,010 | $3,280 | 2.98% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 1,033 | $220,485,000 | $213,441 | $3,339 | 3.12% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 846 | $217,650,000 | $257,270 | $4,884 | 2.97% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 468 | $210,690,000 | $450,192 | $4,909 | 3.03% |
| NAPA, CA (FHA|USDA|VA) | 418 | $204,650,000 | $489,593 | $5,917 | 3.16% |
| VALLEJO, CA (FHA|USDA|VA) | 513 | $191,135,000 | $372,583 | $5,315 | 3.02% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 555 | $176,045,000 | $317,198 | $4,801 | 3.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 556 | $161,130,000 | $289,802 | $4,638 | 3.04% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 573 | $157,015,000 | $274,023 | $5,850 | 3.11% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 582 | $156,710,000 | $269,261 | $4,651 | 3.01% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 992 | $156,070,000 | $157,329 | $2,898 | 3.21% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 521 | $155,085,000 | $297,668 | $5,269 | 3.12% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 472 | $143,830,000 | $304,725 | $4,196 | 3.06% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 444 | $137,910,000 | $310,608 | $3,871 | 2.97% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 662 | $137,110,000 | $207,115 | $4,167 | 3.01% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 479 | $136,585,000 | $285,146 | $4,432 | 3.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 593 | $121,465,000 | $204,831 | $2,926 | 2.96% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 478 | $120,150,000 | $251,360 | $2,427 | 3.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 407 | $117,995,000 | $289,914 | $5,571 | 3.01% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 451 | $117,305,000 | $260,100 | $4,753 | 3.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 362 | $110,860,000 | $306,243 | $4,175 | 2.98% |
| COLUMBUS, OH (FHA|USDA|VA) | 498 | $110,190,000 | $221,265 | $3,912 | 3.16% |
| ANN ARBOR, MI (FHA|USDA|VA) | 338 | $109,840,000 | $324,970 | $3,040 | 3.17% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 403 | $107,735,000 | $267,333 | $5,721 | 3.04% |
| TUCSON, AZ (FHA|USDA|VA) | 418 | $104,630,000 | $250,311 | $5,199 | 3.16% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 374 | $102,900,000 | $275,134 | $3,956 | 2.92% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 312 | $101,920,000 | $326,667 | $5,177 | 2.97% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 598 | $100,430,000 | $167,943 | $2,390 | 3.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 369 | $98,065,000 | $265,759 | $4,799 | 3.12% |
| RENO, NV (FHA|USDA|VA) | 282 | $95,850,000 | $339,894 | $4,987 | 3.07% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 248 | $92,470,000 | $372,863 | $5,888 | 3.09% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 399 | $92,235,000 | $231,165 | $3,455 | 3.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 460 | $90,170,000 | $196,022 | $4,717 | 2.97% |
| FRESNO, CA (FHA|USDA|VA) | 300 | $88,770,000 | $295,900 | $4,508 | 3.04% |
| STOCKTON, CA (FHA|USDA|VA) | 272 | $88,190,000 | $324,228 | $3,905 | 3.14% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 343 | $88,125,000 | $256,924 | $5,679 | 3.05% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 315 | $83,615,000 | $265,444 | $6,195 | 3.01% |
| SALEM, OR (FHA|USDA|VA) | 303 | $81,925,000 | $270,380 | $4,583 | 3.04% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 225 | $81,635,000 | $362,822 | $4,672 | 3.02% |
| SALINAS, CA (FHA|USDA|VA) | 144 | $76,780,000 | $533,194 | $6,177 | 3.09% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 335 | $73,135,000 | $218,313 | $3,700 | 3.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 230 | $72,630,000 | $315,783 | $4,311 | 2.94% |
| BEND, OR (FHA|USDA|VA) | 181 | $70,335,000 | $388,591 | $5,630 | 3.08% |
| PROVO-OREM, UT (FHA|USDA|VA) | 190 | $69,860,000 | $367,684 | $4,762 | 3.03% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 267 | $69,785,000 | $261,367 | $5,527 | 3.07% |
| GREEN BAY, WI (FHA|USDA|VA) | 359 | $69,485,000 | $193,552 | $2,745 | 2.98% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 240 | $67,140,000 | $279,750 | $5,874 | 3.12% |
| REDDING, CA (FHA|USDA|VA) | 240 | $66,760,000 | $278,167 | $5,301 | 3.02% |
| Tupelo, MS (FHA|USDA|VA) | 358 | $65,260,000 | $182,291 | $5,719 | 2.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 277 | $63,505,000 | $229,260 | $5,038 | 3.08% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 359 | $63,455,000 | $176,755 | $2,552 | 2.97% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 245 | $62,655,000 | $255,735 | $6,258 | 3.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 263 | $61,345,000 | $233,251 | $4,357 | 2.96% |
| Brainerd, MN (FHA|USDA|VA) | 242 | $60,320,000 | $249,256 | $4,518 | 2.80% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 124 | $59,110,000 | $476,694 | $5,695 | 3.02% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 232 | $58,230,000 | $250,991 | $3,367 | 2.93% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 145 | $56,645,000 | $390,655 | $6,145 | 3.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 180 | $55,730,000 | $309,611 | $4,274 | 2.98% |
| BATON ROUGE, LA (FHA|USDA|VA) | 227 | $54,755,000 | $241,211 | $4,830 | 2.99% |
| JACKSON, MI (FHA|USDA|VA) | 383 | $53,495,000 | $139,674 | $2,706 | 3.29% |
| RICHMOND, VA (FHA|USDA|VA) | 209 | $52,435,000 | $250,885 | $4,419 | 3.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 167 | $51,935,000 | $310,988 | $4,762 | 2.97% |
| FORT WAYNE, IN (FHA|USDA|VA) | 430 | $51,620,000 | $120,047 | $2,275 | 3.48% |
| MODESTO, CA (FHA|USDA|VA) | 182 | $51,390,000 | $282,363 | $3,586 | 3.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 234 | $50,790,000 | $217,051 | $3,380 | 2.95% |
| Bozeman, MT (FHA|USDA|VA) | 120 | $49,690,000 | $414,083 | $6,108 | 3.09% |
| GREELEY, CO (FHA|USDA|VA) | 151 | $49,175,000 | $325,662 | $4,621 | 3.05% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 215 | $48,505,000 | $225,605 | $4,910 | 3.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 180 | $48,280,000 | $268,222 | $3,968 | 3.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 178 | $47,610,000 | $267,472 | $5,154 | 3.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 189 | $47,345,000 | $250,503 | $3,983 | 3.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 205 | $47,065,000 | $229,585 | $4,748 | 3.05% |
| FLINT, MI (FHA|USDA|VA) | 279 | $46,735,000 | $167,509 | $2,753 | 3.20% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 210 | $46,680,000 | $222,286 | $4,250 | 2.98% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 199 | $46,305,000 | $232,688 | $4,306 | 3.13% |
| BILLINGS, MT (FHA|USDA|VA) | 204 | $46,170,000 | $226,324 | $4,629 | 2.92% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 169 | $45,395,000 | $268,609 | $4,092 | 2.98% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 220 | $43,830,000 | $199,227 | $4,738 | 3.08% |
| WICHITA, KS (FHA|USDA|VA) | 232 | $43,000,000 | $185,345 | $3,366 | 2.99% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 181 | $42,855,000 | $236,768 | $4,961 | 2.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 80 | $41,840,000 | $523,000 | $5,084 | 3.01% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 250 | $41,800,000 | $167,200 | $4,159 | 3.16% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 180 | $41,680,000 | $231,556 | $3,392 | 3.04% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 125 | $41,625,000 | $333,000 | $4,184 | 2.98% |
| Klamath Falls, OR (FHA|USDA|VA) | 183 | $40,395,000 | $220,738 | $4,517 | 3.00% |
| BOULDER, CO (FHA|USDA|VA) | 80 | $38,620,000 | $482,750 | $4,661 | 2.96% |
| Hilo, HI (FHA|USDA|VA) | 90 | $38,290,000 | $425,444 | $6,071 | 2.98% |
| ALBANY, GA (FHA|USDA|VA) | 175 | $37,335,000 | $213,343 | $4,030 | 3.02% |
| LAREDO, TX (FHA|USDA|VA) | 175 | $36,845,000 | $210,543 | $5,683 | 2.81% |
| Key West, FL (FHA|USDA|VA) | 73 | $35,785,000 | $490,205 | $8,993 | 3.17% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 77 | $33,055,000 | $429,286 | $7,721 | 3.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 118 | $33,050,000 | $280,085 | $5,029 | 3.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 144 | $32,490,000 | $225,625 | $5,348 | 3.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 99 | $32,385,000 | $327,121 | $4,253 | 3.05% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 113 | $31,485,000 | $278,628 | $6,342 | 3.11% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 108 | $30,650,000 | $283,796 | $3,762 | 2.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 141 | $30,385,000 | $215,496 | $4,074 | 3.05% |
| Outside of Metro Areas | 92 | $29,830,000 | $324,239 | $5,303 | 3.08% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 150 | $29,790,000 | $198,600 | $3,703 | 3.08% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 131 | $29,225,000 | $223,092 | $4,631 | 3.01% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 114 | $28,820,000 | $252,807 | $4,854 | 2.95% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 146 | $28,710,000 | $196,644 | $4,581 | 3.04% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 114 | $28,440,000 | $249,474 | $4,879 | 2.95% |
| Ruidoso, NM (FHA|USDA|VA) | 109 | $27,755,000 | $254,633 | $3,669 | 3.05% |
| BISMARCK, ND (FHA|USDA|VA) | 101 | $27,525,000 | $272,525 | $5,615 | 2.87% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 138 | $27,440,000 | $198,841 | $3,419 | 2.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 136 | $27,170,000 | $199,779 | $3,966 | 3.06% |
| VISALIA, CA (FHA|USDA|VA) | 104 | $26,660,000 | $256,346 | $4,569 | 3.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 102 | $26,620,000 | $260,980 | $3,500 | 2.97% |
| KNOXVILLE, TN (FHA|USDA|VA) | 107 | $26,365,000 | $246,402 | $3,846 | 3.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 116 | $25,970,000 | $223,879 | $5,932 | 2.85% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 108 | $25,640,000 | $237,407 | $4,707 | 3.00% |
| OCALA, FL (FHA|USDA|VA) | 132 | $25,410,000 | $192,500 | $4,957 | 3.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 127 | $25,245,000 | $198,780 | $4,145 | 3.06% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 142 | $24,990,000 | $175,986 | $3,016 | 3.29% |
| Del Rio, TX (FHA|USDA|VA) | 134 | $24,430,000 | $182,313 | $6,279 | 2.85% |
| Crossville, TN (FHA|USDA|VA) | 138 | $24,060,000 | $174,348 | $3,704 | 2.97% |
| SANTA FE, NM (FHA|USDA|VA) | 63 | $24,015,000 | $381,190 | $5,171 | 3.06% |
| Marinette, WI-MI (FHA|USDA|VA) | 196 | $23,920,000 | $122,041 | $2,958 | 3.09% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 108 | $23,560,000 | $218,148 | $3,705 | 2.99% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 53 | $23,425,000 | $441,981 | $6,091 | 3.00% |
| GREAT FALLS, MT (FHA|USDA|VA) | 112 | $23,080,000 | $206,071 | $4,756 | 2.86% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 83 | $22,735,000 | $273,916 | $4,110 | 2.91% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 146 | $22,710,000 | $155,548 | $2,651 | 3.28% |
| ST. GEORGE, UT (FHA|USDA|VA) | 73 | $22,305,000 | $305,548 | $4,123 | 2.97% |
| GLENS FALLS, NY (FHA|USDA|VA) | 95 | $21,755,000 | $229,000 | $5,499 | 3.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 125 | $21,675,000 | $173,400 | $4,132 | 3.11% |
| Heber, UT (FHA|USDA|VA) | 41 | $21,375,000 | $521,341 | $4,192 | 2.88% |
| ANCHORAGE, AK (FHA|USDA|VA) | 67 | $21,355,000 | $318,731 | $5,034 | 2.78% |
| Kalispell, MT (FHA|USDA|VA) | 63 | $20,985,000 | $333,095 | $4,125 | 2.96% |
| MEDFORD, OR (FHA|USDA|VA) | 71 | $20,945,000 | $295,000 | $4,884 | 3.02% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 80 | $20,790,000 | $259,875 | $4,775 | 3.09% |
| Torrington, CT (FHA|USDA|VA) | 79 | $20,305,000 | $257,025 | $4,890 | 3.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 98 | $19,940,000 | $203,469 | $4,302 | 2.87% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 86 | $19,470,000 | $226,395 | $3,510 | 2.82% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 107 | $19,435,000 | $181,636 | $4,423 | 2.96% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 83 | $19,385,000 | $233,554 | $4,919 | 3.19% |
