Lewisburg USDA Loan Rates, Closing Costs & Stats
Lewisburg, PA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Lewisburg's 3 lenders originated 4 USDA loans during 2023. The total origination value was $790,000, with an average USDA loan value of $197,500.
Lewisburg USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Lewisburg
averaged
6.59%
for the week of 2024-04-12, compared to the national average (all USDA variants) of
6.705% for the same period.
Lewisburg's average USDA mortgage closing costs are $6,281.
The average rate for the prior week (2024-04-05) was
6.71% and
one month ago for the week of 2024-03-08, the
average rate was 6.37%.
The average rate one year ago was 6.18%.
For refis of the same type during the week of 2024-04-12, the average rate
was 6.81%.
Lewisburg USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Lewisburg level.
| Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
|---|---|---|---|
| EMM LOANS LLC | 1 | 6.00% | $9,787 |
| FIRST HERITAGE FINANCIAL, LLC | 1 | 6.38% | $6,125 |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 7.25% | $9,097 |
The top Lewisburg USDA lender as defined by loan originations is EMM LOANS LLC, with
1 USDA loans originated. Their average total fees are
$9,787, which is $3,662
higher than the next largest lender,
FIRST HERITAGE FINANCIAL, LLC.
The lowest fee Lewisburg USDA lenders (with over 10 loans originated) are
.
The lowest rate Lewisburg USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Lewisburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $218,675 (3.2%) | $269,799 (-0.4%) | 0.00 | 160 |
| 2018-02-01 | $244,725 (10.0%) | $279,444 (-0.3%) | 0.00 | 146 |
| 2018-03-01 | $249,900 (13.6%) | $292,836 (5.0%) | 0.00 | 150 |
| 2018-04-01 | $254,675 (15.8%) | $290,923 (6.0%) | 0.00 | 158 |
| 2018-05-01 | $249,900 (13.0%) | $282,703 (0.0%) | 0.00 | 151 |
| 2018-06-01 | $261,900 (14.2%) | $288,077 (0.3%) | 0.00 | 142 |
| 2018-07-01 | $254,175 (10.6%) | $288,744 (3.5%) | 0.00 | 142 |
| 2018-08-01 | $249,750 (8.6%) | $295,853 (9.6%) | 0.00 | 154 |
| 2018-09-01 | $244,000 (1.7%) | $289,144 (5.7%) | 0.00 | 169 |
| 2018-10-01 | $249,900 (3.3%) | $296,198 (7.8%) | 0.00 | 166 |
| 2018-11-01 | $241,225 (6.6%) | $285,931 (6.2%) | 0.00 | 150 |
| 2018-12-01 | $248,950 (13.2%) | $297,491 (9.9%) | 0.00 | 130 |
| 2019-01-01 | $249,900 (14.3%) | $300,641 (11.4%) | 0.00 | 129 |
| 2019-02-01 | $249,900 (2.1%) | $305,268 (9.2%) | 0.00 | 128 |
| 2019-03-01 | $247,071 (-1.1%) | $302,991 (3.5%) | 0.00 | 137 |
| 2019-04-01 | $247,796 (-2.7%) | $302,098 (3.8%) | 0.00 | 155 |
| 2019-05-01 | $253,950 (1.6%) | $302,985 (7.2%) | 0.00 | 168 |
| 2019-06-01 | $263,900 (0.8%) | $312,070 (8.3%) | 0.00 | 160 |
| 2019-07-01 | $258,675 (1.8%) | $311,175 (7.8%) | 0.00 | 162 |
| 2019-08-01 | $255,418 (2.3%) | $315,114 (6.5%) | 0.00 | 158 |
| 2019-09-01 | $252,370 (3.4%) | $321,333 (11.1%) | 0.00 | 154 |
| 2019-10-01 | $250,339 (0.2%) | $325,480 (9.9%) | 0.00 | 149 |
| 2019-11-01 | $249,000 (3.2%) | $325,102 (13.7%) | 0.00 | 134 |
| 2019-12-01 | $249,925 (0.4%) | $344,649 (15.9%) | 0.00 | 113 |
| 2020-01-01 | $264,975 (6.0%) | $341,495 (13.6%) | 0.00 | 102 |
| 2020-02-01 | $300,000 (20.1%) | $366,769 (20.2%) | 0.00 | 97 |
| 2020-03-01 | $288,625 (16.8%) | $350,544 (15.7%) | 0.00 | 102 |
