Primelending A Plainscapital Company Mortgage Rates, Fees & Info
DALLAS, TXLEI: 549300121SF0K2LN2804
Tax ID: 75-2125052
2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Primelending A Plainscapital Company is a large mortgage company specializing in Home Purchase and Refi loans. Primelending A Plainscapital Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Kansas City, Phoenix, Houston, and Los Angeles among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Primelending A Plainscapital Company is typically an average fee lendor.Originations
83,209Origination Dollar Volume (All Markets)
$22,541,265,000Relative Rate
Primelending A Plainscapital Company's average 30 year fixed rate mortgage was
3.35%.
The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.
This yields a difference of -0.01%.
Relative Fees
Primelending A Plainscapital Company's average total fees for a 30 year fixed rate
mortgage are $5,380.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $5,021.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 63,183 | $17,554,335,000 | $277,833 | $4,496 | 3.24% |
| FHA | 10,584 | $2,357,650,000 | $222,756 | $8,307 | 3.46% |
| VA | 7,370 | $2,268,450,000 | $307,795 | $6,129 | 3.11% |
| USDA | 2,072 | $360,830,000 | $174,146 | $5,671 | 3.37% |
For the 2020 period, Primelending A Plainscapital Company's most frequently originated loan type was Conventional, with 63,183 originations. Their 2nd most popular type is FHA, with 10,584 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 49,777 | $13,004,605,000 | $261,257 | $5,637 | 3.26% |
| Refi | 24,654 | $7,164,010,000 | $290,582 | $4,238 | 3.16% |
| Cash Out Refi | 8,761 | $2,368,925,000 | $270,394 | $4,994 | 3.53% |
| Home Improvement | 17 | $3,725,000 | $219,118 | $5,228 | 4.46% |
For the 2020, Primelending A Plainscapital Company's most frequently cited loan purpose was Home Purchase, with 49,777 originations. The 2nd most popular reason was Refi, with 24,654 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 70,852 | $19,756,930,000 | $278,848 | $5,398 | 3.33% |
| 15 Year | 8,021 | $1,821,525,000 | $227,095 | $3,868 | 2.79% |
| 20 Year | 2,810 | $698,070,000 | $248,423 | $3,921 | 3.17% |
| Other | 779 | $206,585,000 | $265,193 | $4,008 | 3.18% |
| 10 Year | 623 | $57,185,000 | $91,790 | $2,014 | 2.44% |
| 3 Year | 106 | $850,000 | $8,019 | $10 | 0.00% |
| 5 Year | 18 | $120,000 | $6,667 | $0 | 0.00% |
For the 2020, Primelending A Plainscapital Company's most frequently cited loan length was 30 Year, with 70,852 originations. The 2nd most popular length was 15 Year, with 8,021 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 45,981 | $11,869,415,000 | $258,137 |
| $<1k | 12,515 | $3,167,595,000 | $253,104 |
| $2k-3k | 11,207 | $2,851,565,000 | $254,445 |
| $3k-4k | 9,344 | $2,827,340,000 | $302,583 |
| $5k+ | 4,141 | $1,825,225,000 | $440,769 |
$5,380 was Primelending A Plainscapital Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 45,981 originations.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 4,983 | $1,656,485,000 | $332,427 | $6,285 | 3.21% |
| Outside of Metro Areas | 6,874 | $1,456,440,000 | $211,877 | $4,783 | 3.32% |
| KANSAS CITY, MO-KS | 3,955 | $935,175,000 | $236,454 | $3,528 | 3.23% |
| PHOENIX-MESA-CHANDLER, AZ | 2,308 | $675,370,000 | $292,621 | $5,113 | 3.37% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,051 | $559,225,000 | $272,660 | $6,706 | 3.26% |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 915 | $476,715,000 | $521,000 | $6,571 | 3.29% |
| FORT WORTH-ARLINGTON-GRAPEVINE, TX | 1,673 | $454,985,000 | $271,958 | $6,129 | 3.26% |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,123 | $454,965,000 | $405,134 | $6,380 | 3.23% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX | 1,222 | $426,840,000 | $349,296 | $6,194 | 3.20% |
| JACKSONVILLE, FL | 1,539 | $408,375,000 | $265,351 | $5,031 | 3.33% |
| GREENVILLE-ANDERSON, SC | 1,667 | $382,595,000 | $229,511 | $4,672 | 3.23% |
| CINCINNATI, OH-KY-IN | 1,743 | $374,215,000 | $214,696 | $4,310 | 3.29% |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,102 | $339,320,000 | $307,913 | $5,232 | 3.18% |
| BOISE CITY, ID | 1,243 | $331,825,000 | $266,955 | $5,896 | 3.28% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA | 1,176 | $327,110,000 | $278,155 | $4,854 | 3.25% |
| ANAHEIM-SANTA ANA-IRVINE, CA | 671 | $325,505,000 | $485,104 | $5,437 | 3.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA | 650 | $302,950,000 | $466,077 | $7,058 | 3.27% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 832 | $302,800,000 | $363,942 | $6,007 | 3.18% |
