Cardinal Financial Company Limited Partnership Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
3.6 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Cardinal Financial Company Limited Partnership is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Cardinal Financial Company Limited Partnership has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Dallas, Washington, Los Angeles, and Phoenix among others. Cardinal Financial Company Limited Partnership has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Cardinal Financial Company Limited Partnership is typically a high fee lendor.Originations
105,596Origination Dollar Volume (All Markets)
$30,656,740,000Awards
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CARDINAL FINANCIAL COMPANY LIMITED PARTNERSHIP - 2021
CARDINAL FINANCIAL COMPANY LIMITED PARTNERSHIP is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Cardinal Financial Company Limited Partnership's average 30 year fixed rate mortgage of loans were
3.1%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.05%.
Relative Fees
Cardinal Financial Company Limited Partnership's average total fees for a 30 year fixed rate
mortgage are $6,295.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5,466 | $2,174,860,000 | $397,889 | $9,748 | 3.03% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 5,515 | $1,480,655,000 | $268,478 | $6,211 | 2.88% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3,466 | $1,332,460,000 | $384,437 | $5,557 | 2.70% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,693 | $1,310,665,000 | $486,693 | $6,091 | 2.89% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3,534 | $1,040,860,000 | $294,527 | $4,963 | 2.96% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3,147 | $798,105,000 | $253,608 | $5,847 | 2.89% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1,831 | $783,375,000 | $427,840 | $5,441 | 2.83% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2,216 | $665,110,000 | $300,140 | $5,143 | 3.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,233 | $641,195,000 | $520,028 | $5,064 | 2.76% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,445 | $636,325,000 | $260,256 | $4,930 | 2.88% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2,018 | $629,890,000 | $312,136 | $6,433 | 2.97% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2,374 | $619,200,000 | $260,826 | $5,046 | 2.96% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1,289 | $615,785,000 | $477,723 | $6,881 | 2.88% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1,613 | $584,705,000 | $362,495 | $3,994 | 2.73% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1,406 | $559,060,000 | $397,624 | $3,997 | 2.61% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1,994 | $527,040,000 | $264,313 | $4,132 | 2.85% |
| Outside of Metro Areas | 2,498 | $523,510,000 | $209,572 | $5,671 | 3.05% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,901 | $503,675,000 | $264,953 | $5,369 | 2.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1,385 | $476,995,000 | $344,401 | $5,639 | 2.86% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,371 | $460,765,000 | $336,080 | $6,067 | 2.92% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 1,468 | $459,180,000 | $312,793 | $4,924 | 2.93% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,759 | $427,555,000 | $243,067 | $5,026 | 2.88% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1,485 | $396,535,000 | $267,027 | $5,962 | 2.94% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,459 | $379,195,000 | $259,901 | $5,550 | 2.96% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1,109 | $378,115,000 | $340,951 | $5,494 | 3.09% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,094 | $344,950,000 | $315,311 | $4,776 | 2.71% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1,236 | $331,950,000 | $268,568 | $5,720 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,079 | $321,095,000 | $297,586 | $3,769 | 2.74% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 511 | $273,775,000 | $535,763 | $4,857 | 2.77% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 658 | $239,890,000 | $364,574 | $4,955 | 2.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1,075 | $236,205,000 | $219,726 | $5,858 | 3.11% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 711 | $229,845,000 | $323,270 | $5,947 | 3.20% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 785 | $229,185,000 | $291,955 | $5,510 | 2.83% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 794 | $208,690,000 | $262,834 | $6,403 | 3.08% |
| RENO, NV (FHA|USDA|VA) | 522 | $201,270,000 | $385,575 | $5,841 | 2.92% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 748 | $186,930,000 | $249,906 | $6,511 | 3.09% |
| PROVO-OREM, UT (FHA|USDA|VA) | 507 | $178,405,000 | $351,884 | $5,538 | 3.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 545 | $159,495,000 | $292,651 | $7,796 | 3.08% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 759 | $153,265,000 | $201,930 | $4,184 | 2.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 726 | $148,390,000 | $204,394 | $5,000 | 3.08% |
| BATON ROUGE, LA (FHA|USDA|VA) | 664 | $147,320,000 | $221,867 | $5,517 | 3.02% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 234 | $137,890,000 | $589,274 | $10,618 | 2.70% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 571 | $134,165,000 | $234,965 | $5,906 | 2.83% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 436 | $133,270,000 | $305,665 | $8,190 | 3.06% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 488 | $125,460,000 | $257,090 | $5,910 | 2.98% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 462 | $117,650,000 | $254,654 | $4,460 | 3.07% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 362 | $114,130,000 | $315,276 | $5,091 | 2.80% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 460 | $113,060,000 | $245,783 | $4,823 | 3.01% |
| FRESNO, CA (FHA|USDA|VA) | 413 | $110,615,000 | $267,833 | $6,175 | 2.96% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 568 | $102,480,000 | $180,423 | $4,660 | 3.34% |
| TUCSON, AZ (FHA|USDA|VA) | 453 | $99,225,000 | $219,040 | $4,476 | 2.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 411 | $96,675,000 | $235,219 | $5,393 | 2.95% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 388 | $95,910,000 | $247,191 | $6,254 | 3.02% |
| RICHMOND, VA (FHA|USDA|VA) | 357 | $95,475,000 | $267,437 | $4,163 | 2.75% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 353 | $91,395,000 | $258,909 | $5,896 | 3.01% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 426 | $90,310,000 | $211,995 | $5,469 | 3.07% |
| MERCED, CA (FHA|USDA|VA) | 340 | $90,290,000 | $265,559 | $5,716 | 3.10% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 506 | $88,810,000 | $175,514 | $4,760 | 2.67% |
| Cedar City, UT (FHA|USDA|VA) | 319 | $85,625,000 | $268,417 | $5,697 | 3.22% |
| LUBBOCK, TX (FHA|USDA|VA) | 400 | $83,530,000 | $208,825 | $6,402 | 3.30% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 410 | $81,980,000 | $199,951 | $5,084 | 3.21% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 406 | $81,910,000 | $201,749 | $4,066 | 2.95% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 185 | $80,775,000 | $436,622 | $5,045 | 2.76% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 332 | $79,890,000 | $240,633 | $5,925 | 2.94% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 208 | $79,730,000 | $383,317 | $6,216 | 2.79% |
| VALLEJO, CA (FHA|USDA|VA) | 199 | $78,175,000 | $392,839 | $6,727 | 2.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 377 | $78,045,000 | $207,016 | $5,713 | 2.80% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 427 | $78,005,000 | $182,681 | $5,159 | 3.23% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 271 | $77,445,000 | $285,775 | $5,148 | 2.79% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 332 | $76,820,000 | $231,386 | $5,777 | 2.91% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 275 | $75,725,000 | $275,364 | $3,890 | 2.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 338 | $74,310,000 | $219,852 | $3,839 | 2.78% |
| COLUMBUS, OH (FHA|USDA|VA) | 312 | $71,090,000 | $227,853 | $4,396 | 2.82% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 263 | $67,505,000 | $256,673 | $5,627 | 2.87% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 275 | $66,695,000 | $242,527 | $5,598 | 3.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 266 | $65,980,000 | $248,045 | $5,207 | 3.00% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 267 | $64,035,000 | $239,831 | $4,635 | 2.67% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 313 | $63,845,000 | $203,978 | $5,670 | 2.89% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 270 | $60,960,000 | $225,778 | $5,618 | 2.92% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 198 | $60,820,000 | $307,172 | $3,862 | 2.67% |
| BOULDER, CO (FHA|USDA|VA) | 148 | $60,380,000 | $407,973 | $3,709 | 2.66% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 377 | $59,575,000 | $158,024 | $4,478 | 3.22% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 283 | $59,145,000 | $208,993 | $4,464 | 2.95% |
| STOCKTON, CA (FHA|USDA|VA) | 156 | $58,910,000 | $377,628 | $5,382 | 2.91% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 220 | $57,950,000 | $263,409 | $4,733 | 2.82% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 215 | $57,915,000 | $269,372 | $5,230 | 2.90% |
| EL CENTRO, CA (FHA|USDA|VA) | 270 | $55,830,000 | $206,778 | $6,831 | 2.95% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 239 | $54,235,000 | $226,925 | $5,460 | 3.22% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 267 | $53,915,000 | $201,929 | $4,471 | 2.74% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 290 | $53,730,000 | $185,276 | $4,720 | 3.01% |
| SALEM, OR (FHA|USDA|VA) | 190 | $51,520,000 | $271,158 | $5,968 | 2.85% |
| DOVER, DE (FHA|USDA|VA) | 212 | $50,870,000 | $239,953 | $7,132 | 3.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 239 | $50,805,000 | $212,573 | $5,939 | 3.06% |
