ST. LOUIS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in St. Louis averaged
6.83%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.86% and
one month ago for the week of 2025-05-15, the
average rate was 6.73%.
St. Louis's average rate one year ago was 7.07%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| St. Louis 30 Year Fixed Rate | 2025-06-18 | 6.83% |
| St. Louis 30 Year Fixed Rate Refi | 2025-06-18 | 7.08% |
| St. Louis 15 Year Fixed Rate | 2025-06-18 | 6.57% |
| St. Louis 15 Year Fixed Rate Refi | 2025-06-18 | 6.66% |
| St. Louis 30 Year FHA | 2025-06-18 | -0.03% |
| St. Louis 30 Year FHA Refi | 2025-06-18 | -0.04% |
| St. Louis 30 Year USDA | 2025-06-18 | -0.11% |
| St. Louis 30 Year USDA Refi | 2025-06-18 | 0% |
| St. Louis 30 Year VA | 2025-06-18 | 0.12% |
| St. Louis 30 Year VA Refi | 2025-06-18 | -0.37% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ST. LOUIS, MO-IL.
ST. LOUIS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ST. LOUIS, MO-IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ST. LOUIS Average Closing Costs & Other Stats
ST. LOUIS, MO-IL's 336 lenders originated 61,144
loans during 2024. The total origination value was $14,394,340,000, with an average loan value of
$235,417.
ST. LOUIS's average closing costs are $4,008.
The top ST. LOUIS lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
1,914 loans originated. Their average total fees are
$4,287, which is $66
lower than the next largest lender,
DAS Acquisition Company, LLC.
The lowest fee ST. LOUIS lenders (with over 10 loans originated) are
Discover Bank ($0), PREMIA MORTGAGE, LLC ($1,490), First National Bank of Waterloo ($1,774), United Community Bank ($1,877) and Bank of Hillsboro ($1,987).
The lowest rate ST. LOUIS lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.82%), Raymond James Bank (5.84%), CIBC Bank USA (5.99%), Morgan Stanley Private Bank (6.13%) and Bank of America (6.17%).
ST. LOUIS, MO-IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $620,500,000 | $786,060,000 | 26.7% | 5.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $583,665,000 | $675,895,000 | 15.8% | 4.7% |
| QUICKEN LOANS, LLC | $391,770,000 | $511,340,000 | 30.5% | 3.6% |
| BROKER SOLUTIONS, INC. | $330,970,000 | $498,990,000 | 50.8% | 3.5% |
| DAS Acquisition Company, LLC | $496,405,000 | $467,615,000 | -5.8% | 3.2% |
| Stifel Bank and Trust | $405,365,000 | $467,170,000 | 15.2% | 3.2% |
| FLAT BRANCH MORTGAGE, INC. | $376,360,000 | $363,600,000 | -3.4% | 2.5% |
| U.S. Bank | $356,995,000 | $357,580,000 | 0.2% | 2.5% |
| FCB Banks | $326,915,000 | $351,880,000 | 7.6% | 2.4% |
| FIRST COMMUNITY | $329,070,000 | $338,595,000 | 2.9% | 2.4% |
| Mortgage Research Center, LLC | $231,455,000 | $305,705,000 | 32.1% | 2.1% |
| DELMAR FINANCIAL COMPANY | $180,070,000 | $285,870,000 | 58.8% | 2.0% |
| Arbor Realty Trust, Inc. | $245,685,000 | $281,245,000 | 14.5% | 2.0% |
| The Central Trust Bank | $206,520,000 | $240,235,000 | 16.3% | 1.7% |
| First State Bank of St. Charles, Missouri | $189,295,000 | $238,650,000 | 26.1% | 1.7% |
| Carrollton Bank | $313,415,000 | $219,750,000 | -29.9% | 1.5% |
| Regions Bank | $179,345,000 | $199,865,000 | 11.4% | 1.4% |
| GERSHMAN INVESTMENT CORP. | $181,710,000 | $197,215,000 | 8.5% | 1.4% |
| TOGETHER CREDIT UNION | $160,900,000 | $194,080,000 | 20.6% | 1.3% |
| Commerce Bank | $169,370,000 | $187,155,000 | 10.5% | 1.3% |
| Bank of America | $163,160,000 | $178,325,000 | 9.3% | 1.2% |
| Midwest BankCentre | $104,750,000 | $169,850,000 | 62.1% | 1.2% |
| GUARANTEED RATE AFFINITY, LLC | $142,370,000 | $160,705,000 | 12.9% | 1.1% |
| ENDEAVOR CAPITAL, LLC. | $125,560,000 | $149,925,000 | 19.4% | 1.0% |
| JPMorgan Chase Bank | $117,935,000 | $144,450,000 | 22.5% | 1.0% |
| NEWREZ LLC | $66,305,000 | $139,150,000 | 109.9% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $158,490,000 | $137,535,000 | -13.2% | 1.0% |
| SCOTT CREDIT UNION | $97,260,000 | $137,350,000 | 41.2% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $41,430,000 | $130,610,000 | 215.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $73,485,000 | $127,505,000 | 73.5% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $25,120,000 | $125,510,000 | 399.6% | 0.9% |
| First Bank | $132,610,000 | $110,350,000 | -16.8% | 0.8% |
| GUARANTEED RATE, INC. | $109,385,000 | $102,185,000 | -6.6% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $84,785,000 | $100,465,000 | 18.5% | 0.7% |
| JLB CORPORATION | $81,550,000 | $98,075,000 | 20.3% | 0.7% |
| Truist | $55,060,000 | $88,355,000 | 60.5% | 0.6% |
| Paramount Bank | $56,280,000 | $86,305,000 | 53.3% | 0.6% |
| Associated Bank | $59,055,000 | $83,030,000 | 40.6% | 0.6% |
| First State Community Bank | $95,785,000 | $79,785,000 | -16.7% | 0.6% |
| FAMILY FINANCE MORTGAGE, LLC | $63,595,000 | $75,560,000 | 18.8% | 0.5% |
| VICTORY MORTGAGE, L.L.C. | $42,890,000 | $74,150,000 | 72.9% | 0.5% |
| LEADERONE FINANCIAL CORPORATION | $61,480,000 | $72,925,000 | 18.6% | 0.5% |
| GENEVA FINANCIAL, LLC | $22,095,000 | $68,570,000 | 210.3% | 0.5% |
| PNC Bank | $61,550,000 | $68,090,000 | 10.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $51,200,000 | $67,645,000 | 32.1% | 0.5% |
| Wells Fargo Bank | $81,960,000 | $65,910,000 | -19.6% | 0.5% |
