New York Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in New York averaged
6.14%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.53% and
one month ago for the week of 2024-11-07, the
average rate was 6.73%.
New York's average rate one year ago was 6.57%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.2%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| New York 30 Year Fixed Rate | 2024-12-12 | 6.14% |
| New York 30 Year Fixed Rate Refi | 2024-12-12 | 7.2% |
| New York 15 Year Fixed Rate | 2024-12-12 | 5.85% |
| New York 15 Year Fixed Rate Refi | 2024-12-12 | 6.69% |
| New York 30 Year FHA | 2024-12-12 | 6.21% |
| New York 30 Year FHA Refi | 2024-12-12 | 5.74% |
| New York 30 Year USDA | 2024-12-12 | 6.38% |
| New York 30 Year USDA Refi | 2024-12-12 | 6.1% |
| New York 30 Year VA | 2024-12-12 | 6.17% |
| New York 30 Year VA Refi | 2024-12-12 | 6.28% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within New York.
New York Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the New York market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
New York Average Closing Costs & Other Stats
New York's 362 lenders originated 202,384
loans during 2023. The total origination value was $84,326,480,000, with an average loan value of
$416,666.
New York's average closing costs are $7,326.
The top New York lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
6,307 loans originated. Their average total fees are
$12,468, which is $3,987
higher than the next largest lender,
JPMorgan Chase Bank.
The lowest fee New York lenders (with over 10 loans originated) are
Discover Bank ($0), CFCU Community Credit Union ($408), Community Bank ($716), SIRVA MORTGAGE, INC. ($1,100) and Gouverneur Savings and Loan Association ($1,297).
The lowest rate New York lenders (with over 10 loans originated) are
First Republic Bank (4.50%), Actors Federal Credit Union (4.58%), First-Citizens Bank & Trust Company (5.13%), GREATER WOODLAWN FEDERAL CREDIT UNION (5.15%) and Raymond James Bank (5.25%).
New York Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| JPMorgan Chase Bank | $12,472,830,000 | $5,509,255,000 | -55.8% | 6.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,437,145,000 | $4,230,660,000 | -4.7% | 5.0% |
| Citibank | $5,691,920,000 | $3,748,145,000 | -34.1% | 4.4% |
| Wells Fargo Bank | $9,512,675,000 | $3,639,075,000 | -61.7% | 4.3% |
| Citizens Bank | $4,748,270,000 | $2,756,215,000 | -42.0% | 3.3% |
| QUICKEN LOANS, LLC | $4,399,195,000 | $2,239,090,000 | -49.1% | 2.7% |
| TD Bank | $3,066,340,000 | $2,076,635,000 | -32.3% | 2.5% |
| Bank of America | $5,160,030,000 | $1,975,255,000 | -61.7% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,926,755,000 | $1,601,750,000 | -16.9% | 1.9% |
| Webster Bank | $1,492,105,000 | $1,388,340,000 | -7.0% | 1.6% |
| Merchants Capital Corp. | $1,257,175,000 | n/a | 1.5% | |
| M&T Bank | $1,960,120,000 | $1,235,550,000 | -37.0% | 1.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $135,460,000 | $1,145,825,000 | 745.9% | 1.4% |
| First Republic Bank | $6,469,235,000 | $1,102,800,000 | -83.0% | 1.3% |
| Premium Mortgage Corporation | $1,129,420,000 | $1,028,915,000 | -8.9% | 1.2% |
| Morgan Stanley Private Bank | $2,014,885,000 | $997,240,000 | -50.5% | 1.2% |
| Bethpage Federal Credit Union | $1,701,125,000 | $925,035,000 | -45.6% | 1.1% |
| SEFCU SERVICES, LLC | $700,790,000 | $900,580,000 | 28.5% | 1.1% |
| HOMESTEAD FUNDING CORP. | $1,279,040,000 | $897,475,000 | -29.8% | 1.1% |
| Cathay Bank | $592,360,000 | $871,545,000 | 47.1% | 1.0% |
| CONTOUR MORTGAGE CORPORATION | $916,010,000 | $867,985,000 | -5.2% | 1.0% |
| U.S. Bank | $1,159,010,000 | $776,835,000 | -33.0% | 0.9% |
| East West Bank | $1,344,125,000 | $753,290,000 | -44.0% | 0.9% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,008,825,000 | $751,305,000 | -25.5% | 0.9% |
| PLAZA HOME MORTGAGE, INC. | $524,260,000 | $735,700,000 | 40.3% | 0.9% |
| Valley National Bank | $1,615,755,000 | $725,305,000 | -55.1% | 0.9% |
| Flagstar Bank, FSB | $3,887,605,000 | $704,100,000 | -81.9% | 0.8% |
| Arbor Realty Trust, Inc. | $307,625,000 | $661,780,000 | 115.1% | 0.8% |
| GREYSTONE SERVICING COMPANY LLC | $641,235,000 | $654,040,000 | 2.0% | 0.8% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $931,725,000 | $619,530,000 | -33.5% | 0.7% |
| CARDINAL FINANCIAL | $792,440,000 | $611,400,000 | -22.8% | 0.7% |
| Community Bank | $813,945,000 | $601,220,000 | -26.1% | 0.7% |
| NEWREZ LLC | $312,570,000 | $581,250,000 | 86.0% | 0.7% |
| Ponce Bank | $424,120,000 | $568,250,000 | 34.0% | 0.7% |
| ESL Federal Credit Union | $629,890,000 | $555,210,000 | -11.9% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $92,205,000 | $530,345,000 | 475.2% | 0.6% |
| KeyBank | $1,328,965,000 | $512,035,000 | -61.5% | 0.6% |
| WALKER & DUNLOP, LLC | $858,935,000 | $498,840,000 | -41.9% | 0.6% |
| Plains Commerce Bank | $43,735,000 | $490,080,000 | 1,020.6% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $396,465,000 | $486,370,000 | 22.7% | 0.6% |
| LOANDEPOT.COM, LLC | $2,230,640,000 | $463,005,000 | -79.2% | 0.5% |
| EMBRACE HOME LOANS, INC. | $711,770,000 | $461,390,000 | -35.2% | 0.5% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $522,730,000 | $455,275,000 | -12.9% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $541,755,000 | $446,590,000 | -17.6% | 0.5% |
| BNB Bank | $1,354,615,000 | $427,190,000 | -68.5% | 0.5% |
| FM Home Loans, LLC | $914,485,000 | $414,345,000 | -54.7% | 0.5% |
| GUARANTEED RATE, INC. | $670,795,000 | $406,895,000 | -39.3% | 0.5% |
| A&D Mortgage LLC | $558,190,000 | $388,630,000 | -30.4% | 0.5% |
| The Federal Savings Bank | $562,045,000 | $384,615,000 | -31.6% | 0.5% |
| TEACHERS | $622,580,000 | $381,915,000 | -38.7% | 0.5% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $366,650,000 | $369,125,000 | 0.7% | 0.4% |
