Ark-la-tex Financial Services . Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 5493001GDRY0EL7VG372
Tax ID: 75-2838184
4.3 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Ark-la-tex Financial Services . is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Ark-la-tex Financial Services . has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Houston, Dallas, Los Angeles, Austin, and Phoenix among others. Ark-la-tex Financial Services . has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Ark-la-tex Financial Services . is typically an average fee lendor.Originations
24,660Origination Dollar Volume (All Markets)
$6,962,960,000Awards
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ARK-LA-TEX FINANCIAL SERVICES . - 2021
ARK-LA-TEX FINANCIAL SERVICES . is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Ark-la-tex Financial Services .'s average 30 year fixed rate mortgage of loans were
3.17%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.02%.
Relative Fees
Ark-la-tex Financial Services .'s average total fees for a 30 year fixed rate
mortgage are $5,399.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2,160 | $597,950,000 | $276,829 | $4,981 | 3.10% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,457 | $470,505,000 | $322,927 | $5,930 | 3.10% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 655 | $327,665,000 | $500,252 | $7,691 | 2.96% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 750 | $253,490,000 | $337,987 | $5,231 | 3.09% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 721 | $238,455,000 | $330,728 | $5,597 | 3.20% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 455 | $234,005,000 | $514,297 | $7,384 | 2.94% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 611 | $225,585,000 | $369,206 | $6,317 | 3.08% |
| Outside of Metro Areas | 934 | $212,040,000 | $227,024 | $4,525 | 3.17% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 726 | $206,550,000 | $284,504 | $5,986 | 3.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 843 | $194,945,000 | $231,251 | $3,733 | 3.29% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 711 | $167,395,000 | $235,436 | $3,815 | 3.01% |
| LUBBOCK, TX (FHA|USDA|VA) | 708 | $159,910,000 | $225,862 | $5,112 | 3.14% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 487 | $155,975,000 | $320,277 | $4,466 | 3.07% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 628 | $146,490,000 | $233,264 | $4,231 | 3.12% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 381 | $132,425,000 | $347,572 | $5,181 | 3.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 426 | $127,760,000 | $299,906 | $7,556 | 3.12% |
| MIDLAND, TX (FHA|USDA|VA) | 412 | $121,880,000 | $295,825 | $5,463 | 3.26% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 259 | $111,515,000 | $430,560 | $6,527 | 2.95% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 275 | $106,015,000 | $385,509 | $6,916 | 3.03% |
| SPARTANBURG, SC (FHA|USDA|VA) | 464 | $87,490,000 | $188,556 | $5,384 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 481 | $84,015,000 | $174,667 | $4,960 | 3.29% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 343 | $78,065,000 | $227,595 | $4,639 | 3.13% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 338 | $77,580,000 | $229,527 | $3,982 | 3.16% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 258 | $75,930,000 | $294,302 | $4,158 | 3.12% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 301 | $73,855,000 | $245,365 | $3,572 | 3.36% |
| BOISE CITY, ID (FHA|USDA|VA) | 211 | $71,165,000 | $337,275 | $7,155 | 3.02% |
| NAPA, CA (FHA|USDA|VA) | 112 | $58,770,000 | $524,732 | $6,202 | 3.05% |
| FRESNO, CA (FHA|USDA|VA) | 196 | $57,760,000 | $294,694 | $5,277 | 3.11% |
| Richmond-Berea, KY (FHA|USDA|VA) | 286 | $56,860,000 | $198,811 | $3,738 | 3.36% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 200 | $56,700,000 | $283,500 | $4,216 | 3.13% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 262 | $56,020,000 | $213,817 | $3,617 | 3.36% |
| TOLEDO, OH (FHA|USDA|VA) | 310 | $54,460,000 | $175,677 | $3,753 | 3.26% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 93 | $47,255,000 | $508,118 | $6,757 | 2.95% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 150 | $46,110,000 | $307,400 | $6,068 | 3.07% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 151 | $45,955,000 | $304,338 | $7,144 | 2.91% |
| Minot, ND (FHA|USDA|VA) | 175 | $41,925,000 | $239,571 | $4,848 | 2.85% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 125 | $40,805,000 | $326,440 | $3,287 | 3.19% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 194 | $40,550,000 | $209,021 | $4,921 | 3.08% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 143 | $38,905,000 | $272,063 | $4,238 | 3.21% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 127 | $37,595,000 | $296,024 | $5,497 | 3.01% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 175 | $36,835,000 | $210,486 | $4,663 | 3.12% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 152 | $35,240,000 | $231,842 | $4,919 | 3.23% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 116 | $34,750,000 | $299,569 | $6,589 | 3.09% |
| BISMARCK, ND (FHA|USDA|VA) | 129 | $34,735,000 | $269,264 | $4,627 | 2.99% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 86 | $32,760,000 | $380,930 | $6,875 | 2.82% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 101 | $30,445,000 | $301,436 | $3,700 | 3.04% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 120 | $28,750,000 | $239,583 | $5,969 | 3.09% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 117 | $27,555,000 | $235,513 | $5,293 | 3.27% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 67 | $27,375,000 | $408,582 | $5,150 | 3.07% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 121 | $25,695,000 | $212,355 | $3,743 | 2.92% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 73 | $24,535,000 | $336,096 | $6,575 | 3.20% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 154 | $24,400,000 | $158,442 | $4,073 | 2.46% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 49 | $23,725,000 | $484,184 | $6,484 | 2.90% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 88 | $23,400,000 | $265,909 | $4,454 | 2.90% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 101 | $23,085,000 | $228,564 | $5,212 | 3.38% |
