Batavia Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Batavia averaged 6.67% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.69% and one month ago for the week of 2025-03-06, the average rate was 6.78%.

    Batavia's average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Batavia 30 Year Fixed Rate 2025-04-10 6.67%
    Batavia 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Batavia 15 Year Fixed Rate 2025-04-10 5.82%
    Batavia 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Batavia 30 Year FHA 2025-04-10 6.78%
    Batavia 30 Year FHA Refi 2025-04-10 6.23%
    Batavia 30 Year USDA 2025-04-10 6.55%
    Batavia 30 Year USDA Refi 2025-04-10 6.25%
    Batavia 30 Year VA 2025-04-10 6.39%
    Batavia 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Batavia, NY.

    Batavia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Batavia, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Premium Mortgage Corporation 86 6.80% $3,584
    Tompkins Trust Company 21 6.58% $4,206
    M&T Bank 18 6.77% $3,915
    QUICKEN LOANS, LLC 17 6.90% $5,823
    KeyBank 15 6.42% $4,066
    1ST PRIORITY MORTGAGE, INC. 14 6.77% $4,785
    Five Star Bank 14 6.68% $3,568
    CROSSCOUNTRY MORTGAGE, LLC 12 6.70% $6,000
    PRIMELENDING, A PLAINSCAPITAL COMPANY 12 6.91% $4,975
    ESL Federal Credit Union 10 6.93% $4,029
    Genesee Regional Bank 9 7.03% $4,337
    UNITED WHOLESALE MORTGAGE, LLC 7 6.48% $6,513
    Community Bank 6 7.38% $2,479
    Bank of America 5 6.53% $3,518
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 7.25% $6,474
    EVERETT FINANCIAL, INC. 4 6.97% $6,165
    HUNT MORTGAGE CORPORATION 3 6.75% $5,797
    Farm Credit East, ACA 3 7.77% $5,444
    HOME TOWN FUNDING, INC. 3 6.54% $3,613
    Northwest Bank 2 7.31% $5,725
    PENNYMAC LOAN SERVICES, LLC 2 6.81% $7,759
    HOMESTEAD FUNDING CORP. 2 6.56% $3,616
    Discover Bank 2 6.76% $0
    Citizens Bank 2 6.75% $4,692
    MOVEMENT MORTGAGE, LLC 2 6.94% $4,034
    The Lyons National Bank 2 7.69% $3,141
    Mr. Cooper ( Nationstar Mortgage ) 2 7.56% $7,904
    THE SUMMIT Federal Credit Union 1 7.00% $2,252
    Ally Bank 1 5.88% $4,856
    Citibank 1 5.50% $3,882
    CNB Bank 1 5.38% $4,554
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $4,806
    First National Bank of Pennsylvania 1 7.63% $4,821
    CMG MORTGAGE, INC. 1 6.00% $6,430
    JPMorgan Chase Bank 1 7.25% $4,456
    LOANDEPOT.COM, LLC 1 6.58% $4,148
    Metro City Bank 1 7.13% $4,910
    Cornerstone Community Federal Credit Union 1 6.00% $5,124
    NETWORK CAPITAL FUNDING CORPORATION 1 7.50% $8,977
    NEWREZ LLC 1 7.50% $3,965
    OWNERSCHOICE FUNDING, INCORPORATED 1 7.00% $4,196
    Plains Commerce Bank 1 7.63% $8,666
    PLAZA HOME MORTGAGE, INC. 1 5.99% $8,082
    Wells Fargo Bank 1 8.13% $4,546
    RELIANCE FIRST CAPITAL, LLC 1 6.38% $12,195
    SEFCU SERVICES, LLC 1 5.63% $3,019
    SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $4,311

    Batavia Average Closing Costs & Other Stats

    Batavia, NY's 47 lenders originated 889 loans during 2024. The total origination value was $132,065,000, with an average loan value of $148,555.

    Batavia's average closing costs are $4,581.

    The top Batavia lender as defined by loan originations is Premium Mortgage Corporation, with 86 loans originated. Their average total fees are $3,584, which is $622 lower than the next largest lender, Tompkins Trust Company.

    The lowest fee Batavia lenders (with over 10 loans originated) are Five Star Bank ($3,568), Premium Mortgage Corporation ($3,584), M&T Bank ($3,915), ESL Federal Credit Union ($4,029) and KeyBank ($4,066).

