Wisconsin Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wisconsin averaged 6.65% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 6.56% and one month ago for the week of 2024-05-30, the average rate was 6.83%.

Wisconsin's average rate one year ago was 6.41%.

For refis of the same type during the week of 2024-07-03, the average rate was 6.61%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Wisconsin 30 Year Fixed Rate 2024-07-03 6.65%
Wisconsin 30 Year Fixed Rate Refi 2024-07-03 6.61%
Wisconsin 15 Year Fixed Rate 2024-07-03 6.35%
Wisconsin 15 Year Fixed Rate Refi 2024-07-03 6.75%
Wisconsin 30 Year FHA 2024-07-03 6.95%
Wisconsin 30 Year FHA Refi 2024-07-03 6.79%
Wisconsin 30 Year USDA 2024-07-03 6.74%
Wisconsin 30 Year USDA Refi 2024-07-03 6.84%
Wisconsin 30 Year VA 2024-07-03 6.4%
Wisconsin 30 Year VA Refi 2024-07-03 5.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wisconsin.

Wisconsin Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wisconsin market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Summit Credit Union 1,992 6.45% $2,761
University of Wisconsin Credit Union 1,883 6.35% $3,065
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,766 6.84% $4,131
Associated Bank 1,653 6.61% $2,559
UNITED WHOLESALE MORTGAGE, LLC 1,294 6.86% $4,848
QUICKEN LOANS, LLC 1,286 6.83% $6,405
Landmark Credit Union 1,170 6.60% $2,057
Johnson Bank 1,122 6.41% $2,645
U.S. Bank 1,011 6.79% $3,421
GUILD MORTGAGE COMPANY 950 6.83% $4,991
CoVantage Credit Union 919 6.62% $3,119
Royal Credit Union 818 6.62% $407
EDUCATORS CREDIT UNION 782 6.25% $1,708
Barrington Bank & Trust Company, N.A. 736 6.71% $5,079
Nicolet National Bank 710 6.99% $3,533
FOX COMMUNITIES 676 6.39% $957
JPMorgan Chase Bank 664 6.83% $3,899
THOMPSON KANE & COMPANY, LLC 642 6.81% $4,891
CROSSCOUNTRY MORTGAGE, LLC 640 7.08% $5,372
Bank First, N.A. 626 6.65% $2,358
GUARANTEED RATE, INC. 593 6.89% $4,196
Bank Five Nine 577 6.80% $3,242
NEWREZ LLC 507 6.74% $3,662
Prosperity Home Mortgage, LLC 493 6.63% $4,117
CAPITAL Credit Union 460 6.19% $2,217
ALTRA 457 6.87% $2,463
A + MORTGAGE SERVICES, INC. 452 6.84% $2,982
Bell Bank 446 6.85% $4,558
Wells Fargo Bank 425 6.83% $3,997
Community First Credit Union 409 6.28% $2,507
Bank of England 397 6.89% $4,171
Ixonia Bank 384 6.92% $4,929
Waukesha State Bank 360 6.49% $2,688
BMO Harris Bank 335 6.68% $3,855
Nations Lending Corporation 325 6.99% $3,997
The Huntington National Bank 320 6.69% $4,078
WESTconsin Credit Union 302 6.69% $3,078
National Exchange Bank and Trust 293 5.99% $1,724
WISCONSIN MORTGAGE CORPORATION 291 6.75% $3,216
Paramount Residential Mortgage Group, Inc. 247 7.10% $5,215
CARDINAL FINANCIAL 235 6.74% $6,828
Great Midwest Bank, S.S.B. 235 6.68% $2,787
MARINE 232 8.85% $5,513
Waterstone Mortgage Corporation 210 6.80% $5,919
Forward Bank 205 6.44% $2,325
V.I.P. MORTGAGE, INC. 197 6.92% $6,055
CMG MORTGAGE, INC. 194 6.83% $5,410
GSF Mortgage Corporation 191 6.54% $4,404
