Ark-la-tex Financial Services Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 5493001GDRY0EL7VG372
Tax ID: 75-2838184
4.9 stars - Updated: 11/17/24
-
out of 5 stars, based on 122 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Ark-la-tex Financial Services is a mid-sized mortgage company specializing in Home Purchase loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Houston, San Antonio, Chicago, and Austin among others. We have data for 527 markets. (Some data included below & more in-depth data is available with an active subscription.)Ark-la-tex Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.91% | 11/17/24 |
| 30 Year Conventional Purchase | 6.71% | 11/17/24 |
| 30 Year Conventional Refi | 6.66% | 11/17/24 |
| 30 Year Cash-out Refi | 6.89% | 11/17/24 |
| 30 Year FHA Purchase | 7.29% | 11/17/24 |
| 30 Year FHA Refi | 7.13% | 11/17/24 |
| 30 Year VA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Refi | 6.00% | 11/17/24 |
| 30 Year USDA Purchase | 6.90% | 11/17/24 |
| 30 Year USDA Refi | 6.27% | 11/17/24 |
| 15 Year Conventional Purchase | 5.98% | 11/17/24 |
| 15 Year Conventional Refi | 6.13% | 11/17/24 |
| 15 Year Cash-out Refi | 6.13% | 11/17/24 |
| 15 Year FHA Purchase | 6.84% | 11/17/24 |
| 15 Year FHA Refi | 6.98% | 11/17/24 |
| 15 Year VA Purchase | 5.82% | 11/17/24 |
| 15 Year VA Refi | 5.56% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Ark-la-tex Financial Services Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
14,775Origination Dollar Volume (All Markets)
$4,519,645,000Awards
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ARK-LA-TEX FINANCIAL SERVICES - 2023
ARK-LA-TEX FINANCIAL SERVICES is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Ark-la-tex Financial Services's average 30 year fixed mortgage rate was
6.64%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.16%.
Relative Fees (Closing Costs)
Ark-la-tex Financial Services's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,764.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,426 | $545,930,000 | $382,840 | $9,460 | 6.77% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,543 | $473,375,000 | $306,789 | $10,904 | 6.19% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 566 | $186,760,000 | $329,965 | $11,452 | 6.09% |
| Outside of Metro Areas | 584 | $132,280,000 | $226,507 | $6,425 | 6.68% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 447 | $126,475,000 | $282,942 | $8,190 | 6.98% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 258 | $117,320,000 | $454,729 | $11,368 | 6.69% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 343 | $109,805,000 | $320,131 | $6,944 | 6.90% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 176 | $96,590,000 | $548,807 | $14,167 | 6.29% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 389 | $86,585,000 | $222,584 | $4,962 | 5.71% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 347 | $80,925,000 | $233,213 | $5,454 | 6.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 230 | $80,380,000 | $349,478 | $11,761 | 6.03% |
| LUBBOCK, TX (FHA|USDA|VA) | 291 | $74,905,000 | $257,405 | $6,332 | 6.74% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 169 | $70,645,000 | $418,018 | $10,295 | 6.87% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 178 | $63,740,000 | $358,090 | $10,965 | 5.67% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 208 | $62,050,000 | $298,317 | $5,109 | 6.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 201 | $59,475,000 | $295,896 | $6,130 | 6.98% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 141 | $57,325,000 | $406,560 | $10,170 | 6.86% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 139 | $55,035,000 | $395,935 | $10,239 | 6.94% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 185 | $54,425,000 | $294,189 | $6,356 | 6.97% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 147 | $53,415,000 | $363,367 | $8,989 | 6.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 169 | $53,375,000 | $315,828 | $8,733 | 6.81% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 79 | $50,255,000 | $636,139 | $16,960 | 6.72% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 145 | $44,145,000 | $304,448 | $9,660 | 6.85% |
| SPARTANBURG, SC (FHA|USDA|VA) | 190 | $37,940,000 | $199,684 | $6,735 | 6.05% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 93 | $34,895,000 | $375,215 | $7,136 | 6.67% |
| MIDLAND, TX (FHA|USDA|VA) | 116 | $33,400,000 | $287,931 | $8,236 | 6.86% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 180 | $33,060,000 | $183,667 | $8,048 | 6.86% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 89 | $32,365,000 | $363,652 | $8,950 | 6.89% |
| TOLEDO, OH (FHA|USDA|VA) | 178 | $31,560,000 | $177,303 | $5,248 | 7.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 65 | $31,355,000 | $482,385 | $9,887 | 6.88% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 101 | $30,815,000 | $305,099 | $9,609 | 6.49% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 72 | $27,870,000 | $387,083 | $11,591 | 5.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 65 | $27,385,000 | $421,308 | $10,199 | 7.11% |
| BATON ROUGE, LA (FHA|USDA|VA) | 119 | $27,255,000 | $229,034 | $6,373 | 6.82% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 107 | $27,185,000 | $254,065 | $8,765 | 6.54% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 73 | $26,795,000 | $367,055 | $6,391 | 6.80% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 91 | $26,175,000 | $287,637 | $10,093 | 6.55% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 62 | $25,520,000 | $411,613 | $10,243 | 7.19% |
