Flagstar Bank Fsb Mortgage Rates, Fees & Info

Troy, MI

LEI: SS1TRMSN6BRNMOREEV51

Tax ID: 38-2734984

1.8 stars - Updated: 7/14/24 - out of 5 stars, based on 175 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Flagstar Bank Fsb is a large bank specializing in Home Purchase loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Detroit, Los Angeles, Houston, and Miami among others. We have data for 808 markets. (Some data included below & more in-depth data is available with an active subscription.)

Flagstar Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Flagstar Bank Fsb is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 8.22% 7/14/24
30 Year Conventional Purchase 6.72% 7/14/24
30 Year Conventional Refi 6.61% 7/14/24
30 Year Cash-out Refi 6.86% 7/14/24
30 Year FHA Purchase 7.29% 7/14/24
30 Year FHA Refi 7.01% 7/14/24
30 Year VA Purchase 6.14% 7/14/24
30 Year VA Refi 5.97% 7/14/24
30 Year USDA Purchase 6.73% 7/14/24
30 Year USDA Refi 6.49% 7/14/24
15 Year Conventional Purchase 6.20% 7/14/24
15 Year Conventional Refi 6.19% 7/14/24
15 Year Cash-out Refi 6.19% 7/14/24
15 Year FHA Purchase 7.75% 7/14/24
15 Year FHA Refi 6.59% 7/14/24
15 Year VA Purchase 5.80% 7/14/24
15 Year VA Refi 5.91% 7/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Flagstar Bank Fsb Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Flagstar Bank Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

30,523

Origination Dollar Volume (All Markets)

$8,614,065,000
Show all (72) awards

Relative Rate

Flagstar Bank Fsb's average 30 year fixed mortgage rate was 7.77%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.29%.

Relative Fees (Closing Costs)

