Flagstar Bank Fsb Mortgage Rates, Fees & Info

Troy, MI

LEI: SS1TRMSN6BRNMOREEV51

Tax ID: 38-2734984

4.7 stars - out of 5 stars, based on 332 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Flagstar Bank Fsb is a large bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, San Francisco, Detroit, Riverside, and Houston among others. We have data for 865 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Flagstar Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Flagstar Bank Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 8.86% 10/3/22
    30 Year Conventional Purchase 6.66% 10/3/22
    30 Year Conventional Refi 6.55% 10/3/22
    30 Year Cash-out Refi 6.75% 10/3/22
    30 Year FHA Purchase 7.22% 10/3/22
    30 Year FHA Refi 7.04% 10/3/22
    30 Year VA Purchase 6.17% 10/3/22
    30 Year VA Refi 6.01% 10/3/22
    30 Year USDA Purchase 6.62% 10/3/22
    30 Year USDA Refi 6.57% 10/3/22
    15 Year Conventional Purchase 6.32% 10/3/22
    15 Year Conventional Refi 6.37% 10/3/22
    15 Year Cash-out Refi 6.37% 10/3/22
    15 Year FHA Purchase 7.43% 10/3/22
    15 Year FHA Refi 7.23% 10/3/22
    15 Year VA Purchase 6.28% 10/3/22
    15 Year VA Refi 6.17% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    110,238

    Origination Dollar Volume (All Markets)

    $34,176,240,000

    Employee count

    5,395 Show all (176) awards

    Relative Rate

    Flagstar Bank Fsb's average 30 year fixed mortgage rate was 3.15%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0%.

    Relative Fees (Closing Costs)