| ODESSA, TX (FHA|USDA|VA) | 98 | $22,870,000 | $233,367 | $6,335 | 3.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 77 | $21,105,000 | $274,091 | $5,325 | 3.03% |
| EL CENTRO, CA (FHA|USDA|VA) | 87 | $20,725,000 | $238,218 | $5,654 | 3.11% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 92 | $19,630,000 | $213,370 | $5,546 | 3.20% |
| WACO, TX (FHA|USDA|VA) | 67 | $19,065,000 | $284,552 | $5,126 | 3.25% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 75 | $18,235,000 | $243,133 | $4,452 | 3.14% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 82 | $18,100,000 | $220,732 | $3,733 | 3.12% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 66 | $17,350,000 | $262,879 | $5,775 | 3.00% |
| EL PASO, TX (FHA|USDA|VA) | 70 | $16,440,000 | $234,857 | $6,986 | 2.98% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 59 | $16,135,000 | $273,475 | $5,114 | 3.12% |
| WICHITA, KS (FHA|USDA|VA) | 79 | $15,755,000 | $199,430 | $5,184 | 3.28% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 66 | $15,750,000 | $238,636 | $5,469 | 2.87% |
| Dickinson, ND (FHA|USDA|VA) | 64 | $15,630,000 | $244,219 | $4,954 | 2.87% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 28 | $14,430,000 | $515,357 | $7,794 | 2.82% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 57 | $13,645,000 | $239,386 | $5,796 | 3.17% |
| Sevierville, TN (FHA|USDA|VA) | 47 | $12,715,000 | $270,532 | $6,351 | 3.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 64 | $12,650,000 | $197,656 | $5,445 | 3.25% |
| STOCKTON, CA (FHA|USDA|VA) | 34 | $12,500,000 | $367,647 | $6,648 | 2.79% |
| MUSKEGON, MI (FHA|USDA|VA) | 63 | $12,365,000 | $196,270 | $4,005 | 3.32% |
| KNOXVILLE, TN (FHA|USDA|VA) | 48 | $12,190,000 | $253,958 | $5,876 | 3.32% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 23 | $12,085,000 | $525,435 | $4,558 | 2.93% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 38 | $11,750,000 | $309,211 | $4,794 | 3.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 38 | $11,640,000 | $306,316 | $8,501 | 2.84% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 44 | $11,600,000 | $263,636 | $5,686 | 2.89% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 50 | $11,330,000 | $226,600 | $4,238 | 3.17% |
| Granbury, TX (FHA|USDA|VA) | 40 | $11,040,000 | $276,000 | $6,751 | 3.18% |
| SANTA FE, NM (FHA|USDA|VA) | 30 | $11,040,000 | $368,000 | $6,907 | 3.08% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 48 | $10,810,000 | $225,208 | $4,887 | 3.25% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 31 | $10,775,000 | $347,581 | $7,807 | 3.23% |
| London, KY (FHA|USDA|VA) | 63 | $10,695,000 | $169,762 | $4,408 | 3.33% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 37 | $10,685,000 | $288,784 | $5,348 | 2.69% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 50 | $10,100,000 | $202,000 | $5,487 | 3.24% |
| FARGO, ND-MN (FHA|USDA|VA) | 41 | $10,055,000 | $245,244 | $4,062 | 2.96% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 39 | $10,035,000 | $257,308 | $4,713 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 48 | $9,820,000 | $204,583 | $4,108 | 2.89% |
| TUCSON, AZ (FHA|USDA|VA) | 37 | $9,615,000 | $259,865 | $4,609 | 2.93% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 40 | $9,470,000 | $236,750 | $4,614 | 3.04% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 28 | $9,410,000 | $336,071 | $6,169 | 3.05% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 43 | $9,275,000 | $215,698 | $4,470 | 3.13% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 34 | $8,700,000 | $255,882 | $6,053 | 3.04% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 46 | $8,240,000 | $179,130 | $4,649 | 3.36% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $8,180,000 | $272,667 | $5,468 | 2.98% |
| Frankfort, KY (FHA|USDA|VA) | 52 | $7,910,000 | $152,115 | $3,092 | 3.59% |
| SAVANNAH, GA (FHA|USDA|VA) | 32 | $7,860,000 | $245,625 | $5,765 | 3.39% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 32 | $7,520,000 | $235,000 | $7,953 | 3.17% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 20 | $7,140,000 | $357,000 | $5,852 | 3.18% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 29 | $7,015,000 | $241,897 | $6,211 | 2.99% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $6,960,000 | $217,500 | $5,156 | 2.94% |
| PUEBLO, CO (FHA|USDA|VA) | 22 | $6,930,000 | $315,000 | $6,740 | 3.10% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 23 | $6,825,000 | $296,739 | $6,764 | 3.12% |
| Torrington, CT (FHA|USDA|VA) | 30 | $6,780,000 | $226,000 | $6,320 | 3.18% |
| AKRON, OH (FHA|USDA|VA) | 32 | $6,690,000 | $209,063 | $5,535 | 2.99% |
| VALLEJO, CA (FHA|USDA|VA) | 18 | $6,670,000 | $370,556 | $4,685 | 2.91% |
| Gaffney, SC (FHA|USDA|VA) | 45 | $6,615,000 | $147,000 | $4,979 | 2.85% |
| MONROE, MI (FHA|USDA|VA) | 33 | $6,405,000 | $194,091 | $3,626 | 3.26% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 24 | $6,350,000 | $264,583 | $6,135 | 3.19% |
| Pottsville, PA (FHA|USDA|VA) | 45 | $6,305,000 | $140,111 | $4,111 | 3.47% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 18 | $6,250,000 | $347,222 | $7,142 | 2.93% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $6,175,000 | $268,478 | $5,822 | 3.19% |
| Plainview, TX (FHA|USDA|VA) | 34 | $6,090,000 | $179,118 | $4,980 | 3.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 21 | $5,955,000 | $283,571 | $5,256 | 3.12% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 18 | $5,920,000 | $328,889 | $6,714 | 2.89% |