Flagstar Bank Fsb's average total fees/closing costs for a 30 year fixed rate mortgage were $8,428.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,156 $855,630,000 $740,164 $14,419 7.95%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,094 $377,840,000 $180,439 $5,006 7.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 868 $336,480,000 $387,650 $12,949 8.63%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 969 $314,295,000 $324,350 $9,217 6.72%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 928 $312,390,000 $336,627 $12,386 7.79%
Outside of Metro Areas 1,499 $285,855,000 $190,697 $7,323 7.46%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 835 $217,655,000 $260,665 $9,048 8.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 767 $198,815,000 $259,211 $8,678 7.92%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 732 $192,330,000 $262,746 $10,428 8.45%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 416 $164,370,000 $395,120 $9,925 6.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 707 $157,275,000 $222,454 $7,606 7.81%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 386 $153,980,000 $398,912 $13,030 8.54%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 309 $149,165,000 $482,735 $9,328 8.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 252 $121,090,000 $480,516 $9,184 7.78%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 385 $112,895,000 $293,234 $9,698 7.42%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 370 $102,120,000 $276,000 $6,763 7.51%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 309 $97,285,000 $314,838 $10,044 7.81%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 300 $92,910,000 $309,700 $11,175 8.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 375 $92,525,000 $246,733 $8,899 8.37%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 208 $91,870,000 $441,683 $10,168 6.64%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 305 $86,495,000 $283,590 $10,999 7.70%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 139 $85,315,000 $613,777 $6,974 8.05%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 273 $83,215,000 $304,817 $10,721 8.46%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 81 $82,795,000 $1,022,160 $6,962 7.01%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 252 $82,270,000 $326,468 $9,189 8.34%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 250 $81,510,000 $326,040 $9,743 8.06%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 276 $79,800,000 $289,130 $9,625 7.90%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 386 $65,720,000 $170,259 $4,737 7.25%
COLUMBUS, OH (FHA|USDA|VA) 169 $64,335,000 $380,680 $7,082 7.60%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 176 $57,560,000 $327,045 $10,273 7.20%
PORT ST. LUCIE, FL (FHA|USDA|VA) 187 $54,695,000 $292,487 $10,395 7.17%
ST. LOUIS, MO-IL (FHA|USDA|VA) 247 $54,465,000 $220,506 $5,632 7.61%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 163 $54,085,000 $331,810 $9,935 7.41%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 252 $53,150,000 $210,913 $5,461 7.87%
KANSAS CITY, MO-KS (FHA|USDA|VA) 268 $52,060,000 $194,254 $5,267 8.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 191 $50,865,000 $266,309 $7,532 7.31%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 50 $50,740,000 $1,014,800 $9,910 8.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 63 $48,915,000 $776,429 $8,570 7.45%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 170 $47,570,000 $279,824 $8,730 8.12%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 229 $46,365,000 $202,467 $5,504 7.97%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 152 $45,520,000 $299,474 $8,683 6.56%
JACKSONVILLE, FL (FHA|USDA|VA) 188 $43,770,000 $232,819 $8,603 7.41%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 166 $38,530,000 $232,108 $10,824 8.67%
SAVANNAH, GA (FHA|USDA|VA) 135 $36,795,000 $272,556 $9,617 7.15%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 126 $35,410,000 $281,032 $8,909 6.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 119 $34,175,000 $287,185 $8,303 7.40%
LAREDO, TX (FHA|USDA|VA) 120 $32,970,000 $274,750 $10,022 6.31%
TUCSON, AZ (FHA|USDA|VA) 140 $32,800,000 $234,286 $9,263 7.79%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 68 $32,510,000 $478,088 $9,381 8.27%
Tupelo, MS (FHA|USDA|VA) 151 $32,225,000 $213,411 $8,720 6.47%
ALBANY, GA (FHA|USDA|VA) 154 $31,400,000 $203,896 $7,312 6.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 110 $30,980,000 $281,636 $10,198 7.29%
FRESNO, CA (FHA|USDA|VA) 85 $30,405,000 $357,706 $9,163 8.41%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 28 $29,390,000 $1,049,643 $7,798 7.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 76 $26,730,000 $351,711 $10,869 8.45%
RALEIGH-CARY, NC (FHA|USDA|VA) 107 $26,305,000 $245,841 $8,095 8.37%
VALLEJO, CA (FHA|USDA|VA) 64 $26,230,000 $409,844 $11,748 7.53%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 107 $26,205,000 $244,907 $7,924 7.59%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 104 $26,100,000 $250,962 $7,926 8.48%
FAYETTEVILLE, NC (FHA|USDA|VA) 45 $25,995,000 $577,667 $7,489 6.95%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 100 $25,710,000 $257,100 $6,890 7.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 94 $25,690,000 $273,298 $4,053 7.80%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 70 $25,480,000 $364,000 $8,578 7.56%
JACKSON, MI (FHA|USDA|VA) 179 $25,065,000 $140,028 $4,678 7.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 114 $24,920,000 $218,596 $9,265 8.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 89 $24,055,000 $270,281 $11,325 7.62%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 53 $23,535,000 $444,057 $16,481 8.87%
BOISE CITY, ID (FHA|USDA|VA) 95 $23,375,000 $246,053 $10,007 7.76%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 77 $22,325,000 $289,935 $9,243 7.47%
OKLAHOMA CITY, OK (FHA|USDA|VA) 94 $22,150,000 $235,638 $8,823 7.78%
LOUISVILLE, KY (FHA|USDA|VA) 113 $21,845,000 $193,319 $5,357 7.83%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 91 $21,745,000 $238,956 $10,594 7.52%
OCALA, FL (FHA|USDA|VA) 92 $20,880,000 $226,957 $9,370 7.04%
RICHMOND, VA (FHA|USDA|VA) 63 $20,465,000 $324,841 $10,174 8.26%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 87 $19,495,000 $224,080 $7,584 8.08%
ANCHORAGE, AK (FHA|USDA|VA) 47 $19,375,000 $412,234 $9,783 6.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 37 $19,155,000 $517,703 $7,488 8.71%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 90 $18,830,000 $209,222 $6,537 7.59%
PITTSBURGH, PA (FHA|USDA|VA) 107 $18,295,000 $170,981 $7,185 7.23%
MERCED, CA (FHA|USDA|VA) 17 $18,205,000 $1,070,882 $9,322 8.23%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 81 $18,045,000 $222,778 $8,841 7.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 64 $18,000,000 $281,250 $9,703 6.72%
STOCKTON, CA (FHA|USDA|VA) 66 $17,990,000 $272,576 $10,238 8.61%
COLORADO SPRINGS, CO (FHA|USDA|VA) 69 $17,905,000 $259,493 $8,221 7.91%
Brainerd, MN (FHA|USDA|VA) 70 $17,900,000 $255,714 $5,922 6.89%
WICHITA, KS (FHA|USDA|VA) 88 $17,640,000 $200,455 $6,265 6.80%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 93 $17,295,000 $185,968 $7,974 8.39%
ALTOONA, PA (FHA|USDA|VA) 105 $16,725,000 $159,286 $5,630 6.78%
FORT WAYNE, IN (FHA|USDA|VA) 154 $16,560,000 $107,532 $5,055 8.18%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 52 $16,190,000 $311,346 $7,218 6.77%
ANN ARBOR, MI (FHA|USDA|VA) 79 $15,995,000 $202,468 $5,618 8.04%
EL PASO, TX (FHA|USDA|VA) 70 $15,980,000 $228,286 $7,681 6.67%
FLINT, MI (FHA|USDA|VA) 109 $15,955,000 $146,376 $4,682 7.79%
SALT LAKE CITY, UT (FHA|USDA|VA) 68 $15,940,000 $234,412 $12,613 9.01%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 82 $15,170,000 $185,000 $6,960 7.82%
BAKERSFIELD, CA (FHA|USDA|VA) 53 $15,155,000 $285,943 $9,238 7.70%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 50 $15,020,000 $300,400 $6,628 7.46%
Truckee-Grass Valley, CA (FHA|USDA|VA) 47 $14,945,000 $317,979 $7,636 7.40%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 65 $14,655,000 $225,462 $8,817 7.70%
SALEM, OR (FHA|USDA|VA) 54 $14,350,000 $265,741 $10,126 8.22%
COLUMBIA, SC (FHA|USDA|VA) 64 $13,920,000 $217,500 $7,094 7.12%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 47 $13,225,000 $281,383 $8,496 6.58%
Del Rio, TX (FHA|USDA|VA) 58 $13,060,000 $225,172 $9,111 6.42%
BEND, OR (FHA|USDA|VA) 41 $12,915,000 $315,000 $9,857 8.63%
MONTGOMERY, AL (FHA|USDA|VA) 54 $12,860,000 $238,148 $6,793 6.83%
AKRON, OH (FHA|USDA|VA) 49 $12,585,000 $256,837 $6,245 8.45%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 67 $12,565,000 $187,537 $7,700 7.69%
HUNTSVILLE, AL (FHA|USDA|VA) 44 $12,470,000 $283,409 $7,924 6.29%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 56 $12,240,000 $218,571 $9,154 9.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 53 $12,065,000 $227,642 $10,441 8.67%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 59 $12,035,000 $203,983 $6,627 7.34%
SPARTANBURG, SC (FHA|USDA|VA) 52 $12,030,000 $231,346 $6,241 7.33%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 51 $11,945,000 $234,216 $9,852 8.06%
IDAHO FALLS, ID (FHA|USDA|VA) 42 $11,930,000 $284,048 $9,765 7.53%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 74 $11,550,000 $156,081 $6,597 6.82%
Bozeman, MT (FHA|USDA|VA) 25 $11,535,000 $461,400 $17,619 7.34%
Moultrie, GA (FHA|USDA|VA) 56 $11,140,000 $198,929 $8,869 6.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 30 $10,590,000 $353,000 $7,449 7.75%
Thomasville, GA (FHA|USDA|VA) 50 $10,570,000 $211,400 $9,896 6.92%
WORCESTER, MA-CT (FHA|USDA|VA) 41 $10,505,000 $256,220 $9,753 9.29%
Starkville, MS (FHA|USDA|VA) 42 $9,710,000 $231,190 $9,880 6.64%
PUNTA GORDA, FL (FHA|USDA|VA) 36 $9,570,000 $265,833 $8,417 7.23%
Klamath Falls, OR (FHA|USDA|VA) 43 $9,535,000 $221,744 $6,211 7.58%
ST. GEORGE, UT (FHA|USDA|VA) 30 $9,510,000 $317,000 $7,801 7.72%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 29 $9,275,000 $319,828 $16,181 9.39%
PROVO-OREM, UT (FHA|USDA|VA) 29 $9,195,000 $317,069 $8,441 7.64%
GREEN BAY, WI (FHA|USDA|VA) 61 $9,015,000 $147,787 $4,038 7.57%
Glenwood Springs, CO (FHA|USDA|VA) 17 $8,985,000 $528,529 $9,906 7.95%
Columbus, MS (FHA|USDA|VA) 43 $8,885,000 $206,628 $9,849 6.33%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 49 $8,805,000 $179,694 $7,953 7.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 42 $8,780,000 $209,048 $7,645 6.82%
MOBILE, AL (FHA|USDA|VA) 43 $8,775,000 $204,070 $6,948 6.99%
WINSTON-SALEM, NC (FHA|USDA|VA) 46 $8,650,000 $188,043 $6,689 8.52%
BISMARCK, ND (FHA|USDA|VA) 29 $8,625,000 $297,414 $9,526 6.98%
Crossville, TN (FHA|USDA|VA) 38 $8,620,000 $226,842 $5,795 6.97%
HINESVILLE, GA (FHA|USDA|VA) 34 $8,470,000 $249,118 $8,263 6.71%
RENO, NV (FHA|USDA|VA) 36 $8,460,000 $235,000 $8,957 8.63%
BILLINGS, MT (FHA|USDA|VA) 36 $8,400,000 $233,333 $6,013 6.93%
KNOXVILLE, TN (FHA|USDA|VA) 44 $8,390,000 $190,682 $7,935 8.08%
Key West, FL (FHA|USDA|VA) 17 $8,245,000 $485,000 $23,174 7.85%
NAPA, CA (FHA|USDA|VA) 29 $8,165,000 $281,552 $9,237 8.55%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 33 $8,165,000 $247,424 $8,986 8.15%