| Barings Multifamily Capital | $363,140,000 | n/a | 0.4% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $531,065,000 | $359,615,000 | -32.3% | 0.4% |
| Nassau Educators Federal Credit Union | $583,925,000 | $358,510,000 | -38.6% | 0.4% |
| Ridgewood Savings Bank | $917,645,000 | $354,060,000 | -61.4% | 0.4% |
| HUDSON VALLEY CREDIT UNION | $501,085,000 | $351,160,000 | -29.9% | 0.4% |
| Five Star Bank | $419,870,000 | $341,795,000 | -18.6% | 0.4% |
| Genesee Regional Bank | $402,040,000 | $341,135,000 | -15.1% | 0.4% |
| NATIONAL COOPERATIVE BANK, N.A. | $825,855,000 | $335,445,000 | -59.4% | 0.4% |
| PNC Bank | $1,048,685,000 | $334,600,000 | -68.1% | 0.4% |
| CLIFFCO, INC. | $326,035,000 | $327,615,000 | 0.5% | 0.4% |
| East Coast Capital Corp. | $366,295,000 | $321,530,000 | -12.2% | 0.4% |
| Empower Federal Credit Union | $383,970,000 | $313,675,000 | -18.3% | 0.4% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $464,670,000 | $311,265,000 | -33.0% | 0.4% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $486,070,000 | $308,745,000 | -36.5% | 0.4% |
| UBS Bank USA | $839,705,000 | $303,735,000 | -63.8% | 0.4% |
| TrustCo Bank | $449,515,000 | $302,570,000 | -32.7% | 0.4% |
| Flushing Bank | $498,570,000 | $301,675,000 | -39.5% | 0.4% |
| NBT Bank | $353,150,000 | $300,690,000 | -14.9% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $892,285,000 | $299,415,000 | -66.4% | 0.4% |
| Tompkins Trust Company | $273,310,000 | $298,175,000 | 9.1% | 0.4% |
| Deutsche Bank Trust Company Americas | $295,100,000 | n/a | 0.3% | |
| Apple Bank for Savings | $635,315,000 | $293,695,000 | -53.8% | 0.3% |
| Logan Finance Corporation | $25,005,000 | $272,185,000 | 988.5% | 0.3% |
| Northwest Bank | $334,430,000 | $265,490,000 | -20.6% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $339,490,000 | $261,370,000 | -23.0% | 0.3% |
| 1ST PRIORITY MORTGAGE, INC. | $316,270,000 | $260,975,000 | -17.5% | 0.3% |
| Quontic Bank | $712,215,000 | $255,955,000 | -64.1% | 0.3% |
| HOME TOWN FUNDING, INC. | $361,440,000 | $238,935,000 | -33.9% | 0.3% |
| ARK MORTGAGE, INC. | $353,350,000 | $234,645,000 | -33.6% | 0.3% |
| HUNT MORTGAGE CORPORATION | $318,640,000 | $233,185,000 | -26.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $828,995,000 | $226,765,000 | -72.6% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $225,515,000 | n/a | 0.3% | |
| Popular Bank | $649,725,000 | $202,680,000 | -68.8% | 0.2% |
| Mortgage Research Center, LLC | $265,700,000 | $200,590,000 | -24.5% | 0.2% |
| Hanover Community Bank | $436,050,000 | $191,040,000 | -56.2% | 0.2% |
| The Lyons National Bank | $260,555,000 | $189,265,000 | -27.4% | 0.2% |
| First Central Savings Bank | $291,830,000 | $189,080,000 | -35.2% | 0.2% |
| City National Bank | $813,375,000 | $188,615,000 | -76.8% | 0.2% |
| Goldman Sachs Bank USA | $326,545,000 | $182,460,000 | -44.1% | 0.2% |
| AMERICU Credit Union | $313,010,000 | $176,030,000 | -43.8% | 0.2% |
| Evans Bank | $190,745,000 | $174,625,000 | -8.5% | 0.2% |
| United Nations Federal Credit Union | $275,625,000 | $173,950,000 | -36.9% | 0.2% |
| M&T Realty Capital Corporation | $718,480,000 | $168,625,000 | -76.5% | 0.2% |
| First Horizon Bank | $243,775,000 | $165,885,000 | -32.0% | 0.2% |
| NJ LENDERS CORP. | $185,610,000 | $164,315,000 | -11.5% | 0.2% |
| Glens Falls National Bank and Trust Company | $192,830,000 | $164,090,000 | -14.9% | 0.2% |
| CTBC Bank Corp. (USA) | $157,495,000 | $163,085,000 | 3.5% | 0.2% |
| NORWICH COMMERCIAL GROUP, INC. | $5,570,000 | $159,965,000 | 2,771.9% | 0.2% |
| Amalgamated Bank | $368,440,000 | $158,150,000 | -57.1% | 0.2% |
| SUNMARK FEDERAL CREDIT UNION | $304,770,000 | $157,360,000 | -48.4% | 0.2% |
| CMG MORTGAGE, INC. | $70,140,000 | $156,705,000 | 123.4% | 0.2% |
| Ulster Savings Bank | $267,770,000 | $155,545,000 | -41.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $379,895,000 | $154,345,000 | -59.4% | 0.2% |
| Industrial and Commercial Bank of China USA | $107,005,000 | $153,070,000 | 43.0% | 0.2% |
| The Northwestern Mutual Life Insurance Company | $153,005,000 | n/a | 0.2% | |
| Municipal Credit Union | $247,220,000 | $149,940,000 | -39.3% | 0.2% |
| WALL STREET MORTGAGE BANKERS, LTD. | $196,790,000 | $149,165,000 | -24.2% | 0.2% |
| The Bank of Princeton | $109,360,000 | $143,115,000 | 30.9% | 0.2% |
| Chemung Canal Trust Company | $259,795,000 | $142,045,000 | -45.3% | 0.2% |
| SUFFOLK | $152,255,000 | $133,545,000 | -12.3% | 0.2% |
| JET DIRECT FUNDING CORP | $240,385,000 | $132,835,000 | -44.7% | 0.2% |
| PARAGON HOME LOANS INC. | $187,860,000 | $128,755,000 | -31.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $237,330,000 | $128,740,000 | -45.8% | 0.2% |
| Hometown Equity Mortgage, LLC | $177,480,000 | $128,605,000 | -27.5% | 0.2% |
| Saratoga National Bank and Trust Company | $173,215,000 | $123,620,000 | -28.6% | 0.1% |
| US MORTGAGE CORPORATION | $154,055,000 | $119,955,000 | -22.1% | 0.1% |
| Discover Bank | $84,415,000 | $118,040,000 | 39.8% | 0.1% |
| Provident Bank | $53,550,000 | $114,505,000 | 113.8% | 0.1% |
| GuardHill Financial Corp. | $244,220,000 | $113,900,000 | -53.4% | 0.1% |
| BNY Mellon | $185,760,000 | $113,860,000 | -38.7% | 0.1% |
| Bank OZK | $112,505,000 | n/a | 0.1% | |
| BAYPORT FUNDING LLC | $145,845,000 | $109,065,000 | -25.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $231,180,000 | $108,100,000 | -53.2% | 0.1% |
| HARTFORD FUNDING, LTD. | $127,190,000 | $106,015,000 | -16.6% | 0.1% |
| Truist | $163,265,000 | $105,030,000 | -35.7% | 0.1% |
| Metro City Bank | $370,645,000 | $104,455,000 | -71.8% | 0.1% |
| First-Citizens Bank & Trust Company | $13,880,000 | $102,030,000 | 635.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $167,475,000 | $98,810,000 | -41.0% | 0.1% |
| NEXTIER BANK, NATIONAL ASSOCIATION | $33,190,000 | $98,555,000 | 196.9% | 0.1% |
