Cardinal Financial Company Limited Partnership Mortgage Rates, Fees & Info

Harrisburg, PA

LEI: 549300VORTI31GZTJL53

Tax ID: 23-2470039

3.6 stars - out of 5 stars, based on 325 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Cardinal Financial Company Limited Partnership is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Cardinal Financial Company Limited Partnership has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Dallas, Washington, Los Angeles, and Phoenix among others. We have data for 861 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Cardinal Financial Company Limited Partnership has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Cardinal Financial Company Limited Partnership is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.89% 10/3/22
    30 Year Conventional Refi 6.47% 10/3/22
    30 Year Cash-out Refi 6.69% 10/3/22
    30 Year FHA Purchase 7.68% 10/3/22
    30 Year FHA Refi 7.18% 10/3/22
    30 Year VA Purchase 6.60% 10/3/22
    30 Year VA Refi 6.01% 10/3/22
    30 Year USDA Purchase 7.04% 10/3/22
    30 Year USDA Refi 6.75% 10/3/22
    15 Year Conventional Purchase 6.19% 10/3/22
    15 Year Conventional Refi 6.10% 10/3/22
    15 Year Cash-out Refi 6.10% 10/3/22
    15 Year FHA Purchase 7.73% 10/3/22
    15 Year FHA Refi 7.34% 10/3/22
    15 Year VA Purchase 6.66% 10/3/22
    15 Year VA Refi 6.04% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    105,596

    Origination Dollar Volume (All Markets)

    $30,656,740,000
    Show all (50) awards

    Relative Rate

    Cardinal Financial Company Limited Partnership's average 30 year fixed mortgage rate was 3.1%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.05%.

    Relative Fees (Closing Costs)

