Flagstar Bank Fsb Mortgage Rates, Fees & Info
Troy, MILEI: SS1TRMSN6BRNMOREEV51
Tax ID: 38-2734984
1.8 stars - Updated: 11/17/24
-
out of 5 stars, based on 175 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Flagstar Bank Fsb is a large bank specializing in Home Purchase loans. Flagstar Bank Fsb has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Detroit, Los Angeles, Houston, and Miami among others. We have data for 808 markets. (Some data included below & more in-depth data is available with an active subscription.)Flagstar Bank Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Flagstar Bank Fsb is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 8.22% | 11/17/24 |
| 30 Year Conventional Purchase | 6.72% | 11/17/24 |
| 30 Year Conventional Refi | 6.61% | 11/17/24 |
| 30 Year Cash-out Refi | 6.86% | 11/17/24 |
| 30 Year FHA Purchase | 7.29% | 11/17/24 |
| 30 Year FHA Refi | 7.01% | 11/17/24 |
| 30 Year VA Purchase | 6.14% | 11/17/24 |
| 30 Year VA Refi | 5.97% | 11/17/24 |
| 30 Year USDA Purchase | 6.73% | 11/17/24 |
| 30 Year USDA Refi | 6.49% | 11/17/24 |
| 15 Year Conventional Purchase | 6.20% | 11/17/24 |
| 15 Year Conventional Refi | 6.19% | 11/17/24 |
| 15 Year Cash-out Refi | 6.19% | 11/17/24 |
| 15 Year FHA Purchase | 7.75% | 11/17/24 |
| 15 Year FHA Refi | 6.59% | 11/17/24 |
| 15 Year VA Purchase | 5.80% | 11/17/24 |
| 15 Year VA Refi | 5.91% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Flagstar Bank Fsb Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Flagstar Bank Fsb. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
30,523Origination Dollar Volume (All Markets)
$8,614,065,000Awards
×
![]()
Flagstar Bank FSB - 2023
Flagstar Bank FSB is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for Flagstar Bank FSB?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Flagstar Bank Fsb's average 30 year fixed mortgage rate was
7.77%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 1.29%.
Relative Fees (Closing Costs)
Flagstar Bank Fsb's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,428.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,156 | $855,630,000 | $740,164 | $14,419 | 7.95% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2,094 | $377,840,000 | $180,439 | $5,006 | 7.71% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 868 | $336,480,000 | $387,650 | $12,949 | 8.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 969 | $314,295,000 | $324,350 | $9,217 | 6.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 928 | $312,390,000 | $336,627 | $12,386 | 7.79% |
| Outside of Metro Areas | 1,499 | $285,855,000 | $190,697 | $7,323 | 7.46% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 835 | $217,655,000 | $260,665 | $9,048 | 8.19% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 767 | $198,815,000 | $259,211 | $8,678 | 7.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 732 | $192,330,000 | $262,746 | $10,428 | 8.45% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 416 | $164,370,000 | $395,120 | $9,925 | 6.55% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 707 | $157,275,000 | $222,454 | $7,606 | 7.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 386 | $153,980,000 | $398,912 | $13,030 | 8.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 309 | $149,165,000 | $482,735 | $9,328 | 8.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 252 | $121,090,000 | $480,516 | $9,184 | 7.78% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 385 | $112,895,000 | $293,234 | $9,698 | 7.42% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 370 | $102,120,000 | $276,000 | $6,763 | 7.51% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 309 | $97,285,000 | $314,838 | $10,044 | 7.81% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 300 | $92,910,000 | $309,700 | $11,175 | 8.09% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 375 | $92,525,000 | $246,733 | $8,899 | 8.37% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 208 | $91,870,000 | $441,683 | $10,168 | 6.64% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 305 | $86,495,000 | $283,590 | $10,999 | 7.70% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 139 | $85,315,000 | $613,777 | $6,974 | 8.05% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 273 | $83,215,000 | $304,817 | $10,721 | 8.46% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 81 | $82,795,000 | $1,022,160 | $6,962 | 7.01% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 252 | $82,270,000 | $326,468 | $9,189 | 8.34% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 250 | $81,510,000 | $326,040 | $9,743 | 8.06% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 276 | $79,800,000 | $289,130 | $9,625 | 7.90% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 386 | $65,720,000 | $170,259 | $4,737 | 7.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 169 | $64,335,000 | $380,680 | $7,082 | 7.60% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 176 | $57,560,000 | $327,045 | $10,273 | 7.20% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 187 | $54,695,000 | $292,487 | $10,395 | 7.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 247 | $54,465,000 | $220,506 | $5,632 | 7.61% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 163 | $54,085,000 | $331,810 | $9,935 | 7.41% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 252 | $53,150,000 | $210,913 | $5,461 | 7.87% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 268 | $52,060,000 | $194,254 | $5,267 | 8.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 191 | $50,865,000 | $266,309 | $7,532 | 7.31% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 50 | $50,740,000 | $1,014,800 | $9,910 | 8.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 63 | $48,915,000 | $776,429 | $8,570 | 7.45% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 170 | $47,570,000 | $279,824 | $8,730 | 8.12% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 229 | $46,365,000 | $202,467 | $5,504 | 7.97% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 152 | $45,520,000 | $299,474 | $8,683 | 6.56% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 188 | $43,770,000 | $232,819 | $8,603 | 7.41% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 166 | $38,530,000 | $232,108 | $10,824 | 8.67% |
| SAVANNAH, GA (FHA|USDA|VA) | 135 | $36,795,000 | $272,556 | $9,617 | 7.15% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 126 | $35,410,000 | $281,032 | $8,909 | 6.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 119 | $34,175,000 | $287,185 | $8,303 | 7.40% |
| LAREDO, TX (FHA|USDA|VA) | 120 | $32,970,000 | $274,750 | $10,022 | 6.31% |
| TUCSON, AZ (FHA|USDA|VA) | 140 | $32,800,000 | $234,286 | $9,263 | 7.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 68 | $32,510,000 | $478,088 | $9,381 | 8.27% |
| Tupelo, MS (FHA|USDA|VA) | 151 | $32,225,000 | $213,411 | $8,720 | 6.47% |
| ALBANY, GA (FHA|USDA|VA) | 154 | $31,400,000 | $203,896 | $7,312 | 6.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 110 | $30,980,000 | $281,636 | $10,198 | 7.29% |
| FRESNO, CA (FHA|USDA|VA) | 85 | $30,405,000 | $357,706 | $9,163 | 8.41% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 28 | $29,390,000 | $1,049,643 | $7,798 | 7.84% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 76 | $26,730,000 | $351,711 | $10,869 | 8.45% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 107 | $26,305,000 | $245,841 | $8,095 | 8.37% |
| VALLEJO, CA (FHA|USDA|VA) | 64 | $26,230,000 | $409,844 | $11,748 | 7.53% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 107 | $26,205,000 | $244,907 | $7,924 | 7.59% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 104 | $26,100,000 | $250,962 | $7,926 | 8.48% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 45 | $25,995,000 | $577,667 | $7,489 | 6.95% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 100 | $25,710,000 | $257,100 | $6,890 | 7.62% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 94 | $25,690,000 | $273,298 | $4,053 | 7.80% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 70 | $25,480,000 | $364,000 | $8,578 | 7.56% |
| JACKSON, MI (FHA|USDA|VA) | 179 | $25,065,000 | $140,028 | $4,678 | 7.59% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 114 | $24,920,000 | $218,596 | $9,265 | 8.22% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 89 | $24,055,000 | $270,281 | $11,325 | 7.62% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 53 | $23,535,000 | $444,057 | $16,481 | 8.87% |
