New York Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in New York averaged
6.83%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.44% and
one month ago for the week of 2025-02-27, the
average rate was 6.95%.
New York's average rate one year ago was 6.78%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| New York 30 Year Fixed Rate | 2025-04-03 | 6.83% |
| New York 30 Year Fixed Rate Refi | 2025-04-03 | 7.47% |
| New York 15 Year Fixed Rate | 2025-04-03 | 5.96% |
| New York 15 Year Fixed Rate Refi | 2025-04-03 | 6.57% |
| New York 30 Year FHA | 2025-04-03 | 6.25% |
| New York 30 Year FHA Refi | 2025-04-03 | 5.97% |
| New York 30 Year USDA | 2025-04-03 | 6.56% |
| New York 30 Year USDA Refi | 2025-04-03 | 6.32% |
| New York 30 Year VA | 2025-04-03 | 6.15% |
| New York 30 Year VA Refi | 2025-04-03 | 5.38% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New York.
New York Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New York market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
New York Average Closing Costs & Other Stats
New York's 342 lenders originated 208,593
loans during 2024. The total origination value was $92,873,675,000, with an average loan value of
$445,239.
New York's average closing costs are $7,502.
The top New York lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
7,129 loans originated. Their average total fees are
$12,674, which is $5,299
higher than the next largest lender,
JPMorgan Chase Bank.
The lowest fee New York lenders (with over 10 loans originated) are
Discover Bank ($0), CFCU Community Credit Union ($353), SIRVA MORTGAGE, INC. ($846), Community Bank ($1,268) and Gouverneur Savings and Loan Association ($1,468).
The lowest rate New York lenders (with over 10 loans originated) are
FIRST NEW YORK (5.52%), Alternatives Federal Credit Union (5.79%), First-Citizens Bank & Trust Company (5.80%), United Nations Federal Credit Union (5.82%) and Raymond James Bank (5.86%).
New York Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| JPMorgan Chase Bank | $5,509,255,000 | $6,195,060,000 | 12.4% | 6.7% |
| Wells Fargo Bank | $3,639,075,000 | $6,161,165,000 | 69.3% | 6.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,230,660,000 | $5,131,230,000 | 21.3% | 5.5% |
| Citizens Bank | $2,756,215,000 | $3,409,965,000 | 23.7% | 3.7% |
| QUICKEN LOANS, LLC | $2,239,090,000 | $2,888,480,000 | 29.0% | 3.1% |
| Citibank | $3,748,145,000 | $2,857,290,000 | -23.8% | 3.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,601,750,000 | $2,137,580,000 | 33.5% | 2.3% |
| Bank of America | $1,975,255,000 | $2,005,685,000 | 1.5% | 2.2% |
| TD Bank | $2,076,635,000 | $1,977,700,000 | -4.8% | 2.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $1,145,825,000 | $1,791,760,000 | 56.4% | 1.9% |
| Goldman Sachs Bank USA | $182,460,000 | $1,396,830,000 | 665.6% | 1.5% |
| M&T Bank | $1,235,550,000 | $1,346,595,000 | 9.0% | 1.4% |
| Morgan Stanley Private Bank | $997,240,000 | $1,255,425,000 | 25.9% | 1.4% |
| Bethpage Federal Credit Union | $925,035,000 | $1,190,120,000 | 28.7% | 1.3% |
| Premium Mortgage Corporation | $1,028,915,000 | $1,153,660,000 | 12.1% | 1.2% |
| HOMESTEAD FUNDING CORP. | $897,475,000 | $1,053,670,000 | 17.4% | 1.1% |
| CONTOUR MORTGAGE CORPORATION | $867,985,000 | $1,047,185,000 | 20.6% | 1.1% |
| Webster Bank | $1,388,340,000 | $1,031,890,000 | -25.7% | 1.1% |
| M&T Realty Capital Corporation | $168,625,000 | $946,830,000 | 461.5% | 1.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $751,305,000 | $930,825,000 | 23.9% | 1.0% |
| U.S. Bank | $776,835,000 | $927,955,000 | 19.5% | 1.0% |
| SEFCU SERVICES, LLC | $900,580,000 | $821,370,000 | -8.8% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $654,040,000 | $769,330,000 | 17.6% | 0.8% |
| Merchants Capital Corp. | $1,257,175,000 | $764,805,000 | -39.2% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $530,345,000 | $719,355,000 | 35.6% | 0.8% |
| NEWREZ LLC | $581,250,000 | $688,435,000 | 18.4% | 0.7% |
| PNC Bank | $334,600,000 | $677,190,000 | 102.4% | 0.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $619,530,000 | $658,535,000 | 6.3% | 0.7% |
| ESL Federal Credit Union | $555,210,000 | $643,890,000 | 16.0% | 0.7% |
| LOANDEPOT.COM, LLC | $463,005,000 | $624,070,000 | 34.8% | 0.7% |
| PLAZA HOME MORTGAGE, INC. | $735,700,000 | $611,260,000 | -16.9% | 0.7% |
| Community Bank | $601,220,000 | $595,575,000 | -0.9% | 0.6% |
| FM Home Loans, LLC | $414,345,000 | $563,110,000 | 35.9% | 0.6% |
| NATIONAL COOPERATIVE BANK, N.A. | $335,445,000 | $533,845,000 | 59.1% | 0.6% |
| NORWICH COMMERCIAL GROUP, INC. | $159,965,000 | $523,340,000 | 227.2% | 0.6% |
| GUARANTEED RATE, INC. | $406,895,000 | $517,920,000 | 27.3% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $486,370,000 | $517,470,000 | 6.4% | 0.6% |
| CARDINAL FINANCIAL | $611,400,000 | $500,115,000 | -18.2% | 0.5% |
| KeyBank | $512,035,000 | $498,820,000 | -2.6% | 0.5% |
| UNITED MORTGAGE CORP | $492,565,000 | n/a | 0.5% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $455,275,000 | $489,440,000 | 7.5% | 0.5% |
| CLIFFCO, INC. | $327,615,000 | $481,995,000 | 47.1% | 0.5% |
| HUDSON VALLEY CREDIT UNION | $351,160,000 | $463,350,000 | 31.9% | 0.5% |
| Cathay Bank | $871,545,000 | $452,725,000 | -48.1% | 0.5% |
| Valley National Bank | $725,305,000 | $439,750,000 | -39.4% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $225,515,000 | $402,680,000 | 78.6% | 0.4% |
| The Federal Savings Bank | $384,615,000 | $399,330,000 | 3.8% | 0.4% |
