St. Louis VA Loan Rates, Closing Costs & Stats

ST. LOUIS, MO-IL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    St. Louis's 160 lenders originated 4,691 VA loans during 2024. The total origination value was $1,449,655,000, with an average VA loan value of $309,029.

    St. Louis VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in St. Louis averaged 7.14% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    St. Louis's average VA mortgage closing costs are $5,269.

    The average rate for the prior week (2025-05-16) was 6.73% and one month ago for the week of 2025-04-18, the average rate was 6.9%.

    The average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.76%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    St. Louis VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the St. Louis level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 1,002 6.39% $5,373
    UNITED WHOLESALE MORTGAGE, LLC 363 6.02% $5,836
    FREEDOM MORTGAGE CORPORATION 206 6.26% $8,025
    QUICKEN LOANS, LLC 195 6.13% $9,664
    PENNYMAC LOAN SERVICES, LLC 170 5.64% $6,740
    DELMAR FINANCIAL COMPANY 169 6.37% $6,036
    GUILD MORTGAGE COMPANY 161 6.52% $7,556
    NAVY FEDERAL CREDIT UNION 141 5.91% $5,114
    NEWREZ LLC 122 6.13% $6,567
    BROKER SOLUTIONS, INC. 117 6.78% $7,607
    DAS Acquisition Company, LLC 112 6.73% $6,424
    USAA Federal Savings Bank 100 6.31% $7,002
    VILLAGE CAPITAL MORTGAGE 93 5.70% $6,261
    GUARANTEED RATE, INC. 85 6.22% $4,778
    FLAT BRANCH MORTGAGE, INC. 81 6.57% $7,960
    NEW DAY FINANCIAL, LLC 77 7.51% $10,026
    ENDEAVOR CAPITAL, LLC. 60 6.51% $5,548
    GERSHMAN INVESTMENT CORP. 56 6.65% $6,106
    The Federal Savings Bank 48 6.43% $15,788
    LOANDEPOT.COM, LLC 41 6.22% $6,557
    Stifel Bank and Trust 41 6.05% $5,949
    GUARANTEED RATE AFFINITY, LLC 38 6.35% $4,272
    FAMILY FINANCE MORTGAGE, LLC 38 6.52% $7,077
    PRIMELENDING, A PLAINSCAPITAL COMPANY 36 6.35% $5,981
    Carrollton Bank 35 6.15% $6,098
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 34 6.55% $5,486
    Midwest BankCentre 32 6.12% $8,499
    LAKEVIEW LOAN SERVICING, LLC 31 5.94% $6,113
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 6.60% $6,591
    Mr. Cooper ( Nationstar Mortgage ) 29 6.25% $7,814
    AMERICAN PACIFIC MORTGAGE CORPORATION 28 6.37% $6,428
    SCOTT CREDIT UNION 28 5.96% $6,211
    PLANET HOME LENDING, LLC 27 5.89% $4,355
    NBKC BANK 25 5.95% $6,858
    The Central Trust Bank 25 6.66% $7,628
    FCB Banks 25 6.14% $4,874
    CMG MORTGAGE, INC. 24 6.50% $6,789
    First State Bank of St. Charles, Missouri 23 6.29% $6,787
    U.S. Bank 22 6.45% $7,461
    MORTGAGE SOLUTIONS OF COLORADO, LLC 21 6.89% $4,675
    LEADERONE FINANCIAL CORPORATION 20 6.67% $7,655
    Flagstar Bank, FSB 19 6.08% $5,453