| EL PASO, TX (FHA|USDA|VA) | 325 | $48,225,000 | $148,385 | $5,444 | 2.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 228 | $47,720,000 | $209,298 | $5,255 | 3.09% |
| Heber, UT (FHA|USDA|VA) | 92 | $46,780,000 | $508,478 | $6,028 | 3.02% |
| GREELEY, CO (FHA|USDA|VA) | 140 | $46,090,000 | $329,214 | $4,670 | 2.73% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 124 | $43,110,000 | $347,661 | $6,501 | 2.94% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 217 | $43,085,000 | $198,548 | $4,169 | 2.81% |
| ASHEVILLE, NC (FHA|USDA|VA) | 165 | $42,415,000 | $257,061 | $4,945 | 2.86% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 103 | $42,195,000 | $409,660 | $4,595 | 2.76% |
| VISALIA, CA (FHA|USDA|VA) | 207 | $42,025,000 | $203,019 | $6,237 | 2.99% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 125 | $41,555,000 | $332,440 | $5,545 | 2.84% |
| TYLER, TX (FHA|USDA|VA) | 182 | $40,680,000 | $223,516 | $6,223 | 3.03% |
| FORT COLLINS, CO (FHA|USDA|VA) | 126 | $40,470,000 | $321,190 | $4,005 | 2.82% |
| ANCHORAGE, AK (FHA|USDA|VA) | 130 | $40,330,000 | $310,231 | $6,607 | 3.03% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 241 | $39,735,000 | $164,876 | $5,360 | 3.15% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 152 | $39,680,000 | $261,053 | $5,680 | 2.73% |
| BOISE CITY, ID (FHA|USDA|VA) | 144 | $39,160,000 | $271,944 | $5,720 | 2.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 111 | $38,235,000 | $344,459 | $4,063 | 2.72% |
| MIDLAND, MI (FHA|USDA|VA) | 213 | $38,195,000 | $179,319 | $4,031 | 3.25% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 161 | $37,935,000 | $235,621 | $4,570 | 2.82% |
| Kapaa, HI (FHA|USDA|VA) | 60 | $37,850,000 | $630,833 | $8,438 | 3.20% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 176 | $37,800,000 | $214,773 | $4,150 | 2.91% |
| SALINAS, CA (FHA|USDA|VA) | 86 | $37,470,000 | $435,698 | $5,187 | 2.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 170 | $35,770,000 | $210,412 | $6,128 | 2.76% |
| Sevierville, TN (FHA|USDA|VA) | 131 | $33,935,000 | $259,046 | $7,629 | 3.21% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 154 | $33,690,000 | $218,766 | $8,358 | 3.15% |
| MEDFORD, OR (FHA|USDA|VA) | 114 | $32,980,000 | $289,298 | $6,384 | 2.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 148 | $32,870,000 | $222,095 | $5,606 | 2.99% |
| WENATCHEE, WA (FHA|USDA|VA) | 103 | $32,825,000 | $318,689 | $7,870 | 3.12% |
| ROANOKE, VA (FHA|USDA|VA) | 145 | $32,415,000 | $223,552 | $5,519 | 2.93% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 132 | $31,670,000 | $239,924 | $5,724 | 3.01% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 166 | $30,010,000 | $180,783 | $6,022 | 3.10% |
| OCALA, FL (FHA|USDA|VA) | 156 | $29,870,000 | $191,474 | $5,538 | 3.14% |
| MODESTO, CA (FHA|USDA|VA) | 104 | $29,820,000 | $286,731 | $5,789 | 2.91% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 57 | $29,025,000 | $509,211 | $4,340 | 2.74% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 85 | $28,425,000 | $334,412 | $10,319 | 3.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 61 | $28,395,000 | $465,492 | $5,734 | 2.73% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 93 | $27,785,000 | $298,763 | $5,312 | 2.85% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 98 | $27,720,000 | $282,857 | $5,194 | 2.97% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 102 | $27,540,000 | $270,000 | $5,059 | 2.83% |
| TULSA, OK (FHA|USDA|VA) | 121 | $27,135,000 | $224,256 | $6,473 | 3.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 73 | $27,075,000 | $370,890 | $5,528 | 3.04% |
| SPARTANBURG, SC (FHA|USDA|VA) | 140 | $26,890,000 | $192,071 | $5,888 | 3.10% |
| BEND, OR (FHA|USDA|VA) | 79 | $26,715,000 | $338,165 | $5,419 | 2.79% |
| GREEN BAY, WI (FHA|USDA|VA) | 135 | $25,165,000 | $186,407 | $3,656 | 3.16% |
| WILMINGTON, NC (FHA|USDA|VA) | 85 | $25,155,000 | $295,941 | $5,179 | 2.91% |
| MORRISTOWN, TN (FHA|USDA|VA) | 117 | $25,095,000 | $214,487 | $7,068 | 3.12% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 74 | $24,660,000 | $333,243 | $4,646 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 102 | $24,620,000 | $241,373 | $5,326 | 2.83% |
| LYNCHBURG, VA (FHA|USDA|VA) | 107 | $24,135,000 | $225,561 | $5,778 | 2.85% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 115 | $24,055,000 | $209,174 | $4,228 | 2.92% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 117 | $24,055,000 | $205,598 | $5,703 | 2.84% |
| ROCHESTER, MN (FHA|USDA|VA) | 111 | $24,005,000 | $216,261 | $5,432 | 3.06% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 96 | $23,820,000 | $248,125 | $4,976 | 3.16% |
| GAINESVILLE, FL (FHA|USDA|VA) | 105 | $23,735,000 | $226,048 | $5,301 | 3.04% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 120 | $23,550,000 | $196,250 | $5,352 | 2.89% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 60 | $23,350,000 | $389,167 | $6,043 | 2.91% |
| FARGO, ND-MN (FHA|USDA|VA) | 106 | $22,660,000 | $213,774 | $5,069 | 2.97% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 98 | $21,430,000 | $218,673 | $5,837 | 3.08% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 106 | $21,160,000 | $199,623 | $5,206 | 2.89% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 98 | $21,030,000 | $214,592 | $5,333 | 2.99% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 99 | $20,765,000 | $209,747 | $4,914 | 2.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 86 | $20,300,000 | $236,047 | $4,372 | 2.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 72 | $19,670,000 | $273,194 | $7,260 | 3.15% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 97 | $19,535,000 | $201,392 | $4,747 | 2.93% |
| Shelby, NC (FHA|USDA|VA) | 110 | $19,470,000 | $177,000 | $5,803 | 3.36% |
| Hilo, HI (FHA|USDA|VA) | 52 | $19,180,000 | $368,846 | $7,697 | 2.92% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 91 | $19,135,000 | $210,275 | $4,860 | 3.03% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 71 | $19,045,000 | $268,239 | $5,544 | 2.84% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 61 | $19,035,000 | $312,049 | $3,962 | 2.69% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 96 | $18,740,000 | $195,208 | $6,506 | 3.19% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 61 | $18,555,000 | $304,180 | $5,217 | 2.84% |
| AKRON, OH (FHA|USDA|VA) | 91 | $18,345,000 | $201,593 | $3,947 | 2.81% |
| GAINESVILLE, GA (FHA|USDA|VA) | 65 | $18,035,000 | $277,462 | $5,224 | 2.87% |
| NAPA, CA (FHA|USDA|VA) | 38 | $17,980,000 | $473,158 | $5,717 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 110 | $17,800,000 | $161,818 | $5,265 | 3.04% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 66 | $17,770,000 | $269,242 | $4,252 | 2.69% |
| READING, PA (FHA|USDA|VA) | 79 | $17,665,000 | $223,608 | $5,893 | 2.85% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 79 | $17,535,000 | $221,962 | $4,202 | 2.88% |
| Outside of Metro Areas | 54 | $17,230,000 | $319,074 | $6,164 | 2.93% |
| MADERA, CA (FHA|USDA|VA) | 63 | $16,915,000 | $268,492 | $6,524 | 3.06% |
| LONGVIEW, WA (FHA|USDA|VA) | 63 | $16,775,000 | $266,270 | $6,267 | 2.83% |
| MADISON, WI (FHA|USDA|VA) | 61 | $16,755,000 | $274,672 | $4,617 | 2.96% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 56 | $16,690,000 | $298,036 | $4,020 | 2.75% |
| SAGINAW, MI (FHA|USDA|VA) | 102 | $16,450,000 | $161,275 | $4,069 | 3.37% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 84 | $16,270,000 | $193,690 | $5,792 | 3.06% |
| ANN ARBOR, MI (FHA|USDA|VA) | 67 | $15,955,000 | $238,134 | $4,344 | 2.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 66 | $15,880,000 | $240,606 | $6,593 | 3.16% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 41 | $15,655,000 | $381,829 | $4,257 | 2.68% |
| Key West, FL (FHA|USDA|VA) | 36 | $15,640,000 | $434,444 | $7,009 | 2.99% |
| ABILENE, TX (FHA|USDA|VA) | 75 | $15,505,000 | $206,733 | $6,726 | 3.15% |
| SANTA FE, NM (FHA|USDA|VA) | 54 | $15,340,000 | $284,074 | $6,637 | 3.06% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 71 | $15,035,000 | $211,761 | $5,007 | 3.05% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 75 | $14,925,000 | $199,000 | $7,080 | 3.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 71 | $14,695,000 | $206,972 | $6,535 | 2.79% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 76 | $14,670,000 | $193,026 | $5,021 | 2.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 66 | $14,510,000 | $219,848 | $6,169 | 2.95% |
| DULUTH, MN-WI (FHA|USDA|VA) | 77 | $14,155,000 | $183,831 | $4,816 | 3.04% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 55 | $13,935,000 | $253,364 | $4,348 | 2.69% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 68 | $13,870,000 | $203,971 | $3,690 | 2.86% |
| LANCASTER, PA (FHA|USDA|VA) | 69 | $13,785,000 | $199,783 | $5,295 | 2.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 45 | $13,665,000 | $303,667 | $4,837 | 2.96% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 50 | $13,210,000 | $264,200 | $4,416 | 3.08% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 65 | $12,975,000 | $199,615 | $5,823 | 3.08% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 34 | $12,930,000 | $380,294 | $3,539 | 2.74% |
| BELLINGHAM, WA (FHA|USDA|VA) | 43 | $12,735,000 | $296,163 | $3,928 | 2.73% |
| MIDLAND, TX (FHA|USDA|VA) | 53 | $12,505,000 | $235,943 | $6,850 | 2.96% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 78 | $12,470,000 | $159,872 | $4,692 | 3.25% |
| Enterprise, AL (FHA|USDA|VA) | 64 | $12,340,000 | $192,813 | $6,102 | 3.35% |
| FOND DU LAC, WI (FHA|USDA|VA) | 81 | $12,285,000 | $151,667 | $4,333 | 3.30% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 64 | $12,240,000 | $191,250 | $4,754 | 2.85% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 72 | $12,230,000 | $169,861 | $3,575 | 2.96% |
| CLEVELAND, TN (FHA|USDA|VA) | 59 | $12,165,000 | $206,186 | $4,934 | 3.07% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 57 | $12,065,000 | $211,667 | $5,100 | 2.92% |