| CMG MORTGAGE, INC. | $156,705,000 | $397,885,000 | 153.9% | 0.4% |
| East Coast Capital Corp. | $321,530,000 | $389,440,000 | 21.1% | 0.4% |
| 1ST PRIORITY MORTGAGE, INC. | $260,975,000 | $387,520,000 | 48.5% | 0.4% |
| Arbor Realty Trust, Inc. | $661,780,000 | $380,145,000 | -42.6% | 0.4% |
| Tompkins Trust Company | $298,175,000 | $372,535,000 | 24.9% | 0.4% |
| TEACHERS | $381,915,000 | $363,280,000 | -4.9% | 0.4% |
| ARK MORTGAGE, INC. | $234,645,000 | $361,740,000 | 54.2% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $359,615,000 | $360,685,000 | 0.3% | 0.4% |
| Flagstar Bank, FSB | $704,100,000 | $357,795,000 | -49.2% | 0.4% |
| Genesee Regional Bank | $341,135,000 | $355,815,000 | 4.3% | 0.4% |
| East West Bank | $753,290,000 | $355,270,000 | -52.8% | 0.4% |
| A&D Mortgage LLC | $388,630,000 | $353,385,000 | -9.1% | 0.4% |
| Ridgewood Savings Bank | $354,060,000 | $348,585,000 | -1.5% | 0.4% |
| Logan Finance Corporation | $272,185,000 | $345,550,000 | 27.0% | 0.4% |
| Empower Federal Credit Union | $313,675,000 | $339,565,000 | 8.3% | 0.4% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $369,125,000 | $337,695,000 | -8.5% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $299,415,000 | $336,540,000 | 12.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $261,370,000 | $327,920,000 | 25.5% | 0.4% |
| NBT Bank | $300,690,000 | $324,265,000 | 7.8% | 0.3% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $311,265,000 | $322,585,000 | 3.6% | 0.3% |
| EMBRACE HOME LOANS, INC. | $461,390,000 | $316,800,000 | -31.3% | 0.3% |
| Nassau Educators Federal Credit Union | $358,510,000 | $316,390,000 | -11.7% | 0.3% |
| UBS Bank USA | $303,735,000 | $310,975,000 | 2.4% | 0.3% |
| Barings Multifamily Capital | $363,140,000 | $290,775,000 | -19.9% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $446,590,000 | $288,410,000 | -35.4% | 0.3% |
| TrustCo Bank | $302,570,000 | $285,545,000 | -5.6% | 0.3% |
| HOME TOWN FUNDING, INC. | $238,935,000 | $275,175,000 | 15.2% | 0.3% |
| Quontic Bank | $255,955,000 | $274,595,000 | 7.3% | 0.3% |
| AMERICU Credit Union | $176,030,000 | $268,465,000 | 52.5% | 0.3% |
| Amalgamated Bank | $158,150,000 | $250,235,000 | 58.2% | 0.3% |
| First Central Savings Bank | $189,080,000 | $237,640,000 | 25.7% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $226,765,000 | $235,090,000 | 3.7% | 0.3% |
| HUNT MORTGAGE CORPORATION | $233,185,000 | $229,810,000 | -1.4% | 0.2% |
| Merchants Bank of Indiana | $90,930,000 | $223,475,000 | 145.8% | 0.2% |
| Mortgage Research Center, LLC | $200,590,000 | $221,335,000 | 10.3% | 0.2% |
| Five Star Bank | $341,795,000 | $217,540,000 | -36.4% | 0.2% |
| ARC HOME LLC | $79,945,000 | $217,520,000 | 172.1% | 0.2% |
| WALKER & DUNLOP, LLC | $498,840,000 | $216,545,000 | -56.6% | 0.2% |
| Metro City Bank | $104,455,000 | $215,915,000 | 106.7% | 0.2% |
| Bank of Hope | $45,405,000 | $214,155,000 | 371.7% | 0.2% |
| First-Citizens Bank & Trust Company | $102,030,000 | $206,170,000 | 102.1% | 0.2% |
| The Lyons National Bank | $189,265,000 | $205,245,000 | 8.4% | 0.2% |
| NP, Inc. | $74,535,000 | $205,165,000 | 175.3% | 0.2% |
| NJ LENDERS CORP. | $164,315,000 | $205,055,000 | 24.8% | 0.2% |
| Customers Bank | $4,025,000 | $202,785,000 | 4,938.1% | 0.2% |
| Hometown Equity Mortgage, LLC | $128,605,000 | $202,635,000 | 57.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $6,835,000 | $183,660,000 | 2,587.1% | 0.2% |
| Municipal Credit Union | $149,940,000 | $178,810,000 | 19.3% | 0.2% |
| The Canandaigua National Bank and Trust Company | $94,165,000 | $171,460,000 | 82.1% | 0.2% |
| HARTFORD FUNDING, LTD. | $106,015,000 | $167,305,000 | 57.8% | 0.2% |
| United Nations Federal Credit Union | $173,950,000 | $167,140,000 | -3.9% | 0.2% |
| The Northwestern Mutual Life Insurance Company | $153,005,000 | $165,005,000 | 7.8% | 0.2% |
| Popular Bank | $202,680,000 | $164,005,000 | -19.1% | 0.2% |
| WALL STREET MORTGAGE BANKERS, LTD. | $149,165,000 | $162,195,000 | 8.7% | 0.2% |
| Carrington Mortgage Services, LLC | $95,140,000 | $161,895,000 | 70.2% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $154,345,000 | $161,050,000 | 4.3% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $98,810,000 | $159,580,000 | 61.5% | 0.2% |
| SUMMIT MORTGAGE BANKERS INC. | $94,305,000 | $155,165,000 | 64.5% | 0.2% |
| BNB Bank | $427,190,000 | $153,730,000 | -64.0% | 0.2% |
| Discover Bank | $118,040,000 | $149,955,000 | 27.0% | 0.2% |
| Saratoga National Bank and Trust Company | $123,620,000 | $149,890,000 | 21.3% | 0.2% |
| Northwest Bank | $265,490,000 | $149,690,000 | -43.6% | 0.2% |
| JET DIRECT FUNDING CORP | $132,835,000 | $147,825,000 | 11.3% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $58,265,000 | $144,520,000 | 148.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $32,075,000 | $144,245,000 | 349.7% | 0.2% |
| Ponce Bank | $568,250,000 | $141,995,000 | -75.0% | 0.2% |
| SUNMARK FEDERAL CREDIT UNION | $157,360,000 | $141,315,000 | -10.2% | 0.2% |
| SUFFOLK | $133,545,000 | $137,380,000 | 2.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $128,740,000 | $135,345,000 | 5.1% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $16,915,000 | $132,530,000 | 683.5% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $97,410,000 | $132,450,000 | 36.0% | 0.1% |
| Deutsche Bank Trust Company Americas | $295,100,000 | $131,010,000 | -55.6% | 0.1% |
| Apple Bank for Savings | $293,695,000 | $126,750,000 | -56.8% | 0.1% |
