Plaquemine Bank And Trust Company Mortgage Rates, Fees & Info

Plaquemine, LA

LEI: 2549003E1YOW83GR2Q12

Tax ID: 72-0647414

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Mortgage Data

Review & Overview

Plaquemine Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Plaquemine Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Baton Rouge, Lafayette, and Gulfport among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

Plaquemine Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

30

Origination Dollar Volume (All Markets)

$4,080,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BATON ROUGE, LA (FHA|USDA|VA) 27 $3,335,000 $123,519 $0 0.00%
Outside of Metro Areas 1 $475,000 $475,000 $0 0.00%
LAFAYETTE, LA (FHA|USDA|VA) 1 $145,000 $145,000 $0 0.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
Plaquemine Bank And Trust Company's top markets include Baton Rouge, Lafayette, and Gulfport among others.

Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 30 $4,080,000 $136,000 $0 0.00%

    For 2023, Plaquemine Bank And Trust Company's most frequently originated type of loan was Conventional, with 30 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 15 $2,725,000 $181,667 $0 0.00%
    Refi 9 $655,000 $72,778 $0 0.00%
    Home Improvement 3 $275,000 $91,667 $0 0.00%
    Other 3 $425,000 $141,667 $0 0.00%

    For 2023, Plaquemine Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Refi, with 9 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 30 $4,080,000 $136,000 $0 0.00%

    For 2023, Plaquemine Bank And Trust Company's most frequently cited loan duration was Other, with 30 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 15 $665,000 $44,333 $0 0.00%
    $100k-200k 9 $1,335,000 $148,333 $0 0.00%
    $200k-400k 3 $745,000 $248,333 $0 0.00%
    $400k-600k 3 $1,335,000 $445,000 $0 0.00%

    2023 saw Plaquemine Bank And Trust Company place emphasis on $100,000 or less loans with 15 originations, totaling $665,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 6 $490,000 $81,667 $0 0.00%
    $100k-150k 5 $725,000 $145,000 $0 0.00%
    $50k or less 5 $225,000 $45,000 $0 0.00%
    $150k-250k 4 $1,040,000 $260,000 $0 0.00%
    $250k+ 2 $330,000 $165,000 $0 0.00%
    $75k-100k 2 $230,000 $115,000 $0 0.00%

    Plaquemine Bank And Trust Company lent most frequently to those with incomes in the $50k-75k range, with 6 originations. The second most popular income band? $100k-150k, with 5 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 30 $4,080,000 $136,000 $0 0.00%

    Plaquemine Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 30 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19 $2,045,000 $107,632 $0 0.00%
    Black 6 $1,030,000 $171,667 $0 0.00%
    Not applicable 5 $1,005,000 $201,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.29%

    Plaquemine Bank And Trust Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.00%

    Plaquemine Bank And Trust Company has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 30 $4,080,000 $136,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    30 $4,080,000 $136,000