MINNEAPOLIS - ST. PAUL - BLOOMINGTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Minneapolis - St. Paul - Bloomington averaged 6.81% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.82% and one month ago for the week of 2025-02-27, the average rate was 6.93%.

Minneapolis - St. Paul - Bloomington's average rate one year ago was 6.56%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.76%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Minneapolis - St. Paul - Bloomington 30 Year Fixed Rate 2025-04-03 6.81%
Minneapolis - St. Paul - Bloomington 30 Year Fixed Rate Refi 2025-04-03 6.76%
Minneapolis - St. Paul - Bloomington 15 Year Fixed Rate 2025-04-03 5.94%
Minneapolis - St. Paul - Bloomington 15 Year Fixed Rate Refi 2025-04-03 6.19%
Minneapolis - St. Paul - Bloomington 30 Year FHA 2025-04-03 6.47%
Minneapolis - St. Paul - Bloomington 30 Year FHA Refi 2025-04-03 5.67%
Minneapolis - St. Paul - Bloomington 30 Year USDA 2025-04-03 6.07%
Minneapolis - St. Paul - Bloomington 30 Year USDA Refi 2025-04-03 6.32%
Minneapolis - St. Paul - Bloomington 30 Year VA 2025-04-03 5.87%
Minneapolis - St. Paul - Bloomington 30 Year VA Refi 2025-04-03 5.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI.