| BAYPORT FUNDING LLC | $109,065,000 | $123,845,000 | 13.6% | 0.1% |
| Hanover Community Bank | $191,040,000 | $123,410,000 | -35.4% | 0.1% |
| Glens Falls National Bank and Trust Company | $164,090,000 | $119,220,000 | -27.3% | 0.1% |
| Evans Bank | $174,625,000 | $117,250,000 | -32.9% | 0.1% |
| INTERSTATE HOME LOAN CENTER, INC. | $68,070,000 | $117,130,000 | 72.1% | 0.1% |
| Ulster Savings Bank | $155,545,000 | $114,895,000 | -26.1% | 0.1% |
| MID-ISLAND MORTGAGE CORP. | $92,460,000 | $113,275,000 | 22.5% | 0.1% |
| Flushing Bank | $301,675,000 | $111,740,000 | -63.0% | 0.1% |
| Charles Schwab Bank, SSB | $83,590,000 | $111,445,000 | 33.3% | 0.1% |
| US MORTGAGE CORPORATION | $119,955,000 | $108,295,000 | -9.7% | 0.1% |
| LYNX MORTGAGE BANK LLC | $93,395,000 | $107,760,000 | 15.4% | 0.1% |
| Cornerstone Community Federal Credit Union | $68,180,000 | $106,010,000 | 55.5% | 0.1% |
| Berkshire Bank | $97,315,000 | $105,830,000 | 8.7% | 0.1% |
| Citadel Servicing Corporation | $59,950,000 | $105,030,000 | 75.2% | 0.1% |
| Chemung Canal Trust Company | $142,045,000 | $103,895,000 | -26.9% | 0.1% |
| MID-HUDSON VALLEY | $84,835,000 | $103,845,000 | 22.4% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $54,220,000 | $103,495,000 | 90.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $63,695,000 | $102,255,000 | 60.5% | 0.1% |
| SELF RELIANCE NY Federal Credit Union | $91,530,000 | $102,175,000 | 11.6% | 0.1% |
| CNB Bank | $60,725,000 | $102,080,000 | 68.1% | 0.1% |
| Farm Credit East, ACA | $89,800,000 | $101,235,000 | 12.7% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $58,955,000 | $99,970,000 | 69.6% | 0.1% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $308,745,000 | $99,960,000 | -67.6% | 0.1% |
| Royal Business Bank | $75,545,000 | $97,330,000 | 28.8% | 0.1% |
| PGIM Real Estate Finance, LLC | $96,510,000 | n/a | 0.1% | |
| FIRST SOURCE | $93,355,000 | $94,750,000 | 1.5% | 0.1% |
| RCN Capital, LLC | $70,225,000 | $94,300,000 | 34.3% | 0.1% |
| Stifel Bank and Trust | $91,885,000 | $91,955,000 | 0.1% | 0.1% |
| Luxury Mortgage Corp. | $29,515,000 | $91,400,000 | 209.7% | 0.1% |
| Orange Bank &Trust Company | $69,510,000 | $89,745,000 | 29.1% | 0.1% |
| Prosperity Home Mortgage, LLC | $46,960,000 | $89,230,000 | 90.0% | 0.1% |
| Equity Prime Mortgage LLC | $26,235,000 | $89,135,000 | 239.8% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $64,755,000 | $89,025,000 | 37.5% | 0.1% |
| USAA Federal Savings Bank | $72,735,000 | $86,415,000 | 18.8% | 0.1% |
| ISLAND | $94,780,000 | $84,700,000 | -10.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $108,100,000 | $84,250,000 | -22.1% | 0.1% |
| Ally Bank | $29,440,000 | $82,900,000 | 181.6% | 0.1% |
| PLANET HOME LENDING, LLC | $85,135,000 | $82,565,000 | -3.0% | 0.1% |
| City National Bank | $188,615,000 | $81,115,000 | -57.0% | 0.1% |
| The Bank of Princeton | $143,115,000 | $80,405,000 | -43.8% | 0.1% |
| Woori America Bank | $31,450,000 | $80,160,000 | 154.9% | 0.1% |
| HUDSON HERITAGE | $79,295,000 | $77,850,000 | -1.8% | 0.1% |
| CFCU Community Credit Union | $81,285,000 | $77,590,000 | -4.5% | 0.1% |
| The Adirondack Trust Company | $46,145,000 | $77,245,000 | 67.4% | 0.1% |
| FIRST NEW YORK | $57,040,000 | $74,785,000 | 31.1% | 0.1% |
| USAlliance Federal Credit Union | $49,875,000 | $74,555,000 | 49.5% | 0.1% |
| CONTINENTAL MORTGAGE BANKERS, INC. | $73,230,000 | $73,965,000 | 1.0% | 0.1% |
| Shinhan Bank America | $42,320,000 | $72,545,000 | 71.4% | 0.1% |
| Geddes Federal Savings and Loan Association | $83,535,000 | $72,280,000 | -13.5% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $73,140,000 | $71,930,000 | -1.7% | 0.1% |
| NORTHERN CREDIT UNION | $54,525,000 | $71,855,000 | 31.8% | 0.1% |
| Community Federal Savings Bank | $69,570,000 | $71,265,000 | 2.4% | 0.1% |
| THE SUMMIT Federal Credit Union | $70,215,000 | $70,420,000 | 0.3% | 0.1% |
| CORNING | $81,705,000 | $69,900,000 | -14.4% | 0.1% |
| NVR Mortgage Finance, Inc. | $56,415,000 | $69,500,000 | 23.2% | 0.1% |
| The Bank of Greene County | $59,550,000 | $68,095,000 | 14.3% | 0.1% |
| John Hancock Life Insurance Company (U.S.A.) | $2,755,000 | $68,015,000 | 2,368.8% | 0.1% |
| Evolve Bank & Trust | $62,355,000 | $66,040,000 | 5.9% | 0.1% |
| Raymond James Bank | $82,475,000 | $65,470,000 | -20.6% | 0.1% |
| VISIONS | $72,415,000 | $64,800,000 | -10.5% | 0.1% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $55,670,000 | $64,365,000 | 15.6% | 0.1% |
| Ballston Spa National Bank | $81,080,000 | $64,360,000 | -20.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $38,005,000 | $63,740,000 | 67.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $61,115,000 | $62,105,000 | 1.6% | 0.1% |
| Sterling Bank and Trust, FSB | $3,230,000 | $61,630,000 | 1,808.0% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $58,345,000 | $61,105,000 | 4.7% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $21,160,000 | $60,730,000 | 187.0% | 0.1% |
| TEG Federal Credit Union | $53,820,000 | $60,680,000 | 12.7% | 0.1% |
| Pioneer Bank | $49,190,000 | $59,870,000 | 21.7% | 0.1% |
| Plains Commerce Bank | $490,080,000 | $57,670,000 | -88.2% | 0.1% |
| BMO Harris Bank | $56,100,000 | $56,570,000 | 0.8% | 0.1% |
| Walden Savings Bank | $78,235,000 | $55,840,000 | -28.6% | 0.1% |
| Rhinebeck Bank | $48,680,000 | $55,505,000 | 14.0% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $12,005,000 | $55,390,000 | 361.4% | 0.1% |
| NATIONWIDE EQUITIES CORPORATION | $31,625,000 | $55,265,000 | 74.8% | 0.1% |
