Louisiana Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Louisiana averaged
6.93%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.95% and
one month ago for the week of 2025-03-06, the
average rate was 6.74%.
Louisiana's average rate one year ago was 7.03%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.66%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
| Louisiana 30 Year Fixed Rate | 2025-04-10 | 6.93% |
| Louisiana 30 Year Fixed Rate Refi | 2025-04-10 | 6.66% |
| Louisiana 15 Year Fixed Rate | 2025-04-10 | 6.55% |
| Louisiana 15 Year Fixed Rate Refi | 2025-04-10 | 6.69% |
| Louisiana 30 Year FHA | 2025-04-10 | 6.22% |
| Louisiana 30 Year FHA Refi | 2025-04-10 | 6.31% |
| Louisiana 30 Year USDA | 2025-04-10 | 6.27% |
| Louisiana 30 Year USDA Refi | 2025-04-10 | 6.45% |
| Louisiana 30 Year VA | 2025-04-10 | 6.4% |
| Louisiana 30 Year VA Refi | 2025-04-10 | 5.61% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Louisiana.
Louisiana Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Louisiana market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Louisiana Average Closing Costs & Other Stats
Louisiana's 321 lenders originated 62,144
loans during 2024. The total origination value was $14,571,300,000, with an average loan value of
$234,476.
Louisiana's average closing costs are $5,534.
The top Louisiana lender as defined by loan originations is GMFS LLC, with
1,636 loans originated. Their average total fees are
$4,413, which is $3,483
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Louisiana lenders (with over 10 loans originated) are
Discover Bank ($0), GUARANTEED RATE AFFINITY, LLC ($945), SIRVA MORTGAGE, INC. ($985), DSLD MORTGAGE, LLC ($1,218) and PREMIA MORTGAGE, LLC ($1,321).
The lowest rate Louisiana lenders (with over 10 loans originated) are
Jefferson Parish Employees FCU (5.68%), DHI MORTGAGE COMPANY, LTD. (5.74%), Campus Federal Credit Union (5.94%), Raymond James Bank (6.15%) and Bank of America (6.24%).
Louisiana Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $845,470,000 | $917,870,000 | 8.6% | 6.3% |
| GMFS LLC | $859,980,000 | $898,220,000 | 4.4% | 6.2% |
| QUICKEN LOANS, LLC | $501,225,000 | $561,370,000 | 12.0% | 3.9% |
| DSLD MORTGAGE, LLC | $371,955,000 | $478,670,000 | 28.7% | 3.3% |
| FIDELITY BANK | $426,175,000 | $393,335,000 | -7.7% | 2.7% |
| Gulf Coast Bank and Trust Company | $331,830,000 | $381,140,000 | 14.9% | 2.6% |
| Hancock Whitney Bank | $393,850,000 | $374,295,000 | -5.0% | 2.6% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $318,600,000 | $310,245,000 | -2.6% | 2.1% |
| First Horizon Bank | $364,245,000 | $295,260,000 | -18.9% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $96,890,000 | $262,650,000 | 171.1% | 1.8% |
| JPMorgan Chase Bank | $203,835,000 | $262,370,000 | 28.7% | 1.8% |
| MOVEMENT MORTGAGE, LLC | $244,760,000 | $261,170,000 | 6.7% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $247,605,000 | $239,780,000 | -3.2% | 1.6% |
| Assurance Financial Group, L.L.C. | $284,825,000 | $236,975,000 | -16.8% | 1.6% |
| Mortgage Research Center, LLC | $206,260,000 | $235,695,000 | 14.3% | 1.6% |
| ESSENTIAL | $9,550,000 | $224,875,000 | 2,254.7% | 1.5% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $70,415,000 | $222,485,000 | 216.0% | 1.5% |
| Red River Bank | $207,855,000 | $211,035,000 | 1.5% | 1.4% |
| NEWREZ LLC | $149,925,000 | $189,210,000 | 26.2% | 1.3% |
| Regions Bank | $219,595,000 | $186,265,000 | -15.2% | 1.3% |
| b1BANK | $80,185,000 | $172,395,000 | 115.0% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $137,545,000 | $156,920,000 | 14.1% | 1.1% |
| Origin Bank | $142,000,000 | $149,290,000 | 5.1% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $135,560,000 | $148,470,000 | 9.5% | 1.0% |
| WALKER & DUNLOP, LLC | $361,110,000 | $145,735,000 | -59.6% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $124,945,000 | $134,650,000 | 7.8% | 0.9% |
| BankPlus | $163,785,000 | $130,680,000 | -20.2% | 0.9% |
| BancorpSouth | $136,810,000 | $126,435,000 | -7.6% | 0.9% |
| 21ST MORTGAGE CORPORATION | $125,100,000 | $125,540,000 | 0.4% | 0.9% |
| EFCU FINANCIAL | $103,600,000 | $104,105,000 | 0.5% | 0.7% |
| Equity Prime Mortgage LLC | $38,000,000 | $97,315,000 | 156.1% | 0.7% |
| STANDARD MORTGAGE CORPORATION | $61,400,000 | $96,905,000 | 57.8% | 0.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $53,565,000 | $93,675,000 | 74.9% | 0.6% |
| PLANET HOME LENDING, LLC | $43,850,000 | $90,690,000 | 106.8% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $29,135,000 | $90,205,000 | 209.6% | 0.6% |
| Home Bank | $90,720,000 | $89,955,000 | -0.8% | 0.6% |
| First American Bank and Trust | $114,420,000 | $89,490,000 | -21.8% | 0.6% |
| FIRST COMMUNITY MORTGAGE, INC. | $19,550,000 | $78,365,000 | 300.8% | 0.5% |
| LOANDEPOT.COM, LLC | $86,975,000 | $76,810,000 | -11.7% | 0.5% |
| Sabine State Bank and Trust Company | $77,695,000 | $75,615,000 | -2.7% | 0.5% |
| UNION HOME MORTGAGE CORP. | $87,940,000 | $71,755,000 | -18.4% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $138,235,000 | $70,935,000 | -48.7% | 0.5% |