| DENVER-AURORA-LAKEWOOD, CO | 760 | $301,150,000 | $396,250 | $4,564 | 3.29% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,161 | $298,865,000 | $257,420 | $4,368 | 3.14% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 959 | $285,945,000 | $298,170 | $5,599 | 3.08% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 857 | $283,615,000 | $330,939 | $6,564 | 3.24% |
| RALEIGH-CARY, NC | 1,034 | $281,930,000 | $272,660 | $4,290 | 3.23% |
| SEATTLE-BELLEVUE-KENT, WA | 620 | $248,340,000 | $400,548 | $7,985 | 3.26% |
| BOSTON, MA | 596 | $239,000,000 | $401,007 | $5,355 | 3.24% |
| SAN ANTONIO-NEW BRAUNFELS, TX | 760 | $230,770,000 | $303,645 | $7,422 | 3.27% |
| BEND, OR | 599 | $213,525,000 | $356,469 | $5,214 | 3.27% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA | 599 | $211,485,000 | $353,063 | $5,752 | 3.25% |
| FREDERICK-GAITHERSBURG-ROCKVILLE, MD | 567 | $204,295,000 | $360,309 | $5,938 | 3.19% |
| ROCHESTER, NY | 1,185 | $204,145,000 | $172,274 | $4,191 | 3.28% |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 507 | $202,365,000 | $399,142 | $6,086 | 3.26% |
| RENO, NV | 668 | $198,740,000 | $297,515 | $5,213 | 3.35% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 907 | $188,665,000 | $208,010 | $3,733 | 3.23% |
| DAYTON-KETTERING, OH | 1,001 | $188,355,000 | $188,167 | $4,291 | 3.29% |
| NEW HAVEN-MILFORD, CT | 676 | $178,940,000 | $264,704 | $4,897 | 3.19% |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 498 | $164,050,000 | $329,418 | $5,277 | 3.19% |
| DETROIT-DEARBORN-LIVONIA, MI | 859 | $163,965,000 | $190,879 | $3,755 | 3.33% |
| KENNEWICK-RICHLAND, WA | 646 | $163,700,000 | $253,406 | $4,855 | 2.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 602 | $161,230,000 | $267,824 | $4,409 | 3.12% |
| FLAGSTAFF, AZ | 505 | $161,025,000 | $318,861 | $6,294 | 3.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 554 | $157,330,000 | $283,989 | $6,092 | 3.29% |
| MIDLAND, TX | 519 | $148,145,000 | $285,443 | $6,499 | 3.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 587 | $130,565,000 | $222,428 | $4,927 | 3.16% |
| OAKLAND-BERKELEY-LIVERMORE, CA | 230 | $130,340,000 | $566,696 | $8,918 | 3.38% |
| CHATTANOOGA, TN-GA | 504 | $125,170,000 | $248,353 | $3,979 | 3.26% |
| CHARLESTON-NORTH CHARLESTON, SC | 502 | $122,390,000 | $243,805 | $4,745 | 3.19% |
| PRESCOTT VALLEY-PRESCOTT, AZ | 437 | $120,815,000 | $276,465 | $5,096 | 3.47% |
| CHICAGO-NAPERVILLE-EVANSTON, IL | 468 | $120,720,000 | $257,949 | $4,344 | 3.31% |
| RICHMOND, VA | 476 | $115,610,000 | $242,878 | $5,099 | 3.28% |
| PENSACOLA-FERRY PASS-BRENT, FL | 432 | $112,910,000 | $261,366 | $5,181 | 3.10% |
| COLUMBUS, OH | 459 | $111,905,000 | $243,802 | $3,884 | 3.27% |
| SALISBURY, MD-DE | 407 | $110,605,000 | $271,757 | $4,598 | 3.16% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 414 | $109,230,000 | $263,841 | $4,395 | 3.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC | 345 | $109,005,000 | $315,957 | $4,517 | 3.28% |
| NEW BRUNSWICK-LAKEWOOD, NJ | 305 | $104,225,000 | $341,721 | $4,659 | 3.17% |
| MODESTO, CA | 370 | $103,320,000 | $279,243 | $5,483 | 3.35% |
| ANCHORAGE, AK | 325 | $100,775,000 | $310,077 | $6,469 | 3.08% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 160 | $98,940,000 | $618,375 | $5,929 | 3.20% |
| ABILENE, TX | 469 | $97,725,000 | $208,369 | $5,424 | 3.31% |
| SPARTANBURG, SC | 487 | $95,165,000 | $195,411 | $4,864 | 3.19% |
| MEMPHIS, TN-MS-AR | 450 | $89,310,000 | $198,467 | $5,680 | 3.23% |
| HAGERSTOWN-MARTINSBURG, MD-WV | 436 | $89,150,000 | $204,472 | $5,459 | 3.18% |
| COLUMBIA, SC | 407 | $87,695,000 | $215,467 | $4,288 | 3.17% |
| URBAN HONOLULU, HI | 174 | $87,060,000 | $500,345 | $9,157 | 3.21% |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 198 | $85,720,000 | $432,929 | $7,143 | 3.29% |
| NEW ORLEANS-METAIRIE, LA | 351 | $76,595,000 | $218,219 | $4,786 | 3.34% |
| SALT LAKE CITY, UT | 249 | $74,885,000 | $300,743 | $5,162 | 3.36% |
| ODESSA, TX | 323 | $73,915,000 | $228,839 | $6,161 | 3.65% |
| REDDING, CA | 297 | $73,625,000 | $247,896 | $6,530 | 3.30% |
| WARREN-TROY-FARMINGTON HILLS, MI | 330 | $73,460,000 | $222,606 | $3,743 | 3.37% |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 241 | $72,725,000 | $301,763 | $5,705 | 3.14% |
| DURHAM-CHAPEL HILL, NC | 265 | $71,255,000 | $268,887 | $4,628 | 3.19% |
| SALINAS, CA | 158 | $70,730,000 | $447,658 | $5,794 | 3.32% |
| GRAND RAPIDS-KENTWOOD, MI | 327 | $69,765,000 | $213,349 | $3,982 | 3.16% |