    Flagstar Bank Fsb's average total fees/closing costs for a 30 year fixed rate mortgage were $5,097.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 5,995 $2,870,305,000 $478,783 $5,228 3.02%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,627 $1,721,545,000 $655,327 $5,535 3.04%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 6,169 $1,260,315,000 $204,298 $2,790 3.23%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 3,707 $1,247,295,000 $336,470 $5,160 3.11%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3,616 $1,059,420,000 $292,981 $6,056 3.02%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,548 $1,058,740,000 $415,518 $8,354 3.07%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3,015 $1,015,005,000 $336,652 $6,559 3.10%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,164 $966,830,000 $446,779 $5,073 2.95%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,797 $877,805,000 $488,484 $5,837 2.98%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,700 $864,820,000 $320,304 $4,350 3.06%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1,191 $816,715,000 $685,739 $5,137 3.02%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1,774 $720,730,000 $406,274 $4,494 3.04%
    Outside of Metro Areas 3,469 $709,545,000 $204,539 $3,983 3.01%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,096 $616,920,000 $294,332 $4,351 3.02%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2,212 $603,710,000 $272,925 $3,882 2.90%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,663 $572,845,000 $344,465 $4,649 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,266 $559,650,000 $246,977 $4,182 3.03%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,804 $544,460,000 $301,807 $5,759 3.02%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,316 $532,720,000 $404,802 $4,713 2.97%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 824 $511,920,000 $621,262 $6,429 3.11%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,315 $492,275,000 $374,354 $4,293 2.99%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1,201 $429,365,000 $357,506 $6,004 3.10%
    BOISE CITY, ID (FHA|USDA|VA) 1,202 $366,310,000 $304,750 $5,421 3.14%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,098 $347,900,000 $316,849 $4,703 3.15%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 969 $341,385,000 $352,307 $3,997 2.96%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 649 $296,585,000 $456,988 $5,301 3.05%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,051 $285,935,000 $272,060 $4,114 3.05%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 868 $281,160,000 $323,917 $3,822 2.99%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 989 $266,955,000 $269,924 $5,321 3.05%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 465 $251,345,000 $540,527 $4,768 2.93%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 953 $249,585,000 $261,894 $5,662 3.09%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1,010 $228,270,000 $226,010 $3,280 2.98%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1,033 $220,485,000 $213,441 $3,339 3.12%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 846 $217,650,000 $257,270 $4,884 2.97%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 468 $210,690,000 $450,192 $4,909 3.03%
    NAPA, CA (FHA|USDA|VA) 418 $204,650,000 $489,593 $5,917 3.16%
    VALLEJO, CA (FHA|USDA|VA) 513 $191,135,000 $372,583 $5,315 3.02%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 555 $176,045,000 $317,198 $4,801 3.01%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 556 $161,130,000 $289,802 $4,638 3.04%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 573 $157,015,000 $274,023 $5,850 3.11%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 582 $156,710,000 $269,261 $4,651 3.01%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 992 $156,070,000 $157,329 $2,898 3.21%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 521 $155,085,000 $297,668 $5,269 3.12%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 472 $143,830,000 $304,725 $4,196 3.06%
    SALT LAKE CITY, UT (FHA|USDA|VA) 444 $137,910,000 $310,608 $3,871 2.97%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 662 $137,110,000 $207,115 $4,167 3.01%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 479 $136,585,000 $285,146 $4,432 3.00%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 593 $121,465,000 $204,831 $2,926 2.96%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 478 $120,150,000 $251,360 $2,427 3.00%
    JACKSONVILLE, FL (FHA|USDA|VA) 407 $117,995,000 $289,914 $5,571 3.01%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 451 $117,305,000 $260,100 $4,753 3.06%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 362 $110,860,000 $306,243 $4,175 2.98%
    COLUMBUS, OH (FHA|USDA|VA) 498 $110,190,000 $221,265 $3,912 3.16%
    ANN ARBOR, MI (FHA|USDA|VA) 338 $109,840,000 $324,970 $3,040 3.17%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 403 $107,735,000 $267,333 $5,721 3.04%
    TUCSON, AZ (FHA|USDA|VA) 418 $104,630,000 $250,311 $5,199 3.16%
    RALEIGH-CARY, NC (FHA|USDA|VA) 374 $102,900,000 $275,134 $3,956 2.92%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 312 $101,920,000 $326,667 $5,177 2.97%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 598 $100,430,000 $167,943 $2,390 3.44%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 369 $98,065,000 $265,759 $4,799 3.12%
    RENO, NV (FHA|USDA|VA) 282 $95,850,000 $339,894 $4,987 3.07%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 248 $92,470,000 $372,863 $5,888 3.09%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 399 $92,235,000 $231,165 $3,455 3.00%
    PITTSBURGH, PA (FHA|USDA|VA) 460 $90,170,000 $196,022 $4,717 2.97%
    FRESNO, CA (FHA|USDA|VA) 300 $88,770,000 $295,900 $4,508 3.04%
    STOCKTON, CA (FHA|USDA|VA) 272 $88,190,000 $324,228 $3,905 3.14%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 343 $88,125,000 $256,924 $5,679 3.05%
    IDAHO FALLS, ID (FHA|USDA|VA) 315 $83,615,000 $265,444 $6,195 3.01%
    SALEM, OR (FHA|USDA|VA) 303 $81,925,000 $270,380 $4,583 3.04%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 225 $81,635,000 $362,822 $4,672 3.02%
    SALINAS, CA (FHA|USDA|VA) 144 $76,780,000 $533,194 $6,177 3.09%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 335 $73,135,000 $218,313 $3,700 3.00%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 230 $72,630,000 $315,783 $4,311 2.94%
    BEND, OR (FHA|USDA|VA) 181 $70,335,000 $388,591 $5,630 3.08%
    PROVO-OREM, UT (FHA|USDA|VA) 190 $69,860,000 $367,684 $4,762 3.03%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 267 $69,785,000 $261,367 $5,527 3.07%
    GREEN BAY, WI (FHA|USDA|VA) 359 $69,485,000 $193,552 $2,745 2.98%
    ALBUQUERQUE, NM (FHA|USDA|VA) 240 $67,140,000 $279,750 $5,874 3.12%
    REDDING, CA (FHA|USDA|VA) 240 $66,760,000 $278,167 $5,301 3.02%
    Tupelo, MS (FHA|USDA|VA) 358 $65,260,000 $182,291 $5,719 2.91%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 277 $63,505,000 $229,260 $5,038 3.08%
    BLOOMINGTON, IL (FHA|USDA|VA) 359 $63,455,000 $176,755 $2,552 2.97%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 245 $62,655,000 $255,735 $6,258 3.04%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 263 $61,345,000 $233,251 $4,357 2.96%
    Brainerd, MN (FHA|USDA|VA) 242 $60,320,000 $249,256 $4,518 2.80%
    URBAN HONOLULU, HI (FHA|USDA|VA) 124 $59,110,000 $476,694 $5,695 3.02%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 232 $58,230,000 $250,991 $3,367 2.93%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 145 $56,645,000 $390,655 $6,145 3.00%
    FORT COLLINS, CO (FHA|USDA|VA) 180 $55,730,000 $309,611 $4,274 2.98%
    BATON ROUGE, LA (FHA|USDA|VA) 227 $54,755,000 $241,211 $4,830 2.99%
    JACKSON, MI (FHA|USDA|VA) 383 $53,495,000 $139,674 $2,706 3.29%
    RICHMOND, VA (FHA|USDA|VA) 209 $52,435,000 $250,885 $4,419 3.00%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 167 $51,935,000 $310,988 $4,762 2.97%
    FORT WAYNE, IN (FHA|USDA|VA) 430 $51,620,000 $120,047 $2,275 3.48%
    MODESTO, CA (FHA|USDA|VA) 182 $51,390,000 $282,363 $3,586 3.10%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 234 $50,790,000 $217,051 $3,380 2.95%
    Bozeman, MT (FHA|USDA|VA) 120 $49,690,000 $414,083 $6,108 3.09%
    GREELEY, CO (FHA|USDA|VA) 151 $49,175,000 $325,662 $4,621 3.05%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 215 $48,505,000 $225,605 $4,910 3.08%
    ASHEVILLE, NC (FHA|USDA|VA) 180 $48,280,000 $268,222 $3,968 3.00%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 178 $47,610,000 $267,472 $5,154 3.00%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 189 $47,345,000 $250,503 $3,983 3.00%
    SAVANNAH, GA (FHA|USDA|VA) 205 $47,065,000 $229,585 $4,748 3.05%
    FLINT, MI (FHA|USDA|VA) 279 $46,735,000 $167,509 $2,753 3.20%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 210 $46,680,000 $222,286 $4,250 2.98%
    BAKERSFIELD, CA (FHA|USDA|VA) 199 $46,305,000 $232,688 $4,306 3.13%
    BILLINGS, MT (FHA|USDA|VA) 204 $46,170,000 $226,324 $4,629 2.92%
    WORCESTER, MA-CT (FHA|USDA|VA) 169 $45,395,000 $268,609 $4,092 2.98%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 220 $43,830,000 $199,227 $4,738 3.08%
    WICHITA, KS (FHA|USDA|VA) 232 $43,000,000 $185,345 $3,366 2.99%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 181 $42,855,000 $236,768 $4,961 2.90%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 80 $41,840,000 $523,000 $5,084 3.01%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 250 $41,800,000 $167,200 $4,159 3.16%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 180 $41,680,000 $231,556 $3,392 3.04%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 125 $41,625,000 $333,000 $4,184 2.98%
    Klamath Falls, OR (FHA|USDA|VA) 183 $40,395,000 $220,738 $4,517 3.00%
    BOULDER, CO (FHA|USDA|VA) 80 $38,620,000 $482,750 $4,661 2.96%
    Hilo, HI (FHA|USDA|VA) 90 $38,290,000 $425,444 $6,071 2.98%
    ALBANY, GA (FHA|USDA|VA) 175 $37,335,000 $213,343 $4,030 3.02%
    LAREDO, TX (FHA|USDA|VA) 175 $36,845,000 $210,543 $5,683 2.81%
    Key West, FL (FHA|USDA|VA) 73 $35,785,000 $490,205 $8,993 3.17%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 77 $33,055,000 $429,286 $7,721 3.00%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 118 $33,050,000 $280,085 $5,029 3.03%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 144 $32,490,000 $225,625 $5,348 3.10%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 99 $32,385,000 $327,121 $4,253 3.05%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 113 $31,485,000 $278,628 $6,342 3.11%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 108 $30,650,000 $283,796 $3,762 2.99%
    COLUMBIA, SC (FHA|USDA|VA) 141 $30,385,000 $215,496 $4,074 3.05%
    Outside of Metro Areas 92 $29,830,000 $324,239 $5,303 3.08%
    WINSTON-SALEM, NC (FHA|USDA|VA) 150 $29,790,000 $198,600 $3,703 3.08%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 131 $29,225,000 $223,092 $4,631 3.01%
    HUNTSVILLE, AL (FHA|USDA|VA) 114 $28,820,000 $252,807 $4,854 2.95%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 146 $28,710,000 $196,644 $4,581 3.04%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 114 $28,440,000 $249,474 $4,879 2.95%
    Ruidoso, NM (FHA|USDA|VA) 109 $27,755,000 $254,633 $3,669 3.05%
    BISMARCK, ND (FHA|USDA|VA) 101 $27,525,000 $272,525 $5,615 2.87%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 138 $27,440,000 $198,841 $3,419 2.97%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 136 $27,170,000 $199,779 $3,966 3.06%
    VISALIA, CA (FHA|USDA|VA) 104 $26,660,000 $256,346 $4,569 3.05%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 102 $26,620,000 $260,980 $3,500 2.97%
    KNOXVILLE, TN (FHA|USDA|VA) 107 $26,365,000 $246,402 $3,846 3.00%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 116 $25,970,000 $223,879 $5,932 2.85%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 108 $25,640,000 $237,407 $4,707 3.00%
    OCALA, FL (FHA|USDA|VA) 132 $25,410,000 $192,500 $4,957 3.13%
    SPARTANBURG, SC (FHA|USDA|VA) 127 $25,245,000 $198,780 $4,145 3.06%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 142 $24,990,000 $175,986 $3,016 3.29%
    Del Rio, TX (FHA|USDA|VA) 134 $24,430,000 $182,313 $6,279 2.85%
    Crossville, TN (FHA|USDA|VA) 138 $24,060,000 $174,348 $3,704 2.97%
    SANTA FE, NM (FHA|USDA|VA) 63 $24,015,000 $381,190 $5,171 3.06%