MINNEAPOLIS - ST. PAUL - BLOOMINGTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Bell Bank 2,923 6.73% $6,030
UNITED WHOLESALE MORTGAGE, LLC 2,188 6.73% $8,088
CROSSCOUNTRY MORTGAGE, LLC 1,781 6.83% $7,067
QUICKEN LOANS, LLC 1,629 6.68% $6,768
EAGLE HOME MORTGAGE, LLC 1,262 5.97% $6,127
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,162 6.85% $6,485
Royal Credit Union 995 6.80% $5,691
Prosperity Home Mortgage, LLC 992 6.76% $6,320
BROKER SOLUTIONS, INC. 919 6.88% $6,928
U.S. Bank 917 6.74% $4,810
American Mortgage & Equity Consultants, Inc. 850 6.76% $7,788
Wells Fargo Bank 741 6.51% $4,207
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 741 6.57% $4,107
Tradition Mortgage, LLC 691 6.71% $5,806
DHI MORTGAGE COMPANY, LTD. 609 5.57% $1,652
Alerus Financial 562 6.88% $3,734
PENNYMAC LOAN SERVICES, LLC 551 6.71% $6,984
WINGS FINANCIAL 549 6.31% $4,011
The Huntington National Bank 538 6.60% $6,718
M/I FINANCIAL, LLC 423 6.25% $9,738
GUARANTEED RATE, INC. 417 6.64% $6,601
EVERETT FINANCIAL, INC. 409 7.01% $7,540
GUARANTEED RATE AFFINITY, LLC 409 6.81% $5,907
NEWREZ LLC 377 6.79% $7,214
GUILD MORTGAGE COMPANY 377 6.87% $5,625
LOANDEPOT.COM, LLC 368 6.67% $6,877
PULTE MORTGAGE LLC 355 6.27% $2,633
MOVEMENT MORTGAGE, LLC 354 6.98% $5,716
SPIRE Credit Union 352 6.32% $3,876
BAY EQUITY LLC 317 6.79% $6,060
CMG MORTGAGE, INC. 306 6.72% $7,287
Summit Mortgage Corporation 297 6.76% $6,316
SWBC MORTGAGE CORPORATION 289 6.01% $4,710
JPMorgan Chase Bank 289 6.61% $4,436
PLAZA HOME MORTGAGE, INC. 275 6.52% $6,813
Associated Bank 262 6.49% $3,682
Granite Community Bank 255 6.74% $6,301
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 254 6.93% $7,104
AFFINITY PLUS 236 6.46% $5,483
Flagstar Bank, FSB 233 6.79% $5,207
CARDINAL FINANCIAL 204 6.80% $8,069
Old National Bank 200 6.30% $4,170
Bremer Bank 194 6.79% $6,475
Cambria Financial Group, LLC 190 6.73% $6,844
Barrington Bank & Trust Company, N.A. 187 6.89% $5,546
NexBank 187 6.59% $6,591
Bank of America 175 6.18% $3,927
AMERICAN PACIFIC MORTGAGE CORPORATION 167 6.93% $7,836
PRIMELENDING, A PLAINSCAPITAL COMPANY 164 6.81% $6,261
Plains Commerce Bank 148 6.78% $6,803
Baxter Credit Union 144 6.64% $4,742
MASON MCDUFFIE MORTGAGE CORPORATION 138 6.60% $7,397
MEGASTAR FINANCIAL CORP. 138 6.78% $6,057
TOPLINE FEDERAL CREDIT UNION 136 6.14% $5,589
Servion, Inc. 122 6.61% $5,145
MUTUAL OF OMAHA MORTGAGE, INC. 121 6.58% $5,497
UNION HOME MORTGAGE CORP. 120 6.84% $6,476
PROVIDENT FUNDING ASSOCIATES, L.P. 113 6.49% $4,606
Waterstone Mortgage Corporation 106 6.82% $8,305
Frandsen Bank & Trust 104 6.74% $5,751
Mr. Cooper ( Nationstar Mortgage ) 99 6.73% $7,723
Morgan Stanley Private Bank 93 6.18% $3,731
Merchants Bank 92 6.44% $4,024
Ixonia Bank 91 7.11% $5,621
UIF CORPORATION 85 6.72% $7,899
WESTconsin Credit Union 84 6.78% $3,510
HOMESIDE FINANCIAL, LLC 81 6.72% $5,469
ZILLOW HOME LOANS, LLC 80 6.56% $5,742
IDEAL 79 6.02% $5,203
Sierra Pacific Mortgage Company, Inc. 72 6.62% $6,498
Paramount Residential Mortgage Group, Inc. 71 6.88% $8,287
NAVY FEDERAL CREDIT UNION 68 6.32% $4,829
NBKC BANK 66 6.42% $3,219
BMO Harris Bank 61 6.96% $5,022
Florida Capital Bank 60 6.81% $7,405
HomeTown Bank 59 6.41% $5,405
Century Mortgage Company DBA Century Lending Company 57 6.94% $7,750
Nations Lending Corporation 55 6.83% $5,997
PREMIER LENDING, INC. 53 7.11% $7,526
Think Mutual Bank 53 6.44% $5,121
SUCCESS MORTGAGE PARTNERS, INC. 51 6.87% $6,770
First Bank & Trust 50 6.36% $6,020
Deerwood Bank 49 6.52% $5,379
HOMEOWNERS FINANCIAL GROUP USA, LLC 49 6.81% $6,927
USAA Federal Savings Bank 48 6.51% $5,763
The Loan Store, Inc. 47 6.92% $8,205
ARK-LA-TEX FINANCIAL SERVICES, LLC. 47 6.59% $7,458
Liberty Bank Minnesota 46 6.70% $3,223
FREEDOM MORTGAGE CORPORATION 46 6.93% $8,870
AMERICAN FINANCIAL NETWORK, INC. 46 6.75% $7,098
COMPEER FINANCIAL, FLCA 44 7.55% $4,834
CORTRUST MORTGAGE, INC. 44 6.48% $6,656
AXIA FINANCIAL, LLC 44 7.06% $6,218
Minnwest Bank 43 5.99% $5,148
GUIDANCE RESIDENTIAL, LLC 43 7.13% $6,322
CENTRAL MINNESOTA Credit Union 42 6.54% $3,793
CITY-COUNTY CREDIT UNION 41 6.57% $5,650
Home Mortgage Alliance Corp 39 7.26% $12,708
GSF Mortgage Corporation 38 6.74% $9,827
Bank Five Nine 38 6.82% $3,968
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 36 7.03% $6,885
Ally Bank 36 6.32% $8,615
First Federal Bank 35 6.36% $5,190
MidWestOne Bank 35 6.84% $5,496
MY Credit Union 32 6.47% $4,348
BETTER MORTGAGE CORPORATION 32 6.38% $5,020
UBS Bank USA 31 6.53% $4,861
CITY FIRST MORTGAGE SERVICES, L.L.C. 31 6.99% $7,593
First Western Bank & Trust 30 6.50% $5,666
Gate City Bank 29 6.28% $4,937
Citizens Bank 25 6.36% $4,591
DEEPHAVEN MORTGAGE LLC 24 8.03% $11,822
LENOX FINANCIAL MORTGAGE CORPORATION 24 6.28% $4,807
PRIMARY RESIDENTIAL MORTGAGE, INC. 22 6.95% $4,969
AMERISAVE MORTGAGE CORPORATION 22 6.73% $8,446
Goldwater Bank, N.A. 22 6.77% $7,369
GENISYS 22 6.52% $4,137
University of Wisconsin Credit Union 21 6.42% $3,210
GREENSTATE CREDIT UNION 21 6.71% $4,261
VERIDIAN CREDIT UNION 21 6.22% $3,161
IOWA BANKERS MORTGAGE CORPORATION 21 6.58% $4,637
PREMIA MORTGAGE, LLC 20 6.28% $820
SIRVA MORTGAGE, INC. 19 6.61% $1,151
PNC Bank 19 6.59% $5,368
PLUS RELOCATION MORTGAGE, LLC 19 6.86% $5,582
CHURCHILL MORTGAGE CORPORATION 19 6.91% $6,057
Stifel Bank and Trust 18 6.13% $3,081
ST. CLOUD FINANCIAL 18 5.92% $6,659
Charles Schwab Bank, SSB 18 5.96% $2,974
Citizens Community Federal 18 6.67% $3,560
Mortgage Research Center, LLC 17 6.67% $4,344
Citibank 17 6.40% $4,820
Devon Bank 17 6.91% $6,164
Choice Financial Group 16 6.63% $8,171
ALTRA 16 7.10% $2,988
Northpointe Bank 15 6.30% $3,389
PHH Mortgage Corporation 14 6.97% $6,367
Armed Forces Bank 14 6.84% $4,516
OCMBC, INC. 14 8.26% $16,414
S1L, Inc. 14 6.69% $6,091
SHAREPOINT CREDIT UNION 14 6.72% $3,398
Commerce Home Mortgage, Inc. 13 8.73% $17,398
CANOPY MORTGAGE, LLC 13 6.98% $7,504
FIRST COLONY MORTGAGE CORPORATION 13 6.79% $7,441
Discover Bank 13 6.98% $0
Park State Bank 13 6.86% $8,318
GENEVA FINANCIAL, LLC 13 7.30% $7,483
ANGEL OAK MORTGAGE SOLUTIONS LLC 12 7.93% $15,480
MAYO EMPLOYEES FEDERAL CREDIT UNION 12 6.53% $8,004
Summit Credit Union 12 6.71% $3,140
ALLIANT CREDIT UNION 12 6.57% $4,134
ROYAL UNITED MORTGAGE LLC 12 6.93% $7,501
Farmers Bank & Trust 12 6.43% $3,938
Dollar Bank, Federal Savings Bank 12 6.83% $7,974
Cornerstone State Bank 12 6.40% $5,147
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 11 7.00% $9,606
First National Bank of America 11 9.70% $12,146
TOWNE MORTGAGE COMPANY 11 6.98% $6,024
LAKEVIEW LOAN SERVICING, LLC 11 6.98% $7,881
PLANET HOME LENDING, LLC 11 6.62% $5,561
Nicolet National Bank 11 6.92% $4,024
Johnson Bank 10 6.38% $3,366
MEMBERS COOPERATIVE 10 7.23% $5,435
MORTGAGE ACCESS CORP. 10 6.92% $6,181
MICHIGAN MUTUAL, INC. 10 7.09% $10,183
PREMIER MORTGAGE RESOURCES, L.L.C. 10 7.10% $5,822
HOMESTEAD FUNDING CORP. 10 6.46% $3,452
SUN WEST MORTGAGE COMPANY, INC. 10 6.33% $7,813
NOVATION CREDIT UNION 9 6.40% $6,234
THRIVENT Federal Credit Union 9 6.97% $5,867
LEADERONE FINANCIAL CORPORATION 9 6.32% $6,920
Arbor Bank 9 6.55% $3,979
Truist 9 6.54% $6,392
MLD MORTGAGE INC. 9 6.48% $5,868
South Metro Federal Credit Union 9 6.13% $3,194
RBC Bank, (Georgia) 8 5.70% $2,730
National Bank of Commerce 8 6.41% $6,263
NMSI, INC. 8 6.34% $7,036
NEXERA HOLDING LLC 8 8.19% $13,703
Citadel Servicing Corporation 8 8.42% $12,866
PENTAGON FEDERAL CREDIT UNION 8 6.44% $7,908
Fifth Third Bank 8 6.73% $3,630
Raymond James Bank 7 5.88% $3,876
LENDSURE MORTGAGE CORP. 7 8.20% $12,567
NATIONS DIRECT MORTGAGE, LLC 7 6.57% $8,916
Academy Bank 7 6.84% $6,228
AMERICAN FINANCING CORPORATION 7 6.08% $9,027
Connexus Credit Union 7 6.45% $2,518
V.I.P. MORTGAGE, INC. 7 6.66% $7,198
Bank of England 6 7.21% $6,293
MEMBER FIRST MORTGAGE, LLC 6 5.19% $7,508
ALAMEDA MORTGAGE CORPORATION 6 7.19% $4,761
The Federal Savings Bank 6 6.69% $7,803
The Central Trust Bank 6 6.44% $4,168
Carrington Mortgage Services, LLC 5 7.35% $9,937
Equity Prime Mortgage LLC 5 7.13% $13,146
First International Bank & Trust 5 6.58% $6,331
Leader Bank 5 6.75% $3,492
Bethpage Federal Credit Union 5 6.45% $6,936
BAY-VALLEY MORTGAGE GROUP 5 6.70% $5,975
Paramount Bank 5 6.30% $4,361
North Shore Bank of Commerce 5 7.15% $6,848
Deere Employees Credit Union 5 6.29% $3,690
ARC HOME LLC 4 8.13% $11,669
FIRST COMMUNITY MORTGAGE, INC. 4 6.87% $5,471
HOMEXPRESS MORTGAGE CORP. 4 8.59% $9,710
North American Savings Bank, F.S.B. 4 7.78% $10,356
Texana Bank 4 7.00% $5,069
Arvest Bank 4 6.72% $4,372
DIGITAL Federal Credit Union 4 6.41% $3,342
Central Bank 4 5.69% $6,136
LAND HOME FINANCIAL SERVICES, INC. 4 7.03% $7,063
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 6.81% $3,930
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 4 7.19% $4,486
DUPACO COMMUNITY 4 6.00% $5,750
NFM, INC. 4 7.03% $6,800
MINNCO CREDIT UNION 3 7.38% $3,402
Strong Home Mortgage, LLC 3 6.54% $1,503
The Dart Bank 3 6.71% $4,504
STAR ONE CREDIT UNION 3 6.25% $3,440
FIRST COMMUNITY CREDIT UNION 3 6.66% $6,044
COMPASS MORTGAGE, INC. 3 7.13% $6,041
American National Bank 3 7.16% $4,232
Great Southern Bank 3 8.00% $3,219
T2 FINANCIAL LLC 3 7.29% $3,927
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.08% $4,000
General Mortgage Capital Corporation 3 6.67% $5,679
First State Bank of St. Charles, Missouri 3 6.33% $3,556
First Bank 3 7.00% $6,655
Loan Simple, Inc. 3 4.79% $7,475
Integrity Home Mortgage Corp 3 6.71% $5,475
AMERICAN INTERNET MORTGAGE, INC. 3 6.13% $4,558
ALLIED MORTGAGE GROUP, INC. 3 6.96% $3,469
ADVANCIAL 3 7.79% $9,731
EMBRACE HOME LOANS, INC. 3 6.83% $4,210
ONY GLO, INC. 3 6.42% $4,363
NP, Inc. 3 8.37% $6,649
MILEND, INC. 3 6.91% $5,689
M&T Bank 2 7.06% $4,581
AMERICAN FINANCE HOUSE LARIBA 2 7.16% $6,670
AMERICAN FINANCIAL RESOURCES, INC. 2 7.25% $3,845
Ameris Bank 2 6.00% $9,860
BOKF 2 6.94% $4,692
Capital Bank 2 6.38% $4,323
CHARTER WEST BANK 2 7.50% $4,231
CIBC Bank USA 2 6.56% $3,614
CITIZENS EQUITY FIRST 2 6.56% $1,588
CO-OP Credit Union 2 6.65% $2,150
Cornerstone First Mortgage, Inc 2 6.50% $17,190
CoVantage Credit Union 2 5.56% $8,215
ENVOY MORTGAGE, LTD 2 7.38% $4,506
EVANSVILLE TEACHERS 2 7.06% $3,937
First-Citizens Bank & Trust Company 2 6.25% $5,320
First Dakota National Bank 2 7.28% $5,817
First Horizon Bank 2 7.00% $5,148
FIRST INTEGRITY MORTGAGE SERVICES, INC. 2 7.25% $8,123
First Merchants Bank 2 6.69% $2,977
First National Bank of Omaha 2 7.00% $5,290
First PREMIER Bank 2 6.88% $5,750
FIRST STATE MORTGAGE SERVICES, LLC 2 6.88% $3,792
FIRST TECHNOLOGY 2 7.25% $4,652
First United Bank and Trust Company 2 8.06% $8,923
Forward Bank 2 7.59% $3,692
Goldman Sachs Bank USA 2 5.95% $4,353
GREAT RIVER FEDERAL CREDIT UNION 2 5.75% $4,294
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.31% $7,477
IncredibleBank 2 7.06% $4,078
Independent Bank 2 6.81% $3,219
LAKE MICHIGAN CREDIT UNION 2 6.18% $4,562
NATIONAL COOPERATIVE BANK, N.A. 2 6.69% $3,192
NORTHROP GRUMMAN Federal Credit Union 2 6.25% $6,476
Northwest Bank 2 6.56% $3,972
OAKTREE FUNDING CORP. 2 8.75% $11,125
POINT Mortgage 2 7.31% $3,872
Quontic Bank 2 7.88% $24,149
RELIANCE FIRST CAPITAL, LLC 2 7.13% $8,730
RESIDENTIAL BANCORP 2 6.31% $4,813
SeaTrust Mortgage Company 2 6.81% $7,273
THOMPSON KANE & COMPANY, LLC 2 6.75% $8,186
TOP FLITE FINANCIAL, INC. 2 6.87% $7,411
Toyota Financial Savings Bank 2 7.16% $6,521
UNITED 2 5.93% $13,849
VALLEY MORTGAGE, INC. 2 6.81% $4,530
Western State Bank 2 6.19% $8,153
WNB Financial, N.A. 2 6.81% $5,351
Mid-Continent Funding, Inc. 1 6.88% $6,164
Luana Savings Bank 1 6.13% $2,536
PURDUE FEDERAL CREDIT UNION 1 6.63% $4,504
PyraMax Bank, FSB 1 6.75% $2,264
LOANPAL, LLC 1 6.88% $7,771
ANDREWS FEDERAL CREDIT UNION 1 6.13% $4,609
LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $11,313
Landmark Credit Union 1 7.00% $1,673
Lakeview Community Capital, LLC 1 6.63% $6,908
Reliabank Dakota 1 6.50% $3,713
Watermark Capital, Inc. 1 6.50% $3,285
Renasant Bank 1 6.38% $4,018
AMERITRUST MORTGAGE CORPORATION 1 6.63% $9,571
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.49% $3,548
LADERA LENDING, INC. 1 7.13% $2,755
JMJ FINANCIAL GROUP 1 6.13% $4,347
ITHINK FINANCIAL Credit Union 1 6.75% $15,670
INTERLINC MORTGAGE SERVICES, LLC 1 7.62% $5,398
AmeriHome Mortgage Company, LLC 1 6.63% $5,935
Service Federal Credit Union 1 6.50% $3,720
Independent Bank 1 7.00% $6,325
SFMC, LP 1 6.63% $5,231
IAA Credit Union 1 6.50% $3,420
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.50% $3,522
HONDA Federal Credit Union 1 6.00% $13,348
SKYONE Federal Credit Union 1 7.38% $5,095
Home State Bank 1 6.88% $3,728
Gateway First Bank 1 7.00% $4,361
STANFORD Federal Credit Union 1 6.13% $3,076
Starion Bank 1 6.38% $8,556
Fortress Bank 1 7.75% $7,162
FM Home Loans, LLC 1 6.99% $10,293
FLAT BRANCH MORTGAGE, INC. 1 8.13% $11,378
Flanagan State Bank 1 6.50% $9,183
First Western Trust Bank 1 6.38% $4,591
First Mid Bank & Trust 1 7.13% $3,710
SUMMIT FUNDING, INC. 1 6.99% $8,233
First Community Bank 1 6.38% $7,031
Sunflower Bank 1 7.13% $9,390
First Central Savings Bank 1 6.75% $8,697
Fidelity Bank 1 6.38% $3,104
FBC MORTGAGE, LLC 1 6.50% $6,946
ENDEAVOR CAPITAL, LLC. 1 6.99% $7,743
Elements Financial Federal Credit Union 1 6.88% $4,773
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.12% $15,226
DATA MORTGAGE, INC. 1 6.63% $5,890
The First National Bank of Ottawa 1 7.50% $8,214
Dakota Community Bank & Trust 1 6.38% $4,537
Dacotah Bank 1 6.50% $4,869
The Northern Trust Company 1 6.75% $7,314
CORNERSTONE HOME LENDING, INC. 1 7.49% $6,630
AMERICAN HERITAGE LENDING, INC. 1 7.75% $10,587
CONTOUR MORTGAGE CORPORATION 1 7.63% $16,135
TJC Mortgage, Inc. 1 6.88% $5,365
WRIGHT-PATT CREDIT UNION, INC. 1 6.88% $4,605
COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $4,623
TOWN AND COUNTRY Credit Union 1 6.38% $6,177
COMMUNITYAMERICA 1 6.38% $3,817
American Airlines Federal Credit Union 1 6.00% $0
Commerce Bank 1 6.38% $18,302
CNB Bank 1 6.38% $2,525
CASTLE & COOKE MORTGAGE, LLC 1 7.00% $21,398
CALCON MUTUAL MORTGAGE LLC 1 7.00% $6,187
BLACK HILLS FEDERAL CREDIT UNION 1 6.38% $5,150
BECKAM FUNDING CORP. 1 7.38% $12,067
Amalgamated Bank 1 7.00% $4,532
UNITED HOME LOANS, INC. 1 6.25% $8,070
United Nations Federal Credit Union 1 6.25% $3,910
Bank First, N.A. 1 7.63% $3,570
Bankers Trust Company 1 6.38% $3,472
Axos Bank 1 6.13% $2,305
Assurance Financial Group, L.L.C. 1 6.99% $5,372
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $3,783
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.00% $3,442
ASHLAND Credit Union 1 7.13% $4,164
Peoples State Bank 1 6.50% $3,121
PANORAMA MORTGAGE GROUP, LLC 1 7.13% $4,811
Notre Dame Federal Credit Union Corporation 1 6.50% $5,088
NORTHWOODS 1 10.25% $4,807
VERVE, A CREDIT UNION 1 6.63% $2,546
North Shore Bank FSB 1 6.99% $2,947
NBH Bank 1 6.88% $1,859
NATIONS RELIABLE LENDING, LLC 1 7.38% $5,304
NATION ONE MORTGAGE CORPORATION 1 6.88% $4,200
MORTGAGEONE, INC. 1 6.88% $2,480
PROPER RATE, LLC 1 6.98% $4,511
MORIA DEVELOPMENT, INC. 1 6.88% $4,023