| BOISE CITY, ID (FHA|USDA|VA) | 95 | $23,375,000 | $246,053 | $10,007 | 7.76% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 77 | $22,325,000 | $289,935 | $9,243 | 7.47% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 94 | $22,150,000 | $235,638 | $8,823 | 7.78% |
| LOUISVILLE, KY (FHA|USDA|VA) | 113 | $21,845,000 | $193,319 | $5,357 | 7.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 91 | $21,745,000 | $238,956 | $10,594 | 7.52% |
| OCALA, FL (FHA|USDA|VA) | 92 | $20,880,000 | $226,957 | $9,370 | 7.04% |
| RICHMOND, VA (FHA|USDA|VA) | 63 | $20,465,000 | $324,841 | $10,174 | 8.26% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 87 | $19,495,000 | $224,080 | $7,584 | 8.08% |
| ANCHORAGE, AK (FHA|USDA|VA) | 47 | $19,375,000 | $412,234 | $9,783 | 6.97% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 37 | $19,155,000 | $517,703 | $7,488 | 8.71% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 90 | $18,830,000 | $209,222 | $6,537 | 7.59% |
| PITTSBURGH, PA (FHA|USDA|VA) | 107 | $18,295,000 | $170,981 | $7,185 | 7.23% |
| MERCED, CA (FHA|USDA|VA) | 17 | $18,205,000 | $1,070,882 | $9,322 | 8.23% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 81 | $18,045,000 | $222,778 | $8,841 | 7.06% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 64 | $18,000,000 | $281,250 | $9,703 | 6.72% |
| STOCKTON, CA (FHA|USDA|VA) | 66 | $17,990,000 | $272,576 | $10,238 | 8.61% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 69 | $17,905,000 | $259,493 | $8,221 | 7.91% |
| Brainerd, MN (FHA|USDA|VA) | 70 | $17,900,000 | $255,714 | $5,922 | 6.89% |
| WICHITA, KS (FHA|USDA|VA) | 88 | $17,640,000 | $200,455 | $6,265 | 6.80% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 93 | $17,295,000 | $185,968 | $7,974 | 8.39% |
| ALTOONA, PA (FHA|USDA|VA) | 105 | $16,725,000 | $159,286 | $5,630 | 6.78% |
| FORT WAYNE, IN (FHA|USDA|VA) | 154 | $16,560,000 | $107,532 | $5,055 | 8.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 52 | $16,190,000 | $311,346 | $7,218 | 6.77% |
| ANN ARBOR, MI (FHA|USDA|VA) | 79 | $15,995,000 | $202,468 | $5,618 | 8.04% |
| EL PASO, TX (FHA|USDA|VA) | 70 | $15,980,000 | $228,286 | $7,681 | 6.67% |
| FLINT, MI (FHA|USDA|VA) | 109 | $15,955,000 | $146,376 | $4,682 | 7.79% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 68 | $15,940,000 | $234,412 | $12,613 | 9.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 82 | $15,170,000 | $185,000 | $6,960 | 7.82% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 53 | $15,155,000 | $285,943 | $9,238 | 7.70% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 50 | $15,020,000 | $300,400 | $6,628 | 7.46% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 47 | $14,945,000 | $317,979 | $7,636 | 7.40% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 65 | $14,655,000 | $225,462 | $8,817 | 7.70% |
| SALEM, OR (FHA|USDA|VA) | 54 | $14,350,000 | $265,741 | $10,126 | 8.22% |
| COLUMBIA, SC (FHA|USDA|VA) | 64 | $13,920,000 | $217,500 | $7,094 | 7.12% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 47 | $13,225,000 | $281,383 | $8,496 | 6.58% |
| Del Rio, TX (FHA|USDA|VA) | 58 | $13,060,000 | $225,172 | $9,111 | 6.42% |
| BEND, OR (FHA|USDA|VA) | 41 | $12,915,000 | $315,000 | $9,857 | 8.63% |
| MONTGOMERY, AL (FHA|USDA|VA) | 54 | $12,860,000 | $238,148 | $6,793 | 6.83% |
| AKRON, OH (FHA|USDA|VA) | 49 | $12,585,000 | $256,837 | $6,245 | 8.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 67 | $12,565,000 | $187,537 | $7,700 | 7.69% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 44 | $12,470,000 | $283,409 | $7,924 | 6.29% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 56 | $12,240,000 | $218,571 | $9,154 | 9.04% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 53 | $12,065,000 | $227,642 | $10,441 | 8.67% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 59 | $12,035,000 | $203,983 | $6,627 | 7.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 52 | $12,030,000 | $231,346 | $6,241 | 7.33% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 51 | $11,945,000 | $234,216 | $9,852 | 8.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 42 | $11,930,000 | $284,048 | $9,765 | 7.53% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 74 | $11,550,000 | $156,081 | $6,597 | 6.82% |
| Bozeman, MT (FHA|USDA|VA) | 25 | $11,535,000 | $461,400 | $17,619 | 7.34% |
| Moultrie, GA (FHA|USDA|VA) | 56 | $11,140,000 | $198,929 | $8,869 | 6.81% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 30 | $10,590,000 | $353,000 | $7,449 | 7.75% |
| Thomasville, GA (FHA|USDA|VA) | 50 | $10,570,000 | $211,400 | $9,896 | 6.92% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 41 | $10,505,000 | $256,220 | $9,753 | 9.29% |
| Starkville, MS (FHA|USDA|VA) | 42 | $9,710,000 | $231,190 | $9,880 | 6.64% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 36 | $9,570,000 | $265,833 | $8,417 | 7.23% |
| Klamath Falls, OR (FHA|USDA|VA) | 43 | $9,535,000 | $221,744 | $6,211 | 7.58% |
| ST. GEORGE, UT (FHA|USDA|VA) | 30 | $9,510,000 | $317,000 | $7,801 | 7.72% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 29 | $9,275,000 | $319,828 | $16,181 | 9.39% |
| PROVO-OREM, UT (FHA|USDA|VA) | 29 | $9,195,000 | $317,069 | $8,441 | 7.64% |
| GREEN BAY, WI (FHA|USDA|VA) | 61 | $9,015,000 | $147,787 | $4,038 | 7.57% |
| Glenwood Springs, CO (FHA|USDA|VA) | 17 | $8,985,000 | $528,529 | $9,906 | 7.95% |
| Columbus, MS (FHA|USDA|VA) | 43 | $8,885,000 | $206,628 | $9,849 | 6.33% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 49 | $8,805,000 | $179,694 | $7,953 | 7.06% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 42 | $8,780,000 | $209,048 | $7,645 | 6.82% |
| MOBILE, AL (FHA|USDA|VA) | 43 | $8,775,000 | $204,070 | $6,948 | 6.99% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 46 | $8,650,000 | $188,043 | $6,689 | 8.52% |
| BISMARCK, ND (FHA|USDA|VA) | 29 | $8,625,000 | $297,414 | $9,526 | 6.98% |
| Crossville, TN (FHA|USDA|VA) | 38 | $8,620,000 | $226,842 | $5,795 | 6.97% |
| HINESVILLE, GA (FHA|USDA|VA) | 34 | $8,470,000 | $249,118 | $8,263 | 6.71% |
| RENO, NV (FHA|USDA|VA) | 36 | $8,460,000 | $235,000 | $8,957 | 8.63% |
| BILLINGS, MT (FHA|USDA|VA) | 36 | $8,400,000 | $233,333 | $6,013 | 6.93% |
| KNOXVILLE, TN (FHA|USDA|VA) | 44 | $8,390,000 | $190,682 | $7,935 | 8.08% |
| Key West, FL (FHA|USDA|VA) | 17 | $8,245,000 | $485,000 | $23,174 | 7.85% |
| NAPA, CA (FHA|USDA|VA) | 29 | $8,165,000 | $281,552 | $9,237 | 8.55% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 33 | $8,165,000 | $247,424 | $8,986 | 8.15% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 22 | $8,160,000 | $370,909 | $9,553 | 6.67% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 33 | $8,055,000 | $244,091 | $9,352 | 7.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 54 | $8,020,000 | $148,519 | $5,858 | 7.03% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 37 | $8,015,000 | $216,622 | $7,910 | 8.18% |
| TOLEDO, OH (FHA|USDA|VA) | 61 | $7,955,000 | $130,410 | $6,499 | 8.17% |
| GREELEY, CO (FHA|USDA|VA) | 38 | $7,810,000 | $205,526 | $9,769 | 8.46% |
| NILES, MI (FHA|USDA|VA) | 43 | $7,765,000 | $180,581 | $4,829 | 7.27% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 25 | $7,745,000 | $309,800 | $17,815 | 8.37% |
| Lufkin, TX (FHA|USDA|VA) | 30 | $7,700,000 | $256,667 | $10,021 | 6.58% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 25 | $7,345,000 | $293,800 | $6,168 | 7.70% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 26 | $7,290,000 | $280,385 | $6,979 | 9.11% |
| MODESTO, CA (FHA|USDA|VA) | 28 | $7,160,000 | $255,714 | $10,427 | 7.81% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 18 | $7,020,000 | $390,000 | $15,532 | 7.96% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 32 | $7,000,000 | $218,750 | $8,430 | 7.99% |
| LUBBOCK, TX (FHA|USDA|VA) | 22 | $6,940,000 | $315,455 | $7,921 | 6.78% |
| Torrington, CT (FHA|USDA|VA) | 33 | $6,895,000 | $208,939 | $6,582 | 5.92% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 18 | $6,750,000 | $375,000 | $8,874 | 7.20% |
| YUBA CITY, CA (FHA|USDA|VA) | 21 | $6,735,000 | $320,714 | $10,353 | 7.59% |
| Huntsville, TX (FHA|USDA|VA) | 21 | $6,545,000 | $311,667 | $8,953 | 6.55% |
| LAFAYETTE, LA (FHA|USDA|VA) | 32 | $6,500,000 | $203,125 | $6,138 | 7.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 49 | $6,495,000 | $132,551 | $4,448 | 8.39% |
| Cedar City, UT (FHA|USDA|VA) | 15 | $6,495,000 | $433,000 | $6,422 | 7.21% |
| Breckenridge, CO (FHA|USDA|VA) | 13 | $6,475,000 | $498,077 | $12,473 | 7.11% |
