Primelending A Plainscapital Company Mortgage Rates, Fees & Info

DALLAS, TX

LEI: 549300121SF0K2LN2804

Tax ID: 75-2125052

2020 Data | 2019 Data | 2018 Data


Overview

Primelending A Plainscapital Company is a large mortgage company specializing in Home Purchase and Refi loans. Primelending A Plainscapital Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Dallas, Kansas City, Phoenix, Houston, and Los Angeles among others. They have an above average approval rate for mortages when compared nationally -- and they have a below average pick rate when compared to the same sample of other lendors. Primelending A Plainscapital Company is typically an average fee lendor.


Originations

83,209

Origination Dollar Volume (All Markets)

$22,541,265,000

Relative Rate

Primelending A Plainscapital Company's average 30 year fixed rate mortgage was 3.35%.

The 2020 average 30 year fixed rate mortgage across all markets was 3.36%.

This yields a difference of -0.01%.

Relative Fees

Primelending A Plainscapital Company's average total fees for a 30 year fixed rate mortgage are $5,380.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $5,021.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 63,183 $17,554,335,000 $277,833 $4,496 3.24%
FHA 10,584 $2,357,650,000 $222,756 $8,307 3.46%
VA 7,370 $2,268,450,000 $307,795 $6,129 3.11%
USDA 2,072 $360,830,000 $174,146 $5,671 3.37%

For the 2020 period, Primelending A Plainscapital Company's most frequently originated loan type was Conventional, with 63,183 originations. Their 2nd most popular type is FHA, with 10,584 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 49,777 $13,004,605,000 $261,257 $5,637 3.26%
Refi 24,654 $7,164,010,000 $290,582 $4,238 3.16%
Cash Out Refi 8,761 $2,368,925,000 $270,394 $4,994 3.53%
Home Improvement 17 $3,725,000 $219,118 $5,228 4.46%

For the 2020, Primelending A Plainscapital Company's most frequently cited loan purpose was Home Purchase, with 49,777 originations. The 2nd most popular reason was Refi, with 24,654 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 70,852 $19,756,930,000 $278,848 $5,398 3.33%
15 Year 8,021 $1,821,525,000 $227,095 $3,868 2.79%
20 Year 2,810 $698,070,000 $248,423 $3,921 3.17%
Other 779 $206,585,000 $265,193 $4,008 3.18%
10 Year 623 $57,185,000 $91,790 $2,014 2.44%
3 Year 106 $850,000 $8,019 $10 0.00%
5 Year 18 $120,000 $6,667 $0 0.00%

For the 2020, Primelending A Plainscapital Company's most frequently cited loan length was 30 Year, with 70,852 originations. The 2nd most popular length was 15 Year, with 8,021 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 45,981 $11,869,415,000 $258,137
$<1k 12,515 $3,167,595,000 $253,104
$2k-3k 11,207 $2,851,565,000 $254,445
$3k-4k 9,344 $2,827,340,000 $302,583
$5k+ 4,141 $1,825,225,000 $440,769

