Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

4.8 stars - Updated: 11/11/24 - out of 5 stars, based on 142 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Union Home Mortgage Corp. is a mid-sized credit union specializing in Home Purchase loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbus, Chicago, Detroit, Cleveland, and Cincinnati among others. We have data for 576 markets. (Some data included below & more in-depth data is available with an active subscription.)

Union Home Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Union Home Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/11/24
30 Year Conventional Purchase 6.86% 11/11/24
30 Year Conventional Refi 6.61% 11/11/24
30 Year Cash-out Refi 6.87% 11/11/24
30 Year FHA Purchase 7.71% 11/11/24
30 Year FHA Refi 7.30% 11/11/24
30 Year VA Purchase 6.49% 11/11/24
30 Year VA Refi 5.77% 11/11/24
30 Year USDA Purchase 6.94% 11/11/24
30 Year USDA Refi 6.47% 11/11/24
15 Year Conventional Purchase 5.90% 11/11/24
15 Year Conventional Refi 6.12% 11/11/24
15 Year Cash-out Refi 6.12% 11/11/24
15 Year FHA Purchase 6.97% 11/11/24
15 Year FHA Refi 7.18% 11/11/24
15 Year VA Purchase 6.31% 11/11/24
15 Year VA Refi 6.43% 11/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Union Home Mortgage Corp. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Union Home Mortgage Corp.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

20,039

Origination Dollar Volume (All Markets)

$5,156,965,000
Show all (29) awards

Relative Rate

Union Home Mortgage Corp.'s average 30 year fixed mortgage rate was 6.97%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.49%.

Relative Fees (Closing Costs)

