Ark-la-tex Financial Services Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 5493001GDRY0EL7VG372
Tax ID: 75-2838184
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 127 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ark-la-tex Financial Services is a mid-sized mortgage company specializing in Home Purchase loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, San Antonio, Austin, and Los Angeles among others. We have data for 553 markets. (Some data included below & more in-depth data is available with an active subscription.)Ark-la-tex Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 4/5/25 |
| 30 Year Conventional Refi | 7.01% | 4/5/25 |
| 30 Year Cash-out Refi | 7.28% | 4/5/25 |
| 30 Year FHA Purchase | 7.09% | 4/5/25 |
| 30 Year FHA Refi | 7.10% | 4/5/25 |
| 30 Year VA Purchase | 6.40% | 4/5/25 |
| 30 Year VA Refi | 6.17% | 4/5/25 |
| 30 Year USDA Purchase | 7.07% | 4/5/25 |
| 30 Year USDA Refi | 6.65% | 4/5/25 |
| 15 Year Conventional Purchase | 4.69% | 4/5/25 |
| 15 Year Conventional Refi | 5.93% | 4/5/25 |
| 15 Year Cash-out Refi | 5.93% | 4/5/25 |
| 15 Year FHA Purchase | 6.26% | 4/5/25 |
| 15 Year VA Purchase | 5.63% | 4/5/25 |
| 15 Year VA Refi | 5.45% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ark-la-tex Financial Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
16,232Origination Dollar Volume (All Markets)
$5,199,580,000Awards
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ARK-LA-TEX FINANCIAL SERVICES - 2024
ARK-LA-TEX FINANCIAL SERVICES is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Ark-la-tex Financial Services's average 30 year fixed mortgage rate was
6.51%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.04%.
Relative Fees (Closing Costs)
Ark-la-tex Financial Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,436.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,667 | $641,045,000 | $384,550 | $7,548 | 6.63% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,506 | $469,200,000 | $311,554 | $6,858 | 5.90% |
| Outside of Metro Areas | 848 | $220,620,000 | $260,165 | $6,912 | 6.64% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 456 | $139,340,000 | $305,570 | $8,335 | 5.86% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 299 | $137,575,000 | $460,117 | $6,975 | 6.57% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 205 | $118,025,000 | $575,732 | $14,864 | 6.32% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 404 | $109,820,000 | $271,832 | $5,654 | 6.57% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 329 | $109,695,000 | $333,419 | $5,851 | 6.67% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 471 | $102,265,000 | $217,123 | $4,459 | 5.35% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 286 | $87,050,000 | $304,371 | $8,623 | 6.88% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 264 | $83,720,000 | $317,121 | $4,740 | 6.68% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 187 | $79,485,000 | $425,053 | $7,077 | 6.72% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 181 | $77,305,000 | $427,099 | $10,538 | 6.37% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 200 | $73,450,000 | $367,250 | $8,091 | 6.55% |
| LUBBOCK, TX (FHA|USDA|VA) | 261 | $64,945,000 | $248,831 | $5,657 | 6.56% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 199 | $61,995,000 | $311,533 | $6,710 | 6.70% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 150 | $60,610,000 | $404,067 | $9,305 | 6.81% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 179 | $55,755,000 | $311,480 | $5,903 | 6.78% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 133 | $54,835,000 | $412,293 | $11,741 | 6.35% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 167 | $54,595,000 | $326,916 | $6,604 | 6.32% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 106 | $52,170,000 | $492,170 | $12,241 | 6.60% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 125 | $51,935,000 | $415,480 | $8,919 | 6.54% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 97 | $46,025,000 | $474,485 | $8,865 | 6.63% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 202 | $45,950,000 | $227,475 | $4,806 | 6.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 111 | $43,825,000 | $394,820 | $6,137 | 6.30% |
| SPARTANBURG, SC (FHA|USDA|VA) | 195 | $42,645,000 | $218,692 | $5,559 | 6.14% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 70 | $42,430,000 | $606,143 | $12,858 | 6.84% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 90 | $42,190,000 | $468,778 | $9,095 | 6.85% |
| KNOXVILLE, TN (FHA|USDA|VA) | 128 | $40,190,000 | $313,984 | $7,661 | 6.55% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 149 | $40,095,000 | $269,094 | $7,854 | 6.51% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 115 | $39,465,000 | $343,174 | $10,303 | 6.52% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 124 | $39,140,000 | $315,645 | $5,260 | 6.57% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 99 | $38,125,000 | $385,101 | $11,290 | 6.70% |
| MIDLAND, TX (FHA|USDA|VA) | 116 | $37,050,000 | $319,397 | $7,886 | 6.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 179 | $36,025,000 | $201,257 | $7,149 | 6.66% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 95 | $35,855,000 | $377,421 | $7,913 | 6.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 103 | $35,155,000 | $341,311 | $9,034 | 6.55% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 84 | $33,990,000 | $404,643 | $8,352 | 6.82% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 63 | $28,715,000 | $455,794 | $8,807 | 6.94% |
| LOUISVILLE, KY (FHA|USDA|VA) | 125 | $28,195,000 | $225,560 | $4,946 | 6.63% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 73 | $27,395,000 | $375,274 | $5,250 | 6.89% |
| BATON ROUGE, LA (FHA|USDA|VA) | 130 | $26,540,000 | $204,154 | $5,132 | 6.39% |