$5,380 was Primelending A Plainscapital Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 45,981 originations.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DALLAS-PLANO-IRVING, TX 4,983 $1,656,485,000 $332,427 $6,285 3.21%
Outside of Metro Areas 6,874 $1,456,440,000 $211,877 $4,783 3.32%
KANSAS CITY, MO-KS 3,955 $935,175,000 $236,454 $3,528 3.23%
PHOENIX-MESA-CHANDLER, AZ 2,308 $675,370,000 $292,621 $5,113 3.37%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 2,051 $559,225,000 $272,660 $6,706 3.26%
LOS ANGELES-LONG BEACH-GLENDALE, CA 915 $476,715,000 $521,000 $6,571 3.29%
FORT WORTH-ARLINGTON-GRAPEVINE, TX 1,673 $454,985,000 $271,958 $6,129 3.26%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,123 $454,965,000 $405,134 $6,380 3.23%
AUSTIN-ROUND ROCK-GEORGETOWN, TX 1,222 $426,840,000 $349,296 $6,194 3.20%
JACKSONVILLE, FL 1,539 $408,375,000 $265,351 $5,031 3.33%
GREENVILLE-ANDERSON, SC 1,667 $382,595,000 $229,511 $4,672 3.23%
CINCINNATI, OH-KY-IN 1,743 $374,215,000 $214,696 $4,310 3.29%
BALTIMORE-COLUMBIA-TOWSON, MD 1,102 $339,320,000 $307,913 $5,232 3.18%
BOISE CITY, ID 1,243 $331,825,000 $266,955 $5,896 3.28%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA 1,176 $327,110,000 $278,155 $4,854 3.25%
ANAHEIM-SANTA ANA-IRVINE, CA 671 $325,505,000 $485,104 $5,437 3.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA 650 $302,950,000 $466,077 $7,058 3.27%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 832 $302,800,000 $363,942 $6,007 3.18%
DENVER-AURORA-LAKEWOOD, CO 760 $301,150,000 $396,250 $4,564 3.29%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1,161 $298,865,000 $257,420 $4,368 3.14%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 959 $285,945,000 $298,170 $5,599 3.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 857 $283,615,000 $330,939 $6,564 3.24%
RALEIGH-CARY, NC 1,034 $281,930,000 $272,660 $4,290 3.23%
SEATTLE-BELLEVUE-KENT, WA 620 $248,340,000 $400,548 $7,985 3.26%
BOSTON, MA 596 $239,000,000 $401,007 $5,355 3.24%
SAN ANTONIO-NEW BRAUNFELS, TX 760 $230,770,000 $303,645 $7,422 3.27%
BEND, OR 599 $213,525,000 $356,469 $5,214 3.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA 599 $211,485,000 $353,063 $5,752 3.25%
FREDERICK-GAITHERSBURG-ROCKVILLE, MD 567 $204,295,000 $360,309 $5,938 3.19%
ROCHESTER, NY 1,185 $204,145,000 $172,274 $4,191 3.28%
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 507 $202,365,000 $399,142 $6,086 3.26%
RENO, NV 668 $198,740,000 $297,515 $5,213 3.35%
INDIANAPOLIS-CARMEL-ANDERSON, IN 907 $188,665,000 $208,010 $3,733 3.23%
DAYTON-KETTERING, OH 1,001 $188,355,000 $188,167 $4,291 3.29%
NEW HAVEN-MILFORD, CT 676 $178,940,000 $264,704 $4,897 3.19%
BRIDGEPORT-STAMFORD-NORWALK, CT 498 $164,050,000 $329,418 $5,277 3.19%
DETROIT-DEARBORN-LIVONIA, MI 859 $163,965,000 $190,879 $3,755 3.33%
KENNEWICK-RICHLAND, WA 646 $163,700,000 $253,406 $4,855 2.81%
CHARLOTTE-CONCORD-GASTONIA, NC-SC 602 $161,230,000 $267,824 $4,409 3.12%
FLAGSTAFF, AZ 505 $161,025,000 $318,861 $6,294 3.50%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 554 $157,330,000 $283,989 $6,092 3.29%
MIDLAND, TX 519 $148,145,000 $285,443 $6,499 3.46%
PALM BAY-MELBOURNE-TITUSVILLE, FL 587 $130,565,000 $222,428 $4,927 3.16%
OAKLAND-BERKELEY-LIVERMORE, CA 230 $130,340,000 $566,696 $8,918 3.38%
CHATTANOOGA, TN-GA 504 $125,170,000 $248,353 $3,979 3.26%
CHARLESTON-NORTH CHARLESTON, SC 502 $122,390,000 $243,805 $4,745 3.19%
PRESCOTT VALLEY-PRESCOTT, AZ 437 $120,815,000 $276,465 $5,096 3.47%
CHICAGO-NAPERVILLE-EVANSTON, IL 468 $120,720,000 $257,949 $4,344 3.31%
RICHMOND, VA 476 $115,610,000 $242,878 $5,099 3.28%
PENSACOLA-FERRY PASS-BRENT, FL 432 $112,910,000 $261,366 $5,181 3.10%
COLUMBUS, OH 459 $111,905,000 $243,802 $3,884 3.27%
SALISBURY, MD-DE 407 $110,605,000 $271,757 $4,598 3.16%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 414 $109,230,000 $263,841 $4,395 3.21%
HILTON HEAD ISLAND-BLUFFTON, SC 345 $109,005,000 $315,957 $4,517 3.28%
NEW BRUNSWICK-LAKEWOOD, NJ 305 $104,225,000 $341,721 $4,659 3.17%
MODESTO, CA 370 $103,320,000 $279,243 $5,483 3.35%
ANCHORAGE, AK 325 $100,775,000 $310,077 $6,469 3.08%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 160 $98,940,000 $618,375 $5,929 3.20%
ABILENE, TX 469 $97,725,000 $208,369 $5,424 3.31%
SPARTANBURG, SC 487 $95,165,000 $195,411 $4,864 3.19%
MEMPHIS, TN-MS-AR 450 $89,310,000 $198,467 $5,680 3.23%
HAGERSTOWN-MARTINSBURG, MD-WV 436 $89,150,000 $204,472 $5,459 3.18%
COLUMBIA, SC 407 $87,695,000 $215,467 $4,288 3.17%
URBAN HONOLULU, HI 174 $87,060,000 $500,345 $9,157 3.21%
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 198 $85,720,000 $432,929 $7,143 3.29%
NEW ORLEANS-METAIRIE, LA 351 $76,595,000 $218,219 $4,786 3.34%
SALT LAKE CITY, UT 249 $74,885,000 $300,743 $5,162 3.36%
ODESSA, TX 323 $73,915,000 $228,839 $6,161 3.65%
REDDING, CA 297 $73,625,000 $247,896 $6,530 3.30%
WARREN-TROY-FARMINGTON HILLS, MI 330 $73,460,000 $222,606 $3,743 3.37%
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 241 $72,725,000 $301,763 $5,705 3.14%
DURHAM-CHAPEL HILL, NC 265 $71,255,000 $268,887 $4,628 3.19%
SALINAS, CA 158 $70,730,000 $447,658 $5,794 3.32%
GRAND RAPIDS-KENTWOOD, MI 327 $69,765,000 $213,349 $3,982 3.16%
OGDEN-CLEARFIELD, UT 287 $67,925,000 $236,672 $4,879 3.46%
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 212 $65,090,000 $307,028 $5,351 3.17%
ORLANDO-KISSIMMEE-SANFORD, FL 198 $64,160,000 $324,040 $4,997 3.35%
MILWAUKEE-WAUKESHA, WI 234 $63,690,000 $272,179 $2,427 3.24%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 209 $63,005,000 $301,459 $5,144 3.35%
OKLAHOMA CITY, OK 263 $60,565,000 $230,285 $5,552 3.32%
PROVIDENCE-WARWICK, RI-MA 221 $59,565,000 $269,525 $4,969 3.08%