| LaGrange, GA-AL (FHA|USDA|VA) | 27 | $6,475,000 | $239,815 | $8,755 | 7.23% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 36 | $6,410,000 | $178,056 | $3,517 | 6.96% |
| Grand Rapids, MN (FHA|USDA|VA) | 30 | $6,390,000 | $213,000 | $4,064 | 7.07% |
| TOPEKA, KS (FHA|USDA|VA) | 40 | $6,250,000 | $156,250 | $4,991 | 7.16% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 26 | $6,240,000 | $240,000 | $6,233 | 6.36% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 26 | $6,190,000 | $238,077 | $12,633 | 9.32% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 38 | $6,160,000 | $162,105 | $5,748 | 7.41% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 20 | $6,110,000 | $305,500 | $8,924 | 7.71% |
| YAKIMA, WA (FHA|USDA|VA) | 29 | $6,035,000 | $208,103 | $7,780 | 7.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 19 | $5,935,000 | $312,368 | $7,772 | 7.32% |
| Roseburg, OR (FHA|USDA|VA) | 22 | $5,920,000 | $269,091 | $7,328 | 6.84% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 36 | $5,720,000 | $158,889 | $8,287 | 8.09% |
| MONROE, MI (FHA|USDA|VA) | 41 | $5,715,000 | $139,390 | $6,013 | 8.17% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 41 | $5,705,000 | $139,146 | $5,020 | 7.40% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $22,071 | 8.95% |
| BOULDER, CO (FHA|USDA|VA) | 20 | $5,630,000 | $281,500 | $10,327 | 8.83% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $5,560,000 | $308,889 | $13,545 | 8.23% |
| Port Angeles, WA (FHA|USDA|VA) | 15 | $5,555,000 | $370,333 | $7,974 | 7.76% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $8,261 | 8.67% |
| READING, PA (FHA|USDA|VA) | 25 | $5,525,000 | $221,000 | $10,435 | 7.61% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 33 | $5,515,000 | $167,121 | $6,505 | 8.46% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 37 | $5,485,000 | $148,243 | $7,927 | 7.68% |
| MADERA, CA (FHA|USDA|VA) | 26 | $5,470,000 | $210,385 | $12,295 | 9.28% |
| VISALIA, CA (FHA|USDA|VA) | 27 | $5,445,000 | $201,667 | $7,817 | 8.87% |
| Marquette, MI (FHA|USDA|VA) | 43 | $5,335,000 | $124,070 | $4,173 | 8.23% |
| GREAT FALLS, MT (FHA|USDA|VA) | 18 | $5,320,000 | $295,556 | $8,041 | 6.24% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 39 | $5,265,000 | $135,000 | $3,109 | 7.67% |
| Kalispell, MT (FHA|USDA|VA) | 23 | $5,255,000 | $228,478 | $6,231 | 7.85% |
| Show Low, AZ (FHA|USDA|VA) | 22 | $5,110,000 | $232,273 | $6,934 | 7.84% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 27 | $5,065,000 | $187,593 | $5,184 | 6.71% |
| LAS CRUCES, NM (FHA|USDA|VA) | 19 | $5,065,000 | $266,579 | $9,255 | 6.15% |
| Heber, UT (FHA|USDA|VA) | 12 | $5,050,000 | $420,833 | $7,150 | 9.06% |
| TULSA, OK (FHA|USDA|VA) | 19 | $5,045,000 | $265,526 | $9,012 | 8.66% |
| BATON ROUGE, LA (FHA|USDA|VA) | 31 | $5,045,000 | $162,742 | $7,459 | 8.68% |
| Marinette, WI-MI (FHA|USDA|VA) | 48 | $5,000,000 | $104,167 | $3,869 | 7.55% |
| FORT COLLINS, CO (FHA|USDA|VA) | 32 | $4,990,000 | $155,938 | $13,715 | 9.00% |
| CHICO, CA (FHA|USDA|VA) | 19 | $4,915,000 | $258,684 | $7,558 | 8.27% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 35 | $4,865,000 | $139,000 | $6,757 | 7.92% |
| Hilo, HI (FHA|USDA|VA) | 9 | $4,785,000 | $531,667 | $25,932 | 7.37% |
| Brenham, TX (FHA|USDA|VA) | 18 | $4,680,000 | $260,000 | $6,341 | 6.43% |
| JACKSON, MS (FHA|USDA|VA) | 24 | $4,680,000 | $195,000 | $9,828 | 7.57% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 22 | $4,610,000 | $209,545 | $9,838 | 7.09% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 24 | $4,580,000 | $190,833 | $9,978 | 7.67% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 39 | $4,525,000 | $116,026 | $6,969 | 7.89% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $4,515,000 | $903,000 | $19,288 | 7.05% |
| Outside of Metro Areas | 17 | $4,485,000 | $263,824 | $13,279 | 8.17% |
| Minot, ND (FHA|USDA|VA) | 20 | $4,390,000 | $219,500 | $7,582 | 6.92% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $4,375,000 | $230,263 | $10,494 | 8.54% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 20 | $4,330,000 | $216,500 | $9,127 | 8.12% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 24 | $4,260,000 | $177,500 | $5,169 | 6.97% |
| WACO, TX (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $7,425 | 6.74% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 17 | $4,175,000 | $245,588 | $13,117 | 8.64% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 15 | $4,065,000 | $271,000 | $7,517 | 7.41% |
| RACINE, WI (FHA|USDA|VA) | 17 | $4,045,000 | $237,941 | $4,404 | 7.07% |
| Morgan City, LA (FHA|USDA|VA) | 25 | $3,935,000 | $157,400 | $6,497 | 6.96% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $3,905,000 | $433,889 | $12,853 | 7.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 16 | $3,890,000 | $243,125 | $7,929 | 6.63% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 25 | $3,865,000 | $154,600 | $3,971 | 5.92% |
| LYNCHBURG, VA (FHA|USDA|VA) | 27 | $3,775,000 | $139,815 | $7,736 | 8.34% |
| Oxford, MS (FHA|USDA|VA) | 14 | $3,740,000 | $267,143 | $11,840 | 7.21% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 21 | $3,735,000 | $177,857 | $5,904 | 7.64% |
| Rexburg, ID (FHA|USDA|VA) | 14 | $3,730,000 | $266,429 | $8,435 | 7.78% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $3,680,000 | $230,000 | $10,219 | 8.55% |
| MANSFIELD, OH (FHA|USDA|VA) | 9 | $3,655,000 | $406,111 | $4,410 | 7.59% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 24 | $3,560,000 | $148,333 | $7,281 | 7.84% |
| DULUTH, MN-WI (FHA|USDA|VA) | 19 | $3,505,000 | $184,474 | $6,283 | 7.27% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 9 | $3,495,000 | $388,333 | $9,116 | 7.62% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 18 | $3,490,000 | $193,889 | $6,067 | 8.09% |
| YUMA, AZ (FHA|USDA|VA) | 18 | $3,480,000 | $193,333 | $10,595 | 7.85% |
| TYLER, TX (FHA|USDA|VA) | 13 | $3,475,000 | $267,308 | $8,556 | 7.15% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $3,455,000 | $230,333 | $9,797 | 8.23% |
| MEDFORD, OR (FHA|USDA|VA) | 17 | $3,445,000 | $202,647 | $10,393 | 8.63% |
| Hailey, ID (FHA|USDA|VA) | 9 | $3,435,000 | $381,667 | $12,577 | 7.91% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $3,430,000 | $428,750 | $10,365 | 6.96% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 18 | $3,420,000 | $190,000 | $7,271 | 6.77% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $10,457 | 8.24% |
| Alexander City, AL (FHA|USDA|VA) | 18 | $3,410,000 | $189,444 | $5,859 | 6.90% |
| VALDOSTA, GA (FHA|USDA|VA) | 19 | $3,405,000 | $179,211 | $8,114 | 6.48% |
| Ruidoso, NM (FHA|USDA|VA) | 13 | $3,395,000 | $261,154 | $9,258 | 6.95% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 17 | $3,345,000 | $196,765 | $7,840 | 7.45% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $3,340,000 | $1,670,000 | $42,072 | 8.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 18 | $3,320,000 | $184,444 | $6,345 | 7.53% |
| MADISON, WI (FHA|USDA|VA) | 15 | $3,305,000 | $220,333 | $6,174 | 7.58% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 15 | $3,275,000 | $218,333 | $9,265 | 7.90% |
| Huntingdon, PA (FHA|USDA|VA) | 17 | $3,275,000 | $192,647 | $6,739 | 6.65% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $3,240,000 | $405,000 | $21,288 | 7.46% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $3,215,000 | $189,118 | $8,897 | 7.37% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 16 | $3,200,000 | $200,000 | $6,817 | 7.82% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $3,185,000 | $289,545 | $10,487 | 8.20% |
| Nogales, AZ (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $10,802 | 7.70% |
| Sonora, CA (FHA|USDA|VA) | 9 | $3,105,000 | $345,000 | $7,872 | 8.69% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $3,100,000 | $310,000 | $15,158 | 8.22% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 22 | $3,080,000 | $140,000 | $2,478 | 7.55% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $3,030,000 | $216,429 | $9,242 | 7.69% |
| LAWTON, OK (FHA|USDA|VA) | 17 | $3,025,000 | $177,941 | $7,348 | 6.54% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 13 | $3,015,000 | $231,923 | $6,674 | 7.06% |
| AMARILLO, TX (FHA|USDA|VA) | 12 | $2,950,000 | $245,833 | $7,420 | 6.09% |
| Traverse City, MI (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $4,068 | 7.64% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 15 | $2,915,000 | $194,333 | $7,734 | 7.41% |
| DECATUR, AL (FHA|USDA|VA) | 11 | $2,885,000 | $262,273 | $8,669 | 6.55% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $8,066 | 7.35% |