| UIF CORPORATION | $40,475,000 | $55,080,000 | 36.1% | 0.1% |
| FAMILY FIRST OF NY | $40,645,000 | $54,670,000 | 34.5% | 0.1% |
| LENDINGONE, LLC | $25,155,000 | $54,480,000 | 116.6% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $45,545,000 | $54,445,000 | 19.5% | 0.1% |
| READYCAP COMMERCIAL, LLC | $41,485,000 | $53,970,000 | 30.1% | 0.1% |
| Spencer Savings Bank, SLA | $74,215,000 | $53,945,000 | -27.3% | 0.1% |
| Habib American Bank | $50,485,000 | $53,715,000 | 6.4% | 0.1% |
| RF Renovo Management Company, LLC | $50,525,000 | $53,235,000 | 5.4% | 0.1% |
| BNY Mellon | $113,860,000 | $53,190,000 | -53.3% | 0.1% |
| Wayne Bank | $39,205,000 | $50,215,000 | 28.1% | 0.1% |
| NBKC BANK | $35,835,000 | $49,360,000 | 37.7% | 0.1% |
| Adirondack Bank | $57,200,000 | $49,295,000 | -13.8% | 0.1% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $25,235,000 | $48,780,000 | 93.3% | 0.1% |
| Emigrant Funding Corporation | $33,990,000 | $48,635,000 | 43.1% | 0.1% |
| Peapack-Gladstone Bank | $28,655,000 | $47,360,000 | 65.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $41,740,000 | $44,525,000 | 6.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $11,705,000 | $44,205,000 | 277.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $75,695,000 | $43,800,000 | -42.1% | 0.0% |
| The Loan Store, Inc. | $43,260,000 | n/a | 0.0% | |
| Solvay Bank | $47,200,000 | $43,245,000 | -8.4% | 0.0% |
| Provident Bank | $114,505,000 | $42,550,000 | -62.8% | 0.0% |
| Abacus Federal Savings Bank | $36,630,000 | $42,260,000 | 15.4% | 0.0% |
| First National Bank of America | $41,045,000 | $42,245,000 | 2.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $52,320,000 | $42,085,000 | -19.6% | 0.0% |
| 21ST MORTGAGE CORPORATION | $40,755,000 | $41,910,000 | 2.8% | 0.0% |
| Axos Bank | $97,925,000 | $41,710,000 | -57.4% | 0.0% |
| CTBC Bank Corp. (USA) | $163,085,000 | $40,910,000 | -74.9% | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | $34,475,000 | $38,940,000 | 13.0% | 0.0% |
| Maspeth Federal Savings and Loan Association | $65,600,000 | $38,915,000 | -40.7% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $66,490,000 | $38,785,000 | -41.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $11,265,000 | $38,660,000 | 243.2% | 0.0% |
| The Northern Trust Company | $39,095,000 | $38,525,000 | -1.5% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $30,580,000 | $37,965,000 | 24.1% | 0.0% |
| Cross River Bank | $51,470,000 | $37,740,000 | -26.7% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $14,025,000 | $37,600,000 | 168.1% | 0.0% |
| PCSB Bank | $41,735,000 | $37,305,000 | -10.6% | 0.0% |
| EMM LOANS LLC | $23,045,000 | $36,435,000 | 58.1% | 0.0% |
| Watertown Savings Bank | $32,880,000 | $36,400,000 | 10.7% | 0.0% |
| The First National Bank of Long Island | $65,820,000 | $36,340,000 | -44.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $30,460,000 | $36,105,000 | 18.5% | 0.0% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $56,025,000 | $35,710,000 | -36.3% | 0.0% |
| Industrial and Commercial Bank of China USA | $153,070,000 | $35,710,000 | -76.7% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $31,945,000 | $35,395,000 | 10.8% | 0.0% |
| Tioga State Bank | $39,050,000 | $34,735,000 | -11.0% | 0.0% |
| AMWEST FUNDING CORP. | $31,200,000 | $34,635,000 | 11.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $25,745,000 | $34,610,000 | 34.4% | 0.0% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $29,730,000 | $33,690,000 | 13.3% | 0.0% |
| Advantage Federal Credit Union | $39,505,000 | $32,960,000 | -16.6% | 0.0% |
| Wallkill Valley Federal Savings and Loan Association | $33,125,000 | $32,950,000 | -0.5% | 0.0% |
| Pathfinder Bank | $39,505,000 | $32,810,000 | -16.9% | 0.0% |
| General Mortgage Capital Corporation | $32,660,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $370,000 | $32,560,000 | 8,700.0% | 0.0% |
| ConnectOne Bank | $6,230,000 | $30,170,000 | 384.3% | 0.0% |
| Pittsford Federal Credit Union | $26,185,000 | $30,075,000 | 14.9% | 0.0% |
| Regions Bank | $11,895,000 | $30,020,000 | 152.4% | 0.0% |
| Fulton Savings Bank | $28,355,000 | $29,375,000 | 3.6% | 0.0% |
| Western Division FCU | $20,700,000 | $28,870,000 | 39.5% | 0.0% |
| First National Bank of Scotia | $28,680,000 | $28,160,000 | -1.8% | 0.0% |
| GPO Federal Credit Union | $27,355,000 | $27,585,000 | 0.8% | 0.0% |
| ALLIANT CREDIT UNION | $7,475,000 | $27,070,000 | 262.1% | 0.0% |
| Lake Shore Savings Bank | $43,220,000 | $26,810,000 | -38.0% | 0.0% |
| Carthage Federal Savings and Loan Association | $24,190,000 | $26,585,000 | 9.9% | 0.0% |
| Northfield Bank | $60,800,000 | $26,200,000 | -56.9% | 0.0% |
| Union Savings Bank | $4,675,000 | $24,850,000 | 431.6% | 0.0% |
| SILVER HILL FUNDING, LLC | $19,800,000 | $24,820,000 | 25.4% | 0.0% |
| SERVU FEDERAL CREDIT UNION | $26,170,000 | $24,800,000 | -5.2% | 0.0% |
| Bank of England | $39,170,000 | $24,760,000 | -36.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $17,820,000 | $24,655,000 | 38.4% | 0.0% |
| PHH Mortgage Corporation | $15,565,000 | $24,475,000 | 57.2% | 0.0% |
| Farmers Bank & Trust | $16,680,000 | $24,455,000 | 46.6% | 0.0% |
| Rondout Savings Bank | $55,885,000 | $23,180,000 | -58.5% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $9,095,000 | $23,100,000 | 154.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $14,490,000 | $23,080,000 | 59.3% | 0.0% |
| Bank of Holland | $20,625,000 | $22,765,000 | 10.4% | 0.0% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $98,555,000 | $22,575,000 | -77.1% | 0.0% |
