Wisconsin Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wisconsin averaged 6.69% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.16% and one month ago for the week of 2024-01-18, the average rate was 6.19%.

Wisconsin's average rate one year ago was 6.44%.

For refis of the same type during the week of 2024-02-22, the average rate was 5.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Wisconsin 30 Year Fixed Rate 2024-02-22 6.69%
Wisconsin 30 Year Fixed Rate Refi 2024-02-22 5.79%
Wisconsin 15 Year Fixed Rate 2024-02-22 5.9%
Wisconsin 15 Year Fixed Rate Refi 2024-02-22 5.45%
Wisconsin 30 Year FHA 2024-02-22 -0.05%
Wisconsin 30 Year FHA Refi 2024-02-22 -1.36%
Wisconsin 30 Year USDA 2024-02-22 -0.45%
Wisconsin 30 Year USDA Refi 2024-02-22 -0.2%
Wisconsin 30 Year VA 2024-02-22 -0.15%
Wisconsin 30 Year VA Refi 2024-02-22 -1.9%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wisconsin.

Wisconsin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wisconsin market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Summit Credit Union 2,730 4.28% $2,633
University of Wisconsin Credit Union 2,701 4.29% $2,868
Associated Bank 2,672 4.52% $2,470
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2,597 5.11% $4,038
QUICKEN LOANS, LLC 2,188 5.03% $6,041
Landmark Credit Union 1,748 4.42% $1,969
Johnson Bank 1,507 4.51% $2,992
U.S. Bank 1,499 4.79% $3,172
EDUCATORS CREDIT UNION 1,392 4.18% $1,582
FINANCE OF AMERICA MORTGAGE LLC 1,379 5.06% $3,975
UNITED WHOLESALE MORTGAGE, LLC 1,354 5.32% $4,111
Wells Fargo Bank 1,265 4.67% $3,185
FOX COMMUNITIES 1,249 3.90% $898
CoVantage Credit Union 1,237 4.94% $2,314
Nicolet National Bank 1,141 4.82% $3,229
Royal Credit Union 1,130 4.71% $237
INLANTA MORTGAGE, INC. 1,046 5.00% $3,333
Bank Five Nine 976 4.53% $2,964
JPMorgan Chase Bank 963 4.82% $3,422
Barrington Bank & Trust Company, N.A. 852 5.01% $4,100
Prosperity Home Mortgage, LLC 836 5.13% $3,719
CAPITAL Credit Union 817 3.62% $2,063
Community First Credit Union 738 3.94% $2,088
ALTRA 735 4.81% $2,254
CROSSCOUNTRY MORTGAGE, LLC 694 5.50% $4,776
NEWREZ LLC 671 4.82% $3,377
GUARANTEED RATE, INC. 659 4.95% $3,773
A + MORTGAGE SERVICES, INC. 656 5.03% $2,557
Bank First, N.A. 639 4.95% $2,293
THOMPSON KANE & COMPANY, LLC 626 5.18% $3,692
Waukesha State Bank 622 4.16% $2,401
WESTconsin Credit Union 545 4.20% $2,806
LOANDEPOT.COM, LLC 530 4.73% $5,301
BMO Harris Bank 511 4.73% $3,845
Waterstone Mortgage Corporation 466 5.22% $4,718
Bell Bank 461 5.06% $3,700
WISCONSIN MORTGAGE CORPORATION 453 5.16% $2,861
Bank of England 450 5.27% $3,613
Great Midwest Bank, S.S.B. 424 4.37% $2,578
Old National Bank 414 4.50% $3,300
VERVE, A CREDIT UNION 370 3.72% $2,116
Mr. Cooper ( Nationstar Mortgage ) 368 4.70% $6,689
GUILD MORTGAGE COMPANY 356 5.01% $6,393
Flagstar Bank, FSB 324 4.89% $3,431
CHERRY CREEK MORTGAGE, LLC 318 5.27% $949
Forward Bank 317 4.65% $2,182
GATEWAY MORTGAGE CORPORATION 316 5.05% $3,128
National Exchange Bank and Trust 307 4.60% $1,777
CARDINAL FINANCIAL 297 4.95% $5,922
The Huntington National Bank 295 4.36% $3,612
Ixonia Bank 281 5.51% $4,118
CMG MORTGAGE, INC. 280 5.15% $5,569
Paramount Residential Mortgage Group, Inc. 280 5.11% $4,307
Servion, Inc. 279 4.85% $2,772
BROKER SOLUTIONS, INC. 274 5.28% $5,080
North Shore Bank FSB 266 4.45% $2,078
Oregon Community Bank 264 4.41% $2,923
