Longview USDA Loan Rates, Closing Costs & Stats
LONGVIEW, WA
USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.
Longview's 2 lenders originated 2 USDA loans during 2023. The total origination value was $550,000, with an average USDA loan value of $275,000.
Longview USDA Loans, 30 Year Fixed Rates
30 Year USDA mortgages in Longview
averaged
6.2%
for the week of 2024-10-04, compared to the national average (all USDA variants) of
5.97% for the same period.
Longview's average USDA mortgage closing costs are $7,664.
The average rate for the prior week (2024-09-27) was
5.83% and
one month ago for the week of 2024-08-30, the
average rate was 6.37%.
The average rate one year ago was 7.41%.
For refis of the same type during the week of 2024-10-04, the average rate
was 6.17%.
Longview USDA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Longview level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
GUILD MORTGAGE COMPANY | 1 | 7.63% | $10,652 |
MASON MCDUFFIE MORTGAGE CORPORATION | 1 | 5.12% | $11,395 |
The top Longview USDA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
1 USDA loans originated. Their average total fees are
$10,652, which is $742
lower than the next largest lender,
MASON MCDUFFIE MORTGAGE CORPORATION.
The lowest fee Longview USDA lenders (with over 10 loans originated) are
.
The lowest rate Longview USDA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Longview (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $288,950 (17.0%) | $443,523 (8.5%) | 0.00 | 215 |
2018-02-01 | $303,000 (27.9%) | $460,395 (9.7%) | 0.00 | 189 |
2018-03-01 | $298,950 (26.4%) | $449,877 (8.8%) | 0.00 | 178 |
2018-04-01 | $301,350 (11.7%) | $400,512 (-3.3%) | 0.00 | 205 |
2018-05-01 | $299,800 (12.6%) | $395,973 (0.6%) | 0.00 | 240 |
2018-06-01 | $301,700 (5.2%) | $389,364 (-4.5%) | 0.00 | 275 |
2018-07-01 | $299,700 (-3.0%) | $375,725 (-11.9%) | 0.00 | 328 |
2018-08-01 | $299,575 (1.3%) | $368,329 (-8.9%) | 0.00 | 347 |
2018-09-01 | $299,900 (1.7%) | $373,699 (-6.9%) | 0.00 | 348 |
2018-10-01 | $305,000 (8.6%) | $379,745 (-4.1%) | 0.00 | 350 |
2018-11-01 | $299,900 (7.2%) | $379,082 (-5.4%) | 0.00 | 337 |
2018-12-01 | $310,000 (8.8%) | $393,355 (-7.3%) | 0.00 | 296 |
2019-01-01 | $324,275 (12.2%) | $404,817 (-8.7%) | 0.00 | 269 |
2019-02-01 | $317,000 (4.6%) | $413,596 (-10.2%) | 0.00 | 231 |
2019-03-01 | $320,386 (7.2%) | $417,262 (-7.3%) | 0.00 | 220 |
2019-04-01 | $324,336 (7.6%) | $419,614 (4.8%) | 0.00 | 223 |
2019-05-01 | $329,225 (9.8%) | $435,232 (9.9%) | 0.00 | 237 |
2019-06-01 | $329,300 (9.2%) | $429,430 (10.3%) | 0.00 | 266 |
2019-07-01 | $329,350 (9.9%) | $420,810 (12.0%) | 0.00 | 283 |
2019-08-01 | $323,777 (8.1%) | $410,521 (11.5%) | 0.00 | 301 |
2019-09-01 | $315,718 (5.3%) | $401,064 (7.3%) | 0.00 | 306 |
2019-10-01 | $309,225 (1.4%) | $394,759 (4.0%) | 0.00 | 308 |
2019-11-01 | $319,900 (6.7%) | $417,257 (10.1%) | 0.00 | 302 |
2019-12-01 | $302,350 (-2.5%) | $431,298 (9.7%) | 0.00 | 257 |
2020-01-01 | $299,925 (-7.5%) | $441,146 (9.0%) | 0.00 | 246 |
2020-02-01 | $306,500 (-3.3%) | $452,425 (9.4%) | 0.00 | 217 |
2020-03-01 | $305,850 (-4.5%) | $461,138 (10.5%) | 0.00 | 207 |
2020-04-01 | $306,775 (-5.4%) | $472,869 (12.7%) | 0.00 | 198 |
2020-05-01 | $332,400 (1.0%) | $473,591 (8.8%) | 0.00 | 198 |
2020-06-01 | $341,625 (3.7%) | $389,967 (-9.2%) | 0.00 | 209 |