    The lowest rate Batavia lenders (with over 10 loans originated) are KeyBank (6.42%), Tompkins Trust Company (6.58%), Five Star Bank (6.68%), CROSSCOUNTRY MORTGAGE, LLC (6.70%) and 1ST PRIORITY MORTGAGE, INC. (6.77%).

    Batavia, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Premium Mortgage Corporation $18,575,000 $22,625,000 21.8% 17.1%
    ESL Federal Credit Union $12,110,000 $12,055,000 -0.5% 9.1%
    M&T Bank $9,625,000 $11,255,000 16.9% 8.5%
    Tompkins Trust Company $12,670,000 $11,055,000 -12.7% 8.4%
    QUICKEN LOANS, LLC $7,435,000 $10,285,000 38.3% 7.8%
    Five Star Bank $11,170,000 $6,165,000 -44.8% 4.7%
    KeyBank $2,755,000 $4,125,000 49.7% 3.1%
    HOME TOWN FUNDING, INC. $1,495,000 $3,770,000 152.2% 2.9%
    1ST PRIORITY MORTGAGE, INC. $2,740,000 $3,395,000 23.9% 2.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,755,000 $3,255,000 18.1% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $5,055,000 $3,230,000 -36.1% 2.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,110,000 $3,000,000 42.2% 2.3%
    Genesee Regional Bank $2,885,000 $2,835,000 -1.7% 2.1%
    Alden State Bank $1,895,000 $2,550,000 34.6% 1.9%
    Bank of America $1,430,000 $2,055,000 43.7% 1.6%
    Community Bank $1,085,000 $1,655,000 52.5% 1.3%
    CNB Bank $835,000 $1,335,000 59.9% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $770,000 $1,335,000 73.4% 1.0%
    EVERETT FINANCIAL, INC. $610,000 $1,275,000 109.0% 1.0%
    RELIANCE FIRST CAPITAL, LLC $465,000 $1,245,000 167.7% 0.9%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $360,000 $1,235,000 243.1% 0.9%
    The Canandaigua National Bank and Trust Company $735,000 $1,195,000 62.6% 0.9%
    HOMESTEAD FUNDING CORP. $900,000 $1,150,000 27.8% 0.9%
    HUNT MORTGAGE CORPORATION $1,730,000 $1,110,000 -35.8% 0.8%
    Northwest Bank $1,565,000 $1,035,000 -33.9% 0.8%
    Citizens Bank $1,150,000 $1,015,000 -11.7% 0.8%
    Farm Credit East, ACA $1,980,000 $995,000 -49.7% 0.8%
    THE SUMMIT Federal Credit Union $665,000 $770,000 15.8% 0.6%
    PENNYMAC LOAN SERVICES, LLC $815,000 $680,000 -16.6% 0.5%
    USAA Federal Savings Bank $875,000 $635,000 -27.4% 0.5%
    The Lyons National Bank $395,000 $625,000 58.2% 0.5%
    LOANDEPOT.COM, LLC $620,000 n/a 0.5%
    MOVEMENT MORTGAGE, LLC $1,345,000 $620,000 -53.9% 0.5%
    21ST MORTGAGE CORPORATION $295,000 $615,000 108.5% 0.5%
    Mortgage Research Center, LLC $1,275,000 $555,000 -56.5% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,630,000 $550,000 -66.3% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $545,000 n/a 0.4%