| 2020-04-01 | $279,900 (13.0%) | $348,331 (15.3%) | 0.00 | 103 |
| 2020-05-01 | $293,250 (15.5%) | $354,411 (17.0%) | 0.00 | 104 |
| 2020-06-01 | $294,450 (11.6%) | $398,323 (27.6%) | 0.00 | 98 |
| 2020-07-01 | $299,225 (15.7%) | $387,523 (24.5%) | 0.00 | 101 |
| 2020-08-01 | $289,700 (13.4%) | $398,673 (26.5%) | 0.00 | 99 |
| 2020-09-01 | $287,925 (14.1%) | $392,611 (22.2%) | 0.00 | 93 |
| 2020-10-01 | $265,700 (6.1%) | $384,023 (18.0%) | 0.00 | 77 |
| 2020-11-01 | $258,025 (3.6%) | $391,732 (20.5%) | 0.00 | 65 |
| 2020-12-01 | $261,400 (4.6%) | $368,270 (6.9%) | 0.00 | 52 |
| 2021-01-01 | $290,950 (9.8%) | $391,757 (14.7%) | 0.00 | 46 |
| 2021-02-01 | $296,975 (-1.0%) | $402,375 (9.7%) | 0.00 | 37 |
| 2021-03-01 | $289,900 (0.4%) | $416,300 (18.8%) | 0.00 | 40 |
| 2021-04-01 | $312,400 (11.6%) | $426,302 (22.4%) | 0.00 | 46 |
| 2021-05-01 | $325,000 (10.8%) | $439,845 (24.1%) | 0.00 | 40 |
| 2021-06-01 | $289,900 (-1.6%) | $418,808 (5.1%) | 0.00 | 41 |
| 2021-07-01 | $289,900 (-3.1%) | $400,740 (3.4%) | 0.00 | 55 |
| 2021-08-01 | $289,423 (-0.1%) | $376,082 (-5.7%) | 0.00 | 55 |
| 2021-09-01 | $290,220 (0.8%) | $392,709 (0.0%) | 0.00 | 58 |
| 2021-10-01 | $299,000 (12.5%) | $387,240 (0.8%) | 0.00 | 49 |
| 2021-11-01 | $310,250 (20.2%) | $393,745 (0.5%) | 0.00 | 44 |
| 2021-12-01 | $306,725 (17.3%) | $434,931 (18.1%) | 0.00 | 37 |
| 2022-01-01 | $309,000 (6.2%) | $436,879 (11.5%) | 0.00 | 34 |
| 2022-02-01 | $326,748 (10.0%) | $444,715 (10.5%) | 0.00 | 32 |
| 2022-03-01 | $324,990 (12.1%) | $453,473 (8.9%) | 0.00 | 36 |
| 2022-04-01 | $349,900 (12.0%) | $503,994 (18.2%) | 0.00 | 35 |
| 2022-05-01 | $349,900 (7.7%) | $808,397 (83.8%) | 0.00 | 42 |
| 2022-06-01 | $360,850 (24.5%) | $780,232 (86.3%) | 0.00 | 51 |
| 2022-07-01 | $349,900 (20.7%) | $789,995 (97.1%) | 0.00 | 52 |
| 2022-08-01 | $349,450 (20.7%) | $675,628 (79.7%) | 0.00 | 51 |
| 2022-09-01 | $349,675 (20.5%) | $606,994 (54.6%) | 0.00 | 53 |
| 2022-10-01 | $349,900 (17.0%) | $515,939 (33.2%) | 0.00 | 55 |
| 2022-11-01 | $349,675 (12.7%) | $503,282 (27.8%) | 0.00 | 55 |
| 2022-12-01 | $349,900 (14.1%) | $543,467 (25.0%) | 0.00 | 41 |
| 2023-01-01 | $349,900 (13.2%) | $539,745 (23.6%) | 0.00 | 37 |
| 2023-02-01 | $349,900 (7.1%) | $542,327 (22.0%) | 0.00 | 38 |
| 2023-03-01 | $340,350 (4.7%) | $503,193 (11.0%) | 0.00 | 49 |
| 2023-04-01 | $331,200 (-5.3%) | $492,189 (-2.3%) | 0.00 | 44 |
| 2023-05-01 | $332,000 (-5.1%) | $502,180 (-37.9%) | 0.00 | 43 |
| 2023-06-01 | $329,950 (-8.6%) | $512,732 (-34.3%) | 0.00 | 44 |
| 2023-07-01 | $309,900 (-11.4%) | $491,153 (-37.8%) | 0.00 | 48 |
| 2023-08-01 | $299,450 (-14.3%) | $471,177 (-30.3%) | 0.00 | 51 |
| 2023-09-01 | $336,950 (-3.6%) | $492,944 (-18.8%) | 0.00 | 54 |
| 2023-10-01 | $312,500 (-10.7%) | $478,160 (-7.3%) | 0.00 | 56 |
| 2023-11-01 | $349,950 (0.1%) | $568,095 (12.9%) | 0.00 | 46 |
| 2023-12-01 | $452,000 (29.2%) | $638,741 (17.5%) | 0.00 | 39 |
| 2024-01-01 | $468,250 (33.8%) | $650,717 (20.6%) | 0.00 | 38 |
| 2024-02-01 | $439,000 (25.5%) | $578,413 (6.7%) | 0.00 | 38 |
| 2024-03-01 | $479,000 (40.7%) | $636,719 (26.5%) | 0.00 | 43 |
Lewisburg's median listing price comes in at 0% of the national average.
Lewisburg's average listing price for 2024-03-01 was $636,719, a difference of $133,526 (26.5%) versus the prior year and $58,306 versus the prior month.