    Marinette, WI-MI (FHA|USDA|VA) 196 $23,920,000 $122,041 $2,958 3.09%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 108 $23,560,000 $218,148 $3,705 2.99%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 53 $23,425,000 $441,981 $6,091 3.00%
    GREAT FALLS, MT (FHA|USDA|VA) 112 $23,080,000 $206,071 $4,756 2.86%
    SALISBURY, MD-DE (FHA|USDA|VA) 83 $22,735,000 $273,916 $4,110 2.91%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 146 $22,710,000 $155,548 $2,651 3.28%
    ST. GEORGE, UT (FHA|USDA|VA) 73 $22,305,000 $305,548 $4,123 2.97%
    GLENS FALLS, NY (FHA|USDA|VA) 95 $21,755,000 $229,000 $5,499 3.03%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 125 $21,675,000 $173,400 $4,132 3.11%
    Heber, UT (FHA|USDA|VA) 41 $21,375,000 $521,341 $4,192 2.88%
    ANCHORAGE, AK (FHA|USDA|VA) 67 $21,355,000 $318,731 $5,034 2.78%
    Kalispell, MT (FHA|USDA|VA) 63 $20,985,000 $333,095 $4,125 2.96%
    MEDFORD, OR (FHA|USDA|VA) 71 $20,945,000 $295,000 $4,884 3.02%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 80 $20,790,000 $259,875 $4,775 3.09%
    Torrington, CT (FHA|USDA|VA) 79 $20,305,000 $257,025 $4,890 3.00%
    LAFAYETTE, LA (FHA|USDA|VA) 98 $19,940,000 $203,469 $4,302 2.87%
    SIOUX FALLS, SD (FHA|USDA|VA) 86 $19,470,000 $226,395 $3,510 2.82%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 107 $19,435,000 $181,636 $4,423 2.96%
    PUNTA GORDA, FL (FHA|USDA|VA) 83 $19,385,000 $233,554 $4,919 3.19%
    MADISON, WI (FHA|USDA|VA) 73 $19,345,000 $265,000 $3,205 2.93%
    GAINESVILLE, GA (FHA|USDA|VA) 74 $19,060,000 $257,568 $4,766 3.02%
    ERIE, PA (FHA|USDA|VA) 122 $19,010,000 $155,820 $4,773 2.98%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 87 $18,785,000 $215,920 $4,176 2.93%
    NILES, MI (FHA|USDA|VA) 119 $18,725,000 $157,353 $3,215 3.28%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 43 $18,295,000 $425,465 $3,756 2.85%
    LAWRENCE, KS (FHA|USDA|VA) 86 $18,270,000 $212,442 $2,986 2.97%
    AKRON, OH (FHA|USDA|VA) 108 $17,330,000 $160,463 $3,620 3.03%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 58 $17,020,000 $293,448 $5,404 2.98%
    JACKSON, MS (FHA|USDA|VA) 83 $16,985,000 $204,639 $4,715 2.95%
    Breckenridge, CO (FHA|USDA|VA) 38 $16,820,000 $442,632 $4,475 2.96%
    LOGAN, UT-ID (FHA|USDA|VA) 65 $16,645,000 $256,077 $4,287 2.80%
    BELLINGHAM, WA (FHA|USDA|VA) 57 $16,625,000 $291,667 $4,187 3.10%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 66 $16,480,000 $249,697 $4,448 2.87%
    ALTOONA, PA (FHA|USDA|VA) 112 $16,410,000 $146,518 $4,065 2.89%
    MISSOULA, MT (FHA|USDA|VA) 56 $16,280,000 $290,714 $3,471 3.10%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 31 $15,505,000 $500,161 $4,958 3.08%
    FLAGSTAFF, AZ (FHA|USDA|VA) 42 $15,480,000 $368,571 $5,096 2.95%
    SHEBOYGAN, WI (FHA|USDA|VA) 97 $15,445,000 $159,227 $2,676 2.95%
    Starkville, MS (FHA|USDA|VA) 78 $15,230,000 $195,256 $5,555 2.85%
    Traverse City, MI (FHA|USDA|VA) 56 $14,620,000 $261,071 $3,290 3.25%
    MERCED, CA (FHA|USDA|VA) 62 $14,600,000 $235,484 $3,890 3.05%
    Minot, ND (FHA|USDA|VA) 62 $14,320,000 $230,968 $5,573 2.77%
    BATTLE CREEK, MI (FHA|USDA|VA) 115 $14,315,000 $124,478 $2,127 3.31%
    WENATCHEE, WA (FHA|USDA|VA) 38 $14,220,000 $374,211 $4,927 2.95%
    YUBA CITY, CA (FHA|USDA|VA) 45 $14,195,000 $315,444 $4,935 3.10%
    YAKIMA, WA (FHA|USDA|VA) 73 $14,125,000 $193,493 $4,106 3.08%
    Roseburg, OR (FHA|USDA|VA) 62 $14,120,000 $227,742 $4,312 3.03%
    CHICO, CA (FHA|USDA|VA) 51 $14,085,000 $276,176 $4,448 3.12%
    ST. CLOUD, MN (FHA|USDA|VA) 64 $13,950,000 $217,969 $3,860 2.83%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 52 $13,840,000 $266,154 $4,471 2.91%
    Taos, NM (FHA|USDA|VA) 49 $13,805,000 $281,735 $4,102 3.05%
    Port Angeles, WA (FHA|USDA|VA) 49 $13,655,000 $278,673 $4,012 3.12%
    MONROE, MI (FHA|USDA|VA) 74 $13,520,000 $182,703 $3,240 3.07%
    LANCASTER, PA (FHA|USDA|VA) 60 $13,510,000 $225,167 $5,196 2.95%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 49 $13,365,000 $272,755 $4,752 3.10%
    TOPEKA, KS (FHA|USDA|VA) 78 $13,300,000 $170,513 $3,003 3.08%
    SPRINGFIELD, MA (FHA|USDA|VA) 58 $13,120,000 $226,207 $4,084 3.10%
    Grand Rapids, MN (FHA|USDA|VA) 65 $12,965,000 $199,462 $3,314 2.93%
    FARGO, ND-MN (FHA|USDA|VA) 56 $12,880,000 $230,000 $4,413 2.92%
    Mountain Home, ID (FHA|USDA|VA) 47 $12,565,000 $267,340 $6,927 3.00%
    MADERA, CA (FHA|USDA|VA) 49 $12,495,000 $255,000 $4,427 3.01%
    WILMINGTON, NC (FHA|USDA|VA) 49 $12,485,000 $254,796 $4,306 3.00%
    APPLETON, WI (FHA|USDA|VA) 64 $12,390,000 $193,594 $2,764 2.96%
    Marquette, MI (FHA|USDA|VA) 102 $12,210,000 $119,706 $2,501 3.47%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 56 $12,200,000 $217,857 $5,887 2.89%
    Oak Harbor, WA (FHA|USDA|VA) 36 $12,130,000 $336,944 $4,874 2.94%
    Morgan City, LA (FHA|USDA|VA) 66 $12,080,000 $183,030 $4,088 3.09%
    Jefferson, GA (FHA|USDA|VA) 44 $11,990,000 $272,500 $4,369 3.06%
    Hailey, ID (FHA|USDA|VA) 32 $11,850,000 $370,313 $6,055 2.90%
    TULSA, OK (FHA|USDA|VA) 53 $11,765,000 $221,981 $4,372 3.08%
    Clearlake, CA (FHA|USDA|VA) 50 $11,710,000 $234,200 $4,581 2.97%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 63 $11,675,000 $185,317 $5,282 3.20%
    WACO, TX (FHA|USDA|VA) 49 $11,565,000 $236,020 $4,963 3.00%
    YORK-HANOVER, PA (FHA|USDA|VA) 55 $11,485,000 $208,818 $4,915 2.99%
    MOBILE, AL (FHA|USDA|VA) 68 $11,410,000 $167,794 $4,393 3.10%
    EL PASO, TX (FHA|USDA|VA) 43 $11,405,000 $265,233 $5,374 2.89%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 68 $11,310,000 $166,324 $4,596 3.06%
    LONGVIEW, WA (FHA|USDA|VA) 40 $11,310,000 $282,750 $4,781 3.01%
    PEORIA, IL (FHA|USDA|VA) 57 $11,095,000 $194,649 $2,713 2.98%
    Jackson, WY-ID (FHA|USDA|VA) 22 $11,060,000 $502,727 $7,694 2.88%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 46 $11,000,000 $239,130 $5,441 3.03%
    CORVALLIS, OR (FHA|USDA|VA) 38 $10,860,000 $285,789 $4,940 2.96%
    TOLEDO, OH (FHA|USDA|VA) 66 $10,850,000 $164,394 $3,789 3.04%
    Adrian, MI (FHA|USDA|VA) 59 $10,745,000 $182,119 $2,808 3.29%
    Rexburg, ID (FHA|USDA|VA) 42 $10,740,000 $255,714 $5,232 3.10%
    Holland, MI (FHA|USDA|VA) 54 $10,480,000 $194,074 $2,524 3.32%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 38 $10,450,000 $275,000 $4,118 3.07%
    Helena, MT (FHA|USDA|VA) 32 $10,220,000 $319,375 $4,718 2.97%
    Sonora, CA (FHA|USDA|VA) 38 $9,930,000 $261,316 $4,539 3.04%
    Blackfoot, ID (FHA|USDA|VA) 37 $9,895,000 $267,432 $6,808 3.02%
    Shelton, WA (FHA|USDA|VA) 36 $9,850,000 $273,611 $4,423 2.89%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 47 $9,785,000 $208,191 $4,025 3.09%
    Centralia, WA (FHA|USDA|VA) 39 $9,725,000 $249,359 $5,075 3.00%
    Boone, NC (FHA|USDA|VA) 38 $9,590,000 $252,368 $3,080 3.05%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 45 $9,535,000 $211,889 $5,581 2.93%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 37 $9,505,000 $256,892 $4,305 2.88%
    Ellensburg, WA (FHA|USDA|VA) 29 $9,485,000 $327,069 $5,648 2.96%
    FAYETTEVILLE, NC (FHA|USDA|VA) 53 $9,425,000 $177,830 $4,001 3.03%
    RACINE, WI (FHA|USDA|VA) 46 $9,420,000 $204,783 $2,913 3.09%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 39 $9,395,000 $240,897 $4,294 2.93%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 32 $9,350,000 $292,188 $3,493 2.97%
    Wooster, OH (FHA|USDA|VA) 56 $9,240,000 $165,000 $4,510 3.16%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 55 $9,165,000 $166,636 $4,848 3.00%
    WALLA WALLA, WA (FHA|USDA|VA) 30 $9,160,000 $305,333 $4,179 3.14%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 52 $9,150,000 $175,962 $4,486 3.00%
    TWIN FALLS, ID (FHA|USDA|VA) 39 $8,995,000 $230,641 $4,755 3.08%
    Sturgis, MI (FHA|USDA|VA) 54 $8,980,000 $166,296 $2,930 3.29%
    LINCOLN, NE (FHA|USDA|VA) 49 $8,965,000 $182,959 $2,659 2.86%
    MONTGOMERY, AL (FHA|USDA|VA) 43 $8,955,000 $208,256 $4,466 3.15%
    Sandpoint, ID (FHA|USDA|VA) 25 $8,855,000 $354,200 $5,712 3.01%
    GAINESVILLE, FL (FHA|USDA|VA) 42 $8,850,000 $210,714 $5,049 3.17%
    Red Bluff, CA (FHA|USDA|VA) 33 $8,715,000 $264,091 $5,870 2.97%
    Glenwood Springs, CO (FHA|USDA|VA) 16 $8,700,000 $543,750 $3,574 3.08%
    Ukiah, CA (FHA|USDA|VA) 26 $8,640,000 $332,308 $6,230 3.17%
    LaGrange, GA-AL (FHA|USDA|VA) 44 $8,620,000 $195,909 $4,547 3.00%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $8,375,000 $186,111 $4,503 3.05%
    Whitewater, WI (FHA|USDA|VA) 38 $8,370,000 $220,263 $3,852 3.10%
    Willmar, MN (FHA|USDA|VA) 50 $8,250,000 $165,000 $4,419 2.92%
    DULUTH, MN-WI (FHA|USDA|VA) 40 $8,210,000 $205,250 $4,246 3.12%
    Oxford, MS (FHA|USDA|VA) 44 $8,160,000 $185,455 $5,074 2.97%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 43 $8,075,000 $187,791 $4,480 3.16%
    ROANOKE, VA (FHA|USDA|VA) 41 $7,895,000 $192,561 $3,549 2.93%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 41 $7,855,000 $191,585 $3,401 2.98%
    Morehead City, NC (FHA|USDA|VA) 29 $7,835,000 $270,172 $3,912 2.81%
    SPRINGFIELD, MO (FHA|USDA|VA) 42 $7,810,000 $185,952 $2,945 3.08%
    Lufkin, TX (FHA|USDA|VA) 34 $7,790,000 $229,118 $6,749 2.87%
    CHEYENNE, WY (FHA|USDA|VA) 24 $7,760,000 $323,333 $3,843 3.18%
    Huntsville, TX (FHA|USDA|VA) 38 $7,720,000 $203,158 $5,284 3.02%
    RAPID CITY, SD (FHA|USDA|VA) 34 $7,720,000 $227,059 $4,462 2.83%
    Durango, CO (FHA|USDA|VA) 16 $7,710,000 $481,875 $6,117 3.05%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 42 $7,670,000 $182,619 $5,238 2.94%
    Harrison, AR (FHA|USDA|VA) 47 $7,645,000 $162,660 $3,163 2.73%
    Kapaa, HI (FHA|USDA|VA) 16 $7,640,000 $477,500 $3,984 2.98%
    Butte-Silver Bow, MT (FHA|USDA|VA) 37 $7,625,000 $206,081 $3,568 2.87%
    Newport, OR (FHA|USDA|VA) 27 $7,625,000 $282,407 $4,752 3.00%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 44 $7,510,000 $170,682 $3,490 3.11%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 30 $7,440,000 $248,000 $4,244 3.07%
    Georgetown, SC (FHA|USDA|VA) 32 $7,420,000 $231,875 $4,044 2.90%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 43 $7,385,000 $171,744 $2,993 2.99%
    PANAMA CITY, FL (FHA|USDA|VA) 33 $7,375,000 $223,485 $4,632 3.16%
    OCEAN CITY, NJ (FHA|USDA|VA) 25 $7,345,000 $293,800 $4,649 2.86%
    TALLAHASSEE, FL (FHA|USDA|VA) 38 $7,190,000 $189,211 $4,297 3.06%
    THE VILLAGES, FL (FHA|USDA|VA) 25 $7,165,000 $286,600 $4,951 2.95%
    Brenham, TX (FHA|USDA|VA) 30 $7,120,000 $237,333 $4,760 3.06%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 33 $7,085,000 $214,697 $4,267 2.82%
    PUEBLO, CO (FHA|USDA|VA) 35 $7,015,000 $200,429 $3,534 2.89%
    Concord, NH (FHA|USDA|VA) 31 $6,955,000 $224,355 $3,165 2.95%
    Iron Mountain, MI-WI (FHA|USDA|VA) 48 $6,860,000 $142,917 $2,564 3.08%
    Ontario, OR-ID (FHA|USDA|VA) 30 $6,850,000 $228,333 $4,996 3.13%
    LYNCHBURG, VA (FHA|USDA|VA) 38 $6,840,000 $180,000 $3,658 2.92%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 29 $6,815,000 $235,000 $3,967 2.88%
    Moses Lake, WA (FHA|USDA|VA) 29 $6,795,000 $234,310 $3,562 2.91%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 28 $6,610,000 $236,071 $4,164 2.93%
    COLUMBIA, MO (FHA|USDA|VA) 36 $6,530,000 $181,389 $3,070 3.03%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 43 $6,505,000 $151,279 $2,941 3.05%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 30 $6,360,000 $212,000 $3,942 2.91%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 46 $6,350,000 $138,043 $3,548 2.80%
    WINCHESTER, VA-WV (FHA|USDA|VA) 26 $6,340,000 $243,846 $4,345 3.10%
    MORGANTOWN, WV (FHA|USDA|VA) 39 $6,325,000 $162,179 $4,152 2.92%
    TYLER, TX (FHA|USDA|VA) 29 $6,185,000 $213,276 $4,871 2.94%
    Eureka-Arcata, CA (FHA|USDA|VA) 24 $6,180,000 $257,500 $4,286 3.04%
    DECATUR, AL (FHA|USDA|VA) 28 $6,160,000 $220,000 $5,188 2.91%
    READING, PA (FHA|USDA|VA) 33 $6,095,000 $184,697 $4,067 3.00%
    Show Low, AZ (FHA|USDA|VA) 22 $6,070,000 $275,909 $5,475 2.97%
    Aberdeen, WA (FHA|USDA|VA) 27 $6,035,000 $223,519 $3,918 3.08%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 37 $5,965,000 $161,216 $3,013 3.10%
    Alexandria, MN (FHA|USDA|VA) 24 $5,930,000 $247,083 $4,312 2.83%
    Seneca, SC (FHA|USDA|VA) 26 $5,900,000 $226,923 $3,258 2.94%
    EAU CLAIRE, WI (FHA|USDA|VA) 31 $5,865,000 $189,194 $3,246 3.20%
    Auburn, IN (FHA|USDA|VA) 50 $5,820,000 $116,400 $1,820 3.44%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 30 $5,700,000 $190,000 $4,170 3.20%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 36 $5,580,000 $155,000 $3,578 2.86%