| Sturgis, MI (FHA|USDA|VA) | 22 | $2,870,000 | $130,455 | $6,482 | 8.09% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $2,865,000 | $573,000 | $15,163 | 8.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,840,000 | $202,857 | $5,839 | 7.57% |
| MIDLAND, TX (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $11,771 | 6.98% |
| ST. CLOUD, MN (FHA|USDA|VA) | 13 | $2,795,000 | $215,000 | $5,937 | 8.11% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 13 | $2,755,000 | $211,923 | $8,538 | 7.63% |
| Statesboro, GA (FHA|USDA|VA) | 11 | $2,745,000 | $249,545 | $7,092 | 6.49% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 18 | $2,730,000 | $151,667 | $3,642 | 7.80% |
| Centralia, WA (FHA|USDA|VA) | 10 | $2,730,000 | $273,000 | $12,094 | 7.96% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 22 | $2,710,000 | $123,182 | $6,544 | 6.59% |
| Taos, NM (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $8,183 | 7.54% |
| FARGO, ND-MN (FHA|USDA|VA) | 11 | $2,655,000 | $241,364 | $7,900 | 7.77% |
| REDDING, CA (FHA|USDA|VA) | 13 | $2,625,000 | $201,923 | $8,477 | 8.63% |
| ERIE, PA (FHA|USDA|VA) | 17 | $2,575,000 | $151,471 | $7,533 | 7.08% |
| CORVALLIS, OR (FHA|USDA|VA) | 9 | $2,545,000 | $282,778 | $8,756 | 8.06% |
| Easton, MD (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $29,471 | 7.55% |
| MORGANTOWN, WV (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $9,347 | 7.22% |
| RAPID CITY, SD (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $8,268 | 8.36% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $5,192 | 8.77% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 12 | $2,490,000 | $207,500 | $6,404 | 7.35% |
| THE VILLAGES, FL (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $7,050 | 6.39% |
| MISSOULA, MT (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $6,299 | 7.18% |
| Athens, TX (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $10,129 | 7.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $2,465,000 | $145,000 | $5,380 | 8.96% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $2,465,000 | $352,143 | $8,959 | 7.49% |
| Holland, MI (FHA|USDA|VA) | 19 | $2,435,000 | $128,158 | $3,557 | 8.42% |
| Oak Harbor, WA (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $10,994 | 8.28% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 18 | $2,420,000 | $134,444 | $7,516 | 7.98% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $15,122 | 7.12% |
| Angola, IN (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $15,092 | 8.91% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $5,989 | 6.93% |
| Meadville, PA (FHA|USDA|VA) | 17 | $2,355,000 | $138,529 | $6,746 | 7.59% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $12,676 | 7.43% |
| Georgetown, SC (FHA|USDA|VA) | 8 | $2,340,000 | $292,500 | $7,845 | 7.58% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 11 | $2,335,000 | $212,273 | $7,347 | 7.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $9,397 | 8.40% |
| Riverton, WY (FHA|USDA|VA) | 10 | $2,280,000 | $228,000 | $5,614 | 6.89% |
| Palatka, FL (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $7,728 | 7.81% |
| El Campo, TX (FHA|USDA|VA) | 11 | $2,235,000 | $203,182 | $7,813 | 6.78% |
| COLUMBIA, MO (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $6,852 | 7.77% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $5,515 | 7.57% |
| Auburn, IN (FHA|USDA|VA) | 16 | $2,200,000 | $137,500 | $4,068 | 7.88% |
| Aberdeen, WA (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $10,179 | 7.22% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 14 | $2,180,000 | $155,714 | $4,994 | 7.74% |
| Hillsdale, MI (FHA|USDA|VA) | 19 | $2,165,000 | $113,947 | $3,220 | 7.95% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $2,140,000 | $152,857 | $10,931 | 8.04% |
| Prineville, OR (FHA|USDA|VA) | 5 | $2,125,000 | $425,000 | $7,943 | 7.40% |
| HATTIESBURG, MS (FHA|USDA|VA) | 10 | $2,090,000 | $209,000 | $7,107 | 6.64% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 14 | $2,080,000 | $148,571 | $6,126 | 8.07% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $9,381 | 7.01% |
| Tifton, GA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $7,962 | 6.54% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $9,810 | 6.47% |
| Duncan, OK (FHA|USDA|VA) | 18 | $2,060,000 | $114,444 | $5,491 | 6.57% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $5,574 | 7.61% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $8,584 | 8.40% |
| Cañon City, CO (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $6,093 | 7.51% |
| Boone, NC (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $10,947 | 7.60% |
| PANAMA CITY, FL (FHA|USDA|VA) | 7 | $1,985,000 | $283,571 | $9,288 | 7.92% |
| GAINESVILLE, GA (FHA|USDA|VA) | 15 | $1,985,000 | $132,333 | $6,133 | 8.97% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 12 | $1,980,000 | $165,000 | $6,982 | 7.35% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $1,925,000 | $385,000 | $7,374 | 6.68% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $9,556 | 8.13% |
| BURLINGTON, NC (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $8,589 | 7.20% |
| Clewiston, FL (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $10,702 | 6.98% |
| Willmar, MN (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $6,965 | 7.94% |
| Blackfoot, ID (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $8,577 | 7.08% |
| SAGINAW, MI (FHA|USDA|VA) | 16 | $1,870,000 | $116,875 | $3,090 | 7.92% |
| Chillicothe, OH (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $5,929 | 6.76% |
| LONGVIEW, TX (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $6,598 | 6.55% |
| Mountain Home, ID (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $10,593 | 5.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $7,620 | 9.49% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $8,043 | 6.48% |
| ROME, GA (FHA|USDA|VA) | 8 | $1,780,000 | $222,500 | $6,908 | 7.70% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $6,714 | 8.81% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $3,601 | 9.31% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $5,334 | 8.68% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $9,287 | 8.81% |
| Cookeville, TN (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $3,598 | 7.92% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $5,356 | 7.78% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,685,000 | $240,714 | $7,690 | 7.51% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $8,462 | 7.78% |
| Adrian, MI (FHA|USDA|VA) | 17 | $1,675,000 | $98,529 | $4,396 | 8.98% |
| Wabash, IN (FHA|USDA|VA) | 14 | $1,670,000 | $119,286 | $5,203 | 6.87% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $9,489 | 8.77% |
| Cedartown, GA (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $6,587 | 7.28% |
| Whitewater, WI (FHA|USDA|VA) | 11 | $1,655,000 | $150,455 | $4,096 | 7.53% |
| WENATCHEE, WA (FHA|USDA|VA) | 9 | $1,655,000 | $183,889 | $8,327 | 8.88% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $8,055 | 8.40% |
| PUEBLO, CO (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $10,364 | 6.84% |
| DuBois, PA (FHA|USDA|VA) | 16 | $1,610,000 | $100,625 | $5,043 | 7.21% |
| MUSKEGON, MI (FHA|USDA|VA) | 11 | $1,605,000 | $145,909 | $6,562 | 7.52% |
| Nacogdoches, TX (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $9,315 | 7.03% |
| Astoria, OR (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,066 | 7.77% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 9 | $1,575,000 | $175,000 | $7,209 | 7.72% |
| Dublin, GA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $5,448 | 6.83% |
| Edwards, CO (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $6,387 | 8.67% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $13,125 | 7.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,696 | 7.42% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $1,535,000 | $511,667 | $50,792 | 10.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $11,434 | 7.82% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $9,122 | 7.98% |
| PEORIA, IL (FHA|USDA|VA) | 14 | $1,440,000 | $102,857 | $4,488 | 7.35% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 7 | $1,435,000 | $205,000 | $5,931 | 7.66% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $4,895 | 8.40% |
| Corinth, MS (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $6,458 | 6.59% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $8,099 | 8.61% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 11 | $1,365,000 | $124,091 | $14,115 | 9.85% |