CORPUS CHRISTI, TX (FHA|USDA|VA) 22 $8,160,000 $370,909 $9,553 6.67%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 33 $8,055,000 $244,091 $9,352 7.25%
JOHNSTOWN, PA (FHA|USDA|VA) 54 $8,020,000 $148,519 $5,858 7.03%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 37 $8,015,000 $216,622 $7,910 8.18%
TOLEDO, OH (FHA|USDA|VA) 61 $7,955,000 $130,410 $6,499 8.17%
GREELEY, CO (FHA|USDA|VA) 38 $7,810,000 $205,526 $9,769 8.46%
NILES, MI (FHA|USDA|VA) 43 $7,765,000 $180,581 $4,829 7.27%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 25 $7,745,000 $309,800 $17,815 8.37%
Lufkin, TX (FHA|USDA|VA) 30 $7,700,000 $256,667 $10,021 6.58%
SIOUX FALLS, SD (FHA|USDA|VA) 25 $7,345,000 $293,800 $6,168 7.70%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 26 $7,290,000 $280,385 $6,979 9.11%
MODESTO, CA (FHA|USDA|VA) 28 $7,160,000 $255,714 $10,427 7.81%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $7,020,000 $390,000 $15,532 7.96%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 32 $7,000,000 $218,750 $8,430 7.99%
LUBBOCK, TX (FHA|USDA|VA) 22 $6,940,000 $315,455 $7,921 6.78%
Torrington, CT (FHA|USDA|VA) 33 $6,895,000 $208,939 $6,582 5.92%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 18 $6,750,000 $375,000 $8,874 7.20%
YUBA CITY, CA (FHA|USDA|VA) 21 $6,735,000 $320,714 $10,353 7.59%
Huntsville, TX (FHA|USDA|VA) 21 $6,545,000 $311,667 $8,953 6.55%
LAFAYETTE, LA (FHA|USDA|VA) 32 $6,500,000 $203,125 $6,138 7.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 49 $6,495,000 $132,551 $4,448 8.39%
Cedar City, UT (FHA|USDA|VA) 15 $6,495,000 $433,000 $6,422 7.21%
Breckenridge, CO (FHA|USDA|VA) 13 $6,475,000 $498,077 $12,473 7.11%
LaGrange, GA-AL (FHA|USDA|VA) 27 $6,475,000 $239,815 $8,755 7.23%
CARBONDALE-MARION, IL (FHA|USDA|VA) 36 $6,410,000 $178,056 $3,517 6.96%
Grand Rapids, MN (FHA|USDA|VA) 30 $6,390,000 $213,000 $4,064 7.07%
TOPEKA, KS (FHA|USDA|VA) 40 $6,250,000 $156,250 $4,991 7.16%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 26 $6,240,000 $240,000 $6,233 6.36%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 26 $6,190,000 $238,077 $12,633 9.32%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 38 $6,160,000 $162,105 $5,748 7.41%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 20 $6,110,000 $305,500 $8,924 7.71%
YAKIMA, WA (FHA|USDA|VA) 29 $6,035,000 $208,103 $7,780 7.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 19 $5,935,000 $312,368 $7,772 7.32%
Roseburg, OR (FHA|USDA|VA) 22 $5,920,000 $269,091 $7,328 6.84%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 36 $5,720,000 $158,889 $8,287 8.09%
MONROE, MI (FHA|USDA|VA) 41 $5,715,000 $139,390 $6,013 8.17%
BATTLE CREEK, MI (FHA|USDA|VA) 41 $5,705,000 $139,146 $5,020 7.40%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 20 $5,630,000 $281,500 $22,071 8.95%
BOULDER, CO (FHA|USDA|VA) 20 $5,630,000 $281,500 $10,327 8.83%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 18 $5,560,000 $308,889 $13,545 8.23%
Port Angeles, WA (FHA|USDA|VA) 15 $5,555,000 $370,333 $7,974 7.76%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 25 $5,525,000 $221,000 $8,261 8.67%
READING, PA (FHA|USDA|VA) 25 $5,525,000 $221,000 $10,435 7.61%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 33 $5,515,000 $167,121 $6,505 8.46%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 37 $5,485,000 $148,243 $7,927 7.68%
MADERA, CA (FHA|USDA|VA) 26 $5,470,000 $210,385 $12,295 9.28%
VISALIA, CA (FHA|USDA|VA) 27 $5,445,000 $201,667 $7,817 8.87%
Marquette, MI (FHA|USDA|VA) 43 $5,335,000 $124,070 $4,173 8.23%
GREAT FALLS, MT (FHA|USDA|VA) 18 $5,320,000 $295,556 $8,041 6.24%
Iron Mountain, MI-WI (FHA|USDA|VA) 39 $5,265,000 $135,000 $3,109 7.67%
Kalispell, MT (FHA|USDA|VA) 23 $5,255,000 $228,478 $6,231 7.85%
Show Low, AZ (FHA|USDA|VA) 22 $5,110,000 $232,273 $6,934 7.84%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 27 $5,065,000 $187,593 $5,184 6.71%
LAS CRUCES, NM (FHA|USDA|VA) 19 $5,065,000 $266,579 $9,255 6.15%
Heber, UT (FHA|USDA|VA) 12 $5,050,000 $420,833 $7,150 9.06%
TULSA, OK (FHA|USDA|VA) 19 $5,045,000 $265,526 $9,012 8.66%
BATON ROUGE, LA (FHA|USDA|VA) 31 $5,045,000 $162,742 $7,459 8.68%
Marinette, WI-MI (FHA|USDA|VA) 48 $5,000,000 $104,167 $3,869 7.55%
FORT COLLINS, CO (FHA|USDA|VA) 32 $4,990,000 $155,938 $13,715 9.00%
CHICO, CA (FHA|USDA|VA) 19 $4,915,000 $258,684 $7,558 8.27%
CANTON-MASSILLON, OH (FHA|USDA|VA) 35 $4,865,000 $139,000 $6,757 7.92%
Hilo, HI (FHA|USDA|VA) 9 $4,785,000 $531,667 $25,932 7.37%
Brenham, TX (FHA|USDA|VA) 18 $4,680,000 $260,000 $6,341 6.43%
JACKSON, MS (FHA|USDA|VA) 24 $4,680,000 $195,000 $9,828 7.57%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 22 $4,610,000 $209,545 $9,838 7.09%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 24 $4,580,000 $190,833 $9,978 7.67%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 39 $4,525,000 $116,026 $6,969 7.89%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $4,515,000 $903,000 $19,288 7.05%
Outside of Metro Areas 17 $4,485,000 $263,824 $13,279 8.17%
Minot, ND (FHA|USDA|VA) 20 $4,390,000 $219,500 $7,582 6.92%
Jefferson, GA (FHA|USDA|VA) 19 $4,375,000 $230,263 $10,494 8.54%
ALBANY-LEBANON, OR (FHA|USDA|VA) 20 $4,330,000 $216,500 $9,127 8.12%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 24 $4,260,000 $177,500 $5,169 6.97%
WACO, TX (FHA|USDA|VA) 15 $4,175,000 $278,333 $7,425 6.74%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $4,175,000 $245,588 $13,117 8.64%
FORT SMITH, AR-OK (FHA|USDA|VA) 15 $4,065,000 $271,000 $7,517 7.41%
RACINE, WI (FHA|USDA|VA) 17 $4,045,000 $237,941 $4,404 7.07%
Morgan City, LA (FHA|USDA|VA) 25 $3,935,000 $157,400 $6,497 6.96%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 9 $3,905,000 $433,889 $12,853 7.21%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 16 $3,890,000 $243,125 $7,929 6.63%
BLOOMINGTON, IL (FHA|USDA|VA) 25 $3,865,000 $154,600 $3,971 5.92%
LYNCHBURG, VA (FHA|USDA|VA) 27 $3,775,000 $139,815 $7,736 8.34%
Oxford, MS (FHA|USDA|VA) 14 $3,740,000 $267,143 $11,840 7.21%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 21 $3,735,000 $177,857 $5,904 7.64%
Rexburg, ID (FHA|USDA|VA) 14 $3,730,000 $266,429 $8,435 7.78%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 16 $3,680,000 $230,000 $10,219 8.55%
MANSFIELD, OH (FHA|USDA|VA) 9 $3,655,000 $406,111 $4,410 7.59%
DAYTON-KETTERING, OH (FHA|USDA|VA) 24 $3,560,000 $148,333 $7,281 7.84%
DULUTH, MN-WI (FHA|USDA|VA) 19 $3,505,000 $184,474 $6,283 7.27%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 9 $3,495,000 $388,333 $9,116 7.62%
SALISBURY, MD-DE (FHA|USDA|VA) 18 $3,490,000 $193,889 $6,067 8.09%
YUMA, AZ (FHA|USDA|VA) 18 $3,480,000 $193,333 $10,595 7.85%
TYLER, TX (FHA|USDA|VA) 13 $3,475,000 $267,308 $8,556 7.15%
LOGAN, UT-ID (FHA|USDA|VA) 15 $3,455,000 $230,333 $9,797 8.23%
MEDFORD, OR (FHA|USDA|VA) 17 $3,445,000 $202,647 $10,393 8.63%
Hailey, ID (FHA|USDA|VA) 9 $3,435,000 $381,667 $12,577 7.91%
Sevierville, TN (FHA|USDA|VA) 8 $3,430,000 $428,750 $10,365 6.96%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 18 $3,420,000 $190,000 $7,271 6.77%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 14 $3,410,000 $243,571 $10,457 8.24%
Alexander City, AL (FHA|USDA|VA) 18 $3,410,000 $189,444 $5,859 6.90%
VALDOSTA, GA (FHA|USDA|VA) 19 $3,405,000 $179,211 $8,114 6.48%
Ruidoso, NM (FHA|USDA|VA) 13 $3,395,000 $261,154 $9,258 6.95%
YORK-HANOVER, PA (FHA|USDA|VA) 17 $3,345,000 $196,765 $7,840 7.45%
Mineral Wells, TX (FHA|USDA|VA) 2 $3,340,000 $1,670,000 $42,072 8.25%
SPRINGFIELD, MO (FHA|USDA|VA) 18 $3,320,000 $184,444 $6,345 7.53%
MADISON, WI (FHA|USDA|VA) 15 $3,305,000 $220,333 $6,174 7.58%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 15 $3,275,000 $218,333 $9,265 7.90%
Huntingdon, PA (FHA|USDA|VA) 17 $3,275,000 $192,647 $6,739 6.65%
Sandpoint, ID (FHA|USDA|VA) 8 $3,240,000 $405,000 $21,288 7.46%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 17 $3,215,000 $189,118 $8,897 7.37%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $3,200,000 $200,000 $6,817 7.82%
LONGVIEW, WA (FHA|USDA|VA) 11 $3,185,000 $289,545 $10,487 8.20%
Nogales, AZ (FHA|USDA|VA) 12 $3,110,000 $259,167 $10,802 7.70%
Sonora, CA (FHA|USDA|VA) 9 $3,105,000 $345,000 $7,872 8.69%
SANTA FE, NM (FHA|USDA|VA) 10 $3,100,000 $310,000 $15,158 8.22%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 22 $3,080,000 $140,000 $2,478 7.55%
EAST STROUDSBURG, PA (FHA|USDA|VA) 14 $3,030,000 $216,429 $9,242 7.69%
LAWTON, OK (FHA|USDA|VA) 17 $3,025,000 $177,941 $7,348 6.54%
WARNER ROBINS, GA (FHA|USDA|VA) 13 $3,015,000 $231,923 $6,674 7.06%
AMARILLO, TX (FHA|USDA|VA) 12 $2,950,000 $245,833 $7,420 6.09%
Traverse City, MI (FHA|USDA|VA) 14 $2,930,000 $209,286 $4,068 7.64%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 15 $2,915,000 $194,333 $7,734 7.41%
DECATUR, AL (FHA|USDA|VA) 11 $2,885,000 $262,273 $8,669 6.55%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 11 $2,875,000 $261,364 $8,066 7.35%
Sturgis, MI (FHA|USDA|VA) 22 $2,870,000 $130,455 $6,482 8.09%
Kapaa, HI (FHA|USDA|VA) 5 $2,865,000 $573,000 $15,163 8.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 14 $2,840,000 $202,857 $5,839 7.57%
MIDLAND, TX (FHA|USDA|VA) 10 $2,830,000 $283,000 $11,771 6.98%
ST. CLOUD, MN (FHA|USDA|VA) 13 $2,795,000 $215,000 $5,937 8.11%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 13 $2,755,000 $211,923 $8,538 7.63%
Statesboro, GA (FHA|USDA|VA) 11 $2,745,000 $249,545 $7,092 6.49%
EVANSVILLE, IN-KY (FHA|USDA|VA) 18 $2,730,000 $151,667 $3,642 7.80%
Centralia, WA (FHA|USDA|VA) 10 $2,730,000 $273,000 $12,094 7.96%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 22 $2,710,000 $123,182 $6,544 6.59%
Taos, NM (FHA|USDA|VA) 10 $2,680,000 $268,000 $8,183 7.54%
FARGO, ND-MN (FHA|USDA|VA) 11 $2,655,000 $241,364 $7,900 7.77%
REDDING, CA (FHA|USDA|VA) 13 $2,625,000 $201,923 $8,477 8.63%
ERIE, PA (FHA|USDA|VA) 17 $2,575,000 $151,471 $7,533 7.08%
CORVALLIS, OR (FHA|USDA|VA) 9 $2,545,000 $282,778 $8,756 8.06%
Easton, MD (FHA|USDA|VA) 5 $2,545,000 $509,000 $29,471 7.55%
MORGANTOWN, WV (FHA|USDA|VA) 10 $2,540,000 $254,000 $9,347 7.22%
RAPID CITY, SD (FHA|USDA|VA) 13 $2,495,000 $191,923 $8,268 8.36%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 13 $2,495,000 $191,923 $5,192 8.77%
STATE COLLEGE, PA (FHA|USDA|VA) 12 $2,490,000 $207,500 $6,404 7.35%
THE VILLAGES, FL (FHA|USDA|VA) 12 $2,480,000 $206,667 $7,050 6.39%
MISSOULA, MT (FHA|USDA|VA) 9 $2,475,000 $275,000 $6,299 7.18%
Athens, TX (FHA|USDA|VA) 6 $2,470,000 $411,667 $10,129 7.00%
ASHEVILLE, NC (FHA|USDA|VA) 17 $2,465,000 $145,000 $5,380 8.96%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 7 $2,465,000 $352,143 $8,959 7.49%
Holland, MI (FHA|USDA|VA) 19 $2,435,000 $128,158 $3,557 8.42%
Oak Harbor, WA (FHA|USDA|VA) 8 $2,430,000 $303,750 $10,994 8.28%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $2,420,000 $134,444 $7,516 7.98%
Jackson, WY-ID (FHA|USDA|VA) 3 $2,375,000 $791,667 $15,122 7.12%
Angola, IN (FHA|USDA|VA) 12 $2,360,000 $196,667 $15,092 8.91%
Butte-Silver Bow, MT (FHA|USDA|VA) 7 $2,355,000 $336,429 $5,989 6.93%
Meadville, PA (FHA|USDA|VA) 17 $2,355,000 $138,529 $6,746 7.59%
