LAFAYETTE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lafayette averaged 5.27% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.34% and one month ago for the week of 2022-04-07, the average rate was 5.09%.

Lafayette's average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Lafayette 30 Year Fixed Rate 2022-05-12 5.27%
Lafayette 30 Year Fixed Rate Refi 2022-05-12 5.33%
Lafayette 15 Year Fixed Rate 2022-05-12 5.18%
Lafayette 15 Year Fixed Rate Refi 2022-05-12 4.46%
Lafayette 30 Year FHA 2022-05-12 5.46%
Lafayette 30 Year FHA Refi 2022-05-12 5.35%
Lafayette 30 Year USDA 2022-05-12 5.49%
Lafayette 30 Year USDA Refi 2022-05-12 5.3%
Lafayette 30 Year VA 2022-05-12 5.35%
Lafayette 30 Year VA Refi 2022-05-12 4.89%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LAFAYETTE, LA.

LAFAYETTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LAFAYETTE, LA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
GMFS LLC 507 3.00% $3,503
HOME POINT FINANCIAL CORPORATION 482 2.99% $4,860
Assurance Financial Group, L.L.C. 418 3.18% $4,256
UNITED WHOLESALE MORTGAGE, LLC 354 3.09% $5,241
QUICKEN LOANS, LLC 321 3.11% $4,894
First Horizon Bank 242 3.11% $3,876
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 228 2.97% $3,878
Abbeville Building & Loan (A State-Chartered Savings Bank) 218 2.86% $4,100
PENNYMAC LOAN SERVICES, LLC 173 3.03% $4,766
STANDARD MORTGAGE CORPORATION 151 2.88% $3,718
JPMorgan Chase Bank 139 3.23% $2,462
DSLD MORTGAGE, LLC 128 3.06% $601
Home Bank 109 3.11% $3,574
FIDELITY BANK 104 3.16% $4,217
LOANDEPOT.COM, LLC 102 3.02% $4,726
TJC Mortgage, Inc. 84 3.01% $4,827
Citizens Bank 69 2.95% $3,744
Hancock Whitney Bank 68 3.05% $5,458
DHI MORTGAGE COMPANY, LTD. 64 2.94% $3,367
BancorpSouth Bank 61 3.30% $4,132
Regions Bank 58 3.27% $4,998
Bank of England 56 2.91% $4,527
CRESCENT MORTGAGE COMPANY 56 3.03% $4,277
Wells Fargo Bank 55 3.19% $3,377
MORTGAGE FINANCIAL SERVICES, LLC 55 3.22% $4,956
Bank of Abbeville & Trust Company 54 3.03% $2,765
MOVEMENT MORTGAGE, LLC 46 3.19% $3,923
ADVANCIAL 44 3.01% $3,762
UNION HOME MORTGAGE CORP. 41 3.02% $4,578
Flagstar Bank, FSB 41 3.11% $4,351
TIB The Independent Bankersbank 39 3.00% $3,953
MICHIGAN MUTUAL, INC. 36 3.03% $4,769
CALIBER HOME LOANS, INC. 35 3.30% $3,939
FREEDOM MORTGAGE CORPORATION 35 3.08% $2,780
AMERISAVE MORTGAGE CORPORATION 33 2.89% $4,396
BETTER MORTGAGE CORPORATION 30 2.96% $3,066
NEWREZ LLC 26 3.02% $4,077
EUSTIS AND AMERICAN MORTGAGE COMPANY 23 3.09% $4,568
Mr. Cooper ( Nationstar Mortgage ) 20 3.36% $5,804
MID AMERICA MORTGAGE, INC. 19 3.30% $6,929
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 3.12% $4,842
The Bank 18 5.06% $2,123
MUTUAL OF OMAHA MORTGAGE, INC. 14 3.12% $3,205
NAVY FEDERAL CREDIT UNION 13 3.84% $5,645
SOUTHWEST FUNDING, LP 12 3.52% $6,618
Bank of America 12 2.97% $3,509
Paramount Residential Mortgage Group, Inc. 11 3.28% $4,921
STEARNS LENDING, LLC 10 2.98% $4,384
Red River Bank 9 2.93% $3,765
CMG MORTGAGE, INC. 9 3.25% $5,179
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 3.06% $4,736
Carrington Mortgage Services, LLC 8 3.39% $4,654
BROKER SOLUTIONS, INC. 8 3.00% $6,035
AMERICAN FINANCIAL NETWORK, INC. 8 3.25% $10,576
ZILLOW HOME LOANS, LLC 7 3.36% $4,283
ANGEL OAK HOME LOANS LLC 7 3.89% $4,840
LHM FINANCIAL CORPORATION 7 3.18% $4,049
ROYAL UNITED MORTGAGE LLC 6 2.73% $7,040
PERFORMANCE MORTGAGE LLC 6 3.40% $4,333
AMCAP MORTGAGE, LTD. 6 3.39% $4,445
CROSSCOUNTRY MORTGAGE, LLC 6 3.27% $4,873
PENTAGON FEDERAL CREDIT UNION 6 2.73% $2,486
The Evangeline Bank & Trust Company 6 4.82% $2,803
HOMESIDE FINANCIAL, LLC 5 3.35% $4,413
Ally Bank 5 3.47% $3,526
AmeriHome Mortgage Company, LLC 5 3.35% $3,198
FirstBank 5 2.92% $2,699
GUARANTEED RATE, INC. 5 3.23% $3,863
Gulf Coast Bank and Trust Company 5 2.95% $4,707
InterContinental Capital Group, Inc 5 3.30% $4,014
Morgan Stanley Private Bank 5 2.69% $5,374
Nations Lending Corporation 5 3.05% $6,189
Pelican State Credit Union 5 3.50% $4,800
Plains Commerce Bank 5 2.82% $3,667
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.60% $4,087
Campus Federal Credit Union 4 2.78% $4,156
KELLER MORTGAGE, LLC 4 2.97% $2,451
NBKC BANK 4 3.19% $2,860
SUN WEST MORTGAGE COMPANY, INC. 4 2.94% $4,838
U.S. Bank 4 3.19% $4,313
LAKEVIEW LOAN SERVICING, LLC 4 3.41% $2,422
AMERICAN FINANCIAL RESOURCES, INC. 4 3.84% $4,713
DRAPER AND KRAMER MORTGAGE CORP. 4 2.94% $3,897
