Longview USDA Loan Rates, Closing Costs & Stats

LONGVIEW, WA

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Longview's 3 lenders originated 3 USDA loans during 2024. The total origination value was $1,195,000, with an average USDA loan value of $398,333.

    Longview USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Longview averaged -0.05% for the week of 2025-06-20, compared to the national average (all USDA variants) of 0% for the same period.

    Longview's average USDA mortgage closing costs are $7,780.

    The average rate for the prior week (2025-06-13) was 6.75% and one month ago for the week of 2025-05-16, the average rate was 6.82%.

    The average rate one year ago was 6.64%.

    For refis of the same type during the week of 2025-06-20, the average rate was -0.44%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Longview USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Longview level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.49% $7,852
    CARDINAL FINANCIAL 1 6.25% $19,243
    UNITED WHOLESALE MORTGAGE, LLC 1 6.43% $12,098

    The top Longview USDA lender as defined by loan originations is ARK-LA-TEX FINANCIAL SERVICES, LLC., with 1 USDA loans originated. Their average total fees are $7,852, which is $11,391 lower than the next largest lender, CARDINAL FINANCIAL.

    The lowest fee Longview USDA lenders (with over 10 loans originated) are .

    The lowest rate Longview USDA lenders (with over 10 loans originated) are .