Concord, NH (FHA|USDA|VA) 8 $2,350,000 $293,750 $12,676 7.43%
Georgetown, SC (FHA|USDA|VA) 8 $2,340,000 $292,500 $7,845 7.58%
SHERMAN-DENISON, TX (FHA|USDA|VA) 11 $2,335,000 $212,273 $7,347 7.19%
WILMINGTON, NC (FHA|USDA|VA) 11 $2,315,000 $210,455 $9,397 8.40%
Riverton, WY (FHA|USDA|VA) 10 $2,280,000 $228,000 $5,614 6.89%
Palatka, FL (FHA|USDA|VA) 11 $2,275,000 $206,818 $7,728 7.81%
El Campo, TX (FHA|USDA|VA) 11 $2,235,000 $203,182 $7,813 6.78%
COLUMBIA, MO (FHA|USDA|VA) 11 $2,225,000 $202,273 $6,852 7.77%
ROCKFORD, IL (FHA|USDA|VA) 13 $2,215,000 $170,385 $5,515 7.57%
Auburn, IN (FHA|USDA|VA) 16 $2,200,000 $137,500 $4,068 7.88%
Aberdeen, WA (FHA|USDA|VA) 10 $2,190,000 $219,000 $10,179 7.22%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 14 $2,180,000 $155,714 $4,994 7.74%
Hillsdale, MI (FHA|USDA|VA) 19 $2,165,000 $113,947 $3,220 7.95%
SPRINGFIELD, MA (FHA|USDA|VA) 14 $2,140,000 $152,857 $10,931 8.04%
Prineville, OR (FHA|USDA|VA) 5 $2,125,000 $425,000 $7,943 7.40%
HATTIESBURG, MS (FHA|USDA|VA) 10 $2,090,000 $209,000 $7,107 6.64%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 14 $2,080,000 $148,571 $6,126 8.07%
JACKSONVILLE, NC (FHA|USDA|VA) 11 $2,065,000 $187,727 $9,381 7.01%
Tifton, GA (FHA|USDA|VA) 8 $2,060,000 $257,500 $7,962 6.54%
WICHITA FALLS, TX (FHA|USDA|VA) 8 $2,060,000 $257,500 $9,810 6.47%
Duncan, OK (FHA|USDA|VA) 18 $2,060,000 $114,444 $5,491 6.57%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $2,050,000 $205,000 $5,574 7.61%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $2,050,000 $205,000 $8,584 8.40%
Cañon City, CO (FHA|USDA|VA) 8 $2,040,000 $255,000 $6,093 7.51%
Boone, NC (FHA|USDA|VA) 6 $2,010,000 $335,000 $10,947 7.60%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,985,000 $283,571 $9,288 7.92%
GAINESVILLE, GA (FHA|USDA|VA) 15 $1,985,000 $132,333 $6,133 8.97%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 12 $1,980,000 $165,000 $6,982 7.35%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $1,925,000 $385,000 $7,374 6.68%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $1,920,000 $160,000 $9,556 8.13%
BURLINGTON, NC (FHA|USDA|VA) 10 $1,920,000 $192,000 $8,589 7.20%
Clewiston, FL (FHA|USDA|VA) 7 $1,915,000 $273,571 $10,702 6.98%
Willmar, MN (FHA|USDA|VA) 7 $1,905,000 $272,143 $6,965 7.94%
Blackfoot, ID (FHA|USDA|VA) 9 $1,875,000 $208,333 $8,577 7.08%
SAGINAW, MI (FHA|USDA|VA) 16 $1,870,000 $116,875 $3,090 7.92%
Chillicothe, OH (FHA|USDA|VA) 12 $1,870,000 $155,833 $5,929 6.76%
LONGVIEW, TX (FHA|USDA|VA) 10 $1,820,000 $182,000 $6,598 6.55%
Mountain Home, ID (FHA|USDA|VA) 6 $1,820,000 $303,333 $10,593 5.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $1,820,000 $303,333 $7,620 9.49%
ABILENE, TX (FHA|USDA|VA) 8 $1,820,000 $227,500 $8,043 6.48%
ROME, GA (FHA|USDA|VA) 8 $1,780,000 $222,500 $6,908 7.70%
TWIN FALLS, ID (FHA|USDA|VA) 7 $1,775,000 $253,571 $6,714 8.81%
Durango, CO (FHA|USDA|VA) 4 $1,770,000 $442,500 $3,601 9.31%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 10 $1,770,000 $177,000 $5,334 8.68%
WALLA WALLA, WA (FHA|USDA|VA) 6 $1,750,000 $291,667 $9,287 8.81%
Cookeville, TN (FHA|USDA|VA) 5 $1,695,000 $339,000 $3,598 7.92%
APPLETON, WI (FHA|USDA|VA) 8 $1,690,000 $211,250 $5,356 7.78%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,685,000 $240,714 $7,690 7.51%
LANCASTER, PA (FHA|USDA|VA) 9 $1,675,000 $186,111 $8,462 7.78%
Adrian, MI (FHA|USDA|VA) 17 $1,675,000 $98,529 $4,396 8.98%
Wabash, IN (FHA|USDA|VA) 14 $1,670,000 $119,286 $5,203 6.87%
GRAND JUNCTION, CO (FHA|USDA|VA) 10 $1,660,000 $166,000 $9,489 8.77%
Cedartown, GA (FHA|USDA|VA) 11 $1,655,000 $150,455 $6,587 7.28%
Whitewater, WI (FHA|USDA|VA) 11 $1,655,000 $150,455 $4,096 7.53%
WENATCHEE, WA (FHA|USDA|VA) 9 $1,655,000 $183,889 $8,327 8.88%
Ukiah, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $8,055 8.40%
PUEBLO, CO (FHA|USDA|VA) 9 $1,635,000 $181,667 $10,364 6.84%
DuBois, PA (FHA|USDA|VA) 16 $1,610,000 $100,625 $5,043 7.21%
MUSKEGON, MI (FHA|USDA|VA) 11 $1,605,000 $145,909 $6,562 7.52%
Nacogdoches, TX (FHA|USDA|VA) 8 $1,600,000 $200,000 $9,315 7.03%
Astoria, OR (FHA|USDA|VA) 7 $1,595,000 $227,857 $5,066 7.77%
JEFFERSON CITY, MO (FHA|USDA|VA) 9 $1,575,000 $175,000 $7,209 7.72%
Dublin, GA (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,448 6.83%
Edwards, CO (FHA|USDA|VA) 5 $1,565,000 $313,000 $6,387 8.67%
GETTYSBURG, PA (FHA|USDA|VA) 4 $1,550,000 $387,500 $13,125 7.50%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $1,540,000 $192,500 $6,696 7.42%
Morehead City, NC (FHA|USDA|VA) 3 $1,535,000 $511,667 $50,792 10.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $1,495,000 $213,571 $11,434 7.82%
Lebanon, NH-VT (FHA|USDA|VA) 6 $1,470,000 $245,000 $9,122 7.98%
PEORIA, IL (FHA|USDA|VA) 14 $1,440,000 $102,857 $4,488 7.35%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,435,000 $205,000 $5,931 7.66%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 10 $1,390,000 $139,000 $4,895 8.40%
Corinth, MS (FHA|USDA|VA) 7 $1,385,000 $197,857 $6,458 6.59%
Eureka-Arcata, CA (FHA|USDA|VA) 7 $1,375,000 $196,429 $8,099 8.61%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $1,365,000 $124,091 $14,115 9.85%
Albemarle, NC (FHA|USDA|VA) 8 $1,360,000 $170,000 $9,619 8.29%
MANKATO, MN (FHA|USDA|VA) 5 $1,355,000 $271,000 $4,696 7.00%
Dayton, TN (FHA|USDA|VA) 4 $1,350,000 $337,500 $9,734 6.83%
GAINESVILLE, FL (FHA|USDA|VA) 11 $1,345,000 $122,273 $5,786 7.70%
CLEVELAND, TN (FHA|USDA|VA) 7 $1,335,000 $190,714 $11,958 7.91%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 7 $1,335,000 $190,714 $6,494 8.80%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 18 $1,330,000 $73,889 $3,933 7.82%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 6 $1,330,000 $221,667 $5,300 7.97%
Cordele, GA (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,470 6.72%
DALTON, GA (FHA|USDA|VA) 9 $1,325,000 $147,222 $7,835 9.01%
BELLINGHAM, WA (FHA|USDA|VA) 7 $1,325,000 $189,286 $15,799 9.26%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $1,320,000 $220,000 $11,036 7.71%
Ontario, OR-ID (FHA|USDA|VA) 4 $1,320,000 $330,000 $6,758 6.38%
Enterprise, AL (FHA|USDA|VA) 5 $1,315,000 $263,000 $11,375 7.41%
Hays, KS (FHA|USDA|VA) 6 $1,310,000 $218,333 $3,996 6.78%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,305,000 $435,000 $8,920 6.37%
Richmond-Berea, KY (FHA|USDA|VA) 6 $1,300,000 $216,667 $7,377 7.20%
New Castle, PA (FHA|USDA|VA) 13 $1,285,000 $98,846 $6,537 7.74%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 6 $1,280,000 $213,333 $10,666 6.37%
Fairmont, WV (FHA|USDA|VA) 9 $1,265,000 $140,556 $5,464 7.14%
Marshall, MN (FHA|USDA|VA) 10 $1,260,000 $126,000 $3,448 7.12%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,255,000 $251,000 $6,688 8.05%
Newport, OR (FHA|USDA|VA) 3 $1,245,000 $415,000 $10,969 7.75%
Helena, MT (FHA|USDA|VA) 6 $1,240,000 $206,667 $4,413 7.40%
Red Bluff, CA (FHA|USDA|VA) 4 $1,230,000 $307,500 $12,182 8.31%
Burley, ID (FHA|USDA|VA) 6 $1,230,000 $205,000 $9,142 6.10%
ROANOKE, VA (FHA|USDA|VA) 11 $1,225,000 $111,364 $7,177 8.32%
SALINAS, CA (FHA|USDA|VA) 10 $1,210,000 $121,000 $3,909 9.84%
Danville, VA (FHA|USDA|VA) 7 $1,205,000 $172,143 $9,637 9.02%
Moses Lake, WA (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,967 7.25%
TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,205,000 $241,000 $9,355 7.97%
Hudson, NY (FHA|USDA|VA) 2 $1,190,000 $595,000 $26,643 7.69%
ROCHESTER, NY (FHA|USDA|VA) 9 $1,185,000 $131,667 $6,071 7.73%
HAMMOND, LA (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,762 6.43%
Hutchinson, KS (FHA|USDA|VA) 7 $1,185,000 $169,286 $5,946 7.27%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $1,175,000 $235,000 $8,387 6.73%
BRUNSWICK, GA (FHA|USDA|VA) 7 $1,175,000 $167,857 $5,200 8.15%
Los Alamos, NM (FHA|USDA|VA) 2 $1,170,000 $585,000 $8,784 6.00%
Lewisburg, TN (FHA|USDA|VA) 6 $1,160,000 $193,333 $8,554 8.12%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $1,160,000 $290,000 $10,788 7.06%
Cadillac, MI (FHA|USDA|VA) 6 $1,160,000 $193,333 $6,851 7.66%
SUMTER, SC (FHA|USDA|VA) 3 $1,155,000 $385,000 $12,085 7.25%
GADSDEN, AL (FHA|USDA|VA) 6 $1,150,000 $191,667 $6,671 6.82%
Payson, AZ (FHA|USDA|VA) 5 $1,145,000 $229,000 $8,714 7.42%
Hood River, OR (FHA|USDA|VA) 3 $1,145,000 $381,667 $8,094 7.79%
Alexandria, MN (FHA|USDA|VA) 7 $1,145,000 $163,571 $4,945 7.91%
FOND DU LAC, WI (FHA|USDA|VA) 3 $1,145,000 $381,667 $6,555 6.58%
Summerville, GA (FHA|USDA|VA) 3 $1,135,000 $378,333 $11,918 6.92%
Laconia, NH (FHA|USDA|VA) 3 $1,135,000 $378,333 $17,110 9.12%
MIDLAND, MI (FHA|USDA|VA) 5 $1,135,000 $227,000 $6,468 6.75%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,120,000 $140,000 $4,712 7.20%
LINCOLN, NE (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,298 7.02%
Bay City, TX (FHA|USDA|VA) 6 $1,100,000 $183,333 $7,878 6.88%
Gaffney, SC (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,591 6.60%
Clarksburg, WV (FHA|USDA|VA) 7 $1,095,000 $156,429 $7,734 6.64%
Escanaba, MI (FHA|USDA|VA) 11 $1,085,000 $98,636 $3,588 7.60%
Bluffton, IN (FHA|USDA|VA) 13 $1,085,000 $83,462 $4,492 8.03%
London, KY (FHA|USDA|VA) 5 $1,065,000 $213,000 $7,867 6.83%
SHEBOYGAN, WI (FHA|USDA|VA) 9 $1,065,000 $118,333 $3,767 8.81%
FAIRBANKS, AK (FHA|USDA|VA) 3 $1,065,000 $355,000 $6,484 5.87%
VICTORIA, TX (FHA|USDA|VA) 4 $1,050,000 $262,500 $8,340 6.59%
Houghton, MI (FHA|USDA|VA) 9 $1,045,000 $116,111 $4,330 7.57%
DOVER, DE (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,350 7.52%
DECATUR, IL (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,440 7.21%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $1,030,000 $257,500 $10,343 6.50%
POCATELLO, ID (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,233 6.50%
Stillwater, OK (FHA|USDA|VA) 5 $1,005,000 $201,000 $7,255 7.30%
Mount Vernon, OH (FHA|USDA|VA) 9 $995,000 $110,556 $6,549 8.98%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $995,000 $199,000 $7,584 7.27%
KANKAKEE, IL (FHA|USDA|VA) 6 $990,000 $165,000 $10,721 7.25%
SAN ANGELO, TX (FHA|USDA|VA) 4 $960,000 $240,000 $7,783 6.58%
DOTHAN, AL (FHA|USDA|VA) 6 $960,000 $160,000 $9,862 7.85%
Sanford, NC (FHA|USDA|VA) 6 $960,000 $160,000 $6,072 8.57%
Zanesville, OH (FHA|USDA|VA) 6 $960,000 $160,000 $7,400 7.10%
St. Marys, GA (FHA|USDA|VA) 6 $950,000 $158,333 $8,174 7.48%
Safford, AZ (FHA|USDA|VA) 5 $945,000 $189,000 $8,372 7.72%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 6 $940,000 $156,667 $3,306 7.17%
Okeechobee, FL (FHA|USDA|VA) 6 $940,000 $156,667 $9,228 7.69%
Greenwood, SC (FHA|USDA|VA) 4 $930,000 $232,500 $7,231 6.52%
GREENVILLE, NC (FHA|USDA|VA) 8 $930,000 $116,250 $5,059 7.47%
Elko, NV (FHA|USDA|VA) 5 $925,000 $185,000 $10,865 7.49%
Williston, ND (FHA|USDA|VA) 3 $915,000 $305,000 $5,591 5.63%
Ardmore, OK (FHA|USDA|VA) 3 $905,000 $301,667 $8,304 7.08%
LEWISTON, ID-WA (FHA|USDA|VA) 4 $900,000 $225,000 $6,365 6.81%
Beaver Dam, WI (FHA|USDA|VA) 4 $900,000 $225,000 $4,904 6.97%
Jesup, GA (FHA|USDA|VA) 4 $890,000 $222,500 $4,035 8.24%
Grenada, MS (FHA|USDA|VA) 4 $880,000 $220,000 $5,201 7.06%
Red Wing, MN (FHA|USDA|VA) 5 $875,000 $175,000 $7,026 7.67%
Calhoun, GA (FHA|USDA|VA) 7 $875,000 $125,000 $5,833 9.19%
Hutchinson, MN (FHA|USDA|VA) 3 $875,000 $291,667 $6,657 7.12%
