Ark-la-tex Financial Services Mortgage Rates, Fees & Info

AUSTIN, TX

LEI: 5493001GDRY0EL7VG372

Tax ID: 75-2838184

3.5 stars - out of 5 stars, based on 126 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Ark-la-tex Financial Services is a mid-sized mortgage company specializing in Home Purchase loans. Ark-la-tex Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Houston, Dallas, San Antonio, Austin, and Colorado Springs among others. We have data for 487 markets. (Some data included below & more in-depth data is available with an active subscription.)

Ark-la-tex Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Ark-la-tex Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.91% 5/28/23
30 Year Conventional Purchase 6.71% 5/28/23
30 Year Conventional Refi 6.66% 5/28/23
30 Year Cash-out Refi 6.89% 5/28/23
30 Year FHA Purchase 7.29% 5/28/23
30 Year FHA Refi 7.13% 5/28/23
30 Year VA Purchase 6.27% 5/28/23
30 Year VA Refi 6.00% 5/28/23
30 Year USDA Purchase 6.90% 5/28/23
30 Year USDA Refi 6.27% 5/28/23
15 Year Conventional Purchase 5.98% 5/28/23
15 Year Conventional Refi 6.13% 5/28/23
15 Year Cash-out Refi 6.13% 5/28/23
15 Year FHA Purchase 6.84% 5/28/23
15 Year FHA Refi 6.98% 5/28/23
15 Year VA Purchase 5.82% 5/28/23
15 Year VA Refi 5.56% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Ark-la-tex Financial Services Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Ark-la-tex Financial Services. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

15,866

Origination Dollar Volume (All Markets)

$4,782,450,000
Show all (55) awards

Relative Rate

Ark-la-tex Financial Services's average 30 year fixed mortgage rate was 5.09%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.33%.

Relative Fees (Closing Costs)