| MADISON, WI (FHA|USDA|VA) | 73 | $19,345,000 | $265,000 | $3,205 | 2.93% |
| GAINESVILLE, GA (FHA|USDA|VA) | 74 | $19,060,000 | $257,568 | $4,766 | 3.02% |
| ERIE, PA (FHA|USDA|VA) | 122 | $19,010,000 | $155,820 | $4,773 | 2.98% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 87 | $18,785,000 | $215,920 | $4,176 | 2.93% |
| NILES, MI (FHA|USDA|VA) | 119 | $18,725,000 | $157,353 | $3,215 | 3.28% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 43 | $18,295,000 | $425,465 | $3,756 | 2.85% |
| LAWRENCE, KS (FHA|USDA|VA) | 86 | $18,270,000 | $212,442 | $2,986 | 2.97% |
| AKRON, OH (FHA|USDA|VA) | 108 | $17,330,000 | $160,463 | $3,620 | 3.03% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 58 | $17,020,000 | $293,448 | $5,404 | 2.98% |
| JACKSON, MS (FHA|USDA|VA) | 83 | $16,985,000 | $204,639 | $4,715 | 2.95% |
| Breckenridge, CO (FHA|USDA|VA) | 38 | $16,820,000 | $442,632 | $4,475 | 2.96% |
| LOGAN, UT-ID (FHA|USDA|VA) | 65 | $16,645,000 | $256,077 | $4,287 | 2.80% |
| BELLINGHAM, WA (FHA|USDA|VA) | 57 | $16,625,000 | $291,667 | $4,187 | 3.10% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 66 | $16,480,000 | $249,697 | $4,448 | 2.87% |
| ALTOONA, PA (FHA|USDA|VA) | 112 | $16,410,000 | $146,518 | $4,065 | 2.89% |
| MISSOULA, MT (FHA|USDA|VA) | 56 | $16,280,000 | $290,714 | $3,471 | 3.10% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 31 | $15,505,000 | $500,161 | $4,958 | 3.08% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 42 | $15,480,000 | $368,571 | $5,096 | 2.95% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 97 | $15,445,000 | $159,227 | $2,676 | 2.95% |
| Starkville, MS (FHA|USDA|VA) | 78 | $15,230,000 | $195,256 | $5,555 | 2.85% |
| Traverse City, MI (FHA|USDA|VA) | 56 | $14,620,000 | $261,071 | $3,290 | 3.25% |
| MERCED, CA (FHA|USDA|VA) | 62 | $14,600,000 | $235,484 | $3,890 | 3.05% |
| Minot, ND (FHA|USDA|VA) | 62 | $14,320,000 | $230,968 | $5,573 | 2.77% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 115 | $14,315,000 | $124,478 | $2,127 | 3.31% |
| WENATCHEE, WA (FHA|USDA|VA) | 38 | $14,220,000 | $374,211 | $4,927 | 2.95% |
| YUBA CITY, CA (FHA|USDA|VA) | 45 | $14,195,000 | $315,444 | $4,935 | 3.10% |
| YAKIMA, WA (FHA|USDA|VA) | 73 | $14,125,000 | $193,493 | $4,106 | 3.08% |
| Roseburg, OR (FHA|USDA|VA) | 62 | $14,120,000 | $227,742 | $4,312 | 3.03% |
| CHICO, CA (FHA|USDA|VA) | 51 | $14,085,000 | $276,176 | $4,448 | 3.12% |
| ST. CLOUD, MN (FHA|USDA|VA) | 64 | $13,950,000 | $217,969 | $3,860 | 2.83% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 52 | $13,840,000 | $266,154 | $4,471 | 2.91% |
| Taos, NM (FHA|USDA|VA) | 49 | $13,805,000 | $281,735 | $4,102 | 3.05% |
| Port Angeles, WA (FHA|USDA|VA) | 49 | $13,655,000 | $278,673 | $4,012 | 3.12% |
| MONROE, MI (FHA|USDA|VA) | 74 | $13,520,000 | $182,703 | $3,240 | 3.07% |
| LANCASTER, PA (FHA|USDA|VA) | 60 | $13,510,000 | $225,167 | $5,196 | 2.95% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 49 | $13,365,000 | $272,755 | $4,752 | 3.10% |
| TOPEKA, KS (FHA|USDA|VA) | 78 | $13,300,000 | $170,513 | $3,003 | 3.08% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 58 | $13,120,000 | $226,207 | $4,084 | 3.10% |
| Grand Rapids, MN (FHA|USDA|VA) | 65 | $12,965,000 | $199,462 | $3,314 | 2.93% |
| FARGO, ND-MN (FHA|USDA|VA) | 56 | $12,880,000 | $230,000 | $4,413 | 2.92% |
| Mountain Home, ID (FHA|USDA|VA) | 47 | $12,565,000 | $267,340 | $6,927 | 3.00% |
| MADERA, CA (FHA|USDA|VA) | 49 | $12,495,000 | $255,000 | $4,427 | 3.01% |
| WILMINGTON, NC (FHA|USDA|VA) | 49 | $12,485,000 | $254,796 | $4,306 | 3.00% |
| APPLETON, WI (FHA|USDA|VA) | 64 | $12,390,000 | $193,594 | $2,764 | 2.96% |
| Marquette, MI (FHA|USDA|VA) | 102 | $12,210,000 | $119,706 | $2,501 | 3.47% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 56 | $12,200,000 | $217,857 | $5,887 | 2.89% |
| Oak Harbor, WA (FHA|USDA|VA) | 36 | $12,130,000 | $336,944 | $4,874 | 2.94% |
| Morgan City, LA (FHA|USDA|VA) | 66 | $12,080,000 | $183,030 | $4,088 | 3.09% |
| Jefferson, GA (FHA|USDA|VA) | 44 | $11,990,000 | $272,500 | $4,369 | 3.06% |
| Hailey, ID (FHA|USDA|VA) | 32 | $11,850,000 | $370,313 | $6,055 | 2.90% |
| TULSA, OK (FHA|USDA|VA) | 53 | $11,765,000 | $221,981 | $4,372 | 3.08% |
| Clearlake, CA (FHA|USDA|VA) | 50 | $11,710,000 | $234,200 | $4,581 | 2.97% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 63 | $11,675,000 | $185,317 | $5,282 | 3.20% |
| WACO, TX (FHA|USDA|VA) | 49 | $11,565,000 | $236,020 | $4,963 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 55 | $11,485,000 | $208,818 | $4,915 | 2.99% |
| MOBILE, AL (FHA|USDA|VA) | 68 | $11,410,000 | $167,794 | $4,393 | 3.10% |
| EL PASO, TX (FHA|USDA|VA) | 43 | $11,405,000 | $265,233 | $5,374 | 2.89% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 68 | $11,310,000 | $166,324 | $4,596 | 3.06% |
| LONGVIEW, WA (FHA|USDA|VA) | 40 | $11,310,000 | $282,750 | $4,781 | 3.01% |
| PEORIA, IL (FHA|USDA|VA) | 57 | $11,095,000 | $194,649 | $2,713 | 2.98% |
| Jackson, WY-ID (FHA|USDA|VA) | 22 | $11,060,000 | $502,727 | $7,694 | 2.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 46 | $11,000,000 | $239,130 | $5,441 | 3.03% |
| CORVALLIS, OR (FHA|USDA|VA) | 38 | $10,860,000 | $285,789 | $4,940 | 2.96% |
| TOLEDO, OH (FHA|USDA|VA) | 66 | $10,850,000 | $164,394 | $3,789 | 3.04% |
| Adrian, MI (FHA|USDA|VA) | 59 | $10,745,000 | $182,119 | $2,808 | 3.29% |
| Rexburg, ID (FHA|USDA|VA) | 42 | $10,740,000 | $255,714 | $5,232 | 3.10% |
| Holland, MI (FHA|USDA|VA) | 54 | $10,480,000 | $194,074 | $2,524 | 3.32% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 38 | $10,450,000 | $275,000 | $4,118 | 3.07% |
| Helena, MT (FHA|USDA|VA) | 32 | $10,220,000 | $319,375 | $4,718 | 2.97% |
| Sonora, CA (FHA|USDA|VA) | 38 | $9,930,000 | $261,316 | $4,539 | 3.04% |
| Blackfoot, ID (FHA|USDA|VA) | 37 | $9,895,000 | $267,432 | $6,808 | 3.02% |
| Shelton, WA (FHA|USDA|VA) | 36 | $9,850,000 | $273,611 | $4,423 | 2.89% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 47 | $9,785,000 | $208,191 | $4,025 | 3.09% |
| Centralia, WA (FHA|USDA|VA) | 39 | $9,725,000 | $249,359 | $5,075 | 3.00% |
| Boone, NC (FHA|USDA|VA) | 38 | $9,590,000 | $252,368 | $3,080 | 3.05% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 45 | $9,535,000 | $211,889 | $5,581 | 2.93% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 37 | $9,505,000 | $256,892 | $4,305 | 2.88% |
| Ellensburg, WA (FHA|USDA|VA) | 29 | $9,485,000 | $327,069 | $5,648 | 2.96% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 53 | $9,425,000 | $177,830 | $4,001 | 3.03% |
| RACINE, WI (FHA|USDA|VA) | 46 | $9,420,000 | $204,783 | $2,913 | 3.09% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 39 | $9,395,000 | $240,897 | $4,294 | 2.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 32 | $9,350,000 | $292,188 | $3,493 | 2.97% |
| Wooster, OH (FHA|USDA|VA) | 56 | $9,240,000 | $165,000 | $4,510 | 3.16% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 55 | $9,165,000 | $166,636 | $4,848 | 3.00% |
| WALLA WALLA, WA (FHA|USDA|VA) | 30 | $9,160,000 | $305,333 | $4,179 | 3.14% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 52 | $9,150,000 | $175,962 | $4,486 | 3.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 39 | $8,995,000 | $230,641 | $4,755 | 3.08% |
| Sturgis, MI (FHA|USDA|VA) | 54 | $8,980,000 | $166,296 | $2,930 | 3.29% |
| LINCOLN, NE (FHA|USDA|VA) | 49 | $8,965,000 | $182,959 | $2,659 | 2.86% |
| MONTGOMERY, AL (FHA|USDA|VA) | 43 | $8,955,000 | $208,256 | $4,466 | 3.15% |
| Sandpoint, ID (FHA|USDA|VA) | 25 | $8,855,000 | $354,200 | $5,712 | 3.01% |
| GAINESVILLE, FL (FHA|USDA|VA) | 42 | $8,850,000 | $210,714 | $5,049 | 3.17% |
| Red Bluff, CA (FHA|USDA|VA) | 33 | $8,715,000 | $264,091 | $5,870 | 2.97% |
| Glenwood Springs, CO (FHA|USDA|VA) | 16 | $8,700,000 | $543,750 | $3,574 | 3.08% |
| Ukiah, CA (FHA|USDA|VA) | 26 | $8,640,000 | $332,308 | $6,230 | 3.17% |
| LaGrange, GA-AL (FHA|USDA|VA) | 44 | $8,620,000 | $195,909 | $4,547 | 3.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 45 | $8,375,000 | $186,111 | $4,503 | 3.05% |
| Whitewater, WI (FHA|USDA|VA) | 38 | $8,370,000 | $220,263 | $3,852 | 3.10% |
| Willmar, MN (FHA|USDA|VA) | 50 | $8,250,000 | $165,000 | $4,419 | 2.92% |
| DULUTH, MN-WI (FHA|USDA|VA) | 40 | $8,210,000 | $205,250 | $4,246 | 3.12% |
| Oxford, MS (FHA|USDA|VA) | 44 | $8,160,000 | $185,455 | $5,074 | 2.97% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 43 | $8,075,000 | $187,791 | $4,480 | 3.16% |
| ROANOKE, VA (FHA|USDA|VA) | 41 | $7,895,000 | $192,561 | $3,549 | 2.93% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 41 | $7,855,000 | $191,585 | $3,401 | 2.98% |
| Morehead City, NC (FHA|USDA|VA) | 29 | $7,835,000 | $270,172 | $3,912 | 2.81% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 42 | $7,810,000 | $185,952 | $2,945 | 3.08% |
| Lufkin, TX (FHA|USDA|VA) | 34 | $7,790,000 | $229,118 | $6,749 | 2.87% |
| CHEYENNE, WY (FHA|USDA|VA) | 24 | $7,760,000 | $323,333 | $3,843 | 3.18% |
| Huntsville, TX (FHA|USDA|VA) | 38 | $7,720,000 | $203,158 | $5,284 | 3.02% |
| RAPID CITY, SD (FHA|USDA|VA) | 34 | $7,720,000 | $227,059 | $4,462 | 2.83% |
| Durango, CO (FHA|USDA|VA) | 16 | $7,710,000 | $481,875 | $6,117 | 3.05% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 42 | $7,670,000 | $182,619 | $5,238 | 2.94% |
| Harrison, AR (FHA|USDA|VA) | 47 | $7,645,000 | $162,660 | $3,163 | 2.73% |
| Kapaa, HI (FHA|USDA|VA) | 16 | $7,640,000 | $477,500 | $3,984 | 2.98% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 37 | $7,625,000 | $206,081 | $3,568 | 2.87% |
| Newport, OR (FHA|USDA|VA) | 27 | $7,625,000 | $282,407 | $4,752 | 3.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 44 | $7,510,000 | $170,682 | $3,490 | 3.11% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 30 | $7,440,000 | $248,000 | $4,244 | 3.07% |
| Georgetown, SC (FHA|USDA|VA) | 32 | $7,420,000 | $231,875 | $4,044 | 2.90% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 43 | $7,385,000 | $171,744 | $2,993 | 2.99% |
| PANAMA CITY, FL (FHA|USDA|VA) | 33 | $7,375,000 | $223,485 | $4,632 | 3.16% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 25 | $7,345,000 | $293,800 | $4,649 | 2.86% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 38 | $7,190,000 | $189,211 | $4,297 | 3.06% |
| THE VILLAGES, FL (FHA|USDA|VA) | 25 | $7,165,000 | $286,600 | $4,951 | 2.95% |
| Brenham, TX (FHA|USDA|VA) | 30 | $7,120,000 | $237,333 | $4,760 | 3.06% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 33 | $7,085,000 | $214,697 | $4,267 | 2.82% |
| PUEBLO, CO (FHA|USDA|VA) | 35 | $7,015,000 | $200,429 | $3,534 | 2.89% |
| Concord, NH (FHA|USDA|VA) | 31 | $6,955,000 | $224,355 | $3,165 | 2.95% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 48 | $6,860,000 | $142,917 | $2,564 | 3.08% |
| Ontario, OR-ID (FHA|USDA|VA) | 30 | $6,850,000 | $228,333 | $4,996 | 3.13% |
| LYNCHBURG, VA (FHA|USDA|VA) | 38 | $6,840,000 | $180,000 | $3,658 | 2.92% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 29 | $6,815,000 | $235,000 | $3,967 | 2.88% |
| Moses Lake, WA (FHA|USDA|VA) | 29 | $6,795,000 | $234,310 | $3,562 | 2.91% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 28 | $6,610,000 | $236,071 | $4,164 | 2.93% |
| COLUMBIA, MO (FHA|USDA|VA) | 36 | $6,530,000 | $181,389 | $3,070 | 3.03% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 43 | $6,505,000 | $151,279 | $2,941 | 3.05% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 30 | $6,360,000 | $212,000 | $3,942 | 2.91% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 46 | $6,350,000 | $138,043 | $3,548 | 2.80% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 26 | $6,340,000 | $243,846 | $4,345 | 3.10% |
| MORGANTOWN, WV (FHA|USDA|VA) | 39 | $6,325,000 | $162,179 | $4,152 | 2.92% |
| TYLER, TX (FHA|USDA|VA) | 29 | $6,185,000 | $213,276 | $4,871 | 2.94% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 24 | $6,180,000 | $257,500 | $4,286 | 3.04% |
| DECATUR, AL (FHA|USDA|VA) | 28 | $6,160,000 | $220,000 | $5,188 | 2.91% |
| READING, PA (FHA|USDA|VA) | 33 | $6,095,000 | $184,697 | $4,067 | 3.00% |
| Show Low, AZ (FHA|USDA|VA) | 22 | $6,070,000 | $275,909 | $5,475 | 2.97% |
| Aberdeen, WA (FHA|USDA|VA) | 27 | $6,035,000 | $223,519 | $3,918 | 3.08% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 37 | $5,965,000 | $161,216 | $3,013 | 3.10% |
| Alexandria, MN (FHA|USDA|VA) | 24 | $5,930,000 | $247,083 | $4,312 | 2.83% |
