Orlando VA Loan Rates, Closing Costs & Stats

ORLANDO-KISSIMMEE-SANFORD, FL

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Orlando's 296 lenders originated 10,826 VA loans during 2021. The total origination value was $3,394,740,000, with an average VA loan value of $313,573.

Orlando VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Orlando averaged 6.62% for the week of 2022-12-02, compared to the national average (all VA variants) of 6.292% for the same period.

Orlando's average VA mortgage closing costs are $5,904.

The average rate for the prior week (2022-11-25) was 6.66% and one month ago for the week of 2022-10-28, the average rate was 7.15%.

The average rate one year ago was 3.53%.

For refis of the same type during the week of 2022-12-02, the average rate was 6.23%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Orlando VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Orlando level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
FREEDOM MORTGAGE CORPORATION 919 2.45% $3,682
QUICKEN LOANS, LLC 882 2.47% $5,144
Mortgage Research Center, LLC 647 2.84% $7,849
PENNYMAC LOAN SERVICES, LLC 515 2.41% $6,217
UNITED WHOLESALE MORTGAGE, LLC 440 2.58% $6,620
NAVY FEDERAL CREDIT UNION 320 2.47% $6,054
LOANDEPOT.COM, LLC 293 2.54% $6,103
NEW DAY FINANCIAL, LLC 251 2.80% $8,480
CALIBER HOME LOANS, INC. 235 2.62% $6,581
LAKEVIEW LOAN SERVICING, LLC 201 2.44% $2,572
USAA Federal Savings Bank 201 2.84% $5,395
FBC MORTGAGE, LLC 159 2.72% $7,840
VILLAGE CAPITAL MORTGAGE 152 2.36% $3,803
CLEARPATH LENDING 152 2.33% $4,609
HOME POINT FINANCIAL CORPORATION 150 2.48% $6,592
Mr. Cooper ( Nationstar Mortgage ) 147 2.74% $2,936
DHI MORTGAGE COMPANY, LTD. 128 2.70% $7,363
Lakeview Community Capital, LLC 121 2.43% $2,479
EAGLE HOME MORTGAGE, LLC 120 3.07% $5,109
PENTAGON FEDERAL CREDIT UNION 115 2.34% $2,519
CROSSCOUNTRY MORTGAGE, LLC 113 2.94% $9,111
PULTE MORTGAGE LLC 100 2.85% $6,881
MOVEMENT MORTGAGE, LLC 93 2.92% $8,826
NEWREZ LLC 89 2.67% $4,557
THE MORTGAGE FIRM, INC. 89 2.80% $7,596
The Federal Savings Bank 88 2.60% $8,433
Wells Fargo Bank 80 2.59% $4,386
BROKER SOLUTIONS, INC. 78 2.90% $7,803
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 68 2.86% $9,359
Carrington Mortgage Services, LLC 65 3.17% $6,281
South Pacific Financial Corporation 62 2.61% $9,764
HOMEBRIDGE FINANCIAL SERVICES, INC. 62 2.76% $6,766
Mortgage Lenders Investment Trading Corporation 58 3.09% $5,216
Low VA Rates, LLC 57 2.44% $4,566
AMERICAN FINANCIAL NETWORK, INC. 56 2.84% $10,253
PLANET HOME LENDING, LLC 54 2.50% $3,437
AMERISAVE MORTGAGE CORPORATION 52 2.61% $7,230
Barrington Bank & Trust Company, N.A. 51 2.79% $5,931