TOWNE MORTGAGE COMPANY 4 2.72% $4,691
AMERICAN FINANCING CORPORATION 4 3.03% $4,704
Wyndham Capital Mortgage, Inc. 4 3.00% $2,418
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 5.63% $8,660
PNC Bank 3 3.38% $4,779
NATIONS RELIABLE LENDING, LLC 3 2.79% $3,408
NTFN, INC. 3 3.33% $4,476
GUILD MORTGAGE COMPANY 3 3.71% $5,167
UBS Bank USA 3 2.96% $6,568
PLAZA HOME MORTGAGE, INC. 3 3.33% $3,787
Chicago Mortgage Solutions LLC 3 2.83% $1,491
CHEVRON 3 2.67% $3,491
Capitol Federal Savings Bank 3 2.71% $12,698
Renasant Bank 3 2.75% $5,791
Manufacturers and Traders Trust Company 3 3.13% $3,406
LEADERONE FINANCIAL CORPORATION 3 3.25% $5,002
Republic State Mortgage Co. 3 2.83% $5,962
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 3.29% $4,427
ARC HOME LLC 2 4.55% $5,722
PLANET HOME LENDING, LLC 2 3.13% $3,835
PREMIA MORTGAGE, LLC 2 3.25% $1,583
Goldwater Bank, N.A. 2 3.69% $3,490
First Western Trust Bank 2 3.38% $4,690
Independent Bank 2 2.69% $3,271
RELIANCE FIRST CAPITAL, LLC 2 2.75% $6,874
Republic Bank & Trust Company 2 3.00% $2,465
AMERICAN INTERNET MORTGAGE, INC. 2 2.69% $6,009
Jeff Davis Bancshares, Inc. 2 4.19% $2,495
USAA Federal Savings Bank 2 3.50% $3,350
Barrington Bank & Trust Company, N.A. 2 3.56% $3,422
BARKSDALE 2 2.94% $4,423
GENEVA FINANCIAL, LLC 2 3.56% $5,795
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 3.38% $5,251
The Federal Savings Bank 2 3.38% $4,355
North American Savings Bank, F.S.B. 2 2.94% $3,439
TIAA, FSB 2 3.19% $5,446
DELMAR FINANCIAL COMPANY 2 2.63% $3,793
Truist Bank 2 3.24% $4,168
EMBRACE HOME LOANS, INC. 2 3.24% $7,503
Origin Bank 2 3.00% $3,685
FBT Mortgage, L.L.C. 2 3.06% $3,610
First Federal Bank 2 3.25% $5,604
EMM LOANS LLC 2 3.00% $8,712
CANOPY MORTGAGE, LLC 2 2.81% $3,957
SOFI LENDING CORP. 1 2.75% $5,751
Arvest Bank 1 2.75% $8,670
Stifel Bank and Trust 1 3.13% $2,820
SWBC MORTGAGE CORPORATION 1 3.38% $3,924
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $2,200
The Huntington National Bank 1 2.88% $2,912
THRIVE MORTGAGE, LLC 1 3.75% $10,276
Ameris Bank 1 2.75% $4,907
Triumph Bank 1 3.13% $2,839
ESSENTIAL 1 2.88% $6,469
Farmers & Merchants Savings Bank 1 2.88% $1,823
ENVOY MORTGAGE, LTD 1 3.25% $4,468
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.38% $5,126
First Internet Bank of Indiana 1 3.38% $5,553
FIRST STATE MORTGAGE SERVICES, LLC 1 3.75% $2,870
First Savings Bank 1 2.75% $1,603
FirstTrust Home Loans, Inc. 1 3.25% $3,637
First United Bank and Trust Company 1 2.88% $3,584
FIRST WESTERN MORTGAGE, INC. 1 3.13% $2,779
Gateway First Bank 1 3.00% $4,513
Discover Bank 1 4.99% $0
Grand Bank for Savings, FSB 1 6.50% $4,948
GSF Mortgage Corporation 1 3.49% $5,024
DIRECT MORTGAGE, CORP. 1 3.25% $5,774
DAS Acquisition Company, LLC 1 2.75% $5,173
Home Mortgage Alliance Corp 1 3.13% $5,240
21ST MORTGAGE CORPORATION 1 6.00% $5,153
HOMESPIRE MORTGAGE CORPORATION 1 2.75% $4,219
Hometown Equity Mortgage, LLC 1 2.88% $9,592
Ixonia Bank 1 2.88% $1,771
JEFFERSON FINANCIAL 1 3.13% $2,735
COUNTRYPLACE MORTGAGE, LTD. 1 3.63% $6,654
La Capitol Federal Credit Union 1 3.25% $3,431
CORNERSTONE HOME LENDING, INC. 1 3.25% $6,155
LIBERTY HOME MORTGAGE CORPORATION 1 3.25% $5,626
Colonial Savings, F.A. 1 3.50% $3,530
Magnolia Bank 1 3.50% $4,262
Merchants Bank of Indiana 1 3.25% $4,072
CNB Bank And Trust, N.A. 1 3.00% $5,085
City Bank 1 3.75% $4,161
MLD MORTGAGE INC. 1 3.75% $6,049
Watermark Capital, Inc. 1 2.50% $2,374
MORTGAGE ACCESS CORP. 1 3.63% $4,246
CITIZENS EQUITY FIRST 1 3.38% $1,747
Mortgage Research Center, LLC 1 2.75% $4,175
Chickasaw Community Bank 1 3.38% $4,784
Charles Schwab Bank, SSB 1 2.50% $6,205
Network Funding, L.P. 1 3.75% $6,173
Centennial Bank 1 3.25% $5,191
NexBank 1 2.75% $4,436
Notre Dame Federal Credit Union Corporation 1 2.88% $3,392
OCMBC, INC. 1 3.50% $12,134
Wilmington Savings Fund Society, FSB 1 3.88% $4,908
BLUELEAF LENDING, LLC 1 3.13% $8,101
PHH Mortgage Corporation 1 3.00% $5,915
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $4,278
Beeline Loans, Inc. 1 2.99% $2,160
BECKAM FUNDING CORP. 1 3.25% $4,626
BBVA USA 1 4.00% $4,694
Reliant Bank 1 7.34% $4,098
RESIDENTIAL BANCORP. 1 2.88% $4,131
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $3,606
BAYSHORE MORTGAGE FUNDING, LLC 1 4.00% $3,352
S1L, Inc. 1 2.75% $8,382
Sabine State Bank and Trust Company 1 2.88% $8,947
Sierra Pacific Mortgage Company, Inc. 1 3.63% $3,954
Simmons Bank 1 4.25% $5,277