Bainbridge, GA (FHA|USDA|VA) 4 $870,000 $217,500 $11,709 6.63%
Clearlake, CA (FHA|USDA|VA) 4 $870,000 $217,500 $9,427 6.49%
Elizabeth City, NC (FHA|USDA|VA) 4 $870,000 $217,500 $9,049 6.18%
Ashland, OH (FHA|USDA|VA) 7 $865,000 $123,571 $5,314 8.75%
Jennings, LA (FHA|USDA|VA) 5 $865,000 $173,000 $5,685 8.36%
Granbury, TX (FHA|USDA|VA) 3 $865,000 $288,333 $5,252 6.92%
West Plains, MO (FHA|USDA|VA) 4 $860,000 $215,000 $6,650 8.62%
Fallon, NV (FHA|USDA|VA) 3 $855,000 $285,000 $4,970 5.95%
Kerrville, TX (FHA|USDA|VA) 1 $845,000 $845,000 $19,785 6.25%
Spearfish, SD (FHA|USDA|VA) 2 $840,000 $420,000 $16,122 6.74%
Scottsbluff, NE (FHA|USDA|VA) 6 $840,000 $140,000 $5,616 8.60%
KINGSTON, NY (FHA|USDA|VA) 4 $830,000 $207,500 $10,155 7.87%
Shelby, NC (FHA|USDA|VA) 6 $830,000 $138,333 $6,756 8.10%
Laramie, WY (FHA|USDA|VA) 5 $825,000 $165,000 $4,850 7.55%
Shelton, WA (FHA|USDA|VA) 4 $820,000 $205,000 $9,730 9.93%
The Dalles, OR (FHA|USDA|VA) 2 $820,000 $410,000 $5,623 6.49%
Greeneville, TN (FHA|USDA|VA) 4 $810,000 $202,500 $12,340 7.37%
COLUMBUS, IN (FHA|USDA|VA) 3 $805,000 $268,333 $5,681 6.98%
Marshall, MO (FHA|USDA|VA) 7 $805,000 $115,000 $3,345 7.36%
Marietta, OH (FHA|USDA|VA) 6 $800,000 $133,333 $9,677 7.77%
Henderson, NC (FHA|USDA|VA) 3 $795,000 $265,000 $9,394 8.58%
MANHATTAN, KS (FHA|USDA|VA) 4 $790,000 $197,500 $5,850 7.55%
GOLDSBORO, NC (FHA|USDA|VA) 4 $790,000 $197,500 $5,110 8.34%
AMES, IA (FHA|USDA|VA) 7 $785,000 $112,143 $6,118 8.20%
EL CENTRO, CA (FHA|USDA|VA) 7 $785,000 $112,143 $7,428 10.44%
LIMA, OH (FHA|USDA|VA) 6 $780,000 $130,000 $5,065 7.25%
Toccoa, GA (FHA|USDA|VA) 2 $780,000 $390,000 $5,275 8.43%
La Grande, OR (FHA|USDA|VA) 2 $780,000 $390,000 $15,202 9.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $770,000 $192,500 $7,561 6.98%
CARSON CITY, NV (FHA|USDA|VA) 4 $770,000 $192,500 $10,521 8.31%
Sweetwater, TX (FHA|USDA|VA) 5 $765,000 $153,000 $5,748 6.55%
Fergus Falls, MN (FHA|USDA|VA) 4 $760,000 $190,000 $3,973 7.50%
Miami, OK (FHA|USDA|VA) 4 $740,000 $185,000 $4,562 7.31%
EAU CLAIRE, WI (FHA|USDA|VA) 6 $730,000 $121,667 $6,831 8.16%
Coldwater, MI (FHA|USDA|VA) 7 $725,000 $103,571 $7,026 7.86%
Dodge City, KS (FHA|USDA|VA) 3 $715,000 $238,333 $3,559 6.41%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $710,000 $355,000 $8,461 8.00%
Winfield, KS (FHA|USDA|VA) 5 $705,000 $141,000 $5,678 6.50%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $705,000 $235,000 $4,367 7.22%
Pampa, TX (FHA|USDA|VA) 3 $705,000 $235,000 $6,058 6.65%
Cornelia, GA (FHA|USDA|VA) 2 $700,000 $350,000 $9,154 7.94%
Marion, OH (FHA|USDA|VA) 4 $700,000 $175,000 $7,258 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $695,000 $231,667 $6,707 6.52%
LAWRENCE, KS (FHA|USDA|VA) 5 $695,000 $139,000 $8,508 10.89%
Harrison, AR (FHA|USDA|VA) 4 $690,000 $172,500 $7,464 7.53%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $690,000 $345,000 $10,842 6.25%
Lake City, FL (FHA|USDA|VA) 3 $685,000 $228,333 $9,388 7.63%
Dickinson, ND (FHA|USDA|VA) 3 $685,000 $228,333 $6,762 6.51%
Ludington, MI (FHA|USDA|VA) 3 $685,000 $228,333 $6,167 8.03%
West Point, MS (FHA|USDA|VA) 4 $680,000 $170,000 $9,215 7.18%
Manitowoc, WI (FHA|USDA|VA) 6 $670,000 $111,667 $3,927 7.81%
Huntington, IN (FHA|USDA|VA) 16 $670,000 $41,875 $2,401 8.26%
Bellefontaine, OH (FHA|USDA|VA) 4 $670,000 $167,500 $7,521 7.41%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 7 $665,000 $95,000 $4,743 7.84%
Findlay, OH (FHA|USDA|VA) 4 $660,000 $165,000 $6,556 8.53%
Athens, TN (FHA|USDA|VA) 3 $655,000 $218,333 $6,583 6.21%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $640,000 $320,000 $5,220 7.00%
Sedalia, MO (FHA|USDA|VA) 2 $640,000 $320,000 $4,342 6.93%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $635,000 $127,000 $6,857 7.73%
Lock Haven, PA (FHA|USDA|VA) 3 $635,000 $211,667 $4,333 7.50%
Alma, MI (FHA|USDA|VA) 4 $630,000 $157,500 $4,954 7.09%
Wooster, OH (FHA|USDA|VA) 4 $630,000 $157,500 $5,255 8.30%
Wauchula, FL (FHA|USDA|VA) 3 $625,000 $208,333 $11,542 8.01%
Plymouth, IN (FHA|USDA|VA) 3 $625,000 $208,333 $6,013 8.66%
JACKSON, TN (FHA|USDA|VA) 3 $625,000 $208,333 $14,181 6.41%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 4 $620,000 $155,000 $6,979 7.87%
Americus, GA (FHA|USDA|VA) 4 $620,000 $155,000 $4,232 6.81%
MORRISTOWN, TN (FHA|USDA|VA) 6 $610,000 $101,667 $10,372 9.39%
Moscow, ID (FHA|USDA|VA) 2 $610,000 $305,000 $5,082 7.93%
GLENS FALLS, NY (FHA|USDA|VA) 4 $600,000 $150,000 $9,888 9.03%
ROCHESTER, MN (FHA|USDA|VA) 5 $595,000 $119,000 $8,654 9.00%
Laurinburg, NC (FHA|USDA|VA) 2 $590,000 $295,000 $15,690 7.93%
Albertville, AL (FHA|USDA|VA) 3 $585,000 $195,000 $6,665 8.21%
Ottawa, KS (FHA|USDA|VA) 3 $575,000 $191,667 $1,858 6.91%
Palestine, TX (FHA|USDA|VA) 3 $575,000 $191,667 $9,144 6.41%
Gainesville, TX (FHA|USDA|VA) 3 $565,000 $188,333 $5,514 6.58%
Cullman, AL (FHA|USDA|VA) 4 $560,000 $140,000 $4,990 8.43%
Seneca, SC (FHA|USDA|VA) 4 $560,000 $140,000 $4,300 9.12%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $560,000 $280,000 $0 10.24%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $560,000 $140,000 $6,222 6.56%
Shawnee, OK (FHA|USDA|VA) 2 $550,000 $275,000 $9,811 6.91%
Ottawa, IL (FHA|USDA|VA) 4 $550,000 $137,500 $6,481 7.59%
Forest City, NC (FHA|USDA|VA) 4 $540,000 $135,000 $5,175 8.51%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $540,000 $270,000 $6,259 7.38%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $535,000 $178,333 $14,103 8.74%
CHARLESTON, WV (FHA|USDA|VA) 3 $535,000 $178,333 $9,967 6.72%
Jacksonville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $6,886 6.71%
Rockport, TX (FHA|USDA|VA) 2 $530,000 $265,000 $11,883 5.94%
Mount Sterling, KY (FHA|USDA|VA) 3 $525,000 $175,000 $6,242 6.97%
Frankfort, KY (FHA|USDA|VA) 3 $525,000 $175,000 $5,372 7.25%
Alice, TX (FHA|USDA|VA) 2 $520,000 $260,000 $6,385 6.88%
Gillette, WY (FHA|USDA|VA) 2 $520,000 $260,000 $11,211 8.43%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $515,000 $103,000 $4,344 8.07%
Big Rapids, MI (FHA|USDA|VA) 5 $515,000 $103,000 $2,836 7.32%
Steamboat Springs, CO (FHA|USDA|VA) 3 $515,000 $171,667 $4,614 8.11%
Cullowhee, NC (FHA|USDA|VA) 2 $510,000 $255,000 $6,315 8.43%
McAlester, OK (FHA|USDA|VA) 2 $500,000 $250,000 $10,282 6.06%
Bedford, IN (FHA|USDA|VA) 3 $495,000 $165,000 $3,664 5.17%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $495,000 $165,000 $6,992 8.02%
Winnemucca, NV (FHA|USDA|VA) 1 $495,000 $495,000 $4,840 3.13%
Ozark, AL (FHA|USDA|VA) 1 $495,000 $495,000 $20,340 5.56%
Van Wert, OH (FHA|USDA|VA) 6 $490,000 $81,667 $4,797 8.29%
Pahrump, NV (FHA|USDA|VA) 4 $490,000 $122,500 $7,030 10.06%
Laurel, MS (FHA|USDA|VA) 3 $485,000 $161,667 $6,222 7.13%
Tahlequah, OK (FHA|USDA|VA) 3 $475,000 $158,333 $5,744 6.79%
Montrose, CO (FHA|USDA|VA) 3 $475,000 $158,333 $7,811 7.79%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 5 $475,000 $95,000 $3,404 8.64%
Alamogordo, NM (FHA|USDA|VA) 3 $475,000 $158,333 $4,107 6.17%
Brookings, SD (FHA|USDA|VA) 2 $470,000 $235,000 $5,075 6.94%
Fremont, OH (FHA|USDA|VA) 2 $470,000 $235,000 $4,737 6.56%
Lewistown, PA (FHA|USDA|VA) 3 $465,000 $155,000 $3,463 7.17%
ELMIRA, NY (FHA|USDA|VA) 1 $465,000 $465,000 $16,231 7.88%
Portales, NM (FHA|USDA|VA) 1 $465,000 $465,000 $20,042 9.13%
Wilson, NC (FHA|USDA|VA) 2 $460,000 $230,000 $6,259 6.63%
Kendallville, IN (FHA|USDA|VA) 3 $455,000 $151,667 $3,348 7.95%
BANGOR, ME (FHA|USDA|VA) 3 $455,000 $151,667 $12,446 8.58%
Washington Court House, OH (FHA|USDA|VA) 3 $455,000 $151,667 $5,875 8.37%
ODESSA, TX (FHA|USDA|VA) 3 $455,000 $151,667 $7,045 7.03%
Lebanon, MO (FHA|USDA|VA) 2 $450,000 $225,000 $6,103 7.19%
Amsterdam, NY (FHA|USDA|VA) 4 $450,000 $112,500 $6,341 8.06%
Indiana, PA (FHA|USDA|VA) 3 $445,000 $148,333 $5,812 6.83%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $445,000 $148,333 $5,479 7.17%
Peru, IN (FHA|USDA|VA) 7 $445,000 $63,571 $1,984 7.53%
LEBANON, PA (FHA|USDA|VA) 2 $440,000 $220,000 $14,597 7.93%
Marshalltown, IA (FHA|USDA|VA) 3 $435,000 $145,000 $5,249 7.10%
CHEYENNE, WY (FHA|USDA|VA) 2 $430,000 $215,000 $6,647 5.81%
ALEXANDRIA, LA (FHA|USDA|VA) 4 $430,000 $107,500 $525 8.28%
Quincy, IL-MO (FHA|USDA|VA) 2 $430,000 $215,000 $5,692 7.25%
Searcy, AR (FHA|USDA|VA) 1 $425,000 $425,000 $21,871 7.25%
McMinnville, TN (FHA|USDA|VA) 2 $420,000 $210,000 $1,865 6.69%
Norwalk, OH (FHA|USDA|VA) 3 $415,000 $138,333 $5,017 6.56%
Mount Pleasant, MI (FHA|USDA|VA) 3 $415,000 $138,333 $10,584 7.13%
Urbana, OH (FHA|USDA|VA) 2 $410,000 $205,000 $9,726 7.00%
Bemidji, MN (FHA|USDA|VA) 2 $410,000 $205,000 $5,998 5.56%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $7,682 8.31%
GRANTS PASS, OR (FHA|USDA|VA) 2 $410,000 $205,000 $10,333 7.48%
ENID, OK (FHA|USDA|VA) 4 $410,000 $102,500 $3,565 8.12%
Vidalia, GA (FHA|USDA|VA) 3 $405,000 $135,000 $6,512 9.29%
Sulphur Springs, TX (FHA|USDA|VA) 2 $400,000 $200,000 $8,354 7.06%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $400,000 $200,000 $12,724 8.00%
Decatur, IN (FHA|USDA|VA) 7 $395,000 $56,429 $6,423 8.71%
Othello, WA (FHA|USDA|VA) 1 $395,000 $395,000 $13,543 6.88%
New Castle, IN (FHA|USDA|VA) 2 $390,000 $195,000 $2,598 7.87%
Marion, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,498 6.68%
Lewisburg, PA (FHA|USDA|VA) 1 $385,000 $385,000 $13,030 6.75%
MUNCIE, IN (FHA|USDA|VA) 3 $385,000 $128,333 $3,728 9.38%
New Ulm, MN (FHA|USDA|VA) 1 $385,000 $385,000 $6,610 5.88%
Spirit Lake, IA (FHA|USDA|VA) 2 $380,000 $190,000 $5,169 6.44%
Paris, TN (FHA|USDA|VA) 2 $380,000 $190,000 $10,864 7.37%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $380,000 $190,000 $10,608 9.00%
Salem, OH (FHA|USDA|VA) 4 $380,000 $95,000 $7,165 8.68%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $375,000 $375,000 $15,832 5.00%
Picayune, MS (FHA|USDA|VA) 2 $370,000 $185,000 $4,923 5.95%
Scottsburg, IN (FHA|USDA|VA) 2 $370,000 $185,000 $8,088 6.73%
Somerset, PA (FHA|USDA|VA) 2 $360,000 $180,000 $5,754 6.63%
Salina, KS (FHA|USDA|VA) 1 $355,000 $355,000 $2,984 6.00%
Athens, OH (FHA|USDA|VA) 3 $355,000 $118,333 $4,643 7.25%
Elkins, WV (FHA|USDA|VA) 3 $345,000 $115,000 $5,798 7.66%
Richmond, IN (FHA|USDA|VA) 2 $340,000 $170,000 $3,884 8.93%
Connersville, IN (FHA|USDA|VA) 4 $340,000 $85,000 $7,243 7.10%
Natchez, MS-LA (FHA|USDA|VA) 2 $340,000 $170,000 $5,464 6.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $340,000 $170,000 $8,639 6.81%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $340,000 $170,000 $5,467 6.44%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $340,000 $170,000 $2,652 7.32%
Beatrice, NE (FHA|USDA|VA) 3 $335,000 $111,667 $5,704 8.37%
Keene, NH (FHA|USDA|VA) 3 $335,000 $111,667 $8,140 8.16%
Wapakoneta, OH (FHA|USDA|VA) 1 $335,000 $335,000 $12,061 7.00%
Bardstown, KY (FHA|USDA|VA) 2 $330,000 $165,000 $10,403 6.37%
Bradford, PA (FHA|USDA|VA) 2 $330,000 $165,000 $5,624 6.63%
Rutland, VT (FHA|USDA|VA) 2 $330,000 $165,000 $1,775 8.93%
Albert Lea, MN (FHA|USDA|VA) 3 $325,000 $108,333 $6,736 5.79%
Warrensburg, MO (FHA|USDA|VA) 3 $325,000 $108,333 $435 7.91%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $320,000 $160,000 $10,333 8.12%
Brownwood, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,404 6.88%
Columbus, NE (FHA|USDA|VA) 1 $315,000 $315,000 $5,511 6.07%