| Seneca, SC (FHA|USDA|VA) | 26 | $5,900,000 | $226,923 | $3,258 | 2.94% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 31 | $5,865,000 | $189,194 | $3,246 | 3.20% |
| Auburn, IN (FHA|USDA|VA) | 50 | $5,820,000 | $116,400 | $1,820 | 3.44% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 30 | $5,700,000 | $190,000 | $4,170 | 3.20% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 36 | $5,580,000 | $155,000 | $3,578 | 2.86% |
| Hillsdale, MI (FHA|USDA|VA) | 45 | $5,535,000 | $123,000 | $1,519 | 3.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 31 | $5,485,000 | $176,935 | $4,157 | 3.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 26 | $5,480,000 | $210,769 | $3,228 | 3.02% |
| Coos Bay, OR (FHA|USDA|VA) | 22 | $5,480,000 | $249,091 | $6,470 | 3.10% |
| Fernley, NV (FHA|USDA|VA) | 19 | $5,385,000 | $283,421 | $4,301 | 3.11% |
| FLORENCE, SC (FHA|USDA|VA) | 29 | $5,345,000 | $184,310 | $3,582 | 3.03% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 30 | $5,320,000 | $177,333 | $3,523 | 3.04% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 35 | $5,305,000 | $151,571 | $4,662 | 3.10% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 28 | $5,180,000 | $185,000 | $3,112 | 3.05% |
| Alexander City, AL (FHA|USDA|VA) | 26 | $5,180,000 | $199,231 | $3,915 | 2.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 28 | $5,150,000 | $183,929 | $2,852 | 3.38% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 45 | $5,065,000 | $112,556 | $2,381 | 3.37% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 25 | $5,065,000 | $202,600 | $4,831 | 3.14% |
| Thomasville, GA (FHA|USDA|VA) | 24 | $5,060,000 | $210,833 | $6,259 | 2.87% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 24 | $5,050,000 | $210,417 | $4,391 | 2.72% |
| MIDLAND, TX (FHA|USDA|VA) | 19 | $5,015,000 | $263,947 | $5,151 | 3.09% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 23 | $5,015,000 | $218,043 | $4,198 | 3.03% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 18 | $5,010,000 | $278,333 | $3,801 | 2.87% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 23 | $4,975,000 | $216,304 | $4,925 | 3.30% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 31 | $4,965,000 | $160,161 | $2,871 | 2.97% |
| Brevard, NC (FHA|USDA|VA) | 16 | $4,960,000 | $310,000 | $4,675 | 3.08% |
| Bellefontaine, OH (FHA|USDA|VA) | 26 | $4,830,000 | $185,769 | $5,271 | 3.05% |
| ROCHESTER, MN (FHA|USDA|VA) | 22 | $4,820,000 | $219,091 | $3,663 | 2.93% |
| CARSON CITY, NV (FHA|USDA|VA) | 17 | $4,765,000 | $280,294 | $4,182 | 3.21% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 19 | $4,755,000 | $250,263 | $5,987 | 3.31% |
| SAGINAW, MI (FHA|USDA|VA) | 38 | $4,740,000 | $124,737 | $2,531 | 3.14% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 23 | $4,715,000 | $205,000 | $4,384 | 2.78% |
| Angola, IN (FHA|USDA|VA) | 32 | $4,710,000 | $147,188 | $2,226 | 3.64% |
| HAMMOND, LA (FHA|USDA|VA) | 25 | $4,695,000 | $187,800 | $3,675 | 3.10% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 28 | $4,640,000 | $165,714 | $2,982 | 3.01% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 18 | $4,630,000 | $257,222 | $2,951 | 2.84% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 30 | $4,610,000 | $153,667 | $2,943 | 3.13% |
| Pahrump, NV (FHA|USDA|VA) | 15 | $4,575,000 | $305,000 | $5,214 | 3.06% |
| Huntington, IN (FHA|USDA|VA) | 51 | $4,575,000 | $89,706 | $1,154 | 3.65% |
| Edwards, CO (FHA|USDA|VA) | 14 | $4,510,000 | $322,143 | $3,280 | 2.96% |
| Astoria, OR (FHA|USDA|VA) | 18 | $4,480,000 | $248,889 | $3,818 | 2.90% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 18 | $4,390,000 | $243,889 | $3,622 | 2.96% |
| BURLINGTON, NC (FHA|USDA|VA) | 22 | $4,370,000 | $198,636 | $3,867 | 3.16% |
| ROCHESTER, NY (FHA|USDA|VA) | 28 | $4,360,000 | $155,714 | $4,443 | 3.15% |
| DOVER, DE (FHA|USDA|VA) | 17 | $4,355,000 | $256,176 | $5,661 | 3.08% |
| Payson, AZ (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $5,052 | 2.85% |
| ROCKFORD, IL (FHA|USDA|VA) | 28 | $4,300,000 | $153,571 | $3,831 | 3.27% |
| Hutchinson, MN (FHA|USDA|VA) | 22 | $4,200,000 | $190,909 | $4,126 | 3.09% |
| MUSKEGON, MI (FHA|USDA|VA) | 26 | $4,200,000 | $161,538 | $2,849 | 3.13% |
| YUMA, AZ (FHA|USDA|VA) | 22 | $4,160,000 | $189,091 | $3,712 | 2.96% |
| Coldwater, MI (FHA|USDA|VA) | 26 | $4,130,000 | $158,846 | $2,333 | 3.34% |
| MANKATO, MN (FHA|USDA|VA) | 23 | $4,085,000 | $177,609 | $3,209 | 3.04% |
| Lebanon, NH-VT (FHA|USDA|VA) | 17 | $4,065,000 | $239,118 | $4,398 | 3.08% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 21 | $4,055,000 | $193,095 | $3,590 | 3.02% |
| Columbus, MS (FHA|USDA|VA) | 19 | $4,005,000 | $210,789 | $6,416 | 2.96% |
| Cookeville, TN (FHA|USDA|VA) | 20 | $4,000,000 | $200,000 | $4,461 | 2.98% |
| HATTIESBURG, MS (FHA|USDA|VA) | 23 | $3,985,000 | $173,261 | $4,693 | 2.76% |
| MANHATTAN, KS (FHA|USDA|VA) | 21 | $3,975,000 | $189,286 | $3,709 | 2.98% |
| Bluffton, IN (FHA|USDA|VA) | 34 | $3,970,000 | $116,765 | $2,825 | 3.37% |
| Rockport, TX (FHA|USDA|VA) | 13 | $3,955,000 | $304,231 | $6,287 | 3.16% |
| Hood River, OR (FHA|USDA|VA) | 12 | $3,940,000 | $328,333 | $4,936 | 2.82% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 19 | $3,925,000 | $206,579 | $4,906 | 2.99% |
| Zanesville, OH (FHA|USDA|VA) | 25 | $3,925,000 | $157,000 | $4,436 | 3.06% |
| EL CENTRO, CA (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $4,821 | 2.91% |
| El Campo, TX (FHA|USDA|VA) | 23 | $3,755,000 | $163,261 | $5,236 | 3.02% |
| Shawano, WI (FHA|USDA|VA) | 18 | $3,750,000 | $208,333 | $2,980 | 2.84% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 19 | $3,735,000 | $196,579 | $5,172 | 3.06% |
| New Castle, PA (FHA|USDA|VA) | 25 | $3,725,000 | $149,000 | $5,365 | 2.94% |
| Cedar City, UT (FHA|USDA|VA) | 17 | $3,705,000 | $217,941 | $3,673 | 3.18% |
| Escanaba, MI (FHA|USDA|VA) | 29 | $3,695,000 | $127,414 | $1,934 | 3.04% |
| Fredericksburg, TX (FHA|USDA|VA) | 11 | $3,665,000 | $333,182 | $5,839 | 3.19% |
| Warsaw, IN (FHA|USDA|VA) | 17 | $3,655,000 | $215,000 | $3,572 | 3.17% |
| HARRISONBURG, VA (FHA|USDA|VA) | 17 | $3,615,000 | $212,647 | $3,284 | 2.96% |
| MIDLAND, MI (FHA|USDA|VA) | 26 | $3,520,000 | $135,385 | $2,812 | 3.18% |
| Wabash, IN (FHA|USDA|VA) | 30 | $3,470,000 | $115,667 | $2,171 | 3.50% |
| Athens, TX (FHA|USDA|VA) | 13 | $3,465,000 | $266,538 | $6,695 | 3.37% |
| Fergus Falls, MN (FHA|USDA|VA) | 15 | $3,465,000 | $231,000 | $3,918 | 2.75% |
| JOPLIN, MO (FHA|USDA|VA) | 25 | $3,435,000 | $137,400 | $3,040 | 2.89% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 26 | $3,430,000 | $131,923 | $4,829 | 2.76% |
| DOTHAN, AL (FHA|USDA|VA) | 19 | $3,425,000 | $180,263 | $4,488 | 3.10% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $3,365,000 | $258,846 | $3,395 | 3.01% |
| Pullman, WA (FHA|USDA|VA) | 13 | $3,345,000 | $257,308 | $5,820 | 2.99% |
| Beatrice, NE (FHA|USDA|VA) | 22 | $3,340,000 | $151,818 | $4,015 | 3.11% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $3,320,000 | $237,143 | $8,009 | 3.00% |
| AMES, IA (FHA|USDA|VA) | 15 | $3,275,000 | $218,333 | $4,351 | 2.98% |
| POCATELLO, ID (FHA|USDA|VA) | 17 | $3,195,000 | $187,941 | $4,765 | 3.06% |
| NEW BERN, NC (FHA|USDA|VA) | 13 | $3,155,000 | $242,692 | $3,186 | 3.15% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 16 | $3,150,000 | $196,875 | $2,665 | 3.29% |
| LAS CRUCES, NM (FHA|USDA|VA) | 17 | $3,135,000 | $184,412 | $3,940 | 3.03% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 15 | $3,135,000 | $209,000 | $5,043 | 3.27% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 18 | $3,130,000 | $173,889 | $2,828 | 3.06% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 15 | $3,105,000 | $207,000 | $2,965 | 3.02% |
| Sedalia, MO (FHA|USDA|VA) | 16 | $3,080,000 | $192,500 | $2,272 | 2.89% |
| Elko, NV (FHA|USDA|VA) | 11 | $3,075,000 | $279,545 | $4,320 | 3.14% |
| Sweetwater, TX (FHA|USDA|VA) | 21 | $2,995,000 | $142,619 | $4,586 | 2.99% |
| Gloversville, NY (FHA|USDA|VA) | 17 | $2,955,000 | $173,824 | $5,360 | 3.02% |
| Rock Springs, WY (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $4,139 | 2.74% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 10 | $2,900,000 | $290,000 | $3,638 | 3.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 9 | $2,885,000 | $320,556 | $4,163 | 3.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 18 | $2,850,000 | $158,333 | $2,388 | 2.82% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 15 | $2,825,000 | $188,333 | $4,021 | 3.04% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 13 | $2,805,000 | $215,769 | $3,417 | 3.10% |
| Prineville, OR (FHA|USDA|VA) | 8 | $2,790,000 | $348,750 | $3,550 | 2.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 13 | $2,785,000 | $214,231 | $6,787 | 2.92% |
| STAUNTON, VA (FHA|USDA|VA) | 15 | $2,745,000 | $183,000 | $3,600 | 2.94% |
| VALDOSTA, GA (FHA|USDA|VA) | 13 | $2,725,000 | $209,615 | $4,254 | 2.82% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $4,381 | 2.93% |
| Red Wing, MN (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $4,451 | 2.91% |
| KINGSTON, NY (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $3,914 | 3.03% |
| Meadville, PA (FHA|USDA|VA) | 18 | $2,680,000 | $148,889 | $5,085 | 3.13% |
| DALTON, GA (FHA|USDA|VA) | 17 | $2,635,000 | $155,000 | $3,089 | 3.12% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $2,635,000 | $202,692 | $5,684 | 2.81% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $3,885 | 2.90% |
| HINESVILLE, GA (FHA|USDA|VA) | 17 | $2,605,000 | $153,235 | $3,993 | 3.01% |
| Easton, MD (FHA|USDA|VA) | 8 | $2,600,000 | $325,000 | $4,570 | 2.91% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $3,806 | 2.87% |
| LUBBOCK, TX (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $5,657 | 3.17% |
| Gillette, WY (FHA|USDA|VA) | 10 | $2,510,000 | $251,000 | $5,733 | 3.02% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 15 | $2,505,000 | $167,000 | $3,111 | 3.06% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 15 | $2,495,000 | $166,333 | $4,139 | 3.15% |
| ABILENE, TX (FHA|USDA|VA) | 15 | $2,475,000 | $165,000 | $4,812 | 2.91% |
| Dickinson, ND (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $5,263 | 2.85% |
| Fairmont, WV (FHA|USDA|VA) | 15 | $2,455,000 | $163,667 | $4,001 | 2.83% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $2,450,000 | $408,333 | $4,107 | 3.16% |
| KANKAKEE, IL (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,218 | 3.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $3,936 | 3.07% |
| Ottawa, IL (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $3,548 | 3.14% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $4,009 | 3.30% |
| Pontiac, IL (FHA|USDA|VA) | 22 | $2,400,000 | $109,091 | $2,813 | 3.15% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $4,382 | 3.01% |
| LEBANON, PA (FHA|USDA|VA) | 13 | $2,345,000 | $180,385 | $4,211 | 2.92% |
| Danville, VA (FHA|USDA|VA) | 16 | $2,340,000 | $146,250 | $3,454 | 2.82% |
| SAN ANGELO, TX (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $4,558 | 2.83% |
| LONGVIEW, TX (FHA|USDA|VA) | 12 | $2,280,000 | $190,000 | $5,118 | 2.94% |
| Scottsbluff, NE (FHA|USDA|VA) | 14 | $2,280,000 | $162,857 | $3,317 | 3.06% |
| Sevierville, TN (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $4,808 | 3.11% |
| Brookings, OR (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $4,833 | 2.89% |
| CASPER, WY (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $5,059 | 3.02% |
| Natchez, MS-LA (FHA|USDA|VA) | 16 | $2,210,000 | $138,125 | $4,338 | 2.75% |
| Alma, MI (FHA|USDA|VA) | 19 | $2,195,000 | $115,526 | $2,811 | 3.45% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $3,338 | 3.08% |
| Decatur, IN (FHA|USDA|VA) | 19 | $2,175,000 | $114,474 | $2,222 | 3.38% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $3,764 | 3.04% |
| Manitowoc, WI (FHA|USDA|VA) | 14 | $2,140,000 | $152,857 | $2,649 | 2.86% |
| Forest City, NC (FHA|USDA|VA) | 7 | $2,135,000 | $305,000 | $3,600 | 3.13% |
| Findlay, OH (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $4,726 | 3.01% |
| Coffeyville, KS (FHA|USDA|VA) | 17 | $2,115,000 | $124,412 | $3,776 | 2.71% |
| Urbana, OH (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $5,041 | 2.99% |
| Newberry, SC (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $3,416 | 2.80% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $4,686 | 2.89% |