LAFAYETTE, LA's 194 lenders originated 15,079 loans during 2021. The total origination value was $3,116,015,000, with an average loan value of $206,646.

The top LAFAYETTE lender as defined by loan originations is GMFS LLC, with 507 loans originated. Their average total fees are $3,503, which is $1,357 lower than the next largest lender, HOME POINT FINANCIAL CORPORATION.

The lowest fee LAFAYETTE lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($601), The Bank ($2,123), JPMorgan Chase Bank ($2,462), Bank of Abbeville & Trust Company ($2,765) and FREEDOM MORTGAGE CORPORATION ($2,780).

The lowest rate LAFAYETTE lenders (with over 10 loans originated) are Abbeville Building & Loan (A State-Chartered Savings Bank) (2.86%), STANDARD MORTGAGE CORPORATION (2.88%), AMERISAVE MORTGAGE CORPORATION (2.89%), Bank of England (2.91%) and DHI MORTGAGE COMPANY, LTD. (2.94%).

LAFAYETTE, LA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
HOME POINT FINANCIAL CORPORATION $173,895,000 $253,820,000 46.0% 8.1%
GMFS LLC $212,125,000 $213,740,000 0.8% 6.9%
Assurance Financial Group, L.L.C. $180,790,000 $156,790,000 -13.3% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $135,170,000 $149,045,000 10.3% 4.8%
QUICKEN LOANS, LLC $128,450,000 $140,935,000 9.7% 4.5%
First Horizon Bank $127,835,000 n/a 4.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $91,330,000 $116,265,000 27.3% 3.7%
Abbeville Building & Loan (A State-Chartered Savings Bank) $104,000,000 n/a 3.3%
FREEDOM MORTGAGE CORPORATION $87,620,000 $94,905,000 8.3% 3.0%
PENNYMAC LOAN SERVICES, LLC $65,040,000 $71,390,000 9.8% 2.3%
DSLD MORTGAGE, LLC $55,160,000 $66,355,000 20.3% 2.1%
Home Bank $78,455,000 $57,530,000 -26.7% 1.8%
STANDARD MORTGAGE CORPORATION $101,935,000 $54,685,000 -46.4% 1.8%
DHI MORTGAGE COMPANY, LTD. $19,115,000 $52,855,000 176.5% 1.7%
JPMorgan Chase Bank $56,380,000 $51,180,000 -9.2% 1.6%
LOANDEPOT.COM, LLC $24,545,000 $50,825,000 107.1% 1.6%
Hancock Whitney Bank $59,620,000 $50,060,000 -16.0% 1.6%
FIDELITY BANK $59,110,000 $45,995,000 -22.2% 1.5%
MID AMERICA MORTGAGE, INC. $63,400,000 $40,585,000 -36.0% 1.3%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $39,515,000 n/a 1.3%
Bank of Abbeville & Trust Company $53,835,000 $39,205,000 -27.2% 1.3%
BancorpSouth Bank $32,105,000 $35,540,000 10.7% 1.1%
WALKER & DUNLOP, LLC $6,115,000 $33,955,000 455.3% 1.1%
TJC Mortgage, Inc. $34,510,000 $31,580,000 -8.5% 1.0%
New York Community Bank $30,505,000 n/a 1.0%
Community First Bank $24,190,000 $30,475,000 26.0% 1.0%
Citizens Bank $14,795,000 $30,030,000 103.0% 1.0%
Wells Fargo Bank $19,605,000 $29,905,000 52.5% 1.0%
MORTGAGE FINANCIAL SERVICES, LLC $16,095,000 $29,155,000 81.1% 0.9%
Bank of England $34,855,000 $28,330,000 -18.7% 0.9%
Rayne State Bank & Trust Company $18,220,000 $28,110,000 54.3% 0.9%
CALIBER HOME LOANS, INC. $24,270,000 $27,695,000 14.1% 0.9%
Regions Bank $31,735,000 $22,840,000 -28.0% 0.7%
MOVEMENT MORTGAGE, LLC $7,130,000 $22,310,000 212.9% 0.7%
The First National Bank of Jeanerette $17,885,000 $21,075,000 17.8% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $26,315,000 $20,520,000 -22.0% 0.7%
Mortgage Research Center, LLC $17,725,000 $20,180,000 13.9% 0.6%
Flagstar Bank, FSB $18,220,000 $19,940,000 9.4% 0.6%
CRESCENT MORTGAGE COMPANY $23,315,000 $19,505,000 -16.3% 0.6%
Investar Bank $17,475,000 $19,490,000 11.5% 0.6%
UNION HOME MORTGAGE CORP. $22,080,000 $19,275,000 -12.7% 0.6%
LAKEVIEW LOAN SERVICING, LLC $12,725,000 $18,410,000 44.7% 0.6%
Farmers-Merchants Bank & Trust Company $18,770,000 $18,345,000 -2.3% 0.6%
Washington State Bank $4,920,000 $16,645,000 238.3% 0.5%
AMERISAVE MORTGAGE CORPORATION $16,445,000 $15,755,000 -4.2% 0.5%
ADVANCIAL $20,390,000 $14,930,000 -26.8% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $15,640,000 $14,600,000 -6.6% 0.5%
SOUTHWEST FUNDING, LP $12,385,000 $14,075,000 13.6% 0.5%
NEWREZ LLC $10,635,000 $13,945,000 31.1% 0.4%
TIB The Independent Bankersbank $12,795,000 $13,740,000 7.4% 0.4%
The Evangeline Bank & Trust Company $7,515,000 $13,520,000 79.9% 0.4%
Gulf Coast Bank $14,230,000 $13,085,000 -8.0% 0.4%
MICHIGAN MUTUAL, INC. $2,600,000 $13,005,000 400.2% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $8,595,000 $12,965,000 50.8% 0.4%
BETTER MORTGAGE CORPORATION $6,445,000 $11,745,000 82.2% 0.4%
b1BANK $16,595,000 $11,415,000 -31.2% 0.4%
NAVY FEDERAL CREDIT UNION $5,385,000 $11,095,000 106.0% 0.4%
EUSTIS AND AMERICAN MORTGAGE COMPANY $27,740,000 $10,895,000 -60.7% 0.3%
Red River Bank $9,455,000 $10,560,000 11.7% 0.3%
The Bank $9,435,000 $9,965,000 5.6% 0.3%