    MUTUAL OF OMAHA MORTGAGE, INC. 19 6.07% $14,112
    Nations Lending Corporation 15 6.66% $7,418
    Carrington Mortgage Services, LLC 15 6.14% $10,933
    CROSSCOUNTRY MORTGAGE, LLC 15 6.50% $8,496
    PENTAGON FEDERAL CREDIT UNION 15 6.07% $8,222
    Paramount Residential Mortgage Group, Inc. 15 6.46% $8,232
    First Bank 13 6.49% $7,579
    Paramount Bank 12 6.45% $7,571
    GENEVA FINANCIAL, LLC 11 6.80% $7,068
    Barrington Bank & Trust Company, N.A. 11 6.20% $5,087
    CARDINAL FINANCIAL 11 6.36% $13,003
    SUN WEST MORTGAGE COMPANY, INC. 10 6.18% $7,729
    CITY FIRST MORTGAGE SERVICES, L.L.C. 10 6.80% $7,602
    COMMUNITY MORTGAGE, LLC 10 6.29% $6,980
    First Horizon Bank 10 6.25% $5,681
    PREMIA MORTGAGE, LLC 10 5.99% $3,359
    NP, Inc. 9 6.36% $9,180
    Prosperity Home Mortgage, LLC 9 6.16% $9,832
    Mid-Continent Funding, Inc. 8 6.00% $1,904
    Armed Forces Bank 8 6.13% $7,432
    First Federal Bank 8 5.78% $8,582
    PHH Mortgage Corporation 7 6.02% $7,042
    Equity Prime Mortgage LLC 7 6.59% $4,807
    Plains Commerce Bank 7 6.50% $7,731
    HOMEBRIDGE FINANCIAL SERVICES, INC. 6 6.60% $1,272
    FRONTIER FINANCIAL, INC. 6 6.54% $4,133
    PLAZA HOME MORTGAGE, INC. 6 6.38% $4,636
    Magnolia Bank 6 6.02% $10,106
    Bell Bank 6 6.35% $7,550
    Regions Bank 5 5.80% $10,995
    JPMorgan Chase Bank 5 6.15% $7,215
    AMERISAVE MORTGAGE CORPORATION 5 5.88% $16,086
    VICTORY MORTGAGE, L.L.C. 5 6.18% $5,285
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 5 6.68% $5,950
    Bank of Springfield 4 6.06% $5,935
    PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.41% $9,912
    AmeriHome Mortgage Company, LLC 4 6.38% $3,460
    HOMESIDE FINANCIAL, LLC 4 6.22% $14,325
    ACCESS CAPITAL FUNDING, L.L.C. 4 6.28% $7,021
    Midland States Bank 4 6.25% $12,375
    PNC Bank 4 6.47% $3,294
    United Community Bank 3 6.13% $5,361
    ZILLOW HOME LOANS, LLC 3 6.08% $8,225
    ROYAL UNITED MORTGAGE LLC 3 6.75% $8,668
    Associated Bank 3 6.29% $10,925
    BancorpSouth 3 5.75% $4,753
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 6.62% $3,622
    American Mortgage & Equity Consultants, Inc. 3 6.79% $8,297
    Ameris Bank 3 5.75% $5,495
    Texana Bank 3 7.13% $23,688
    Commerce Bank 3 7.25% $4,400
    Cornerstone First Mortgage, Inc 3 7.04% $7,161
    Lakeview Community Capital, LLC 3 6.25% $3,920
    Credence Funding Corporation 2 6.06% $6,001
    AMERICAN FINANCIAL NETWORK, INC. 2 6.13% $10,084
    Arvest Bank 2 6.19% $8,693
    Busey Bank 2 6.44% $4,620
    Century Mortgage Company DBA Century Lending Company 2 5.94% $9,656
    CHURCHILL MORTGAGE CORPORATION 2 6.75% $10,440
    CIBC Bank USA 2 5.44% $3,581
    First Western Trust Bank 2 5.25% $4,136
    Golden Empire Mortgage, Inc. 2 6.44% $3,700
    LOANPAL, LLC 2 6.19% $12,682