| CLEVELAND, TN (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $3,139 | 2.98% |
| KOKOMO, IN (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $3,776 | 3.14% |
| Amsterdam, NY (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $5,370 | 3.04% |
| Greenwood, SC (FHA|USDA|VA) | 11 | $2,075,000 | $188,636 | $2,810 | 2.98% |
| Corinth, MS (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $6,475 | 2.83% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $3,912 | 2.96% |
| BAY CITY, MI (FHA|USDA|VA) | 17 | $2,065,000 | $121,471 | $2,812 | 3.02% |
| Warrensburg, MO (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $3,349 | 2.99% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 11 | $2,045,000 | $185,909 | $4,065 | 2.97% |
| Big Rapids, MI (FHA|USDA|VA) | 15 | $2,035,000 | $135,667 | $2,439 | 2.96% |
| Marshall, MO (FHA|USDA|VA) | 16 | $2,020,000 | $126,250 | $3,104 | 2.84% |
| Hudson, NY (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $4,566 | 3.15% |
| Marshall, MN (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $3,233 | 2.91% |
| Huntingdon, PA (FHA|USDA|VA) | 14 | $1,980,000 | $141,429 | $3,801 | 2.77% |
| Gainesville, TX (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $5,644 | 2.87% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $3,772 | 2.89% |
| Marietta, OH (FHA|USDA|VA) | 10 | $1,940,000 | $194,000 | $3,871 | 3.67% |
| Okeechobee, FL (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $5,261 | 3.21% |
| Sheridan, WY (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $2,583 | 3.19% |
| Dayton, TN (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $3,431 | 3.01% |
| Mount Vernon, OH (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $3,116 | 3.16% |
| Granbury, TX (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,534 | 3.28% |
| Cadillac, MI (FHA|USDA|VA) | 15 | $1,915,000 | $127,667 | $2,458 | 3.63% |
| Baraboo, WI (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $3,465 | 3.08% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 11 | $1,905,000 | $173,182 | $4,350 | 3.12% |
| FOND DU LAC, WI (FHA|USDA|VA) | 9 | $1,895,000 | $210,556 | $2,955 | 3.08% |
| La Grande, OR (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $4,900 | 2.96% |
| Picayune, MS (FHA|USDA|VA) | 9 | $1,885,000 | $209,444 | $4,514 | 2.80% |
| Calhoun, GA (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $4,639 | 2.83% |
| Houghton, MI (FHA|USDA|VA) | 19 | $1,875,000 | $98,684 | $2,365 | 3.26% |
| Bemidji, MN (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $5,287 | 2.65% |
| ROME, GA (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $4,935 | 3.03% |
| Albemarle, NC (FHA|USDA|VA) | 11 | $1,815,000 | $165,000 | $4,098 | 3.02% |
| Van Wert, OH (FHA|USDA|VA) | 23 | $1,805,000 | $78,478 | $1,612 | 4.01% |
| West Point, MS (FHA|USDA|VA) | 13 | $1,805,000 | $138,846 | $4,824 | 2.94% |
| Ashtabula, OH (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $5,969 | 3.03% |
| Ottawa, KS (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $4,553 | 2.87% |
| GADSDEN, AL (FHA|USDA|VA) | 13 | $1,775,000 | $136,538 | $3,152 | 2.80% |
| Richmond-Berea, KY (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $3,816 | 2.84% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,478 | 2.67% |
| Maryville, MO (FHA|USDA|VA) | 13 | $1,745,000 | $134,231 | $3,569 | 3.02% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 11 | $1,745,000 | $158,636 | $2,531 | 3.02% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 7 | $1,725,000 | $246,429 | $3,124 | 2.76% |
| Palestine, TX (FHA|USDA|VA) | 6 | $1,720,000 | $286,667 | $5,228 | 2.87% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $4,573 | 3.05% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $4,448 | 3.37% |
| Burley, ID (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $4,497 | 2.91% |
| SUMTER, SC (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $4,117 | 2.92% |
| IOWA CITY, IA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $3,657 | 2.97% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $4,382 | 2.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $4,438 | 2.91% |
| BECKLEY, WV (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $3,312 | 3.09% |
| Beaver Dam, WI (FHA|USDA|VA) | 11 | $1,615,000 | $146,818 | $3,404 | 2.81% |
| Duncan, OK (FHA|USDA|VA) | 11 | $1,615,000 | $146,818 | $4,263 | 3.03% |
| Owatonna, MN (FHA|USDA|VA) | 10 | $1,610,000 | $161,000 | $4,451 | 3.09% |
| Chillicothe, OH (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $3,323 | 3.21% |
| Albertville, AL (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $3,066 | 2.84% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $1,555,000 | $172,778 | $3,441 | 3.19% |
| Kerrville, TX (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $6,289 | 2.87% |
| Oneonta, NY (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,010 | 3.00% |
| Cullman, AL (FHA|USDA|VA) | 8 | $1,520,000 | $190,000 | $4,669 | 2.76% |
| Laconia, NH (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $2,602 | 3.03% |
| Fallon, NV (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $7,069 | 2.88% |
| COLUMBUS, IN (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $2,563 | 3.03% |
| Branson, MO (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $2,964 | 3.03% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,735 | 3.02% |
| Mount Pleasant, MI (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $4,648 | 3.08% |
| Los Alamos, NM (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $3,258 | 2.81% |
| Stephenville, TX (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $3,888 | 2.95% |
| Cornelia, GA (FHA|USDA|VA) | 7 | $1,425,000 | $203,571 | $5,420 | 2.79% |
| Kendallville, IN (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $3,069 | 3.26% |
| Williston, ND (FHA|USDA|VA) | 5 | $1,415,000 | $283,000 | $4,049 | 2.83% |
| Ashland, OH (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $3,556 | 3.18% |
| Ardmore, OK (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $4,245 | 3.14% |
| Susanville, CA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,924 | 2.92% |
| Spirit Lake, IA (FHA|USDA|VA) | 7 | $1,365,000 | $195,000 | $3,169 | 3.10% |
| MONROE, LA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $3,649 | 2.90% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $4,849 | 2.90% |
| Mineral Wells, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $8,461 | 3.32% |
| Cordele, GA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $4,267 | 2.87% |
| Sanford, NC (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $3,598 | 2.75% |
| MANSFIELD, OH (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $3,761 | 3.34% |
| Marion, IN (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $3,445 | 2.98% |
| Thomaston, GA (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $4,142 | 2.81% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,285,000 | $142,778 | $3,489 | 3.35% |
| WHEELING, WV-OH (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $3,050 | 3.28% |
| Keene, NH (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $2,866 | 3.11% |
| Bonham, TX (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $4,513 | 2.77% |
| Miami, OK (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $4,219 | 2.63% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,509 | 2.97% |
| The Dalles, OR (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,073 | 2.88% |
| FARMINGTON, NM (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $3,904 | 2.97% |
| GETTYSBURG, PA (FHA|USDA|VA) | 8 | $1,260,000 | $157,500 | $3,512 | 3.01% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $3,821 | 2.92% |
| Austin, MN (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $3,916 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $4,285 | 3.14% |
| BANGOR, ME (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $2,454 | 3.18% |
| Stillwater, OK (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $5,595 | 3.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $4,378 | 2.68% |
| DuBois, PA (FHA|USDA|VA) | 9 | $1,225,000 | $136,111 | $4,147 | 2.76% |
| Galesburg, IL (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,308 | 3.22% |
| Shelby, NC (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $8,037 | 3.11% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $3,889 | 3.11% |
| MUNCIE, IN (FHA|USDA|VA) | 11 | $1,195,000 | $108,636 | $2,880 | 3.14% |
| Montrose, CO (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $2,967 | 2.73% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,170,000 | $146,250 | $3,887 | 3.21% |
| Hays, KS (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,248 | 2.72% |
| Plattsburgh, NY (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,437 | 2.77% |
| Grenada, MS (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,424 | 2.65% |
| Somerset, KY (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $3,176 | 3.13% |
| Barre, VT (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,409 | 2.71% |
| Moultrie, GA (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $5,902 | 3.27% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $7,202 | 3.09% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $2,653 | 3.07% |
| Laurel, MS (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $3,974 | 2.74% |
| Farmington, MO (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $3,815 | 3.32% |
| New Castle, IN (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,058 | 3.21% |
| McMinnville, TN (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,793 | 3.21% |
| Natchitoches, LA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $6,281 | 2.95% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $3,027 | 2.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,026 | 2.86% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,065 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $3,835 | 2.97% |
| Somerset, PA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,436 | 3.10% |
| Danville, KY (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $3,171 | 2.80% |
| Crescent City, CA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,009 | 3.46% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $3,495 | 3.05% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $4,761 | 2.96% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,667 | 2.95% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $2,801 | 2.95% |
| JACKSON, TN (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $3,464 | 3.22% |
| Cambridge, MD (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $3,497 | 2.98% |
| Cedartown, GA (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $3,558 | 2.90% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $9,898 | 2.62% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $3,234 | 2.84% |
| Shelbyville, TN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $3,351 | 3.08% |
| New Ulm, MN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,888 | 2.71% |
| Clarksburg, WV (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $3,965 | 2.79% |
| Plymouth, IN (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $2,536 | 3.21% |
| AMARILLO, TX (FHA|USDA|VA) | 9 | $985,000 | $109,444 | $3,091 | 3.50% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $9,536 | 3.25% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,309 | 3.31% |
| Bennington, VT (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $4,783 | 3.15% |
| LIMA, OH (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,258 | 3.08% |
| Bay City, TX (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,934 | 2.87% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $3,187 | 3.01% |
| Peru, IN (FHA|USDA|VA) | 10 | $950,000 | $95,000 | $1,730 | 3.35% |
| Juneau, AK (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $4,947 | 2.95% |
| Lake City, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,486 | 3.26% |
| West Plains, MO (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,138 | 2.99% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,307 | 3.44% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $5,472 | 3.42% |
| Moscow, ID (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $3,538 | 2.77% |
| Woodward, OK (FHA|USDA|VA) | 8 | $880,000 | $110,000 | $3,751 | 2.70% |