| Magnolia Bank | $9,705,000 | $22,475,000 | 131.6% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $17,050,000 | $22,295,000 | 30.8% | 0.0% |
| American Airlines Federal Credit Union | $14,635,000 | $21,955,000 | 50.0% | 0.0% |
| GREYSTONE FUNDING COMPANY LLC | $71,270,000 | $21,830,000 | -69.4% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $10,195,000 | $21,305,000 | 109.0% | 0.0% |
| The Lincoln National Life Insurance Company | $20,655,000 | n/a | 0.0% | |
| BAC Florida Bank | $11,605,000 | $20,495,000 | 76.6% | 0.0% |
| First National Bank of Pennsylvania | $3,990,000 | $20,150,000 | 405.0% | 0.0% |
| Alden State Bank | $23,685,000 | $19,975,000 | -15.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $11,450,000 | $19,850,000 | 73.4% | 0.0% |
| Empire State Bank | $66,150,000 | $19,695,000 | -70.2% | 0.0% |
| First Horizon Bank | $165,885,000 | $19,375,000 | -88.3% | 0.0% |
| TBI MORTGAGE COMPANY | $17,510,000 | $19,165,000 | 9.5% | 0.0% |
| Interaudi Bank | $31,215,000 | $18,865,000 | -39.6% | 0.0% |
| Jeff Bank | $19,295,000 | $18,580,000 | -3.7% | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $18,505,000 | n/a | 0.0% | |
| SUMA YONKERS Federal Credit Union | $14,200,000 | $18,235,000 | 28.4% | 0.0% |
| MLD MORTGAGE INC. | $15,555,000 | $17,910,000 | 15.1% | 0.0% |
| Commercial Lender LLC | $9,295,000 | $17,860,000 | 92.1% | 0.0% |
| First County Bank | $31,460,000 | $17,510,000 | -44.3% | 0.0% |
| KINECTA | $12,080,000 | $17,200,000 | 42.4% | 0.0% |
| Fifth Third Bank | $8,885,000 | $17,065,000 | 92.1% | 0.0% |
| Kearny Bank | $27,295,000 | $16,825,000 | -38.4% | 0.0% |
| MidFirst Bank | $24,370,000 | $16,795,000 | -31.1% | 0.0% |
| ANCHOR LOANS, LP | $7,005,000 | $16,205,000 | 131.3% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $4,865,000 | $15,650,000 | 221.7% | 0.0% |
| Old Second National Bank | $15,595,000 | n/a | 0.0% | |
| ONTARIO SHORES | $8,905,000 | $14,910,000 | 67.4% | 0.0% |
| OceanFirst Bank | $22,980,000 | $14,900,000 | -35.2% | 0.0% |
| First IC Corporation | $20,950,000 | $14,790,000 | -29.4% | 0.0% |
| Citizens & Northern Bank | $13,605,000 | $14,770,000 | 8.6% | 0.0% |
| OWNERSCHOICE FUNDING, INCORPORATED | $2,325,000 | $14,660,000 | 530.5% | 0.0% |
| ADVANCIAL | $16,195,000 | $14,485,000 | -10.6% | 0.0% |
| N C P D Federal Credit Union | $14,580,000 | $14,255,000 | -2.2% | 0.0% |
| Global Bank | $12,310,000 | $14,205,000 | 15.4% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $8,465,000 | $14,015,000 | 65.6% | 0.0% |
| BERKELEY POINT CAPITAL LLC | $13,940,000 | n/a | 0.0% | |
| Ixonia Bank | $835,000 | $13,545,000 | 1,522.2% | 0.0% |
| Leader Bank | $5,845,000 | $13,410,000 | 129.4% | 0.0% |
| GREATER WOODLAWN FEDERAL CREDIT UNION | $8,535,000 | $13,240,000 | 55.1% | 0.0% |
| COLLIERS MORTGAGE LLC | $12,960,000 | n/a | 0.0% | |
| Sawyer Savings Bank | $30,910,000 | $12,945,000 | -58.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $14,005,000 | $12,800,000 | -8.6% | 0.0% |
| HUDSON RIVER COMMUNITY | $12,290,000 | $12,640,000 | 2.8% | 0.0% |
| Ukrainian Federal Credit Union | $7,400,000 | $12,580,000 | 70.0% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $8,670,000 | $12,575,000 | 45.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $11,925,000 | $12,475,000 | 4.6% | 0.0% |
| International Bank of Chicago | $1,530,000 | $12,455,000 | 714.1% | 0.0% |
| City National Bank of Florida | $9,210,000 | $12,415,000 | 34.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $19,950,000 | $12,415,000 | -37.8% | 0.0% |
| Gouverneur Savings and Loan Association | $13,330,000 | $12,365,000 | -7.2% | 0.0% |
| BM Real Estate Services, Inc. | $4,035,000 | $12,345,000 | 205.9% | 0.0% |
| Seneca Savings | $13,205,000 | $12,315,000 | -6.7% | 0.0% |
| Northpointe Bank | $32,030,000 | $12,080,000 | -62.3% | 0.0% |
| Truist | $105,030,000 | $11,755,000 | -88.8% | 0.0% |
| PARAGON HOME LOANS INC. | $128,755,000 | $11,310,000 | -91.2% | 0.0% |
| SECNY Federal Credit Union | $14,130,000 | $11,140,000 | -21.2% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $22,255,000 | $11,120,000 | -50.0% | 0.0% |
| CIBC Bank USA | $16,145,000 | $11,105,000 | -31.2% | 0.0% |
| Preferred Bank | $15,790,000 | $10,910,000 | -30.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $5,135,000 | $10,665,000 | 107.7% | 0.0% |
| The Huntington National Bank | $8,160,000 | $10,635,000 | 30.3% | 0.0% |
| BOND STREET MORTGAGE, LLC | $16,300,000 | $10,380,000 | -36.3% | 0.0% |
| The First Bank of Greenwich | $32,450,000 | $10,210,000 | -68.5% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $7,520,000 | $10,115,000 | 34.5% | 0.0% |
| First National Bank of Dryden | $14,535,000 | $10,020,000 | -31.1% | 0.0% |
| Fieldpoint Private Bank & Trust | $12,895,000 | $9,890,000 | -23.3% | 0.0% |
| First Bank | $250,000 | $9,795,000 | 3,818.0% | 0.0% |
| Great Erie Federal Credit Union | $4,990,000 | $9,585,000 | 92.1% | 0.0% |
| Zions Bank | $9,290,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $16,115,000 | $9,105,000 | -43.5% | 0.0% |
| Bank of Millbrook | $11,010,000 | $9,100,000 | -17.3% | 0.0% |
| International Finance Bank | $8,580,000 | n/a | 0.0% | |
| CROSS COUNTY SAVINGS BANK | $18,605,000 | $8,530,000 | -54.2% | 0.0% |
| First Federal Bank | $4,225,000 | $8,505,000 | 101.3% | 0.0% |
| The National Bank of Coxsackie | $40,550,000 | $8,265,000 | -79.6% | 0.0% |
| The First National Bank of Groton | $8,350,000 | $8,200,000 | -1.8% | 0.0% |