    Cardinal Financial Company Limited Partnership's average total fees/closing costs for a 30 year fixed rate mortgage were $6,295.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5,466 $2,174,860,000 $397,889 $9,748 3.03%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 5,515 $1,480,655,000 $268,478 $6,211 2.88%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,466 $1,332,460,000 $384,437 $5,557 2.70%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,693 $1,310,665,000 $486,693 $6,091 2.89%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3,534 $1,040,860,000 $294,527 $4,963 2.96%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 3,147 $798,105,000 $253,608 $5,847 2.89%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,831 $783,375,000 $427,840 $5,441 2.83%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 2,216 $665,110,000 $300,140 $5,143 3.00%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,233 $641,195,000 $520,028 $5,064 2.76%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,445 $636,325,000 $260,256 $4,930 2.88%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,018 $629,890,000 $312,136 $6,433 2.97%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2,374 $619,200,000 $260,826 $5,046 2.96%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,289 $615,785,000 $477,723 $6,881 2.88%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,613 $584,705,000 $362,495 $3,994 2.73%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 1,406 $559,060,000 $397,624 $3,997 2.61%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,994 $527,040,000 $264,313 $4,132 2.85%
    Outside of Metro Areas 2,498 $523,510,000 $209,572 $5,671 3.05%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,901 $503,675,000 $264,953 $5,369 2.83%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1,385 $476,995,000 $344,401 $5,639 2.86%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,371 $460,765,000 $336,080 $6,067 2.92%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1,468 $459,180,000 $312,793 $4,924 2.93%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,759 $427,555,000 $243,067 $5,026 2.88%
    JACKSONVILLE, FL (FHA|USDA|VA) 1,485 $396,535,000 $267,027 $5,962 2.94%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,459 $379,195,000 $259,901 $5,550 2.96%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1,109 $378,115,000 $340,951 $5,494 3.09%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,094 $344,950,000 $315,311 $4,776 2.71%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,236 $331,950,000 $268,568 $5,720 2.98%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1,079 $321,095,000 $297,586 $3,769 2.74%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 511 $273,775,000 $535,763 $4,857 2.77%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 658 $239,890,000 $364,574 $4,955 2.79%
    KNOXVILLE, TN (FHA|USDA|VA) 1,075 $236,205,000 $219,726 $5,858 3.11%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 711 $229,845,000 $323,270 $5,947 3.20%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 785 $229,185,000 $291,955 $5,510 2.83%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 794 $208,690,000 $262,834 $6,403 3.08%
    RENO, NV (FHA|USDA|VA) 522 $201,270,000 $385,575 $5,841 2.92%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 748 $186,930,000 $249,906 $6,511 3.09%
    PROVO-OREM, UT (FHA|USDA|VA) 507 $178,405,000 $351,884 $5,538 3.02%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 545 $159,495,000 $292,651 $7,796 3.08%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 759 $153,265,000 $201,930 $4,184 2.91%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 726 $148,390,000 $204,394 $5,000 3.08%
    BATON ROUGE, LA (FHA|USDA|VA) 664 $147,320,000 $221,867 $5,517 3.02%
    URBAN HONOLULU, HI (FHA|USDA|VA) 234 $137,890,000 $589,274 $10,618 2.70%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 571 $134,165,000 $234,965 $5,906 2.83%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 436 $133,270,000 $305,665 $8,190 3.06%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 488 $125,460,000 $257,090 $5,910 2.98%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 462 $117,650,000 $254,654 $4,460 3.07%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 362 $114,130,000 $315,276 $5,091 2.80%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 460 $113,060,000 $245,783 $4,823 3.01%
    FRESNO, CA (FHA|USDA|VA) 413 $110,615,000 $267,833 $6,175 2.96%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 568 $102,480,000 $180,423 $4,660 3.34%
    TUCSON, AZ (FHA|USDA|VA) 453 $99,225,000 $219,040 $4,476 2.89%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 411 $96,675,000 $235,219 $5,393 2.95%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 388 $95,910,000 $247,191 $6,254 3.02%
    RICHMOND, VA (FHA|USDA|VA) 357 $95,475,000 $267,437 $4,163 2.75%
    ALBUQUERQUE, NM (FHA|USDA|VA) 353 $91,395,000 $258,909 $5,896 3.01%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 426 $90,310,000 $211,995 $5,469 3.07%
    MERCED, CA (FHA|USDA|VA) 340 $90,290,000 $265,559 $5,716 3.10%
    WINSTON-SALEM, NC (FHA|USDA|VA) 506 $88,810,000 $175,514 $4,760 2.67%
    Cedar City, UT (FHA|USDA|VA) 319 $85,625,000 $268,417 $5,697 3.22%
    LUBBOCK, TX (FHA|USDA|VA) 400 $83,530,000 $208,825 $6,402 3.30%
    JOHNSON CITY, TN (FHA|USDA|VA) 410 $81,980,000 $199,951 $5,084 3.21%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 406 $81,910,000 $201,749 $4,066 2.95%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 185 $80,775,000 $436,622 $5,045 2.76%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 332 $79,890,000 $240,633 $5,925 2.94%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 208 $79,730,000 $383,317 $6,216 2.79%
    VALLEJO, CA (FHA|USDA|VA) 199 $78,175,000 $392,839 $6,727 2.96%
    PITTSBURGH, PA (FHA|USDA|VA) 377 $78,045,000 $207,016 $5,713 2.80%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 427 $78,005,000 $182,681 $5,159 3.23%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 271 $77,445,000 $285,775 $5,148 2.79%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 332 $76,820,000 $231,386 $5,777 2.91%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 275 $75,725,000 $275,364 $3,890 2.86%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 338 $74,310,000 $219,852 $3,839 2.78%
    COLUMBUS, OH (FHA|USDA|VA) 312 $71,090,000 $227,853 $4,396 2.82%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 263 $67,505,000 $256,673 $5,627 2.87%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 275 $66,695,000 $242,527 $5,598 3.01%
    COLUMBIA, SC (FHA|USDA|VA) 266 $65,980,000 $248,045 $5,207 3.00%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 267 $64,035,000 $239,831 $4,635 2.67%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 313 $63,845,000 $203,978 $5,670 2.89%
    BAKERSFIELD, CA (FHA|USDA|VA) 270 $60,960,000 $225,778 $5,618 2.92%
    WORCESTER, MA-CT (FHA|USDA|VA) 198 $60,820,000 $307,172 $3,862 2.67%
    BOULDER, CO (FHA|USDA|VA) 148 $60,380,000 $407,973 $3,709 2.66%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 377 $59,575,000 $158,024 $4,478 3.22%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 283 $59,145,000 $208,993 $4,464 2.95%
    STOCKTON, CA (FHA|USDA|VA) 156 $58,910,000 $377,628 $5,382 2.91%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 220 $57,950,000 $263,409 $4,733 2.82%
    SALISBURY, MD-DE (FHA|USDA|VA) 215 $57,915,000 $269,372 $5,230 2.90%
    EL CENTRO, CA (FHA|USDA|VA) 270 $55,830,000 $206,778 $6,831 2.95%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 239 $54,235,000 $226,925 $5,460 3.22%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 267 $53,915,000 $201,929 $4,471 2.74%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 290 $53,730,000 $185,276 $4,720 3.01%
    SALEM, OR (FHA|USDA|VA) 190 $51,520,000 $271,158 $5,968 2.85%
    DOVER, DE (FHA|USDA|VA) 212 $50,870,000 $239,953 $7,132 3.13%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 239 $50,805,000 $212,573 $5,939 3.06%
    EL PASO, TX (FHA|USDA|VA) 325 $48,225,000 $148,385 $5,444 2.69%
    TALLAHASSEE, FL (FHA|USDA|VA) 228 $47,720,000 $209,298 $5,255 3.09%
    Heber, UT (FHA|USDA|VA) 92 $46,780,000 $508,478 $6,028 3.02%
    GREELEY, CO (FHA|USDA|VA) 140 $46,090,000 $329,214 $4,670 2.73%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 124 $43,110,000 $347,661 $6,501 2.94%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 217 $43,085,000 $198,548 $4,169 2.81%
    ASHEVILLE, NC (FHA|USDA|VA) 165 $42,415,000 $257,061 $4,945 2.86%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 103 $42,195,000 $409,660 $4,595 2.76%
    VISALIA, CA (FHA|USDA|VA) 207 $42,025,000 $203,019 $6,237 2.99%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 125 $41,555,000 $332,440 $5,545 2.84%
    TYLER, TX (FHA|USDA|VA) 182 $40,680,000 $223,516 $6,223 3.03%
    FORT COLLINS, CO (FHA|USDA|VA) 126 $40,470,000 $321,190 $4,005 2.82%
    ANCHORAGE, AK (FHA|USDA|VA) 130 $40,330,000 $310,231 $6,607 3.03%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 241 $39,735,000 $164,876 $5,360 3.15%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 152 $39,680,000 $261,053 $5,680 2.73%
    BOISE CITY, ID (FHA|USDA|VA) 144 $39,160,000 $271,944 $5,720 2.88%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 111 $38,235,000 $344,459 $4,063 2.72%
    MIDLAND, MI (FHA|USDA|VA) 213 $38,195,000 $179,319 $4,031 3.25%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 161 $37,935,000 $235,621 $4,570 2.82%
    Kapaa, HI (FHA|USDA|VA) 60 $37,850,000 $630,833 $8,438 3.20%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 176 $37,800,000 $214,773 $4,150 2.91%
    SALINAS, CA (FHA|USDA|VA) 86 $37,470,000 $435,698 $5,187 2.86%
    SAVANNAH, GA (FHA|USDA|VA) 170 $35,770,000 $210,412 $6,128 2.76%
    Sevierville, TN (FHA|USDA|VA) 131 $33,935,000 $259,046 $7,629 3.21%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 154 $33,690,000 $218,766 $8,358 3.15%
    MEDFORD, OR (FHA|USDA|VA) 114 $32,980,000 $289,298 $6,384 2.84%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 148 $32,870,000 $222,095 $5,606 2.99%
    WENATCHEE, WA (FHA|USDA|VA) 103 $32,825,000 $318,689 $7,870 3.12%
    ROANOKE, VA (FHA|USDA|VA) 145 $32,415,000 $223,552 $5,519 2.93%
    PUNTA GORDA, FL (FHA|USDA|VA) 132 $31,670,000 $239,924 $5,724 3.01%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 166 $30,010,000 $180,783 $6,022 3.10%
    OCALA, FL (FHA|USDA|VA) 156 $29,870,000 $191,474 $5,538 3.14%
    MODESTO, CA (FHA|USDA|VA) 104 $29,820,000 $286,731 $5,789 2.91%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 57 $29,025,000 $509,211 $4,340 2.74%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 85 $28,425,000 $334,412 $10,319 3.20%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 61 $28,395,000 $465,492 $5,734 2.73%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 93 $27,785,000 $298,763 $5,312 2.85%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 98 $27,720,000 $282,857 $5,194 2.97%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 102 $27,540,000 $270,000 $5,059 2.83%
    TULSA, OK (FHA|USDA|VA) 121 $27,135,000 $224,256 $6,473 3.20%
    ST. GEORGE, UT (FHA|USDA|VA) 73 $27,075,000 $370,890 $5,528 3.04%
    SPARTANBURG, SC (FHA|USDA|VA) 140 $26,890,000 $192,071 $5,888 3.10%
    BEND, OR (FHA|USDA|VA) 79 $26,715,000 $338,165 $5,419 2.79%
    GREEN BAY, WI (FHA|USDA|VA) 135 $25,165,000 $186,407 $3,656 3.16%
    WILMINGTON, NC (FHA|USDA|VA) 85 $25,155,000 $295,941 $5,179 2.91%
    MORRISTOWN, TN (FHA|USDA|VA) 117 $25,095,000 $214,487 $7,068 3.12%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 74 $24,660,000 $333,243 $4,646 2.75%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 102 $24,620,000 $241,373 $5,326 2.83%
    LYNCHBURG, VA (FHA|USDA|VA) 107 $24,135,000 $225,561 $5,778 2.85%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 115 $24,055,000 $209,174 $4,228 2.92%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 117 $24,055,000 $205,598 $5,703 2.84%
    ROCHESTER, MN (FHA|USDA|VA) 111 $24,005,000 $216,261 $5,432 3.06%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 96 $23,820,000 $248,125 $4,976 3.16%
    GAINESVILLE, FL (FHA|USDA|VA) 105 $23,735,000 $226,048 $5,301 3.04%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 120 $23,550,000 $196,250 $5,352 2.89%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 60 $23,350,000 $389,167 $6,043 2.91%
