LAFAYETTE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lafayette averaged 6.81% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.88% and one month ago for the week of 2023-10-26, the average rate was 7.58%.

Lafayette's average rate one year ago was 6.17%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.04%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Lafayette 30 Year Fixed Rate 2023-11-30 6.81%
Lafayette 30 Year Fixed Rate Refi 2023-11-30 6.04%
Lafayette 15 Year Fixed Rate 2023-11-30 6.09%
Lafayette 15 Year Fixed Rate Refi 2023-11-30 5.17%
Lafayette 30 Year FHA 2023-11-30 6.29%
Lafayette 30 Year FHA Refi 2023-11-30 7.15%
Lafayette 30 Year USDA 2023-11-30 6%
Lafayette 30 Year USDA Refi 2023-11-30 6.8%
Lafayette 30 Year VA 2023-11-30 6.42%
Lafayette 30 Year VA Refi 2023-11-30 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAFAYETTE, LA.

LAFAYETTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LAFAYETTE, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 351 5.43% $6,544
GMFS LLC 257 4.75% $4,388
Assurance Financial Group, L.L.C. 174 4.88% $4,972
HOME POINT FINANCIAL CORPORATION 169 4.64% $6,149
QUICKEN LOANS, LLC 163 4.96% $5,984
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 135 4.65% $5,455
First Horizon Bank 128 4.87% $5,038
PENNYMAC LOAN SERVICES, LLC 126 4.66% $5,601
EUSTIS AND AMERICAN MORTGAGE COMPANY 106 5.32% $5,885
DSLD MORTGAGE, LLC 104 4.78% $1,879
DHI MORTGAGE COMPANY, LTD. 96 4.46% $4,074
JPMorgan Chase Bank 84 5.05% $3,963
FIDELITY BANK 72 5.23% $5,440
Abbeville Building & Loan (A State-Chartered Savings Bank) 70 4.84% $3,953
STANDARD MORTGAGE CORPORATION 59 4.51% $5,158
Citizens Bank 58 4.46% $5,048
Home Bank 57 4.63% $3,606
Bank of England 57 4.62% $4,901
Hancock Whitney Bank 49 5.20% $5,447
BancorpSouth 42 4.68% $5,683
Regions Bank 40 4.79% $5,382
MORTGAGE FINANCIAL SERVICES, LLC 40 4.89% $5,682
UNION HOME MORTGAGE CORP. 35 5.27% $4,951
Wells Fargo Bank 32 5.11% $4,670
Flagstar Bank, FSB 32 4.69% $4,607
MERITUS Federal Credit Union 31 4.81% $3,864
TJC Mortgage, Inc. 26 4.98% $6,716
AMERISAVE MORTGAGE CORPORATION 25 4.48% $6,960
LOANDEPOT.COM, LLC 24 4.12% $6,772
MID AMERICA MORTGAGE, INC. 21 4.77% $5,373
TIB The Independent Bankersbank 20 4.44% $4,286
CRESCENT MORTGAGE COMPANY 16 4.79% $5,312
FREEDOM MORTGAGE CORPORATION 16 3.69% $5,222
CALIBER HOME LOANS, INC. 14 4.85% $4,530
MOVEMENT MORTGAGE, LLC 14 4.58% $4,277
ADVANCIAL 13 4.78% $4,603
Paramount Residential Mortgage Group, Inc. 13 5.02% $6,041
SOUTHWEST FUNDING, LP 12 5.81% $7,536
BETTER MORTGAGE CORPORATION 12 4.20% $4,984
Plains Commerce Bank 12 5.09% $4,116
Victorian Finance, LLC 12 5.57% $5,719
PLAZA HOME MORTGAGE, INC. 11 5.31% $9,118
Pelican State Credit Union 11 4.70% $3,706
GUARANTEED RATE, INC. 11 4.54% $5,382
NEWREZ LLC 10 4.70% $5,069
NAVY FEDERAL CREDIT UNION 9 5.15% $4,219
GUILD MORTGAGE COMPANY 9 4.97% $7,584
The Bank 9 6.83% $2,220
Mr. Cooper ( Nationstar Mortgage ) 8 4.26% $7,013
Red River Bank 8 5.23% $3,929
21ST MORTGAGE CORPORATION 8 6.88% $6,231
Raymond James Bank 7 3.82% $3,549
Bank of America 7 4.64% $4,434
Morgan Stanley Private Bank 6 4.08% $4,767
Ally Bank 6 3.79% $4,486
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.50% $6,820
MUTUAL OF OMAHA MORTGAGE, INC. 5 4.82% $4,441
ANGEL OAK HOME LOANS LLC 5 5.73% $7,561
CARDINAL FINANCIAL 5 3.74% $7,715
Nations Lending Corporation 5 4.45% $5,898
Jeff Davis Bancshares 5 4.93% $1,973
CROSSCOUNTRY MORTGAGE, LLC 5 4.98% $6,235
United Community Bank 4 7.40% $4,263
Arvest Bank 4 4.13% $6,700
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.38% $5,443
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.22% $7,828
MICHIGAN MUTUAL, INC. 4 5.25% $7,891
USAA Federal Savings Bank 4 4.69% $3,950