MANHATTAN, KS 282 $59,520,000 $211,064 $4,503 3.21%
SPRINGFIELD, MO 308 $58,270,000 $189,188 $3,801 3.31%
BREMERTON-SILVERDALE-PORT ORCHARD, WA 185 $58,145,000 $314,297 $7,012 3.08%
HUNTINGTON-ASHLAND, WV-KY-OH 339 $57,955,000 $170,959 $4,231 3.43%
CLEVELAND-ELYRIA, OH 326 $56,720,000 $173,988 $4,499 3.36%
WINCHESTER, VA-WV 223 $55,925,000 $250,785 $4,918 3.27%
TAMPA-ST. PETERSBURG-CLEARWATER, FL 198 $53,670,000 $271,061 $5,192 3.17%
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 171 $52,495,000 $306,988 $4,395 3.14%
WILMINGTON, DE-MD-NJ 190 $51,460,000 $270,842 $5,166 3.21%
AMARILLO, TX 282 $49,310,000 $174,858 $5,495 3.37%
CARSON CITY, NV 174 $48,930,000 $281,207 $5,130 3.39%
PORT ST. LUCIE, FL 217 $48,385,000 $222,972 $4,522 3.22%
WILLIAMSPORT, PA 306 $47,910,000 $156,569 $4,260 3.07%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT 173 $46,965,000 $271,474 $5,119 3.21%
ST. CLOUD, MN 267 $46,455,000 $173,989 $4,107 3.03%
TACOMA-LAKEWOOD, WA 134 $46,050,000 $343,657 $7,528 3.03%
KAHULUI-WAILUKU-LAHAINA, HI 100 $45,700,000 $457,000 $7,862 3.27%
ST. JOSEPH, MO-KS 302 $45,630,000 $151,093 $3,582 3.54%
FORT LAUDERDALE-POMPANO BEACH-SUNRISE, FL 125 $45,265,000 $362,120 $5,623 3.24%
BUFFALO-CHEEKTOWAGA, NY 231 $44,695,000 $193,485 $4,720 3.43%
KINGSTON, NY 169 $44,625,000 $264,053 $5,983 3.20%
PROVO-OREM, UT 147 $44,585,000 $303,299 $4,956 3.28%
PHILADELPHIA, PA 227 $44,355,000 $195,396 $4,743 3.10%
CHAMPAIGN-URBANA, IL 246 $44,330,000 $180,203 $2,829 3.12%
HUNTSVILLE, AL 163 $41,215,000 $252,853 $5,390 3.00%
AUGUSTA-RICHMOND COUNTY, GA-SC 193 $41,215,000 $213,549 $4,347 3.18%
YORK-HANOVER, PA 204 $40,220,000 $197,157 $5,235 3.04%
NEWARK, NJ-PA 104 $39,160,000 $376,538 $4,996 3.15%
CHARLESTON, WV 270 $38,350,000 $142,037 $3,960 3.47%
YUMA, AZ 212 $38,100,000 $179,717 $5,559 3.32%
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 54 $37,330,000 $691,296 $7,295 3.05%
ST. LOUIS, MO-IL 178 $36,200,000 $203,371 $3,862 3.23%
SAN LUIS OBISPO-PASO ROBLES, CA 86 $35,940,000 $417,907 $5,334 3.37%
OCALA, FL 193 $35,545,000 $184,171 $4,606 3.40%
AKRON, OH 185 $35,225,000 $190,405 $3,911 3.18%
BARNSTABLE TOWN, MA 116 $35,170,000 $303,190 $4,507 3.18%
LAS VEGAS-HENDERSON-PARADISE, NV 119 $35,075,000 $294,748 $5,102 3.40%
ALBUQUERQUE, NM 159 $34,725,000 $218,396 $4,850 3.48%
FAYETTEVILLE, NC 185 $34,595,000 $187,000 $4,207 3.17%
TOLEDO, OH 202 $34,280,000 $169,703 $4,376 3.29%
NORWICH-NEW LONDON, CT 161 $34,015,000 $211,273 $5,272 3.35%
WICHITA, KS 194 $33,910,000 $174,794 $3,834 3.20%
KALAMAZOO-PORTAGE, MI 177 $33,345,000 $188,390 $3,870 3.29%
ASHEVILLE, NC 125 $32,945,000 $263,560 $4,306 3.16%
EL CENTRO, CA 149 $32,625,000 $218,960 $8,575 3.23%
OLYMPIA-LACEY-TUMWATER, WA 118 $31,310,000 $265,339 $6,149 3.07%
ROCKY MOUNT, NC 194 $30,820,000 $158,866 $5,789 2.85%
MERCED, CA 114 $30,290,000 $265,702 $4,764 3.50%
GARY, IN 184 $30,190,000 $164,076 $3,877 3.51%
HICKORY-LENOIR-MORGANTON, NC 147 $29,425,000 $200,170 $3,440 3.14%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 135 $28,465,000 $210,852 $4,906 3.21%
ATHENS-CLARKE COUNTY, GA 101 $26,735,000 $264,703 $3,644 3.40%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 130 $26,370,000 $202,846 $6,025 3.28%
PITTSBURGH, PA 116 $26,330,000 $226,983 $6,019 3.30%
MANCHESTER-NASHUA, NH 75 $25,465,000 $339,533 $3,944 3.24%
SPOKANE-SPOKANE VALLEY, WA 100 $24,880,000 $248,800 $5,747 3.27%
OXNARD-THOUSAND OAKS-VENTURA, CA 49 $24,725,000 $504,592 $6,509 3.26%
LAREDO, TX 140 $24,060,000 $171,857 $5,721 3.13%
SYRACUSE, NY 140 $23,810,000 $170,071 $4,438 3.19%
ENID, OK 156 $23,250,000 $149,038 $4,761 3.43%
TULSA, OK 94 $22,770,000 $242,234 $5,139 3.30%
JOHNSTOWN, PA 168 $22,720,000 $135,238 $4,206 3.01%
YAKIMA, WA 98 $22,630,000 $230,918 $6,042 3.17%
PARKERSBURG-VIENNA, WV 150 $22,000,000 $146,667 $4,128 3.47%
STOCKTON, CA 69 $21,425,000 $310,507 $6,616 3.16%
LOUISVILLE/JEFFERSON COUNTY, KY-IN 105 $21,185,000 $201,762 $3,300 3.47%
ROCHESTER, MN 98 $20,730,000 $211,531 $4,935 3.15%
LAWRENCE, KS 96 $20,410,000 $212,604 $3,197 3.33%
WACO, TX 111 $20,135,000 $181,396 $4,933 3.39%
WENATCHEE, WA 63 $19,705,000 $312,778 $8,042 3.10%
BAKERSFIELD, CA 89 $19,485,000 $218,933 $5,862 3.38%
LEXINGTON-FAYETTE, KY 109 $19,095,000 $175,183 $3,822 3.51%
ALBANY-SCHENECTADY-TROY, NY 88 $19,090,000 $216,932 $5,303 3.17%
SAVANNAH, GA 66 $18,450,000 $279,545 $5,319 3.25%
WORCESTER, MA-CT 65 $18,175,000 $279,615 $5,419 3.19%
LAKELAND-WINTER HAVEN, FL 88 $17,380,000 $197,500 $5,775 3.09%
MOBILE, AL 103 $17,115,000 $166,165 $4,853 3.21%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 79 $17,085,000 $216,266 $4,216 3.22%
GULFPORT-BILOXI, MS 95 $16,745,000 $176,263 $4,044 3.47%
TUCSON, AZ 65 $15,905,000 $244,692 $5,020 3.40%
SHERMAN-DENISON, TX 68 $15,780,000 $232,059 $5,790 3.38%
WILMINGTON, NC 49 $15,745,000 $321,327 $4,683 3.30%
BATON ROUGE, LA 94 $15,470,000 $164,574 $5,256 3.24%
SANTA CRUZ-WATSONVILLE, CA 27 $15,455,000 $572,407 $8,883 3.19%
SANTA ROSA-PETALUMA, CA 29 $15,455,000 $532,931 $10,169 3.24%
VALLEJO, CA 43 $15,335,000 $356,628 $6,458 3.31%
BLOOMINGTON, IN 77 $15,325,000 $199,026 $3,547 3.39%
BOULDER, CO 37 $15,325,000 $414,189 $3,824 3.37%
MOUNT VERNON-ANACORTES, WA 48 $15,050,000 $313,542 $8,388 3.33%
COEUR D'ALENE, ID 50 $14,390,000 $287,800 $5,689 3.24%
ELGIN, IL 50 $14,260,000 $285,200 $4,839 3.32%
NASSAU COUNTY-SUFFOLK COUNTY, NY 35 $14,155,000 $404,429 $7,369 3.14%
CAMDEN, NJ 58 $14,110,000 $243,276 $4,714 3.28%
LUBBOCK, TX 60 $13,870,000 $231,167 $4,824 3.40%
SPRINGFIELD, OH 99 $13,515,000 $136,515 $3,872 3.49%
DAPHNE-FAIRHOPE-FOLEY, AL 59 $12,815,000 $217,203 $4,561 3.26%
COLORADO SPRINGS, CO 38 $12,740,000 $335,263 $5,018 3.29%
