Union Home Mortgage Corp. Rates, Fees & Info

STRONGSVILLE, OH

LEI: 549300RPOGWJRH63HS39

Tax ID: 34-1084436

4.9 stars - out of 5 stars, based on 203 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Union Home Mortgage Corp. is a large credit union specializing in Home Purchase and Refi loans. Union Home Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Chicago, Columbus, Detroit, Washington, and Cleveland among others. Union Home Mortgage Corp. has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Union Home Mortgage Corp. is typically an average fee lendor.


Originations

41,308

Origination Dollar Volume (All Markets)

$9,458,250,000
Show all (110) awards

Relative Rate

Union Home Mortgage Corp.'s average 30 year fixed rate mortgage of loans were 3.12%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.03%.

Relative Fees

Union Home Mortgage Corp.'s average total fees for a 30 year fixed rate mortgage are $4,897.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2,703 $726,135,000 $268,640 $4,355 3.03%
COLUMBUS, OH (FHA|USDA|VA) 2,965 $703,585,000 $237,297 $4,514 3.08%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1,991 $423,295,000 $212,604 $3,934 3.15%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 803 $342,795,000 $426,893 $5,305 2.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1,762 $342,070,000 $194,137 $4,915 3.09%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,381 $284,145,000 $205,753 $4,013 3.08%
Outside of Metro Areas 1,576 $279,410,000 $177,291 $4,512 3.08%
PITTSBURGH, PA (FHA|USDA|VA) 1,226 $235,380,000 $191,990 $5,796 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 698 $227,420,000 $325,817 $4,143 2.98%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1,219 $211,225,000 $173,277 $4,447 3.18%
TOLEDO, OH (FHA|USDA|VA) 1,158 $179,360,000 $154,888 $4,035 3.14%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 507 $167,725,000 $330,819 $6,042 3.03%
KANSAS CITY, MO-KS (FHA|USDA|VA) 763 $162,505,000 $212,982 $3,825 3.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 349 $138,095,000 $395,688 $4,123 2.80%
FAYETTEVILLE, NC (FHA|USDA|VA) 633 $133,455,000 $210,829 $5,918 2.78%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 427 $116,375,000 $272,541 $4,246 2.95%
AKRON, OH (FHA|USDA|VA) 686 $113,590,000 $165,583 $4,319 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 350 $113,400,000 $324,000 $4,956 2.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 533 $107,835,000 $202,317 $4,131 3.10%
JACKSONVILLE, FL (FHA|USDA|VA) 382 $104,290,000 $273,010 $5,706 2.98%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 318 $100,520,000 $316,101 $4,390 2.86%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 396 $95,610,000 $241,439 $4,983 3.04%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 269 $91,015,000 $338,346 $5,696 2.99%
BURLINGTON, NC (FHA|USDA|VA) 413 $90,945,000 $220,206 $4,701 2.90%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 372 $79,590,000 $213,952 $4,410 3.03%
RALEIGH-CARY, NC (FHA|USDA|VA) 264 $77,800,000 $294,697 $3,838 2.90%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 299 $76,365,000 $255,401 $5,628 2.90%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 316 $73,750,000 $233,386 $5,121 2.94%
MONROE, MI (FHA|USDA|VA) 405 $73,205,000 $180,753 $3,952 3.03%
DAYTON-KETTERING, OH (FHA|USDA|VA) 408 $72,340,000 $177,304 $4,548 3.10%
WILMINGTON, NC (FHA|USDA|VA) 270 $70,740,000 $262,000 $4,187 2.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 227 $68,645,000 $302,401 $6,421 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 285 $64,535,000 $226,439 $3,912 3.03%
KNOXVILLE, TN (FHA|USDA|VA) 241 $64,015,000 $265,622 $4,922 3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 260 $63,110,000 $242,731 $5,865 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 222 $59,020,000 $265,856 $6,392 3.14%
ASHEVILLE, NC (FHA|USDA|VA) 218 $58,050,000 $266,284 $4,141 2.99%
OKLAHOMA CITY, OK (FHA|USDA|VA) 259 $57,755,000 $222,992 $4,236 3.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 164 $56,110,000 $342,134 $5,982 2.95%
JACKSONVILLE, NC (FHA|USDA|VA) 266 $55,290,000 $207,857 $5,483 3.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 134 $53,000,000 $395,522 $4,691 2.69%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 167 $52,035,000 $311,587 $3,545 2.72%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 192 $50,370,000 $262,344 $5,853 3.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 163 $48,655,000 $298,497 $5,285 3.02%
WINSTON-SALEM, NC (FHA|USDA|VA) 218 $48,600,000 $222,936 $4,575 3.01%
Marion, OH (FHA|USDA|VA) 317 $45,245,000 $142,729 $4,115 3.20%
BATON ROUGE, LA (FHA|USDA|VA) 181 $43,425,000 $239,917 $4,706 2.91%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 130 $42,090,000 $323,769 $5,709 3.04%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 122 $41,500,000 $340,164 $5,342 2.95%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 153 $41,385,000 $270,490 $4,699 3.05%
CANTON-MASSILLON, OH (FHA|USDA|VA) 270 $41,180,000 $152,519 $4,613 3.19%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 162 $40,940,000 $252,716 $6,573 2.92%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 131 $40,325,000 $307,824 $5,202 3.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 205 $40,315,000 $196,659 $6,067 3.11%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 149 $40,225,000 $269,966 $4,724 3.03%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 209 $40,105,000 $191,890 $4,950 3.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 122 $39,440,000 $323,279 $6,900 2.53%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 206 $38,020,000 $184,563 $6,630 2.97%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 99 $36,845,000 $372,172 $3,370 2.67%
GAINESVILLE, FL (FHA|USDA|VA) 163 $35,185,000 $215,859 $5,913 3.19%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 106 $34,950,000 $329,717 $4,102 2.92%
FORT WAYNE, IN (FHA|USDA|VA) 190 $34,260,000 $180,316 $3,608 3.14%
Mount Vernon, OH (FHA|USDA|VA) 187 $33,795,000 $180,722 $4,635 2.99%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 135 $33,225,000 $246,111 $4,874 3.06%
LONGVIEW, TX (FHA|USDA|VA) 170 $32,290,000 $189,941 $4,980 3.15%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 147 $32,025,000 $217,857 $4,506 3.24%
FLINT, MI (FHA|USDA|VA) 139 $29,905,000 $215,144 $4,041 3.12%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 88 $28,890,000 $328,295 $8,748 2.56%
Traverse City, MI (FHA|USDA|VA) 127 $28,685,000 $225,866 $3,698 3.11%
OCALA, FL (FHA|USDA|VA) 136 $28,170,000 $207,132 $4,949 3.13%
MANSFIELD, OH (FHA|USDA|VA) 188 $27,770,000 $147,713 $4,088 3.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 123 $27,075,000 $220,122 $5,582 2.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 104 $26,930,000 $258,942 $6,023 3.05%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 93 $26,315,000 $282,957 $4,489 3.03%