2020-07-01 | $349,255 (6.0%) | $401,401 (-4.6%) | 0.00 | 198 |
2020-08-01 | $354,945 (9.6%) | $401,751 (-2.1%) | 0.00 | 218 |
2020-09-01 | $364,450 (15.4%) | $418,005 (4.2%) | 0.00 | 214 |
2020-10-01 | $359,900 (16.4%) | $413,361 (4.7%) | 0.00 | 185 |
2020-11-01 | $362,425 (13.3%) | $410,043 (-1.7%) | 0.00 | 123 |
2020-12-01 | $353,675 (17.0%) | $406,882 (-5.7%) | 0.00 | 95 |
2021-01-01 | $369,000 (23.0%) | $429,419 (-2.7%) | 0.00 | 75 |
2021-02-01 | $372,400 (21.5%) | $450,513 (-0.4%) | 0.00 | 67 |
2021-03-01 | $378,000 (23.6%) | $469,653 (1.9%) | 0.00 | 71 |
2021-04-01 | $397,450 (29.6%) | $550,117 (16.3%) | 0.00 | 80 |
2021-05-01 | $389,450 (17.2%) | $533,582 (12.7%) | 0.00 | 99 |
2021-06-01 | $404,450 (18.4%) | $539,778 (38.4%) | 0.00 | 121 |
2021-07-01 | $389,000 (11.4%) | $481,288 (19.9%) | 0.00 | 128 |
2021-08-01 | $393,100 (10.8%) | $505,859 (25.9%) | 0.00 | 135 |
2021-09-01 | $411,450 (12.9%) | $528,016 (26.3%) | 0.00 | 150 |
2021-10-01 | $410,450 (14.1%) | $521,767 (26.2%) | 0.00 | 150 |
2021-11-01 | $415,000 (14.5%) | $535,273 (30.5%) | 0.00 | 122 |
2021-12-01 | $414,950 (17.3%) | $542,411 (33.3%) | 0.00 | 99 |
2022-01-01 | $394,500 (6.9%) | $562,917 (31.1%) | 0.00 | 84 |
2022-02-01 | $387,475 (4.1%) | $539,204 (19.7%) | 0.00 | 83 |
2022-03-01 | $458,475 (21.3%) | $609,717 (29.8%) | 0.00 | 101 |
2022-04-01 | $455,000 (14.5%) | $612,534 (11.4%) | 0.00 | 113 |
2022-05-01 | $456,225 (17.2%) | $580,416 (8.8%) | 0.00 | 142 |
2022-06-01 | $467,000 (15.5%) | $581,657 (7.8%) | 0.00 | 195 |
2022-07-01 | $475,000 (22.1%) | $549,292 (14.1%) | 0.00 | 246 |
2022-08-01 | $479,450 (22.0%) | $550,369 (8.8%) | 0.00 | 274 |
2022-09-01 | $467,225 (13.6%) | $553,607 (4.9%) | 0.00 | 263 |
2022-10-01 | $475,000 (15.7%) | $563,010 (7.9%) | 0.00 | 264 |
2022-11-01 | $473,725 (14.2%) | $551,706 (3.1%) | 0.00 | 281 |
2022-12-01 | $489,000 (17.9%) | $567,127 (4.6%) | 0.00 | 252 |
2023-01-01 | $509,750 (29.2%) | $579,331 (2.9%) | 0.00 | 226 |
2023-02-01 | $564,275 (45.6%) | $612,462 (13.6%) | 0.00 | 211 |
2023-03-01 | $567,448 (23.8%) | $621,321 (1.9%) | 0.00 | 182 |
2023-04-01 | $565,000 (24.2%) | $639,691 (4.4%) | 0.00 | 163 |
2023-05-01 | $569,975 (24.9%) | $638,743 (10.1%) | 0.00 | 181 |
2023-06-01 | $569,750 (22.0%) | $632,098 (8.7%) | 0.00 | 187 |
2023-07-01 | $524,000 (10.3%) | $616,609 (12.3%) | 0.00 | 214 |
2023-08-01 | $522,100 (8.9%) | $606,103 (10.1%) | 0.00 | 233 |
2023-09-01 | $499,900 (7.0%) | $583,008 (5.3%) | 0.00 | 264 |
2023-10-01 | $495,000 (4.2%) | $567,797 (0.9%) | 0.00 | 262 |
2023-11-01 | $484,250 (2.2%) | $544,043 (-1.4%) | 0.00 | 263 |
2023-12-01 | $479,500 (-1.9%) | $545,726 (-3.8%) | 0.00 | 232 |
2024-01-01 | $478,250 (-6.2%) | $535,403 (-7.6%) | 0.00 | 221 |
2024-02-01 | $480,700 (-14.8%) | $557,759 (-8.9%) | 0.00 | 204 |
2024-03-01 | $479,950 (-15.4%) | $556,711 (-10.4%) | 0.00 | 201 |
2024-04-01 | $512,725 (-9.3%) | $587,686 (-8.1%) | 0.00 | 189 |
2024-05-01 | $542,175 (-4.9%) | $625,612 (-2.1%) | 0.00 | 245 |
2024-06-01 | $555,000 (-2.6%) | $646,552 (2.3%) | 0.00 | 247 |
2024-07-01 | $537,175 (2.5%) | $637,175 (3.3%) | 0.00 | 291 |
2024-08-01 | $524,900 (0.5%) | $599,801 (-1.0%) | 0.00 | 307 |
2024-09-01 | $499,450 (-0.1%) | $574,246 (-1.5%) | 0.00 | 317 |
Longview's median listing price comes in at 0% of the national average.
