Orlando VA Loans

ORLANDO-KISSIMMEE-SANFORD, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Orlando's 296 lenders originated 10,826 VA loans during 2021. The total origination value was $3,394,740,000, with an average VA loan value of $313,573.

Orlando VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Orlando averaged 5.49% for the week of 2022-05-13, compared to the national average (all VA variants) of 5.158% for the same period.

The average rate for the prior week (2022-05-06) was 5.62% and one month ago for the week of 2022-04-08, the average rate was 5.24%.

The average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-05-13, the average rate was 5.3%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Orlando VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Orlando level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FREEDOM MORTGAGE CORPORATION 919 2.45% $3,682
QUICKEN LOANS, LLC 882 2.47% $5,144
Mortgage Research Center, LLC 647 2.84% $7,849
PENNYMAC LOAN SERVICES, LLC 515 2.41% $6,217
UNITED WHOLESALE MORTGAGE, LLC 440 2.58% $6,620
NAVY FEDERAL CREDIT UNION 320 2.47% $6,054
LOANDEPOT.COM, LLC 293 2.54% $6,103
NEW DAY FINANCIAL, LLC 251 2.80% $8,480
CALIBER HOME LOANS, INC. 235 2.62% $6,581
LAKEVIEW LOAN SERVICING, LLC 201 2.44% $2,572
USAA Federal Savings Bank 201 2.84% $5,395
FBC MORTGAGE, LLC 159 2.72% $7,840
CLEARPATH LENDING 152 2.33% $4,609
VILLAGE CAPITAL & INVESTMENT LLC 152 2.36% $3,803
HOME POINT FINANCIAL CORPORATION 150 2.48% $6,592
Mr. Cooper ( Nationstar Mortgage ) 147 2.74% $2,936
DHI MORTGAGE COMPANY, LTD. 128 2.70% $7,363
Lakeview Community Capital, LLC 121 2.43% $2,479
EAGLE HOME MORTGAGE, LLC 120 3.07% $5,109
PENTAGON FEDERAL CREDIT UNION 115 2.34% $2,519
CROSSCOUNTRY MORTGAGE, LLC 113 2.94% $9,111
PULTE MORTGAGE LLC 100 2.85% $6,881
MOVEMENT MORTGAGE, LLC 93 2.92% $8,826
THE MORTGAGE FIRM, INC. 89 2.80% $7,596
NEWREZ LLC 89 2.67% $4,557
The Federal Savings Bank 88 2.60% $8,433
Wells Fargo Bank 80 2.59% $4,386
BROKER SOLUTIONS, INC. 78 2.90% $7,803
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 68 2.86% $9,359
Carrington Mortgage Services, LLC 65 3.17% $6,281
HOMEBRIDGE FINANCIAL SERVICES, INC. 62 2.76% $6,766
South Pacific Financial Corporation 62 2.61% $9,764
Mortgage Lenders Investment Trading Corporation 58 3.09% $5,216
Low VA Rates, LLC 57 2.44% $4,566
AMERICAN FINANCIAL NETWORK, INC. 56 2.84% $10,253
PLANET HOME LENDING, LLC 54 2.50% $3,437
AMERISAVE MORTGAGE CORPORATION 52 2.61% $7,230
Barrington Bank & Trust Company, N.A. 51 2.79% $5,931
Plains Commerce Bank 48 2.62% $8,289
Waterstone Mortgage Corporation 47 3.04% $9,447
InterContinental Capital Group, Inc 45 2.36% $3,832
AMERIFIRST FINANCIAL CORPORATION 43 3.05% $8,813