FIRST CENTENNIAL MORTGAGE CORPORATION 259 4.99% $2,969
The Equitable Bank, S.S.B. 257 4.37% $2,621
CO-OP Credit Union 254 4.28% $1,512
GUARANTEED RATE AFFINITY, LLC 243 5.25% $3,404
State Bank of Cross Plains 242 4.12% $2,772
American Mortgage & Equity Consultants, Inc. 240 5.17% $4,861
Nations Lending Corporation 240 5.74% $4,201
Hometown Bank 239 4.79% $1,710
Bankers' Bank 237 4.88% $1,691
ENVOY MORTGAGE, LTD 231 5.35% $4,201
AMERISAVE MORTGAGE CORPORATION 230 4.46% $7,067
Blackhawk Community Credit Union 229 4.88% $2,393
Peoples State Bank 226 4.88% $2,024
The Port Washington State Bank 218 4.61% $2,763
The First National Bank and Trust Company 213 4.68% $2,176
Horicon Bank 209 4.72% $1,534
The Bank of New Glarus 209 5.00% $2,076
The Park Bank 204 4.33% $2,426
PRIMELENDING, A PLAINSCAPITAL COMPANY 202 5.21% $3,615
Bremer Bank 185 4.81% $3,899
PENNYMAC LOAN SERVICES, LLC 184 4.92% $5,662
Tri City National Bank 183 4.27% $2,622
LAND HOME FINANCIAL SERVICES, INC. 181 5.50% $5,310
COMPEER FINANCIAL, FLCA 180 5.82% $3,475
Kohler Credit Union 180 4.14% $2,614
IncredibleBank 176 4.97% $2,737
PLANET HOME LENDING, LLC 176 4.63% $2,902
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 173 5.34% $3,513
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 169 5.07% $2,813
CORNERSTONE HOME LENDING, INC. 166 5.38% $5,436
GSF Mortgage Corporation 161 5.32% $3,672
FREEDOM MORTGAGE CORPORATION 159 4.90% $5,227
CALIBER HOME LOANS, INC. 159 4.98% $4,074
DUPACO COMMUNITY 151 4.70% $3,065
UNITEDONE Credit Union 149 3.89% $1,380
PROSPERA Credit Union 147 3.55% $1,458
Bank of Sun Prairie 146 4.36% $3,055
Morgan Stanley Private Bank 145 4.15% $2,953
PCM 142 3.70% $1,156
Bank of America 142 4.29% $3,502
T2 FINANCIAL LLC 138 5.34% $4,575
CIBM Bank 136 5.13% $2,543
First Federal Bank 136 4.89% $2,841
EVERETT FINANCIAL, INC. 135 4.81% $1,704
PNC Bank 133 4.87% $3,514
Merchants Bank 132 4.60% $2,559
Royal Bank 131 4.89% $2,539
Citizens Bank 131 4.57% $3,147
Citizens Community Federal 130 4.97% $3,571
Prevail Bank 127 4.32% $2,076
Heartland Credit Union (Madison) 124 4.65% $2,882
AbbyBank 122 4.61% $2,055
Fox Valley Savings Bank 122 4.37% $1,471
Ally Bank 122 4.22% $3,760
NAVY FEDERAL CREDIT UNION 119 5.26% $3,639
Bank of Luxemburg 118 4.56% $2,863
BETTER MORTGAGE CORPORATION 115 3.92% $4,376
Westbury Bank 114 4.57% $1,874
BLC Community Bank 112 4.19% $1,870
Monona Bank 109 4.56% $2,562
Tradition Mortgage, LLC 109 5.05% $4,112
Fortifi Bank 108 4.97% $1,858
FIRST STATE MORTGAGE SERVICES, LLC 108 5.10% $2,941
The Peoples Community Bank 104 4.83% $3,232
UNION HOME MORTGAGE CORP. 103 5.33% $4,023
AmeriHome Mortgage Company, LLC 103 4.86% $3,011
Community State Bank 102 4.41% $3,394
PyraMax Bank, FSB 102 4.75% $2,138
Settlers Bank 99 4.71% $2,839
SUPERIOR CHOICE 98 4.86% $3,144
PremierBank 98 5.29% $1,955
HOME POINT FINANCIAL CORPORATION 96 4.66% $3,783
MUTUAL OF OMAHA MORTGAGE, INC. 96 5.04% $5,019
ARK-LA-TEX FINANCIAL SERVICES, LLC. 92 5.16% $4,122
Wolf River Community Bank 91 4.88% $1,781
TOWNE MORTGAGE COMPANY 91 5.12% $4,449
AXIA FINANCIAL, LLC 91 5.31% $3,676
LAKEVIEW LOAN SERVICING, LLC 86 4.79% $3,922
MORTGAGE CENTER L.C 82 4.41% $6,265
Coulee Bank 79 5.23% $3,371
Mound City Bank 78 4.67% $1,950
DRAPER AND KRAMER MORTGAGE CORP. 77 5.24% $3,150
AMERICAN PACIFIC MORTGAGE CORPORATION 75 5.32% $4,783