LAKEVIEW LOAN SERVICING, LLC 4 5.00% $3,951
KeyBank 4 4.25% $5,221
Gateway First Bank 3 4.96% $4,851
NBKC BANK 3 4.08% $2,907
EVERETT FINANCIAL, INC. 3 5.41% $2,874
Gulf Coast Bank and Trust Company 3 6.00% $5,364
BROKER SOLUTIONS, INC. 3 5.00% $5,601
U.S. Bank 3 5.29% $7,781
DRAPER AND KRAMER MORTGAGE CORP. 3 5.58% $4,490
ROYAL UNITED MORTGAGE LLC 3 5.38% $6,390
The Evangeline Bank & Trust Company 3 6.50% $578
GENEVA FINANCIAL, LLC 3 4.33% $7,710
Grand Bank for Savings, FSB 3 7.54% $4,445
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.25% $5,681
AMCAP MORTGAGE, LTD. 2 4.75% $7,932
AMERICAN FINANCIAL RESOURCES, INC. 2 4.37% $4,090
AMERICAN FINANCING CORPORATION 2 4.63% $4,956
AmeriHome Mortgage Company, LLC 2 3.50% $4,088
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.19% $3,769
Beeline Loans, Inc. 2 5.75% $5,998
Carrington Mortgage Services, LLC 2 4.69% $4,672
FINANCE OF AMERICA MORTGAGE LLC 2 5.18% $5,518
KELLER MORTGAGE, LLC 2 5.38% $7,493
LEADERONE FINANCIAL CORPORATION 2 6.31% $4,218
LHM FINANCIAL CORPORATION 2 3.81% $4,906
M&T Bank 2 4.44% $4,329
NexBank 2 5.56% $18,675
NTFN, INC. 2 5.00% $3,394
PENTAGON FEDERAL CREDIT UNION 2 5.00% $3,534
PNC Bank 2 4.94% $3,512
PREMIA MORTGAGE, LLC 2 4.86% $1,380
RELIANCE FIRST CAPITAL, LLC 2 4.75% $4,339
Renasant Bank 2 4.56% $4,593
Republic State Mortgage Co. 2 5.81% $7,558
SCHLUMBERGER EMPLOYEES CREDIT UNION 2 4.75% $2,546
Simmons Bank 2 5.75% $3,730
SIRVA MORTGAGE, INC. 2 3.63% $3,820
SUN WEST MORTGAGE COMPANY, INC. 2 5.94% $5,507
THE MORTGAGE FIRM, INC. 2 5.19% $5,040
Trustmark National Bank 2 6.13% $4,653
UBS Bank USA 2 4.06% $4,412
Origin Bank 1 4.75% $3,918
First Guaranty Mortgage Corporation 1 5.25% $11,614
FBT Mortgage, L.L.C. 1 3.25% $5,464
Evolve Bank & Trust 1 5.75% $7,023
TRIAD FINANCIAL SERVICES, INC. 1 6.25% $6,449
Petefish, Skiles & Co. 1 4.13% $3,010
PHH Mortgage Corporation 1 6.88% $5,719
ENVOY MORTGAGE, LTD 1 5.50% $4,232
PLANET HOME LENDING, LLC 1 3.75% $2,321
Discover Bank 1 7.49% $0
Truist 1 6.38% $3,902
AgFirst Farm Credit Bank 1 5.50% $4,714
Prime Choice Funding Inc. 1 4.63% $4,896
Deere Employees Credit Union 1 2.63% $2,482
Prosperity Home Mortgage, LLC 1 5.50% $4,036
DEEPHAVEN MORTGAGE LLC 1 8.25% $6,688
CORNERSTONE HOME LENDING, INC. 1 4.13% $5,509
RBC Bank, (Georgia) 1 5.13% $3,138
Colten Mortgage, LLC 1 6.38% $11,070
Colonial Savings, F.A. 1 3.38% $4,374
Wolfe Financial, Inc 1 3.88% $6,737
BARKSDALE 1 7.25% $5,275
Austin Capital Bank SSB 1 6.63% $4,926
RESIDENTIAL BANCORP 1 2.88% $2,729
RIVERLAND FEDERAL CREDIT UNION 1 7.00% $4,622
CMG MORTGAGE, INC. 1 2.88% $10,381
Amerifirst Financial, Inc. 1 5.00% $3,355
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $4,475
ALLIED MORTGAGE GROUP, INC. 1 3.63% $3,496
SmartBank 1 3.88% $5,650
Citadel Servicing Corporation 1 4.63% $7,600
CHURCHILL MORTGAGE CORPORATION 1 7.63% $5,581
Sunflower Bank 1 6.50% $9,778
ALLIANT CREDIT UNION 1 4.50% $4,112
Chicago Mortgage Solutions LLC 1 3.37% $2,183
The Central Trust Bank 1 4.88% $5,658
CHEVRON 1 3.50% $3,321
The First, A National Banking Association 1 4.25% $7,800
LENDSURE MORTGAGE CORP. 1 7.00% $8,918
La Capitol Federal Credit Union 1 6.25% $3,573
Mortgage Research Center, LLC 1 6.13% $6,308
INTERLINC MORTGAGE SERVICES, LLC 1 6.99% $4,162
Hometown Lenders, Inc. 1 3.63% $8,743
Allegiance Bank 1 5.00% $3,706
HOMESIDE FINANCIAL, LLC 1 5.13% $4,023
GSF Mortgage Corporation 1 4.75% $11,134
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.75% $7,703
Florida Capital Bank 1 4.38% $11,436
First Option Mortgage, LLC 1 4.00% $4,752
NEW DAY FINANCIAL, LLC 1 7.00% $9,146
First Internet Bank of Indiana 1 5.50% $4,458
Charles Schwab Bank, SSB 1 4.25% $6,054
North American Savings Bank, F.S.B. 1 2.88% $3,417
BNY Mellon 1 2.63% $5,727