| Richmond-Berea, KY (FHA|USDA|VA) | 113 | $26,195,000 | $231,814 | $4,876 | 6.55% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 59 | $25,015,000 | $423,983 | $6,666 | 6.49% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 119 | $24,775,000 | $208,193 | $5,284 | 6.43% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 79 | $24,725,000 | $312,975 | $8,941 | 6.45% |
| Minot, ND (FHA|USDA|VA) | 90 | $24,450,000 | $271,667 | $5,805 | 5.97% |
| BOISE CITY, ID (FHA|USDA|VA) | 60 | $24,240,000 | $404,000 | $9,771 | 6.53% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 59 | $22,755,000 | $385,678 | $9,674 | 6.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 40 | $22,180,000 | $554,500 | $14,216 | 6.65% |
| FRESNO, CA (FHA|USDA|VA) | 64 | $22,150,000 | $346,094 | $8,967 | 6.33% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 66 | $21,650,000 | $328,030 | $10,588 | 6.32% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 84 | $20,550,000 | $244,643 | $5,911 | 5.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 70 | $20,090,000 | $287,000 | $5,057 | 6.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 68 | $19,600,000 | $288,235 | $7,124 | 6.83% |
| ANCHORAGE, AK (FHA|USDA|VA) | 48 | $19,180,000 | $399,583 | $10,212 | 6.61% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 46 | $19,020,000 | $413,478 | $7,714 | 6.57% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 72 | $18,380,000 | $255,278 | $5,549 | 7.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 51 | $17,645,000 | $345,980 | $8,817 | 6.71% |
| BISMARCK, ND (FHA|USDA|VA) | 61 | $17,305,000 | $283,689 | $5,452 | 6.34% |
| WICHITA, KS (FHA|USDA|VA) | 75 | $17,065,000 | $227,533 | $6,620 | 6.85% |
| TOLEDO, OH (FHA|USDA|VA) | 95 | $16,625,000 | $175,000 | $4,673 | 6.77% |
| LAFAYETTE, LA (FHA|USDA|VA) | 79 | $16,535,000 | $209,304 | $7,237 | 6.40% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 45 | $16,535,000 | $367,444 | $10,861 | 6.54% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 69 | $16,175,000 | $234,420 | $7,518 | 6.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 60 | $15,250,000 | $254,167 | $7,077 | 6.43% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 66 | $14,960,000 | $226,667 | $6,353 | 6.94% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 42 | $14,480,000 | $344,762 | $8,961 | 6.68% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 47 | $14,385,000 | $306,064 | $6,154 | 6.69% |
| Dickinson, ND (FHA|USDA|VA) | 52 | $14,260,000 | $274,231 | $5,491 | 6.50% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 59 | $14,245,000 | $241,441 | $6,122 | 6.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 50 | $13,700,000 | $274,000 | $7,691 | 6.34% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $13,065,000 | $568,043 | $12,350 | 5.80% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 34 | $12,980,000 | $381,765 | $6,876 | 6.89% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 45 | $12,875,000 | $286,111 | $5,645 | 6.62% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 34 | $12,560,000 | $369,412 | $8,237 | 6.48% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 35 | $12,405,000 | $354,429 | $8,717 | 6.63% |
| ST. GEORGE, UT (FHA|USDA|VA) | 30 | $12,370,000 | $412,333 | $7,269 | 6.94% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 33 | $12,345,000 | $374,091 | $9,717 | 6.59% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 52 | $12,330,000 | $237,115 | $5,913 | 6.80% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 21 | $12,065,000 | $574,524 | $12,590 | 6.46% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 31 | $11,425,000 | $368,548 | $6,258 | 6.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 34 | $11,270,000 | $331,471 | $8,709 | 6.31% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $11,125,000 | $483,696 | $8,665 | 6.55% |
| London, KY (FHA|USDA|VA) | 61 | $10,825,000 | $177,459 | $3,989 | 6.71% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 34 | $10,700,000 | $314,706 | $9,509 | 6.17% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 26 | $10,470,000 | $402,692 | $10,287 | 6.51% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 39 | $9,945,000 | $255,000 | $9,344 | 5.80% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 22 | $9,790,000 | $445,000 | $14,564 | 6.47% |
| COLUMBUS, OH (FHA|USDA|VA) | 37 | $9,655,000 | $260,946 | $5,344 | 6.82% |
| Montrose, CO (FHA|USDA|VA) | 30 | $9,300,000 | $310,000 | $5,319 | 6.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 21 | $9,235,000 | $439,762 | $10,555 | 6.95% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 40 | $8,810,000 | $220,250 | $6,698 | 6.64% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 32 | $8,800,000 | $275,000 | $7,486 | 6.69% |
| RACINE, WI (FHA|USDA|VA) | 33 | $8,655,000 | $262,273 | $5,925 | 6.68% |
| LaGrange, GA-AL (FHA|USDA|VA) | 36 | $8,630,000 | $239,722 | $8,607 | 6.03% |
| Huntsville, TX (FHA|USDA|VA) | 34 | $8,480,000 | $249,412 | $6,040 | 6.00% |
| DOVER, DE (FHA|USDA|VA) | 22 | $7,990,000 | $363,182 | $10,918 | 6.55% |
| PROVO-OREM, UT (FHA|USDA|VA) | 20 | $7,950,000 | $397,500 | $7,668 | 6.84% |
| Frankfort, KY (FHA|USDA|VA) | 42 | $7,890,000 | $187,857 | $5,055 | 6.11% |
| MADISON, WI (FHA|USDA|VA) | 21 | $7,755,000 | $369,286 | $7,795 | 6.59% |
| PITTSBURGH, PA (FHA|USDA|VA) | 35 | $7,565,000 | $216,143 | $8,661 | 6.52% |
| MUSKEGON, MI (FHA|USDA|VA) | 31 | $7,415,000 | $239,194 | $4,851 | 6.67% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $7,325,000 | $348,810 | $8,410 | 5.89% |
| BEND, OR (FHA|USDA|VA) | 16 | $7,320,000 | $457,500 | $8,462 | 6.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 34 | $7,310,000 | $215,000 | $5,904 | 5.53% |