| GUILD MORTGAGE COMPANY | $22,750,000 | $69,510,000 | 205.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $42,740,000 | $69,390,000 | 62.4% | 0.5% |
| BROKER SOLUTIONS, INC. | $51,410,000 | $67,270,000 | 30.9% | 0.5% |
| Eagle Bank and Trust Company | $50,420,000 | $65,810,000 | 30.5% | 0.5% |
| The First, A National Banking Association | $49,970,000 | $63,300,000 | 26.7% | 0.4% |
| Flagstar Bank, FSB | $35,820,000 | $61,790,000 | 72.5% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $56,025,000 | $58,450,000 | 4.3% | 0.4% |
| Citizens Bank & Trust Company of Vivian, Louisiana | $48,120,000 | $57,625,000 | 19.8% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $57,510,000 | $55,300,000 | -3.8% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $46,130,000 | $55,145,000 | 19.5% | 0.4% |
| USAA Federal Savings Bank | $51,350,000 | $54,655,000 | 6.4% | 0.4% |
| Synergy Bank | $41,265,000 | $54,300,000 | 31.6% | 0.4% |
| Resource Bank | $75,075,000 | $52,945,000 | -29.5% | 0.4% |
| First National Bank in DeRidder | $18,640,000 | $51,790,000 | 177.8% | 0.4% |
| Jeff Davis Bancshares | $35,065,000 | $50,490,000 | 44.0% | 0.3% |
| First Guaranty Bank | $69,650,000 | $49,260,000 | -29.3% | 0.3% |
| BARKSDALE | $58,460,000 | $48,665,000 | -16.8% | 0.3% |
| THE MORTGAGE FIRM, INC. | $35,940,000 | $48,640,000 | 35.3% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $35,965,000 | $47,760,000 | 32.8% | 0.3% |
| HOMELAND BANCSHARES | $33,155,000 | $46,655,000 | 40.7% | 0.3% |
| Cedar Rapids Bank and Trust Company | $119,210,000 | $46,375,000 | -61.1% | 0.3% |
| The Evangeline Bank & Trust Company | $60,415,000 | $43,990,000 | -27.2% | 0.3% |
| CARDINAL FINANCIAL | $98,135,000 | $43,485,000 | -55.7% | 0.3% |
| Neighbors Federal Credit Union | $7,425,000 | $41,905,000 | 464.4% | 0.3% |
| Citizens National Bank, N.A. | $44,885,000 | $41,900,000 | -6.7% | 0.3% |
| Bank of America | $45,345,000 | $40,850,000 | -9.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $46,615,000 | $40,715,000 | -12.7% | 0.3% |
| America's Mortgage Resource, Inc. | $29,760,000 | $39,845,000 | 33.9% | 0.3% |
| Home Federal Bank | $62,785,000 | $39,475,000 | -37.1% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $23,105,000 | $39,200,000 | 69.7% | 0.3% |
| TOWNE MORTGAGE COMPANY | $1,720,000 | $38,515,000 | 2,139.2% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $12,465,000 | $38,470,000 | 208.6% | 0.3% |
| GUARANTEED RATE, INC. | $50,735,000 | $37,670,000 | -25.8% | 0.3% |
| Abbeville Building & Loan (A State-Chartered Savings Bank) | $25,365,000 | $36,685,000 | 44.6% | 0.3% |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $43,135,000 | $36,455,000 | -15.5% | 0.3% |
| SOUTHWEST FUNDING, LP | $36,230,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $17,135,000 | $36,020,000 | 110.2% | 0.2% |
| Southern Heritage Bank | $35,165,000 | $35,505,000 | 1.0% | 0.2% |
| Onpath Federal Credit Union | $12,410,000 | $35,135,000 | 183.1% | 0.2% |
| First Federal Bank of Louisiana | $36,210,000 | $35,080,000 | -3.1% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $36,785,000 | $34,585,000 | -6.0% | 0.2% |
| Residential Acceptance Corporation | $34,375,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $27,020,000 | $34,305,000 | 27.0% | 0.2% |
| Progressive Bank | $26,450,000 | $33,590,000 | 27.0% | 0.2% |
| Wells Fargo Bank | $124,805,000 | $31,425,000 | -74.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $48,090,000 | $31,260,000 | -35.0% | 0.2% |
| Bank of Zachary | $26,780,000 | $30,545,000 | 14.1% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,545,000 | $30,030,000 | 184.8% | 0.2% |
| Century Next Bank | $29,190,000 | $29,945,000 | 2.6% | 0.2% |
| Community First Bank | $53,680,000 | $29,870,000 | -44.4% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $18,655,000 | $29,050,000 | 55.7% | 0.2% |
| Morgan Stanley Private Bank | $43,195,000 | $28,845,000 | -33.2% | 0.2% |
| Heritage Bank of St Tammany | $14,965,000 | $28,575,000 | 90.9% | 0.2% |
| BOM Bank | $51,780,000 | $28,245,000 | -45.5% | 0.2% |
| Bank of St. Francisville | $32,440,000 | $28,160,000 | -13.2% | 0.2% |
| Citizens Savings Bank | $33,790,000 | $28,030,000 | -17.0% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $25,520,000 | $27,165,000 | 6.4% | 0.2% |
| Gibsland Bank & Trust Company | $20,160,000 | $25,970,000 | 28.8% | 0.2% |
| The Cottonport Bank | $22,140,000 | $25,780,000 | 16.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $27,875,000 | $25,730,000 | -7.7% | 0.2% |
| Fifth District Savings Bank | $27,115,000 | $25,170,000 | -7.2% | 0.2% |
| Merchants Bank of Indiana | $3,515,000 | $24,810,000 | 605.8% | 0.2% |
| The Bank | $27,865,000 | $23,920,000 | -14.2% | 0.2% |
| Carrington Mortgage Services, LLC | $24,345,000 | $23,825,000 | -2.1% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $24,235,000 | $23,205,000 | -4.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $24,495,000 | $23,095,000 | -5.7% | 0.2% |
| Cross Keys Bank | $20,425,000 | $22,925,000 | 12.2% | 0.2% |
| Rayne State Bank & Trust Company | $11,860,000 | $22,795,000 | 92.2% | 0.2% |
| S1L, Inc. | $290,000 | $22,765,000 | 7,750.0% | 0.2% |