| BISMARCK, ND (FHA|USDA|VA) | 80 | $23,360,000 | $292,000 | $5,930 | 6.51% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 75 | $22,865,000 | $304,867 | $7,971 | 6.68% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 66 | $22,400,000 | $339,394 | $9,152 | 6.73% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 97 | $21,815,000 | $224,897 | $6,715 | 6.90% |
| Minot, ND (FHA|USDA|VA) | 90 | $21,810,000 | $242,333 | $4,586 | 6.30% |
| KNOXVILLE, TN (FHA|USDA|VA) | 84 | $21,340,000 | $254,048 | $7,439 | 6.77% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 61 | $20,925,000 | $343,033 | $8,913 | 6.98% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 131 | $20,625,000 | $157,443 | $4,473 | 5.30% |
| Richmond-Berea, KY (FHA|USDA|VA) | 101 | $20,065,000 | $198,663 | $4,485 | 6.60% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 39 | $19,565,000 | $501,667 | $11,146 | 6.96% |
| BOISE CITY, ID (FHA|USDA|VA) | 51 | $19,115,000 | $374,804 | $14,543 | 6.36% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 67 | $18,725,000 | $279,478 | $7,445 | 7.07% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 67 | $18,395,000 | $274,552 | $7,155 | 6.94% |
| LOUISVILLE, KY (FHA|USDA|VA) | 70 | $17,570,000 | $251,000 | $5,282 | 6.91% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 41 | $17,545,000 | $427,927 | $7,337 | 6.96% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 64 | $16,310,000 | $254,844 | $6,793 | 6.68% |
| WICHITA, KS (FHA|USDA|VA) | 75 | $16,195,000 | $215,933 | $6,589 | 6.82% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 64 | $15,980,000 | $249,688 | $6,270 | 6.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 39 | $15,975,000 | $409,615 | $8,696 | 6.92% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 64 | $15,440,000 | $241,250 | $6,056 | 6.35% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 61 | $15,285,000 | $250,574 | $6,782 | 6.09% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $15,005,000 | $254,322 | $6,999 | 6.55% |
| FRESNO, CA (FHA|USDA|VA) | 44 | $14,710,000 | $334,318 | $9,770 | 6.07% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 29 | $14,645,000 | $505,000 | $13,596 | 6.81% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 51 | $14,135,000 | $277,157 | $9,201 | 6.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 71 | $14,035,000 | $197,676 | $7,137 | 6.81% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 43 | $14,005,000 | $325,698 | $12,610 | 6.56% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 54 | $13,710,000 | $253,889 | $6,671 | 6.87% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 29 | $12,465,000 | $429,828 | $8,871 | 6.99% |
| EL PASO, TX (FHA|USDA|VA) | 46 | $12,170,000 | $264,565 | $9,541 | 6.52% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 41 | $12,055,000 | $294,024 | $8,496 | 6.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 44 | $11,800,000 | $268,182 | $11,287 | 6.60% |
| Dickinson, ND (FHA|USDA|VA) | 46 | $11,630,000 | $252,826 | $5,696 | 6.73% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 44 | $11,080,000 | $251,818 | $6,576 | 6.78% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 45 | $11,065,000 | $245,889 | $7,592 | 6.50% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 23 | $10,995,000 | $478,043 | $10,558 | 6.10% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 29 | $10,885,000 | $375,345 | $10,680 | 6.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 32 | $10,780,000 | $336,875 | $12,499 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 36 | $10,730,000 | $298,056 | $9,016 | 6.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 32 | $10,640,000 | $332,500 | $10,757 | 6.65% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 51 | $10,395,000 | $203,824 | $5,960 | 6.94% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 28 | $10,000,000 | $357,143 | $11,003 | 7.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 29 | $9,835,000 | $339,138 | $7,920 | 6.59% |
| London, KY (FHA|USDA|VA) | 51 | $9,695,000 | $190,098 | $5,533 | 6.76% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 33 | $9,035,000 | $273,788 | $9,941 | 6.29% |
| BEND, OR (FHA|USDA|VA) | 23 | $8,895,000 | $386,739 | $10,593 | 6.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 31 | $8,865,000 | $285,968 | $8,481 | 6.49% |
| Montrose, CO (FHA|USDA|VA) | 25 | $8,385,000 | $335,400 | $8,195 | 7.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 24 | $8,070,000 | $336,250 | $11,604 | 6.57% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 21 | $8,035,000 | $382,619 | $8,884 | 7.15% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 10 | $7,770,000 | $777,000 | $17,525 | 5.96% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $7,735,000 | $188,659 | $6,469 | 6.66% |
| ST. GEORGE, UT (FHA|USDA|VA) | 19 | $7,445,000 | $391,842 | $10,482 | 6.96% |
| MUSKEGON, MI (FHA|USDA|VA) | 31 | $7,275,000 | $234,677 | $8,159 | 7.01% |
| EL CENTRO, CA (FHA|USDA|VA) | 28 | $7,250,000 | $258,929 | $9,617 | 5.15% |
| Show Low, AZ (FHA|USDA|VA) | 23 | $7,145,000 | $310,652 | $7,868 | 7.02% |
| Huntsville, TX (FHA|USDA|VA) | 27 | $7,065,000 | $261,667 | $8,690 | 6.07% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 23 | $7,035,000 | $305,870 | $10,657 | 6.54% |
| NAPA, CA (FHA|USDA|VA) | 11 | $6,935,000 | $630,455 | $11,000 | 6.02% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 20 | $6,450,000 | $322,500 | $8,621 | 6.32% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 12 | $6,420,000 | $535,000 | $16,541 | 6.55% |