WHEELING, WV-OH (FHA|USDA|VA) 162 $25,620,000 $158,148 $4,604 3.16%
YORK-HANOVER, PA (FHA|USDA|VA) 123 $25,595,000 $208,089 $6,069 3.09%
LANCASTER, PA (FHA|USDA|VA) 115 $24,575,000 $213,696 $6,432 2.97%
Sandusky, OH (FHA|USDA|VA) 143 $23,995,000 $167,797 $4,496 3.23%
Norwalk, OH (FHA|USDA|VA) 158 $22,920,000 $145,063 $4,777 3.18%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 152 $22,350,000 $147,039 $3,787 2.97%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 109 $22,245,000 $204,083 $5,510 3.14%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 97 $22,185,000 $228,711 $3,703 3.22%
Russellville, AR (FHA|USDA|VA) 138 $21,510,000 $155,870 $3,920 3.14%
Lake City, FL (FHA|USDA|VA) 103 $19,995,000 $194,126 $5,293 3.29%
EL PASO, TX (FHA|USDA|VA) 61 $19,635,000 $321,885 $8,797 3.09%
LAFAYETTE, LA (FHA|USDA|VA) 107 $19,275,000 $180,140 $5,027 2.89%
ERIE, PA (FHA|USDA|VA) 116 $19,250,000 $165,948 $5,546 3.02%
Adrian, MI (FHA|USDA|VA) 123 $19,125,000 $155,488 $4,042 3.21%
Morehead City, NC (FHA|USDA|VA) 68 $19,050,000 $280,147 $5,232 2.88%
ST. LOUIS, MO-IL (FHA|USDA|VA) 86 $19,010,000 $221,047 $4,202 3.02%
Findlay, OH (FHA|USDA|VA) 98 $18,880,000 $192,653 $4,798 3.19%
Chillicothe, OH (FHA|USDA|VA) 111 $18,695,000 $168,423 $4,700 3.30%
CORPUS CHRISTI, TX (FHA|USDA|VA) 78 $18,270,000 $234,231 $5,991 2.97%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 60 $18,110,000 $301,833 $6,096 2.70%
ANN ARBOR, MI (FHA|USDA|VA) 75 $17,835,000 $237,800 $3,730 3.01%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 90 $17,620,000 $195,778 $2,989 3.07%
Holland, MI (FHA|USDA|VA) 87 $17,305,000 $198,908 $4,291 3.11%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 34 $16,950,000 $498,529 $4,134 2.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 79 $16,885,000 $213,734 $4,761 2.90%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 87 $16,665,000 $191,552 $6,325 3.13%
Wooster, OH (FHA|USDA|VA) 109 $16,405,000 $150,505 $4,353 3.13%
BATTLE CREEK, MI (FHA|USDA|VA) 112 $16,270,000 $145,268 $3,544 3.08%
STOCKTON, CA (FHA|USDA|VA) 42 $15,930,000 $379,286 $4,983 2.91%
Ashtabula, OH (FHA|USDA|VA) 97 $15,405,000 $158,814 $5,326 3.04%
NEW BERN, NC (FHA|USDA|VA) 73 $15,035,000 $205,959 $4,784 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 40 $13,210,000 $330,250 $5,287 2.60%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 40 $13,060,000 $326,500 $5,536 3.16%
ALBUQUERQUE, NM (FHA|USDA|VA) 58 $12,920,000 $222,759 $5,393 3.03%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 54 $12,810,000 $237,222 $6,126 2.87%
BOULDER, CO (FHA|USDA|VA) 30 $12,550,000 $418,333 $3,630 2.84%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 65 $12,495,000 $192,231 $3,829 3.23%
Bellefontaine, OH (FHA|USDA|VA) 72 $12,480,000 $173,333 $5,109 3.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 64 $12,480,000 $195,000 $4,056 2.96%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 32 $12,160,000 $380,000 $4,276 2.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 50 $12,020,000 $240,400 $4,015 2.98%
Bucyrus-Galion, OH (FHA|USDA|VA) 94 $11,860,000 $126,170 $4,415 3.21%
GREELEY, CO (FHA|USDA|VA) 28 $11,120,000 $397,143 $5,444 3.02%
MORGANTOWN, WV (FHA|USDA|VA) 48 $10,980,000 $228,750 $5,808 3.11%
TUCSON, AZ (FHA|USDA|VA) 35 $10,685,000 $305,286 $5,690 2.86%
Ashland, OH (FHA|USDA|VA) 68 $10,300,000 $151,471 $4,151 3.13%
Sevierville, TN (FHA|USDA|VA) 32 $10,170,000 $317,813 $5,647 3.27%
JACKSON, MI (FHA|USDA|VA) 55 $10,155,000 $184,636 $4,212 3.10%
Athens, OH (FHA|USDA|VA) 68 $10,040,000 $147,647 $3,930 3.26%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 50 $10,040,000 $200,800 $4,022 2.90%
TULSA, OK (FHA|USDA|VA) 61 $10,005,000 $164,016 $5,534 3.13%
Key West, FL (FHA|USDA|VA) 21 $9,895,000 $471,190 $17,118 2.86%
SAGINAW, MI (FHA|USDA|VA) 81 $9,435,000 $116,481 $3,439 3.23%
SALISBURY, MD-DE (FHA|USDA|VA) 37 $9,335,000 $252,297 $4,563 2.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 31 $8,925,000 $287,903 $6,811 2.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 22 $8,850,000 $402,273 $10,720 3.12%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $8,630,000 $359,583 $5,898 3.08%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 15 $8,415,000 $561,000 $10,015 2.98%
SPRINGFIELD, OH (FHA|USDA|VA) 43 $8,265,000 $192,209 $4,980 3.09%
PUNTA GORDA, FL (FHA|USDA|VA) 37 $8,025,000 $216,892 $4,893 2.99%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 49 $7,975,000 $162,755 $4,308 3.03%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 41 $7,775,000 $189,634 $4,333 3.23%
HUNTSVILLE, AL (FHA|USDA|VA) 32 $7,590,000 $237,188 $4,127 2.85%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 14 $7,450,000 $532,143 $6,270 3.10%
Zanesville, OH (FHA|USDA|VA) 43 $7,205,000 $167,558 $4,495 3.08%
TOPEKA, KS (FHA|USDA|VA) 47 $7,195,000 $153,085 $3,768 3.18%
Sidney, OH (FHA|USDA|VA) 42 $7,050,000 $167,857 $4,430 3.11%
RICHMOND, VA (FHA|USDA|VA) 26 $7,000,000 $269,231 $5,062 2.83%
SANTA FE, NM (FHA|USDA|VA) 22 $6,790,000 $308,636 $6,145 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 24 $6,550,000 $272,917 $5,069 2.89%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 12 $6,540,000 $545,000 $4,583 2.77%
ST. CLOUD, MN (FHA|USDA|VA) 35 $6,465,000 $184,714 $3,863 2.64%
Tiffin, OH (FHA|USDA|VA) 46 $6,180,000 $134,348 $4,575 3.25%
PITTSFIELD, MA (FHA|USDA|VA) 20 $6,130,000 $306,500 $3,837 2.74%
Fremont, OH (FHA|USDA|VA) 41 $6,105,000 $148,902 $4,774 3.30%
JOHNSON CITY, TN (FHA|USDA|VA) 30 $6,080,000 $202,667 $3,677 3.10%
WINCHESTER, VA-WV (FHA|USDA|VA) 22 $6,050,000 $275,000 $6,292 2.86%
NILES, MI (FHA|USDA|VA) 32 $6,050,000 $189,063 $3,342 2.85%
Greeneville, TN (FHA|USDA|VA) 29 $6,025,000 $207,759 $3,994 3.02%
WORCESTER, MA-CT (FHA|USDA|VA) 24 $6,000,000 $250,000 $4,481 2.81%
Warsaw, IN (FHA|USDA|VA) 36 $5,990,000 $166,389 $3,374 2.93%
MODESTO, CA (FHA|USDA|VA) 16 $5,910,000 $369,375 $6,318 2.80%
GETTYSBURG, PA (FHA|USDA|VA) 26 $5,770,000 $221,923 $5,973 2.83%
MERCED, CA (FHA|USDA|VA) 21 $5,765,000 $274,524 $4,835 2.97%
New Castle, PA (FHA|USDA|VA) 37 $5,635,000 $152,297 $5,984 3.02%
Urbana, OH (FHA|USDA|VA) 32 $5,570,000 $174,063 $4,975 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,560,000 $347,500 $3,231 2.75%
Garden City, KS (FHA|USDA|VA) 24 $5,480,000 $228,333 $6,384 2.96%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 41 $5,335,000 $130,122 $4,604 3.30%
OCEAN CITY, NJ (FHA|USDA|VA) 17 $5,305,000 $312,059 $5,881 2.78%
EVANSVILLE, IN-KY (FHA|USDA|VA) 33 $5,305,000 $160,758 $3,574 2.98%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 31 $5,275,000 $170,161 $3,674 3.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 12 $5,130,000 $427,500 $10,152 2.50%
LAREDO, TX (FHA|USDA|VA) 24 $5,050,000 $210,417 $6,076 2.76%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 16 $5,040,000 $315,000 $6,631 2.96%
READING, PA (FHA|USDA|VA) 26 $4,990,000 $191,923 $5,124 3.10%
Marion, IN (FHA|USDA|VA) 40 $4,950,000 $123,750 $3,075 3.03%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 16 $4,910,000 $306,875 $6,013 3.01%