    FARGO, ND-MN (FHA|USDA|VA) 106 $22,660,000 $213,774 $5,069 2.97%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 98 $21,430,000 $218,673 $5,837 3.08%
    FAYETTEVILLE, NC (FHA|USDA|VA) 106 $21,160,000 $199,623 $5,206 2.89%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 98 $21,030,000 $214,592 $5,333 2.99%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 99 $20,765,000 $209,747 $4,914 2.94%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 86 $20,300,000 $236,047 $4,372 2.88%
    PANAMA CITY, FL (FHA|USDA|VA) 72 $19,670,000 $273,194 $7,260 3.15%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 97 $19,535,000 $201,392 $4,747 2.93%
    Shelby, NC (FHA|USDA|VA) 110 $19,470,000 $177,000 $5,803 3.36%
    Hilo, HI (FHA|USDA|VA) 52 $19,180,000 $368,846 $7,697 2.92%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 91 $19,135,000 $210,275 $4,860 3.03%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 71 $19,045,000 $268,239 $5,544 2.84%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 61 $19,035,000 $312,049 $3,962 2.69%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 96 $18,740,000 $195,208 $6,506 3.19%
    OCEAN CITY, NJ (FHA|USDA|VA) 61 $18,555,000 $304,180 $5,217 2.84%
    AKRON, OH (FHA|USDA|VA) 91 $18,345,000 $201,593 $3,947 2.81%
    GAINESVILLE, GA (FHA|USDA|VA) 65 $18,035,000 $277,462 $5,224 2.87%
    NAPA, CA (FHA|USDA|VA) 38 $17,980,000 $473,158 $5,717 2.88%
    MOBILE, AL (FHA|USDA|VA) 110 $17,800,000 $161,818 $5,265 3.04%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 66 $17,770,000 $269,242 $4,252 2.69%
    READING, PA (FHA|USDA|VA) 79 $17,665,000 $223,608 $5,893 2.85%
    HUNTSVILLE, AL (FHA|USDA|VA) 79 $17,535,000 $221,962 $4,202 2.88%
    Outside of Metro Areas 54 $17,230,000 $319,074 $6,164 2.93%
    MADERA, CA (FHA|USDA|VA) 63 $16,915,000 $268,492 $6,524 3.06%
    LONGVIEW, WA (FHA|USDA|VA) 63 $16,775,000 $266,270 $6,267 2.83%
    MADISON, WI (FHA|USDA|VA) 61 $16,755,000 $274,672 $4,617 2.96%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 56 $16,690,000 $298,036 $4,020 2.75%
    SAGINAW, MI (FHA|USDA|VA) 102 $16,450,000 $161,275 $4,069 3.37%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 84 $16,270,000 $193,690 $5,792 3.06%
    ANN ARBOR, MI (FHA|USDA|VA) 67 $15,955,000 $238,134 $4,344 2.94%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 66 $15,880,000 $240,606 $6,593 3.16%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 41 $15,655,000 $381,829 $4,257 2.68%
    Key West, FL (FHA|USDA|VA) 36 $15,640,000 $434,444 $7,009 2.99%
    ABILENE, TX (FHA|USDA|VA) 75 $15,505,000 $206,733 $6,726 3.15%
    SANTA FE, NM (FHA|USDA|VA) 54 $15,340,000 $284,074 $6,637 3.06%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 71 $15,035,000 $211,761 $5,007 3.05%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 75 $14,925,000 $199,000 $7,080 3.21%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 71 $14,695,000 $206,972 $6,535 2.79%
    YORK-HANOVER, PA (FHA|USDA|VA) 76 $14,670,000 $193,026 $5,021 2.94%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 66 $14,510,000 $219,848 $6,169 2.95%
    DULUTH, MN-WI (FHA|USDA|VA) 77 $14,155,000 $183,831 $4,816 3.04%
    SPRINGFIELD, MA (FHA|USDA|VA) 55 $13,935,000 $253,364 $4,348 2.69%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 68 $13,870,000 $203,971 $3,690 2.86%
    LANCASTER, PA (FHA|USDA|VA) 69 $13,785,000 $199,783 $5,295 2.75%
    FLAGSTAFF, AZ (FHA|USDA|VA) 45 $13,665,000 $303,667 $4,837 2.96%
    GRAND JUNCTION, CO (FHA|USDA|VA) 50 $13,210,000 $264,200 $4,416 3.08%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 65 $12,975,000 $199,615 $5,823 3.08%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 34 $12,930,000 $380,294 $3,539 2.74%
    BELLINGHAM, WA (FHA|USDA|VA) 43 $12,735,000 $296,163 $3,928 2.73%
    MIDLAND, TX (FHA|USDA|VA) 53 $12,505,000 $235,943 $6,850 2.96%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 78 $12,470,000 $159,872 $4,692 3.25%
    Enterprise, AL (FHA|USDA|VA) 64 $12,340,000 $192,813 $6,102 3.35%
    FOND DU LAC, WI (FHA|USDA|VA) 81 $12,285,000 $151,667 $4,333 3.30%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 64 $12,240,000 $191,250 $4,754 2.85%
    SPRINGFIELD, MO (FHA|USDA|VA) 72 $12,230,000 $169,861 $3,575 2.96%
    CLEVELAND, TN (FHA|USDA|VA) 59 $12,165,000 $206,186 $4,934 3.07%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 57 $12,065,000 $211,667 $5,100 2.92%
    HAMMOND, LA (FHA|USDA|VA) 59 $12,065,000 $204,492 $5,519 2.98%
    FLINT, MI (FHA|USDA|VA) 71 $11,995,000 $168,944 $4,620 3.03%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 71 $11,975,000 $168,662 $5,536 2.90%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 68 $11,500,000 $169,118 $4,284 2.95%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 21 $11,455,000 $545,476 $10,630 2.98%
    Breckenridge, CO (FHA|USDA|VA) 26 $11,250,000 $432,692 $4,515 2.69%
    WINCHESTER, VA-WV (FHA|USDA|VA) 46 $11,090,000 $241,087 $5,405 2.89%
    ST. CLOUD, MN (FHA|USDA|VA) 61 $10,965,000 $179,754 $5,536 3.05%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 60 $10,960,000 $182,667 $5,246 3.08%
    BISMARCK, ND (FHA|USDA|VA) 42 $10,820,000 $257,619 $5,632 2.84%
    Whitewater, WI (FHA|USDA|VA) 42 $10,810,000 $257,381 $5,742 3.15%
    JONESBORO, AR (FHA|USDA|VA) 53 $10,755,000 $202,925 $5,512 3.11%
    LAS CRUCES, NM (FHA|USDA|VA) 56 $10,700,000 $191,071 $6,015 2.93%
    YAKIMA, WA (FHA|USDA|VA) 40 $10,650,000 $266,250 $6,573 2.80%
    CARSON CITY, NV (FHA|USDA|VA) 29 $10,525,000 $362,931 $5,313 3.01%
    GREENVILLE, NC (FHA|USDA|VA) 54 $10,500,000 $194,444 $5,242 2.97%
    Marion, NC (FHA|USDA|VA) 63 $10,405,000 $165,159 $5,539 3.23%
    Kalispell, MT (FHA|USDA|VA) 30 $10,080,000 $336,000 $5,812 2.88%
    Granbury, TX (FHA|USDA|VA) 44 $10,070,000 $228,864 $5,141 2.89%
    Ellensburg, WA (FHA|USDA|VA) 31 $10,045,000 $324,032 $7,949 3.05%
    MONTGOMERY, AL (FHA|USDA|VA) 39 $9,895,000 $253,718 $5,041 2.68%
    PUEBLO, CO (FHA|USDA|VA) 47 $9,865,000 $209,894 $4,975 3.06%
    Kill Devil Hills, NC (FHA|USDA|VA) 34 $9,830,000 $289,118 $4,177 2.70%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 39 $9,755,000 $250,128 $4,083 2.75%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 58 $9,720,000 $167,586 $5,462 2.81%
    Athens, TX (FHA|USDA|VA) 36 $9,710,000 $269,722 $5,755 3.07%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 38 $9,680,000 $254,737 $3,795 2.84%
    Durango, CO (FHA|USDA|VA) 27 $9,675,000 $358,333 $5,670 2.86%
    LONGVIEW, TX (FHA|USDA|VA) 48 $9,620,000 $200,417 $5,139 2.99%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 31 $9,605,000 $309,839 $4,518 2.69%
    THE VILLAGES, FL (FHA|USDA|VA) 38 $9,500,000 $250,000 $5,117 2.90%
    COLUMBUS, GA-AL (FHA|USDA|VA) 50 $9,180,000 $183,600 $5,379 2.89%
    GRANTS PASS, OR (FHA|USDA|VA) 36 $9,180,000 $255,000 $5,691 2.97%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 47 $9,135,000 $194,362 $5,321 2.79%
    Boone, NC (FHA|USDA|VA) 33 $9,075,000 $275,000 $3,700 2.89%
    DALTON, GA (FHA|USDA|VA) 48 $8,950,000 $186,458 $5,019 3.19%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 54 $8,860,000 $164,074 $5,271 3.16%
    Athens, TN (FHA|USDA|VA) 43 $8,805,000 $204,767 $8,510 3.26%
    LAFAYETTE, LA (FHA|USDA|VA) 47 $8,765,000 $186,489 $5,124 2.84%
    WARNER ROBINS, GA (FHA|USDA|VA) 45 $8,745,000 $194,333 $5,626 3.06%
    BILLINGS, MT (FHA|USDA|VA) 38 $8,740,000 $230,000 $5,840 2.80%
    Fernley, NV (FHA|USDA|VA) 32 $8,550,000 $267,188 $7,622 2.89%
    TOLEDO, OH (FHA|USDA|VA) 44 $8,490,000 $192,955 $3,851 2.93%
    Williston, ND (FHA|USDA|VA) 36 $8,480,000 $235,556 $7,299 3.37%
    JACKSONVILLE, NC (FHA|USDA|VA) 39 $8,435,000 $216,282 $5,497 2.96%
    BURLINGTON, NC (FHA|USDA|VA) 42 $8,410,000 $200,238 $4,303 2.92%
    Greeneville, TN (FHA|USDA|VA) 42 $8,370,000 $199,286 $5,377 3.10%
    Oak Harbor, WA (FHA|USDA|VA) 25 $8,365,000 $334,600 $5,987 2.75%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 31 $8,305,000 $267,903 $5,114 2.78%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 36 $8,290,000 $230,278 $4,724 2.84%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 33 $8,275,000 $250,758 $7,749 3.07%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 32 $8,230,000 $257,188 $5,556 2.92%
    Newport, OR (FHA|USDA|VA) 32 $8,110,000 $253,438 $5,584 2.82%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 44 $8,100,000 $184,091 $4,066 2.86%
    WACO, TX (FHA|USDA|VA) 38 $7,990,000 $210,263 $5,860 2.81%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 36 $7,960,000 $221,111 $5,483 3.02%
    Warsaw, IN (FHA|USDA|VA) 42 $7,890,000 $187,857 $4,268 3.12%
    NILES, MI (FHA|USDA|VA) 40 $7,790,000 $194,750 $4,875 3.18%
    Georgetown, SC (FHA|USDA|VA) 33 $7,785,000 $235,909 $5,691 3.00%
    Show Low, AZ (FHA|USDA|VA) 34 $7,740,000 $227,647 $4,719 2.87%
    CORVALLIS, OR (FHA|USDA|VA) 22 $7,740,000 $351,818 $6,768 2.70%
    Pahrump, NV (FHA|USDA|VA) 38 $7,580,000 $199,474 $5,664 2.92%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 41 $7,525,000 $183,537 $6,669 2.94%
    Centralia, WA (FHA|USDA|VA) 26 $7,380,000 $283,846 $4,612 2.86%
    RACINE, WI (FHA|USDA|VA) 39 $7,375,000 $189,103 $3,947 3.07%
    Brainerd, MN (FHA|USDA|VA) 28 $7,350,000 $262,500 $6,060 3.10%
    RAPID CITY, SD (FHA|USDA|VA) 27 $7,335,000 $271,667 $5,257 2.77%
    Edwards, CO (FHA|USDA|VA) 16 $7,280,000 $455,000 $4,318 2.53%
    Jefferson, GA (FHA|USDA|VA) 31 $7,235,000 $233,387 $5,188 2.97%
    APPLETON, WI (FHA|USDA|VA) 34 $7,190,000 $211,471 $3,917 3.02%
    CHICO, CA (FHA|USDA|VA) 28 $7,170,000 $256,071 $5,118 2.92%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 42 $7,160,000 $170,476 $6,276 3.27%
    LOGAN, UT-ID (FHA|USDA|VA) 29 $7,105,000 $245,000 $5,591 3.03%
    BAY CITY, MI (FHA|USDA|VA) 54 $7,010,000 $129,815 $3,797 3.31%
    REDDING, CA (FHA|USDA|VA) 31 $7,005,000 $225,968 $4,918 2.90%
    YUBA CITY, CA (FHA|USDA|VA) 27 $6,995,000 $259,074 $4,744 2.81%
    Morehead City, NC (FHA|USDA|VA) 24 $6,980,000 $290,833 $4,810 2.96%
    Roseburg, OR (FHA|USDA|VA) 29 $6,765,000 $233,276 $5,915 2.99%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 41 $6,535,000 $159,390 $4,349 2.92%
    YUMA, AZ (FHA|USDA|VA) 33 $6,505,000 $197,121 $5,230 3.04%
    Payson, AZ (FHA|USDA|VA) 29 $6,505,000 $224,310 $4,443 2.92%
    Beaver Dam, WI (FHA|USDA|VA) 30 $6,500,000 $216,667 $4,993 3.24%
    FORT WAYNE, IN (FHA|USDA|VA) 39 $6,495,000 $166,538 $4,070 3.09%
    Torrington, CT (FHA|USDA|VA) 27 $6,475,000 $239,815 $7,330 2.91%
    ODESSA, TX (FHA|USDA|VA) 33 $6,455,000 $195,606 $6,124 2.94%
    Red Wing, MN (FHA|USDA|VA) 26 $6,350,000 $244,231 $5,971 3.20%
    JACKSON, MS (FHA|USDA|VA) 29 $6,305,000 $217,414 $5,316 3.07%
    NEW BERN, NC (FHA|USDA|VA) 32 $6,270,000 $195,938 $4,062 2.95%
    Dickinson, ND (FHA|USDA|VA) 26 $6,170,000 $237,308 $7,492 3.29%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 32 $6,170,000 $192,813 $4,937 2.98%
    IDAHO FALLS, ID (FHA|USDA|VA) 22 $6,120,000 $278,182 $7,015 2.99%
    HINESVILLE, GA (FHA|USDA|VA) 33 $6,085,000 $184,394 $6,763 3.25%
    SAN ANGELO, TX (FHA|USDA|VA) 37 $5,995,000 $162,027 $5,720 2.72%
    SHEBOYGAN, WI (FHA|USDA|VA) 33 $5,985,000 $181,364 $5,116 3.09%
    BRUNSWICK, GA (FHA|USDA|VA) 28 $5,980,000 $213,571 $5,239 2.85%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 28 $5,740,000 $205,000 $4,983 3.24%
    Plymouth, IN (FHA|USDA|VA) 34 $5,710,000 $167,941 $4,559 3.34%
    Faribault-Northfield, MN (FHA|USDA|VA) 19 $5,585,000 $293,947 $6,789 3.43%
    CHEYENNE, WY (FHA|USDA|VA) 24 $5,570,000 $232,083 $5,403 2.89%
    Glenwood Springs, CO (FHA|USDA|VA) 22 $5,570,000 $253,182 $4,867 2.59%
    EAU CLAIRE, WI (FHA|USDA|VA) 29 $5,525,000 $190,517 $3,805 3.19%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 25 $5,485,000 $219,400 $5,329 3.10%
    ROCKFORD, IL (FHA|USDA|VA) 32 $5,430,000 $169,688 $4,694 3.01%
    Aberdeen, WA (FHA|USDA|VA) 22 $5,410,000 $245,909 $5,629 3.02%
    DECATUR, AL (FHA|USDA|VA) 25 $5,395,000 $215,800 $5,462 2.81%
    Seneca, SC (FHA|USDA|VA) 25 $5,385,000 $215,400 $6,467 3.12%
    Concord, NH (FHA|USDA|VA) 22 $5,270,000 $239,545 $4,963 2.80%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 24 $5,260,000 $219,167 $5,203 3.06%
    Moses Lake, WA (FHA|USDA|VA) 23 $5,255,000 $228,478 $6,596 3.00%
    Levelland, TX (FHA|USDA|VA) 31 $5,225,000 $168,548 $7,438 3.35%
    CASPER, WY (FHA|USDA|VA) 25 $5,045,000 $201,800 $5,049 2.68%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 26 $5,030,000 $193,462 $4,897 2.77%