| Axos Bank | $245,575,000 | $97,925,000 | -60.1% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $232,415,000 | $97,410,000 | -58.1% | 0.1% |
| Berkshire Bank | $276,645,000 | $97,315,000 | -64.8% | 0.1% |
| Santander Bank, N.A. | $685,010,000 | $96,420,000 | -85.9% | 0.1% |
| Carrington Mortgage Services, LLC | $159,590,000 | $95,140,000 | -40.4% | 0.1% |
| ISLAND | $99,575,000 | $94,780,000 | -4.8% | 0.1% |
| SUMMIT MORTGAGE BANKERS INC. | $294,165,000 | $94,305,000 | -67.9% | 0.1% |
| The Canandaigua National Bank and Trust Company | $173,850,000 | $94,165,000 | -45.8% | 0.1% |
| LYNX MORTGAGE BANK LLC | $120,630,000 | $93,395,000 | -22.6% | 0.1% |
| FIRST SOURCE | $142,305,000 | $93,355,000 | -34.4% | 0.1% |
| MID-ISLAND MORTGAGE CORP. | $146,285,000 | $92,460,000 | -36.8% | 0.1% |
| Stifel Bank and Trust | $237,825,000 | $91,885,000 | -61.4% | 0.1% |
| SELF RELIANCE NY Federal Credit Union | $125,045,000 | $91,530,000 | -26.8% | 0.1% |
| Merchants Bank of Indiana | $309,755,000 | $90,930,000 | -70.6% | 0.1% |
| First Savings Bank | $83,180,000 | $89,925,000 | 8.1% | 0.1% |
| Farm Credit East, ACA | $94,540,000 | $89,800,000 | -5.0% | 0.1% |
| PLANET HOME LENDING, LLC | $53,570,000 | $85,135,000 | 58.9% | 0.1% |
| MID-HUDSON VALLEY | $115,155,000 | $84,835,000 | -26.3% | 0.1% |
| Charles Schwab Bank, SSB | $267,045,000 | $83,590,000 | -68.7% | 0.1% |
| Geddes Federal Savings and Loan Association | $105,290,000 | $83,535,000 | -20.7% | 0.1% |
| Raymond James Bank | $164,920,000 | $82,475,000 | -50.0% | 0.1% |
| CORNING | $118,910,000 | $81,705,000 | -31.3% | 0.1% |
| CFCU Community Credit Union | $129,885,000 | $81,285,000 | -37.4% | 0.1% |
| Ballston Spa National Bank | $134,805,000 | $81,080,000 | -39.9% | 0.1% |
| CALIBER HOME LOANS, INC. | $1,145,525,000 | $80,545,000 | -93.0% | 0.1% |
| ARC HOME LLC | $286,875,000 | $79,945,000 | -72.1% | 0.1% |
| HUDSON HERITAGE | $36,125,000 | $79,295,000 | 119.5% | 0.1% |
| Walden Savings Bank | $73,510,000 | $78,235,000 | 6.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $58,340,000 | $75,695,000 | 29.7% | 0.1% |
| Royal Business Bank | $340,495,000 | $75,545,000 | -77.8% | 0.1% |
| NP, Inc. | $18,285,000 | $74,535,000 | 307.6% | 0.1% |
| Spencer Savings Bank, SLA | $138,180,000 | $74,215,000 | -46.3% | 0.1% |
| CONTINENTAL MORTGAGE BANKERS, INC. | $107,605,000 | $73,230,000 | -31.9% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $131,840,000 | $73,140,000 | -44.5% | 0.1% |
| USAA Federal Savings Bank | $110,005,000 | $72,735,000 | -33.9% | 0.1% |
| VISIONS | $209,060,000 | $72,415,000 | -65.4% | 0.1% |
| GREYSTONE FUNDING COMPANY LLC | $14,795,000 | $71,270,000 | 381.7% | 0.1% |
| RCN Capital, LLC | $88,200,000 | $70,225,000 | -20.4% | 0.1% |
| THE SUMMIT Federal Credit Union | $86,845,000 | $70,215,000 | -19.1% | 0.1% |
| Community Federal Savings Bank | $69,570,000 | n/a | 0.1% | |
| Orange Bank &Trust Company | $58,480,000 | $69,510,000 | 18.9% | 0.1% |
| Cornerstone Community Federal Credit Union | $7,515,000 | $68,180,000 | 807.3% | 0.1% |
| INTERSTATE HOME LOAN CENTER, INC. | $59,870,000 | $68,070,000 | 13.7% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $124,085,000 | $66,490,000 | -46.4% | 0.1% |
| Empire State Bank | $66,150,000 | n/a | 0.1% | |
| The First National Bank of Long Island | $386,200,000 | $65,820,000 | -83.0% | 0.1% |
| Maspeth Federal Savings and Loan Association | $97,220,000 | $65,600,000 | -32.5% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $109,995,000 | $64,755,000 | -41.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $168,505,000 | $63,695,000 | -62.2% | 0.1% |
| Evolve Bank & Trust | $113,935,000 | $62,355,000 | -45.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $185,585,000 | $61,115,000 | -67.1% | 0.1% |
| Northfield Bank | $241,765,000 | $60,800,000 | -74.9% | 0.1% |
| CNB Bank | $115,950,000 | $60,725,000 | -47.6% | 0.1% |
| Citadel Servicing Corporation | $23,265,000 | $59,950,000 | 157.7% | 0.1% |
| The Bank of Greene County | $140,600,000 | $59,550,000 | -57.6% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $274,755,000 | $58,955,000 | -78.5% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $79,685,000 | $58,345,000 | -26.8% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $14,075,000 | $58,265,000 | 314.0% | 0.1% |
| Adirondack Bank | $90,525,000 | $57,200,000 | -36.8% | 0.1% |
| FIRST NEW YORK | $84,785,000 | $57,040,000 | -32.7% | 0.1% |
| NVR Mortgage Finance, Inc. | $66,175,000 | $56,415,000 | -14.7% | 0.1% |
| BMO Harris Bank | $16,730,000 | $56,100,000 | 235.3% | 0.1% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $85,195,000 | $56,025,000 | -34.2% | 0.1% |
| Rondout Savings Bank | $113,695,000 | $55,885,000 | -50.8% | 0.1% |
| RELIANT COMMUNITY FEDERAL CREDIT UNION | $65,100,000 | $55,670,000 | -14.5% | 0.1% |
| NORTHERN CREDIT UNION | $72,905,000 | $54,525,000 | -25.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $60,490,000 | $54,220,000 | -10.4% | 0.1% |
| FIRST TECHNOLOGY | $3,895,000 | $53,865,000 | 1,282.9% | 0.1% |
| TEG Federal Credit Union | $67,485,000 | $53,820,000 | -20.2% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $87,080,000 | $52,320,000 | -39.9% | 0.1% |
| ENVOY MORTGAGE, LTD | $160,030,000 | $52,315,000 | -67.3% | 0.1% |
| Cross River Bank | $191,690,000 | $51,470,000 | -73.1% | 0.1% |
| RF Renovo Management Company, LLC | $19,400,000 | $50,525,000 | 160.4% | 0.1% |
| Habib American Bank | $69,820,000 | $50,485,000 | -27.7% | 0.1% |
| USAlliance Federal Credit Union | $191,845,000 | $49,875,000 | -74.0% | 0.1% |
| Pioneer Bank | $72,030,000 | $49,190,000 | -31.7% | 0.1% |
| Rhinebeck Bank | $67,405,000 | $48,680,000 | -27.8% | 0.1% |
| Solvay Bank | $52,080,000 | $47,200,000 | -9.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $46,960,000 | n/a | 0.1% | |