Union Home Mortgage Corp.'s average total fees/closing costs for a 30 year fixed rate mortgage were $7,800.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
COLUMBUS, OH (FHA|USDA|VA) 1,166 $332,340,000 $285,026 $6,584 7.02%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 899 $274,625,000 $305,478 $7,413 7.09%
Outside of Metro Areas 1,061 $221,935,000 $209,175 $7,337 7.03%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 706 $158,580,000 $224,618 $6,747 7.12%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 662 $154,420,000 $233,263 $7,767 6.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 558 $129,800,000 $232,616 $6,674 7.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 339 $126,245,000 $372,404 $11,360 6.71%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 267 $117,705,000 $440,843 $12,154 6.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 388 $110,000,000 $283,505 $9,753 6.85%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 237 $101,105,000 $426,603 $11,486 6.94%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 352 $91,280,000 $259,318 $8,560 6.84%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 510 $89,850,000 $176,176 $6,631 7.13%
OCALA, FL (FHA|USDA|VA) 353 $86,935,000 $246,275 $9,231 7.00%
PITTSBURGH, PA (FHA|USDA|VA) 364 $79,800,000 $219,231 $8,520 6.72%
TOLEDO, OH (FHA|USDA|VA) 487 $78,145,000 $160,462 $6,508 7.14%
FAYETTEVILLE, NC (FHA|USDA|VA) 308 $74,510,000 $241,916 $8,862 6.73%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 261 $73,815,000 $282,816 $6,125 7.07%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 210 $62,930,000 $299,667 $10,145 6.85%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 202 $60,650,000 $300,248 $10,397 6.78%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 130 $59,490,000 $457,615 $7,813 7.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 147 $58,005,000 $394,592 $8,296 6.84%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 247 $55,885,000 $226,255 $7,143 6.89%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 171 $54,595,000 $319,269 $8,136 6.72%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 165 $54,395,000 $329,667 $7,997 6.87%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 144 $49,850,000 $346,181 $6,720 6.80%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 175 $45,205,000 $258,314 $7,164 6.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 176 $45,010,000 $255,739 $7,128 6.98%
KNOXVILLE, TN (FHA|USDA|VA) 143 $44,585,000 $311,783 $7,038 6.84%
AKRON, OH (FHA|USDA|VA) 199 $40,855,000 $205,302 $7,199 7.01%
JACKSONVILLE, FL (FHA|USDA|VA) 144 $40,130,000 $278,681 $10,398 6.59%
ROANOKE, VA (FHA|USDA|VA) 182 $39,530,000 $217,198 $7,137 6.91%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 107 $39,515,000 $369,299 $11,169 7.09%
WINSTON-SALEM, NC (FHA|USDA|VA) 175 $39,035,000 $223,057 $6,256 7.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 141 $38,475,000 $272,872 $7,590 6.80%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 75 $37,175,000 $495,667 $8,478 6.53%
DAYTON-KETTERING, OH (FHA|USDA|VA) 180 $35,000,000 $194,444 $7,461 7.13%
OKLAHOMA CITY, OK (FHA|USDA|VA) 132 $32,290,000 $244,621 $6,492 6.97%
KANSAS CITY, MO-KS (FHA|USDA|VA) 126 $31,600,000 $250,794 $5,606 6.85%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 131 $30,175,000 $230,344 $6,919 7.06%
BURLINGTON, NC (FHA|USDA|VA) 130 $30,070,000 $231,308 $7,280 6.76%
RALEIGH-CARY, NC (FHA|USDA|VA) 75 $27,355,000 $364,733 $7,733 6.86%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 99 $24,455,000 $247,020 $6,429 7.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 92 $24,040,000 $261,304 $9,207 7.07%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 58 $23,600,000 $406,897 $11,950 6.91%
COLUMBIA, SC (FHA|USDA|VA) 89 $22,565,000 $253,539 $7,844 6.88%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 87 $22,435,000 $257,874 $7,321 7.02%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 80 $21,440,000 $268,000 $7,892 6.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 37 $20,735,000 $560,405 $14,080 6.48%
NILES, MI (FHA|USDA|VA) 105 $20,465,000 $194,905 $8,122 7.14%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 56 $20,200,000 $360,714 $7,751 6.85%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 49 $20,185,000 $411,939 $10,974 6.95%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 51 $20,095,000 $394,020 $10,854 7.05%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 47 $19,685,000 $418,830 $14,438 6.45%
BATTLE CREEK, MI (FHA|USDA|VA) 149 $19,095,000 $128,154 $5,784 6.96%
Marion, OH (FHA|USDA|VA) 127 $18,545,000 $146,024 $5,989 7.08%
Cookeville, TN (FHA|USDA|VA) 60 $18,460,000 $307,667 $7,614 6.81%
MONROE, MI (FHA|USDA|VA) 91 $18,215,000 $200,165 $5,785 7.01%
LANCASTER, PA (FHA|USDA|VA) 53 $17,845,000 $336,698 $10,891 6.99%
ASHEVILLE, NC (FHA|USDA|VA) 51 $17,635,000 $345,784 $8,096 6.85%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 84 $17,320,000 $206,190 $8,327 6.82%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 78 $17,270,000 $221,410 $8,795 6.79%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 80 $16,850,000 $210,625 $8,539 6.97%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 60 $16,850,000 $280,833 $10,569 6.82%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 47 $16,795,000 $357,340 $9,360 6.28%
TULSA, OK (FHA|USDA|VA) 71 $16,795,000 $236,549 $8,589 6.89%
TALLAHASSEE, FL (FHA|USDA|VA) 79 $15,625,000 $197,785 $7,975 6.88%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 41 $15,615,000 $380,854 $10,970 6.61%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 58 $14,650,000 $252,586 $7,628 6.89%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 55 $14,555,000 $264,636 $10,116 6.74%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 39 $14,465,000 $370,897 $10,951 7.15%
SALT LAKE CITY, UT (FHA|USDA|VA) 34 $14,190,000 $417,353 $11,351 6.78%
STAUNTON, VA (FHA|USDA|VA) 62 $14,160,000 $228,387 $7,646 7.04%
MOBILE, AL (FHA|USDA|VA) 72 $14,020,000 $194,722 $7,172 6.83%
CANTON-MASSILLON, OH (FHA|USDA|VA) 74 $13,870,000 $187,432 $6,737 7.16%
EAST STROUDSBURG, PA (FHA|USDA|VA) 56 $13,750,000 $245,536 $8,188 7.10%
GAINESVILLE, FL (FHA|USDA|VA) 61 $13,555,000 $222,213 $10,478 6.80%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 44 $13,530,000 $307,500 $4,415 7.02%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 72 $13,370,000 $185,694 $6,608 6.86%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 56 $13,360,000 $238,571 $7,531 7.14%
CORPUS CHRISTI, TX (FHA|USDA|VA) 48 $13,010,000 $271,042 $9,652 6.92%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 33 $12,905,000 $391,061 $11,505 6.66%
MANSFIELD, OH (FHA|USDA|VA) 75 $12,715,000 $169,533 $6,285 7.22%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 45 $12,585,000 $279,667 $10,064 6.55%
LOUISVILLE, KY (FHA|USDA|VA) 50 $12,560,000 $251,200 $6,438 6.69%
MORRISTOWN, TN (FHA|USDA|VA) 56 $12,280,000 $219,286 $7,536 6.65%
Sandusky, OH (FHA|USDA|VA) 70 $12,100,000 $172,857 $7,494 7.14%
ST. LOUIS, MO-IL (FHA|USDA|VA) 42 $11,920,000 $283,810 $5,795 7.26%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 23 $11,845,000 $515,000 $14,140 6.70%
LAKE CHARLES, LA (FHA|USDA|VA) 53 $11,635,000 $219,528 $5,389 6.45%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 18 $11,420,000 $634,444 $18,003 7.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 22 $11,310,000 $514,091 $13,195 6.70%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 46 $11,180,000 $243,043 $9,199 6.76%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 31 $11,085,000 $357,581 $11,037 6.75%
Norwalk, OH (FHA|USDA|VA) 68 $11,020,000 $162,059 $6,952 7.05%
LAFAYETTE, LA (FHA|USDA|VA) 49 $10,605,000 $216,429 $7,070 6.64%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 40 $10,500,000 $262,500 $8,548 6.80%
ALBUQUERQUE, NM (FHA|USDA|VA) 35 $10,425,000 $297,857 $9,267 6.67%
HUNTSVILLE, AL (FHA|USDA|VA) 26 $10,370,000 $398,846 $11,784 6.61%
BATON ROUGE, LA (FHA|USDA|VA) 43 $10,275,000 $238,953 $5,968 6.81%