Ark-la-tex Financial Services's average total fees/closing costs for a 30 year fixed rate mortgage were $7,004.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,768 $563,680,000 $318,824 $6,268 4.87%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,058 $391,140,000 $369,698 $7,483 5.11%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 648 $200,190,000 $308,935 $6,991 4.95%
Outside of Metro Areas 740 $175,080,000 $236,595 $5,849 5.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 331 $138,275,000 $417,749 $7,647 4.94%
COLORADO SPRINGS, CO (FHA|USDA|VA) 271 $110,765,000 $408,727 $9,744 4.91%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 466 $109,710,000 $235,429 $4,533 4.98%
LUBBOCK, TX (FHA|USDA|VA) 426 $108,470,000 $254,624 $6,335 5.11%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 273 $107,275,000 $392,949 $7,868 4.68%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 201 $105,015,000 $522,463 $12,696 4.46%
GRAND JUNCTION, CO (FHA|USDA|VA) 316 $103,310,000 $326,930 $5,752 5.70%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 388 $100,780,000 $259,742 $5,388 4.78%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 268 $88,880,000 $331,642 $9,751 4.83%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 140 $78,040,000 $557,429 $11,306 4.96%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 265 $76,625,000 $289,151 $5,330 5.27%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 293 $76,085,000 $259,676 $5,628 5.23%
MIDLAND, TX (FHA|USDA|VA) 246 $75,330,000 $306,220 $6,824 5.27%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 161 $69,785,000 $433,447 $9,825 4.53%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 182 $68,720,000 $377,582 $6,204 4.93%
SPARTANBURG, SC (FHA|USDA|VA) 305 $61,925,000 $203,033 $6,413 4.53%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 161 $58,855,000 $365,559 $7,632 5.17%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 135 $52,715,000 $390,481 $9,526 4.58%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 109 $51,565,000 $473,073 $9,450 4.62%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 156 $50,610,000 $324,423 $6,383 4.89%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 162 $48,290,000 $298,086 $7,492 5.27%
COLUMBUS, GA-AL (FHA|USDA|VA) 179 $45,265,000 $252,877 $6,981 4.86%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 245 $42,695,000 $174,265 $5,990 5.27%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 147 $38,835,000 $264,184 $7,005 5.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 105 $38,265,000 $364,429 $4,041 5.01%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 136 $38,210,000 $280,956 $6,677 4.66%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 113 $36,895,000 $326,504 $7,846 4.99%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 105 $35,025,000 $333,571 $8,449 5.08%
TOLEDO, OH (FHA|USDA|VA) 194 $34,970,000 $180,258 $4,629 5.28%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 164 $34,410,000 $209,817 $4,811 5.22%
LOUISVILLE, KY (FHA|USDA|VA) 127 $32,785,000 $258,150 $5,015 5.12%
FRESNO, CA (FHA|USDA|VA) 97 $32,255,000 $332,526 $6,748 4.68%
Richmond-Berea, KY (FHA|USDA|VA) 144 $32,250,000 $223,958 $4,957 5.05%
Minot, ND (FHA|USDA|VA) 117 $30,075,000 $257,051 $5,550 4.72%
BOISE CITY, ID (FHA|USDA|VA) 70 $28,110,000 $401,571 $9,396 4.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 103 $26,165,000 $254,029 $5,809 4.97%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 110 $25,330,000 $230,273 $6,663 4.58%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 89 $24,585,000 $276,236 $7,281 4.81%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 100 $24,300,000 $243,000 $5,429 5.12%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 100 $23,570,000 $235,700 $7,406 5.11%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 84 $23,040,000 $274,286 $8,359 5.12%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 48 $22,430,000 $467,292 $7,878 5.02%
JOHNSON CITY, TN (FHA|USDA|VA) 82 $21,390,000 $260,854 $5,788 5.20%
BISMARCK, ND (FHA|USDA|VA) 73 $19,965,000 $273,493 $6,041 5.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 121 $19,435,000 $160,620 $4,656 4.43%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 59 $19,425,000 $329,237 $6,622 5.55%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 83 $19,395,000 $233,675 $4,948 4.87%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 56 $19,060,000 $340,357 $7,347 4.80%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 54 $18,570,000 $343,889 $10,190 5.15%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 69 $17,755,000 $257,319 $6,150 5.48%
HOT SPRINGS, AR (FHA|USDA|VA) 65 $16,695,000 $256,846 $6,330 5.24%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 26 $16,460,000 $633,077 $16,454 4.58%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 55 $15,935,000 $289,727 $8,620 5.13%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 46 $15,290,000 $332,391 $8,579 5.13%
WICHITA, KS (FHA|USDA|VA) 65 $14,855,000 $228,538 $7,744 5.17%
RALEIGH-CARY, NC (FHA|USDA|VA) 42 $14,440,000 $343,810 $5,184 5.03%
ODESSA, TX (FHA|USDA|VA) 59 $14,115,000 $239,237 $5,701 5.13%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $13,475,000 $364,189 $10,562 5.06%
Huntsville, TX (FHA|USDA|VA) 56 $13,420,000 $239,643 $6,218 5.09%
KNOXVILLE, TN (FHA|USDA|VA) 58 $13,230,000 $228,103 $6,407 5.28%
WACO, TX (FHA|USDA|VA) 42 $12,860,000 $306,190 $8,094 5.25%
Dickinson, ND (FHA|USDA|VA) 46 $12,820,000 $278,696 $6,033 5.34%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $12,365,000 $588,810 $11,623 4.73%
GRAND FORKS, ND-MN (FHA|USDA|VA) 54 $11,580,000 $214,444 $5,609 4.92%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 27 $11,185,000 $414,259 $8,514 5.97%
BAKERSFIELD, CA (FHA|USDA|VA) 40 $11,150,000 $278,750 $7,714 4.77%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 44 $11,000,000 $250,000 $7,576 4.88%
COLUMBIA, SC (FHA|USDA|VA) 39 $10,275,000 $263,462 $7,648 4.88%
FARGO, ND-MN (FHA|USDA|VA) 32 $9,230,000 $288,438 $8,142 5.43%
London, KY (FHA|USDA|VA) 54 $9,200,000 $170,370 $3,684 5.34%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 30 $8,930,000 $297,667 $7,233 5.11%
Montrose, CO (FHA|USDA|VA) 27 $8,835,000 $327,222 $5,874 5.85%
Granbury, TX (FHA|USDA|VA) 29 $8,815,000 $303,966 $7,774 5.02%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 40 $8,790,000 $219,750 $5,765 5.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 29 $8,525,000 $293,966 $7,390 4.41%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 34 $8,300,000 $244,118 $9,882 5.14%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $8,160,000 $453,333 $10,332 4.63%
RACINE, WI (FHA|USDA|VA) 42 $8,110,000 $193,095 $4,414 4.84%
JACKSONVILLE, FL (FHA|USDA|VA) 22 $8,070,000 $366,818 $11,640 5.10%
WICHITA FALLS, TX (FHA|USDA|VA) 36 $7,790,000 $216,389 $6,510 5.00%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 37 $7,775,000 $210,135 $5,958 5.41%