Plains Commerce Bank 48 2.62% $8,289
Waterstone Mortgage Corporation 47 3.04% $9,447
InterContinental Capital Group, Inc 45 2.36% $3,832
AMERIFIRST FINANCIAL CORPORATION 43 3.05% $8,813
GUARANTEED RATE, INC. 40 2.73% $7,413
First Guaranty Mortgage Corporation 39 2.58% $6,658
MATTAMY HOME FUNDING, LLC 39 2.60% $9,669
Equity Prime Mortgage LLC 39 3.01% $10,346
Flagstar Bank, FSB 38 2.60% $7,808
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 2.84% $7,640
Paramount Residential Mortgage Group, Inc. 37 2.90% $8,167
MUTUAL OF OMAHA MORTGAGE, INC. 37 2.63% $6,525
SUCCESS MORTGAGE PARTNERS, INC. 36 2.76% $8,335
KBHS HOME LOANS, LLC 35 3.25% $7,423
GUARANTEED RATE AFFINITY, LLC 31 2.48% $6,754
ACCELERATE MORTGAGE, LLC 30 2.19% $4,845
Magnolia Bank 30 2.50% $6,688
SUN WEST MORTGAGE COMPANY, INC. 29 2.55% $4,351
NVR Mortgage Finance, Inc. 29 2.90% $6,266
LOANPAL, LLC 29 2.50% $7,108
North American Savings Bank, F.S.B. 28 2.26% $4,711
M/I FINANCIAL, LLC 28 2.74% $9,801
Nations Lending Corporation 27 2.81% $7,000
UNION HOME MORTGAGE CORP. 27 2.60% $5,889
First Federal Bank 27 3.55% $11,516
Summit Mortgage Corporation 26 2.87% $7,362
PRIMARY RESIDENTIAL MORTGAGE, INC. 24 3.10% $6,021
NORTHPOINT MORTGAGE, INC. 23 2.68% $6,406
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 23 2.61% $8,839
Mid-Continent Funding, Inc. 21 2.74% $7,225
JET HOMELOANS, LLC 19 2.92% $9,890
Bank of England 19 2.72% $7,979
EMBRACE HOME LOANS, INC. 19 2.63% $8,273
NBKC BANK 18 2.55% $5,071
CMG MORTGAGE, INC. 18 2.94% $8,735
Wyndham Capital Mortgage, Inc. 18 2.44% $4,323
HOME SOLUTION LENDERS INC. 18 2.59% $5,902
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 17 2.92% $8,386
Truist 17 2.64% $5,285
MORTGAGE EQUITY PARTNERS LLC 17 2.93% $8,280
NP, Inc. 17 2.49% $5,694
Christensen Financial, Inc. 16 2.94% $7,473
AmeriHome Mortgage Company, LLC 16 2.82% $2,310
Citizens Bank 16 2.62% $5,015
Commerce Home Mortgage, Inc. 16 2.82% $5,510
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 15 2.80% $7,989
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.01% $5,906
Hometown Lenders, Inc. 14 3.07% $9,578
HAMILTON HOME LOANS, INC. 14 3.04% $6,298
NETWORK CAPITAL FUNDING CORPORATION 13 2.63% $5,996
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 13 2.87% $7,563
GUILD MORTGAGE COMPANY 13 2.63% $5,656
Strong Home Mortgage, LLC 12 2.36% $4,226
AMERICAN FINANCING CORPORATION 12 2.45% $5,356
HOMESPIRE MORTGAGE CORPORATION 11 2.68% $8,287
CHURCHILL MORTGAGE CORPORATION 11 2.53% $5,264
FINANCE OF AMERICA MORTGAGE LLC 11 2.77% $5,643
Ameris Bank 11 2.66% $7,815
AMERICAN PACIFIC MORTGAGE CORPORATION 11 2.77% $7,923
KS StateBank 10 2.29% $2,607