MONTGOMERY, AL (FHA|USDA|VA) 48 $10,150,000 $211,458 $7,240 6.87%
SANTA FE, NM (FHA|USDA|VA) 24 $9,920,000 $413,333 $8,613 7.15%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 46 $9,780,000 $212,609 $8,753 6.71%
CLEVELAND, TN (FHA|USDA|VA) 36 $9,720,000 $270,000 $8,236 6.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 32 $9,690,000 $302,813 $8,057 6.70%
Bellefontaine, OH (FHA|USDA|VA) 47 $9,515,000 $202,447 $6,904 7.39%
Marion, IN (FHA|USDA|VA) 68 $9,440,000 $138,824 $4,998 7.16%
LONGVIEW, TX (FHA|USDA|VA) 43 $9,385,000 $218,256 $7,131 7.16%
Mount Vernon, OH (FHA|USDA|VA) 38 $9,230,000 $242,895 $6,654 7.00%
WILMINGTON, NC (FHA|USDA|VA) 28 $9,220,000 $329,286 $6,505 6.96%
EL PASO, TX (FHA|USDA|VA) 32 $9,200,000 $287,500 $11,925 6.80%
COLORADO SPRINGS, CO (FHA|USDA|VA) 20 $8,890,000 $444,500 $6,899 6.56%
WHEELING, WV-OH (FHA|USDA|VA) 62 $8,680,000 $140,000 $6,155 6.90%
YORK-HANOVER, PA (FHA|USDA|VA) 30 $8,660,000 $288,667 $7,655 7.08%
JACKSON, MS (FHA|USDA|VA) 44 $8,430,000 $191,591 $6,550 7.44%
Wooster, OH (FHA|USDA|VA) 43 $8,395,000 $195,233 $6,598 7.16%
PUNTA GORDA, FL (FHA|USDA|VA) 30 $8,200,000 $273,333 $8,462 7.12%
THE VILLAGES, FL (FHA|USDA|VA) 30 $8,050,000 $268,333 $6,983 7.37%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 47 $8,005,000 $170,319 $6,023 6.84%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 26 $7,960,000 $306,154 $11,254 7.51%
Chillicothe, OH (FHA|USDA|VA) 39 $7,885,000 $202,179 $6,470 7.05%
Coldwater, MI (FHA|USDA|VA) 47 $7,885,000 $167,766 $7,486 7.03%
LYNCHBURG, VA (FHA|USDA|VA) 37 $7,865,000 $212,568 $6,674 6.77%
STATE COLLEGE, PA (FHA|USDA|VA) 25 $7,855,000 $314,200 $8,370 6.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 45 $7,815,000 $173,667 $7,018 7.31%
FLINT, MI (FHA|USDA|VA) 36 $7,670,000 $213,056 $6,612 7.22%
ANN ARBOR, MI (FHA|USDA|VA) 23 $7,625,000 $331,522 $6,991 6.79%
RICHMOND, VA (FHA|USDA|VA) 26 $7,590,000 $291,923 $9,160 6.60%
Ashtabula, OH (FHA|USDA|VA) 49 $7,585,000 $154,796 $6,994 7.00%
Georgetown, SC (FHA|USDA|VA) 25 $7,135,000 $285,400 $7,975 7.02%
JACKSONVILLE, NC (FHA|USDA|VA) 28 $7,080,000 $252,857 $6,673 6.79%
Bucyrus-Galion, OH (FHA|USDA|VA) 42 $7,040,000 $167,619 $7,044 7.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 19 $6,995,000 $368,158 $9,180 6.39%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 33 $6,985,000 $211,667 $5,329 7.24%
SALEM, OR (FHA|USDA|VA) 15 $6,935,000 $462,333 $10,357 7.05%
SHEBOYGAN, WI (FHA|USDA|VA) 35 $6,925,000 $197,857 $3,890 7.20%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $6,895,000 $459,667 $14,696 7.08%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 29 $6,525,000 $225,000 $6,538 6.98%
ANCHORAGE, AK (FHA|USDA|VA) 17 $6,515,000 $383,235 $7,674 7.15%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 34 $6,440,000 $189,412 $7,490 7.28%
Seneca, SC (FHA|USDA|VA) 29 $6,325,000 $218,103 $6,908 7.35%
Minden, LA (FHA|USDA|VA) 30 $6,070,000 $202,333 $5,097 6.92%
Mount Sterling, KY (FHA|USDA|VA) 35 $5,965,000 $170,429 $7,584 6.66%
Adrian, MI (FHA|USDA|VA) 32 $5,760,000 $180,000 $5,929 7.22%
Ashland, OH (FHA|USDA|VA) 30 $5,530,000 $184,333 $6,767 7.07%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 16 $5,520,000 $345,000 $9,968 6.88%
FORT WAYNE, IN (FHA|USDA|VA) 23 $5,305,000 $230,652 $4,446 7.28%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 19 $5,195,000 $273,421 $9,215 7.38%
READING, PA (FHA|USDA|VA) 23 $5,125,000 $222,826 $7,202 6.81%
Athens, OH (FHA|USDA|VA) 29 $5,075,000 $175,000 $5,993 6.96%
Holland, MI (FHA|USDA|VA) 27 $5,025,000 $186,111 $8,686 6.80%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 16 $5,010,000 $313,125 $9,168 6.45%
SPARTANBURG, SC (FHA|USDA|VA) 21 $5,005,000 $238,333 $7,773 7.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $5,000,000 $416,667 $13,628 6.21%
LAREDO, TX (FHA|USDA|VA) 20 $4,950,000 $247,500 $12,412 6.69%
LAS CRUCES, NM (FHA|USDA|VA) 18 $4,910,000 $272,778 $8,216 6.76%
Palatka, FL (FHA|USDA|VA) 24 $4,900,000 $204,167 $9,943 7.06%
Sidney, OH (FHA|USDA|VA) 24 $4,890,000 $203,750 $7,579 6.76%
Astoria, OR (FHA|USDA|VA) 13 $4,655,000 $358,077 $7,732 7.61%
DALTON, GA (FHA|USDA|VA) 20 $4,640,000 $232,000 $8,336 7.10%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 14 $4,570,000 $326,429 $10,850 7.07%
Traverse City, MI (FHA|USDA|VA) 19 $4,515,000 $237,632 $6,723 6.72%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $4,510,000 $322,143 $8,051 6.60%
Hillsdale, MI (FHA|USDA|VA) 30 $4,340,000 $144,667 $6,684 7.24%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 17 $4,275,000 $251,471 $8,345 7.24%
Zanesville, OH (FHA|USDA|VA) 18 $4,260,000 $236,667 $7,357 7.03%
EAU CLAIRE, WI (FHA|USDA|VA) 19 $4,255,000 $223,947 $7,151 7.11%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $4,210,000 $526,250 $11,228 7.84%
FLORENCE, SC (FHA|USDA|VA) 25 $4,205,000 $168,200 $8,412 6.87%
Fremont, OH (FHA|USDA|VA) 25 $4,185,000 $167,400 $6,442 7.05%
Los Alamos, NM (FHA|USDA|VA) 11 $4,165,000 $378,636 $7,269 7.06%
JACKSON, MI (FHA|USDA|VA) 27 $4,155,000 $153,889 $7,780 6.96%
PROVO-OREM, UT (FHA|USDA|VA) 10 $4,150,000 $415,000 $14,035 6.84%
JOHNSON CITY, TN (FHA|USDA|VA) 14 $4,130,000 $295,000 $7,478 6.42%
New Castle, IN (FHA|USDA|VA) 31 $4,025,000 $129,839 $5,891 7.04%
TUSCALOOSA, AL (FHA|USDA|VA) 14 $3,930,000 $280,714 $7,060 6.59%
Russellville, AR (FHA|USDA|VA) 23 $3,925,000 $170,652 $7,225 6.82%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 15 $3,905,000 $260,333 $8,741 6.91%
SPRINGFIELD, OH (FHA|USDA|VA) 19 $3,815,000 $200,789 $7,741 6.90%
Key West, FL (FHA|USDA|VA) 7 $3,655,000 $522,143 $17,439 6.57%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 11 $3,585,000 $325,909 $7,466 6.93%
Big Rapids, MI (FHA|USDA|VA) 20 $3,490,000 $174,500 $7,728 6.83%
VALLEJO, CA (FHA|USDA|VA) 11 $3,465,000 $315,000 $10,352 4.83%
WACO, TX (FHA|USDA|VA) 8 $3,460,000 $432,500 $12,265 6.64%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 17 $3,445,000 $202,647 $8,025 6.92%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 18 $3,420,000 $190,000 $8,295 6.78%
Greenwood, SC (FHA|USDA|VA) 13 $3,405,000 $261,923 $10,244 6.44%
Sevierville, TN (FHA|USDA|VA) 12 $3,360,000 $280,000 $7,090 7.15%
Greeneville, TN (FHA|USDA|VA) 13 $3,345,000 $257,308 $10,696 6.39%
HARRISONBURG, VA (FHA|USDA|VA) 12 $3,270,000 $272,500 $11,478 6.58%
Cullman, AL (FHA|USDA|VA) 14 $3,250,000 $232,143 $7,832 6.96%
MUSKEGON, MI (FHA|USDA|VA) 16 $3,250,000 $203,125 $6,778 7.22%
NEW BERN, NC (FHA|USDA|VA) 15 $3,245,000 $216,333 $5,018 7.23%
Urbana, OH (FHA|USDA|VA) 15 $3,075,000 $205,000 $5,468 7.02%
TYLER, TX (FHA|USDA|VA) 9 $3,045,000 $338,333 $11,091 6.40%
GETTYSBURG, PA (FHA|USDA|VA) 11 $3,015,000 $274,091 $9,830 6.97%
MUNCIE, IN (FHA|USDA|VA) 19 $3,005,000 $158,158 $4,538 7.26%
Lake City, FL (FHA|USDA|VA) 15 $2,985,000 $199,000 $11,698 6.74%
Meadville, PA (FHA|USDA|VA) 19 $2,955,000 $155,526 $7,572 6.68%
FRESNO, CA (FHA|USDA|VA) 11 $2,935,000 $266,818 $12,294 5.81%
Lumberton, NC (FHA|USDA|VA) 18 $2,910,000 $161,667 $8,319 6.89%
Richmond-Berea, KY (FHA|USDA|VA) 15 $2,905,000 $193,667 $6,488 7.02%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 13 $2,885,000 $221,923 $6,635 6.89%
Sturgis, MI (FHA|USDA|VA) 16 $2,880,000 $180,000 $7,481 7.03%
LIMA, OH (FHA|USDA|VA) 16 $2,850,000 $178,125 $6,717 7.06%
DOTHAN, AL (FHA|USDA|VA) 15 $2,835,000 $189,000 $7,713 6.68%
CHARLESTON, WV (FHA|USDA|VA) 18 $2,830,000 $157,222 $6,249 7.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,825,000 $256,818 $11,053 7.36%
WINCHESTER, VA-WV (FHA|USDA|VA) 11 $2,815,000 $255,909 $8,989 7.06%
SAVANNAH, GA (FHA|USDA|VA) 10 $2,790,000 $279,000 $8,601 6.59%
Laurinburg, NC (FHA|USDA|VA) 18 $2,730,000 $151,667 $7,618 6.89%
ST. GEORGE, UT (FHA|USDA|VA) 6 $2,700,000 $450,000 $9,786 6.92%
Sanford, NC (FHA|USDA|VA) 11 $2,675,000 $243,182 $9,228 6.81%
LINCOLN, NE (FHA|USDA|VA) 8 $2,580,000 $322,500 $2,903 6.44%
SAGINAW, MI (FHA|USDA|VA) 10 $2,580,000 $258,000 $7,392 6.96%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 12 $2,560,000 $213,333 $7,799 6.58%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 10 $2,550,000 $255,000 $9,971 7.15%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $2,540,000 $317,500 $7,494 6.84%