EL CENTRO, CA (FHA|USDA|VA) 34 $7,740,000 $227,647 $6,306 4.29%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 18 $7,600,000 $422,222 $11,350 4.29%
KANSAS CITY, MO-KS (FHA|USDA|VA) 30 $7,580,000 $252,667 $6,483 5.22%
Willmar, MN (FHA|USDA|VA) 34 $7,380,000 $217,059 $3,882 4.61%
PUEBLO, CO (FHA|USDA|VA) 22 $7,230,000 $328,636 $7,917 5.27%
STOCKTON, CA (FHA|USDA|VA) 17 $7,055,000 $415,000 $10,431 4.51%
NAPA, CA (FHA|USDA|VA) 17 $7,045,000 $414,412 $8,765 5.40%
PORT ST. LUCIE, FL (FHA|USDA|VA) 25 $6,735,000 $269,400 $10,666 4.61%
SHERMAN-DENISON, TX (FHA|USDA|VA) 17 $6,695,000 $393,824 $10,683 5.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 23 $6,675,000 $290,217 $8,363 4.67%
Sevierville, TN (FHA|USDA|VA) 19 $6,645,000 $349,737 $9,429 5.28%
Big Spring, TX (FHA|USDA|VA) 31 $6,525,000 $210,484 $6,304 5.14%
Frankfort, KY (FHA|USDA|VA) 35 $6,375,000 $182,143 $4,187 4.80%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 16 $6,370,000 $398,125 $10,662 4.87%
MUSKEGON, MI (FHA|USDA|VA) 29 $6,285,000 $216,724 $5,460 5.53%
VALLEJO, CA (FHA|USDA|VA) 14 $6,110,000 $436,429 $6,693 5.14%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 16 $5,680,000 $355,000 $8,785 5.54%
CLEVELAND, TN (FHA|USDA|VA) 22 $5,670,000 $257,727 $4,846 5.30%
MORRISTOWN, TN (FHA|USDA|VA) 19 $5,595,000 $294,474 $5,929 5.00%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $5,505,000 $367,000 $11,218 5.21%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $5,320,000 $380,000 $10,471 4.63%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 18 $5,150,000 $286,111 $8,543 4.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 14 $4,990,000 $356,429 $6,994 5.85%
Gaffney, SC (FHA|USDA|VA) 32 $4,890,000 $152,813 $5,287 4.14%
AKRON, OH (FHA|USDA|VA) 28 $4,840,000 $172,857 $4,566 5.30%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $4,650,000 $387,500 $15,726 5.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 15 $4,585,000 $305,667 $6,735 5.37%
OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $4,550,000 $379,167 $12,863 5.59%
Holland, MI (FHA|USDA|VA) 17 $4,525,000 $266,176 $4,968 4.86%
Pottsville, PA (FHA|USDA|VA) 32 $4,480,000 $140,000 $4,542 4.53%
WINSTON-SALEM, NC (FHA|USDA|VA) 21 $4,465,000 $212,619 $5,089 4.87%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 16 $4,360,000 $272,500 $7,601 4.51%
CORPUS CHRISTI, TX (FHA|USDA|VA) 13 $4,285,000 $329,615 $7,863 4.97%
ST. GEORGE, UT (FHA|USDA|VA) 12 $4,240,000 $353,333 $7,762 5.72%
Plainview, TX (FHA|USDA|VA) 22 $4,190,000 $190,455 $5,422 5.08%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $4,085,000 $240,294 $7,756 4.93%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 17 $4,065,000 $239,118 $5,334 5.47%
TYLER, TX (FHA|USDA|VA) 14 $4,010,000 $286,429 $7,937 5.18%
FORT COLLINS, CO (FHA|USDA|VA) 10 $3,650,000 $365,000 $3,716 5.50%
WINCHESTER, VA-WV (FHA|USDA|VA) 14 $3,620,000 $258,571 $6,478 5.00%
OCEAN CITY, NJ (FHA|USDA|VA) 10 $3,520,000 $352,000 $8,153 5.02%
MONROE, MI (FHA|USDA|VA) 15 $3,515,000 $234,333 $5,138 5.16%
Greeneville, TN (FHA|USDA|VA) 12 $3,510,000 $292,500 $5,938 5.49%
GREELEY, CO (FHA|USDA|VA) 9 $3,465,000 $385,000 $7,030 5.46%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,445,000 $265,000 $8,144 5.11%
Athens, TX (FHA|USDA|VA) 11 $3,435,000 $312,273 $7,046 4.92%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $3,325,000 $369,444 $8,592 4.68%
Torrington, CT (FHA|USDA|VA) 13 $3,265,000 $251,154 $7,945 5.76%
MEDFORD, OR (FHA|USDA|VA) 11 $3,245,000 $295,000 $7,705 4.37%
Mount Sterling, KY (FHA|USDA|VA) 19 $3,215,000 $169,211 $4,265 5.45%
Levelland, TX (FHA|USDA|VA) 12 $3,200,000 $266,667 $5,453 4.64%
ST. CLOUD, MN (FHA|USDA|VA) 14 $3,170,000 $226,429 $7,415 4.80%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $3,170,000 $396,250 $7,493 6.14%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 10 $3,090,000 $309,000 $5,458 5.15%
MADERA, CA (FHA|USDA|VA) 8 $3,080,000 $385,000 $11,669 4.53%
FAYETTEVILLE, NC (FHA|USDA|VA) 12 $2,990,000 $249,167 $7,173 4.84%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,965,000 $269,545 $5,489 4.52%
Show Low, AZ (FHA|USDA|VA) 11 $2,885,000 $262,273 $6,661 4.91%
Pahrump, NV (FHA|USDA|VA) 10 $2,820,000 $282,000 $11,366 5.86%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 13 $2,805,000 $215,769 $4,836 5.17%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $2,735,000 $210,385 $9,575 5.23%
EL PASO, TX (FHA|USDA|VA) 11 $2,655,000 $241,364 $8,243 5.30%
TUCSON, AZ (FHA|USDA|VA) 9 $2,655,000 $295,000 $5,744 3.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,640,000 $330,000 $8,405 4.59%
SAN ANGELO, TX (FHA|USDA|VA) 7 $2,565,000 $366,429 $7,809 5.28%
BURLINGTON, NC (FHA|USDA|VA) 8 $2,560,000 $320,000 $5,410 5.29%
AMARILLO, TX (FHA|USDA|VA) 9 $2,515,000 $279,444 $7,070 4.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 9 $2,505,000 $278,333 $6,789 5.37%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,480,000 $310,000 $8,009 5.94%
RENO, NV (FHA|USDA|VA) 8 $2,460,000 $307,500 $7,018 4.37%
Ontario, OR-ID (FHA|USDA|VA) 7 $2,415,000 $345,000 $14,142 4.68%
SALINAS, CA (FHA|USDA|VA) 4 $2,410,000 $602,500 $11,962 4.44%
YORK-HANOVER, PA (FHA|USDA|VA) 8 $2,410,000 $301,250 $11,700 4.77%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 8 $2,380,000 $297,500 $8,673 4.97%
Snyder, TX (FHA|USDA|VA) 13 $2,345,000 $180,385 $5,509 5.61%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 8 $2,340,000 $292,500 $6,564 5.34%
READING, PA (FHA|USDA|VA) 7 $2,235,000 $319,286 $6,234 4.69%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,195,000 $439,000 $11,917 5.32%
EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $2,160,000 $270,000 $5,053 4.50%
Williston, ND (FHA|USDA|VA) 8 $2,140,000 $267,500 $4,553 5.01%
SANTA FE, NM (FHA|USDA|VA) 5 $2,125,000 $425,000 $8,418 4.85%
Glenwood Springs, CO (FHA|USDA|VA) 6 $2,080,000 $346,667 $6,871 5.48%
Danville, KY (FHA|USDA|VA) 12 $2,050,000 $170,833 $5,142 4.57%
Mineral Wells, TX (FHA|USDA|VA) 6 $1,980,000 $330,000 $6,435 5.43%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,975,000 $219,444 $8,001 4.56%
COLUMBUS, OH (FHA|USDA|VA) 10 $1,970,000 $197,000 $6,701 5.79%
ALEXANDRIA, LA (FHA|USDA|VA) 11 $1,945,000 $176,818 $5,473 4.76%
Traverse City, MI (FHA|USDA|VA) 10 $1,910,000 $191,000 $4,746 5.91%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,900,000 $316,667 $6,475 4.87%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,755,000 $585,000 $10,396 5.04%
ROCHESTER, MN (FHA|USDA|VA) 2 $1,750,000 $875,000 $29,091 4.06%
Lamesa, TX (FHA|USDA|VA) 12 $1,750,000 $145,833 $5,650 5.78%
Lewisburg, TN (FHA|USDA|VA) 5 $1,715,000 $343,000 $9,157 4.20%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,710,000 $427,500 $8,514 4.62%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,615,000 $323,000 $12,990 4.60%
Big Rapids, MI (FHA|USDA|VA) 7 $1,595,000 $227,857 $6,937 4.91%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,580,000 $263,333 $8,465 4.85%