| Nations Lending Corporation | $4,145,000 | $8,185,000 | 97.5% | 0.0% |
| Union Savings Bank | $4,675,000 | $8,135,000 | 74.0% | 0.0% |
| Pinnacle Bank | $1,405,000 | $8,045,000 | 472.6% | 0.0% |
| FIRST TECHNOLOGY | $53,865,000 | $8,010,000 | -85.1% | 0.0% |
| GREYLOCK | $6,905,000 | $7,915,000 | 14.6% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $7,410,000 | $7,790,000 | 5.1% | 0.0% |
| First Savings Bank | $89,925,000 | $7,490,000 | -91.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $7,160,000 | $7,400,000 | 3.4% | 0.0% |
| Cattaraugus County Bank | $11,850,000 | $7,355,000 | -37.9% | 0.0% |
| Toyota Financial Savings Bank | $6,100,000 | $7,255,000 | 18.9% | 0.0% |
| FINGER LAKES | $6,810,000 | $7,135,000 | 4.8% | 0.0% |
| AFFINITY | $10,810,000 | $7,105,000 | -34.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $12,725,000 | $6,950,000 | -45.4% | 0.0% |
| Fairfield County Bank | $21,255,000 | $6,810,000 | -68.0% | 0.0% |
| Moog Employees Federal Credit Union | $7,065,000 | $6,805,000 | -3.7% | 0.0% |
| Armed Forces Bank | $525,000 | $6,685,000 | 1,173.3% | 0.0% |
| Bank of Richmondville | $6,965,000 | $6,660,000 | -4.4% | 0.0% |
| BCB Community Bank | $16,355,000 | $6,545,000 | -60.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $265,000 | $6,410,000 | 2,318.9% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $1,070,000 | $6,360,000 | 494.4% | 0.0% |
| DIGITAL Federal Credit Union | $8,090,000 | $6,100,000 | -24.6% | 0.0% |
| OSWEGO COUNTY | $8,955,000 | $6,085,000 | -32.0% | 0.0% |
| State Department Federal Credit Union | $8,460,000 | $5,895,000 | -30.3% | 0.0% |
| Savannah Bank | $8,505,000 | $5,605,000 | -34.1% | 0.0% |
| Unity Bank | $5,595,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $4,820,000 | $5,525,000 | 14.6% | 0.0% |
| Baxter Credit Union | $5,770,000 | $5,490,000 | -4.9% | 0.0% |
| GENESEE VALLEY | $5,085,000 | $5,360,000 | 5.4% | 0.0% |
| Ocean Financial Federal Credit Union | $6,880,000 | $5,295,000 | -23.0% | 0.0% |
| LYONS MORTGAGE SERVICES, INC. | $8,145,000 | $5,045,000 | -38.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $5,340,000 | $4,990,000 | -6.6% | 0.0% |
| UKRAINIAN NATIONAL Federal Credit Union | $8,345,000 | $4,900,000 | -41.3% | 0.0% |
| TOGETHER CREDIT UNION | $2,905,000 | $4,645,000 | 59.9% | 0.0% |
| TOWER | $2,200,000 | $4,630,000 | 110.5% | 0.0% |
| Chelsea Groton Bank | $4,615,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $10,110,000 | $4,595,000 | -54.5% | 0.0% |
| Brighton Bank | $4,465,000 | $4,470,000 | 0.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $3,060,000 | $4,085,000 | 33.5% | 0.0% |
| GREENWOOD | $3,450,000 | $4,020,000 | 16.5% | 0.0% |
| NIAGARA'S CHOICE | $7,375,000 | $4,005,000 | -45.7% | 0.0% |
| Savings Bank of Danbury | $8,255,000 | $3,880,000 | -53.0% | 0.0% |
| The Honesdale National Bank | $3,920,000 | $3,880,000 | -1.0% | 0.0% |
| Wilmington Savings Fund Society, FSB | $6,350,000 | $3,870,000 | -39.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $305,000 | $3,765,000 | 1,134.4% | 0.0% |
| FineMark National Bank & Trust | $3,730,000 | n/a | 0.0% | |
| CommunityBank of Texas, N.A. | $3,715,000 | n/a | 0.0% | |
| Figure Lending LLC | $3,650,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $8,050,000 | $3,590,000 | -55.4% | 0.0% |
| American Bank & Trust Company, Inc. | $3,390,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $3,390,000 | n/a | 0.0% | |
| Alternatives Federal Credit Union | $5,810,000 | $3,340,000 | -42.5% | 0.0% |
| Actors Federal Credit Union | $17,255,000 | $3,320,000 | -80.8% | 0.0% |
| GREENSTATE CREDIT UNION | $1,430,000 | $3,185,000 | 122.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $485,000 | $3,135,000 | 546.4% | 0.0% |
| Allied First Bank,sb | $945,000 | $3,115,000 | 229.6% | 0.0% |
| Financial Trust | $3,195,000 | $3,110,000 | -2.7% | 0.0% |
| Bank of Whittier | $4,505,000 | $3,020,000 | -33.0% | 0.0% |
| St Joseph's Parish Buffalo Federal Credit Union | $5,080,000 | $3,015,000 | -40.6% | 0.0% |
| STANFORD Federal Credit Union | $2,570,000 | $2,945,000 | 14.6% | 0.0% |
| RIVERSIDE | $1,180,000 | $2,920,000 | 147.5% | 0.0% |
| COMMUNITY RESOURCE FEDERAL CREDIT UNION | $3,285,000 | $2,860,000 | -12.9% | 0.0% |
| GHS Federal Credit Union | $3,265,000 | $2,705,000 | -17.2% | 0.0% |
| The People's Credit Union | $1,115,000 | $2,695,000 | 141.7% | 0.0% |
| American Broadcast Employees Federal Credit Union | $1,685,000 | $2,670,000 | 58.5% | 0.0% |
| Midwest BankCentre | $1,055,000 | $2,630,000 | 149.3% | 0.0% |
| First Citizens Community Bank | $1,935,000 | $2,605,000 | 34.6% | 0.0% |
| Peoples Security Bank and Trust Company | $1,970,000 | $2,550,000 | 29.4% | 0.0% |
| School Systems FCU | $5,210,000 | $2,540,000 | -51.2% | 0.0% |
| WesBanco | $2,505,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $565,000 | $2,480,000 | 338.9% | 0.0% |
| First Hope Bank, A National Banking Association | $910,000 | $2,455,000 | 169.8% | 0.0% |
| Univest Bank and Trust Co. | $3,960,000 | $2,375,000 | -40.0% | 0.0% |
| Freedom Bank | $3,645,000 | $2,365,000 | -35.1% | 0.0% |
| Kwik Mortgage Corporation | $2,970,000 | $2,315,000 | -22.1% | 0.0% |
| Adams Community Bank | $1,540,000 | $2,290,000 | 48.7% | 0.0% |
| BRIDGEVIEW MORTGAGE CORP. | $12,070,000 | $2,275,000 | -81.2% | 0.0% |
| Community First National Bank | $2,665,000 | $2,255,000 | -15.4% | 0.0% |
| Capital Bank | $55,000 | $2,245,000 | 3,981.8% | 0.0% |
| Connexus Credit Union | $1,215,000 | $2,210,000 | 81.9% | 0.0% |