Paramount Residential Mortgage Group, Inc. $5,185,000 $9,025,000 74.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $4,690,000 $8,770,000 87.0% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $7,145,000 $8,765,000 22.7% 0.3%
PLAZA HOME MORTGAGE, INC. $2,980,000 $8,540,000 186.6% 0.3%
21ST MORTGAGE CORPORATION $8,420,000 $8,435,000 0.2% 0.3%
Carrington Mortgage Services, LLC $7,220,000 $8,165,000 13.1% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,475,000 $8,145,000 25.8% 0.3%
USAA Federal Savings Bank $10,880,000 $8,060,000 -25.9% 0.3%
First Guaranty Bank $4,080,000 $7,300,000 78.9% 0.2%
Bank of Erath $6,715,000 $7,035,000 4.8% 0.2%
The Cottonport Bank $1,480,000 $6,410,000 333.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,295,000 $6,405,000 49.1% 0.2%
Bank of America $7,200,000 $6,115,000 -15.1% 0.2%
Jeff Davis Bancshares, Inc. $12,135,000 $5,800,000 -52.2% 0.2%
GUARANTEED RATE, INC. $1,130,000 $5,465,000 383.6% 0.2%
Nations Lending Corporation $15,805,000 $5,315,000 -66.4% 0.2%
PLANET HOME LENDING, LLC $3,055,000 $5,055,000 65.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $2,820,000 $5,040,000 78.7% 0.2%
NEW DAY FINANCIAL, LLC $6,305,000 $5,035,000 -20.1% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,630,000 $4,695,000 78.5% 0.2%
UBS Bank USA $1,785,000 $4,650,000 160.5% 0.1%
STEARNS LENDING, LLC $14,785,000 $4,445,000 -69.9% 0.1%
AMCAP MORTGAGE, LTD. $4,760,000 $4,410,000 -7.4% 0.1%
AmeriHome Mortgage Company, LLC $3,205,000 $4,395,000 37.1% 0.1%
M C Bank & Trust Company $1,690,000 $4,385,000 159.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,640,000 $4,355,000 165.5% 0.1%
BROKER SOLUTIONS, INC. $1,980,000 $4,180,000 111.1% 0.1%
CMG MORTGAGE, INC. $3,815,000 $4,140,000 8.5% 0.1%
Morgan Stanley Private Bank $1,500,000 $3,935,000 162.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $3,465,000 $3,810,000 10.0% 0.1%
First Guaranty Mortgage Corporation $7,420,000 $3,695,000 -50.2% 0.1%
GUILD MORTGAGE COMPANY $1,960,000 $3,415,000 74.2% 0.1%
Equity Prime Mortgage LLC $1,650,000 $3,395,000 105.8% 0.1%
U.S. Bank $2,815,000 $3,185,000 13.1% 0.1%
Capitol Federal Savings Bank $595,000 $3,150,000 429.4% 0.1%
PNC Bank $965,000 $3,080,000 219.2% 0.1%
LHM FINANCIAL CORPORATION $3,800,000 $3,040,000 -20.0% 0.1%
Wyndham Capital Mortgage, Inc. $1,125,000 $2,985,000 165.3% 0.1%
HOMESIDE FINANCIAL, LLC $2,695,000 $2,865,000 6.3% 0.1%
Lakeview Community Capital, LLC $2,840,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,610,000 $2,800,000 7.3% 0.1%
NBKC BANK $2,660,000 $2,735,000 2.8% 0.1%
GENEVA FINANCIAL, LLC $1,125,000 $2,585,000 129.8% 0.1%
LEADERONE FINANCIAL CORPORATION $330,000 $2,540,000 669.7% 0.1%
BankPlus $1,095,000 $2,455,000 124.2% 0.1%
FirstBank $2,140,000 $2,455,000 14.7% 0.1%
Gulf Coast Bank and Trust Company $2,405,000 $2,415,000 0.4% 0.1%
TOWNE MORTGAGE COMPANY $780,000 $2,395,000 207.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $1,335,000 $2,355,000 76.4% 0.1%
AMERICAN FINANCING CORPORATION $2,880,000 $2,260,000 -21.5% 0.1%
Ally Bank $1,635,000 $2,240,000 37.0% 0.1%
ROYAL UNITED MORTGAGE LLC $2,390,000 $2,220,000 -7.1% 0.1%
Barrington Bank & Trust Company, N.A. $1,890,000 $2,185,000 15.6% 0.1%
CLEARPATH LENDING $3,080,000 $2,105,000 -31.7% 0.1%
The Federal Savings Bank $4,700,000 $2,080,000 -55.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $2,055,000 $1,905,000 -7.3% 0.1%
Pelican State Credit Union $1,495,000 $1,890,000 26.4% 0.1%
Sabine State Bank and Trust Company $1,260,000 $1,815,000 44.0% 0.1%
Arbor Realty Trust, Inc. $12,605,000 $1,805,000 -85.7% 0.1%
BLUELEAF LENDING, LLC $295,000 $1,805,000 511.9% 0.1%
FBT Mortgage, L.L.C. $3,440,000 $1,755,000 -49.0% 0.1%
ZILLOW HOME LOANS, LLC $685,000 $1,740,000 154.0% 0.1%
Renasant Bank $175,000 $1,690,000 865.7% 0.1%
ANGEL OAK HOME LOANS LLC $1,675,000 n/a 0.1%
CSL Financial, LLC $1,785,000 $1,665,000 -6.7% 0.1%
Origin Bank $1,235,000 $1,620,000 31.2% 0.1%
PERFORMANCE MORTGAGE LLC $2,310,000 $1,585,000 -31.4% 0.1%
BNC National Bank $470,000 $1,575,000 235.1% 0.1%
TIAA, FSB $2,030,000 $1,575,000 -22.4% 0.1%
DIRECT MORTGAGE, CORP. $4,295,000 $1,545,000 -64.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,285,000 $1,510,000 17.5% 0.0%
Plains Commerce Bank $1,165,000 $1,470,000 26.2% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $770,000 $1,390,000 80.5% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,320,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $930,000 $1,310,000 40.9% 0.0%
InterContinental Capital Group, Inc $510,000 $1,305,000 155.9% 0.0%
THRIVE MORTGAGE, LLC $525,000 $1,295,000 146.7% 0.0%