Mortgage Research Center, LLC 74 5.31% $3,922
Security Financial Bank 73 4.67% $2,044
Carrington Mortgage Services, LLC 72 5.05% $6,000
SUCCESS MORTGAGE PARTNERS, INC. 70 5.02% $4,222
Blackhawk Bank 67 5.53% $3,082
Baxter Credit Union 65 4.98% $2,714
Denmark State Bank 64 4.13% $2,161
UNISON CREDIT UNION 64 3.64% $1,378
WINGS FINANCIAL 63 4.36% $2,738
TOTAL MORTGAGE SERVICES, LLC 63 5.05% $4,471
ROYAL UNITED MORTGAGE LLC 62 5.58% $7,362
MidWestOne Bank 61 4.79% $3,329
Citizens Bank 61 4.53% $2,996
National Bank of Commerce 60 5.40% $3,648
CITY FIRST MORTGAGE SERVICES, L.L.C. 58 5.62% $5,003
Bank of Deerfield 58 4.63% $1,590
Frandsen Bank & Trust 56 5.10% $4,367
AMERICAN FINANCING CORPORATION 56 4.52% $5,523
The Greenwood's State Bank 56 4.92% $1,870
Capitol Federal Savings Bank 53 5.47% $2,918
The Stephenson National Bank and Trust 53 5.08% $1,819
GREENSTATE CREDIT UNION 52 5.19% $2,822
DAS Acquisition Company, LLC 51 4.60% $4,396
Citizens State Bank of La Crosse 50 5.39% $2,624
THRIVENT Federal Credit Union 48 4.14% $3,560
Firefighters Credit Union 48 5.11% $2,224
Guardian Credit Union 47 5.29% $2,581
HOMESIDE FINANCIAL, LLC 47 5.19% $4,450
Farmers & Merchants State Bank 47 4.45% $2,500
COMPASS MORTGAGE, INC. 47 4.95% $4,407
First Community Credit Union 47 5.08% $2,208
Wolfe Financial, Inc 45 5.50% $4,854
Home State Bank 44 5.00% $3,239
ZILLOW HOME LOANS, LLC 43 5.17% $4,567
PRIMARY RESIDENTIAL MORTGAGE, INC. 43 5.22% $5,738
ENDEAVOR CAPITAL, LLC. 43 5.07% $5,879
HOMESTEAD FUNDING CORP. 42 4.46% $3,708
BAY EQUITY LLC 42 5.78% $4,982
Deere Employees Credit Union 42 3.53% $2,483
Fifth Third Bank 42 4.67% $4,387
NBKC BANK 42 4.99% $2,576
North Shore Bank of Commerce 42 5.28% $4,431
Loan Simple, Inc. 41 4.94% $3,124
Summit Mortgage Corporation 41 5.40% $4,986
Lend Smart Mortgage, LLC 41 4.81% $4,755
NATIONS RELIABLE LENDING, LLC 41 5.42% $4,953
GreenStone Farm Credit Services, FLCA 40 5.52% $3,324
NORTHWESTERN MUTUAL 40 4.18% $1,349
PROPER RATE, LLC 40 5.32% $3,319
Glacier Hills Credit Union 39 4.51% $1,458
ACADEMY MORTGAGE CORPORATION 39 5.32% $4,430
WNB Financial, N.A. 38 4.86% $3,557
Empower Credit Union 38 4.05% $1,699
DMB Community Bank 38 4.75% $1,869
M&T Bank 37 4.98% $5,224
PROVIDENT FUNDING ASSOCIATES, L.P. 37 4.94% $2,979
KELLER MORTGAGE, LLC 36 4.47% $3,412
Alerus Financial 35 4.99% $4,221
CIBC Bank USA 34 4.52% $4,066
Hometown Lenders, Inc. 34 5.39% $5,878
CONSUMERS COOPERATIVE CREDIT UNION 34 4.52% $3,518
Stifel Bank and Trust 34 3.96% $2,131
CHURCHILL MORTGAGE CORPORATION 32 5.24% $4,241
HOMEBRIDGE FINANCIAL SERVICES, INC. 32 4.78% $6,660
MOVEMENT MORTGAGE, LLC 31 5.56% $4,320
First-Citizens Bank & Trust Company 31 5.09% $3,632
PLAZA HOME MORTGAGE, INC. 31 5.56% $4,889
The Federal Savings Bank 30 5.22% $4,932
Connexus Credit Union 29 3.85% $1,543
Dollar Bank, Federal Savings Bank 29 5.07% $3,522
USAA Federal Savings Bank 28 5.44% $4,400
INLAND BANK & TRUST 27 4.87% $3,971
Plains Commerce Bank 27 5.16% $3,880
RESULTS MORTGAGE, LLC 27 5.21% $4,650
Starion Bank 27 4.45% $2,074
PENTAGON FEDERAL CREDIT UNION 26 4.55% $2,404
AFFINITY PLUS 25 4.81% $4,078
First Savings Bank 24 5.40% $3,778
MEMBERS COOPERATIVE 24 4.75% $3,942
Northpointe Bank 24 5.29% $5,286
Wyndham Capital Mortgage, Inc. 23 5.23% $4,305
MICHIGAN MUTUAL, INC. 23 5.89% $5,284