CHARLESTON, WV (FHA|USDA|VA) 35 $4,895,000 $139,857 $3,173 3.20%
Sanford, NC (FHA|USDA|VA) 20 $4,880,000 $244,000 $6,176 3.03%
MUSKEGON, MI (FHA|USDA|VA) 31 $4,865,000 $156,935 $3,774 3.18%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 22 $4,840,000 $220,000 $3,741 3.12%
Angola, IN (FHA|USDA|VA) 27 $4,815,000 $178,333 $3,287 3.04%
Picayune, MS (FHA|USDA|VA) 27 $4,805,000 $177,963 $4,320 3.05%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 17 $4,705,000 $276,765 $4,592 2.88%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $4,580,000 $381,667 $4,383 3.00%
Meadville, PA (FHA|USDA|VA) 32 $4,540,000 $141,875 $5,063 3.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 21 $4,515,000 $215,000 $4,565 3.04%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 26 $4,510,000 $173,462 $3,550 3.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 16 $4,490,000 $280,625 $4,436 2.71%
SPARTANBURG, SC (FHA|USDA|VA) 23 $4,455,000 $193,696 $3,896 2.91%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 18 $4,360,000 $242,222 $4,985 3.06%
Harrison, AR (FHA|USDA|VA) 25 $4,225,000 $169,000 $3,097 2.95%
Lumberton, NC (FHA|USDA|VA) 20 $4,160,000 $208,000 $4,667 3.04%
MIDLAND, MI (FHA|USDA|VA) 31 $4,045,000 $130,484 $3,270 3.14%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 21 $3,995,000 $190,238 $3,915 2.68%
Wilmington, OH (FHA|USDA|VA) 27 $3,935,000 $145,741 $4,334 3.17%
Alma, MI (FHA|USDA|VA) 29 $3,905,000 $134,655 $4,204 3.32%
LEBANON, PA (FHA|USDA|VA) 18 $3,840,000 $213,333 $7,182 3.05%
HOT SPRINGS, AR (FHA|USDA|VA) 23 $3,835,000 $166,739 $3,314 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 17 $3,645,000 $214,412 $4,252 3.04%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $3,545,000 $322,273 $9,012 3.00%
DOVER, DE (FHA|USDA|VA) 15 $3,515,000 $234,333 $4,660 2.89%
Indiana, PA (FHA|USDA|VA) 23 $3,405,000 $148,043 $5,957 3.07%
Coshocton, OH (FHA|USDA|VA) 25 $3,405,000 $136,200 $4,486 3.21%
Brevard, NC (FHA|USDA|VA) 12 $3,370,000 $280,833 $5,071 3.05%
Hobbs, NM (FHA|USDA|VA) 13 $3,285,000 $252,692 $7,559 3.18%
TYLER, TX (FHA|USDA|VA) 14 $3,270,000 $233,571 $6,211 2.86%
GREENVILLE, NC (FHA|USDA|VA) 17 $3,255,000 $191,471 $3,784 2.87%
LIMA, OH (FHA|USDA|VA) 18 $3,180,000 $176,667 $4,960 3.33%
LAWRENCE, KS (FHA|USDA|VA) 16 $3,170,000 $198,125 $3,593 3.03%
Palatka, FL (FHA|USDA|VA) 18 $3,160,000 $175,556 $5,962 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 11 $3,125,000 $284,091 $2,992 2.85%
SHERMAN-DENISON, TX (FHA|USDA|VA) 10 $3,120,000 $312,000 $6,560 3.20%
PANAMA CITY, FL (FHA|USDA|VA) 10 $3,080,000 $308,000 $6,788 2.84%
Warrensburg, MO (FHA|USDA|VA) 15 $3,075,000 $205,000 $3,660 3.12%
Huntington, IN (FHA|USDA|VA) 25 $3,035,000 $121,400 $3,425 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 11 $3,025,000 $275,000 $4,720 2.94%
DOTHAN, AL (FHA|USDA|VA) 13 $3,005,000 $231,154 $5,200 2.91%
COLUMBIA, SC (FHA|USDA|VA) 13 $2,975,000 $228,846 $5,068 2.72%
Mount Pleasant, MI (FHA|USDA|VA) 17 $2,965,000 $174,412 $3,415 3.18%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $2,955,000 $328,333 $5,365 3.01%
Ottawa, KS (FHA|USDA|VA) 17 $2,895,000 $170,294 $3,790 3.26%
Cambridge, OH (FHA|USDA|VA) 19 $2,895,000 $152,368 $3,795 2.80%
LAS CRUCES, NM (FHA|USDA|VA) 9 $2,845,000 $316,111 $9,480 2.86%
THE VILLAGES, FL (FHA|USDA|VA) 11 $2,795,000 $254,091 $5,298 2.94%
Kendallville, IN (FHA|USDA|VA) 18 $2,740,000 $152,222 $3,269 2.99%
ALTOONA, PA (FHA|USDA|VA) 23 $2,735,000 $118,913 $4,575 2.70%
Dodge City, KS (FHA|USDA|VA) 14 $2,700,000 $192,857 $5,752 2.75%
New Philadelphia-Dover, OH (FHA|USDA|VA) 20 $2,670,000 $133,500 $4,679 3.43%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 4 $2,630,000 $657,500 $5,761 2.97%
FORT SMITH, AR-OK (FHA|USDA|VA) 18 $2,630,000 $146,111 $4,864 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $2,610,000 $217,500 $4,694 2.84%
VICTORIA, TX (FHA|USDA|VA) 13 $2,605,000 $200,385 $5,106 3.45%
LINCOLN, NE (FHA|USDA|VA) 11 $2,595,000 $235,909 $2,651 2.78%
MONTGOMERY, AL (FHA|USDA|VA) 11 $2,575,000 $234,091 $4,715 2.77%
Hillsdale, MI (FHA|USDA|VA) 18 $2,570,000 $142,778 $4,095 3.10%
Ada, OK (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,857 3.13%
SPRINGFIELD, MO (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,840 2.96%
EAU CLAIRE, WI (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,267 3.01%
Auburn, IN (FHA|USDA|VA) 15 $2,515,000 $167,667 $3,312 3.26%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 15 $2,455,000 $163,667 $5,530 3.40%
Big Rapids, MI (FHA|USDA|VA) 12 $2,450,000 $204,167 $4,976 3.34%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 14 $2,440,000 $174,286 $3,983 3.40%
VALDOSTA, GA (FHA|USDA|VA) 11 $2,425,000 $220,455 $5,042 3.02%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $2,415,000 $483,000 $2,876 2.50%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 6 $2,400,000 $400,000 $5,289 2.77%
Marietta, OH (FHA|USDA|VA) 15 $2,375,000 $158,333 $4,592 2.94%
Jackson, OH (FHA|USDA|VA) 15 $2,375,000 $158,333 $4,117 3.13%
BAY CITY, MI (FHA|USDA|VA) 18 $2,370,000 $131,667 $4,144 3.09%
Show Low, AZ (FHA|USDA|VA) 10 $2,320,000 $232,000 $4,864 3.16%
PUEBLO, CO (FHA|USDA|VA) 9 $2,315,000 $257,222 $7,085 3.29%
Oil City, PA (FHA|USDA|VA) 15 $2,255,000 $150,333 $4,838 3.21%
WACO, TX (FHA|USDA|VA) 6 $2,210,000 $368,333 $6,318 2.92%
Washington Court House, OH (FHA|USDA|VA) 15 $2,185,000 $145,667 $4,746 3.09%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $2,180,000 $218,000 $5,117 2.96%
COLUMBIA, MO (FHA|USDA|VA) 10 $2,150,000 $215,000 $2,925 3.10%
Cadillac, MI (FHA|USDA|VA) 13 $2,135,000 $164,231 $3,761 3.28%
Athens, TX (FHA|USDA|VA) 6 $2,130,000 $355,000 $6,974 3.00%
Marion, NC (FHA|USDA|VA) 9 $2,105,000 $233,889 $5,544 3.18%
Tifton, GA (FHA|USDA|VA) 11 $2,095,000 $190,455 $4,972 2.67%
JEFFERSON CITY, MO (FHA|USDA|VA) 15 $2,075,000 $138,333 $4,577 3.35%
MIDLAND, TX (FHA|USDA|VA) 5 $1,985,000 $397,000 $5,776 3.05%
Fairmont, WV (FHA|USDA|VA) 12 $1,950,000 $162,500 $6,736 3.10%
Huntsville, TX (FHA|USDA|VA) 8 $1,930,000 $241,250 $6,022 3.20%
Salem, OH (FHA|USDA|VA) 13 $1,875,000 $144,231 $3,357 2.87%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,760 3.29%
Cañon City, CO (FHA|USDA|VA) 7 $1,825,000 $260,714 $4,641 2.96%
Maysville, KY (FHA|USDA|VA) 12 $1,810,000 $150,833 $3,898 3.22%
SHEBOYGAN, WI (FHA|USDA|VA) 7 $1,775,000 $253,571 $3,588 3.39%
Forest City, NC (FHA|USDA|VA) 6 $1,760,000 $293,333 $5,138 3.02%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,623 2.89%
SAN ANGELO, TX (FHA|USDA|VA) 7 $1,745,000 $249,286 $3,923 2.70%
Salina, KS (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,146 3.16%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,715,000 $343,000 $4,760 2.70%
TEXARKANA, TX-AR (FHA|USDA|VA) 9 $1,715,000 $190,556 $4,337 3.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,695,000 $188,333 $4,859 3.46%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,444 3.20%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 7 $1,635,000 $233,571 $5,389 2.70%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,630,000 $271,667 $4,867 3.02%