LAKE COUNTY-KENOSHA COUNTY, IL-WI 40 $12,630,000 $315,750 $3,235 3.31%
DALTON, GA 82 $12,360,000 $150,732 $5,621 3.48%
TOPEKA, KS 82 $12,220,000 $149,024 $3,792 3.50%
LOGAN, UT-ID 49 $12,125,000 $247,449 $5,276 3.45%
MIAMI-MIAMI BEACH-KENDALL, FL 28 $11,940,000 $426,429 $6,557 3.22%
NORTH PORT-SARASOTA-BRADENTON, FL 44 $11,810,000 $268,409 $4,674 3.25%
CAPE CORAL-FORT MYERS, FL 44 $11,740,000 $266,818 $4,536 3.14%
KNOXVILLE, TN 31 $11,465,000 $369,839 $5,108 3.10%
PORTLAND-SOUTH PORTLAND, ME 37 $11,385,000 $307,703 $4,009 3.21%
TRENTON-PRINCETON, NJ 40 $11,160,000 $279,000 $4,848 3.11%
PANAMA CITY, FL 46 $11,080,000 $240,870 $4,395 3.19%
LAKE HAVASU CITY-KINGMAN, AZ 57 $11,045,000 $193,772 $4,765 3.47%
GAINESVILLE, GA 39 $10,775,000 $276,282 $4,321 3.25%
GREELEY, CO 30 $10,670,000 $355,667 $4,422 3.19%
CORPUS CHRISTI, TX 48 $10,550,000 $219,792 $5,533 3.69%
THE VILLAGES, FL 41 $10,545,000 $257,195 $4,311 3.24%
SALEM, OR 35 $10,345,000 $295,571 $5,298 3.34%
SANTA MARIA-SANTA BARBARA, CA 27 $9,645,000 $357,222 $5,439 3.39%
BECKLEY, WV 63 $9,445,000 $149,921 $4,484 3.61%
FORT WAYNE, IN 50 $9,360,000 $187,200 $2,733 3.35%
GREENSBORO-HIGH POINT, NC 36 $8,630,000 $239,722 $4,971 3.27%
FORT COLLINS, CO 25 $8,445,000 $337,800 $5,424 3.04%
UTICA-ROME, NY 54 $8,400,000 $155,556 $4,988 3.29%
KILLEEN-TEMPLE, TX 44 $8,340,000 $189,545 $5,261 3.40%
NAPLES-MARCO ISLAND, FL 25 $8,315,000 $332,600 $5,044 3.13%
HARRISBURG-CARLISLE, PA 44 $8,100,000 $184,091 $5,177 3.16%
COLUMBUS, IN 54 $8,050,000 $149,074 $3,141 3.56%
CALIFORNIA-LEXINGTON PARK, MD 23 $7,905,000 $343,696 $7,052 3.12%
BELLINGHAM, WA 20 $7,720,000 $386,000 $7,475 3.53%
GETTYSBURG, PA 34 $7,640,000 $224,706 $5,019 3.15%
WARNER ROBINS, GA 40 $7,640,000 $191,000 $4,430 3.35%
OMAHA-COUNCIL BLUFFS, NE-IA 29 $7,515,000 $259,138 $3,086 3.02%
BIRMINGHAM-HOOVER, AL 34 $7,340,000 $215,882 $3,886 3.51%
TERRE HAUTE, IN 64 $7,310,000 $114,219 $3,589 3.55%
MIDLAND, MI 47 $7,235,000 $153,936 $3,424 3.96%
COLUMBUS, GA-AL 40 $7,190,000 $179,750 $4,396 3.25%
EAU CLAIRE, WI 39 $7,125,000 $182,692 $3,929 2.90%
AUBURN-OPELIKA, AL 30 $6,710,000 $223,667 $6,248 3.45%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 21 $6,515,000 $310,238 $3,676 3.11%
LANCASTER, PA 28 $6,510,000 $232,500 $5,639 3.07%
SEBASTIAN-VERO BEACH, FL 30 $6,480,000 $216,000 $4,978 3.23%
YUBA CITY, CA 25 $6,265,000 $250,600 $5,905 3.43%
ANN ARBOR, MI 24 $6,230,000 $259,583 $3,829 3.34%
NAPA, CA 10 $6,100,000 $610,000 $16,703 3.45%
CARBONDALE-MARION, IL 46 $6,070,000 $131,957 $3,812 3.21%
ST. GEORGE, UT 16 $5,940,000 $371,250 $4,595 3.31%
ROANOKE, VA 24 $5,820,000 $242,500 $4,483 3.38%
TYLER, TX 23 $5,535,000 $240,652 $6,077 3.20%
BLOOMSBURG-BERWICK, PA 36 $5,410,000 $150,278 $4,512 3.23%
CHAMBERSBURG-WAYNESBORO, PA 29 $5,365,000 $185,000 $5,374 3.19%
GREENVILLE, NC 26 $5,360,000 $206,154 $5,586 3.13%
MADERA, CA 17 $5,185,000 $305,000 $5,311 3.20%
FRESNO, CA 19 $5,155,000 $271,316 $5,877 3.20%
BATTLE CREEK, MI 36 $5,050,000 $140,278 $3,514 3.68%
CHICO, CA 20 $4,740,000 $237,000 $5,239 3.30%
OCEAN CITY, NJ 9 $4,725,000 $525,000 $4,918 3.15%
BURLINGTON, NC 24 $4,670,000 $194,583 $4,572 2.95%
SAN RAFAEL, CA 7 $4,635,000 $662,143 $7,797 3.23%
HOMOSASSA SPRINGS, FL 22 $4,590,000 $208,636 $4,230 3.12%
COLLEGE STATION-BRYAN, TX 19 $4,475,000 $235,526 $5,428 3.46%
EL PASO, TX 18 $4,230,000 $235,000 $4,913 3.08%
LINCOLN, NE 22 $4,200,000 $190,909 $3,692 3.27%
JACKSONVILLE, NC 19 $4,125,000 $217,105 $4,405 3.37%
MCALLEN-EDINBURG-MISSION, TX 19 $4,125,000 $217,105 $7,537 3.57%
MORGANTOWN, WV 20 $4,040,000 $202,000 $4,482 3.34%
MONROE, MI 18 $3,910,000 $217,222 $4,399 3.35%
CANTON-MASSILLON, OH 23 $3,825,000 $166,304 $4,318 3.47%
EUGENE-SPRINGFIELD, OR 13 $3,825,000 $294,231 $4,795 3.37%
PUNTA GORDA, FL 12 $3,780,000 $315,000 $5,489 3.09%
WINSTON-SALEM, NC 17 $3,685,000 $216,765 $4,357 2.95%
FORT SMITH, AR-OK 25 $3,555,000 $142,200 $3,938 3.39%
BILLINGS, MT 13 $3,515,000 $270,385 $4,368 3.22%
MEDFORD, OR 10 $3,480,000 $348,000 $4,216 3.08%
SUMTER, SC 15 $3,475,000 $231,667 $4,762 3.17%
BROWNSVILLE-HARLINGEN, TX 17 $3,455,000 $203,235 $6,301 3.52%
BEAUMONT-PORT ARTHUR, TX 14 $3,450,000 $246,429 $6,483 3.42%
SAN ANGELO, TX 15 $3,315,000 $221,000 $6,672 3.39%
BRUNSWICK, GA 10 $3,310,000 $331,000 $4,205 3.31%
MADISON, WI 9 $3,285,000 $365,000 $3,984 3.33%
DOVER, DE 13 $3,205,000 $246,538 $5,970 3.33%
LYNCHBURG, VA 13 $3,065,000 $235,769 $4,862 3.19%
LANSING-EAST LANSING, MI 12 $2,930,000 $244,167 $3,735 3.38%
WALLA WALLA, WA 10 $2,920,000 $292,000 $5,537 3.32%
DES MOINES-WEST DES MOINES, IA 11 $2,825,000 $256,818 $2,756 3.03%
WEIRTON-STEUBENVILLE, WV-OH 22 $2,780,000 $126,364 $5,346 4.21%
LONGVIEW, TX 12 $2,710,000 $225,833 $5,982 3.22%
MACON-BIBB COUNTY, GA 16 $2,620,000 $163,750 $5,447 3.27%
MICHIGAN CITY-LA PORTE, IN 16 $2,620,000 $163,750 $3,617 3.49%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 12 $2,590,000 $215,833 $3,499 3.22%
MUSKEGON, MI 13 $2,565,000 $197,308 $3,141 3.16%
CLEVELAND, TN 12 $2,560,000 $213,333 $4,459 3.36%
CHARLOTTESVILLE, VA 10 $2,540,000 $254,000 $3,946 3.55%
BURLINGTON-SOUTH BURLINGTON, VT 8 $2,520,000 $315,000 $5,794 3.51%
DULUTH, MN-WI 9 $2,515,000 $279,444 $4,903 3.28%
SANTA FE, NM 8 $2,470,000 $308,750 $5,070 3.31%
GAINESVILLE, FL 14 $2,410,000 $172,143 $4,642 3.24%
JACKSON, MS 14 $2,400,000 $171,429 $4,309 3.46%
IDAHO FALLS, ID 9 $2,375,000 $263,889 $4,241 3.00%
SAGINAW, MI 16 $2,370,000 $148,125 $3,123 3.74%
LAS CRUCES, NM 10 $2,200,000 $220,000 $5,681 3.64%
READING, PA 10 $2,190,000 $219,000 $8,368 3.15%
SCRANTON--WILKES-BARRE, PA 12 $2,180,000 $181,667 $5,910 3.24%
SOUTH BEND-MISHAWAKA, IN-MI 8 $2,170,000 $271,250 $4,613 3.20%