Home Federal Savings Bank 23 4.71% $2,957
North American Savings Bank, F.S.B. 23 5.18% $3,976
Discover Bank 23 5.43% $0
Charles Schwab Bank, SSB 23 3.26% $3,515
Badger Bank 23 4.58% $3,222
V.I.P. MORTGAGE, INC. 22 5.03% $4,204
SOFI LENDING CORP. 22 3.77% $3,376
PHH Mortgage Corporation 22 5.25% $6,077
Chicago Mortgage Solutions LLC 21 3.39% $2,324
Sierra Pacific Mortgage Company, Inc. 21 5.08% $7,218
KeyBank 19 4.38% $4,856
City National Bank 19 4.12% $3,540
Goldwater Bank, N.A. 18 5.10% $6,388
LEADERONE FINANCIAL CORPORATION 18 5.32% $5,359
SECURITYNATIONAL MORTGAGE COMPANY 18 6.01% $3,605
SPIRE Credit Union 18 4.93% $3,305
MEGASTAR FINANCIAL CORP. 18 5.00% $6,603
Citibank 18 4.13% $7,187
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 17 6.65% $5,051
PREMIA MORTGAGE, LLC 17 5.23% $1,979
AMERICAN PORTFOLIO MORTGAGE CORPORATION 16 5.23% $4,500
BNC National Bank 16 5.16% $4,359
Truist 16 4.64% $4,240
RESIDENTIAL BANCORP 15 4.33% $4,804
First American Bank 15 4.43% $2,748
UBS Bank USA 15 3.92% $3,941
ALAMEDA MORTGAGE CORPORATION 15 6.27% $5,532
First Guaranty Mortgage Corporation 14 3.81% $5,989
IOWA BANKERS MORTGAGE CORPORATION 14 4.28% $3,380
Midwest Community Bank 14 4.37% $3,090
CITIZENS EQUITY FIRST 14 4.60% $2,279
Key Mortgage Services, Inc. 14 4.92% $3,991
ALLIANT CREDIT UNION 14 4.29% $3,937
GREAT LAKES 14 3.53% $2,879
Range Bank 14 5.13% $2,605
EMBRACE HOME LOANS, INC. 13 4.55% $4,620
First National Bank of America 13 8.32% $7,350
Ameris Bank 13 5.36% $4,101
SIRVA MORTGAGE, INC. 13 5.18% $1,978
IDEAL 13 4.84% $3,537
BLUELEAF LENDING, LLC 12 3.83% $3,215
First National Bank of Omaha 12 5.08% $2,573
LENDSURE MORTGAGE CORP. 12 7.59% $12,661
Chicago Financial Services, Inc. 12 5.24% $2,585
Mortgages Unlimited Inc. 12 5.16% $7,919
AMERIFIRST FINANCIAL CORPORATION 11 4.30% $5,614
ANGEL OAK HOME LOANS LLC 11 5.68% $6,246
SENB Bank 11 4.49% $2,347
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 11 5.22% $3,841
Cambria Financial Group, LLC 11 5.76% $5,796
Neighborhood Loans, Inc. 11 5.63% $5,113
NETWORK CAPITAL FUNDING CORPORATION 11 5.25% $6,518
MORTGAGE ACCESS CORP. 10 4.98% $4,415
First Midwest Bank 10 3.09% $3,520
Devon Bank 10 5.03% $4,349
Think Mutual Bank 9 4.40% $3,703
Arvest Bank 9 4.21% $3,808
Century Mortgage Company DBA Century Lending Company 9 6.28% $5,313
Colonial Savings, F.A. 9 5.00% $4,505
PRIME FINANCIAL CREDIT UNION 9 5.76% $1,647
Raymond James Bank 9 3.26% $2,766
HOMESPIRE MORTGAGE CORPORATION 9 5.26% $3,877
HIWAY 9 4.74% $3,113
ANGEL OAK MORTGAGE SOLUTIONS LLC 9 7.37% $10,874
RUOFF MORTGAGE COMPANY, INC. 9 5.06% $3,433
CANOPY MORTGAGE, LLC 8 4.57% $5,150
Citadel Servicing Corporation 8 8.28% $10,708
Old Second National Bank 8 4.67% $2,775
MORIA DEVELOPMENT, INC. 8 5.31% $5,372
Cornerstone National Bank & Trust Company 8 5.31% $2,426
SUN WEST MORTGAGE COMPANY, INC. 8 5.42% $4,941
FOND DU LAC 8 5.23% $1,143
UNITED HOME LOANS, INC. 8 4.05% $4,090
MLD MORTGAGE INC. 8 5.25% $4,965
BNY Mellon 8 3.55% $5,676
Bethpage Federal Credit Union 7 5.13% $3,827
VERIDIAN CREDIT UNION 7 4.13% $1,904
Brokaw Credit Union 7 5.77% $1,972
Amerifirst Financial, Inc. 7 5.39% $3,540
EAGLE HOME MORTGAGE, LLC 7 4.21% $5,837
Heritage Bank 7 4.91% $7,721
First Internet Bank of Indiana 7 3.88% $3,490
EMM LOANS LLC 7 4.28% $8,578
NEXERA HOLDING LLC 7 7.98% $9,254
United Fidelity Funding Corp. 7 6.16% $7,128