LAFAYETTE Average Closing Costs & Other Stats

LAFAYETTE, LA's 163 lenders originated 9,427 loans during 2022. The total origination value was $2,091,165,000, with an average loan value of $221,827.

LAFAYETTE's average closing costs are $4,988.

The top LAFAYETTE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 351 loans originated. Their average total fees are $6,544, which is $2,156 higher than the next largest lender, GMFS LLC.

The lowest fee LAFAYETTE lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($1,879), Home Bank ($3,606), Pelican State Credit Union ($3,706), MERITUS Federal Credit Union ($3,864) and Abbeville Building & Loan (A State-Chartered Savings Bank) ($3,953).

The lowest rate LAFAYETTE lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION (3.69%), LOANDEPOT.COM, LLC (4.12%), BETTER MORTGAGE CORPORATION (4.20%), TIB The Independent Bankersbank (4.44%) and Citizens Bank (4.46%).

LAFAYETTE, LA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $149,045,000 $167,045,000 12.1% 8.0%
HOME POINT FINANCIAL CORPORATION $253,820,000 $110,750,000 -56.4% 5.3%
GMFS LLC $213,740,000 $105,940,000 -50.4% 5.1%
First Horizon Bank $127,835,000 $77,045,000 -39.7% 3.7%
DHI MORTGAGE COMPANY, LTD. $52,855,000 $70,535,000 33.5% 3.4%
Arbor Realty Trust, Inc. $1,805,000 $68,545,000 3,697.5% 3.3%
QUICKEN LOANS, LLC $140,935,000 $67,895,000 -51.8% 3.2%
Assurance Financial Group, L.L.C. $156,790,000 $62,890,000 -59.9% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $116,265,000 $62,540,000 -46.2% 3.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $10,895,000 $57,025,000 423.4% 2.7%
Community First Bank $30,475,000 $53,535,000 75.7% 2.6%
PENNYMAC LOAN SERVICES, LLC $71,390,000 $50,680,000 -29.0% 2.4%
DSLD MORTGAGE, LLC $66,355,000 $45,070,000 -32.1% 2.2%
Home Bank $57,530,000 $40,420,000 -29.7% 1.9%
Abbeville Building & Loan (A State-Chartered Savings Bank) $104,000,000 $36,205,000 -65.2% 1.7%
Hancock Whitney Bank $50,060,000 $32,720,000 -34.6% 1.6%
FIDELITY BANK $45,995,000 $32,195,000 -30.0% 1.5%
Citizens Bank $30,030,000 $29,325,000 -2.3% 1.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $28,605,000 n/a 1.4%
JPMorgan Chase Bank $51,180,000 $28,260,000 -44.8% 1.4%
BancorpSouth Bank $35,540,000 $28,090,000 -21.0% 1.3%
MID AMERICA MORTGAGE, INC. $40,585,000 $26,160,000 -35.5% 1.3%
STANDARD MORTGAGE CORPORATION $54,685,000 $24,115,000 -55.9% 1.2%
Mortgage Research Center, LLC $20,180,000 $22,105,000 9.5% 1.1%
The First National Bank of Jeanerette $21,075,000 $21,940,000 4.1% 1.0%
Bank of England $28,330,000 $21,105,000 -25.5% 1.0%
The Evangeline Bank & Trust Company $13,520,000 $20,770,000 53.6% 1.0%
MORTGAGE FINANCIAL SERVICES, LLC $29,155,000 $20,565,000 -29.5% 1.0%
Bank of Abbeville & Trust Company $39,205,000 $20,280,000 -48.3% 1.0%
Rayne State Bank & Trust Company $28,110,000 $18,290,000 -34.9% 0.9%
LOANDEPOT.COM, LLC $50,825,000 $17,735,000 -65.1% 0.8%
FREEDOM MORTGAGE CORPORATION $94,905,000 $16,560,000 -82.6% 0.8%
UNION HOME MORTGAGE CORP. $19,275,000 $15,830,000 -17.9% 0.8%
Regions Bank $22,840,000 $15,625,000 -31.6% 0.7%
Investar Bank $19,490,000 $15,470,000 -20.6% 0.7%
Flagstar Bank, FSB $19,940,000 $15,210,000 -23.7% 0.7%
PLAZA HOME MORTGAGE, INC. $8,540,000 $14,255,000 66.9% 0.7%
CALIBER HOME LOANS, INC. $27,695,000 $14,230,000 -48.6% 0.7%
Gulf Coast Bank $13,085,000 $14,005,000 7.0% 0.7%
FIRST NATIONAL BANK OF LA $13,765,000 n/a 0.7%
Farmers-Merchants Bank & Trust Company $18,345,000 $13,625,000 -25.7% 0.7%
Washington State Bank $16,645,000 $13,155,000 -21.0% 0.6%
BERKELEY POINT CAPITAL LLC $12,865,000 n/a 0.6%
M C Bank & Trust Company $4,385,000 $12,380,000 182.3% 0.6%
Rayne Building and Loan Association $12,130,000 n/a 0.6%
TJC Mortgage, Inc. $31,580,000 $12,045,000 -61.9% 0.6%
The Bank $9,965,000 $11,860,000 19.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $15,755,000 $11,745,000 -25.5% 0.6%
b1BANK $11,415,000 $11,020,000 -3.5% 0.5%
Wells Fargo Bank $29,905,000 $10,290,000 -65.6% 0.5%
NAVY FEDERAL CREDIT UNION $11,095,000 $9,625,000 -13.2% 0.5%
21ST MORTGAGE CORPORATION $8,435,000 $9,470,000 12.3% 0.5%
SOUTHWEST FUNDING, LP $14,075,000 $9,285,000 -34.0% 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $14,600,000 $9,065,000 -37.9% 0.4%
MERITUS Federal Credit Union $8,535,000 n/a 0.4%
Bank of Erath $7,035,000 $8,115,000 15.4% 0.4%
GUARANTEED RATE, INC. $5,465,000 $7,690,000 40.7% 0.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $8,145,000 $7,375,000 -9.5% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $20,520,000 $7,130,000 -65.3% 0.3%
MOVEMENT MORTGAGE, LLC $22,310,000 $6,995,000 -68.6% 0.3%
Paramount Residential Mortgage Group, Inc. $9,025,000 $6,675,000 -26.0% 0.3%
Jeff Davis Bancshares, Inc. $5,800,000 $6,600,000 13.8% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,765,000 $6,575,000 -25.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $525,000 $6,475,000 1,133.3% 0.3%
LIMA ONE CAPITAL, LLC $6,380,000 n/a 0.3%
CRESCENT MORTGAGE COMPANY $19,505,000 $6,370,000 -67.3% 0.3%
TRIAD FINANCIAL SERVICES, INC. $4,355,000 $5,890,000 35.2% 0.3%
GUILD MORTGAGE COMPANY $3,415,000 $5,835,000 70.9% 0.3%
TIB The Independent Bankersbank $13,740,000 $5,705,000 -58.5% 0.3%
BETTER MORTGAGE CORPORATION $11,745,000 $5,465,000 -53.5% 0.3%
WALKER & DUNLOP, LLC $33,955,000 $5,015,000 -85.2% 0.2%
Red River Bank $10,560,000 $4,755,000 -55.0% 0.2%
Victorian Finance, LLC $4,725,000 n/a 0.2%
NEWREZ LLC $13,945,000 $4,600,000 -67.0% 0.2%
Bank of America $6,115,000 $4,560,000 -25.4% 0.2%