| EL CENTRO, CA (FHA|USDA|VA) | 26 | $7,240,000 | $278,462 | $10,103 | 5.93% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 42 | $6,990,000 | $166,429 | $4,509 | 6.85% |
| Granbury, TX (FHA|USDA|VA) | 22 | $6,920,000 | $314,545 | $6,941 | 6.82% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 24 | $6,690,000 | $278,750 | $7,315 | 6.61% |
| WACO, TX (FHA|USDA|VA) | 24 | $6,680,000 | $278,333 | $6,012 | 7.02% |
| RENO, NV (FHA|USDA|VA) | 18 | $6,670,000 | $370,556 | $10,331 | 6.41% |
| NAPA, CA (FHA|USDA|VA) | 11 | $6,515,000 | $592,273 | $9,830 | 6.36% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 18 | $6,470,000 | $359,444 | $6,917 | 6.75% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 22 | $6,350,000 | $288,636 | $7,359 | 6.59% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $6,295,000 | $484,231 | $7,527 | 6.78% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 19 | $5,835,000 | $307,105 | $7,294 | 6.50% |
| SALEM, OR (FHA|USDA|VA) | 16 | $5,810,000 | $363,125 | $8,126 | 6.77% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 19 | $5,675,000 | $298,684 | $6,235 | 6.61% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 18 | $5,650,000 | $313,889 | $9,721 | 6.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 19 | $5,485,000 | $288,684 | $7,800 | 6.53% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 13 | $5,465,000 | $420,385 | $8,064 | 6.78% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $5,225,000 | $401,923 | $4,204 | 6.52% |
| CLEVELAND, TN (FHA|USDA|VA) | 18 | $5,160,000 | $286,667 | $6,121 | 6.69% |
| Holland, MI (FHA|USDA|VA) | 14 | $5,080,000 | $362,857 | $4,695 | 6.63% |
| GREELEY, CO (FHA|USDA|VA) | 12 | $5,030,000 | $419,167 | $7,130 | 6.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 17 | $5,025,000 | $295,588 | $10,229 | 6.15% |
| Concord, NH (FHA|USDA|VA) | 11 | $5,005,000 | $455,000 | $9,568 | 6.50% |
| VALLEJO, CA (FHA|USDA|VA) | 12 | $5,000,000 | $416,667 | $11,686 | 6.36% |
| RICHMOND, VA (FHA|USDA|VA) | 17 | $4,995,000 | $293,824 | $9,909 | 6.82% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 15 | $4,895,000 | $326,333 | $7,496 | 6.15% |
| NILES, MI (FHA|USDA|VA) | 16 | $4,850,000 | $303,125 | $7,522 | 6.60% |
| MADERA, CA (FHA|USDA|VA) | 13 | $4,835,000 | $371,923 | $9,596 | 6.41% |
| Sevierville, TN (FHA|USDA|VA) | 13 | $4,825,000 | $371,154 | $11,498 | 6.58% |
| JONESBORO, AR (FHA|USDA|VA) | 26 | $4,820,000 | $185,385 | $3,549 | 6.38% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $4,805,000 | $436,818 | $8,536 | 6.79% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 7 | $4,755,000 | $679,286 | $8,672 | 6.93% |
| Show Low, AZ (FHA|USDA|VA) | 14 | $4,750,000 | $339,286 | $7,563 | 7.05% |
| Gaffney, SC (FHA|USDA|VA) | 28 | $4,740,000 | $169,286 | $4,073 | 5.14% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 17 | $4,715,000 | $277,353 | $6,181 | 6.36% |
| Danville, KY (FHA|USDA|VA) | 22 | $4,700,000 | $213,636 | $4,712 | 6.51% |
| VISALIA, CA (FHA|USDA|VA) | 11 | $4,615,000 | $419,545 | $9,872 | 6.48% |
| MORRISTOWN, TN (FHA|USDA|VA) | 17 | $4,575,000 | $269,118 | $7,482 | 6.26% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 14 | $4,550,000 | $325,000 | $9,350 | 6.55% |
| PUEBLO, CO (FHA|USDA|VA) | 15 | $4,515,000 | $301,000 | $7,298 | 6.44% |
| ST. CLOUD, MN (FHA|USDA|VA) | 19 | $4,455,000 | $234,474 | $8,125 | 6.35% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $4,390,000 | $365,833 | $6,979 | 6.81% |
| Greeneville, TN (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $5,213 | 6.48% |
| FARGO, ND-MN (FHA|USDA|VA) | 14 | $4,320,000 | $308,571 | $7,490 | 6.07% |
| AKRON, OH (FHA|USDA|VA) | 18 | $4,280,000 | $237,778 | $6,139 | 6.51% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 18 | $4,240,000 | $235,556 | $4,844 | 6.77% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 13 | $4,195,000 | $322,692 | $5,494 | 6.48% |
| Glenwood Springs, CO (FHA|USDA|VA) | 9 | $4,125,000 | $458,333 | $9,558 | 6.33% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $11,671 | 7.12% |
| Pahrump, NV (FHA|USDA|VA) | 16 | $4,090,000 | $255,625 | $6,787 | 6.52% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $4,050,000 | $405,000 | $6,931 | 6.11% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 13 | $3,955,000 | $304,231 | $8,532 | 6.83% |
| Athens, TX (FHA|USDA|VA) | 14 | $3,950,000 | $282,143 | $5,995 | 6.97% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $5,852 | 6.62% |
| MOBILE, AL (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $6,288 | 6.58% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 11 | $3,615,000 | $328,636 | $8,992 | 6.65% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $3,565,000 | $509,286 | $9,496 | 7.23% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $6,702 | 6.76% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 11 | $3,415,000 | $310,455 | $10,739 | 7.04% |
| Plainview, TX (FHA|USDA|VA) | 19 | $3,375,000 | $177,632 | $5,380 | 6.53% |
| OCALA, FL (FHA|USDA|VA) | 13 | $3,355,000 | $258,077 | $6,839 | 6.19% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $3,325,000 | $369,444 | $12,175 | 6.86% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $8,892 | 6.45% |
| TULSA, OK (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $6,288 | 6.54% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $3,270,000 | $272,500 | $8,381 | 6.64% |
| FLINT, MI (FHA|USDA|VA) | 14 | $3,220,000 | $230,000 | $4,923 | 6.70% |
| Bonham, TX (FHA|USDA|VA) | 10 | $3,150,000 | $315,000 | $10,804 | 6.76% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $3,120,000 | $222,857 | $8,041 | 6.61% |
| Willmar, MN (FHA|USDA|VA) | 13 | $3,095,000 | $238,077 | $5,190 | 6.43% |
| TUCSON, AZ (FHA|USDA|VA) | 11 | $2,985,000 | $271,364 | $8,482 | 6.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 8 | $2,950,000 | $368,750 | $7,317 | 6.28% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $6,083 | 6.48% |