| Frankfort, KY (FHA|USDA|VA) | 33 | $6,395,000 | $193,788 | $5,392 | 6.08% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 17 | $6,165,000 | $362,647 | $13,999 | 6.51% |
| WACO, TX (FHA|USDA|VA) | 20 | $5,960,000 | $298,000 | $9,009 | 7.01% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 16 | $5,840,000 | $365,000 | $12,424 | 6.76% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 17 | $5,715,000 | $336,176 | $12,817 | 6.86% |
| SALEM, OR (FHA|USDA|VA) | 16 | $5,620,000 | $351,250 | $9,388 | 6.59% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 14 | $5,590,000 | $399,286 | $10,387 | 6.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 19 | $5,565,000 | $292,895 | $7,528 | 6.93% |
| FARGO, ND-MN (FHA|USDA|VA) | 18 | $5,510,000 | $306,111 | $7,964 | 6.61% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 19 | $5,455,000 | $287,105 | $6,464 | 6.75% |
| RENO, NV (FHA|USDA|VA) | 15 | $5,415,000 | $361,000 | $8,660 | 6.93% |
| Granbury, TX (FHA|USDA|VA) | 16 | $5,410,000 | $338,125 | $10,417 | 7.12% |
| RACINE, WI (FHA|USDA|VA) | 23 | $5,375,000 | $233,696 | $6,521 | 6.76% |
| Gaffney, SC (FHA|USDA|VA) | 30 | $5,330,000 | $177,667 | $5,641 | 5.78% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $5,200,000 | $288,889 | $11,559 | 6.40% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 13 | $5,135,000 | $395,000 | $12,713 | 6.54% |
| CLEVELAND, TN (FHA|USDA|VA) | 19 | $5,065,000 | $266,579 | $7,478 | 6.81% |
| Traverse City, MI (FHA|USDA|VA) | 18 | $4,990,000 | $277,222 | $8,439 | 7.09% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $4,985,000 | $237,381 | $7,884 | 6.63% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 12 | $4,910,000 | $409,167 | $11,777 | 7.08% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $4,725,000 | $363,462 | $11,411 | 6.37% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 12 | $4,700,000 | $391,667 | $11,571 | 7.07% |
| ST. CLOUD, MN (FHA|USDA|VA) | 21 | $4,665,000 | $222,143 | $9,329 | 6.68% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 19 | $4,655,000 | $245,000 | $6,966 | 6.31% |
| TULSA, OK (FHA|USDA|VA) | 21 | $4,465,000 | $212,619 | $7,631 | 6.71% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 13 | $4,425,000 | $340,385 | $6,447 | 6.76% |
| PUEBLO, CO (FHA|USDA|VA) | 17 | $4,395,000 | $258,529 | $7,426 | 7.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 13 | $4,355,000 | $335,000 | $11,343 | 6.51% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 17 | $4,345,000 | $255,588 | $6,325 | 6.41% |
| MORRISTOWN, TN (FHA|USDA|VA) | 21 | $4,325,000 | $205,952 | $6,455 | 6.82% |
| ODESSA, TX (FHA|USDA|VA) | 18 | $4,310,000 | $239,444 | $6,373 | 7.03% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 17 | $4,225,000 | $248,529 | $8,502 | 6.85% |
| NILES, MI (FHA|USDA|VA) | 15 | $4,155,000 | $277,000 | $9,418 | 6.72% |
| READING, PA (FHA|USDA|VA) | 13 | $4,015,000 | $308,846 | $11,105 | 6.43% |
| FLINT, MI (FHA|USDA|VA) | 18 | $3,800,000 | $211,111 | $6,625 | 6.89% |
| Sevierville, TN (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $8,204 | 6.82% |
| TUCSON, AZ (FHA|USDA|VA) | 13 | $3,765,000 | $289,615 | $9,300 | 6.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 10 | $3,670,000 | $367,000 | $10,058 | 6.70% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 13 | $3,645,000 | $280,385 | $10,497 | 6.91% |
| Torrington, CT (FHA|USDA|VA) | 13 | $3,555,000 | $273,462 | $10,622 | 6.53% |
| AMARILLO, TX (FHA|USDA|VA) | 11 | $3,535,000 | $321,364 | $9,431 | 6.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 12 | $3,460,000 | $288,333 | $10,679 | 6.79% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,330,000 | $277,500 | $11,108 | 6.73% |
| COLUMBUS, OH (FHA|USDA|VA) | 15 | $3,325,000 | $221,667 | $5,906 | 6.87% |
| SAVANNAH, GA (FHA|USDA|VA) | 8 | $3,270,000 | $408,750 | $11,218 | 6.70% |
| MONROE, MI (FHA|USDA|VA) | 16 | $3,250,000 | $203,125 | $5,280 | 6.95% |
| BOULDER, CO (FHA|USDA|VA) | 6 | $3,170,000 | $528,333 | $6,624 | 7.29% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 13 | $3,105,000 | $238,846 | $8,878 | 6.59% |
| Lamesa, TX (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $6,324 | 6.54% |
| Holland, MI (FHA|USDA|VA) | 10 | $3,080,000 | $308,000 | $5,541 | 7.15% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 13 | $3,055,000 | $235,000 | $6,501 | 6.82% |
| AKRON, OH (FHA|USDA|VA) | 16 | $3,040,000 | $190,000 | $5,919 | 7.08% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 11 | $3,015,000 | $274,091 | $9,552 | 6.91% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 6 | $2,910,000 | $485,000 | $12,711 | 6.69% |
| GREELEY, CO (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $11,753 | 6.48% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $2,825,000 | $313,889 | $8,259 | 6.87% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $9,144 | 6.93% |
| Mount Sterling, KY (FHA|USDA|VA) | 17 | $2,715,000 | $159,706 | $4,558 | 6.42% |
| LAREDO, TX (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $10,466 | 6.70% |
| Glenwood Springs, CO (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $16,697 | 6.70% |
| Big Spring, TX (FHA|USDA|VA) | 12 | $2,580,000 | $215,000 | $5,629 | 7.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $9,372 | 6.43% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $6,189 | 6.87% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $2,540,000 | $211,667 | $6,632 | 7.01% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 11 | $2,485,000 | $225,909 | $8,280 | 6.81% |