Decatur, IN (FHA|USDA|VA) 9 $1,625,000 $180,556 $4,270 3.21%
Shawnee, OK (FHA|USDA|VA) 9 $1,615,000 $179,444 $5,344 3.01%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $1,610,000 $201,250 $5,396 3.19%
West Plains, MO (FHA|USDA|VA) 10 $1,570,000 $157,000 $2,666 3.35%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $1,550,000 $387,500 $4,998 2.69%
Cullowhee, NC (FHA|USDA|VA) 4 $1,530,000 $382,500 $3,507 3.03%
Atchison, KS (FHA|USDA|VA) 11 $1,495,000 $135,909 $3,340 3.52%
GOLDSBORO, NC (FHA|USDA|VA) 6 $1,490,000 $248,333 $6,146 2.63%
REDDING, CA (FHA|USDA|VA) 4 $1,490,000 $372,500 $2,993 2.59%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $1,445,000 $206,429 $3,379 2.70%
HAMMOND, LA (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,032 2.58%
Point Pleasant, WV-OH (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,784 3.39%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $1,400,000 $350,000 $4,812 3.25%
Willmar, MN (FHA|USDA|VA) 7 $1,395,000 $199,286 $4,574 2.63%
Clarksburg, WV (FHA|USDA|VA) 7 $1,385,000 $197,857 $7,474 3.05%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $1,380,000 $345,000 $8,696 3.16%
Jefferson, GA (FHA|USDA|VA) 5 $1,375,000 $275,000 $4,155 3.20%
JOHNSTOWN, PA (FHA|USDA|VA) 13 $1,365,000 $105,000 $4,248 2.72%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,360,000 $226,667 $5,695 2.77%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,330,000 $332,500 $7,777 2.63%
Alpena, MI (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,817 3.40%
Newport, TN (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,840 3.46%
Sturgis, MI (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,972 2.83%
Arcadia, FL (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,396 2.92%
Wabash, IN (FHA|USDA|VA) 8 $1,290,000 $161,250 $3,189 3.11%
RACINE, WI (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,639 3.08%
Newberry, SC (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,679 2.93%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $5,910 3.06%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $1,220,000 $203,333 $2,785 2.77%
BAKERSFIELD, CA (FHA|USDA|VA) 3 $1,205,000 $401,667 $10,292 2.46%
Mount Pleasant, TX (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,802 2.88%
STAUNTON, VA (FHA|USDA|VA) 5 $1,205,000 $241,000 $3,404 3.08%
WICHITA, KS (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,702 2.30%
HARRISONBURG, VA (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,276 2.85%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $1,170,000 $195,000 $4,944 2.92%
BEND, OR (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,714 3.08%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,125,000 $160,714 $2,659 2.93%
Portsmouth, OH (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,762 3.29%
Seneca, SC (FHA|USDA|VA) 4 $1,080,000 $270,000 $7,229 3.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,901 2.88%
YUMA, AZ (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,393 2.63%
RENO, NV (FHA|USDA|VA) 3 $1,035,000 $345,000 $4,866 2.54%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,015,000 $338,333 $10,315 2.88%
ROANOKE, VA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,161 2.97%
Crawfordsville, IN (FHA|USDA|VA) 7 $1,005,000 $143,571 $3,084 3.29%
Durango, CO (FHA|USDA|VA) 2 $1,000,000 $500,000 $3,993 2.63%
Whitewater, WI (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,112 3.34%
VALLEJO, CA (FHA|USDA|VA) 2 $1,000,000 $500,000 $7,420 2.50%
Española, NM (FHA|USDA|VA) 4 $980,000 $245,000 $8,494 3.22%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $970,000 $242,500 $2,994 2.81%
COLUMBUS, IN (FHA|USDA|VA) 3 $945,000 $315,000 $6,727 2.79%
Bluffton, IN (FHA|USDA|VA) 7 $935,000 $133,571 $3,285 3.16%
Emporia, KS (FHA|USDA|VA) 7 $925,000 $132,143 $4,617 3.11%
ENID, OK (FHA|USDA|VA) 3 $915,000 $305,000 $7,328 2.50%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $915,000 $305,000 $2,679 2.58%
PEORIA, IL (FHA|USDA|VA) 3 $915,000 $305,000 $4,896 2.67%
Pottsville, PA (FHA|USDA|VA) 7 $905,000 $129,286 $4,780 2.98%
Plymouth, IN (FHA|USDA|VA) 5 $895,000 $179,000 $4,097 2.93%
Stillwater, OK (FHA|USDA|VA) 5 $895,000 $179,000 $4,660 3.08%
Frankfort, KY (FHA|USDA|VA) 5 $865,000 $173,000 $4,708 2.85%
MONROE, LA (FHA|USDA|VA) 4 $860,000 $215,000 $5,711 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $855,000 $285,000 $6,886 2.58%
Washington, NC (FHA|USDA|VA) 5 $855,000 $171,000 $4,747 3.10%
TERRE HAUTE, IN (FHA|USDA|VA) 8 $850,000 $106,250 $3,373 3.56%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 5 $845,000 $169,000 $4,150 2.68%
DULUTH, MN-WI (FHA|USDA|VA) 8 $840,000 $105,000 $2,969 2.83%
Ardmore, OK (FHA|USDA|VA) 4 $830,000 $207,500 $4,829 2.75%
Bardstown, KY (FHA|USDA|VA) 5 $825,000 $165,000 $4,823 3.08%
Ozark, AL (FHA|USDA|VA) 2 $820,000 $410,000 $8,542 2.88%
Edwards, CO (FHA|USDA|VA) 1 $815,000 $815,000 $3,346 3.25%
Breckenridge, CO (FHA|USDA|VA) 3 $815,000 $271,667 $3,877 2.75%
MADERA, CA (FHA|USDA|VA) 3 $815,000 $271,667 $3,575 2.88%
Marquette, MI (FHA|USDA|VA) 4 $810,000 $202,500 $4,729 2.91%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $810,000 $405,000 $3,088 2.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $800,000 $400,000 $4,060 2.56%
Greenville, OH (FHA|USDA|VA) 5 $795,000 $159,000 $3,660 2.98%
Georgetown, SC (FHA|USDA|VA) 3 $795,000 $265,000 $5,276 2.83%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $775,000 $155,000 $2,858 2.75%
Somerset, PA (FHA|USDA|VA) 5 $775,000 $155,000 $6,315 3.55%
Moultrie, GA (FHA|USDA|VA) 4 $770,000 $192,500 $4,997 2.81%
Fort Morgan, CO (FHA|USDA|VA) 3 $765,000 $255,000 $1,759 3.42%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $765,000 $255,000 $3,201 2.42%
Steamboat Springs, CO (FHA|USDA|VA) 2 $760,000 $380,000 $3,946 2.81%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $760,000 $190,000 $6,765 3.19%
Muscatine, IA (FHA|USDA|VA) 6 $750,000 $125,000 $3,815 3.65%
Alexander City, AL (FHA|USDA|VA) 2 $750,000 $375,000 $3,036 3.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $740,000 $370,000 $2,186 2.25%
Kerrville, TX (FHA|USDA|VA) 2 $740,000 $370,000 $8,703 3.06%
Coldwater, MI (FHA|USDA|VA) 6 $740,000 $123,333 $3,686 3.06%
Shelbyville, TN (FHA|USDA|VA) 3 $735,000 $245,000 $4,410 3.08%
Cullman, AL (FHA|USDA|VA) 3 $735,000 $245,000 $7,287 2.58%
JACKSON, MS (FHA|USDA|VA) 2 $730,000 $365,000 $6,467 2.75%
Faribault-Northfield, MN (FHA|USDA|VA) 4 $730,000 $182,500 $2,721 2.66%
Clovis, NM (FHA|USDA|VA) 3 $725,000 $241,667 $7,336 2.42%
Crossville, TN (FHA|USDA|VA) 4 $710,000 $177,500 $3,431 3.13%
KOKOMO, IN (FHA|USDA|VA) 5 $695,000 $139,000 $3,805 3.13%
Waycross, GA (FHA|USDA|VA) 1 $695,000 $695,000 $4,613 2.75%
Dayton, TN (FHA|USDA|VA) 2 $680,000 $340,000 $5,056 3.13%
KANKAKEE, IL (FHA|USDA|VA) 2 $680,000 $340,000 $4,923 3.94%