    Hillsdale, MI (FHA|USDA|VA) 45 $5,535,000 $123,000 $1,519 3.44%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 31 $5,485,000 $176,935 $4,157 3.16%
    GRAND JUNCTION, CO (FHA|USDA|VA) 26 $5,480,000 $210,769 $3,228 3.02%
    Coos Bay, OR (FHA|USDA|VA) 22 $5,480,000 $249,091 $6,470 3.10%
    Fernley, NV (FHA|USDA|VA) 19 $5,385,000 $283,421 $4,301 3.11%
    FLORENCE, SC (FHA|USDA|VA) 29 $5,345,000 $184,310 $3,582 3.03%
    WARNER ROBINS, GA (FHA|USDA|VA) 30 $5,320,000 $177,333 $3,523 3.04%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 35 $5,305,000 $151,571 $4,662 3.10%
    BLOOMINGTON, IN (FHA|USDA|VA) 28 $5,180,000 $185,000 $3,112 3.05%
    Alexander City, AL (FHA|USDA|VA) 26 $5,180,000 $199,231 $3,915 2.88%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 28 $5,150,000 $183,929 $2,852 3.38%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 45 $5,065,000 $112,556 $2,381 3.37%
    COLUMBUS, GA-AL (FHA|USDA|VA) 25 $5,065,000 $202,600 $4,831 3.14%
    Thomasville, GA (FHA|USDA|VA) 24 $5,060,000 $210,833 $6,259 2.87%
    STATE COLLEGE, PA (FHA|USDA|VA) 24 $5,050,000 $210,417 $4,391 2.72%
    MIDLAND, TX (FHA|USDA|VA) 19 $5,015,000 $263,947 $5,151 3.09%
    Faribault-Northfield, MN (FHA|USDA|VA) 23 $5,015,000 $218,043 $4,198 3.03%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 18 $5,010,000 $278,333 $3,801 2.87%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 23 $4,975,000 $216,304 $4,925 3.30%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 31 $4,965,000 $160,161 $2,871 2.97%
    Brevard, NC (FHA|USDA|VA) 16 $4,960,000 $310,000 $4,675 3.08%
    Bellefontaine, OH (FHA|USDA|VA) 26 $4,830,000 $185,769 $5,271 3.05%
    ROCHESTER, MN (FHA|USDA|VA) 22 $4,820,000 $219,091 $3,663 2.93%
    CARSON CITY, NV (FHA|USDA|VA) 17 $4,765,000 $280,294 $4,182 3.21%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 19 $4,755,000 $250,263 $5,987 3.31%
    SAGINAW, MI (FHA|USDA|VA) 38 $4,740,000 $124,737 $2,531 3.14%
    ALEXANDRIA, LA (FHA|USDA|VA) 23 $4,715,000 $205,000 $4,384 2.78%
    Angola, IN (FHA|USDA|VA) 32 $4,710,000 $147,188 $2,226 3.64%
    HAMMOND, LA (FHA|USDA|VA) 25 $4,695,000 $187,800 $3,675 3.10%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 28 $4,640,000 $165,714 $2,982 3.01%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 18 $4,630,000 $257,222 $2,951 2.84%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 30 $4,610,000 $153,667 $2,943 3.13%
    Pahrump, NV (FHA|USDA|VA) 15 $4,575,000 $305,000 $5,214 3.06%
    Huntington, IN (FHA|USDA|VA) 51 $4,575,000 $89,706 $1,154 3.65%
    Edwards, CO (FHA|USDA|VA) 14 $4,510,000 $322,143 $3,280 2.96%
    Astoria, OR (FHA|USDA|VA) 18 $4,480,000 $248,889 $3,818 2.90%
    Kill Devil Hills, NC (FHA|USDA|VA) 18 $4,390,000 $243,889 $3,622 2.96%
    BURLINGTON, NC (FHA|USDA|VA) 22 $4,370,000 $198,636 $3,867 3.16%
    ROCHESTER, NY (FHA|USDA|VA) 28 $4,360,000 $155,714 $4,443 3.15%
    DOVER, DE (FHA|USDA|VA) 17 $4,355,000 $256,176 $5,661 3.08%
    Payson, AZ (FHA|USDA|VA) 14 $4,320,000 $308,571 $5,052 2.85%
    ROCKFORD, IL (FHA|USDA|VA) 28 $4,300,000 $153,571 $3,831 3.27%
    Hutchinson, MN (FHA|USDA|VA) 22 $4,200,000 $190,909 $4,126 3.09%
    MUSKEGON, MI (FHA|USDA|VA) 26 $4,200,000 $161,538 $2,849 3.13%
    YUMA, AZ (FHA|USDA|VA) 22 $4,160,000 $189,091 $3,712 2.96%
    Coldwater, MI (FHA|USDA|VA) 26 $4,130,000 $158,846 $2,333 3.34%
    MANKATO, MN (FHA|USDA|VA) 23 $4,085,000 $177,609 $3,209 3.04%
    Lebanon, NH-VT (FHA|USDA|VA) 17 $4,065,000 $239,118 $4,398 3.08%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 21 $4,055,000 $193,095 $3,590 3.02%
    Columbus, MS (FHA|USDA|VA) 19 $4,005,000 $210,789 $6,416 2.96%
    Cookeville, TN (FHA|USDA|VA) 20 $4,000,000 $200,000 $4,461 2.98%
    HATTIESBURG, MS (FHA|USDA|VA) 23 $3,985,000 $173,261 $4,693 2.76%
    MANHATTAN, KS (FHA|USDA|VA) 21 $3,975,000 $189,286 $3,709 2.98%
    Bluffton, IN (FHA|USDA|VA) 34 $3,970,000 $116,765 $2,825 3.37%
    Rockport, TX (FHA|USDA|VA) 13 $3,955,000 $304,231 $6,287 3.16%
    Hood River, OR (FHA|USDA|VA) 12 $3,940,000 $328,333 $4,936 2.82%
    LAKE CHARLES, LA (FHA|USDA|VA) 19 $3,925,000 $206,579 $4,906 2.99%
    Zanesville, OH (FHA|USDA|VA) 25 $3,925,000 $157,000 $4,436 3.06%
    EL CENTRO, CA (FHA|USDA|VA) 15 $3,905,000 $260,333 $4,821 2.91%
    El Campo, TX (FHA|USDA|VA) 23 $3,755,000 $163,261 $5,236 3.02%
    Shawano, WI (FHA|USDA|VA) 18 $3,750,000 $208,333 $2,980 2.84%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 19 $3,735,000 $196,579 $5,172 3.06%
    New Castle, PA (FHA|USDA|VA) 25 $3,725,000 $149,000 $5,365 2.94%
    Cedar City, UT (FHA|USDA|VA) 17 $3,705,000 $217,941 $3,673 3.18%
    Escanaba, MI (FHA|USDA|VA) 29 $3,695,000 $127,414 $1,934 3.04%
    Fredericksburg, TX (FHA|USDA|VA) 11 $3,665,000 $333,182 $5,839 3.19%
    Warsaw, IN (FHA|USDA|VA) 17 $3,655,000 $215,000 $3,572 3.17%
    HARRISONBURG, VA (FHA|USDA|VA) 17 $3,615,000 $212,647 $3,284 2.96%
    MIDLAND, MI (FHA|USDA|VA) 26 $3,520,000 $135,385 $2,812 3.18%
    Wabash, IN (FHA|USDA|VA) 30 $3,470,000 $115,667 $2,171 3.50%
    Athens, TX (FHA|USDA|VA) 13 $3,465,000 $266,538 $6,695 3.37%
    Fergus Falls, MN (FHA|USDA|VA) 15 $3,465,000 $231,000 $3,918 2.75%
    JOPLIN, MO (FHA|USDA|VA) 25 $3,435,000 $137,400 $3,040 2.89%
    JOHNSTOWN, PA (FHA|USDA|VA) 26 $3,430,000 $131,923 $4,829 2.76%
    DOTHAN, AL (FHA|USDA|VA) 19 $3,425,000 $180,263 $4,488 3.10%
    BRUNSWICK, GA (FHA|USDA|VA) 13 $3,365,000 $258,846 $3,395 3.01%
    Pullman, WA (FHA|USDA|VA) 13 $3,345,000 $257,308 $5,820 2.99%
    Beatrice, NE (FHA|USDA|VA) 22 $3,340,000 $151,818 $4,015 3.11%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $3,320,000 $237,143 $8,009 3.00%
    AMES, IA (FHA|USDA|VA) 15 $3,275,000 $218,333 $4,351 2.98%
    POCATELLO, ID (FHA|USDA|VA) 17 $3,195,000 $187,941 $4,765 3.06%
    NEW BERN, NC (FHA|USDA|VA) 13 $3,155,000 $242,692 $3,186 3.15%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 16 $3,150,000 $196,875 $2,665 3.29%
    LAS CRUCES, NM (FHA|USDA|VA) 17 $3,135,000 $184,412 $3,940 3.03%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 15 $3,135,000 $209,000 $5,043 3.27%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 18 $3,130,000 $173,889 $2,828 3.06%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 15 $3,105,000 $207,000 $2,965 3.02%
    Sedalia, MO (FHA|USDA|VA) 16 $3,080,000 $192,500 $2,272 2.89%
    Elko, NV (FHA|USDA|VA) 11 $3,075,000 $279,545 $4,320 3.14%
    Sweetwater, TX (FHA|USDA|VA) 21 $2,995,000 $142,619 $4,586 2.99%
    Gloversville, NY (FHA|USDA|VA) 17 $2,955,000 $173,824 $5,360 3.02%
    Rock Springs, WY (FHA|USDA|VA) 13 $2,905,000 $223,462 $4,139 2.74%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 10 $2,900,000 $290,000 $3,638 3.13%
    GRANTS PASS, OR (FHA|USDA|VA) 9 $2,885,000 $320,556 $4,163 3.00%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 18 $2,850,000 $158,333 $2,388 2.82%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 15 $2,825,000 $188,333 $4,021 3.04%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 13 $2,805,000 $215,769 $3,417 3.10%
    Prineville, OR (FHA|USDA|VA) 8 $2,790,000 $348,750 $3,550 2.88%
    Nacogdoches, TX (FHA|USDA|VA) 13 $2,785,000 $214,231 $6,787 2.92%
    STAUNTON, VA (FHA|USDA|VA) 15 $2,745,000 $183,000 $3,600 2.94%
    VALDOSTA, GA (FHA|USDA|VA) 13 $2,725,000 $209,615 $4,254 2.82%
    SPRINGFIELD, IL (FHA|USDA|VA) 15 $2,705,000 $180,333 $4,381 2.93%
    Red Wing, MN (FHA|USDA|VA) 12 $2,690,000 $224,167 $4,451 2.91%
    KINGSTON, NY (FHA|USDA|VA) 11 $2,685,000 $244,091 $3,914 3.03%
    Meadville, PA (FHA|USDA|VA) 18 $2,680,000 $148,889 $5,085 3.13%
    DALTON, GA (FHA|USDA|VA) 17 $2,635,000 $155,000 $3,089 3.12%
    GOLDSBORO, NC (FHA|USDA|VA) 13 $2,635,000 $202,692 $5,684 2.81%
    LEWISTON, ID-WA (FHA|USDA|VA) 13 $2,615,000 $201,154 $3,885 2.90%
    HINESVILLE, GA (FHA|USDA|VA) 17 $2,605,000 $153,235 $3,993 3.01%
    Easton, MD (FHA|USDA|VA) 8 $2,600,000 $325,000 $4,570 2.91%
    JEFFERSON CITY, MO (FHA|USDA|VA) 14 $2,570,000 $183,571 $3,806 2.87%
    LUBBOCK, TX (FHA|USDA|VA) 12 $2,570,000 $214,167 $5,657 3.17%
    Gillette, WY (FHA|USDA|VA) 10 $2,510,000 $251,000 $5,733 3.02%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 15 $2,505,000 $167,000 $3,111 3.06%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 15 $2,495,000 $166,333 $4,139 3.15%
    ABILENE, TX (FHA|USDA|VA) 15 $2,475,000 $165,000 $4,812 2.91%
    Dickinson, ND (FHA|USDA|VA) 7 $2,465,000 $352,143 $5,263 2.85%
    Fairmont, WV (FHA|USDA|VA) 15 $2,455,000 $163,667 $4,001 2.83%
    Steamboat Springs, CO (FHA|USDA|VA) 6 $2,450,000 $408,333 $4,107 3.16%
    KANKAKEE, IL (FHA|USDA|VA) 14 $2,450,000 $175,000 $4,218 3.00%
    MORRISTOWN, TN (FHA|USDA|VA) 11 $2,445,000 $222,273 $3,936 3.07%
    Ottawa, IL (FHA|USDA|VA) 13 $2,435,000 $187,308 $3,548 3.14%
    JACKSONVILLE, NC (FHA|USDA|VA) 13 $2,435,000 $187,308 $4,009 3.30%
    Pontiac, IL (FHA|USDA|VA) 22 $2,400,000 $109,091 $2,813 3.15%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 14 $2,390,000 $170,714 $4,382 3.01%
    LEBANON, PA (FHA|USDA|VA) 13 $2,345,000 $180,385 $4,211 2.92%
    Danville, VA (FHA|USDA|VA) 16 $2,340,000 $146,250 $3,454 2.82%
    SAN ANGELO, TX (FHA|USDA|VA) 12 $2,340,000 $195,000 $4,558 2.83%
    LONGVIEW, TX (FHA|USDA|VA) 12 $2,280,000 $190,000 $5,118 2.94%
    Scottsbluff, NE (FHA|USDA|VA) 14 $2,280,000 $162,857 $3,317 3.06%
    Sevierville, TN (FHA|USDA|VA) 10 $2,230,000 $223,000 $4,808 3.11%
    Brookings, OR (FHA|USDA|VA) 8 $2,220,000 $277,500 $4,833 2.89%
    CASPER, WY (FHA|USDA|VA) 6 $2,210,000 $368,333 $5,059 3.02%
    Natchez, MS-LA (FHA|USDA|VA) 16 $2,210,000 $138,125 $4,338 2.75%
    Alma, MI (FHA|USDA|VA) 19 $2,195,000 $115,526 $2,811 3.45%
    FORT SMITH, AR-OK (FHA|USDA|VA) 8 $2,190,000 $273,750 $3,338 3.08%
    Decatur, IN (FHA|USDA|VA) 19 $2,175,000 $114,474 $2,222 3.38%
    PITTSFIELD, MA (FHA|USDA|VA) 8 $2,160,000 $270,000 $3,764 3.04%
    Manitowoc, WI (FHA|USDA|VA) 14 $2,140,000 $152,857 $2,649 2.86%
    Forest City, NC (FHA|USDA|VA) 7 $2,135,000 $305,000 $3,600 3.13%
    Findlay, OH (FHA|USDA|VA) 11 $2,115,000 $192,273 $4,726 3.01%
    Coffeyville, KS (FHA|USDA|VA) 17 $2,115,000 $124,412 $3,776 2.71%
    Urbana, OH (FHA|USDA|VA) 11 $2,115,000 $192,273 $5,041 2.99%
    Newberry, SC (FHA|USDA|VA) 9 $2,105,000 $233,889 $3,416 2.80%
    WICHITA FALLS, TX (FHA|USDA|VA) 13 $2,105,000 $161,923 $4,686 2.89%
    CLEVELAND, TN (FHA|USDA|VA) 10 $2,090,000 $209,000 $3,139 2.98%
    KOKOMO, IN (FHA|USDA|VA) 13 $2,085,000 $160,385 $3,776 3.14%
    Amsterdam, NY (FHA|USDA|VA) 13 $2,085,000 $160,385 $5,370 3.04%
    Greenwood, SC (FHA|USDA|VA) 11 $2,075,000 $188,636 $2,810 2.98%
    Corinth, MS (FHA|USDA|VA) 10 $2,070,000 $207,000 $6,475 2.83%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 12 $2,070,000 $172,500 $3,912 2.96%
    BAY CITY, MI (FHA|USDA|VA) 17 $2,065,000 $121,471 $2,812 3.02%
    Warrensburg, MO (FHA|USDA|VA) 12 $2,050,000 $170,833 $3,349 2.99%
    ROCKY MOUNT, NC (FHA|USDA|VA) 11 $2,045,000 $185,909 $4,065 2.97%
    Big Rapids, MI (FHA|USDA|VA) 15 $2,035,000 $135,667 $2,439 2.96%
    Marshall, MO (FHA|USDA|VA) 16 $2,020,000 $126,250 $3,104 2.84%
    Hudson, NY (FHA|USDA|VA) 7 $2,005,000 $286,429 $4,566 3.15%
    Marshall, MN (FHA|USDA|VA) 12 $2,000,000 $166,667 $3,233 2.91%
    Huntingdon, PA (FHA|USDA|VA) 14 $1,980,000 $141,429 $3,801 2.77%
    Gainesville, TX (FHA|USDA|VA) 6 $1,940,000 $323,333 $5,644 2.87%
    TUSCALOOSA, AL (FHA|USDA|VA) 10 $1,940,000 $194,000 $3,772 2.89%
    Marietta, OH (FHA|USDA|VA) 10 $1,940,000 $194,000 $3,871 3.67%
    Okeechobee, FL (FHA|USDA|VA) 12 $1,940,000 $161,667 $5,261 3.21%
    Sheridan, WY (FHA|USDA|VA) 6 $1,930,000 $321,667 $2,583 3.19%
    Dayton, TN (FHA|USDA|VA) 10 $1,920,000 $192,000 $3,431 3.01%
    Mount Vernon, OH (FHA|USDA|VA) 9 $1,915,000 $212,778 $3,116 3.16%
    Granbury, TX (FHA|USDA|VA) 9 $1,915,000 $212,778 $5,534 3.28%
    Cadillac, MI (FHA|USDA|VA) 15 $1,915,000 $127,667 $2,458 3.63%
    Baraboo, WI (FHA|USDA|VA) 6 $1,910,000 $318,333 $3,465 3.08%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 11 $1,905,000 $173,182 $4,350 3.12%
    FOND DU LAC, WI (FHA|USDA|VA) 9 $1,895,000 $210,556 $2,955 3.08%
    La Grande, OR (FHA|USDA|VA) 8 $1,890,000 $236,250 $4,900 2.96%
    Picayune, MS (FHA|USDA|VA) 9 $1,885,000 $209,444 $4,514 2.80%
    Calhoun, GA (FHA|USDA|VA) 11 $1,885,000 $171,364 $4,639 2.83%
    Houghton, MI (FHA|USDA|VA) 19 $1,875,000 $98,684 $2,365 3.26%
    Bemidji, MN (FHA|USDA|VA) 8 $1,850,000 $231,250 $5,287 2.65%