| Greeneville, TN (FHA|USDA|VA) | 12 | $2,480,000 | $206,667 | $6,138 | 6.99% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $2,465,000 | $821,667 | $13,854 | 6.50% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $6,796 | 7.08% |
| VALLEJO, CA (FHA|USDA|VA) | 6 | $2,410,000 | $401,667 | $15,791 | 6.27% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 3 | $2,395,000 | $798,333 | $12,608 | 7.08% |
| STOCKTON, CA (FHA|USDA|VA) | 6 | $2,380,000 | $396,667 | $12,168 | 5.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $7,400 | 7.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 5 | $2,255,000 | $451,000 | $13,228 | 7.15% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $10,288 | 6.78% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $10,232 | 6.58% |
| Bonham, TX (FHA|USDA|VA) | 7 | $2,155,000 | $307,857 | $10,529 | 6.39% |
| Willmar, MN (FHA|USDA|VA) | 11 | $2,155,000 | $195,909 | $5,027 | 6.76% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 7 | $2,095,000 | $299,286 | $10,768 | 6.48% |
| Athens, TX (FHA|USDA|VA) | 7 | $2,075,000 | $296,429 | $7,611 | 6.64% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $8,996 | 6.83% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $5,913 | 7.23% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $8,894 | 6.42% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $6,927 | 6.37% |
| ABILENE, TX (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $6,269 | 7.28% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,020,000 | $505,000 | $12,331 | 7.88% |
| Plainview, TX (FHA|USDA|VA) | 12 | $2,000,000 | $166,667 | $4,157 | 6.80% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,945,000 | $277,857 | $7,072 | 6.69% |
| Levelland, TX (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $7,498 | 6.89% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $7,929 | 6.39% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 4 | $1,900,000 | $475,000 | $10,956 | 5.03% |
| Sturgis, MI (FHA|USDA|VA) | 8 | $1,890,000 | $236,250 | $7,628 | 7.67% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $11,911 | 7.32% |
| Andrews, TX (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $11,316 | 6.84% |
| LAWTON, OK (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $9,039 | 6.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $8,671 | 6.48% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $8,728 | 6.85% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $6,776 | 6.27% |
| Somerset, KY (FHA|USDA|VA) | 10 | $1,750,000 | $175,000 | $6,275 | 6.32% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $12,518 | 7.13% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $9,928 | 6.95% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $13,403 | 7.37% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $6,497 | 5.57% |
| Waycross, GA (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $6,257 | 6.74% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $1,685,000 | $561,667 | $34,621 | 6.42% |
| La Grande, OR (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $5,036 | 6.69% |
| Danville, KY (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $6,009 | 6.52% |
| TYLER, TX (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $6,670 | 7.23% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $7,600 | 6.87% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $10,705 | 6.54% |
| MADERA, CA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $6,372 | 6.47% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $7,050 | 5.82% |
| Craig, CO (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $8,937 | 6.27% |
| Sulphur Springs, TX (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $10,426 | 7.12% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $8,337 | 7.21% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $12,120 | 7.28% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,505 | 6.37% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $7,736 | 6.52% |
| ROCKFORD, IL (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,203 | 6.62% |
| CHICO, CA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $5,339 | 6.79% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $13,418 | 7.58% |
| Laconia, NH (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,536 | 7.31% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,355,000 | $271,000 | $10,142 | 6.63% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $11,518 | 5.15% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,150 | 6.75% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $1,290,000 | $161,250 | $2,255 | 4.67% |
| YUBA CITY, CA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $12,651 | 4.97% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $14,182 | 6.50% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $7,411 | 7.07% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $4,528 | 6.71% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $7,192 | 6.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,542 | 7.59% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,055 | 6.59% |
| Elko, NV (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $12,087 | 7.65% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $6,529 | 6.77% |
| Malvern, AR (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $5,297 | 7.10% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $9,192 | 6.67% |
| Jesup, GA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,437 | 7.03% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,666 | 7.06% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $8,072 | 7.06% |