| The First National Bank of Jeanerette | $35,140,000 | $22,695,000 | -35.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $30,950,000 | $22,380,000 | -27.7% | 0.2% |
| NEW DAY FINANCIAL, LLC | $13,895,000 | $22,285,000 | 60.4% | 0.2% |
| Guaranty Bank and Trust Company | $965,000 | $22,010,000 | 2,180.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $21,645,000 | $21,795,000 | 0.7% | 0.1% |
| CARTER FEDERAL CREDIT UNION | $26,540,000 | $21,770,000 | -18.0% | 0.1% |
| Metairie Bank & Trust Company | $53,790,000 | $21,270,000 | -60.5% | 0.1% |
| The Loan Store, Inc. | $3,660,000 | $21,125,000 | 477.2% | 0.1% |
| Campus Federal Credit Union | $15,830,000 | $20,835,000 | 31.6% | 0.1% |
| LIMA ONE CAPITAL, LLC | $22,010,000 | $20,580,000 | -6.5% | 0.1% |
| OCMBC, INC. | $16,630,000 | $20,525,000 | 23.4% | 0.1% |
| Liberty Bank and Trust Company | $20,470,000 | $20,480,000 | 0.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $7,775,000 | $20,275,000 | 160.8% | 0.1% |
| Citizens Bank and Trust Company | $25,410,000 | $20,215,000 | -20.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $21,945,000 | $20,140,000 | -8.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $6,490,000 | $19,840,000 | 205.7% | 0.1% |
| SUMMIT FUNDING, INC. | $22,000,000 | $19,705,000 | -10.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $13,025,000 | $19,570,000 | 50.2% | 0.1% |
| U.S. Bank | $24,080,000 | $19,335,000 | -19.7% | 0.1% |
| La Capitol Federal Credit Union | $12,200,000 | $19,330,000 | 58.4% | 0.1% |
| Discover Bank | $14,955,000 | $18,725,000 | 25.2% | 0.1% |
| RCN Capital, LLC | $16,965,000 | $18,460,000 | 8.8% | 0.1% |
| BERKELEY POINT CAPITAL LLC | $32,360,000 | $18,290,000 | -43.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $23,510,000 | $18,005,000 | -23.4% | 0.1% |
| Merchants Capital Corp. | $17,400,000 | n/a | 0.1% | |
| Prudential Huntoon Paige Associates, LLC | $17,200,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $4,480,000 | $16,855,000 | 276.2% | 0.1% |
| American Bank & Trust Company | $15,775,000 | $16,690,000 | 5.8% | 0.1% |
| ANECA Federal Credit Union | $17,670,000 | $16,540,000 | -6.4% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $420,000 | $16,305,000 | 3,782.1% | 0.1% |
| The Federal Savings Bank | $12,770,000 | $16,260,000 | 27.3% | 0.1% |
| NBKC BANK | $5,800,000 | $15,895,000 | 174.1% | 0.1% |
| Marion State Bank | $11,155,000 | $15,890,000 | 42.4% | 0.1% |
| KEESLER | $15,955,000 | $15,820,000 | -0.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $15,725,000 | n/a | 0.1% | |
| Bank of Abbeville & Trust Company | $16,855,000 | $15,245,000 | -9.6% | 0.1% |
| Plains Commerce Bank | $29,015,000 | $15,135,000 | -47.8% | 0.1% |
| PNC Bank | $7,965,000 | $14,980,000 | 88.1% | 0.1% |
| Cornerstone First Mortgage, Inc | $7,170,000 | $14,775,000 | 106.1% | 0.1% |
| First National Bank | $65,000 | $14,670,000 | 22,469.2% | 0.1% |
| United Community Bank | $8,375,000 | $14,650,000 | 74.9% | 0.1% |
| Nations Lending Corporation | $17,860,000 | $14,625,000 | -18.1% | 0.1% |
| Progressive National Bank | $15,775,000 | $14,295,000 | -9.4% | 0.1% |
| JEFFERSON FINANCIAL | $18,575,000 | $14,265,000 | -23.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $9,700,000 | $14,115,000 | 45.5% | 0.1% |
| Towne Bank | $10,165,000 | $13,950,000 | 37.2% | 0.1% |
| Jefferson Parish Employees FCU | $4,385,000 | $13,940,000 | 217.9% | 0.1% |
| Washington State Bank | $6,715,000 | $13,760,000 | 104.9% | 0.1% |
| Farmers-Merchants Bank & Trust Company | $13,775,000 | $13,745,000 | -0.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $8,605,000 | $13,630,000 | 58.4% | 0.1% |
| V.I.P. MORTGAGE, INC. | $7,725,000 | $13,430,000 | 73.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $17,245,000 | $13,420,000 | -22.2% | 0.1% |
| PIERREMONT MORTGAGE, INC. | $9,020,000 | $13,285,000 | 47.3% | 0.1% |
| Landmark Bank | $20,370,000 | $13,150,000 | -35.4% | 0.1% |
| Wolfe Financial, Inc | $13,725,000 | $13,070,000 | -4.8% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $3,635,000 | $13,050,000 | 259.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $7,695,000 | $12,850,000 | 67.0% | 0.1% |
| First Option Mortgage, LLC | $12,195,000 | $12,570,000 | 3.1% | 0.1% |
| CATAHOULA LASALLE BANK | $18,430,000 | $12,560,000 | -31.9% | 0.1% |
| Merchants & Farmers Bank & Trust Company | $18,445,000 | $12,540,000 | -32.0% | 0.1% |
| Goldwater Bank, N.A. | $6,780,000 | $12,500,000 | 84.4% | 0.1% |
| Arbor Realty Trust, Inc. | $15,335,000 | $12,450,000 | -18.8% | 0.1% |
| BANK OF SUNSET AND TRUST CO | $18,100,000 | $12,315,000 | -32.0% | 0.1% |
| Pelican State Credit Union | $10,155,000 | $11,910,000 | 17.3% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $5,160,000 | $11,905,000 | 130.7% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $10,065,000 | $11,530,000 | 14.6% | 0.1% |
| CSE Federal Credit Union | $12,275,000 | $11,445,000 | -6.8% | 0.1% |
| CSL Financial, LLC | $10,465,000 | $11,445,000 | 9.4% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $10,735,000 | $11,130,000 | 3.7% | 0.1% |