| STOCKTON, CA (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $6,817 | 4.94% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $2,830,000 | $283,000 | $8,925 | 7.07% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $6,787 | 6.84% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 6 | $2,820,000 | $470,000 | $12,559 | 7.31% |
| Williston, ND (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $5,354 | 6.09% |
| Jefferson, GA (FHA|USDA|VA) | 6 | $2,780,000 | $463,333 | $12,824 | 5.98% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 8 | $2,770,000 | $346,250 | $5,494 | 6.47% |
| Big Spring, TX (FHA|USDA|VA) | 14 | $2,730,000 | $195,000 | $4,858 | 6.75% |
| LONGVIEW, WA (FHA|USDA|VA) | 8 | $2,670,000 | $333,750 | $10,565 | 6.45% |
| BILLINGS, MT (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $7,502 | 6.23% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $6,833 | 6.60% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $8,868 | 6.82% |
| LAREDO, TX (FHA|USDA|VA) | 11 | $2,515,000 | $228,636 | $8,788 | 6.53% |
| MODESTO, CA (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $8,087 | 4.83% |
| Kalispell, MT (FHA|USDA|VA) | 6 | $2,440,000 | $406,667 | $9,792 | 6.39% |
| FORT COLLINS, CO (FHA|USDA|VA) | 6 | $2,430,000 | $405,000 | $5,265 | 6.96% |
| RAPID CITY, SD (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $8,821 | 6.65% |
| Nogales, AZ (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $10,628 | 6.71% |
| Cookeville, TN (FHA|USDA|VA) | 9 | $2,365,000 | $262,778 | $7,410 | 6.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $11,415 | 6.27% |
| Levelland, TX (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $4,737 | 6.46% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $14,403 | 6.71% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $2,295,000 | $459,000 | $9,395 | 6.52% |
| Somerset, KY (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $3,497 | 6.79% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $6,658 | 6.95% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $7,174 | 6.85% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $6,519 | 6.30% |
| Sturgis, MI (FHA|USDA|VA) | 8 | $2,160,000 | $270,000 | $7,391 | 6.58% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $2,110,000 | $351,667 | $5,162 | 6.58% |
| EL PASO, TX (FHA|USDA|VA) | 9 | $2,105,000 | $233,889 | $7,218 | 6.21% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $12,918 | 6.72% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $7,689 | 6.03% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $8,806 | 6.43% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $2,005,000 | $286,429 | $5,541 | 6.68% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,955,000 | $279,286 | $7,445 | 6.66% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $9,658 | 6.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $7,442 | 6.85% |
| Mount Sterling, KY (FHA|USDA|VA) | 12 | $1,940,000 | $161,667 | $3,987 | 5.87% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,940,000 | $323,333 | $9,245 | 6.19% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,915,000 | $273,571 | $9,066 | 6.95% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 8 | $1,900,000 | $237,500 | $5,065 | 6.23% |
| MONROE, MI (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $4,727 | 6.73% |
| MERCED, CA (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $8,392 | 6.75% |
| JACKSON, MI (FHA|USDA|VA) | 10 | $1,810,000 | $181,000 | $4,071 | 6.97% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $6,659 | 6.25% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $8,855 | 6.65% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $1,780,000 | $890,000 | $10,495 | 7.19% |
| BELLINGHAM, WA (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $15,313 | 6.96% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $5,745 | 6.30% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $8,680 | 6.87% |
| Lamesa, TX (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $5,457 | 6.49% |
| Gainesville, TX (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $8,145 | 7.05% |
| JOPLIN, MO (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $5,531 | 6.57% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $16,306 | 6.31% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $1,630,000 | $815,000 | $12,026 | 6.50% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $5,445 | 6.41% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $14,024 | 6.42% |
| APPLETON, WI (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,584 | 6.73% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $1,510,000 | $377,500 | $12,776 | 6.03% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $11,690 | 6.56% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $9,029 | 6.95% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $9,931 | 6.62% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $13,683 | 6.13% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $1,460,000 | $365,000 | $7,494 | 6.50% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,450,000 | $725,000 | $4,543 | 6.74% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $8,297 | 6.02% |
| Seneca, SC (FHA|USDA|VA) | 2 | $1,430,000 | $715,000 | $4,965 | 7.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $6,754 | 7.10% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $8,207 | 6.96% |
| Barre, VT (FHA|USDA|VA) | 3 | $1,345,000 | $448,333 | $10,746 | 7.08% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $7,229 | 6.84% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,340,000 | $223,333 | $6,464 | 6.44% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,340 | 6.55% |