Minden, LA (FHA|USDA|VA) 4 $680,000 $170,000 $5,670 3.34%
LYNCHBURG, VA (FHA|USDA|VA) 2 $680,000 $340,000 $3,687 3.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $660,000 $330,000 $2,274 2.81%
Sterling, CO (FHA|USDA|VA) 3 $655,000 $218,333 $2,831 2.67%
Pahrump, NV (FHA|USDA|VA) 2 $650,000 $325,000 $9,453 3.25%
Albemarle, NC (FHA|USDA|VA) 2 $650,000 $325,000 $8,645 2.25%
FRESNO, CA (FHA|USDA|VA) 2 $650,000 $325,000 $5,982 2.94%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $645,000 $215,000 $5,100 3.13%
Granbury, TX (FHA|USDA|VA) 2 $640,000 $320,000 $6,471 2.69%
Warren, PA (FHA|USDA|VA) 4 $640,000 $160,000 $4,619 3.44%
Mount Airy, NC (FHA|USDA|VA) 4 $620,000 $155,000 $4,496 2.88%
LAWTON, OK (FHA|USDA|VA) 4 $620,000 $155,000 $3,789 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $615,000 $205,000 $2,227 2.58%
ABILENE, TX (FHA|USDA|VA) 3 $615,000 $205,000 $6,670 2.33%
Boone, NC (FHA|USDA|VA) 4 $610,000 $152,500 $4,369 3.00%
VISALIA, CA (FHA|USDA|VA) 2 $600,000 $300,000 $4,108 3.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 3 $595,000 $198,333 $6,101 2.71%
Stephenville, TX (FHA|USDA|VA) 2 $590,000 $295,000 $7,390 3.31%
Fernley, NV (FHA|USDA|VA) 2 $570,000 $285,000 $3,939 2.94%
Altus, OK (FHA|USDA|VA) 2 $570,000 $285,000 $7,639 2.25%
Montrose, CO (FHA|USDA|VA) 1 $565,000 $565,000 $21,354 2.25%
Cookeville, TN (FHA|USDA|VA) 3 $565,000 $188,333 $6,198 3.33%
St. Marys, GA (FHA|USDA|VA) 2 $560,000 $280,000 $5,443 3.19%
Centralia, WA (FHA|USDA|VA) 2 $560,000 $280,000 $3,382 3.25%
Madison, IN (FHA|USDA|VA) 3 $555,000 $185,000 $3,347 2.71%
Henderson, NC (FHA|USDA|VA) 3 $555,000 $185,000 $5,908 2.96%
Malvern, AR (FHA|USDA|VA) 4 $550,000 $137,500 $3,821 3.03%
Lewisburg, PA (FHA|USDA|VA) 3 $545,000 $181,667 $7,127 2.04%
BELLINGHAM, WA (FHA|USDA|VA) 1 $545,000 $545,000 $1,910 2.25%
ALBANY, GA (FHA|USDA|VA) 6 $540,000 $90,000 $3,286 3.08%
Alamogordo, NM (FHA|USDA|VA) 3 $535,000 $178,333 $5,828 2.79%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $535,000 $178,333 $2,735 2.96%
MISSOULA, MT (FHA|USDA|VA) 1 $535,000 $535,000 $4,322 2.25%
JOPLIN, MO (FHA|USDA|VA) 2 $530,000 $265,000 $6,795 2.75%
Mount Sterling, KY (FHA|USDA|VA) 4 $530,000 $132,500 $4,783 3.03%
Selinsgrove, PA (FHA|USDA|VA) 3 $525,000 $175,000 $3,880 2.92%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $525,000 $175,000 $2,411 3.13%
MANHATTAN, KS (FHA|USDA|VA) 2 $520,000 $260,000 $4,103 3.19%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $515,000 $515,000 $4,581 2.88%
Rolla, MO (FHA|USDA|VA) 3 $515,000 $171,667 $3,614 3.08%
Richmond-Berea, KY (FHA|USDA|VA) 2 $510,000 $255,000 $4,789 2.94%
Beaver Dam, WI (FHA|USDA|VA) 4 $500,000 $125,000 $3,531 3.47%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $490,000 $245,000 $5,408 3.56%
Branson, MO (FHA|USDA|VA) 3 $485,000 $161,667 $3,322 3.33%
CLEVELAND, TN (FHA|USDA|VA) 2 $480,000 $240,000 $2,783 2.81%
Los Alamos, NM (FHA|USDA|VA) 1 $475,000 $475,000 $8,974 3.38%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $475,000 $158,333 $6,091 3.63%
Opelousas, LA (FHA|USDA|VA) 3 $465,000 $155,000 $5,889 3.00%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $465,000 $465,000 $2,512 3.00%
Madisonville, KY (FHA|USDA|VA) 1 $455,000 $455,000 $5,055 3.00%
Baraboo, WI (FHA|USDA|VA) 3 $455,000 $151,667 $2,820 2.88%
FARMINGTON, NM (FHA|USDA|VA) 2 $450,000 $225,000 $4,526 2.75%
Farmington, MO (FHA|USDA|VA) 2 $450,000 $225,000 $4,426 2.75%
YUBA CITY, CA (FHA|USDA|VA) 2 $450,000 $225,000 $2,928 2.31%
Easton, MD (FHA|USDA|VA) 2 $450,000 $225,000 $2,971 2.69%
Hutchinson, MN (FHA|USDA|VA) 1 $445,000 $445,000 $5,598 2.75%
Scottsburg, IN (FHA|USDA|VA) 2 $440,000 $220,000 $4,415 2.88%
Wapakoneta, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,858 3.44%
Huntingdon, PA (FHA|USDA|VA) 3 $435,000 $145,000 $5,990 2.67%
BOISE CITY, ID (FHA|USDA|VA) 1 $425,000 $425,000 $0 3.50%
Morgan City, LA (FHA|USDA|VA) 4 $420,000 $105,000 $3,471 2.50%
Celina, OH (FHA|USDA|VA) 3 $415,000 $138,333 $4,366 3.25%
Marshall, MO (FHA|USDA|VA) 1 $415,000 $415,000 $2,862 2.25%
Jacksonville, TX (FHA|USDA|VA) 4 $410,000 $102,500 $3,185 3.00%
DuBois, PA (FHA|USDA|VA) 3 $405,000 $135,000 $5,047 3.38%
Las Vegas, NM (FHA|USDA|VA) 3 $405,000 $135,000 $5,847 2.79%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $405,000 $405,000 $4,024 2.88%
Concord, NH (FHA|USDA|VA) 1 $405,000 $405,000 $3,577 2.25%
Burlington, IA-IL (FHA|USDA|VA) 3 $405,000 $135,000 $4,235 3.29%
Pittsburg, KS (FHA|USDA|VA) 2 $400,000 $200,000 $3,938 3.31%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $400,000 $200,000 $4,325 2.25%
MUNCIE, IN (FHA|USDA|VA) 3 $395,000 $131,667 $4,491 2.92%
ROME, GA (FHA|USDA|VA) 1 $395,000 $395,000 $17,826 2.75%
Lufkin, TX (FHA|USDA|VA) 2 $390,000 $195,000 $6,011 3.31%
Kinston, NC (FHA|USDA|VA) 2 $390,000 $195,000 $6,013 2.94%
Grand Rapids, MN (FHA|USDA|VA) 2 $390,000 $195,000 $3,706 3.00%
Susanville, CA (FHA|USDA|VA) 1 $385,000 $385,000 $5,614 3.75%
Ponca City, OK (FHA|USDA|VA) 3 $385,000 $128,333 $3,781 3.42%
Moses Lake, WA (FHA|USDA|VA) 1 $375,000 $375,000 $4,458 2.25%
Port Angeles, WA (FHA|USDA|VA) 1 $375,000 $375,000 $4,087 2.75%
AMARILLO, TX (FHA|USDA|VA) 3 $375,000 $125,000 $4,100 3.21%
Paris, TN (FHA|USDA|VA) 2 $370,000 $185,000 $2,718 3.25%
Muskogee, OK (FHA|USDA|VA) 2 $370,000 $185,000 $6,633 3.63%
Woodward, OK (FHA|USDA|VA) 4 $370,000 $92,500 $5,033 3.06%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $370,000 $185,000 $4,175 2.94%
Brenham, TX (FHA|USDA|VA) 2 $360,000 $180,000 $2,961 3.31%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $355,000 $355,000 $3,324 3.25%
Ottawa, IL (FHA|USDA|VA) 2 $350,000 $175,000 $4,867 3.25%
Payson, AZ (FHA|USDA|VA) 1 $345,000 $345,000 $10,594 3.25%
SALINAS, CA (FHA|USDA|VA) 1 $345,000 $345,000 $3,376 3.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $335,000 $335,000 $11,112 2.25%
Vincennes, IN (FHA|USDA|VA) 3 $335,000 $111,667 $2,218 3.38%
Bonham, TX (FHA|USDA|VA) 1 $335,000 $335,000 $4,094 3.25%
Laurinburg, NC (FHA|USDA|VA) 1 $335,000 $335,000 $2,501 2.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $10,131 2.88%
Mexico, MO (FHA|USDA|VA) 3 $335,000 $111,667 $4,031 3.00%
LaGrange, GA-AL (FHA|USDA|VA) 2 $330,000 $165,000 $5,587 3.31%
Del Rio, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,029 2.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $315,000 $315,000 $6,030 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $3,233 2.25%
St. Marys, PA (FHA|USDA|VA) 1 $305,000 $305,000 $12,322 3.13%
Bemidji, MN (FHA|USDA|VA) 1 $305,000 $305,000 $3,025 2.63%
Cambridge, MD (FHA|USDA|VA) 1 $305,000 $305,000 $10,119 3.38%
Zapata, TX (FHA|USDA|VA) 2 $300,000 $150,000 $5,136 2.38%
North Wilkesboro, NC (FHA|USDA|VA) 2 $300,000 $150,000 $3,045 2.94%
Jasper, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,607 2.94%
CHEYENNE, WY (FHA|USDA|VA) 1 $295,000 $295,000 $9,460 2.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $295,000 $295,000 $0 3.25%
Frankfort, IN (FHA|USDA|VA) 2 $290,000 $145,000 $4,327 3.75%