Longview's average listing price for 2024-09-01 was $574,246, a difference of $-8,762 (-1.5%) versus the prior year and $-25,555 versus the prior month.
For the 2024-09-01 period, Longview had 317 MLS listings, a difference of 10 listings (3%) versus the prior month and 53 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Longview (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,976 sqft |
2018-02-01 | 0 days | 2,064 sqft |
2018-03-01 | 0 days | 2,048 sqft |
2018-04-01 | 0 days | 1,932 sqft |
2018-05-01 | 0 days | 1,895 sqft |
2018-06-01 | 0 days | 1,912 sqft |
2018-07-01 | 0 days | 1,846 sqft |
2018-08-01 | 0 days | 1,847 sqft |
2018-09-01 | 0 days | 1,875 sqft |
2018-10-01 | 0 days | 1,795 sqft |
2018-11-01 | 0 days | 1,811 sqft |
2018-12-01 | 0 days | 1,872 sqft |
2019-01-01 | 0 days | 1,869 sqft |
2019-02-01 | 0 days | 1,862 sqft |
2019-03-01 | 0 days | 1,864 sqft |
2019-04-01 | 0 days | 1,867 sqft |
2019-05-01 | 0 days | 1,926 sqft |
2019-06-01 | 0 days | 1,888 sqft |
2019-07-01 | 0 days | 1,933 sqft |
2019-08-01 | 0 days | 1,894 sqft |
2019-09-01 | 0 days | 1,846 sqft |
2019-10-01 | 0 days | 1,801 sqft |
2019-11-01 | 0 days | 1,812 sqft |
2019-12-01 | 0 days | 1,751 sqft |
2020-01-01 | 0 days | 1,742 sqft |
2020-02-01 | 0 days | 1,656 sqft |
2020-03-01 | 0 days | 1,668 sqft |
2020-04-01 | 0 days | 1,744 sqft |
2020-05-01 | 0 days | 1,782 sqft |
2020-06-01 | 0 days | 1,787 sqft |
2020-07-01 | 0 days | 1,843 sqft |
2020-08-01 | 0 days | 1,920 sqft |
2020-09-01 | 0 days | 1,833 sqft |
2020-10-01 | 0 days | 1,786 sqft |
2020-11-01 | 0 days | 1,802 sqft |
2020-12-01 | 0 days | 1,687 sqft |
2021-01-01 | 0 days | 1,750 sqft |
2021-02-01 | 0 days | 1,707 sqft |
2021-03-01 | 0 days | 1,670 sqft |
2021-04-01 | 0 days | 1,978 sqft |
2021-05-01 | 0 days | 1,768 sqft |
2021-06-01 | 0 days | 1,806 sqft |
2021-07-01 | 0 days | 1,809 sqft |
2021-08-01 | 0 days | 1,797 sqft |
2021-09-01 | 0 days | 1,950 sqft |
2021-10-01 | 0 days | 1,783 sqft |
2021-11-01 | 0 days | 1,864 sqft |
2021-12-01 | 0 days | 1,871 sqft |
2022-01-01 | 0 days | 1,703 sqft |
2022-02-01 | 0 days | 1,636 sqft |
2022-03-01 | 0 days | 1,812 sqft |
2022-04-01 | 0 days | 1,818 sqft |
2022-05-01 | 0 days | 1,813 sqft |
2022-06-01 | 0 days | 1,803 sqft |
2022-07-01 | 0 days | 1,812 sqft |
2022-08-01 | 0 days | 1,833 sqft |
2022-09-01 | 0 days | 1,826 sqft |
2022-10-01 | 0 days | 1,861 sqft |
2022-11-01 | 0 days | 1,934 sqft |
2022-12-01 | 0 days | 2,023 sqft |
2023-01-01 | 0 days | 2,043 sqft |
2023-02-01 | 0 days | 2,094 sqft |
2023-03-01 | 0 days | 2,141 sqft |
2023-04-01 | 0 days | 2,187 sqft |
2023-05-01 | 0 days | 2,145 sqft |
2023-06-01 | 0 days | 2,119 sqft |
2023-07-01 | 0 days | 2,021 sqft |
2023-08-01 | 0 days | 2,088 sqft |
2023-09-01 | 0 days | 1,993 sqft |
2023-10-01 | 0 days | 2,001 sqft |
2023-11-01 | 0 days | 1,966 sqft |
2023-12-01 | 0 days | 1,911 sqft |
2024-01-01 | 0 days | 1,869 sqft |
2024-02-01 | 0 days | 1,818 sqft |
2024-03-01 | 0 days | 1,820 sqft |
2024-04-01 | 0 days | 1,893 sqft |
2024-05-01 | 0 days | 2,025 sqft |
2024-06-01 | 0 days | 2,115 sqft |
2024-07-01 | 0 days | 2,009 sqft |
2024-08-01 | 0 days | 1,960 sqft |
2024-09-01 | 0 days | 1,888 sqft |
Longview's median square footage for active listings during the 2024-09-01 period was 1,888 sqft. One year prior, the average listing was 1,993 sqft.