NILES, MI 8 $2,150,000 $268,750 $3,301 3.09%
RACINE, WI 8 $2,130,000 $266,250 $2,403 3.19%
CLARKSVILLE, TN-KY 11 $2,075,000 $188,636 $4,892 3.72%
CORVALLIS, OR 6 $2,070,000 $345,000 $5,386 2.98%
PITTSFIELD, MA 6 $2,060,000 $343,333 $4,277 3.19%
GOLDSBORO, NC 12 $2,050,000 $170,833 $4,406 2.88%
GLENS FALLS, NY 10 $1,930,000 $193,000 $5,566 3.15%
BLACKSBURG-CHRISTIANSBURG, VA 8 $1,910,000 $238,750 $5,375 3.37%
MISSOULA, MT 7 $1,895,000 $270,714 $4,941 3.16%
HAMMOND, LA 11 $1,865,000 $169,545 $4,433 3.31%
ATLANTIC CITY-HAMMONTON, NJ 10 $1,830,000 $183,000 $3,546 3.16%
ROME, GA 6 $1,820,000 $303,333 $4,443 3.23%
ALBANY-LEBANON, OR 6 $1,810,000 $301,667 $4,964 3.10%
MONTGOMERY, AL 10 $1,770,000 $177,000 $5,324 4.00%
LONGVIEW, WA 8 $1,670,000 $208,750 $4,675 2.64%
MANKATO, MN 9 $1,655,000 $183,889 $4,460 3.01%
JACKSON, MI 7 $1,645,000 $235,000 $4,345 3.28%
GRAND JUNCTION, CO 7 $1,625,000 $232,143 $2,831 3.45%
WHEELING, WV-OH 11 $1,595,000 $145,000 $4,299 4.00%
FLORENCE, SC 7 $1,595,000 $227,857 $4,560 2.94%
SPRINGFIELD, MA 8 $1,590,000 $198,750 $5,470 3.47%
DECATUR, AL 10 $1,590,000 $159,000 $5,583 3.15%
WICHITA FALLS, TX 9 $1,485,000 $165,000 $4,611 3.00%
PEORIA, IL 7 $1,475,000 $210,714 $3,115 3.39%
JOPLIN, MO 8 $1,450,000 $181,250 $4,713 2.98%
JANESVILLE-BELOIT, WI 6 $1,410,000 $235,000 $2,837 3.17%
TALLAHASSEE, FL 5 $1,395,000 $279,000 $6,026 2.88%
TEXARKANA, TX-AR 6 $1,350,000 $225,000 $4,599 3.33%
FAIRBANKS, AK 4 $1,350,000 $337,500 $7,755 3.09%
VISALIA, CA 6 $1,300,000 $216,667 $5,644 3.04%
COLUMBIA, MO 5 $1,275,000 $255,000 $3,877 3.32%
CUMBERLAND, MD-WV 6 $1,220,000 $203,333 $5,067 3.23%
EVANSVILLE, IN-KY 6 $1,160,000 $193,333 $3,258 3.23%
PUEBLO, CO 5 $1,155,000 $231,000 $6,298 3.22%
ALBANY, GA 4 $1,110,000 $277,500 $6,474 3.59%
DOTHAN, AL 4 $1,050,000 $262,500 $4,361 2.96%
APPLETON, WI 4 $1,030,000 $257,500 $4,205 3.28%
LEBANON, PA 4 $990,000 $247,500 $4,253 2.97%
SIOUX FALLS, SD 4 $990,000 $247,500 $4,826 3.03%
KINGSPORT-BRISTOL, TN-VA 5 $955,000 $191,000 $5,814 3.45%
SHREVEPORT-BOSSIER CITY, LA 5 $955,000 $191,000 $7,303 3.32%
LAFAYETTE, LA 6 $930,000 $155,000 $4,707 3.19%
VICTORIA, TX 4 $930,000 $232,500 $5,854 3.28%
SIOUX CITY, IA-NE-SD 4 $910,000 $227,500 $2,887 3.03%
HARRISONBURG, VA 4 $880,000 $220,000 $3,432 3.19%
NEW BERN, NC 5 $875,000 $175,000 $4,869 3.25%
TUSCALOOSA, AL 3 $825,000 $275,000 $5,554 3.08%
OWENSBORO, KY 4 $810,000 $202,500 $3,009 3.72%
TWIN FALLS, ID 4 $800,000 $200,000 $7,049 3.87%
LAFAYETTE-WEST LAFAYETTE, IN 3 $795,000 $265,000 $3,128 3.38%
LAKE CHARLES, LA 4 $790,000 $197,500 $4,669 3.65%
ERIE, PA 3 $785,000 $261,667 $6,268 3.00%
POCATELLO, ID 6 $780,000 $130,000 $4,373 3.71%
BOWLING GREEN, KY 3 $775,000 $258,333 $3,065 3.00%
ALTOONA, PA 7 $775,000 $110,714 $2,939 2.69%
ELKHART-GOSHEN, IN 3 $755,000 $251,667 $2,793 3.37%
VALDOSTA, GA 4 $750,000 $187,500 $5,333 3.16%
DECATUR, IL 4 $750,000 $187,500 $3,625 3.12%
CASPER, WY 2 $720,000 $360,000 $2,654 3.31%
LAWTON, OK 4 $720,000 $180,000 $5,007 3.00%
BLOOMINGTON, IL 5 $715,000 $143,000 $2,679 3.27%
MORRISTOWN, TN 2 $710,000 $355,000 $7,600 2.93%
JACKSON, TN 3 $695,000 $231,667 $5,828 3.12%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 3 $665,000 $221,667 $2,139 3.25%
CAPE GIRARDEAU, MO-IL 3 $655,000 $218,333 $4,723 3.50%
CHEYENNE, WY 3 $645,000 $215,000 $5,143 3.29%
EAST STROUDSBURG, PA 5 $645,000 $129,000 $4,603 3.03%
FARMINGTON, NM 1 $625,000 $625,000 $19,922 3.13%
HOUMA-THIBODAUX, LA 4 $610,000 $152,500 $4,945 3.50%
BAY CITY, MI 3 $605,000 $201,667 $3,774 3.62%
STATE COLLEGE, PA 3 $575,000 $191,667 $4,308 3.00%
ROCKFORD, IL 6 $570,000 $95,000 $2,651 3.50%
ELIZABETHTOWN-FORT KNOX, KY 3 $545,000 $181,667 $5,852 3.96%
KANKAKEE, IL 3 $545,000 $181,667 $3,124 3.83%
OSHKOSH-NEENAH, WI 2 $530,000 $265,000 $4,244 3.00%
HOT SPRINGS, AR 3 $525,000 $175,000 $2,715 2.88%
LIMA, OH 3 $525,000 $175,000 $5,013 3.50%
GADSDEN, AL 2 $510,000 $255,000 $5,861 3.06%
MANSFIELD, OH 2 $500,000 $250,000 $3,656 2.69%
ALEXANDRIA, LA 2 $490,000 $245,000 $4,112 3.19%
KOKOMO, IN 3 $485,000 $161,667 $2,266 2.83%
HATTIESBURG, MS 2 $470,000 $235,000 $10,113 3.44%
CEDAR RAPIDS, IA 2 $470,000 $235,000 $4,178 2.99%
RAPID CITY, SD 2 $420,000 $210,000 $3,111 3.50%
WATERTOWN-FORT DRUM, NY 3 $415,000 $138,333 $7,283 3.63%
GREAT FALLS, MT 2 $410,000 $205,000 $4,558 2.68%
ANNISTON-OXFORD, AL 3 $405,000 $135,000 $6,159 3.58%
JOHNSON CITY, TN 1 $405,000 $405,000 $3,609 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 5 $405,000 $81,000 $4,634 2.65%
SIERRA VISTA-DOUGLAS, AZ 3 $395,000 $131,667 $3,452 3.25%
GRANTS PASS, OR 2 $390,000 $195,000 $4,320 4.19%
FLINT, MI 3 $355,000 $118,333 $3,550 3.71%
MUNCIE, IN 2 $330,000 $165,000 $4,293 3.19%
HANFORD-CORCORAN, CA 1 $295,000 $295,000 $2,914 2.75%
GRAND FORKS, ND-MN 1 $275,000 $275,000 $2,995 3.75%
FLORENCE-MUSCLE SHOALS, AL 2 $270,000 $135,000 $5,127 3.44%
GRAND ISLAND, NE 2 $240,000 $120,000 $2,966 3.25%
BISMARCK, ND 1 $235,000 $235,000 $2,253 3.38%
LA CROSSE-ONALASKA, WI-MN 1 $225,000 $225,000 $6,685 2.75%
AMES, IA 1 $215,000 $215,000 $3,469 2.99%
DANVILLE, IL 3 $215,000 $71,667 $3,508 3.38%
SEBRING-AVON PARK, FL 1 $215,000 $215,000 $6,101 3.63%
JONESBORO, AR 1 $205,000 $205,000 $2,270 3.13%
WAUSAU-WESTON, WI 1 $205,000 $205,000 $2,505 3.38%
FOND DU LAC, WI 2 $200,000 $100,000 $3,202 3.25%
LEWISTON, ID-WA 2 $180,000 $90,000 $4,266 2.06%
GREEN BAY, WI 1 $165,000 $165,000 $3,296 3.13%
WATERLOO-CEDAR FALLS, IA 1 $155,000 $155,000 $2,889 4.75%
VINELAND-BRIDGETON, NJ 1 $155,000 $155,000 $5,015 3.88%
FARGO, ND-MN 1 $145,000 $145,000 $3,362 3.50%
JEFFERSON CITY, MO 1 $145,000 $145,000 $2,701 2.75%
HINESVILLE, GA 1 $115,000 $115,000 $3,053 3.50%
ELMIRA, NY 1 $65,000 $65,000 $3,129 3.99%