| Sandpoint, ID (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $7,678 | 6.31% |
| BURLINGTON, NC (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $17,988 | 6.69% |
| Dayton, TN (FHA|USDA|VA) | 5 | $1,295,000 | $259,000 | $9,558 | 6.25% |
| Tupelo, MS (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $7,308 | 6.31% |
| Traverse City, MI (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $6,390 | 6.29% |
| Palestine, TX (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $12,665 | 6.56% |
| Vernal, UT (FHA|USDA|VA) | 4 | $1,230,000 | $307,500 | $2,318 | 6.94% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $10,854 | 7.44% |
| Crossville, TN (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $3,833 | 6.78% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $1,200,000 | $300,000 | $6,434 | 6.65% |
| TWIN FALLS, ID (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $6,280 | 6.00% |
| Fremont, NE (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,215 | 6.88% |
| DALTON, GA (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $11,167 | 6.17% |
| Opelousas, LA (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,005 | 6.58% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $7,997 | 6.79% |
| Angola, IN (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $6,096 | 6.19% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $8,541 | 6.71% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $1,090,000 | $272,500 | $13,663 | 6.34% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $6,150 | 6.83% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $9,107 | 6.79% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $10,694 | 6.63% |
| La Grande, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,037 | 6.87% |
| Warrensburg, MO (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $8,673 | 6.56% |
| Bardstown, KY (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,144 | 7.03% |
| Jesup, GA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,772 | 6.78% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $10,987 | 7.31% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $10,870 | 6.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $2,536 | 6.94% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $5,945 | 7.03% |
| Fernley, NV (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $11,539 | 6.46% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,469 | 6.72% |
| Atmore, AL (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,212 | 6.93% |
| FOND DU LAC, WI (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $4,131 | 6.78% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $11,654 | 6.41% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $20,313 | 6.00% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $7,868 | 6.91% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $6,066 | 6.75% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $8,814 | 6.06% |
| LINCOLN, NE (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $2,661 | 6.47% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,458 | 7.38% |
| Athens, TN (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $6,654 | 7.50% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $6,701 | 7.31% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $5,017 | 6.75% |
| Union, SC (FHA|USDA|VA) | 11 | $935,000 | $85,000 | $3,770 | 3.98% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $8,463 | 6.98% |
| ROME, GA (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $16,856 | 6.13% |
| Newport, OR (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $7,030 | 6.79% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $9,996 | 6.50% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 3 | $915,000 | $305,000 | $8,150 | 6.71% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,065 | 6.81% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $11,686 | 6.13% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $2,572 | 6.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $6,663 | 6.42% |
| Newport, TN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,271 | 6.91% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $7,339 | 7.04% |
| Ontario, OR-ID (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,529 | 6.68% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $10,115 | 7.38% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $9,142 | 6.31% |
| Farmington, MO (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,794 | 6.91% |
| HINESVILLE, GA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $13,966 | 6.29% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,738 | 6.58% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,731 | 6.68% |
| Winfield, KS (FHA|USDA|VA) | 7 | $825,000 | $117,857 | $4,902 | 6.77% |
| Paris, TX (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,185 | 6.63% |
| AMARILLO, TX (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $6,451 | 6.28% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $3,692 | 6.75% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,860 | 7.25% |
| Lebanon, MO (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $6,314 | 7.00% |
| Safford, AZ (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,221 | 6.67% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $3,850 | 6.66% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $11,422 | 7.75% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $6,423 | 6.88% |
| Malvern, AR (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $3,576 | 6.77% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $3,387 | 5.25% |
| Elko, NV (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $11,577 | 6.62% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $10,622 | 6.19% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,852 | 7.00% |