The Bank of New Glarus 188 6.80% $2,233
Horicon Bank 188 6.60% $1,912
CO-OP Credit Union 185 6.13% $1,597
Peoples State Bank 184 6.71% $2,058
Old National Bank 181 6.47% $3,527
LOANDEPOT.COM, LLC 179 6.79% $6,623
State Bank of Cross Plains 179 6.52% $2,586
North Shore Bank FSB 167 6.52% $2,450
The Park Bank 167 6.41% $2,511
GUARANTEED RATE AFFINITY, LLC 165 6.78% $3,943
The Equitable Bank, S.S.B. 164 6.48% $2,900
GATEWAY MORTGAGE CORPORATION 160 7.00% $3,355
Flagstar Bank, FSB 159 7.03% $3,787
American Mortgage & Equity Consultants, Inc. 152 6.75% $6,000
Blackhawk Community Credit Union 152 6.78% $2,577
COMPEER FINANCIAL, FLCA 146 7.85% $3,514
MOVEMENT MORTGAGE, LLC 145 6.78% $5,570
BROKER SOLUTIONS, INC. 144 7.21% $5,684
ENVOY MORTGAGE, LTD 140 6.79% $4,728
Mr. Cooper ( Nationstar Mortgage ) 139 6.71% $7,936
Kohler Credit Union 136 5.96% $2,993
The First National Bank and Trust Company 135 6.70% $2,854
The Port Washington State Bank 134 6.62% $3,311
CIBM Bank 132 6.76% $3,176
SUPERIOR CHOICE 132 6.22% $3,816
Bankers' Bank 131 6.63% $2,985
VERVE, A CREDIT UNION 131 6.66% $2,464
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 130 6.82% $2,867
DUPACO COMMUNITY 127 6.24% $3,059
PRIMELENDING, A PLAINSCAPITAL COMPANY 123 6.94% $4,039
Servion, Inc. 121 6.79% $3,259
PENNYMAC LOAN SERVICES, LLC 121 6.75% $5,774
FIRST CENTENNIAL MORTGAGE CORPORATION 119 6.61% $3,206
Citizens Community Federal 117 6.54% $3,819
UNION HOME MORTGAGE CORP. 114 7.25% $4,007
PCM 113 6.03% $1,215
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 112 6.92% $4,191
Tri City National Bank 110 6.41% $2,594
Morgan Stanley Private Bank 110 5.98% $2,806
PNC Bank 108 6.65% $3,432
Coulee Bank 108 6.60% $3,592
AMERICAN PACIFIC MORTGAGE CORPORATION 105 7.08% $5,555
PROVIDENT FUNDING ASSOCIATES, L.P. 101 6.64% $3,372
First Federal Bank 100 6.75% $2,973
IncredibleBank 97 6.72% $3,187
CORNERSTONE HOME LENDING, INC. 97 6.85% $6,342
WINGS FINANCIAL 97 6.43% $3,333
PyraMax Bank, FSB 96 6.55% $2,018
NAVY FEDERAL CREDIT UNION 95 6.62% $3,391
Heartland Credit Union (Madison) 92 6.45% $2,419
Prevail Bank 88 6.56% $2,468
FIRST STATE MORTGAGE SERVICES, LLC 88 6.77% $3,382
BAY EQUITY LLC 88 6.71% $5,535
Bank of Luxemburg 84 6.68% $2,794
Fox Valley Savings Bank 84 6.43% $1,653
HOMESIDE FINANCIAL, LLC 83 6.96% $4,493
Merchants Bank 83 6.50% $3,298
Royal Bank 82 6.77% $3,151
NexBank 80 7.11% $5,110
Mortgage Research Center, LLC 80 6.83% $4,591
Oregon Community Bank 78 6.99% $2,788
MUTUAL OF OMAHA MORTGAGE, INC. 77 7.03% $5,599
AbbyBank 77 6.73% $2,164
Bank of Sun Prairie 75 6.42% $3,375
Mound City Bank 73 6.59% $2,219
PROSPERA Credit Union 73 6.23% $1,892
PLANET HOME LENDING, LLC 70 6.75% $3,812
Bremer Bank 69 6.62% $4,248
Bank of America 67 6.49% $5,038
EVERETT FINANCIAL, INC. 67 7.10% $6,757
TOWNE MORTGAGE COMPANY 65 7.17% $4,998
Westbury Bank 65 6.65% $2,059
Fortifi Bank 61 6.82% $2,308
UNITEDONE Credit Union 61 5.86% $1,653
First Community Credit Union 60 6.36% $1,817