| Albemarle, NC (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $9,619 | 8.29% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $4,696 | 7.00% |
| Dayton, TN (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $9,734 | 6.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $1,345,000 | $122,273 | $5,786 | 7.70% |
| CLEVELAND, TN (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $11,958 | 7.91% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $6,494 | 8.80% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 18 | $1,330,000 | $73,889 | $3,933 | 7.82% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 6 | $1,330,000 | $221,667 | $5,300 | 7.97% |
| Cordele, GA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $7,470 | 6.72% |
| DALTON, GA (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $7,835 | 9.01% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $15,799 | 9.26% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $11,036 | 7.71% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $6,758 | 6.38% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $11,375 | 7.41% |
| Hays, KS (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,996 | 6.78% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $8,920 | 6.37% |
| Richmond-Berea, KY (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,377 | 7.20% |
| New Castle, PA (FHA|USDA|VA) | 13 | $1,285,000 | $98,846 | $6,537 | 7.74% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $10,666 | 6.37% |
| Fairmont, WV (FHA|USDA|VA) | 9 | $1,265,000 | $140,556 | $5,464 | 7.14% |
| Marshall, MN (FHA|USDA|VA) | 10 | $1,260,000 | $126,000 | $3,448 | 7.12% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $6,688 | 8.05% |
| Newport, OR (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $10,969 | 7.75% |
| Helena, MT (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,413 | 7.40% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $12,182 | 8.31% |
| Burley, ID (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $9,142 | 6.10% |
| ROANOKE, VA (FHA|USDA|VA) | 11 | $1,225,000 | $111,364 | $7,177 | 8.32% |
| SALINAS, CA (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $3,909 | 9.84% |
| Danville, VA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $9,637 | 9.02% |
| Moses Lake, WA (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $5,967 | 7.25% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $9,355 | 7.97% |
| Hudson, NY (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $26,643 | 7.69% |
| ROCHESTER, NY (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $6,071 | 7.73% |
| HAMMOND, LA (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,762 | 6.43% |
| Hutchinson, KS (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $5,946 | 7.27% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $8,387 | 6.73% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $5,200 | 8.15% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $8,784 | 6.00% |
| Lewisburg, TN (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $8,554 | 8.12% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $10,788 | 7.06% |
| Cadillac, MI (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $6,851 | 7.66% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $12,085 | 7.25% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $6,671 | 6.82% |
| Payson, AZ (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $8,714 | 7.42% |
| Hood River, OR (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $8,094 | 7.79% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $4,945 | 7.91% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $6,555 | 6.58% |
| Summerville, GA (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $11,918 | 6.92% |
| Laconia, NH (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $17,110 | 9.12% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $6,468 | 6.75% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $4,712 | 7.20% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,298 | 7.02% |
| Bay City, TX (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $7,878 | 6.88% |
| Gaffney, SC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $5,591 | 6.60% |
| Clarksburg, WV (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $7,734 | 6.64% |
| Escanaba, MI (FHA|USDA|VA) | 11 | $1,085,000 | $98,636 | $3,588 | 7.60% |
| Bluffton, IN (FHA|USDA|VA) | 13 | $1,085,000 | $83,462 | $4,492 | 8.03% |
| London, KY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $7,867 | 6.83% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 9 | $1,065,000 | $118,333 | $3,767 | 8.81% |
| FAIRBANKS, AK (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,484 | 5.87% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $8,340 | 6.59% |
| Houghton, MI (FHA|USDA|VA) | 9 | $1,045,000 | $116,111 | $4,330 | 7.57% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,350 | 7.52% |
| DECATUR, IL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,440 | 7.21% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $10,343 | 6.50% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,233 | 6.50% |
| Stillwater, OK (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $7,255 | 7.30% |
| Mount Vernon, OH (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $6,549 | 8.98% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,584 | 7.27% |
| KANKAKEE, IL (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $10,721 | 7.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,783 | 6.58% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,862 | 7.85% |
| Sanford, NC (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $6,072 | 8.57% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $7,400 | 7.10% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $8,174 | 7.48% |
| Safford, AZ (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $8,372 | 7.72% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $3,306 | 7.17% |
| Okeechobee, FL (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $9,228 | 7.69% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $7,231 | 6.52% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $5,059 | 7.47% |
| Elko, NV (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $10,865 | 7.49% |
| Williston, ND (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $5,591 | 5.63% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,304 | 7.08% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,365 | 6.81% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,904 | 6.97% |
| Jesup, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $4,035 | 8.24% |
| Grenada, MS (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $5,201 | 7.06% |
| Red Wing, MN (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,026 | 7.67% |
| Calhoun, GA (FHA|USDA|VA) | 7 | $875,000 | $125,000 | $5,833 | 9.19% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,657 | 7.12% |
| Bainbridge, GA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $11,709 | 6.63% |
| Clearlake, CA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,427 | 6.49% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $9,049 | 6.18% |
| Ashland, OH (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $5,314 | 8.75% |
| Jennings, LA (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,685 | 8.36% |
| Granbury, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,252 | 6.92% |
| West Plains, MO (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,650 | 8.62% |
| Fallon, NV (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,970 | 5.95% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $19,785 | 6.25% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $16,122 | 6.74% |
| Scottsbluff, NE (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $5,616 | 8.60% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $10,155 | 7.87% |
| Shelby, NC (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $6,756 | 8.10% |
| Laramie, WY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,850 | 7.55% |
| Shelton, WA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $9,730 | 9.93% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $5,623 | 6.49% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $12,340 | 7.37% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,681 | 6.98% |
| Marshall, MO (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $3,345 | 7.36% |
| Marietta, OH (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $9,677 | 7.77% |
