Cardinal Financial Mortgage Rates, Fees & Info
Harrisburg, PALEI: 549300VORTI31GZTJL53
Tax ID: 23-2470039
2.9 stars - Updated: 12/17/24
-
out of 5 stars, based on 165 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Cardinal Financial is a large mortgage company specializing in Home Purchase loans. Cardinal Financial has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Tampa, Houston, and Miami among others. We have data for 736 markets. (Some data included below & more in-depth data is available with an active subscription.)Cardinal Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.78% | 12/17/24 |
| 30 Year Conventional Refi | 6.58% | 12/17/24 |
| 30 Year Cash-out Refi | 6.85% | 12/17/24 |
| 30 Year FHA Purchase | 7.56% | 12/17/24 |
| 30 Year FHA Refi | 7.11% | 12/17/24 |
| 30 Year VA Purchase | 6.53% | 12/17/24 |
| 30 Year VA Refi | 5.89% | 12/17/24 |
| 30 Year USDA Purchase | 6.93% | 12/17/24 |
| 30 Year USDA Refi | 6.72% | 12/17/24 |
| 15 Year Conventional Purchase | 5.14% | 12/17/24 |
| 15 Year Conventional Refi | 6.00% | 12/17/24 |
| 15 Year Cash-out Refi | 6.00% | 12/17/24 |
| 15 Year FHA Purchase | 7.36% | 12/17/24 |
| 15 Year FHA Refi | 7.19% | 12/17/24 |
| 15 Year VA Purchase | 6.02% | 12/17/24 |
| 15 Year VA Refi | 5.54% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Cardinal Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Cardinal Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
27,176Origination Dollar Volume (All Markets)
$7,909,250,000Awards
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CARDINAL FINANCIAL - 2023
CARDINAL FINANCIAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Cardinal Financial's average 30 year fixed mortgage rate was
6.38%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.1%.
Relative Fees (Closing Costs)
Cardinal Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,528.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,490 | $735,320,000 | $493,503 | $19,000 | 6.57% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2,044 | $625,640,000 | $306,086 | $11,349 | 5.97% |
| Outside of Metro Areas | 1,838 | $450,880,000 | $245,310 | $10,910 | 6.32% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1,087 | $297,125,000 | $273,344 | $9,851 | 5.66% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,015 | $285,815,000 | $281,591 | $11,267 | 6.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 673 | $225,635,000 | $335,267 | $11,567 | 5.84% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 553 | $155,595,000 | $281,365 | $12,077 | 6.29% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 425 | $151,735,000 | $357,024 | $11,488 | 6.60% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 359 | $135,035,000 | $376,142 | $11,960 | 6.60% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 282 | $126,450,000 | $448,404 | $15,646 | 6.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 418 | $107,010,000 | $256,005 | $10,421 | 5.80% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 380 | $100,830,000 | $265,342 | $9,192 | 6.14% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 351 | $97,085,000 | $276,595 | $9,955 | 6.17% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 174 | $94,600,000 | $543,678 | $15,703 | 6.41% |
| EL PASO, TX (FHA|USDA|VA) | 412 | $90,380,000 | $219,369 | $10,096 | 5.67% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 202 | $86,310,000 | $427,277 | $10,871 | 6.66% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 282 | $82,320,000 | $291,915 | $10,665 | 6.19% |
| KNOXVILLE, TN (FHA|USDA|VA) | 306 | $82,120,000 | $268,366 | $11,362 | 6.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 293 | $81,095,000 | $276,775 | $9,510 | 6.19% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 239 | $77,625,000 | $324,791 | $12,146 | 6.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 256 | $73,150,000 | $285,742 | $12,038 | 5.70% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 276 | $68,380,000 | $247,754 | $9,752 | 6.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 116 | $63,870,000 | $550,603 | $17,154 | 6.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 155 | $63,435,000 | $409,258 | $13,898 | 6.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 155 | $61,405,000 | $396,161 | $14,672 | 6.02% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 154 | $59,540,000 | $386,623 | $11,797 | 6.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 319 | $59,445,000 | $186,348 | $5,552 | 7.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 170 | $59,320,000 | $348,941 | $12,367 | 6.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 106 | $59,150,000 | $558,019 | $17,744 | 6.21% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 174 | $58,570,000 | $336,609 | $11,255 | 6.36% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 178 | $54,740,000 | $307,528 | $11,311 | 6.08% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 337 | $53,395,000 | $158,442 | $5,252 | 6.91% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 230 | $53,060,000 | $230,696 | $9,686 | 6.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 195 | $49,885,000 | $255,821 | $10,502 | 6.32% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 225 | $49,625,000 | $220,556 | $7,028 | 6.50% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 163 | $48,305,000 | $296,350 | $13,078 | 6.69% |
| LUBBOCK, TX (FHA|USDA|VA) | 245 | $46,615,000 | $190,265 | $8,326 | 5.60% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 113 | $46,595,000 | $412,345 | $13,682 | 6.12% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 102 | $45,850,000 | $449,510 | $14,328 | 6.23% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 114 | $44,140,000 | $387,193 | $13,959 | 6.01% |
| Port Angeles, WA (FHA|USDA|VA) | 120 | $43,960,000 | $366,333 | $9,293 | 6.43% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 88 | $43,810,000 | $497,841 | $17,212 | 6.53% |
| BATON ROUGE, LA (FHA|USDA|VA) | 208 | $43,670,000 | $209,952 | $8,212 | 6.28% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 179 | $43,425,000 | $242,598 | $6,631 | 6.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 176 | $41,590,000 | $236,307 | $9,629 | 5.53% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 122 | $41,150,000 | $337,295 | $10,555 | 6.40% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 196 | $40,620,000 | $207,245 | $8,200 | 5.53% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 87 | $40,285,000 | $463,046 | $12,242 | 6.23% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 127 | $40,115,000 | $315,866 | $11,924 | 5.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 104 | $37,410,000 | $359,712 | $13,175 | 6.23% |
| RENO, NV (FHA|USDA|VA) | 95 | $36,535,000 | $384,579 | $12,096 | 6.40% |
| PROVO-OREM, UT (FHA|USDA|VA) | 83 | $36,395,000 | $438,494 | $11,856 | 6.60% |
| COLUMBIA, SC (FHA|USDA|VA) | 138 | $36,210,000 | $262,391 | $9,431 | 6.33% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 145 | $35,335,000 | $243,690 | $11,216 | 6.56% |
| PANAMA CITY, FL (FHA|USDA|VA) | 135 | $34,915,000 | $258,630 | $8,785 | 5.99% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 118 | $34,000,000 | $288,136 | $10,310 | 6.35% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 155 | $29,435,000 | $189,903 | $8,663 | 6.52% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 82 | $29,050,000 | $354,268 | $12,574 | 6.63% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 38 | $25,720,000 | $676,842 | $20,041 | 6.53% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 116 | $25,060,000 | $216,034 | $7,130 | 6.20% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 62 | $24,720,000 | $398,710 | $12,908 | 6.62% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 67 | $24,665,000 | $368,134 | $11,871 | 6.47% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 113 | $24,605,000 | $217,743 | $7,891 | 5.69% |