| OGDEN-CLEARFIELD, UT | 287 | $67,925,000 | $236,672 | $4,879 | 3.46% |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 212 | $65,090,000 | $307,028 | $5,351 | 3.17% |
| ORLANDO-KISSIMMEE-SANFORD, FL | 198 | $64,160,000 | $324,040 | $4,997 | 3.35% |
| MILWAUKEE-WAUKESHA, WI | 234 | $63,690,000 | $272,179 | $2,427 | 3.24% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 209 | $63,005,000 | $301,459 | $5,144 | 3.35% |
| OKLAHOMA CITY, OK | 263 | $60,565,000 | $230,285 | $5,552 | 3.32% |
| PROVIDENCE-WARWICK, RI-MA | 221 | $59,565,000 | $269,525 | $4,969 | 3.08% |
| MANHATTAN, KS | 282 | $59,520,000 | $211,064 | $4,503 | 3.21% |
| SPRINGFIELD, MO | 308 | $58,270,000 | $189,188 | $3,801 | 3.31% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA | 185 | $58,145,000 | $314,297 | $7,012 | 3.08% |
| HUNTINGTON-ASHLAND, WV-KY-OH | 339 | $57,955,000 | $170,959 | $4,231 | 3.43% |
| CLEVELAND-ELYRIA, OH | 326 | $56,720,000 | $173,988 | $4,499 | 3.36% |
| WINCHESTER, VA-WV | 223 | $55,925,000 | $250,785 | $4,918 | 3.27% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 198 | $53,670,000 | $271,061 | $5,192 | 3.17% |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 171 | $52,495,000 | $306,988 | $4,395 | 3.14% |
| WILMINGTON, DE-MD-NJ | 190 | $51,460,000 | $270,842 | $5,166 | 3.21% |
| AMARILLO, TX | 282 | $49,310,000 | $174,858 | $5,495 | 3.37% |
| CARSON CITY, NV | 174 | $48,930,000 | $281,207 | $5,130 | 3.39% |
| PORT ST. LUCIE, FL | 217 | $48,385,000 | $222,972 | $4,522 | 3.22% |
| WILLIAMSPORT, PA | 306 | $47,910,000 | $156,569 | $4,260 | 3.07% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT | 173 | $46,965,000 | $271,474 | $5,119 | 3.21% |
| ST. CLOUD, MN | 267 | $46,455,000 | $173,989 | $4,107 | 3.03% |
| TACOMA-LAKEWOOD, WA | 134 | $46,050,000 | $343,657 | $7,528 | 3.03% |
| KAHULUI-WAILUKU-LAHAINA, HI | 100 | $45,700,000 | $457,000 | $7,862 | 3.27% |
| ST. JOSEPH, MO-KS | 302 | $45,630,000 | $151,093 | $3,582 | 3.54% |
| FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL | 125 | $45,265,000 | $362,120 | $5,623 | 3.24% |
| BUFFALO-CHEEKTOWAGA, NY | 231 | $44,695,000 | $193,485 | $4,720 | 3.43% |
| KINGSTON, NY | 169 | $44,625,000 | $264,053 | $5,983 | 3.20% |
| PROVO-OREM, UT | 147 | $44,585,000 | $303,299 | $4,956 | 3.28% |
| PHILADELPHIA, PA | 227 | $44,355,000 | $195,396 | $4,743 | 3.10% |
| CHAMPAIGN-URBANA, IL | 246 | $44,330,000 | $180,203 | $2,829 | 3.12% |
| HUNTSVILLE, AL | 163 | $41,215,000 | $252,853 | $5,390 | 3.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 193 | $41,215,000 | $213,549 | $4,347 | 3.18% |
| YORK-HANOVER, PA | 204 | $40,220,000 | $197,157 | $5,235 | 3.04% |
| NEWARK, NJ-PA | 104 | $39,160,000 | $376,538 | $4,996 | 3.15% |
| CHARLESTON, WV | 270 | $38,350,000 | $142,037 | $3,960 | 3.47% |
| YUMA, AZ | 212 | $38,100,000 | $179,717 | $5,559 | 3.32% |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 54 | $37,330,000 | $691,296 | $7,295 | 3.05% |
| ST. LOUIS, MO-IL | 178 | $36,200,000 | $203,371 | $3,862 | 3.23% |
| SAN LUIS OBISPO-PASO ROBLES, CA | 86 | $35,940,000 | $417,907 | $5,334 | 3.37% |
| OCALA, FL | 193 | $35,545,000 | $184,171 | $4,606 | 3.40% |
| AKRON, OH | 185 | $35,225,000 | $190,405 | $3,911 | 3.18% |
| BARNSTABLE TOWN, MA | 116 | $35,170,000 | $303,190 | $4,507 | 3.18% |
| LAS VEGAS-HENDERSON-PARADISE, NV | 119 | $35,075,000 | $294,748 | $5,102 | 3.40% |
| ALBUQUERQUE, NM | 159 | $34,725,000 | $218,396 | $4,850 | 3.48% |
| FAYETTEVILLE, NC | 185 | $34,595,000 | $187,000 | $4,207 | 3.17% |
| TOLEDO, OH | 202 | $34,280,000 | $169,703 | $4,376 | 3.29% |
| NORWICH-NEW LONDON, CT | 161 | $34,015,000 | $211,273 | $5,272 | 3.35% |
| WICHITA, KS | 194 | $33,910,000 | $174,794 | $3,834 | 3.20% |
| KALAMAZOO-PORTAGE, MI | 177 | $33,345,000 | $188,390 | $3,870 | 3.29% |
| ASHEVILLE, NC | 125 | $32,945,000 | $263,560 | $4,306 | 3.16% |
| EL CENTRO, CA | 149 | $32,625,000 | $218,960 | $8,575 | 3.23% |
| OLYMPIA-LACEY-TUMWATER, WA | 118 | $31,310,000 | $265,339 | $6,149 | 3.07% |
| ROCKY MOUNT, NC | 194 | $30,820,000 | $158,866 | $5,789 | 2.85% |
| MERCED, CA | 114 | $30,290,000 | $265,702 | $4,764 | 3.50% |
| GARY, IN | 184 | $30,190,000 | $164,076 | $3,877 | 3.51% |
| HICKORY-LENOIR-MORGANTON, NC | 147 | $29,425,000 | $200,170 | $3,440 | 3.14% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 135 | $28,465,000 | $210,852 | $4,906 | 3.21% |
| ATHENS-CLARKE COUNTY, GA | 101 | $26,735,000 | $264,703 | $3,644 | 3.40% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 130 | $26,370,000 | $202,846 | $6,025 | 3.28% |