For the 2024-03-01 period, Lewisburg had 43 MLS listings, a difference of 5 listings (13%) versus the prior month and -6 listings (-12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lewisburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,965 sqft |
| 2018-02-01 | 0 days | 2,011 sqft |
| 2018-03-01 | 0 days | 2,141 sqft |
| 2018-04-01 | 0 days | 2,172 sqft |
| 2018-05-01 | 0 days | 2,163 sqft |
| 2018-06-01 | 0 days | 2,142 sqft |
| 2018-07-01 | 0 days | 2,124 sqft |
| 2018-08-01 | 0 days | 2,091 sqft |
| 2018-09-01 | 0 days | 2,028 sqft |
| 2018-10-01 | 0 days | 2,031 sqft |
| 2018-11-01 | 0 days | 2,016 sqft |
| 2018-12-01 | 0 days | 2,048 sqft |
| 2019-01-01 | 0 days | 2,029 sqft |
| 2019-02-01 | 0 days | 2,065 sqft |
| 2019-03-01 | 0 days | 2,066 sqft |
| 2019-04-01 | 0 days | 2,067 sqft |
| 2019-05-01 | 0 days | 2,187 sqft |
| 2019-06-01 | 0 days | 2,236 sqft |
| 2019-07-01 | 0 days | 2,212 sqft |
| 2019-08-01 | 0 days | 2,134 sqft |
| 2019-09-01 | 0 days | 2,100 sqft |
| 2019-10-01 | 0 days | 2,077 sqft |
| 2019-11-01 | 0 days | 2,030 sqft |
| 2019-12-01 | 0 days | 2,084 sqft |
| 2020-01-01 | 0 days | 2,270 sqft |
| 2020-02-01 | 0 days | 2,369 sqft |
| 2020-03-01 | 0 days | 2,345 sqft |
| 2020-04-01 | 0 days | 2,337 sqft |
| 2020-05-01 | 0 days | 2,302 sqft |
| 2020-06-01 | 0 days | 2,145 sqft |
| 2020-07-01 | 0 days | 2,248 sqft |
| 2020-08-01 | 0 days | 2,054 sqft |
| 2020-09-01 | 0 days | 2,053 sqft |
| 2020-10-01 | 0 days | 2,014 sqft |
| 2020-11-01 | 0 days | 2,096 sqft |
| 2020-12-01 | 0 days | 2,120 sqft |
| 2021-01-01 | 0 days | 1,961 sqft |
| 2021-02-01 | 0 days | 1,934 sqft |
| 2021-03-01 | 0 days | 1,925 sqft |
| 2021-04-01 | 0 days | 1,970 sqft |
| 2021-05-01 | 0 days | 2,067 sqft |
| 2021-06-01 | 0 days | 1,803 sqft |
| 2021-07-01 | 0 days | 1,800 sqft |
| 2021-08-01 | 0 days | 1,789 sqft |
| 2021-09-01 | 0 days | 1,874 sqft |
| 2021-10-01 | 0 days | 1,900 sqft |
| 2021-11-01 | 0 days | 1,865 sqft |
| 2021-12-01 | 0 days | 1,873 sqft |
| 2022-01-01 | 0 days | 1,840 sqft |
| 2022-02-01 | 0 days | 1,873 sqft |
| 2022-03-01 | 0 days | 2,025 sqft |
| 2022-04-01 | 0 days | 1,984 sqft |
| 2022-05-01 | 0 days | 2,032 sqft |
| 2022-06-01 | 0 days | 2,108 sqft |
| 2022-07-01 | 0 days | 2,098 sqft |
| 2022-08-01 | 0 days | 1,979 sqft |
| 2022-09-01 | 0 days | 2,000 sqft |
| 2022-10-01 | 0 days | 2,072 sqft |
| 2022-11-01 | 0 days | 2,131 sqft |
| 2022-12-01 | 0 days | 2,133 sqft |
| 2023-01-01 | 0 days | 2,131 sqft |
| 2023-02-01 | 0 days | 2,213 sqft |
| 2023-03-01 | 0 days | 2,054 sqft |
| 2023-04-01 | 0 days | 2,201 sqft |
| 2023-05-01 | 0 days | 2,180 sqft |
| 2023-06-01 | 0 days | 2,150 sqft |
| 2023-07-01 | 0 days | 2,152 sqft |
| 2023-08-01 | 0 days | 2,141 sqft |
| 2023-09-01 | 0 days | 2,048 sqft |
| 2023-10-01 | 0 days | 2,112 sqft |
| 2023-11-01 | 0 days | 2,372 sqft |
| 2023-12-01 | 0 days | 2,544 sqft |
| 2024-01-01 | 0 days | 2,582 sqft |
| 2024-02-01 | 0 days | 2,582 sqft |
| 2024-03-01 | 0 days | 2,656 sqft |
Lewisburg's median square footage for active listings during the 2024-03-01 period was 2,656 sqft. One year prior, the average listing was 2,054 sqft.