| AMARILLO, TX (FHA|USDA|VA) | 135 | $24,355,000 | $180,407 | $7,408 | 5.36% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 95 | $23,975,000 | $252,368 | $9,748 | 6.54% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 92 | $23,640,000 | $256,957 | $10,858 | 5.98% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 88 | $23,380,000 | $265,682 | $10,537 | 6.03% |
| MODESTO, CA (FHA|USDA|VA) | 58 | $23,200,000 | $400,000 | $13,524 | 6.35% |
| OCALA, FL (FHA|USDA|VA) | 107 | $22,565,000 | $210,888 | $9,149 | 6.00% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 100 | $21,040,000 | $210,400 | $9,015 | 6.37% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 102 | $20,100,000 | $197,059 | $8,907 | 5.98% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 61 | $19,945,000 | $326,967 | $10,450 | 6.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 78 | $19,530,000 | $250,385 | $10,354 | 6.37% |
| ODESSA, TX (FHA|USDA|VA) | 110 | $19,410,000 | $176,455 | $8,796 | 5.23% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 62 | $19,340,000 | $311,935 | $10,960 | 6.65% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 64 | $19,060,000 | $297,813 | $13,432 | 6.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 67 | $18,855,000 | $281,418 | $10,090 | 6.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 95 | $18,755,000 | $197,421 | $7,479 | 6.60% |
| PITTSBURGH, PA (FHA|USDA|VA) | 89 | $18,725,000 | $210,393 | $9,669 | 6.52% |
| ABILENE, TX (FHA|USDA|VA) | 90 | $18,020,000 | $200,222 | $9,902 | 5.89% |
| DOVER, DE (FHA|USDA|VA) | 60 | $18,010,000 | $300,167 | $12,013 | 7.01% |
| STOCKTON, CA (FHA|USDA|VA) | 42 | $17,180,000 | $409,048 | $14,276 | 6.15% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 69 | $16,945,000 | $245,580 | $10,783 | 6.07% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 73 | $16,845,000 | $230,753 | $9,456 | 6.24% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 64 | $16,640,000 | $260,000 | $10,533 | 5.44% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 62 | $15,850,000 | $255,645 | $7,865 | 6.78% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 59 | $15,205,000 | $257,712 | $10,692 | 6.60% |
| FRESNO, CA (FHA|USDA|VA) | 52 | $14,960,000 | $287,692 | $12,631 | 6.14% |
| RICHMOND, VA (FHA|USDA|VA) | 48 | $14,960,000 | $311,667 | $10,917 | 6.33% |
| VALLEJO, CA (FHA|USDA|VA) | 30 | $14,860,000 | $495,333 | $14,944 | 6.17% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 57 | $14,815,000 | $259,912 | $10,826 | 6.91% |
| TYLER, TX (FHA|USDA|VA) | 58 | $14,680,000 | $253,103 | $10,178 | 6.41% |
| LANCASTER, PA (FHA|USDA|VA) | 56 | $14,640,000 | $261,429 | $6,934 | 6.39% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 47 | $13,785,000 | $293,298 | $11,243 | 5.88% |
| Granbury, TX (FHA|USDA|VA) | 55 | $13,685,000 | $248,818 | $8,927 | 6.19% |
| EL CENTRO, CA (FHA|USDA|VA) | 62 | $13,650,000 | $220,161 | $10,278 | 4.65% |
| SANTA FE, NM (FHA|USDA|VA) | 40 | $13,570,000 | $339,250 | $14,903 | 6.43% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 37 | $13,375,000 | $361,486 | $15,954 | 6.81% |
| TUCSON, AZ (FHA|USDA|VA) | 47 | $13,325,000 | $283,511 | $10,981 | 6.49% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 33 | $12,405,000 | $375,909 | $13,978 | 6.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 54 | $12,270,000 | $227,222 | $9,701 | 6.26% |
| SPARTANBURG, SC (FHA|USDA|VA) | 56 | $12,140,000 | $216,786 | $11,121 | 6.42% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 55 | $12,025,000 | $218,636 | $6,809 | 6.40% |
| Athens, TX (FHA|USDA|VA) | 44 | $11,690,000 | $265,682 | $9,316 | 5.78% |
| MOBILE, AL (FHA|USDA|VA) | 58 | $11,370,000 | $196,034 | $9,607 | 6.82% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 51 | $11,215,000 | $219,902 | $8,006 | 6.36% |
| TULSA, OK (FHA|USDA|VA) | 45 | $11,085,000 | $246,333 | $10,142 | 6.78% |
| FORT COLLINS, CO (FHA|USDA|VA) | 22 | $10,970,000 | $498,636 | $8,024 | 7.01% |
| LOUISVILLE, KY (FHA|USDA|VA) | 48 | $10,970,000 | $228,542 | $7,552 | 6.38% |
| WENATCHEE, WA (FHA|USDA|VA) | 30 | $10,490,000 | $349,667 | $15,190 | 6.14% |
| MORRISTOWN, TN (FHA|USDA|VA) | 48 | $10,450,000 | $217,708 | $10,130 | 6.48% |
| GREELEY, CO (FHA|USDA|VA) | 27 | $10,375,000 | $384,259 | $10,452 | 5.77% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 50 | $10,260,000 | $205,200 | $8,858 | 6.01% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 41 | $10,135,000 | $247,195 | $9,252 | 6.84% |
| MIDLAND, TX (FHA|USDA|VA) | 45 | $10,015,000 | $222,556 | $10,803 | 5.43% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 27 | $9,985,000 | $369,815 | $9,333 | 6.78% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $9,985,000 | $221,889 | $9,055 | 6.30% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 27 | $9,975,000 | $369,444 | $12,430 | 6.14% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 17 | $9,945,000 | $585,000 | $22,443 | 6.24% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 51 | $9,595,000 | $188,137 | $8,361 | 5.83% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 37 | $9,205,000 | $248,784 | $10,312 | 6.18% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 47 | $9,175,000 | $195,213 | $7,487 | 7.20% |
| ASHEVILLE, NC (FHA|USDA|VA) | 34 | $9,170,000 | $269,706 | $12,997 | 6.82% |
| ROANOKE, VA (FHA|USDA|VA) | 41 | $9,085,000 | $221,585 | $9,644 | 6.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 28 | $8,870,000 | $316,786 | $11,765 | 6.42% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 41 | $8,845,000 | $215,732 | $6,725 | 6.80% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 34 | $8,840,000 | $260,000 | $11,303 | 6.34% |
| MERCED, CA (FHA|USDA|VA) | 25 | $8,725,000 | $349,000 | $13,346 | 6.07% |
| GAINESVILLE, FL (FHA|USDA|VA) | 44 | $8,690,000 | $197,500 | $8,011 | 5.20% |
| NAPA, CA (FHA|USDA|VA) | 15 | $8,655,000 | $577,000 | $6,402 | 6.47% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 34 | $8,440,000 | $248,235 | $10,293 | 6.03% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 45 | $8,075,000 | $179,444 | $7,521 | 6.27% |
| BOULDER, CO (FHA|USDA|VA) | 15 | $8,025,000 | $535,000 | $8,149 | 6.79% |
| Sevierville, TN (FHA|USDA|VA) | 20 | $7,770,000 | $388,500 | $11,929 | 6.92% |
| MIDLAND, MI (FHA|USDA|VA) | 35 | $7,675,000 | $219,286 | $5,905 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 29 | $7,675,000 | $264,655 | $12,369 | 6.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 37 | $7,645,000 | $206,622 | $8,396 | 6.37% |
| LYNCHBURG, VA (FHA|USDA|VA) | 32 | $7,550,000 | $235,938 | $9,236 | 6.52% |
| HAMMOND, LA (FHA|USDA|VA) | 32 | $7,430,000 | $232,188 | $9,280 | 6.37% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 32 | $7,330,000 | $229,063 | $10,321 | 6.70% |
| LAS CRUCES, NM (FHA|USDA|VA) | 25 | $7,155,000 | $286,200 | $10,658 | 6.32% |
| YUBA CITY, CA (FHA|USDA|VA) | 22 | $7,090,000 | $322,273 | $10,132 | 5.69% |
| Columbus, MS (FHA|USDA|VA) | 39 | $7,075,000 | $181,410 | $8,804 | 5.97% |
| HINESVILLE, GA (FHA|USDA|VA) | 29 | $7,005,000 | $241,552 | $9,583 | 6.59% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 26 | $6,940,000 | $266,923 | $11,400 | 6.27% |
| Warsaw, IN (FHA|USDA|VA) | 34 | $6,920,000 | $203,529 | $5,188 | 6.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 31 | $6,875,000 | $221,774 | $8,578 | 7.06% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 19 | $6,735,000 | $354,474 | $8,240 | 6.44% |