Maryville, MO (FHA|USDA|VA) 2 $290,000 $145,000 $3,251 3.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $285,000 $285,000 $3,633 2.88%
Fredericksburg, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,697 2.88%
ROCHESTER, MN (FHA|USDA|VA) 2 $280,000 $140,000 $3,075 2.69%
Escanaba, MI (FHA|USDA|VA) 3 $275,000 $91,667 $3,135 3.17%
Bogalusa, LA (FHA|USDA|VA) 1 $275,000 $275,000 $4,128 3.25%
Taos, NM (FHA|USDA|VA) 2 $270,000 $135,000 $5,627 3.19%
Seymour, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,059 2.75%
AMES, IA (FHA|USDA|VA) 2 $270,000 $135,000 $6,504 2.75%
Red Wing, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,005 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $265,000 $265,000 $4,846 2.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,500 3.13%
Aberdeen, WA (FHA|USDA|VA) 2 $260,000 $130,000 $3,259 3.50%
Ludington, MI (FHA|USDA|VA) 2 $260,000 $130,000 $3,384 3.00%
Gainesville, TX (FHA|USDA|VA) 2 $260,000 $130,000 $2,997 3.06%
Calhoun, GA (FHA|USDA|VA) 2 $260,000 $130,000 $3,699 2.81%
Enterprise, AL (FHA|USDA|VA) 1 $255,000 $255,000 $3,363 2.88%
Craig, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,281 2.25%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $255,000 $255,000 $13,187 3.00%
Richmond, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,148 3.31%
Gaffney, SC (FHA|USDA|VA) 1 $245,000 $245,000 $2,846 2.88%
Sayre, PA (FHA|USDA|VA) 1 $245,000 $245,000 $8,247 2.00%
Thomasville, GA (FHA|USDA|VA) 2 $240,000 $120,000 $2,143 3.25%
DECATUR, AL (FHA|USDA|VA) 1 $235,000 $235,000 $3,148 3.25%
MADISON, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,641 2.25%
Portales, NM (FHA|USDA|VA) 1 $235,000 $235,000 $6,908 2.25%
ODESSA, TX (FHA|USDA|VA) 2 $230,000 $115,000 $1,602 3.38%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $225,000 $225,000 $2,823 2.63%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $220,000 $110,000 $4,471 3.44%
Safford, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $9,156 2.88%
Columbus, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,388 2.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,482 2.25%
Oskaloosa, IA (FHA|USDA|VA) 1 $205,000 $205,000 $4,356 3.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $205,000 $205,000 $2,501 3.13%
Quincy, IL-MO (FHA|USDA|VA) 1 $205,000 $205,000 $5,165 2.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,804 3.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $205,000 $205,000 $3,705 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,262 3.38%
Troy, AL (FHA|USDA|VA) 2 $200,000 $100,000 $4,098 2.38%
APPLETON, WI (FHA|USDA|VA) 1 $195,000 $195,000 $3,204 3.13%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,668 3.25%
Orangeburg, SC (FHA|USDA|VA) 1 $195,000 $195,000 $5,358 2.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,004 2.75%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $195,000 $195,000 $3,890 3.13%
GADSDEN, AL (FHA|USDA|VA) 1 $195,000 $195,000 $4,267 2.50%
Searcy, AR (FHA|USDA|VA) 1 $195,000 $195,000 $6,643 3.25%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $190,000 $95,000 $4,900 3.56%
Hutchinson, KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,531 3.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,067 2.25%
JACKSON, TN (FHA|USDA|VA) 1 $185,000 $185,000 $2,315 2.50%
Defiance, OH (FHA|USDA|VA) 2 $180,000 $90,000 $3,246 2.81%
SUMTER, SC (FHA|USDA|VA) 2 $180,000 $90,000 $4,039 3.06%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,323 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,641 2.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $165,000 $165,000 $5,479 2.75%
Great Bend, KS (FHA|USDA|VA) 1 $165,000 $165,000 $2,753 3.88%
MOBILE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $2,861 3.25%
Clewiston, FL (FHA|USDA|VA) 1 $155,000 $155,000 $6,620 3.25%
Greensburg, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,852 3.38%
Jasper, AL (FHA|USDA|VA) 1 $155,000 $155,000 $3,272 2.88%
Durant, OK (FHA|USDA|VA) 1 $155,000 $155,000 $4,523 3.25%
Bedford, IN (FHA|USDA|VA) 2 $150,000 $75,000 $4,443 3.94%
Liberal, KS (FHA|USDA|VA) 1 $145,000 $145,000 $2,304 2.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,681 3.25%
Fort Polk South, LA (FHA|USDA|VA) 1 $145,000 $145,000 $7,687 3.13%
BECKLEY, WV (FHA|USDA|VA) 1 $145,000 $145,000 $3,459 2.88%
Sedalia, MO (FHA|USDA|VA) 2 $140,000 $70,000 $2,121 3.13%
Peru, IN (FHA|USDA|VA) 2 $140,000 $70,000 $1,978 3.69%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,718 3.25%
Glasgow, KY (FHA|USDA|VA) 1 $135,000 $135,000 $7,074 3.25%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,761 3.38%
Menomonie, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,916 3.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $135,000 $135,000 $673 2.88%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $2,818 3.38%
London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,430 2.50%
Pontiac, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,243 2.75%
Oxford, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,097 3.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,377 2.13%
Duncan, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,161 3.38%
FARGO, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,390 2.50%
Brainerd, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,328 3.25%
Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,225 2.25%
Summerville, GA (FHA|USDA|VA) 1 $105,000 $105,000 $4,131 2.75%
New Castle, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,690 3.25%
Hannibal, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,496 3.13%
Elkins, WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,679 3.13%
Danville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,712 2.88%
Bartlesville, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,286 3.50%
Corsicana, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,533 3.75%
Manitowoc, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,593 3.50%
Magnolia, AR (FHA|USDA|VA) 1 $95,000 $95,000 $3,877 2.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,531 3.38%
Snyder, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,022 3.38%
Toccoa, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,649 3.13%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $3,011 3.25%
Dixon, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,079 3.25%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $85,000 $85,000 $4,493 2.75%
Sterling, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,504 3.25%
Connersville, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,393 4.00%
Clinton, IA (FHA|USDA|VA) 1 $75,000 $75,000 $1,873 3.25%
FLORENCE, SC (FHA|USDA|VA) 1 $65,000 $65,000 $2,760 2.25%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,127 3.50%
Hastings, NE (FHA|USDA|VA) 1 $65,000 $65,000 $3,178 3.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $65,000 $65,000 $2,820 3.00%
Somerset, KY (FHA|USDA|VA) 1 $45,000 $45,000 $3,675 4.13%