| HAMMOND, LA (FHA|USDA|VA) | 59 | $12,065,000 | $204,492 | $5,519 | 2.98% |
| FLINT, MI (FHA|USDA|VA) | 71 | $11,995,000 | $168,944 | $4,620 | 3.03% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 71 | $11,975,000 | $168,662 | $5,536 | 2.90% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 68 | $11,500,000 | $169,118 | $4,284 | 2.95% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 21 | $11,455,000 | $545,476 | $10,630 | 2.98% |
| Breckenridge, CO (FHA|USDA|VA) | 26 | $11,250,000 | $432,692 | $4,515 | 2.69% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 46 | $11,090,000 | $241,087 | $5,405 | 2.89% |
| ST. CLOUD, MN (FHA|USDA|VA) | 61 | $10,965,000 | $179,754 | $5,536 | 3.05% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 60 | $10,960,000 | $182,667 | $5,246 | 3.08% |
| BISMARCK, ND (FHA|USDA|VA) | 42 | $10,820,000 | $257,619 | $5,632 | 2.84% |
| Whitewater, WI (FHA|USDA|VA) | 42 | $10,810,000 | $257,381 | $5,742 | 3.15% |
| JONESBORO, AR (FHA|USDA|VA) | 53 | $10,755,000 | $202,925 | $5,512 | 3.11% |
| LAS CRUCES, NM (FHA|USDA|VA) | 56 | $10,700,000 | $191,071 | $6,015 | 2.93% |
| YAKIMA, WA (FHA|USDA|VA) | 40 | $10,650,000 | $266,250 | $6,573 | 2.80% |
| CARSON CITY, NV (FHA|USDA|VA) | 29 | $10,525,000 | $362,931 | $5,313 | 3.01% |
| GREENVILLE, NC (FHA|USDA|VA) | 54 | $10,500,000 | $194,444 | $5,242 | 2.97% |
| Marion, NC (FHA|USDA|VA) | 63 | $10,405,000 | $165,159 | $5,539 | 3.23% |
| Kalispell, MT (FHA|USDA|VA) | 30 | $10,080,000 | $336,000 | $5,812 | 2.88% |
| Granbury, TX (FHA|USDA|VA) | 44 | $10,070,000 | $228,864 | $5,141 | 2.89% |
| Ellensburg, WA (FHA|USDA|VA) | 31 | $10,045,000 | $324,032 | $7,949 | 3.05% |
| MONTGOMERY, AL (FHA|USDA|VA) | 39 | $9,895,000 | $253,718 | $5,041 | 2.68% |
| PUEBLO, CO (FHA|USDA|VA) | 47 | $9,865,000 | $209,894 | $4,975 | 3.06% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 34 | $9,830,000 | $289,118 | $4,177 | 2.70% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 39 | $9,755,000 | $250,128 | $4,083 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 58 | $9,720,000 | $167,586 | $5,462 | 2.81% |
| Athens, TX (FHA|USDA|VA) | 36 | $9,710,000 | $269,722 | $5,755 | 3.07% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 38 | $9,680,000 | $254,737 | $3,795 | 2.84% |
| Durango, CO (FHA|USDA|VA) | 27 | $9,675,000 | $358,333 | $5,670 | 2.86% |
| LONGVIEW, TX (FHA|USDA|VA) | 48 | $9,620,000 | $200,417 | $5,139 | 2.99% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 31 | $9,605,000 | $309,839 | $4,518 | 2.69% |
| THE VILLAGES, FL (FHA|USDA|VA) | 38 | $9,500,000 | $250,000 | $5,117 | 2.90% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 50 | $9,180,000 | $183,600 | $5,379 | 2.89% |
| GRANTS PASS, OR (FHA|USDA|VA) | 36 | $9,180,000 | $255,000 | $5,691 | 2.97% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 47 | $9,135,000 | $194,362 | $5,321 | 2.79% |
| Boone, NC (FHA|USDA|VA) | 33 | $9,075,000 | $275,000 | $3,700 | 2.89% |
| DALTON, GA (FHA|USDA|VA) | 48 | $8,950,000 | $186,458 | $5,019 | 3.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 54 | $8,860,000 | $164,074 | $5,271 | 3.16% |
| Athens, TN (FHA|USDA|VA) | 43 | $8,805,000 | $204,767 | $8,510 | 3.26% |
| LAFAYETTE, LA (FHA|USDA|VA) | 47 | $8,765,000 | $186,489 | $5,124 | 2.84% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 45 | $8,745,000 | $194,333 | $5,626 | 3.06% |
| BILLINGS, MT (FHA|USDA|VA) | 38 | $8,740,000 | $230,000 | $5,840 | 2.80% |
| Fernley, NV (FHA|USDA|VA) | 32 | $8,550,000 | $267,188 | $7,622 | 2.89% |
| TOLEDO, OH (FHA|USDA|VA) | 44 | $8,490,000 | $192,955 | $3,851 | 2.93% |
| Williston, ND (FHA|USDA|VA) | 36 | $8,480,000 | $235,556 | $7,299 | 3.37% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 39 | $8,435,000 | $216,282 | $5,497 | 2.96% |
| BURLINGTON, NC (FHA|USDA|VA) | 42 | $8,410,000 | $200,238 | $4,303 | 2.92% |
| Greeneville, TN (FHA|USDA|VA) | 42 | $8,370,000 | $199,286 | $5,377 | 3.10% |
| Oak Harbor, WA (FHA|USDA|VA) | 25 | $8,365,000 | $334,600 | $5,987 | 2.75% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 31 | $8,305,000 | $267,903 | $5,114 | 2.78% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 36 | $8,290,000 | $230,278 | $4,724 | 2.84% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 33 | $8,275,000 | $250,758 | $7,749 | 3.07% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 32 | $8,230,000 | $257,188 | $5,556 | 2.92% |
| Newport, OR (FHA|USDA|VA) | 32 | $8,110,000 | $253,438 | $5,584 | 2.82% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 44 | $8,100,000 | $184,091 | $4,066 | 2.86% |
| WACO, TX (FHA|USDA|VA) | 38 | $7,990,000 | $210,263 | $5,860 | 2.81% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 36 | $7,960,000 | $221,111 | $5,483 | 3.02% |
| Warsaw, IN (FHA|USDA|VA) | 42 | $7,890,000 | $187,857 | $4,268 | 3.12% |
| NILES, MI (FHA|USDA|VA) | 40 | $7,790,000 | $194,750 | $4,875 | 3.18% |
| Georgetown, SC (FHA|USDA|VA) | 33 | $7,785,000 | $235,909 | $5,691 | 3.00% |
| Show Low, AZ (FHA|USDA|VA) | 34 | $7,740,000 | $227,647 | $4,719 | 2.87% |
| CORVALLIS, OR (FHA|USDA|VA) | 22 | $7,740,000 | $351,818 | $6,768 | 2.70% |
| Pahrump, NV (FHA|USDA|VA) | 38 | $7,580,000 | $199,474 | $5,664 | 2.92% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 41 | $7,525,000 | $183,537 | $6,669 | 2.94% |
| Centralia, WA (FHA|USDA|VA) | 26 | $7,380,000 | $283,846 | $4,612 | 2.86% |
| RACINE, WI (FHA|USDA|VA) | 39 | $7,375,000 | $189,103 | $3,947 | 3.07% |
| Brainerd, MN (FHA|USDA|VA) | 28 | $7,350,000 | $262,500 | $6,060 | 3.10% |
| RAPID CITY, SD (FHA|USDA|VA) | 27 | $7,335,000 | $271,667 | $5,257 | 2.77% |
| Edwards, CO (FHA|USDA|VA) | 16 | $7,280,000 | $455,000 | $4,318 | 2.53% |
| Jefferson, GA (FHA|USDA|VA) | 31 | $7,235,000 | $233,387 | $5,188 | 2.97% |
| APPLETON, WI (FHA|USDA|VA) | 34 | $7,190,000 | $211,471 | $3,917 | 3.02% |
| CHICO, CA (FHA|USDA|VA) | 28 | $7,170,000 | $256,071 | $5,118 | 2.92% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 42 | $7,160,000 | $170,476 | $6,276 | 3.27% |
| LOGAN, UT-ID (FHA|USDA|VA) | 29 | $7,105,000 | $245,000 | $5,591 | 3.03% |
| BAY CITY, MI (FHA|USDA|VA) | 54 | $7,010,000 | $129,815 | $3,797 | 3.31% |
| REDDING, CA (FHA|USDA|VA) | 31 | $7,005,000 | $225,968 | $4,918 | 2.90% |
| YUBA CITY, CA (FHA|USDA|VA) | 27 | $6,995,000 | $259,074 | $4,744 | 2.81% |
| Morehead City, NC (FHA|USDA|VA) | 24 | $6,980,000 | $290,833 | $4,810 | 2.96% |
| Roseburg, OR (FHA|USDA|VA) | 29 | $6,765,000 | $233,276 | $5,915 | 2.99% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 41 | $6,535,000 | $159,390 | $4,349 | 2.92% |
| YUMA, AZ (FHA|USDA|VA) | 33 | $6,505,000 | $197,121 | $5,230 | 3.04% |
| Payson, AZ (FHA|USDA|VA) | 29 | $6,505,000 | $224,310 | $4,443 | 2.92% |
| Beaver Dam, WI (FHA|USDA|VA) | 30 | $6,500,000 | $216,667 | $4,993 | 3.24% |
| FORT WAYNE, IN (FHA|USDA|VA) | 39 | $6,495,000 | $166,538 | $4,070 | 3.09% |
| Torrington, CT (FHA|USDA|VA) | 27 | $6,475,000 | $239,815 | $7,330 | 2.91% |
| ODESSA, TX (FHA|USDA|VA) | 33 | $6,455,000 | $195,606 | $6,124 | 2.94% |
| Red Wing, MN (FHA|USDA|VA) | 26 | $6,350,000 | $244,231 | $5,971 | 3.20% |
| JACKSON, MS (FHA|USDA|VA) | 29 | $6,305,000 | $217,414 | $5,316 | 3.07% |
| NEW BERN, NC (FHA|USDA|VA) | 32 | $6,270,000 | $195,938 | $4,062 | 2.95% |
| Dickinson, ND (FHA|USDA|VA) | 26 | $6,170,000 | $237,308 | $7,492 | 3.29% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 32 | $6,170,000 | $192,813 | $4,937 | 2.98% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 22 | $6,120,000 | $278,182 | $7,015 | 2.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 33 | $6,085,000 | $184,394 | $6,763 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 37 | $5,995,000 | $162,027 | $5,720 | 2.72% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 33 | $5,985,000 | $181,364 | $5,116 | 3.09% |
| BRUNSWICK, GA (FHA|USDA|VA) | 28 | $5,980,000 | $213,571 | $5,239 | 2.85% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 28 | $5,740,000 | $205,000 | $4,983 | 3.24% |
| Plymouth, IN (FHA|USDA|VA) | 34 | $5,710,000 | $167,941 | $4,559 | 3.34% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 19 | $5,585,000 | $293,947 | $6,789 | 3.43% |
| CHEYENNE, WY (FHA|USDA|VA) | 24 | $5,570,000 | $232,083 | $5,403 | 2.89% |
| Glenwood Springs, CO (FHA|USDA|VA) | 22 | $5,570,000 | $253,182 | $4,867 | 2.59% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 29 | $5,525,000 | $190,517 | $3,805 | 3.19% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 25 | $5,485,000 | $219,400 | $5,329 | 3.10% |
| ROCKFORD, IL (FHA|USDA|VA) | 32 | $5,430,000 | $169,688 | $4,694 | 3.01% |
| Aberdeen, WA (FHA|USDA|VA) | 22 | $5,410,000 | $245,909 | $5,629 | 3.02% |
| DECATUR, AL (FHA|USDA|VA) | 25 | $5,395,000 | $215,800 | $5,462 | 2.81% |
| Seneca, SC (FHA|USDA|VA) | 25 | $5,385,000 | $215,400 | $6,467 | 3.12% |
| Concord, NH (FHA|USDA|VA) | 22 | $5,270,000 | $239,545 | $4,963 | 2.80% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 24 | $5,260,000 | $219,167 | $5,203 | 3.06% |
| Moses Lake, WA (FHA|USDA|VA) | 23 | $5,255,000 | $228,478 | $6,596 | 3.00% |
| Levelland, TX (FHA|USDA|VA) | 31 | $5,225,000 | $168,548 | $7,438 | 3.35% |
| CASPER, WY (FHA|USDA|VA) | 25 | $5,045,000 | $201,800 | $5,049 | 2.68% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 26 | $5,030,000 | $193,462 | $4,897 | 2.77% |
| MONROE, LA (FHA|USDA|VA) | 26 | $5,000,000 | $192,308 | $4,751 | 2.89% |
| Cullowhee, NC (FHA|USDA|VA) | 23 | $4,995,000 | $217,174 | $5,930 | 3.16% |
| AMARILLO, TX (FHA|USDA|VA) | 31 | $4,945,000 | $159,516 | $4,404 | 2.85% |
| FLORENCE, SC (FHA|USDA|VA) | 25 | $4,915,000 | $196,600 | $4,799 | 2.95% |
| Newport, TN (FHA|USDA|VA) | 27 | $4,825,000 | $178,704 | $7,754 | 3.36% |
| HARRISONBURG, VA (FHA|USDA|VA) | 21 | $4,775,000 | $227,381 | $5,000 | 2.92% |
| Bozeman, MT (FHA|USDA|VA) | 14 | $4,770,000 | $340,714 | $4,691 | 2.71% |
| Crossville, TN (FHA|USDA|VA) | 23 | $4,755,000 | $206,739 | $5,724 | 3.05% |
| MONROE, MI (FHA|USDA|VA) | 29 | $4,705,000 | $162,241 | $4,172 | 2.85% |
| Clearlake, CA (FHA|USDA|VA) | 16 | $4,690,000 | $293,125 | $5,043 | 2.69% |