| BOISE CITY, ID (FHA|USDA|VA) | 16 | $6,570,000 | $410,625 | $14,316 | 6.51% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 31 | $6,545,000 | $211,129 | $8,452 | 6.87% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 25 | $6,325,000 | $253,000 | $8,486 | 7.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $6,255,000 | $568,636 | $15,938 | 6.40% |
| Moses Lake, WA (FHA|USDA|VA) | 20 | $6,190,000 | $309,500 | $14,021 | 6.64% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 22 | $6,190,000 | $281,364 | $11,018 | 6.56% |
| RACINE, WI (FHA|USDA|VA) | 31 | $6,085,000 | $196,290 | $6,469 | 6.29% |
| MADISON, WI (FHA|USDA|VA) | 27 | $6,025,000 | $223,148 | $8,529 | 6.20% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 35 | $5,985,000 | $171,000 | $7,092 | 5.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 24 | $5,940,000 | $247,500 | $7,210 | 7.20% |
| DECATUR, AL (FHA|USDA|VA) | 27 | $5,885,000 | $217,963 | $8,354 | 6.53% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 10 | $5,870,000 | $587,000 | $16,781 | 6.80% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 23 | $5,785,000 | $251,522 | $10,894 | 6.27% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 18 | $5,690,000 | $316,111 | $9,195 | 6.47% |
| Greeneville, TN (FHA|USDA|VA) | 26 | $5,660,000 | $217,692 | $8,427 | 6.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 25 | $5,625,000 | $225,000 | $10,477 | 6.67% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 34 | $5,620,000 | $165,294 | $6,881 | 6.40% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $5,445,000 | $320,294 | $10,970 | 6.53% |
| LONGVIEW, WA (FHA|USDA|VA) | 23 | $5,385,000 | $234,130 | $8,608 | 4.89% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 8 | $5,270,000 | $658,750 | $27,684 | 6.89% |
| Traverse City, MI (FHA|USDA|VA) | 20 | $5,150,000 | $257,500 | $8,408 | 7.16% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 13 | $5,105,000 | $392,692 | $14,026 | 7.22% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 30 | $5,100,000 | $170,000 | $9,510 | 6.53% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 26 | $5,070,000 | $195,000 | $8,046 | 6.43% |
| Heber, UT (FHA|USDA|VA) | 9 | $5,055,000 | $561,667 | $10,417 | 6.71% |
| Athens, TN (FHA|USDA|VA) | 31 | $4,925,000 | $158,871 | $8,125 | 5.69% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 21 | $4,895,000 | $233,095 | $11,197 | 6.46% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $4,815,000 | $283,235 | $11,231 | 6.35% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 19 | $4,775,000 | $251,316 | $10,358 | 6.93% |
| Gillette, WY (FHA|USDA|VA) | 17 | $4,755,000 | $279,706 | $10,683 | 6.09% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 38 | $4,750,000 | $125,000 | $5,027 | 6.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 21 | $4,735,000 | $225,476 | $9,967 | 6.54% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $4,690,000 | $586,250 | $9,691 | 6.92% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 19 | $4,635,000 | $243,947 | $9,987 | 6.28% |
| Shelton, WA (FHA|USDA|VA) | 13 | $4,565,000 | $351,154 | $13,699 | 5.61% |
| Newberry, SC (FHA|USDA|VA) | 13 | $4,565,000 | $351,154 | $16,628 | 6.23% |
| SALEM, OR (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $12,748 | 6.34% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $4,470,000 | $248,333 | $10,671 | 6.12% |
| LEBANON, PA (FHA|USDA|VA) | 21 | $4,435,000 | $211,190 | $4,878 | 5.17% |
| PUEBLO, CO (FHA|USDA|VA) | 12 | $4,360,000 | $363,333 | $12,508 | 6.51% |
| YAKIMA, WA (FHA|USDA|VA) | 18 | $4,230,000 | $235,000 | $9,561 | 5.21% |
| ST. GEORGE, UT (FHA|USDA|VA) | 10 | $4,180,000 | $418,000 | $11,514 | 6.74% |
| Newport, TN (FHA|USDA|VA) | 19 | $4,085,000 | $215,000 | $10,210 | 6.49% |
| FOND DU LAC, WI (FHA|USDA|VA) | 23 | $4,015,000 | $174,565 | $6,449 | 7.27% |
| Marion, NC (FHA|USDA|VA) | 18 | $4,010,000 | $222,778 | $10,780 | 6.14% |
| NILES, MI (FHA|USDA|VA) | 28 | $4,000,000 | $142,857 | $5,183 | 6.54% |
| READING, PA (FHA|USDA|VA) | 17 | $3,955,000 | $232,647 | $8,308 | 6.65% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 17 | $3,895,000 | $229,118 | $9,136 | 6.51% |
| BEND, OR (FHA|USDA|VA) | 8 | $3,880,000 | $485,000 | $16,589 | 5.95% |
| VISALIA, CA (FHA|USDA|VA) | 13 | $3,865,000 | $297,308 | $13,830 | 5.59% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 19 | $3,845,000 | $202,368 | $9,445 | 5.64% |
| Georgetown, SC (FHA|USDA|VA) | 9 | $3,735,000 | $415,000 | $11,780 | 6.99% |
| Branson, MO (FHA|USDA|VA) | 18 | $3,640,000 | $202,222 | $6,123 | 6.51% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 19 | $3,635,000 | $191,316 | $9,490 | 5.90% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $15,246 | 6.69% |
| Plymouth, IN (FHA|USDA|VA) | 21 | $3,585,000 | $170,714 | $7,656 | 7.12% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 12 | $3,560,000 | $296,667 | $14,790 | 6.23% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 18 | $3,550,000 | $197,222 | $8,456 | 6.12% |
| GREENVILLE, NC (FHA|USDA|VA) | 16 | $3,490,000 | $218,125 | $9,820 | 5.95% |
| DOTHAN, AL (FHA|USDA|VA) | 17 | $3,435,000 | $202,059 | $6,964 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 13 | $3,425,000 | $263,462 | $9,926 | 6.06% |
| Corsicana, TX (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $12,948 | 6.68% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 20 | $3,410,000 | $170,500 | $6,530 | 6.79% |
| Lumberton, NC (FHA|USDA|VA) | 19 | $3,365,000 | $177,105 | $10,923 | 6.41% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $3,355,000 | $671,000 | $18,773 | 6.65% |
| Albemarle, NC (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $9,615 | 6.20% |
| Seneca, SC (FHA|USDA|VA) | 17 | $3,295,000 | $193,824 | $12,418 | 6.75% |
| LONGVIEW, TX (FHA|USDA|VA) | 15 | $3,295,000 | $219,667 | $10,983 | 6.12% |
| Pottsville, PA (FHA|USDA|VA) | 24 | $3,290,000 | $137,083 | $5,647 | 5.89% |
| Centralia, WA (FHA|USDA|VA) | 10 | $3,200,000 | $320,000 | $11,096 | 5.61% |
| WACO, TX (FHA|USDA|VA) | 14 | $3,200,000 | $228,571 | $8,409 | 6.30% |
| ROME, GA (FHA|USDA|VA) | 11 | $3,135,000 | $285,000 | $9,667 | 6.92% |
| Pahrump, NV (FHA|USDA|VA) | 14 | $3,100,000 | $221,429 | $10,621 | 6.46% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $9,016 | 6.55% |
| MONTGOMERY, AL (FHA|USDA|VA) | 17 | $3,075,000 | $180,882 | $9,995 | 6.53% |
| Fernley, NV (FHA|USDA|VA) | 11 | $3,045,000 | $276,818 | $10,567 | 5.25% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 13 | $3,025,000 | $232,692 | $7,689 | 7.12% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $14,077 | 6.88% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $11,063 | 6.17% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 17 | $2,995,000 | $176,176 | $7,445 | 6.20% |
| Gainesville, TX (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $11,908 | 5.84% |
| Whitewater, WI (FHA|USDA|VA) | 10 | $2,920,000 | $292,000 | $7,453 | 7.21% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $15,405 | 6.28% |
| Mount Airy, NC (FHA|USDA|VA) | 17 | $2,875,000 | $169,118 | $6,508 | 5.09% |
| Stephenville, TX (FHA|USDA|VA) | 17 | $2,855,000 | $167,941 | $7,131 | 4.42% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $2,835,000 | $257,727 | $12,147 | 6.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $11,518 | 6.49% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $12,387 | 6.53% |
| WICHITA, KS (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $8,425 | 6.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $2,795,000 | $186,333 | $6,709 | 6.96% |
| SAGINAW, MI (FHA|USDA|VA) | 17 | $2,785,000 | $163,824 | $5,165 | 6.60% |
| Bonham, TX (FHA|USDA|VA) | 11 | $2,775,000 | $252,273 | $12,448 | 6.24% |