    MICHIGAN MUTUAL, INC. 2 6.38% $8,624
    MID AMERICA MORTGAGE, INC. 2 7.25% $4,450
    MOVEMENT MORTGAGE, LLC 2 6.50% $4,354
    NBH Bank 2 5.50% $5,825
    Servion, Inc. 2 6.88% $4,890
    Sierra Pacific Mortgage Company, Inc. 2 6.31% $9,451
    T2 FINANCIAL LLC 2 6.38% $8,654
    TOP FLITE FINANCIAL, INC. 2 6.63% $9,322
    TOWNE MORTGAGE COMPANY 2 7.19% $7,450
    Wells Fargo Bank 2 5.88% $2,949
    Merchants Bank of Indiana 1 5.63% $823
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.25% $1,021
    Ixonia Bank 1 6.13% $5,440
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.12% $6,892
    GVC MORTGAGE, INC. 1 6.75% $7,464
    Gateway First Bank 1 7.25% $6,717
    PLUS RELOCATION MORTGAGE, LLC 1 7.75% $2,831
    Flanagan State Bank 1 6.50% $4,085
    FIRST MORTGAGE COMPANY, INC. 1 6.25% $8,255
    Presidential Bank, FSB 1 6.50% $8,067
    First Mid Bank & Trust 1 6.63% $1,907
    FIRST HERITAGE FINANCIAL, LLC 1 7.00% $2,123
    First Bank 1 6.75% $11,774
    FIDELITY BANK 1 7.25% $962
    Extraco Banks 1 6.13% $6,013
    EVERETT FINANCIAL, INC. 1 6.75% $5,312
    RUHL MORTGAGE, LLC 1 6.13% $5,652
    ENVOY MORTGAGE, LTD 1 6.63% $9,888
    VERITAS FUNDING, LLC 1 6.63% $19,390
    AMERICAN FINANCING CORPORATION 1 5.25% $10,637
    SIRVA MORTGAGE, INC. 1 6.00% $7,156
    ENCORE BANK 1 6.00% $9,594
    Stride Bank 1 5.75% $16,784
    Sunflower Bank 1 5.99% $9,443
    CONTOUR MORTGAGE CORPORATION 1 5.63% $15,393
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.63% $6,624
    CLEARPATH LENDING 1 5.25% $11,547
    Capital Bank 1 4.88% $12,995
    CANOPY MORTGAGE, LLC 1 5.63% $1,969
    THOMPSON KANE & COMPANY, LLC 1 5.88% $17,882
    Waterstone Mortgage Corporation 1 6.00% $4,170
    ALLTRU Federal Credit Union 1 6.50% $19,742
    TruHome Solutions, LLC 1 6.13% $11,002
    UNION HOME MORTGAGE CORP. 1 7.00% $4,392
    CALCON MUTUAL MORTGAGE LLC 1 6.63% $3,026
    BAY EQUITY LLC 1 6.49% $11,668
    BANKSOUTH MORTGAGE COMPANY, LLC 1 6.75% $8,759
    Bank of America 1 7.00% $11,127
    VAN DYK MORTGAGE CORPORATION 1 6.25% $4,462
    NFM, INC. 1 6.50% $11,418
    Northpointe Bank 1 6.25% $2,496
    NORWICH COMMERCIAL GROUP, INC. 1 6.13% $4,490
    NATIONS DIRECT MORTGAGE, LLC 1 6.13% $3,943
    MORTGAGEONE, INC. 1 5.75% $19,976
    Midwest Mortgage Associates Corporation 1 6.25% $13,149

    The top St. Louis VA lender as defined by loan originations is Mortgage Research Center, LLC, with 1,002 VA loans originated. Their average total fees are $5,373, which is $463 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee St. Louis VA lenders (with over 10 loans originated) are PREMIA MORTGAGE, LLC ($3,359), GUARANTEED RATE AFFINITY, LLC ($4,272), PLANET HOME LENDING, LLC ($4,355), MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,675) and GUARANTEED RATE, INC. ($4,778).