Primelending A Plainscapital Company's top markets include Dallas, Kansas City, Phoenix, Houston, and Los Angeles among others.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 42,583 $11,660,605,000 $273,832
2.5-3% 30,928 $8,910,080,000 $288,091
4-5% 5,178 $1,126,700,000 $217,594
<2.5% 3,546 $677,430,000 $191,041
5-6% 959 $164,835,000 $171,882
6-7% 13 $1,595,000 $122,692
7-8% 1 $15,000 $15,000

During 2020, Primelending A Plainscapital Company's average interest rate was 3.35%, while their most frequently originated rate bucket was 3-4%, with 42,583 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 40,358 $11,392,720,000 $282,291 $5,394 3.25%
$100k-200k 23,995 $3,706,655,000 $154,476 $4,277 3.33%
$400k-600k 10,807 $5,104,205,000 $472,305 $6,480 3.21%
$100,000 or less 5,498 $342,500,000 $62,295 $2,829 3.13%
$600k-1MM 2,261 $1,616,925,000 $715,137 $8,673 3.25%
$1MM+ 290 $378,260,000 $1,304,345 $11,562 3.12%

2020 saw Primelending A Plainscapital Company place emphasis on $200k-400k loans with 40,358 originations, totaling $11,392,720,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 18,989 $3,912,025,000 $206,015 $5,031 3.26%
$100k-150k 18,275 $5,621,365,000 $307,599 $5,413 3.27%
$75k-100k 14,710 $3,758,660,000 $255,517 $5,288 3.28%
$50k or less 12,015 $1,727,155,000 $143,750 $4,403 3.27%
$150k-250k 11,974 $4,504,320,000 $376,175 $5,547 3.26%
$250k+ 4,577 $2,212,595,000 $483,416 $6,044 3.24%