    MONROE, LA (FHA|USDA|VA) 26 $5,000,000 $192,308 $4,751 2.89%
    Cullowhee, NC (FHA|USDA|VA) 23 $4,995,000 $217,174 $5,930 3.16%
    AMARILLO, TX (FHA|USDA|VA) 31 $4,945,000 $159,516 $4,404 2.85%
    FLORENCE, SC (FHA|USDA|VA) 25 $4,915,000 $196,600 $4,799 2.95%
    Newport, TN (FHA|USDA|VA) 27 $4,825,000 $178,704 $7,754 3.36%
    HARRISONBURG, VA (FHA|USDA|VA) 21 $4,775,000 $227,381 $5,000 2.92%
    Bozeman, MT (FHA|USDA|VA) 14 $4,770,000 $340,714 $4,691 2.71%
    Crossville, TN (FHA|USDA|VA) 23 $4,755,000 $206,739 $5,724 3.05%
    MONROE, MI (FHA|USDA|VA) 29 $4,705,000 $162,241 $4,172 2.85%
    Clearlake, CA (FHA|USDA|VA) 16 $4,690,000 $293,125 $5,043 2.69%
    Shelton, WA (FHA|USDA|VA) 19 $4,595,000 $241,842 $4,563 2.85%
    Stephenville, TX (FHA|USDA|VA) 15 $4,585,000 $305,667 $8,342 3.02%
    GOLDSBORO, NC (FHA|USDA|VA) 27 $4,575,000 $169,444 $5,175 3.07%
    LEBANON, PA (FHA|USDA|VA) 23 $4,555,000 $198,043 $4,952 2.72%
    Cookeville, TN (FHA|USDA|VA) 22 $4,540,000 $206,364 $5,938 3.09%
    DOTHAN, AL (FHA|USDA|VA) 24 $4,520,000 $188,333 $3,815 3.00%
    Port Angeles, WA (FHA|USDA|VA) 16 $4,510,000 $281,875 $4,379 2.89%
    Palatka, FL (FHA|USDA|VA) 27 $4,505,000 $166,852 $5,640 3.07%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 27 $4,505,000 $166,852 $4,804 3.21%
    Forest City, NC (FHA|USDA|VA) 23 $4,495,000 $195,435 $6,804 3.15%
    Greenwood, SC (FHA|USDA|VA) 28 $4,470,000 $159,643 $5,482 3.27%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 28 $4,420,000 $157,857 $4,643 3.13%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 27 $4,355,000 $161,296 $4,178 2.75%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 22 $4,350,000 $197,727 $3,486 2.77%
    Mount Airy, NC (FHA|USDA|VA) 30 $4,290,000 $143,000 $5,047 2.72%
    WALLA WALLA, WA (FHA|USDA|VA) 16 $4,240,000 $265,000 $6,520 2.73%
    KANKAKEE, IL (FHA|USDA|VA) 26 $4,220,000 $162,308 $5,240 2.96%
    STATE COLLEGE, PA (FHA|USDA|VA) 18 $4,150,000 $230,556 $5,509 2.60%
    MUSKEGON, MI (FHA|USDA|VA) 25 $4,115,000 $164,600 $3,800 2.97%
    Traverse City, MI (FHA|USDA|VA) 17 $4,105,000 $241,471 $5,043 3.15%
    Cañon City, CO (FHA|USDA|VA) 15 $4,105,000 $273,667 $7,988 3.22%
    LAWTON, OK (FHA|USDA|VA) 26 $4,080,000 $156,923 $6,412 3.50%
    Calhoun, GA (FHA|USDA|VA) 22 $4,050,000 $184,091 $5,508 2.97%
    VALDOSTA, GA (FHA|USDA|VA) 25 $4,035,000 $161,400 $5,507 2.99%
    Sanford, NC (FHA|USDA|VA) 20 $4,010,000 $200,500 $4,880 3.09%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 21 $3,915,000 $186,429 $6,293 3.24%
    WICHITA, KS (FHA|USDA|VA) 22 $3,880,000 $176,364 $4,712 3.12%
    Mineral Wells, TX (FHA|USDA|VA) 25 $3,875,000 $155,000 $4,886 2.36%
    Holland, MI (FHA|USDA|VA) 22 $3,850,000 $175,000 $3,999 3.01%
    ROME, GA (FHA|USDA|VA) 24 $3,850,000 $160,417 $5,101 2.99%
    Coos Bay, OR (FHA|USDA|VA) 14 $3,840,000 $274,286 $6,289 2.64%
    North Wilkesboro, NC (FHA|USDA|VA) 15 $3,835,000 $255,667 $4,897 2.69%
    Steamboat Springs, CO (FHA|USDA|VA) 10 $3,830,000 $383,000 $4,845 2.69%
    Paragould, AR (FHA|USDA|VA) 22 $3,810,000 $173,182 $5,386 3.09%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 20 $3,790,000 $189,500 $4,671 2.94%
    Muscatine, IA (FHA|USDA|VA) 27 $3,785,000 $140,185 $5,019 3.57%
    Lewisburg, TN (FHA|USDA|VA) 16 $3,770,000 $235,625 $5,147 3.02%
    ERIE, PA (FHA|USDA|VA) 20 $3,760,000 $188,000 $8,581 2.88%
    Ukiah, CA (FHA|USDA|VA) 13 $3,745,000 $288,077 $4,465 2.96%
    GETTYSBURG, PA (FHA|USDA|VA) 18 $3,740,000 $207,778 $5,257 2.64%
    Shelbyville, TN (FHA|USDA|VA) 16 $3,690,000 $230,625 $7,048 3.21%
    LAREDO, TX (FHA|USDA|VA) 18 $3,660,000 $203,333 $5,156 2.76%
    Ozark, AL (FHA|USDA|VA) 23 $3,655,000 $158,913 $4,888 3.42%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 17 $3,635,000 $213,824 $5,619 2.98%
    Fergus Falls, MN (FHA|USDA|VA) 17 $3,635,000 $213,824 $4,522 2.84%
    Eureka-Arcata, CA (FHA|USDA|VA) 14 $3,630,000 $259,286 $4,411 2.96%
    Sonora, CA (FHA|USDA|VA) 17 $3,625,000 $213,235 $4,441 2.97%
    LAKE CHARLES, LA (FHA|USDA|VA) 17 $3,605,000 $212,059 $5,385 2.93%
    Albemarle, NC (FHA|USDA|VA) 20 $3,590,000 $179,500 $5,235 3.08%
    Mount Pleasant, TX (FHA|USDA|VA) 9 $3,585,000 $398,333 $6,919 2.89%
    BLOOMINGTON, IN (FHA|USDA|VA) 17 $3,585,000 $210,882 $4,699 2.76%
    TUSCALOOSA, AL (FHA|USDA|VA) 21 $3,555,000 $169,286 $5,062 2.85%
    KINGSTON, NY (FHA|USDA|VA) 13 $3,495,000 $268,846 $9,362 3.33%
    Oil City, PA (FHA|USDA|VA) 37 $3,475,000 $93,919 $6,193 3.03%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 17 $3,455,000 $203,235 $5,444 2.82%
    Okeechobee, FL (FHA|USDA|VA) 18 $3,450,000 $191,667 $5,805 3.19%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 20 $3,450,000 $172,500 $4,824 2.84%
    Bluefield, WV-VA (FHA|USDA|VA) 24 $3,380,000 $140,833 $6,836 2.74%
    Dayton, TN (FHA|USDA|VA) 16 $3,320,000 $207,500 $5,519 3.19%
    ROCKY MOUNT, NC (FHA|USDA|VA) 22 $3,310,000 $150,455 $5,865 3.51%
    MISSOULA, MT (FHA|USDA|VA) 12 $3,310,000 $275,833 $4,196 2.98%
    Lebanon, NH-VT (FHA|USDA|VA) 12 $3,280,000 $273,333 $3,771 2.82%
    Ontario, OR-ID (FHA|USDA|VA) 13 $3,275,000 $251,923 $5,401 2.90%
    Natchitoches, LA (FHA|USDA|VA) 16 $3,200,000 $200,000 $7,894 3.09%
    Hutchinson, MN (FHA|USDA|VA) 14 $3,170,000 $226,429 $5,448 3.26%
    JACKSON, MI (FHA|USDA|VA) 18 $3,160,000 $175,556 $5,015 3.00%
    Easton, MD (FHA|USDA|VA) 12 $3,050,000 $254,167 $3,589 2.62%
    Jacksonville, TX (FHA|USDA|VA) 13 $3,035,000 $233,462 $5,680 3.35%
    SYRACUSE, NY (FHA|USDA|VA) 20 $3,030,000 $151,500 $5,806 3.42%
    LEWISTON, ID-WA (FHA|USDA|VA) 15 $3,015,000 $201,000 $5,632 2.82%
    Klamath Falls, OR (FHA|USDA|VA) 14 $2,980,000 $212,857 $4,939 2.76%
    Cullman, AL (FHA|USDA|VA) 15 $2,965,000 $197,667 $3,979 2.85%
    New Castle, PA (FHA|USDA|VA) 13 $2,875,000 $221,154 $6,980 2.86%
    FARMINGTON, NM (FHA|USDA|VA) 20 $2,870,000 $143,500 $6,147 2.94%
    Elko, NV (FHA|USDA|VA) 14 $2,850,000 $203,571 $5,439 2.94%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 13 $2,835,000 $218,077 $5,234 2.83%
    HATTIESBURG, MS (FHA|USDA|VA) 14 $2,830,000 $202,143 $5,903 3.36%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 16 $2,810,000 $175,625 $6,476 2.89%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 19 $2,765,000 $145,526 $4,267 3.08%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 17 $2,685,000 $157,941 $4,732 3.05%
    Menomonie, WI (FHA|USDA|VA) 14 $2,680,000 $191,429 $4,554 3.16%
    Cambridge, MD (FHA|USDA|VA) 14 $2,640,000 $188,571 $6,646 3.16%
    Wilson, NC (FHA|USDA|VA) 13 $2,635,000 $202,692 $5,421 2.80%
    Corsicana, TX (FHA|USDA|VA) 12 $2,610,000 $217,500 $5,711 2.86%
    AMES, IA (FHA|USDA|VA) 14 $2,600,000 $185,714 $7,842 3.45%
    Silver City, NM (FHA|USDA|VA) 12 $2,590,000 $215,833 $5,345 2.89%
    COLUMBIA, MO (FHA|USDA|VA) 12 $2,590,000 $215,833 $4,089 2.78%
    St. Marys, GA (FHA|USDA|VA) 14 $2,570,000 $183,571 $5,200 2.82%
    Clewiston, FL (FHA|USDA|VA) 14 $2,550,000 $182,143 $6,415 2.95%
    ALBANY, GA (FHA|USDA|VA) 16 $2,540,000 $158,750 $4,946 3.14%
    SUMTER, SC (FHA|USDA|VA) 14 $2,530,000 $180,714 $6,866 3.20%
    Astoria, OR (FHA|USDA|VA) 8 $2,530,000 $316,250 $6,719 2.75%
    Kendallville, IN (FHA|USDA|VA) 17 $2,515,000 $147,941 $5,179 3.31%
    BOWLING GREEN, KY (FHA|USDA|VA) 13 $2,515,000 $193,462 $3,644 2.84%
    Brookings, OR (FHA|USDA|VA) 9 $2,475,000 $275,000 $8,776 3.21%
    Laconia, NH (FHA|USDA|VA) 10 $2,450,000 $245,000 $4,106 2.76%
    LaGrange, GA-AL (FHA|USDA|VA) 14 $2,450,000 $175,000 $4,668 3.20%
    Statesboro, GA (FHA|USDA|VA) 12 $2,410,000 $200,833 $7,437 2.76%
    Vineyard Haven, MA (FHA|USDA|VA) 5 $2,405,000 $481,000 $3,976 2.67%
    LINCOLN, NE (FHA|USDA|VA) 13 $2,395,000 $184,231 $5,528 2.97%
    ENID, OK (FHA|USDA|VA) 14 $2,390,000 $170,714 $4,745 3.21%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 14 $2,390,000 $170,714 $5,748 3.21%
    TWIN FALLS, ID (FHA|USDA|VA) 10 $2,370,000 $237,000 $6,584 2.95%
    JACKSON, TN (FHA|USDA|VA) 11 $2,365,000 $215,000 $3,596 3.08%
    Helena, MT (FHA|USDA|VA) 8 $2,350,000 $293,750 $3,708 2.64%
    Prineville, OR (FHA|USDA|VA) 8 $2,300,000 $287,500 $6,032 2.79%
    Grand Rapids, MN (FHA|USDA|VA) 11 $2,275,000 $206,818 $4,987 2.83%
    Brevard, NC (FHA|USDA|VA) 10 $2,260,000 $226,000 $3,984 2.86%
    Hood River, OR (FHA|USDA|VA) 8 $2,250,000 $281,250 $4,014 2.78%
    MANKATO, MN (FHA|USDA|VA) 13 $2,245,000 $172,692 $4,572 3.02%
    PITTSFIELD, MA (FHA|USDA|VA) 10 $2,240,000 $224,000 $4,038 2.87%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 9 $2,235,000 $248,333 $7,339 2.58%
    STAUNTON, VA (FHA|USDA|VA) 13 $2,215,000 $170,385 $4,576 2.80%
    Austin, MN (FHA|USDA|VA) 13 $2,215,000 $170,385 $5,531 2.70%
    Mason City, IA (FHA|USDA|VA) 15 $2,205,000 $147,000 $6,813 3.25%
    DUBUQUE, IA (FHA|USDA|VA) 11 $2,205,000 $200,455 $5,979 3.14%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 16 $2,200,000 $137,500 $4,333 3.16%
    Andrews, TX (FHA|USDA|VA) 10 $2,190,000 $219,000 $5,862 2.59%
    Pottsville, PA (FHA|USDA|VA) 13 $2,165,000 $166,538 $4,628 2.92%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 11 $2,165,000 $196,818 $3,777 3.41%
    Alexander City, AL (FHA|USDA|VA) 8 $2,160,000 $270,000 $3,643 2.69%
    Wooster, OH (FHA|USDA|VA) 12 $2,160,000 $180,000 $3,847 2.59%
    Mount Pleasant, MI (FHA|USDA|VA) 12 $2,150,000 $179,167 $3,672 3.22%
    Richmond-Berea, KY (FHA|USDA|VA) 11 $2,145,000 $195,000 $3,264 2.47%
    Brenham, TX (FHA|USDA|VA) 5 $2,145,000 $429,000 $10,757 3.12%
    POCATELLO, ID (FHA|USDA|VA) 8 $2,140,000 $267,500 $10,721 2.95%
    JEFFERSON CITY, MO (FHA|USDA|VA) 11 $2,115,000 $192,273 $3,854 2.78%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 11 $2,115,000 $192,273 $3,638 2.95%
    Owatonna, MN (FHA|USDA|VA) 12 $2,090,000 $174,167 $6,448 3.42%
    TEXARKANA, TX-AR (FHA|USDA|VA) 9 $2,085,000 $231,667 $4,489 3.00%
    Paris, TX (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,556 2.87%
    Fredericksburg, TX (FHA|USDA|VA) 8 $2,070,000 $258,750 $5,785 2.72%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 10 $2,070,000 $207,000 $3,164 2.61%
    IOWA CITY, IA (FHA|USDA|VA) 8 $2,060,000 $257,500 $5,732 3.09%
    FORT SMITH, AR-OK (FHA|USDA|VA) 9 $2,045,000 $227,222 $6,485 2.61%
    Fort Morgan, CO (FHA|USDA|VA) 9 $2,045,000 $227,222 $5,466 2.89%
    Henderson, NC (FHA|USDA|VA) 10 $2,000,000 $200,000 $5,612 3.17%
    Shawano, WI (FHA|USDA|VA) 13 $1,985,000 $152,692 $4,441 3.03%
    WICHITA FALLS, TX (FHA|USDA|VA) 10 $1,960,000 $196,000 $5,291 3.23%
    Middlesborough, KY (FHA|USDA|VA) 12 $1,950,000 $162,500 $5,774 3.12%
    PEORIA, IL (FHA|USDA|VA) 14 $1,950,000 $139,286 $4,750 2.96%
    Martinsville, VA (FHA|USDA|VA) 12 $1,940,000 $161,667 $5,513 3.06%
    VICTORIA, TX (FHA|USDA|VA) 8 $1,930,000 $241,250 $5,889 2.87%
    Alexandria, MN (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,856 2.67%
    Vernal, UT (FHA|USDA|VA) 11 $1,915,000 $174,091 $5,461 3.17%
    Tupelo, MS (FHA|USDA|VA) 13 $1,895,000 $145,769 $6,955 2.93%
    Bonham, TX (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,601 2.67%
    Winona, MN (FHA|USDA|VA) 13 $1,855,000 $142,692 $4,798 2.37%
    McMinnville, TN (FHA|USDA|VA) 10 $1,810,000 $181,000 $6,044 3.02%
    Gainesville, TX (FHA|USDA|VA) 7 $1,805,000 $257,857 $6,469 3.18%
    Blackfoot, ID (FHA|USDA|VA) 8 $1,800,000 $225,000 $6,726 3.20%
    TOPEKA, KS (FHA|USDA|VA) 10 $1,780,000 $178,000 $4,937 3.19%
    Elizabeth City, NC (FHA|USDA|VA) 10 $1,770,000 $177,000 $3,704 3.04%
    Fallon, NV (FHA|USDA|VA) 7 $1,765,000 $252,143 $3,980 2.84%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,663 3.04%
    Spearfish, SD (FHA|USDA|VA) 5 $1,735,000 $347,000 $4,996 3.13%
    Oxford, MS (FHA|USDA|VA) 7 $1,705,000 $243,571 $8,233 2.70%
    UTICA-ROME, NY (FHA|USDA|VA) 7 $1,705,000 $243,571 $6,664 3.02%
    LAWRENCE, KS (FHA|USDA|VA) 8 $1,700,000 $212,500 $4,917 3.09%
    Hudson, NY (FHA|USDA|VA) 5 $1,695,000 $339,000 $5,390 2.70%
    Salem, OH (FHA|USDA|VA) 10 $1,680,000 $168,000 $5,584 2.94%
    Danville, VA (FHA|USDA|VA) 12 $1,680,000 $140,000 $5,052 3.21%
    Marinette, WI-MI (FHA|USDA|VA) 11 $1,675,000 $152,273 $3,820 3.08%
    Roanoke Rapids, NC (FHA|USDA|VA) 6 $1,670,000 $278,333 $3,986 2.71%
    Red Bluff, CA (FHA|USDA|VA) 7 $1,665,000 $237,857 $5,362 2.64%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 10 $1,660,000 $166,000 $6,080 3.29%
    Rexburg, ID (FHA|USDA|VA) 7 $1,655,000 $236,429 $5,304 2.52%