    The lowest rate St. Louis VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.64%), VILLAGE CAPITAL MORTGAGE (5.70%), PLANET HOME LENDING, LLC (5.89%), NAVY FEDERAL CREDIT UNION (5.91%) and LAKEVIEW LOAN SERVICING, LLC (5.94%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - St. Louis (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $189,400 (11.9%) $269,594 (6.0%) 0.70 8,422
    2018-02-01 $193,450 (12.2%) $277,213 (5.7%) 0.70 8,301
    2018-03-01 $205,000 (11.0%) $291,265 (6.0%) 0.72 8,652
    2018-04-01 $214,875 (11.8%) $300,549 (6.1%) 0.73 8,742
    2018-05-01 $219,900 (9.3%) $306,148 (4.6%) 0.73 9,152
    2018-06-01 $219,900 (8.1%) $308,574 (5.3%) 0.73 9,728
    2018-07-01 $216,750 (8.4%) $303,344 (5.3%) 0.72 10,254
    2018-08-01 $216,000 (9.8%) $299,330 (6.6%) 0.72 10,480
    2018-09-01 $215,000 (9.8%) $297,128 (5.4%) 0.72 10,485
    2018-10-01 $212,725 (6.7%) $294,146 (3.5%) 0.72 10,575
    2018-11-01 $209,900 (8.1%) $289,261 (3.7%) 0.71 10,105
    2018-12-01 $200,000 (5.4%) $280,394 (3.3%) 0.69 9,044
    2019-01-01 $199,550 (5.4%) $275,229 (2.1%) 0.69 7,920
    2019-02-01 $210,000 (8.6%) $291,481 (5.2%) 0.71 7,560
    2019-03-01 $219,229 (6.9%) $298,617 (2.5%) 0.72 7,742
    2019-04-01 $225,000 (4.7%) $305,034 (1.5%) 0.71 7,961
    2019-05-01 $231,450 (5.3%) $313,283 (2.3%) 0.72 8,255
    2019-06-01 $234,900 (6.8%) $316,920 (2.7%) 0.73 8,575
    2019-07-01 $229,450 (5.9%) $313,295 (3.3%) 0.72 8,894
    2019-08-01 $226,545 (4.9%) $309,085 (3.3%) 0.72 9,030
    2019-09-01 $222,864 (3.7%) $305,475 (2.8%) 0.71 9,136
    2019-10-01 $220,000 (3.4%) $302,319 (2.8%) 0.71 9,191
    2019-11-01 $215,000 (2.4%) $299,898 (3.7%) 0.70 8,764
    2019-12-01 $210,225 (5.1%) $289,975 (3.4%) 0.70 7,795
    2020-01-01 $209,900 (5.2%) $287,609 (4.5%) 0.70 6,910
    2020-02-01 $218,900 (4.2%) $297,961 (2.2%) 0.72 6,368
    2020-03-01 $229,450 (4.7%) $305,632 (2.4%) 0.72 6,433
    2020-04-01 $231,375 (2.8%) $305,728 (0.2%) 0.72 6,464
    2020-05-01 $247,900 (7.1%) $320,812 (2.4%) 0.75 6,320
    2020-06-01 $249,900 (6.4%) $333,864 (5.4%) 0.74 6,016
    2020-07-01 $249,950 (8.9%) $336,752 (7.5%) 0.72 5,764
    2020-08-01 $249,900 (10.3%) $338,128 (9.4%) 0.72 5,623
    2020-09-01 $249,900 (12.1%) $339,301 (11.1%) 0.72 5,559
    2020-10-01 $243,000 (10.5%) $334,258 (10.6%) 0.70 5,659
    2020-11-01 $235,700 (9.6%) $328,409 (9.5%) 0.69 5,297
    2020-12-01 $230,150 (9.5%) $323,425 (11.5%) 0.68 4,753
    2021-01-01 $239,950 (14.3%) $337,006 (17.2%) 0.72 4,016
    2021-02-01 $249,900 (14.2%) $342,968 (15.1%) 0.73 3,541
    2021-03-01 $252,450 (10.0%) $345,449 (13.0%) 0.72 3,573
    2021-04-01 $258,600 (11.8%) $355,697 (16.3%) 0.70 3,564
    2021-05-01 $254,900 (2.8%) $357,526 (11.4%) 0.68 3,474
    2021-06-01 $255,800 (2.4%) $352,428 (5.6%) 0.67 3,848
    2021-07-01 $250,000 (0.0%) $346,893 (3.0%) 0.66 4,596
    2021-08-01 $249,900 (0.0%) $341,848 (1.1%) 0.67 4,766