RELIANCE FIRST CAPITAL, LLC $940,000 $1,285,000 36.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $610,000 $1,275,000 109.0% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $255,000 $1,245,000 388.2% 0.0%
KELLER MORTGAGE, LLC $1,615,000 $1,230,000 -23.8% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $3,440,000 $1,210,000 -64.8% 0.0%
NTFN, INC. $145,000 $1,205,000 731.0% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,200,000 n/a 0.0%
Gateway First Bank $1,715,000 $1,180,000 -31.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,180,000 n/a 0.0%
HOMELAND BANCSHARES, INC. $2,755,000 $1,165,000 -57.7% 0.0%
Triumph Bank $1,575,000 $1,160,000 -26.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,200,000 $1,155,000 -3.8% 0.0%
Campus Federal Credit Union $7,540,000 $1,135,000 -84.9% 0.0%
GSF Mortgage Corporation $2,840,000 $1,135,000 -60.0% 0.0%
Hometown Equity Mortgage, LLC $485,000 $1,125,000 132.0% 0.0%
SWBC MORTGAGE CORPORATION $755,000 $1,120,000 48.3% 0.0%
EMBRACE HOME LOANS, INC. $660,000 $1,110,000 68.2% 0.0%
Chicago Mortgage Solutions LLC $980,000 $1,085,000 10.7% 0.0%
Colonial Savings, F.A. $705,000 $1,010,000 43.3% 0.0%
Charles Schwab Bank, SSB $945,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,250,000 $930,000 -25.6% 0.0%
CHEVRON $1,135,000 $905,000 -20.3% 0.0%
The First, A National Banking Association $65,000 $845,000 1,200.0% 0.0%
RESIDENTIAL BANCORP. $830,000 n/a 0.0%
SOFI LENDING CORP. $1,245,000 $825,000 -33.7% 0.0%
Commerce Home Mortgage, Inc. $295,000 $820,000 178.0% 0.0%
Truist Bank $495,000 $820,000 65.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $285,000 $770,000 170.2% 0.0%
Manufacturers and Traders Trust Company $600,000 $760,000 26.7% 0.0%
Prosperity Home Mortgage, LLC $165,000 $745,000 351.5% 0.0%
Low VA Rates, LLC $820,000 $715,000 -12.8% 0.0%
CANOPY MORTGAGE, LLC $710,000 n/a 0.0%
LENDINGONE, LLC $675,000 n/a 0.0%
NP, Inc. $175,000 $675,000 285.7% 0.0%
AMERICAN ADVISORS GROUP $1,385,000 $670,000 -51.6% 0.0%
ACCELERATE MORTGAGE, LLC $665,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $1,470,000 $650,000 -55.8% 0.0%
Mid-Continent Funding, Inc. $1,130,000 $645,000 -42.9% 0.0%
NATIONS RELIABLE LENDING, LLC $1,095,000 $635,000 -42.0% 0.0%
BECKAM FUNDING CORP. $625,000 n/a 0.0%
ARC HOME LLC $620,000 $605,000 -2.4% 0.0%
Home Mortgage Alliance Corp $555,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $295,000 $550,000 86.4% 0.0%
Ameris Bank $225,000 $545,000 142.2% 0.0%
Citizens Bank & Trust Company of Vivian, Louisiana $530,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $1,150,000 $525,000 -54.3% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $700,000 $520,000 -25.7% 0.0%
Meridian Bank Corporation $315,000 $520,000 65.1% 0.0%
Trustmark National Bank $3,390,000 $520,000 -84.7% 0.0%
CIS Financial Services, Inc. $435,000 $515,000 18.4% 0.0%
Wilmington Savings Fund Society, FSB $515,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $285,000 $500,000 75.4% 0.0%
Southern Heritage Bank $145,000 $500,000 244.8% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $500,000 n/a 0.0%
Goldwater Bank, N.A. $1,525,000 $495,000 -67.5% 0.0%
First Western Trust Bank $490,000 n/a 0.0%
Republic Bank & Trust Company $490,000 n/a 0.0%
Discover Bank $540,000 $480,000 -11.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $95,000 $470,000 394.7% 0.0%
St Landry Bank & Trust Company $925,000 $460,000 -50.3% 0.0%
Independent Bank $195,000 $450,000 130.8% 0.0%
North American Savings Bank, F.S.B. $890,000 $450,000 -49.4% 0.0%
BARKSDALE $605,000 $445,000 -26.4% 0.0%
Republic State Mortgage Co. $610,000 $445,000 -27.0% 0.0%
First Internet Bank of Indiana $440,000 n/a 0.0%
La Capitol Federal Credit Union $640,000 $425,000 -33.6% 0.0%
CORNERSTONE HOME LENDING, INC. $230,000 $405,000 76.1% 0.0%
IMPAC MORTGAGE CORP. $400,000 n/a 0.0%
Merchants Bank of Indiana $1,880,000 $400,000 -78.7% 0.0%
MORTGAGE ACCESS CORP. $1,750,000 $385,000 -78.0% 0.0%
Simmons Bank $385,000 n/a 0.0%
American Bank & Trust Company $1,325,000 $380,000 -71.3% 0.0%
American Mortgage Bank, LLC $380,000 n/a 0.0%
Liberty Bank and Trust Company $195,000 $380,000 94.9% 0.0%
PREMIA MORTGAGE, LLC $1,130,000 $380,000 -66.4% 0.0%
ACADEMY MORTGAGE CORPORATION $260,000 $375,000 44.2% 0.0%
Eagle Bank and Trust Company $375,000 n/a 0.0%
NexBank $375,000 n/a 0.0%
South Lafourche Bank & Trust Company $375,000 n/a 0.0%
WYMAR FEDERAL CREDIT UNION $375,000 n/a 0.0%
EMM LOANS LLC $190,000 $370,000 94.7% 0.0%
First Federal Bank of Kansas City $365,000 n/a 0.0%
Louisiana USA Federal Credit Union $365,000 n/a 0.0%
Reliant Bank $225,000 $365,000 62.2% 0.0%
Magnolia Bank $370,000 $360,000 -2.7% 0.0%
OCMBC, INC. $360,000 n/a 0.0%