| Holland, MI (FHA|USDA|VA) | 30 | $5,790,000 | $193,000 | $3,270 | 3.17% |
| RENO, NV (FHA|USDA|VA) | 16 | $5,740,000 | $358,750 | $5,414 | 3.08% |
| Somerset, KY (FHA|USDA|VA) | 28 | $5,570,000 | $198,929 | $4,521 | 3.42% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 10 | $5,170,000 | $517,000 | $8,059 | 2.97% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 16 | $5,040,000 | $315,000 | $8,497 | 3.26% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 22 | $4,980,000 | $226,364 | $4,152 | 3.02% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 17 | $4,945,000 | $290,882 | $6,319 | 3.35% |
| Show Low, AZ (FHA|USDA|VA) | 19 | $4,815,000 | $253,421 | $5,166 | 3.10% |
| PANAMA CITY, FL (FHA|USDA|VA) | 17 | $4,615,000 | $271,471 | $7,907 | 2.78% |
| El Campo, TX (FHA|USDA|VA) | 16 | $4,410,000 | $275,625 | $4,329 | 3.25% |
| Danville, KY (FHA|USDA|VA) | 29 | $4,145,000 | $142,931 | $3,552 | 3.42% |
| CLEVELAND, TN (FHA|USDA|VA) | 13 | $4,115,000 | $316,538 | $3,234 | 3.31% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 11 | $3,985,000 | $362,273 | $6,650 | 3.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 18 | $3,940,000 | $218,889 | $4,504 | 2.80% |
| MORRISTOWN, TN (FHA|USDA|VA) | 16 | $3,910,000 | $244,375 | $5,009 | 3.42% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $3,895,000 | $299,615 | $8,907 | 2.96% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $4,522 | 3.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 14 | $3,870,000 | $276,429 | $4,156 | 3.05% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 21 | $3,855,000 | $183,571 | $3,818 | 3.18% |
| Williston, ND (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $4,964 | 2.88% |
| Big Spring, TX (FHA|USDA|VA) | 21 | $3,785,000 | $180,238 | $4,842 | 3.41% |
| ASHEVILLE, NC (FHA|USDA|VA) | 11 | $3,775,000 | $343,182 | $4,799 | 3.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 14 | $3,750,000 | $267,857 | $4,509 | 2.98% |
| MADERA, CA (FHA|USDA|VA) | 12 | $3,730,000 | $310,833 | $6,639 | 3.06% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 9 | $3,605,000 | $400,556 | $5,248 | 3.08% |
| Cañon City, CO (FHA|USDA|VA) | 11 | $3,515,000 | $319,545 | $4,543 | 2.96% |
| Mount Sterling, KY (FHA|USDA|VA) | 19 | $3,445,000 | $181,316 | $4,124 | 3.32% |
| Greeneville, TN (FHA|USDA|VA) | 18 | $3,440,000 | $191,111 | $3,254 | 3.34% |
| MEDFORD, OR (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $3,886 | 2.84% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $3,300,000 | $550,000 | $12,724 | 3.06% |
| Orangeburg, SC (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $4,669 | 3.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $3,135,000 | $209,000 | $4,837 | 3.07% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $4,595 | 3.08% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $3,090,000 | $386,250 | $6,136 | 3.02% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 14 | $3,060,000 | $218,571 | $7,401 | 3.04% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 14 | $3,020,000 | $215,714 | $3,488 | 2.68% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,990,000 | $249,167 | $3,746 | 3.22% |
| COLUMBUS, OH (FHA|USDA|VA) | 13 | $2,965,000 | $228,077 | $4,422 | 3.37% |
| Levelland, TX (FHA|USDA|VA) | 14 | $2,960,000 | $211,429 | $4,973 | 3.17% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 13 | $2,935,000 | $225,769 | $5,089 | 2.92% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $5,824 | 3.15% |
| AMARILLO, TX (FHA|USDA|VA) | 12 | $2,870,000 | $239,167 | $4,084 | 3.08% |
| SAN ANGELO, TX (FHA|USDA|VA) | 11 | $2,765,000 | $251,364 | $4,570 | 3.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $6,747 | 3.09% |
| Andrews, TX (FHA|USDA|VA) | 10 | $2,740,000 | $274,000 | $5,163 | 3.26% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $2,670,000 | $222,500 | $3,945 | 3.25% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $2,590,000 | $215,833 | $6,327 | 3.57% |
| RICHMOND, VA (FHA|USDA|VA) | 7 | $2,475,000 | $353,571 | $4,510 | 3.23% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $4,114 | 3.38% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $2,440,000 | $305,000 | $9,731 | 2.80% |
| READING, PA (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $6,891 | 3.08% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $4,973 | 2.79% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $5,244 | 3.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $5,642 | 3.08% |
| Willmar, MN (FHA|USDA|VA) | 14 | $2,300,000 | $164,286 | $2,857 | 3.00% |
| Stephenville, TX (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $6,235 | 3.11% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $6,340 | 3.42% |
| Traverse City, MI (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $4,637 | 3.10% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $2,125,000 | $2,125,000 | $18,627 | 3.25% |
| Mountain Home, ID (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $8,312 | 3.16% |
| LINCOLN, NE (FHA|USDA|VA) | 11 | $2,065,000 | $187,727 | $3,351 | 2.81% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $2,040,000 | $340,000 | $6,168 | 3.31% |
| Bonham, TX (FHA|USDA|VA) | 7 | $2,025,000 | $289,286 | $8,001 | 3.05% |
| RAPID CITY, SD (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $6,884 | 2.75% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,000,000 | $333,333 | $5,661 | 3.37% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $6,472 | 3.20% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $6,977 | 2.98% |
| Corsicana, TX (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $5,973 | 2.96% |
| Fremont, NE (FHA|USDA|VA) | 16 | $1,920,000 | $120,000 | $2,796 | 2.72% |
| Lewisburg, TN (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $4,030 | 2.89% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $5,281 | 2.89% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $7,097 | 2.80% |
