Primelending A Plainscapital Company Mortgage Rates, Fees & Info

5 stars - Updated: 7/4/25 - out of 5 stars, based on 159 reviews

Review & Overview

Primelending A Plainscapital Company is a large mortgage company specializing in Home Purchase loans. Primelending A Plainscapital Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, Kansas City, Greenville, and San Antonio among others. We have data for 651 markets. (Some data included below & more in-depth data is available with an active subscription.)

Primelending A Plainscapital Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primelending A Plainscapital Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	6.63%	7/4/25
30 Year Conventional Refi	7.00%	7/4/25
30 Year Cash-out Refi	7.40%	7/4/25
30 Year FHA Purchase	7.40%	7/4/25
30 Year FHA Refi	7.17%	7/4/25
30 Year VA Purchase	6.35%	7/4/25
30 Year VA Refi	6.23%	7/4/25
30 Year USDA Purchase	7.14%	7/4/25
30 Year USDA Refi	7.07%	7/4/25
15 Year Conventional Purchase	4.02%	7/4/25
15 Year Conventional Refi	6.13%	7/4/25
15 Year Cash-out Refi	6.13%	7/4/25
15 Year FHA Purchase	7.31%	7/4/25
15 Year FHA Refi	6.00%	7/4/25
15 Year VA Purchase	5.87%	7/4/25
15 Year VA Refi	6.52%	7/4/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Primelending A Plainscapital Company Mortgage Calculator

Originations

25,147

Origination Dollar Volume (All Markets)

$7,983,145,000

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