    ROME, GA (FHA|USDA|VA) 8 $1,850,000 $231,250 $4,935 3.03%
    Albemarle, NC (FHA|USDA|VA) 11 $1,815,000 $165,000 $4,098 3.02%
    Van Wert, OH (FHA|USDA|VA) 23 $1,805,000 $78,478 $1,612 4.01%
    West Point, MS (FHA|USDA|VA) 13 $1,805,000 $138,846 $4,824 2.94%
    Ashtabula, OH (FHA|USDA|VA) 9 $1,795,000 $199,444 $5,969 3.03%
    Ottawa, KS (FHA|USDA|VA) 9 $1,785,000 $198,333 $4,553 2.87%
    GADSDEN, AL (FHA|USDA|VA) 13 $1,775,000 $136,538 $3,152 2.80%
    Richmond-Berea, KY (FHA|USDA|VA) 10 $1,770,000 $177,000 $3,816 2.84%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,478 2.67%
    Maryville, MO (FHA|USDA|VA) 13 $1,745,000 $134,231 $3,569 3.02%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 11 $1,745,000 $158,636 $2,531 3.02%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 7 $1,725,000 $246,429 $3,124 2.76%
    Palestine, TX (FHA|USDA|VA) 6 $1,720,000 $286,667 $5,228 2.87%
    Spearfish, SD (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,573 3.05%
    Lewisburg, TN (FHA|USDA|VA) 7 $1,715,000 $245,000 $4,448 3.37%
    Burley, ID (FHA|USDA|VA) 8 $1,690,000 $211,250 $4,497 2.91%
    SUMTER, SC (FHA|USDA|VA) 9 $1,665,000 $185,000 $4,117 2.92%
    IOWA CITY, IA (FHA|USDA|VA) 6 $1,660,000 $276,667 $3,657 2.97%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 10 $1,650,000 $165,000 $4,382 2.69%
    JOHNSON CITY, TN (FHA|USDA|VA) 8 $1,650,000 $206,250 $4,438 2.91%
    BECKLEY, WV (FHA|USDA|VA) 10 $1,630,000 $163,000 $3,312 3.09%
    Beaver Dam, WI (FHA|USDA|VA) 11 $1,615,000 $146,818 $3,404 2.81%
    Duncan, OK (FHA|USDA|VA) 11 $1,615,000 $146,818 $4,263 3.03%
    Owatonna, MN (FHA|USDA|VA) 10 $1,610,000 $161,000 $4,451 3.09%
    Chillicothe, OH (FHA|USDA|VA) 9 $1,605,000 $178,333 $3,323 3.21%
    Albertville, AL (FHA|USDA|VA) 11 $1,585,000 $144,091 $3,066 2.84%
    Cañon City, CO (FHA|USDA|VA) 9 $1,555,000 $172,778 $3,441 3.19%
    Kerrville, TX (FHA|USDA|VA) 6 $1,540,000 $256,667 $6,289 2.87%
    Oneonta, NY (FHA|USDA|VA) 8 $1,530,000 $191,250 $5,010 3.00%
    Cullman, AL (FHA|USDA|VA) 8 $1,520,000 $190,000 $4,669 2.76%
    Laconia, NH (FHA|USDA|VA) 7 $1,495,000 $213,571 $2,602 3.03%
    Fallon, NV (FHA|USDA|VA) 6 $1,470,000 $245,000 $7,069 2.88%
    COLUMBUS, IN (FHA|USDA|VA) 9 $1,465,000 $162,778 $2,563 3.03%
    Branson, MO (FHA|USDA|VA) 9 $1,465,000 $162,778 $2,964 3.03%
    Statesboro, GA (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,735 3.02%
    Mount Pleasant, MI (FHA|USDA|VA) 8 $1,450,000 $181,250 $4,648 3.08%
    Los Alamos, NM (FHA|USDA|VA) 5 $1,445,000 $289,000 $3,258 2.81%
    Stephenville, TX (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,888 2.95%
    Cornelia, GA (FHA|USDA|VA) 7 $1,425,000 $203,571 $5,420 2.79%
    Kendallville, IN (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,069 3.26%
    Williston, ND (FHA|USDA|VA) 5 $1,415,000 $283,000 $4,049 2.83%
    Ashland, OH (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,556 3.18%
    Ardmore, OK (FHA|USDA|VA) 6 $1,390,000 $231,667 $4,245 3.14%
    Susanville, CA (FHA|USDA|VA) 7 $1,375,000 $196,429 $4,924 2.92%
    Spirit Lake, IA (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,169 3.10%
    MONROE, LA (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,649 2.90%
    Milledgeville, GA (FHA|USDA|VA) 4 $1,360,000 $340,000 $4,849 2.90%
    Mineral Wells, TX (FHA|USDA|VA) 4 $1,320,000 $330,000 $8,461 3.32%
    Cordele, GA (FHA|USDA|VA) 4 $1,320,000 $330,000 $4,267 2.87%
    Sanford, NC (FHA|USDA|VA) 8 $1,310,000 $163,750 $3,598 2.75%
    MANSFIELD, OH (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,761 3.34%
    Marion, IN (FHA|USDA|VA) 11 $1,295,000 $117,727 $3,445 2.98%
    Thomaston, GA (FHA|USDA|VA) 7 $1,295,000 $185,000 $4,142 2.81%
    GREENVILLE, NC (FHA|USDA|VA) 9 $1,285,000 $142,778 $3,489 3.35%
    WHEELING, WV-OH (FHA|USDA|VA) 8 $1,280,000 $160,000 $3,050 3.28%
    Keene, NH (FHA|USDA|VA) 7 $1,275,000 $182,143 $2,866 3.11%
    Bonham, TX (FHA|USDA|VA) 6 $1,270,000 $211,667 $4,513 2.77%
    Miami, OK (FHA|USDA|VA) 7 $1,265,000 $180,714 $4,219 2.63%
    Arcadia, FL (FHA|USDA|VA) 7 $1,265,000 $180,714 $6,509 2.97%
    The Dalles, OR (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,073 2.88%
    FARMINGTON, NM (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,904 2.97%
    GETTYSBURG, PA (FHA|USDA|VA) 8 $1,260,000 $157,500 $3,512 3.01%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 9 $1,255,000 $139,444 $3,821 2.92%
    Austin, MN (FHA|USDA|VA) 9 $1,255,000 $139,444 $3,916 2.88%
    St. Marys, GA (FHA|USDA|VA) 6 $1,250,000 $208,333 $4,285 3.14%
    BANGOR, ME (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,454 3.18%
    Stillwater, OK (FHA|USDA|VA) 6 $1,240,000 $206,667 $5,595 3.13%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,235,000 $247,000 $4,378 2.68%
    DuBois, PA (FHA|USDA|VA) 9 $1,225,000 $136,111 $4,147 2.76%
    Galesburg, IL (FHA|USDA|VA) 4 $1,220,000 $305,000 $2,308 3.22%
    Shelby, NC (FHA|USDA|VA) 5 $1,215,000 $243,000 $8,037 3.11%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,889 3.11%
    MUNCIE, IN (FHA|USDA|VA) 11 $1,195,000 $108,636 $2,880 3.14%
    Montrose, CO (FHA|USDA|VA) 6 $1,190,000 $198,333 $2,967 2.73%
    SYRACUSE, NY (FHA|USDA|VA) 8 $1,170,000 $146,250 $3,887 3.21%
    Hays, KS (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,248 2.72%
    Plattsburgh, NY (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,437 2.77%
    Grenada, MS (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,424 2.65%
    Somerset, KY (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,176 3.13%
    Barre, VT (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,409 2.71%
    Moultrie, GA (FHA|USDA|VA) 7 $1,145,000 $163,571 $5,902 3.27%
    TEXARKANA, TX-AR (FHA|USDA|VA) 5 $1,135,000 $227,000 $7,202 3.09%
    BOWLING GREEN, KY (FHA|USDA|VA) 7 $1,125,000 $160,714 $2,653 3.07%
    Laurel, MS (FHA|USDA|VA) 8 $1,120,000 $140,000 $3,974 2.74%
    Farmington, MO (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,815 3.32%
    New Castle, IN (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,058 3.21%
    McMinnville, TN (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,793 3.21%
    Natchitoches, LA (FHA|USDA|VA) 5 $1,075,000 $215,000 $6,281 2.95%
    Norwalk, OH (FHA|USDA|VA) 6 $1,070,000 $178,333 $3,027 2.88%
    DUBUQUE, IA (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,026 2.86%
    Opelousas, LA (FHA|USDA|VA) 3 $1,065,000 $355,000 $5,065 3.25%
    Indiana, PA (FHA|USDA|VA) 6 $1,060,000 $176,667 $3,835 2.97%
    Somerset, PA (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,436 3.10%
    Danville, KY (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,171 2.80%
    Crescent City, CA (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,009 3.46%
    SPRINGFIELD, OH (FHA|USDA|VA) 8 $1,040,000 $130,000 $3,495 3.05%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,761 2.96%
    Nogales, AZ (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,667 2.95%
    Frankfort, KY (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,801 2.95%
    JACKSON, TN (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,464 3.22%
    Cambridge, MD (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,497 2.98%
    Cedartown, GA (FHA|USDA|VA) 8 $1,010,000 $126,250 $3,558 2.90%
    Cullowhee, NC (FHA|USDA|VA) 3 $1,005,000 $335,000 $9,898 2.62%
    Augusta-Waterville, ME (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,234 2.84%
    Shelbyville, TN (FHA|USDA|VA) 5 $995,000 $199,000 $3,351 3.08%
    New Ulm, MN (FHA|USDA|VA) 5 $995,000 $199,000 $2,888 2.71%
    Clarksburg, WV (FHA|USDA|VA) 7 $995,000 $142,143 $3,965 2.79%
    Plymouth, IN (FHA|USDA|VA) 5 $995,000 $199,000 $2,536 3.21%
    AMARILLO, TX (FHA|USDA|VA) 9 $985,000 $109,444 $3,091 3.50%
    Corsicana, TX (FHA|USDA|VA) 3 $975,000 $325,000 $9,536 3.25%
    Sandusky, OH (FHA|USDA|VA) 5 $975,000 $195,000 $6,309 3.31%
    Bennington, VT (FHA|USDA|VA) 5 $975,000 $195,000 $4,783 3.15%
    LIMA, OH (FHA|USDA|VA) 5 $965,000 $193,000 $2,258 3.08%
    Bay City, TX (FHA|USDA|VA) 5 $965,000 $193,000 $4,934 2.87%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 8 $960,000 $120,000 $3,187 3.01%
    Peru, IN (FHA|USDA|VA) 10 $950,000 $95,000 $1,730 3.35%
    Juneau, AK (FHA|USDA|VA) 3 $935,000 $311,667 $4,947 2.95%
    Lake City, FL (FHA|USDA|VA) 4 $910,000 $227,500 $6,486 3.26%
    West Plains, MO (FHA|USDA|VA) 6 $900,000 $150,000 $3,138 2.99%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 5 $895,000 $179,000 $4,307 3.44%
    WILLIAMSPORT, PA (FHA|USDA|VA) 4 $890,000 $222,500 $5,472 3.42%
    Moscow, ID (FHA|USDA|VA) 5 $885,000 $177,000 $3,538 2.77%
    Woodward, OK (FHA|USDA|VA) 8 $880,000 $110,000 $3,751 2.70%
    Sunbury, PA (FHA|USDA|VA) 4 $880,000 $220,000 $6,041 3.29%
    Sault Ste. Marie, MI (FHA|USDA|VA) 6 $880,000 $146,667 $2,187 3.08%
    Yankton, SD (FHA|USDA|VA) 6 $870,000 $145,000 $3,264 2.82%
    CHARLESTON, WV (FHA|USDA|VA) 7 $865,000 $123,571 $4,188 2.82%
    Rutland, VT (FHA|USDA|VA) 2 $850,000 $425,000 $5,884 2.79%
    Norfolk, NE (FHA|USDA|VA) 3 $845,000 $281,667 $3,048 2.86%
    Orangeburg, SC (FHA|USDA|VA) 5 $845,000 $169,000 $3,251 3.19%
    Stevens Point, WI (FHA|USDA|VA) 5 $845,000 $169,000 $4,112 3.08%
    Marion, OH (FHA|USDA|VA) 6 $840,000 $140,000 $3,552 2.92%
    Coshocton, OH (FHA|USDA|VA) 5 $835,000 $167,000 $4,895 2.98%
    Pierre, SD (FHA|USDA|VA) 4 $830,000 $207,500 $2,537 2.73%
    Athens, TN (FHA|USDA|VA) 5 $825,000 $165,000 $3,823 3.85%
    Central City, KY (FHA|USDA|VA) 4 $820,000 $205,000 $4,136 3.07%
    Española, NM (FHA|USDA|VA) 2 $820,000 $410,000 $15,391 3.62%
    Winnemucca, NV (FHA|USDA|VA) 3 $815,000 $271,667 $5,061 2.92%
    Fort Leonard Wood, MO (FHA|USDA|VA) 5 $815,000 $163,000 $4,252 2.99%
    Jacksonville, TX (FHA|USDA|VA) 3 $815,000 $271,667 $5,700 2.93%
    FAIRBANKS, AK (FHA|USDA|VA) 4 $810,000 $202,500 $2,167 3.19%
    Richmond, IN (FHA|USDA|VA) 8 $810,000 $101,250 $2,972 3.17%
    Riverton, WY (FHA|USDA|VA) 4 $800,000 $200,000 $4,693 3.15%
    Lewisburg, PA (FHA|USDA|VA) 2 $800,000 $400,000 $5,296 3.39%
    Oskaloosa, IA (FHA|USDA|VA) 7 $795,000 $113,571 $3,412 2.85%
    Lewistown, PA (FHA|USDA|VA) 7 $785,000 $112,143 $4,666 2.96%
    Pella, IA (FHA|USDA|VA) 5 $785,000 $157,000 $3,555 3.00%
    Ozark, AL (FHA|USDA|VA) 5 $775,000 $155,000 $3,910 2.88%
    Ludington, MI (FHA|USDA|VA) 6 $770,000 $128,333 $2,711 2.91%
    Tifton, GA (FHA|USDA|VA) 4 $770,000 $192,500 $2,990 3.08%
    Vicksburg, MS (FHA|USDA|VA) 6 $770,000 $128,333 $4,419 3.01%
    Gaffney, SC (FHA|USDA|VA) 5 $765,000 $153,000 $3,226 3.35%
    Pittsburg, KS (FHA|USDA|VA) 8 $760,000 $95,000 $3,756 2.77%
    DeRidder, LA (FHA|USDA|VA) 3 $755,000 $251,667 $5,058 3.02%
    Corning, NY (FHA|USDA|VA) 3 $745,000 $248,333 $4,951 2.91%
    Seymour, IN (FHA|USDA|VA) 5 $745,000 $149,000 $5,191 3.11%
    Brownwood, TX (FHA|USDA|VA) 5 $745,000 $149,000 $4,526 3.10%
    Mexico, MO (FHA|USDA|VA) 3 $735,000 $245,000 $2,724 3.09%
    Ruston, LA (FHA|USDA|VA) 3 $725,000 $241,667 $3,669 2.85%
    Sikeston, MO (FHA|USDA|VA) 7 $725,000 $103,571 $2,800 3.03%
    Connersville, IN (FHA|USDA|VA) 6 $720,000 $120,000 $3,035 3.25%
    Marion, NC (FHA|USDA|VA) 3 $715,000 $238,333 $4,063 3.20%
    Alpena, MI (FHA|USDA|VA) 5 $705,000 $141,000 $1,594 3.23%
    Alamogordo, NM (FHA|USDA|VA) 3 $705,000 $235,000 $4,523 2.83%
    Celina, OH (FHA|USDA|VA) 4 $700,000 $175,000 $8,921 3.75%
    Washington Court House, OH (FHA|USDA|VA) 5 $695,000 $139,000 $3,779 2.95%
    Menomonie, WI (FHA|USDA|VA) 5 $695,000 $139,000 $3,141 3.12%
    Brookhaven, MS (FHA|USDA|VA) 2 $680,000 $340,000 $2,891 2.86%
    Uvalde, TX (FHA|USDA|VA) 2 $670,000 $335,000 $3,491 3.19%
    LAWTON, OK (FHA|USDA|VA) 6 $670,000 $111,667 $4,614 3.32%
    Malone, NY (FHA|USDA|VA) 3 $665,000 $221,667 $5,790 3.25%
    Paducah, KY-IL (FHA|USDA|VA) 5 $665,000 $133,000 $3,008 2.79%
    Salina, KS (FHA|USDA|VA) 3 $665,000 $221,667 $3,301 3.10%
    McComb, MS (FHA|USDA|VA) 2 $650,000 $325,000 $11,266 2.81%
    Palatka, FL (FHA|USDA|VA) 4 $640,000 $160,000 $3,415 3.17%
    Fort Morgan, CO (FHA|USDA|VA) 2 $640,000 $320,000 $5,351 3.13%
    VICTORIA, TX (FHA|USDA|VA) 3 $635,000 $211,667 $7,584 2.50%
    Vineyard Haven, MA (FHA|USDA|VA) 2 $630,000 $315,000 $3,714 3.19%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $625,000 $208,333 $2,999 3.24%
    TERRE HAUTE, IN (FHA|USDA|VA) 5 $625,000 $125,000 $3,571 3.07%
    Summerville, GA (FHA|USDA|VA) 4 $610,000 $152,500 $7,422 2.71%