| DALTON, GA (FHA|USDA|VA) | 9 | $1,825,000 | $202,778 | $3,064 | 3.18% |
| Key West, FL (FHA|USDA|VA) | 4 | $1,820,000 | $455,000 | $9,990 | 2.78% |
| ABILENE, TX (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $4,377 | 2.99% |
| Lamesa, TX (FHA|USDA|VA) | 13 | $1,805,000 | $138,846 | $4,597 | 3.24% |
| Payson, AZ (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $3,765 | 3.26% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $4,414 | 3.37% |
| Brownwood, TX (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $4,422 | 3.18% |
| LaGrange, GA-AL (FHA|USDA|VA) | 6 | $1,790,000 | $298,333 | $4,717 | 3.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $1,760,000 | $440,000 | $5,369 | 3.37% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $3,637 | 2.97% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 7 | $1,745,000 | $249,286 | $3,438 | 2.93% |
| MADISON, WI (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $1,571 | 3.09% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $5,475 | 3.30% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $5,209 | 3.06% |
| Ruidoso, NM (FHA|USDA|VA) | 4 | $1,670,000 | $417,500 | $3,426 | 2.78% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $1,645,000 | $235,000 | $5,955 | 2.96% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $5,528 | 2.79% |
| Rockport, TX (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $4,723 | 3.07% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $8,425 | 3.07% |
| Kalispell, MT (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $6,653 | 3.18% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $3,619 | 3.21% |
| TYLER, TX (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $5,327 | 3.04% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $4,960 | 3.37% |
| Snyder, TX (FHA|USDA|VA) | 8 | $1,550,000 | $193,750 | $4,759 | 3.37% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,535,000 | $307,000 | $6,948 | 2.95% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $4,395 | 3.15% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,894 | 3.06% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,743 | 3.48% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $3,509 | 2.93% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $6,936 | 3.40% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,740 | 3.16% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $5,168 | 3.25% |
| STAUNTON, VA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,017 | 3.15% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $5,059 | 3.48% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $4,066 | 3.23% |
| MIDLAND, MI (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $5,817 | 3.04% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,760 | 3.08% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,425 | 3.15% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,232 | 2.53% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $6,881 | 3.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,167 | 2.73% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $4,060 | 3.21% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $4,403 | 2.84% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $6,205 | 2.83% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $9,447 | 3.19% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $4,377 | 3.20% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $3,599 | 2.89% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $5,869 | 3.13% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $1,850 | 3.34% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $3,943 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $5,896 | 2.92% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $6,397 | 2.78% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $4,325 | 2.78% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $6,040 | 3.71% |
| TWIN FALLS, ID (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $7,767 | 3.06% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $7,426 | 3.19% |
| Rolla, MO (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $1,844 | 3.33% |
| SALEM, OR (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $4,837 | 2.79% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $2,545 | 2.33% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,558 | 2.97% |
| Pahrump, NV (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $10,141 | 3.50% |
| Cadillac, MI (FHA|USDA|VA) | 7 | $985,000 | $140,714 | $3,977 | 3.34% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $1,417 | 2.42% |
| LYNCHBURG, VA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $5,126 | 3.03% |
| Durango, CO (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,763 | 2.75% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $2,996 | 2.84% |
| Sanford, NC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,689 | 3.28% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,726 | 3.77% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,588 | 3.10% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $6,304 | 3.22% |
| NILES, MI (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $1,438 | 3.09% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,987 | 2.78% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $2,699 | 3.09% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,162 | 3.09% |
| Big Rapids, MI (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,389 | 3.31% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $3,405 | 3.03% |
| Sonora, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,106 | 2.96% |
| Seneca, SC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,778 | 2.91% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $5,097 | 2.58% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $4,429 | 3.29% |
| Española, NM (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $4,791 | 2.88% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $12,856 | 3.63% |