| FORT WAYNE, IN (FHA|USDA|VA) | 15 | $2,765,000 | $184,333 | $5,883 | 5.44% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 5 | $2,765,000 | $553,000 | $14,246 | 6.30% |
| AKRON, OH (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $8,709 | 6.42% |
| VICTORIA, TX (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $14,943 | 6.86% |
| SUMTER, SC (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $10,550 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 15 | $2,665,000 | $177,667 | $6,903 | 6.68% |
| Bluefield, WV-VA (FHA|USDA|VA) | 19 | $2,625,000 | $138,158 | $5,951 | 6.38% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $2,595,000 | $519,000 | $9,605 | 6.60% |
| CLEVELAND, TN (FHA|USDA|VA) | 15 | $2,575,000 | $171,667 | $8,738 | 6.90% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $2,560,000 | $320,000 | $10,127 | 6.64% |
| Sturgis, MI (FHA|USDA|VA) | 21 | $2,555,000 | $121,667 | $4,065 | 5.89% |
| Elizabeth City, NC (FHA|USDA|VA) | 8 | $2,540,000 | $317,500 | $8,718 | 6.53% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $2,510,000 | $313,750 | $14,768 | 7.44% |
| ANCHORAGE, AK (FHA|USDA|VA) | 6 | $2,510,000 | $418,333 | $15,602 | 6.79% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 12 | $2,510,000 | $209,167 | $11,365 | 6.42% |
| Torrington, CT (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $9,093 | 6.93% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 9 | $2,455,000 | $272,778 | $11,165 | 6.49% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $2,400,000 | $240,000 | $11,276 | 6.45% |
| Othello, WA (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $10,244 | 5.94% |
| Cañon City, CO (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $7,178 | 5.55% |
| Gaffney, SC (FHA|USDA|VA) | 9 | $2,345,000 | $260,556 | $10,769 | 6.56% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 12 | $2,340,000 | $195,000 | $8,373 | 6.23% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $2,310,000 | $288,750 | $9,619 | 6.77% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 10 | $2,310,000 | $231,000 | $8,538 | 5.70% |
| Cadillac, MI (FHA|USDA|VA) | 11 | $2,295,000 | $208,636 | $9,056 | 6.56% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $8,038 | 6.81% |
| Shelby, NC (FHA|USDA|VA) | 11 | $2,285,000 | $207,727 | $12,674 | 6.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 14 | $2,270,000 | $162,143 | $7,547 | 5.22% |
| FLORENCE, SC (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $13,663 | 6.64% |
| NEW BERN, NC (FHA|USDA|VA) | 11 | $2,185,000 | $198,636 | $8,906 | 6.66% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $13,003 | 6.46% |
| CHICO, CA (FHA|USDA|VA) | 6 | $2,180,000 | $363,333 | $10,784 | 6.23% |
| Forest City, NC (FHA|USDA|VA) | 10 | $2,170,000 | $217,000 | $10,313 | 6.42% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 5 | $2,155,000 | $431,000 | $9,267 | 6.70% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,150,000 | $358,333 | $12,685 | 6.73% |
| Lufkin, TX (FHA|USDA|VA) | 10 | $2,150,000 | $215,000 | $11,938 | 5.81% |
| JACKSON, MS (FHA|USDA|VA) | 7 | $2,115,000 | $302,143 | $13,149 | 6.71% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $9,252 | 6.32% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $12,644 | 7.04% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $2,045,000 | $681,667 | $17,262 | 7.17% |
| FARGO, ND-MN (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $14,671 | 6.21% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $9,252 | 5.94% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $7,834 | 6.71% |
| DULUTH, MN-WI (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $7,938 | 5.83% |
| APPLETON, WI (FHA|USDA|VA) | 8 | $1,970,000 | $246,250 | $8,430 | 6.68% |
| Tupelo, MS (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $8,064 | 6.46% |
| ST. CLOUD, MN (FHA|USDA|VA) | 10 | $1,920,000 | $192,000 | $10,158 | 6.73% |
| VALDOSTA, GA (FHA|USDA|VA) | 12 | $1,920,000 | $160,000 | $8,404 | 6.56% |
| Lake City, FL (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $11,448 | 5.26% |
| Vernal, UT (FHA|USDA|VA) | 10 | $1,900,000 | $190,000 | $8,590 | 7.21% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $6,026 | 5.95% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $8,965 | 6.77% |
| Clewiston, FL (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $9,493 | 6.09% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $13,598 | 6.40% |
| AMES, IA (FHA|USDA|VA) | 10 | $1,860,000 | $186,000 | $7,964 | 6.77% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $11,026 | 6.94% |
| Middlesborough, KY (FHA|USDA|VA) | 10 | $1,840,000 | $184,000 | $8,651 | 6.36% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 6 | $1,840,000 | $306,667 | $13,707 | 6.48% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $10,885 | 6.58% |
| Albertville, AL (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $7,638 | 7.20% |
| Beaver Dam, WI (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $5,753 | 7.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $13,457 | 6.14% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $10,008 | 6.51% |
| ROCKFORD, IL (FHA|USDA|VA) | 12 | $1,770,000 | $147,500 | $6,747 | 6.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $11,472 | 6.58% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $14,530 | 6.63% |
| LAREDO, TX (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $10,476 | 6.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $9,302 | 6.32% |
| BAY CITY, MI (FHA|USDA|VA) | 13 | $1,715,000 | $131,923 | $4,606 | 6.53% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,700,000 | $850,000 | $10,516 | 6.38% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $9,436 | 6.87% |
| JACKSON, TN (FHA|USDA|VA) | 12 | $1,680,000 | $140,000 | $6,367 | 5.06% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $1,675,000 | $128,846 | $6,909 | 5.41% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $7,889 | 6.61% |
| Baraboo, WI (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $9,134 | 6.97% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $10,041 | 6.34% |
| JOPLIN, MO (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $7,579 | 6.25% |
| Brevard, NC (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $11,051 | 6.68% |
| London, KY (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $9,289 | 6.34% |
| Helena, MT (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $15,262 | 6.38% |
| Kendallville, IN (FHA|USDA|VA) | 12 | $1,570,000 | $130,833 | $5,394 | 6.68% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $13,525 | 6.20% |
| Levelland, TX (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $6,986 | 5.49% |
| Palatka, FL (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $8,855 | 6.94% |
| Williston, ND (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $14,227 | 6.80% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $11,188 | 6.48% |
| Cullman, AL (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $9,837 | 6.54% |
| Palestine, TX (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $10,009 | 7.08% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $5,966 | 6.00% |
| Mason City, IA (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $11,196 | 6.25% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $11,420 | 6.88% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $17,141 | 6.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $7,070 | 5.98% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,450,000 | $181,250 | $9,315 | 6.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $9,783 | 6.82% |
| Sanford, NC (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $12,969 | 6.27% |