CMG MORTGAGE, INC. $4,140,000 $4,485,000 8.3% 0.2%
First Guaranty Bank $7,300,000 $4,310,000 -41.0% 0.2%
USAA Federal Savings Bank $8,060,000 $4,205,000 -47.8% 0.2%
Morgan Stanley Private Bank $3,935,000 $4,040,000 2.7% 0.2%
ADVANCIAL $14,930,000 $4,030,000 -73.0% 0.2%
CSL Financial, LLC $1,665,000 $3,690,000 121.6% 0.2%
The Cottonport Bank $6,410,000 $3,645,000 -43.1% 0.2%
Equity Prime Mortgage LLC $3,395,000 $3,525,000 3.8% 0.2%
Carrington Mortgage Services, LLC $8,165,000 $3,355,000 -58.9% 0.2%
Plains Commerce Bank $1,470,000 $3,115,000 111.9% 0.1%
HOMELAND BANCSHARES, INC. $1,165,000 $3,010,000 158.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $12,965,000 $2,865,000 -77.9% 0.1%
Raymond James Bank $2,845,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $2,355,000 $2,790,000 18.5% 0.1%
Nations Lending Corporation $5,315,000 $2,675,000 -49.7% 0.1%
Pelican State Credit Union $1,890,000 $2,670,000 41.3% 0.1%
KeyBank $2,650,000 n/a 0.1%
Ally Bank $2,240,000 $2,460,000 9.8% 0.1%
NEW DAY FINANCIAL, LLC $5,035,000 $2,430,000 -51.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,695,000 $2,420,000 -48.5% 0.1%
Sabine State Bank and Trust Company $1,815,000 $2,420,000 33.3% 0.1%
Gulf Coast Bank and Trust Company $2,415,000 $2,350,000 -2.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $18,410,000 $2,235,000 -87.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,200,000 $2,160,000 80.0% 0.1%
Republic State Mortgage Co. $445,000 $2,140,000 380.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,905,000 $2,025,000 6.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $3,810,000 $1,980,000 -48.0% 0.1%
BankPlus $2,455,000 $1,920,000 -21.8% 0.1%
AMCAP MORTGAGE, LTD. $4,410,000 $1,710,000 -61.2% 0.1%
Concordia Bank and Trust Company $1,705,000 n/a 0.1%
NBKC BANK $2,735,000 $1,680,000 -38.6% 0.1%
BROKER SOLUTIONS, INC. $4,180,000 $1,670,000 -60.0% 0.1%
U.S. Bank $3,185,000 $1,625,000 -49.0% 0.1%
Gateway First Bank $1,180,000 $1,615,000 36.9% 0.1%
CIVIC FINANCIAL SERVICES, LLC $95,000 $1,570,000 1,552.6% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,210,000 $1,530,000 26.4% 0.1%
ANGEL OAK HOME LOANS LLC $1,675,000 $1,515,000 -9.6% 0.1%
GENEVA FINANCIAL, LLC $2,585,000 $1,515,000 -41.4% 0.1%
PNC Bank $3,080,000 $1,450,000 -52.9% 0.1%
United Community Bank $55,000 $1,385,000 2,418.2% 0.1%
PREMIA MORTGAGE, LLC $380,000 $1,335,000 251.3% 0.1%
The Central Trust Bank $1,330,000 n/a 0.1%
PLANET HOME LENDING, LLC $5,055,000 $1,275,000 -74.8% 0.1%
MICHIGAN MUTUAL, INC. $13,005,000 $1,245,000 -90.4% 0.1%
Synergy Bank $145,000 $1,245,000 758.6% 0.1%
Arvest Bank $295,000 $1,240,000 320.3% 0.1%
LHM FINANCIAL CORPORATION $3,040,000 $1,240,000 -59.2% 0.1%
Wolfe Financial, Inc $1,230,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $2,540,000 $1,215,000 -52.2% 0.1%
NexBank $375,000 $1,200,000 220.0% 0.1%
First American Bank and Trust $80,000 $1,180,000 1,375.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $650,000 $1,160,000 78.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,800,000 $1,145,000 -59.1% 0.1%
Renasant Bank $1,690,000 $1,135,000 -32.8% 0.1%
EVERETT FINANCIAL, INC. $1,080,000 n/a 0.1%
BECKAM FUNDING CORP. $625,000 $1,020,000 63.2% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,310,000 $1,015,000 -22.5% 0.0%
The First, A National Banking Association $845,000 $1,005,000 18.9% 0.0%
SOUTHWEST LOUISIANA CREDIT UNION $125,000 $1,000,000 700.0% 0.0%
FirstBank $2,455,000 $980,000 -60.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,510,000 $975,000 -35.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $945,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $2,395,000 $940,000 -60.8% 0.0%
SIRVA MORTGAGE, INC. $930,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,405,000 $910,000 -85.8% 0.0%
Trustmark National Bank $520,000 $855,000 64.4% 0.0%
SPRING EQ, LLC $320,000 $835,000 160.9% 0.0%
BNY Mellon $825,000 n/a 0.0%
Lakeview Community Capital, LLC $2,840,000 $815,000 -71.3% 0.0%
THE MORTGAGE FIRM, INC. $265,000 $800,000 201.9% 0.0%
SUMMIT FUNDING, INC. $785,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $770,000 $775,000 0.6% 0.0%
Charles Schwab Bank, SSB $945,000 $765,000 -19.0% 0.0%
UBS Bank USA $4,650,000 $750,000 -83.9% 0.0%
NTFN, INC. $1,205,000 $745,000 -38.2% 0.0%
HOMESIDE FINANCIAL, LLC $2,865,000 $720,000 -74.9% 0.0%
M&T Bank $760,000 $705,000 -7.2% 0.0%
GSF Mortgage Corporation $1,135,000 $665,000 -41.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,275,000 $650,000 -49.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,285,000 $645,000 -49.8% 0.0%
American Bank & Trust Company $380,000 $640,000 68.4% 0.0%
Bank of Zachary $630,000 n/a 0.0%
AMERICAN ADVISORS GROUP $670,000 $625,000 -6.7% 0.0%
Armed Forces Bank $620,000 n/a 0.0%
First Guaranty Mortgage Corporation $3,695,000 $620,000 -83.2% 0.0%
Southern Heritage Bank $500,000 $615,000 23.0% 0.0%
Mid-Continent Funding, Inc. $645,000 $610,000 -5.4% 0.0%
St Landry Bank & Trust Company $460,000 $610,000 32.6% 0.0%
SOFI LENDING CORP. $825,000 $595,000 -27.9% 0.0%
Florida Capital Bank $310,000 $565,000 82.3% 0.0%
AMERICAN FINANCING CORPORATION $2,260,000 $555,000 -75.4% 0.0%
PHH Mortgage Corporation $345,000 $540,000 56.5% 0.0%
SCHLUMBERGER EMPLOYEES CREDIT UNION $530,000 n/a 0.0%
Simmons Bank $385,000 $530,000 37.7% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,245,000 $515,000 -58.6% 0.0%
Magnolia State Bank $515,000 n/a 0.0%
FBT Mortgage, L.L.C. $1,755,000 $510,000 -70.9% 0.0%
Citizens National Bank, N.A. $505,000 n/a 0.0%