| DALTON, GA (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $7,612 | 6.37% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $8,357 | 7.55% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $6,165 | 7.02% |
| MOBILE, AL (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $6,036 | 6.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $10,838 | 7.16% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,872 | 6.82% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $4,186 | 6.90% |
| HARRISONBURG, VA (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,562 | 6.88% |
| Whitewater, WI (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,689 | 7.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $3,982 | 7.00% |
| Newport, OR (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $9,041 | 7.29% |
| JACKSON, MI (FHA|USDA|VA) | 7 | $995,000 | $142,143 | $4,732 | 6.82% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $985,000 | $328,333 | $18,426 | 6.08% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $6,533 | 7.34% |
| Aberdeen, WA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,592 | 6.94% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $9,281 | 6.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $10,767 | 7.03% |
| Corsicana, TX (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $7,569 | 6.63% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,936 | 6.44% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $15,612 | 6.50% |
| Fremont, NE (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $2,823 | 5.07% |
| Union, SC (FHA|USDA|VA) | 9 | $905,000 | $100,556 | $3,930 | 4.24% |
| Barre, VT (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $12,805 | 7.08% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,134 | 6.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $6,311 | 7.53% |
| Rutland, VT (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $7,503 | 6.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $11,016 | 7.08% |
| Snyder, TX (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $4,076 | 7.08% |
| Williston, ND (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $4,816 | 6.94% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,058 | 7.04% |
| Fernley, NV (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $6,537 | 6.92% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $14,583 | 6.44% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $4,304 | 6.90% |
| MODESTO, CA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $6,375 | 6.84% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,793 | 6.83% |
| Keene, NH (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,656 | 7.21% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,177 | 6.94% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,175 | 6.69% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,730 | 6.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $10,607 | 6.50% |
| GRANTS PASS, OR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $10,721 | 5.87% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,956 | 6.75% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,685 | 6.71% |
| Eagle Pass, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,903 | 6.83% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,483 | 6.88% |
| SANTA FE, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $11,444 | 6.31% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $9,210 | 7.06% |
| Durant, OK (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $13,528 | 6.50% |
| Newport, TN (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,990 | 6.94% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,423 | 6.63% |
| MEDFORD, OR (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,899 | 6.83% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,554 | 6.62% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $4,637 | 7.75% |
| Pampa, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $6,315 | 6.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $15,063 | 7.12% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $7,497 | 7.04% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,793 | 6.75% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,745 | 6.63% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,807 | 5.41% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $10,759 | 6.46% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $6,956 | 6.50% |
| LOGAN, UT-ID (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $5,053 | 6.94% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $3,292 | 7.13% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,518 | 6.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $3,570 | 7.49% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $8,255 | 6.62% |
| MERCED, CA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $10,006 | 6.87% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,003 | 6.63% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,945 | 7.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $7,132 | 6.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,591 | 5.19% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,859 | 6.93% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $10,375 | 6.81% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $6,974 | 7.17% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,300 | 6.83% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,281 | 6.92% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,718 | 6.38% |