| The Adirondack Trust Company | $193,205,000 | $46,145,000 | -76.1% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $69,295,000 | $45,545,000 | -34.3% | 0.1% |
| Bank of Hope | $79,525,000 | $45,405,000 | -42.9% | 0.1% |
| Lakeland Bank | $113,395,000 | $45,335,000 | -60.0% | 0.1% |
| BLAIR SERVICES OF AMERICA INC. | $63,995,000 | $43,395,000 | -32.2% | 0.1% |
| Lake Shore Savings Bank | $83,270,000 | $43,220,000 | -48.1% | 0.1% |
| Shinhan Bank America | $46,470,000 | $42,320,000 | -8.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $58,360,000 | $41,740,000 | -28.5% | 0.0% |
| PCSB Bank | $77,280,000 | $41,735,000 | -46.0% | 0.0% |
| READYCAP COMMERCIAL, LLC | $88,120,000 | $41,485,000 | -52.9% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $73,265,000 | $41,475,000 | -43.4% | 0.0% |
| Grandbridge Real Estate Capital LLC | $6,605,000 | $41,250,000 | 524.5% | 0.0% |
| First National Bank of America | $41,350,000 | $41,045,000 | -0.7% | 0.0% |
| 21ST MORTGAGE CORPORATION | $33,940,000 | $40,755,000 | 20.1% | 0.0% |
| FAMILY FIRST OF NY | $52,885,000 | $40,645,000 | -23.1% | 0.0% |
| The National Bank of Coxsackie | $87,600,000 | $40,550,000 | -53.7% | 0.0% |
| UIF CORPORATION | $26,675,000 | $40,475,000 | 51.7% | 0.0% |
| BELLCO | $40,005,000 | n/a | 0.0% | |
| Advantage Federal Credit Union | $72,345,000 | $39,505,000 | -45.4% | 0.0% |
| Pathfinder Bank | $77,310,000 | $39,505,000 | -48.9% | 0.0% |
| Wayne Bank | $55,635,000 | $39,205,000 | -29.5% | 0.0% |
| Bank of England | $17,135,000 | $39,170,000 | 128.6% | 0.0% |
| The Northern Trust Company | $160,930,000 | $39,095,000 | -75.7% | 0.0% |
| Tioga State Bank | $35,670,000 | $39,050,000 | 9.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $30,210,000 | $38,005,000 | 25.8% | 0.0% |
| Abacus Federal Savings Bank | $60,430,000 | $36,630,000 | -39.4% | 0.0% |
| NBKC BANK | $90,075,000 | $35,835,000 | -60.2% | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | $43,300,000 | $34,475,000 | -20.4% | 0.0% |
| Emigrant Funding Corporation | $44,975,000 | $33,990,000 | -24.4% | 0.0% |
| Wallkill Valley Federal Savings and Loan Association | $52,120,000 | $33,125,000 | -36.4% | 0.0% |
| Watertown Savings Bank | $43,170,000 | $32,880,000 | -23.8% | 0.0% |
| The First Bank of Greenwich | $32,450,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $65,455,000 | $32,075,000 | -51.0% | 0.0% |
| Northpointe Bank | $52,960,000 | $32,030,000 | -39.5% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $55,325,000 | $31,945,000 | -42.3% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $78,200,000 | $31,625,000 | -59.6% | 0.0% |
| First County Bank | $42,465,000 | $31,460,000 | -25.9% | 0.0% |
| Woori America Bank | $38,325,000 | $31,450,000 | -17.9% | 0.0% |
| Salisbury Bank and Trust Company | $140,055,000 | $31,435,000 | -77.6% | 0.0% |
| Interaudi Bank | $38,035,000 | $31,215,000 | -17.9% | 0.0% |
| AMWEST FUNDING CORP. | $31,200,000 | n/a | 0.0% | |
| Sawyer Savings Bank | $38,380,000 | $30,910,000 | -19.5% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $47,265,000 | $30,580,000 | -35.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $48,925,000 | $30,460,000 | -37.7% | 0.0% |
| FIRST HERITAGE FEDERAL CREDIT UNION | $39,750,000 | $29,730,000 | -25.2% | 0.0% |
| Luxury Mortgage Corp. | $210,595,000 | $29,515,000 | -86.0% | 0.0% |
| Ally Bank | $9,910,000 | $29,440,000 | 197.1% | 0.0% |
| First National Bank of Scotia | $37,880,000 | $28,680,000 | -24.3% | 0.0% |
| Peapack-Gladstone Bank | $314,075,000 | $28,655,000 | -90.9% | 0.0% |
| Fulton Savings Bank | $60,770,000 | $28,355,000 | -53.3% | 0.0% |
| GPO Federal Credit Union | $26,480,000 | $27,355,000 | 3.3% | 0.0% |
| Kearny Bank | $518,915,000 | $27,295,000 | -94.7% | 0.0% |
| Comerica Bank | $26,665,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $55,835,000 | $26,235,000 | -53.0% | 0.0% |
| Pittsford Federal Credit Union | $50,160,000 | $26,185,000 | -47.8% | 0.0% |
| SERVU FEDERAL CREDIT UNION | $24,680,000 | $26,170,000 | 6.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $72,670,000 | $25,745,000 | -64.6% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $85,880,000 | $25,235,000 | -70.6% | 0.0% |
| LENDINGONE, LLC | $35,315,000 | $25,155,000 | -28.8% | 0.0% |
| MidFirst Bank | $62,310,000 | $24,370,000 | -60.9% | 0.0% |
| Carthage Federal Savings and Loan Association | $44,930,000 | $24,190,000 | -46.2% | 0.0% |
| Alden State Bank | $32,560,000 | $23,685,000 | -27.3% | 0.0% |
| EMM LOANS LLC | $27,825,000 | $23,045,000 | -17.2% | 0.0% |
| OceanFirst Bank | $34,015,000 | $22,980,000 | -32.4% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $31,575,000 | $22,255,000 | -29.5% | 0.0% |
| Fairfield County Bank | $21,320,000 | $21,255,000 | -0.3% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $21,160,000 | n/a | 0.0% | |
| First IC Corporation | $20,950,000 | n/a | 0.0% | |
| Columbia Bank | $46,415,000 | $20,860,000 | -55.1% | 0.0% |
| Western Division FCU | $23,640,000 | $20,700,000 | -12.4% | 0.0% |
| Bank of Holland | $26,695,000 | $20,625,000 | -22.7% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $16,910,000 | $20,260,000 | 19.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $32,895,000 | $19,950,000 | -39.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $55,340,000 | $19,800,000 | -64.2% | 0.0% |
| Jeff Bank | $44,995,000 | $19,295,000 | -57.1% | 0.0% |
| The Upstate National Bank | $24,600,000 | $18,985,000 | -22.8% | 0.0% |
| CROSS COUNTY SAVINGS BANK | $18,605,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $15,345,000 | $17,820,000 | 16.1% | 0.0% |
| TBI MORTGAGE COMPANY | $17,985,000 | $17,510,000 | -2.6% | 0.0% |
| Actors Federal Credit Union | $33,445,000 | $17,255,000 | -48.4% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $30,345,000 | $17,050,000 | -43.8% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $93,960,000 | $16,915,000 | -82.0% | 0.0% |