Charleston-Mattoon, IL (FHA|USDA|VA) 2 $310,000 $155,000 $5,306 7.63%
Malvern, AR (FHA|USDA|VA) 2 $310,000 $155,000 $6,024 7.18%
Rochelle, IL (FHA|USDA|VA) 2 $310,000 $155,000 $7,575 7.06%
Milledgeville, GA (FHA|USDA|VA) 2 $310,000 $155,000 $7,979 6.94%
SYRACUSE, NY (FHA|USDA|VA) 5 $305,000 $61,000 $6,081 8.74%
Ashtabula, OH (FHA|USDA|VA) 3 $305,000 $101,667 $5,069 7.16%
Paragould, AR (FHA|USDA|VA) 1 $305,000 $305,000 $10,673 6.13%
KOKOMO, IN (FHA|USDA|VA) 4 $300,000 $75,000 $2,016 9.40%
IOWA CITY, IA (FHA|USDA|VA) 2 $300,000 $150,000 $7,343 5.62%
BINGHAMTON, NY (FHA|USDA|VA) 2 $300,000 $150,000 $7,730 6.88%
Cleveland, MS (FHA|USDA|VA) 2 $300,000 $150,000 $6,108 7.13%
Kinston, NC (FHA|USDA|VA) 3 $295,000 $98,333 $0 9.29%
Natchitoches, LA (FHA|USDA|VA) 1 $285,000 $285,000 $4,289 6.97%
Farmington, MO (FHA|USDA|VA) 4 $280,000 $70,000 $3,047 7.34%
Fernley, NV (FHA|USDA|VA) 4 $280,000 $70,000 $0 9.55%
Ponca City, OK (FHA|USDA|VA) 3 $275,000 $91,667 $5,659 9.62%
Cambridge, OH (FHA|USDA|VA) 3 $275,000 $91,667 $7,490 8.91%
Tiffin, OH (FHA|USDA|VA) 1 $275,000 $275,000 $14,108 7.50%
Hobbs, NM (FHA|USDA|VA) 3 $265,000 $88,333 $8,458 9.74%
Stephenville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $8,982 6.13%
Fairfield, IA (FHA|USDA|VA) 1 $265,000 $265,000 $7,500 6.25%
JOPLIN, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,038 6.63%
Woodward, OK (FHA|USDA|VA) 3 $265,000 $88,333 $3,529 6.74%
Rockingham, NC (FHA|USDA|VA) 1 $265,000 $265,000 $13,089 6.13%
Watertown, SD (FHA|USDA|VA) 1 $265,000 $265,000 $0 7.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $265,000 $265,000 $2,983 7.50%
Greenwood, MS (FHA|USDA|VA) 2 $260,000 $130,000 $5,954 6.50%
Sayre, PA (FHA|USDA|VA) 2 $260,000 $130,000 $5,149 6.99%
Oneonta, NY (FHA|USDA|VA) 2 $260,000 $130,000 $5,477 7.13%
Oil City, PA (FHA|USDA|VA) 2 $260,000 $130,000 $8,305 6.88%
Pella, IA (FHA|USDA|VA) 3 $255,000 $85,000 $4,177 8.37%
Clinton, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,243 7.06%
McComb, MS (FHA|USDA|VA) 2 $250,000 $125,000 $6,642 6.88%
Bartlesville, OK (FHA|USDA|VA) 2 $250,000 $125,000 $9,448 8.56%
Poplar Bluff, MO (FHA|USDA|VA) 4 $250,000 $62,500 $5,452 10.37%
Mason City, IA (FHA|USDA|VA) 2 $250,000 $125,000 $4,469 6.44%
Paducah, KY-IL (FHA|USDA|VA) 3 $245,000 $81,667 $3,868 10.99%
Sheridan, WY (FHA|USDA|VA) 1 $245,000 $245,000 $0 9.74%
Shawano, WI (FHA|USDA|VA) 3 $245,000 $81,667 $6,481 9.00%
Bonham, TX (FHA|USDA|VA) 1 $245,000 $245,000 $9,290 9.10%
UTICA-ROME, NY (FHA|USDA|VA) 2 $240,000 $120,000 $9,432 5.87%
St. Marys, PA (FHA|USDA|VA) 2 $240,000 $120,000 $6,362 6.75%
Lexington, NE (FHA|USDA|VA) 2 $240,000 $120,000 $6,024 7.63%
Opelousas, LA (FHA|USDA|VA) 1 $235,000 $235,000 $4,959 7.87%
Marion, IN (FHA|USDA|VA) 1 $235,000 $235,000 $10,733 6.75%
FLORENCE, SC (FHA|USDA|VA) 2 $230,000 $115,000 $3,394 6.88%
Lawrenceburg, TN (FHA|USDA|VA) 1 $225,000 $225,000 $4,710 6.13%
Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $5,388 6.50%
Effingham, IL (FHA|USDA|VA) 2 $220,000 $110,000 $3,749 6.32%
Defiance, OH (FHA|USDA|VA) 2 $220,000 $110,000 $4,911 5.81%
Platteville, WI (FHA|USDA|VA) 2 $220,000 $110,000 $6,356 6.50%
Jackson, OH (FHA|USDA|VA) 2 $220,000 $110,000 $6,425 7.88%
Bogalusa, LA (FHA|USDA|VA) 1 $215,000 $215,000 $8,836 6.75%
Sikeston, MO (FHA|USDA|VA) 2 $210,000 $105,000 $5,295 6.38%
Hannibal, MO (FHA|USDA|VA) 2 $210,000 $105,000 $5,424 8.50%
Mount Airy, NC (FHA|USDA|VA) 1 $205,000 $205,000 $8,084 8.00%
Glasgow, KY (FHA|USDA|VA) 1 $205,000 $205,000 $6,590 6.13%
Branson, MO (FHA|USDA|VA) 1 $205,000 $205,000 $6,930 8.13%
Bennington, VT (FHA|USDA|VA) 1 $205,000 $205,000 $0 10.49%
Clovis, NM (FHA|USDA|VA) 2 $200,000 $100,000 $6,225 5.81%
Greenville, OH (FHA|USDA|VA) 4 $200,000 $50,000 $4,768 9.71%
Sault Ste. Marie, MI (FHA|USDA|VA) 2 $200,000 $100,000 $6,478 8.81%
Pottsville, PA (FHA|USDA|VA) 2 $200,000 $100,000 $5,628 8.12%
Thomaston, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,645 6.63%
Vicksburg, MS (FHA|USDA|VA) 1 $195,000 $195,000 $4,699 6.25%
Jamestown, ND (FHA|USDA|VA) 1 $195,000 $195,000 $5,773 6.58%
PINE BLUFF, AR (FHA|USDA|VA) 1 $195,000 $195,000 $5,608 6.63%
Pittsburg, KS (FHA|USDA|VA) 1 $195,000 $195,000 $7,570 7.25%
WHEELING, WV-OH (FHA|USDA|VA) 2 $190,000 $95,000 $4,404 11.00%
Arcadia, FL (FHA|USDA|VA) 2 $190,000 $95,000 $0 9.62%
Carroll, IA (FHA|USDA|VA) 2 $190,000 $95,000 $6,395 8.37%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,538 7.88%
DUBUQUE, IA (FHA|USDA|VA) 1 $185,000 $185,000 $9,262 6.75%
Paris, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,353 6.50%
Grants, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,425 6.38%
Mount Pleasant, TX (FHA|USDA|VA) 1 $185,000 $185,000 $7,839 5.50%
Rock Springs, WY (FHA|USDA|VA) 2 $180,000 $90,000 $5,193 9.31%
Sterling, IL (FHA|USDA|VA) 2 $180,000 $90,000 $4,813 9.93%
Somerset, KY (FHA|USDA|VA) 2 $180,000 $90,000 $4,549 6.99%
Martinsville, VA (FHA|USDA|VA) 2 $180,000 $90,000 $6,610 9.18%
Indianola, MS (FHA|USDA|VA) 2 $180,000 $90,000 $2,327 7.13%
Ruston, LA (FHA|USDA|VA) 1 $175,000 $175,000 $6,603 6.88%
Pontiac, IL (FHA|USDA|VA) 1 $175,000 $175,000 $5,122 6.25%
Corning, NY (FHA|USDA|VA) 1 $175,000 $175,000 $10,193 7.25%
Centralia, IL (FHA|USDA|VA) 1 $175,000 $175,000 $6,693 7.25%
Blytheville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,587 6.50%
Batavia, NY (FHA|USDA|VA) 1 $175,000 $175,000 $6,843 6.75%
Newberry, SC (FHA|USDA|VA) 2 $170,000 $85,000 $4,005 7.50%
Coshocton, OH (FHA|USDA|VA) 2 $170,000 $85,000 $7,689 9.00%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $170,000 $85,000 $6,136 5.78%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $170,000 $85,000 $3,267 6.50%
Snyder, TX (FHA|USDA|VA) 1 $165,000 $165,000 $6,286 7.25%
Atmore, AL (FHA|USDA|VA) 1 $165,000 $165,000 $5,466 6.69%
Mexico, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,287 6.63%
Union, SC (FHA|USDA|VA) 1 $165,000 $165,000 $6,662 6.00%
Taylorville, IL (FHA|USDA|VA) 3 $155,000 $51,667 $3,443 8.12%
Vernon, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,855 6.25%
ITHACA, NY (FHA|USDA|VA) 1 $155,000 $155,000 $10,080 6.63%
Shelbyville, TN (FHA|USDA|VA) 1 $155,000 $155,000 $3,638 7.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $155,000 $155,000 $8,012 5.88%
Portsmouth, OH (FHA|USDA|VA) 2 $150,000 $75,000 $6,732 7.50%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $6,010 6.00%
Plainview, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,577 7.13%
Berlin, NH (FHA|USDA|VA) 1 $135,000 $135,000 $4,343 6.57%
North Platte, NE (FHA|USDA|VA) 1 $135,000 $135,000 $8,255 7.13%
Danville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,570 7.38%
Warren, PA (FHA|USDA|VA) 2 $130,000 $65,000 $4,653 7.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $125,000 $125,000 $5,043 7.00%
Muscatine, IA (FHA|USDA|VA) 1 $125,000 $125,000 $7,132 6.75%
Maryville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,036 7.03%
Weatherford, OK (FHA|USDA|VA) 1 $125,000 $125,000 $4,635 7.13%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $5,464 7.18%
Sandusky, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 11.49%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,967 6.75%
Juneau, AK (FHA|USDA|VA) 1 $125,000 $125,000 $3,773 6.36%
Seymour, IN (FHA|USDA|VA) 1 $125,000 $125,000 $7,811 6.25%
Stevens Point, WI (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.49%
JONESBORO, AR (FHA|USDA|VA) 2 $120,000 $60,000 $0 12.05%
Plattsburgh, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.49%
Seneca Falls, NY (FHA|USDA|VA) 1 $115,000 $115,000 $9,892 5.25%
Austin, MN (FHA|USDA|VA) 3 $115,000 $38,333 $0 10.49%
Lincoln, IL (FHA|USDA|VA) 3 $115,000 $38,333 $1,675 3.71%
CASPER, WY (FHA|USDA|VA) 2 $110,000 $55,000 $0 12.37%
Atchison, KS (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.49%
Aberdeen, SD (FHA|USDA|VA) 1 $105,000 $105,000 $5,230 6.61%
Vineyard Haven, MA (FHA|USDA|VA) 1 $105,000 $105,000 $0 8.74%
Craig, CO (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
Coos Bay, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.49%
Jasper, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,407 6.68%
FARMINGTON, NM (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.49%
Storm Lake, IA (FHA|USDA|VA) 1 $105,000 $105,000 $7,206 6.23%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $5,400 8.13%
Pullman, WA (FHA|USDA|VA) 2 $100,000 $50,000 $0 11.37%
BAY CITY, MI (FHA|USDA|VA) 2 $100,000 $50,000 $5,369 7.41%
Price, UT (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.24%
Meridian, MS (FHA|USDA|VA) 1 $85,000 $85,000 $3,730 6.75%
Dumas, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,302 5.88%
Lumberton, NC (FHA|USDA|VA) 1 $85,000 $85,000 $5,331 7.13%
Douglas, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,831 6.63%
Gallup, NM (FHA|USDA|VA) 1 $75,000 $75,000 $5,564 5.66%
Brevard, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.74%
Frankfort, IN (FHA|USDA|VA) 1 $75,000 $75,000 $4,535 6.99%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,070 6.50%
Fort Payne, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.24%
Norfolk, NE (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
Scottsboro, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,724 7.63%
Silver City, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.24%
Logansport, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.24%
Fairmont, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.49%
Newport, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.74%
Greenville, MS (FHA|USDA|VA) 1 $55,000 $55,000 $4,870 6.25%
Fort Morgan, CO (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.74%
Fitzgerald, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.24%
Kirksville, MO (FHA|USDA|VA) 1 $55,000 $55,000 $2,923 6.99%
DANVILLE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,365 6.09%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.49%
Winona, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.49%
OWENSBORO, KY (FHA|USDA|VA) 2 $50,000 $25,000 $0 12.62%
Madison, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,684 6.13%
Vernal, UT (FHA|USDA|VA) 1 $45,000 $45,000 $0 13.49%
Vermillion, SD (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.99%
Troy, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.99%
Russellville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.49%
Warsaw, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.25%
North Wilkesboro, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.74%
Fremont, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.37%
Las Vegas, NM (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.74%
Moberly, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.24%
Batesville, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.49%
Crawfordsville, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 12.12%
Flagstar Bank Fsb's top markets include New York, Detroit, Los Angeles, Houston, and Miami among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,703 $5,599,435,000 $380,836 $7,212 6.96%
    HELOC 8,695 $969,675,000 $111,521 n/a 9.98%
    FHA 4,993 $1,340,895,000 $268,555 $11,377 6.50%
    VA 1,727 $635,675,000 $368,080 $9,488 6.34%
    USDA 405 $68,385,000 $168,852 $6,781 6.65%