| Burley, ID (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $8,073 | 8.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,290 | 7.84% |
| Big Rapids, MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $3,192 | 7.00% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $13,387 | 5.63% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $35,741 | 6.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,774 | 7.19% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,913 | 6.69% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $10,370 | 7.13% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,457 | 6.63% |
| Prineville, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $14,550 | 5.38% |
| Bay City, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,897 | 7.37% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,130 | 6.81% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,682 | 6.38% |
| Outside of Metro Areas | 2 | $550,000 | $275,000 | $4,101 | 6.50% |
| Winfield, KS (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $4,269 | 7.02% |
| Seneca, SC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $15,200 | 6.75% |
| Alexandria, MN (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $4,663 | 6.50% |
| Dayton, TN (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,230 | 6.31% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,851 | 7.19% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $15,521 | 6.13% |
| Edwards, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $11,269 | 7.25% |
| Durango, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $8,403 | 7.13% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,945 | 6.56% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $2,874 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $5,987 | 7.13% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,996 | 6.98% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,236 | 7.56% |
| Clewiston, FL (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $6,027 | 6.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $4,568 | 6.00% |
| Seymour, IN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $2,411 | 6.74% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $10,226 | 7.19% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $20,592 | 5.75% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,692 | 7.50% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,696 | 7.83% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,788 | 6.50% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,373 | 6.81% |
| Hailey, ID (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,097 | 7.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $12,215 | 7.99% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,416 | 6.19% |
| Crossville, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,320 | 6.81% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,949 | 7.13% |
| Findlay, OH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,878 | 6.56% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,680 | 6.63% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $9,342 | 6.81% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 5.63% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,860 | 6.69% |
| Miami, OK (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,821 | 6.69% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $6,828 | 6.44% |
| Branson, MO (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,653 | 7.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,000 | 6.81% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,322 | 6.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,504 | 7.13% |
| ROME, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $6,391 | 6.63% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $19,081 | 5.50% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $2,783 | 3.73% |
| Stillwater, OK (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 5.69% |
| Palatka, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $18,132 | 6.87% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,714 | 5.63% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $5,424 | 6.79% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,675 | 5.75% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,635 | 6.69% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $8,150 | 5.88% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $7,464 | 6.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,338 | 6.54% |
| Safford, AZ (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,295 | 6.88% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,879 | 6.38% |
| Kearney, NE (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,142 | 7.49% |
| Morgan City, LA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,605 | 6.75% |
| Forest City, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,604 | 7.13% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,668 | 7.13% |
| Payson, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,165 | 6.43% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,937 | 5.94% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,030 | 6.88% |
| Alma, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $14,632 | 6.63% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $2,918 | 7.13% |
| Sonora, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,285 | 7.99% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,660 | 6.13% |
| Ottawa, IL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $13,593 | 7.38% |
| Paris, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,876 | 6.94% |