| Bay City, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,840 | 5.75% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $5,269 | 7.13% |
| Dublin, GA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,833 | 6.56% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $16,541 | 6.00% |
| TYLER, TX (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,854 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $6,369 | 6.49% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,777 | 6.67% |
| Laurel, MS (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,760 | 6.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $10,199 | 6.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $6,091 | 6.56% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,070 | 6.87% |
| Durant, OK (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,516 | 6.13% |
| Pampa, TX (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $4,451 | 6.38% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,280 | 7.38% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,057 | 7.09% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $6,787 | 7.38% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $8,482 | 6.50% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $6,442 | 6.62% |
| Kearney, NE (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $1,937 | 4.91% |
| Coos Bay, OR (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $10,942 | 7.38% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $6,765 | 6.94% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,841 | 6.50% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $15,997 | 6.44% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,572 | 6.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $1,611 | 6.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $3,985 | 6.83% |
| Adrian, MI (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $3,919 | 5.63% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,143 | 6.56% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,889 | 6.19% |
| Waycross, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,631 | 6.53% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $3,988 | 5.53% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,680 | 6.56% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,574 | 6.50% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $7,691 | 6.50% |
| Durango, CO (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $3,802 | 7.49% |
| MONROE, LA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,219 | 6.50% |
| Heber, UT (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $10,692 | 7.25% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $11,738 | 6.38% |
| Troy, AL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,854 | 6.13% |
| Keene, NH (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $7,740 | 6.42% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,564 | 7.38% |
| Borger, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $8,445 | 6.68% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,903 | 6.44% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,481 | 6.04% |
| Newberry, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,116 | 6.63% |
| Lake City, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,928 | 6.31% |
| Rockport, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,225 | 6.99% |
| Riverton, WY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,339 | 6.49% |
| Salem, OH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,092 | 6.62% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,667 | 5.44% |
| Cullman, AL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,306 | 6.94% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $7,270 | 6.81% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,434 | 5.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,200 | 6.19% |
| McAlester, OK (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $15,092 | 7.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $12,892 | 6.63% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $24,568 | 5.99% |
| Centralia, WA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $28,120 | 5.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,106 | 6.93% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,220 | 7.13% |
| Picayune, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $7,744 | 6.06% |
| North Platte, NE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,844 | 6.87% |
| Port Lavaca, TX (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,439 | 7.56% |
| Sanford, NC (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $3,972 | 6.13% |
| Key West, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $8,444 | 6.50% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,211 | 6.75% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,930 | 7.25% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,706 | 6.99% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,030 | 6.75% |
| Snyder, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,002 | 6.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,040 | 7.38% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $1,599 | 6.74% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,511 | 6.63% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,545 | 6.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $1,165 | 6.99% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,833 | 7.37% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,066 | 7.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $18,827 | 4.50% |
| Enterprise, AL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,948 | 7.06% |