| Shelton, WA (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $4,563 | 2.85% |
| Stephenville, TX (FHA|USDA|VA) | 15 | $4,585,000 | $305,667 | $8,342 | 3.02% |
| GOLDSBORO, NC (FHA|USDA|VA) | 27 | $4,575,000 | $169,444 | $5,175 | 3.07% |
| LEBANON, PA (FHA|USDA|VA) | 23 | $4,555,000 | $198,043 | $4,952 | 2.72% |
| Cookeville, TN (FHA|USDA|VA) | 22 | $4,540,000 | $206,364 | $5,938 | 3.09% |
| DOTHAN, AL (FHA|USDA|VA) | 24 | $4,520,000 | $188,333 | $3,815 | 3.00% |
| Port Angeles, WA (FHA|USDA|VA) | 16 | $4,510,000 | $281,875 | $4,379 | 2.89% |
| Palatka, FL (FHA|USDA|VA) | 27 | $4,505,000 | $166,852 | $5,640 | 3.07% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 27 | $4,505,000 | $166,852 | $4,804 | 3.21% |
| Forest City, NC (FHA|USDA|VA) | 23 | $4,495,000 | $195,435 | $6,804 | 3.15% |
| Greenwood, SC (FHA|USDA|VA) | 28 | $4,470,000 | $159,643 | $5,482 | 3.27% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 28 | $4,420,000 | $157,857 | $4,643 | 3.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 27 | $4,355,000 | $161,296 | $4,178 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 22 | $4,350,000 | $197,727 | $3,486 | 2.77% |
| Mount Airy, NC (FHA|USDA|VA) | 30 | $4,290,000 | $143,000 | $5,047 | 2.72% |
| WALLA WALLA, WA (FHA|USDA|VA) | 16 | $4,240,000 | $265,000 | $6,520 | 2.73% |
| KANKAKEE, IL (FHA|USDA|VA) | 26 | $4,220,000 | $162,308 | $5,240 | 2.96% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 18 | $4,150,000 | $230,556 | $5,509 | 2.60% |
| MUSKEGON, MI (FHA|USDA|VA) | 25 | $4,115,000 | $164,600 | $3,800 | 2.97% |
| Traverse City, MI (FHA|USDA|VA) | 17 | $4,105,000 | $241,471 | $5,043 | 3.15% |
| Cañon City, CO (FHA|USDA|VA) | 15 | $4,105,000 | $273,667 | $7,988 | 3.22% |
| LAWTON, OK (FHA|USDA|VA) | 26 | $4,080,000 | $156,923 | $6,412 | 3.50% |
| Calhoun, GA (FHA|USDA|VA) | 22 | $4,050,000 | $184,091 | $5,508 | 2.97% |
| VALDOSTA, GA (FHA|USDA|VA) | 25 | $4,035,000 | $161,400 | $5,507 | 2.99% |
| Sanford, NC (FHA|USDA|VA) | 20 | $4,010,000 | $200,500 | $4,880 | 3.09% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 21 | $3,915,000 | $186,429 | $6,293 | 3.24% |
| WICHITA, KS (FHA|USDA|VA) | 22 | $3,880,000 | $176,364 | $4,712 | 3.12% |
| Mineral Wells, TX (FHA|USDA|VA) | 25 | $3,875,000 | $155,000 | $4,886 | 2.36% |
| Holland, MI (FHA|USDA|VA) | 22 | $3,850,000 | $175,000 | $3,999 | 3.01% |
| ROME, GA (FHA|USDA|VA) | 24 | $3,850,000 | $160,417 | $5,101 | 2.99% |
| Coos Bay, OR (FHA|USDA|VA) | 14 | $3,840,000 | $274,286 | $6,289 | 2.64% |
| North Wilkesboro, NC (FHA|USDA|VA) | 15 | $3,835,000 | $255,667 | $4,897 | 2.69% |
| Steamboat Springs, CO (FHA|USDA|VA) | 10 | $3,830,000 | $383,000 | $4,845 | 2.69% |
| Paragould, AR (FHA|USDA|VA) | 22 | $3,810,000 | $173,182 | $5,386 | 3.09% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 20 | $3,790,000 | $189,500 | $4,671 | 2.94% |
| Muscatine, IA (FHA|USDA|VA) | 27 | $3,785,000 | $140,185 | $5,019 | 3.57% |
| Lewisburg, TN (FHA|USDA|VA) | 16 | $3,770,000 | $235,625 | $5,147 | 3.02% |
| ERIE, PA (FHA|USDA|VA) | 20 | $3,760,000 | $188,000 | $8,581 | 2.88% |
| Ukiah, CA (FHA|USDA|VA) | 13 | $3,745,000 | $288,077 | $4,465 | 2.96% |
| GETTYSBURG, PA (FHA|USDA|VA) | 18 | $3,740,000 | $207,778 | $5,257 | 2.64% |
| Shelbyville, TN (FHA|USDA|VA) | 16 | $3,690,000 | $230,625 | $7,048 | 3.21% |
| LAREDO, TX (FHA|USDA|VA) | 18 | $3,660,000 | $203,333 | $5,156 | 2.76% |
| Ozark, AL (FHA|USDA|VA) | 23 | $3,655,000 | $158,913 | $4,888 | 3.42% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 17 | $3,635,000 | $213,824 | $5,619 | 2.98% |
| Fergus Falls, MN (FHA|USDA|VA) | 17 | $3,635,000 | $213,824 | $4,522 | 2.84% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 14 | $3,630,000 | $259,286 | $4,411 | 2.96% |
| Sonora, CA (FHA|USDA|VA) | 17 | $3,625,000 | $213,235 | $4,441 | 2.97% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 17 | $3,605,000 | $212,059 | $5,385 | 2.93% |
| Albemarle, NC (FHA|USDA|VA) | 20 | $3,590,000 | $179,500 | $5,235 | 3.08% |
| Mount Pleasant, TX (FHA|USDA|VA) | 9 | $3,585,000 | $398,333 | $6,919 | 2.89% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 17 | $3,585,000 | $210,882 | $4,699 | 2.76% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 21 | $3,555,000 | $169,286 | $5,062 | 2.85% |
| KINGSTON, NY (FHA|USDA|VA) | 13 | $3,495,000 | $268,846 | $9,362 | 3.33% |
| Oil City, PA (FHA|USDA|VA) | 37 | $3,475,000 | $93,919 | $6,193 | 3.03% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 17 | $3,455,000 | $203,235 | $5,444 | 2.82% |
| Okeechobee, FL (FHA|USDA|VA) | 18 | $3,450,000 | $191,667 | $5,805 | 3.19% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 20 | $3,450,000 | $172,500 | $4,824 | 2.84% |
| Bluefield, WV-VA (FHA|USDA|VA) | 24 | $3,380,000 | $140,833 | $6,836 | 2.74% |
| Dayton, TN (FHA|USDA|VA) | 16 | $3,320,000 | $207,500 | $5,519 | 3.19% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 22 | $3,310,000 | $150,455 | $5,865 | 3.51% |
| MISSOULA, MT (FHA|USDA|VA) | 12 | $3,310,000 | $275,833 | $4,196 | 2.98% |
| Lebanon, NH-VT (FHA|USDA|VA) | 12 | $3,280,000 | $273,333 | $3,771 | 2.82% |
| Ontario, OR-ID (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $5,401 | 2.90% |
| Natchitoches, LA (FHA|USDA|VA) | 16 | $3,200,000 | $200,000 | $7,894 | 3.09% |
| Hutchinson, MN (FHA|USDA|VA) | 14 | $3,170,000 | $226,429 | $5,448 | 3.26% |
| JACKSON, MI (FHA|USDA|VA) | 18 | $3,160,000 | $175,556 | $5,015 | 3.00% |
| Easton, MD (FHA|USDA|VA) | 12 | $3,050,000 | $254,167 | $3,589 | 2.62% |
| Jacksonville, TX (FHA|USDA|VA) | 13 | $3,035,000 | $233,462 | $5,680 | 3.35% |
| SYRACUSE, NY (FHA|USDA|VA) | 20 | $3,030,000 | $151,500 | $5,806 | 3.42% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 15 | $3,015,000 | $201,000 | $5,632 | 2.82% |
| Klamath Falls, OR (FHA|USDA|VA) | 14 | $2,980,000 | $212,857 | $4,939 | 2.76% |
| Cullman, AL (FHA|USDA|VA) | 15 | $2,965,000 | $197,667 | $3,979 | 2.85% |
| New Castle, PA (FHA|USDA|VA) | 13 | $2,875,000 | $221,154 | $6,980 | 2.86% |
| FARMINGTON, NM (FHA|USDA|VA) | 20 | $2,870,000 | $143,500 | $6,147 | 2.94% |
| Elko, NV (FHA|USDA|VA) | 14 | $2,850,000 | $203,571 | $5,439 | 2.94% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $5,234 | 2.83% |
| HATTIESBURG, MS (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $5,903 | 3.36% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 16 | $2,810,000 | $175,625 | $6,476 | 2.89% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 19 | $2,765,000 | $145,526 | $4,267 | 3.08% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 17 | $2,685,000 | $157,941 | $4,732 | 3.05% |
| Menomonie, WI (FHA|USDA|VA) | 14 | $2,680,000 | $191,429 | $4,554 | 3.16% |
| Cambridge, MD (FHA|USDA|VA) | 14 | $2,640,000 | $188,571 | $6,646 | 3.16% |
| Wilson, NC (FHA|USDA|VA) | 13 | $2,635,000 | $202,692 | $5,421 | 2.80% |
| Corsicana, TX (FHA|USDA|VA) | 12 | $2,610,000 | $217,500 | $5,711 | 2.86% |
| AMES, IA (FHA|USDA|VA) | 14 | $2,600,000 | $185,714 | $7,842 | 3.45% |
| Silver City, NM (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $5,345 | 2.89% |
| COLUMBIA, MO (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $4,089 | 2.78% |
| St. Marys, GA (FHA|USDA|VA) | 14 | $2,570,000 | $183,571 | $5,200 | 2.82% |
| Clewiston, FL (FHA|USDA|VA) | 14 | $2,550,000 | $182,143 | $6,415 | 2.95% |
| ALBANY, GA (FHA|USDA|VA) | 16 | $2,540,000 | $158,750 | $4,946 | 3.14% |
| SUMTER, SC (FHA|USDA|VA) | 14 | $2,530,000 | $180,714 | $6,866 | 3.20% |
| Astoria, OR (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $6,719 | 2.75% |
| Kendallville, IN (FHA|USDA|VA) | 17 | $2,515,000 | $147,941 | $5,179 | 3.31% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 13 | $2,515,000 | $193,462 | $3,644 | 2.84% |
| Brookings, OR (FHA|USDA|VA) | 9 | $2,475,000 | $275,000 | $8,776 | 3.21% |
| Laconia, NH (FHA|USDA|VA) | 10 | $2,450,000 | $245,000 | $4,106 | 2.76% |
| LaGrange, GA-AL (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,668 | 3.20% |
| Statesboro, GA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $7,437 | 2.76% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $2,405,000 | $481,000 | $3,976 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 13 | $2,395,000 | $184,231 | $5,528 | 2.97% |
| ENID, OK (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $4,745 | 3.21% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 14 | $2,390,000 | $170,714 | $5,748 | 3.21% |
| TWIN FALLS, ID (FHA|USDA|VA) | 10 | $2,370,000 | $237,000 | $6,584 | 2.95% |
| JACKSON, TN (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $3,596 | 3.08% |
| Helena, MT (FHA|USDA|VA) | 8 | $2,350,000 | $293,750 | $3,708 | 2.64% |
| Prineville, OR (FHA|USDA|VA) | 8 | $2,300,000 | $287,500 | $6,032 | 2.79% |
| Grand Rapids, MN (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $4,987 | 2.83% |
| Brevard, NC (FHA|USDA|VA) | 10 | $2,260,000 | $226,000 | $3,984 | 2.86% |
| Hood River, OR (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $4,014 | 2.78% |
| MANKATO, MN (FHA|USDA|VA) | 13 | $2,245,000 | $172,692 | $4,572 | 3.02% |
| PITTSFIELD, MA (FHA|USDA|VA) | 10 | $2,240,000 | $224,000 | $4,038 | 2.87% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 9 | $2,235,000 | $248,333 | $7,339 | 2.58% |
| STAUNTON, VA (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $4,576 | 2.80% |
| Austin, MN (FHA|USDA|VA) | 13 | $2,215,000 | $170,385 | $5,531 | 2.70% |
| Mason City, IA (FHA|USDA|VA) | 15 | $2,205,000 | $147,000 | $6,813 | 3.25% |
| DUBUQUE, IA (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $5,979 | 3.14% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 16 | $2,200,000 | $137,500 | $4,333 | 3.16% |
| Andrews, TX (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $5,862 | 2.59% |
| Pottsville, PA (FHA|USDA|VA) | 13 | $2,165,000 | $166,538 | $4,628 | 2.92% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $3,777 | 3.41% |
| Alexander City, AL (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $3,643 | 2.69% |
| Wooster, OH (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $3,847 | 2.59% |