Origin Bank $1,620,000 $500,000 -69.1% 0.0%
VILLAGE CAPITAL MORTGAGE $8,770,000 $495,000 -94.4% 0.0%
Northpointe Bank $280,000 $490,000 75.0% 0.0%
ROYAL UNITED MORTGAGE LLC $2,220,000 $490,000 -77.9% 0.0%
HOMEXPRESS MORTGAGE CORP. $485,000 n/a 0.0%
The Federal Savings Bank $2,080,000 $470,000 -77.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $165,000 $460,000 178.8% 0.0%
Colten Mortgage, LLC $455,000 n/a 0.0%
Discover Bank $480,000 $455,000 -5.2% 0.0%
Figure Lending LLC $135,000 $450,000 233.3% 0.0%
KELLER MORTGAGE, LLC $1,230,000 $450,000 -63.4% 0.0%
Evolve Bank & Trust $425,000 n/a 0.0%
Grand Bank for Savings, FSB $185,000 $425,000 129.7% 0.0%
ALLIANT CREDIT UNION $205,000 $420,000 104.9% 0.0%
Merchants & Farmers Bank & Trust Company $185,000 $415,000 124.3% 0.0%
SmartBank $415,000 n/a 0.0%
La Capitol Federal Credit Union $425,000 $410,000 -3.5% 0.0%
Barrington Bank & Trust Company, N.A. $2,185,000 $405,000 -81.5% 0.0%
Hometown Equity Mortgage, LLC $1,125,000 $400,000 -64.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $205,000 $380,000 85.4% 0.0%
Gibsland Bank & Trust Company $375,000 n/a 0.0%
CHEVRON $905,000 $370,000 -59.1% 0.0%
Hometown Lenders, Inc. $155,000 $365,000 135.5% 0.0%
Beeline Loans, Inc. $350,000 $360,000 2.9% 0.0%
First Bank and Trust $355,000 n/a 0.0%
BARKSDALE $445,000 $345,000 -22.5% 0.0%
Progressive Bank $335,000 $345,000 3.0% 0.0%
Great Southern Bank $335,000 n/a 0.0%
The Union Bank Company $335,000 n/a 0.0%
SILVER HILL FUNDING, LLC $115,000 $330,000 187.0% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $320,000 $325,000 1.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $325,000 n/a 0.0%
Prime Choice Funding Inc. $325,000 n/a 0.0%
TEXAR $325,000 n/a 0.0%
EFCU FINANCIAL $275,000 $320,000 16.4% 0.0%
Campus Federal Credit Union $1,135,000 $315,000 -72.2% 0.0%
North American Savings Bank, F.S.B. $450,000 $315,000 -30.0% 0.0%
STEARNS LENDING, LLC $4,445,000 $315,000 -92.9% 0.0%
ENVOY MORTGAGE, LTD $325,000 $310,000 -4.6% 0.0%
CIS Financial Services, Inc. $515,000 $305,000 -40.8% 0.0%
Deere Employees Credit Union $190,000 $295,000 55.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $285,000 n/a 0.0%
First Option Mortgage, LLC $155,000 $275,000 77.4% 0.0%
South Lafourche Bank & Trust Company $375,000 $275,000 -26.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $270,000 n/a 0.0%
Allegiance Bank $265,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $260,000 n/a 0.0%
Austin Capital Bank SSB $255,000 n/a 0.0%
Liberty Bank and Trust Company $380,000 $255,000 -32.9% 0.0%
Low VA Rates, LLC $715,000 $255,000 -64.3% 0.0%
RESIDENTIAL BANCORP. $830,000 $250,000 -69.9% 0.0%
NFM, INC. $235,000 n/a 0.0%
Prosperity Home Mortgage, LLC $745,000 $235,000 -68.5% 0.0%
RBC Bank, (Georgia) $235,000 n/a 0.0%
Sunflower Bank $225,000 $235,000 4.4% 0.0%
Truist $820,000 $235,000 -71.3% 0.0%
CLEARPATH LENDING $2,105,000 $225,000 -89.3% 0.0%
Commercial Bank & Trust Co. $225,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $4,395,000 $220,000 -95.0% 0.0%
Guaranty Bank and Trust Company $255,000 $220,000 -13.7% 0.0%
LENDSURE MORTGAGE CORP. $215,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $215,000 n/a 0.0%
Chicago Mortgage Solutions LLC $1,085,000 $210,000 -80.6% 0.0%
AgFirst Farm Credit Bank $205,000 n/a 0.0%
ESSENTIAL $195,000 $205,000 5.1% 0.0%
NP, Inc. $675,000 $205,000 -69.6% 0.0%
Wyndham Capital Mortgage, Inc. $2,985,000 $205,000 -93.1% 0.0%
Paramount Bank $315,000 $195,000 -38.1% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $500,000 $190,000 -62.0% 0.0%
Colonial Savings, F.A. $1,010,000 $185,000 -81.7% 0.0%
DEEPHAVEN MORTGAGE LLC $185,000 n/a 0.0%
OCMBC, INC. $360,000 $185,000 -48.6% 0.0%
Home Federal Bank $180,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $105,000 $180,000 71.4% 0.0%
MORIA DEVELOPMENT, INC. $165,000 $175,000 6.1% 0.0%
LENDINGONE, LLC $675,000 $165,000 -75.6% 0.0%
STOCKTON MORTGAGE CORPORATION $165,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $155,000 n/a 0.0%
Citadel Servicing Corporation $155,000 n/a 0.0%
First Internet Bank of Indiana $440,000 $145,000 -67.0% 0.0%
PERFORMANCE MORTGAGE LLC $1,585,000 $145,000 -90.9% 0.0%
S1L, Inc. $335,000 $145,000 -56.7% 0.0%
JEFFERSON FINANCIAL $300,000 $140,000 -53.3% 0.0%
AMWEST FUNDING CORP. $155,000 $135,000 -12.9% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,320,000 $135,000 -89.8% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $135,000 n/a 0.0%
Petefish, Skiles & Co. $135,000 n/a 0.0%
ASCENSION CREDIT UNION $125,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $500,000 $125,000 -75.0% 0.0%
CANOPY MORTGAGE, LLC $710,000 $115,000 -83.8% 0.0%
CORNERSTONE HOME LENDING, INC. $405,000 $115,000 -71.6% 0.0%
CSE Federal Credit Union $115,000 n/a 0.0%
Amerifirst Financial, Inc. $105,000 n/a 0.0%
BMO Harris Bank $105,000 n/a 0.0%
Peoples Bank $105,000 n/a 0.0%
Peoples Bank & Trust Company of Pointe Coupee Parish, Inc $260,000 $105,000 -59.6% 0.0%
Northwest Federal Credit Union $95,000 n/a 0.0%
RIVERLAND FEDERAL CREDIT UNION $95,000 n/a 0.0%
XPLORE FEDERAL CREDIT UNION $95,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,155,000 $85,000 -92.6% 0.0%
Century Next Bank $85,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $85,000 n/a 0.0%
PROPONENT Federal Credit Union $85,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $85,000 $75,000 -11.8% 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
Resource Bank $75,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $105,000 $65,000 -38.1% 0.0%
TOWER $35,000 n/a 0.0%