Century Mortgage Company DBA Century Lending Company 59 7.08% $4,985
Security Financial Bank 58 6.55% $2,133
Frandsen Bank & Trust 58 6.61% $4,981
CHERRY CREEK MORTGAGE, LLC 57 6.43% $948
PRIMARY RESIDENTIAL MORTGAGE, INC. 56 6.78% $7,184
CHURCHILL MORTGAGE CORPORATION 56 7.22% $4,385
Citizens Bank 53 6.27% $2,761
National Bank of Commerce 52 6.53% $4,365
PremierBank 52 6.81% $2,131
ZILLOW HOME LOANS, LLC 50 6.96% $4,943
SUCCESS MORTGAGE PARTNERS, INC. 47 6.65% $6,299
USAA Federal Savings Bank 46 6.72% $5,322
AMERISAVE MORTGAGE CORPORATION 46 6.55% $7,879
DRAPER AND KRAMER MORTGAGE CORP. 46 6.91% $3,636
BETTER MORTGAGE CORPORATION 45 6.41% $4,316
Tradition Mortgage, LLC 45 6.90% $4,001
ARK-LA-TEX FINANCIAL SERVICES, LLC. 45 6.95% $5,921
Settlers Bank 45 5.80% $3,384
UNISON CREDIT UNION 44 6.81% $1,641
North Shore Bank of Commerce 44 6.52% $4,884
Home Federal Savings Bank 43 6.59% $3,755
Connexus Credit Union 43 6.10% $2,123
Ally Bank 41 6.43% $6,260
GREENSTATE CREDIT UNION 41 6.74% $3,128
T2 FINANCIAL LLC 41 6.89% $5,584
NBKC BANK 40 6.69% $3,057
The Greenwood's State Bank 40 6.79% $1,930
AMERICAN FINANCIAL NETWORK, INC. 38 7.09% $4,702
Blackhawk Bank 38 7.02% $3,132
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 36 6.70% $4,330
PROPER RATE, LLC 36 6.88% $3,723
CALIBER HOME LOANS, INC. 36 6.78% $4,021
EAGLE HOME MORTGAGE, LLC 36 5.60% $3,781
NATIONS RELIABLE LENDING, LLC 35 7.15% $4,863
Summit Mortgage Corporation 35 6.78% $5,861
AmeriHome Mortgage Company, LLC 34 6.82% $3,476
LAND HOME FINANCIAL SERVICES, INC. 34 6.79% $6,468
Home State Bank 32 6.72% $3,169
WNB Financial, N.A. 31 6.92% $4,158
DAS Acquisition Company, LLC 31 7.15% $3,765
MORTGAGE CENTER L.C 31 6.29% $3,629
Baxter Credit Union 31 6.76% $2,921
ROYAL UNITED MORTGAGE LLC 30 7.17% $7,381
Citizens Bank 29 6.85% $4,466
First Savings Bank 28 6.92% $3,841
Glacier Hills Credit Union 28 6.11% $1,745
First-Citizens Bank & Trust Company 26 6.72% $3,800
FREEDOM MORTGAGE CORPORATION 26 7.42% $6,692
AFFINITY PLUS 25 6.56% $4,240
MICHIGAN MUTUAL, INC. 24 7.05% $4,735
MidWestOne Bank 24 6.62% $3,713
LAKE MICHIGAN CREDIT UNION 23 5.82% $4,941
Deere Employees Credit Union 23 5.96% $3,160
ENDEAVOR CAPITAL, LLC. 23 7.05% $6,341
Stifel Bank and Trust 22 6.03% $2,392
Fifth Third Bank 22 6.98% $3,656
FIRST COMMUNITY MORTGAGE, INC. 21 7.12% $5,121
PRIME FINANCIAL CREDIT UNION 20 7.45% $1,978
COMPASS MORTGAGE, INC. 20 6.95% $5,304
RESIDENTIAL BANCORP 19 7.07% $6,756
Starion Bank 19 5.77% $2,369
Regent Financial Group, Inc. 19 6.88% $4,544
NORTHWESTERN MUTUAL 18 6.38% $1,531
Capitol Federal Savings Bank 18 6.25% $3,475
CIBC Bank USA 18 6.29% $4,724
THRIVENT Federal Credit Union 18 6.61% $5,281
HOMESTEAD FUNDING CORP. 18 6.65% $3,294
Sierra Pacific Mortgage Company, Inc. 17 6.92% $6,900
Citizens State Bank of La Crosse 17 7.20% $2,400
PHH Mortgage Corporation 16 7.19% $5,506
CONSUMERS COOPERATIVE CREDIT UNION 15 7.00% $3,612