| VANTAGE Credit Union | $86,555,000 | $63,600,000 | -26.5% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $24,565,000 | $61,855,000 | 151.8% | 0.4% |
| Bank of Springfield | $70,600,000 | $61,775,000 | -12.5% | 0.4% |
| The Bank of Old Monroe | $45,485,000 | $58,990,000 | 29.7% | 0.4% |
| Nations Lending Corporation | $40,440,000 | $57,690,000 | 42.7% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $50,545,000 | $56,275,000 | 11.3% | 0.4% |
| NEIGHBORS | $25,590,000 | $55,620,000 | 117.4% | 0.4% |
| WALKER & DUNLOP, LLC | $7,715,000 | $53,670,000 | 595.7% | 0.4% |
| Sullivan Bank | $52,240,000 | $53,595,000 | 2.6% | 0.4% |
| Arvest Bank | $17,600,000 | $51,920,000 | 195.0% | 0.4% |
| Great Southern Bank | $54,365,000 | $51,085,000 | -6.0% | 0.4% |
| Flagstar Bank, FSB | $54,465,000 | $50,065,000 | -8.1% | 0.3% |
| Bankers Trust Company | $49,860,000 | n/a | 0.3% | |
| WEST COMMUNITY | $52,700,000 | $49,380,000 | -6.3% | 0.3% |
| Midland States Bank | $32,180,000 | $49,315,000 | 53.2% | 0.3% |
| LOANDEPOT.COM, LLC | $45,760,000 | $49,105,000 | 7.3% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $26,575,000 | $46,865,000 | 76.3% | 0.3% |
| USAA Federal Savings Bank | $46,170,000 | $46,775,000 | 1.3% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $57,550,000 | $46,305,000 | -19.5% | 0.3% |
| ACCESS CAPITAL FUNDING, L.L.C. | $26,175,000 | $46,185,000 | 76.4% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $20,625,000 | $45,950,000 | 122.8% | 0.3% |
| U S WIDE FINANCIAL LLC | $23,525,000 | $45,590,000 | 93.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,800,000 | $45,225,000 | 62.7% | 0.3% |
| Lindell Bank & Trust Company | $57,635,000 | $45,140,000 | -21.7% | 0.3% |
| 1ST MIDAMERICA | $28,435,000 | $43,890,000 | 54.4% | 0.3% |
| Busey Bank | $64,430,000 | $42,265,000 | -34.4% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $10,765,000 | $40,375,000 | 275.1% | 0.3% |
| UMB Bank | $57,430,000 | $38,660,000 | -32.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $11,900,000 | $38,125,000 | 220.4% | 0.3% |
| FIRST MORTGAGE COMPANY, INC. | $46,265,000 | $38,120,000 | -17.6% | 0.3% |
| BMO Harris Bank | $50,935,000 | $38,075,000 | -25.2% | 0.3% |
| First Mid Bank & Trust | $89,085,000 | $37,865,000 | -57.5% | 0.3% |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $41,365,000 | $37,785,000 | -8.7% | 0.3% |
| ORIX REAL ESTATE CAPITAL, LLC | $37,190,000 | n/a | 0.3% | |
| American Bank of Missouri | $53,405,000 | $36,860,000 | -31.0% | 0.3% |
| Merchants Bank of Indiana | $70,465,000 | $36,385,000 | -48.4% | 0.3% |
| First Horizon Bank | $31,550,000 | $36,005,000 | 14.1% | 0.3% |
| NBKC BANK | $17,600,000 | $35,380,000 | 101.0% | 0.2% |
| United Community Bank | $24,600,000 | $35,330,000 | 43.6% | 0.2% |
| Bell Bank | $25,825,000 | $35,265,000 | 36.6% | 0.2% |
| Old National Bank | $3,400,000 | $35,010,000 | 929.7% | 0.2% |
| Dieterich Bank | $17,395,000 | $34,170,000 | 96.4% | 0.2% |
| Montgomery Bank | $33,320,000 | $33,940,000 | 1.9% | 0.2% |
| Heritage Community Bank | $28,045,000 | $32,155,000 | 14.7% | 0.2% |
| CIBC Bank USA | $12,105,000 | $32,095,000 | 165.1% | 0.2% |
| First National Bank of Waterloo | $27,865,000 | $32,085,000 | 15.1% | 0.2% |
| Bank of Washington | $42,645,000 | $31,325,000 | -26.5% | 0.2% |
| United Bank of Union | $33,720,000 | $31,250,000 | -7.3% | 0.2% |
| Discover Bank | $24,950,000 | $30,950,000 | 24.0% | 0.2% |
| CNB Bank And Trust, N.A. | $40,220,000 | $30,890,000 | -23.2% | 0.2% |
| Citibank | $53,990,000 | $30,750,000 | -43.0% | 0.2% |
| Enterprise Bank & Trust | $35,775,000 | $29,830,000 | -16.6% | 0.2% |
| Morgan Stanley Private Bank | $29,230,000 | $28,880,000 | -1.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $9,525,000 | $28,825,000 | 202.6% | 0.2% |
| Triad Bank | $17,590,000 | $28,380,000 | 61.3% | 0.2% |
| EVERETT FINANCIAL, INC. | $4,535,000 | $27,260,000 | 501.1% | 0.2% |
| HNB National Bank | $12,960,000 | $26,675,000 | 105.8% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $26,585,000 | n/a | 0.2% | |
| ALLIANCE CREDIT UNION | $45,295,000 | $26,505,000 | -41.5% | 0.2% |
| CMG MORTGAGE, INC. | $35,805,000 | $26,425,000 | -26.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $22,590,000 | $26,005,000 | 15.1% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $25,025,000 | $25,915,000 | 3.6% | 0.2% |
| PREMIA MORTGAGE, LLC | $33,320,000 | $25,890,000 | -22.3% | 0.2% |
| PLANET HOME LENDING, LLC | $10,180,000 | $25,215,000 | 147.7% | 0.2% |
| Peoples National Bank , N.A. | $17,685,000 | $24,920,000 | 40.9% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $28,780,000 | $24,890,000 | -13.5% | 0.2% |
| Ozarks Federal Savings and Loan Association | $19,060,000 | $24,860,000 | 30.4% | 0.2% |
| Bank of Hillsboro | $23,270,000 | $24,850,000 | 6.8% | 0.2% |
| FRONTIER FINANCIAL, INC. | $37,550,000 | $24,055,000 | -35.9% | 0.2% |
| Bank of O'Fallon | $18,940,000 | $23,765,000 | 25.5% | 0.2% |
| Farmers and Merchants Bank of St. Clair | $19,485,000 | $23,685,000 | 21.6% | 0.2% |
| CARDINAL FINANCIAL | $49,625,000 | $22,670,000 | -54.3% | 0.2% |
| ARSENAL CREDIT UNION | $15,055,000 | $22,240,000 | 47.7% | 0.2% |