| NEXERA HOLDING LLC | $3,070,000 | $11,045,000 | 259.8% | 0.1% |
| Rayne Building and Loan Association | $10,135,000 | $10,965,000 | 8.2% | 0.1% |
| AMWEST FUNDING CORP. | $7,800,000 | $10,935,000 | 40.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $7,615,000 | $10,895,000 | 43.1% | 0.1% |
| Bank of Louisiana | $11,495,000 | $10,840,000 | -5.7% | 0.1% |
| Community Bank of Louisiana | $12,270,000 | $10,555,000 | -14.0% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $10,510,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $20,645,000 | $10,505,000 | -49.1% | 0.1% |
| Raymond James Bank | $9,410,000 | $10,435,000 | 10.9% | 0.1% |
| PREMIA MORTGAGE, LLC | $12,650,000 | $10,300,000 | -18.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $11,540,000 | $10,210,000 | -11.5% | 0.1% |
| LENDINGONE, LLC | $11,255,000 | $9,940,000 | -11.7% | 0.1% |
| CHEVRON | $19,480,000 | $9,915,000 | -49.1% | 0.1% |
| WYMAR FEDERAL CREDIT UNION | $15,990,000 | $9,570,000 | -40.2% | 0.1% |
| Eureka Homestead | $12,355,000 | $9,425,000 | -23.7% | 0.1% |
| South Louisiana Bank | $8,365,000 | $9,375,000 | 12.1% | 0.1% |
| Merchants & Marine Bank | $2,405,000 | $9,285,000 | 286.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $4,700,000 | $9,190,000 | 95.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $12,585,000 | $9,145,000 | -27.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $5,365,000 | $8,990,000 | 67.6% | 0.1% |
| CLEARPATH LENDING | $3,695,000 | $8,875,000 | 140.2% | 0.1% |
| Webster Bank | $1,405,000 | $8,705,000 | 519.6% | 0.1% |
| Colfax Banking Company | $10,785,000 | $8,635,000 | -19.9% | 0.1% |
| Renasant Bank | $8,490,000 | $8,535,000 | 0.5% | 0.1% |
| Coastal Community Bank | $7,660,000 | $8,495,000 | 10.9% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $11,390,000 | $8,495,000 | -25.4% | 0.1% |
| Lakeview Community Capital, LLC | $2,695,000 | $8,360,000 | 210.2% | 0.1% |
| Planters Bank & Trust Company | $21,980,000 | $8,335,000 | -62.1% | 0.1% |
| Trustmark National Bank | $6,610,000 | $8,230,000 | 24.5% | 0.1% |
| CENTRIC | $14,225,000 | $8,160,000 | -42.6% | 0.1% |
| US MORTGAGE CORPORATION | $4,325,000 | $8,125,000 | 87.9% | 0.1% |
| TIB The Independent Bankersbank | $4,635,000 | $8,115,000 | 75.1% | 0.1% |
| Figure Lending LLC | $6,765,000 | $8,105,000 | 19.8% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,555,000 | $8,055,000 | 418.0% | 0.1% |
| BMO Harris Bank | $12,640,000 | $7,855,000 | -37.9% | 0.1% |
| Investar Bank | $43,740,000 | $7,850,000 | -82.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $12,495,000 | $7,735,000 | -38.1% | 0.1% |
| INSPIRE HOME LOANS INC. | $4,365,000 | $7,710,000 | 76.6% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $7,285,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $4,380,000 | $7,180,000 | 63.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $11,985,000 | $7,135,000 | -40.5% | 0.0% |
| South Lafourche Bank & Trust Company | $10,340,000 | $6,895,000 | -33.3% | 0.0% |
| FIRST NATIONAL BANK OF LA | $9,170,000 | $6,890,000 | -24.9% | 0.0% |
| Bank of England | $15,025,000 | $6,860,000 | -54.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $6,730,000 | $6,825,000 | 1.4% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $12,340,000 | $6,740,000 | -45.4% | 0.0% |
| M C Bank & Trust Company | $15,200,000 | $6,725,000 | -55.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,795,000 | $6,655,000 | 75.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $8,785,000 | $6,605,000 | -24.8% | 0.0% |
| Citizens Bank & Trust Co | $9,525,000 | $6,595,000 | -30.8% | 0.0% |
| Citibank | $7,605,000 | $6,460,000 | -15.1% | 0.0% |
| PHH Mortgage Corporation | $3,170,000 | $6,420,000 | 102.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,410,000 | $6,395,000 | 353.5% | 0.0% |
| First National Bank of America | $6,380,000 | $6,350,000 | -0.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $5,720,000 | $6,255,000 | 9.4% | 0.0% |
| SOUTHWEST LOUISIANA CREDIT UNION | $9,875,000 | $6,070,000 | -38.5% | 0.0% |
| Gulf Coast Bank | $10,205,000 | $6,040,000 | -40.8% | 0.0% |
| First Federal Bank | $3,985,000 | $6,015,000 | 50.9% | 0.0% |
| Legacy Bank & Trust Company | $5,970,000 | n/a | 0.0% | |
| GREATER NEW ORLEANS | $4,395,000 | $5,895,000 | 34.1% | 0.0% |
| Charles Schwab Bank, SSB | $1,930,000 | $5,780,000 | 199.5% | 0.0% |
| Concordia Bank and Trust Company | $18,185,000 | $5,770,000 | -68.3% | 0.0% |
| Network Funding, L.P. | $7,530,000 | $5,765,000 | -23.4% | 0.0% |
| Magnolia Bank | $5,095,000 | $5,745,000 | 12.8% | 0.0% |
| Farmers State Bank & Trust Co. | $3,275,000 | $5,670,000 | 73.1% | 0.0% |
| Lakeside Bank | $16,965,000 | $5,510,000 | -67.5% | 0.0% |
| Citadel Servicing Corporation | $4,880,000 | $5,400,000 | 10.7% | 0.0% |
| AmRes Corporation | $3,385,000 | $5,320,000 | 57.2% | 0.0% |
| MERITUS Federal Credit Union | $4,605,000 | $5,240,000 | 13.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,630,000 | $5,225,000 | 220.6% | 0.0% |
| UBS Bank USA | $6,845,000 | $5,195,000 | -24.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,870,000 | $5,000,000 | 167.4% | 0.0% |