| Henderson, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $9,394 | 8.58% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,850 | 7.55% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,110 | 8.34% |
| AMES, IA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $6,118 | 8.20% |
| EL CENTRO, CA (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $7,428 | 10.44% |
| LIMA, OH (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $5,065 | 7.25% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $5,275 | 8.43% |
| La Grande, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $15,202 | 9.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $7,561 | 6.98% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $10,521 | 8.31% |
| Sweetwater, TX (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $5,748 | 6.55% |
| Fergus Falls, MN (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,973 | 7.50% |
| Miami, OK (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,562 | 7.31% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $6,831 | 8.16% |
| Coldwater, MI (FHA|USDA|VA) | 7 | $725,000 | $103,571 | $7,026 | 7.86% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,559 | 6.41% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $8,461 | 8.00% |
| Winfield, KS (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $5,678 | 6.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,367 | 7.22% |
| Pampa, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,058 | 6.65% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $9,154 | 7.94% |
| Marion, OH (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,258 | 7.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,707 | 6.52% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $8,508 | 10.89% |
| Harrison, AR (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $7,464 | 7.53% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,842 | 6.25% |
| Lake City, FL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $9,388 | 7.63% |
| Dickinson, ND (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,762 | 6.51% |
| Ludington, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,167 | 8.03% |
| West Point, MS (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $9,215 | 7.18% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $3,927 | 7.81% |
| Huntington, IN (FHA|USDA|VA) | 16 | $670,000 | $41,875 | $2,401 | 8.26% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,521 | 7.41% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $4,743 | 7.84% |
| Findlay, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $6,556 | 8.53% |
| Athens, TN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,583 | 6.21% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $5,220 | 7.00% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,342 | 6.93% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,857 | 7.73% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,333 | 7.50% |
| Alma, MI (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,954 | 7.09% |
| Wooster, OH (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $5,255 | 8.30% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $11,542 | 8.01% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,013 | 8.66% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $14,181 | 6.41% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,979 | 7.87% |
| Americus, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,232 | 6.81% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $610,000 | $101,667 | $10,372 | 9.39% |
| Moscow, ID (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,082 | 7.93% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $9,888 | 9.03% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $8,654 | 9.00% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $15,690 | 7.93% |
| Albertville, AL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,665 | 8.21% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,858 | 6.91% |
| Palestine, TX (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $9,144 | 6.41% |
| Gainesville, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,514 | 6.58% |
| Cullman, AL (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,990 | 8.43% |
| Seneca, SC (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $4,300 | 9.12% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 10.24% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $6,222 | 6.56% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,811 | 6.91% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,481 | 7.59% |
| Forest City, NC (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,175 | 8.51% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,259 | 7.38% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $14,103 | 8.74% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $9,967 | 6.72% |
| Jacksonville, TX (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,886 | 6.71% |
| Rockport, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,883 | 5.94% |
| Mount Sterling, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $6,242 | 6.97% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $5,372 | 7.25% |
| Alice, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,385 | 6.88% |
| Gillette, WY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,211 | 8.43% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $4,344 | 8.07% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $2,836 | 7.32% |
| Steamboat Springs, CO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,614 | 8.11% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,315 | 8.43% |
| McAlester, OK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,282 | 6.06% |
| Bedford, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,664 | 5.17% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,992 | 8.02% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,840 | 3.13% |
| Ozark, AL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,340 | 5.56% |
| Van Wert, OH (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $4,797 | 8.29% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $7,030 | 10.06% |
| Laurel, MS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,222 | 7.13% |
| Tahlequah, OK (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,744 | 6.79% |
| Montrose, CO (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,811 | 7.79% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $3,404 | 8.64% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,107 | 6.17% |
| Brookings, SD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,075 | 6.94% |
| Fremont, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,737 | 6.56% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,463 | 7.17% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $16,231 | 7.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $20,042 | 9.13% |
| Wilson, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,259 | 6.63% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,348 | 7.95% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $12,446 | 8.58% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,875 | 8.37% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,045 | 7.03% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,103 | 7.19% |
| Amsterdam, NY (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $6,341 | 8.06% |
| Indiana, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,812 | 6.83% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $5,479 | 7.17% |
| Peru, IN (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $1,984 | 7.53% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $14,597 | 7.93% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,249 | 7.10% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,647 | 5.81% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $525 | 8.28% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,692 | 7.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $21,871 | 7.25% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $1,865 | 6.69% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,017 | 6.56% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $10,584 | 7.13% |
| Urbana, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $9,726 | 7.00% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,998 | 5.56% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,682 | 8.31% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,333 | 7.48% |
| ENID, OK (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $3,565 | 8.12% |