MINNEAPOLIS - ST. PAUL - BLOOMINGTON Average Closing Costs & Other Stats

MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI's 372 lenders originated 76,700 loans during 2024. The total origination value was $22,542,930,000, with an average loan value of $293,910.

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's average closing costs are $5,098.

The top MINNEAPOLIS - ST. PAUL - BLOOMINGTON lender as defined by loan originations is Bell Bank, with 2,923 loans originated. Their average total fees are $6,030, which is $2,058 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee MINNEAPOLIS - ST. PAUL - BLOOMINGTON lenders (with over 10 loans originated) are Discover Bank ($0), PREMIA MORTGAGE, LLC ($820), SIRVA MORTGAGE, INC. ($1,151), DHI MORTGAGE COMPANY, LTD. ($1,652) and PULTE MORTGAGE LLC ($2,633).

The lowest rate MINNEAPOLIS - ST. PAUL - BLOOMINGTON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.57%), ST. CLOUD FINANCIAL (5.92%), Charles Schwab Bank, SSB (5.96%), EAGLE HOME MORTGAGE, LLC (5.97%) and Minnwest Bank (5.99%).

MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Bell Bank $1,426,960,000 $1,497,940,000 5.0% 6.6%
UNITED WHOLESALE MORTGAGE, LLC $1,064,725,000 $1,224,785,000 15.0% 5.4%
CROSSCOUNTRY MORTGAGE, LLC $711,210,000 $811,320,000 14.1% 3.6%
QUICKEN LOANS, LLC $536,160,000 $784,845,000 46.4% 3.5%
U.S. Bank $689,345,000 $697,635,000 1.2% 3.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $596,020,000 $605,670,000 1.6% 2.7%
EAGLE HOME MORTGAGE, LLC $505,545,000 $566,500,000 12.1% 2.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $512,235,000 $523,720,000 2.2% 2.3%
Royal Credit Union $416,035,000 $457,670,000 10.0% 2.0%
The Huntington National Bank $334,465,000 $451,935,000 35.1% 2.0%
Prosperity Home Mortgage, LLC $403,745,000 $438,105,000 8.5% 1.9%
American Mortgage & Equity Consultants, Inc. $367,810,000 $413,190,000 12.3% 1.8%
Wells Fargo Bank $491,850,000 $405,790,000 -17.5% 1.8%
BROKER SOLUTIONS, INC. $373,900,000 $403,795,000 8.0% 1.8%
WINGS FINANCIAL $469,000,000 $375,625,000 -19.9% 1.7%
PENNYMAC LOAN SERVICES, LLC $266,100,000 $367,720,000 38.2% 1.6%
Alerus Financial $544,105,000 $349,245,000 -35.8% 1.5%
Tradition Mortgage, LLC $278,995,000 $343,555,000 23.1% 1.5%
JPMorgan Chase Bank $178,830,000 $332,195,000 85.8% 1.5%
DHI MORTGAGE COMPANY, LTD. $266,360,000 $327,905,000 23.1% 1.5%
Associated Bank $178,985,000 $249,275,000 39.3% 1.1%
COLLIERS MORTGAGE LLC $241,880,000 n/a 1.1%
SPIRE Credit Union $153,105,000 $241,675,000 57.8% 1.1%
GUARANTEED RATE, INC. $222,675,000 $240,080,000 7.8% 1.1%
Old National Bank $284,870,000 $237,365,000 -16.7% 1.1%
AFFINITY PLUS $197,280,000 $219,480,000 11.3% 1.0%
NORTHMARQ CAPITAL FINANCE, L.L.C. $217,385,000 n/a 1.0%
LOANDEPOT.COM, LLC $290,190,000 $214,425,000 -26.1% 1.0%
M/I FINANCIAL, LLC $137,650,000 $209,580,000 52.3% 0.9%
GUARANTEED RATE AFFINITY, LLC $229,700,000 $205,165,000 -10.7% 0.9%
NEWREZ LLC $88,265,000 $201,975,000 128.8% 0.9%
EVERETT FINANCIAL, INC. $169,620,000 $194,795,000 14.8% 0.9%
Bremer Bank $291,610,000 $183,090,000 -37.2% 0.8%
GUILD MORTGAGE COMPANY $19,705,000 $175,895,000 792.6% 0.8%
PULTE MORTGAGE LLC $152,125,000 $170,920,000 12.4% 0.8%
Sunrise Banks $68,690,000 $170,075,000 147.6% 0.8%
CMG MORTGAGE, INC. $121,950,000 $153,075,000 25.5% 0.7%
JONES LANG LASALLE MULTIFAMILY, LLC $240,295,000 $152,995,000 -36.3% 0.7%
Summit Mortgage Corporation $185,995,000 $146,930,000 -21.0% 0.7%
Bridgewater Bank $120,670,000 $142,235,000 17.9% 0.6%
Mortgage Research Center, LLC $116,905,000 $140,110,000 19.8% 0.6%
MOVEMENT MORTGAGE, LLC $155,500,000 $139,840,000 -10.1% 0.6%
BAY EQUITY LLC $182,485,000 $137,140,000 -24.8% 0.6%
FREEDOM MORTGAGE CORPORATION $52,505,000 $132,755,000 152.8% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $155,540,000 $119,155,000 -23.4% 0.5%
Granite Community Bank $116,575,000 n/a 0.5%
Flagstar Bank, FSB $102,120,000 $116,270,000 13.9% 0.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $90,805,000 $116,155,000 27.9% 0.5%
PLAZA HOME MORTGAGE, INC. $55,475,000 $112,255,000 102.4% 0.5%
Bank of America $136,900,000 $110,625,000 -19.2% 0.5%
SWBC MORTGAGE CORPORATION $57,345,000 $97,660,000 70.3% 0.4%
Baxter Credit Union $70,680,000 $93,905,000 32.9% 0.4%
PNC Bank $74,905,000 $91,760,000 22.5% 0.4%
CARDINAL FINANCIAL $100,830,000 $91,645,000 -9.1% 0.4%
Cambria Financial Group, LLC $88,335,000 $87,300,000 -1.2% 0.4%
TOPLINE FEDERAL CREDIT UNION $85,425,000 $86,315,000 1.0% 0.4%
BMO Harris Bank $79,295,000 $83,430,000 5.2% 0.4%
Plains Commerce Bank $42,555,000 $81,210,000 90.8% 0.4%
WALKER & DUNLOP, LLC $50,925,000 $80,065,000 57.2% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $51,010,000 $78,095,000 53.1% 0.3%
Frandsen Bank & Trust $72,110,000 $77,920,000 8.1% 0.3%
Barrington Bank & Trust Company, N.A. $68,525,000 $77,515,000 13.1% 0.3%
NAVY FEDERAL CREDIT UNION $54,965,000 $76,595,000 39.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $72,515,000 $76,185,000 5.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $35,865,000 $73,550,000 105.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $57,550,000 $73,240,000 27.3% 0.3%
Morgan Stanley Private Bank $55,975,000 $69,370,000 23.9% 0.3%
VERIDIAN CREDIT UNION $30,400,000 $65,865,000 116.7% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $36,135,000 $64,245,000 77.8% 0.3%
IDEAL $59,120,000 $64,035,000 8.3% 0.3%
Merchants Bank $158,730,000 $63,025,000 -60.3% 0.3%
MEGASTAR FINANCIAL CORP. $68,310,000 $60,460,000 -11.5% 0.3%
UNION HOME MORTGAGE CORP. $13,360,000 $59,740,000 347.2% 0.3%
Waterstone Mortgage Corporation $37,450,000 $58,900,000 57.3% 0.3%
Merchants Bank of Indiana $22,005,000 $58,335,000 165.1% 0.3%
Deerwood Bank $39,400,000 $57,630,000 46.3% 0.3%
NexBank $11,610,000 $57,620,000 396.3% 0.3%
GREYSTONE SERVICING COMPANY LLC $87,055,000 $57,295,000 -34.2% 0.3%
WESTconsin Credit Union $77,760,000 $55,110,000 -29.1% 0.2%
Minnwest Bank $102,165,000 $52,085,000 -49.0% 0.2%
USAA Federal Savings Bank $34,530,000 $49,310,000 42.8% 0.2%
Servion, Inc. $53,720,000 $48,870,000 -9.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $47,825,000 $46,745,000 -2.3% 0.2%
Century Mortgage Company DBA Century Lending Company $33,605,000 $46,655,000 38.8% 0.2%
Prudential Huntoon Paige Associates, LLC $46,460,000 n/a 0.2%
MidWestOne Bank $69,460,000 $45,645,000 -34.3% 0.2%
Sherburne State Bank $27,730,000 $44,540,000 60.6% 0.2%
Paramount Residential Mortgage Group, Inc. $37,675,000 $44,035,000 16.9% 0.2%
HomeTown Bank $28,700,000 $41,105,000 43.2% 0.2%
Ixonia Bank $81,940,000 $39,940,000 -51.3% 0.2%
Think Mutual Bank $38,055,000 $39,725,000 4.4% 0.2%
First Bank & Trust $97,890,000 $39,560,000 -59.6% 0.2%
Discover Bank $32,365,000 $37,870,000 17.0% 0.2%
Highland Bank $40,575,000 $36,890,000 -9.1% 0.2%
COMPEER FINANCIAL, FLCA $20,070,000 $36,545,000 82.1% 0.2%
LENDINGHOME FUNDING CORPORATION $12,765,000 $35,130,000 175.2% 0.2%
UIF CORPORATION $30,760,000 $34,985,000 13.7% 0.2%
Security Bank & Trust Company $3,035,000 $34,570,000 1,039.0% 0.2%
Arbor Realty Trust, Inc. $18,355,000 $31,375,000 70.9% 0.1%
HOMESIDE FINANCIAL, LLC $6,545,000 $30,365,000 363.9% 0.1%
UBS Bank USA $26,900,000 $29,935,000 11.3% 0.1%
Florida Capital Bank $9,425,000 $29,230,000 210.1% 0.1%
Sierra Pacific Mortgage Company, Inc. $14,560,000 $29,075,000 99.7% 0.1%
NBKC BANK $21,775,000 $29,010,000 33.2% 0.1%
First State Bank and Trust $28,840,000 $28,700,000 -0.5% 0.1%
First National Bank of Omaha $39,575,000 $27,365,000 -30.9% 0.1%
ZILLOW HOME LOANS, LLC $15,550,000 $26,850,000 72.7% 0.1%
Texas Capital Bank $26,655,000 n/a 0.1%
Dacotah Bank $1,755,000 $25,855,000 1,373.2% 0.1%
First National Community Bank $13,915,000 $25,745,000 85.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $8,630,000 $25,495,000 195.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $22,865,000 $24,725,000 8.1% 0.1%
Figure Lending LLC $17,955,000 $24,665,000 37.4% 0.1%
Coulee Bank $27,540,000 $24,560,000 -10.8% 0.1%
Lake Elmo Bank $25,080,000 $24,485,000 -2.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $13,670,000 $23,625,000 72.8% 0.1%
Nations Lending Corporation $17,920,000 $23,545,000 31.4% 0.1%
Citizens Bank $51,580,000 $23,260,000 -54.9% 0.1%
CITY-COUNTY CREDIT UNION $30,670,000 $23,130,000 -24.6% 0.1%
Vermillion State Bank $29,255,000 $23,010,000 -21.3% 0.1%
First Resource Bank $19,030,000 $22,720,000 19.4% 0.1%
First Federal Bank $8,205,000 $22,685,000 176.5% 0.1%
CIBC Bank USA $22,625,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $5,460,000 $21,835,000 299.9% 0.1%
PREMIER LENDING, INC. $21,805,000 n/a 0.1%
The Loan Store, Inc. $3,810,000 $21,340,000 460.1% 0.1%
Merchants Capital Corp. $13,295,000 $21,050,000 58.3% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $13,390,000 $21,040,000 57.1% 0.1%
Equity Prime Mortgage LLC $7,150,000 $20,970,000 193.3% 0.1%
Bank Five Nine $14,080,000 $20,400,000 44.9% 0.1%
GSF Mortgage Corporation $9,960,000 $20,250,000 103.3% 0.1%
Charles Schwab Bank, SSB $20,020,000 $20,160,000 0.7% 0.1%
Liberty Bank Minnesota $15,150,000 $19,965,000 31.8% 0.1%