| The Federal Savings Bank | $13,855,000 | $22,185,000 | 60.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $31,075,000 | $22,135,000 | -28.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $13,470,000 | $20,860,000 | 54.9% | 0.1% |
| Plains Commerce Bank | $24,695,000 | $19,750,000 | -20.0% | 0.1% |
| Bank of Franklin County | $23,180,000 | $19,330,000 | -16.6% | 0.1% |
| Bloomsdale Bank | $14,550,000 | $19,155,000 | 31.6% | 0.1% |
| Carrington Mortgage Services, LLC | $17,980,000 | $18,940,000 | 5.3% | 0.1% |
| PEOPLES BANK & TRUST CO. | $22,550,000 | $18,940,000 | -16.0% | 0.1% |
| Town & Country Bank | $9,815,000 | $18,785,000 | 91.4% | 0.1% |
| Citizens National Bank of Greater St. Louis | $22,425,000 | $18,320,000 | -18.3% | 0.1% |
| The Bradford National Bank of Greenville | $16,815,000 | $17,900,000 | 6.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $17,240,000 | $17,620,000 | 2.2% | 0.1% |
| The Huntington National Bank | $33,900,000 | $17,595,000 | -48.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $11,920,000 | $17,415,000 | 46.1% | 0.1% |
| Figure Lending LLC | $13,870,000 | $17,170,000 | 23.8% | 0.1% |
| NP, Inc. | $10,205,000 | $17,145,000 | 68.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $12,130,000 | $16,150,000 | 33.1% | 0.1% |
| COMMUNITY MORTGAGE, LLC | $14,600,000 | $15,940,000 | 9.2% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $17,285,000 | $15,605,000 | -9.7% | 0.1% |
| The Missouri Bank | $14,565,000 | $15,515,000 | 6.5% | 0.1% |
| BancorpSouth | $18,715,000 | $15,320,000 | -18.1% | 0.1% |
| MORTGAGE SOLUTIONS LLC | $12,755,000 | $15,265,000 | 19.7% | 0.1% |
| Citizens Community Bank | $17,820,000 | $15,055,000 | -15.5% | 0.1% |
| Pike Bancorp | $10,435,000 | $14,800,000 | 41.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $9,505,000 | $14,735,000 | 55.0% | 0.1% |
| Raymond James Bank | $5,775,000 | $14,175,000 | 145.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $14,045,000 | $14,130,000 | 0.6% | 0.1% |
| Bank of Belleville | $15,000,000 | $14,080,000 | -6.1% | 0.1% |
| GCS | $11,975,000 | $14,035,000 | 17.2% | 0.1% |
| Charles Schwab Bank, SSB | $5,305,000 | $13,585,000 | 156.1% | 0.1% |
| Citizens Bank | $12,680,000 | $13,275,000 | 4.7% | 0.1% |
| ELECTRO SAVINGS CREDIT UNION | $5,410,000 | $13,235,000 | 144.6% | 0.1% |
| LIMA ONE CAPITAL, LLC | $8,425,000 | $13,000,000 | 54.3% | 0.1% |
| COMMUNITYAMERICA | $5,225,000 | $12,975,000 | 148.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,570,000 | $12,685,000 | 255.3% | 0.1% |
| Equity Prime Mortgage LLC | $3,575,000 | $12,280,000 | 243.5% | 0.1% |
| TOWNE MORTGAGE COMPANY | $6,110,000 | $12,185,000 | 99.4% | 0.1% |
| Germantown Trust & Savings Bank | $9,435,000 | $11,845,000 | 25.5% | 0.1% |
| Community Bank of Trenton | $16,420,000 | $11,830,000 | -28.0% | 0.1% |
| Simmons Bank | $31,105,000 | $11,780,000 | -62.1% | 0.1% |
| T2 FINANCIAL LLC | $11,850,000 | $11,645,000 | -1.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $6,555,000 | $11,195,000 | 70.8% | 0.1% |
| First FSB of Mascoutah | $7,950,000 | $11,060,000 | 39.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,745,000 | $11,000,000 | 193.7% | 0.1% |
| People's Savings Bank of Rhineland | $17,510,000 | $10,835,000 | -38.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $9,010,000 | $10,770,000 | 19.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,435,000 | $10,755,000 | 14.0% | 0.1% |
| First State Bank and Trust | $10,505,000 | n/a | 0.1% | |
| Southern Bank | $6,585,000 | $10,285,000 | 56.2% | 0.1% |
| UBS Bank USA | $9,705,000 | $10,120,000 | 4.3% | 0.1% |
| Midwest Regional Bank | $2,785,000 | $10,045,000 | 260.7% | 0.1% |
| State Bank of Waterloo | $12,850,000 | $9,980,000 | -22.3% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $7,510,000 | $9,930,000 | 32.2% | 0.1% |
| Buena Vista National Bank | $5,970,000 | $9,920,000 | 66.2% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,445,000 | $9,870,000 | 583.0% | 0.1% |
| CITIZENS EQUITY FIRST | $6,495,000 | $9,720,000 | 49.7% | 0.1% |
| PHH Mortgage Corporation | $4,265,000 | $9,715,000 | 127.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $9,705,000 | $9,705,000 | 0.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,445,000 | $9,250,000 | 278.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $8,350,000 | $9,130,000 | 9.3% | 0.1% |
| First Federal Bank | $2,840,000 | $9,080,000 | 219.7% | 0.1% |
| Ally Bank | $10,935,000 | $9,035,000 | -17.4% | 0.1% |
| INB | $2,080,000 | $8,850,000 | 325.5% | 0.1% |
| Fifth Third Bank | $5,270,000 | $8,690,000 | 64.9% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,980,000 | $8,685,000 | 45.2% | 0.1% |
| Citizens Bank | $12,680,000 | $8,625,000 | -32.0% | 0.1% |
| Collinsville Building and Loan Association | $6,855,000 | $8,340,000 | 21.7% | 0.1% |
| Century Credit Union | $2,955,000 | $8,115,000 | 174.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,725,000 | $7,935,000 | 67.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $11,705,000 | $7,720,000 | -34.0% | 0.1% |
| Bankers' Bank | $5,165,000 | $7,715,000 | 49.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,130,000 | $7,690,000 | 49.9% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,715,000 | $7,685,000 | 348.1% | 0.1% |
| RF Renovo Management Company, LLC | $9,440,000 | $7,620,000 | -19.3% | 0.1% |