GUARANTEED RATE, INC. 40 2.73% $7,413
Equity Prime Mortgage LLC 39 3.01% $10,346
First Guaranty Mortgage Corporation 39 2.58% $6,658
MATTAMY HOME FUNDING, LLC 39 2.60% $9,669
Flagstar Bank, FSB 38 2.60% $7,808
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 2.84% $7,640
MUTUAL OF OMAHA MORTGAGE, INC. 37 2.63% $6,525
Paramount Residential Mortgage Group, Inc. 37 2.90% $8,167
SUCCESS MORTGAGE PARTNERS, INC. 36 2.76% $8,335
KBHS HOME LOANS, LLC 35 3.25% $7,423
GUARANTEED RATE AFFINITY, LLC 31 2.48% $6,754
Magnolia Bank 30 2.50% $6,688
ACCELERATE MORTGAGE, LLC 30 2.19% $4,845
SUN WEST MORTGAGE COMPANY, INC. 29 2.55% $4,351
LOANPAL, LLC 29 2.50% $7,108
NVR Mortgage Finance, Inc. 29 2.90% $6,266
M/I FINANCIAL, LLC 28 2.74% $9,801
North American Savings Bank, F.S.B. 28 2.26% $4,711
UNION HOME MORTGAGE CORP. 27 2.60% $5,889
First Federal Bank 27 3.55% $11,516
Nations Lending Corporation 27 2.81% $7,000
Summit Mortgage Corporation 26 2.87% $7,362
PRIMARY RESIDENTIAL MORTGAGE, INC. 24 3.10% $6,021
NORTHPOINT MORTGAGE, INC. 23 2.68% $6,406
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 23 2.61% $8,839
Mid-Continent Funding, Inc. 21 2.74% $7,225
JET HOMELOANS, LLC 19 2.92% $9,890
Bank of England 19 2.72% $7,979
EMBRACE HOME LOANS, INC. 19 2.63% $8,273
Wyndham Capital Mortgage, Inc. 18 2.44% $4,323
NBKC BANK 18 2.55% $5,071
CMG MORTGAGE, INC. 18 2.94% $8,735
HOME SOLUTION LENDERS INC. 18 2.59% $5,902
NP, Inc. 17 2.49% $5,694
MORTGAGE EQUITY PARTNERS LLC 17 2.93% $8,280
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 17 2.92% $8,386
Truist Bank 17 2.64% $5,285
AmeriHome Mortgage Company, LLC 16 2.82% $2,310
Commerce Home Mortgage, Inc. 16 2.82% $5,510
Christensen Financial, Inc. 16 2.94% $7,473
Citizens Bank 16 2.62% $5,015
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 15 2.80% $7,989
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.01% $5,906
Hometown Lenders, Inc. 14 3.07% $9,578
HAMILTON HOME LOANS, INC. 14 3.04% $6,298
GUILD MORTGAGE COMPANY 13 2.63% $5,656
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 13 2.87% $7,563
NETWORK CAPITAL FUNDING CORPORATION 13 2.63% $5,996
Strong Home Mortgage, LLC 12 2.36% $4,226
AMERICAN FINANCING CORPORATION 12 2.45% $5,356
AMERICAN PACIFIC MORTGAGE CORPORATION 11 2.77% $7,923
HOMESPIRE MORTGAGE CORPORATION 11 2.68% $8,287
FINANCE OF AMERICA MORTGAGE LLC 11 2.77% $5,643
Ameris Bank 11 2.66% $7,815
CHURCHILL MORTGAGE CORPORATION 11 2.53% $5,264
PLAZA HOME MORTGAGE, INC. 10 2.91% $9,774
KS StateBank 10 2.29% $2,607
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 2.54% $3,738
TJC Mortgage, Inc. 10 2.39% $6,844
Credence Funding Corporation 9 2.19% $2,035
Fifth Third Bank 9 2.81% $8,395
VELOCIO MORTGAGE L.L.C. 9 2.86% $11,502