READYCAP COMMERCIAL, LLC $3,965,000 $19,670,000 396.1% 0.1%
DEEPHAVEN MORTGAGE LLC $7,800,000 $19,120,000 145.1% 0.1%
Home Mortgage Alliance Corp $18,830,000 n/a 0.1%
The First National Bank of River Falls $14,675,000 $18,825,000 28.3% 0.1%
CENTRAL MINNESOTA Credit Union $15,405,000 $18,780,000 21.9% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $4,645,000 $18,725,000 303.1% 0.1%
AXIA FINANCIAL, LLC $28,025,000 $18,630,000 -33.5% 0.1%
Falcon National Bank $13,970,000 $18,565,000 32.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $29,230,000 $18,360,000 -37.2% 0.1%
Carrington Mortgage Services, LLC $11,150,000 $17,860,000 60.2% 0.1%
First Western Bank & Trust $10,430,000 $17,420,000 67.0% 0.1%
Citizens Community Federal $10,050,000 $17,260,000 71.7% 0.1%
The Federal Savings Bank $15,250,000 $17,200,000 12.8% 0.1%
Community Resource Bank $15,960,000 $17,060,000 6.9% 0.1%
CORTRUST MORTGAGE, INC. $15,160,000 $16,840,000 11.1% 0.1%
21st Century Bank $14,770,000 $16,815,000 13.8% 0.1%
GUIDANCE RESIDENTIAL, LLC $14,355,000 $16,815,000 17.1% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $25,875,000 $16,690,000 -35.5% 0.1%
GENISYS $14,500,000 $16,650,000 14.8% 0.1%
Hiawatha National Bank $16,335,000 $15,965,000 -2.3% 0.1%
Park State Bank $11,480,000 $15,845,000 38.0% 0.1%
Barings Multifamily Capital $15,425,000 n/a 0.1%
Platinum Bank $18,095,000 $15,355,000 -15.1% 0.1%
Premier Bank $15,370,000 $15,315,000 -0.4% 0.1%
Citibank $21,595,000 $15,220,000 -29.5% 0.1%
Security State Bank of Marine $18,935,000 $15,205,000 -19.7% 0.1%
VILLAGE CAPITAL MORTGAGE $3,225,000 $14,900,000 362.0% 0.1%
MINNCO CREDIT UNION $15,795,000 $14,850,000 -6.0% 0.1%
Coastal Community Bank $8,515,000 $14,750,000 73.2% 0.1%
Drake Bank $7,240,000 $14,625,000 102.0% 0.1%
BETTER MORTGAGE CORPORATION $18,685,000 $14,610,000 -21.8% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $9,645,000 $14,580,000 51.2% 0.1%
21ST MORTGAGE CORPORATION $11,685,000 $14,555,000 24.6% 0.1%
PLANET HOME LENDING, LLC $10,460,000 $14,510,000 38.7% 0.1%
BERKELEY POINT CAPITAL LLC $14,285,000 n/a 0.1%
Ally Bank $10,570,000 $13,845,000 31.0% 0.1%
Johnson Bank $1,560,000 $13,820,000 785.9% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,325,000 $13,765,000 938.9% 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $1,560,000 $13,495,000 765.1% 0.1%
River Falls State Bank $13,755,000 $13,340,000 -3.0% 0.1%
Gate City Bank $10,535,000 $13,280,000 26.1% 0.1%
CorTrust Bank $12,100,000 $13,060,000 7.9% 0.1%
OCMBC, INC. $3,200,000 $13,055,000 308.0% 0.1%
Anoka Hennepin Credit Union $17,195,000 $12,605,000 -26.7% 0.1%
Dollar Bank, Federal Savings Bank $11,650,000 $12,555,000 7.8% 0.1%
PREMIA MORTGAGE, LLC $10,275,000 $11,875,000 15.6% 0.1%
SHAREPOINT CREDIT UNION $11,685,000 $11,780,000 0.8% 0.1%
The Bank of Elk River $23,210,000 $11,695,000 -49.6% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $825,000 $11,595,000 1,305.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $7,620,000 $11,535,000 51.4% 0.1%
ST. CLOUD FINANCIAL $12,995,000 $11,375,000 -12.5% 0.1%
Cornerstone State Bank $9,960,000 $11,215,000 12.6% 0.0%
University of Wisconsin Credit Union $9,435,000 $11,140,000 18.1% 0.0%
GREENSTATE CREDIT UNION $3,720,000 $11,000,000 195.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $9,010,000 $10,870,000 20.6% 0.0%
Choice Financial Group $20,710,000 $10,860,000 -47.6% 0.0%
SIRVA MORTGAGE, INC. $7,285,000 $10,825,000 48.6% 0.0%
American National Bank $12,880,000 $10,655,000 -17.3% 0.0%
Bethpage Federal Credit Union $4,760,000 $10,570,000 122.1% 0.0%
WaterStone Bank, SSB $1,360,000 $10,465,000 669.5% 0.0%
First Farmers & Merchans Bank $2,490,000 $10,410,000 318.1% 0.0%
American Heritage National Bank $11,640,000 $10,355,000 -11.0% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $11,915,000 $10,305,000 -13.5% 0.0%
Castle Rock Bank $5,810,000 $10,285,000 77.0% 0.0%
PLUS RELOCATION MORTGAGE, LLC $4,330,000 $9,935,000 129.4% 0.0%
GATEWAY BANK $14,120,000 $9,820,000 -30.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $8,435,000 $9,575,000 13.5% 0.0%
867 $9,510,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $4,050,000 $9,470,000 133.8% 0.0%
Citadel Servicing Corporation $14,065,000 $9,355,000 -33.5% 0.0%
Northpointe Bank $16,925,000 $9,340,000 -44.8% 0.0%
Alliance Bank $8,225,000 $9,335,000 13.5% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $17,360,000 $9,010,000 -48.1% 0.0%
NOVATION CREDIT UNION $5,540,000 $8,950,000 61.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $6,345,000 $8,775,000 38.3% 0.0%
Armed Forces Bank $6,675,000 $8,625,000 29.2% 0.0%
The First National Bank of Le Center $5,670,000 $8,620,000 52.0% 0.0%
Lakeview Bank $12,045,000 $8,500,000 -29.4% 0.0%
BankCherokee $11,765,000 $8,475,000 -28.0% 0.0%
Devon Bank $8,315,000 n/a 0.0%
RiverWood Bank $8,730,000 $8,310,000 -4.8% 0.0%
Northeast Bank $9,800,000 $8,305,000 -15.3% 0.0%
PENTAGON FEDERAL CREDIT UNION $14,280,000 $8,290,000 -41.9% 0.0%
MY Credit Union $11,660,000 $8,185,000 -29.8% 0.0%
MID AMERICA MORTGAGE, INC. $9,165,000 $8,085,000 -11.8% 0.0%
NEW DAY FINANCIAL, LLC $8,825,000 $7,790,000 -11.7% 0.0%
SOUTHPOINT FINANCIAL $2,940,000 $7,540,000 156.5% 0.0%
BankVista $13,755,000 $7,475,000 -45.7% 0.0%
Nicolet National Bank $7,555,000 $7,405,000 -2.0% 0.0%
Heartland Credit Union $7,725,000 $7,390,000 -4.3% 0.0%
Connexus Credit Union $8,145,000 $7,360,000 -9.6% 0.0%
Citizens Bank Minnesota $15,500,000 $7,320,000 -52.8% 0.0%
ALTRA $5,680,000 $7,280,000 28.2% 0.0%
Commerce Home Mortgage, Inc. $7,535,000 $7,220,000 -4.2% 0.0%
Stifel Bank and Trust $9,545,000 $7,200,000 -24.6% 0.0%
Midwest Bank $1,145,000 $7,170,000 526.2% 0.0%
NEXERA HOLDING LLC $1,635,000 $7,155,000 337.6% 0.0%
ALLIANT CREDIT UNION $7,135,000 $7,090,000 -0.6% 0.0%
First Independence Bank $1,080,000 $6,910,000 539.8% 0.0%
CCM Finance, LLC $7,130,000 $6,805,000 -4.6% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,025,000 $6,785,000 35.0% 0.0%
AMERICAN FINANCING CORPORATION $2,910,000 $6,750,000 132.0% 0.0%
Star Bank $3,135,000 $6,735,000 114.8% 0.0%
GENEVA FINANCIAL, LLC $635,000 $6,730,000 959.8% 0.0%
TOWNE MORTGAGE COMPANY $4,110,000 $6,685,000 62.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $8,380,000 $6,640,000 -20.8% 0.0%
Lake Central Bank $8,865,000 $6,635,000 -25.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $6,600,000 $6,520,000 -1.2% 0.0%
S1L, Inc. $515,000 $6,520,000 1,166.0% 0.0%
Farmers Bank & Trust $5,555,000 $6,375,000 14.8% 0.0%
First National Bank Minnesota $2,555,000 $6,200,000 142.7% 0.0%
Farmers & Merchants Savings Bank $5,690,000 $6,175,000 8.5% 0.0%
Associated Healthcare Credit Union $7,910,000 $6,125,000 -22.6% 0.0%
PHH Mortgage Corporation $4,675,000 $6,100,000 30.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $920,000 $6,085,000 561.4% 0.0%
St. Paul Federal Credit Union $6,560,000 $6,085,000 -7.2% 0.0%
AMWEST FUNDING CORP. $3,995,000 $6,080,000 52.2% 0.0%
Regions Bank $1,555,000 $6,075,000 290.7% 0.0%
HOMESTEAD FUNDING CORP. $5,365,000 $6,025,000 12.3% 0.0%
Northview Bank $6,085,000 $6,000,000 -1.4% 0.0%
Raymond James Bank $7,435,000 $5,955,000 -19.9% 0.0%
First National Bank $3,540,000 $5,925,000 67.4% 0.0%
First National Bank of Milaca $6,545,000 $5,845,000 -10.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $330,000 $5,800,000 1,657.6% 0.0%
MEMBERS COOPERATIVE $4,430,000 $5,720,000 29.1% 0.0%
THRIVENT Federal Credit Union $10,130,000 $5,675,000 -44.0% 0.0%
LOANPAL, LLC $4,735,000 $5,610,000 18.5% 0.0%
First State Bank of Wyoming $3,430,000 $5,595,000 63.1% 0.0%
MORTGAGE ACCESS CORP. $2,325,000 $5,555,000 138.9% 0.0%
BANKWEST, INC. $3,970,000 $5,450,000 37.3% 0.0%
Goldwater Bank, N.A. $54,760,000 $5,380,000 -90.2% 0.0%
Truist $6,645,000 $5,380,000 -19.0% 0.0%
First International Bank & Trust $12,065,000 $5,370,000 -55.5% 0.0%
Security Financial Bank $1,450,000 $5,365,000 270.0% 0.0%
American Bank Center $5,270,000 n/a 0.0%
Sentry Bank $9,325,000 $5,270,000 -43.5% 0.0%
Lakeview Community Capital, LLC $700,000 $5,210,000 644.3% 0.0%
SPRING EQ, LLC $1,785,000 $5,170,000 189.6% 0.0%
CANOPY MORTGAGE, LLC $1,280,000 $5,160,000 303.1% 0.0%
Great Southern Bank $8,485,000 $5,140,000 -39.4% 0.0%
First National Bank of Elk River $5,895,000 $5,110,000 -13.3% 0.0%
Summit Credit Union $8,090,000 $5,110,000 -36.8% 0.0%
Citizens Independent Bank $9,760,000 $4,870,000 -50.1% 0.0%
The State Bank of Faribault $5,225,000 $4,770,000 -8.7% 0.0%
Loan Simple, Inc. $320,000 $4,695,000 1,367.2% 0.0%
LEADERONE FINANCIAL CORPORATION $11,975,000 $4,685,000 -60.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $3,570,000 $4,500,000 26.1% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,835,000 $4,445,000 142.2% 0.0%
BUILDING TRADES FEDERAL CREDIT UNION $3,280,000 $4,435,000 35.2% 0.0%
Goldman Sachs Bank USA $3,760,000 $4,430,000 17.8% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,665,000 $4,430,000 20.9% 0.0%
Arbor Bank $1,370,000 $4,385,000 220.1% 0.0%
V.I.P. MORTGAGE, INC. $6,565,000 $4,375,000 -33.4% 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,080,000 $4,365,000 304.2% 0.0%
TOP FLITE FINANCIAL, INC. $3,120,000 $4,325,000 38.6% 0.0%