| Baton Rouge Telco Federal Credit Union | $5,280,000 | $4,785,000 | -9.4% | 0.0% |
| Summit Mortgage Corporation | $3,890,000 | $4,780,000 | 22.9% | 0.0% |
| SENTE MORTGAGE, INC. | $4,860,000 | $4,770,000 | -1.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $4,090,000 | $4,710,000 | 15.2% | 0.0% |
| Vermilion Bank & Trust Company | $6,525,000 | $4,635,000 | -29.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $6,270,000 | $4,535,000 | -27.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,355,000 | $4,510,000 | 91.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $11,125,000 | $4,495,000 | -59.6% | 0.0% |
| State Bank & Trust Company | $3,990,000 | $4,490,000 | 12.5% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $2,445,000 | $4,445,000 | 81.8% | 0.0% |
| Ally Bank | $3,855,000 | $4,420,000 | 14.7% | 0.0% |
| SWBC MORTGAGE CORPORATION | $4,115,000 | $4,405,000 | 7.0% | 0.0% |
| Plaquemine Bank and Trust Company | $3,480,000 | $4,190,000 | 20.4% | 0.0% |
| Citizens Bank | $205,000 | $4,180,000 | 1,939.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $4,440,000 | $4,105,000 | -7.5% | 0.0% |
| SFMC, LP | $3,965,000 | n/a | 0.0% | |
| EMM LOANS LLC | $3,385,000 | $3,925,000 | 16.0% | 0.0% |
| Gateway First Bank | $28,200,000 | $3,880,000 | -86.2% | 0.0% |
| MRV Banks | $3,825,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $2,015,000 | $3,785,000 | 87.8% | 0.0% |
| American Bank & Trust Company | $15,775,000 | $3,745,000 | -76.3% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $3,460,000 | $3,725,000 | 7.7% | 0.0% |
| Armed Forces Bank | $1,755,000 | $3,720,000 | 112.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,460,000 | $3,595,000 | 46.1% | 0.0% |
| DAS Acquisition Company, LLC | $3,210,000 | $3,550,000 | 10.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $695,000 | $3,465,000 | 398.6% | 0.0% |
| Old National Bank | $12,175,000 | $3,440,000 | -71.7% | 0.0% |
| BAY EQUITY LLC | $5,720,000 | $3,405,000 | -40.5% | 0.0% |
| Bank of Erath | $4,920,000 | $3,360,000 | -31.7% | 0.0% |
| Farmers Bank & Trust | $2,780,000 | $3,355,000 | 20.7% | 0.0% |
| Stifel Bank and Trust | $2,430,000 | $3,355,000 | 38.1% | 0.0% |
| THE NEW ORLEANS FIREMEN'S FEDERAL CREDIT UNION | $4,720,000 | $3,315,000 | -29.8% | 0.0% |
| SPRING EQ, LLC | $4,135,000 | $3,300,000 | -20.2% | 0.0% |
| Commercial Lender LLC | $2,965,000 | $3,185,000 | 7.4% | 0.0% |
| Presidential Bank, FSB | $2,675,000 | $3,130,000 | 17.0% | 0.0% |
| ADVANCIAL | $4,255,000 | $2,965,000 | -30.3% | 0.0% |
| First National Bank USA | $4,165,000 | $2,875,000 | -31.0% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,235,000 | $2,750,000 | -15.0% | 0.0% |
| READYCAP COMMERCIAL, LLC | $2,865,000 | $2,695,000 | -5.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $430,000 | $2,675,000 | 522.1% | 0.0% |
| Truist | $8,400,000 | $2,675,000 | -68.2% | 0.0% |
| Hibernia Bank | $20,890,000 | $2,555,000 | -87.8% | 0.0% |
| Ouachita Valley Federal Credit Union | $2,535,000 | $2,545,000 | 0.4% | 0.0% |
| The Huntington National Bank | $5,200,000 | $2,455,000 | -52.8% | 0.0% |
| HOPE FEDERAL CREDIT UNION | $110,000 | $2,445,000 | 2,122.7% | 0.0% |
| Grand Bank for Savings, FSB | $635,000 | $2,435,000 | 283.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,230,000 | $2,425,000 | 8.7% | 0.0% |
| Bank of Whittier | $1,060,000 | $2,400,000 | 126.4% | 0.0% |
| Fifth Third Bank | $1,510,000 | $2,365,000 | 56.6% | 0.0% |
| RED RIVER EMPLOYEES | $3,900,000 | $2,340,000 | -40.0% | 0.0% |
| OAKTREE FUNDING CORP. | $865,000 | $2,295,000 | 165.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,230,000 | $2,260,000 | 83.7% | 0.0% |
| ALLIANT CREDIT UNION | $560,000 | $2,215,000 | 295.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,655,000 | $2,215,000 | 33.8% | 0.0% |
| First Savings Bank | $3,525,000 | $2,175,000 | -38.3% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,230,000 | $2,135,000 | -4.3% | 0.0% |
| RBC Bank, (Georgia) | $2,025,000 | $2,100,000 | 3.7% | 0.0% |
| FirstBank | $1,495,000 | $2,055,000 | 37.5% | 0.0% |
| OPEN MORTGAGE, LLC | $1,135,000 | $2,055,000 | 81.1% | 0.0% |
| Louisiana USA Federal Credit Union | $3,570,000 | $2,025,000 | -43.3% | 0.0% |
| Northpointe Bank | $3,635,000 | $2,025,000 | -44.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,055,000 | $2,010,000 | 90.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $965,000 | $1,985,000 | 105.7% | 0.0% |
| Baxter Credit Union | $1,680,000 | $1,915,000 | 14.0% | 0.0% |
| ENCORE BANK | $2,715,000 | $1,885,000 | -30.6% | 0.0% |
| NexBank | $1,365,000 | $1,880,000 | 37.7% | 0.0% |
| THE MORTGAGE LINK, INC. | $195,000 | $1,755,000 | 800.0% | 0.0% |
| Bank of Commerce & Trust Co | $1,940,000 | $1,745,000 | -10.1% | 0.0% |
| Deere Employees Credit Union | $2,770,000 | $1,730,000 | -37.5% | 0.0% |
| ARC HOME LLC | $3,905,000 | $1,725,000 | -55.8% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $3,335,000 | $1,690,000 | -49.3% | 0.0% |
| Home Mortgage Alliance Corp | $1,680,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,105,000 | $1,660,000 | 50.2% | 0.0% |