JACKSONVILLE, NC (FHA|USDA|VA) 5 $1,575,000 $315,000 $13,487 4.93%
Mountain Home, ID (FHA|USDA|VA) 5 $1,565,000 $313,000 $11,887 4.73%
JACKSON, MI (FHA|USDA|VA) 8 $1,560,000 $195,000 $7,713 5.42%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,560,000 $390,000 $10,272 5.09%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,535,000 $307,000 $9,789 5.28%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 4 $1,510,000 $377,500 $14,833 5.43%
NILES, MI (FHA|USDA|VA) 7 $1,505,000 $215,000 $6,052 5.39%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,475,000 $491,667 $4,732 4.42%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,470,000 $367,500 $9,076 5.72%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,460,000 $243,333 $6,299 4.98%
VISALIA, CA (FHA|USDA|VA) 6 $1,450,000 $241,667 $7,017 4.89%
Somerset, KY (FHA|USDA|VA) 10 $1,440,000 $144,000 $3,675 5.04%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,425,000 $285,000 $6,820 6.77%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,420,000 $355,000 $14,201 6.37%
Athens, TN (FHA|USDA|VA) 6 $1,420,000 $236,667 $7,174 5.19%
MODESTO, CA (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,905 5.56%
Bozeman, MT (FHA|USDA|VA) 2 $1,420,000 $710,000 $12,896 5.69%
Georgetown, SC (FHA|USDA|VA) 3 $1,375,000 $458,333 $8,196 4.50%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,340,000 $335,000 $8,724 5.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 5 $1,335,000 $267,000 $7,616 4.90%
Orangeburg, SC (FHA|USDA|VA) 6 $1,320,000 $220,000 $5,810 4.71%
Winfield, KS (FHA|USDA|VA) 7 $1,315,000 $187,857 $7,249 5.27%
LINCOLN, NE (FHA|USDA|VA) 8 $1,300,000 $162,500 $3,393 3.98%
Adrian, MI (FHA|USDA|VA) 4 $1,250,000 $312,500 $7,397 4.59%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $1,250,000 $625,000 $13,552 4.63%
Rockport, TX (FHA|USDA|VA) 4 $1,250,000 $312,500 $7,139 5.19%
OCALA, FL (FHA|USDA|VA) 6 $1,250,000 $208,333 $8,573 4.65%
BOWLING GREEN, KY (FHA|USDA|VA) 4 $1,230,000 $307,500 $3,801 5.00%
ROANOKE, VA (FHA|USDA|VA) 3 $1,225,000 $408,333 $10,840 4.88%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,874 4.41%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,220,000 $305,000 $7,078 4.90%
Union, SC (FHA|USDA|VA) 9 $1,205,000 $133,889 $5,342 5.04%
DALTON, GA (FHA|USDA|VA) 7 $1,205,000 $172,143 $5,579 6.63%
Kalispell, MT (FHA|USDA|VA) 2 $1,200,000 $600,000 $11,916 5.81%
MADISON, WI (FHA|USDA|VA) 5 $1,185,000 $237,000 $4,207 5.17%
Sheridan, WY (FHA|USDA|VA) 2 $1,180,000 $590,000 $7,044 5.50%
Cañon City, CO (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,495 4.72%
MERCED, CA (FHA|USDA|VA) 3 $1,155,000 $385,000 $11,874 5.04%
SALISBURY, MD-DE (FHA|USDA|VA) 6 $1,140,000 $190,000 $4,545 5.44%
YUBA CITY, CA (FHA|USDA|VA) 3 $1,135,000 $378,333 $10,314 3.96%
BEND, OR (FHA|USDA|VA) 3 $1,125,000 $375,000 $7,989 5.62%
Cullman, AL (FHA|USDA|VA) 3 $1,105,000 $368,333 $9,574 6.17%
Stephenville, TX (FHA|USDA|VA) 4 $1,100,000 $275,000 $6,244 5.66%
CANTON-MASSILLON, OH (FHA|USDA|VA) 4 $1,100,000 $275,000 $6,085 4.91%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $3,873 4.50%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $9,628 4.53%
Andrews, TX (FHA|USDA|VA) 6 $1,060,000 $176,667 $7,327 5.33%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $9,241 5.42%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $1,055,000 $351,667 $10,013 6.50%
Payson, AZ (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,472 4.78%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,720 4.94%
SALEM, OR (FHA|USDA|VA) 3 $1,025,000 $341,667 $8,071 6.41%
Morehead City, NC (FHA|USDA|VA) 2 $1,000,000 $500,000 $2,009 6.18%
Fremont, NE (FHA|USDA|VA) 8 $990,000 $123,750 $3,560 4.41%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $985,000 $328,333 $3,569 6.75%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $935,000 $311,667 $8,735 5.70%
PROVO-OREM, UT (FHA|USDA|VA) 2 $930,000 $465,000 $15,661 4.94%
Dublin, GA (FHA|USDA|VA) 3 $915,000 $305,000 $5,624 5.00%
TULSA, OK (FHA|USDA|VA) 4 $910,000 $227,500 $9,994 6.13%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $895,000 $298,333 $6,827 5.66%
Malvern, AR (FHA|USDA|VA) 5 $885,000 $177,000 $3,473 5.45%
LaGrange, GA-AL (FHA|USDA|VA) 2 $880,000 $440,000 $18,853 4.69%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $880,000 $220,000 $8,228 4.25%
Ruidoso, NM (FHA|USDA|VA) 3 $875,000 $291,667 $7,188 4.95%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $870,000 $217,500 $6,632 5.00%
Jefferson, GA (FHA|USDA|VA) 2 $860,000 $430,000 $7,002 4.81%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $860,000 $215,000 $5,666 4.48%
Searcy, AR (FHA|USDA|VA) 3 $855,000 $285,000 $6,073 5.17%
Gainesville, TX (FHA|USDA|VA) 3 $855,000 $285,000 $7,717 4.33%
DULUTH, MN-WI (FHA|USDA|VA) 5 $855,000 $171,000 $5,448 5.57%
Newport, OR (FHA|USDA|VA) 2 $850,000 $425,000 $2,475 5.81%
PITTSBURGH, PA (FHA|USDA|VA) 4 $850,000 $212,500 $7,023 4.47%
Breckenridge, CO (FHA|USDA|VA) 1 $825,000 $825,000 $350 3.88%
POCATELLO, ID (FHA|USDA|VA) 3 $805,000 $268,333 $10,235 5.29%
BILLINGS, MT (FHA|USDA|VA) 1 $775,000 $775,000 $31,693 5.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $775,000 $258,333 $6,279 4.58%
GETTYSBURG, PA (FHA|USDA|VA) 3 $765,000 $255,000 $9,156 5.67%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $755,000 $151,000 $4,826 5.22%
YUMA, AZ (FHA|USDA|VA) 3 $745,000 $248,333 $9,721 5.38%
HINESVILLE, GA (FHA|USDA|VA) 2 $740,000 $370,000 $7,542 5.94%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $735,000 $245,000 $6,252 4.38%
ABILENE, TX (FHA|USDA|VA) 3 $735,000 $245,000 $3,505 6.46%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $730,000 $365,000 $6,935 5.19%
Outside of Metro Areas 2 $730,000 $365,000 $6,245 5.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $725,000 $241,667 $4,070 5.71%
DOTHAN, AL (FHA|USDA|VA) 3 $715,000 $238,333 $5,468 4.71%
Newport, TN (FHA|USDA|VA) 4 $700,000 $175,000 $6,568 6.25%
APPLETON, WI (FHA|USDA|VA) 2 $700,000 $350,000 $8,221 5.38%
RICHMOND, VA (FHA|USDA|VA) 2 $700,000 $350,000 $18,377 6.06%
Helena, MT (FHA|USDA|VA) 2 $690,000 $345,000 $10,607 5.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 2 $690,000 $345,000 $20,471 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 3 $685,000 $228,333 $11,067 6.20%
JACKSON, MS (FHA|USDA|VA) 1 $685,000 $685,000 $12,032 4.63%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $675,000 $225,000 $3,261 4.37%
RAPID CITY, SD (FHA|USDA|VA) 3 $675,000 $225,000 $6,662 4.08%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $670,000 $167,500 $4,795 4.37%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $650,000 $325,000 $5,316 5.68%
LAFAYETTE, LA (FHA|USDA|VA) 4 $650,000 $162,500 $4,184 5.19%
Kerrville, TX (FHA|USDA|VA) 2 $650,000 $325,000 $9,160 4.05%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $650,000 $325,000 $13,531 4.94%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $645,000 $645,000 $2,298 4.25%