| Sunbury, PA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,041 | 3.29% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $2,187 | 3.08% |
| Yankton, SD (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,264 | 2.82% |
| CHARLESTON, WV (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $4,188 | 2.82% |
| Rutland, VT (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,884 | 2.79% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,048 | 2.86% |
| Orangeburg, SC (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $3,251 | 3.19% |
| Stevens Point, WI (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $4,112 | 3.08% |
| Marion, OH (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $3,552 | 2.92% |
| Coshocton, OH (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $4,895 | 2.98% |
| Pierre, SD (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $2,537 | 2.73% |
| Athens, TN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $3,823 | 3.85% |
| Central City, KY (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $4,136 | 3.07% |
| Española, NM (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $15,391 | 3.62% |
| Winnemucca, NV (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,061 | 2.92% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $4,252 | 2.99% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,700 | 2.93% |
| FAIRBANKS, AK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $2,167 | 3.19% |
| Richmond, IN (FHA|USDA|VA) | 8 | $810,000 | $101,250 | $2,972 | 3.17% |
| Riverton, WY (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,693 | 3.15% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,296 | 3.39% |
| Oskaloosa, IA (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $3,412 | 2.85% |
| Lewistown, PA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $4,666 | 2.96% |
| Pella, IA (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $3,555 | 3.00% |
| Ozark, AL (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,910 | 2.88% |
| Ludington, MI (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $2,711 | 2.91% |
| Tifton, GA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,990 | 3.08% |
| Vicksburg, MS (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $4,419 | 3.01% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,226 | 3.35% |
| Pittsburg, KS (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $3,756 | 2.77% |
| DeRidder, LA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $5,058 | 3.02% |
| Corning, NY (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,951 | 2.91% |
| Seymour, IN (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $5,191 | 3.11% |
| Brownwood, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $4,526 | 3.10% |
| Mexico, MO (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $2,724 | 3.09% |
| Ruston, LA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,669 | 2.85% |
| Sikeston, MO (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $2,800 | 3.03% |
| Connersville, IN (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $3,035 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,063 | 3.20% |
| Alpena, MI (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $1,594 | 3.23% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,523 | 2.83% |
| Celina, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $8,921 | 3.75% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,779 | 2.95% |
| Menomonie, WI (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $3,141 | 3.12% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $2,891 | 2.86% |
| Uvalde, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,491 | 3.19% |
| LAWTON, OK (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $4,614 | 3.32% |
| Malone, NY (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,790 | 3.25% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $3,008 | 2.79% |
| Salina, KS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,301 | 3.10% |
| McComb, MS (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,266 | 2.81% |
| Palatka, FL (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $3,415 | 3.17% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,351 | 3.13% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,584 | 2.50% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,714 | 3.19% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,999 | 3.24% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $3,571 | 3.07% |
| Summerville, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,422 | 2.71% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $3,640 | 2.59% |
| Aberdeen, SD (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,429 | 3.04% |
| Lebanon, MO (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,327 | 3.34% |
| Safford, AZ (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $4,911 | 3.15% |
| Greenwood, MS (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $4,848 | 2.90% |
| Roswell, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,055 | 3.11% |
| Beeville, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,827 | 2.89% |
| Marshalltown, IA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,004 | 2.94% |
| ODESSA, TX (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,879 | 3.38% |
| Jasper, AL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,174 | 2.70% |
| Winfield, KS (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $3,395 | 3.16% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $2,801 | 3.40% |
| Martin, TN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $3,952 | 2.90% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $9,981 | 2.50% |
| London, KY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $4,139 | 2.94% |
| Mount Airy, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,241 | 2.89% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,177 | 3.44% |
| Wilson, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,527 | 3.04% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,823 | 3.04% |
| Jasper, IN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $3,625 | 3.13% |
| Alice, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,836 | 2.74% |
| Sidney, OH (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $3,376 | 3.54% |
| Madison, IN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $2,112 | 2.99% |
| Sterling, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $3,046 | 3.29% |
| Mountain Home, AR (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,332 | 2.62% |
| Bedford, IN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $2,946 | 3.01% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $3,872 | 3.04% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $2,886 | 2.93% |
| Troy, AL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,113 | 3.45% |
| ENID, OK (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,135 | 2.80% |
| Hannibal, MO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,091 | 3.12% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,732 | 3.23% |
| Washington, NC (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $3,125 | 2.91% |
| Las Vegas, NM (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,694 | 3.07% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $3,195 | 2.80% |
| Selma, AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,701 | 2.43% |
| Moberly, MO (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,109 | 2.54% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,372 | 3.16% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,055 | 2.87% |
| Clinton, IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,640 | 2.70% |
| Mount Sterling, KY (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $3,133 | 2.79% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,789 | 3.21% |
| Logansport, IN (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $1,876 | 2.99% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,072 | 3.25% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,591 | 2.93% |
| Minden, LA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,139 | 3.06% |
| Mason City, IA (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $3,119 | 3.43% |
| Campbellsville, KY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,018 | 2.58% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,642 | 2.88% |
| Winona, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,375 | 3.06% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $6,864 | 2.81% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,920 | 2.66% |
| Lincoln, IL (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $2,946 | 3.09% |
| Dixon, IL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $1,848 | 3.75% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,527 | 3.28% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,778 | 3.19% |
| Sterling, CO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $2,428 | 3.49% |
| Elkins, WV (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $3,308 | 3.43% |
| Ponca City, OK (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $3,494 | 3.13% |
| Spencer, IA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $2,612 | 2.68% |
| Emporia, KS (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,193 | 3.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $2,860 | 3.35% |
| Berlin, NH (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,943 | 2.73% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,062 | 2.98% |
| Fremont, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,522 | 2.63% |
| Cortland, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,340 | 3.25% |
| Batesville, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,642 | 2.72% |
| Atmore, AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,325 | 3.25% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $4,663 | 2.56% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,236 | 2.64% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,316 | 2.60% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,726 | 3.75% |
| Silver City, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,367 | 2.84% |
| Othello, WA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,307 | 3.17% |
| Fort Payne, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $2,552 | 2.91% |
| Freeport, IL (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $3,507 | 3.25% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $6,527 | 3.00% |
| Evanston, WY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,778 | 2.79% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,988 | 3.00% |
| Jackson, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,283 | 3.11% |
| Salem, OH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,638 | 3.47% |
| Kinston, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,027 | 3.03% |
| Craig, CO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,436 | 2.88% |
| Ottumwa, IA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $3,207 | 3.13% |
| Waycross, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,804 | 2.91% |
| Watertown, SD (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,867 | 3.25% |
| North Platte, NE (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,067 | 3.43% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,097 | 2.59% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,162 | 3.08% |
| Americus, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $1,853 | 2.92% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,572 | 2.88% |
| Vernal, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,585 | 2.88% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,808 | 3.20% |
| Paris, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,699 | 2.87% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,392 | 3.88% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $3,401 | 2.80% |
| Jennings, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,705 | 2.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,366 | 2.71% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,865 | 2.75% |
| Defiance, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $2,960 | 3.11% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $2,138 | 4.46% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,302 | 2.88% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,724 | 3.24% |
