Plaquemine Bank And Trust Company Mortgage Rates, Fees & Info
Plaquemine, LALEI: 2549003E1YOW83GR2Q12
Tax ID: 72-0647414
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Mortgage Data
Review & Overview
Plaquemine Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Plaquemine Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Baton Rouge, Lafayette, and Gulfport among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Plaquemine Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
30Origination Dollar Volume (All Markets)
$4,080,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BATON ROUGE, LA (FHA|USDA|VA) | 27 | $3,335,000 | $123,519 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $475,000 | $475,000 | $0 | 0.00% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 30 | $4,080,000 | $136,000 | $0 | 0.00% |
For 2023, Plaquemine Bank And Trust Company's most frequently originated type of loan was Conventional, with 30 originations.
Loan Reason
For 2023, Plaquemine Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 30 | $4,080,000 | $136,000 | $0 | 0.00% |
For 2023, Plaquemine Bank And Trust Company's most frequently cited loan duration was Other, with 30 originations.
Loan Sizing
2023 saw Plaquemine Bank And Trust Company place emphasis on $100,000 or less loans with 15 originations, totaling $665,000 in origination value.
Applicant Income
Plaquemine Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 6 originations. The second most popular income band? $100k-150k, with 5 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 30 | $4,080,000 | $136,000 | $0 | 0.00% |
Plaquemine Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 30 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.29%
Plaquemine Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination90.00%
Plaquemine Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 30 | $4,080,000 | $136,000 |