| Danville, VA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,958 | 6.87% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,754 | 6.88% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,686 | 7.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $11,749 | 6.13% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,079 | 6.13% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $16,941 | 6.50% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,127 | 6.25% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,846 | 6.54% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,549 | 6.92% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,603 | 7.63% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,879 | 7.13% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,696 | 5.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $14,154 | 6.13% |
| READING, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,734 | 6.63% |
| Winona, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,440 | 6.68% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,765 | 7.13% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,364 | 6.79% |
| Auburn, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,720 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,890 | 6.44% |
| Hereford, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,777 | 6.50% |
| Mitchell, SD (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,011 | 7.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $17,632 | 6.63% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,840 | 6.13% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,611 | 6.88% |
| Meridian, MS (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,502 | 5.75% |
| Batesville, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,784 | 7.13% |
| Russellville, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $2,579 | 6.81% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $933 | 7.13% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,168 | 6.63% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $17,994 | 6.63% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,913 | 6.63% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,921 | 7.13% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $26,980 | 6.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,390 | 6.12% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,284 | 5.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,353 | 5.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,937 | 6.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,552 | 7.49% |
| YAKIMA, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $20,362 | 5.25% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,897 | 6.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,677 | 6.63% |
| Altus, OK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,455 | 6.63% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,909 | 7.63% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $12,366 | 3.63% |
| Fremont, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,426 | 6.31% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,755 | 6.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,482 | 6.49% |
| Craig, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,871 | 6.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,579 | 6.38% |
| Murray, KY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,464 | 5.49% |
| Rolla, MO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $575 | 6.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,626 | 5.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $7,225 | 5.75% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,648 | 6.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,539 | 7.38% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,415 | 4.46% |
| Laramie, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,078 | 7.13% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,461 | 6.75% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,865 | 5.49% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,675 | 6.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,534 | 6.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,802 | 6.50% |
| Camden, AR (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,515 | 6.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,403 | 6.13% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,951 | 6.75% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $6,798 | 8.63% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,828 | 6.38% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,575 | 6.62% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,607 | 7.13% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,657 | 6.63% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $2,648 | 7.18% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,754 | 6.13% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,868 | 6.62% |
| Blytheville, AR (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $3,140 | 6.83% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,409 | 6.63% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,954 | 6.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $1,566 | 6.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,047 | 7.25% |
| Salina, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,548 | 7.25% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,690 | 6.75% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,445 | 7.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,124 | 6.50% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,706 | 3.50% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,238 | 6.50% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $4,179 | 7.54% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,291 | 6.75% |