| Community State Bank of Missouri | $7,645,000 | $7,520,000 | -1.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $7,815,000 | $7,370,000 | -5.7% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $5,585,000 | $7,325,000 | 31.2% | 0.1% |
| Dollar Bank, Federal Savings Bank | $13,590,000 | $7,065,000 | -48.0% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $5,350,000 | $6,990,000 | 30.7% | 0.0% |
| LOANPAL, LLC | $3,925,000 | $6,875,000 | 75.2% | 0.0% |
| Bank & Trust Company | $5,795,000 | $6,855,000 | 18.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,285,000 | $6,835,000 | 199.1% | 0.0% |
| BAY EQUITY LLC | $11,545,000 | $6,595,000 | -42.9% | 0.0% |
| ST JOHNS B&T CO | $21,025,000 | $6,590,000 | -68.7% | 0.0% |
| Farmers Bank & Trust | $2,445,000 | $6,530,000 | 167.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,770,000 | $6,370,000 | 10.4% | 0.0% |
| The First National Bank in Carlyle | $2,875,000 | $6,210,000 | 116.0% | 0.0% |
| ALLIANT CREDIT UNION | $2,070,000 | $6,165,000 | 197.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $585,000 | $6,085,000 | 940.2% | 0.0% |
| UIF CORPORATION | $5,535,000 | $6,085,000 | 9.9% | 0.0% |
| ALLTRU Federal Credit Union | $7,970,000 | $5,975,000 | -25.0% | 0.0% |
| Bank Star | $11,570,000 | $5,880,000 | -49.2% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,640,000 | $5,740,000 | 117.4% | 0.0% |
| Springfield First Community Bank | $355,000 | $5,595,000 | 1,476.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,480,000 | $5,535,000 | 59.1% | 0.0% |
| SPRING EQ, LLC | $3,335,000 | $5,450,000 | 63.4% | 0.0% |
| The Bank of Missouri | $3,845,000 | $5,410,000 | 40.7% | 0.0% |
| Golden Empire Mortgage, Inc. | $5,365,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,190,000 | $5,350,000 | 3.1% | 0.0% |
| Gateway Metro Federal Credit Union | $5,015,000 | $4,995,000 | -0.4% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $3,830,000 | $4,740,000 | 23.8% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,965,000 | $4,600,000 | 55.1% | 0.0% |
| NexBank | $1,355,000 | $4,450,000 | 228.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,740,000 | $4,415,000 | 61.1% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $695,000 | $4,310,000 | 520.1% | 0.0% |
| Magnolia Bank | $1,795,000 | $4,295,000 | 139.3% | 0.0% |
| Financial Funding Solutions, Inc. | $845,000 | $4,270,000 | 405.3% | 0.0% |
| AMWEST FUNDING CORP. | $2,590,000 | $4,210,000 | 62.5% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,950,000 | $4,175,000 | 114.1% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $8,145,000 | $4,075,000 | -50.0% | 0.0% |
| Heartland Bank and Trust Company | $12,295,000 | $4,025,000 | -67.3% | 0.0% |
| Farm Credit Mid-America, ACA | $3,035,000 | $3,940,000 | 29.8% | 0.0% |
| HomeBank | $4,150,000 | $3,890,000 | -6.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,215,000 | $3,815,000 | 72.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $3,735,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $3,735,000 | n/a | 0.0% | |
| LEGENDS BANK | $7,070,000 | $3,720,000 | -47.4% | 0.0% |
| Sterling Bank | $13,170,000 | $3,705,000 | -71.9% | 0.0% |
| Armed Forces Bank | $2,080,000 | $3,700,000 | 77.9% | 0.0% |
| OCMBC, INC. | $4,095,000 | $3,660,000 | -10.6% | 0.0% |
| LENDINGONE, LLC | $36,725,000 | $3,635,000 | -90.1% | 0.0% |
| MIDWEST MEMBERS Credit Union | $2,855,000 | $3,560,000 | 24.7% | 0.0% |
| General Mortgage Capital Corporation | $825,000 | $3,415,000 | 313.9% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $3,370,000 | n/a | 0.0% | |
| MRV Banks | $1,980,000 | $3,365,000 | 69.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,890,000 | $3,310,000 | 14.5% | 0.0% |
| Texana Bank | $3,300,000 | n/a | 0.0% | |
| BOKF | $2,160,000 | $3,250,000 | 50.5% | 0.0% |
| Farmers State Bank of Hoffman | $850,000 | $3,220,000 | 278.8% | 0.0% |
| Oakstar Bank | $245,000 | $3,180,000 | 1,198.0% | 0.0% |
| TruHome Solutions, LLC | $2,635,000 | $3,155,000 | 19.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,065,000 | $3,055,000 | 186.9% | 0.0% |
| JERSEY STATE BANK | $4,325,000 | $3,035,000 | -29.8% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $4,300,000 | $3,015,000 | -29.9% | 0.0% |
| Logan Finance Corporation | $825,000 | $3,005,000 | 264.2% | 0.0% |
| The FNB Community Bank | $3,490,000 | $2,970,000 | -14.9% | 0.0% |
| BANK OF CALHOUN COUNTY | $2,770,000 | $2,890,000 | 4.3% | 0.0% |
| SOUTHWEST FUNDING, LP | $2,865,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $245,000 | $2,825,000 | 1,053.1% | 0.0% |
| GREENSTATE CREDIT UNION | $2,165,000 | $2,815,000 | 30.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $8,060,000 | $2,780,000 | -65.5% | 0.0% |
| The Farmers and Merchants National Bank of Nashville | $6,120,000 | $2,740,000 | -55.2% | 0.0% |
| Boeing Employees Credit Union | $1,320,000 | $2,670,000 | 102.3% | 0.0% |
| JONESBURG STATE BANK | $1,960,000 | $2,660,000 | 35.7% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,780,000 | $2,640,000 | -30.2% | 0.0% |
| Mid-Continent Funding, Inc. | $3,525,000 | $2,630,000 | -25.4% | 0.0% |
| North American Savings Bank, F.S.B. | $2,915,000 | $2,575,000 | -11.7% | 0.0% |