| Mount Pleasant, MI (FHA|USDA|VA) | 12 | $2,150,000 | $179,167 | $3,672 | 3.22% |
| Richmond-Berea, KY (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $3,264 | 2.47% |
| Brenham, TX (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $10,757 | 3.12% |
| POCATELLO, ID (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $10,721 | 2.95% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $3,854 | 2.78% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 11 | $2,115,000 | $192,273 | $3,638 | 2.95% |
| Owatonna, MN (FHA|USDA|VA) | 12 | $2,090,000 | $174,167 | $6,448 | 3.42% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $4,489 | 3.00% |
| Paris, TX (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,556 | 2.87% |
| Fredericksburg, TX (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,785 | 2.72% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 10 | $2,070,000 | $207,000 | $3,164 | 2.61% |
| IOWA CITY, IA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,732 | 3.09% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $6,485 | 2.61% |
| Fort Morgan, CO (FHA|USDA|VA) | 9 | $2,045,000 | $227,222 | $5,466 | 2.89% |
| Henderson, NC (FHA|USDA|VA) | 10 | $2,000,000 | $200,000 | $5,612 | 3.17% |
| Shawano, WI (FHA|USDA|VA) | 13 | $1,985,000 | $152,692 | $4,441 | 3.03% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 10 | $1,960,000 | $196,000 | $5,291 | 3.23% |
| Middlesborough, KY (FHA|USDA|VA) | 12 | $1,950,000 | $162,500 | $5,774 | 3.12% |
| PEORIA, IL (FHA|USDA|VA) | 14 | $1,950,000 | $139,286 | $4,750 | 2.96% |
| Martinsville, VA (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $5,513 | 3.06% |
| VICTORIA, TX (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $5,889 | 2.87% |
| Alexandria, MN (FHA|USDA|VA) | 8 | $1,920,000 | $240,000 | $3,856 | 2.67% |
| Vernal, UT (FHA|USDA|VA) | 11 | $1,915,000 | $174,091 | $5,461 | 3.17% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $1,895,000 | $145,769 | $6,955 | 2.93% |
| Bonham, TX (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $5,601 | 2.67% |
| Winona, MN (FHA|USDA|VA) | 13 | $1,855,000 | $142,692 | $4,798 | 2.37% |
| McMinnville, TN (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $6,044 | 3.02% |
| Gainesville, TX (FHA|USDA|VA) | 7 | $1,805,000 | $257,857 | $6,469 | 3.18% |
| Blackfoot, ID (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $6,726 | 3.20% |
| TOPEKA, KS (FHA|USDA|VA) | 10 | $1,780,000 | $178,000 | $4,937 | 3.19% |
| Elizabeth City, NC (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $3,704 | 3.04% |
| Fallon, NV (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $3,980 | 2.84% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 9 | $1,755,000 | $195,000 | $5,663 | 3.04% |
| Spearfish, SD (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $4,996 | 3.13% |
| Oxford, MS (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $8,233 | 2.70% |
| UTICA-ROME, NY (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $6,664 | 3.02% |
| LAWRENCE, KS (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $4,917 | 3.09% |
| Hudson, NY (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $5,390 | 2.70% |
| Salem, OH (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $5,584 | 2.94% |
| Danville, VA (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $5,052 | 3.21% |
| Marinette, WI-MI (FHA|USDA|VA) | 11 | $1,675,000 | $152,273 | $3,820 | 3.08% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,986 | 2.71% |
| Red Bluff, CA (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $5,362 | 2.64% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $6,080 | 3.29% |
| Rexburg, ID (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $5,304 | 2.52% |
| Manitowoc, WI (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $4,371 | 3.01% |
| Plainview, TX (FHA|USDA|VA) | 11 | $1,645,000 | $149,545 | $6,027 | 3.38% |
| Huntsville, TX (FHA|USDA|VA) | 9 | $1,645,000 | $182,778 | $4,217 | 2.61% |
| DuBois, PA (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $6,104 | 2.85% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $4,558 | 2.38% |
| Summerville, GA (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $4,613 | 2.69% |
| Española, NM (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $6,436 | 3.06% |
| Clovis, NM (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $5,504 | 3.07% |
| WHEELING, WV-OH (FHA|USDA|VA) | 14 | $1,590,000 | $113,571 | $4,593 | 3.24% |
| Sturgis, MI (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $4,430 | 3.31% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 15 | $1,555,000 | $103,667 | $3,877 | 3.04% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $4,475 | 2.93% |
| Gillette, WY (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $6,975 | 2.75% |
| Los Alamos, NM (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $7,616 | 2.86% |
| GREAT FALLS, MT (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $4,325 | 2.84% |
| Adrian, MI (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $4,499 | 3.14% |
| Lewisburg, PA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,914 | 2.79% |
| Orangeburg, SC (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $7,639 | 3.34% |
| Newberry, SC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $6,958 | 3.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,566 | 2.67% |
| Winnemucca, NV (FHA|USDA|VA) | 7 | $1,475,000 | $210,714 | $5,923 | 3.27% |
| GLENS FALLS, NY (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $5,695 | 3.20% |
| Kerrville, TX (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $4,943 | 3.13% |
| Gaffney, SC (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $8,024 | 3.34% |
| Mount Vernon, OH (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $5,158 | 3.17% |
| Cornelia, GA (FHA|USDA|VA) | 9 | $1,435,000 | $159,444 | $5,052 | 3.02% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $3,573 | 2.70% |
| Fort Payne, AL (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $3,947 | 2.68% |
| La Grande, OR (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $5,934 | 3.17% |
| London, KY (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $3,468 | 2.67% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $3,891 | 2.76% |
| Meadville, PA (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $6,745 | 2.92% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $5,882 | 3.32% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $3,777 | 2.79% |
| Crescent City, CA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $4,362 | 3.00% |
| Lumberton, NC (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $6,040 | 3.18% |
| Chillicothe, OH (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $2,950 | 2.87% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $4,046 | 2.61% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,654 | 2.52% |
| Washington, NC (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $3,740 | 3.07% |
| Jackson, WY-ID (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $5,106 | 2.78% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $6,373 | 3.08% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $3,786 | 2.96% |
| Evanston, WY (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,151 | 3.23% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,295,000 | $185,000 | $5,111 | 3.29% |
| ROCHESTER, NY (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $5,727 | 3.28% |
| Jamestown, ND (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $6,225 | 2.95% |
| Riverton, WY (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $5,503 | 2.71% |
| Susanville, CA (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,661 | 2.93% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $4,756 | 3.11% |
| Marietta, OH (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $4,132 | 2.57% |
| Montrose, CO (FHA|USDA|VA) | 7 | $1,235,000 | $176,429 | $3,180 | 2.53% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 11 | $1,235,000 | $112,273 | $4,003 | 3.18% |
| Nogales, AZ (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $5,471 | 2.75% |
| Lake City, FL (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $3,969 | 3.06% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $4,624 | 2.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $4,100 | 3.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $3,826 | 3.03% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $3,973 | 2.79% |
| Duncan, OK (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $7,617 | 3.25% |
| Seymour, IN (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $6,182 | 3.21% |
| Starkville, MS (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $8,856 | 2.95% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,880 | 3.17% |
| Bogalusa, LA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $6,667 | 3.23% |
| Palestine, TX (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $7,212 | 3.18% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $3,364 | 3.20% |
| Worthington, MN (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $7,808 | 2.95% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $1,115,000 | $159,286 | $4,884 | 2.98% |
| The Dalles, OR (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $6,303 | 2.60% |
| Crawfordsville, IN (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,079 | 3.31% |
| Findlay, OH (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $3,611 | 2.86% |
| Paducah, KY-IL (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $3,218 | 2.96% |
| Marion, OH (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $3,742 | 2.98% |
| Waycross, GA (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,064 | 2.68% |
| Sulphur Springs, TX (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $6,006 | 2.72% |
| Alamogordo, NM (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $6,295 | 2.89% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $4,293 | 2.55% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,854 | 2.68% |