SECURITYNATIONAL MORTGAGE COMPANY 9 3.00% $10,531
HOMESIDE FINANCIAL, LLC 9 2.43% $6,580
ACADEMY MORTGAGE CORPORATION 8 3.14% $6,765
CONTOUR MORTGAGE CORPORATION 8 2.34% $5,126
CRESCENT MORTGAGE COMPANY 8 2.77% $4,433
NATIONS DIRECT MORTGAGE, LLC 7 3.12% $7,400
First Home Bank 7 2.61% $7,211
GENEVA FINANCIAL, LLC 7 3.07% $6,353
MORTGAGE FINANCIAL GROUP, INC. 7 2.98% $11,804
PANORAMA MORTGAGE GROUP, LLC 7 3.45% $5,417
LEADERONE FINANCIAL CORPORATION 7 2.71% $9,866
APEX HOME LOANS, INC. 7 2.61% $7,347
U.S. Bank 7 2.66% $5,181
BNC National Bank 6 2.25% $8,973
ABSOLUTE HOME MORTGAGE CORPORATION 6 2.89% $7,209
LAND HOME FINANCIAL SERVICES, INC. 6 2.92% $13,202
EQUITY RESOURCES, INC. 6 2.50% $8,350
CELEBRITY HOME LOANS, LLC 6 2.94% $8,215
PNC Bank 6 2.79% $4,265
FIDELITY FUNDING MORTGAGE CORP. 6 2.71% $7,476
Prime Choice Funding Inc. 6 2.73% $3,479
SOVEREIGN LENDING GROUP INCORPORATED 6 2.58% $6,003
TOWNE MORTGAGE COMPANY 6 3.58% $7,750
ANGEL OAK HOME LOANS LLC 6 2.75% $7,103
PARK SQUARE HOME MORTGAGE, LLC 6 2.94% $5,057
First Mortgage Solutions, LLC 5 2.25% $9,215
LENDING 3, INC. 5 2.85% $11,175
LENDUS, LLC 5 3.10% $8,871
Regions Bank 5 2.75% $8,176
Prosperity Home Mortgage, LLC 5 2.60% $7,005
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 3.58% $4,270
Meridian Bank Corporation 5 2.47% $5,561
HUNT MORTGAGE CORPORATION 5 2.75% $9,572
EVERETT FINANCIAL, INC. 5 3.55% $8,243
AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 2.80% $6,414
RESIDENTIAL BANCORP. 5 2.77% $4,385
JPMorgan Chase Bank 5 2.77% $9,284
MID AMERICA MORTGAGE, INC. 5 2.67% $9,274
HOMEAMERICAN MORTGAGE CORPORATION 4 2.72% $509
WATSON MORTGAGE CORP. 4 2.63% $5,434
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.03% $6,812
ENVOY MORTGAGE, LTD 4 3.22% $5,461
Ixonia Bank 4 3.06% $5,183
NATIONWIDE MORTGAGE BANKERS, INC. 4 2.91% $8,826
South State Bank 4 2.44% $11,701
NBH Bank 4 2.47% $4,287
RELIANCE FIRST CAPITAL, LLC 4 2.78% $6,671
KELLER MORTGAGE, LLC 4 2.81% $6,469
METROPLEX MORTGAGE SERVICES, INC. 4 2.88% $2,436
CityWorth Mortgage LLC 4 2.63% $5,323
Hometown Equity Mortgage, LLC 4 2.69% $9,153
HOMESTEAD FUNDING CORP. 4 2.47% $2,967
Capital Bank 4 2.47% $5,073
VAN DYK MORTGAGE CORPORATION 4 2.97% $8,068
BAY EQUITY LLC 4 3.16% $5,947
DAS Acquisition Company, LLC 3 2.58% $6,536
SOUTHPOINT FINANCIAL SERVICES, INC. 3 2.58% $7,521
OCMBC, INC. 3 2.75% $5,380
ZILLOW HOME LOANS, LLC 3 2.63% $7,369
First Savings Bank 3 2.25% $10,347
EMM LOANS LLC 3 3.13% $14,271
MICHIGAN MUTUAL, INC. 3 3.58% $8,517
First Heritage Mortgage, LLC 3 2.58% $17,445
First Federal Bank of Kansas City 3 2.50% $8,427
INSIGHT 3 2.79% $4,624
VANDERBILT MORTGAGE AND FINANCE, INC. 3 2.58% $14,716
FIRST COMMUNITY MORTGAGE, INC. 3 2.75% $8,856
INTERLINC MORTGAGE SERVICES, LLC 3 3.08% $8,291