| NFM, INC. | $3,400,000 | $1,640,000 | -51.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $235,000 | $1,635,000 | 595.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,080,000 | $1,620,000 | 50.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,350,000 | $1,600,000 | -52.2% | 0.0% |
| Bethpage Federal Credit Union | $1,100,000 | $1,590,000 | 44.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,585,000 | n/a | 0.0% | |
| Texana Bank | $1,580,000 | n/a | 0.0% | |
| First Financial Bank | $135,000 | $1,570,000 | 1,063.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $610,000 | $1,560,000 | 155.7% | 0.0% |
| Quontic Bank | $1,485,000 | $1,535,000 | 3.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $265,000 | $1,525,000 | 475.5% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $85,000 | $1,500,000 | 1,664.7% | 0.0% |
| CIS Financial Services, Inc. | $9,335,000 | $1,495,000 | -84.0% | 0.0% |
| Farmers Bank & Trust Company | $930,000 | $1,490,000 | 60.2% | 0.0% |
| NMSI, INC. | $530,000 | $1,490,000 | 181.1% | 0.0% |
| First South Farm Credit, ACA | $780,000 | $1,475,000 | 89.1% | 0.0% |
| Bossier Federal Credit Union | $1,400,000 | $1,470,000 | 5.0% | 0.0% |
| Arvest Bank | $1,745,000 | $1,465,000 | -16.0% | 0.0% |
| BECKAM FUNDING CORP. | $3,460,000 | $1,465,000 | -57.7% | 0.0% |
| BRECO Federal Credit Union | $2,390,000 | $1,445,000 | -39.5% | 0.0% |
| ASCENSION CREDIT UNION | $1,750,000 | $1,430,000 | -18.3% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $6,445,000 | $1,375,000 | -78.7% | 0.0% |
| Ameris Bank | $400,000 | $1,355,000 | 238.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $2,985,000 | $1,355,000 | -54.6% | 0.0% |
| Devon Bank | $1,350,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $135,000 | $1,325,000 | 881.5% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $6,160,000 | $1,310,000 | -78.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,995,000 | $1,290,000 | -35.3% | 0.0% |
| M&T Bank | $1,910,000 | $1,275,000 | -33.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $315,000 | $1,235,000 | 292.1% | 0.0% |
| ANCHOR LOANS, LP | $520,000 | $1,210,000 | 132.7% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,200,000 | n/a | 0.0% | |
| ServisFirst Bank | $1,170,000 | n/a | 0.0% | |
| Sunflower Bank | $215,000 | $1,165,000 | 441.9% | 0.0% |
| North American Savings Bank, F.S.B. | $2,135,000 | $1,115,000 | -47.8% | 0.0% |
| RF Renovo Management Company, LLC | $1,110,000 | n/a | 0.0% | |
| Prosperity Bank | $380,000 | $1,100,000 | 189.5% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,080,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $2,350,000 | $1,080,000 | -54.0% | 0.0% |
| City National Bank of Florida | $565,000 | $1,055,000 | 86.7% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $9,080,000 | $1,025,000 | -88.7% | 0.0% |
| Community Bank of Mississippi | $2,615,000 | $1,015,000 | -61.2% | 0.0% |
| Atlantic Coast Mortgage, LLC | $1,010,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $1,315,000 | $1,010,000 | -23.2% | 0.0% |
| NP, Inc. | $3,195,000 | $1,010,000 | -68.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $360,000 | $1,005,000 | 179.2% | 0.0% |
| USAlliance Federal Credit Union | $740,000 | $975,000 | 31.8% | 0.0% |
| Commerce Bank | $955,000 | $965,000 | 1.0% | 0.0% |
| Luxury Mortgage Corp. | $965,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $900,000 | $900,000 | 0.0% | 0.0% |
| Performance Financial, Inc. | $900,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $4,845,000 | $865,000 | -82.1% | 0.0% |
| Servion, Inc. | $855,000 | n/a | 0.0% | |
| TOWER | $245,000 | $850,000 | 246.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $150,000 | $840,000 | 460.0% | 0.0% |
| XPLORE FEDERAL CREDIT UNION | $3,665,000 | $835,000 | -77.2% | 0.0% |
| A&D Mortgage LLC | $1,420,000 | $820,000 | -42.3% | 0.0% |
| GSF Mortgage Corporation | $4,195,000 | $805,000 | -80.8% | 0.0% |
| The Central Trust Bank | $1,235,000 | $800,000 | -35.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $865,000 | $795,000 | -8.1% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $790,000 | n/a | 0.0% | |
| Paragon Bank | $285,000 | $775,000 | 171.9% | 0.0% |
| Goldman Sachs Bank USA | $1,830,000 | $765,000 | -58.2% | 0.0% |
| University Bank | $590,000 | $760,000 | 28.8% | 0.0% |
| City Lending Inc. | $755,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $750,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $840,000 | $710,000 | -15.5% | 0.0% |
| BankFirst Financial Services | $705,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $705,000 | n/a | 0.0% | |
| Secured Investment Corp. | $1,720,000 | $705,000 | -59.0% | 0.0% |
| First National Bank of Picayune | $75,000 | $695,000 | 826.7% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $430,000 | $685,000 | 59.3% | 0.0% |
| Affiliated Bank | $680,000 | n/a | 0.0% | |
| Hamilton Mortgage Corporation | $660,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $650,000 | n/a | 0.0% | |
| City Bank | $225,000 | $645,000 | 186.7% | 0.0% |
| Centennial Bank | $635,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $630,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $950,000 | $605,000 | -36.3% | 0.0% |