Strong Home Mortgage, LLC $2,060,000 $4,260,000 106.8% 0.0%
LENDSURE MORTGAGE CORP. $2,825,000 $4,240,000 50.1% 0.0%
FNB Moose Lake $4,840,000 $4,175,000 -13.7% 0.0%
Academy Bank $5,685,000 $4,140,000 -27.2% 0.0%
Citizens Alliance Bank $18,800,000 $4,100,000 -78.2% 0.0%
MICHIGAN MUTUAL, INC. $790,000 $3,985,000 404.4% 0.0%
RBC Bank, (Georgia) $1,760,000 $3,950,000 124.4% 0.0%
The Central Trust Bank $6,185,000 $3,920,000 -36.6% 0.0%
MILEND, INC. $3,510,000 $3,885,000 10.7% 0.0%
National Bank of Commerce $33,230,000 $3,880,000 -88.3% 0.0%
RF Renovo Management Company, LLC $3,860,000 n/a 0.0%
AMERICAN FIRST $3,725,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,665,000 $3,720,000 123.4% 0.0%
Pioneer Bank $1,805,000 $3,620,000 100.6% 0.0%
First National Bank of America $3,560,000 $3,570,000 0.3% 0.0%
First Savings Bank $4,420,000 $3,555,000 -19.6% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,170,000 $3,550,000 63.6% 0.0%
NMSI, INC. $1,070,000 $3,550,000 231.8% 0.0%
M&T Bank $3,185,000 $3,535,000 11.0% 0.0%
Kensington Bank $3,070,000 $3,525,000 14.8% 0.0%
Union State Bank of Fargo $1,000,000 $3,525,000 252.5% 0.0%
Minnesota Valley Federal Credit Union $2,615,000 $3,500,000 33.8% 0.0%
MLD MORTGAGE INC. $3,490,000 n/a 0.0%
Heritage Bank $6,350,000 $3,320,000 -47.7% 0.0%
Deere Employees Credit Union $3,285,000 $3,195,000 -2.7% 0.0%
South Story Bank & Trust $6,305,000 $3,180,000 -49.6% 0.0%
Lake Forest Bank & Trust $3,120,000 n/a 0.0%
South Metro Federal Credit Union $4,410,000 $2,895,000 -34.4% 0.0%
Bank of England $25,640,000 $2,845,000 -88.9% 0.0%
Community Bank Mankato $13,830,000 $2,795,000 -79.8% 0.0%
Woodlands National Bank $2,505,000 $2,775,000 10.8% 0.0%
ROYAL UNITED MORTGAGE LLC $3,480,000 $2,730,000 -21.6% 0.0%
Fifth Third Bank $2,870,000 $2,715,000 -5.4% 0.0%
Peoples State Bank of Plainview $3,435,000 $2,700,000 -21.4% 0.0%
DIGITAL Federal Credit Union $10,730,000 $2,690,000 -74.9% 0.0%
Tradition Capital Bank $95,200,000 $2,690,000 -97.2% 0.0%
First State Bank of Le Center $3,410,000 $2,685,000 -21.3% 0.0%
North American Savings Bank, F.S.B. $5,570,000 $2,680,000 -51.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,160,000 $2,645,000 22.5% 0.0%
Liberty Savings Bank, F.S.B. $985,000 $2,620,000 166.0% 0.0%
ALAMEDA MORTGAGE CORPORATION $3,925,000 $2,560,000 -34.8% 0.0%
The Lincoln National Life Insurance Company $2,505,000 n/a 0.0%
Arvest Bank $840,000 $2,460,000 192.9% 0.0%
North American Banking Company $13,460,000 $2,460,000 -81.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $2,440,000 n/a 0.0%
SMW Financial Credit Union $2,060,000 $2,435,000 18.2% 0.0%
East Wisconsin Savings Bank $285,000 $2,420,000 749.1% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $55,000 $2,415,000 4,290.9% 0.0%
ADVANCIAL $2,365,000 n/a 0.0%
Paramount Bank $420,000 $2,305,000 448.8% 0.0%
First Dakota National Bank $2,485,000 $2,215,000 -10.9% 0.0%
Neighborhood National Bank $3,050,000 $2,180,000 -28.5% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $840,000 $2,140,000 154.8% 0.0%
ONY GLO, INC. $805,000 $2,115,000 162.7% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $3,630,000 $2,100,000 -42.1% 0.0%
Bank of Springfield $2,085,000 n/a 0.0%
ASHLAND Credit Union $2,360,000 $2,060,000 -12.7% 0.0%
The Northern Trust Company $3,415,000 $2,005,000 -41.3% 0.0%
DUPACO COMMUNITY $1,690,000 $1,960,000 16.0% 0.0%
Ameris Bank $2,445,000 $1,895,000 -22.5% 0.0%
American National Bank of Minnesota $2,310,000 $1,850,000 -19.9% 0.0%
Kirkwood Bank & Trust Co. $1,830,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $680,000 $1,815,000 166.9% 0.0%
ARC HOME LLC $235,000 $1,810,000 670.2% 0.0%
ALLIED MORTGAGE GROUP, INC. $695,000 $1,785,000 156.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $3,675,000 $1,780,000 -51.6% 0.0%
EMM LOANS LLC $3,135,000 $1,750,000 -44.2% 0.0%
First Horizon Bank $1,465,000 $1,740,000 18.8% 0.0%
Quontic Bank $1,050,000 $1,730,000 64.8% 0.0%
First Farmers & Merchants National Bank $1,725,000 n/a 0.0%
Texana Bank $1,720,000 n/a 0.0%
Magnolia Bank $2,090,000 $1,705,000 -18.4% 0.0%
LADERA LENDING, INC. $1,685,000 n/a 0.0%
North Shore Bank of Commerce $3,275,000 $1,685,000 -48.5% 0.0%
NFM, INC. $630,000 $1,680,000 166.7% 0.0%
QUORUM FEDERAL CREDIT UNION $375,000 $1,615,000 330.7% 0.0%
IncredibleBank $155,000 $1,605,000 935.5% 0.0%
Sterling State Bank $455,000 $1,585,000 248.4% 0.0%
First Bank $730,000 $1,580,000 116.4% 0.0%
SFMC, LP $1,575,000 n/a 0.0%
OAKTREE FUNDING CORP. $195,000 $1,560,000 700.0% 0.0%
Leader Bank $1,705,000 $1,520,000 -10.9% 0.0%
Pine River State Bank $3,670,000 $1,520,000 -58.6% 0.0%
COMPASS MORTGAGE, INC. $6,790,000 $1,515,000 -77.7% 0.0%
NP, Inc. $1,195,000 $1,485,000 24.3% 0.0%
USAlliance Federal Credit Union $3,530,000 $1,450,000 -58.9% 0.0%
STAR ONE CREDIT UNION $660,000 $1,435,000 117.4% 0.0%
American Federal Bank $6,360,000 $1,425,000 -77.6% 0.0%
OPEN MORTGAGE, LLC $740,000 $1,425,000 92.6% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $3,055,000 $1,420,000 -53.5% 0.0%
ONB Bank $1,510,000 $1,415,000 -6.3% 0.0%
General Mortgage Capital Corporation $1,410,000 n/a 0.0%
Wintrust Bank, N.A. $2,115,000 $1,405,000 -33.6% 0.0%
Integrity Home Mortgage Corp $1,385,000 n/a 0.0%
LAKE MICHIGAN CREDIT UNION $1,380,000 n/a 0.0%
Central Bank $885,000 $1,370,000 54.8% 0.0%
Hometown Equity Mortgage, LLC $675,000 $1,330,000 97.0% 0.0%
FIRST TECHNOLOGY $400,000 $1,295,000 223.8% 0.0%
SUMMIT FUNDING, INC. $2,555,000 $1,295,000 -49.3% 0.0%
University Bank $1,295,000 n/a 0.0%
Cornerstone Bank $1,285,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,230,000 $1,285,000 4.5% 0.0%
LENDINGONE, LLC $800,000 $1,285,000 60.6% 0.0%
Cornerstone First Mortgage, Inc $345,000 $1,270,000 268.1% 0.0%
GREAT RIVER FEDERAL CREDIT UNION $1,125,000 $1,270,000 12.9% 0.0%
JMJ FINANCIAL GROUP $365,000 $1,265,000 246.6% 0.0%
Wheaton Bank & Trust $405,000 $1,255,000 209.9% 0.0%
MARINE $1,065,000 $1,235,000 16.0% 0.0%
FIRST COMMUNITY CREDIT UNION $810,000 $1,205,000 48.8% 0.0%
UNITED $305,000 $1,195,000 291.8% 0.0%
CoVantage Credit Union $740,000 $1,170,000 58.1% 0.0%
Commerce Bank $1,965,000 $1,155,000 -41.2% 0.0%
Lincoln Savings Bank $1,150,000 n/a 0.0%
Schaumburg Bank & Trust $1,145,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $215,000 $1,140,000 430.2% 0.0%
St Charles Bank & Trust $1,125,000 n/a 0.0%
Manufacturers Bank & Trust Company $265,000 $1,115,000 320.8% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,115,000 n/a 0.0%
Independent Bank $725,000 $1,105,000 52.4% 0.0%
Libertyville Bank & Trust $1,105,000 n/a 0.0%
First United Bank and Trust Company $285,000 $1,090,000 282.5% 0.0%
The Dart Bank $455,000 $1,085,000 138.5% 0.0%
First-Citizens Bank & Trust Company $1,015,000 $1,060,000 4.4% 0.0%
GoPrime Mortgage, Inc. $1,055,000 n/a 0.0%
Pinnacle Bank $450,000 $1,055,000 134.4% 0.0%
VERVE, A CREDIT UNION $475,000 $1,050,000 121.1% 0.0%
VALLEY MORTGAGE, INC. $1,390,000 $1,030,000 -25.9% 0.0%
LIMA ONE CAPITAL, LLC $6,660,000 $1,025,000 -84.6% 0.0%
Forward Bank $985,000 n/a 0.0%
MinnStar Bank N.A. $2,075,000 $980,000 -52.8% 0.0%
AMERICAN HERITAGE LENDING, INC. $145,000 $975,000 572.4% 0.0%
City National Bank $8,865,000 $955,000 -89.2% 0.0%
Freeport State Bank $955,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $2,280,000 $945,000 -58.6% 0.0%
First State Bank of St. Charles, Missouri $405,000 $945,000 133.3% 0.0%
Western State Bank $305,000 $940,000 208.2% 0.0%
Quad City Bank and Trust Company $575,000 $930,000 61.7% 0.0%
MORTGAGEONE, INC. $1,060,000 $920,000 -13.2% 0.0%
Sunflower Bank $920,000 n/a 0.0%
GEORGIA'S OWN $445,000 $900,000 102.2% 0.0%
AMERITRUST MORTGAGE CORPORATION $115,000 $895,000 678.3% 0.0%
Premier Community Bank $895,000 n/a 0.0%
STANFORD Federal Credit Union $895,000 n/a 0.0%
CITIZENS EQUITY FIRST $970,000 $875,000 -9.8% 0.0%
Profinium Inc. $2,325,000 $875,000 -62.4% 0.0%
AMERICAN FINANCE HOUSE LARIBA $870,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $985,000 $870,000 -11.7% 0.0%
SILVER HILL FUNDING, LLC $865,000 n/a 0.0%
Elements Financial Federal Credit Union $855,000 n/a 0.0%
F & M Community Bank $440,000 $855,000 94.3% 0.0%
United Nations Federal Credit Union $855,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $1,165,000 $825,000 -29.2% 0.0%
Northwest Bank $3,790,000 $825,000 -78.2% 0.0%
Northern State Bank of Virginia $185,000 $820,000 343.2% 0.0%
NORTHROP GRUMMAN Federal Credit Union $375,000 $820,000 118.7% 0.0%
Dairy State Bank $475,000 $815,000 71.6% 0.0%
CNB Bank $905,000 $810,000 -10.5% 0.0%
PURDUE FEDERAL CREDIT UNION $105,000 $805,000 666.7% 0.0%
Service Federal Credit Union $200,000 $805,000 302.5% 0.0%
Northwest Federal Credit Union $225,000 $800,000 255.6% 0.0%
American Airlines Federal Credit Union $1,265,000 $795,000 -37.2% 0.0%
FBC MORTGAGE, LLC $155,000 $795,000 412.9% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $705,000 $785,000 11.3% 0.0%
Toyota Financial Savings Bank $115,000 $780,000 578.3% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,000,000 $770,000 -23.0% 0.0%
RESIDENTIAL BANCORP $980,000 $770,000 -21.4% 0.0%