Northpointe Bank 15 6.82% $5,315
Carrington Mortgage Services, LLC 15 6.38% $6,718
Charles Schwab Bank, SSB 15 6.11% $3,377
Citibank 15 5.67% $4,513
First American Bank 15 6.65% $2,958
AMERICAN PORTFOLIO MORTGAGE CORPORATION 14 7.24% $3,911
Florida Capital Bank 14 7.20% $4,914
SUN WEST MORTGAGE COMPANY, INC. 14 7.06% $4,323
UIF CORPORATION 14 7.04% $4,762
Alerus Financial 14 6.74% $4,526
Think Mutual Bank 14 6.02% $4,150
Wolfe Financial, Inc 13 6.82% $6,554
The Loan Store, Inc. 13 6.83% $4,918
SPIRE Credit Union 13 5.88% $3,465
GENEVA FINANCIAL, LLC 13 7.22% $5,535
Plains Commerce Bank 13 6.86% $6,036
PREMIA MORTGAGE, LLC 13 6.42% $1,930
Discover Bank 13 6.86% $0
Empower Credit Union 13 6.52% $1,822
LEADERONE FINANCIAL CORPORATION 13 7.23% $5,800
Firefighters Credit Union 13 8.11% $2,138
MEGASTAR FINANCIAL CORP. 12 7.03% $7,281
SECURITYNATIONAL MORTGAGE COMPANY 12 6.86% $3,973
MORTGAGE ACCESS CORP. 12 7.14% $5,573
LAKEVIEW LOAN SERVICING, LLC 12 6.47% $8,523
Neighborhood Loans, Inc. 12 7.23% $6,056
Goldman Sachs Bank USA 12 5.61% $4,093
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12 7.04% $8,211
SIRVA MORTGAGE, INC. 12 6.67% $1,611
Farmers Bank & Trust 11 6.68% $4,026
MEMBERS COOPERATIVE 11 7.25% $4,429
Raymond James Bank 11 5.56% $2,783
Range Bank 10 6.64% $2,409
PLAZA HOME MORTGAGE, INC. 10 7.00% $4,602
Key Mortgage Services, Inc. 10 6.98% $3,982
UBS Bank USA 10 6.09% $4,147
CITY FIRST MORTGAGE SERVICES, L.L.C. 9 7.36% $6,521
HIWAY 9 6.35% $3,865
FOND DU LAC 9 5.88% $1,393
Ameris Bank 9 6.65% $5,334
The Federal Savings Bank 9 7.11% $6,848
Northview Bank 8 6.94% $4,517
Stillman Bank 8 6.40% $2,358
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 7.55% $8,157
MAYO EMPLOYEES FEDERAL CREDIT UNION 8 6.30% $5,456
First National Bank of America 8 10.00% $10,084
GreenStone Farm Credit Services, FLCA 8 7.20% $3,122
IDEAL 8 6.36% $4,116
AXIA FINANCIAL, LLC 8 6.78% $5,748
HOMEXPRESS MORTGAGE CORP. 8 8.84% $8,360
EMBRACE HOME LOANS, INC. 8 6.72% $4,157
ARC HOME LLC 8 7.77% $7,890
IOWA BANKERS MORTGAGE CORPORATION 8 6.64% $2,717
Monona Bank 8 6.20% $2,455
Lend Smart Mortgage, LLC 7 6.50% $6,064
Goldwater Bank, N.A. 7 6.39% $7,599
GUIDANCE RESIDENTIAL, LLC 7 7.23% $5,143
Regions Bank 7 6.63% $6,943
Dollar Bank, Federal Savings Bank 7 6.80% $3,700
ALAMEDA MORTGAGE CORPORATION 7 6.39% $5,974
VERIDIAN CREDIT UNION 7 6.59% $2,241
Badger Bank 7 7.07% $2,609
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 8.84% $9,803
OCMBC, INC. 7 9.52% $12,877
PENTAGON FEDERAL CREDIT UNION 7 6.09% $4,637
DIGITAL Federal Credit Union 6 5.15% $2,858
CITY-COUNTY CREDIT UNION 6 6.90% $4,491
NATIONWIDE MORTGAGE BANKERS, INC. 6 6.81% $6,604
Pacor Mortgage Corp 6 7.46% $4,386
BAYSHORE MORTGAGE FUNDING, LLC 6 7.17% $6,307
NUMARK CREDIT UNION 5 7.38% $2,243
Cambria Financial Group, LLC 5 7.10% $7,750
BNC National Bank 5 5.98% $2,825
MLD MORTGAGE INC. 5 6.73% $4,576
R.I.A. Federal Credit Union 5 6.28% $2,132
North American Savings Bank, F.S.B. 5 8.63% $7,713