| Bank Iowa | $2,555,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $7,940,000 | $2,505,000 | -68.5% | 0.0% |
| River Region Credit Union | $3,510,000 | $2,470,000 | -29.6% | 0.0% |
| Bank of Kampsville | $1,590,000 | $2,460,000 | 54.7% | 0.0% |
| Heritage Bank | $2,445,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $570,000 | $2,430,000 | 326.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,355,000 | $2,420,000 | 78.6% | 0.0% |
| DIGITAL Federal Credit Union | $9,385,000 | $2,400,000 | -74.4% | 0.0% |
| First Savings Bank | $3,265,000 | $2,385,000 | -27.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $295,000 | $2,380,000 | 706.8% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,545,000 | $2,370,000 | -6.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,385,000 | $2,320,000 | -2.7% | 0.0% |
| Community First National Bank | $2,270,000 | n/a | 0.0% | |
| NFM, INC. | $1,185,000 | $2,270,000 | 91.6% | 0.0% |
| Ameris Bank | $425,000 | $2,245,000 | 428.2% | 0.0% |
| First Option Mortgage, LLC | $2,230,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $315,000 | $2,230,000 | 607.9% | 0.0% |
| Petefish, Skiles & Co. | $1,630,000 | $2,100,000 | 28.8% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $930,000 | $2,095,000 | 125.3% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $3,220,000 | $2,075,000 | -35.6% | 0.0% |
| Baxter Credit Union | $1,635,000 | $2,045,000 | 25.1% | 0.0% |
| Northpointe Bank | $4,805,000 | $1,980,000 | -58.8% | 0.0% |
| Warren-Boynton State Bank | $2,505,000 | $1,960,000 | -21.8% | 0.0% |
| M&T Bank | $1,615,000 | $1,950,000 | 20.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,765,000 | $1,915,000 | -30.7% | 0.0% |
| Gateway First Bank | $670,000 | $1,905,000 | 184.3% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $1,895,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $215,000 | $1,895,000 | 781.4% | 0.0% |
| Citadel Servicing Corporation | $4,155,000 | $1,820,000 | -56.2% | 0.0% |
| Ixonia Bank | $790,000 | $1,800,000 | 127.8% | 0.0% |
| MISSOURI Credit Union | $1,990,000 | $1,775,000 | -10.8% | 0.0% |
| Devon Bank | $1,770,000 | n/a | 0.0% | |
| First Midwest Bank of Poplar Bluff | $1,415,000 | $1,755,000 | 24.0% | 0.0% |
| Midwest Mortgage Associates Corporation | $1,455,000 | $1,740,000 | 19.6% | 0.0% |
| Servion, Inc. | $2,825,000 | $1,735,000 | -38.6% | 0.0% |
| Coastal Community Bank | $1,345,000 | $1,685,000 | 25.3% | 0.0% |
| First Bankers Trust Company | $5,590,000 | $1,660,000 | -70.3% | 0.0% |
| FCS Financial FLCA | $525,000 | $1,655,000 | 215.2% | 0.0% |
| BM Real Estate Services, Inc. | $1,645,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $655,000 | $1,630,000 | 148.9% | 0.0% |
| Independent Bank | $125,000 | $1,625,000 | 1,200.0% | 0.0% |
| Bethpage Federal Credit Union | $1,025,000 | $1,600,000 | 56.1% | 0.0% |
| The Union Bank Company | $215,000 | $1,555,000 | 623.3% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $1,420,000 | $1,540,000 | 8.5% | 0.0% |
| Mid America Bank | $1,090,000 | $1,535,000 | 40.8% | 0.0% |
| Bank of England | $995,000 | $1,495,000 | 50.3% | 0.0% |
| Peoples Bank | $1,515,000 | $1,465,000 | -3.3% | 0.0% |
| SILVER HILL FUNDING, LLC | $125,000 | $1,450,000 | 1,060.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,165,000 | $1,425,000 | 22.3% | 0.0% |
| Alliance Community Bank | $260,000 | $1,405,000 | 440.4% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,040,000 | $1,325,000 | 27.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,445,000 | $1,290,000 | -10.7% | 0.0% |
| First National Bank of America | $665,000 | $1,275,000 | 91.7% | 0.0% |
| First Federal Bank of Kansas City | $465,000 | $1,270,000 | 173.1% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $205,000 | $1,250,000 | 509.8% | 0.0% |
| Hawthorn Bank | $18,965,000 | $1,245,000 | -93.4% | 0.0% |
| Sunflower Bank | $1,135,000 | $1,210,000 | 6.6% | 0.0% |
| TOWER | $160,000 | $1,200,000 | 650.0% | 0.0% |
| American Airlines Federal Credit Union | $1,590,000 | $1,190,000 | -25.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $840,000 | $1,190,000 | 41.7% | 0.0% |
| GMFS LLC | $750,000 | $1,165,000 | 55.3% | 0.0% |
| NBH Bank | $640,000 | $1,135,000 | 77.3% | 0.0% |
| Deere Employees Credit Union | $435,000 | $1,130,000 | 159.8% | 0.0% |
| Hometown Equity Mortgage, LLC | $460,000 | $1,130,000 | 145.7% | 0.0% |
| Presidential Bank, FSB | $435,000 | $1,130,000 | 159.8% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $95,000 | $1,105,000 | 1,063.2% | 0.0% |
| First-Citizens Bank & Trust Company | $1,585,000 | $1,105,000 | -30.3% | 0.0% |
| Waterstone Mortgage Corporation | $1,975,000 | $1,100,000 | -44.3% | 0.0% |
| Village Bank & Trust | $1,085,000 | n/a | 0.0% | |
| First Merchants Bank | $1,080,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $990,000 | $1,075,000 | 8.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $105,000 | $1,065,000 | 914.3% | 0.0% |
| UNIFY FINANCIAL Credit Union | $1,060,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,050,000 | n/a | 0.0% | |
| Flanagan State Bank | $480,000 | $1,025,000 | 113.5% | 0.0% |
| Think Mutual Bank | $655,000 | $1,005,000 | 53.4% | 0.0% |
| Leader Bank | $175,000 | $960,000 | 448.6% | 0.0% |