| AXIA FINANCIAL, LLC | $600,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $1,440,000 | $580,000 | -59.7% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $5,935,000 | $570,000 | -90.4% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,035,000 | $555,000 | -46.4% | 0.0% |
| Northeast Bank | $535,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $945,000 | $525,000 | -44.4% | 0.0% |
| Core Bank | $515,000 | n/a | 0.0% | |
| First Commercial Bank | $515,000 | n/a | 0.0% | |
| Bank of Yazoo City | $75,000 | $495,000 | 560.0% | 0.0% |
| First Federal Bank, A FSB | $195,000 | $470,000 | 141.0% | 0.0% |
| GREENSTATE CREDIT UNION | $465,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $235,000 | $450,000 | 91.5% | 0.0% |
| Encompass Lending Group, LP | $440,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $435,000 | n/a | 0.0% | |
| AgHeritage Farm Credit Services FLCA | $425,000 | n/a | 0.0% | |
| BankCherokee | $295,000 | $425,000 | 44.1% | 0.0% |
| First National Bank of East Texas | $145,000 | $425,000 | 193.1% | 0.0% |
| Simmons Bank | $1,770,000 | $425,000 | -76.0% | 0.0% |
| The Union Bank Company | $425,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,245,000 | $420,000 | -66.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $245,000 | $405,000 | 65.3% | 0.0% |
| NBH Bank | $400,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $400,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $395,000 | n/a | 0.0% | |
| First Bank | $450,000 | $395,000 | -12.2% | 0.0% |
| Lincoln FSB of Nebraska | $395,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $395,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $75,000 | $395,000 | 426.7% | 0.0% |
| American Airlines Federal Credit Union | $360,000 | $390,000 | 8.3% | 0.0% |
| Midwest Mortgage Associates Corporation | $85,000 | $390,000 | 358.8% | 0.0% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| Brighton Bank | $375,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $550,000 | $375,000 | -31.8% | 0.0% |
| APCI Federal Credit Union | $670,000 | $365,000 | -45.5% | 0.0% |
| Ixonia Bank | $1,185,000 | $360,000 | -69.6% | 0.0% |
| First Federal Bank of Kansas City | $95,000 | $355,000 | 273.7% | 0.0% |
| FNB Bank, Inc. | $355,000 | n/a | 0.0% | |
| SCHLUMBERGER EMPLOYEES CREDIT UNION | $370,000 | $355,000 | -4.1% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $795,000 | $340,000 | -57.2% | 0.0% |
| Beeline Loans, Inc. | $555,000 | $335,000 | -39.6% | 0.0% |
| West Point Bank | $255,000 | $335,000 | 31.4% | 0.0% |
| Leader Bank | $1,985,000 | $320,000 | -83.9% | 0.0% |
| Pinnacle Bank | $910,000 | $320,000 | -64.8% | 0.0% |
| Service Federal Credit Union | $310,000 | $320,000 | 3.2% | 0.0% |
| GSB MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $275,000 | $310,000 | 12.7% | 0.0% |
| AVADIAN | $105,000 | $305,000 | 190.5% | 0.0% |
| CITIZENS EQUITY FIRST | $370,000 | $305,000 | -17.6% | 0.0% |
| Truity Federal Credit Union | $245,000 | $305,000 | 24.5% | 0.0% |
| Valley National Bank | $105,000 | $305,000 | 190.5% | 0.0% |
| First Financial Bank | $135,000 | $290,000 | 114.8% | 0.0% |
| KINECTA | $325,000 | $290,000 | -10.8% | 0.0% |
| Peoples Bank | $400,000 | $290,000 | -27.5% | 0.0% |
| Chickasaw Community Bank | $4,740,000 | $285,000 | -94.0% | 0.0% |
| JUSTICE Federal Credit Union | $285,000 | n/a | 0.0% | |
| MidFirst Bank | $530,000 | $285,000 | -46.2% | 0.0% |
| Springfield First Community Bank | $285,000 | n/a | 0.0% | |
| Willamette Valley Bank | $285,000 | n/a | 0.0% | |
| Guaranty Bank and Trust Company | $965,000 | $280,000 | -71.0% | 0.0% |
| Generations Bank | $155,000 | $275,000 | 77.4% | 0.0% |
| NAVIGATOR CU | $275,000 | n/a | 0.0% | |
| PriorityOne Bank | $280,000 | $275,000 | -1.8% | 0.0% |
| The City National Bank of Sulphur Springs | $275,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $570,000 | $270,000 | -52.6% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,600,000 | $265,000 | -83.4% | 0.0% |
| First United Bank and Trust Company | $865,000 | $265,000 | -69.4% | 0.0% |
| Heart of Louisiana Federal Credit Union | $155,000 | $265,000 | 71.0% | 0.0% |
| Texas Heritage National Bank | $265,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $360,000 | $265,000 | -26.4% | 0.0% |
| Bryant Bank | $255,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $310,000 | $255,000 | -17.7% | 0.0% |
| General Mortgage Capital Corporation | $790,000 | $255,000 | -67.7% | 0.0% |
| RANLIFE, INC. | $255,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $255,000 | n/a | 0.0% | |
| The Citizens National Bank of Meridian | $365,000 | $255,000 | -30.1% | 0.0% |
| Community Bank | $245,000 | n/a | 0.0% | |
| Community Bank | $235,000 | n/a | 0.0% | |
| Citizens Bank | $205,000 | $225,000 | 9.8% | 0.0% |
| First Interstate Bank | $225,000 | n/a | 0.0% | |
| Florida Capital Bank | $225,000 | n/a | 0.0% | |
| Great Southern Bank | $315,000 | $225,000 | -28.6% | 0.0% |