Primelending A Plainscapital Company lent most frequently to those with incomes in the $50k-75k range, with 18,989 originations. The second most popular income band? $100k-150k, with 18,275 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 17,821 $4,878,825,000 $273,768 $4,666 3.21%
30-36% 15,184 $4,156,140,000 $273,718 $5,034 3.27%
<20% 6,001 $1,595,455,000 $265,865 $4,257 3.13%
44% 3,770 $960,470,000 $254,767 $5,514 3.33%
43% 3,353 $870,275,000 $259,551 $5,289 3.33%
42% 3,338 $902,970,000 $270,512 $5,444 3.29%
41% 3,254 $867,150,000 $266,487 $5,303 3.30%
39% 3,186 $859,160,000 $269,667 $5,180 3.33%
40% 3,060 $817,630,000 $267,199 $5,376 3.30%
37% 2,949 $807,765,000 $273,911 $5,236 3.30%
38% 2,911 $783,145,000 $269,030 $5,235 3.32%
50-60% 2,904 $774,980,000 $266,866 $7,697 3.32%
36% 2,813 $758,525,000 $269,650 $5,186 3.30%
45% 2,515 $681,495,000 $270,972 $5,525 3.34%
49% 2,363 $643,565,000 $272,351 $5,962 3.24%
47% 1,919 $526,805,000 $274,521 $5,916 3.29%
48% 1,896 $509,650,000 $268,803 $5,820 3.24%
46% 1,893 $512,485,000 $270,726 $5,645 3.26%
>60% 84 $31,490,000 $374,881 $7,877 3.19%