ALEXANDRIA, LA (FHA|USDA|VA) 10 $2,440,000 $244,000 $5,411 6.99%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $2,420,000 $302,500 $9,204 6.92%
Troy, AL (FHA|USDA|VA) 6 $2,420,000 $403,333 $7,718 6.69%
Albert Lea, MN (FHA|USDA|VA) 16 $2,380,000 $148,750 $5,239 7.36%
Austin, MN (FHA|USDA|VA) 16 $2,350,000 $146,875 $4,591 7.50%
TOPEKA, KS (FHA|USDA|VA) 12 $2,350,000 $195,833 $4,327 7.15%
Centralia, WA (FHA|USDA|VA) 5 $2,325,000 $465,000 $17,132 7.18%
Findlay, OH (FHA|USDA|VA) 12 $2,320,000 $193,333 $6,071 7.17%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 9 $2,315,000 $257,222 $6,107 6.42%
MANHATTAN, KS (FHA|USDA|VA) 8 $2,280,000 $285,000 $8,841 6.75%
ST. CLOUD, MN (FHA|USDA|VA) 8 $2,190,000 $273,750 $5,368 6.72%
EspaƱola, NM (FHA|USDA|VA) 6 $2,160,000 $360,000 $14,148 7.00%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 3 $2,125,000 $708,333 $5,153 7.13%
STOCKTON, CA (FHA|USDA|VA) 6 $2,110,000 $351,667 $12,762 5.81%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $2,100,000 $350,000 $11,884 7.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,085,000 $297,857 $7,870 6.75%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $2,080,000 $346,667 $12,114 6.92%
Cornelia, GA (FHA|USDA|VA) 8 $2,060,000 $257,500 $9,594 6.92%
Warsaw, IN (FHA|USDA|VA) 8 $2,010,000 $251,250 $4,726 7.16%
LONGVIEW, WA (FHA|USDA|VA) 5 $2,005,000 $401,000 $6,899 6.70%
Washington Court House, OH (FHA|USDA|VA) 11 $1,995,000 $181,364 $7,584 6.95%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 13 $1,975,000 $151,923 $5,631 7.28%
ALTOONA, PA (FHA|USDA|VA) 15 $1,965,000 $131,000 $6,056 6.42%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,900,000 $475,000 $6,582 6.84%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,890,000 $315,000 $7,383 6.92%
Frankfort, KY (FHA|USDA|VA) 8 $1,880,000 $235,000 $7,229 6.81%
EL CENTRO, CA (FHA|USDA|VA) 9 $1,835,000 $203,889 $7,918 5.86%
Show Low, AZ (FHA|USDA|VA) 7 $1,835,000 $262,143 $6,936 6.93%
BOULDER, CO (FHA|USDA|VA) 4 $1,800,000 $450,000 $7,230 6.97%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 15 $1,765,000 $117,667 $5,550 7.15%
Coshocton, OH (FHA|USDA|VA) 8 $1,760,000 $220,000 $9,357 6.94%
Tifton, GA (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,945 6.63%
MONROE, LA (FHA|USDA|VA) 7 $1,755,000 $250,714 $5,040 6.45%
KOKOMO, IN (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,704 7.39%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,700,000 $283,333 $8,714 7.17%
DuBois, PA (FHA|USDA|VA) 10 $1,690,000 $169,000 $7,536 6.84%
Tiffin, OH (FHA|USDA|VA) 11 $1,685,000 $153,182 $7,240 7.23%
GAINESVILLE, GA (FHA|USDA|VA) 4 $1,630,000 $407,500 $9,899 6.47%
Wilmington, OH (FHA|USDA|VA) 8 $1,620,000 $202,500 $8,432 6.46%
Jennings, LA (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,921 6.71%
Jefferson, GA (FHA|USDA|VA) 4 $1,600,000 $400,000 $8,960 7.19%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 6 $1,570,000 $261,667 $6,527 6.69%
Scottsboro, AL (FHA|USDA|VA) 7 $1,555,000 $222,143 $7,150 6.71%
Hereford, TX (FHA|USDA|VA) 7 $1,545,000 $220,714 $11,888 7.21%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,530,000 $255,000 $9,704 6.48%
GREAT FALLS, MT (FHA|USDA|VA) 3 $1,525,000 $508,333 $8,168 6.54%
Wapakoneta, OH (FHA|USDA|VA) 10 $1,520,000 $152,000 $6,577 7.28%
Albertville, AL (FHA|USDA|VA) 7 $1,495,000 $213,571 $8,797 6.52%
Shelby, NC (FHA|USDA|VA) 6 $1,490,000 $248,333 $8,806 7.10%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 4 $1,480,000 $370,000 $11,475 7.66%
Indiana, PA (FHA|USDA|VA) 10 $1,470,000 $147,000 $7,148 6.69%
Picayune, MS (FHA|USDA|VA) 6 $1,460,000 $243,333 $7,683 6.31%
Wabash, IN (FHA|USDA|VA) 9 $1,455,000 $161,667 $4,278 7.15%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $1,440,000 $360,000 $6,949 7.41%
Opelousas, LA (FHA|USDA|VA) 9 $1,435,000 $159,444 $6,777 6.18%
Rock Springs, WY (FHA|USDA|VA) 3 $1,415,000 $471,667 $12,953 6.88%
Plymouth, IN (FHA|USDA|VA) 6 $1,380,000 $230,000 $7,142 7.38%
Morehead City, NC (FHA|USDA|VA) 4 $1,370,000 $342,500 $8,194 6.69%
Alma, MI (FHA|USDA|VA) 13 $1,355,000 $104,231 $4,915 7.08%
Heber, UT (FHA|USDA|VA) 3 $1,355,000 $451,667 $6,344 6.92%
Danville, KY (FHA|USDA|VA) 7 $1,315,000 $187,857 $7,820 6.54%
Toccoa, GA (FHA|USDA|VA) 5 $1,315,000 $263,000 $9,147 6.65%
GADSDEN, AL (FHA|USDA|VA) 8 $1,300,000 $162,500 $6,091 7.20%
McMinnville, TN (FHA|USDA|VA) 4 $1,300,000 $325,000 $9,735 7.03%
Crossville, TN (FHA|USDA|VA) 6 $1,290,000 $215,000 $8,326 7.15%
Henderson, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $8,189 6.65%
Andrews, TX (FHA|USDA|VA) 3 $1,265,000 $421,667 $12,074 7.25%
DeRidder, LA (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,778 5.83%
Newberry, SC (FHA|USDA|VA) 6 $1,250,000 $208,333 $6,597 7.08%
HAMMOND, LA (FHA|USDA|VA) 4 $1,240,000 $310,000 $8,745 6.44%
ABILENE, TX (FHA|USDA|VA) 4 $1,240,000 $310,000 $14,922 6.78%
FORT SMITH, AR-OK (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,851 6.60%
PANAMA CITY, FL (FHA|USDA|VA) 2 $1,210,000 $605,000 $15,398 6.19%
Marietta, OH (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,769 7.00%
Kingsville, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $10,180 7.33%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,195,000 $170,714 $7,357 6.95%
Las Vegas, NM (FHA|USDA|VA) 4 $1,190,000 $297,500 $8,319 6.69%
Rockingham, NC (FHA|USDA|VA) 5 $1,185,000 $237,000 $5,804 6.98%
ERIE, PA (FHA|USDA|VA) 8 $1,180,000 $147,500 $6,572 7.33%
BEND, OR (FHA|USDA|VA) 2 $1,170,000 $585,000 $7,934 6.44%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $1,150,000 $575,000 $11,268 6.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,145,000 $163,571 $6,263 7.05%
COLUMBUS, IN (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,827 6.63%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,135,000 $378,333 $9,902 6.29%
MADISON, WI (FHA|USDA|VA) 4 $1,130,000 $282,500 $7,578 7.38%
Muskogee, OK (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,418 7.50%
Jasper, AL (FHA|USDA|VA) 8 $1,120,000 $140,000 $4,778 6.89%
Portsmouth, OH (FHA|USDA|VA) 7 $1,115,000 $159,286 $9,547 7.00%
ALBANY-LEBANON, OR (FHA|USDA|VA) 3 $1,115,000 $371,667 $6,531 7.25%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,100,000 $275,000 $6,571 7.34%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3 $1,095,000 $365,000 $10,202 4.88%
PUEBLO, CO (FHA|USDA|VA) 3 $1,085,000 $361,667 $7,050 6.88%
TUCSON, AZ (FHA|USDA|VA) 5 $1,085,000 $217,000 $8,861 6.90%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,239 6.81%
Ozark, AL (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,581 6.81%
MIDLAND, MI (FHA|USDA|VA) 6 $1,070,000 $178,333 $6,800 6.96%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 3 $1,065,000 $355,000 $8,931 6.71%
Huntington, IN (FHA|USDA|VA) 7 $1,065,000 $152,143 $9,016 6.91%
SUMTER, SC (FHA|USDA|VA) 4 $1,050,000 $262,500 $8,075 7.25%
DECATUR, AL (FHA|USDA|VA) 4 $1,050,000 $262,500 $8,439 6.59%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,616 7.19%
Kendallville, IN (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,613 7.35%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,045,000 $348,333 $14,880 7.50%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,179 7.63%
Mount Airy, NC (FHA|USDA|VA) 6 $1,040,000 $173,333 $7,638 6.69%
Oil City, PA (FHA|USDA|VA) 9 $1,035,000 $115,000 $5,473 7.02%
North Wilkesboro, NC (FHA|USDA|VA) 6 $1,000,000 $166,667 $13,311 6.56%
Mineral Wells, TX (FHA|USDA|VA) 2 $1,000,000 $500,000 $14,904 7.25%
Oxford, MS (FHA|USDA|VA) 2 $1,000,000 $500,000 $11,035 7.06%
EVANSVILLE, IN-KY (FHA|USDA|VA) 4 $990,000 $247,500 $8,314 6.75%
Forest City, NC (FHA|USDA|VA) 2 $990,000 $495,000 $19,363 7.06%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $990,000 $247,500 $6,180 6.44%
ROCKY MOUNT, NC (FHA|USDA|VA) 5 $985,000 $197,000 $8,987 6.59%
Dayton, TN (FHA|USDA|VA) 4 $980,000 $245,000 $8,922 7.28%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $975,000 $325,000 $6,474 6.83%
Cadillac, MI (FHA|USDA|VA) 6 $970,000 $161,667 $8,340 7.40%