| Russellville, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,935 | 3.15% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,304 | 2.81% |
| Camden, AR (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,520 | 2.84% |
| Price, UT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,083 | 2.63% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,742 | 2.75% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,359 | 3.63% |
| Zapata, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,444 | 2.50% |
| McPherson, KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,327 | 2.76% |
| Snyder, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,045 | 2.75% |
| Athens, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,542 | 3.25% |
| Brookings, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,535 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,034 | 2.48% |
| Greenville, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,515 | 2.93% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,148 | 2.69% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,391 | 2.75% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $1,347 | 2.71% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,257 | 3.01% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,369 | 2.92% |
| Warren, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,168 | 2.62% |
| Dumas, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,622 | 3.25% |
| Altus, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,066 | 2.25% |
| Guymon, OK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,814 | 2.50% |
| Douglas, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,630 | 2.84% |
| Gallup, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $2,653 | 2.86% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,315 | 2.48% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,075 | 2.80% |
| Elk City, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,980 | 3.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,468 | 2.82% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $1,151 | 2.90% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,352 | 3.69% |
| Vernon, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,794 | 2.93% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,150 | 3.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,344 | 2.74% |
| Paris, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,237 | 2.67% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,609 | 3.38% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,575 | 2.90% |
| Andrews, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,733 | 2.88% |
| Laramie, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,123 | 3.98% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $1,529 | 3.19% |
| Worthington, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,394 | 3.00% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,803 | 2.97% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,665 | 2.47% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,026 | 2.46% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,531 | 2.93% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,100 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,891 | 2.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,369 | 2.88% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,850 | 3.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,697 | 2.53% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,296 | 2.88% |
| Union, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $1,996 | 3.20% |
| Dublin, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,465 | 3.59% |
| Garden City, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,807 | 2.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,991 | 3.43% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,210 | 3.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,256 | 3.63% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,765 | 3.28% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,400 | 2.60% |
| Searcy, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,694 | 2.99% |
| Fremont, NE (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $972 | 2.69% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,959 | 2.88% |
| Rolla, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,802 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,271 | 3.29% |
| Huron, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,714 | 2.25% |
| Atchison, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,105 | 2.88% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,230 | 2.25% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,745 | 3.16% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,684 | 3.50% |
| Greenville, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,189 | 3.37% |
| Lexington, NE (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,535 | 3.25% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,864 | 3.25% |
| McAlester, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,022 | 2.85% |
| Hereford, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,754 | 3.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,764 | 3.29% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,275 | 3.13% |
| Ada, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,764 | 3.44% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,702 | 2.98% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,525 | 2.97% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,745 | 2.90% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,217 | 3.50% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,802 | 3.13% |
| Batavia, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,507 | 3.00% |
| Effingham, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,548 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $3,317 | 2.73% |
Flagstar Bank Fsb's top markets include Los Angeles, San Francisco, Detroit, Riverside, and Houston among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 98,795 | $30,920,605,000 | $312,977 | $4,374 | 3.08% |
| FHA | 5,200 | $1,331,060,000 | $255,973 | $8,277 | 2.87% |
| VA | 4,560 | $1,623,530,000 | $356,037 | $6,988 | 2.69% |
| USDA | 1,683 | $301,045,000 | $178,874 | $4,995 | 2.78% |
For the 2021 period, Flagstar Bank Fsb's most frequently originated loan type of loans were Conventional, with 98,795 originations. Their 2nd most popular type is FHA, with 5,200 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 46,842 | $13,854,460,000 | $295,770 | $3,712 | 2.91% |
| Home Purchase | 37,319 | $12,765,685,000 | $342,069 | $5,924 | 3.07% |
| Cash Out Refi | 23,390 | $7,099,590,000 | $303,531 | $4,697 | 3.16% |
| Other | 1,591 | $311,175,000 | $195,585 | $4,314 | 3.95% |
| Home Improvement | 1,096 | $145,330,000 | $132,600 | $2,451 | 4.78% |
For the 2021, Flagstar Bank Fsb's most frequently cited loan purpose of loans were Refi, with 46,842 originations. The 2nd most popular reason of loans were Home Purchase, with 37,319 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 84,464 | $28,284,780,000 | $334,874 | $5,097 | 3.15% |
| 15 Year | 16,448 | $3,637,440,000 | $221,148 | $3,339 | 2.58% |
| 20 Year | 6,281 | $1,452,855,000 | $231,310 | $3,110 | 3.03% |
| Other | 1,543 | $416,595,000 | $269,990 | $3,629 | 2.96% |
| 10 Year | 1,292 | $231,350,000 | $179,063 | $2,933 | 2.56% |
| 30+ year | 196 | $141,110,000 | $719,949 | $12,693 | 3.74% |
| 5 Year | 11 | $2,845,000 | $258,636 | $0 | 4.71% |
| 3 Year | 3 | $9,265,000 | $3,088,333 | $188 | 3.25% |
For the 2021, Flagstar Bank Fsb's most frequently cited loan length of loans were 30 Year, with 84,464 originations. The 2nd most popular length of loans were 15 Year, with 16,448 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 48,201 | $14,777,965,000 | $306,590 |
| $<1k | 23,684 | $6,583,700,000 | $277,981 |
| $2k-3k | 14,141 | $3,660,325,000 | $258,845 |
| $3k-4k | 12,789 | $3,929,035,000 | $307,220 |
| $5k+ | 9,372 | $4,902,040,000 | $523,052 |
$5,097 of loans were Flagstar Bank Fsb's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 48,201 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 47,847 | $15,944,415,000 | $333,238 |
| 3-4% | 44,568 | $13,541,500,000 | $303,839 |
| <2.5% | 13,665 | $3,921,185,000 | $286,951 |
| 4-5% | 2,980 | $642,370,000 | $215,560 |
| 5-6% | 924 | $110,890,000 | $120,011 |
| 6-7% | 157 | $14,155,000 | $90,159 |
| 7-8% | 14 | $550,000 | $39,286 |
| Over 8% | 5 | $405,000 | $81,000 |
During 2021, Flagstar Bank Fsb's average interest rate of loans were 3.15%, while their most frequently originated rate bucket of loans were 2.5-3%, with 47,847 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 48,056 | $13,724,390,000 | $285,592 | $4,527 | 3.00% |
| $100k-200k | 30,098 | $4,591,830,000 | $152,563 | $3,544 | 3.06% |
| $400k-600k | 16,159 | $7,790,705,000 | $482,128 | $5,687 | 3.01% |
| $100,000 or less | 7,461 | $536,705,000 | $71,935 | $2,667 | 3.45% |
| $600k-1MM | 6,609 | $4,948,565,000 | $748,762 | $8,410 | 3.03% |
| $1MM+ | 1,855 | $2,584,045,000 | $1,393,016 | $11,842 | 2.96% |
2021 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 48,056 originations, totaling $13,724,390,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 25,088 | $7,884,270,000 | $314,265 | $4,759 | 3.05% |
| $50k-75k | 21,327 | $4,520,115,000 | $211,943 | $4,244 | 3.05% |
| $150k-250k | 19,782 | $7,986,370,000 | $403,719 | $5,135 | 3.06% |
| $75k-100k | 18,729 | $4,895,455,000 | $261,384 | $4,501 | 3.04% |
| $50k or less | 12,549 | $1,872,025,000 | $149,177 | $3,685 | 3.08% |
| $250k+ | 10,311 | $6,256,635,000 | $606,792 | $6,464 | 3.09% |
Flagstar Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 25,088 originations. The second most popular income band? $50k-75k, with 21,327 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 24,235 | $7,277,755,000 | $300,299 | $4,239 | 3.00% |
| 30-36% | 19,925 | $6,230,275,000 | $312,686 | $4,581 | 3.07% |
| <20% | 9,605 | $2,739,885,000 | $285,256 | $3,845 | 2.93% |
| 44% | 4,619 | $1,384,745,000 | $299,793 | $5,008 | 3.16% |
| 42% | 4,522 | $1,579,830,000 | $349,365 | $5,255 | 3.14% |
| 41% | 4,216 | $1,403,170,000 | $332,820 | $5,048 | 3.13% |
| 43% | 4,158 | $1,196,400,000 | $287,734 | $4,769 | 3.16% |
| 40% | 4,070 | $1,365,280,000 | $335,450 | $4,987 | 3.11% |
| 39% | 4,031 | $1,330,855,000 | $330,155 | $4,997 | 3.12% |
| 38% | 3,795 | $1,217,225,000 | $320,744 | $4,810 | 3.13% |
| 37% | 3,633 | $1,152,425,000 | $317,210 | $4,779 | 3.09% |
| 36% | 3,555 | $1,147,305,000 | $322,730 | $4,794 | 3.08% |
| 45% | 3,334 | $1,015,000,000 | $304,439 | $4,978 | 3.08% |
| 49% | 3,283 | $1,050,465,000 | $319,971 | $5,151 | 3.06% |
| 48% | 2,942 | $911,730,000 | $309,901 | $5,044 | 3.07% |
| 46% | 2,894 | $879,050,000 | $303,749 | $5,032 | 3.08% |
| 47% | 2,808 | $861,580,000 | $306,830 | $5,059 | 3.06% |
| 50-60% | 2,362 | $728,450,000 | $308,404 | $8,300 | 2.86% |
| >60% | 69 | $26,685,000 | $386,739 | $6,593 | 3.09% |
Flagstar Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 24,235 originations. The next most common DTI ratio? 30-36%, with 19,925 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 75,066 | $22,517,800,000 | $299,973 | $4,666 | 3.05% |
| Not provided | 19,231 | $6,103,665,000 | $317,387 | $4,560 | 3.03% |
| Asian | 10,283 | $3,973,615,000 | $386,426 | $4,712 | 3.05% |
| Black | 4,480 | $1,164,890,000 | $260,020 | $5,338 | 3.12% |
| American Indian | 508 | $142,520,000 | $280,551 | $4,728 | 3.07% |
| Native Hawaiian | 220 | $74,740,000 | $339,727 | $5,088 | 3.05% |
| Asian Indian | 191 | $69,515,000 | $363,953 | $5,061 | 2.97% |
| Not applicable | 7 | $49,485,000 | $7,069,286 | $0 | 3.65% |
| Filipino | 64 | $22,140,000 | $345,938 | $4,547 | 2.96% |
| Other Asian | 61 | $20,245,000 | $331,885 | $4,962 | 3.07% |
| Chinese | 57 | $16,655,000 | $292,193 | $4,157 | 3.15% |
| Vietnamese | 18 | $6,290,000 | $349,444 | $5,436 | 3.10% |
| Korean | 20 | $6,030,000 | $301,500 | $3,209 | 2.94% |
| Other Pacific Islander | 16 | $4,210,000 | $263,125 | $5,215 | 2.90% |
| Japanese | 11 | $3,655,000 | $332,273 | $4,647 | 2.99% |
| Native Hawiian | 4 | $520,000 | $130,000 | $2,309 | 2.75% |
| Guamanian | 1 | $265,000 | $265,000 | $2,335 | 3.23% |
Approval Rates
Total approvals of all applications86.88%
Flagstar Bank Fsb has an average approval rate.