FirstBank 7 3.80% $1,813
Merchants Bank of Indiana 7 5.82% $3,091
NORTHWEST BANK OF ROCKFORD 7 5.18% $3,062
Pacor Mortgage Corp 7 4.18% $3,087
LAKE MICHIGAN CREDIT UNION 7 3.66% $2,777
VAN DYK MORTGAGE CORPORATION 6 5.63% $3,013
Midland States Bank 6 4.65% $3,695
Northview Bank 6 5.02% $3,666
Armed Forces Bank 6 5.23% $4,319
MAYO EMPLOYEES FEDERAL CREDIT UNION 6 5.15% $5,017
Quontic Bank 6 6.56% $8,732
Goldman Sachs Bank USA 6 3.63% $3,549
Regent Financial Group, Inc. 6 5.60% $4,109
Watermark Capital, Inc. 6 4.44% $5,606
The Central Trust Bank 5 4.95% $2,473
NEW FED MORTGAGE, CORP. 5 5.25% $3,632
CORTRUST MORTGAGE, INC. 5 4.75% $5,609
AppleTree Credit Union 5 2.18% $769
GUARANTY HOME MORTGAGE CORPORATION 5 3.73% $4,857
UIF CORPORATION 5 4.60% $6,730
The Home Loan Expert LLC 5 5.18% $3,581
AMERICAN ADVISORS GROUP 5 4.22% $3,553
NATIONS DIRECT MORTGAGE, LLC 5 4.67% $9,979
NexBank 5 5.90% $6,915
Paramount Bank 5 4.65% $4,016
FIRST NORTHERN Credit Union 5 4.25% $2,319
PURDUE FEDERAL CREDIT UNION 5 4.80% $3,285
UNITED MORTGAGE CORP 5 4.93% $5,858
FIRST COMMUNITY MORTGAGE, INC. 5 6.83% $5,463
AMERICAN INTERNET MORTGAGE, INC. 5 4.38% $4,870
JLB CORPORATION 5 5.28% $5,099
Luana Savings Bank 4 4.84% $1,430
THE ANDERSON FINANCIAL GROUP, INC. 4 4.62% $4,136
STEARNS LENDING, LLC 4 3.43% $3,252
ARC HOME LLC 4 5.75% $2,962
HOMEXPRESS MORTGAGE CORP. 4 6.22% $5,385
Great Southern Bank 4 4.15% $2,754
Gold Coast Bank 4 4.47% $2,996
GERSHMAN INVESTMENT CORP. 4 4.44% $2,286
Bank of the West 4 3.66% $3,321
BAYSHORE MORTGAGE FUNDING, LLC 4 6.38% $5,817
PLUS RELOCATION MORTGAGE, LLC 4 4.94% $4,426
BEST CAPITAL FUNDING 4 4.25% $5,067
Fidelity Bank & Trust 4 4.91% $1,793
FLAT BRANCH MORTGAGE, INC. 4 5.31% $2,636
First Bank & Trust 4 5.66% $6,122
First Western Trust Bank 4 6.19% $4,506
Republic Bank & Trust Company 4 4.28% $3,806
Regions Bank 4 4.19% $3,797
ADVANCIAL 4 6.31% $5,241
GUIDANCE RESIDENTIAL, LLC 4 5.66% $3,317
First Merchants Bank 4 4.34% $2,802
Mutual Federal Bank 4 4.88% $8,335
BOKF 4 4.22% $2,937
Busey Bank 4 4.50% $2,208
Central Bank Illinois 4 3.88% $2,162
N.E.W. Credit Union 4 3.99% $1,179
CALCON MUTUAL MORTGAGE LLC 4 6.72% $3,768
DEEPHAVEN MORTGAGE LLC 4 6.09% $8,096
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 3.50% $3,916
First Bank & Trust 3 3.63% $3,886
First Home Bank 3 4.87% $6,963
First Horizon Bank 3 4.50% $3,803
First State Bank of St. Charles, Missouri 3 4.58% $2,802
DuTrac Community Credit Union 3 4.46% $2,437
DIRECT MORTGAGE LOANS, LLC 3 5.45% $3,538
Deerwood Bank 3 4.88% $4,637
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 5.46% $4,233
CRESCENT MORTGAGE COMPANY 3 4.75% $4,471
IMPAC MORTGAGE CORP. 3 3.83% $4,979
Lakeview Community Capital, LLC 3 5.04% $4,251
Collins Community Credit Union 3 4.91% $1,692
LIBERTY HOME MORTGAGE CORPORATION 3 4.58% $3,540
LOANPAL, LLC 3 3.58% $7,033
Marquette Bank 3 5.21% $2,379
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 4.38% $4,230
OCMBC, INC. 3 8.67% $7,906
CASTLE & COOKE MORTGAGE, LLC 3 5.21% $4,091
Ottawa Savings Bank 3 4.13% $4,751
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 6.37% $4,567
Byron Bank 3 5.03% $4,086
Blue Ridge Bank 3 4.63% $3,154
R.I.A. Federal Credit Union 3 3.29% $1,829
S1L, Inc. 3 4.38% $3,633
SHAREPOINT CREDIT UNION 3 5.63% $2,364
Silicon Valley Bank 3 3.58% $2,058