Union Home Mortgage Corp.'s top markets include Chicago, Columbus, Detroit, Washington, and Cleveland among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 30,649 $7,107,175,000 $231,889 $4,001 3.07%
FHA 4,787 $911,475,000 $190,406 $7,477 3.22%
VA 4,103 $1,156,375,000 $281,836 $6,271 2.66%
USDA 1,769 $283,225,000 $160,105 $5,225 2.88%

For the 2021 period, Union Home Mortgage Corp.'s most frequently originated loan type of loans were Conventional, with 30,649 originations. Their 2nd most popular type is FHA, with 4,787 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 21,911 $5,122,535,000 $233,788 $5,555 3.16%
Refi 13,292 $2,919,280,000 $219,627 $3,546 2.80%
Cash Out Refi 5,306 $1,239,010,000 $233,511 $4,256 3.09%
Home Improvement 799 $177,425,000 $222,059 $4,009 3.09%

For the 2021, Union Home Mortgage Corp.'s most frequently cited loan purpose of loans were Home Purchase, with 21,911 originations. The 2nd most popular reason of loans were Refi, with 13,292 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 33,515 $7,876,685,000 $235,020 $4,897 3.12%
15 Year 4,147 $828,795,000 $199,854 $3,467 2.49%
20 Year 1,886 $394,550,000 $209,199 $3,586 2.87%
Other 854 $172,740,000 $202,272 $3,598 2.86%
10 Year 493 $67,375,000 $136,663 $2,980 2.39%
30+ year 335 $117,545,000 $350,881 $10,598 3.34%
5 Year 77 $555,000 $7,208 $1 0.00%
3 Year 1 $5,000 $5,000 $0 0.00%