    Manitowoc, WI (FHA|USDA|VA) 11 $1,645,000 $149,545 $4,371 3.01%
    Plainview, TX (FHA|USDA|VA) 11 $1,645,000 $149,545 $6,027 3.38%
    Huntsville, TX (FHA|USDA|VA) 9 $1,645,000 $182,778 $4,217 2.61%
    DuBois, PA (FHA|USDA|VA) 10 $1,630,000 $163,000 $6,104 2.85%
    COLUMBUS, IN (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,558 2.38%
    Summerville, GA (FHA|USDA|VA) 6 $1,610,000 $268,333 $4,613 2.69%
    Española, NM (FHA|USDA|VA) 8 $1,610,000 $201,250 $6,436 3.06%
    Clovis, NM (FHA|USDA|VA) 9 $1,605,000 $178,333 $5,504 3.07%
    WHEELING, WV-OH (FHA|USDA|VA) 14 $1,590,000 $113,571 $4,593 3.24%
    Sturgis, MI (FHA|USDA|VA) 11 $1,585,000 $144,091 $4,430 3.31%
    BATTLE CREEK, MI (FHA|USDA|VA) 15 $1,555,000 $103,667 $3,877 3.04%
    Sandpoint, ID (FHA|USDA|VA) 4 $1,530,000 $382,500 $4,475 2.93%
    Gillette, WY (FHA|USDA|VA) 7 $1,515,000 $216,429 $6,975 2.75%
    Los Alamos, NM (FHA|USDA|VA) 7 $1,515,000 $216,429 $7,616 2.86%
    GREAT FALLS, MT (FHA|USDA|VA) 7 $1,505,000 $215,000 $4,325 2.84%
    Adrian, MI (FHA|USDA|VA) 7 $1,495,000 $213,571 $4,499 3.14%
    Lewisburg, PA (FHA|USDA|VA) 6 $1,490,000 $248,333 $4,914 2.79%
    Orangeburg, SC (FHA|USDA|VA) 8 $1,490,000 $186,250 $7,639 3.34%
    Newberry, SC (FHA|USDA|VA) 5 $1,485,000 $297,000 $6,958 3.00%
    ALEXANDRIA, LA (FHA|USDA|VA) 9 $1,485,000 $165,000 $4,566 2.67%
    Winnemucca, NV (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,923 3.27%
    GLENS FALLS, NY (FHA|USDA|VA) 5 $1,475,000 $295,000 $5,695 3.20%
    Kerrville, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,943 3.13%
    Gaffney, SC (FHA|USDA|VA) 8 $1,440,000 $180,000 $8,024 3.34%
    Mount Vernon, OH (FHA|USDA|VA) 8 $1,440,000 $180,000 $5,158 3.17%
    Cornelia, GA (FHA|USDA|VA) 9 $1,435,000 $159,444 $5,052 3.02%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 8 $1,420,000 $177,500 $3,573 2.70%
    Fort Payne, AL (FHA|USDA|VA) 9 $1,415,000 $157,222 $3,947 2.68%
    La Grande, OR (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,934 3.17%
    London, KY (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,468 2.67%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,891 2.76%
    Meadville, PA (FHA|USDA|VA) 12 $1,390,000 $115,833 $6,745 2.92%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,882 3.32%
    Fort Leonard Wood, MO (FHA|USDA|VA) 9 $1,365,000 $151,667 $3,777 2.79%
    Crescent City, CA (FHA|USDA|VA) 5 $1,365,000 $273,000 $4,362 3.00%
    Lumberton, NC (FHA|USDA|VA) 9 $1,365,000 $151,667 $6,040 3.18%
    Chillicothe, OH (FHA|USDA|VA) 7 $1,355,000 $193,571 $2,950 2.87%
    GADSDEN, AL (FHA|USDA|VA) 8 $1,350,000 $168,750 $4,046 2.61%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 7 $1,335,000 $190,714 $4,654 2.52%
    Washington, NC (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,740 3.07%
    Jackson, WY-ID (FHA|USDA|VA) 4 $1,330,000 $332,500 $5,106 2.78%
    Keene, NH (FHA|USDA|VA) 6 $1,320,000 $220,000 $6,373 3.08%
    SIOUX FALLS, SD (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,786 2.96%
    Evanston, WY (FHA|USDA|VA) 6 $1,300,000 $216,667 $7,151 3.23%
    Lufkin, TX (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,111 3.29%
    ROCHESTER, NY (FHA|USDA|VA) 8 $1,290,000 $161,250 $5,727 3.28%
    Jamestown, ND (FHA|USDA|VA) 7 $1,265,000 $180,714 $6,225 2.95%
    Riverton, WY (FHA|USDA|VA) 6 $1,260,000 $210,000 $5,503 2.71%
    Susanville, CA (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,661 2.93%
    Ottawa, IL (FHA|USDA|VA) 9 $1,255,000 $139,444 $4,756 3.11%
    Marietta, OH (FHA|USDA|VA) 7 $1,235,000 $176,429 $4,132 2.57%
    Montrose, CO (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,180 2.53%
    SPRINGFIELD, OH (FHA|USDA|VA) 11 $1,235,000 $112,273 $4,003 3.18%
    Nogales, AZ (FHA|USDA|VA) 6 $1,220,000 $203,333 $5,471 2.75%
    Lake City, FL (FHA|USDA|VA) 6 $1,220,000 $203,333 $3,969 3.06%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $1,205,000 $172,143 $4,624 2.54%
    HOT SPRINGS, AR (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,100 3.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 8 $1,200,000 $150,000 $3,826 3.03%
    JOPLIN, MO (FHA|USDA|VA) 9 $1,195,000 $132,778 $3,973 2.79%
    Duncan, OK (FHA|USDA|VA) 5 $1,185,000 $237,000 $7,617 3.25%
    Seymour, IN (FHA|USDA|VA) 7 $1,185,000 $169,286 $6,182 3.21%
    Starkville, MS (FHA|USDA|VA) 7 $1,175,000 $167,857 $8,856 2.95%
    Wilmington, OH (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,880 3.17%
    Bogalusa, LA (FHA|USDA|VA) 6 $1,140,000 $190,000 $6,667 3.23%
    Palestine, TX (FHA|USDA|VA) 7 $1,135,000 $162,143 $7,212 3.18%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 7 $1,135,000 $162,143 $3,364 3.20%
    Worthington, MN (FHA|USDA|VA) 5 $1,125,000 $225,000 $7,808 2.95%
    Bartlesville, OK (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,884 2.98%
    The Dalles, OR (FHA|USDA|VA) 5 $1,115,000 $223,000 $6,303 2.60%
    Crawfordsville, IN (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,079 3.31%
    Findlay, OH (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,611 2.86%
    Paducah, KY-IL (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,218 2.96%
    Marion, OH (FHA|USDA|VA) 7 $1,105,000 $157,857 $3,742 2.98%
    Waycross, GA (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,064 2.68%
    Sulphur Springs, TX (FHA|USDA|VA) 5 $1,105,000 $221,000 $6,006 2.72%
    Alamogordo, NM (FHA|USDA|VA) 7 $1,095,000 $156,429 $6,295 2.89%
    Stevens Point, WI (FHA|USDA|VA) 7 $1,095,000 $156,429 $4,293 2.55%
    BLOOMINGTON, IL (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,854 2.68%
    Pullman, WA (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,551 2.75%
    Brownwood, TX (FHA|USDA|VA) 6 $1,080,000 $180,000 $5,336 2.50%
    Thomasville, GA (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,876 3.23%
    New Ulm, MN (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,243 2.60%
    West Point, MS (FHA|USDA|VA) 5 $1,065,000 $213,000 $11,527 2.93%
    Sheridan, WY (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,907 2.19%
    Sikeston, MO (FHA|USDA|VA) 8 $1,060,000 $132,500 $3,509 2.98%
    Butte-Silver Bow, MT (FHA|USDA|VA) 5 $1,055,000 $211,000 $4,904 2.63%
    Selinsgrove, PA (FHA|USDA|VA) 5 $1,055,000 $211,000 $7,216 2.53%
    Ruston, LA (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,202 2.83%
    Jesup, GA (FHA|USDA|VA) 5 $1,045,000 $209,000 $6,671 3.03%
    Taos, NM (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,124 2.97%
    Hailey, ID (FHA|USDA|VA) 3 $1,035,000 $345,000 $6,020 2.46%
    Danville, KY (FHA|USDA|VA) 6 $1,030,000 $171,667 $4,566 2.54%
    Minot, ND (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,532 3.19%
    Rock Springs, WY (FHA|USDA|VA) 5 $1,025,000 $205,000 $4,890 2.53%
    Kinston, NC (FHA|USDA|VA) 7 $1,025,000 $146,429 $5,346 3.38%
    Greenwood, MS (FHA|USDA|VA) 11 $1,025,000 $93,182 $4,465 3.14%
    Jasper, AL (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,564 2.75%
    Baraboo, WI (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,151 2.88%
    Norwalk, OH (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,343 3.41%
    Safford, AZ (FHA|USDA|VA) 4 $990,000 $247,500 $7,937 2.84%
    Big Rapids, MI (FHA|USDA|VA) 5 $985,000 $197,000 $4,806 3.02%
    Picayune, MS (FHA|USDA|VA) 5 $985,000 $197,000 $7,007 3.30%
    SPRINGFIELD, IL (FHA|USDA|VA) 6 $980,000 $163,333 $4,552 2.94%
    Sterling, CO (FHA|USDA|VA) 6 $980,000 $163,333 $2,916 2.85%
    Ashtabula, OH (FHA|USDA|VA) 7 $975,000 $139,286 $3,920 2.52%
    Burley, ID (FHA|USDA|VA) 4 $950,000 $237,500 $5,223 2.78%
    WILLIAMSPORT, PA (FHA|USDA|VA) 6 $950,000 $158,333 $4,353 2.94%
    Angola, IN (FHA|USDA|VA) 5 $945,000 $189,000 $4,785 3.40%
    MUNCIE, IN (FHA|USDA|VA) 7 $925,000 $132,143 $4,272 2.96%
    Big Spring, TX (FHA|USDA|VA) 8 $920,000 $115,000 $5,211 2.97%
    MANHATTAN, KS (FHA|USDA|VA) 4 $910,000 $227,500 $5,123 2.84%
    Clinton, IA (FHA|USDA|VA) 6 $910,000 $151,667 $5,561 3.38%
    Lawrenceburg, TN (FHA|USDA|VA) 4 $910,000 $227,500 $6,468 3.06%
    Columbus, MS (FHA|USDA|VA) 7 $905,000 $129,286 $6,127 2.64%
    Watertown, SD (FHA|USDA|VA) 4 $900,000 $225,000 $4,232 2.91%
    MANSFIELD, OH (FHA|USDA|VA) 6 $900,000 $150,000 $6,136 3.00%
    Mount Sterling, KY (FHA|USDA|VA) 5 $895,000 $179,000 $4,897 3.15%
    Auburn, IN (FHA|USDA|VA) 6 $890,000 $148,333 $3,865 2.56%
    Juneau, AK (FHA|USDA|VA) 3 $885,000 $295,000 $4,690 2.54%
    Rochelle, IL (FHA|USDA|VA) 5 $885,000 $177,000 $4,588 2.83%
    Pella, IA (FHA|USDA|VA) 4 $880,000 $220,000 $6,461 3.19%
    Durant, OK (FHA|USDA|VA) 5 $875,000 $175,000 $5,436 3.35%
    Warrensburg, MO (FHA|USDA|VA) 5 $875,000 $175,000 $4,565 2.63%
    Russellville, AR (FHA|USDA|VA) 4 $870,000 $217,500 $5,765 2.59%
    Vidalia, GA (FHA|USDA|VA) 4 $870,000 $217,500 $5,832 2.91%
    LIMA, OH (FHA|USDA|VA) 6 $870,000 $145,000 $3,725 3.10%
    Douglas, GA (FHA|USDA|VA) 3 $865,000 $288,333 $2,972 2.63%
    Wauchula, FL (FHA|USDA|VA) 3 $865,000 $288,333 $12,351 3.46%
    Albertville, AL (FHA|USDA|VA) 7 $865,000 $123,571 $3,431 2.63%
    Cadillac, MI (FHA|USDA|VA) 6 $860,000 $143,333 $3,013 3.04%
    Alma, MI (FHA|USDA|VA) 7 $855,000 $122,143 $4,303 3.34%
    TERRE HAUTE, IN (FHA|USDA|VA) 7 $845,000 $120,714 $4,518 3.18%
    Alpena, MI (FHA|USDA|VA) 6 $840,000 $140,000 $4,051 3.60%
    Lebanon, MO (FHA|USDA|VA) 4 $840,000 $210,000 $6,378 2.81%
    Fremont, NE (FHA|USDA|VA) 4 $830,000 $207,500 $4,412 3.22%
    Sedalia, MO (FHA|USDA|VA) 5 $805,000 $161,000 $3,737 2.80%
    Ada, OK (FHA|USDA|VA) 4 $800,000 $200,000 $5,365 3.03%
    El Campo, TX (FHA|USDA|VA) 5 $795,000 $159,000 $4,513 3.15%
    Port Lavaca, TX (FHA|USDA|VA) 3 $795,000 $265,000 $8,109 3.54%
    Willmar, MN (FHA|USDA|VA) 4 $780,000 $195,000 $8,511 3.28%
    CHARLESTON, WV (FHA|USDA|VA) 4 $780,000 $195,000 $4,667 3.37%
    Marion, IN (FHA|USDA|VA) 4 $770,000 $192,500 $3,402 2.84%
    Tifton, GA (FHA|USDA|VA) 4 $770,000 $192,500 $4,933 2.66%
    MORGANTOWN, WV (FHA|USDA|VA) 4 $760,000 $190,000 $5,903 2.78%
    KOKOMO, IN (FHA|USDA|VA) 4 $750,000 $187,500 $2,756 3.19%
    Oneonta, NY (FHA|USDA|VA) 2 $750,000 $375,000 $8,503 3.13%
    Rockingham, NC (FHA|USDA|VA) 4 $750,000 $187,500 $3,822 2.75%
    Sweetwater, TX (FHA|USDA|VA) 4 $730,000 $182,500 $6,103 3.13%
    Frankfort, KY (FHA|USDA|VA) 5 $725,000 $145,000 $5,135 2.82%
    Burlington, IA-IL (FHA|USDA|VA) 8 $720,000 $90,000 $4,890 2.98%
    PINE BLUFF, AR (FHA|USDA|VA) 4 $720,000 $180,000 $4,048 2.94%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 5 $715,000 $143,000 $4,827 3.20%
    ALTOONA, PA (FHA|USDA|VA) 4 $710,000 $177,500 $3,737 2.56%
    Nacogdoches, TX (FHA|USDA|VA) 6 $710,000 $118,333 $6,362 2.79%
    Eagle Pass, TX (FHA|USDA|VA) 4 $710,000 $177,500 $4,119 2.72%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 7 $705,000 $100,714 $5,852 2.96%
    Americus, GA (FHA|USDA|VA) 3 $705,000 $235,000 $4,776 2.91%
    Branson, MO (FHA|USDA|VA) 5 $705,000 $141,000 $3,323 3.10%
    Mexico, MO (FHA|USDA|VA) 4 $700,000 $175,000 $4,972 2.69%
    Fremont, OH (FHA|USDA|VA) 6 $700,000 $116,667 $3,355 3.23%
    Dublin, GA (FHA|USDA|VA) 5 $695,000 $139,000 $5,402 2.85%
    Moscow, ID (FHA|USDA|VA) 5 $685,000 $137,000 $4,311 3.23%
    Union, SC (FHA|USDA|VA) 4 $680,000 $170,000 $8,700 3.41%
    Ruidoso, NM (FHA|USDA|VA) 3 $665,000 $221,667 $3,410 3.04%
    Ardmore, OK (FHA|USDA|VA) 2 $660,000 $330,000 $4,820 4.06%
    Mountain Home, AR (FHA|USDA|VA) 3 $655,000 $218,333 $4,051 2.88%
    Corning, NY (FHA|USDA|VA) 3 $655,000 $218,333 $6,404 3.46%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 3 $645,000 $215,000 $5,747 3.29%
    West Plains, MO (FHA|USDA|VA) 4 $640,000 $160,000 $4,492 3.00%
    BINGHAMTON, NY (FHA|USDA|VA) 5 $635,000 $127,000 $6,755 2.90%
    Jasper, IN (FHA|USDA|VA) 4 $630,000 $157,500 $7,750 3.22%
    Vincennes, IN (FHA|USDA|VA) 3 $625,000 $208,333 $7,477 2.58%
    Sidney, OH (FHA|USDA|VA) 2 $620,000 $310,000 $6,026 1.93%
    Thomaston, GA (FHA|USDA|VA) 5 $615,000 $123,000 $4,185 3.38%
    Othello, WA (FHA|USDA|VA) 3 $615,000 $205,000 $4,435 2.42%
    Toccoa, GA (FHA|USDA|VA) 4 $610,000 $152,500 $5,817 3.16%
    Clarksburg, WV (FHA|USDA|VA) 3 $605,000 $201,667 $5,421 3.25%
    Rockport, TX (FHA|USDA|VA) 3 $605,000 $201,667 $5,476 2.88%
    Marshall, MN (FHA|USDA|VA) 4 $590,000 $147,500 $4,823 3.19%
    Rutland, VT (FHA|USDA|VA) 3 $585,000 $195,000 $2,866 2.96%
    Wahpeton, ND-MN (FHA|USDA|VA) 3 $585,000 $195,000 $5,523 3.50%