Stillman Bank 3 5.58% $2,358
TEXAS TECH 3 4.58% $2,200
ATHAS CAPITAL GROUP, INC. 3 10.50% $6,061
TJC Mortgage, Inc. 3 5.33% $5,819
AmRes Corporation 3 5.04% $4,332
Union Savings Bank 3 3.67% $1,801
American Bank and Trust Company 3 4.70% $6,666
Warsaw Federal Savings and Loan Association 3 4.84% $3,283
Willamette Valley Bank 3 5.04% $5,404
AFFINITY 3 4.33% $2,052
Magnolia Bank 2 5.06% $6,785
RBC Bank, (Georgia) 2 5.06% $1,795
IAA Credit Union 2 4.94% $1,993
Dacotah Bank 2 4.06% $4,484
DATA MORTGAGE, INC. 2 5.88% $4,262
HANSCOM 2 3.63% $2,923
UNITED 2 3.50% $2,488
Axos Bank 2 4.43% $3,448
FEDEX EMPLOYEES CREDIT ASSOCIATION 2 5.19% $6,290
First State Bank 2 4.56% $2,725
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 5.13% $3,199
HSBC BANK USA, NATIONAL ASSOCIATION 2 5.76% $4,648
Commerce Bank 2 4.69% $2,832
Beeline Loans, Inc. 2 5.12% $2,533
COMMUNITYAMERICA 2 5.81% $5,325
First Mid Bank & Trust 2 6.63% $2,188
First International Bank & Trust 2 5.56% $3,781
AMERICAN FINANCIAL RESOURCES, INC. 2 6.63% $4,500
The Northern Trust Company 2 3.69% $4,517
STANFORD Federal Credit Union 2 3.75% $3,689
First Federal Bank of Kansas City 2 4.06% $3,784
INTERCAP LENDING INC. 2 4.75% $2,706
STAR ONE CREDIT UNION 2 3.44% $1,839
Bank of Pontiac 2 5.63% $2,322
Vibrant Credit Union 2 3.50% $1,864
Equity Prime Mortgage LLC 2 4.00% $3,844
MID AMERICA MORTGAGE, INC. 2 3.31% $1,710
EVANSVILLE TEACHERS 2 4.75% $2,266
DIGITAL Federal Credit Union 2 4.19% $3,761
The Union Bank Company 2 3.63% $7,283
CLEARPATH LENDING 2 4.49% $6,317
Evolve Bank & Trust 2 5.13% $3,209
NBH Bank 2 6.19% $2,088
GENEVA FINANCIAL, LLC 2 5.50% $7,746
NP, Inc. 2 6.19% $4,768
Strong Home Mortgage, LLC 2 4.69% $2,510
Gateway First Bank 2 5.50% $6,148
TOWER 2 4.75% $2,633
WRIGHT-PATT CREDIT UNION, INC. 2 6.13% $1,935
Gate City Bank 2 3.69% $6,870
CENTRICITY Credit Union 2 5.00% $4,986
I. H. MISSISSIPPI VALLEY CREDIT UNION 2 2.88% $1,401
CITYWIDE HOME LOANS, LLC 2 5.38% $5,550
Sunflower Bank 2 6.75% $3,613
HOMESTAR FINANCIAL CORPORATION 2 5.25% $5,296
Flanagan State Bank 2 4.75% $3,824
Platinum Home Mortgage Corporation 1 5.99% $7,774
Atlantic Coast Mortgage, LLC 1 4.88% $3,194
DELMAR FINANCIAL COMPANY 1 6.00% $2,791
ATLANTA POSTAL 1 4.38% $4,133
Figure Lending LLC 1 3.88% $2,870
Dieterich Bank 1 4.63% $1,840
Grundy Bank 1 6.88% $2,001
The State Bank 1 3.50% $2,546
The State Bank and Trust Company 1 4.88% $12,949
GoPrime Mortgage, Inc. 1 4.00% $3,542
GENISYS 1 3.25% $1,713
Actors Federal Credit Union 1 2.75% $4,665
Frontier Bank 1 3.13% $2,056
TruHome Solutions, LLC 1 4.38% $2,745
EASTMAN 1 5.00% $2,406
F&M Bank 1 4.25% $3,527
Florida Capital Bank 1 4.88% $12,586
UMB Bank 1 5.88% $1,211
UNIFY FINANCIAL Credit Union 1 3.88% $1,065
Union Bank and Trust Company 1 5.63% $2,620
First Western Bank & Trust 1 3.50% $2,580
Wood & Huston Bank 1 5.25% $3,422
First United Bank and Trust Company 1 3.38% $2,783
United Community Bank 1 3.63% $3,512
First State Bank 1 5.38% $2,575
First Nebraska Bank 1 5.13% $1,972
United Nations Federal Credit Union 1 2.50% $4,316
American National Bank 1 5.88% $4,195
American Mortgage Bank, LLC 1 4.38% $2,965
UNIVERSAL LENDING CORPORATION 1 3.75% $5,447
Uwharrie Bank 1 5.83% $4,757
First Financial Credit Union 1 6.50% $3,225
VERITAS FUNDING, LLC 1 6.88% $12,832
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.00% $3,718