PLAZA HOME MORTGAGE, INC. 10 2.91% $9,774
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 2.54% $3,738
TJC Mortgage, Inc. 10 2.39% $6,844
SECURITYNATIONAL MORTGAGE COMPANY 9 3.00% $10,531
Fifth Third Bank 9 2.81% $8,395
HOMESIDE FINANCIAL, LLC 9 2.43% $6,580
VELOCIO MORTGAGE L.L.C. 9 2.86% $11,502
Credence Funding Corporation 9 2.19% $2,035
ACADEMY MORTGAGE CORPORATION 8 3.14% $6,765
CRESCENT MORTGAGE COMPANY 8 2.77% $4,433
CONTOUR MORTGAGE CORPORATION 8 2.34% $5,126
MORTGAGE FINANCIAL GROUP, INC. 7 2.98% $11,804
LEADERONE FINANCIAL CORPORATION 7 2.71% $9,866
APEX HOME LOANS, INC. 7 2.61% $7,347
PANORAMA MORTGAGE GROUP, LLC 7 3.45% $5,417
GENEVA FINANCIAL, LLC 7 3.07% $6,353
NATIONS DIRECT MORTGAGE, LLC 7 3.12% $7,400
U.S. Bank 7 2.66% $5,181
First Home Bank 7 2.61% $7,211
EQUITY RESOURCES, INC. 6 2.50% $8,350
ANGEL OAK HOME LOANS LLC 6 2.75% $7,103
TOWNE MORTGAGE COMPANY 6 3.58% $7,750
BNC National Bank 6 2.25% $8,973
ABSOLUTE HOME MORTGAGE CORPORATION 6 2.89% $7,209
FIDELITY FUNDING MORTGAGE CORP. 6 2.71% $7,476
SOVEREIGN LENDING GROUP INCORPORATED 6 2.58% $6,003
CELEBRITY HOME LOANS, LLC 6 2.94% $8,215
Prime Choice Funding Inc. 6 2.73% $3,479
LAND HOME FINANCIAL SERVICES, INC. 6 2.92% $13,202
PNC Bank 6 2.79% $4,265
PARK SQUARE HOME MORTGAGE, LLC 6 2.94% $5,057
AMERICAN PORTFOLIO MORTGAGE CORPORATION 5 2.80% $6,414
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 3.58% $4,270
LENDUS, LLC 5 3.10% $8,871
JPMorgan Chase Bank 5 2.77% $9,284
MID AMERICA MORTGAGE, INC. 5 2.67% $9,274
Meridian Bank Corporation 5 2.47% $5,561
HUNT MORTGAGE CORPORATION 5 2.75% $9,572
First Mortgage Solutions, LLC 5 2.25% $9,215
RESIDENTIAL BANCORP. 5 2.77% $4,385
EVERETT FINANCIAL, INC. 5 3.55% $8,243
LENDING 3, INC. 5 2.85% $11,175
Regions Bank 5 2.75% $8,176
Prosperity Home Mortgage, LLC 5 2.60% $7,005
KELLER MORTGAGE, LLC 4 2.81% $6,469
CityWorth Mortgage LLC 4 2.63% $5,323
BAY EQUITY LLC 4 3.16% $5,947
South State Bank 4 2.44% $11,701
ENVOY MORTGAGE, LTD 4 3.22% $5,461
VAN DYK MORTGAGE CORPORATION 4 2.97% $8,068
HOMESTEAD FUNDING CORP. 4 2.47% $2,967
Capital Bank 4 2.47% $5,073
Ixonia Bank 4 3.06% $5,183
NBH Bank 4 2.47% $4,287
NATIONWIDE MORTGAGE BANKERS, INC. 4 2.91% $8,826
METROPLEX MORTGAGE SERVICES, INC. 4 2.88% $2,436
Hometown Equity Mortgage, LLC 4 2.69% $9,153
WATSON MORTGAGE CORP. 4 2.63% $5,434
HOMEAMERICAN MORTGAGE CORPORATION 4 2.72% $509
RELIANCE FIRST CAPITAL, LLC 4 2.78% $6,671
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.03% $6,812
LADERA LENDING, INC. 3 2.42% $3,692
SOUTHPOINT FINANCIAL SERVICES, INC. 3 2.58% $7,521
ZILLOW HOME LOANS, LLC 3 2.63% $7,369
First Savings Bank 3 2.25% $10,347
INSIGHT 3 2.79% $4,624