| Farmers Bank & Trust | $885,000 | $16,680,000 | 1,784.7% | 0.0% |
| BCB Community Bank | $112,185,000 | $16,355,000 | -85.4% | 0.0% |
| BOND STREET MORTGAGE, LLC | $13,555,000 | $16,300,000 | 20.3% | 0.0% |
| ADVANCIAL | $14,240,000 | $16,195,000 | 13.7% | 0.0% |
| CIBC Bank USA | $13,285,000 | $16,145,000 | 21.5% | 0.0% |
| RBC Bank, (Georgia) | $19,615,000 | $16,115,000 | -17.8% | 0.0% |
| Republic Bank | $68,075,000 | $16,005,000 | -76.5% | 0.0% |
| Preferred Bank | $27,580,000 | $15,790,000 | -42.7% | 0.0% |
| CENTER STREET LENDING VIII, LLC | $505,000 | $15,745,000 | 3,017.8% | 0.0% |
| PHH Mortgage Corporation | $46,190,000 | $15,565,000 | -66.3% | 0.0% |
| MLD MORTGAGE INC. | $10,535,000 | $15,555,000 | 47.7% | 0.0% |
| Union Savings Bank | $15,570,000 | $15,450,000 | -0.8% | 0.0% |
| American Airlines Federal Credit Union | $19,430,000 | $14,635,000 | -24.7% | 0.0% |
| N C P D Federal Credit Union | $37,815,000 | $14,580,000 | -61.4% | 0.0% |
| First National Bank of Dryden | $14,535,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $52,275,000 | $14,490,000 | -72.3% | 0.0% |
| SUMA YONKERS Federal Credit Union | $14,200,000 | n/a | 0.0% | |
| SECNY Federal Credit Union | $18,865,000 | $14,130,000 | -25.1% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $11,010,000 | $14,025,000 | 27.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $48,910,000 | $14,005,000 | -71.4% | 0.0% |
| Citizens & Northern Bank | $20,680,000 | $13,605,000 | -34.2% | 0.0% |
| Gouverneur Savings and Loan Association | $13,235,000 | $13,330,000 | 0.7% | 0.0% |
| Seneca Savings | $16,685,000 | $13,205,000 | -20.9% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $12,425,000 | $13,190,000 | 6.2% | 0.0% |
| Fieldpoint Private Bank & Trust | $29,665,000 | $12,895,000 | -56.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $15,085,000 | $12,725,000 | -15.6% | 0.0% |
| Global Bank | $60,745,000 | $12,310,000 | -79.7% | 0.0% |
| HUDSON RIVER COMMUNITY | $31,515,000 | $12,290,000 | -61.0% | 0.0% |
| KINECTA | $16,215,000 | $12,080,000 | -25.5% | 0.0% |
| BRIDGEVIEW MORTGAGE CORP. | $14,735,000 | $12,070,000 | -18.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $50,235,000 | $12,005,000 | -76.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $14,595,000 | $11,925,000 | -18.3% | 0.0% |
| Regions Bank | $6,670,000 | $11,895,000 | 78.3% | 0.0% |
| Cattaraugus County Bank | $24,040,000 | $11,850,000 | -50.7% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $1,250,000 | $11,705,000 | 836.4% | 0.0% |
| BAC Florida Bank | $42,225,000 | $11,605,000 | -72.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $4,815,000 | $11,450,000 | 137.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $14,215,000 | $11,265,000 | -20.8% | 0.0% |
| Bank of Millbrook | $11,010,000 | n/a | 0.0% | |
| AFFINITY | $23,365,000 | $10,810,000 | -53.7% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $8,715,000 | $10,195,000 | 17.0% | 0.0% |
| Northern Bank & Trust Company | $10,160,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $39,225,000 | $10,110,000 | -74.2% | 0.0% |
| Golden Bank | $9,755,000 | n/a | 0.0% | |
| Magnolia Bank | $14,680,000 | $9,705,000 | -33.9% | 0.0% |
| First Commerce Bank | $9,375,000 | n/a | 0.0% | |
| Commercial Lender LLC | $20,685,000 | $9,295,000 | -55.1% | 0.0% |
| NVE Bank | $2,555,000 | $9,275,000 | 263.0% | 0.0% |
| City National Bank of Florida | $20,100,000 | $9,210,000 | -54.2% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $1,710,000 | $9,095,000 | 431.9% | 0.0% |
| Independent Bank | $8,960,000 | n/a | 0.0% | |
| OSWEGO COUNTY | $6,735,000 | $8,955,000 | 33.0% | 0.0% |
| ONTARIO SHORES | $10,095,000 | $8,905,000 | -11.8% | 0.0% |
| Fifth Third Bank | $13,470,000 | $8,885,000 | -34.0% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $8,670,000 | n/a | 0.0% | |
| GREATER WOODLAWN FEDERAL CREDIT UNION | $7,195,000 | $8,535,000 | 18.6% | 0.0% |
| Savannah Bank | $8,505,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $9,405,000 | $8,465,000 | -10.0% | 0.0% |
| State Department Federal Credit Union | $4,200,000 | $8,460,000 | 101.4% | 0.0% |
| BOKF | $3,630,000 | $8,440,000 | 132.5% | 0.0% |
| The First National Bank of Groton | $8,350,000 | n/a | 0.0% | |
| UKRAINIAN NATIONAL Federal Credit Union | $18,780,000 | $8,345,000 | -55.6% | 0.0% |
| Savings Bank of Danbury | $7,995,000 | $8,255,000 | 3.3% | 0.0% |
| The Huntington National Bank | $17,380,000 | $8,160,000 | -53.0% | 0.0% |
| LYONS MORTGAGE SERVICES, INC. | $22,775,000 | $8,145,000 | -64.2% | 0.0% |
| DIGITAL Federal Credit Union | $14,325,000 | $8,090,000 | -43.5% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $11,360,000 | $8,050,000 | -29.1% | 0.0% |
| Northeastern Opearating Engineers FCU | $9,455,000 | $7,620,000 | -19.4% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $9,710,000 | $7,520,000 | -22.6% | 0.0% |
| ALLIANT CREDIT UNION | $68,135,000 | $7,475,000 | -89.0% | 0.0% |
| North American Savings Bank, F.S.B. | $55,180,000 | $7,420,000 | -86.6% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $14,320,000 | $7,410,000 | -48.3% | 0.0% |
| Ukrainian Federal Credit Union | $12,615,000 | $7,400,000 | -41.3% | 0.0% |
| NIAGARA'S CHOICE | $11,420,000 | $7,375,000 | -35.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $11,805,000 | $7,160,000 | -39.3% | 0.0% |
| Moog Employees Federal Credit Union | $14,125,000 | $7,065,000 | -50.0% | 0.0% |
| ANCHOR LOANS, LP | $7,005,000 | n/a | 0.0% | |
| Renasant Bank | $7,005,000 | n/a | 0.0% | |
| Bank of Richmondville | $7,645,000 | $6,965,000 | -8.9% | 0.0% |
| GREYLOCK | $9,525,000 | $6,905,000 | -27.5% | 0.0% |
| Ocean Financial Federal Credit Union | $13,010,000 | $6,880,000 | -47.1% | 0.0% |
| BROKER SOLUTIONS, INC. | $6,835,000 | n/a | 0.0% | |