Mortgages Unlimited Inc. 5 6.78% $8,572
First Bank & Trust 5 6.60% $6,634
ACADEMY MORTGAGE CORPORATION 5 6.83% $7,829
RUOFF MORTGAGE COMPANY, INC. 5 6.30% $5,158
Gate City Bank 5 6.38% $5,805
M&T Bank 5 6.38% $5,297
First National Bank of Omaha 5 7.28% $3,640
FIRST NORTHERN Credit Union 5 6.95% $2,083
MASON MCDUFFIE MORTGAGE CORPORATION 5 6.95% $4,526
City National Bank 5 6.60% $2,889
LENDSURE MORTGAGE CORP. 5 9.67% $10,013
TOP FLITE FINANCIAL, INC. 4 6.66% $10,373
SWBC MORTGAGE CORPORATION 4 6.88% $4,001
SUMMIT FUNDING, INC. 4 7.03% $10,769
Loan Simple, Inc. 4 7.63% $5,129
Old Second National Bank 4 6.94% $2,544
Truist 4 6.81% $5,771
Cornerstone National Bank & Trust Company 4 6.63% $1,811
KeyBank 4 6.69% $4,513
N.E.W. Credit Union 4 6.81% $1,744
CALCON MUTUAL MORTGAGE LLC 4 6.56% $6,850
KELLER MORTGAGE, LLC 4 6.22% $5,915
AMERICAN FINANCING CORPORATION 4 6.47% $8,416
Brokaw Credit Union 4 6.69% $2,062
BOKF 4 7.03% $5,026
UNITED HOME LOANS, INC. 4 7.53% $7,573
DEEPHAVEN MORTGAGE LLC 4 10.03% $7,829
Citadel Servicing Corporation 4 9.41% $7,423
Minnwest Bank 4 6.66% $5,274
Heritage Bank 4 6.09% $6,502
The Central Trust Bank 4 6.78% $2,486
The First National Bank of Ottawa 4 6.84% $4,587
ALLIANT CREDIT UNION 4 6.47% $3,246
FLAT BRANCH MORTGAGE, INC. 4 6.72% $5,582
21ST MORTGAGE CORPORATION 3 8.83% $5,566
ADVANCIAL 3 8.63% $8,999
American Bank and Trust Company 3 6.38% $6,952
Arvest Bank 3 6.50% $4,212
Axos Bank 3 6.46% $2,800
Chicago Mortgage Solutions LLC 3 5.89% $4,292
Choice Financial Group 3 6.21% $7,013
Commerce Home Mortgage, Inc. 3 9.08% $7,496
Equity Prime Mortgage LLC 3 6.71% $4,961
First International Bank & Trust 3 7.38% $2,510
First Mid Bank & Trust 3 7.29% $3,915
First State Bank of St. Charles, Missouri 3 6.63% $3,180
Flanagan State Bank 3 7.21% $4,709
Fortress Bank 3 6.75% $3,063
GENISYS 3 6.54% $3,010
Heartland Bank and Trust Company 3 7.19% $2,755
LIBERTY HOME MORTGAGE CORPORATION 3 6.92% $5,547
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.58% $3,423
NETWORK CAPITAL FUNDING CORPORATION 3 6.54% $6,525
NEXERA HOLDING LLC 3 8.54% $7,110
NP, Inc. 3 9.17% $10,774
Paramount Bank 3 7.67% $4,146
Park State Bank 3 7.06% $3,928
STANFORD Federal Credit Union 3 5.79% $3,259
VERITAS FUNDING, LLC 3 6.96% $10,629
PLUS RELOCATION MORTGAGE, LLC 2 7.75% $4,089
TOTAL MORTGAGE SERVICES, LLC 2 6.88% $5,357
MY Credit Union 2 7.00% $4,341
INB 2 6.75% $2,524
Toyota Financial Savings Bank 2 6.94% $4,771
First Federal Savings Bank 2 7.38% $2,279
Rock Valley Credit Union 2 7.31% $3,435
FirstBank 2 6.31% $6,892
ILLINOIS STATE CREDIT UNION 2 6.19% $2,162
Sunflower Bank 2 7.06% $4,293
CANOPY MORTGAGE, LLC 2 7.31% $3,909
Byron Bank 2 7.81% $2,563
Fidelity Bank & Trust 2 6.18% $2,424
IAA Credit Union 2 5.94% $5,629
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.01% $3,244
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 7.38% $3,702
THE ANDERSON FINANCIAL GROUP, INC. 2 7.44% $3,696