SeaTrust Mortgage Company $550,000 $770,000 40.0% 0.0%
Bank of Deerfield $765,000 n/a 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $605,000 $765,000 26.4% 0.0%
HomePromise Corporation $415,000 $765,000 84.3% 0.0%
The First National Bank of Ottawa $765,000 n/a 0.0%
Capital Bank $305,000 $750,000 145.9% 0.0%
CAPITAL CREDIT UNION $530,000 $750,000 41.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $410,000 $745,000 81.7% 0.0%
Community First National Bank $740,000 n/a 0.0%
CHARTER WEST BANK $730,000 n/a 0.0%
BOKF $720,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $3,270,000 $720,000 -78.0% 0.0%
Renasant Bank $365,000 $715,000 95.9% 0.0%
State Bank of the Lakes $715,000 n/a 0.0%
FAY SERVICING, LLC $470,000 $710,000 51.1% 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $385,000 $710,000 84.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,345,000 $710,000 -47.2% 0.0%
DATA MORTGAGE, INC. $6,455,000 $695,000 -89.2% 0.0%
UNITED HOME LOANS, INC. $690,000 n/a 0.0%
Village Bank & Trust $685,000 n/a 0.0%
The Miners National Bank of Eveleth $370,000 $680,000 83.8% 0.0%
THOMPSON KANE & COMPANY, LLC $1,540,000 $680,000 -55.8% 0.0%
EVANSVILLE TEACHERS $910,000 $630,000 -30.8% 0.0%
NORTH STAR CREDIT UNION $630,000 n/a 0.0%
UNITED MORTGAGE CORP $625,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $495,000 $620,000 25.3% 0.0%
First Merchants Bank $355,000 $620,000 74.6% 0.0%
Notre Dame Federal Credit Union Corporation $105,000 $610,000 481.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $305,000 $605,000 98.4% 0.0%
Starion Bank $605,000 n/a 0.0%
Security Bank $355,000 $600,000 69.0% 0.0%
T2 FINANCIAL LLC $375,000 $595,000 58.7% 0.0%
First American Bank $1,025,000 $590,000 -42.4% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $305,000 $590,000 93.4% 0.0%
Country Club Bank $585,000 n/a 0.0%
Kearny Bank $585,000 n/a 0.0%
Community First Credit Union $935,000 $580,000 -38.0% 0.0%
TOWN AND COUNTRY Credit Union $1,570,000 $580,000 -63.1% 0.0%
Byron Bank $575,000 n/a 0.0%
FM Home Loans, LLC $565,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $340,000 $560,000 64.7% 0.0%
Mid-Continent Funding, Inc. $1,310,000 $560,000 -57.3% 0.0%
Axos Bank $225,000 $550,000 144.4% 0.0%
Northwestern Bank $550,000 n/a 0.0%
ENCORE BANK $1,020,000 $545,000 -46.6% 0.0%
Security State Bank $545,000 n/a 0.0%
ENVOY MORTGAGE, LTD $7,260,000 $540,000 -92.6% 0.0%
POINT Mortgage $540,000 n/a 0.0%
Brighton Bank $840,000 $530,000 -36.9% 0.0%
Independent Bank $725,000 $530,000 -26.9% 0.0%
Farmers State Bank of Alto Pass $520,000 n/a 0.0%
WNB Financial, N.A. $1,670,000 $520,000 -68.9% 0.0%
Centier Bank $1,285,000 $510,000 -60.3% 0.0%
Byline Bank $4,295,000 $505,000 -88.2% 0.0%
Fidelity Bank $505,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $505,000 n/a 0.0%
HONDA Federal Credit Union $225,000 $500,000 122.2% 0.0%
Foresight Bank $1,750,000 $490,000 -72.0% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $485,000 n/a 0.0%
Bank First, N.A. $245,000 $480,000 95.9% 0.0%
Bank of Wisconsin Dells $480,000 n/a 0.0%
Midwest Heritage Bank FSB $365,000 $480,000 31.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $480,000 n/a 0.0%
SKYONE Federal Credit Union $385,000 $475,000 23.4% 0.0%
FineMark National Bank & Trust $465,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $465,000 n/a 0.0%
PROPER RATE, LLC $465,000 n/a 0.0%
ENDEAVOR CAPITAL, LLC. $410,000 $460,000 12.2% 0.0%
First PREMIER Bank $840,000 $460,000 -45.2% 0.0%
Fortress Bank $535,000 $460,000 -14.0% 0.0%
First Bank of Baldwin $720,000 $455,000 -36.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,840,000 $455,000 -75.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $465,000 $455,000 -2.2% 0.0%
Amalgamated Bank $570,000 $445,000 -21.9% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $1,735,000 $430,000 -75.2% 0.0%
TOWER $395,000 $430,000 8.9% 0.0%
CO-OP Credit Union $175,000 $425,000 142.9% 0.0%
FOUR POINTS $425,000 n/a 0.0%
JMAC LENDING, INC. $1,890,000 $415,000 -78.0% 0.0%
Meridian Bank Corporation $415,000 n/a 0.0%
TEACHERS $405,000 n/a 0.0%
VISIONBank $400,000 n/a 0.0%
United Valley Bank $395,000 n/a 0.0%
The Readlyn Savings Bank $385,000 n/a 0.0%
Gateway First Bank $910,000 $365,000 -59.9% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $635,000 $365,000 -42.5% 0.0%
Chartwell Financial, LLC $170,000 $360,000 111.8% 0.0%
Bankers Trust Company $355,000 n/a 0.0%
Chicago Patrolmen's Federal Credit Union $355,000 n/a 0.0%
Flanagan State Bank $355,000 n/a 0.0%
IAA Credit Union $355,000 n/a 0.0%
MidFirst Bank $145,000 $355,000 144.8% 0.0%
The First National Bank in Sioux Falls $285,000 $355,000 24.6% 0.0%
Allied First Bank,sb $345,000 n/a 0.0%
First Community Bank $345,000 n/a 0.0%
PyraMax Bank, FSB $345,000 n/a 0.0%
Glenwood State Bank $335,000 n/a 0.0%
Paragon Bank $335,000 n/a 0.0%
Union Bank and Trust Company $335,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $330,000 n/a 0.0%
GOVERNMENTAL EMPLOYEES $200,000 $325,000 62.5% 0.0%
ILLINOIS STATE CREDIT UNION $620,000 $325,000 -47.6% 0.0%
Peoples Bank $425,000 $325,000 -23.5% 0.0%
City Lending Inc. $320,000 n/a 0.0%
Luana Savings Bank $885,000 $315,000 -64.4% 0.0%
Prairie State Bank and Trust $315,000 n/a 0.0%
Regent Financial Group, Inc. $295,000 $315,000 6.8% 0.0%
Bank Midwest $1,925,000 $305,000 -84.2% 0.0%
COMMUNITYAMERICA $205,000 $305,000 48.8% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $305,000 n/a 0.0%
First Mid Bank & Trust $295,000 n/a 0.0%
NBH Bank $295,000 n/a 0.0%
The Union Bank Company $1,165,000 $295,000 -74.7% 0.0%
WOODTRUST BANK $765,000 $295,000 -61.4% 0.0%
Security First Bank of North Dakota $290,000 n/a 0.0%
Assurance Financial Group, L.L.C. $485,000 $285,000 -41.2% 0.0%
BECKAM FUNDING CORP. $285,000 n/a 0.0%
EASTMAN $285,000 n/a 0.0%
First Bank $730,000 $285,000 -61.0% 0.0%
Five Points Bank $285,000 n/a 0.0%
Intercity State Bank $285,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $205,000 $285,000 39.0% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $280,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $275,000 n/a 0.0%
Farm Credit Mid-America, ACA $275,000 n/a 0.0%
American Bank & Trust $265,000 n/a 0.0%
Cedar Rapids Bank and Trust Company $265,000 n/a 0.0%
Chippewa Valley Bank $205,000 $265,000 29.3% 0.0%
First Interstate Bank $4,545,000 $265,000 -94.2% 0.0%
First Western Trust Bank $265,000 n/a 0.0%
Logan Finance Corporation $205,000 $265,000 29.3% 0.0%
State Department Federal Credit Union $1,385,000 $265,000 -80.9% 0.0%
Watermark Capital, Inc. $315,000 $265,000 -15.9% 0.0%
Ardent Federal Credit Union $80,000 $255,000 218.8% 0.0%
BNC National Bank $4,325,000 $255,000 -94.1% 0.0%
Bonanza Valley State Bank $75,000 $245,000 226.7% 0.0%
GNB Bank $245,000 n/a 0.0%
First State Bank of Sauk Centre $240,000 n/a 0.0%
First Central Savings Bank $235,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $235,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $235,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,145,000 $235,000 -79.5% 0.0%
Bank-Fund Staff Federal Credit Union $680,000 $230,000 -66.2% 0.0%
NORTHWOODS $230,000 n/a 0.0%
SUPERIOR CHOICE $1,230,000 $230,000 -81.3% 0.0%
Center National Bank $225,000 n/a 0.0%
Jonah Bank of Wyoming $225,000 n/a 0.0%
Northeast Security Bank $225,000 n/a 0.0%
Signature Federal Credit Union $1,235,000 $225,000 -81.8% 0.0%
Unity Bank $755,000 $225,000 -70.2% 0.0%
NATION ONE MORTGAGE CORPORATION $215,000 n/a 0.0%
Peoples State Bank $215,000 n/a 0.0%
GMFS LLC $205,000 n/a 0.0%
Landmark Credit Union $200,000 n/a 0.0%
CHEVRON $900,000 $195,000 -78.3% 0.0%
Home State Bank $195,000 n/a 0.0%
Atlantic Union Bank $185,000 n/a 0.0%
SERVICE FIRST FEDERAL CREDIT UNION $185,000 n/a 0.0%
GTE Federal Credit Union $545,000 $180,000 -67.0% 0.0%
Dakota Community Bank & Trust $175,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $175,000 n/a 0.0%
Reliabank Dakota $125,000 $165,000 32.0% 0.0%
ALL IN $155,000 n/a 0.0%
Bank Forward $30,515,000 $155,000 -99.5% 0.0%
Pinnacle Bank $450,000 $155,000 -65.6% 0.0%
The First National Bank of Bangor $780,000 $155,000 -80.1% 0.0%
North Shore Bank FSB $145,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $2,400,000 $135,000 -94.4% 0.0%
STAR USA FEDERAL CREDIT UNION $295,000 $135,000 -54.2% 0.0%
TJC Mortgage, Inc. $645,000 $135,000 -79.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $225,000 $125,000 -44.4% 0.0%
Superior Credit Union, Inc. $125,000 n/a 0.0%
NASA Federal Credit Union $45,000 $115,000 155.6% 0.0%
First Alliance Credit Union $260,000 $110,000 -57.7% 0.0%
DELTA COMMUNITY CREDIT UNION $470,000 $95,000 -79.8% 0.0%
Southwest Airlines Federal Credit Union $220,000 $95,000 -56.8% 0.0%
MidAmerica National Bank $200,000 $85,000 -57.5% 0.0%
Transportation Federal Credit Union $75,000 n/a 0.0%
Harbor Pointe Credit Union $225,000 $65,000 -71.1% 0.0%
CAPITAL Credit Union $55,000 n/a 0.0%
Community Savings Bank $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $15,000 $50,000 233.3% 0.0%
EDUCATORS CREDIT UNION $185,000 $35,000 -81.1% 0.0%
Superior Savings Bank $25,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $15,000 n/a 0.0%