| First American Bank | $1,000,000 | $950,000 | -5.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $935,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $85,000 | $915,000 | 976.5% | 0.0% |
| USAlliance Federal Credit Union | $910,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $900,000 | n/a | 0.0% | |
| Service Federal Credit Union | $1,820,000 | $890,000 | -51.1% | 0.0% |
| Community Mortgage Banc Corporation | $450,000 | $860,000 | 91.1% | 0.0% |
| Morton Community Bank | $695,000 | $835,000 | 20.1% | 0.0% |
| State Department Federal Credit Union | $345,000 | $835,000 | 142.0% | 0.0% |
| S1L, Inc. | $630,000 | $825,000 | 31.0% | 0.0% |
| Home Mortgage Alliance Corp | $820,000 | n/a | 0.0% | |
| Pinnacle Bank | $1,250,000 | $820,000 | -34.4% | 0.0% |
| Brighton Bank | $705,000 | $795,000 | 12.8% | 0.0% |
| First Western Trust Bank | $1,125,000 | $790,000 | -29.8% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $785,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $975,000 | $780,000 | -20.0% | 0.0% |
| MORTGAGEONE, INC. | $780,000 | n/a | 0.0% | |
| STANDARD MORTGAGE CORPORATION | $770,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $250,000 | $765,000 | 206.0% | 0.0% |
| Stride Bank | $765,000 | n/a | 0.0% | |
| Exchange Bank of Missouri | $315,000 | $750,000 | 138.1% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,725,000 | $750,000 | -56.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $945,000 | $730,000 | -22.8% | 0.0% |
| Whitaker Bank | $725,000 | n/a | 0.0% | |
| Bank Five Nine | $305,000 | $720,000 | 136.1% | 0.0% |
| Credence Funding Corporation | $285,000 | $720,000 | 152.6% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $475,000 | $720,000 | 51.6% | 0.0% |
| First National Bank of Brookfield | $710,000 | n/a | 0.0% | |
| The First National Bank of Raymond | $830,000 | $705,000 | -15.1% | 0.0% |
| Regent Bank | $690,000 | n/a | 0.0% | |
| First Bank | $132,610,000 | $680,000 | -99.5% | 0.0% |
| CBI Bank & Trust | $410,000 | $675,000 | 64.6% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $675,000 | n/a | 0.0% | |
| Peoples Bank | $1,515,000 | $665,000 | -56.1% | 0.0% |
| State Bank of Southwest Missouri | $665,000 | n/a | 0.0% | |
| MidWestOne Bank | $655,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $435,000 | $635,000 | 46.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $550,000 | $630,000 | 14.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $235,000 | $625,000 | 166.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $740,000 | $625,000 | -15.5% | 0.0% |
| FirstBank | $2,730,000 | $620,000 | -77.3% | 0.0% |
| OPEN MORTGAGE, LLC | $65,000 | $590,000 | 807.7% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $380,000 | $585,000 | 53.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $580,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $275,000 | $570,000 | 107.3% | 0.0% |
| ILLINOIS STATE CREDIT UNION | $95,000 | $565,000 | 494.7% | 0.0% |
| RESIDENTIAL BANCORP | $565,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $555,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $155,000 | $550,000 | 254.8% | 0.0% |
| ENCORE BANK | $545,000 | n/a | 0.0% | |
| IAA Credit Union | $115,000 | $540,000 | 369.6% | 0.0% |
| Capital Bank | $535,000 | n/a | 0.0% | |
| Connexus Credit Union | $455,000 | $530,000 | 16.5% | 0.0% |
| EVANSVILLE TEACHERS | $1,675,000 | $525,000 | -68.7% | 0.0% |
| United Nations Federal Credit Union | $520,000 | n/a | 0.0% | |
| ADVANCIAL | $2,220,000 | $510,000 | -77.0% | 0.0% |
| Landmark National Bank | $510,000 | n/a | 0.0% | |
| TrustBank | $400,000 | $510,000 | 27.5% | 0.0% |
| Rio Bank | $505,000 | n/a | 0.0% | |
| Deseret First Credit Union | $500,000 | n/a | 0.0% | |
| FIRST SOUTHERN BANK | $305,000 | $500,000 | 63.9% | 0.0% |
| Alliant Bank | $495,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $495,000 | n/a | 0.0% | |
| Trustmark National Bank | $495,000 | n/a | 0.0% | |
| HEARTLAND | $1,085,000 | $490,000 | -54.8% | 0.0% |
| AXIA FINANCIAL, LLC | $1,780,000 | $485,000 | -72.8% | 0.0% |
| Banterra Bank | $255,000 | $485,000 | 90.2% | 0.0% |
| Fortress Bank | $925,000 | $485,000 | -47.6% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $425,000 | $485,000 | 14.1% | 0.0% |
| PROPONENT Federal Credit Union | $485,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $140,000 | $480,000 | 242.9% | 0.0% |
| Security Bank, s.b. | $135,000 | $470,000 | 248.1% | 0.0% |
| Abbott Laboratories Employees Credit Union | $465,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $455,000 | $465,000 | 2.2% | 0.0% |
| FIDELITY BANK | $85,000 | $465,000 | 447.1% | 0.0% |
| Iroquois Federal Savings and Loan Association | $465,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $1,020,000 | $460,000 | -54.9% | 0.0% |
| West Central Bank | $485,000 | $460,000 | -5.2% | 0.0% |
| Unico Bank | $2,215,000 | $450,000 | -79.7% | 0.0% |
| Academy Bank | $450,000 | $445,000 | -1.1% | 0.0% |
| CITY-COUNTY CREDIT UNION | $445,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $470,000 | $435,000 | -7.4% | 0.0% |
| Prairie State Bank and Trust | $405,000 | $435,000 | 7.4% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,085,000 | $430,000 | -60.4% | 0.0% |
| Farmers State Bank of Alto Pass | $150,000 | $430,000 | 186.7% | 0.0% |