| PITTSBURGH, PA | 116 | $26,330,000 | $226,983 | $6,019 | 3.30% |
| MANCHESTER-NASHUA, NH | 75 | $25,465,000 | $339,533 | $3,944 | 3.24% |
| SPOKANE-SPOKANE VALLEY, WA | 100 | $24,880,000 | $248,800 | $5,747 | 3.27% |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 49 | $24,725,000 | $504,592 | $6,509 | 3.26% |
| LAREDO, TX | 140 | $24,060,000 | $171,857 | $5,721 | 3.13% |
| SYRACUSE, NY | 140 | $23,810,000 | $170,071 | $4,438 | 3.19% |
| ENID, OK | 156 | $23,250,000 | $149,038 | $4,761 | 3.43% |
| TULSA, OK | 94 | $22,770,000 | $242,234 | $5,139 | 3.30% |
| JOHNSTOWN, PA | 168 | $22,720,000 | $135,238 | $4,206 | 3.01% |
| YAKIMA, WA | 98 | $22,630,000 | $230,918 | $6,042 | 3.17% |
| PARKERSBURG-VIENNA, WV | 150 | $22,000,000 | $146,667 | $4,128 | 3.47% |
| STOCKTON, CA | 69 | $21,425,000 | $310,507 | $6,616 | 3.16% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 105 | $21,185,000 | $201,762 | $3,300 | 3.47% |
| ROCHESTER, MN | 98 | $20,730,000 | $211,531 | $4,935 | 3.15% |
| LAWRENCE, KS | 96 | $20,410,000 | $212,604 | $3,197 | 3.33% |
| WACO, TX | 111 | $20,135,000 | $181,396 | $4,933 | 3.39% |
| WENATCHEE, WA | 63 | $19,705,000 | $312,778 | $8,042 | 3.10% |
| BAKERSFIELD, CA | 89 | $19,485,000 | $218,933 | $5,862 | 3.38% |
| LEXINGTON-FAYETTE, KY | 109 | $19,095,000 | $175,183 | $3,822 | 3.51% |
| ALBANY-SCHENECTADY-TROY, NY | 88 | $19,090,000 | $216,932 | $5,303 | 3.17% |
| SAVANNAH, GA | 66 | $18,450,000 | $279,545 | $5,319 | 3.25% |
| WORCESTER, MA-CT | 65 | $18,175,000 | $279,615 | $5,419 | 3.19% |
| LAKELAND-WINTER HAVEN, FL | 88 | $17,380,000 | $197,500 | $5,775 | 3.09% |
| MOBILE, AL | 103 | $17,115,000 | $166,165 | $4,853 | 3.21% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 79 | $17,085,000 | $216,266 | $4,216 | 3.22% |
| GULFPORT-BILOXI, MS | 95 | $16,745,000 | $176,263 | $4,044 | 3.47% |
| TUCSON, AZ | 65 | $15,905,000 | $244,692 | $5,020 | 3.40% |
| SHERMAN-DENISON, TX | 68 | $15,780,000 | $232,059 | $5,790 | 3.38% |
| WILMINGTON, NC | 49 | $15,745,000 | $321,327 | $4,683 | 3.30% |
| BATON ROUGE, LA | 94 | $15,470,000 | $164,574 | $5,256 | 3.24% |
| SANTA CRUZ-WATSONVILLE, CA | 27 | $15,455,000 | $572,407 | $8,883 | 3.19% |
| SANTA ROSA-PETALUMA, CA | 29 | $15,455,000 | $532,931 | $10,169 | 3.24% |
| VALLEJO, CA | 43 | $15,335,000 | $356,628 | $6,458 | 3.31% |
| BLOOMINGTON, IN | 77 | $15,325,000 | $199,026 | $3,547 | 3.39% |
| BOULDER, CO | 37 | $15,325,000 | $414,189 | $3,824 | 3.37% |
| MOUNT VERNON-ANACORTES, WA | 48 | $15,050,000 | $313,542 | $8,388 | 3.33% |
| COEUR D'ALENE, ID | 50 | $14,390,000 | $287,800 | $5,689 | 3.24% |
| ELGIN, IL | 50 | $14,260,000 | $285,200 | $4,839 | 3.32% |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 35 | $14,155,000 | $404,429 | $7,369 | 3.14% |
| CAMDEN, NJ | 58 | $14,110,000 | $243,276 | $4,714 | 3.28% |
| LUBBOCK, TX | 60 | $13,870,000 | $231,167 | $4,824 | 3.40% |
| SPRINGFIELD, OH | 99 | $13,515,000 | $136,515 | $3,872 | 3.49% |
| DAPHNE-FAIRHOPE-FOLEY, AL | 59 | $12,815,000 | $217,203 | $4,561 | 3.26% |
| COLORADO SPRINGS, CO | 38 | $12,740,000 | $335,263 | $5,018 | 3.29% |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 40 | $12,630,000 | $315,750 | $3,235 | 3.31% |
| DALTON, GA | 82 | $12,360,000 | $150,732 | $5,621 | 3.48% |
| TOPEKA, KS | 82 | $12,220,000 | $149,024 | $3,792 | 3.50% |
| LOGAN, UT-ID | 49 | $12,125,000 | $247,449 | $5,276 | 3.45% |
| MIAMI-MIAMI BEACH-KENDALL, FL | 28 | $11,940,000 | $426,429 | $6,557 | 3.22% |
| NORTH PORT-SARASOTA-BRADENTON, FL | 44 | $11,810,000 | $268,409 | $4,674 | 3.25% |
| CAPE CORAL-FORT MYERS, FL | 44 | $11,740,000 | $266,818 | $4,536 | 3.14% |
| KNOXVILLE, TN | 31 | $11,465,000 | $369,839 | $5,108 | 3.10% |
| PORTLAND-SOUTH PORTLAND, ME | 37 | $11,385,000 | $307,703 | $4,009 | 3.21% |
| TRENTON-PRINCETON, NJ | 40 | $11,160,000 | $279,000 | $4,848 | 3.11% |
| PANAMA CITY, FL | 46 | $11,080,000 | $240,870 | $4,395 | 3.19% |
| LAKE HAVASU CITY-KINGMAN, AZ | 57 | $11,045,000 | $193,772 | $4,765 | 3.47% |
| GAINESVILLE, GA | 39 | $10,775,000 | $276,282 | $4,321 | 3.25% |
| GREELEY, CO | 30 | $10,670,000 | $355,667 | $4,422 | 3.19% |
| CORPUS CHRISTI, TX | 48 | $10,550,000 | $219,792 | $5,533 | 3.69% |
| THE VILLAGES, FL | 41 | $10,545,000 | $257,195 | $4,311 | 3.24% |
| SALEM, OR | 35 | $10,345,000 | $295,571 | $5,298 | 3.34% |
| SANTA MARIA-SANTA BARBARA, CA | 27 | $9,645,000 | $357,222 | $5,439 | 3.39% |
| BECKLEY, WV | 63 | $9,445,000 | $149,921 | $4,484 | 3.61% |
| FORT WAYNE, IN | 50 | $9,360,000 | $187,200 | $2,733 | 3.35% |
| GREENSBORO-HIGH POINT, NC | 36 | $8,630,000 | $239,722 | $4,971 | 3.27% |