VIBE CREDIT UNION 1 5.38% $3,624
FBC MORTGAGE, LLC 1 4.24% $2,136
OCEANSIDE MORTGAGE COMPANY 1 5.00% $1,771
Carrollton Bank 1 4.13% $2,277
Origin Bank 1 3.13% $3,575
First Bank Richmond 1 5.50% $4,387
OAKTREE FUNDING CORP. 1 8.75% $5,968
Capitol Bank 1 5.38% $1,948
Capital Bank 1 3.63% $3,314
NOVATION CREDIT UNION 1 3.00% $4,058
Notre Dame Federal Credit Union Corporation 1 6.00% $2,126
Peoples Bank 1 3.65% $3,035
Peoples Bank 1 6.88% $5,221
Northwest Federal Credit Union 1 5.50% $2,473
Northwest Bank 1 4.13% $4,839
Pinnacle Bank 1 4.88% $2,673
21ST MORTGAGE CORPORATION 1 7.95% $4,883
NORTHROP GRUMMAN Federal Credit Union 1 5.00% $5,233
The First National Bank of Ottawa 1 3.50% $3,229
CENTRAL MINNESOTA Credit Union 1 5.88% $15,816
NFM, INC. 1 5.63% $4,192
FIRST 1 5.50% $2,229
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.38% $4,978
Presidential Bank, FSB 1 4.25% $2,662
MY Credit Union 1 5.13% $2,253
Choice Financial Group 1 5.13% $12,095
Morton Community Bank 1 4.63% $2,177
Citizens Bank Minnesota 1 3.13% $5,460
Midwest Heritage Bank FSB 1 5.75% $3,588
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.88% $5,804
Meridian Bank Corporation 1 3.75% $2,904
MEMBER FIRST MORTGAGE, LLC 1 4.88% $6,961
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.75% $13,589
Marine Bank 1 6.38% $2,125
MANN FINANCIAL INC. 1 5.50% $7,113
Luxury Mortgage Corp. 1 7.38% $0
Lincoln Savings Bank 1 4.25% $11,608
Landmark National Bank 1 4.88% $3,237
Colten Mortgage, LLC 1 6.13% $6,816
WEST COMMUNITY 1 6.50% $2,265
Rock Valley Credit Union 1 5.41% $2,282
FineMark National Bank & Trust 1 3.50% $1,860
SeaTrust Mortgage Company 1 6.00% $2,487
CONTOUR MORTGAGE CORPORATION 1 7.38% $5,593
INB 1 4.25% $2,961
Bank of Tennessee 1 3.88% $2,826
Bank of Springfield 1 6.50% $2,071
WESTMARK Credit Union 1 4.00% $4,268
Simmons Bank 1 5.75% $9,110
CORPORATE AMERICA FAMILY 1 6.50% $5,329
Southern Bank 1 4.75% $4,992
Honor Credit Union 1 3.88% $2,127
HONDA Federal Credit Union 1 5.13% $2,830
HomeTown Bank 1 5.88% $9,790
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 5.38% $3,610
Fidelity Bank 1 3.38% $2,614
Bank of Colorado 1 5.75% $4,877
Bank Midwest 1 6.00% $3,493
FIDELITY BANK 1 3.88% $7,476
Bankers Trust Company 1 4.75% $1,760
Bank 1 3.88% $1,573
Farmers & Merchants Savings Bank 1 3.75% $9,629
Gulf Coast Bank and Trust Company 1 5.50% $3,393
Auto Club Trust, FSB 1 6.13% $2,396

Wisconsin Average Closing Costs & Other Stats

Wisconsin's 547 lenders originated 174,200 loans during 2022. The total origination value was $38,102,030,000, with an average loan value of $218,726.

Wisconsin's average closing costs are $3,167.

The top Wisconsin lender as defined by loan originations is Summit Credit Union, with 2,730 loans originated. Their average total fees are $2,633, which is $235 lower than the next largest lender, University of Wisconsin Credit Union.

The lowest fee Wisconsin lenders (with over 10 loans originated) are Discover Bank ($0), Royal Credit Union ($237), FOX COMMUNITIES ($898), CHERRY CREEK MORTGAGE, LLC ($949) and PCM ($1,156).

The lowest rate Wisconsin lenders (with over 10 loans originated) are First Midwest Bank (3.09%), Charles Schwab Bank, SSB (3.26%), Chicago Mortgage Solutions LLC (3.39%), GREAT LAKES (3.53%) and Deere Employees Credit Union (3.53%).