| GREAT LAKES | $145,000 | $420,000 | 189.7% | 0.0% |
| MJW Financial LLC | $410,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $405,000 | n/a | 0.0% | |
| AmRes Corporation | $405,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $400,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $560,000 | $400,000 | -28.6% | 0.0% |
| ON Q FINANCIAL, INC. | $6,500,000 | $400,000 | -93.8% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $150,000 | $395,000 | 163.3% | 0.0% |
| COLORADO CREDIT UNION | $395,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $380,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $765,000 | $365,000 | -52.3% | 0.0% |
| MidFirst Bank | $270,000 | $365,000 | 35.2% | 0.0% |
| FBC MORTGAGE, LLC | $360,000 | n/a | 0.0% | |
| Independent Bank | $125,000 | $355,000 | 184.0% | 0.0% |
| Dundee Bank | $345,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $580,000 | $335,000 | -42.2% | 0.0% |
| SUMMIT FUNDING, INC. | $2,030,000 | $335,000 | -83.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $330,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $325,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $325,000 | n/a | 0.0% | |
| The Bank of Herrin | $2,465,000 | $325,000 | -86.8% | 0.0% |
| Valley National Bank | $325,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $640,000 | $315,000 | -50.8% | 0.0% |
| DATA MORTGAGE, INC. | $85,000 | $315,000 | 270.6% | 0.0% |
| Southwest Airlines Federal Credit Union | $310,000 | n/a | 0.0% | |
| Cornerstone Bank | $305,000 | n/a | 0.0% | |
| SUCCESS Federal Credit Union | $305,000 | n/a | 0.0% | |
| Fidelity Bank | $1,230,000 | $300,000 | -75.6% | 0.0% |
| Freedom Bank of Southern Missouri | $125,000 | $300,000 | 140.0% | 0.0% |
| Lincoln Savings Bank | $435,000 | $295,000 | -32.2% | 0.0% |
| OAKTREE FUNDING CORP. | $295,000 | n/a | 0.0% | |
| RANLIFE, INC. | $125,000 | $295,000 | 136.0% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $55,000 | $295,000 | 436.4% | 0.0% |
| Elements Financial Federal Credit Union | $290,000 | n/a | 0.0% | |
| Truity Federal Credit Union | $255,000 | $285,000 | 11.8% | 0.0% |
| A&D Mortgage LLC | $995,000 | $280,000 | -71.9% | 0.0% |
| COMPEER FINANCIAL, FLCA | $280,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $275,000 | n/a | 0.0% | |
| Wood & Huston Bank | $275,000 | n/a | 0.0% | |
| BTC BANK | $265,000 | n/a | 0.0% | |
| First Financial Bank | $410,000 | $265,000 | -35.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $265,000 | n/a | 0.0% | |
| The Callaway Bank | $1,130,000 | $265,000 | -76.5% | 0.0% |
| The Peoples State Bank of Newton, Illinois | $830,000 | $265,000 | -68.1% | 0.0% |
| American National Bank & Trust | $255,000 | n/a | 0.0% | |
| Focus Bank | $255,000 | n/a | 0.0% | |
| PROPER RATE, LLC | $285,000 | $255,000 | -10.5% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $105,000 | $250,000 | 138.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $195,000 | $250,000 | 28.2% | 0.0% |
| Municipal Trust and Savings Bank | $245,000 | n/a | 0.0% | |
| The Dart Bank | $245,000 | n/a | 0.0% | |
| First State Bank | $295,000 | $235,000 | -20.3% | 0.0% |
| GEO-CORP, INC. | $235,000 | n/a | 0.0% | |
| Legence Bank | $235,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $235,000 | n/a | 0.0% | |
| Pacific Lending LLC | $235,000 | n/a | 0.0% | |
| University Bank | $745,000 | $230,000 | -69.1% | 0.0% |
| Blackhawk Bank & Trust | $225,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $185,000 | $225,000 | 21.6% | 0.0% |
| Community Partners Savings Bank | $115,000 | $220,000 | 91.3% | 0.0% |
| Toyota Financial Savings Bank | $345,000 | $220,000 | -36.2% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $1,030,000 | $215,000 | -79.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $615,000 | $215,000 | -65.0% | 0.0% |
| First Midwest Bank of Dexter | $1,040,000 | $215,000 | -79.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $75,000 | $215,000 | 186.7% | 0.0% |
| Quontic Bank | $905,000 | $215,000 | -76.2% | 0.0% |
| Union Bank and Trust Company | $215,000 | n/a | 0.0% | |
| EASTERN SAVINGS BANK | $205,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $205,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $285,000 | $205,000 | -28.1% | 0.0% |
| VERIDIAN CREDIT UNION | $465,000 | $205,000 | -55.9% | 0.0% |
| Generations Bank | $195,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $215,000 | $195,000 | -9.3% | 0.0% |
| Ardent Federal Credit Union | $190,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $280,000 | $185,000 | -33.9% | 0.0% |
| GVC MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $175,000 | n/a | 0.0% | |
| EMM LOANS LLC | $175,000 | n/a | 0.0% | |
| First National Bank of Omaha | $175,000 | n/a | 0.0% | |
| Gold Coast Bank | $305,000 | $175,000 | -42.6% | 0.0% |
| Performance Financial, Inc. | $175,000 | n/a | 0.0% | |
| RUHL MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $165,000 | $165,000 | 0.0% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,645,000 | $165,000 | -90.0% | 0.0% |
| Renasant Bank | $165,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $150,000 | $160,000 | 6.7% | 0.0% |
| Evolve Bank & Trust | $815,000 | $160,000 | -80.4% | 0.0% |