First Heritage Mortgage, LLC 3 2.58% $17,445
STEARNS LENDING, LLC 3 2.54% $8,559
INTERLINC MORTGAGE SERVICES, LLC 3 3.08% $8,291
First Federal Bank of Kansas City 3 2.50% $8,427
FIRST COMMUNITY MORTGAGE, INC. 3 2.75% $8,856
FirstBank 3 3.04% $2,736
STOCKTON MORTGAGE CORPORATION 3 2.71% $4,437
OCMBC, INC. 3 2.75% $5,380
DAS Acquisition Company, LLC 3 2.58% $6,536
LEGEND LENDING CORPORATION 3 2.96% $11,125
PREMIA MORTGAGE, LLC 3 2.46% $5,671
EMM LOANS LLC 3 3.13% $14,271
VANDERBILT MORTGAGE AND FINANCE, INC. 3 2.58% $14,716
M&T Bank 3 2.67% $9,635
MICHIGAN MUTUAL, INC. 3 3.58% $8,517
Centennial Bank 2 2.81% $5,700
CORNERSTONE HOME LENDING, INC. 2 2.75% $7,023
Blue Ridge Bank 2 2.50% $3,657
FIRST CENTENNIAL MORTGAGE CORPORATION 2 2.69% $5,035
FIRST HOME MORTGAGE CORPORATION 2 2.38% $3,479
First Horizon Bank 2 2.81% $9,132
Bell Bank 2 3.13% $4,456
GERSHMAN INVESTMENT CORP. 2 2.69% $3,906
GET A RATE LLC 2 2.75% $11,257
GSF Mortgage Corporation 2 2.56% $10,996
GUARANTY HOME MORTGAGE CORPORATION 2 2.38% $10,673
Hancock Whitney Bank 2 2.63% $7,799
BAYSHORE MORTGAGE FUNDING, LLC 2 2.44% $3,213
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 2.63% $8,029
HomePromise Corporation 2 3.06% $15,244
HOMESTAR FINANCIAL CORPORATION 2 2.56% $8,949
INLANTA MORTGAGE, INC. 2 3.06% $7,533
INTERCAP LENDING INC. 2 2.50% $2,461
BANKERS MORTGAGE LENDING, INC. 2 2.69% $7,369
Loan Simple, Inc. 2 2.88% $9,433
Mortgage Unlimited, L.L.C. 2 3.13% $11,024
Arvest Bank 2 2.88% $7,109
Northpointe Bank 2 2.56% $5,416
OPEN MORTGAGE, LLC 2 2.44% $3,801
PARKSIDE LENDING, LLC 2 2.88% $8,238
Amerifirst Financial, Inc. 2 3.00% $3,964
Presidential Bank, FSB 2 2.50% $4,643
Seacoast National Bank 2 3.25% $5,542
Shea Mortgage Inc. 2 2.69% $10,361
Texana Bank 2 2.81% $6,889
THE MONEY HOUSE INC. 2 2.44% $5,952
ALLIED MORTGAGE GROUP, INC. 2 3.06% $5,495
TIAA, FSB 2 2.38% $8,948
TIDEWATER MORTGAGE SERVICES, INC. 2 2.63% $10,446
Total Media Management, LLC 2 2.56% $11,206
ACOPIA, LLC 2 3.81% $5,983
Midwest Community Bank 1 2.88% $12,944
AmRes Corporation 1 3.25% $10,429
US MORTGAGE CORPORATION 1 2.25% $1,838
MID-ISLAND MORTGAGE CORP. 1 2.25% $1,961
Patriot Bank 1 2.00% $12,832
Mazuma Credit Union 1 2.63% $7,969
Atlantic Union Bank 1 3.38% $23,800
PHH Mortgage Corporation 1 2.75% $3,021
CROSSFIRE FINANCIAL NETWORK, INC. 1 3.25% $8,004
AXIA FINANCIAL, LLC 1 2.50% $4,926
LOANLEADERS OF AMERICA, INC. 1 2.63% $5,265
LOANFLIGHT LENDING, LLC 1 2.25% $1,858
Poli Mortgage Group, Inc. 1 3.00% $5,734
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $4,936
Carrollton Bank 1 2.25% $5,461
BANKSOUTH MORTGAGE COMPANY, LLC 1 2.88% $5,246
JAMES B. NUTTER & COMPANY 1 2.88% $2,193