Pick Rate
Approvals leading to origination83.64%
Flagstar Bank Fsb has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 110,238 | $34,176,240,000 | $310,022 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 110,238 | $34,176,240,000 | $310,022 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 9,210 | $2,230,470,000 | $242,179 | $3,512 | 3.01% |
| 40-60% | 25,119 | $7,768,895,000 | $309,284 | $3,795 | 2.91% |
| 60-80% | 44,681 | $14,798,235,000 | $331,197 | $4,666 | 3.10% |
| 80-100% | 28,123 | $8,772,715,000 | $311,941 | $5,692 | 3.03% |
| Over 100% | 857 | $328,755,000 | $383,611 | $12,392 | 2.79% |
| Under 20% | 2,231 | $272,345,000 | $122,073 | $2,665 | 4.15% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FLAGSTAR BANK, FSB | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 39 | 8.2% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Closing on a mortgage | 19 | 4.0% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Credit monitoring or identity theft protection services | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Improper use of your report | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Incorrect information on your report | 5 | 1.1% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 2 | 0.4% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Struggling to pay mortgage | 52 | 11.0% |
| FLAGSTAR BANK, FSB | Conventional home mortgage | Trouble during payment process | 185 | 39.1% |
| FLAGSTAR BANK, FSB | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 10 | 2.1% |
| FLAGSTAR BANK, FSB | FHA mortgage | Closing on a mortgage | 7 | 1.5% |
| FLAGSTAR BANK, FSB | FHA mortgage | Incorrect information on your report | 3 | 0.6% |
| FLAGSTAR BANK, FSB | FHA mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.2% |
| FLAGSTAR BANK, FSB | FHA mortgage | Struggling to pay mortgage | 48 | 10.1% |
| FLAGSTAR BANK, FSB | FHA mortgage | Trouble during payment process | 25 | 5.3% |
| FLAGSTAR BANK, FSB | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Home equity loan or line of credit (HELOC) | Trouble during payment process | 7 | 1.5% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 6 | 1.3% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Closing on a mortgage | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Incorrect information on your report | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.2% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Struggling to pay mortgage | 12 | 2.5% |
| FLAGSTAR BANK, FSB | Other type of mortgage | Trouble during payment process | 14 | 3.0% |
| FLAGSTAR BANK, FSB | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 0.8% |
| FLAGSTAR BANK, FSB | VA mortgage | Struggling to pay mortgage | 13 | 2.7% |
| FLAGSTAR BANK, FSB | VA mortgage | Trouble during payment process | 13 | 2.7% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Flagstar Bank, FSB | 1131 W. Warren Avenue Detroit, MI 48201 | Full Service Retail | $12,145 |
| Flagstar Bank, FSB | 1311 South Latson Road Howell, MI 48843 | Full Service B&M | $56,961 |
| Flagstar Bank, FSB | 1329 Eighth Avenue Menominee, MI 49858 | Full Service B&M | $45,713 |
| Flagstar Bank, FSB | 13427 15 Mile Road Sterling Heights, MI 48312 | Full Service B&M | $75,468 |
| Flagstar Bank, FSB | 1372 S. Centerville Rd Sturgis, MI 49091 | Full Service B&M | $20,239 |
| Flagstar Bank, FSB | 13937 Silver Hill Road Mountain, WI 54149 | Full Service B&M | $11,889 |
| Flagstar Bank, FSB | 1400 East Lake Lansing Road East Lansing, MI 48823 | Full Service B&M | $37,996 |
| Flagstar Bank, FSB | 1401 Presque Isle Avenue Marquette, MI 49855 | Full Service B&M | $6,494 |
| Flagstar Bank, FSB | 147 North River Ave Holland, MI 49424 | Full Service B&M | $41,949 |
| Flagstar Bank, FSB | 14800 La Paz Drive Victorville, CA 92395 | Full Service B&M | $114,802 |
| Flagstar Bank, FSB | 14816 First Street Hoagland, IN 46745 | Full Service B&M | $26,158 |
| Flagstar Bank, FSB | 1536 State Rd 930 E New Haven, IN 46774 | Full Service B&M | $51,511 |
| Flagstar Bank, FSB | 15386 South Helmer Road Battle Creek, MI 49015 | Full Service B&M | $31,439 |
| Flagstar Bank, FSB | 1541 North Main Street Rushville, IN 46173 | Full Service B&M | $55,640 |
| Flagstar Bank, FSB | 18411 Mack Ave Detroit, MI 48236 | Full Service B&M | $16,605 |
| Flagstar Bank, FSB | 1969 44th Street, Southeast Grand Rapids, MI 49508 | Full Service B&M | $39,673 |
| Flagstar Bank, FSB | 19733 Mack Avenue Grosse Pointe Woods, MI 48236 | Full Service B&M | $79,191 |
| Flagstar Bank, FSB | 200 S Van Buren St Auburn, IN 46706 | Full Service B&M | $35,522 |
| Flagstar Bank, FSB | 2000 Horton Road Jackson, MI 49203 | Full Service B&M | $69,192 |
| Flagstar Bank, FSB | 202 East Ninth Street Rochester, IN 46975 | Full Service B&M | $25,625 |
| Flagstar Bank, FSB | 20355 Hall Rd Macomb, MI 48044 | Full Service B&M | $62,783 |
| Flagstar Bank, FSB | 2050 W. Big Beaver Rd. Troy, MI 48084 | Full Service B&M | $104,649 |
| Flagstar Bank, FSB | 210 W Huron St Ann Arbor, MI 48104 | Full Service B&M | $33,466 |
| Flagstar Bank, FSB | 21427 W Grand River Ave Suite 140, Ste 140 Detroit, MI 48219 | Full Service B&M | $2,113 |
| Flagstar Bank, FSB | 2203 N. Telegraph Road Monroe, MI 48162 | Full Service B&M | $34,073 |
| Flagstar Bank, FSB | 2204 North Wayne Street Angola, IN 46703 | Full Service B&M | $60,208 |
| Flagstar Bank, FSB | 31110 Novi Rd. Novi, MI 48377 | Full Service B&M | $76,344 |
| Flagstar Bank, FSB | 28177 Orchard Lake Road Farmington Hills, MI 48334 | Full Service B&M | $77,690 |
| Flagstar Bank, FSB | 2829 Niles Avenue Saint Joseph, MI 49085 | Full Service B&M | $35,846 |
| Flagstar Bank, FSB | 28653 Woodward Ave Berkley, MI 48072 | Full Service B&M | $48,234 |
| Flagstar Bank, FSB | 29049 Joy Road Westland, MI 48185 | Full Service B&M | $50,548 |
| Flagstar Bank, FSB | 2926 Mishawaka Avenue South Bend, IN 46615 | Full Service B&M | $22,015 |
| Flagstar Bank, FSB | 301 South Main Street Brooklyn, MI 49230 | Full Service B&M | $57,468 |
| Flagstar Bank, FSB | 301 West Michigan Avenue Jackson, MI 49201 | Full Service B&M | $752,469 |
| Flagstar Bank, FSB | 30105 Mound Rd Warren, MI 48092 | Full Service B&M | $68,402 |
| Flagstar Bank, FSB | 3045 E. Michigan Avenue Jackson, MI 49202 | Full Service B&M | $50,487 |
| Flagstar Bank, FSB | 30515 Milford Road New Hudson, MI 48165 | Full Service B&M | $46,073 |
| Flagstar Bank, FSB | 31049 Dequindre Road Madison Heights, MI 48071 | Full Service B&M | $62,974 |
| Flagstar Bank, FSB | 31061 Hayes Road Warren, MI 48088 | Full Service B&M | $59,542 |
| Flagstar Bank, FSB | 37070 Mound Road Sterling Heights, MI 48310 | Full Service B&M | $56,293 |
| Flagstar Bank, FSB | 37655 6 Mile Road Livonia, MI 48152 | Full Service B&M | $141,177 |
| Flagstar Bank, FSB | 382 West Cleveland Road Granger, IN 46530 | Full Service B&M | $32,445 |
| Flagstar Bank, FSB | 3901 Woodward Ave, Ste. 100b Detroit, MI 48201 | Full Service B&M | $11,935 |
| Flagstar Bank, FSB | 3902 South Clinton Street Fort Wayne, IN 46806 | Full Service B&M | $54,780 |
| Flagstar Bank, FSB | 3915 Telegraph Road Bloomfield Hills, MI 48302 | Full Service B&M | $112,892 |
| Flagstar Bank, FSB | 39900 8 Mile Rd Northville, MI 48167 | Full Service B&M | $42,282 |
| Flagstar Bank, FSB | 40900 Garfield Road Clinton Township, MI 48038 | Full Service B&M | $57,480 |
| Flagstar Bank, FSB | 42200 Ford Road Canton, MI 48187 | Full Service B&M | $131,928 |
| Flagstar Bank, FSB | 425 N. Lapeer Rd Oxford, MI 48371 | Full Service B&M | $49,849 |
| Flagstar Bank, FSB | 4364 Lake Michigan Drive Nw Grand Rapids, MI 49534 | Full Service B&M | $32,522 |
| Flagstar Bank, FSB | 43850 Schoenherr Road Sterling Heights, MI 48313 | Full Service B&M | $70,238 |
| Flagstar Bank, FSB | 500 Woodward Ave Suite 100 Detroit, MI 48226 | Full Service B&M | $19,299 |
| Flagstar Bank, FSB | 5017 Rochester Road Troy, MI 48085 | Full Service B&M | $100,390 |
| Flagstar Bank, FSB | 50891 Sabrina Drive Shelby Township, MI 48315 | Full Service B&M | $135,674 |
| Flagstar Bank, FSB | 5105 Highland Road Waterford, MI 48327 | Full Service B&M | $46,036 |
| Flagstar Bank, FSB | 5110 Cascade Road, Southeast Grand Rapids, MI 49546 | Full Service B&M | $49,397 |
| Flagstar Bank, FSB | 5151 Corporate Drive Troy, MI 48098 | Full Service B&M | $11,016,651 |
| Flagstar Bank, FSB | 516 North Lincoln Road Escanaba, MI 49829 | Full Service B&M | $44,273 |
| Flagstar Bank, FSB | 5525 St. Joe Road Fort Wayne, IN 46835 | Full Service B&M | $31,038 |
| Flagstar Bank, FSB | 5610 West Saginaw Hwy Lansing, MI 48917 | Full Service B&M | $50,151 |
| Flagstar Bank, FSB | 5720 Sashabaw Road Clarkston, MI 48346 | Full Service B&M | $64,787 |
| Flagstar Bank, FSB | 5770 Coventry Lane Fort Wayne, IN 46804 | Full Service B&M | $35,502 |
| Flagstar Bank, FSB | 5903 Bluffton Road Fort Wayne, IN 46809 | Full Service B&M | $30,478 |
| Flagstar Bank, FSB | 800 Northcrest Shopping Center Fort Wayne, IN 46805 | Full Service B&M | $40,735 |
| Flagstar Bank, FSB | 812 West Seventh Street Auburn, IN 46706 | Full Service B&M | $14,935 |
| Flagstar Bank, FSB | 833 E. 16th Street, Ste 30 Holland, MI 49423 | Full Service B&M | $40,201 |
| Flagstar Bank, FSB | 841 North Cass Street Wabash, IN 46992 | Full Service B&M | $29,325 |
| Flagstar Bank, FSB | 900 East Cloverland Drive Ironwood, MI 49938 | Full Service B&M | $46,477 |
| Flagstar Bank, FSB | 901 West State Boulevard Fort Wayne, IN 46808 | Full Service B&M | $30,520 |
| Flagstar Bank, FSB | 914 Charlevoix Drive, Ste 100 Grand Ledge, MI 48837 | Full Service B&M | $39,142 |
| Flagstar Bank, FSB | 9332 Lee Road Brighton, MI 48116 | Full Service B&M | $69,839 |
| Flagstar Bank, FSB | 945 East Armory Road Barstow, CA 92311 | Full Service B&M | $68,785 |
| Flagstar Bank, FSB | S938 U.S. 41 Stephenson, MI 49887 | Full Service B&M | $25,510 |
| Flagstar Bank, FSB | 1 Yorkshire Drive Decatur, IN 46733 | Full Service B&M | $46,266 |
| Flagstar Bank, FSB | 100 East First Street Gillett, WI 54124 | Full Service B&M | $26,616 |
| Flagstar Bank, FSB | 1000 East Dupont Road Fort Wayne, IN 46825 | Full Service B&M | $62,908 |
| Flagstar Bank, FSB | 1000 N Main St Monticello, IN 47960 | Full Service B&M | $8,255 |
| Flagstar Bank, FSB | 1001 N. Main Street Rochester, MI 48307 | Full Service B&M | $127,130 |
| Flagstar Bank, FSB | 101 Broad Street Michigan Center, MI 49254 | Full Service B&M | $50,216 |
| Flagstar Bank, FSB | 101 South Main Street Bluffton, IN 46714 | Full Service B&M | $37,197 |
| Flagstar Bank, FSB | 101 West Washington Street Marquette, MI 49855 | Full Service B&M | $52,466 |
| Flagstar Bank, FSB | 10166 Pelham Street Taylor, MI 48180 | Full Service B&M | $44,138 |
| Flagstar Bank, FSB | 10325 Chestnut Plaza Drive Fort Wayne, IN 46814 | Full Service B&M | $189,733 |
| Flagstar Bank, FSB | 10474 Rancho Road Adelanto, CA 92301 | Full Service B&M | $22,380 |
| Flagstar Bank, FSB | 111 East Wayne Street Fort Wayne, IN 46802 | Full Service B&M | $34,526 |
| Flagstar Bank, FSB | 1112 North Detroit Street Lagrange, IN 46761 | Full Service B&M | $16,646 |
| Flagstar Bank, FSB | 15479 Main Street Hesperia, CA 92345 | Full Service B&M | $115,894 |
| Flagstar Bank, FSB | 15783 Eureka Southgate, MI 48195 | Full Service B&M | $57,229 |
| Flagstar Bank, FSB | 16003 Quantico Road Apple Valley, CA 92307 | Full Service B&M | $214,708 |
| Flagstar Bank, FSB | 1601 Briarwood Circle, Suite 100 Ann Arbor, MI 48108 | Full Service B&M | $75,964 |
| Flagstar Bank, FSB | 16390 Silver Parkway Fenton, MI 48430 | Full Service B&M | $66,561 |
| Flagstar Bank, FSB | 1648 N Perry Rd Pontiac, MI 48340 | Full Service B&M | $14,394 |
| Flagstar Bank, FSB | 16821 Kercheval Grosse Pointe, MI 48230 | Full Service B&M | $100,527 |
| Flagstar Bank, FSB | 1717 North West Avenue Jackson, MI 49202 | Full Service B&M | $54,982 |
| Flagstar Bank, FSB | 17250 Hayes St Grand Haven, MI 49417 | Full Service B&M | $43,805 |
| Flagstar Bank, FSB | 17430 13 Mile Road Beverly Hills, MI 48025 | Full Service B&M | $50,110 |
| Flagstar Bank, FSB | 1801 Grand River Ave Okemos, MI 48864 | Full Service B&M | $60,819 |