FirstBank 3 3.04% $2,736
LADERA LENDING, INC. 3 2.42% $3,692
LEGEND LENDING CORPORATION 3 2.96% $11,125
Manufacturers and Traders Trust Company 3 2.67% $9,635
PREMIA MORTGAGE, LLC 3 2.46% $5,671
STEARNS LENDING, LLC 3 2.54% $8,559
STOCKTON MORTGAGE CORPORATION 3 2.71% $4,437
Centennial Bank 2 2.81% $5,700
CORNERSTONE HOME LENDING, INC. 2 2.75% $7,023
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.69% $5,035
FIRST HOME MORTGAGE CORPORATION 2 2.38% $3,479
First Horizon Bank 2 2.81% $9,132
GERSHMAN INVESTMENT CORP. 2 2.69% $3,906
GET A RATE LLC 2 2.75% $11,257
GSF Mortgage Corporation 2 2.56% $10,996
GUARANTY HOME MORTGAGE CORPORATION 2 2.38% $10,673
Hancock Whitney Bank 2 2.63% $7,799
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 2.63% $8,029
HomePromise Corporation 2 3.06% $15,244
HOMESTAR FINANCIAL CORPORATION 2 2.56% $8,949
INLANTA MORTGAGE, INC. 2 3.06% $7,533
INTERCAP LENDING INC. 2 2.50% $2,461
Loan Simple, Inc. 2 2.88% $9,433
Blue Ridge Bank 2 2.50% $3,657
Bell Bank 2 3.13% $4,456
Mortgage Unlimited, L.L.C. 2 3.13% $11,024
BAYSHORE MORTGAGE FUNDING, LLC 2 2.44% $3,213
BANKERS MORTGAGE LENDING, INC. 2 2.69% $7,369
Northpointe Bank 2 2.56% $5,416
OPEN MORTGAGE, LLC 2 2.44% $3,801
PARKSIDE LENDING, LLC 2 2.88% $8,238
Arvest Bank 2 2.88% $7,109
Presidential Bank, FSB 2 2.50% $4,643
Seacoast National Bank 2 3.25% $5,542
Shea Mortgage Inc. 2 2.69% $10,361
Amerifirst Financial, Inc. 2 3.00% $3,964
Texana Bank 2 2.81% $6,889
THE MONEY HOUSE INC. 2 2.44% $5,952
TIAA, FSB 2 2.38% $8,948
TIDEWATER MORTGAGE SERVICES, INC. 2 2.63% $10,446
Total Media Management, LLC 2 2.56% $11,206
ALLIED MORTGAGE GROUP, INC. 2 3.06% $5,495
ACOPIA, LLC 2 3.81% $5,983
MORTGAGE ACCESS CORP. 1 2.75% $4,026
Assurance Financial Group, L.L.C. 1 2.63% $2,332
FAMILY FIRST FUNDING LLC 1 2.75% $5,050
MILEND, INC. 1 2.75% $12,863
Patriot Bank 1 2.00% $12,832
ASPIRE FINANCIAL, INC. 1 2.38% $11,560
US MORTGAGE CORPORATION 1 2.25% $1,838
PHH Mortgage Corporation 1 2.75% $3,021
BETTER MORTGAGE CORPORATION 1 2.63% $2,123
Midwest Mortgage Associates Corporation 1 2.75% $3,897
Midwest Community Bank 1 2.88% $12,944
MID-ISLAND MORTGAGE CORP. 1 2.25% $1,961
Poli Mortgage Group, Inc. 1 3.00% $5,734
Mazuma Credit Union 1 2.63% $7,969
Evolve Bank & Trust 1 2.50% $256
CALCON MUTUAL MORTGAGE LLC 1 3.00% $5,345
Capital City Home Loans, LLC 1 3.38% $3,665
LOANLEADERS OF AMERICA, INC. 1 2.63% $5,265
Princeton Mortgage Corporation 1 3.25% $21,711
LOANFLIGHT LENDING, LLC 1 2.25% $1,858
AmRes Corporation 1 3.25% $10,429
Carrollton Bank 1 2.25% $5,461
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $4,936
Century Mortgage Company DBA Century Lending Company 1 2.75% $5,710
JAMES B. NUTTER & COMPANY 1 2.88% $2,193