JOHNSTOWN, PA (FHA|USDA|VA) 8 $970,000 $121,250 $5,366 6.52%
Warrensburg, MO (FHA|USDA|VA) 3 $965,000 $321,667 $5,225 6.75%
Newport, OR (FHA|USDA|VA) 3 $965,000 $321,667 $5,905 7.17%
Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $955,000 $191,000 $4,536 7.25%
APPLETON, WI (FHA|USDA|VA) 6 $940,000 $156,667 $4,626 7.10%
Summerville, GA (FHA|USDA|VA) 7 $935,000 $133,571 $7,102 6.75%
GREEN BAY, WI (FHA|USDA|VA) 5 $915,000 $183,000 $3,417 7.25%
Boone, NC (FHA|USDA|VA) 3 $915,000 $305,000 $3,769 7.29%
Mount Pleasant, MI (FHA|USDA|VA) 6 $910,000 $151,667 $7,054 7.02%
Point Pleasant, WV-OH (FHA|USDA|VA) 6 $910,000 $151,667 $5,901 7.10%
Pahrump, NV (FHA|USDA|VA) 3 $905,000 $301,667 $11,441 7.04%
CaƱon City, CO (FHA|USDA|VA) 3 $885,000 $295,000 $6,456 7.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $880,000 $440,000 $13,014 6.81%
Gillette, WY (FHA|USDA|VA) 4 $860,000 $215,000 $9,981 6.69%
Harrison, AR (FHA|USDA|VA) 5 $855,000 $171,000 $5,225 7.13%
GREENVILLE, NC (FHA|USDA|VA) 5 $855,000 $171,000 $6,387 6.41%
Martinsville, VA (FHA|USDA|VA) 6 $850,000 $141,667 $6,852 6.96%
MIDLAND, TX (FHA|USDA|VA) 4 $850,000 $212,500 $10,579 7.09%
Ottawa, KS (FHA|USDA|VA) 5 $845,000 $169,000 $4,427 6.95%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $845,000 $281,667 $11,811 6.79%
Newport, TN (FHA|USDA|VA) 3 $825,000 $275,000 $11,282 6.38%
Enterprise, AL (FHA|USDA|VA) 3 $815,000 $271,667 $6,728 6.92%
New Philadelphia-Dover, OH (FHA|USDA|VA) 4 $810,000 $202,500 $4,645 6.84%
Oak Harbor, WA (FHA|USDA|VA) 2 $810,000 $405,000 $4,503 6.38%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $795,000 $265,000 $9,172 7.13%
VALDOSTA, GA (FHA|USDA|VA) 5 $795,000 $159,000 $4,477 6.78%
Huntingdon, PA (FHA|USDA|VA) 4 $790,000 $197,500 $9,780 6.78%
Jackson, OH (FHA|USDA|VA) 5 $785,000 $157,000 $7,597 7.05%
Mason City, IA (FHA|USDA|VA) 4 $780,000 $195,000 $5,071 7.66%
Klamath Falls, OR (FHA|USDA|VA) 2 $780,000 $390,000 $10,012 7.06%
Pottsville, PA (FHA|USDA|VA) 5 $775,000 $155,000 $8,692 7.30%
Duncan, OK (FHA|USDA|VA) 3 $765,000 $255,000 $5,363 7.17%
BAY CITY, MI (FHA|USDA|VA) 5 $765,000 $153,000 $6,651 7.08%
Marinette, WI-MI (FHA|USDA|VA) 3 $755,000 $251,667 $5,890 7.00%
Menomonie, WI (FHA|USDA|VA) 4 $750,000 $187,500 $5,697 7.13%
BOISE CITY, ID (FHA|USDA|VA) 2 $750,000 $375,000 $7,814 7.44%
Shelton, WA (FHA|USDA|VA) 2 $740,000 $370,000 $5,376 7.50%
Athens, TN (FHA|USDA|VA) 4 $730,000 $182,500 $6,557 6.21%
LEBANON, PA (FHA|USDA|VA) 2 $730,000 $365,000 $8,856 6.25%
Coos Bay, OR (FHA|USDA|VA) 1 $725,000 $725,000 $7,350 6.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $725,000 $725,000 $13,481 5.88%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $715,000 $715,000 $6,455 6.63%
Brainerd, MN (FHA|USDA|VA) 2 $710,000 $355,000 $6,810 6.44%
Jasper, IN (FHA|USDA|VA) 4 $700,000 $175,000 $6,162 6.72%
St. Marys, GA (FHA|USDA|VA) 3 $695,000 $231,667 $6,354 6.92%
Bluffton, IN (FHA|USDA|VA) 4 $690,000 $172,500 $5,797 7.38%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $685,000 $228,333 $7,816 7.13%
Atmore, AL (FHA|USDA|VA) 2 $670,000 $335,000 $6,834 6.75%
Willmar, MN (FHA|USDA|VA) 4 $660,000 $165,000 $4,585 7.33%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $655,000 $218,333 $7,639 6.46%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $645,000 $215,000 $8,050 6.17%
New Castle, PA (FHA|USDA|VA) 4 $640,000 $160,000 $5,808 7.59%
Somerset, PA (FHA|USDA|VA) 4 $640,000 $160,000 $7,062 6.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $635,000 $635,000 $15,780 6.50%
Shawnee, OK (FHA|USDA|VA) 3 $625,000 $208,333 $6,585 6.67%
FAIRBANKS, AK (FHA|USDA|VA) 2 $620,000 $310,000 $11,022 6.56%
Marion, NC (FHA|USDA|VA) 3 $615,000 $205,000 $5,629 6.46%
ALBANY, GA (FHA|USDA|VA) 3 $615,000 $205,000 $8,040 6.42%
NAPA, CA (FHA|USDA|VA) 1 $605,000 $605,000 $28,352 7.25%
GREELEY, CO (FHA|USDA|VA) 1 $605,000 $605,000 $20,043 5.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $600,000 $150,000 $4,842 6.66%
Jacksonville, TX (FHA|USDA|VA) 2 $600,000 $300,000 $15,860 6.31%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $600,000 $300,000 $9,028 6.81%
Thomasville, GA (FHA|USDA|VA) 3 $595,000 $198,333 $3,520 6.33%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $580,000 $290,000 $4,468 6.81%
Woodward, OK (FHA|USDA|VA) 2 $580,000 $290,000 $5,632 7.44%
AMARILLO, TX (FHA|USDA|VA) 2 $570,000 $285,000 $19,341 6.63%
Garden City, KS (FHA|USDA|VA) 2 $570,000 $285,000 $10,413 6.44%
Alpena, MI (FHA|USDA|VA) 4 $560,000 $140,000 $6,136 7.19%
Aberdeen, WA (FHA|USDA|VA) 2 $540,000 $270,000 $8,166 7.00%
Ruston, LA (FHA|USDA|VA) 2 $540,000 $270,000 $4,424 7.25%
Fort Polk South, LA (FHA|USDA|VA) 3 $535,000 $178,333 $5,189 6.29%
Moultrie, GA (FHA|USDA|VA) 3 $525,000 $175,000 $5,620 6.25%
Ottawa, IL (FHA|USDA|VA) 2 $520,000 $260,000 $6,751 7.00%
Douglas, GA (FHA|USDA|VA) 3 $515,000 $171,667 $3,602 6.79%
Lewisburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $4,135 7.06%
Paducah, KY-IL (FHA|USDA|VA) 3 $505,000 $168,333 $3,913 7.04%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1 $505,000 $505,000 $4,767 7.88%
LUBBOCK, TX (FHA|USDA|VA) 3 $505,000 $168,333 $9,195 6.79%
Ontario, OR-ID (FHA|USDA|VA) 2 $500,000 $250,000 $12,970 7.06%
Alamogordo, NM (FHA|USDA|VA) 2 $500,000 $250,000 $9,021 6.63%
MADERA, CA (FHA|USDA|VA) 1 $495,000 $495,000 $25,953 7.00%
TERRE HAUTE, IN (FHA|USDA|VA) 3 $495,000 $165,000 $3,878 7.42%
RAPID CITY, SD (FHA|USDA|VA) 1 $495,000 $495,000 $2,645 6.88%
Kalispell, MT (FHA|USDA|VA) 1 $485,000 $485,000 $7,763 6.50%
LAWTON, OK (FHA|USDA|VA) 2 $480,000 $240,000 $13,066 7.31%
DULUTH, MN-WI (FHA|USDA|VA) 2 $480,000 $240,000 $5,580 7.00%
Huntsville, TX (FHA|USDA|VA) 2 $480,000 $240,000 $8,248 7.13%
PEORIA, IL (FHA|USDA|VA) 3 $475,000 $158,333 $4,122 7.33%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $475,000 $158,333 $7,434 7.17%
Bluefield, WV-VA (FHA|USDA|VA) 3 $465,000 $155,000 $8,464 7.42%
Outside of Metro Areas 1 $465,000 $465,000 $12,106 7.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $460,000 $230,000 $7,265 7.56%
Albemarle, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,449 7.06%
Red Bluff, CA (FHA|USDA|VA) 1 $455,000 $455,000 $13,114 7.25%
Peru, IN (FHA|USDA|VA) 3 $455,000 $151,667 $5,386 7.88%
Ada, OK (FHA|USDA|VA) 2 $450,000 $225,000 $6,387 7.44%
ROME, GA (FHA|USDA|VA) 2 $450,000 $225,000 $4,626 7.38%
Fort Payne, AL (FHA|USDA|VA) 2 $450,000 $225,000 $10,946 6.56%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $445,000 $445,000 $10,234 6.38%
Alice, TX (FHA|USDA|VA) 2 $440,000 $220,000 $9,155 7.44%
Campbellsville, KY (FHA|USDA|VA) 2 $440,000 $220,000 $7,305 7.25%
Manitowoc, WI (FHA|USDA|VA) 3 $435,000 $145,000 $3,715 7.38%
Salem, OH (FHA|USDA|VA) 3 $435,000 $145,000 $6,117 6.92%
ODESSA, TX (FHA|USDA|VA) 2 $430,000 $215,000 $12,677 6.56%
Seymour, IN (FHA|USDA|VA) 2 $430,000 $215,000 $10,078 6.00%
Greenwood, MS (FHA|USDA|VA) 2 $430,000 $215,000 $4,353 6.56%
Cambridge, OH (FHA|USDA|VA) 4 $420,000 $105,000 $5,875 7.22%
London, KY (FHA|USDA|VA) 2 $420,000 $210,000 $9,470 7.44%
Evanston, WY (FHA|USDA|VA) 2 $420,000 $210,000 $9,757 6.69%
Bardstown, KY (FHA|USDA|VA) 2 $410,000 $205,000 $3,745 7.50%
RENO, NV (FHA|USDA|VA) 2 $410,000 $205,000 $6,934 7.50%
FOND DU LAC, WI (FHA|USDA|VA) 2 $410,000 $205,000 $7,167 7.13%
MEDFORD, OR (FHA|USDA|VA) 1 $405,000 $405,000 $5,181 7.50%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $400,000 $200,000 $7,102 7.31%
Arcadia, FL (FHA|USDA|VA) 2 $400,000 $200,000 $9,238 7.19%
WENATCHEE, WA (FHA|USDA|VA) 1 $385,000 $385,000 $4,420 7.75%
Granbury, TX (FHA|USDA|VA) 1 $375,000 $375,000 $9,631 5.63%
Alexander City, AL (FHA|USDA|VA) 1 $375,000 $375,000 $4,690 7.50%
Breckenridge, CO (FHA|USDA|VA) 1 $375,000 $375,000 $7,960 6.75%
Danville, VA (FHA|USDA|VA) 2 $370,000 $185,000 $6,958 6.19%
Statesboro, GA (FHA|USDA|VA) 1 $365,000 $365,000 $9,285 5.88%
Lewistown, PA (FHA|USDA|VA) 3 $365,000 $121,667 $4,659 6.96%
Bonham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $9,039 7.13%
Calhoun, GA (FHA|USDA|VA) 2 $360,000 $180,000 $1,857 7.75%
Greenville, OH (FHA|USDA|VA) 2 $360,000 $180,000 $6,180 7.25%
