First State Bank Of Wyoming Mortgage Rates, Fees & Info
Wyoming, MNLEI: 254900GRI3U90GF3IF79
Tax ID: 41-0257650
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Mortgage Data
Review & Overview
First State Bank Of Wyoming is a smaller bank specializing in Home Purchase loans. First State Bank Of Wyoming has a high proportion of conventional loans. Their top (well, only) market is Minneapolis.First State Bank Of Wyoming has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
26Origination Dollar Volume (All Markets)
$5,850,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 25 | $5,595,000 | $223,800 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $255,000 | $255,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $5,850,000 | $225,000 | $0 | 0.00% |
For 2024, First State Bank Of Wyoming's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
For 2024, First State Bank Of Wyoming's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Home Improvement, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $5,850,000 | $225,000 | $0 | 0.00% |
For 2024, First State Bank Of Wyoming's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
2024 saw First State Bank Of Wyoming place emphasis on $100,000 or less loans with 9 originations, totaling $505,000 in origination value.
Applicant Income
First State Bank Of Wyoming lent most frequently to those with incomes in the $50k-75k range, with 6 originations. The second most popular income band? $100k-150k, with 5 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $5,850,000 | $225,000 | $0 | 0.00% |
First State Bank Of Wyoming lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
First State Bank Of Wyoming has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination88.46%
First State Bank Of Wyoming has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $5,850,000 | $225,000 |