    Barre, VT (FHA|USDA|VA) 2 $580,000 $290,000 $5,674 2.25%
    Platteville, WI (FHA|USDA|VA) 4 $580,000 $145,000 $4,842 3.09%
    OWENSBORO, KY (FHA|USDA|VA) 3 $575,000 $191,667 $4,664 3.00%
    Cedartown, GA (FHA|USDA|VA) 4 $570,000 $142,500 $4,112 3.09%
    Morgan City, LA (FHA|USDA|VA) 3 $565,000 $188,333 $7,379 2.54%
    Snyder, TX (FHA|USDA|VA) 3 $565,000 $188,333 $8,278 3.75%
    Athens, OH (FHA|USDA|VA) 5 $555,000 $111,000 $3,915 2.35%
    Indiana, PA (FHA|USDA|VA) 4 $550,000 $137,500 $4,211 2.84%
    Hobbs, NM (FHA|USDA|VA) 4 $550,000 $137,500 $6,362 3.94%
    Minden, LA (FHA|USDA|VA) 2 $550,000 $275,000 $3,038 2.44%
    Escanaba, MI (FHA|USDA|VA) 2 $540,000 $270,000 $3,286 2.75%
    Zanesville, OH (FHA|USDA|VA) 4 $540,000 $135,000 $3,944 2.72%
    North Vernon, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,250 3.25%
    DANVILLE, IL (FHA|USDA|VA) 3 $535,000 $178,333 $4,405 2.04%
    Ludington, MI (FHA|USDA|VA) 3 $535,000 $178,333 $2,218 2.75%
    Pontiac, IL (FHA|USDA|VA) 4 $530,000 $132,500 $4,762 3.16%
    Beatrice, NE (FHA|USDA|VA) 2 $530,000 $265,000 $3,212 2.69%
    Del Rio, TX (FHA|USDA|VA) 4 $530,000 $132,500 $4,478 3.25%
    Sayre, PA (FHA|USDA|VA) 4 $530,000 $132,500 $5,355 3.19%
    Spencer, IA (FHA|USDA|VA) 3 $525,000 $175,000 $9,344 2.83%
    Grants, NM (FHA|USDA|VA) 3 $525,000 $175,000 $3,937 3.12%
    Martin, TN (FHA|USDA|VA) 2 $520,000 $260,000 $2,400 2.56%
    Sunbury, PA (FHA|USDA|VA) 4 $520,000 $130,000 $5,477 2.59%
    Dixon, IL (FHA|USDA|VA) 2 $520,000 $260,000 $4,622 2.94%
    Arcadia, FL (FHA|USDA|VA) 3 $515,000 $171,667 $4,464 2.38%
    Wabash, IN (FHA|USDA|VA) 5 $505,000 $101,000 $3,839 3.95%
    Bardstown, KY (FHA|USDA|VA) 3 $505,000 $168,333 $5,838 2.83%
    Maryville, MO (FHA|USDA|VA) 3 $505,000 $168,333 $3,873 3.04%
    Salina, KS (FHA|USDA|VA) 3 $505,000 $168,333 $5,091 2.83%
    Scottsboro, AL (FHA|USDA|VA) 3 $495,000 $165,000 $3,224 2.58%
    Searcy, AR (FHA|USDA|VA) 4 $490,000 $122,500 $5,058 3.03%
    Opelousas, LA (FHA|USDA|VA) 4 $490,000 $122,500 $4,125 2.72%
    Lock Haven, PA (FHA|USDA|VA) 3 $485,000 $161,667 $6,061 2.88%
    GRAND ISLAND, NE (FHA|USDA|VA) 3 $485,000 $161,667 $4,929 2.96%
    Macomb, IL (FHA|USDA|VA) 2 $480,000 $240,000 $5,668 3.06%
    Lewistown, PA (FHA|USDA|VA) 3 $475,000 $158,333 $6,286 2.58%
    Blytheville, AR (FHA|USDA|VA) 3 $475,000 $158,333 $4,288 2.96%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $470,000 $235,000 $5,499 3.31%
    Farmington, MO (FHA|USDA|VA) 2 $470,000 $235,000 $7,425 3.25%
    Wapakoneta, OH (FHA|USDA|VA) 3 $465,000 $155,000 $7,183 3.04%
    Hillsdale, MI (FHA|USDA|VA) 3 $465,000 $155,000 $3,592 3.38%
    Bedford, IN (FHA|USDA|VA) 4 $460,000 $115,000 $5,093 3.94%
    Shawnee, OK (FHA|USDA|VA) 2 $460,000 $230,000 $5,900 2.75%
    Hays, KS (FHA|USDA|VA) 1 $455,000 $455,000 $3,253 2.75%
    Malone, NY (FHA|USDA|VA) 2 $450,000 $225,000 $4,079 2.75%
    Mountain Home, ID (FHA|USDA|VA) 2 $450,000 $225,000 $9,369 2.38%
    Dumas, TX (FHA|USDA|VA) 3 $445,000 $148,333 $4,550 2.75%
    Somerset, PA (FHA|USDA|VA) 3 $445,000 $148,333 $6,085 3.08%
    Cambridge, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,628 3.00%
    Washington Court House, OH (FHA|USDA|VA) 4 $440,000 $110,000 $5,301 3.09%
    Roswell, NM (FHA|USDA|VA) 4 $440,000 $110,000 $5,662 2.69%
    Rio Grande City-Roma, TX (FHA|USDA|VA) 2 $440,000 $220,000 $6,519 2.31%
    McAlester, OK (FHA|USDA|VA) 1 $435,000 $435,000 $4,278 2.38%
    Pecos, TX (FHA|USDA|VA) 2 $430,000 $215,000 $6,762 3.38%
    Hastings, NE (FHA|USDA|VA) 4 $430,000 $107,500 $4,360 2.97%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $425,000 $425,000 $2,727 2.25%
    Marshalltown, IA (FHA|USDA|VA) 3 $425,000 $141,667 $6,478 3.79%
    Atmore, AL (FHA|USDA|VA) 3 $425,000 $141,667 $3,759 3.13%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 3 $425,000 $141,667 $4,354 2.42%
    Scottsburg, IN (FHA|USDA|VA) 3 $415,000 $138,333 $3,838 2.83%
    Huntington, IN (FHA|USDA|VA) 2 $410,000 $205,000 $10,431 3.63%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $410,000 $205,000 $4,422 3.00%
    Point Pleasant, WV-OH (FHA|USDA|VA) 3 $405,000 $135,000 $4,389 3.04%
    Portsmouth, OH (FHA|USDA|VA) 3 $405,000 $135,000 $3,379 2.33%
    Fairmont, MN (FHA|USDA|VA) 4 $400,000 $100,000 $4,654 3.97%
    Greensburg, IN (FHA|USDA|VA) 2 $400,000 $200,000 $5,428 2.19%
    Kingsville, TX (FHA|USDA|VA) 3 $395,000 $131,667 $5,781 3.08%
    Kearney, NE (FHA|USDA|VA) 3 $395,000 $131,667 $7,112 3.13%
    Stillwater, OK (FHA|USDA|VA) 2 $390,000 $195,000 $7,006 3.44%
    Bemidji, MN (FHA|USDA|VA) 3 $385,000 $128,333 $3,218 2.33%
    Greenville, OH (FHA|USDA|VA) 1 $385,000 $385,000 $6,006 3.50%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $385,000 $128,333 $4,129 2.79%
    Spirit Lake, IA (FHA|USDA|VA) 2 $380,000 $190,000 $9,072 4.00%
    Tiffin, OH (FHA|USDA|VA) 3 $375,000 $125,000 $3,309 2.79%
    Madisonville, KY (FHA|USDA|VA) 2 $370,000 $185,000 $6,792 3.19%
    Price, UT (FHA|USDA|VA) 2 $370,000 $185,000 $5,313 2.88%
    Altus, OK (FHA|USDA|VA) 2 $370,000 $185,000 $7,363 3.56%
    Milledgeville, GA (FHA|USDA|VA) 3 $365,000 $121,667 $4,489 2.63%
    BANGOR, ME (FHA|USDA|VA) 2 $360,000 $180,000 $6,874 2.94%
    Harrison, AR (FHA|USDA|VA) 3 $355,000 $118,333 $2,745 2.92%
    Big Stone Gap, VA (FHA|USDA|VA) 3 $355,000 $118,333 $5,628 3.79%
    Fairmont, WV (FHA|USDA|VA) 3 $355,000 $118,333 $5,884 3.08%
    Troy, AL (FHA|USDA|VA) 2 $350,000 $175,000 $2,719 3.00%
    Raymondville, TX (FHA|USDA|VA) 2 $350,000 $175,000 $7,803 3.06%
    BECKLEY, WV (FHA|USDA|VA) 2 $350,000 $175,000 $2,633 3.19%
    Carroll, IA (FHA|USDA|VA) 2 $350,000 $175,000 $7,771 3.50%
    Rolla, MO (FHA|USDA|VA) 3 $345,000 $115,000 $4,253 2.79%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $335,000 $335,000 $6,711 2.87%
    Jennings, LA (FHA|USDA|VA) 3 $325,000 $108,333 $4,836 3.25%
    Elkins, WV (FHA|USDA|VA) 3 $315,000 $105,000 $4,432 3.16%
    Albert Lea, MN (FHA|USDA|VA) 3 $315,000 $105,000 $6,016 3.13%
    Sterling, IL (FHA|USDA|VA) 2 $310,000 $155,000 $4,378 3.38%
    Richmond, IN (FHA|USDA|VA) 2 $310,000 $155,000 $3,947 2.81%
    Cordele, GA (FHA|USDA|VA) 1 $305,000 $305,000 $3,636 2.25%
    Dyersburg, TN (FHA|USDA|VA) 2 $300,000 $150,000 $5,631 3.12%
    DECATUR, IL (FHA|USDA|VA) 2 $300,000 $150,000 $5,280 3.31%
    Borger, TX (FHA|USDA|VA) 2 $290,000 $145,000 $5,756 2.75%
    Bennettsville, SC (FHA|USDA|VA) 2 $290,000 $145,000 $5,047 3.25%
    Effingham, IL (FHA|USDA|VA) 2 $280,000 $140,000 $5,201 3.00%
    Lexington, NE (FHA|USDA|VA) 2 $270,000 $135,000 $5,035 3.19%
    Fort Polk South, LA (FHA|USDA|VA) 2 $270,000 $135,000 $3,211 2.63%
    Marquette, MI (FHA|USDA|VA) 2 $260,000 $130,000 $4,472 2.81%
    Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $5,036 3.44%
    Sault Ste. Marie, MI (FHA|USDA|VA) 2 $260,000 $130,000 $5,729 3.06%
    Huntingdon, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,081 2.69%
    Fitzgerald, GA (FHA|USDA|VA) 3 $255,000 $85,000 $4,662 2.00%
    Bellefontaine, OH (FHA|USDA|VA) 1 $255,000 $255,000 $1,720 3.13%
    Laurel, MS (FHA|USDA|VA) 1 $255,000 $255,000 $9,418 3.25%
    Pierre, SD (FHA|USDA|VA) 1 $255,000 $255,000 $7,838 2.63%
    Bay City, TX (FHA|USDA|VA) 2 $250,000 $125,000 $5,927 2.63%
    Jackson, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,724 2.75%
    Murray, KY (FHA|USDA|VA) 2 $250,000 $125,000 $3,456 2.43%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $250,000 $125,000 $8,730 2.69%
    Glasgow, KY (FHA|USDA|VA) 1 $245,000 $245,000 $4,632 3.88%
    Celina, OH (FHA|USDA|VA) 1 $245,000 $245,000 $1,510 2.88%
    St. Marys, PA (FHA|USDA|VA) 1 $245,000 $245,000 $3,582 2.50%
    Campbellsville, KY (FHA|USDA|VA) 2 $240,000 $120,000 $4,568 3.13%
    Charleston-Mattoon, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,591 2.75%
    Madison, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,311 3.00%
    Scottsbluff, NE (FHA|USDA|VA) 2 $230,000 $115,000 $4,365 2.63%
    Muskogee, OK (FHA|USDA|VA) 2 $220,000 $110,000 $3,484 2.94%
    Bradford, PA (FHA|USDA|VA) 1 $215,000 $215,000 $2,948 2.38%
    Natchez, MS-LA (FHA|USDA|VA) 1 $215,000 $215,000 $9,494 4.25%
    Hannibal, MO (FHA|USDA|VA) 1 $215,000 $215,000 $8,191 2.88%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $215,000 $215,000 $12,566 3.38%
    Seneca Falls, NY (FHA|USDA|VA) 1 $215,000 $215,000 $3,570 2.25%
    Brookhaven, MS (FHA|USDA|VA) 1 $215,000 $215,000 $6,283 2.75%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $205,000 $205,000 $6,865 3.38%
    Fort Dodge, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,980 3.25%
    Coldwater, MI (FHA|USDA|VA) 2 $200,000 $100,000 $4,634 4.00%
    Van Wert, OH (FHA|USDA|VA) 1 $195,000 $195,000 $3,882 3.25%
    Paris, TN (FHA|USDA|VA) 2 $190,000 $95,000 $5,500 3.19%
    Bucyrus-Galion, OH (FHA|USDA|VA) 2 $190,000 $95,000 $3,878 2.75%
    Maysville, KY (FHA|USDA|VA) 1 $185,000 $185,000 $6,921 3.88%
    Alice, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,231 2.25%
    Laurinburg, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,849 2.99%
    Norfolk, NE (FHA|USDA|VA) 1 $175,000 $175,000 $9,071 1.88%
    Oskaloosa, IA (FHA|USDA|VA) 1 $175,000 $175,000 $9,936 2.75%
    Freeport, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,201 2.13%
    McPherson, KS (FHA|USDA|VA) 1 $175,000 $175,000 $6,285 2.88%
    Beeville, TX (FHA|USDA|VA) 1 $175,000 $175,000 $4,560 2.99%
    Columbus, NE (FHA|USDA|VA) 1 $175,000 $175,000 $4,867 3.00%
    Grenada, MS (FHA|USDA|VA) 2 $170,000 $85,000 $3,819 3.19%
    Las Vegas, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,441 2.88%
    Somerset, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,536 3.50%
    Kennett, MO (FHA|USDA|VA) 2 $160,000 $80,000 $3,717 3.06%
    Frankfort, IN (FHA|USDA|VA) 2 $160,000 $80,000 $3,403 4.81%
    Logansport, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,157 2.38%
    Union City, TN (FHA|USDA|VA) 1 $155,000 $155,000 $6,964 2.38%
    Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $9,042 2.25%
    Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $7,302 2.25%
    Dodge City, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,815 2.38%
    Atchison, KS (FHA|USDA|VA) 1 $145,000 $145,000 $4,935 3.63%
    Defiance, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,853 1.88%
    Brownsville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $2,445 3.25%
    Deming, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,344 3.63%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,535 2.75%
    Hutchinson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $4,883 2.63%
    Batesville, AR (FHA|USDA|VA) 1 $135,000 $135,000 $5,521 3.25%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,886 3.13%
    Gallup, NM (FHA|USDA|VA) 1 $135,000 $135,000 $4,647 3.00%
    Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,330 2.74%
    Urbana, OH (FHA|USDA|VA) 1 $125,000 $125,000 $4,416 3.25%
    Selma, AL (FHA|USDA|VA) 1 $125,000 $125,000 $5,239 4.00%
    El Dorado, AR (FHA|USDA|VA) 1 $125,000 $125,000 $6,589 3.25%
    Pearsall, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,069 2.00%
    Indianola, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,476 3.25%
    Meridian, MS (FHA|USDA|VA) 1 $115,000 $115,000 $5,915 3.50%
    Galesburg, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,716 2.25%
    Warren, PA (FHA|USDA|VA) 1 $115,000 $115,000 $7,208 2.75%
    Tahlequah, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,618 3.88%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $105,000 $105,000 $5,290 3.75%
    Zapata, TX (FHA|USDA|VA) 1 $105,000 $105,000 $7,487 3.63%
    Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,985 3.63%
    Quincy, IL-MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,474 1.88%
    Malvern, AR (FHA|USDA|VA) 1 $95,000 $95,000 $4,252 3.00%
    Bainbridge, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,748 2.88%
    Houghton, MI (FHA|USDA|VA) 1 $85,000 $85,000 $6,147 3.00%
    Moberly, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,299 4.25%
    Vernon, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,831 3.00%
    McComb, MS (FHA|USDA|VA) 1 $75,000 $75,000 $7,288 3.13%
    Marshall, MO (FHA|USDA|VA) 1 $75,000 $75,000 $5,754 3.88%
    Weatherford, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,647 3.25%
    Hope, AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,184 2.50%
    Cortland, NY (FHA|USDA|VA) 1 $55,000 $55,000 $4,167 2.88%