| Hastings, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,646 | 7.49% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,335 | 6.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,704 | 6.00% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,426 | 6.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,086 | 7.38% |
| Alma, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,809 | 7.63% |
| Maysville, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,656 | 7.50% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,850 | 6.75% |
| New Castle, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,082 | 6.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,480 | 7.63% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,051 | 6.50% |
| Marion, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,244 | 3.38% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,441 | 6.50% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,488 | 6.99% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,548 | 7.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,434 | 6.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,675 | 6.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,390 | 7.13% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $509 | 6.62% |
| Duncan, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,047 | 7.13% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,722 | 7.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,440 | 6.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,103 | 7.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,608 | 6.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,680 | 6.88% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,621 | 6.75% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,702 | 6.63% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,135 | 6.50% |
| Jasper, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,311 | 6.99% |
| REDDING, CA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,160 | 6.88% |
| Platteville, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,330 | 6.13% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,697 | 6.63% |
| Warren, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,075 | 7.49% |
| Richmond, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,475 | 6.50% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,410 | 6.62% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,525 | 6.50% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,589 | 6.38% |
| Dixon, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,947 | 6.50% |
| Carroll, IA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,508 | 6.99% |
| Ashland, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,806 | 6.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,847 | 6.63% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,680 | 6.99% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,516 | 7.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,952 | 7.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,670 | 6.63% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,526 | 6.00% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,843 | 6.50% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,346 | 7.62% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,691 | 8.25% |
| Alice, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,433 | 6.13% |
| CHICO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,335 | 6.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,454 | 6.50% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,432 | 5.99% |
| Mason City, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,192 | 8.13% |
| El Campo, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,422 | 6.99% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,504 | 5.99% |
| Price, UT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,873 | 7.99% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,818 | 6.88% |
| Ruston, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,037 | 6.25% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,514 | 7.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,455 | 5.38% |
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Product Mix
For 2024, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 8,671 originations. Their 2nd most popular type was FHA, with 4,702 originations.
Loan Reason
For 2024, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 14,303 originations. The 2nd most popular reason was Refi, with 1,024 originations.
Loan Duration/Length
For 2024, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 15,487 originations. The 2nd most popular length was 15 Year, with 288 originations.
Origination Fees/Closing Costs
Ark-la-tex Financial Services's average total fees were $7,436, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,924 originations.
Interest Rates
During 2024, Ark-la-tex Financial Services's average interest rate for loans was 6.51%, while their most frequently originated rate bucket for loans was 6-7%, with 8,830 originations.
Loan Sizing
2024 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 8,742 originations, totaling $2,547,920,000 in origination value.
Applicant Income
Ark-la-tex Financial Services lent most frequently to those with incomes in the $100k-150k range, with 4,354 originations. The second most popular income band? $75k-100k, with 3,252 originations.
Applicant Debt to Income Ratio
Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 30-36%, with 2,352 originations. The next most common DTI ratio? 50-60%, with 2,023 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.75%
Ark-la-tex Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination68.49%
Ark-la-tex Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 16,232 | $5,199,580,000 | $320,329 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 16,232 | $5,199,580,000 | $320,329 |