| FORT COLLINS, CO | 25 | $8,445,000 | $337,800 | $5,424 | 3.04% |
| UTICA-ROME, NY | 54 | $8,400,000 | $155,556 | $4,988 | 3.29% |
| KILLEEN-TEMPLE, TX | 44 | $8,340,000 | $189,545 | $5,261 | 3.40% |
| NAPLES-MARCO ISLAND, FL | 25 | $8,315,000 | $332,600 | $5,044 | 3.13% |
| HARRISBURG-CARLISLE, PA | 44 | $8,100,000 | $184,091 | $5,177 | 3.16% |
| COLUMBUS, IN | 54 | $8,050,000 | $149,074 | $3,141 | 3.56% |
| CALIFORNIA-LEXINGTON PARK, MD | 23 | $7,905,000 | $343,696 | $7,052 | 3.12% |
| BELLINGHAM, WA | 20 | $7,720,000 | $386,000 | $7,475 | 3.53% |
| GETTYSBURG, PA | 34 | $7,640,000 | $224,706 | $5,019 | 3.15% |
| WARNER ROBINS, GA | 40 | $7,640,000 | $191,000 | $4,430 | 3.35% |
| OMAHA-COUNCIL BLUFFS, NE-IA | 29 | $7,515,000 | $259,138 | $3,086 | 3.02% |
| BIRMINGHAM-HOOVER, AL | 34 | $7,340,000 | $215,882 | $3,886 | 3.51% |
| TERRE HAUTE, IN | 64 | $7,310,000 | $114,219 | $3,589 | 3.55% |
| MIDLAND, MI | 47 | $7,235,000 | $153,936 | $3,424 | 3.96% |
| COLUMBUS, GA-AL | 40 | $7,190,000 | $179,750 | $4,396 | 3.25% |
| EAU CLAIRE, WI | 39 | $7,125,000 | $182,692 | $3,929 | 2.90% |
| AUBURN-OPELIKA, AL | 30 | $6,710,000 | $223,667 | $6,248 | 3.45% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 21 | $6,515,000 | $310,238 | $3,676 | 3.11% |
| LANCASTER, PA | 28 | $6,510,000 | $232,500 | $5,639 | 3.07% |
| SEBASTIAN-VERO BEACH, FL | 30 | $6,480,000 | $216,000 | $4,978 | 3.23% |
| YUBA CITY, CA | 25 | $6,265,000 | $250,600 | $5,905 | 3.43% |
| ANN ARBOR, MI | 24 | $6,230,000 | $259,583 | $3,829 | 3.34% |
| NAPA, CA | 10 | $6,100,000 | $610,000 | $16,703 | 3.45% |
| CARBONDALE-MARION, IL | 46 | $6,070,000 | $131,957 | $3,812 | 3.21% |
| ST. GEORGE, UT | 16 | $5,940,000 | $371,250 | $4,595 | 3.31% |
| ROANOKE, VA | 24 | $5,820,000 | $242,500 | $4,483 | 3.38% |
| TYLER, TX | 23 | $5,535,000 | $240,652 | $6,077 | 3.20% |
| BLOOMSBURG-BERWICK, PA | 36 | $5,410,000 | $150,278 | $4,512 | 3.23% |
| CHAMBERSBURG-WAYNESBORO, PA | 29 | $5,365,000 | $185,000 | $5,374 | 3.19% |
| GREENVILLE, NC | 26 | $5,360,000 | $206,154 | $5,586 | 3.13% |
| MADERA, CA | 17 | $5,185,000 | $305,000 | $5,311 | 3.20% |
| FRESNO, CA | 19 | $5,155,000 | $271,316 | $5,877 | 3.20% |
| BATTLE CREEK, MI | 36 | $5,050,000 | $140,278 | $3,514 | 3.68% |
| CHICO, CA | 20 | $4,740,000 | $237,000 | $5,239 | 3.30% |
| OCEAN CITY, NJ | 9 | $4,725,000 | $525,000 | $4,918 | 3.15% |
| BURLINGTON, NC | 24 | $4,670,000 | $194,583 | $4,572 | 2.95% |
| SAN RAFAEL, CA | 7 | $4,635,000 | $662,143 | $7,797 | 3.23% |
| HOMOSASSA SPRINGS, FL | 22 | $4,590,000 | $208,636 | $4,230 | 3.12% |
| COLLEGE STATION-BRYAN, TX | 19 | $4,475,000 | $235,526 | $5,428 | 3.46% |
| EL PASO, TX | 18 | $4,230,000 | $235,000 | $4,913 | 3.08% |
| LINCOLN, NE | 22 | $4,200,000 | $190,909 | $3,692 | 3.27% |
| JACKSONVILLE, NC | 19 | $4,125,000 | $217,105 | $4,405 | 3.37% |
| MCALLEN-EDINBURG-MISSION, TX | 19 | $4,125,000 | $217,105 | $7,537 | 3.57% |
| MORGANTOWN, WV | 20 | $4,040,000 | $202,000 | $4,482 | 3.34% |
| MONROE, MI | 18 | $3,910,000 | $217,222 | $4,399 | 3.35% |
| CANTON-MASSILLON, OH | 23 | $3,825,000 | $166,304 | $4,318 | 3.47% |
| EUGENE-SPRINGFIELD, OR | 13 | $3,825,000 | $294,231 | $4,795 | 3.37% |
| PUNTA GORDA, FL | 12 | $3,780,000 | $315,000 | $5,489 | 3.09% |
| WINSTON-SALEM, NC | 17 | $3,685,000 | $216,765 | $4,357 | 2.95% |
| FORT SMITH, AR-OK | 25 | $3,555,000 | $142,200 | $3,938 | 3.39% |
| BILLINGS, MT | 13 | $3,515,000 | $270,385 | $4,368 | 3.22% |
| MEDFORD, OR | 10 | $3,480,000 | $348,000 | $4,216 | 3.08% |
| SUMTER, SC | 15 | $3,475,000 | $231,667 | $4,762 | 3.17% |
| BROWNSVILLE-HARLINGEN, TX | 17 | $3,455,000 | $203,235 | $6,301 | 3.52% |
| BEAUMONT-PORT ARTHUR, TX | 14 | $3,450,000 | $246,429 | $6,483 | 3.42% |
| SAN ANGELO, TX | 15 | $3,315,000 | $221,000 | $6,672 | 3.39% |
| BRUNSWICK, GA | 10 | $3,310,000 | $331,000 | $4,205 | 3.31% |
| MADISON, WI | 9 | $3,285,000 | $365,000 | $3,984 | 3.33% |
| DOVER, DE | 13 | $3,205,000 | $246,538 | $5,970 | 3.33% |
| LYNCHBURG, VA | 13 | $3,065,000 | $235,769 | $4,862 | 3.19% |
| LANSING-EAST LANSING, MI | 12 | $2,930,000 | $244,167 | $3,735 | 3.38% |
| WALLA WALLA, WA | 10 | $2,920,000 | $292,000 | $5,537 | 3.32% |
| DES MOINES-WEST DES MOINES, IA | 11 | $2,825,000 | $256,818 | $2,756 | 3.03% |
| WEIRTON-STEUBENVILLE, WV-OH | 22 | $2,780,000 | $126,364 | $5,346 | 4.21% |
| LONGVIEW, TX | 12 | $2,710,000 | $225,833 | $5,982 | 3.22% |
| MACON-BIBB COUNTY, GA | 16 | $2,620,000 | $163,750 | $5,447 | 3.27% |