| ALBANY, GA (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $7,258 | 6.46% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $5,394 | 6.37% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $5,014 | 6.97% |
| Waycross, GA (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $7,581 | 5.86% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $10,812 | 6.92% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $9,030 | 6.64% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $10,635 | 6.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $10,012 | 6.00% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $8,639 | 6.79% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $8,909 | 6.59% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $11,578 | 7.30% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $10,399 | 6.30% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $7,979 | 5.08% |
| Meadville, PA (FHA|USDA|VA) | 9 | $1,295,000 | $143,889 | $7,339 | 6.43% |
| Cedartown, GA (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $7,764 | 5.81% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $14,384 | 7.29% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $13,213 | 7.44% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $11,630 | 6.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $10,182 | 5.34% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $17,071 | 7.25% |
| BINGHAMTON, NY (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $7,392 | 6.51% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $10,330 | 6.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $13,319 | 6.34% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $6,726 | 7.06% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $13,170 | 6.47% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $8,287 | 6.00% |
| Dumas, TX (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $10,460 | 5.77% |
| MADERA, CA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $11,260 | 5.05% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $17,332 | 6.69% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $6,870 | 6.03% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $14,504 | 6.06% |
| Clovis, NM (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $10,574 | 6.72% |
| Plainview, TX (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $8,122 | 5.55% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $9,462 | 7.10% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $11,717 | 6.48% |
| Outside of Metro Areas | 4 | $1,130,000 | $282,500 | $11,142 | 6.53% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $15,551 | 7.04% |
| Keene, NH (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $11,500 | 6.04% |
| Indiana, PA (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $5,581 | 7.43% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $14,215 | 6.42% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $8,733 | 6.64% |
| LAWTON, OK (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $9,030 | 6.25% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $11,158 | 5.25% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $11,599 | 7.08% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $10,348 | 6.58% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $15,637 | 6.99% |
| TOPEKA, KS (FHA|USDA|VA) | 7 | $1,045,000 | $149,286 | $8,018 | 6.43% |
| Dublin, GA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $14,333 | 6.63% |
| Paris, TX (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $8,904 | 5.94% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,035,000 | $1,035,000 | $21,056 | 7.50% |
| REDDING, CA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,329 | 6.72% |
| Salem, OH (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $10,517 | 6.02% |
| Durant, OK (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,799 | 6.00% |
| Silver City, NM (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $9,093 | 6.48% |
| Farmington, MO (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $8,850 | 7.12% |
| Okeechobee, FL (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $9,348 | 5.00% |
| Sunbury, PA (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $8,980 | 6.86% |
| Boone, NC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $11,791 | 7.42% |
| Crossville, TN (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $7,644 | 5.29% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $7,690 | 5.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $7,044 | 6.34% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $10,757 | 6.95% |
| Oxford, MS (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $11,703 | 6.75% |
| DALTON, GA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $11,309 | 6.07% |
| Natchitoches, LA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $7,806 | 6.48% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $8,473 | 6.63% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $6,934 | 6.13% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $11,708 | 6.34% |
| ERIE, PA (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $7,378 | 7.09% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $15,140 | 7.00% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $9,204 | 6.39% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 6.88% |
| Holland, MI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $6,913 | 5.45% |
| Adrian, MI (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $8,483 | 6.43% |
| Henderson, NC (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $11,492 | 7.13% |
| JACKSON, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $7,752 | 6.31% |
| TOLEDO, OH (FHA|USDA|VA) | 10 | $910,000 | $91,000 | $6,542 | 7.86% |
| Coldwater, MI (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $9,851 | 7.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $8,921 | 6.56% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $12,882 | 7.04% |
| Rockingham, NC (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $12,208 | 6.73% |
| Thomaston, GA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $10,028 | 6.62% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $6,998 | 6.56% |
| Picayune, MS (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $9,908 | 6.44% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $10,045 | 5.00% |
| Las Vegas, NM (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $14,383 | 6.13% |
| Oil City, PA (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $5,848 | 7.29% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $10,733 | 6.78% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,233 | 6.44% |
| Duncan, OK (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,482 | 6.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $10,851 | 6.80% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $11,575 | 7.13% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $12,018 | 6.25% |
| Easton, MD (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $20,177 | 6.75% |
| Cambridge, MD (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $8,406 | 5.06% |
| Cedar City, UT (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,770 | 6.12% |
| Owatonna, MN (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,076 | 6.95% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,162 | 6.75% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $6,547 | 5.83% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $7,969 | 5.34% |
| Pella, IA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,301 | 7.25% |
| Big Spring, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,159 | 5.65% |
| Snyder, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $8,319 | 6.68% |