Spearfish, SD (FHA|USDA|VA) 1 $645,000 $645,000 $13,263 5.50%
LONGVIEW, WA (FHA|USDA|VA) 2 $640,000 $320,000 $10,821 5.31%
WILMINGTON, NC (FHA|USDA|VA) 2 $640,000 $320,000 $10,225 5.50%
Alexandria, MN (FHA|USDA|VA) 2 $620,000 $310,000 $1,779 5.44%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $620,000 $310,000 $10,982 3.19%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $610,000 $305,000 $5,139 3.31%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 3 $605,000 $201,667 $5,883 5.29%
JOPLIN, MO (FHA|USDA|VA) 3 $605,000 $201,667 $2,955 5.50%
GREENVILLE, NC (FHA|USDA|VA) 3 $595,000 $198,333 $7,663 4.08%
Jasper, AL (FHA|USDA|VA) 3 $595,000 $198,333 $7,523 5.17%
Corsicana, TX (FHA|USDA|VA) 2 $590,000 $295,000 $8,229 5.31%
Newberry, SC (FHA|USDA|VA) 2 $590,000 $295,000 $7,938 5.75%
Moses Lake, WA (FHA|USDA|VA) 2 $590,000 $295,000 $7,224 4.88%
Seneca, SC (FHA|USDA|VA) 3 $585,000 $195,000 $6,046 5.54%
Warrensburg, MO (FHA|USDA|VA) 1 $585,000 $585,000 $12,415 3.88%
Whitewater, WI (FHA|USDA|VA) 3 $575,000 $191,667 $4,553 7.12%
Cadillac, MI (FHA|USDA|VA) 2 $570,000 $285,000 $5,802 5.00%
Big Stone Gap, VA (FHA|USDA|VA) 4 $570,000 $142,500 $4,921 4.84%
Cookeville, TN (FHA|USDA|VA) 1 $565,000 $565,000 $19,900 6.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $565,000 $188,333 $7,720 4.99%
WENATCHEE, WA (FHA|USDA|VA) 2 $560,000 $280,000 $17,376 4.06%
CARSON CITY, NV (FHA|USDA|VA) 2 $560,000 $280,000 $6,777 3.88%
Alexander City, AL (FHA|USDA|VA) 1 $555,000 $555,000 $642 4.13%
Coldwater, MI (FHA|USDA|VA) 1 $555,000 $555,000 $7,583 4.99%
McMinnville, TN (FHA|USDA|VA) 2 $550,000 $275,000 $6,775 5.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $545,000 $545,000 $7,760 4.88%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $545,000 $545,000 $7,114 5.25%
GAINESVILLE, FL (FHA|USDA|VA) 2 $530,000 $265,000 $7,774 4.31%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $530,000 $265,000 $10,619 5.38%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $530,000 $265,000 $6,694 4.88%
Americus, GA (FHA|USDA|VA) 1 $525,000 $525,000 $19,340 7.49%
WALLA WALLA, WA (FHA|USDA|VA) 1 $525,000 $525,000 $20,235 4.38%
VICTORIA, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,387 4.11%
LANCASTER, PA (FHA|USDA|VA) 2 $520,000 $260,000 $8,306 6.25%
Mount Pleasant, MI (FHA|USDA|VA) 2 $510,000 $255,000 $6,691 4.87%
Sandpoint, ID (FHA|USDA|VA) 1 $505,000 $505,000 $31,129 3.75%
Juneau, AK (FHA|USDA|VA) 1 $505,000 $505,000 $22,844 4.88%
Palatka, FL (FHA|USDA|VA) 1 $495,000 $495,000 $13,412 5.75%
FLINT, MI (FHA|USDA|VA) 2 $480,000 $240,000 $4,080 5.13%
MONTGOMERY, AL (FHA|USDA|VA) 2 $480,000 $240,000 $7,352 6.12%
Fredericksburg, TX (FHA|USDA|VA) 1 $475,000 $475,000 $12,219 6.00%
TWIN FALLS, ID (FHA|USDA|VA) 2 $470,000 $235,000 $11,125 4.19%
Mount Pleasant, TX (FHA|USDA|VA) 2 $470,000 $235,000 $4,088 6.44%
Brenham, TX (FHA|USDA|VA) 2 $460,000 $230,000 $4,115 4.56%
Clovis, NM (FHA|USDA|VA) 2 $460,000 $230,000 $4,988 6.19%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $455,000 $455,000 $15,785 6.13%
Durango, CO (FHA|USDA|VA) 1 $455,000 $455,000 $3,786 5.99%
Greenwood, SC (FHA|USDA|VA) 5 $455,000 $91,000 $3,875 2.20%
ALBANY-LEBANON, OR (FHA|USDA|VA) 2 $450,000 $225,000 $4,388 6.18%
KANKAKEE, IL (FHA|USDA|VA) 2 $450,000 $225,000 $8,524 5.25%
FLORENCE, SC (FHA|USDA|VA) 2 $450,000 $225,000 $3,357 5.19%
LYNCHBURG, VA (FHA|USDA|VA) 2 $450,000 $225,000 $7,341 6.06%
Lawrenceburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $6,533 4.56%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $445,000 $148,333 $4,929 4.42%
HAMMOND, LA (FHA|USDA|VA) 2 $440,000 $220,000 $1,859 5.44%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $440,000 $220,000 $2,461 4.37%
Alamogordo, NM (FHA|USDA|VA) 2 $430,000 $215,000 $3,420 6.12%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $425,000 $425,000 $12,956 5.13%
Price, UT (FHA|USDA|VA) 2 $420,000 $210,000 $3,493 5.94%
STAUNTON, VA (FHA|USDA|VA) 1 $415,000 $415,000 $5,870 3.88%
Sonora, CA (FHA|USDA|VA) 1 $415,000 $415,000 $5,162 4.13%
Easton, MD (FHA|USDA|VA) 1 $415,000 $415,000 $3,293 3.49%
MISSOULA, MT (FHA|USDA|VA) 1 $415,000 $415,000 $11,692 2.63%
Ukiah, CA (FHA|USDA|VA) 1 $405,000 $405,000 $6,491 3.49%
St. Marys, GA (FHA|USDA|VA) 1 $405,000 $405,000 $3,663 5.25%
Marion, IN (FHA|USDA|VA) 1 $405,000 $405,000 $2,471 3.99%
Hobbs, NM (FHA|USDA|VA) 2 $400,000 $200,000 $3,991 5.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $395,000 $395,000 $6,350 3.63%
Boone, NC (FHA|USDA|VA) 1 $395,000 $395,000 $15,038 5.49%
Eagle Pass, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,476 5.94%
DECATUR, AL (FHA|USDA|VA) 1 $385,000 $385,000 $7,296 5.49%
FOND DU LAC, WI (FHA|USDA|VA) 1 $385,000 $385,000 $15,437 4.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $385,000 $385,000 $5,290 5.63%
Branson, MO (FHA|USDA|VA) 1 $375,000 $375,000 $3,820 7.13%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $365,000 $365,000 $10,720 4.99%
Lewisburg, PA (FHA|USDA|VA) 1 $365,000 $365,000 $13,680 6.88%
SUMTER, SC (FHA|USDA|VA) 1 $365,000 $365,000 $12,324 3.13%
LAWTON, OK (FHA|USDA|VA) 2 $350,000 $175,000 $3,056 6.50%
Dayton, TN (FHA|USDA|VA) 1 $345,000 $345,000 $10,323 4.99%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $345,000 $345,000 $12,309 5.63%
SAGINAW, MI (FHA|USDA|VA) 2 $340,000 $170,000 $4,697 5.43%
GOLDSBORO, NC (FHA|USDA|VA) 1 $335,000 $335,000 $7,782 5.75%
Susanville, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,736 5.38%
Klamath Falls, OR (FHA|USDA|VA) 1 $335,000 $335,000 $11,377 4.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $325,000 $325,000 $17,368 2.63%
Elizabeth City, NC (FHA|USDA|VA) 1 $325,000 $325,000 $15,377 4.88%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $325,000 $325,000 $6,430 4.88%
ANCHORAGE, AK (FHA|USDA|VA) 1 $325,000 $325,000 $2,460 6.99%
Ludington, MI (FHA|USDA|VA) 1 $325,000 $325,000 $692 5.63%
Lake City, FL (FHA|USDA|VA) 1 $325,000 $325,000 $0 5.63%
Hudson, NY (FHA|USDA|VA) 1 $325,000 $325,000 $821 6.38%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $325,000 $325,000 $16,547 5.25%
JACKSON, TN (FHA|USDA|VA) 2 $320,000 $160,000 $4,150 3.99%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $315,000 $315,000 $4,326 5.38%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $315,000 $315,000 $0 5.63%
JONESBORO, AR (FHA|USDA|VA) 1 $315,000 $315,000 $10,589 3.25%
Pearsall, TX (FHA|USDA|VA) 1 $315,000 $315,000 $11,258 6.75%
Fremont, OH (FHA|USDA|VA) 2 $310,000 $155,000 $6,570 4.88%
Hillsdale, MI (FHA|USDA|VA) 1 $305,000 $305,000 $6,723 5.99%
CHEYENNE, WY (FHA|USDA|VA) 1 $305,000 $305,000 $5,085 3.75%
BANGOR, ME (FHA|USDA|VA) 1 $305,000 $305,000 $9,334 5.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $8,692 4.75%
LEBANON, PA (FHA|USDA|VA) 1 $295,000 $295,000 $11,227 6.75%
Eufaula, AL-GA (FHA|USDA|VA) 1 $295,000 $295,000 $17,272 6.75%