| Pullman, WA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $4,551 | 2.75% |
| Brownwood, TX (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,336 | 2.50% |
| Thomasville, GA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $4,876 | 3.23% |
| New Ulm, MN (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $6,243 | 2.60% |
| West Point, MS (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $11,527 | 2.93% |
| Sheridan, WY (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $4,907 | 2.19% |
| Sikeston, MO (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $3,509 | 2.98% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $4,904 | 2.63% |
| Selinsgrove, PA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $7,216 | 2.53% |
| Ruston, LA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $5,202 | 2.83% |
| Jesup, GA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $6,671 | 3.03% |
| Taos, NM (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,124 | 2.97% |
| Hailey, ID (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $6,020 | 2.46% |
| Danville, KY (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $4,566 | 2.54% |
| Minot, ND (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $5,532 | 3.19% |
| Rock Springs, WY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $4,890 | 2.53% |
| Kinston, NC (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $5,346 | 3.38% |
| Greenwood, MS (FHA|USDA|VA) | 11 | $1,025,000 | $93,182 | $4,465 | 3.14% |
| Jasper, AL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $3,564 | 2.75% |
| Baraboo, WI (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $5,151 | 2.88% |
| Norwalk, OH (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $4,343 | 3.41% |
| Safford, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $7,937 | 2.84% |
| Big Rapids, MI (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $4,806 | 3.02% |
| Picayune, MS (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $7,007 | 3.30% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $4,552 | 2.94% |
| Sterling, CO (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $2,916 | 2.85% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $3,920 | 2.52% |
| Burley, ID (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,223 | 2.78% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $4,353 | 2.94% |
| Angola, IN (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,785 | 3.40% |
| MUNCIE, IN (FHA|USDA|VA) | 7 | $925,000 | $132,143 | $4,272 | 2.96% |
| Big Spring, TX (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $5,211 | 2.97% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $5,123 | 2.84% |
| Clinton, IA (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $5,561 | 3.38% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $6,468 | 3.06% |
| Columbus, MS (FHA|USDA|VA) | 7 | $905,000 | $129,286 | $6,127 | 2.64% |
| Watertown, SD (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $4,232 | 2.91% |
| MANSFIELD, OH (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $6,136 | 3.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $4,897 | 3.15% |
| Auburn, IN (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $3,865 | 2.56% |
| Juneau, AK (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,690 | 2.54% |
| Rochelle, IL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $4,588 | 2.83% |
| Pella, IA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $6,461 | 3.19% |
| Durant, OK (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $5,436 | 3.35% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $4,565 | 2.63% |
| Russellville, AR (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,765 | 2.59% |
| Vidalia, GA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $5,832 | 2.91% |
| LIMA, OH (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,725 | 3.10% |
| Douglas, GA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $2,972 | 2.63% |
| Wauchula, FL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $12,351 | 3.46% |
| Albertville, AL (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $3,431 | 2.63% |
| Cadillac, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,013 | 3.04% |
| Alma, MI (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $4,303 | 3.34% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $4,518 | 3.18% |
| Alpena, MI (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $4,051 | 3.60% |
| Lebanon, MO (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $6,378 | 2.81% |
| Fremont, NE (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,412 | 3.22% |
| Sedalia, MO (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $3,737 | 2.80% |
| Ada, OK (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,365 | 3.03% |
| El Campo, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $4,513 | 3.15% |
| Port Lavaca, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,109 | 3.54% |
| Willmar, MN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $8,511 | 3.28% |
| CHARLESTON, WV (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $4,667 | 3.37% |
| Marion, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,402 | 2.84% |
| Tifton, GA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,933 | 2.66% |
| MORGANTOWN, WV (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $5,903 | 2.78% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $2,756 | 3.19% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $8,503 | 3.13% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,822 | 2.75% |
| Sweetwater, TX (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,103 | 3.13% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $5,135 | 2.82% |
| Burlington, IA-IL (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $4,890 | 2.98% |
| PINE BLUFF, AR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $4,048 | 2.94% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 5 | $715,000 | $143,000 | $4,827 | 3.20% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,737 | 2.56% |
| Nacogdoches, TX (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $6,362 | 2.79% |
| Eagle Pass, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $4,119 | 2.72% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $5,852 | 2.96% |
| Americus, GA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,776 | 2.91% |
| Branson, MO (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $3,323 | 3.10% |
| Mexico, MO (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,972 | 2.69% |
| Fremont, OH (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $3,355 | 3.23% |
| Dublin, GA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $5,402 | 2.85% |
| Moscow, ID (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $4,311 | 3.23% |
| Union, SC (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $8,700 | 3.41% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,410 | 3.04% |
| Ardmore, OK (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,820 | 4.06% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,051 | 2.88% |
| Corning, NY (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $6,404 | 3.46% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $5,747 | 3.29% |
| West Plains, MO (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,492 | 3.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $6,755 | 2.90% |
| Jasper, IN (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $7,750 | 3.22% |
| Vincennes, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,477 | 2.58% |
| Sidney, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $6,026 | 1.93% |
| Thomaston, GA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $4,185 | 3.38% |
| Othello, WA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,435 | 2.42% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $5,817 | 3.16% |
| Clarksburg, WV (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,421 | 3.25% |
| Rockport, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,476 | 2.88% |
| Marshall, MN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $4,823 | 3.19% |
| Rutland, VT (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,866 | 2.96% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,523 | 3.50% |
| Barre, VT (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,674 | 2.25% |
| Platteville, WI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,842 | 3.09% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $4,664 | 3.00% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,112 | 3.09% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $7,379 | 2.54% |
| Snyder, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,278 | 3.75% |
| Athens, OH (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $3,915 | 2.35% |
| Indiana, PA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,211 | 2.84% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,362 | 3.94% |
| Minden, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,038 | 2.44% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,286 | 2.75% |
| Zanesville, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $3,944 | 2.72% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,250 | 3.25% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,405 | 2.04% |
| Ludington, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $2,218 | 2.75% |
| Pontiac, IL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,762 | 3.16% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $3,212 | 2.69% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $4,478 | 3.25% |
| Sayre, PA (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $5,355 | 3.19% |
| Spencer, IA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,344 | 2.83% |
| Grants, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,937 | 3.12% |
| Martin, TN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $2,400 | 2.56% |
| Sunbury, PA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $5,477 | 2.59% |
| Dixon, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,622 | 2.94% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $4,464 | 2.38% |