BAY CAPITAL MORTGAGE CORPORATION 1 2.88% $12,134
Princeton Mortgage Corporation 1 3.25% $21,711
INTERCOASTAL MORTGAGE COMPANY 1 2.75% $2,566
BECKAM FUNDING CORP. 1 2.38% $4,430
GREAT WESTERN FINANCIAL SERVICES, INC. 1 2.88% $7,476
GoPrime Mortgage, Inc. 1 2.25% $17,451
Goldwater Bank, N.A. 1 2.38% $895
Gateway First Bank 1 3.13% $12,753
Residential Mortgage Solutions, Inc. 1 3.25% $16,544
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 3.13% $14,301
ROSS MORTGAGE CORPORATION 1 2.63% $1,956
BELEM SERVICING LLC 1 2.63% $4,205
COMPASS MORTGAGE, INC. 1 2.25% $4,456
Florida Capital Bank 1 2.63% $4,459
Century Mortgage Company DBA Century Lending Company 1 2.75% $5,710
SHELTER HOME MORTGAGE, LLC 1 3.13% $8,282
SIRVA MORTGAGE, INC. 1 3.38% $18,194
SOUTHERN TRUST MORTGAGE, LLC 1 2.25% $5,303
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 2.38% $6,227
FLAT BRANCH MORTGAGE, INC. 1 3.13% $12,604
FIRST SAVINGS MORTGAGE CORPORATION 1 2.50% $3,397
First Option Mortgage, LLC 1 3.00% $15,402
SPACE COAST Credit Union 1 2.88% $19,352
BETTER MORTGAGE CORPORATION 1 2.63% $2,123
First Bank 1 2.50% $1,113
Financial Funding Solutions, Inc. 1 2.88% $2,302
FAMILY FIRST FUNDING LLC 1 2.75% $5,050
SUMMIT FUNDING, INC. 1 3.25% $8,848
Evolve Bank & Trust 1 2.50% $256
Sunflower Bank 1 2.25% $16,632
CALCON MUTUAL MORTGAGE LLC 1 3.00% $5,345
T2 FINANCIAL LLC 1 3.13% $18,048
VYSTAR 1 3.00% $15,241
East Coast Capital Corp. 1 2.63% $3,084
Watermark Capital, Inc. 1 2.38% $4,515
Community First National Bank 1 2.50% $4,898
The Union Bank Company 1 2.88% $12,441
COMMUNITYAMERICA 1 2.38% $5,996
CITYWIDE HOME LOANS, LLC 1 2.25% $2,748
EagleBank 1 2.25% $5,848
TOP FLITE FINANCIAL, INC. 1 3.25% $6,355
CHERRY CREEK MORTGAGE, LLC 1 2.25% $123
DYBN FINANCIAL CORP. 1 3.00% $5,270
Town Square Mortgage & Investments, Inc. 1 2.88% $8,895
DRAPER AND KRAMER MORTGAGE CORP. 1 2.63% $4,560
Tyndall Federal Credit Union 1 2.75% $4,031
Capital City Home Loans, LLC 1 3.38% $3,665
United Fidelity Funding Corp. 1 2.75% $10,622
Alerus Financial 1 2.63% $19,845
UNIVERSITY LENDING GROUP, LLC 1 2.50% $6,310
NATIONS RELIABLE LENDING, LLC 1 2.75% $7,352
ASPIRE FINANCIAL, INC. 1 2.38% $11,560
NewTowne Mortgage, LLC 1 3.00% $3,081
NEXERA HOLDING LLC 1 2.25% $4,058
NFM, INC. 1 2.88% $8,836
Assurance Financial Group, L.L.C. 1 2.63% $2,332
Alcova Mortgage LLC 1 2.38% $11,877
Atlantic Coast Mortgage, LLC 1 2.88% $8,174
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.13% $7,568
MORTGAGE ACCESS CORP. 1 2.75% $4,026
MILEND, INC. 1 2.75% $12,863
Midwest Mortgage Associates Corporation 1 2.75% $3,897
ON Q FINANCIAL, INC. 1 2.25% $4,620
DEVELOPER'S MORTGAGE COMPANY 1 2.88% $1,010