| Leaders Credit Union | $225,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $225,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $885,000 | $225,000 | -74.6% | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $195,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $175,000 | $195,000 | 11.4% | 0.0% |
| Stride Bank | $195,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $195,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $2,415,000 | $185,000 | -92.3% | 0.0% |
| Elements Financial Federal Credit Union | $530,000 | $175,000 | -67.0% | 0.0% |
| Great Plains National Bank | $325,000 | $175,000 | -46.2% | 0.0% |
| INSIGHT | $175,000 | n/a | 0.0% | |
| Kearny Bank | $175,000 | n/a | 0.0% | |
| RCB Bank | $175,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $160,000 | $175,000 | 9.4% | 0.0% |
| Citizens Bank | $205,000 | $170,000 | -17.1% | 0.0% |
| The Citizens Bank of Philadelphia, Mississippi | $170,000 | n/a | 0.0% | |
| Community First National Bank | $165,000 | n/a | 0.0% | |
| First Security Bank | $165,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $265,000 | $165,000 | -37.7% | 0.0% |
| SouthStar Bank, S.S.B. | $165,000 | n/a | 0.0% | |
| First State Bank | $155,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,045,000 | $145,000 | -86.1% | 0.0% |
| Patriot Bank | $145,000 | n/a | 0.0% | |
| Republic State Mortgage Co. | $14,025,000 | $145,000 | -99.0% | 0.0% |
| Axos Bank | $200,000 | $135,000 | -32.5% | 0.0% |
| GEORGIA'S OWN | $135,000 | n/a | 0.0% | |
| Home State Bank | $135,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $310,000 | $130,000 | -58.1% | 0.0% |
| American National Bank & Trust | $105,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $105,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,585,000 | $105,000 | -93.4% | 0.0% |
| Guardian Savings Bank, A Federal Savings Bank | $105,000 | n/a | 0.0% | |
| MEMBER HOME LOAN, L.L.C. | $645,000 | $105,000 | -83.7% | 0.0% |
| ONY GLO, INC. | $105,000 | n/a | 0.0% | |
| Citizens Community Bank | $95,000 | n/a | 0.0% | |
| First Merchants Bank | $85,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $195,000 | $85,000 | -56.4% | 0.0% |
| First Bank | $450,000 | $75,000 | -83.3% | 0.0% |
| Connexus Credit Union | $245,000 | $70,000 | -71.4% | 0.0% |
| The First National Bank of Hughes Springs | $200,000 | $65,000 | -67.5% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $55,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $155,000 | $50,000 | -67.7% | 0.0% |
| Clearview Federal Credit Union | $85,000 | $45,000 | -47.1% | 0.0% |
| FirstTrust Home Loans, Inc. | $8,100,000 | $45,000 | -99.4% | 0.0% |
| Southwest Airlines Federal Credit Union | $45,000 | n/a | 0.0% | |
| TEACHERS | $800,000 | $45,000 | -94.4% | 0.0% |
| EASTMAN | $1,890,000 | $35,000 | -98.1% | 0.0% |
| First Fidelity Bank | $35,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $85,000 | $35,000 | -58.8% | 0.0% |
Louisiana's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.3% market share. In second place, with 6.2%, is GMFS LLC, having originated $898,220,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $561,370,000 in loans. In fourth place, with 3.3%, is DSLD MORTGAGE, LLC, having originated $478,670,000 in loans. In fifth place, with 2.7%, is FIDELITY BANK, having originated $393,335,000 in loans.
Louisiana Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 39,674 | $10,007,020,000 | $252,231 |
| Refi | 9,235 | $2,463,155,000 | $266,720 |
| Cash Out Refi | 6,091 | $1,302,955,000 | $213,915 |
| Other | 4,054 | $409,810,000 | $101,088 |
| Home Improvement | 3,088 | $387,640,000 | $125,531 |
| NA | 2 | $720,000 | $360,000 |
Louisiana's most frequently cited loan purpose was Home Purchase, with 39,674 originations. The 2nd most popular reason was Refi, with 9,235 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 23,759 | $6,011,005,000 | $252,999 |
| Over 8% | 10,074 | $1,409,220,000 | $139,887 |
| 7-8% | 9,905 | $2,559,675,000 | $258,423 |
| 5-6% | 7,741 | $2,417,845,000 | $312,343 |
| 4-5% | 1,547 | $385,385,000 | $249,118 |
| <2.5% | 392 | $24,830,000 | $63,342 |
| 3-4% | 187 | $69,485,000 | $371,578 |
| 2.5-3% | 179 | $26,885,000 | $150,196 |
During 2024, Louisiana's most frequently originated rate bucket was 6-7%, with 23,759 originations.
Loan Sizing (Louisiana MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 23,099 | $6,276,225,000 | $271,710 |
| $100k-200k | 18,757 | $2,822,475,000 | $150,476 |
| $100,000 or less | 14,545 | $826,805,000 | $56,845 |
| $400k-600k | 3,780 | $1,792,530,000 | $474,214 |
| $600k-1000k | 1,444 | $1,043,720,000 | $722,798 |
| $Over $1MM | 519 | $1,809,545,000 | $3,486,599 |
Louisiana's loan sizing saw the bucket of loans from $200k-400k with 23,099 originations, totaling $6,276,225,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 28,386 | $7,208,380,000 | $253,941 |
| 60-80% | 10,272 | $2,821,880,000 | $274,716 |
| 20-40% | 4,288 | $484,520,000 | $112,994 |
| Under 20% | 4,085 | $198,225,000 | $48,525 |
| 40-60% | 3,915 | $1,144,425,000 | $292,318 |
| Over 100% | 1,492 | $739,510,000 | $495,650 |
Louisiana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 28,386 originations, totaling $7,208,380,000 in origination value.