| Wabash, IN (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,839 | 3.95% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,838 | 2.83% |
| Maryville, MO (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,873 | 3.04% |
| Salina, KS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,091 | 2.83% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,224 | 2.58% |
| Searcy, AR (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $5,058 | 3.03% |
| Opelousas, LA (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $4,125 | 2.72% |
| Lock Haven, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,061 | 2.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,929 | 2.96% |
| Macomb, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,668 | 3.06% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $6,286 | 2.58% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,288 | 2.96% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,499 | 3.31% |
| Farmington, MO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,425 | 3.25% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,183 | 3.04% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,592 | 3.38% |
| Bedford, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,093 | 3.94% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,900 | 2.75% |
| Hays, KS (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,253 | 2.75% |
| Malone, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,079 | 2.75% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,369 | 2.38% |
| Dumas, TX (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,550 | 2.75% |
| Somerset, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,085 | 3.08% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,628 | 3.00% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,301 | 3.09% |
| Roswell, NM (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $5,662 | 2.69% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,519 | 2.31% |
| McAlester, OK (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,278 | 2.38% |
| Pecos, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,762 | 3.38% |
| Hastings, NE (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,360 | 2.97% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $2,727 | 2.25% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,478 | 3.79% |
| Atmore, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,759 | 3.13% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,354 | 2.42% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,838 | 2.83% |
| Huntington, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,431 | 3.63% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,422 | 3.00% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,389 | 3.04% |
| Portsmouth, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $3,379 | 2.33% |
| Fairmont, MN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $4,654 | 3.97% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,428 | 2.19% |
| Kingsville, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,781 | 3.08% |
| Kearney, NE (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,112 | 3.13% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $7,006 | 3.44% |
| Bemidji, MN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $3,218 | 2.33% |
| Greenville, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,006 | 3.50% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,129 | 2.79% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,072 | 4.00% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $3,309 | 2.79% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,792 | 3.19% |
| Price, UT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,313 | 2.88% |
| Altus, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,363 | 3.56% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,489 | 2.63% |
| BANGOR, ME (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,874 | 2.94% |
| Harrison, AR (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $2,745 | 2.92% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,628 | 3.79% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,884 | 3.08% |
| Troy, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,719 | 3.00% |
| Raymondville, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,803 | 3.06% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,633 | 3.19% |
| Carroll, IA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,771 | 3.50% |
| Rolla, MO (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,253 | 2.79% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,711 | 2.87% |
| Jennings, LA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,836 | 3.25% |
| Elkins, WV (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,432 | 3.16% |
| Albert Lea, MN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,016 | 3.13% |
| Sterling, IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,378 | 3.38% |
| Richmond, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,947 | 2.81% |
| Cordele, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,636 | 2.25% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,631 | 3.12% |
| DECATUR, IL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $5,280 | 3.31% |
| Borger, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,756 | 2.75% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,047 | 3.25% |
| Effingham, IL (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,201 | 3.00% |
| Lexington, NE (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,035 | 3.19% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,211 | 2.63% |
| Marquette, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,472 | 2.81% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,036 | 3.44% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,729 | 3.06% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,081 | 2.69% |
| Fitzgerald, GA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $4,662 | 2.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,720 | 3.13% |
| Laurel, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,418 | 3.25% |
| Pierre, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,838 | 2.63% |
| Bay City, TX (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,927 | 2.63% |
| Jackson, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,724 | 2.75% |
| Murray, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,456 | 2.43% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,730 | 2.69% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,632 | 3.88% |
| Celina, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,510 | 2.88% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,582 | 2.50% |
| Campbellsville, KY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,568 | 3.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,591 | 2.75% |
| Madison, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,311 | 3.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,365 | 2.63% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,484 | 2.94% |
| Bradford, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,948 | 2.38% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,494 | 4.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,191 | 2.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,566 | 3.38% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,570 | 2.25% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,283 | 2.75% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,865 | 3.38% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,980 | 3.25% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,634 | 4.00% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,882 | 3.25% |
| Paris, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,500 | 3.19% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $3,878 | 2.75% |
| Maysville, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,921 | 3.88% |
| Alice, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,231 | 2.25% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,849 | 2.99% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,071 | 1.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,936 | 2.75% |
| Freeport, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,201 | 2.13% |
| McPherson, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,285 | 2.88% |
| Beeville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,560 | 2.99% |
| Columbus, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,867 | 3.00% |
| Grenada, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,819 | 3.19% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,441 | 2.88% |
| Somerset, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,536 | 3.50% |
| Kennett, MO (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,717 | 3.06% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,403 | 4.81% |
| Logansport, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,157 | 2.38% |
| Union City, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,964 | 2.38% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,042 | 2.25% |
| Auburn, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,302 | 2.25% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,815 | 2.38% |
| Atchison, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,935 | 3.63% |
| Defiance, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,853 | 1.88% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,445 | 3.25% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,344 | 3.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,535 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,883 | 2.63% |
| Batesville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,521 | 3.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,886 | 3.13% |
| Gallup, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,647 | 3.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,330 | 2.74% |
| Urbana, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,416 | 3.25% |