| FINGER LAKES | $11,655,000 | $6,810,000 | -41.6% | 0.0% |
| Wilmington Savings Fund Society, FSB | $8,510,000 | $6,350,000 | -25.4% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $12,530,000 | $6,345,000 | -49.4% | 0.0% |
| ConnectOne Bank | $289,565,000 | $6,230,000 | -97.8% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $5,805,000 | $6,120,000 | 5.4% | 0.0% |
| Toyota Financial Savings Bank | $14,010,000 | $6,100,000 | -56.5% | 0.0% |
| Shamrock Home Loans, Inc. | $7,275,000 | $6,065,000 | -16.6% | 0.0% |
| Mortgage Bank of California | $1,745,000 | $5,890,000 | 237.5% | 0.0% |
| Leader Bank | $5,555,000 | $5,845,000 | 5.2% | 0.0% |
| Alternatives Federal Credit Union | $3,490,000 | $5,810,000 | 66.5% | 0.0% |
| Baxter Credit Union | $9,725,000 | $5,770,000 | -40.7% | 0.0% |
| The Dime Bank | $2,105,000 | $5,495,000 | 161.0% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $14,780,000 | $5,340,000 | -63.9% | 0.0% |
| School Systems FCU | $5,210,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $11,975,000 | $5,135,000 | -57.1% | 0.0% |
| GENESEE VALLEY | $8,930,000 | $5,085,000 | -43.1% | 0.0% |
| St Joseph's Parish Buffalo Federal Credit Union | $6,390,000 | $5,080,000 | -20.5% | 0.0% |
| Parke Bank | $64,475,000 | $5,065,000 | -92.1% | 0.0% |
| Great Erie Federal Credit Union | $14,235,000 | $4,990,000 | -64.9% | 0.0% |
| Generations Bank | $9,490,000 | $4,985,000 | -47.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $4,865,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $6,590,000 | $4,820,000 | -26.9% | 0.0% |
| Union Savings Bank | $15,570,000 | $4,675,000 | -70.0% | 0.0% |
| Bank of Whittier | $2,000,000 | $4,505,000 | 125.3% | 0.0% |
| ACCESS Federal Credit Union | $3,070,000 | $4,480,000 | 45.9% | 0.0% |
| Brighton Bank | $445,000 | $4,465,000 | 903.4% | 0.0% |
| First Federal Bank | $8,875,000 | $4,225,000 | -52.4% | 0.0% |
| Nations Lending Corporation | $4,780,000 | $4,145,000 | -13.3% | 0.0% |
| BM Real Estate Services, Inc. | $3,845,000 | $4,035,000 | 4.9% | 0.0% |
| Customers Bank | $767,860,000 | $4,025,000 | -99.5% | 0.0% |
| First National Bank of Pennsylvania | $1,465,000 | $3,990,000 | 172.4% | 0.0% |
| Univest Bank and Trust Co. | $6,240,000 | $3,960,000 | -36.5% | 0.0% |
| The Honesdale National Bank | $5,525,000 | $3,920,000 | -29.0% | 0.0% |
| CBRE MULTIFAMILY CAPITAL, INC. | $3,795,000 | n/a | 0.0% | |
| Byline Bank | $3,660,000 | n/a | 0.0% | |
| Freedom Bank | $2,575,000 | $3,645,000 | 41.6% | 0.0% |
| GREENWOOD | $3,165,000 | $3,450,000 | 9.0% | 0.0% |
| Manasquan Bank | $630,000 | $3,335,000 | 429.4% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $969,685,000 | $3,310,000 | -99.7% | 0.0% |
| COMMUNITY RESOURCE FEDERAL CREDIT UNION | $5,220,000 | $3,285,000 | -37.1% | 0.0% |
| GHS Federal Credit Union | $12,590,000 | $3,265,000 | -74.1% | 0.0% |
| Sterling Bank and Trust, FSB | $2,625,000 | $3,230,000 | 23.0% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,210,000 | n/a | 0.0% | |
| Financial Trust | $6,900,000 | $3,195,000 | -53.7% | 0.0% |
| EASTMAN | $3,170,000 | n/a | 0.0% | |
| EQUITY NOW INC. | $18,590,000 | $3,150,000 | -83.1% | 0.0% |
| Truity Federal Credit Union | $3,150,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $4,280,000 | $3,075,000 | -28.2% | 0.0% |
| LENDSURE MORTGAGE CORP. | $13,230,000 | $3,060,000 | -76.9% | 0.0% |
| Kwik Mortgage Corporation | $7,805,000 | $2,970,000 | -61.9% | 0.0% |
| TOGETHER CREDIT UNION | $4,645,000 | $2,905,000 | -37.5% | 0.0% |
| John Hancock Life Insurance Company (U.S.A.) | $116,220,000 | $2,755,000 | -97.6% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $2,720,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $2,670,000 | n/a | 0.0% | |
| Community First National Bank | $430,000 | $2,665,000 | 519.8% | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | $2,355,000 | $2,615,000 | 11.0% | 0.0% |
| STANFORD Federal Credit Union | $5,345,000 | $2,570,000 | -51.9% | 0.0% |
| Rayne State Bank & Trust Company | $2,555,000 | n/a | 0.0% | |
| American First National Bank | $2,520,000 | n/a | 0.0% | |
| BNC National Bank | $6,535,000 | $2,490,000 | -61.9% | 0.0% |
| Industrial Bank | $2,475,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $1,440,000 | $2,440,000 | 69.4% | 0.0% |
| Northwest Community Bank | $1,115,000 | $2,415,000 | 116.6% | 0.0% |
| CIBM Bank | $2,340,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $2,190,000 | $2,325,000 | 6.2% | 0.0% |
| OWNERSCHOICE FUNDING, INCORPORATED | $4,360,000 | $2,325,000 | -46.7% | 0.0% |
| Centier Bank | $615,000 | $2,240,000 | 264.2% | 0.0% |
| Visio Financial Services Inc. | $16,105,000 | $2,205,000 | -86.3% | 0.0% |
| TOWER | $2,070,000 | $2,200,000 | 6.3% | 0.0% |
| The Washington Trust Company, of Westerly | $2,145,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $795,000 | $2,035,000 | 156.0% | 0.0% |
| Lee Bank | $2,180,000 | $2,025,000 | -7.1% | 0.0% |
| Commerce Bank | $2,015,000 | n/a | 0.0% | |
| Wheaton Bank & Trust | $2,005,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $2,625,000 | $1,985,000 | -24.4% | 0.0% |
| Peoples Security Bank and Trust Company | $8,020,000 | $1,970,000 | -75.4% | 0.0% |
| First Citizens Community Bank | $3,100,000 | $1,935,000 | -37.6% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,790,000 | $1,930,000 | -49.1% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $1,650,000 | $1,805,000 | 9.4% | 0.0% |
| EASTERN SAVINGS BANK | $1,750,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $3,150,000 | $1,715,000 | -45.6% | 0.0% |
| American Broadcast Employees Federal Credit Union | $4,100,000 | $1,685,000 | -58.9% | 0.0% |
| FirstBank | $25,335,000 | $1,645,000 | -93.5% | 0.0% |
| First Internet Bank of Indiana | $23,095,000 | $1,545,000 | -93.3% | 0.0% |
| Adams Community Bank | $7,705,000 | $1,540,000 | -80.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,160,000 | $1,530,000 | 31.9% | 0.0% |