Brookings, OR (FHA|USDA|VA) 1 $295,000 $295,000 $3,995 4.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $295,000 $295,000 $2,893 7.13%
Mount Airy, NC (FHA|USDA|VA) 1 $285,000 $285,000 $7,802 5.49%
FAIRBANKS, AK (FHA|USDA|VA) 1 $285,000 $285,000 $5,566 5.49%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $280,000 $140,000 $2,569 4.13%
Sturgis, MI (FHA|USDA|VA) 2 $280,000 $140,000 $5,034 5.81%
Coffeyville, KS (FHA|USDA|VA) 1 $275,000 $275,000 $4,978 5.50%
Fort Payne, AL (FHA|USDA|VA) 1 $275,000 $275,000 $949 5.63%
OWENSBORO, KY (FHA|USDA|VA) 1 $275,000 $275,000 $708 5.63%
Statesboro, GA (FHA|USDA|VA) 1 $275,000 $275,000 $650 6.13%
Laramie, WY (FHA|USDA|VA) 1 $265,000 $265,000 $6,477 5.88%
Marietta, OH (FHA|USDA|VA) 1 $265,000 $265,000 $4,402 5.75%
Jacksonville, IL (FHA|USDA|VA) 2 $260,000 $130,000 $4,775 1.81%
BINGHAMTON, NY (FHA|USDA|VA) 1 $255,000 $255,000 $9,731 5.50%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $255,000 $255,000 $9,139 5.13%
Sulphur Springs, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,999 6.13%
VALDOSTA, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,689 4.87%
Barre, VT (FHA|USDA|VA) 1 $245,000 $245,000 $6,394 4.63%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,294 4.37%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,942 3.25%
Rolla, MO (FHA|USDA|VA) 1 $235,000 $235,000 $9,819 2.63%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $3,121 3.75%
Hutchinson, MN (FHA|USDA|VA) 1 $225,000 $225,000 $1,868 7.25%
MANKATO, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,299 4.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $215,000 $215,000 $5,056 5.63%
Hannibal, MO (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.63%
Heber, UT (FHA|USDA|VA) 1 $215,000 $215,000 $6,684 3.99%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $205,000 $205,000 $6,294 4.49%
Bellefontaine, OH (FHA|USDA|VA) 1 $205,000 $205,000 $4,223 5.62%
Tiffin, OH (FHA|USDA|VA) 2 $200,000 $100,000 $4,178 5.18%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,795 3.63%
GREEN BAY, WI (FHA|USDA|VA) 1 $195,000 $195,000 $5,680 6.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $195,000 $195,000 $10,257 5.49%
Wilmington, OH (FHA|USDA|VA) 1 $195,000 $195,000 $11,475 5.75%
Del Rio, TX (FHA|USDA|VA) 1 $185,000 $185,000 $1,175 2.75%
Concord, NH (FHA|USDA|VA) 1 $185,000 $185,000 $4,103 6.63%
FARMINGTON, NM (FHA|USDA|VA) 1 $185,000 $185,000 $3,753 3.99%
Owatonna, MN (FHA|USDA|VA) 1 $185,000 $185,000 $8,632 4.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $185,000 $185,000 $6,996 5.88%
Rock Springs, WY (FHA|USDA|VA) 1 $185,000 $185,000 $1,575 5.37%
Bradford, PA (FHA|USDA|VA) 1 $185,000 $185,000 $13,895 5.63%
Maryville, MO (FHA|USDA|VA) 2 $180,000 $90,000 $2,600 5.43%
IOWA CITY, IA (FHA|USDA|VA) 1 $175,000 $175,000 $3,824 6.50%
Warsaw, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,280 5.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $6,242 6.13%
Beaver Dam, WI (FHA|USDA|VA) 1 $175,000 $175,000 $4,966 6.00%
Okeechobee, FL (FHA|USDA|VA) 1 $175,000 $175,000 $6,226 5.99%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $175,000 $175,000 $11,642 6.63%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,464 6.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $170,000 $85,000 $4,877 7.06%
Vidalia, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,875 5.38%
Bartlesville, OK (FHA|USDA|VA) 1 $165,000 $165,000 $10,227 3.00%
LOGAN, UT-ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,632 4.25%
PEORIA, IL (FHA|USDA|VA) 1 $165,000 $165,000 $9,061 7.25%
Dyersburg, TN (FHA|USDA|VA) 1 $165,000 $165,000 $6,299 5.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,756 5.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,896 5.63%
MOBILE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $4,433 5.63%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $155,000 $155,000 $4,713 6.62%
Bluffton, IN (FHA|USDA|VA) 1 $155,000 $155,000 $6,701 6.63%
Ozark, AL (FHA|USDA|VA) 1 $155,000 $155,000 $10,509 3.13%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,266 6.25%
Middlesborough, KY (FHA|USDA|VA) 1 $145,000 $145,000 $2,659 3.63%
Sunbury, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,819 5.63%
Lufkin, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,777 4.25%
Peru, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,126 5.13%
CHICO, CA (FHA|USDA|VA) 1 $145,000 $145,000 $9,348 5.13%
Pittsburg, KS (FHA|USDA|VA) 1 $145,000 $145,000 $3,541 3.88%
Ponca City, OK (FHA|USDA|VA) 1 $145,000 $145,000 $2,863 3.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $145,000 $145,000 $4,729 5.25%
Russellville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $1,167 5.63%
McPherson, KS (FHA|USDA|VA) 1 $135,000 $135,000 $5,151 4.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,329 5.49%
Manitowoc, WI (FHA|USDA|VA) 1 $135,000 $135,000 $2,061 5.99%
Indiana, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,174 3.88%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,532 3.88%
Marshall, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,086 3.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $125,000 $125,000 $5,611 7.25%
Defiance, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,694 5.13%
LIMA, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,901 5.25%
Forrest City, AR (FHA|USDA|VA) 1 $125,000 $125,000 $5,743 3.88%
Clewiston, FL (FHA|USDA|VA) 1 $125,000 $125,000 $6,550 4.88%
Atchison, KS (FHA|USDA|VA) 1 $115,000 $115,000 $4,919 6.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,018 5.88%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $6,016 5.38%
Shelbyville, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,825 3.49%
KOKOMO, IN (FHA|USDA|VA) 1 $115,000 $115,000 $2,432 5.75%
Albertville, AL (FHA|USDA|VA) 1 $115,000 $115,000 $3,919 4.63%
Madison, IN (FHA|USDA|VA) 1 $115,000 $115,000 $1,596 6.99%
Fergus Falls, MN (FHA|USDA|VA) 1 $105,000 $105,000 $4,978 4.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $105,000 $105,000 $5,048 2.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,477 7.88%
Seymour, IN (FHA|USDA|VA) 1 $95,000 $95,000 $5,498 4.75%
Taylorville, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,633 5.63%
Houghton, MI (FHA|USDA|VA) 1 $75,000 $75,000 $4,606 6.12%
Salina, KS (FHA|USDA|VA) 1 $75,000 $75,000 $2,937 6.75%
Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $1,776 7.25%
Paris, TX (FHA|USDA|VA) 1 $65,000 $65,000 $5,424 5.37%
Ashtabula, OH (FHA|USDA|VA) 1 $55,000 $55,000 $4,903 6.12%
Macomb, IL (FHA|USDA|VA) 1 $55,000 $55,000 $2,869 6.50%
Ark-la-tex Financial Services's top markets include Houston, Dallas, San Antonio, Austin, and Colorado Springs among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,178 $3,011,100,000 $295,844 $5,525 5.03%
    FHA 3,038 $836,400,000 $275,313 $9,246 5.07%
    VA 2,404 $888,150,000 $369,447 $9,629 4.80%
    USDA 243 $46,455,000 $191,173 $5,065 4.94%
    HELOC 3 $345,000 $115,000 n/a 4.92%