Stifel Bank and Trust $360,000 n/a 0.0%
Beeline Loans, Inc. $350,000 n/a 0.0%
PHH Mortgage Corporation $440,000 $345,000 -21.6% 0.0%
CALCON MUTUAL MORTGAGE LLC $415,000 $335,000 -19.3% 0.0%
Progressive Bank $335,000 n/a 0.0%
S1L, Inc. $335,000 n/a 0.0%
ENVOY MORTGAGE, LTD $325,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $470,000 $320,000 -31.9% 0.0%
SPRING EQ, LLC $190,000 $320,000 68.4% 0.0%
Paramount Bank $315,000 n/a 0.0%
Florida Capital Bank $195,000 $310,000 59.0% 0.0%
The Huntington National Bank $225,000 $310,000 37.8% 0.0%
Citibank $125,000 $305,000 144.0% 0.0%
JEFFERSON FINANCIAL $300,000 n/a 0.0%
Arvest Bank $205,000 $295,000 43.9% 0.0%
First Federal Bank $820,000 $280,000 -65.9% 0.0%
Northpointe Bank $435,000 $280,000 -35.6% 0.0%
Century Mortgage Company DBA Century Lending Company $275,000 n/a 0.0%
EFCU FINANCIAL $165,000 $275,000 66.7% 0.0%
Ixonia Bank $275,000 n/a 0.0%
DIGITAL Federal Credit Union $95,000 $265,000 178.9% 0.0%
THE MORTGAGE FIRM, INC. $265,000 n/a 0.0%
First Savings Bank $865,000 $260,000 -69.9% 0.0%
Peoples Bank & Trust Company of Pointe Coupee Parish, Inc $245,000 $260,000 6.1% 0.0%
Guaranty Bank and Trust Company $75,000 $255,000 240.0% 0.0%
FirstTrust Home Loans, Inc. $235,000 n/a 0.0%
MLD MORTGAGE INC. $235,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $225,000 n/a 0.0%
Chickasaw Community Bank $2,840,000 $225,000 -92.1% 0.0%
NBH Bank $225,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,010,000 $225,000 -92.5% 0.0%
Sunflower Bank $225,000 n/a 0.0%
Community First National Bank $215,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $345,000 $215,000 -37.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $900,000 $215,000 -76.1% 0.0%
ALLIANT CREDIT UNION $125,000 $205,000 64.0% 0.0%
ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.0%
Cornerstone First Mortgage, Inc $205,000 n/a 0.0%
CITIZENS EQUITY FIRST $195,000 n/a 0.0%
ESSENTIAL $195,000 n/a 0.0%
First National Bank in DeRidder $195,000 n/a 0.0%
The First National Bank of Middle Tennessee $195,000 n/a 0.0%
Deere Employees Credit Union $280,000 $190,000 -32.1% 0.0%
City Bank $185,000 n/a 0.0%
First Federal Bank of Louisiana $455,000 $185,000 -59.3% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $185,000 n/a 0.0%
Grand Bank for Savings, FSB $185,000 n/a 0.0%
Merchants & Farmers Bank & Trust Company $185,000 n/a 0.0%
Network Funding, L.P. $135,000 $185,000 37.0% 0.0%
DAS Acquisition Company, LLC $35,000 $175,000 400.0% 0.0%
Notre Dame Federal Credit Union Corporation $175,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $175,000 n/a 0.0%
CNB Bank And Trust, N.A. $165,000 n/a 0.0%
Farmers & Merchants Savings Bank $165,000 n/a 0.0%
First Home Bank $205,000 $165,000 -19.5% 0.0%
MORIA DEVELOPMENT, INC. $335,000 $165,000 -50.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $105,000 $165,000 57.1% 0.0%
United States Senate Federal Credit Union $55,000 $160,000 190.9% 0.0%
AMWEST FUNDING CORP. $155,000 n/a 0.0%
First American Bank $155,000 n/a 0.0%
First Option Mortgage, LLC $155,000 n/a 0.0%
Hometown Lenders, Inc. $1,610,000 $155,000 -90.4% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $155,000 n/a 0.0%
LENDERFI, INC. $145,000 n/a 0.0%
Synergy Bank $105,000 $145,000 38.1% 0.0%
1st Franklin Financial Corporation $155,000 $135,000 -12.9% 0.0%
Figure Lending LLC $100,000 $135,000 35.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $840,000 $135,000 -83.9% 0.0%
THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION $135,000 n/a 0.0%
RED RIVER EMPLOYEES $265,000 $130,000 -50.9% 0.0%
CARTER FEDERAL CREDIT UNION $125,000 n/a 0.0%
Patriot Bank $125,000 n/a 0.0%
SOUTHWEST LOUISIANA CREDIT UNION $55,000 $125,000 127.3% 0.0%
First United Bank and Trust Company $450,000 $115,000 -74.4% 0.0%
SILVER HILL FUNDING, LLC $115,000 n/a 0.0%
BBVA USA $755,000 $105,000 -86.1% 0.0%
Centennial Bank $445,000 $105,000 -76.4% 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $105,000 40.0% 0.0%
KEESLER $560,000 $105,000 -81.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $265,000 $105,000 -60.4% 0.0%
CIVIC FINANCIAL SERVICES, LLC $95,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $95,000 n/a 0.0%
FIRST WESTERN MORTGAGE, INC. $95,000 n/a 0.0%
BOM Bank $220,000 $85,000 -61.4% 0.0%
LONGBRIDGE FINANCIAL, LLC $495,000 $85,000 -82.8% 0.0%
Watermark Capital, Inc. $105,000 $85,000 -19.0% 0.0%
WESCOM CENTRAL CREDIT UNION $85,000 n/a 0.0%
WINGS FINANCIAL $85,000 n/a 0.0%
First American Bank and Trust $80,000 n/a 0.0%
SUPERIOR CHOICE $200,000 $75,000 -62.5% 0.0%
United Community Bank $55,000 n/a 0.0%
America's Mortgage Resource, Inc. $565,000 $45,000 -92.0% 0.0%

