First Fsb Of Mascoutah Mortgage Rates, Fees & Info

Mascoutah, IL

LEI: 254900FTCNECUOWATD22

Tax ID: 37-0402600

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    First Fsb Of Mascoutah is a smaller mortgage company specializing in Home Purchase and Cash Out Refi loans. First Fsb Of Mascoutah has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Corsicana, and Carbondale among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

    First Fsb Of Mascoutah has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    34

    Origination Dollar Volume (All Markets)

    $9,310,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ST. LOUIS, MO-IL (FHA|USDA|VA) 32 $7,950,000 $248,438 $0 0.00%
    Corsicana, TX (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $0 0.00%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
    First Fsb Of Mascoutah's top markets include St. Louis, Corsicana, and Carbondale among others.

    Their top states include:
  • Illinois (FHA|USDA|VA)
  • Missouri (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 34 $9,310,000 $273,824 $0 0.00%

    For 2023, First Fsb Of Mascoutah's most frequently originated type of loan was Conventional, with 34 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 16 $4,100,000 $256,250 $0 0.00%
    Cash Out Refi 10 $3,930,000 $393,000 $0 0.00%
    Refi 5 $1,165,000 $233,000 $0 0.00%
    Home Improvement 3 $115,000 $38,333 $0 0.00%

    For 2023, First Fsb Of Mascoutah's most frequently cited loan purpose was Home Purchase, with 16 originations. The 2nd most popular reason was Cash Out Refi, with 10 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 34 $9,310,000 $273,824 $0 0.00%

    For 2023, First Fsb Of Mascoutah's most frequently cited loan duration was Other, with 34 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 13 $695,000 $53,462 $0 0.00%
    $100k-200k 8 $1,290,000 $161,250 $0 0.00%
    $200k-400k 7 $2,015,000 $287,857 $0 0.00%
    $400k-600k 4 $2,070,000 $517,500 $0 0.00%
    $1MM+ 2 $3,240,000 $1,620,000 $0 0.00%

    2023 saw First Fsb Of Mascoutah place emphasis on $100,000 or less loans with 13 originations, totaling $695,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 6 $1,330,000 $221,667 $0 0.00%
    $250k+ 4 $1,180,000 $295,000 $0 0.00%
    $50k or less 4 $340,000 $85,000 $0 0.00%
    $75k-100k 3 $245,000 $81,667 $0 0.00%
    $100k-150k 2 $600,000 $300,000 $0 0.00%
    $50k-75k 2 $60,000 $30,000 $0 0.00%

    First Fsb Of Mascoutah lent most frequently to those with incomes in the $150k-250k range, with 6 originations. The second most popular income band? $250k+, with 4 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 34 $9,310,000 $273,824 $0 0.00%

    First Fsb Of Mascoutah lent most frequently to those with DTI ratios of Exempt%, with 34 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Not applicable 12 $5,390,000 $449,167 $0 0.00%
    White 21 $3,695,000 $175,952 $0 0.00%
    Not provided 1 $225,000 $225,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    90.91%

    First Fsb Of Mascoutah has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.35%

    First Fsb Of Mascoutah has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 34 $9,310,000 $273,824

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    34 $9,310,000 $273,824