Residential Mortgage Solutions, Inc. 1 3.25% $16,544
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.13% $14,301
ROSS MORTGAGE CORPORATION 1 2.63% $1,956
CHERRY CREEK MORTGAGE, LLC 1 2.25% $123
East Coast Capital Corp. 1 2.63% $3,084
INTERCOASTAL MORTGAGE COMPANY 1 2.75% $2,566
EagleBank 1 2.25% $5,848
SHELTER HOME MORTGAGE, LLC 1 3.13% $8,282
SIRVA MORTGAGE, INC. 1 3.38% $18,194
SOUTHERN TRUST MORTGAGE, LLC 1 2.25% $5,303
CITYWIDE HOME LOANS, LLC 1 2.25% $2,748
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.88% $7,476
GoPrime Mortgage, Inc. 1 2.25% $17,451
Goldwater Bank, N.A. 1 2.38% $895
SPACE COAST Credit Union 1 2.88% $19,352
Gateway First Bank 1 3.13% $12,753
Florida Capital Bank 1 2.63% $4,459
FLAT BRANCH MORTGAGE, INC. 1 3.13% $12,604
Alcova Mortgage LLC 1 2.38% $11,877
SUMMIT FUNDING, INC. 1 3.25% $8,848
FIRST SAVINGS MORTGAGE CORPORATION 1 2.50% $3,397
Sunflower Bank 1 2.25% $16,632
First Option Mortgage, LLC 1 3.00% $15,402
T2 FINANCIAL LLC 1 3.13% $18,048
VYSTAR 1 3.00% $15,241
COMMUNITYAMERICA 1 2.38% $5,996
Watermark Capital, Inc. 1 2.38% $4,515
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 2.38% $6,227
The Union Bank Company 1 2.88% $12,441
CROSSFIRE FINANCIAL NETWORK, INC. 1 3.25% $8,004
DYBN FINANCIAL CORP. 1 3.00% $5,270
Community First National Bank 1 2.50% $4,898
TOP FLITE FINANCIAL, INC. 1 3.25% $6,355
DRAPER AND KRAMER MORTGAGE CORP. 1 2.63% $4,560
First Bank 1 2.50% $1,113
Town Square Mortgage & Investments, Inc. 1 2.88% $8,895
Financial Funding Solutions, Inc. 1 2.88% $2,302
Tyndall Federal Credit Union 1 2.75% $4,031
COMPASS MORTGAGE, INC. 1 2.25% $4,456
United Fidelity Funding Corp. 1 2.75% $10,622
BANKSOUTH MORTGAGE COMPANY, LLC 1 2.88% $5,246
NATIONS RELIABLE LENDING, LLC 1 2.75% $7,352
DEVELOPER'S MORTGAGE COMPANY 1 2.88% $1,010
AXIA FINANCIAL, LLC 1 2.50% $4,926
NewTowne Mortgage, LLC 1 3.00% $3,081
NEXERA HOLDING LLC 1 2.25% $4,058
NFM, INC. 1 2.88% $8,836
Atlantic Union Bank 1 3.38% $23,800
UNIVERSITY LENDING GROUP, LLC 1 2.50% $6,310
Atlantic Coast Mortgage, LLC 1 2.88% $8,174
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.13% $7,568
BAY CAPITAL MORTGAGE CORPORATION 1 2.88% $12,134
BECKAM FUNDING CORP. 1 2.38% $4,430
BELEM SERVICING LLC 1 2.63% $4,205
ON Q FINANCIAL, INC. 1 2.25% $4,620
Alerus Financial 1 2.63% $19,845

The top Orlando VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 919 VA loans originated. Their average total fees are $3,682, which is $1,462 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Orlando VA lenders (with over 10 loans originated) are AmeriHome Mortgage Company, LLC ($2,310), Lakeview Community Capital, LLC ($2,479), PENTAGON FEDERAL CREDIT UNION ($2,519), LAKEVIEW LOAN SERVICING, LLC ($2,572) and KS StateBank ($2,607).