    For 2022, Ark-la-tex Financial Services's most frequently originated type of loan was Conventional, with 10,178 originations. Their 2nd most popular type was FHA, with 3,038 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 13,491 $4,089,725,000 $303,145 $6,820 5.08%
    Cash Out Refi 1,713 $498,625,000 $291,083 $7,369 4.69%
    Refi 661 $193,655,000 $292,973 $6,240 4.14%
    Home Improvement 1 $445,000 $445,000 $21,512 4.38%

    For 2022, Ark-la-tex Financial Services's most frequently cited loan purpose was Home Purchase, with 13,491 originations. The 2nd most popular reason was Cash Out Refi, with 1,713 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 14,994 $4,612,190,000 $307,602 $7,004 5.09%
    15 Year 502 $117,480,000 $234,024 $4,941 3.88%
    10 Year 186 $2,980,000 $16,022 $282 2.24%
    20 Year 106 $24,100,000 $227,358 $4,658 3.57%
    Other 69 $24,315,000 $352,391 $10,021 4.35%
    5 Year 6 $30,000 $5,000 $0 0.00%
    30+ year 3 $1,355,000 $451,667 $16,909 5.00%

    For 2022, Ark-la-tex Financial Services's most frequently cited loan duration was 30 Year, with 14,994 originations. The 2nd most popular length was 15 Year, with 502 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,531 $1,555,575,000 $281,247
    $1k-2k 3,124 $891,810,000 $285,471
    $5k+ 2,724 $1,112,160,000 $408,282
    $2k-3k 1,753 $447,435,000 $255,240
    $3k-4k 1,482 $396,330,000 $267,429
    $4k-5k 1,122 $342,100,000 $304,902