| MICHIGAN CITY-LA PORTE, IN | 16 | $2,620,000 | $163,750 | $3,617 | 3.49% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 12 | $2,590,000 | $215,833 | $3,499 | 3.22% |
| MUSKEGON, MI | 13 | $2,565,000 | $197,308 | $3,141 | 3.16% |
| CLEVELAND, TN | 12 | $2,560,000 | $213,333 | $4,459 | 3.36% |
| CHARLOTTESVILLE, VA | 10 | $2,540,000 | $254,000 | $3,946 | 3.55% |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $2,520,000 | $315,000 | $5,794 | 3.51% |
| DULUTH, MN-WI | 9 | $2,515,000 | $279,444 | $4,903 | 3.28% |
| SANTA FE, NM | 8 | $2,470,000 | $308,750 | $5,070 | 3.31% |
| GAINESVILLE, FL | 14 | $2,410,000 | $172,143 | $4,642 | 3.24% |
| JACKSON, MS | 14 | $2,400,000 | $171,429 | $4,309 | 3.46% |
| IDAHO FALLS, ID | 9 | $2,375,000 | $263,889 | $4,241 | 3.00% |
| SAGINAW, MI | 16 | $2,370,000 | $148,125 | $3,123 | 3.74% |
| LAS CRUCES, NM | 10 | $2,200,000 | $220,000 | $5,681 | 3.64% |
| READING, PA | 10 | $2,190,000 | $219,000 | $8,368 | 3.15% |
| SCRANTON--WILKES-BARRE, PA | 12 | $2,180,000 | $181,667 | $5,910 | 3.24% |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $2,170,000 | $271,250 | $4,613 | 3.20% |
| NILES, MI | 8 | $2,150,000 | $268,750 | $3,301 | 3.09% |
| RACINE, WI | 8 | $2,130,000 | $266,250 | $2,403 | 3.19% |
| CLARKSVILLE, TN-KY | 11 | $2,075,000 | $188,636 | $4,892 | 3.72% |
| CORVALLIS, OR | 6 | $2,070,000 | $345,000 | $5,386 | 2.98% |
| PITTSFIELD, MA | 6 | $2,060,000 | $343,333 | $4,277 | 3.19% |
| GOLDSBORO, NC | 12 | $2,050,000 | $170,833 | $4,406 | 2.88% |
| GLENS FALLS, NY | 10 | $1,930,000 | $193,000 | $5,566 | 3.15% |
| BLACKSBURG-CHRISTIANSBURG, VA | 8 | $1,910,000 | $238,750 | $5,375 | 3.37% |
| MISSOULA, MT | 7 | $1,895,000 | $270,714 | $4,941 | 3.16% |
| HAMMOND, LA | 11 | $1,865,000 | $169,545 | $4,433 | 3.31% |
| ATLANTIC CITY-HAMMONTON, NJ | 10 | $1,830,000 | $183,000 | $3,546 | 3.16% |
| ROME, GA | 6 | $1,820,000 | $303,333 | $4,443 | 3.23% |
| ALBANY-LEBANON, OR | 6 | $1,810,000 | $301,667 | $4,964 | 3.10% |
| MONTGOMERY, AL | 10 | $1,770,000 | $177,000 | $5,324 | 4.00% |
| LONGVIEW, WA | 8 | $1,670,000 | $208,750 | $4,675 | 2.64% |
| MANKATO, MN | 9 | $1,655,000 | $183,889 | $4,460 | 3.01% |
| JACKSON, MI | 7 | $1,645,000 | $235,000 | $4,345 | 3.28% |
| GRAND JUNCTION, CO | 7 | $1,625,000 | $232,143 | $2,831 | 3.45% |
| WHEELING, WV-OH | 11 | $1,595,000 | $145,000 | $4,299 | 4.00% |
| FLORENCE, SC | 7 | $1,595,000 | $227,857 | $4,560 | 2.94% |
| SPRINGFIELD, MA | 8 | $1,590,000 | $198,750 | $5,470 | 3.47% |
| DECATUR, AL | 10 | $1,590,000 | $159,000 | $5,583 | 3.15% |
| WICHITA FALLS, TX | 9 | $1,485,000 | $165,000 | $4,611 | 3.00% |
| PEORIA, IL | 7 | $1,475,000 | $210,714 | $3,115 | 3.39% |
| JOPLIN, MO | 8 | $1,450,000 | $181,250 | $4,713 | 2.98% |
| JANESVILLE-BELOIT, WI | 6 | $1,410,000 | $235,000 | $2,837 | 3.17% |
| TALLAHASSEE, FL | 5 | $1,395,000 | $279,000 | $6,026 | 2.88% |
| TEXARKANA, TX-AR | 6 | $1,350,000 | $225,000 | $4,599 | 3.33% |
| FAIRBANKS, AK | 4 | $1,350,000 | $337,500 | $7,755 | 3.09% |
| VISALIA, CA | 6 | $1,300,000 | $216,667 | $5,644 | 3.04% |
| COLUMBIA, MO | 5 | $1,275,000 | $255,000 | $3,877 | 3.32% |
| CUMBERLAND, MD-WV | 6 | $1,220,000 | $203,333 | $5,067 | 3.23% |
| EVANSVILLE, IN-KY | 6 | $1,160,000 | $193,333 | $3,258 | 3.23% |
| PUEBLO, CO | 5 | $1,155,000 | $231,000 | $6,298 | 3.22% |
| ALBANY, GA | 4 | $1,110,000 | $277,500 | $6,474 | 3.59% |
| DOTHAN, AL | 4 | $1,050,000 | $262,500 | $4,361 | 2.96% |
| APPLETON, WI | 4 | $1,030,000 | $257,500 | $4,205 | 3.28% |
| LEBANON, PA | 4 | $990,000 | $247,500 | $4,253 | 2.97% |
| SIOUX FALLS, SD | 4 | $990,000 | $247,500 | $4,826 | 3.03% |
| KINGSPORT-BRISTOL, TN-VA | 5 | $955,000 | $191,000 | $5,814 | 3.45% |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $955,000 | $191,000 | $7,303 | 3.32% |
| LAFAYETTE, LA | 6 | $930,000 | $155,000 | $4,707 | 3.19% |
| VICTORIA, TX | 4 | $930,000 | $232,500 | $5,854 | 3.28% |
| SIOUX CITY, IA-NE-SD | 4 | $910,000 | $227,500 | $2,887 | 3.03% |
| HARRISONBURG, VA | 4 | $880,000 | $220,000 | $3,432 | 3.19% |
| NEW BERN, NC | 5 | $875,000 | $175,000 | $4,869 | 3.25% |
| TUSCALOOSA, AL | 3 | $825,000 | $275,000 | $5,554 | 3.08% |
| OWENSBORO, KY | 4 | $810,000 | $202,500 | $3,009 | 3.72% |
| TWIN FALLS, ID | 4 | $800,000 | $200,000 | $7,049 | 3.87% |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $795,000 | $265,000 | $3,128 | 3.38% |
| LAKE CHARLES, LA | 4 | $790,000 | $197,500 | $4,669 | 3.65% |
| ERIE, PA | 3 | $785,000 | $261,667 | $6,268 | 3.00% |
| POCATELLO, ID | 6 | $780,000 | $130,000 | $4,373 | 3.71% |
| BOWLING GREEN, KY | 3 | $775,000 | $258,333 | $3,065 | 3.00% |