    CMG MORTGAGE, INC. $325,000 $485,000 49.2% 0.4%
    NEWREZ LLC $675,000 $445,000 -34.1% 0.3%
    NETWORK CAPITAL FUNDING CORPORATION $125,000 $425,000 240.0% 0.3%
    Wells Fargo Bank $230,000 $370,000 60.9% 0.3%
    Western Division FCU $145,000 $370,000 155.2% 0.3%
    JPMorgan Chase Bank $220,000 $355,000 61.4% 0.3%
    PLAZA HOME MORTGAGE, INC. $455,000 $340,000 -25.3% 0.3%
    Discover Bank $570,000 $335,000 -41.2% 0.3%
    First National Bank of Pennsylvania $305,000 n/a 0.2%
    Evans Bank $620,000 $300,000 -51.6% 0.2%
    LONGBRIDGE FINANCIAL, LLC $175,000 $300,000 71.4% 0.2%
    Advantage Federal Credit Union $190,000 $290,000 52.6% 0.2%
    TOTAL MORTGAGE SERVICES, LLC $255,000 n/a 0.2%
    PNC Bank $245,000 n/a 0.2%
    STATE EMPLOYEES FEDERAL CREDIT UNION $35,000 $235,000 571.4% 0.2%
    Plains Commerce Bank $225,000 n/a 0.2%
    PLANET HOME LENDING, LLC $225,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $225,000 n/a 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $215,000 n/a 0.2%
    Bank of Holland $225,000 $205,000 -8.9% 0.2%
    FAMILY FIRST OF NY $605,000 $190,000 -68.6% 0.1%
    NAVY FEDERAL CREDIT UNION $435,000 $190,000 -56.3% 0.1%
    Cornerstone Community Federal Credit Union $210,000 $175,000 -16.7% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $175,000 n/a 0.1%
    SEFCU SERVICES, LLC $155,000 $165,000 6.5% 0.1%
    BM Real Estate Services, Inc. $155,000 n/a 0.1%
    Quontic Bank $155,000 n/a 0.1%
    FREEDOM MORTGAGE CORPORATION $560,000 $145,000 -74.1% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $150,000 $140,000 -6.7% 0.1%
    UNITED MORTGAGE CORP $135,000 n/a 0.1%
    AMERICAN HERITAGE LENDING, INC. $125,000 n/a 0.1%
    Ixonia Bank $125,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.1%
    Metro City Bank $125,000 n/a 0.1%
    NORTHERN CREDIT UNION $125,000 n/a 0.1%
    OWNERSCHOICE FUNDING, INCORPORATED $115,000 n/a 0.1%
    GREATER WOODLAWN FEDERAL CREDIT UNION $105,000 n/a 0.1%
    Citibank $95,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $55,000 $95,000 72.7% 0.1%
    Ally Bank $85,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $85,000 n/a 0.1%
    Bethpage Federal Credit Union $385,000 $65,000 -83.1% 0.0%
    GENESEE VALLEY $300,000 $55,000 -81.7% 0.0%
    KINECTA $55,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $400,000 $45,000 -88.8% 0.0%
    Figure Lending LLC $35,000 n/a 0.0%
    U.S. Bank $55,000 $35,000 -36.4% 0.0%
    Ballston Spa National Bank $25,000 n/a 0.0%
    ONTARIO SHORES $465,000 $15,000 -96.8% 0.0%