LAFAYETTE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.0% market share. In second place, with 5.3%, is HOME POINT FINANCIAL CORPORATION, having originated $110,750,000 in loans. In third place, with 5.1%, is GMFS LLC, having originated $105,940,000 in loans. In fourth place, with 3.7%, is First Horizon Bank, having originated $77,045,000 in loans. In fifth place, with 3.4%, is DHI MORTGAGE COMPANY, LTD., having originated $70,535,000 in loans.


LAFAYETTE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $208,225 (-0.8%) $259,634 (-1.8%) 0.77 2,118
2018-02-01 $209,800 (-0.2%) $262,086 (-0.6%) 0.76 2,154
2018-03-01 $210,000 (-2.3%) $263,623 (-2.4%) 0.74 2,259
2018-04-01 $214,350 (-2.6%) $267,539 (-3.4%) 0.73 2,282
2018-05-01 $213,450 (-3.0%) $267,771 (-4.4%) 0.71 2,349
2018-06-01 $210,500 (-4.3%) $266,711 (-4.7%) 0.70 2,425
2018-07-01 $210,000 (-4.0%) $266,532 (-4.3%) 0.70 2,492
2018-08-01 $210,400 (-2.1%) $263,982 (-3.8%) 0.70 2,528
2018-09-01 $212,000 (-0.6%) $264,788 (-2.3%) 0.71 2,491
2018-10-01 $206,750 (-1.7%) $260,240 (-3.5%) 0.70 2,480
2018-11-01 $208,425 (-0.7%) $262,540 (-1.6%) 0.71 2,429
2018-12-01 $206,500 (-0.6%) $262,679 (0.0%) 0.71 2,385
2019-01-01 $209,450 (0.6%) $266,925 (2.8%) 0.72 2,265
2019-02-01 $210,550 (0.4%) $271,209 (3.5%) 0.71 2,302
2019-03-01 $212,143 (1.0%) $274,699 (4.2%) 0.69 2,306
2019-04-01 $215,000 (0.3%) $278,274 (4.0%) 0.68 2,309
2019-05-01 $218,100 (2.2%) $282,678 (5.6%) 0.68 2,250
2019-06-01 $219,500 (4.3%) $284,430 (6.6%) 0.69 2,267
2019-07-01 $219,950 (4.7%) $288,385 (8.2%) 0.69 2,252
2019-08-01 $219,655 (4.4%) $288,558 (9.3%) 0.70 2,203
2019-09-01 $219,286 (3.4%) $289,062 (9.2%) 0.70 2,139
2019-10-01 $219,000 (5.9%) $290,036 (11.5%) 0.71 2,082
2019-11-01 $214,900 (3.1%) $286,053 (9.0%) 0.70 2,042
2019-12-01 $210,750 (2.1%) $279,928 (6.6%) 0.70 1,945
2020-01-01 $210,000 (0.3%) $281,338 (5.4%) 0.70 1,851
2020-02-01 $210,000 (-0.3%) $285,738 (5.4%) 0.69 1,881
2020-03-01 $213,622 (0.7%) $297,614 (8.3%) 0.67 1,884
2020-04-01 $217,750 (1.3%) $299,825 (7.7%) 0.68 1,799
2020-05-01 $219,950 (0.9%) $306,848 (8.6%) 0.67 1,737
2020-06-01 $219,125 (-0.2%) $311,721 (9.6%) 0.65 1,617
2020-07-01 $226,225 (2.9%) $315,867 (9.5%) 0.66 1,506
2020-08-01 $234,000 (6.5%) $321,256 (11.3%) 0.67 1,448
2020-09-01 $234,750 (7.1%) $326,167 (12.8%) 0.67 1,318
2020-10-01 $229,717 (4.9%) $330,547 (14.0%) 0.66 1,244
2020-11-01 $230,475 (7.3%) $334,328 (16.9%) 0.67 1,137
2020-12-01 $227,000 (7.7%) $334,397 (19.5%) 0.68 1,093
2021-01-01 $227,230 (8.2%) $338,027 (20.2%) 0.68 995
2021-02-01 $235,000 (11.9%) $338,396 (18.4%) 0.68 929
2021-03-01 $239,950 (12.3%) $352,135 (18.3%) 0.68 852
2021-04-01 $248,905 (14.3%) $371,275 (23.8%) 0.67 776
2021-05-01 $275,000 (25.0%) $391,060 (27.4%) 0.73 729
2021-06-01 $276,125 (26.0%) $403,133 (29.3%) 0.73 726
2021-07-01 $269,250 (19.0%) $408,165 (29.2%) 0.71 770
2021-08-01 $269,500 (15.2%) $410,440 (27.8%) 0.72 789
2021-09-01 $274,200 (16.8%) $412,851 (26.6%) 0.73 790
2021-10-01 $274,900 (19.7%) $389,720 (17.9%) 0.73 791
2021-11-01 $269,000 (16.7%) $384,471 (15.0%) 0.72 788
2021-12-01 $269,000 (18.5%) $378,473 (13.2%) 0.73 755
2022-01-01 $269,000 (18.4%) $381,448 (12.9%) 0.73 694
2022-02-01 $272,290 (15.9%) $385,451 (13.9%) 0.71 654
2022-03-01 $286,000 (19.2%) $396,601 (12.6%) 0.72 631
2022-04-01 $299,950 (20.5%) $407,443 (9.7%) 0.72 618
2022-05-01 $296,200 (7.7%) $408,340 (4.4%) 0.68 656
2022-06-01 $296,800 (7.5%) $399,391 (-0.9%) 0.66 744
2022-07-01 $292,500 (8.6%) $385,615 (-5.5%) 0.66 864
2022-08-01 $287,000 (6.5%) $372,326 (-9.3%) 0.66 908
2022-09-01 $287,975 (5.0%) $374,247 (-9.4%) 0.67 949
2022-10-01 $280,000 (1.9%) $373,132 (-4.3%) 0.66 964
2022-11-01 $275,000 (2.2%) $359,756 (-6.4%) 0.66 1,009
2022-12-01 $276,250 (2.7%) $360,461 (-4.8%) 0.68 966
2023-01-01 $287,450 (6.9%) $366,587 (-3.9%) 0.71 944
2023-02-01 $276,700 (1.6%) $363,088 (-5.8%) 0.67 939
2023-03-01 $283,756 (-0.8%) $368,143 (-7.2%) 0.67 963
2023-04-01 $269,900 (-10.0%) $363,354 (-10.8%) 0.63 992
2023-05-01 $269,972 (-8.9%) $364,567 (-10.7%) 0.61 1,021
2023-06-01 $269,450 (-9.2%) $362,375 (-9.3%) 0.61 1,062
2023-07-01 $265,000 (-9.4%) $350,270 (-9.2%) 0.60 1,157
2023-08-01 $265,000 (-7.7%) $346,534 (-6.9%) 0.61 1,163
2023-09-01 $264,900 (-8.0%) $344,934 (-7.8%) 0.62 1,180
2023-10-01 $262,450 (-6.3%) $338,927 (-9.2%) 0.62 1,205
2023-11-01 $264,200 (-3.9%) $338,659 (-5.9%) 0.63 1,248
LAFAYETTE's median listing price for 2023-11-01 was $264,200, a difference of $-10,800 (-3.9%) versus the prior year and $1,750 versus the prior month.