    BINGHAMTON, NY (FHA|USDA|VA) 5 $595,000 $119,000 $3,640 2.59%
    Aberdeen, SD (FHA|USDA|VA) 4 $590,000 $147,500 $4,429 3.04%
    Lebanon, MO (FHA|USDA|VA) 4 $590,000 $147,500 $3,327 3.34%
    Safford, AZ (FHA|USDA|VA) 3 $585,000 $195,000 $4,911 3.15%
    Greenwood, MS (FHA|USDA|VA) 5 $585,000 $117,000 $4,848 2.90%
    Roswell, NM (FHA|USDA|VA) 3 $575,000 $191,667 $3,055 3.11%
    Beeville, TX (FHA|USDA|VA) 2 $570,000 $285,000 $6,827 2.89%
    Marshalltown, IA (FHA|USDA|VA) 4 $570,000 $142,500 $4,004 2.94%
    ODESSA, TX (FHA|USDA|VA) 4 $570,000 $142,500 $4,879 3.38%
    Jasper, AL (FHA|USDA|VA) 4 $560,000 $140,000 $4,174 2.70%
    Winfield, KS (FHA|USDA|VA) 6 $560,000 $93,333 $3,395 3.16%
    Point Pleasant, WV-OH (FHA|USDA|VA) 4 $560,000 $140,000 $2,801 3.40%
    Martin, TN (FHA|USDA|VA) 3 $555,000 $185,000 $3,952 2.90%
    Ketchikan, AK (FHA|USDA|VA) 1 $545,000 $545,000 $9,981 2.50%
    London, KY (FHA|USDA|VA) 4 $540,000 $135,000 $4,139 2.94%
    Mount Airy, NC (FHA|USDA|VA) 4 $540,000 $135,000 $5,241 2.89%
    ITHACA, NY (FHA|USDA|VA) 2 $540,000 $270,000 $8,177 3.44%
    Wilson, NC (FHA|USDA|VA) 3 $535,000 $178,333 $4,527 3.04%
    Eufaula, AL-GA (FHA|USDA|VA) 3 $535,000 $178,333 $3,823 3.04%
    Jasper, IN (FHA|USDA|VA) 4 $530,000 $132,500 $3,625 3.13%
    Alice, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,836 2.74%
    Sidney, OH (FHA|USDA|VA) 5 $515,000 $103,000 $3,376 3.54%
    Madison, IN (FHA|USDA|VA) 3 $515,000 $171,667 $2,112 2.99%
    Sterling, IL (FHA|USDA|VA) 3 $515,000 $171,667 $3,046 3.29%
    Mountain Home, AR (FHA|USDA|VA) 4 $510,000 $127,500 $3,332 2.62%
    Bedford, IN (FHA|USDA|VA) 5 $505,000 $101,000 $2,946 3.01%
    Pottsville, PA (FHA|USDA|VA) 4 $500,000 $125,000 $3,872 3.04%
    Scottsburg, IN (FHA|USDA|VA) 3 $485,000 $161,667 $2,886 2.93%
    Troy, AL (FHA|USDA|VA) 3 $485,000 $161,667 $4,113 3.45%
    ENID, OK (FHA|USDA|VA) 2 $480,000 $240,000 $5,135 2.80%
    Hannibal, MO (FHA|USDA|VA) 3 $475,000 $158,333 $4,091 3.12%
    Albert Lea, MN (FHA|USDA|VA) 5 $475,000 $95,000 $3,732 3.23%
    Washington, NC (FHA|USDA|VA) 3 $475,000 $158,333 $3,125 2.91%
    Las Vegas, NM (FHA|USDA|VA) 3 $465,000 $155,000 $3,694 3.07%
    Bucyrus-Galion, OH (FHA|USDA|VA) 5 $465,000 $93,000 $3,195 2.80%
    Selma, AL (FHA|USDA|VA) 3 $455,000 $151,667 $4,701 2.43%
    Moberly, MO (FHA|USDA|VA) 3 $455,000 $151,667 $3,109 2.54%
    Hutchinson, KS (FHA|USDA|VA) 3 $455,000 $151,667 $2,372 3.16%
    Bardstown, KY (FHA|USDA|VA) 3 $455,000 $151,667 $3,055 2.87%
    Clinton, IA (FHA|USDA|VA) 3 $445,000 $148,333 $2,640 2.70%
    Mount Sterling, KY (FHA|USDA|VA) 4 $440,000 $110,000 $3,133 2.79%
    Bartlesville, OK (FHA|USDA|VA) 2 $440,000 $220,000 $3,789 3.21%
    Logansport, IN (FHA|USDA|VA) 4 $430,000 $107,500 $1,876 2.99%
    Hobbs, NM (FHA|USDA|VA) 4 $430,000 $107,500 $4,072 3.25%
    Fairfield, IA (FHA|USDA|VA) 2 $430,000 $215,000 $5,591 2.93%
    Minden, LA (FHA|USDA|VA) 2 $430,000 $215,000 $7,139 3.06%
    Mason City, IA (FHA|USDA|VA) 5 $425,000 $85,000 $3,119 3.43%
    Campbellsville, KY (FHA|USDA|VA) 3 $425,000 $141,667 $4,018 2.58%
    Crawfordsville, IN (FHA|USDA|VA) 2 $420,000 $210,000 $3,642 2.88%
    Winona, MN (FHA|USDA|VA) 2 $420,000 $210,000 $5,375 3.06%
    Sulphur Springs, TX (FHA|USDA|VA) 2 $420,000 $210,000 $6,864 2.81%
    Big Stone Gap, VA (FHA|USDA|VA) 3 $415,000 $138,333 $3,920 2.66%
    Lincoln, IL (FHA|USDA|VA) 5 $415,000 $83,000 $2,946 3.09%
    Dixon, IL (FHA|USDA|VA) 3 $415,000 $138,333 $1,848 3.75%
    JONESBORO, AR (FHA|USDA|VA) 2 $410,000 $205,000 $2,527 3.28%
    Frankfort, IN (FHA|USDA|VA) 2 $410,000 $205,000 $4,778 3.19%
    Sterling, CO (FHA|USDA|VA) 2 $410,000 $205,000 $2,428 3.49%
    Elkins, WV (FHA|USDA|VA) 4 $400,000 $100,000 $3,308 3.43%
    Ponca City, OK (FHA|USDA|VA) 5 $395,000 $79,000 $3,494 3.13%
    Spencer, IA (FHA|USDA|VA) 3 $395,000 $131,667 $2,612 2.68%
    Emporia, KS (FHA|USDA|VA) 3 $395,000 $131,667 $3,193 3.25%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 4 $390,000 $97,500 $2,860 3.35%
    Berlin, NH (FHA|USDA|VA) 2 $380,000 $190,000 $2,943 2.73%
    PINE BLUFF, AR (FHA|USDA|VA) 3 $375,000 $125,000 $4,062 2.98%
    Fremont, OH (FHA|USDA|VA) 3 $375,000 $125,000 $3,522 2.63%
    Cortland, NY (FHA|USDA|VA) 2 $370,000 $185,000 $4,340 3.25%
    Batesville, AR (FHA|USDA|VA) 2 $370,000 $185,000 $2,642 2.72%
    Atmore, AL (FHA|USDA|VA) 3 $365,000 $121,667 $3,325 3.25%
    Vermillion, SD (FHA|USDA|VA) 2 $360,000 $180,000 $4,663 2.56%
    Tiffin, OH (FHA|USDA|VA) 3 $355,000 $118,333 $3,236 2.64%
    OWENSBORO, KY (FHA|USDA|VA) 3 $355,000 $118,333 $3,316 2.60%
    Muskogee, OK (FHA|USDA|VA) 2 $350,000 $175,000 $7,726 3.75%
    Silver City, NM (FHA|USDA|VA) 2 $350,000 $175,000 $5,367 2.84%
    Othello, WA (FHA|USDA|VA) 2 $350,000 $175,000 $3,307 3.17%
    Fort Payne, AL (FHA|USDA|VA) 3 $345,000 $115,000 $2,552 2.91%
    Freeport, IL (FHA|USDA|VA) 5 $345,000 $69,000 $3,507 3.25%
    Wauchula, FL (FHA|USDA|VA) 2 $340,000 $170,000 $6,527 3.00%
    Evanston, WY (FHA|USDA|VA) 2 $340,000 $170,000 $3,778 2.79%
    Enterprise, AL (FHA|USDA|VA) 2 $340,000 $170,000 $3,988 3.00%
    Jackson, OH (FHA|USDA|VA) 2 $340,000 $170,000 $8,283 3.11%
    Salem, OH (FHA|USDA|VA) 3 $335,000 $111,667 $3,638 3.47%
    Kinston, NC (FHA|USDA|VA) 2 $330,000 $165,000 $3,027 3.03%
    Craig, CO (FHA|USDA|VA) 2 $330,000 $165,000 $2,436 2.88%
    Ottumwa, IA (FHA|USDA|VA) 3 $325,000 $108,333 $3,207 3.13%
    Waycross, GA (FHA|USDA|VA) 2 $320,000 $160,000 $3,804 2.91%
    Watertown, SD (FHA|USDA|VA) 2 $320,000 $160,000 $2,867 3.25%
    North Platte, NE (FHA|USDA|VA) 2 $320,000 $160,000 $4,067 3.43%
    Magnolia, AR (FHA|USDA|VA) 2 $320,000 $160,000 $4,097 2.59%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,162 3.08%
    Americus, GA (FHA|USDA|VA) 2 $300,000 $150,000 $1,853 2.92%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $290,000 $145,000 $3,572 2.88%
    Vernal, UT (FHA|USDA|VA) 1 $285,000 $285,000 $8,585 2.88%
    Lumberton, NC (FHA|USDA|VA) 2 $280,000 $140,000 $2,808 3.20%
    Paris, TN (FHA|USDA|VA) 2 $280,000 $140,000 $2,699 2.87%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $280,000 $140,000 $3,392 3.88%
    Wapakoneta, OH (FHA|USDA|VA) 3 $275,000 $91,667 $3,401 2.80%
    Jennings, LA (FHA|USDA|VA) 1 $275,000 $275,000 $7,705 2.38%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $275,000 $275,000 $5,366 2.71%
    Kingsville, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,865 2.75%
    Defiance, OH (FHA|USDA|VA) 3 $275,000 $91,667 $2,960 3.11%
    Charleston-Mattoon, IL (FHA|USDA|VA) 3 $265,000 $88,333 $2,138 4.46%
    Port Lavaca, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,302 2.88%
    Scottsboro, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,724 3.24%
    Russellville, AR (FHA|USDA|VA) 2 $260,000 $130,000 $3,935 3.15%
    Madisonville, KY (FHA|USDA|VA) 2 $260,000 $130,000 $3,304 2.81%
    Camden, AR (FHA|USDA|VA) 2 $260,000 $130,000 $2,520 2.84%
    Price, UT (FHA|USDA|VA) 1 $255,000 $255,000 $3,083 2.63%
    Cleveland, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,742 2.75%
    Mitchell, SD (FHA|USDA|VA) 1 $255,000 $255,000 $4,359 3.63%
    Zapata, TX (FHA|USDA|VA) 1 $255,000 $255,000 $6,444 2.50%
    McPherson, KS (FHA|USDA|VA) 2 $250,000 $125,000 $3,327 2.76%
    Snyder, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,045 2.75%
    Athens, OH (FHA|USDA|VA) 1 $245,000 $245,000 $2,542 3.25%
    Brookings, SD (FHA|USDA|VA) 1 $245,000 $245,000 $2,535 3.13%
    Fort Polk South, LA (FHA|USDA|VA) 1 $245,000 $245,000 $7,034 2.48%
    Greenville, MS (FHA|USDA|VA) 2 $240,000 $120,000 $3,515 2.93%
    Rochelle, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,148 2.69%
    Muscatine, IA (FHA|USDA|VA) 1 $235,000 $235,000 $3,391 2.75%
    DECATUR, IL (FHA|USDA|VA) 2 $230,000 $115,000 $1,347 2.71%
    Mayfield, KY (FHA|USDA|VA) 2 $230,000 $115,000 $3,257 3.01%
    North Vernon, IN (FHA|USDA|VA) 2 $230,000 $115,000 $3,369 2.92%
    Warren, PA (FHA|USDA|VA) 2 $230,000 $115,000 $6,168 2.62%
    Dumas, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,622 3.25%
    Altus, OK (FHA|USDA|VA) 1 $225,000 $225,000 $5,066 2.25%
    Guymon, OK (FHA|USDA|VA) 2 $210,000 $105,000 $3,814 2.50%
    Douglas, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,630 2.84%
    Gallup, NM (FHA|USDA|VA) 2 $210,000 $105,000 $2,653 2.86%
    Rockingham, NC (FHA|USDA|VA) 2 $210,000 $105,000 $3,315 2.48%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,075 2.80%
    Elk City, OK (FHA|USDA|VA) 1 $205,000 $205,000 $6,980 3.38%
    UTICA-ROME, NY (FHA|USDA|VA) 2 $200,000 $100,000 $5,468 2.82%
    Greensburg, IN (FHA|USDA|VA) 2 $200,000 $100,000 $1,151 2.90%
    Clewiston, FL (FHA|USDA|VA) 2 $200,000 $100,000 $5,352 3.69%
    Vernon, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,794 2.93%
    Great Bend, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,150 3.00%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,344 2.74%
    Paris, TX (FHA|USDA|VA) 2 $190,000 $95,000 $3,237 2.67%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,609 3.38%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,575 2.90%
    Andrews, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,733 2.88%
    Laramie, WY (FHA|USDA|VA) 1 $175,000 $175,000 $3,123 3.98%
    Fairmont, MN (FHA|USDA|VA) 1 $175,000 $175,000 $1,529 3.19%
    Worthington, MN (FHA|USDA|VA) 2 $170,000 $85,000 $2,394 3.00%
    Cambridge, OH (FHA|USDA|VA) 2 $170,000 $85,000 $2,803 2.97%
    Burlington, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,665 2.47%
    Big Spring, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,026 2.46%
    Greeneville, TN (FHA|USDA|VA) 2 $160,000 $80,000 $3,531 2.93%
    Wilmington, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,100 3.25%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,891 2.75%
    Mount Vernon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,369 2.88%
    Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $12,850 3.75%
    Weatherford, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,697 2.53%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,296 2.88%
    Union, SC (FHA|USDA|VA) 2 $150,000 $75,000 $1,996 3.20%
    Dublin, GA (FHA|USDA|VA) 1 $135,000 $135,000 $2,465 3.59%
    Garden City, KS (FHA|USDA|VA) 1 $135,000 $135,000 $3,807 2.75%
    Elizabeth City, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,991 3.43%
    Bainbridge, GA (FHA|USDA|VA) 1 $125,000 $125,000 $5,210 3.25%
    Murray, KY (FHA|USDA|VA) 1 $125,000 $125,000 $4,256 3.63%
    Lamesa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,765 3.28%
    Lock Haven, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,400 2.60%
    Searcy, AR (FHA|USDA|VA) 1 $125,000 $125,000 $3,694 2.99%
    Fremont, NE (FHA|USDA|VA) 1 $125,000 $125,000 $972 2.69%
    Jamestown, ND (FHA|USDA|VA) 1 $125,000 $125,000 $3,959 2.88%
    Rolla, MO (FHA|USDA|VA) 1 $115,000 $115,000 $4,802 2.75%
    Tahlequah, OK (FHA|USDA|VA) 1 $115,000 $115,000 $4,271 3.29%
    Huron, SD (FHA|USDA|VA) 1 $105,000 $105,000 $4,714 2.25%
    Atchison, KS (FHA|USDA|VA) 1 $105,000 $105,000 $3,105 2.88%
    Shawnee, OK (FHA|USDA|VA) 1 $105,000 $105,000 $6,230 2.25%
    El Dorado, AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,745 3.16%
    Vidalia, GA (FHA|USDA|VA) 1 $95,000 $95,000 $3,684 3.50%
    Greenville, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,189 3.37%
    Lexington, NE (FHA|USDA|VA) 1 $95,000 $95,000 $2,535 3.25%
    DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,864 3.25%
    McAlester, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,022 2.85%
    Hereford, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,754 3.75%
    Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,764 3.29%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $75,000 $75,000 $2,275 3.13%
    Ada, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,764 3.44%
    Kirksville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $2,702 2.98%
    Brownsville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,525 2.97%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $55,000 $55,000 $2,745 2.90%
    Portsmouth, OH (FHA|USDA|VA) 1 $55,000 $55,000 $4,217 3.50%
    Parsons, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,802 3.13%
    Batavia, NY (FHA|USDA|VA) 1 $45,000 $45,000 $3,507 3.00%
    Effingham, IL (FHA|USDA|VA) 1 $45,000 $45,000 $2,548 2.50%
    Clovis, NM (FHA|USDA|VA) 1 $35,000 $35,000 $3,317 2.73%