| MADISON, WI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,085 | 7.12% |
| Key West, FL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,706 | 5.38% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $21,459 | 6.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,502 | 7.25% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,772 | 6.50% |
| Lake City, FL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,126 | 6.62% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $8,266 | 7.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $12,677 | 7.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,631 | 6.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,391 | 6.88% |
| McPherson, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $5,165 | 6.38% |
| Athens, TN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,357 | 6.56% |
| Ada, OK (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,360 | 7.63% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,246 | 6.88% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,354 | 6.31% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,224 | 5.88% |
| ENID, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,053 | 6.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,609 | 7.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,675 | 5.88% |
| Fremont, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,598 | 7.00% |
| Henderson, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,361 | 6.69% |
| Brenham, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $15,990 | 5.63% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,001 | 6.62% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,796 | 7.12% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $17,683 | 6.63% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,897 | 6.63% |
| Vernal, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,067 | 7.63% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,727 | 7.13% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $8,098 | 6.25% |
| Yankton, SD (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,989 | 6.63% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,613 | 7.06% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,112 | 6.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,429 | 7.63% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,085 | 5.50% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,362 | 5.99% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,827 | 7.56% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $10,650 | 6.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,685 | 7.13% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,680 | 6.63% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,288 | 6.63% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,224 | 6.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,050 | 8.00% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,264 | 6.13% |
| Susanville, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,896 | 6.63% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 7.63% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $1,001 | 7.56% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,617 | 6.63% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,254 | 6.38% |
| SYRACUSE, NY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,638 | 7.63% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,752 | 7.13% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,646 | 6.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,281 | 7.13% |
| MANSFIELD, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $14,397 | 6.38% |
| Duncan, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,931 | 6.63% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,246 | 6.63% |
| Boone, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,601 | 6.99% |
| Price, UT (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,542 | 7.63% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,138 | 6.13% |
| Del Rio, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,532 | 6.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,968 | 7.13% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,016 | 6.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,411 | 7.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.63% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,277 | 7.62% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,092 | 7.62% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,509 | 7.13% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $1,899 | 4.19% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,491 | 6.13% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,393 | 7.13% |
| Platteville, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,457 | 7.25% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,193 | 6.63% |
| Cullman, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,076 | 6.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.25% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,844 | 6.69% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,871 | 6.13% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,727 | 6.13% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,127 | 5.75% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,156 | 7.63% |
| Hays, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,299 | 5.75% |
| Laramie, WY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.63% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,268 | 6.25% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,815 | 6.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,683 | 6.38% |
