Bank Of Holland Mortgage Rates, Fees & Info
Holland, NYLEI: 254900AU2FARCMPNA566
Tax ID: 16-0341640
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Mortgage Data
Review & Overview
Bank Of Holland is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Holland has a high proportion of conventional loans. Their top markets by origination volume include: Buffalo, Olean, and Batavia among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Holland has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
117Origination Dollar Volume (All Markets)
$20,625,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 82 | $16,230,000 | $197,927 | $0 | 0.00% |
| Outside of Metro Areas | 17 | $2,205,000 | $129,706 | $0 | 0.00% |
| Olean, NY (FHA|USDA|VA) | 17 | $1,965,000 | $115,588 | $0 | 0.00% |
| Batavia, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 117 | $20,625,000 | $176,282 | $0 | 0.00% |
For 2023, Bank Of Holland's most frequently originated type of loan was Conventional, with 117 originations.
Loan Reason
For 2023, Bank Of Holland's most frequently cited loan purpose was Home Purchase, with 80 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 117 | $20,625,000 | $176,282 | $0 | 0.00% |
For 2023, Bank Of Holland's most frequently cited loan duration was Other, with 117 originations.
Loan Sizing
2023 saw Bank Of Holland place emphasis on $100,000 or less loans with 49 originations, totaling $2,565,000 in origination value.
Applicant Income
Bank Of Holland lent most frequently to those with incomes in the $150k-250k range, with 31 originations. The second most popular income band? $100k-150k, with 21 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 117 | $20,625,000 | $176,282 | $0 | 0.00% |
Bank Of Holland lent most frequently to those with DTI ratios of Exempt%, with 117 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.16%
Bank Of Holland has an average approval rate.
Pick Rate
Approvals leading to origination87.18%
Bank Of Holland has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 117 | $20,625,000 | $176,282 |