    Batavia's top lender by overall market share is Premium Mortgage Corporation, with 17.1% market share. In second place, with 9.1%, is ESL Federal Credit Union, having originated $12,055,000 in loans. In third place, with 8.5%, is M&T Bank, having originated $11,255,000 in loans. In fourth place, with 8.4%, is Tompkins Trust Company, having originated $11,055,000 in loans. In fifth place, with 7.8%, is QUICKEN LOANS, LLC, having originated $10,285,000 in loans.

    Batavia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Batavia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $102,425 (-5.8%) $122,233 (-8.5%) 0.00 119
    2018-02-01 $101,450 (-9.7%) $124,056 (-7.5%) 0.00 105
    2018-03-01 $110,950 (-2.4%) $132,042 (-3.8%) 0.00 88
    2018-04-01 $113,675 (3.3%) $131,989 (-2.4%) 0.00 88
    2018-05-01 $116,175 (-6.6%) $136,743 (-1.6%) 0.00 94
    2018-06-01 $114,900 (-8.4%) $138,754 (-4.7%) 0.00 106
    2018-07-01 $114,900 (-8.0%) $139,508 (-7.4%) 0.00 121
    2018-08-01 $119,000 (-0.8%) $144,011 (0.0%) 0.00 137
    2018-09-01 $119,900 (4.4%) $148,054 (4.3%) 0.00 127
    2018-10-01 $113,900 (-0.9%) $141,416 (2.6%) 0.00 110
    2018-11-01 $102,450 (-10.8%) $140,188 (3.1%) 0.00 94
    2018-12-01 $102,500 (-10.8%) $140,960 (4.5%) 0.00 74
    2019-01-01 $97,225 (-5.1%) $135,698 (11.0%) 0.00 74
    2019-02-01 $98,225 (-3.2%) $127,905 (3.1%) 0.00 79
    2019-03-01 $103,171 (-7.0%) $137,004 (3.8%) 0.00 73
    2019-04-01 $113,650 (0.0%) $149,072 (12.9%) 0.00 65
    2019-05-01 $141,725 (22.0%) $164,156 (20.1%) 0.00 72
    2019-06-01 $154,900 (34.8%) $186,613 (34.5%) 0.00 67
    2019-07-01 $167,400 (45.7%) $210,172 (50.7%) 0.00 71
    2019-08-01 $162,627 (36.7%) $199,858 (38.8%) 0.00 88
    2019-09-01 $166,718 (39.1%) $198,281 (33.9%) 0.00 96
    2019-10-01 $169,445 (48.8%) $196,267 (38.8%) 0.00 102
    2019-11-01 $153,450 (49.8%) $191,813 (36.8%) 0.00 89
    2019-12-01 $142,950 (39.5%) $177,219 (25.7%) 0.00 74
    2020-01-01 $149,150 (53.4%) $182,930 (34.8%) 0.00 69
    2020-02-01 $139,900 (42.4%) $183,007 (43.1%) 0.00 66
    2020-03-01 $149,900 (45.3%) $198,431 (44.8%) 0.00 55
    2020-04-01 $149,900 (31.9%) $204,160 (37.0%) 0.00 49
    2020-05-01 $149,900 (5.8%) $209,324 (27.5%) 0.00 45
    2020-06-01 $162,200 (4.7%) $204,630 (9.7%) 0.00 55
    2020-07-01 $185,975 (11.1%) $217,130 (3.3%) 0.00 52
    2020-08-01 $179,950 (10.7%) $211,078 (5.6%) 0.00 57
    2020-09-01 $154,900 (-7.1%) $186,409 (-6.0%) 0.00 63
    2020-10-01 $149,900 (-11.5%) $186,557 (-5.0%) 0.00 68
    2020-11-01 $153,675 (0.2%) $192,455 (0.3%) 0.00 52
    2020-12-01 $142,725 (-0.2%) $180,909 (2.1%) 0.00 38
    2021-01-01 $142,000 (-4.8%) $169,597 (-7.3%) 0.00 30
    2021-02-01 $147,450 (5.4%) $185,210 (1.2%) 0.00 33
    2021-03-01 $143,650 (-4.2%) $192,128 (-3.2%) 0.00 33
    2021-04-01 $146,175 (-2.5%) $173,083 (-15.2%) 0.00 25