| Presidential Bank, FSB | $1,715,000 | $2,175,000 | 26.8% | 0.0% |
| Columbia Bank | $20,860,000 | $2,090,000 | -90.0% | 0.0% |
| PEOPLE'S ALLIANCE FEDERAL CREDIT UNION | $890,000 | $2,090,000 | 134.8% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $2,080,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $785,000 | $2,070,000 | 163.7% | 0.0% |
| Texana Bank | $2,005,000 | n/a | 0.0% | |
| MILLENIUM HOME MORTGAGE, LLC | $2,615,000 | $1,975,000 | -24.5% | 0.0% |
| Northwest Federal Credit Union | $305,000 | $1,935,000 | 534.4% | 0.0% |
| XCEL Federal Credit Union | $1,100,000 | $1,895,000 | 72.3% | 0.0% |
| The Dime Bank | $5,495,000 | $1,890,000 | -65.6% | 0.0% |
| First Western Trust Bank | $640,000 | $1,870,000 | 192.2% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $1,800,000 | n/a | 0.0% | |
| Banco do Brasil Americas | $415,000 | $1,790,000 | 331.3% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,375,000 | $1,765,000 | 28.4% | 0.0% |
| IDB Global Federal Credit Union | $335,000 | $1,705,000 | 409.0% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $2,035,000 | $1,675,000 | -17.7% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $1,805,000 | $1,670,000 | -7.5% | 0.0% |
| Secured Investment Corp. | $80,000 | $1,655,000 | 1,968.8% | 0.0% |
| Signature Federal Credit Union | $2,440,000 | $1,595,000 | -34.6% | 0.0% |
| PS Bank | $1,430,000 | $1,555,000 | 8.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,530,000 | n/a | 0.0% | |
| SouthPoint Bank | $1,515,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $580,000 | $1,480,000 | 155.2% | 0.0% |
| MASSMUTUAL | $495,000 | $1,440,000 | 190.9% | 0.0% |
| Centennial Bank | $385,000 | $1,425,000 | 270.1% | 0.0% |
| Old National Bank | $325,000 | $1,370,000 | 321.5% | 0.0% |
| Johnson Bank | $1,285,000 | n/a | 0.0% | |
| Service Federal Credit Union | $1,135,000 | $1,275,000 | 12.3% | 0.0% |
| Meridian Bank Corporation | $3,075,000 | $1,265,000 | -58.9% | 0.0% |
| Greenfield Savings Bank | $1,255,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $7,420,000 | $1,235,000 | -83.4% | 0.0% |
| Centra Credit Union | $1,240,000 | $1,225,000 | -1.2% | 0.0% |
| Bank of Springfield | $1,185,000 | n/a | 0.0% | |
| Haven Savings Bank | $1,155,000 | n/a | 0.0% | |
| EQUITY NOW INC. | $3,150,000 | $1,140,000 | -63.8% | 0.0% |
| JUSTICE Federal Credit Union | $1,190,000 | $1,115,000 | -6.3% | 0.0% |
| Merchants Mortgage & Trust Corporation | $1,110,000 | n/a | 0.0% | |
| South State Bank | $1,080,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $375,000 | $1,045,000 | 178.7% | 0.0% |
| ServisFirst Bank | $1,005,000 | n/a | 0.0% | |
| JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. | $700,000 | $960,000 | 37.1% | 0.0% |
| Commerce Bank | $2,015,000 | $915,000 | -54.6% | 0.0% |
| WINGS FINANCIAL | $1,985,000 | $905,000 | -54.4% | 0.0% |
| Pacific City Bank | $1,505,000 | $885,000 | -41.2% | 0.0% |
| CREDIT UNION OF NEW JERSEY | $55,000 | $845,000 | 1,436.4% | 0.0% |
| United States Senate Federal Credit Union | $225,000 | $845,000 | 275.6% | 0.0% |
| BMI Federal Credit Union | $65,000 | $805,000 | 1,138.5% | 0.0% |
| Veritex Community Bank | $805,000 | n/a | 0.0% | |
| Securityplus FCU | $785,000 | n/a | 0.0% | |
| Academy Bank | $515,000 | $755,000 | 46.6% | 0.0% |
| York Traditions Bank | $735,000 | n/a | 0.0% | |
| Lee Bank | $2,025,000 | $720,000 | -64.4% | 0.0% |
| BayCoast Bank | $1,240,000 | $700,000 | -43.5% | 0.0% |
| Blue Ridge Bank | $675,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,530,000 | $675,000 | -55.9% | 0.0% |
| GREATER ALLIANCE | $795,000 | $650,000 | -18.2% | 0.0% |
| Heritage Bank | $1,045,000 | $645,000 | -38.3% | 0.0% |
| SELFRELIANCE | $510,000 | $630,000 | 23.5% | 0.0% |
| The Union Bank Company | $265,000 | $625,000 | 135.8% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $45,000 | $615,000 | 1,266.7% | 0.0% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | $605,000 | n/a | 0.0% | |
| ANECA Federal Credit Union | $595,000 | n/a | 0.0% | |
| Generations Bank | $4,985,000 | $585,000 | -88.3% | 0.0% |
| IVY MORTGAGE, INC. | $555,000 | n/a | 0.0% | |
| Alerus Financial | $255,000 | $540,000 | 111.8% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $2,325,000 | $535,000 | -77.0% | 0.0% |
| Bank of Clarke County | $535,000 | n/a | 0.0% | |
| Brookline Bank | $505,000 | n/a | 0.0% | |
| ENCORE BANK | $255,000 | $505,000 | 98.0% | 0.0% |
| First Columbia Bank & Trust Co. | $485,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $485,000 | n/a | 0.0% | |
| First National Bank of Omaha | $485,000 | n/a | 0.0% | |
| Manasquan Bank | $3,335,000 | $485,000 | -85.5% | 0.0% |
| Willamette Valley Bank | $225,000 | $485,000 | 115.6% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,930,000 | $475,000 | -75.4% | 0.0% |
| Centier Bank | $2,240,000 | $455,000 | -79.7% | 0.0% |
| Magyar Bank | $415,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $510,000 | $415,000 | -18.6% | 0.0% |
| Red River Bank | $745,000 | $405,000 | -45.6% | 0.0% |
| STAR ONE CREDIT UNION | $555,000 | $405,000 | -27.0% | 0.0% |
| The Genoa Banking Company | $405,000 | n/a | 0.0% | |
| Kish Bank | $390,000 | n/a | 0.0% | |
| CORRY FEDERAL CREDIT UNION | $190,000 | $375,000 | 97.4% | 0.0% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | $570,000 | $375,000 | -34.2% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $395,000 | $370,000 | -6.3% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $365,000 | n/a | 0.0% | |