The lowest rate Orlando VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.19%), North American Savings Bank, F.S.B. (2.26%), KS StateBank (2.29%), CLEARPATH LENDING (2.33%) and PENTAGON FEDERAL CREDIT UNION (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Orlando (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,000 (8.7%) $442,410 (7.7%) 1.10 8,833
2018-02-01 $299,995 (7.2%) $448,309 (7.9%) 1.08 8,883
2018-03-01 $309,900 (8.7%) $448,400 (6.0%) 1.07 8,869
2018-04-01 $318,674 (9.1%) $462,203 (6.5%) 1.07 8,827
2018-05-01 $318,250 (6.5%) $463,248 (6.4%) 1.06 9,017
2018-06-01 $319,000 (6.7%) $466,421 (8.1%) 1.06 9,283
2018-07-01 $317,466 (6.2%) $463,196 (8.8%) 1.06 9,705
2018-08-01 $317,745 (6.9%) $460,609 (9.8%) 1.06 9,798
2018-09-01 $310,000 (3.7%) $450,630 (6.2%) 1.04 10,076
2018-10-01 $308,493 (3.4%) $446,209 (5.2%) 1.03 10,517
2018-11-01 $303,450 (1.8%) $436,237 (1.5%) 1.02 10,651
2018-12-01 $300,000 (0.7%) $438,270 (1.2%) 1.03 10,415
2019-01-01 $299,910 (0.3%) $439,363 (-0.7%) 1.03 10,139
2019-02-01 $299,950 (0.0%) $443,758 (-1.0%) 1.00 10,232
2019-03-01 $306,571 (-1.1%) $450,198 (0.4%) 1.00 10,079
2019-04-01 $312,450 (-2.0%) $453,946 (-1.8%) 0.98 9,815
2019-05-01 $315,000 (-1.0%) $456,706 (-1.4%) 0.97 9,830
2019-06-01 $319,900 (0.3%) $455,336 (-2.4%) 0.98 9,881
2019-07-01 $322,495 (1.6%) $452,135 (-2.4%) 1.00 9,824
2019-08-01 $322,000 (1.3%) $449,199 (-2.5%) 1.01 9,488
2019-09-01 $319,975 (3.2%) $445,661 (-1.1%) 1.02 9,227
2019-10-01 $322,250 (4.5%) $447,366 (0.3%) 1.03 9,548
2019-11-01 $319,000 (5.1%) $440,382 (1.0%) 1.03 9,426
2019-12-01 $317,000 (5.7%) $444,403 (1.4%) 1.06 8,971
2020-01-01 $314,500 (4.9%) $446,643 (1.7%) 1.05 8,556
2020-02-01 $325,000 (8.4%) $459,801 (3.6%) 1.05 8,207
2020-03-01 $322,995 (5.4%) $459,813 (2.1%) 1.01 8,284
2020-04-01 $312,500 (0.0%) $436,338 (-3.9%) 0.97 9,003
2020-05-01 $315,000 (0.0%) $437,796 (-4.1%) 0.95 8,975
2020-06-01 $319,900 (0.0%) $448,728 (-1.5%) 0.93 8,453
2020-07-01 $320,000 (-0.8%) $453,550 (0.3%) 0.92 8,126
2020-08-01 $324,900 (0.9%) $450,269 (0.2%) 0.93 7,921
2020-09-01 $325,000 (1.6%) $456,899 (2.5%) 0.93 7,688
2020-10-01 $324,900 (0.8%) $457,169 (2.2%) 0.93 7,543
2020-11-01 $324,000 (1.6%) $460,855 (4.7%) 0.93 7,343
2020-12-01 $320,000 (1.0%) $460,419 (3.6%) 0.94 6,800
2021-01-01 $315,990 (0.5%) $465,372 (4.2%) 0.93 5,882
2021-02-01 $315,495 (-2.9%) $470,790 (2.4%) 0.91 4,731
2021-03-01 $322,500 (-0.2%) $482,209 (4.9%) 0.90 3,945
2021-04-01 $327,000 (4.6%) $493,188 (13.0%) 0.88 3,452
2021-05-01 $339,900 (7.9%) $501,720 (14.6%) 0.89 3,346
2021-06-01 $355,500 (11.1%) $523,573 (16.7%) 0.92 3,626
2021-07-01 $361,248 (12.9%) $521,939 (15.1%) 0.94 3,950
2021-08-01 $374,950 (15.4%) $519,282 (15.3%) 0.99 4,142
2021-09-01 $379,950 (16.9%) $530,794 (16.2%) 1.00 4,130
2021-10-01 $389,900 (20.0%) $536,336 (17.3%) 1.03 4,039
2021-11-01 $385,950 (19.1%) $539,732 (17.1%) 1.02 3,732
2021-12-01 $389,450 (21.7%) $534,655 (16.1%) 1.04 3,304
2022-01-01 $395,000 (25.0%) $552,680 (18.8%) 1.05 2,797
2022-02-01 $398,700 (26.4%) $572,489 (21.6%) 1.02 2,467
2022-03-01 $412,500 (27.9%) $591,725 (22.7%) 1.02 2,437
2022-04-01 $429,900 (31.5%) $610,677 (23.8%) 1.01 2,689
Orlando's median listing price for 2022-04-01 was $429,900, a difference of $102,900 (31.5%) versus the prior year and $17,400 versus the prior month.