    2021-05-01 $174,900 (16.7%) $207,904 (-0.7%) 0.00 33
    2021-06-01 $177,450 (9.4%) $219,168 (7.1%) 0.00 51
    2021-07-01 $179,900 (-3.3%) $225,733 (4.0%) 0.00 57
    2021-08-01 $179,800 (-0.1%) $228,290 (8.2%) 0.00 64
    2021-09-01 $169,900 (9.7%) $216,685 (16.2%) 0.00 58
    2021-10-01 $171,999 (14.7%) $237,978 (27.6%) 0.00 57
    2021-11-01 $179,700 (16.9%) $229,255 (19.1%) 0.00 46
    2021-12-01 $186,225 (30.5%) $256,879 (42.0%) 0.00 31
    2022-01-01 $179,900 (26.7%) $253,337 (49.4%) 0.00 26
    2022-02-01 $172,450 (17.0%) $241,658 (30.5%) 0.00 28
    2022-03-01 $171,200 (19.2%) $250,402 (30.3%) 0.00 26
    2022-04-01 $174,900 (19.7%) $229,562 (32.6%) 0.00 26
    2022-05-01 $173,650 (-0.7%) $225,975 (8.7%) 0.00 37
    2022-06-01 $193,425 (9.0%) $256,746 (17.2%) 0.00 43
    2022-07-01 $199,900 (11.1%) $264,329 (17.1%) 0.00 54
    2022-08-01 $174,675 (-2.9%) $240,580 (5.4%) 0.00 56
    2022-09-01 $183,675 (8.1%) $233,581 (7.8%) 0.00 62
    2022-10-01 $174,900 (1.7%) $222,266 (-6.6%) 0.00 59
    2022-11-01 $182,175 (1.4%) $226,922 (-1.0%) 0.00 48
    2022-12-01 $174,950 (-6.1%) $199,244 (-22.4%) 0.00 34
    2023-01-01 $177,400 (-1.4%) $201,208 (-20.6%) 0.00 28
    2023-02-01 $135,125 (-21.6%) $186,443 (-22.9%) 0.00 23
    2023-03-01 $157,450 (-8.0%) $215,522 (-13.9%) 0.00 29
    2023-04-01 $199,900 (14.3%) $234,107 (2.0%) 0.00 21
    2023-05-01 $186,725 (7.5%) $233,973 (3.5%) 0.00 30
    2023-06-01 $176,150 (-8.9%) $241,389 (-6.0%) 0.00 41
    2023-07-01 $224,500 (12.3%) $280,404 (6.1%) 0.00 43
    2023-08-01 $204,900 (17.3%) $266,809 (10.9%) 0.00 49
    2023-09-01 $199,900 (8.8%) $256,362 (9.8%) 0.00 51
    2023-10-01 $194,925 (11.5%) $249,296 (12.2%) 0.00 50
    2023-11-01 $179,450 (-1.5%) $218,875 (-3.6%) 0.00 43
    2023-12-01 $192,500 (10.0%) $295,214 (48.2%) 0.00 34
    2024-01-01 $211,175 (19.0%) $330,944 (64.5%) 0.00 41
    2024-02-01 $213,225 (57.8%) $352,684 (89.2%) 0.00 36
    2024-03-01 $239,900 (52.4%) $344,465 (59.8%) 0.00 37
    2024-04-01 $236,150 (18.1%) $328,298 (40.2%) 0.00 38
    2024-05-01 $282,400 (51.2%) $378,441 (61.8%) 0.00 42
    2024-06-01 $249,450 (41.6%) $350,090 (45.0%) 0.00 54
    2024-07-01 $246,175 (9.7%) $331,188 (18.1%) 0.00 54
    2024-08-01 $222,400 (8.5%) $335,733 (25.8%) 0.00 50
    2024-09-01 $244,450 (22.3%) $335,559 (30.9%) 0.00 49
    2024-10-01 $238,675 (22.4%) $327,751 (31.5%) 0.00 52
    2024-11-01 $224,000 (24.8%) $315,596 (44.2%) 0.00 59
    2024-12-01 $219,500 (14.0%) $307,698 (4.2%) 0.00 58
    2025-01-01 $202,725 (-4.0%) $286,525 (-13.4%) 0.00 48
    2025-02-01 $221,225 (3.8%) $311,453 (-11.7%) 0.00 44
    2025-03-01 $243,900 (1.7%) $324,227 (-5.9%) 0.00 30
    Batavia's median listing price for 2025-03-01 was $243,900, a difference of $4,000 (1.7%) versus the prior year and $22,675 versus the prior month.