The top Orlando VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 919 VA loans originated. Their average total fees are $3,682, which is $1,462 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Orlando VA lenders (with over 10 loans originated) are AmeriHome Mortgage Company, LLC ($2,310), Lakeview Community Capital, LLC ($2,479), PENTAGON FEDERAL CREDIT UNION ($2,519), LAKEVIEW LOAN SERVICING, LLC ($2,572) and KS StateBank ($2,607).

The lowest rate Orlando VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.19%), North American Savings Bank, F.S.B. (2.26%), KS StateBank (2.29%), CLEARPATH LENDING (2.33%) and PENTAGON FEDERAL CREDIT UNION (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Orlando (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,000 (8.7%) $438,789 (7.5%) 1.11 8,938
2018-02-01 $299,950 (7.1%) $445,022 (8.0%) 1.09 8,955
2018-03-01 $309,000 (8.4%) $445,762 (6.0%) 1.08 8,935
2018-04-01 $317,945 (8.8%) $459,487 (6.6%) 1.08 8,941
2018-05-01 $319,400 (6.9%) $461,331 (7.0%) 1.07 9,088
2018-06-01 $319,617 (6.9%) $464,505 (8.4%) 1.07 9,345
2018-07-01 $318,175 (6.4%) $461,225 (8.9%) 1.06 9,766
2018-08-01 $318,750 (7.0%) $459,112 (10.0%) 1.07 9,870
2018-09-01 $310,000 (3.7%) $448,382 (6.1%) 1.04 10,170
2018-10-01 $307,945 (3.0%) $443,199 (5.0%) 1.04 10,597
2018-11-01 $302,835 (1.3%) $434,179 (1.7%) 1.03 10,690
2018-12-01 $300,000 (0.7%) $435,736 (1.2%) 1.03 10,451
2019-01-01 $299,900 (0.3%) $436,362 (-0.6%) 1.04 10,233
2019-02-01 $301,445 (0.5%) $441,293 (-0.8%) 1.02 10,325
2019-03-01 $307,573 (-0.5%) $447,955 (0.5%) 1.01 10,139
2019-04-01 $313,003 (-1.6%) $451,253 (-1.8%) 0.99 9,845
2019-05-01 $315,250 (-1.3%) $453,889 (-1.6%) 0.99 9,893
2019-06-01 $319,900 (0.1%) $451,505 (-2.8%) 1.00 9,967
2019-07-01 $322,172 (1.3%) $449,653 (-2.5%) 1.01 9,902
2019-08-01 $322,636 (1.2%) $446,592 (-2.7%) 1.02 9,799
2019-09-01 $320,591 (3.4%) $442,029 (-1.4%) 1.03 9,761
2019-10-01 $319,677 (3.8%) $438,987 (-1.0%) 1.03 9,731
2019-11-01 $319,000 (5.3%) $437,548 (0.8%) 1.05 9,557
2019-12-01 $316,785 (5.6%) $441,951 (1.4%) 1.06 9,095
2020-01-01 $314,500 (4.9%) $444,038 (1.8%) 1.05 8,707
2020-02-01 $325,000 (7.8%) $455,158 (3.1%) 1.06 8,399
2020-03-01 $323,750 (5.3%) $455,645 (1.7%) 1.01 8,486
2020-04-01 $312,500 (-0.2%) $432,915 (-4.1%) 0.98 9,179
2020-05-01 $315,000 (-0.1%) $434,566 (-4.3%) 0.96 9,181
2020-06-01 $319,945 (0.0%) $444,876 (-1.5%) 0.94 8,681
2020-07-01 $322,495 (0.1%) $449,825 (0.0%) 0.93 8,328
2020-08-01 $325,000 (0.7%) $447,123 (0.1%) 0.93 8,124
2020-09-01 $325,000 (1.4%) $453,464 (2.6%) 0.93 7,900
2020-10-01 $325,000 (1.7%) $452,288 (3.0%) 0.93 7,757
2020-11-01 $325,000 (1.9%) $456,789 (4.4%) 0.95 7,582
2020-12-01 $323,305 (2.1%) $456,819 (3.4%) 0.96 7,004
2021-01-01 $319,000 (1.4%) $461,169 (3.9%) 0.95 5,948
2021-02-01 $319,000 (-1.9%) $466,129 (2.4%) 0.93 4,928
2021-03-01 $323,750 (0.0%) $477,070 (4.7%) 0.92 4,093
2021-04-01 $327,000 (4.6%) $490,704 (13.4%) 0.89 3,562
2021-05-01 $339,993 (7.9%) $501,577 (15.4%) 0.90 3,459
2021-06-01 $354,950 (10.9%) $522,504 (17.5%) 0.93 3,700
2021-07-01 $364,500 (13.0%) $520,419 (15.7%) 0.96 4,034
2021-08-01 $374,950 (15.4%) $517,270 (15.7%) 1.00 4,215
2021-09-01 $379,950 (16.9%) $528,404 (16.5%) 1.01 4,222
2021-10-01 $389,900 (20.0%) $533,473 (18.0%) 1.04 4,121
2021-11-01 $384,950 (18.5%) $535,646 (17.3%) 1.03 3,818
2021-12-01 $389,900 (20.6%) $531,288 (16.3%) 1.06 3,399
2022-01-01 $397,000 (24.5%) $550,829 (19.4%) 1.07 2,832
2022-02-01 $397,450 (24.6%) $568,783 (22.0%) 1.03 2,545
2022-03-01 $412,500 (27.4%) $588,933 (23.5%) 1.03 2,523
2022-04-01 $429,900 (31.5%) $609,876 (24.3%) 1.03 2,773
2022-05-01 $450,000 (32.4%) $626,845 (25.0%) 1.03 3,695
2022-06-01 $465,000 (31.0%) $625,879 (19.8%) 1.04 4,892
2022-07-01 $464,900 (27.5%) $615,971 (18.4%) 1.05 6,816
2022-08-01 $452,500 (20.7%) $597,266 (15.5%) 1.05 7,363
2022-09-01 $449,411 (18.3%) $585,020 (10.7%) 1.05 7,551
2022-10-01 $445,000 (14.1%) $589,084 (10.4%) 1.05 7,402
2022-11-01 $439,406 (14.2%) $581,268 (8.5%) 1.06 7,848
Orlando's median listing price for 2022-11-01 was $439,406, a difference of $54,456 (14.2%) versus the prior year and $-5,594 versus the prior month.