| Shelton, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $6,208 | 2.75% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $8,550 | 2.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $3,341 | 3.81% |
| Edwards, CO (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $11,123 | 2.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $5,511 | 3.25% |
| Outside of Metro Areas | 2 | $810,000 | $405,000 | $7,577 | 2.69% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $7,402 | 2.94% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $3,875 | 2.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,048 | 2.92% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,376 | 3.75% |
| MERCED, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,524 | 2.71% |
| Union, SC (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,226 | 3.31% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,293 | 2.96% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,520 | 3.04% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $9,667 | 3.87% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,806 | 2.88% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,738 | 3.06% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,506 | 2.81% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,372 | 3.44% |
| DOTHAN, AL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,311 | 2.79% |
| CASPER, WY (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $6,514 | 2.88% |
| Lebanon, MO (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $2,536 | 2.44% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,457 | 2.67% |
| Findlay, OH (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,748 | 3.19% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,840 | 3.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $6,649 | 2.80% |
| Shelby, NC (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,596 | 3.37% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,592 | 3.31% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $4,685 | 3.03% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,045 | 3.09% |
| ANN ARBOR, MI (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $3,861 | 2.87% |
| Klamath Falls, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,623 | 3.00% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $13,699 | 2.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,149 | 2.56% |
| Farmington, MO (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $6,013 | 2.92% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,800 | 3.93% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,860 | 3.13% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $3,616 | 2.81% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,905 | 2.62% |
| Ludington, MI (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,480 | 3.31% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,756 | 3.25% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,372 | 3.69% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $3,761 | 3.25% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $1,936 | 3.29% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,914 | 3.38% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,118 | 2.94% |
| Poplar Bluff, MO (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,533 | 3.00% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,932 | 3.19% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,196 | 2.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,319 | 2.25% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $13,208 | 2.75% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,513 | 3.49% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,288 | 2.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $7,054 | 2.99% |
| Taos, NM (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $965 | 2.25% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $4,273 | 2.99% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,176 | 3.33% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $3,507 | 3.00% |
| Forest City, NC (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,472 | 3.21% |
| OCALA, FL (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,723 | 2.96% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $13,114 | 2.99% |
| Malvern, AR (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $3,493 | 3.22% |
| ST. GEORGE, UT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,517 | 3.13% |
| Shawano, WI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $1,834 | 2.31% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $1,887 | 3.38% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,984 | 2.92% |
| ROCKFORD, IL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $3,237 | 3.28% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,415 | 2.81% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,279 | 2.94% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,869 | 3.06% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,205 | 3.31% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,085 | 3.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,575 | 3.06% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,945 | 3.46% |
| Athens, TN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $2,718 | 3.31% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,177 | 2.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $2,680 | 3.25% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,527 | 3.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,160 | 3.25% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,687 | 2.62% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,814 | 2.69% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,107 | 2.50% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $6,753 | 3.25% |