    Batavia's median listing price comes in at 0% of the national average.

    Batavia's average listing price for 2025-03-01 was $324,227, a difference of $-20,238 (-5.9%) versus the prior year and $12,774 versus the prior month.

    For the 2025-03-01 period, Batavia had 30 MLS listings, a difference of -14 listings (-32%) versus the prior month and -7 listings (-19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Batavia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,530 sqft
    2018-02-01 0 days 1,492 sqft
    2018-03-01 0 days 1,466 sqft
    2018-04-01 0 days 1,455 sqft
    2018-05-01 0 days 1,529 sqft
    2018-06-01 0 days 1,553 sqft
    2018-07-01 0 days 1,536 sqft
    2018-08-01 0 days 1,626 sqft
    2018-09-01 0 days 1,700 sqft
    2018-10-01 0 days 1,609 sqft
    2018-11-01 0 days 1,568 sqft
    2018-12-01 0 days 1,551 sqft
    2019-01-01 0 days 1,542 sqft
    2019-02-01 0 days 1,524 sqft
    2019-03-01 0 days 1,521 sqft
    2019-04-01 0 days 1,544 sqft
    2019-05-01 0 days 1,654 sqft
    2019-06-01 0 days 1,719 sqft
    2019-07-01 0 days 1,745 sqft
    2019-08-01 0 days 1,720 sqft
    2019-09-01 0 days 1,725 sqft
    2019-10-01 0 days 1,727 sqft
    2019-11-01 0 days 1,682 sqft
    2019-12-01 0 days 1,673 sqft
    2020-01-01 0 days 1,671 sqft
    2020-02-01 0 days 1,673 sqft
    2020-03-01 0 days 1,756 sqft
    2020-04-01 0 days 1,718 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,688 sqft
    2020-07-01 0 days 1,650 sqft
    2020-08-01 0 days 1,709 sqft
    2020-09-01 0 days 1,657 sqft
    2020-10-01 0 days 1,568 sqft
    2020-11-01 0 days 1,617 sqft
    2020-12-01 0 days 1,534 sqft
    2021-01-01 0 days 1,496 sqft
    2021-02-01 0 days 1,623 sqft
    2021-03-01 0 days 1,556 sqft
    2021-04-01 0 days 1,440 sqft
    2021-05-01 0 days 1,660 sqft
    2021-06-01 0 days 1,556 sqft
    2021-07-01 0 days 1,740 sqft
    2021-08-01 0 days 1,547 sqft
    2021-09-01 0 days 1,611 sqft
    2021-10-01 0 days 1,716 sqft
    2021-11-01 0 days 1,726 sqft
    2021-12-01 0 days 1,691 sqft
    2022-01-01 0 days 1,648 sqft
    2022-02-01 0 days 1,605 sqft
    2022-03-01 0 days 1,660 sqft
    2022-04-01 0 days 1,664 sqft
    2022-05-01 0 days 1,593 sqft
    2022-06-01 0 days 1,675 sqft
    2022-07-01 0 days 1,602 sqft
    2022-08-01 0 days 1,583 sqft
    2022-09-01 0 days 1,532 sqft
    2022-10-01 0 days 1,596 sqft
    2022-11-01 0 days 1,653 sqft
    2022-12-01 0 days 1,607 sqft
    2023-01-01 0 days 1,520 sqft
    2023-02-01 0 days 1,388 sqft
    2023-03-01 0 days 1,506 sqft
    2023-04-01 0 days 1,605 sqft
    2023-05-01 0 days 1,510 sqft
    2023-06-01 0 days 1,563 sqft
    2023-07-01 0 days 1,807 sqft
    2023-08-01 0 days 1,608 sqft
    2023-09-01 0 days 1,592 sqft
    2023-10-01 0 days 1,558 sqft
    2023-11-01 0 days 1,499 sqft
    2023-12-01 0 days 1,620 sqft
    2024-01-01 0 days 1,710 sqft
    2024-02-01 0 days 1,690 sqft
    2024-03-01 0 days 1,690 sqft
    2024-04-01 0 days 1,585 sqft
    2024-05-01 0 days 1,698 sqft
    2024-06-01 0 days 1,710 sqft
    2024-07-01 0 days 1,659 sqft
    2024-08-01 0 days 1,680 sqft
    2024-09-01 0 days 1,700 sqft
    2024-10-01 0 days 1,759 sqft
    2024-11-01 0 days 1,706 sqft
    2024-12-01 0 days 1,616 sqft
    2025-01-01 0 days 1,608 sqft
    2025-02-01 0 days 1,642 sqft
    2025-03-01 0 days 1,720 sqft
    Batavia's median listing age (time on market) for 2025-03-01 was 0 days.

    Batavia's median square footage for active listings during the 2025-03-01 period was 1,720 sqft. One year prior, the average listing was 1,690 sqft.

    Batavia, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 435 $80,035,000 $183,989
    Home Improvement 127 $9,725,000 $76,575
    Other 120 $10,010,000 $83,417
    Refi 107 $15,755,000 $147,243
    Cash Out Refi 100 $16,540,000 $165,400

    Batavia's most frequently cited loan purpose was Home Purchase, with 435 originations. The 2nd most popular reason was Home Improvement, with 127 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 333 $62,235,000 $186,892
    7-8% 171 $28,245,000 $165,175
    Over 8% 156 $14,340,000 $91,923
    4-5% 86 $5,320,000 $61,860
    5-6% 71 $13,425,000 $189,085
    3-4% 35 $4,325,000 $123,571
    <2.5% 4 $80,000 $20,000
    2.5-3% 1 $215,000 $215,000

    During 2024, Batavia's most frequently originated rate bucket was 6-7%, with 333 originations.

    Loan Sizing (Batavia, NY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 379 $55,905,000 $147,507
    $100,000 or less 310 $17,540,000 $56,581
    $200k-400k 179 $45,815,000 $255,950
    $400k-600k 18 $8,320,000 $462,222
    $Over $1MM 2 $3,880,000 $1,940,000
    $600k-1000k 1 $605,000 $605,000

    Batavia's loan sizing saw the bucket of loans from $100k-200k with 379 originations, totaling $55,905,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 344 $67,640,000 $196,628
    60-80% 175 $31,525,000 $180,143
    20-40% 160 $11,330,000 $70,813
    Under 20% 87 $2,785,000 $32,011
    40-60% 83 $13,155,000 $158,494
    Over 100% 5 $1,345,000 $269,000

    Batavia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 344 originations, totaling $67,640,000 in origination value.