| ALTOONA, PA | 7 | $775,000 | $110,714 | $2,939 | 2.69% |
| ELKHART-GOSHEN, IN | 3 | $755,000 | $251,667 | $2,793 | 3.37% |
| VALDOSTA, GA | 4 | $750,000 | $187,500 | $5,333 | 3.16% |
| DECATUR, IL | 4 | $750,000 | $187,500 | $3,625 | 3.12% |
| CASPER, WY | 2 | $720,000 | $360,000 | $2,654 | 3.31% |
| LAWTON, OK | 4 | $720,000 | $180,000 | $5,007 | 3.00% |
| BLOOMINGTON, IL | 5 | $715,000 | $143,000 | $2,679 | 3.27% |
| MORRISTOWN, TN | 2 | $710,000 | $355,000 | $7,600 | 2.93% |
| JACKSON, TN | 3 | $695,000 | $231,667 | $5,828 | 3.12% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $665,000 | $221,667 | $2,139 | 3.25% |
| CAPE GIRARDEAU, MO-IL | 3 | $655,000 | $218,333 | $4,723 | 3.50% |
| CHEYENNE, WY | 3 | $645,000 | $215,000 | $5,143 | 3.29% |
| EAST STROUDSBURG, PA | 5 | $645,000 | $129,000 | $4,603 | 3.03% |
| FARMINGTON, NM | 1 | $625,000 | $625,000 | $19,922 | 3.13% |
| HOUMA-THIBODAUX, LA | 4 | $610,000 | $152,500 | $4,945 | 3.50% |
| BAY CITY, MI | 3 | $605,000 | $201,667 | $3,774 | 3.62% |
| STATE COLLEGE, PA | 3 | $575,000 | $191,667 | $4,308 | 3.00% |
| ROCKFORD, IL | 6 | $570,000 | $95,000 | $2,651 | 3.50% |
| ELIZABETHTOWN-FORT KNOX, KY | 3 | $545,000 | $181,667 | $5,852 | 3.96% |
| KANKAKEE, IL | 3 | $545,000 | $181,667 | $3,124 | 3.83% |
| OSHKOSH-NEENAH, WI | 2 | $530,000 | $265,000 | $4,244 | 3.00% |
| HOT SPRINGS, AR | 3 | $525,000 | $175,000 | $2,715 | 2.88% |
| LIMA, OH | 3 | $525,000 | $175,000 | $5,013 | 3.50% |
| GADSDEN, AL | 2 | $510,000 | $255,000 | $5,861 | 3.06% |
| MANSFIELD, OH | 2 | $500,000 | $250,000 | $3,656 | 2.69% |
| ALEXANDRIA, LA | 2 | $490,000 | $245,000 | $4,112 | 3.19% |
| KOKOMO, IN | 3 | $485,000 | $161,667 | $2,266 | 2.83% |
| HATTIESBURG, MS | 2 | $470,000 | $235,000 | $10,113 | 3.44% |
| CEDAR RAPIDS, IA | 2 | $470,000 | $235,000 | $4,178 | 2.99% |
| RAPID CITY, SD | 2 | $420,000 | $210,000 | $3,111 | 3.50% |
| WATERTOWN-FORT DRUM, NY | 3 | $415,000 | $138,333 | $7,283 | 3.63% |
| GREAT FALLS, MT | 2 | $410,000 | $205,000 | $4,558 | 2.68% |
| ANNISTON-OXFORD, AL | 3 | $405,000 | $135,000 | $6,159 | 3.58% |
| JOHNSON CITY, TN | 1 | $405,000 | $405,000 | $3,609 | 3.13% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $405,000 | $81,000 | $4,634 | 2.65% |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $395,000 | $131,667 | $3,452 | 3.25% |
| GRANTS PASS, OR | 2 | $390,000 | $195,000 | $4,320 | 4.19% |
| FLINT, MI | 3 | $355,000 | $118,333 | $3,550 | 3.71% |
| MUNCIE, IN | 2 | $330,000 | $165,000 | $4,293 | 3.19% |
| HANFORD-CORCORAN, CA | 1 | $295,000 | $295,000 | $2,914 | 2.75% |
| GRAND FORKS, ND-MN | 1 | $275,000 | $275,000 | $2,995 | 3.75% |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $270,000 | $135,000 | $5,127 | 3.44% |
| GRAND ISLAND, NE | 2 | $240,000 | $120,000 | $2,966 | 3.25% |
| BISMARCK, ND | 1 | $235,000 | $235,000 | $2,253 | 3.38% |
| LA CROSSE-ONALASKA, WI-MN | 1 | $225,000 | $225,000 | $6,685 | 2.75% |
| AMES, IA | 1 | $215,000 | $215,000 | $3,469 | 2.99% |
| DANVILLE, IL | 3 | $215,000 | $71,667 | $3,508 | 3.38% |
| SEBRING-AVON PARK, FL | 1 | $215,000 | $215,000 | $6,101 | 3.63% |
| JONESBORO, AR | 1 | $205,000 | $205,000 | $2,270 | 3.13% |
| WAUSAU-WESTON, WI | 1 | $205,000 | $205,000 | $2,505 | 3.38% |
| FOND DU LAC, WI | 2 | $200,000 | $100,000 | $3,202 | 3.25% |
| LEWISTON, ID-WA | 2 | $180,000 | $90,000 | $4,266 | 2.06% |
| GREEN BAY, WI | 1 | $165,000 | $165,000 | $3,296 | 3.13% |
| WATERLOO-CEDAR FALLS, IA | 1 | $155,000 | $155,000 | $2,889 | 4.75% |
| VINELAND-BRIDGETON, NJ | 1 | $155,000 | $155,000 | $5,015 | 3.88% |
| FARGO, ND-MN | 1 | $145,000 | $145,000 | $3,362 | 3.50% |
| JEFFERSON CITY, MO | 1 | $145,000 | $145,000 | $2,701 | 2.75% |
| HINESVILLE, GA | 1 | $115,000 | $115,000 | $3,053 | 3.50% |
| ELMIRA, NY | 1 | $65,000 | $65,000 | $3,129 | 3.99% |
Primelending A Plainscapital Company's top markets include Dallas, Kansas City, Phoenix, Houston, and Los Angeles among others.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 42,583 | $11,660,605,000 | $273,832 |
| 2.5-3% | 30,928 | $8,910,080,000 | $288,091 |
| 4-5% | 5,178 | $1,126,700,000 | $217,594 |
| <2.5% | 3,546 | $677,430,000 | $191,041 |
| 5-6% | 959 | $164,835,000 | $171,882 |
| 6-7% | 13 | $1,595,000 | $122,692 |
| 7-8% | 1 | $15,000 | $15,000 |
During 2020, Primelending A Plainscapital Company's average interest rate was 3.35%, while their most frequently originated rate bucket was 3-4%, with 42,583 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 40,358 | $11,392,720,000 | $282,291 | $5,394 | 3.25% |