    2021-09-01 $249,900 (0.0%) $338,695 (-0.2%) 0.67 4,700
    2021-10-01 $240,000 (-1.2%) $337,379 (0.9%) 0.64 4,538
    2021-11-01 $236,975 (0.5%) $336,788 (2.6%) 0.63 4,144
    2021-12-01 $239,950 (4.3%) $335,714 (3.8%) 0.65 3,462
    2022-01-01 $243,900 (1.7%) $336,432 (-0.2%) 0.66 3,009
    2022-02-01 $262,450 (5.0%) $344,035 (0.3%) 0.68 2,831
    2022-03-01 $270,100 (7.0%) $347,027 (0.5%) 0.68 2,914
    2022-04-01 $269,900 (4.4%) $337,183 (-5.2%) 0.64 3,112
    2022-05-01 $275,400 (8.0%) $347,301 (-2.9%) 0.63 3,651
    2022-06-01 $279,700 (9.3%) $352,837 (0.1%) 0.62 4,101
    2022-07-01 $275,000 (10.0%) $347,832 (0.3%) 0.62 4,648
    2022-08-01 $276,293 (10.6%) $345,977 (1.2%) 0.64 4,692
    2022-09-01 $274,950 (10.0%) $345,788 (2.1%) 0.64 4,695
    2022-10-01 $275,900 (15.0%) $340,485 (0.9%) 0.65 4,809
    2022-11-01 $274,000 (15.6%) $337,939 (0.3%) 0.66 4,783
    2022-12-01 $269,000 (12.1%) $329,391 (-1.9%) 0.66 4,223
    2023-01-01 $269,900 (10.7%) $333,777 (-0.8%) 0.67 3,782
    2023-02-01 $271,750 (3.5%) $336,969 (-2.1%) 0.66 3,499
    2023-03-01 $278,950 (3.3%) $343,433 (-1.0%) 0.66 3,477
    2023-04-01 $284,900 (5.6%) $355,059 (5.3%) 0.66 3,580
    2023-05-01 $281,650 (2.3%) $357,964 (3.1%) 0.64 3,755
    2023-06-01 $289,423 (3.5%) $362,670 (2.8%) 0.65 3,975
    2023-07-01 $288,900 (5.1%) $359,779 (3.4%) 0.66 4,296
    2023-08-01 $284,325 (2.9%) $352,578 (1.9%) 0.65 4,392
    2023-09-01 $279,900 (1.8%) $348,375 (0.8%) 0.65 4,870
    2023-10-01 $277,000 (0.4%) $346,807 (1.9%) 0.65 5,124
    2023-11-01 $275,000 (0.4%) $343,502 (1.7%) 0.65 5,160
    2023-12-01 $274,900 (2.2%) $335,628 (1.9%) 0.67 4,650
    2024-01-01 $277,450 (2.8%) $339,364 (1.7%) 0.68 4,136
    2024-02-01 $287,450 (5.8%) $352,864 (4.7%) 0.69 3,927
    2024-03-01 $292,000 (4.7%) $362,286 (5.5%) 0.69 3,970
    2024-04-01 $294,400 (3.3%) $376,256 (6.0%) 0.68 4,175
    2024-05-01 $307,698 (9.3%) $392,591 (9.7%) 0.70 4,405
    2024-06-01 $309,771 (7.0%) $390,965 (7.8%) 0.70 4,790
    2024-07-01 $307,450 (6.4%) $398,529 (10.8%) 0.70 4,935
    2024-08-01 $301,900 (6.2%) $393,108 (11.5%) 0.70 5,166
    2024-09-01 $299,900 (7.2%) $386,448 (10.9%) 0.71 5,473
    2024-10-01 $299,450 (8.1%) $383,367 (10.5%) 0.70 5,614
    2024-11-01 $289,900 (5.4%) $370,343 (7.8%) 0.70 5,728
    2024-12-01 $277,450 (0.9%) $357,455 (6.5%) 0.69 5,098
    2025-01-01 $274,950 (-0.9%) $351,183 (3.5%) 0.69 4,551
    2025-02-01 $276,799 (-3.7%) $365,337 (3.5%) 0.67 4,469
    2025-03-01 $289,900 (-0.7%) $374,302 (3.3%) 0.68 4,701
    2025-04-01 $294,900 (0.2%) $377,546 (0.3%) 0.68 4,878
    St. Louis's median listing price for 2025-04-01 was $294,900, a difference of $500 (0.2%) versus the prior year and $5,000 versus the prior month.

    St. Louis's median listing price comes in at 68% of the national average.

    St. Louis's average listing price for 2025-04-01 was $377,546, a difference of $1,290 (0.3%) versus the prior year and $3,244 versus the prior month.