Rexburg, ID (FHA|USDA|VA) 1 $355,000 $355,000 $17,343 7.25%
Defiance, OH (FHA|USDA|VA) 3 $355,000 $118,333 $3,938 6.71%
BILLINGS, MT (FHA|USDA|VA) 1 $355,000 $355,000 $13,138 6.63%
Warren, PA (FHA|USDA|VA) 3 $345,000 $115,000 $5,625 7.21%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $345,000 $345,000 $3,097 6.25%
Auburn, IN (FHA|USDA|VA) 2 $340,000 $170,000 $5,481 7.25%
North Vernon, IN (FHA|USDA|VA) 2 $340,000 $170,000 $6,035 7.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $335,000 $335,000 $5,841 6.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $9,519 6.88%
Ardmore, OK (FHA|USDA|VA) 1 $335,000 $335,000 $4,282 6.00%
Eufaula, AL-GA (FHA|USDA|VA) 2 $330,000 $165,000 $6,148 6.69%
Athens, TX (FHA|USDA|VA) 2 $330,000 $165,000 $7,267 6.31%
RACINE, WI (FHA|USDA|VA) 1 $325,000 $325,000 $2,356 7.13%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $325,000 $325,000 $15,236 5.63%
Whitewater, WI (FHA|USDA|VA) 1 $325,000 $325,000 $3,418 8.13%
LOGAN, UT-ID (FHA|USDA|VA) 1 $315,000 $315,000 $8,035 6.50%
MORGANTOWN, WV (FHA|USDA|VA) 1 $315,000 $315,000 $4,283 6.25%
Angola, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,627 8.31%
Lawrenceburg, TN (FHA|USDA|VA) 1 $305,000 $305,000 $4,235 5.50%
Safford, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $6,105 6.13%
Roseburg, OR (FHA|USDA|VA) 1 $305,000 $305,000 $19,418 7.25%
Glasgow, KY (FHA|USDA|VA) 1 $295,000 $295,000 $12,820 7.63%
Madisonville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $6,473 6.50%
Crawfordsville, IN (FHA|USDA|VA) 1 $295,000 $295,000 $12,542 7.63%
JACKSON, TN (FHA|USDA|VA) 2 $290,000 $145,000 $7,007 6.75%
VICTORIA, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,134 7.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $285,000 $285,000 $12,956 7.25%
Lewisburg, PA (FHA|USDA|VA) 1 $285,000 $285,000 $7,340 6.63%
Nacogdoches, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,170 6.88%
Sandpoint, ID (FHA|USDA|VA) 1 $275,000 $275,000 $12,660 7.13%
Pontiac, IL (FHA|USDA|VA) 1 $275,000 $275,000 $4,417 7.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $275,000 $275,000 $11,540 6.75%
Stillwater, OK (FHA|USDA|VA) 2 $270,000 $135,000 $5,349 7.63%
Dublin, GA (FHA|USDA|VA) 2 $270,000 $135,000 $7,217 6.88%
Lock Haven, PA (FHA|USDA|VA) 1 $265,000 $265,000 $8,509 7.50%
Union City, TN (FHA|USDA|VA) 2 $260,000 $130,000 $4,389 6.81%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $245,000 $245,000 $11,449 7.25%
LAWRENCE, KS (FHA|USDA|VA) 1 $245,000 $245,000 $3,241 8.13%
Grand Rapids, MN (FHA|USDA|VA) 2 $240,000 $120,000 $5,215 7.44%
Prineville, OR (FHA|USDA|VA) 1 $235,000 $235,000 $3,293 7.38%
Decatur, IN (FHA|USDA|VA) 2 $230,000 $115,000 $4,220 7.75%
Tupelo, MS (FHA|USDA|VA) 2 $230,000 $115,000 $4,904 7.19%
Greensburg, IN (FHA|USDA|VA) 1 $225,000 $225,000 $10,345 6.50%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $225,000 $225,000 $4,071 6.63%
Torrington, CT (FHA|USDA|VA) 1 $225,000 $225,000 $9,237 6.50%
Logansport, IN (FHA|USDA|VA) 2 $220,000 $110,000 $4,173 6.56%
Houghton, MI (FHA|USDA|VA) 1 $215,000 $215,000 $4,343 7.38%
Winona, MN (FHA|USDA|VA) 1 $215,000 $215,000 $7,571 7.75%
Washington, IN (FHA|USDA|VA) 1 $205,000 $205,000 $8,407 6.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 8.38%
Escanaba, MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,158 7.75%
DOVER, DE (FHA|USDA|VA) 1 $205,000 $205,000 $4,739 7.63%
YAKIMA, WA (FHA|USDA|VA) 1 $205,000 $205,000 $7,348 6.63%
Ludington, MI (FHA|USDA|VA) 4 $200,000 $50,000 $6,151 7.04%
Cedartown, GA (FHA|USDA|VA) 1 $195,000 $195,000 $5,674 7.00%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $195,000 $195,000 $11,501 7.63%
Morgan City, LA (FHA|USDA|VA) 1 $195,000 $195,000 $11,287 5.75%
LaGrange, GA-AL (FHA|USDA|VA) 1 $195,000 $195,000 $9,654 6.63%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $195,000 $195,000 $9,114 7.50%
Waycross, GA (FHA|USDA|VA) 1 $195,000 $195,000 $6,002 6.75%
Price, UT (FHA|USDA|VA) 1 $185,000 $185,000 $2,753 7.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $185,000 $185,000 $7,123 7.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $185,000 $185,000 $4,354 6.13%
JOPLIN, MO (FHA|USDA|VA) 1 $185,000 $185,000 $7,282 7.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $180,000 $90,000 $3,298 6.44%
HINESVILLE, GA (FHA|USDA|VA) 1 $175,000 $175,000 $10,128 7.25%
Brevard, NC (FHA|USDA|VA) 1 $175,000 $175,000 $5,910 7.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,525 6.63%
Carroll, IA (FHA|USDA|VA) 1 $175,000 $175,000 $11,016 6.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,431 8.38%
MODESTO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $5,266 5.88%
WICHITA, KS (FHA|USDA|VA) 1 $165,000 $165,000 $6,374 6.63%
Malvern, AR (FHA|USDA|VA) 1 $165,000 $165,000 $8,403 6.38%
Clarksdale, MS (FHA|USDA|VA) 1 $165,000 $165,000 $4,488 8.00%
Fitzgerald, GA (FHA|USDA|VA) 1 $165,000 $165,000 $7,292 7.63%
Mountain Home, ID (FHA|USDA|VA) 1 $165,000 $165,000 $7,899 6.38%
Jesup, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,737 7.25%
Freeport, IL (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.00%
McAlester, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,250 7.38%
Lufkin, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,153 7.50%
Dixon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $7,515 7.75%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $7,620 7.25%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $4,981 7.38%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $7,628 7.38%
Union, SC (FHA|USDA|VA) 1 $145,000 $145,000 $5,435 7.63%
Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $5,755 6.13%
Winfield, KS (FHA|USDA|VA) 1 $145,000 $145,000 $7,996 7.50%
Maysville, KY (FHA|USDA|VA) 2 $140,000 $70,000 $3,433 7.31%
Sterling, IL (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.63%
Salina, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,110 6.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,448 6.88%
Miami, OK (FHA|USDA|VA) 1 $125,000 $125,000 $5,748 6.50%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $6,056 6.63%
Bartlesville, OK (FHA|USDA|VA) 1 $125,000 $125,000 $5,408 7.13%
Madison, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,491 5.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $115,000 $115,000 $8,325 7.25%
Gaffney, SC (FHA|USDA|VA) 1 $115,000 $115,000 $7,345 7.13%
Van Wert, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,827 7.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $115,000 $115,000 $2,849 5.63%
Okeechobee, FL (FHA|USDA|VA) 1 $115,000 $115,000 $11,040 5.75%
Cleveland, MS (FHA|USDA|VA) 1 $105,000 $105,000 $5,047 6.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $105,000 $105,000 $4,034 6.13%
Bedford, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,294 6.50%
Grenada, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,631 6.63%
Bemidji, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,898 6.88%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $95,000 $95,000 $6,716 7.00%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $95,000 $95,000 $6,466 6.63%
Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $6,557 6.88%
Bennettsville, SC (FHA|USDA|VA) 1 $85,000 $85,000 $4,609 7.38%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $75,000 $75,000 $6,408 6.63%
Cambridge, MD (FHA|USDA|VA) 1 $75,000 $75,000 $3,967 7.63%
Marquette, MI (FHA|USDA|VA) 1 $75,000 $75,000 $3,472 7.25%
Celina, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,338 7.63%
St. Marys, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,658 7.25%
DANVILLE, IL (FHA|USDA|VA) 1 $55,000 $55,000 $4,449 7.13%
Sayre, PA (FHA|USDA|VA) 1 $55,000 $55,000 $4,925 6.50%
Macomb, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.13%
Union Home Mortgage Corp.'s top markets include Columbus, Chicago, Detroit, Cleveland, and Cincinnati among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 13,550 $3,509,980,000 $259,039 $6,553 7.03%
    FHA 4,262 $1,020,360,000 $239,409 $11,012 6.84%
    VA 1,548 $509,330,000 $329,025 $10,268 6.64%
    USDA 679 $117,295,000 $172,747 $7,200 6.74%