| $100k-200k | 23,995 | $3,706,655,000 | $154,476 | $4,277 | 3.33% |
| $400k-600k | 10,807 | $5,104,205,000 | $472,305 | $6,480 | 3.21% |
| $100,000 or less | 5,498 | $342,500,000 | $62,295 | $2,829 | 3.13% |
| $600k-1MM | 2,261 | $1,616,925,000 | $715,137 | $8,673 | 3.25% |
| $1MM+ | 290 | $378,260,000 | $1,304,345 | $11,562 | 3.12% |
2020 saw Primelending A Plainscapital Company place emphasis on $200k-400k loans with 40,358 originations, totaling $11,392,720,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 18,989 | $3,912,025,000 | $206,015 | $5,031 | 3.26% |
| $100k-150k | 18,275 | $5,621,365,000 | $307,599 | $5,413 | 3.27% |
| $75k-100k | 14,710 | $3,758,660,000 | $255,517 | $5,288 | 3.28% |
| $50k or less | 12,015 | $1,727,155,000 | $143,750 | $4,403 | 3.27% |
| $150k-250k | 11,974 | $4,504,320,000 | $376,175 | $5,547 | 3.26% |
| $250k+ | 4,577 | $2,212,595,000 | $483,416 | $6,044 | 3.24% |
Primelending A Plainscapital Company lent most frequently to those with incomes in the $50k-75k range, with 18,989 originations. The second most popular income band? $100k-150k, with 18,275 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 17,821 | $4,878,825,000 | $273,768 | $4,666 | 3.21% |
| 30-36% | 15,184 | $4,156,140,000 | $273,718 | $5,034 | 3.27% |
| <20% | 6,001 | $1,595,455,000 | $265,865 | $4,257 | 3.13% |
| 44% | 3,770 | $960,470,000 | $254,767 | $5,514 | 3.33% |
| 43% | 3,353 | $870,275,000 | $259,551 | $5,289 | 3.33% |
| 42% | 3,338 | $902,970,000 | $270,512 | $5,444 | 3.29% |
| 41% | 3,254 | $867,150,000 | $266,487 | $5,303 | 3.30% |
| 39% | 3,186 | $859,160,000 | $269,667 | $5,180 | 3.33% |
| 40% | 3,060 | $817,630,000 | $267,199 | $5,376 | 3.30% |
| 37% | 2,949 | $807,765,000 | $273,911 | $5,236 | 3.30% |
| 38% | 2,911 | $783,145,000 | $269,030 | $5,235 | 3.32% |
| 50-60% | 2,904 | $774,980,000 | $266,866 | $7,697 | 3.32% |
| 36% | 2,813 | $758,525,000 | $269,650 | $5,186 | 3.30% |
| 45% | 2,515 | $681,495,000 | $270,972 | $5,525 | 3.34% |
| 49% | 2,363 | $643,565,000 | $272,351 | $5,962 | 3.24% |
| 47% | 1,919 | $526,805,000 | $274,521 | $5,916 | 3.29% |
| 48% | 1,896 | $509,650,000 | $268,803 | $5,820 | 3.24% |
| 46% | 1,893 | $512,485,000 | $270,726 | $5,645 | 3.26% |
| >60% | 84 | $31,490,000 | $374,881 | $7,877 | 3.19% |
Primelending A Plainscapital Company lent most frequently to those with DTI ratios of 20-30%, with 17,821 originations. The next most common DTI ratio? 30-36%, with 15,184 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 65,676 | $17,681,160,000 | $269,218 | $5,017 | 3.26% |
| Not provided | 8,507 | $2,347,905,000 | $275,997 | $5,450 | 3.24% |
| Black | 4,957 | $1,248,295,000 | $251,825 | $6,023 | 3.29% |
| Asian | 2,699 | $849,235,000 | $314,648 | $5,546 | 3.18% |
| American Indian | 525 | $139,955,000 | $266,581 | $5,973 | 3.28% |
| Asian Indian | 277 | $98,515,000 | $355,650 | $5,697 | 3.14% |
| Other Asian | 151 | $42,205,000 | $279,503 | $6,217 | 3.24% |
| Native Hawaiian | 116 | $39,950,000 | $344,397 | $6,657 | 3.26% |
| Filipino | 90 | $30,240,000 | $336,000 | $6,539 | 3.20% |
| Chinese | 62 | $20,260,000 | $326,774 | $5,974 | 3.20% |
| Korean | 45 | $13,675,000 | $303,889 | $5,340 | 3.08% |
| Vietnamese | 32 | $9,100,000 | $284,375 | $5,358 | 3.10% |
| Other Pacific Islander | 33 | $8,175,000 | $247,727 | $5,443 | 3.20% |
| Japanese | 19 | $6,555,000 | $345,000 | $7,138 | 3.74% |
| Native Hawiian | 6 | $2,610,000 | $435,000 | $9,948 | 3.35% |
| Guamanian | 10 | $2,510,000 | $251,000 | $5,394 | 3.09% |
| Samoan | 4 | $920,000 | $230,000 | $4,375 | 3.47% |
Approval Rates
Total approvals of all applications96.08%
Primelending A Plainscapital Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination70.56%
Primelending A Plainscapital Company has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 20 | $120,000 | $6,000 |
| NA | 83,189 | $22,541,145,000 | $270,963 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 1 | $455,000 | $455,000 |
| Single Family (1-4 Units):Manufactured | 1,092 | $188,970,000 | $173,049 |
| Single Family (1-4 Units):Site-Built | 82,116 | $22,351,840,000 | $272,198 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 2,162 | $442,120,000 | $204,496 | $3,974 | 3.04% |
| 40-60% | 8,542 | $2,275,760,000 | $266,420 | $4,162 | 3.10% |
| 60-80% | 26,545 | $7,888,135,000 | $297,161 | $4,608 | 3.33% |
| 80-100% | 42,958 | $11,382,230,000 | $264,962 | $5,660 | 3.32% |
| Over 100% | 1,660 | $520,560,000 | $313,590 | $11,129 | 3.14% |
| Under 20% | 1,342 | $32,460,000 | $24,188 | $549 | 1.49% |