    Cardinal Financial Company Limited Partnership's top markets include New York, Dallas, Washington, Los Angeles, and Phoenix among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 82,176 $24,138,810,000 $293,745 $4,589 2.88%
    FHA 16,057 $4,087,555,000 $254,565 $9,947 3.19%
    VA 6,189 $2,205,945,000 $356,430 $8,462 2.87%
    USDA 1,174 $224,430,000 $191,167 $6,684 3.12%

    For 2021, Cardinal Financial Company Limited Partnership's most frequently originated type of loan was Conventional, with 82,176 originations. Their 2nd most popular type was FHA, with 16,057 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 39,660 $11,539,840,000 $290,969 $7,214 3.12%
    Refi 36,514 $10,787,070,000 $295,423 $4,132 2.70%
    Cash Out Refi 29,422 $8,329,830,000 $283,116 $5,440 2.97%

    For 2021, Cardinal Financial Company Limited Partnership's most frequently cited loan purpose was Home Purchase, with 39,660 originations. The 2nd most popular reason was Refi, with 36,514 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 80,060 $24,231,930,000 $302,672 $6,295 3.10%
    15 Year 16,024 $4,022,570,000 $251,034 $3,718 2.36%
    20 Year 4,688 $1,266,230,000 $270,100 $3,833 2.70%
    10 Year 2,936 $716,610,000 $244,077 $2,973 2.21%
    Other 1,538 $415,940,000 $270,442 $4,417 2.81%
    3 Year 307 $2,915,000 $9,495 $3 0.00%
    5 Year 43 $545,000 $12,674 $1 0.00%