| Vidalia, GA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,512 | 9.29% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,354 | 7.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $12,724 | 8.00% |
| Decatur, IN (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $6,423 | 8.71% |
| Othello, WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $13,543 | 6.88% |
| New Castle, IN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,598 | 7.87% |
| Marion, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,498 | 6.68% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,030 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,728 | 9.38% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,610 | 5.88% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,169 | 6.44% |
| Paris, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,864 | 7.37% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $10,608 | 9.00% |
| Salem, OH (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $7,165 | 8.68% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,832 | 5.00% |
| Picayune, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,923 | 5.95% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,088 | 6.73% |
| Somerset, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,754 | 6.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,984 | 6.00% |
| Athens, OH (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,643 | 7.25% |
| Elkins, WV (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,798 | 7.66% |
| Richmond, IN (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $3,884 | 8.93% |
| Connersville, IN (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $7,243 | 7.10% |
| Natchez, MS-LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,464 | 6.69% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,639 | 6.81% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,467 | 6.44% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,652 | 7.32% |
| Beatrice, NE (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $5,704 | 8.37% |
| Keene, NH (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $8,140 | 8.16% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,061 | 7.00% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,403 | 6.37% |
| Bradford, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,624 | 6.63% |
| Rutland, VT (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $1,775 | 8.93% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,736 | 5.79% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $435 | 7.91% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,333 | 8.12% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,404 | 6.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,511 | 6.07% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,306 | 7.63% |
| Malvern, AR (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,024 | 7.18% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,575 | 7.06% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $7,979 | 6.94% |
| SYRACUSE, NY (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $6,081 | 8.74% |
| Ashtabula, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,069 | 7.16% |
| Paragould, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,673 | 6.13% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $2,016 | 9.40% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,343 | 5.62% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,730 | 6.88% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,108 | 7.13% |
| Kinston, NC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.29% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,289 | 6.97% |
| Farmington, MO (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $3,047 | 7.34% |
| Fernley, NV (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 9.55% |
| Ponca City, OK (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $5,659 | 9.62% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $7,490 | 8.91% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,108 | 7.50% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $8,458 | 9.74% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,982 | 6.13% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,500 | 6.25% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,038 | 6.63% |
| Woodward, OK (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $3,529 | 6.74% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,089 | 6.13% |
| Watertown, SD (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,983 | 7.50% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,954 | 6.50% |
| Sayre, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,149 | 6.99% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,477 | 7.13% |
| Oil City, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,305 | 6.88% |
| Pella, IA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,177 | 8.37% |
| Clinton, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,243 | 7.06% |
| McComb, MS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,642 | 6.88% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $9,448 | 8.56% |
| Poplar Bluff, MO (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $5,452 | 10.37% |
| Mason City, IA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,469 | 6.44% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $3,868 | 10.99% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 9.74% |
| Shawano, WI (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $6,481 | 9.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,290 | 9.10% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,432 | 5.87% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,362 | 6.75% |
| Lexington, NE (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,024 | 7.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,959 | 7.87% |
| Marion, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,733 | 6.75% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,394 | 6.88% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,710 | 6.13% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,388 | 6.50% |
| Effingham, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,749 | 6.32% |
| Defiance, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,911 | 5.81% |
| Platteville, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,356 | 6.50% |
| Jackson, OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $6,425 | 7.88% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,836 | 6.75% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,295 | 6.38% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,424 | 8.50% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,084 | 8.00% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,590 | 6.13% |
| Branson, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,930 | 8.13% |
| Bennington, VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 10.49% |
| Clovis, NM (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,225 | 5.81% |
| Greenville, OH (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $4,768 | 9.71% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,478 | 8.81% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $5,628 | 8.12% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,645 | 6.63% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,699 | 6.25% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,773 | 6.58% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,608 | 6.63% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,570 | 7.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,404 | 11.00% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.62% |
| Carroll, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,395 | 8.37% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,538 | 7.88% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,262 | 6.75% |
| Paris, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,353 | 6.50% |
| Grants, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,425 | 6.38% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,839 | 5.50% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,193 | 9.31% |
| Sterling, IL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,813 | 9.93% |
| Somerset, KY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,549 | 6.99% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,610 | 9.18% |
| Indianola, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,327 | 7.13% |