Orlando's median listing price comes in at 101% of the national average.

Orlando's average listing price for 2022-04-01 was $610,677, a difference of $117,489 (23.8%) versus the prior year and $18,952 versus the prior month.

For the 2022-04-01 period, Orlando had 2,689 MLS listings, a difference of 252 listings (10%) versus the prior month and -763 listings (-22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Orlando (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 2,123 sqft
2018-02-01 67 days 2,137 sqft
2018-03-01 57 days 2,160 sqft
2018-04-01 59 days 2,186 sqft
2018-05-01 59 days 2,166 sqft
2018-06-01 58 days 2,169 sqft
2018-07-01 59 days 2,160 sqft
2018-08-01 60 days 2,140 sqft
2018-09-01 62 days 2,099 sqft
2018-10-01 61 days 2,090 sqft
2018-11-01 62 days 2,054 sqft
2018-12-01 69 days 2,040 sqft
2019-01-01 77 days 2,035 sqft
2019-02-01 69 days 2,039 sqft
2019-03-01 59 days 2,062 sqft
2019-04-01 58 days 2,078 sqft
2019-05-01 57 days 2,093 sqft
2019-06-01 57 days 2,100 sqft
2019-07-01 59 days 2,111 sqft
2019-08-01 62 days 2,099 sqft
2019-09-01 66 days 2,086 sqft
2019-10-01 63 days 2,094 sqft
2019-11-01 63 days 2,072 sqft
2019-12-01 68 days 2,073 sqft
2020-01-01 72 days 2,058 sqft
2020-02-01 68 days 2,067 sqft
2020-03-01 56 days 2,063 sqft
2020-04-01 57 days 2,002 sqft
2020-05-01 67 days 1,985 sqft
2020-06-01 73 days 1,982 sqft
2020-07-01 63 days 1,976 sqft
2020-08-01 58 days 1,968 sqft
2020-09-01 58 days 1,942 sqft
2020-10-01 59 days 1,914 sqft
2020-11-01 61 days 1,905 sqft
2020-12-01 65 days 1,893 sqft
2021-01-01 70 days 1,848 sqft
2021-02-01 65 days 1,813 sqft
2021-03-01 51 days 1,815 sqft
2021-04-01 45 days 1,795 sqft
2021-05-01 38 days 1,787 sqft
2021-06-01 36 days 1,838 sqft
2021-07-01 37 days 1,851 sqft
2021-08-01 37 days 1,856 sqft
2021-09-01 39 days 1,863 sqft
2021-10-01 43 days 1,885 sqft
2021-11-01 43 days 1,849 sqft
2021-12-01 46 days 1,855 sqft
2022-01-01 46 days 1,846 sqft
2022-02-01 36 days 1,817 sqft
2022-03-01 32 days 1,825 sqft
2022-04-01 32 days 1,843 sqft
Orlando's median listing age (time on market) for 2022-04-01 was 32 days. This is -28% shorter than the same period one year ago.

Orlando's median square footage for active listings during the 2022-04-01 period was 1,843 sqft. One year prior, the average listing was 1,795 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.