    For 2021, Cardinal Financial Company Limited Partnership's most frequently cited loan duration was 30 Year, with 80,060 originations. The 2nd most popular length was 15 Year, with 16,024 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 33,226 $9,733,130,000 $292,937
    $<1k 22,777 $6,674,065,000 $293,018
    $2k-3k 14,688 $3,647,770,000 $248,350
    $5k+ 11,067 $4,335,525,000 $391,753
    $3k-4k 9,990 $2,524,160,000 $252,669
    $4k-5k 6,346 $1,762,480,000 $277,731

    Cardinal Financial Company Limited Partnership's average total fees were $6,295, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 33,226 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 40,830 $12,529,630,000 $306,873
    3-4% 38,502 $10,922,720,000 $283,692
    <2.5% 23,411 $6,574,725,000 $280,839
    4-5% 2,734 $623,040,000 $227,886
    5-6% 115 $6,605,000 $57,435
    7-8% 4 $20,000 $5,000

    During 2021, Cardinal Financial Company Limited Partnership's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 40,830 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 52,314 $15,031,770,000 $287,337 $5,694 2.93%
    $100k-200k 27,774 $4,269,580,000 $153,726 $4,783 3.04%
    $400k-600k 16,159 $7,709,435,000 $477,099 $6,643 2.88%
    $100,000 or less 5,054 $289,260,000 $57,234 $2,727 2.44%
    $600k-1MM 3,817 $2,745,575,000 $719,302 $9,890 3.00%
    $1MM+ 478 $611,120,000 $1,278,494 $15,622 3.03%

    2021 saw Cardinal Financial Company Limited Partnership place emphasis on $200k-400k loans with 52,314 originations, totaling $15,031,770,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 24,319 $7,935,405,000 $326,305 $5,794 2.91%
    $50k-75k 23,351 $5,077,165,000 $217,428 $5,785 3.00%
    $75k-100k 19,024 $5,145,400,000 $270,469 $6,003 2.97%
    $150k-250k 17,130 $6,659,190,000 $388,744 $5,280 2.81%
    $50k or less 15,113 $2,664,645,000 $176,315 $5,198 2.98%
    $250k+ 6,659 $3,174,935,000 $476,789 $5,682 2.80%

    Cardinal Financial Company Limited Partnership lent most frequently to those with incomes in the $100k-150k range, with 24,319 originations. The second most popular income band? $50k-75k, with 23,351 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 20,852 $6,063,840,000 $290,804 $4,605 2.83%
    30-36% 18,142 $5,253,590,000 $289,582 $5,200 2.93%
    <20% 7,541 $2,154,695,000 $285,731 $3,957 2.72%
    50-60% 5,686 $1,641,470,000 $288,686 $10,274 3.05%
    44% 4,621 $1,317,235,000 $285,054 $6,006 3.01%
    43% 4,233 $1,185,845,000 $280,143 $5,891 3.02%
    42% 4,226 $1,238,700,000 $293,114 $6,008 3.02%
    41% 4,035 $1,162,765,000 $288,170 $5,929 3.00%
    49% 3,943 $1,169,515,000 $296,605 $6,517 3.01%
    40% 3,887 $1,144,735,000 $294,503 $5,761 3.01%
    39% 3,717 $1,084,125,000 $291,667 $5,711 3.01%
    38% 3,693 $1,062,165,000 $287,616 $5,573 2.98%
    37% 3,593 $1,044,755,000 $290,775 $5,687 2.98%
    36% 3,377 $988,095,000 $292,595 $5,419 2.97%
    45% 3,333 $968,535,000 $290,590 $6,206 3.01%
    48% 2,943 $836,045,000 $284,079 $6,456 3.00%
    46% 2,915 $837,225,000 $287,213 $6,405 2.98%
    47% 2,906 $855,190,000 $294,284 $6,438 2.96%
    >60% 163 $64,475,000 $395,552 $9,475 2.99%

    Cardinal Financial Company Limited Partnership lent most frequently to those with DTI ratios of 20-30%, with 20,852 originations. The next most common DTI ratio? 30-36%, with 18,142 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 70,662 $20,135,210,000 $284,951 $5,635 2.96%
    Not provided 18,640 $5,419,150,000 $290,727 $5,246 2.85%
    Asian 6,240 $2,207,570,000 $353,777 $5,210 2.82%
    Black 7,463 $1,993,365,000 $267,100 $7,373 3.03%
    Asian Indian 1,085 $410,145,000 $378,014 $4,244 2.59%
    American Indian 517 $145,475,000 $281,383 $6,120 3.05%
    Native Hawaiian or Islander 228 $78,190,000 $342,939 $7,464 2.98%
    Other Asian 197 $70,085,000 $355,761 $5,497 2.85%
    Filipino 186 $67,710,000 $364,032 $5,789 2.88%
    Chinese 147 $50,625,000 $344,388 $4,105 2.72%
    Vietnamese 82 $26,380,000 $321,707 $4,647 2.92%
    Korean 65 $23,635,000 $363,615 $4,430 2.61%
    Japanese 29 $11,585,000 $399,483 $5,815 2.83%
    Other Pacific Islander 33 $10,855,000 $328,939 $9,536 3.06%
    Native Hawaiian 10 $2,670,000 $267,000 $6,256 3.30%
    Guamanian 6 $2,230,000 $371,667 $6,127 2.94%
    Samoan 6 $1,860,000 $310,000 $6,757 3.52%

    Approval Rates

    Total approvals of all applications
    57.88%

    Cardinal Financial Company Limited Partnership has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    73.52%

    Cardinal Financial Company Limited Partnership has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 105,596 $30,656,740,000 $290,321

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    105,596 $30,656,740,000 $290,321

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,602 $1,316,840,000 $235,066 $3,885 2.64%
    40-60% 19,392 $5,473,420,000 $282,251 $3,982 2.70%
    60-80% 39,221 $11,934,565,000 $304,290 $5,094 2.96%
    80-100% 38,106 $11,410,480,000 $299,441 $7,365 3.14%
    Over 100% 1,119 $419,525,000 $374,911 $14,187 2.98%
    Under 20% 2,156 $101,910,000 $47,268 $819 1.34%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 28 24.6%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Closing on a mortgage 14 12.3%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Improper use of your report 1 0.9%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Struggling to pay mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Conventional home mortgage Trouble during payment process 31 27.2%
    CARDINAL FINANCIAL COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 4.4%
    CARDINAL FINANCIAL COMPANY FHA mortgage Closing on a mortgage 4 3.5%
    CARDINAL FINANCIAL COMPANY FHA mortgage Struggling to pay mortgage 3 2.6%
    CARDINAL FINANCIAL COMPANY FHA mortgage Trouble during payment process 6 5.3%
    CARDINAL FINANCIAL COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 3 2.6%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Struggling to pay mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY Other type of mortgage Trouble during payment process 2 1.8%
    CARDINAL FINANCIAL COMPANY VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY VA mortgage Closing on a mortgage 1 0.9%
    CARDINAL FINANCIAL COMPANY VA mortgage Struggling to pay mortgage 4 3.5%
    CARDINAL FINANCIAL COMPANY VA mortgage Trouble during payment process 8 7.0%