| Flagstar Bank, FSB | 1805 South Stephenson Avenue Iron Mountain, MI 49801 | Full Service B&M | $32,356 |
| Flagstar Bank, FSB | 22322 Gratiot Eastpointe, MI 48021 | Full Service B&M | $27,782 |
| Flagstar Bank, FSB | 225 East Central Avenue Oconto Falls, WI 54154 | Full Service B&M | $18,782 |
| Flagstar Bank, FSB | 23108 Harper Saint Clair Shores, MI 48080 | Full Service B&M | $72,657 |
| Flagstar Bank, FSB | 2317 West Western Avenue South Bend, IN 46619 | Full Service B&M | $38,575 |
| Flagstar Bank, FSB | 234 West Genesee Street Iron River, MI 49935 | Full Service B&M | $24,732 |
| Flagstar Bank, FSB | 23636 West Rd Brownstown Township, MI 48183 | Full Service B&M | $66,518 |
| Flagstar Bank, FSB | 24235 Novi Rd. Novi, MI 48375 | Full Service B&M | $54,109 |
| Flagstar Bank, FSB | 245 Morton St Shipshewana, IN 46565 | Full Service B&M | $19,452 |
| Flagstar Bank, FSB | 26051 Crocker Boulevard Harrison Township, MI 48045 | Full Service B&M | $48,870 |
| Flagstar Bank, FSB | 26545 Ford Road Dearborn Heights, MI 48127 | Full Service B&M | $49,742 |
| Flagstar Bank, FSB | 2720 Guilford Street Huntington, IN 46750 | Full Service B&M | $33,219 |
| Flagstar Bank, FSB | 2744 S. Adams Rd. Rochester Hills, MI 48309 | Full Service Retail | $44,402 |
| Flagstar Bank, FSB | 31230 Grand River Ave Farmington, MI 48336 | Full Service B&M | $58,155 |
| Flagstar Bank, FSB | 31550 Northwestern Hwy, Suite 130, Ste 130 Farmington Hills, MI 48334 | Full Service B&M | $55,697 |
| Flagstar Bank, FSB | 3205 28th St Se Grand Rapids, MI 49512 | Full Service B&M | $14,297 |
| Flagstar Bank, FSB | 3220 Us Hwy 41 W Marquette, MI 49855 | Full Service B&M | $36,728 |
| Flagstar Bank, FSB | 3233 Fairlane Drive Allen Park, MI 48101 | Full Service B&M | $33,245 |
| Flagstar Bank, FSB | 33390 W. 14 Mile Road West Bloomfield, MI 48322 | Full Service B&M | $68,659 |
| Flagstar Bank, FSB | 34680 23 Mile Road Chesterfield, MI 48047 | Full Service B&M | $71,751 |
| Flagstar Bank, FSB | 34945 Gratiot Avenue Clinton Township, MI 48035 | Full Service B&M | $42,685 |
| Flagstar Bank, FSB | 3500 Greenfield Road Dearborn, MI 48120 | Full Service B&M | $38,544 |
| Flagstar Bank, FSB | 35238 Woodward Avenue Birmingham, MI 48009 | Full Service B&M | $50,327 |
| Flagstar Bank, FSB | 354 E. Chicago Street Ste C Coldwater, MI 49036 | Full Service B&M | $57,753 |
| Flagstar Bank, FSB | 3650 Plymouth Road Ann Arbor, MI 48105 | Full Service B&M | $42,020 |
| Flagstar Bank, FSB | 4400 Miami St South Bend, IN 46614 | Full Service B&M | $21,915 |
| Flagstar Bank, FSB | 4400 Orchard Lake Road West Bloomfield, MI 48323 | Full Service B&M | $69,516 |
| Flagstar Bank, FSB | 44691 Mound Road Sterling Heights, MI 48314 | Full Service B&M | $65,846 |
| Flagstar Bank, FSB | 4542 Orion Road Rochester, MI 48306 | Full Service B&M | $73,244 |
| Flagstar Bank, FSB | 45505 Michigan Ave Canton, MI 48188 | Full Service B&M | $63,118 |
| Flagstar Bank, FSB | 4555 Canal Ave Sw Grandville, MI 49418 | Full Service B&M | $20,084 |
| Flagstar Bank, FSB | 4585 Alpine Avenue Nw Comstock Park, MI 49321 | Full Service B&M | $38,185 |
| Flagstar Bank, FSB | 4675 32nd Avenue, Suite 110 Hudsonville, MI 49426 | Full Service B&M | $22,265 |
| Flagstar Bank, FSB | 475 Romence Rd. Portage, MI 49024 | Full Service B&M | $35,404 |
| Flagstar Bank, FSB | 4755 Washtenaw Aveunue Ann Arbor, MI 48108 | Full Service B&M | $37,423 |
| Flagstar Bank, FSB | 4895 Phelan Road Phelan, CA 92371 | Full Service B&M | $66,712 |
| Flagstar Bank, FSB | 50 S. Howell Hillsdale, MI 49242 | Full Service B&M | $65,453 |
| Flagstar Bank, FSB | 599 General Motors Rd Milford, MI 48381 | Full Service B&M | $53,682 |
| Flagstar Bank, FSB | 6000 U.S. 41 South Marquette, MI 49855 | Full Service B&M | $34,615 |
| Flagstar Bank, FSB | 601 Jackson Street La Porte, IN 46350 | Full Service B&M | $58,719 |
| Flagstar Bank, FSB | 6200 S Saginaw Street Grand Blanc, MI 48439 | Full Service B&M | $60,219 |
| Flagstar Bank, FSB | 6302 East State Boulevard Fort Wayne, IN 46815 | Full Service B&M | $72,733 |
| Flagstar Bank, FSB | 6324 W Jefferson Blvd Fort Wayne, IN 46804 | Full Service B&M | $37,333 |
| Flagstar Bank, FSB | 6490 Highland Rd White Lake, MI 48383 | Full Service B&M | $29,085 |
| Flagstar Bank, FSB | 6560 West Main Street Kalamazoo, MI 49009 | Full Service B&M | $36,225 |
| Flagstar Bank, FSB | 700 Us Hwy 41 W Ishpeming, MI 49849 | Full Service B&M | $35,825 |
| Flagstar Bank, FSB | 7016 South Cedar Street Lansing, MI 48911 | Full Service B&M | $26,886 |
| Flagstar Bank, FSB | 704 S. Brown Street Jackson, MI 49203 | Full Service B&M | $81,484 |
| Flagstar Bank, FSB | 760 S. Us 131, Ste 1 Three Rivers, MI 49093 | Full Service B&M | $30,427 |
| Flagstar Bank, FSB | 7950 Cooley Lake Rd Waterford, MI 48327 | Full Service B&M | $29,796 |
| Flagstar Bank, FSB | 115 Hospital Drive Van Wert, OH 45891 | Full Service B&M | $56,915 |
| Flagstar Bank, FSB | 115 N Pine St Gwinn, MI 49841 | Full Service B&M | $26,216 |
| Flagstar Bank, FSB | 119 North Main Street Monticello, IN 47960 | Full Service B&M | $54,627 |
| Flagstar Bank, FSB | 12 North Broadway Avenue Peru, IN 46970 | Full Service B&M | $35,773 |
| Flagstar Bank, FSB | 122 Brooklyn Road Napoleon, MI 49261 | Full Service B&M | $36,016 |
| Flagstar Bank, FSB | 12470 Hesperian Road Victorville, CA 92395 | Limited, Mobile/Seasonal Office | $0 |
| Flagstar Bank, FSB | 12530 Hesperia Road Victorville, CA 92395 | Full Service B&M | $107,066 |
| Flagstar Bank, FSB | 126 West Highland Howell, MI 48843 | Full Service B&M | $36,765 |
| Flagstar Bank, FSB | 1261 Highway 2 Wrightwood, CA 92397 | Full Service B&M | $49,381 |
| Flagstar Bank, FSB | 1290 S Main Street Ste A Chelsea, MI 48118 | Full Service B&M | $67,105 |
| Flagstar Bank, FSB | 1300 N 3rd St. Marquette, MI 49855 | Full Service B&M | $40,283 |
| Flagstar Bank, FSB | 1303 College Avenue Houghton, MI 49931 | Full Service B&M | $63,715 |
For 2021, Flagstar Bank Fsb had 159 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $817,534 |
| Net interest income | $768,287 |
| Total noninterest income | $1,150,253 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $19,634 |
| Trading account gains and fees | $37,744 |
| Additional Noninterest Income | $1,092,875 |
| Pre-tax net operating income | $714,161 |
| Securities gains (or losses, -) | $0 |
| Income before extraordinary items | $549,267 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $549,267 |
| Minority interest net income | $0 |
| Net income | $549,267 |
| Sale, conversion, retirement of capital stock, net | $8,735 |
| Net operating income | $549,267 |
Flagstar Bank Fsb's gross interest income from loans was $817,534,000.
Flagstar Bank Fsb's net interest income from loans was $768,287,000.
Flagstar Bank Fsb's fee based income from loans was $19,634,000.
Flagstar Bank Fsb's net income from loans was $549,267,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $49,247 |
| Provision for credit losses | $-112,533 |
| Total noninterest expense | $1,316,912 |
| Salaries and employee benefits | $735,088 |
| Premises and equipment expense | $111,710 |
| Additional noninterest expense | $470,114 |
| Applicable income taxes | $164,894 |
| Net charge-offs | $-2,534 |
| Cash dividends | $225,000 |
Flagstar Bank Fsb's interest expense for loans was $49,247,000.
Flagstar Bank Fsb's payroll and benefits expense were $735,088,000.
Flagstar Bank Fsb's property, plant and equipment expenses $111,710,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 1.0% |
| Real Estate loans | 2.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 0.0% |
| 1-4 family residential loans | 3.0% |
| HELOC loans | 0.0% |
| All other family | 3.0% |
| Commercial & industrial loans | 2.0% |
| Personal loans | 0.0% |
| Credit card loans | 0.0% |
| Other individual loans | 0.0% |
| Auto loans | 2.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $18,688,689 |
| Deposits held in domestic offices | $18,688,689 |
| Deposits by Individuals, partnerships, and corporations | $16,383,862 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $2,000,236 |
| Deposits by Commercial banks and other depository institutions in U.S. | $304,590 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $10,032,322 |
| Demand deposits | $10,032,322 |
| Nontransaction accounts | $8,656,366 |
| Money market deposit accounts (MMDAs) | $906,994 |
| Other savings deposits (excluding MMDAs) | $5,045,880 |
| Total time deposits | $2,703,494 |
| Total time and savings deposits | $8,656,366 |
| Noninterest-bearing deposits | $7,551,886 |
| Interest-bearing deposits | $11,136,803 |
| Retail deposits | $16,810,491 |
| IRAs and Keogh plan accounts | $143,537 |
| Brokered deposits | $1,143,503 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $25,437,685 |
| Cash & Balances due from depository institutions | $1,052,490 |
| Interest-bearing balances | $775,309 |
| Total securities | $2,008,260 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $19,957,060 |
| Loan and leases loss allowance | $154,206 |
| Trading account assets | $60,011 |
| Bank premises and fixed assets | $245,561 |
| Other real estate owned | $6,442 |
| Goodwill and other intangibles | $539,036 |
| All other assets | $1,568,825 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $25,437,685 |
| Total Liabilities | $22,574,714 |
| Total deposits | $18,688,689 |
| Interest-bearing deposits | $11,136,803 |
| Deposits held in domestic offices | $18,688,689 |
| % insured (estimated) | $61 |
| Federal funds purchased and repurchase agreements | $280,003 |
| Trading liabilities | $14,333 |
| Other borrowed funds | $3,221,604 |
| Subordinated debt | $0 |
| All other liabilities | $370,085 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $19,957,060 |
| Loan and leases loss allowance | $154,206 |
| Total loans and leases (domestic) | $20,111,266 |
| All real estate loans | $12,071,173 |
| Real estate loans in domestic offices | $12,071,173 |
| Construction and development loans | $1,633,530 |
| Residential 1-4 family construction | $576,233 |
| Other construction, all land development and other land | $1,057,297 |
| Loans secured by nonfarm nonresidential properties | $1,465,995 |
| Nonfarm nonresidential secured by owner-occupied properties | $425,286 |
| Commercial real estate & other non-farm, non-residential | $1,040,709 |
| Multifamily residential real estate | $206,316 |
| 1-4 family residential loans | $8,765,332 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $36 |
| Commercial and industrial loans | $1,156,999 |
| To non-U.S. addressees | $2,377 |
| Loans to individuals | $1,235,985 |
| Credit card loans | $0 |
| Related Plans | $18,025 |
| Consumer Auto Loans | $4,821 |
| Other loans to individuals | $1,213,139 |
| All other loans & leases | $5,647,073 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $5,629,585 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $302,234 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $43,626 |
| Non 1-4 family restructured loans & leases | $3,790 |
| Total loans and leases (foreign) | $0 |
Flagstar Bank FSB had $19,957,060,000 of loans outstanding in 2021. $12,071,173,000 of loans were in real estate loans. $1,633,530,000 of loans were in development loans. $206,316,000 of loans were in multifamily mortgage loans. $8,765,332,000 of loans were in 1-4 family mortgage loans. $36,000 of loans were in farm loans. $0 of loans were in credit card loans. $4,821,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 242 | $82,823 | $342,244 |
| Nonfarm, nonresidential loans - <$100k | 20 | $1,404 | $70,200 |
| Nonfarm, nonresidential loans - $100-250k | 70 | $9,878 | $141,114 |
| Nonfarm, nonresidential loans - $250k-1MM | 152 | $71,541 | $470,664 |
| Commercial & Industrial, US addressed loans - <$1MM | 877 | $51,515 | $58,740 |
| Commercial & Industrial, US addressed loans - <$100k | 726 | $28,357 | $39,059 |
| Commercial & Industrial, US addressed loans - $100-250k | 90 | $7,795 | $86,611 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 61 | $15,363 | $251,852 |
| Agriculture operations loans - <$1MM | 1 | $36 | $36,000 |
| Agriculture operations loans - <$100k | 1 | $36 | $36,000 |