| Danville, VA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,024 | 2.94% |
| DOVER, DE (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,397 | 2.75% |
| Newberry, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,365 | 2.75% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,621 | 3.50% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,508 | 2.75% |
| Berlin, NH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $13,023 | 2.50% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,422 | 2.75% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,619 | 2.63% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,435 | 3.25% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $1,109 | 2.67% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,996 | 2.99% |
| Branson, MO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,555 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,014 | 3.13% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,591 | 2.88% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,283 | 3.37% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,445 | 3.00% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,646 | 3.12% |
| Dublin, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $1,836 | 2.81% |
| AMES, IA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $1,959 | 3.00% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,668 | 3.50% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,509 | 3.25% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $1,419 | 3.50% |
| Paris, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,700 | 2.88% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,167 | 2.25% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,150 | 3.19% |
| LIMA, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,144 | 2.81% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,997 | 3.25% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,521 | 2.50% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,799 | 2.87% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,120 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,251 | 2.75% |
| Dixon, IL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $11,704 | 3.13% |
| Waycross, GA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,011 | 3.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,892 | 2.99% |
| TULSA, OK (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,049 | 3.56% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $550 | 3.25% |
| Bay City, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,528 | 2.63% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,123 | 2.63% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,571 | 3.75% |
| Dayton, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,093 | 3.63% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,323 | 3.25% |
| Brenham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $6,511 | 3.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,410 | 2.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,021 | 2.99% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,091 | 4.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,983 | 3.44% |
| Paducah, KY-IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,595 | 3.25% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,679 | 2.88% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $2,089 | 3.04% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,386 | 3.38% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,268 | 2.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,666 | 2.88% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,030 | 3.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,395 | 3.99% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,265 | 2.99% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,997 | 3.19% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,121 | 2.93% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,968 | 4.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,012 | 2.63% |
| Paragould, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,470 | 2.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,218 | 2.38% |
| DuBois, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,969 | 3.25% |
| Vernon, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,794 | 3.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,994 | 3.13% |
| Kearney, NE (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,959 | 2.56% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,788 | 3.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,085 | 2.75% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,440 | 3.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,284 | 3.13% |
| Sterling, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,987 | 3.49% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,764 | 3.63% |
| Albertville, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,985 | 3.63% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,725 | 3.88% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,924 | 3.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,714 | 2.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,331 | 2.25% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,462 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,184 | 2.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,820 | 2.99% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,871 | 2.49% |
| Pampa, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,933 | 3.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $763 | 3.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,023 | 3.13% |
| Madison, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,736 | 3.50% |