    For 2023, Union Home Mortgage Corp.'s most frequently originated type of loan was Conventional, with 13,550 originations. Their 2nd most popular type was FHA, with 4,262 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 18,430 $4,773,300,000 $258,996 $7,910 6.95%
    Cash Out Refi 938 $203,760,000 $217,228 $7,266 7.04%
    Refi 543 $154,485,000 $284,503 $7,014 6.82%
    Home Improvement 128 $25,420,000 $198,594 $6,883 7.10%

    For 2023, Union Home Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 18,430 originations. The 2nd most popular reason was Cash Out Refi, with 938 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,794 $4,929,490,000 $262,291 $7,800 6.97%
    15 Year 432 $67,930,000 $157,245 $6,095 6.29%
    30+ year 295 $105,425,000 $357,373 $15,257 7.19%
    20 Year 213 $43,945,000 $206,315 $5,377 6.67%
    10 Year 117 $5,305,000 $45,342 $2,150 5.99%
    Other 105 $4,155,000 $39,571 $8,025 5.97%
    5 Year 81 $705,000 $8,704 $0 0.00%
    3 Year 2 $10,000 $5,000 $75 0.00%

    For 2023, Union Home Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 18,794 originations. The 2nd most popular length was 15 Year, with 432 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 4,682 $1,261,770,000 $269,494
    $5k+ 4,330 $1,545,780,000 $356,993
    $2k-3k 3,483 $749,845,000 $215,287
    $3k-4k 3,196 $704,660,000 $220,482
    $4k-5k 2,221 $579,305,000 $260,831
    $<1k 1,642 $220,320,000 $134,178