| Selma, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,239 | 4.00% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,589 | 3.25% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,069 | 2.00% |
| Indianola, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,476 | 3.25% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,915 | 3.50% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,716 | 2.25% |
| Warren, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,208 | 2.75% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,618 | 3.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,290 | 3.75% |
| Zapata, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,487 | 3.63% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,985 | 3.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,474 | 1.88% |
| Malvern, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,252 | 3.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,748 | 2.88% |
| Houghton, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,147 | 3.00% |
| Moberly, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,299 | 4.25% |
| Vernon, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,831 | 3.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,288 | 3.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,754 | 3.88% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,647 | 3.25% |
| Hope, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,184 | 2.50% |
| Cortland, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,167 | 2.88% |
Cardinal Financial Company Limited Partnership's top markets include New York, Dallas, Washington, Los Angeles, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 82,176 | $24,138,810,000 | $293,745 | $4,589 | 2.88% |
| FHA | 16,057 | $4,087,555,000 | $254,565 | $9,947 | 3.19% |
| VA | 6,189 | $2,205,945,000 | $356,430 | $8,462 | 2.87% |
| USDA | 1,174 | $224,430,000 | $191,167 | $6,684 | 3.12% |
For the 2021 period, Cardinal Financial Company Limited Partnership's most frequently originated loan type of loans were Conventional, with 82,176 originations. Their 2nd most popular type is FHA, with 16,057 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 39,660 | $11,539,840,000 | $290,969 | $7,214 | 3.12% |
| Refi | 36,514 | $10,787,070,000 | $295,423 | $4,132 | 2.70% |
| Cash Out Refi | 29,422 | $8,329,830,000 | $283,116 | $5,440 | 2.97% |
For the 2021, Cardinal Financial Company Limited Partnership's most frequently cited loan purpose of loans were Home Purchase, with 39,660 originations. The 2nd most popular reason of loans were Refi, with 36,514 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 80,060 | $24,231,930,000 | $302,672 | $6,295 | 3.10% |
| 15 Year | 16,024 | $4,022,570,000 | $251,034 | $3,718 | 2.36% |
| 20 Year | 4,688 | $1,266,230,000 | $270,100 | $3,833 | 2.70% |
| 10 Year | 2,936 | $716,610,000 | $244,077 | $2,973 | 2.21% |
| Other | 1,538 | $415,940,000 | $270,442 | $4,417 | 2.81% |
| 3 Year | 307 | $2,915,000 | $9,495 | $3 | 0.00% |
| 5 Year | 43 | $545,000 | $12,674 | $1 | 0.00% |
For the 2021, Cardinal Financial Company Limited Partnership's most frequently cited loan length of loans were 30 Year, with 80,060 originations. The 2nd most popular length of loans were 15 Year, with 16,024 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 33,226 | $9,733,130,000 | $292,937 |
| $<1k | 22,777 | $6,674,065,000 | $293,018 |
| $3k-4k | 16,336 | $4,286,640,000 | $262,405 |
| $2k-3k | 14,688 | $3,647,770,000 | $248,350 |
| $5k+ | 11,067 | $4,335,525,000 | $391,753 |
$6,295 of loans were Cardinal Financial Company Limited Partnership's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 33,226 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 40,830 | $12,529,630,000 | $306,873 |
| 3-4% | 38,502 | $10,922,720,000 | $283,692 |
| <2.5% | 23,411 | $6,574,725,000 | $280,839 |
| 4-5% | 2,734 | $623,040,000 | $227,886 |
| 5-6% | 115 | $6,605,000 | $57,435 |
| 7-8% | 4 | $20,000 | $5,000 |
During 2021, Cardinal Financial Company Limited Partnership's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 2.5-3%, with 40,830 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 52,314 | $15,031,770,000 | $287,337 | $5,694 | 2.93% |
| $100k-200k | 27,774 | $4,269,580,000 | $153,726 | $4,783 | 3.04% |
| $400k-600k | 16,159 | $7,709,435,000 | $477,099 | $6,643 | 2.88% |
| $100,000 or less | 5,054 | $289,260,000 | $57,234 | $2,727 | 2.44% |
| $600k-1MM | 3,817 | $2,745,575,000 | $719,302 | $9,890 | 3.00% |
| $1MM+ | 478 | $611,120,000 | $1,278,494 | $15,622 | 3.03% |
2021 saw Cardinal Financial Company Limited Partnership place emphasis on $200k-400k loans with 52,314 originations, totaling $15,031,770,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 24,319 | $7,935,405,000 | $326,305 | $5,794 | 2.91% |
| $50k-75k | 23,351 | $5,077,165,000 | $217,428 | $5,785 | 3.00% |
| $75k-100k | 19,024 | $5,145,400,000 | $270,469 | $6,003 | 2.97% |
| $150k-250k | 17,130 | $6,659,190,000 | $388,744 | $5,280 | 2.81% |
| $50k or less | 15,113 | $2,664,645,000 | $176,315 | $5,198 | 2.98% |
| $250k+ | 6,659 | $3,174,935,000 | $476,789 | $5,682 | 2.80% |
Cardinal Financial Company Limited Partnership lent most frequently to those with incomes in the $100k-150k range, with 24,319 originations. The second most popular income band? $50k-75k, with 23,351 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 20,852 | $6,063,840,000 | $290,804 | $4,605 | 2.83% |
| 30-36% | 18,142 | $5,253,590,000 | $289,582 | $5,200 | 2.93% |
| <20% | 7,541 | $2,154,695,000 | $285,731 | $3,957 | 2.72% |
| 50-60% | 5,686 | $1,641,470,000 | $288,686 | $10,274 | 3.05% |
| 44% | 4,621 | $1,317,235,000 | $285,054 | $6,006 | 3.01% |
| 43% | 4,233 | $1,185,845,000 | $280,143 | $5,891 | 3.02% |
| 42% | 4,226 | $1,238,700,000 | $293,114 | $6,008 | 3.02% |
| 41% | 4,035 | $1,162,765,000 | $288,170 | $5,929 | 3.00% |
| 49% | 3,943 | $1,169,515,000 | $296,605 | $6,517 | 3.01% |
| 40% | 3,887 | $1,144,735,000 | $294,503 | $5,761 | 3.01% |
| 39% | 3,717 | $1,084,125,000 | $291,667 | $5,711 | 3.01% |
| 38% | 3,693 | $1,062,165,000 | $287,616 | $5,573 | 2.98% |
| 37% | 3,593 | $1,044,755,000 | $290,775 | $5,687 | 2.98% |
| 36% | 3,377 | $988,095,000 | $292,595 | $5,419 | 2.97% |
| 45% | 3,333 | $968,535,000 | $290,590 | $6,206 | 3.01% |
| 48% | 2,943 | $836,045,000 | $284,079 | $6,456 | 3.00% |
| 46% | 2,915 | $837,225,000 | $287,213 | $6,405 | 2.98% |
| 47% | 2,906 | $855,190,000 | $294,284 | $6,438 | 2.96% |
| >60% | 163 | $64,475,000 | $395,552 | $9,475 | 2.99% |
Cardinal Financial Company Limited Partnership lent most frequently to those with DTI ratios of 20-30%, with 20,852 originations. The next most common DTI ratio? 30-36%, with 18,142 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 70,662 | $20,135,210,000 | $284,951 | $5,635 | 2.96% |
| Not provided | 18,640 | $5,419,150,000 | $290,727 | $5,246 | 2.85% |
| Asian | 6,240 | $2,207,570,000 | $353,777 | $5,210 | 2.82% |
| Black | 7,463 | $1,993,365,000 | $267,100 | $7,373 | 3.03% |
| Asian Indian | 1,085 | $410,145,000 | $378,014 | $4,244 | 2.59% |
| American Indian | 517 | $145,475,000 | $281,383 | $6,120 | 3.05% |
| Native Hawaiian | 228 | $78,190,000 | $342,939 | $7,464 | 2.98% |
| Other Asian | 197 | $70,085,000 | $355,761 | $5,497 | 2.85% |
| Filipino | 186 | $67,710,000 | $364,032 | $5,789 | 2.88% |
| Chinese | 147 | $50,625,000 | $344,388 | $4,105 | 2.72% |
| Vietnamese | 82 | $26,380,000 | $321,707 | $4,647 | 2.92% |
| Korean | 65 | $23,635,000 | $363,615 | $4,430 | 2.61% |
| Japanese | 29 | $11,585,000 | $399,483 | $5,815 | 2.83% |
| Other Pacific Islander | 33 | $10,855,000 | $328,939 | $9,536 | 3.06% |
| Native Hawiian | 10 | $2,670,000 | $267,000 | $6,256 | 3.30% |
| Guamanian | 6 | $2,230,000 | $371,667 | $6,127 | 2.94% |
| Samoan | 6 | $1,860,000 | $310,000 | $6,757 | 3.52% |
Approval Rates
Total approvals of all applications70.66%
Cardinal Financial Company Limited Partnership has a below average approval rate.
Pick Rate
Approvals leading to origination41.66%
Cardinal Financial Company Limited Partnership has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 105,596 | $30,656,740,000 | $290,321 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 105,596 | $30,656,740,000 | $290,321 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 5,602 | $1,316,840,000 | $235,066 | $3,885 | 2.64% |
| 40-60% | 19,392 | $5,473,420,000 | $282,251 | $3,982 | 2.70% |
| 60-80% | 39,221 | $11,934,565,000 | $304,290 | $5,094 | 2.96% |
| 80-100% | 38,106 | $11,410,480,000 | $299,441 | $7,365 | 3.14% |
| Over 100% | 1,119 | $419,525,000 | $374,911 | $14,187 | 2.98% |
| Under 20% | 2,156 | $101,910,000 | $47,268 | $819 | 1.34% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 28 | 24.6% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Closing on a mortgage | 14 | 12.3% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Improper use of your report | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Struggling to pay mortgage | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | Conventional home mortgage | Trouble during payment process | 31 | 27.2% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 5 | 4.4% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Closing on a mortgage | 4 | 3.5% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Struggling to pay mortgage | 3 | 2.6% |
| CARDINAL FINANCIAL COMPANY | FHA mortgage | Trouble during payment process | 6 | 5.3% |
| CARDINAL FINANCIAL COMPANY | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 3 | 2.6% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Struggling to pay mortgage | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | Other type of mortgage | Trouble during payment process | 2 | 1.8% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Closing on a mortgage | 1 | 0.9% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Struggling to pay mortgage | 4 | 3.5% |
| CARDINAL FINANCIAL COMPANY | VA mortgage | Trouble during payment process | 8 | 7.0% |