| Juneau, AK (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $6,523 | 6.81% |
| Brownwood, TX (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $7,139 | 5.25% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $8,701 | 6.87% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $12,491 | 6.35% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,410 | 6.38% |
| Sweetwater, TX (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $6,843 | 6.00% |
| Bemidji, MN (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $10,261 | 5.00% |
| Mount Pleasant, MI (FHA|USDA|VA) | 5 | $785,000 | $157,000 | $4,548 | 5.13% |
| Prineville, OR (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,920 | 6.37% |
| Bellefontaine, OH (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $7,343 | 4.75% |
| Newport, OR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $6,812 | 6.41% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $12,814 | 6.31% |
| MONROE, LA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,521 | 6.29% |
| LINCOLN, NE (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,170 | 6.50% |
| Minden, LA (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $7,193 | 6.33% |
| Sidney, OH (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $7,926 | 6.28% |
| New Castle, PA (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $5,751 | 6.75% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $18,363 | 5.50% |
| Willmar, MN (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,214 | 6.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $6,272 | 6.95% |
| Mount Sterling, KY (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $7,281 | 6.05% |
| Sonora, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $17,956 | 6.75% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $10,502 | 7.54% |
| Jasper, IN (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,888 | 6.28% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $17,366 | 6.67% |
| Bartlesville, OK (FHA|USDA|VA) | 7 | $705,000 | $100,714 | $6,131 | 6.61% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $12,278 | 7.04% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,082 | 6.58% |
| Ozark, AL (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,643 | 7.50% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,705 | 7.75% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $11,094 | 5.91% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $8,369 | 6.04% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $7,282 | 5.59% |
| Roswell, NM (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $8,208 | 6.94% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $14,026 | 7.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $5,763 | 7.31% |
| Alamogordo, NM (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,409 | 6.31% |
| Gallup, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $17,267 | 6.62% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,865 | 6.56% |
| Connersville, IN (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,486 | 7.05% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,449 | 5.50% |
| Bennettsville, SC (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $13,483 | 6.65% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $11,406 | 6.50% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $15,025 | 6.08% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $8,581 | 5.97% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $5,417 | 7.54% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $17,651 | 5.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $9,200 | 5.69% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $9,745 | 6.00% |
| West Point, MS (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,004 | 6.16% |
| Brainerd, MN (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,258 | 4.50% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $13,049 | 6.41% |
| Nacogdoches, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $12,715 | 6.58% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $12,462 | 6.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,033 | 6.50% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,665 | 6.58% |
| Big Stone Gap, VA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $7,387 | 7.53% |
| Huntington, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,697 | 6.75% |
| Arcadia, FL (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $14,410 | 7.08% |
| Española, NM (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $15,004 | 7.12% |
| St. Marys, PA (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,699 | 6.55% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $0 | 8.13% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,541 | 6.44% |
| Seymour, IN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $10,533 | 5.69% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,342 | 4.58% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $12,092 | 6.42% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $8,908 | 5.75% |
| Paris, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,223 | 5.06% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $15,218 | 6.75% |
| Batesville, AR (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $7,801 | 6.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,842 | 6.42% |
| Pullman, WA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $9,415 | 6.44% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,156 | 6.94% |
| Hudson, NY (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,386 | 6.94% |
| Key West, FL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $19,058 | 6.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $12,309 | 7.38% |
| DeRidder, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $17,036 | 6.19% |
| WHEELING, WV-OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $7,144 | 7.06% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,449 | 6.25% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,586 | 6.31% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $11,145 | 6.83% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $9,574 | 5.50% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,921 | 6.75% |
| Borger, TX (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $6,315 | 5.28% |
| MONROE, MI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,334 | 6.13% |
| Malvern, AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,315 | 7.00% |
| Murray, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $7,599 | 6.67% |
| Hereford, TX (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $4,373 | 4.03% |
| Kinston, NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $9,350 | 7.50% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $17,075 | 5.87% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,176 | 6.62% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,455 | 6.69% |
| Somerset, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,531 | 5.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,579 | 6.44% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,585 | 6.88% |
| Beeville, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,558 | 6.94% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,570 | 6.71% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,876 | 7.00% |
| Dayton, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $14,575 | 6.75% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,690 | 6.25% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $7,523 | 4.29% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,947 | 5.50% |