LAFAYETTE's top lender by overall market share is HOME POINT FINANCIAL CORPORATION, with 8.1% market share. In second place, with 6.9%, is GMFS LLC, having originated $213,740,000 in loans. In third place, with 5.0%, is Assurance Financial Group, L.L.C., having originated $156,790,000 in loans. In third place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $149,045,000 in loans. In third place, with 4.5%, is QUICKEN LOANS, LLC, having originated $140,935,000 in loans.


LAFAYETTE, LA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,459 $1,670,905,000 $224,012
Refi 5,476 $1,063,630,000 $194,235
Cash Out Refi 1,634 $326,060,000 $199,547
Other 259 $31,775,000 $122,683
Home Improvement 251 $23,645,000 $94,203

Lafayette's most frequently cited loan purpose was Home Purchase, with 7,459 originations. The 2nd most popular reason was Refi, with 5,476 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 6,255 $1,395,235,000 $223,059
3-4% 4,103 $866,785,000 $211,256
<2.5% 2,598 $544,550,000 $209,604
4-5% 550 $87,290,000 $158,709
5-6% 188 $19,310,000 $102,713
Over 8% 181 $12,165,000 $67,210
6-7% 93 $6,355,000 $68,333
7-8% 72 $5,330,000 $74,028

During 2021, Lafayette's most frequently originated rate bucket was 2.5-3%, with 6,255 originations.

Loan Sizing (LAFAYETTE, LA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 6,453 $985,025,000 $152,646
$200k-400k 5,157 $1,351,295,000 $262,031
$100,000 or less 2,598 $165,590,000 $63,737
$400k-600k 678 $322,080,000 $475,044
$600k-1000k 148 $112,600,000 $760,811
$Over $1MM 45 $179,425,000 $3,987,222

LAFAYETTE's loan sizing saw the bucket of loans from $100k-200k with 6,453 originations, totaling $985,025,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 7,205 $1,539,445,000 $213,663
60-80% 3,799 $907,285,000 $238,822
40-60% 1,287 $228,075,000 $177,214
20-40% 630 $76,300,000 $121,111
Under 20% 257 $14,035,000 $54,611
Over 100% 216 $52,720,000 $244,074

LAFAYETTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,205 originations, totaling $1,539,445,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $208,500 (-0.5%) $258,538 (-1.4%) 0.77 2,107
2018-02-01 $209,950 (0.0%) $262,399 (0.5%) 0.76 2,135
2018-03-01 $210,000 (-2.3%) $263,718 (-1.6%) 0.73 2,235
2018-04-01 $214,900 (-2.7%) $267,995 (-2.7%) 0.72 2,259
2018-05-01 $214,100 (-2.9%) $268,114 (-3.2%) 0.71 2,319
2018-06-01 $211,900 (-3.7%) $266,949 (-3.5%) 0.71 2,393
2018-07-01 $210,000 (-4.1%) $268,051 (-2.7%) 0.70 2,472
2018-08-01 $210,650 (-2.0%) $265,010 (-2.3%) 0.70 2,507
2018-09-01 $212,500 (-0.3%) $266,547 (-0.3%) 0.71 2,471
2018-10-01 $205,000 (-2.8%) $260,262 (-2.3%) 0.69 2,470
2018-11-01 $207,950 (-1.0%) $262,596 (-0.4%) 0.70 2,412
2018-12-01 $205,524 (-1.4%) $261,794 (0.1%) 0.70 2,359
2019-01-01 $208,500 (0.0%) $266,166 (3.0%) 0.72 2,243
2019-02-01 $210,000 (0.0%) $270,151 (3.0%) 0.70 2,285
2019-03-01 $212,143 (1.0%) $274,582 (4.1%) 0.69 2,287
2019-04-01 $215,000 (0.1%) $278,329 (3.9%) 0.68 2,292
2019-05-01 $217,785 (1.7%) $283,201 (5.6%) 0.67 2,233
2019-06-01 $219,000 (3.4%) $284,174 (6.5%) 0.67 2,252
2019-07-01 $220,000 (4.8%) $292,002 (8.9%) 0.68 2,236
2019-08-01 $219,143 (4.0%) $293,940 (10.9%) 0.69 2,169
2019-09-01 $218,143 (2.7%) $295,611 (10.9%) 0.69 2,077
2019-10-01 $219,000 (6.8%) $293,968 (13.0%) 0.70 2,068
2019-11-01 $214,000 (2.9%) $289,447 (10.2%) 0.69 2,020
2019-12-01 $210,168 (2.3%) $283,099 (8.1%) 0.70 1,922
2020-01-01 $210,000 (0.7%) $284,403 (6.9%) 0.70 1,826
2020-02-01 $210,000 (0.0%) $288,808 (6.9%) 0.68 1,848
2020-03-01 $213,455 (0.6%) $300,262 (9.4%) 0.67 1,866
2020-04-01 $217,000 (0.9%) $301,875 (8.5%) 0.68 1,791
2020-05-01 $219,500 (0.8%) $309,479 (9.3%) 0.67 1,726
2020-06-01 $219,000 (0.0%) $312,533 (10.0%) 0.64 1,594
2020-07-01 $226,850 (3.1%) $317,742 (8.8%) 0.65 1,479
2020-08-01 $234,000 (6.8%) $323,685 (10.1%) 0.67 1,422
2020-09-01 $234,750 (7.6%) $329,172 (11.4%) 0.67 1,296
2020-10-01 $229,835 (5.0%) $336,237 (14.4%) 0.66 1,223
2020-11-01 $231,950 (8.4%) $340,349 (17.6%) 0.66 1,117
2020-12-01 $227,000 (8.0%) $338,742 (19.7%) 0.67 1,080
2021-01-01 $227,520 (8.3%) $343,614 (20.8%) 0.67 982
2021-02-01 $235,000 (11.9%) $344,473 (19.3%) 0.68 915
2021-03-01 $239,450 (12.2%) $357,620 (19.1%) 0.67 844
2021-04-01 $246,815 (13.7%) $376,903 (24.9%) 0.66 769
2021-05-01 $274,500 (25.1%) $392,767 (26.9%) 0.72 713
2021-06-01 $275,000 (25.6%) $402,059 (28.7%) 0.71 716
2021-07-01 $269,000 (18.6%) $401,350 (26.3%) 0.70 760
2021-08-01 $269,000 (15.0%) $408,792 (26.3%) 0.71 785
2021-09-01 $271,250 (15.6%) $410,807 (24.8%) 0.71 783
2021-10-01 $274,900 (19.6%) $387,916 (15.4%) 0.72 792
2021-11-01 $269,000 (16.0%) $381,434 (12.1%) 0.71 787
2021-12-01 $269,000 (18.5%) $372,055 (9.8%) 0.72 762
2022-01-01 $265,500 (16.7%) $376,615 (9.6%) 0.71 692
2022-02-01 $275,000 (17.0%) $385,032 (11.8%) 0.70 661
2022-03-01 $283,500 (18.4%) $396,794 (11.0%) 0.70 635
2022-04-01 $300,000 (21.6%) $409,766 (8.7%) 0.71 624
LAFAYETTE's median listing price for 2022-04-01 was $300,000, a difference of $53,185 (21.6%) versus the prior year and $16,500 versus the prior month.

LAFAYETTE's median listing price comes in at 71% of the national average.

LAFAYETTE's average listing price for 2022-04-01 was $409,766, a difference of $32,863 (8.7%) versus the prior year and $12,972 versus the prior month.

For the 2022-04-01 period, LAFAYETTE had 624 MLS listings, a difference of -11 listings (-2%) versus the prior month and -145 listings (-19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LAFAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 107 days 1,860 sqft
2018-02-01 107 days 1,864 sqft
2018-03-01 93 days 1,862 sqft
2018-04-01 80 days 1,888 sqft
2018-05-01 75 days 1,890 sqft
2018-06-01 80 days 1,891 sqft
2018-07-01 85 days 1,887 sqft
2018-08-01 94 days 1,885 sqft
2018-09-01 96 days 1,891 sqft
2018-10-01 101 days 1,877 sqft
2018-11-01 105 days 1,879 sqft
2018-12-01 111 days 1,875 sqft
2019-01-01 118 days 1,885 sqft
2019-02-01 121 days 1,900 sqft
2019-03-01 120 days 1,903 sqft
2019-04-01 96 days 1,908 sqft
2019-05-01 97 days 1,925 sqft
2019-06-01 94 days 1,925 sqft
2019-07-01 98 days 1,941 sqft
2019-08-01 102 days 1,936 sqft
2019-09-01 105 days 1,923 sqft
2019-10-01 101 days 1,911 sqft
2019-11-01 100 days 1,902 sqft
2019-12-01 105 days 1,895 sqft
2020-01-01 107 days 1,892 sqft
2020-02-01 100 days 1,889 sqft
2020-03-01 90 days 1,914 sqft
2020-04-01 90 days 1,922 sqft
2020-05-01 100 days 1,917 sqft
2020-06-01 107 days 1,910 sqft
2020-07-01 103 days 1,967 sqft
2020-08-01 85 days 1,998 sqft
2020-09-01 80 days 1,982 sqft
2020-10-01 83 days 1,953 sqft
2020-11-01 86 days 2,000 sqft
2020-12-01 86 days 2,000 sqft
2021-01-01 81 days 2,006 sqft
2021-02-01 79 days 2,001 sqft
2021-03-01 68 days 2,000 sqft
2021-04-01 63 days 2,022 sqft
2021-05-01 60 days 2,118 sqft
2021-06-01 52 days 2,101 sqft
2021-07-01 50 days 2,061 sqft
2021-08-01 59 days 2,032 sqft
2021-09-01 61 days 2,062 sqft
2021-10-01 64 days 1,991 sqft
2021-11-01 60 days 1,972 sqft
2021-12-01 62 days 1,995 sqft
2022-01-01 74 days 1,966 sqft
2022-02-01 72 days 1,990 sqft
2022-03-01 64 days 2,080 sqft
2022-04-01 59 days 2,145 sqft
LAFAYETTE's median listing age (time on market) for 2022-04-01 was 59 days. This is -6% shorter than the same period one year ago.

LAFAYETTE's median square footage for active listings during the 2022-04-01 period was 2,145 sqft. One year prior, the average listing was 2,022 sqft.