| American Bank & Trust | $155,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $155,000 | n/a | 0.0% | |
| Community National Bank & Trust | $155,000 | n/a | 0.0% | |
| EASTMAN | $415,000 | $155,000 | -62.7% | 0.0% |
| Extraco Banks | $155,000 | n/a | 0.0% | |
| IOWA BANKERS MORTGAGE CORPORATION | $285,000 | $155,000 | -45.6% | 0.0% |
| Northwest Bank | $155,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $145,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $145,000 | n/a | 0.0% | |
| Royal Business Bank | $145,000 | n/a | 0.0% | |
| Axos Bank | $2,110,000 | $140,000 | -93.4% | 0.0% |
| United Credit Union | $225,000 | $140,000 | -37.8% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $100,000 | $130,000 | 30.0% | 0.0% |
| Equity Bank | $710,000 | $125,000 | -82.4% | 0.0% |
| Planters Bank, Inc. | $125,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $125,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $650,000 | $115,000 | -82.3% | 0.0% |
| ATLANTA POSTAL | $105,000 | n/a | 0.0% | |
| First Financial Bank | $410,000 | $105,000 | -74.4% | 0.0% |
| First National Bank of Pana | $505,000 | $105,000 | -79.2% | 0.0% |
| Secured Investment Corp. | $1,020,000 | $105,000 | -89.7% | 0.0% |
| FirstTrust Home Loans, Inc. | $1,125,000 | $100,000 | -91.1% | 0.0% |
| American Mortgage Bank, LLC | $290,000 | $95,000 | -67.2% | 0.0% |
| Beeline Loans, Inc. | $95,000 | n/a | 0.0% | |
| Central Bank | $85,000 | $95,000 | 11.8% | 0.0% |
| CONSERVATION EMP. CREDIT UNION | $490,000 | $95,000 | -80.6% | 0.0% |
| Grundy Bank | $155,000 | $95,000 | -38.7% | 0.0% |
| Lincoln FSB of Nebraska | $95,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $260,000 | $95,000 | -63.5% | 0.0% |
| Capitol Federal Savings Bank | $14,375,000 | $85,000 | -99.4% | 0.0% |
| City National Bank of Florida | $185,000 | $85,000 | -54.1% | 0.0% |
| Allied First Bank,sb | $75,000 | n/a | 0.0% | |
| Centier Bank | $290,000 | $70,000 | -75.9% | 0.0% |
| Bank Independent | $65,000 | n/a | 0.0% | |
| First Community Bank | $345,000 | $65,000 | -81.2% | 0.0% |
| MidAmerica National Bank | $65,000 | n/a | 0.0% | |
| The Maries County Bank | $870,000 | $65,000 | -92.5% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $60,000 | n/a | 0.0% | |
| AFFINITY | $75,000 | $55,000 | -26.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $55,000 | 120.0% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $55,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $55,000 | n/a | 0.0% | |
| Starion Bank | $55,000 | n/a | 0.0% | |
| S&T Bank | $55,000 | n/a | 0.0% | |
| Goodfield State Bank | $45,000 | n/a | 0.0% | |
| BLUCURRENT | $690,000 | $35,000 | -94.9% | 0.0% |
| AGRICULTURE Federal Credit Union | $25,000 | n/a | 0.0% | |
| HealthCare Associates Credit Union | $55,000 | $25,000 | -54.5% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $70,000 | $15,000 | -78.6% | 0.0% |
ST. LOUIS's top lender by overall market share is GUILD MORTGAGE COMPANY, with 5.5% market share. In second place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $675,895,000 in loans. In third place, with 3.6%, is QUICKEN LOANS, LLC, having originated $511,340,000 in loans. In fourth place, with 3.5%, is BROKER SOLUTIONS, INC., having originated $498,990,000 in loans. In fifth place, with 3.2%, is DAS Acquisition Company, LLC, having originated $467,615,000 in loans.
ST. LOUIS, MO-IL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 34,876 | $9,637,220,000 | $276,328 |
| Refi | 8,418 | $2,438,050,000 | $289,623 |
| Cash Out Refi | 6,661 | $1,313,115,000 | $197,135 |
| Home Improvement | 5,667 | $483,225,000 | $85,270 |
| Other | 5,520 | $522,370,000 | $94,632 |
| NA | 2 | $360,000 | $180,000 |
St. Louis's most frequently cited loan purpose was Home Purchase, with 34,876 originations. The 2nd most popular reason was Refi, with 8,418 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 23,766 | $6,549,950,000 | $275,602 |
| 7-8% | 12,956 | $3,116,980,000 | $240,582 |
| Over 8% | 11,108 | $1,230,230,000 | $110,752 |
| 5-6% | 7,123 | $2,338,175,000 | $328,257 |
| <2.5% | 789 | $12,645,000 | $16,027 |
| 2.5-3% | 529 | $72,985,000 | $137,968 |
| 4-5% | 526 | $134,240,000 | $255,209 |
| 3-4% | 71 | $34,635,000 | $487,817 |
During 2024, St. Louis's most frequently originated rate bucket was 6-7%, with 23,766 originations.
Loan Sizing (ST. LOUIS, MO-IL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 20,598 | $5,776,760,000 | $280,452 |
| $100k-200k | 16,853 | $2,491,735,000 | $147,851 |
| $100,000 or less | 16,538 | $909,780,000 | $55,011 |
| $400k-600k | 4,827 | $2,289,635,000 | $474,339 |
| $600k-1000k | 1,794 | $1,300,000,000 | $724,638 |
| $Over $1MM | 534 | $1,626,430,000 | $3,045,749 |
ST. LOUIS's loan sizing saw the bucket of loans from $200k-400k with 20,598 originations, totaling $5,776,760,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 23,912 | $6,669,090,000 | $278,901 |
| 60-80% | 12,983 | $3,993,115,000 | $307,565 |
| Under 20% | 7,748 | $407,930,000 | $52,650 |
| 20-40% | 6,304 | $739,740,000 | $117,345 |
| 40-60% | 4,238 | $1,148,290,000 | $270,951 |
| Over 100% | 805 | $324,615,000 | $403,248 |
ST. LOUIS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,912 originations, totaling $6,669,090,000 in origination value.