Primelending A Plainscapital Company lent most frequently to those with DTI ratios of 20-30%, with 17,821 originations. The next most common DTI ratio? 30-36%, with 15,184 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 65,676 $17,681,160,000 $269,218 $5,017 3.26%
Not provided 8,507 $2,347,905,000 $275,997 $5,450 3.24%
Black 4,957 $1,248,295,000 $251,825 $6,023 3.29%
Asian 2,699 $849,235,000 $314,648 $5,546 3.18%
American Indian 525 $139,955,000 $266,581 $5,973 3.28%
Asian Indian 277 $98,515,000 $355,650 $5,697 3.14%
Other Asian 151 $42,205,000 $279,503 $6,217 3.24%
Native Hawaiian 116 $39,950,000 $344,397 $6,657 3.26%
Filipino 90 $30,240,000 $336,000 $6,539 3.20%
Chinese 62 $20,260,000 $326,774 $5,974 3.20%
Korean 45 $13,675,000 $303,889 $5,340 3.08%
Vietnamese 32 $9,100,000 $284,375 $5,358 3.10%
Other Pacific Islander 33 $8,175,000 $247,727 $5,443 3.20%
Japanese 19 $6,555,000 $345,000 $7,138 3.74%
Native Hawiian 6 $2,610,000 $435,000 $9,948 3.35%
Guamanian 10 $2,510,000 $251,000 $5,394 3.09%
Samoan 4 $920,000 $230,000 $4,375 3.47%

Approval Rates

Total approvals of all applications
96.08%

Primelending A Plainscapital Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
70.56%

Primelending A Plainscapital Company has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
0.0 20 $120,000 $6,000
NA 83,189 $22,541,145,000 $270,963

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
Multifamily:Site-Built 1 $455,000 $455,000
Single Family (1-4 Units):Manufactured 1,092 $188,970,000 $173,049
Single Family (1-4 Units):Site-Built 82,116 $22,351,840,000 $272,198

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 2,162 $442,120,000 $204,496 $3,974 3.04%
40-60% 8,542 $2,275,760,000 $266,420 $4,162 3.10%
60-80% 26,545 $7,888,135,000 $297,161 $4,608 3.33%
80-100% 42,958 $11,382,230,000 $264,962 $5,660 3.32%
Over 100% 1,660 $520,560,000 $313,590 $11,129 3.14%
Under 20% 1,342 $32,460,000 $24,188 $549 1.49%