    Flagstar Bank Fsb's top markets include Los Angeles, San Francisco, Detroit, Riverside, and Houston among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 96,753 $30,648,695,000 $316,773 $4,374 3.04%
    FHA 5,200 $1,331,060,000 $255,973 $8,277 2.87%
    VA 4,560 $1,623,530,000 $356,037 $6,988 2.69%
    HELOC 2,042 $271,910,000 $133,159 n/a 5.13%
    USDA 1,683 $301,045,000 $178,874 $4,995 2.78%

    For 2021, Flagstar Bank Fsb's most frequently originated type of loan was Conventional, with 96,753 originations. Their 2nd most popular type was FHA, with 5,200 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 46,842 $13,854,460,000 $295,770 $3,712 2.91%
    Home Purchase 37,319 $12,765,685,000 $342,069 $5,924 3.07%
    Cash Out Refi 23,390 $7,099,590,000 $303,531 $4,697 3.16%
    Other 1,591 $311,175,000 $195,585 $4,314 3.95%
    Home Improvement 1,096 $145,330,000 $132,600 $2,451 4.78%

    For 2021, Flagstar Bank Fsb's most frequently cited loan purpose was Refi, with 46,842 originations. The 2nd most popular reason was Home Purchase, with 37,319 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 84,464 $28,284,780,000 $334,874 $5,097 3.15%
    15 Year 16,448 $3,637,440,000 $221,148 $3,339 2.58%
    20 Year 6,281 $1,452,855,000 $231,310 $3,110 3.03%
    Other 1,543 $416,595,000 $269,990 $3,629 2.96%
    10 Year 1,292 $231,350,000 $179,063 $2,933 2.56%
    30+ year 196 $141,110,000 $719,949 $12,693 3.74%
    5 Year 11 $2,845,000 $258,636 $0 4.71%
    3 Year 3 $9,265,000 $3,088,333 $188 3.25%