| Ruston, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,603 | 6.88% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,122 | 6.25% |
| Corning, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,193 | 7.25% |
| Centralia, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,693 | 7.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,587 | 6.50% |
| Batavia, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,843 | 6.75% |
| Newberry, SC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,005 | 7.50% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $7,689 | 9.00% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,136 | 5.78% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,267 | 6.50% |
| Snyder, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,286 | 7.25% |
| Atmore, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,466 | 6.69% |
| Mexico, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,287 | 6.63% |
| Union, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,662 | 6.00% |
| Taylorville, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $3,443 | 8.12% |
| Vernon, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,855 | 6.25% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,080 | 6.63% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,638 | 7.88% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,012 | 5.88% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $6,732 | 7.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,010 | 6.00% |
| Plainview, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,577 | 7.13% |
| Berlin, NH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,343 | 6.57% |
| North Platte, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,255 | 7.13% |
| Danville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,570 | 7.38% |
| Warren, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,653 | 7.63% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,043 | 7.00% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,132 | 6.75% |
| Maryville, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,036 | 7.03% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,635 | 7.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,464 | 7.18% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.49% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,967 | 6.75% |
| Juneau, AK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,773 | 6.36% |
| Seymour, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,811 | 6.25% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.49% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 12.05% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.49% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,892 | 5.25% |
| Austin, MN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.49% |
| Lincoln, IL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $1,675 | 3.71% |
| CASPER, WY (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 12.37% |
| Atchison, KS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 5.49% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,230 | 6.61% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.74% |
| Craig, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.99% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.49% |
| Jasper, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,407 | 6.68% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,206 | 6.23% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,400 | 8.13% |
| Pullman, WA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.37% |
| BAY CITY, MI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,369 | 7.41% |
| Price, UT (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.24% |
| Meridian, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,730 | 6.75% |
| Dumas, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,302 | 5.88% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,331 | 7.13% |
| Douglas, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,831 | 6.63% |
| Gallup, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,564 | 5.66% |
| Brevard, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.74% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,535 | 6.99% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,070 | 6.50% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.24% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.49% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,724 | 7.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.24% |
| Logansport, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Fairmont, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| Newport, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.74% |
| Greenville, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,870 | 6.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.24% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,923 | 6.99% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,365 | 6.09% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.49% |
| Winona, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.62% |
| Madison, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,684 | 6.13% |
| Vernal, UT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.49% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.99% |
| Troy, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.99% |
| Russellville, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.49% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.74% |
| Fremont, NE (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.37% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.74% |
| Moberly, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.24% |
| Batesville, AR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 5.49% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 12.12% |
Similar Lenders
We use machine learning to identify the top lenders compared against Flagstar Bank FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
PANHANDLE FEDERAL CREDIT UNION
Similarity Rank: 6
Similarity Rank: 6
HANCOCK COUNTY SAVINGS BANK, FSB, INC.
Similarity Rank: 12
Similarity Rank: 12
NEWPORT NEWS SHIPBUILDING EMPLOYEES
Similarity Rank: 18
Similarity Rank: 18
Yakima Federal Savings and Loan Association
Similarity Rank: 20
Similarity Rank: 20
Charter Oak Federal Credit Union
Similarity Rank: 24
Similarity Rank: 24
University of Hawaii Federal Credit Union
Similarity Rank: 39
Similarity Rank: 39
Solarity Credit Union
Similarity Rank: 55
Similarity Rank: 55
HOME BANK AND TRUST COMPANY
Similarity Rank: 60
Similarity Rank: 60
ACNB Bank
Similarity Rank: 64
Similarity Rank: 64
ABNB Federal Credit Union
Similarity Rank: 65
Similarity Rank: 65
Product Mix
For 2023, Flagstar Bank Fsb's most frequently originated type of loan was Conventional, with 14,703 originations. Their 2nd most popular type was HELOC, with 8,695 originations.
Loan Reason
For 2023, Flagstar Bank Fsb's most frequently cited loan purpose was Home Purchase, with 17,555 originations. The 2nd most popular reason was Cash Out Refi, with 10,418 originations.
Loan Duration/Length
For 2023, Flagstar Bank Fsb's most frequently cited loan duration was 30 Year, with 28,247 originations. The 2nd most popular length was 15 Year, with 872 originations.
Origination Fees/Closing Costs
Flagstar Bank Fsb's average total fees were $8,428, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 5,724 originations.
Interest Rates
During 2023, Flagstar Bank Fsb's average interest rate for loans was 7.77%, while their most frequently originated rate bucket for loans was 6-7%, with 10,393 originations.
Loan Sizing
2023 saw Flagstar Bank Fsb place emphasis on $200k-400k loans with 10,266 originations, totaling $2,911,870,000 in origination value.
Applicant Income
Flagstar Bank Fsb lent most frequently to those with incomes in the $100k-150k range, with 7,644 originations. The second most popular income band? $150k-250k, with 6,149 originations.
Applicant Debt to Income Ratio
Flagstar Bank Fsb lent most frequently to those with DTI ratios of 30-36%, with 4,771 originations. The next most common DTI ratio? 20-30%, with 3,905 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications82.18%
Flagstar Bank Fsb has a below average approval rate.
Pick Rate
Approvals leading to origination69.33%
Flagstar Bank Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 30,523 | $8,614,065,000 | $282,216 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 30,523 | $8,614,065,000 | $282,216 |