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's top lender by overall market share is Bell Bank, with 6.6% market share. In second place, with 5.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,224,785,000 in loans. In third place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $811,320,000 in loans. In fourth place, with 3.5%, is QUICKEN LOANS, LLC, having originated $784,845,000 in loans. In fifth place, with 3.1%, is U.S. Bank, having originated $697,635,000 in loans.


MINNEAPOLIS - ST. PAUL - BLOOMINGTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MINNEAPOLIS - ST. PAUL - BLOOMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $372,500 (11.4%) $496,423 (8.7%) 1.38 5,726
2018-02-01 $387,000 (8.9%) $516,058 (7.2%) 1.41 5,893
2018-03-01 $389,900 (8.3%) $516,496 (5.8%) 1.37 6,389
2018-04-01 $384,950 (7.8%) $512,453 (6.7%) 1.31 6,911
2018-05-01 $374,995 (6.9%) $500,089 (6.0%) 1.25 7,779
2018-06-01 $369,900 (6.5%) $492,041 (7.1%) 1.23 8,833
2018-07-01 $361,700 (6.4%) $479,689 (5.5%) 1.21 9,538
2018-08-01 $350,000 (6.1%) $470,751 (5.9%) 1.17 10,113
2018-09-01 $349,900 (4.5%) $465,387 (3.0%) 1.18 10,549
2018-10-01 $354,495 (4.4%) $472,994 (3.5%) 1.20 10,486
2018-11-01 $349,900 (0.0%) $464,458 (-0.1%) 1.19 9,574
2018-12-01 $368,667 (0.3%) $483,557 (0.6%) 1.27 7,907
2019-01-01 $380,929 (2.3%) $493,333 (-0.6%) 1.32 6,709
2019-02-01 $389,700 (0.7%) $505,898 (-2.0%) 1.32 6,535
2019-03-01 $382,894 (-1.8%) $496,813 (-3.8%) 1.25 7,505
2019-04-01 $371,726 (-3.4%) $481,715 (-6.0%) 1.18 9,049
2019-05-01 $364,500 (-2.8%) $474,443 (-5.1%) 1.14 10,340
2019-06-01 $357,500 (-3.4%) $468,164 (-4.9%) 1.12 11,558
2019-07-01 $351,950 (-2.7%) $463,634 (-3.4%) 1.10 11,800
2019-08-01 $347,173 (-0.8%) $458,179 (-2.7%) 1.10 12,038
2019-09-01 $343,082 (-2.0%) $455,246 (-2.2%) 1.10 12,194
2019-10-01 $339,950 (-4.1%) $453,291 (-4.2%) 1.10 12,185
2019-11-01 $345,850 (-1.2%) $457,522 (-1.5%) 1.13 10,682
2019-12-01 $349,900 (-5.1%) $464,962 (-3.9%) 1.17 8,485
2020-01-01 $362,518 (-4.8%) $481,918 (-2.3%) 1.21 7,382
2020-02-01 $375,000 (-3.8%) $498,243 (-1.5%) 1.23 7,401
2020-03-01 $375,450 (-1.9%) $499,407 (0.5%) 1.18 8,108
2020-04-01 $369,900 (-0.5%) $484,185 (0.5%) 1.16 8,456
2020-05-01 $369,990 (1.5%) $485,834 (2.4%) 1.12 9,211
2020-06-01 $373,923 (4.6%) $494,300 (5.6%) 1.10 9,282
2020-07-01 $369,900 (5.1%) $492,877 (6.3%) 1.07 8,757
2020-08-01 $363,105 (4.6%) $486,793 (6.3%) 1.04 8,705
2020-09-01 $356,456 (3.9%) $480,551 (5.6%) 1.02 8,553
2020-10-01 $349,900 (2.9%) $466,799 (3.0%) 1.00 8,577
2020-11-01 $348,738 (0.8%) $466,409 (1.9%) 1.02 7,293
2020-12-01 $347,450 (-0.7%) $470,857 (1.3%) 1.03 5,844
2021-01-01 $359,780 (-0.8%) $483,097 (0.2%) 1.07 4,701
2021-02-01 $369,900 (-1.4%) $501,382 (0.6%) 1.08 4,324
2021-03-01 $369,900 (-1.5%) $507,351 (1.6%) 1.05 4,497
2021-04-01 $359,950 (-2.7%) $498,306 (2.9%) 0.97 4,810
2021-05-01 $364,900 (-1.4%) $496,373 (2.2%) 0.97 5,103
2021-06-01 $365,000 (-2.4%) $488,216 (-1.2%) 0.96 6,110
2021-07-01 $364,900 (-1.4%) $475,498 (-3.5%) 0.96 6,811
2021-08-01 $359,753 (-0.9%) $468,737 (-3.7%) 0.96 7,416
2021-09-01 $350,825 (-1.6%) $460,229 (-4.2%) 0.94 7,840
2021-10-01 $350,000 (0.0%) $458,431 (-1.8%) 0.93 7,629
2021-11-01 $350,000 (0.4%) $457,302 (-2.0%) 0.94 6,600
2021-12-01 $357,400 (2.9%) $463,180 (-1.6%) 0.97 5,103
2022-01-01 $372,500 (3.5%) $484,674 (0.3%) 1.01 3,941
2022-02-01 $399,643 (8.0%) $520,193 (3.8%) 1.04 3,396
2022-03-01 $415,677 (12.4%) $539,037 (6.3%) 1.04 3,722
2022-04-01 $417,995 (16.1%) $543,396 (9.1%) 1.00 4,062
2022-05-01 $424,900 (16.4%) $544,730 (9.7%) 0.97 5,210
2022-06-01 $422,400 (15.7%) $547,605 (12.2%) 0.94 6,072
2022-07-01 $424,900 (16.4%) $547,772 (15.2%) 0.96 6,951
2022-08-01 $419,978 (16.7%) $544,659 (16.2%) 0.97 7,057
2022-09-01 $413,445 (17.9%) $538,784 (17.1%) 0.97 7,230
2022-10-01 $405,450 (15.8%) $530,598 (15.7%) 0.95 7,442
2022-11-01 $399,900 (14.3%) $524,520 (14.7%) 0.96 6,977
2022-12-01 $400,000 (11.9%) $532,190 (14.9%) 0.99 5,592
2023-01-01 $419,083 (12.5%) $540,600 (11.5%) 1.04 4,628
2023-02-01 $434,995 (8.9%) $562,629 (8.2%) 1.05 4,204
2023-03-01 $451,400 (8.6%) $580,262 (7.7%) 1.06 4,292
2023-04-01 $450,000 (7.7%) $594,684 (9.4%) 1.05 4,645
2023-05-01 $459,935 (8.3%) $603,955 (10.9%) 1.04 5,100
2023-06-01 $460,000 (8.9%) $609,960 (11.4%) 1.03 5,785
2023-07-01 $461,000 (8.5%) $613,087 (11.9%) 1.05 6,060
2023-08-01 $452,495 (7.7%) $594,950 (9.2%) 1.04 6,275
2023-09-01 $445,000 (7.6%) $581,868 (8.0%) 1.04 6,970
2023-10-01 $431,470 (6.4%) $570,780 (7.6%) 1.02 7,155
2023-11-01 $420,498 (5.2%) $567,988 (8.3%) 1.00 6,923
2023-12-01 $420,380 (5.1%) $573,902 (7.8%) 1.03 5,736
2024-01-01 $425,000 (1.4%) $583,354 (7.9%) 1.04 4,932
2024-02-01 $434,400 (-0.1%) $597,961 (6.3%) 1.05 4,893
2024-03-01 $444,990 (-1.4%) $605,876 (4.4%) 1.05 5,334
2024-04-01 $449,450 (-0.1%) $615,039 (3.4%) 1.05 5,782
2024-05-01 $457,500 (-0.5%) $630,452 (4.4%) 1.04 6,404
2024-06-01 $449,990 (-2.2%) $613,400 (0.6%) 1.02 7,042
2024-07-01 $449,300 (-2.5%) $608,493 (-0.8%) 1.03 7,380
2024-08-01 $439,990 (-2.8%) $599,854 (0.8%) 1.02 7,876
2024-09-01 $432,500 (-2.8%) $591,468 (1.7%) 1.02 8,262
2024-10-01 $425,000 (-1.5%) $582,164 (2.0%) 1.00 8,334
2024-11-01 $420,000 (-0.1%) $575,993 (1.4%) 1.01 7,787
2024-12-01 $423,198 (0.7%) $578,128 (0.7%) 1.05 6,195
2025-01-01 $425,000 (0.0%) $584,665 (0.2%) 1.06 5,367
2025-02-01 $434,950 (0.1%) $607,472 (1.6%) 1.06 5,326
2025-03-01 $445,900 (0.2%) $616,369 (1.7%) 0.00 5,874
MINNEAPOLIS - ST. PAUL - BLOOMINGTON's median listing price for 2025-03-01 was $445,900, a difference of $910 (0.2%) versus the prior year and $10,950 versus the prior month.