| International Bank of Chicago | $9,790,000 | $1,530,000 | -84.4% | 0.0% |
| INB | $1,510,000 | n/a | 0.0% | |
| Pacific City Bank | $305,000 | $1,505,000 | 393.4% | 0.0% |
| GREENSTATE CREDIT UNION | $850,000 | $1,430,000 | 68.2% | 0.0% |
| PS Bank | $1,700,000 | $1,430,000 | -15.9% | 0.0% |
| Pinnacle Bank | $1,900,000 | $1,405,000 | -26.1% | 0.0% |
| TOLLESON PRIVATE BANK | $1,405,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $9,615,000 | $1,405,000 | -85.4% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $3,250,000 | $1,375,000 | -57.7% | 0.0% |
| Blue Foundry Bank | $97,065,000 | $1,305,000 | -98.7% | 0.0% |
| Great Southern Bank | $1,380,000 | $1,270,000 | -8.0% | 0.0% |
| BayCoast Bank | $3,100,000 | $1,240,000 | -60.0% | 0.0% |
| Centra Credit Union | $665,000 | $1,240,000 | 86.5% | 0.0% |
| Connexus Credit Union | $1,215,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $955,000 | $1,215,000 | 27.2% | 0.0% |
| JUSTICE Federal Credit Union | $1,565,000 | $1,190,000 | -24.0% | 0.0% |
| RIVERSIDE | $1,505,000 | $1,180,000 | -21.6% | 0.0% |
| Service Federal Credit Union | $3,055,000 | $1,135,000 | -62.8% | 0.0% |
| The People's Credit Union | $1,300,000 | $1,115,000 | -14.2% | 0.0% |
| XCEL Federal Credit Union | $1,100,000 | n/a | 0.0% | |
| First Bank | $3,555,000 | $1,090,000 | -69.3% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $8,020,000 | $1,070,000 | -86.7% | 0.0% |
| SCIENT Federal Credit Union | $1,150,000 | $1,060,000 | -7.8% | 0.0% |
| Midwest BankCentre | $300,000 | $1,055,000 | 251.7% | 0.0% |
| Heritage Bank | $195,000 | $1,045,000 | 435.9% | 0.0% |
| EagleBank | $4,410,000 | $1,015,000 | -77.0% | 0.0% |
| Home Federal Bank | $1,005,000 | n/a | 0.0% | |
| Monson Savings Bank | $975,000 | n/a | 0.0% | |
| Semper Home Loans, Inc. | $910,000 | $950,000 | 4.4% | 0.0% |
| Allied First Bank,sb | $365,000 | $945,000 | 158.9% | 0.0% |
| Elements Financial Federal Credit Union | $1,020,000 | $930,000 | -8.8% | 0.0% |
| Colonial Savings, F.A. | $4,670,000 | $910,000 | -80.5% | 0.0% |
| First Hope Bank, A National Banking Association | $3,020,000 | $910,000 | -69.9% | 0.0% |
| Bank of Hillsboro | $905,000 | n/a | 0.0% | |
| PEOPLE'S ALLIANCE FEDERAL CREDIT UNION | $5,385,000 | $890,000 | -83.5% | 0.0% |
| Simmons Bank | $885,000 | n/a | 0.0% | |
| CBI Bank & Trust | $855,000 | n/a | 0.0% | |
| First National Bank and Trust Company | $855,000 | n/a | 0.0% | |
| United Southern Bank | $985,000 | $855,000 | -13.2% | 0.0% |
| Ixonia Bank | $835,000 | n/a | 0.0% | |
| Ion Bank | $805,000 | n/a | 0.0% | |
| GREATER ALLIANCE | $770,000 | $795,000 | 3.2% | 0.0% |
| 1st Colonial Community Bank | $635,000 | $785,000 | 23.6% | 0.0% |
| PROPONENT Federal Credit Union | $570,000 | $785,000 | 37.7% | 0.0% |
| Westfield Bank, FSB | $785,000 | n/a | 0.0% | |
| Wintrust Bank, N.A. | $785,000 | n/a | 0.0% | |
| The First National Bank of Ottawa | $755,000 | n/a | 0.0% | |
| Red River Bank | $1,605,000 | $745,000 | -53.6% | 0.0% |
| Main Street Bank | $735,000 | n/a | 0.0% | |
| JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. | $2,345,000 | $700,000 | -70.1% | 0.0% |
| First State Bank | $675,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $565,000 | $640,000 | 13.3% | 0.0% |
| First Western Trust Bank | $13,590,000 | $640,000 | -95.3% | 0.0% |
| Deere Employees Credit Union | $895,000 | $615,000 | -31.3% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,370,000 | $580,000 | -57.7% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $410,000 | $575,000 | 40.2% | 0.0% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | $965,000 | $570,000 | -40.9% | 0.0% |
| NEW WAVE LENDING GROUP INC | $565,000 | n/a | 0.0% | |
| TCT | $1,035,000 | $565,000 | -45.4% | 0.0% |
| STAR ONE CREDIT UNION | $2,810,000 | $555,000 | -80.2% | 0.0% |
| S&T Bank | $3,295,000 | $530,000 | -83.9% | 0.0% |
| Armed Forces Bank | $5,215,000 | $525,000 | -89.9% | 0.0% |
| Cache Valley Bank | $520,000 | n/a | 0.0% | |
| Academy Bank | $265,000 | $515,000 | 94.3% | 0.0% |
| CHEVRON | $1,965,000 | $510,000 | -74.0% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $885,000 | $510,000 | -42.4% | 0.0% |
| SELFRELIANCE | $535,000 | $510,000 | -4.7% | 0.0% |
| National Bank of Commerce | $505,000 | n/a | 0.0% | |
| The Gratz Bank | $505,000 | n/a | 0.0% | |
| MASSMUTUAL | $495,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $485,000 | n/a | 0.0% | |
| The Camden National Bank | $5,545,000 | $465,000 | -91.6% | 0.0% |
| Signal Financial Federal Credit Union | $455,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $815,000 | $435,000 | -46.6% | 0.0% |
| Banco do Brasil Americas | $415,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $11,115,000 | $395,000 | -96.4% | 0.0% |
| Centennial Bank | $700,000 | $385,000 | -45.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $925,000 | $375,000 | -59.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $2,040,000 | $370,000 | -81.9% | 0.0% |
| Chambers Bank | $355,000 | n/a | 0.0% | |
| Sentry Bank | $345,000 | n/a | 0.0% | |
| First United Bank | $335,000 | n/a | 0.0% | |
| IDB Global Federal Credit Union | $335,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $285,000 | $335,000 | 17.5% | 0.0% |
| Old National Bank | $325,000 | n/a | 0.0% | |
| Hoyne Savings Bank | $315,000 | n/a | 0.0% | |
| Intercredit Bank | $2,005,000 | $315,000 | -84.3% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $2,010,000 | $305,000 | -84.8% | 0.0% |
| Northwest Federal Credit Union | $1,885,000 | $305,000 | -83.8% | 0.0% |
| SUN Federal Credit Union | $1,155,000 | $305,000 | -73.6% | 0.0% |
| Uwharrie Bank | $565,000 | $305,000 | -46.0% | 0.0% |
| Mabrey Bank | $295,000 | n/a | 0.0% | |
| The Pittsfield Co-operative Bank | $780,000 | $275,000 | -64.7% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $664,180,000 | $265,000 | -100.0% | 0.0% |