    Union Home Mortgage Corp.'s average total fees were $7,800, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,682 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 8,990 $2,433,110,000 $270,646
    7-8% 7,713 $1,976,115,000 $256,206
    5-6% 1,697 $518,005,000 $305,247
    Over 8% 847 $199,725,000 $235,803
    4-5% 65 $21,135,000 $325,154
    3-4% 18 $640,000 $35,556
    <2.5% 11 $155,000 $14,091

    During 2023, Union Home Mortgage Corp.'s average interest rate for loans was 6.97%, while their most frequently originated rate bucket for loans was 6-7%, with 8,990 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,067 $2,557,735,000 $282,093 $8,325 6.94%
    $100k-200k 5,983 $923,915,000 $154,423 $6,134 7.00%
    $400k-600k 2,272 $1,083,530,000 $476,906 $10,636 6.85%
    $100,000 or less 2,033 $105,005,000 $51,650 $4,277 7.02%
    $600k-1MM 655 $448,465,000 $684,679 $11,739 6.76%
    $1MM+ 29 $38,315,000 $1,321,207 $23,339 7.02%

    2023 saw Union Home Mortgage Corp. place emphasis on $200k-400k loans with 9,067 originations, totaling $2,557,735,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 4,794 $862,240,000 $179,858 $6,888 6.91%
    $100k-150k 4,654 $1,420,990,000 $305,327 $8,613 6.97%
    $75k-100k 4,113 $989,815,000 $240,655 $7,974 6.95%
    $150k-250k 2,787 $1,099,935,000 $394,666 $9,075 7.01%
    $50k or less 2,680 $299,920,000 $111,910 $5,754 6.84%
    $250k+ 988 $477,630,000 $483,431 $9,203 7.09%

    Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 4,794 originations. The second most popular income band? $100k-150k, with 4,654 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,324 $828,740,000 $249,320 $7,096 6.96%
    20-30% 2,744 $640,750,000 $233,509 $6,567 6.95%
    50-60% 1,395 $408,405,000 $292,763 $11,661 6.80%
    49% 1,081 $328,815,000 $304,177 $8,498 6.99%
    43% 945 $248,965,000 $263,455 $7,986 6.93%
    44% 919 $249,635,000 $271,638 $8,058 6.98%
    41% 899 $228,935,000 $254,655 $7,814 6.97%
    42% 887 $227,975,000 $257,018 $7,751 6.98%
    40% 840 $213,200,000 $253,810 $7,759 6.98%
    39% 824 $211,790,000 $257,027 $7,787 6.95%
    46% 803 $224,435,000 $279,496 $8,184 6.98%
    38% 776 $196,430,000 $253,131 $7,491 6.94%
    45% 772 $213,640,000 $276,736 $7,999 7.00%
    48% 768 $222,170,000 $289,284 $8,420 6.96%
    47% 710 $195,540,000 $275,408 $8,432 6.98%
    37% 699 $177,625,000 $254,113 $7,793 6.94%
    36% 675 $167,405,000 $248,007 $7,282 6.97%
    <20% 653 $150,975,000 $231,202 $6,162 6.95%
    >60% 59 $17,095,000 $289,746 $12,728 6.56%

    Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 30-36%, with 3,324 originations. The next most common DTI ratio? 20-30%, with 2,744 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,000 $4,025,830,000 $251,614 $7,672 6.96%
    Not provided 1,691 $477,465,000 $282,357 $8,508 6.92%
    Black 1,350 $321,690,000 $238,289 $9,260 6.88%
    Asian 840 $287,800,000 $342,619 $7,602 6.91%
    American Indian 120 $32,780,000 $273,167 $8,832 6.90%
    Native Hawaiian or Islander 21 $5,345,000 $254,524 $9,563 7.03%
    Asian Indian 5 $2,025,000 $405,000 $7,525 7.00%
    Chinese 2 $1,020,000 $510,000 $10,426 6.56%
    Filipino 2 $710,000 $355,000 $6,059 6.50%
    Other Pacific Islander 1 $595,000 $595,000 $5,429 6.63%
    Vietnamese 2 $550,000 $275,000 $5,029 6.56%
    Samoan 1 $355,000 $355,000 $19,323 6.25%
    Japanese 1 $315,000 $315,000 $3,468 6.50%
    Other Asian 2 $280,000 $140,000 $9,137 7.06%
    Guamanian 1 $205,000 $205,000 $6,022 7.38%

    Approval Rates

    Total approvals of all applications
    96.07%

    Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    83.23%

    Union Home Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,039 $5,156,965,000 $257,346

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    20,039 $5,156,965,000 $257,346

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 338 $49,930,000 $147,722 $5,207 6.92%
    40-60% 887 $204,315,000 $230,344 $6,270 6.87%
    60-80% 3,571 $966,665,000 $270,699 $7,348 7.10%
    80-100% 12,609 $3,403,425,000 $269,920 $8,247 6.94%
    Over 100% 369 $125,415,000 $339,878 $15,846 6.63%
    Under 20% 844 $13,400,000 $15,877 $1,426 6.14%