    For 2023, Flagstar Bank Fsb's most frequently originated type of loan was Conventional, with 14,703 originations. Their 2nd most popular type was HELOC, with 8,695 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 17,555 $6,109,945,000 $348,046 $8,422 6.75%
    Cash Out Refi 10,418 $1,494,510,000 $143,455 $9,222 9.29%
    Refi 1,129 $803,815,000 $711,971 $6,819 7.08%
    Other 1,003 $161,845,000 $161,361 $5,804 8.17%
    Home Improvement 418 $43,950,000 $105,144 $0 8.95%

    For 2023, Flagstar Bank Fsb's most frequently cited loan purpose was Home Purchase, with 17,555 originations. The 2nd most popular reason was Cash Out Refi, with 10,418 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 28,247 $7,094,065,000 $251,144 $8,428 7.77%
    15 Year 872 $200,950,000 $230,447 $5,889 6.55%
    20 Year 579 $73,395,000 $126,762 $4,959 7.69%
    30+ year 313 $204,725,000 $654,073 $17,793 8.30%
    10 Year 274 $657,010,000 $2,397,847 $2,739 7.20%
    Other 235 $383,865,000 $1,633,468 $4,393 4.15%
    5 Year 3 $55,000 $18,333 $0 2.28%

    For 2023, Flagstar Bank Fsb's most frequently cited loan duration was 30 Year, with 28,247 originations. The 2nd most popular length was 15 Year, with 872 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 5,724 $2,464,610,000 $430,575
    $1k-2k 4,794 $1,395,260,000 $291,043
    $<1k 3,291 $949,975,000 $288,658
    $2k-3k 2,919 $694,865,000 $238,049
    $3k-4k 2,529 $603,475,000 $238,622
    $4k-5k 1,940 $536,780,000 $276,691