Orlando's median listing price comes in at 106% of the national average.

Orlando's average listing price for 2022-11-01 was $581,268, a difference of $45,622 (8.5%) versus the prior year and $-7,816 versus the prior month.

For the 2022-11-01 period, Orlando had 7,848 MLS listings, a difference of 446 listings (6%) versus the prior month and 4,030 listings (106%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Orlando (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 76 days 2,112 sqft
2018-02-01 68 days 2,128 sqft
2018-03-01 57 days 2,161 sqft
2018-04-01 58 days 2,185 sqft
2018-05-01 58 days 2,166 sqft
2018-06-01 58 days 2,173 sqft
2018-07-01 59 days 2,162 sqft
2018-08-01 60 days 2,146 sqft
2018-09-01 61 days 2,099 sqft
2018-10-01 60 days 2,088 sqft
2018-11-01 62 days 2,054 sqft
2018-12-01 69 days 2,043 sqft
2019-01-01 75 days 2,037 sqft
2019-02-01 68 days 2,042 sqft
2019-03-01 62 days 2,064 sqft
2019-04-01 59 days 2,082 sqft
2019-05-01 58 days 2,100 sqft
2019-06-01 59 days 2,106 sqft
2019-07-01 59 days 2,113 sqft
2019-08-01 61 days 2,104 sqft
2019-09-01 64 days 2,092 sqft
2019-10-01 66 days 2,085 sqft
2019-11-01 63 days 2,081 sqft
2019-12-01 69 days 2,079 sqft
2020-01-01 73 days 2,062 sqft
2020-02-01 67 days 2,070 sqft
2020-03-01 56 days 2,068 sqft
2020-04-01 58 days 2,008 sqft
2020-05-01 68 days 1,992 sqft
2020-06-01 73 days 1,988 sqft
2020-07-01 63 days 1,986 sqft
2020-08-01 59 days 1,974 sqft
2020-09-01 59 days 1,949 sqft
2020-10-01 59 days 1,920 sqft
2020-11-01 60 days 1,914 sqft
2020-12-01 65 days 1,903 sqft
2021-01-01 71 days 1,866 sqft
2021-02-01 64 days 1,828 sqft
2021-03-01 51 days 1,829 sqft
2021-04-01 43 days 1,805 sqft
2021-05-01 37 days 1,800 sqft
2021-06-01 35 days 1,846 sqft
2021-07-01 36 days 1,852 sqft
2021-08-01 36 days 1,864 sqft
2021-09-01 38 days 1,867 sqft
2021-10-01 41 days 1,888 sqft
2021-11-01 43 days 1,849 sqft
2021-12-01 60 days 1,853 sqft
2022-01-01 44 days 1,849 sqft
2022-02-01 35 days 1,821 sqft
2022-03-01 31 days 1,827 sqft
2022-04-01 31 days 1,847 sqft
2022-05-01 27 days 1,911 sqft
2022-06-01 29 days 1,950 sqft
2022-07-01 31 days 1,960 sqft
2022-08-01 40 days 1,938 sqft
2022-09-01 49 days 1,914 sqft
2022-10-01 57 days 1,914 sqft
2022-11-01 62 days 1,914 sqft
Orlando's median listing age (time on market) for 2022-11-01 was 62 days. This is 45% longer than the same period one year ago.

Orlando's median square footage for active listings during the 2022-11-01 period was 1,914 sqft. One year prior, the average listing was 1,849 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.