    For 2021, Flagstar Bank Fsb's most frequently cited loan duration was 30 Year, with 84,464 originations. The 2nd most popular length was 15 Year, with 16,448 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 48,201 $14,777,965,000 $306,590
    $<1k 23,684 $6,583,700,000 $277,981
    $2k-3k 14,141 $3,660,325,000 $258,845
    $5k+ 9,372 $4,902,040,000 $523,052
    $3k-4k 8,101 $2,343,815,000 $289,324
    $4k-5k 4,688 $1,585,220,000 $338,144

    Flagstar Bank Fsb's average total fees were $5,097, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 48,201 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 47,968 $15,974,210,000 $333,018
    3-4% 44,402 $13,492,420,000 $303,870
    <2.5% 13,544 $3,891,390,000 $287,315
    4-5% 2,973 $641,195,000 $215,673
    5-6% 924 $110,890,000 $120,011
    % 173 $50,255,000 $290,491
    6-7% 157 $14,155,000 $90,159
    7-8% 14 $550,000 $39,286
    Over 8% 5 $405,000 $81,000

    During 2021, Flagstar Bank Fsb's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 2.5-3%, with 47,968 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 48,056 $13,724,390,000 $285,592 $4,527 3.00%
    $100k-200k 30,098 $4,591,830,000 $152,563 $3,544 3.06%
    $400k-600k 16,159 $7,790,705,000 $482,128 $5,687 3.01%
    $100,000 or less 7,461 $536,705,000 $71,935 $2,667 3.45%
    $600k-1MM 6,609 $4,948,565,000 $748,762 $8,410 3.03%
    $1MM+ 1,855 $2,584,045,000 $1,393,016 $11,842 2.96%

    2021 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 48,056 originations, totaling $13,724,390,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 25,088 $7,884,270,000 $314,265 $4,759 3.05%
    $50k-75k 21,327 $4,520,115,000 $211,943 $4,244 3.05%
    $150k-250k 19,782 $7,986,370,000 $403,719 $5,135 3.06%
    $75k-100k 18,729 $4,895,455,000 $261,384 $4,501 3.04%
    $50k or less 12,549 $1,872,025,000 $149,177 $3,685 3.08%
    $250k+ 10,311 $6,256,635,000 $606,792 $6,464 3.09%

    Flagstar Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 25,088 originations. The second most popular income band? $50k-75k, with 21,327 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 24,235 $7,277,755,000 $300,299 $4,239 3.00%
    30-36% 19,925 $6,230,275,000 $312,686 $4,581 3.07%
    <20% 9,605 $2,739,885,000 $285,256 $3,845 2.93%
    44% 4,619 $1,384,745,000 $299,793 $5,008 3.16%
    42% 4,522 $1,579,830,000 $349,365 $5,255 3.14%
    41% 4,216 $1,403,170,000 $332,820 $5,048 3.13%
    43% 4,158 $1,196,400,000 $287,734 $4,769 3.16%
    40% 4,070 $1,365,280,000 $335,450 $4,987 3.11%
    39% 4,031 $1,330,855,000 $330,155 $4,997 3.12%
    38% 3,795 $1,217,225,000 $320,744 $4,810 3.13%
    37% 3,633 $1,152,425,000 $317,210 $4,779 3.09%
    36% 3,555 $1,147,305,000 $322,730 $4,794 3.08%
    45% 3,334 $1,015,000,000 $304,439 $4,978 3.08%
    49% 3,283 $1,050,465,000 $319,971 $5,151 3.06%
    48% 2,942 $911,730,000 $309,901 $5,044 3.07%
    46% 2,894 $879,050,000 $303,749 $5,032 3.08%
    47% 2,808 $861,580,000 $306,830 $5,059 3.06%
    50-60% 2,362 $728,450,000 $308,404 $8,300 2.86%
    >60% 69 $26,685,000 $386,739 $6,593 3.09%

    Flagstar Bank Fsb lent most frequently to those with DTI ratios of 20-30%, with 24,235 originations. The next most common DTI ratio? 30-36%, with 19,925 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 75,066 $22,517,800,000 $299,973 $4,666 3.05%
    Not provided 19,231 $6,103,665,000 $317,387 $4,560 3.03%
    Asian 10,283 $3,973,615,000 $386,426 $4,712 3.05%
    Black 4,480 $1,164,890,000 $260,020 $5,338 3.12%
    American Indian 508 $142,520,000 $280,551 $4,728 3.07%
    Native Hawaiian or Islander 220 $74,740,000 $339,727 $5,088 3.05%
    Asian Indian 191 $69,515,000 $363,953 $5,061 2.97%
    Not applicable 7 $49,485,000 $7,069,286 $0 3.65%
    Filipino 64 $22,140,000 $345,938 $4,547 2.96%
    Other Asian 61 $20,245,000 $331,885 $4,962 3.07%
    Chinese 57 $16,655,000 $292,193 $4,157 3.15%
    Vietnamese 18 $6,290,000 $349,444 $5,436 3.10%
    Korean 20 $6,030,000 $301,500 $3,209 2.94%
    Other Pacific Islander 16 $4,210,000 $263,125 $5,215 2.90%
    Japanese 11 $3,655,000 $332,273 $4,647 2.99%
    Native Hawaiian 4 $520,000 $130,000 $2,309 2.75%
    Guamanian 1 $265,000 $265,000 $2,335 3.23%

    Approval Rates