| Winfield, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,495 | 2.63% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,934 | 3.49% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,031 | 3.00% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,245 | 3.38% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,985 | 2.99% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,052 | 3.13% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,392 | 2.49% |
| Easton, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,792 | 3.63% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,192 | 2.88% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,930 | 4.13% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,313 | 2.38% |
| Sayre, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,500 | 4.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,040 | 4.00% |
| Paris, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $5,355 | 4.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,480 | 3.49% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,768 | 3.99% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,516 | 3.50% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,726 | 3.63% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,078 | 3.25% |
| Dumas, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,423 | 2.99% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,274 | 3.13% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,774 | 3.38% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,197 | 3.00% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,389 | 3.50% |
| Centralia, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,182 | 2.99% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,340 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,369 | 3.49% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,792 | 3.99% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,878 | 3.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,861 | 2.13% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,322 | 3.49% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,943 | 2.88% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,862 | 3.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.00% |
| Alpena, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,575 | 3.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,743 | 3.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,418 | 3.25% |
| Sweetwater, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,051 | 3.38% |
| Maysville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,804 | 3.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,253 | 3.38% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,260 | 1.99% |
| Seymour, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,042 | 3.25% |
| Pella, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,357 | 3.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $685 | 2.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $1,516 | 2.99% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,600 | 3.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,835 | 3.12% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,838 | 4.00% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,195 | 4.38% |
| Wabash, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,940 | 3.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,783 | 2.25% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,394 | 3.38% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,924 | 2.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,596 | 2.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,223 | 3.38% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $739 | 3.25% |
| Duncan, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $501 | 3.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $765 | 2.63% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,228 | 3.13% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,913 | 2.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,189 | 2.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,226 | 2.50% |
| Platteville, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,499 | 3.50% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,328 | 3.25% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,299 | 3.63% |
| Fremont, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,440 | 3.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,266 | 4.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,198 | 4.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,218 | 4.38% |
Ark-la-tex Financial Services .'s top markets include Houston, Dallas, Los Angeles, Austin, and Phoenix among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 16,513 | $4,651,515,000 | $281,688 | $4,322 | 3.14% |
| VA | 3,863 | $1,306,035,000 | $338,088 | $6,960 | 2.86% |
| FHA | 3,831 | $924,205,000 | $241,244 | $7,411 | 3.23% |
| USDA | 453 | $81,205,000 | $179,260 | $4,443 | 3.20% |
For the 2021 period, Ark-la-tex Financial Services .'s most frequently originated loan type of loans were Conventional, with 16,513 originations. Their 2nd most popular type is VA, with 3,863 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 15,720 | $4,415,740,000 | $280,899 | $5,460 | 3.18% |
| Refi | 5,578 | $1,564,850,000 | $280,540 | $4,332 | 2.88% |
| Cash Out Refi | 3,358 | $979,750,000 | $291,766 | $5,572 | 3.19% |
| Home Improvement | 4 | $2,620,000 | $655,000 | $8,489 | 3.53% |
For the 2021, Ark-la-tex Financial Services .'s most frequently cited loan purpose of loans were Home Purchase, with 15,720 originations. The 2nd most popular reason of loans were Refi, with 5,578 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 21,864 | $6,348,030,000 | $290,342 | $5,399 | 3.17% |
| 15 Year | 1,915 | $443,445,000 | $231,564 | $3,947 | 2.56% |
| 20 Year | 435 | $103,995,000 | $239,069 | $4,264 | 2.91% |
| 10 Year | 219 | $10,135,000 | $46,279 | $1,034 | 2.85% |
| Other | 196 | $53,710,000 | $274,031 | $4,538 | 2.95% |
| 5 Year | 25 | $285,000 | $11,400 | $57 | 0.26% |