| Payson, AZ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,725 | 7.38% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $4,024 | 7.06% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $10,227 | 6.83% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,373 | 4.57% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 6.99% |
| Burley, ID (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,266 | 6.94% |
| Milledgeville, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $12,520 | 6.44% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,189 | 6.50% |
| Richmond, IN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,179 | 7.00% |
| Alma, MI (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,349 | 7.79% |
| Russellville, AR (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $3,299 | 6.79% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,765 | 7.13% |
| Stevens Point, WI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $5,414 | 5.79% |
| Jesup, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $11,350 | 6.50% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,056 | 6.94% |
| Washington, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,023 | 7.69% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,928 | 6.94% |
| Platteville, WI (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,050 | 7.56% |
| Somerset, PA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $6,113 | 7.13% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,895 | 6.19% |
| Urbana, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $9,803 | 6.75% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $11,384 | 7.12% |
| Elko, NV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $18,095 | 6.75% |
| Corinth, MS (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,750 | 6.92% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,479 | 4.04% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,913 | 6.56% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,210 | 7.12% |
| Fremont, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,678 | 4.42% |
| Zanesville, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $7,095 | 6.25% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,024 | 6.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,012 | 7.50% |
| Worthington, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $7,126 | 6.63% |
| Laurinburg, NC (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,366 | 6.63% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,229 | 6.63% |
| Dixon, IL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,447 | 7.69% |
| Pecos, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,188 | 6.00% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $2,498 | 7.38% |
| Pampa, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $7,916 | 6.13% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,880 | 5.99% |
| Wabash, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,529 | 5.62% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,263 | 5.56% |
| Tifton, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,183 | 5.44% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,351 | 5.63% |
| Safford, AZ (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,568 | 5.75% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $10,350 | 6.99% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,388 | 5.25% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,745 | 7.58% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,623 | 7.69% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 6.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,906 | 6.75% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $11,965 | 7.50% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,163 | 5.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,246 | 8.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,013 | 6.94% |
| Laconia, NH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,557 | 6.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,851 | 6.75% |
| Bennington, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,331 | 6.75% |
| Shawano, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,087 | 7.38% |
| ENID, OK (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,893 | 6.50% |
| Portales, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,871 | 6.25% |
| Madison, IN (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,448 | 7.96% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,565 | 5.99% |
| Price, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $16,488 | 6.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $6,001 | 7.50% |
| DuBois, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.25% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $12,289 | 7.00% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,533 | 7.25% |
| El Campo, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,262 | 7.25% |
| Montrose, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,173 | 6.99% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,155 | 6.12% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,654 | 6.25% |
| Ada, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,188 | 7.25% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,839 | 6.25% |
| Freeport, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,051 | 4.99% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $24,202 | 7.25% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $4,574 | 4.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,237 | 5.50% |
| Union City, TN (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $7,958 | 6.56% |
| Alice, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,790 | 7.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,102 | 6.99% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,571 | 5.63% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $7,615 | 6.46% |
| ROCHESTER, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,798 | 6.25% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $10,793 | 6.50% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,883 | 7.25% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,972 | 7.00% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,224 | 5.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,191 | 4.99% |
| Decatur, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,915 | 5.63% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,378 | 6.38% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $11,958 | 5.75% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,443 | 7.25% |
| Meridian, MS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,064 | 6.25% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,131 | 7.38% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,737 | 6.25% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,620 | 6.63% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,048 | 7.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,469 | 7.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,172 | 6.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,894 | 6.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,535 | 6.25% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,571 | 5.87% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,157 | 4.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,542 | 7.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,847 | 5.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,986 | 7.25% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,515 | 7.25% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,965 | 6.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,564 | 6.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,300 | 5.50% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,602 | 6.25% |