| United Community Bank | $15,000 | $365,000 | 2,333.3% | 0.0% |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $100,000 | $360,000 | 260.0% | 0.0% |
| Ardent Federal Credit Union | $245,000 | $360,000 | 46.9% | 0.0% |
| MidAtlantic Farm Credit, ACA | $105,000 | $355,000 | 238.1% | 0.0% |
| NORTH COUNTRY | $355,000 | n/a | 0.0% | |
| The Camden National Bank | $465,000 | $355,000 | -23.7% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $105,000 | $335,000 | 219.0% | 0.0% |
| SCIENT Federal Credit Union | $1,060,000 | $335,000 | -68.4% | 0.0% |
| AgFirst Farm Credit Bank | $330,000 | n/a | 0.0% | |
| Orrstown Bank | $325,000 | n/a | 0.0% | |
| NBH Bank | $315,000 | n/a | 0.0% | |
| PINNACLE | $95,000 | $315,000 | 231.6% | 0.0% |
| Atlantic Union Bank | $305,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $225,000 | $305,000 | 35.6% | 0.0% |
| FirstBank | $1,645,000 | $300,000 | -81.8% | 0.0% |
| CIBM Bank | $2,340,000 | $295,000 | -87.4% | 0.0% |
| Shore United Bank | $275,000 | n/a | 0.0% | |
| Paramount Bank | $105,000 | $260,000 | 147.6% | 0.0% |
| Deere Employees Credit Union | $615,000 | $255,000 | -58.5% | 0.0% |
| First National Bank Texas | $255,000 | n/a | 0.0% | |
| FRANKLIN MINT | $245,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $65,000 | $240,000 | 269.2% | 0.0% |
| THRIVENT Federal Credit Union | $140,000 | $235,000 | 67.9% | 0.0% |
| Access Bank | $225,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $225,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $215,000 | n/a | 0.0% | |
| RANLIFE, INC. | $215,000 | n/a | 0.0% | |
| BOKF | $8,440,000 | $205,000 | -97.6% | 0.0% |
| Marquette Savings Bank | $205,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $640,000 | $195,000 | -69.5% | 0.0% |
| First United Bank and Trust Company | $1,215,000 | $195,000 | -84.0% | 0.0% |
| LUFTHANSA EMP. | $130,000 | $185,000 | 42.3% | 0.0% |
| NASA Federal Credit Union | $435,000 | $185,000 | -57.5% | 0.0% |
| Semper Home Loans, Inc. | $950,000 | $185,000 | -80.5% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $575,000 | $170,000 | -70.4% | 0.0% |
| Elements Financial Federal Credit Union | $930,000 | $165,000 | -82.3% | 0.0% |
| S&T Bank | $530,000 | $155,000 | -70.8% | 0.0% |
| EASTMAN | $3,170,000 | $140,000 | -95.6% | 0.0% |
| FEDCHOICE Federal Credit Union | $135,000 | n/a | 0.0% | |
| Gold Coast Bank | $125,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $335,000 | $125,000 | -62.7% | 0.0% |
| Liberty Savings Bank, F.S.B. | $105,000 | $120,000 | 14.3% | 0.0% |
| BancorpSouth | $115,000 | n/a | 0.0% | |
| TRADEMARK | $90,000 | $110,000 | 22.2% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $2,720,000 | $105,000 | -96.1% | 0.0% |
| Truity Federal Credit Union | $3,150,000 | $105,000 | -96.7% | 0.0% |
| UNITED TELETECH FINANCIAL | $105,000 | n/a | 0.0% | |
| CHEVRON | $510,000 | $95,000 | -81.4% | 0.0% |
| MidAmerica National Bank | $95,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $85,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $25,000 | n/a | 0.0% |
New York's top lender by overall market share is JPMorgan Chase Bank, with 6.7% market share. In second place, with 6.6%, is Wells Fargo Bank, having originated $6,161,165,000 in loans. In third place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $5,131,230,000 in loans. In fourth place, with 3.7%, is Citizens Bank, having originated $3,409,965,000 in loans. In fifth place, with 3.1%, is QUICKEN LOANS, LLC, having originated $2,888,480,000 in loans.
New York Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 115,207 | $56,171,665,000 | $487,572 |
| Home Improvement | 28,392 | $3,818,740,000 | $134,501 |
| Cash Out Refi | 24,022 | $11,546,060,000 | $480,645 |
| Other | 21,088 | $3,824,730,000 | $181,370 |
| Refi | 19,862 | $17,272,860,000 | $869,644 |
| NA | 22 | $239,620,000 | $10,891,818 |
New York's most frequently cited loan purpose was Home Purchase, with 115,207 originations. The 2nd most popular reason was Home Improvement, with 28,392 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 88,178 | $42,042,760,000 | $476,794 |
| 7-8% | 39,921 | $16,012,295,000 | $401,100 |
| Over 8% | 38,712 | $9,960,420,000 | $257,295 |
| 5-6% | 26,061 | $17,565,555,000 | $674,017 |
| 4-5% | 4,707 | $2,176,055,000 | $462,302 |
| 3-4% | 2,466 | $347,190,000 | $140,791 |
| <2.5% | 1,194 | $95,880,000 | $80,302 |
| 2.5-3% | 120 | $54,290,000 | $452,417 |
During 2024, New York's most frequently originated rate bucket was 6-7%, with 88,178 originations.
Loan Sizing (New York MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 53,072 | $14,926,420,000 | $281,248 |
| $100k-200k | 48,281 | $6,944,465,000 | $143,834 |
| $100,000 or less | 42,051 | $2,402,315,000 | $57,129 |
| $400k-600k | 31,471 | $15,480,365,000 | $491,893 |
| $600k-1000k | 22,630 | $16,677,260,000 | $736,954 |
| $Over $1MM | 11,088 | $36,442,850,000 | $3,286,693 |
New York's loan sizing saw the bucket of loans from $200k-400k with 53,072 originations, totaling $14,926,420,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 60,156 | $25,598,010,000 | $425,527 |
| 60-80% | 52,053 | $33,081,915,000 | $635,543 |
| Under 20% | 31,290 | $3,450,610,000 | $110,278 |
| 20-40% | 30,848 | $8,141,990,000 | $263,939 |
| 40-60% | 24,918 | $14,818,850,000 | $594,705 |
| Over 100% | 1,339 | $2,964,145,000 | $2,213,701 |
New York's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 60,156 originations, totaling $25,598,010,000 in origination value.