    For the 2025-04-01 period, St. Louis had 4,878 MLS listings, a difference of 177 listings (4%) versus the prior month and 703 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - St. Louis (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 79 days 1,651 sqft
    2018-02-01 72 days 1,669 sqft
    2018-03-01 51 days 1,724 sqft
    2018-04-01 51 days 1,754 sqft
    2018-05-01 50 days 1,764 sqft
    2018-06-01 48 days 1,758 sqft
    2018-07-01 50 days 1,746 sqft
    2018-08-01 53 days 1,733 sqft
    2018-09-01 57 days 1,724 sqft
    2018-10-01 59 days 1,710 sqft
    2018-11-01 62 days 1,690 sqft
    2018-12-01 72 days 1,673 sqft
    2019-01-01 82 days 1,651 sqft
    2019-02-01 75 days 1,705 sqft
    2019-03-01 60 days 1,734 sqft
    2019-04-01 47 days 1,745 sqft
    2019-05-01 49 days 1,756 sqft
    2019-06-01 51 days 1,764 sqft
    2019-07-01 53 days 1,753 sqft
    2019-08-01 53 days 1,744 sqft
    2019-09-01 56 days 1,735 sqft
    2019-10-01 57 days 1,728 sqft
    2019-11-01 68 days 1,700 sqft
    2019-12-01 83 days 1,678 sqft
    2020-01-01 85 days 1,653 sqft
    2020-02-01 83 days 1,680 sqft
    2020-03-01 51 days 1,738 sqft
    2020-04-01 56 days 1,761 sqft
    2020-05-01 60 days 1,805 sqft
    2020-06-01 59 days 1,842 sqft
    2020-07-01 53 days 1,845 sqft
    2020-08-01 52 days 1,811 sqft
    2020-09-01 60 days 1,810 sqft
    2020-10-01 60 days 1,776 sqft
    2020-11-01 65 days 1,747 sqft
    2020-12-01 69 days 1,713 sqft
    2021-01-01 64 days 1,728 sqft
    2021-02-01 57 days 1,715 sqft
    2021-03-01 47 days 1,728 sqft
    2021-04-01 41 days 1,731 sqft
    2021-05-01 39 days 1,700 sqft
    2021-06-01 37 days 1,705 sqft
    2021-07-01 35 days 1,708 sqft
    2021-08-01 37 days 1,688 sqft
    2021-09-01 40 days 1,671 sqft
    2021-10-01 42 days 1,638 sqft
    2021-11-01 43 days 1,609 sqft
    2021-12-01 50 days 1,604 sqft
    2022-01-01 53 days 1,600 sqft
    2022-02-01 42 days 1,619 sqft
    2022-03-01 34 days 1,655 sqft
    2022-04-01 32 days 1,651 sqft
    2022-05-01 30 days 1,666 sqft
    2022-06-01 32 days 1,694 sqft
    2022-07-01 35 days 1,680 sqft
    2022-08-01 37 days 1,678 sqft
    2022-09-01 42 days 1,680 sqft
    2022-10-01 41 days 1,680 sqft
    2022-11-01 43 days 1,677 sqft
    2022-12-01 53 days 1,659 sqft
    2023-01-01 64 days 1,652 sqft
    2023-02-01 64 days 1,652 sqft
    2023-03-01 47 days 1,659 sqft
    2023-04-01 39 days 1,698 sqft
    2023-05-01 37 days 1,687 sqft
    2023-06-01 39 days 1,700 sqft
    2023-07-01 38 days 1,680 sqft
    2023-08-01 37 days 1,667 sqft
    2023-09-01 38 days 1,639 sqft
    2023-10-01 42 days 1,644 sqft
    2023-11-01 44 days 1,635 sqft
    2023-12-01 53 days 1,612 sqft
    2024-01-01 59 days 1,612 sqft
    2024-02-01 48 days 1,628 sqft
    2024-03-01 39 days 1,630 sqft
    2024-04-01 35 days 1,663 sqft
    2024-05-01 33 days 1,709 sqft
    2024-06-01 40 days 1,720 sqft
    2024-07-01 39 days 1,720 sqft
    2024-08-01 41 days 1,695 sqft
    2024-09-01 45 days 1,731 sqft
    2024-10-01 46 days 1,828 sqft
    2024-11-01 51 days 1,800 sqft
    2024-12-01 58 days 1,770 sqft
    2025-01-01 62 days 1,779 sqft
    2025-02-01 53 days 1,764 sqft
    2025-03-01 39 days 1,775 sqft
    2025-04-01 39 days 1,663 sqft
    St. Louis's median listing age (time on market) for 2025-04-01 was 39 days. This is 12% longer than the same period one year ago.

    St. Louis's median square footage for active listings during the 2025-04-01 period was 1,663 sqft. One year prior, the average listing was 1,663 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.