LAFAYETTE's median listing price comes in at 63% of the national average.

LAFAYETTE's average listing price for 2023-11-01 was $338,659, a difference of $-21,097 (-5.9%) versus the prior year and $-268 versus the prior month.

For the 2023-11-01 period, LAFAYETTE had 1,248 MLS listings, a difference of 43 listings (4%) versus the prior month and 239 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 100 days 1,858 sqft
2018-02-01 97 days 1,862 sqft
2018-03-01 74 days 1,863 sqft
2018-04-01 73 days 1,885 sqft
2018-05-01 70 days 1,886 sqft
2018-06-01 73 days 1,890 sqft
2018-07-01 79 days 1,883 sqft
2018-08-01 86 days 1,884 sqft
2018-09-01 88 days 1,891 sqft
2018-10-01 93 days 1,878 sqft
2018-11-01 95 days 1,879 sqft
2018-12-01 100 days 1,875 sqft
2019-01-01 108 days 1,888 sqft
2019-02-01 109 days 1,902 sqft
2019-03-01 98 days 1,906 sqft
2019-04-01 86 days 1,914 sqft
2019-05-01 83 days 1,928 sqft
2019-06-01 82 days 1,930 sqft
2019-07-01 86 days 1,944 sqft
2019-08-01 87 days 1,935 sqft
2019-09-01 86 days 1,920 sqft
2019-10-01 87 days 1,911 sqft
2019-11-01 87 days 1,906 sqft
2019-12-01 92 days 1,900 sqft
2020-01-01 94 days 1,900 sqft
2020-02-01 88 days 1,896 sqft
2020-03-01 73 days 1,919 sqft
2020-04-01 81 days 1,925 sqft
2020-05-01 88 days 1,925 sqft
2020-06-01 96 days 1,925 sqft
2020-07-01 82 days 1,968 sqft
2020-08-01 73 days 2,000 sqft
2020-09-01 73 days 1,984 sqft
2020-10-01 78 days 1,957 sqft
2020-11-01 78 days 1,999 sqft
2020-12-01 80 days 2,001 sqft
2021-01-01 79 days 2,000 sqft
2021-02-01 71 days 1,991 sqft
2021-03-01 59 days 2,000 sqft
2021-04-01 54 days 2,013 sqft
2021-05-01 51 days 2,121 sqft
2021-06-01 46 days 2,113 sqft
2021-07-01 47 days 2,061 sqft
2021-08-01 55 days 2,045 sqft
2021-09-01 60 days 2,051 sqft
2021-10-01 60 days 1,990 sqft
2021-11-01 60 days 1,967 sqft
2021-12-01 63 days 1,984 sqft
2022-01-01 71 days 1,956 sqft
2022-02-01 65 days 1,958 sqft
2022-03-01 59 days 2,073 sqft
2022-04-01 53 days 2,129 sqft
2022-05-01 52 days 2,097 sqft
2022-06-01 48 days 2,000 sqft
2022-07-01 47 days 2,000 sqft
2022-08-01 55 days 1,992 sqft
2022-09-01 61 days 2,000 sqft
2022-10-01 70 days 1,964 sqft
2022-11-01 75 days 1,955 sqft
2022-12-01 85 days 1,938 sqft
2023-01-01 91 days 1,955 sqft
2023-02-01 87 days 1,934 sqft
2023-03-01 66 days 1,948 sqft
2023-04-01 59 days 1,900 sqft
2023-05-01 61 days 1,905 sqft
2023-06-01 65 days 1,900 sqft
2023-07-01 67 days 1,881 sqft
2023-08-01 71 days 1,877 sqft
2023-09-01 71 days 1,877 sqft
2023-10-01 72 days 1,879 sqft
2023-11-01 69 days 1,860 sqft
LAFAYETTE's median listing age (time on market) for 2023-11-01 was 69 days. This is -7% shorter than the same period one year ago.