| The Union Bank Company | $6,280,000 | $265,000 | -95.8% | 0.0% |
| Alerus Financial | $255,000 | n/a | 0.0% | |
| ENCORE BANK | $255,000 | n/a | 0.0% | |
| ST. PIUS X CHURCH FCU | $255,000 | n/a | 0.0% | |
| First Bank | $3,555,000 | $250,000 | -93.0% | 0.0% |
| Ardent Federal Credit Union | $1,540,000 | $245,000 | -84.1% | 0.0% |
| THE MONEY SOURCE INC. | $655,000 | $235,000 | -64.1% | 0.0% |
| CARDINAL CREDIT UNION, INC. | $225,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $225,000 | n/a | 0.0% | |
| Ohnward Bank & Trust | $225,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $625,000 | $225,000 | -64.0% | 0.0% |
| Willamette Valley Bank | $2,290,000 | $225,000 | -90.2% | 0.0% |
| Firstrust Savings Bank | $605,000 | $215,000 | -64.5% | 0.0% |
| ERIE FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| First Merchants Bank | $435,000 | $205,000 | -52.9% | 0.0% |
| Peoples State Bank | $205,000 | n/a | 0.0% | |
| UMB Bank | $1,555,000 | $205,000 | -86.8% | 0.0% |
| VA Desert Pacific FCU | $205,000 | n/a | 0.0% | |
| CORRY FEDERAL CREDIT UNION | $380,000 | $190,000 | -50.0% | 0.0% |
| Platinum Home Mortgage Corporation | $165,000 | n/a | 0.0% | |
| The Fidelity Deposit and Discount Bank | $165,000 | n/a | 0.0% | |
| COCA-COLA | $155,000 | n/a | 0.0% | |
| TECH Credit Union | $155,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $230,000 | $155,000 | -32.6% | 0.0% |
| UNITED | $145,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $885,000 | $140,000 | -84.2% | 0.0% |
| KELLER MORTGAGE, LLC | $3,005,000 | $135,000 | -95.5% | 0.0% |
| Peoples State Bank of Plainview | $135,000 | n/a | 0.0% | |
| LUFTHANSA EMP. | $1,060,000 | $130,000 | -87.7% | 0.0% |
| SouthStar Bank, S.S.B. | $125,000 | n/a | 0.0% | |
| GreenStone Farm Credit Services, FLCA | $115,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $645,000 | $115,000 | -82.2% | 0.0% |
| GFA Federal Credit Union | $715,000 | $110,000 | -84.6% | 0.0% |
| CENTRAL ONE FEDERAL CREDIT UNION | $1,955,000 | $105,000 | -94.6% | 0.0% |
| Liberty Savings Bank, F.S.B. | $105,000 | n/a | 0.0% | |
| MidAtlantic Farm Credit, ACA | $215,000 | $105,000 | -51.2% | 0.0% |
| Paramount Bank | $4,345,000 | $105,000 | -97.6% | 0.0% |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $100,000 | n/a | 0.0% | |
| PINNACLE | $155,000 | $95,000 | -38.7% | 0.0% |
| TRADEMARK | $15,000 | $90,000 | 500.0% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $1,180,000 | $85,000 | -92.8% | 0.0% |
| Secured Investment Corp. | $505,000 | $80,000 | -84.2% | 0.0% |
| Christian Community Credit Union | $85,000 | $75,000 | -11.8% | 0.0% |
| AMERICAN HERITAGE FCU | $645,000 | $65,000 | -89.9% | 0.0% |
| BMI Federal Credit Union | $65,000 | n/a | 0.0% | |
| Cf Bank | $4,035,000 | $65,000 | -98.4% | 0.0% |
| Clearview Federal Credit Union | $35,000 | $65,000 | 85.7% | 0.0% |
| N R L Federal Credit Union | $65,000 | n/a | 0.0% | |
| Capital Bank | $290,000 | $55,000 | -81.0% | 0.0% |
| CREDIT UNION OF NEW JERSEY | $55,000 | n/a | 0.0% | |
| FOUR POINTS | $15,000 | $55,000 | 266.7% | 0.0% |
| Nicolet National Bank | $1,255,000 | $55,000 | -95.6% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $170,000 | $45,000 | -73.5% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $4,255,000 | $45,000 | -98.9% | 0.0% |
| United Community Bank | $4,805,000 | $15,000 | -99.7% | 0.0% |
New York's top lender by overall market share is JPMorgan Chase Bank, with 6.5% market share. In second place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $4,230,660,000 in loans. In third place, with 4.4%, is Citibank, having originated $3,748,145,000 in loans. In fourth place, with 4.3%, is Wells Fargo Bank, having originated $3,639,075,000 in loans. In fifth place, with 3.3%, is Citizens Bank, having originated $2,756,215,000 in loans.
New York Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 114,199 | $54,299,795,000 | $475,484 |
| Home Improvement | 28,040 | $3,611,840,000 | $128,810 |
| Cash Out Refi | 21,473 | $9,166,305,000 | $426,876 |
| Other | 20,615 | $3,610,675,000 | $175,148 |
| Refi | 18,009 | $13,473,965,000 | $748,180 |
| NA | 48 | $163,900,000 | $3,414,583 |
New York's most frequently cited loan purpose was Home Purchase, with 114,199 originations. The 2nd most popular reason was Home Improvement, with 28,040 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 72,492 | $28,062,380,000 | $387,110 |
| 7-8% | 39,576 | $13,004,080,000 | $328,585 |
| 5-6% | 33,577 | $22,244,595,000 | $662,495 |
| Over 8% | 31,804 | $7,663,100,000 | $240,948 |
| 4-5% | 9,394 | $5,893,610,000 | $627,380 |
| <2.5% | 4,029 | $611,005,000 | $151,652 |
| 3-4% | 3,715 | $945,885,000 | $254,612 |
| 2.5-3% | 418 | $230,330,000 | $551,029 |
During 2023, New York's most frequently originated rate bucket was 6-7%, with 72,492 originations.
Loan Sizing (New York MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 49,610 | $14,027,940,000 | $282,764 |
| $100k-200k | 48,283 | $6,948,875,000 | $143,920 |
| $100,000 or less | 45,283 | $2,548,305,000 | $56,275 |
| $400k-600k | 29,694 | $14,574,250,000 | $490,815 |
| $600k-1000k | 19,039 | $14,028,165,000 | $736,812 |
| $Over $1MM | 10,475 | $32,198,945,000 | $3,073,885 |
New York's loan sizing saw the bucket of loans from $200k-400k with 49,610 originations, totaling $14,027,940,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 60,636 | $24,157,780,000 | $398,407 |
| 60-80% | 49,786 | $29,427,320,000 | $591,076 |
| Under 20% | 30,308 | $3,256,420,000 | $107,444 |
| 20-40% | 29,220 | $6,519,300,000 | $223,111 |
| 40-60% | 23,770 | $14,302,560,000 | $601,706 |
| Over 100% | 1,048 | $1,475,340,000 | $1,407,767 |
New York's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 60,636 originations, totaling $24,157,780,000 in origination value.