For the 2021, Union Home Mortgage Corp.'s most frequently cited loan length of loans were 30 Year, with 33,515 originations. The 2nd most popular length of loans were 15 Year, with 4,147 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 25,700 $5,768,010,000 $224,436
$2k-3k 5,238 $1,128,370,000 $215,420
$<1k 4,467 $1,013,745,000 $226,941
$3k-4k 3,386 $853,180,000 $251,973
$5k+ 1,446 $516,480,000 $357,178

$4,897 of loans were Union Home Mortgage Corp.'s average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 25,700 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 18,727 $4,007,775,000 $214,011
2.5-3% 14,805 $3,672,165,000 $248,035
<2.5% 6,452 $1,612,200,000 $249,876
4-5% 1,002 $162,090,000 $161,766
5-6% 22 $1,820,000 $82,727

During 2021, Union Home Mortgage Corp.'s average interest rate of loans were 3.12%, while their most frequently originated rate bucket of loans were 3-4%, with 18,727 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 16,490 $2,482,650,000 $150,555 $4,111 3.08%
$200k-400k 16,473 $4,564,025,000 $277,061 $5,168 3.00%
$100,000 or less 4,148 $305,190,000 $73,575 $3,369 3.20%
$400k-600k 3,791 $1,804,925,000 $476,108 $5,983 2.85%
$600k-1MM 381 $267,205,000 $701,325 $7,827 2.87%
$1MM+ 25 $34,255,000 $1,370,200 $13,177 2.92%

2021 saw Union Home Mortgage Corp. place emphasis on $100k-200k loans with 16,490 originations, totaling $2,482,650,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 10,590 $1,983,870,000 $187,334 $4,654 3.09%
$50k or less 8,260 $1,101,160,000 $133,312 $4,278 3.14%
$100k-150k 7,935 $2,241,455,000 $282,477 $4,942 3.02%
$75k-100k 7,222 $1,693,000,000 $234,423 $4,928 3.05%
$150k-250k 4,293 $1,500,625,000 $349,552 $5,105 2.97%
$250k+ 1,252 $511,450,000 $408,506 $5,020 2.92%

Union Home Mortgage Corp. lent most frequently to those with incomes in the $50k-75k range, with 10,590 originations. The second most popular income band? $50k or less, with 8,260 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 9,411 $2,098,885,000 $223,025 $4,326 3.01%
30-36% 7,982 $1,803,090,000 $225,895 $4,617 3.08%
<20% 3,266 $709,020,000 $217,091 $3,942 2.91%
41% 1,599 $362,005,000 $226,395 $4,853 3.15%
42% 1,594 $369,150,000 $231,587 $5,045 3.13%
40% 1,549 $351,995,000 $227,240 $4,920 3.13%
39% 1,528 $348,050,000 $227,781 $4,827 3.14%
38% 1,506 $345,480,000 $229,402 $4,714 3.11%
44% 1,503 $359,745,000 $239,351 $4,899 3.13%
36% 1,477 $339,635,000 $229,949 $4,811 3.11%
43% 1,465 $344,955,000 $235,464 $5,012 3.11%
37% 1,444 $326,770,000 $226,295 $4,714 3.11%
50-60% 1,027 $254,605,000 $247,911 $7,873 2.95%
45% 964 $239,670,000 $248,620 $5,229 3.09%
46% 831 $194,195,000 $233,688 $5,173 3.08%
49% 820 $207,000,000 $252,439 $5,496 3.06%
47% 801 $190,225,000 $237,484 $5,242 3.11%
48% 730 $182,590,000 $250,123 $5,401 3.06%
>60% 37 $12,115,000 $327,432 $11,204 2.74%

Union Home Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 9,411 originations. The next most common DTI ratio? 30-36%, with 7,982 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 34,433 $7,667,885,000 $222,690 $4,645 3.04%
Asian 2,114 $647,620,000 $306,348 $4,302 2.90%
Not provided 2,255 $588,355,000 $260,911 $4,889 2.97%
Black 2,245 $491,095,000 $218,751 $5,572 3.13%
American Indian 184 $44,240,000 $240,435 $5,080 3.07%
Native Hawaiian 53 $12,335,000 $232,736 $5,158 2.98%
Asian Indian 8 $2,770,000 $346,250 $7,421 2.69%
Filipino 5 $1,625,000 $325,000 $7,573 2.70%
Chinese 1 $675,000 $675,000 $4,741 2.75%
Japanese 2 $450,000 $225,000 $4,214 3.13%
Other Pacific Islander 2 $370,000 $185,000 $5,073 3.06%
Other Asian 3 $355,000 $118,333 $4,553 3.71%
Vietnamese 1 $185,000 $185,000 $2,388 3.00%
Korean 1 $165,000 $165,000 $6,237 2.50%
Native Hawiian 1 $125,000 $125,000 $3,189 2.88%

Approval Rates

Total approvals of all applications
97.46%

Union Home Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
87.85%

Union Home Mortgage Corp. has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 41,308 $9,458,250,000 $228,969

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
41,308 $9,458,250,000 $228,969

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 531 $90,585,000 $170,593 $3,696 2.81%
40-60% 1,879 $383,435,000 $204,063 $4,029 2.93%
60-80% 7,919 $1,872,315,000 $236,433 $4,502 3.18%
80-100% 17,971 $4,142,895,000 $230,532 $5,492 3.15%
Over 100% 730 $222,250,000 $304,452 $12,172 2.79%
Under 20% 332 $5,490,000 $16,536 $1,726 3.25%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Union Home Mortgage Corp Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 8.0%
Union Home Mortgage Corp Conventional home mortgage Closing on a mortgage 1 4.0%
Union Home Mortgage Corp Conventional home mortgage Improper use of your report 1 4.0%
Union Home Mortgage Corp Conventional home mortgage Struggling to pay mortgage 1 4.0%
Union Home Mortgage Corp Conventional home mortgage Trouble during payment process 13 52.0%
Union Home Mortgage Corp FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.0%
Union Home Mortgage Corp FHA mortgage Closing on a mortgage 1 4.0%
Union Home Mortgage Corp FHA mortgage Struggling to pay mortgage 3 12.0%
Union Home Mortgage Corp FHA mortgage Trouble during payment process 1 4.0%
Union Home Mortgage Corp VA mortgage Closing on a mortgage 1 4.0%