LAFAYETTE's median square footage for active listings during the 2023-11-01 period was 1,860 sqft. One year prior, the average listing was 1,955 sqft.

LAFAYETTE, LA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
70339 Lafayette, LA $580 $720 $820 $1,080 $1,230
70380 Lafayette, LA $600 $720 $820 $1,080 $1,230
70392 Lafayette, LA $580 $720 $820 $1,080 $1,230
70501 Lafayette, LA $580 $720 $820 $1,110 $1,280
70502 Lafayette, LA $610 $790 $900 $1,220 $1,400
70503 Lafayette, LA $720 $930 $1,060 $1,430 $1,650
70504 Lafayette, LA $610 $790 $900 $1,220 $1,400
70505 Lafayette, LA $610 $790 $900 $1,220 $1,400
70506 Lafayette, LA $640 $830 $940 $1,270 $1,470
70507 Lafayette, LA $580 $750 $850 $1,150 $1,320
70508 Lafayette, LA $710 $910 $1,040 $1,400 $1,620
70509 Lafayette, LA $610 $790 $900 $1,220 $1,400
70512 Lafayette, LA $580 $720 $820 $1,110 $1,280
70517 Lafayette, LA $580 $720 $820 $1,080 $1,230
70518 Lafayette, LA $700 $890 $1,020 $1,380 $1,590
70519 Lafayette, LA $580 $720 $820 $1,080 $1,230
70520 Lafayette, LA $580 $720 $820 $1,080 $1,230
70521 Lafayette, LA $580 $720 $820 $1,080 $1,230
70525 Lafayette, LA $580 $720 $820 $1,080 $1,230
70529 Lafayette, LA $580 $720 $820 $1,080 $1,230
70555 Lafayette, LA $650 $770 $880 $1,150 $1,230
70558 Lafayette, LA $610 $790 $900 $1,220 $1,400
70560 Lafayette, LA $620 $720 $830 $1,080 $1,260
70563 Lafayette, LA $710 $730 $960 $1,220 $1,460
70578 Lafayette, LA $580 $720 $820 $1,080 $1,230
70582 Lafayette, LA $580 $720 $820 $1,080 $1,230
70583 Lafayette, LA $580 $720 $820 $1,090 $1,260
70592 Lafayette, LA $800 $1,020 $1,160 $1,570 $1,800
70596 Lafayette, LA $610 $790 $900 $1,220 $1,400
70598 Lafayette, LA $610 $790 $900 $1,220 $1,400
70757 Lafayette, LA $720 $780 $920 $1,170 $1,430

2022 Average & Median Rent Data Statistics
LAFAYETTE, LA average 1BR rent: $772, median: $730
LAFAYETTE, LA average 2BR rent: $885, median: $850
LAFAYETTE, LA average 3BR rent: $1,179, median: $1,150

LAFAYETTE, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 6,296 $1,509,610,000 $239,773
Refi 1,559 $338,375,000 $217,046
Cash Out Refi 964 $178,980,000 $185,664
Home Improvement 307 $30,425,000 $99,104
Other 301 $33,775,000 $112,209

Lafayette's most frequently cited loan purpose was Home Purchase, with 6,296 originations. The 2nd most popular reason was Refi, with 1,559 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 1,981 $469,225,000 $236,863
5-6% 1,919 $418,715,000 $218,194
3-4% 1,819 $486,155,000 $267,265
6-7% 962 $189,120,000 $196,590
2.5-3% 789 $144,725,000 $183,428
7-8% 364 $59,550,000 $163,599
Over 8% 247 $31,155,000 $126,134
<2.5% 136 $25,550,000 $187,868

During 2022, Lafayette's most frequently originated rate bucket was 4-5%, with 1,981 originations.

Loan Sizing (LAFAYETTE, LA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,459 $917,325,000 $265,199
$100k-200k 3,368 $506,400,000 $150,356
$100,000 or less 1,940 $120,260,000 $61,990
$400k-600k 444 $210,530,000 $474,167
$600k-1000k 166 $121,050,000 $729,217
$Over $1MM 50 $215,600,000 $4,312,000

LAFAYETTE's loan sizing saw the bucket of loans from $200k-400k with 3,459 originations, totaling $917,325,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 4,705 $1,093,975,000 $232,513
60-80% 1,853 $489,585,000 $264,212
40-60% 643 $113,945,000 $177,208
20-40% 430 $45,410,000 $105,605
Under 20% 305 $15,475,000 $50,738
Over 100% 188 $48,240,000 $256,596

LAFAYETTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,705 originations, totaling $1,093,975,000 in origination value.