| Summerville, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,683 | 5.99% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,322 | 7.25% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,578 | 7.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,737 | 7.25% |
| Marion, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,313 | 6.75% |
| Greenville, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,355 | 6.75% |
| Grenada, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,071 | 5.63% |
| DANVILLE, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $5,712 | 7.25% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,553 | 5.69% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,265 | 5.99% |
| Greenville, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,294 | 6.99% |
| Douglas, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,796 | 5.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,993 | 6.25% |
| Altus, OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,460 | 4.75% |
| Rockport, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,759 | 6.50% |
| West Plains, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,092 | 6.75% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,131 | 6.99% |
| Barre, VT (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,206 | 6.88% |
| Kennett, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,050 | 4.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,816 | 6.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,792 | 7.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,258 | 7.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,081 | 7.75% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,090 | 7.25% |
| Storm Lake, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,569 | 5.75% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,783 | 6.13% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,517 | 5.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,691 | 7.25% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,897 | 7.63% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $15,826 | 7.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,187 | 5.75% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,418 | 3.19% |
| Austin, MN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,892 | 3.69% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,215 | 5.63% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $14,415 | 7.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,567 | 6.25% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,907 | 6.75% |
| Carroll, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,025 | 6.25% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,650 | 9.00% |
| Atmore, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,175 | 6.63% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,113 | 5.25% |
| Searcy, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,442 | 6.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,027 | 5.99% |
| Wooster, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,496 | 6.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,960 | 7.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,529 | 7.75% |
| Spencer, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,818 | 5.25% |
| Sterling, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,782 | 8.63% |
| Winfield, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,022 | 6.99% |
| Findlay, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,042 | 5.75% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,173 | 6.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,438 | 6.50% |
| Logansport, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,257 | 7.13% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,264 | 6.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,034 | 6.25% |
| Central City, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,732 | 5.63% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.88% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,593 | 6.99% |
| Cordele, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,922 | 5.75% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,669 | 7.25% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,904 | 5.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,690 | 7.25% |
| Alpena, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,692 | 6.00% |
| Union, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,273 | 5.75% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,106 | 7.25% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,624 | 6.75% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,288 | 5.75% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,288 | 5.63% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,049 | 6.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,153 | 6.25% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,564 | 7.25% |
| Olean, NY (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $1,773 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,532 | 6.75% |
| Marquette, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,003 | 5.99% |
| LIMA, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,237 | 6.63% |
| Deming, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,403 | 6.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,747 | 5.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,063 | 6.88% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,453 | 6.99% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,283 | 7.25% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,474 | 6.99% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,858 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,177 | 7.88% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,031 | 5.50% |
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Product Mix
For 2023, Cardinal Financial's most frequently originated type of loan was Conventional, with 13,353 originations. Their 2nd most popular type was FHA, with 10,661 originations.
Loan Reason
For 2023, Cardinal Financial's most frequently cited loan purpose was Home Purchase, with 23,792 originations. The 2nd most popular reason was Cash Out Refi, with 2,273 originations.
Loan Duration/Length
For 2023, Cardinal Financial's most frequently cited loan duration was 30 Year, with 25,322 originations. The 2nd most popular length was 15 Year, with 499 originations.
Origination Fees/Closing Costs
Cardinal Financial's average total fees were $11,528, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 11,935 originations.
Interest Rates
During 2023, Cardinal Financial's average interest rate for loans was 6.38%, while their most frequently originated rate bucket for loans was 6-7%, with 12,215 originations.
Loan Sizing
2023 saw Cardinal Financial place emphasis on $200k-400k loans with 12,759 originations, totaling $3,692,105,000 in origination value.
Applicant Income
Cardinal Financial lent most frequently to those with incomes in the $100k-150k range, with 6,913 originations. The second most popular income band? $50k-75k, with 6,381 originations.
Applicant Debt to Income Ratio
Cardinal Financial lent most frequently to those with DTI ratios of 50-60%, with 5,193 originations. The next most common DTI ratio? 30-36%, with 3,061 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.18%
Cardinal Financial has an average approval rate.
Pick Rate
Approvals leading to origination74.57%
Cardinal Financial has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 27,176 | $7,909,250,000 | $291,038 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 27,176 | $7,909,250,000 | $291,038 |