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's median listing price comes in at 0% of the national average.

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's average listing price for 2025-03-01 was $616,369, a difference of $10,493 (1.7%) versus the prior year and $8,897 versus the prior month.

For the 2025-03-01 period, MINNEAPOLIS - ST. PAUL - BLOOMINGTON had 5,874 MLS listings, a difference of 548 listings (10%) versus the prior month and 540 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MINNEAPOLIS - ST. PAUL - BLOOMINGTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 70 days 2,319 sqft
2018-02-01 48 days 2,380 sqft
2018-03-01 38 days 2,405 sqft
2018-04-01 40 days 2,383 sqft
2018-05-01 37 days 2,351 sqft
2018-06-01 36 days 2,330 sqft
2018-07-01 38 days 2,278 sqft
2018-08-01 39 days 2,242 sqft
2018-09-01 43 days 2,206 sqft
2018-10-01 42 days 2,218 sqft
2018-11-01 51 days 2,182 sqft
2018-12-01 64 days 2,218 sqft
2019-01-01 68 days 2,250 sqft
2019-02-01 55 days 2,280 sqft
2019-03-01 44 days 2,264 sqft
2019-04-01 36 days 2,232 sqft
2019-05-01 32 days 2,214 sqft
2019-06-01 35 days 2,205 sqft
2019-07-01 38 days 2,179 sqft
2019-08-01 40 days 2,155 sqft
2019-09-01 43 days 2,133 sqft
2019-10-01 45 days 2,112 sqft
2019-11-01 57 days 2,109 sqft
2019-12-01 71 days 2,116 sqft
2020-01-01 65 days 2,131 sqft
2020-02-01 44 days 2,182 sqft
2020-03-01 33 days 2,197 sqft
2020-04-01 37 days 2,168 sqft
2020-05-01 40 days 2,157 sqft
2020-06-01 39 days 2,159 sqft
2020-07-01 39 days 2,113 sqft
2020-08-01 36 days 2,076 sqft
2020-09-01 36 days 2,007 sqft
2020-10-01 37 days 1,957 sqft
2020-11-01 45 days 1,918 sqft
2020-12-01 54 days 1,885 sqft
2021-01-01 54 days 1,866 sqft
2021-02-01 39 days 1,868 sqft
2021-03-01 31 days 1,900 sqft
2021-04-01 29 days 1,900 sqft
2021-05-01 30 days 1,900 sqft
2021-06-01 29 days 1,920 sqft
2021-07-01 30 days 1,918 sqft
2021-08-01 31 days 1,903 sqft
2021-09-01 33 days 1,880 sqft
2021-10-01 37 days 1,860 sqft
2021-11-01 42 days 1,821 sqft
2021-12-01 50 days 1,818 sqft
2022-01-01 57 days 1,824 sqft
2022-02-01 33 days 2,172 sqft
2022-03-01 29 days 2,205 sqft
2022-04-01 29 days 2,260 sqft
2022-05-01 24 days 2,004 sqft
2022-06-01 29 days 2,019 sqft
2022-07-01 32 days 2,040 sqft
2022-08-01 37 days 2,027 sqft
2022-09-01 41 days 2,007 sqft
2022-10-01 39 days 2,000 sqft
2022-11-01 46 days 1,965 sqft
2022-12-01 57 days 1,952 sqft
2023-01-01 59 days 1,947 sqft
2023-02-01 48 days 1,972 sqft
2023-03-01 38 days 2,026 sqft
2023-04-01 37 days 2,051 sqft
2023-05-01 31 days 2,090 sqft
2023-06-01 31 days 2,136 sqft
2023-07-01 36 days 2,154 sqft
2023-08-01 37 days 2,130 sqft
2023-09-01 36 days 2,088 sqft
2023-10-01 38 days 2,052 sqft
2023-11-01 44 days 2,016 sqft
2023-12-01 55 days 1,983 sqft
2024-01-01 57 days 1,963 sqft
2024-02-01 37 days 1,965 sqft
2024-03-01 34 days 2,007 sqft
2024-04-01 35 days 2,049 sqft
2024-05-01 29 days 2,090 sqft
2024-06-01 33 days 2,076 sqft
2024-07-01 37 days 2,066 sqft
2024-08-01 37 days 2,051 sqft
2024-09-01 40 days 2,028 sqft
2024-10-01 41 days 1,998 sqft
2024-11-01 46 days 1,972 sqft
2024-12-01 59 days 1,957 sqft
2025-01-01 59 days 1,947 sqft
2025-02-01 41 days 1,957 sqft
2025-03-01 0 days 1,989 sqft
MINNEAPOLIS - ST. PAUL - BLOOMINGTON's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's median square footage for active listings during the 2025-03-01 period was 1,989 sqft. One year prior, the average listing was 2,007 sqft.

MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 46,882 $16,565,560,000 $353,346
Home Improvement 8,714 $834,650,000 $95,783
Other 8,025 $1,186,575,000 $147,860
Refi 6,921 $2,406,235,000 $347,672
Cash Out Refi 6,151 $1,547,155,000 $251,529
NA 7 $2,755,000 $393,571

Minneapolis - St. Paul - Bloomington's most frequently cited loan purpose was Home Purchase, with 46,882 originations. The 2nd most popular reason was Home Improvement, with 8,714 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 30,604 $10,333,900,000 $337,665
7-8% 15,830 $4,438,910,000 $280,411
Over 8% 13,791 $1,690,295,000 $122,565
5-6% 8,728 $4,002,270,000 $458,555
<2.5% 2,343 $63,475,000 $27,091
4-5% 1,283 $582,715,000 $454,182
3-4% 131 $89,425,000 $682,634
2.5-3% 98 $70,280,000 $717,143

During 2024, Minneapolis - St. Paul - Bloomington's most frequently originated rate bucket was 6-7%, with 30,604 originations.

Loan Sizing (MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 31,292 $9,217,440,000 $294,562
$100,000 or less 18,921 $939,705,000 $49,665
$100k-200k 11,977 $1,756,175,000 $146,629
$400k-600k 10,379 $4,935,185,000 $475,497
$600k-1000k 3,223 $2,306,955,000 $715,779
$Over $1MM 908 $3,387,470,000 $3,730,694

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's loan sizing saw the bucket of loans from $200k-400k with 31,292 originations, totaling $9,217,440,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 28,412 $10,427,360,000 $367,005
Under 20% 16,092 $973,780,000 $60,513
60-80% 14,028 $6,318,250,000 $450,403
20-40% 8,376 $1,325,280,000 $158,223
40-60% 5,165 $1,758,665,000 $340,497
Over 100% 548 $251,250,000 $458,485

MINNEAPOLIS - ST. PAUL - BLOOMINGTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 28,412 originations, totaling $10,427,360,000 in origination value.