| 30+ year | 6 | $3,360,000 | $560,000 | $9,884 | 3.42% |
For the 2021, Ark-la-tex Financial Services .'s most frequently cited loan length of loans were 30 Year, with 21,864 originations. The 2nd most popular length of loans were 15 Year, with 1,915 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 9,120 | $2,507,060,000 | $274,897 |
| $1k-2k | 8,340 | $2,270,190,000 | $272,205 |
| $2k-3k | 2,937 | $744,445,000 | $253,471 |
| $3k-4k | 2,643 | $755,125,000 | $285,708 |
| $5k+ | 1,551 | $673,385,000 | $434,162 |
$5,399 of loans were Ark-la-tex Financial Services .'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 9,120 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 12,631 | $3,420,865,000 | $270,831 |
| 2.5-3% | 8,388 | $2,550,460,000 | $304,061 |
| <2.5% | 2,778 | $818,870,000 | $294,770 |
| 4-5% | 778 | $171,260,000 | $220,129 |
| 5-6% | 83 | $1,125,000 | $13,554 |
| 6-7% | 2 | $380,000 | $190,000 |
During 2021, Ark-la-tex Financial Services .'s average interest rate of loans were 3.17%, while their most frequently originated rate bucket of loans were 3-4%, with 12,631 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 12,983 | $3,672,115,000 | $282,840 | $5,395 | 3.11% |
| $100k-200k | 6,369 | $1,000,045,000 | $157,018 | $3,987 | 3.19% |
| $400k-600k | 3,301 | $1,585,715,000 | $480,374 | $6,561 | 3.01% |
| $100,000 or less | 1,212 | $80,640,000 | $66,535 | $2,616 | 3.10% |
| $600k-1MM | 716 | $517,070,000 | $722,165 | $9,862 | 2.97% |
| $1MM+ | 79 | $107,375,000 | $1,359,177 | $16,092 | 2.95% |
2021 saw Ark-la-tex Financial Services . place emphasis on $200k-400k loans with 12,983 originations, totaling $3,672,115,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $50k-75k | 5,936 | $1,318,900,000 | $222,187 | $5,083 | 3.17% |
| $100k-150k | 5,414 | $1,751,700,000 | $323,550 | $5,586 | 3.11% |
| $75k-100k | 4,685 | $1,254,525,000 | $267,775 | $5,414 | 3.16% |
| $50k or less | 3,861 | $724,215,000 | $187,572 | $4,147 | 3.03% |
| $150k-250k | 3,214 | $1,250,320,000 | $389,023 | $5,718 | 3.09% |
| $250k+ | 1,171 | $553,355,000 | $472,549 | $5,966 | 3.11% |
Ark-la-tex Financial Services . lent most frequently to those with incomes in the $50k-75k range, with 5,936 originations. The second most popular income band? $100k-150k, with 5,414 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 4,792 | $1,300,830,000 | $271,459 | $4,561 | 3.07% |
| 30-36% | 4,536 | $1,276,520,000 | $281,420 | $4,920 | 3.14% |
| <20% | 1,473 | $375,175,000 | $254,701 | $4,130 | 2.98% |
| 50-60% | 1,270 | $380,500,000 | $299,606 | $8,205 | 3.16% |
| 44% | 1,106 | $314,670,000 | $284,512 | $5,279 | 3.24% |
| 43% | 939 | $265,315,000 | $282,551 | $5,423 | 3.18% |
| 39% | 934 | $267,130,000 | $286,006 | $5,103 | 3.18% |
| 42% | 901 | $262,305,000 | $291,127 | $5,320 | 3.20% |
| 38% | 895 | $253,695,000 | $283,458 | $5,220 | 3.16% |
| 41% | 882 | $243,100,000 | $275,624 | $5,283 | 3.22% |
| 40% | 875 | $241,975,000 | $276,543 | $5,334 | 3.19% |
| 37% | 859 | $243,535,000 | $283,510 | $5,482 | 3.16% |
| 36% | 806 | $227,150,000 | $281,824 | $5,000 | 3.14% |
| 49% | 765 | $221,685,000 | $289,784 | $5,776 | 3.18% |
| 45% | 728 | $212,230,000 | $291,525 | $5,966 | 3.19% |
| 48% | 646 | $196,680,000 | $304,458 | $6,020 | 3.20% |
| 46% | 633 | $180,985,000 | $285,916 | $6,009 | 3.15% |
| 47% | 590 | $169,660,000 | $287,559 | $5,892 | 3.18% |
| >60% | 43 | $19,135,000 | $445,000 | $10,024 | 2.87% |
Ark-la-tex Financial Services . lent most frequently to those with DTI ratios of 20-30%, with 4,792 originations. The next most common DTI ratio? 30-36%, with 4,536 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 18,077 | $5,045,645,000 | $279,120 | $5,164 | 3.12% |
| Not provided | 3,715 | $1,093,475,000 | $294,341 | $5,254 | 3.10% |
| Black | 1,759 | $470,215,000 | $267,319 | $5,784 | 3.14% |
| Asian | 892 | $288,360,000 | $323,274 | $4,990 | 3.06% |
| American Indian | 139 | $43,095,000 | $310,036 | $5,826 | 3.03% |
| Native Hawaiian | 62 | $17,350,000 | $279,839 | $5,691 | 2.99% |
| Asian Indian | 6 | $2,430,000 | $405,000 | $5,226 | 3.06% |
| Other Asian | 3 | $665,000 | $221,667 | $4,800 | 3.67% |
| Other Pacific Islander | 2 | $580,000 | $290,000 | $5,285 | 3.00% |
| Chinese | 3 | $495,000 | $165,000 | $3,438 | 2.83% |
| Korean | 1 | $445,000 | $445,000 | $2,742 | 2.99% |
| Vietnamese | 1 | $205,000 | $205,000 | $8,550 | 3.00% |
Approval Rates
Total approvals of all applications92.95%
Ark-la-tex Financial Services . has an average approval rate.
Pick Rate
Approvals leading to origination76.79%
Ark-la-tex Financial Services . has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,660 | $6,962,960,000 | $282,358 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,660 | $6,962,960,000 | $282,358 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 696 | $142,900,000 | $205,316 | $3,976 | 2.88% |
| 40-60% | 2,398 | $658,760,000 | $274,712 | $4,327 | 2.95% |
| 60-80% | 7,002 | $2,055,960,000 | $293,625 | $4,754 | 3.17% |
| 80-100% | 13,447 | $3,790,305,000 | $281,870 | $5,300 | 3.15% |
| Over 100% | 856 | $306,960,000 | $358,598 | $12,481 | 2.93% |
| Under 20% | 261 | $8,075,000 | $30,939 | $712 | 2.45% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Ark-La-Tex Financial Services, LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 20.0% |
| Ark-La-Tex Financial Services, LLC | Conventional home mortgage | Trouble during payment process | 2 | 20.0% |
| Ark-La-Tex Financial Services, LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| Ark-La-Tex Financial Services, LLC | FHA mortgage | Trouble during payment process | 1 | 10.0% |
| Ark-La-Tex Financial Services, LLC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 10.0% |
| Ark-La-Tex Financial Services, LLC | VA mortgage | Closing on a mortgage | 1 | 10.0% |
| Ark-La-Tex Financial Services, LLC | VA mortgage | Trouble during payment process | 2 | 20.0% |