    Flagstar Bank Fsb's average total fees were $8,428, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,724 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 10,393 $3,508,565,000 $337,589
    Over 8% 8,908 $1,235,370,000 $138,681
    7-8% 7,036 $2,190,910,000 $311,386
    5-6% 3,855 $1,383,565,000 $358,901
    4-5% 125 $87,905,000 $703,240
    <2.5% 83 $19,445,000 $234,277
    2.5-3% 55 $67,715,000 $1,231,182
    3-4% 52 $116,510,000 $2,240,577
    % 16 $4,080,000 $255,000

    During 2023, Flagstar Bank Fsb's average interest rate for loans was 7.77%, while their most frequently originated rate bucket for loans was 6-7%, with 10,393 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,266 $2,911,870,000 $283,642 $8,388 6.97%
    $100k-200k 8,183 $1,180,525,000 $144,266 $5,679 7.75%
    $100,000 or less 6,970 $409,940,000 $58,815 $3,841 9.35%
    $400k-600k 3,098 $1,478,190,000 $477,143 $11,258 6.91%
    $600k-1MM 1,473 $1,087,005,000 $737,953 $14,091 6.79%
    $1MM+ 533 $1,546,535,000 $2,901,567 $21,472 6.74%

    2023 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 10,266 originations, totaling $2,911,870,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 7,644 $1,822,730,000 $238,452 $8,897 7.85%
    $150k-250k 6,149 $1,822,685,000 $296,420 $9,736 8.08%
    $50k-75k 5,316 $885,910,000 $166,650 $6,733 7.31%
    $75k-100k 5,190 $1,056,090,000 $203,486 $8,090 7.56%
    $250k+ 3,386 $1,733,070,000 $511,834 $11,632 7.99%
    $50k or less 2,557 $289,375,000 $113,170 $5,286 7.20%

    Flagstar Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 7,644 originations. The second most popular income band? $150k-250k, with 6,149 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 4,771 $1,111,605,000 $232,992 $7,270 7.76%
    20-30% 3,905 $901,365,000 $230,823 $6,939 7.63%
    44% 3,131 $618,325,000 $197,485 $9,174 8.93%
    50-60% 2,249 $729,425,000 $324,333 $11,882 6.54%
    43% 1,765 $412,975,000 $233,980 $8,379 8.35%
    42% 1,535 $352,525,000 $229,658 $8,171 8.13%
    41% 1,360 $307,900,000 $226,397 $7,840 8.12%
    40% 1,275 $297,125,000 $233,039 $7,850 7.97%
    39% 1,241 $289,945,000 $233,638 $7,842 7.98%
    49% 1,222 $408,970,000 $334,673 $8,847 6.86%
    38% 1,137 $282,785,000 $248,712 $7,852 7.83%
    37% 1,039 $248,105,000 $238,792 $7,815 7.85%
    <20% 1,033 $260,075,000 $251,767 $6,661 7.49%
    36% 1,007 $243,025,000 $241,336 $7,665 7.80%
    48% 934 $289,560,000 $310,021 $8,847 6.86%
    45% 915 $283,745,000 $310,104 $8,479 6.91%
    46% 864 $270,820,000 $313,449 $8,835 6.84%
    47% 834 $270,760,000 $324,652 $9,375 6.84%
    >60% 61 $34,375,000 $563,525 $16,075 6.49%

    Flagstar Bank Fsb lent most frequently to those with DTI ratios of 30-36%, with 4,771 originations. The next most common DTI ratio? 20-30%, with 3,905 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 21,506 $5,226,130,000 $243,008 $8,147 7.74%
    Not provided 4,623 $1,203,005,000 $260,222 $8,539 7.81%
    Not applicable 124 $964,940,000 $7,781,774 $0 6.14%
    Asian 1,661 $574,015,000 $345,584 $8,803 7.40%
    Black 2,124 $505,490,000 $237,990 $9,496 7.43%
    American Indian 235 $56,255,000 $239,383 $9,459 7.72%
    Asian Indian 82 $34,250,000 $417,683 $9,040 7.49%
    Native Hawaiian or Islander 63 $19,155,000 $304,048 $12,619 8.26%
    Other Asian 29 $8,475,000 $292,241 $8,460 7.08%
    Filipino 29 $7,445,000 $256,724 $8,760 8.94%
    Chinese 17 $6,035,000 $355,000 $8,359 7.03%
    Vietnamese 11 $3,065,000 $278,636 $9,383 7.52%
    Korean 6 $3,000,000 $500,000 $9,295 7.87%
    Other Pacific Islander 10 $2,220,000 $222,000 $9,087 7.22%
    Japanese 3 $585,000 $195,000 $3,356 6.42%

    Approval Rates

    Total approvals of all applications
    82.18%

    Flagstar Bank Fsb has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    69.33%

    Flagstar Bank Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 30,523 $8,614,065,000 $282,216

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30,523 $8,614,065,000 $282,216

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,547 $641,185,000 $180,768 $5,123 9.03%
    40-60% 2,451 $986,625,000 $402,540 $6,379 7.05%
    60-80% 6,252 $2,433,900,000 $389,299 $8,282 6.96%
    80-100% 11,166 $3,558,410,000 $318,683 $8,987 6.75%
    Over 100% 486 $190,120,000 $391,193 $14,656 6.73%
    Under 20% 6,456 $600,800,000 $93,061 $3,012 9.80%