    Ark-la-tex Financial Services's average total fees were $7,004, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,531 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 5,496 $1,621,890,000 $295,104
    4-5% 3,796 $1,187,900,000 $312,935
    3-4% 3,201 $1,001,695,000 $312,932
    6-7% 2,270 $677,770,000 $298,577
    7-8% 504 $145,720,000 $289,127
    2.5-3% 349 $114,335,000 $327,607
    <2.5% 219 $25,195,000 $115,046
    Over 8% 31 $7,945,000 $256,290

    During 2022, Ark-la-tex Financial Services's average interest rate for loans was 5.09%, while their most frequently originated rate bucket for loans was 5-6%, with 5,496 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 8,628 $2,505,710,000 $290,416 $6,813 5.05%
    $100k-200k 3,238 $507,870,000 $156,847 $4,626 5.14%
    $400k-600k 2,444 $1,156,760,000 $473,306 $9,303 4.96%
    $100,000 or less 799 $46,185,000 $57,804 $2,598 4.21%
    $600k-1MM 697 $485,415,000 $696,435 $12,677 4.87%
    $1MM+ 60 $80,510,000 $1,341,833 $19,806 4.87%

    2022 saw Ark-la-tex Financial Services place emphasis on $200k-400k loans with 8,628 originations, totaling $2,505,710,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 4,067 $1,377,695,000 $338,750 $7,424 5.06%
    $50k-75k 3,557 $797,795,000 $224,289 $6,050 4.93%
    $75k-100k 3,393 $958,225,000 $282,412 $6,888 5.04%
    $150k-250k 2,404 $974,090,000 $405,196 $7,990 5.13%
    $50k or less 1,554 $226,860,000 $145,985 $4,409 4.65%
    $250k+ 868 $440,260,000 $507,212 $8,700 5.15%

    Ark-la-tex Financial Services lent most frequently to those with incomes in the $100k-150k range, with 4,067 originations. The second most popular income band? $50k-75k, with 3,557 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,613 $758,215,000 $290,170 $6,158 4.95%
    20-30% 2,350 $655,160,000 $278,791 $5,649 4.88%
    50-60% 1,446 $483,670,000 $334,488 $10,374 5.02%
    44% 799 $246,405,000 $308,392 $6,923 5.13%
    49% 783 $252,185,000 $322,075 $7,611 5.10%
    43% 709 $217,525,000 $306,805 $6,928 5.08%
    42% 702 $213,280,000 $303,818 $6,424 5.08%
    40% 680 $202,600,000 $297,941 $6,407 5.02%
    41% 647 $194,995,000 $301,383 $6,655 5.06%
    <20% 612 $166,470,000 $272,010 $5,300 4.87%
    39% 595 $186,005,000 $312,613 $6,446 5.03%
    45% 577 $175,855,000 $304,775 $7,287 5.13%
    37% 570 $170,080,000 $298,386 $5,886 4.99%
    48% 564 $174,700,000 $309,752 $7,372 5.16%
    38% 551 $161,225,000 $292,604 $6,393 4.99%
    46% 522 $166,000,000 $318,008 $7,872 5.05%
    47% 521 $160,195,000 $307,476 $7,717 5.03%
    36% 512 $153,180,000 $299,180 $6,365 5.01%
    >60% 86 $35,130,000 $408,488 $11,175 4.59%

    Ark-la-tex Financial Services lent most frequently to those with DTI ratios of 30-36%, with 2,613 originations. The next most common DTI ratio? 20-30%, with 2,350 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 11,281 $3,346,295,000 $296,631 $6,726 5.02%
    Not provided 2,198 $679,770,000 $309,268 $6,993 4.94%
    Black 1,505 $465,625,000 $309,385 $7,796 4.96%
    Asian 711 $236,265,000 $332,300 $6,332 4.98%
    American Indian 130 $41,760,000 $321,231 $7,846 5.05%
    Native Hawaiian or Islander 36 $11,230,000 $311,944 $6,751 5.21%
    Asian Indian 2 $580,000 $290,000 $8,536 4.75%
    1 $355,000 $355,000 $3,068 5.77%
    Other Asian 1 $335,000 $335,000 $7,396 4.75%
    Guamanian 1 $235,000 $235,000 $7,226 5.63%

    Approval Rates

    Total approvals of all applications
    96.25%

    Ark-la-tex Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    68.31%

    Ark-la-tex Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 15,866 $4,782,450,000 $301,428

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    15,866 $4,782,450,000 $301,428

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 412 $73,960,000 $179,515 $4,654 5.02%
    40-60% 1,122 $305,560,000 $272,335 $5,579 4.79%
    60-80% 3,636 $1,121,450,000 $308,430 $6,385 5.02%
    80-100% 9,723 $3,018,875,000 $310,488 $6,882 5.09%
    Over 100% 647 $247,605,000 $382,697 $15,418 4.90%
    Under 20% 326 $15,000,000 $46,012 $1,175 2.94%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Ark-La-Tex Financial Services, LLC Conventional home mortgage Trouble during payment process 1 50.0%
    Ark-La-Tex Financial Services, LLC VA mortgage Trouble during payment process 1 50.0%