| McAlester, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,358 | 7.63% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,109 | 6.62% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,315 | 6.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,269 | 6.88% |
| Sayre, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,999 | 7.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,675 | 7.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,615 | 6.63% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,720 | 6.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,577 | 7.44% |
| Wilson, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,141 | 5.63% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,859 | 6.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,626 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,805 | 6.13% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,768 | 7.63% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,378 | 5.99% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,940 | 7.37% |
| Carroll, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $333 | 3.50% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,694 | 6.13% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,357 | 6.75% |
| Danville, VA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,119 | 7.25% |
| Roswell, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,969 | 6.50% |
| Meadville, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $11,709 | 7.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,979 | 6.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.63% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.38% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,339 | 7.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,405 | 7.13% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,090 | 6.13% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,247 | 7.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,430 | 6.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,828 | 6.38% |
| Spirit Lake, IA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $1,194 | 3.06% |
| Salina, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,406 | 6.38% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,567 | 6.13% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,546 | 7.25% |
| Russellville, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,442 | 6.63% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,733 | 7.13% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,739 | 7.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,833 | 6.25% |
| Centralia, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $1,940 | 3.25% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,315 | 6.99% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,003 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,600 | 5.99% |
| Ozark, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,249 | 7.63% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,378 | 7.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 3.06% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,537 | 6.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,307 | 6.49% |
| Wooster, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,502 | 6.88% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,397 | 5.63% |
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Similarity Rank: 55
EDUCATORS CREDIT UNION
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Similarity Rank: 75
FIRST FINANCIAL OF MARYLAND
Similarity Rank: 117
Similarity Rank: 117
VALLEY STRONG CREDIT UNION
Similarity Rank: 136
Similarity Rank: 136
SOUTHERN LENDING SERVICES, LTD.
Similarity Rank: 136
Similarity Rank: 136
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Product Mix
For 2023, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 8,313 originations. Their 2nd most popular type was FHA, with 4,028 originations.
Loan Reason
For 2023, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 13,788 originations. The 2nd most popular reason was Cash Out Refi, with 690 originations.
Loan Duration/Length
For 2023, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 14,203 originations. The 2nd most popular length was 10 Year, with 228 originations.
Origination Fees/Closing Costs
Ark-la-tex Financial Services's average total fees were $8,764, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,074 originations.
Interest Rates
During 2023, Ark-la-tex Financial Services's average interest rate for loans was 6.64%, while their most frequently originated rate bucket for loans was 6-7%, with 7,277 originations.
Loan Sizing
2023 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 7,925 originations, totaling $2,302,235,000 in origination value.
Applicant Income
Ark-la-tex Financial Services lent most frequently to those with incomes in the $100k-150k range, with 4,196 originations. The second most popular income band? $75k-100k, with 3,047 originations.
Applicant Debt to Income Ratio
Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 30-36%, with 2,106 originations. The next most common DTI ratio? 50-60%, with 1,916 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.78%
Ark-la-tex Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination66.16%
Ark-la-tex Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 14,775 | $4,519,645,000 | $305,898 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 14,775 | $4,519,645,000 | $305,898 |