Wisconsin Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Summit Credit Union $2,658,275,000 $1,759,865,000 -33.8% 4.6%
University of Wisconsin Credit Union $2,386,585,000 $1,476,505,000 -38.1% 3.9%
Associated Bank $2,417,735,000 $1,457,060,000 -39.7% 3.8%
Landmark Credit Union $1,807,770,000 $1,158,810,000 -35.9% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,743,135,000 $1,024,905,000 -41.2% 2.7%
QUICKEN LOANS, LLC $2,241,090,000 $908,855,000 -59.4% 2.4%
Johnson Bank $1,604,570,000 $888,720,000 -44.6% 2.3%
U.S. Bank $1,618,535,000 $839,705,000 -48.1% 2.2%
Community First Credit Union $725,615,000 $698,190,000 -3.8% 1.8%
Nicolet National Bank $842,260,000 $630,965,000 -25.1% 1.7%
BMO Harris Bank $661,855,000 $591,275,000 -10.7% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $1,001,630,000 $587,030,000 -41.4% 1.5%
Royal Credit Union $810,330,000 $520,800,000 -35.7% 1.4%
Wells Fargo Bank $1,567,195,000 $502,680,000 -67.9% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $558,260,000 $490,345,000 -12.2% 1.3%
EDUCATORS CREDIT UNION $730,020,000 $485,705,000 -33.5% 1.3%
WALKER & DUNLOP, LLC $485,370,000 $475,350,000 -2.1% 1.2%
Old National Bank $608,985,000 $474,285,000 -22.1% 1.2%
FOX COMMUNITIES $485,860,000 $393,385,000 -19.0% 1.0%
JPMorgan Chase Bank $843,720,000 $388,770,000 -53.9% 1.0%
Bank First, N.A. $642,340,000 $380,815,000 -40.7% 1.0%
Bank Five Nine $590,655,000 $379,585,000 -35.7% 1.0%
CoVantage Credit Union $643,340,000 $371,930,000 -42.2% 1.0%
Waukesha State Bank $391,305,000 $349,885,000 -10.6% 0.9%
INLANTA MORTGAGE, INC. $866,365,000 $348,535,000 -59.8% 0.9%
Barrington Bank & Trust Company, N.A. $818,315,000 $333,340,000 -59.3% 0.9%
Mortgage Research Center, LLC $445,180,000 $326,545,000 -26.6% 0.9%
Oregon Community Bank $308,205,000 $320,825,000 4.1% 0.8%
North Shore Bank FSB $371,975,000 $315,120,000 -15.3% 0.8%
ALTRA $505,945,000 $313,175,000 -38.1% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $330,840,000 $291,400,000 -11.9% 0.8%
CAPITAL Credit Union $296,570,000 $291,325,000 -1.8% 0.8%
THOMPSON KANE & COMPANY, LLC $359,595,000 $281,195,000 -21.8% 0.7%
Prosperity Home Mortgage, LLC $417,640,000 $275,205,000 -34.1% 0.7%
State Bank of Cross Plains $339,570,000 $263,925,000 -22.3% 0.7%
GUARANTEED RATE, INC. $673,990,000 $262,785,000 -61.0% 0.7%
Great Midwest Bank, S.S.B. $392,120,000 $261,980,000 -33.2% 0.7%
NEWREZ LLC $592,275,000 $261,935,000 -55.8% 0.7%
Monona Bank $250,835,000 $248,025,000 -1.1% 0.7%
LOANDEPOT.COM, LLC $601,680,000 $244,335,000 -59.4% 0.6%
The Park Bank $424,360,000 $242,135,000 -42.9% 0.6%
DMB Community Bank $183,830,000 $232,650,000 26.6% 0.6%
A + MORTGAGE SERVICES, INC. $477,415,000 $226,630,000 -52.5% 0.6%
WESTconsin Credit Union $383,830,000 $225,580,000 -41.2% 0.6%
WaterStone Bank, SSB $119,565,000 $214,995,000 79.8% 0.6%
Tri City National Bank $186,875,000 $214,500,000 14.8% 0.6%
Town Bank, N.A. $55,065,000 $206,150,000 274.4% 0.5%
Bell Bank $375,135,000 $201,240,000 -46.4% 0.5%
The Huntington National Bank $151,865,000 $169,900,000 11.9% 0.4%
Waterstone Mortgage Corporation $349,305,000 $167,790,000 -52.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $361,015,000 $167,170,000 -53.7% 0.4%
VERVE, A CREDIT UNION $288,935,000 $165,865,000 -42.6% 0.4%
Grandbridge Real Estate Capital LLC $165,220,000 n/a 0.4%
Bank of England $256,980,000 $159,325,000 -38.0% 0.4%
PNC Bank $295,470,000 $159,310,000 -46.1% 0.4%
National Exchange Bank and Trust $283,340,000 $159,130,000 -43.8% 0.4%
FREEDOM MORTGAGE CORPORATION $828,795,000 $156,455,000 -81.1% 0.4%
The Port Washington State Bank $191,730,000 $155,740,000 -18.8% 0.4%
Bremer Bank $147,110,000 $154,440,000 5.0% 0.4%
Citizens State Bank of La Crosse $102,880,000 $149,595,000 45.4% 0.4%
MARINE $130,285,000 $147,605,000 13.3% 0.4%
WISCONSIN MORTGAGE CORPORATION $291,670,000 $147,080,000 -49.6% 0.4%
GUILD MORTGAGE COMPANY $236,560,000 $142,305,000 -39.8% 0.4%
The Equitable Bank, S.S.B. $404,410,000 $140,450,000 -65.3% 0.4%
Flagstar Bank, FSB $365,985,000 $137,775,000 -62.4% 0.4%
Merchants Bank $162,530,000 $136,985,000 -15.7% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $339,910,000 $135,975,000 -60.0% 0.4%
Paramount Residential Mortgage Group, Inc. $247,845,000 $130,205,000 -47.5% 0.3%
PENNYMAC LOAN SERVICES, LLC $312,720,000