BNY Mellon 2 6.31% $4,919
Elements Financial Federal Credit Union 2 6.63% $2,497
Blue Ridge Bank 2 6.56% $3,710
Bethpage Federal Credit Union 2 6.31% $3,544
S1L, Inc. 2 7.06% $6,778
A&D Mortgage LLC 2 9.00% $13,136
BAY-VALLEY MORTGAGE GROUP 2 7.50% $7,574
The Dart Bank 2 6.50% $3,497
Great Southern Bank 2 6.31% $2,913
DELMAR FINANCIAL COMPANY 2 7.00% $4,433
Academy Bank 2 6.75% $3,209
Platinum Home Mortgage Corporation 2 6.81% $4,666
GREAT LAKES 2 7.00% $5,157
Gold Coast Bank 2 7.19% $9,557
GERSHMAN INVESTMENT CORP. 2 7.44% $3,999
Leader Bank 2 6.50% $6,763
The Northern Trust Company 2 6.06% $5,384
AmRes Corporation 2 6.81% $5,827
MEMBER FIRST MORTGAGE, LLC 2 6.81% $3,534
Gateway First Bank 2 6.31% $5,190
AMERICAN INTERNET MORTGAGE, INC. 2 6.19% $7,523
AMERICAN HERITAGE LENDING, INC. 2 7.38% $12,071
Midwest Heritage Bank FSB 2 7.31% $2,716
Colonial Savings, F.A. 2 6.88% $7,685
KINECTA 2 6.69% $4,710
RBC Bank, (Georgia) 2 5.50% $1,560
Network Funding, L.P. 2 6.94% $14,232
INTERCAP LENDING INC. 2 7.00% $3,850
OCEANSIDE MORTGAGE COMPANY 2 7.06% $5,884
DIRECT MORTGAGE LOANS, LLC 1 7.63% $2,690
Dakota Community Bank & Trust 1 6.00% $5,542
CRESCENT MORTGAGE COMPANY 1 6.50% $3,930
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.25% $2,844
CORTRUST MORTGAGE, INC. 1 7.25% $5,108
Core Bank 1 6.13% $2,270
Community Mortgage Banc Corporation 1 7.38% $5,100
Community First National Bank 1 6.49% $5,633
The Union Bank Company 1 7.25% $3,382
CNB Bank And Trust, N.A. 1 4.99% $4,634
THRIVE MORTGAGE, LLC 1 6.75% $3,124
CNB Bank 1 5.75% $2,421
TJC Mortgage, Inc. 1 7.50% $5,169
CITYWIDE HOME LOANS, LLC 1 6.13% $8,639
TOWER 1 6.75% $3,695
City National Bank of Florida 1 7.38% $4,477
CITIZENS EQUITY FIRST 1 6.25% $2,413
TRIAD FINANCIAL SERVICES, INC. 1 7.38% $6,657
Christian Community Credit Union 1 6.88% $5,427
CENTRAL MINNESOTA Credit Union 1 6.25% $3,701
CBI Bank & Trust 1 7.50% $2,746
UMB Bank 1 5.54% $1,459
Byline Bank 1 6.88% $3,675
Busey Bank 1 6.00% $4,720
UNITED 1 6.38% $2,062
United Fidelity Funding Corp. 1 6.13% $5,095
United Nations Federal Credit Union 1 6.25% $3,205
Beeline Loans, Inc. 1 7.13% $3,643
BECKAM FUNDING CORP. 1 10.00% $5,727
Valley National Bank 1 7.50% $4,218
VAN DYK MORTGAGE CORPORATION 1 7.38% $2,891
Bank of the West 1 6.00% $5,023
Bank-Fund Staff Federal Credit Union 1 5.13% $2,526
VILLAGE CAPITAL MORTGAGE 1 6.99% $8,430
ASSEMBLIES OF GOD Credit Union 1 6.38% $2,385
Warsaw Federal Savings and Loan Association 1 7.25% $3,200
Watermark Capital, Inc. 1 6.63% $3,587
Armed Forces Bank 1 7.88% $4,425
American State Bank 1 6.50% $5,422
WesBanco 1 6.38% $3,083
Willamette Valley Bank 1 7.50% $3,215
American Bank & Trust 1 7.38% $3,935
AMCAP MORTGAGE, LTD. 1 6.50% $5,627
ON Q FINANCIAL, INC. 1 6.63% $4,334
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.50% $3,367
Ohnward Bank & Trust 1 6.00% $2,195
Allied First Bank,sb 1 6.75% $3,229
Oakstar Bank 1 7.75% $7,088
NOVATION CREDIT UNION 1 6.25% $2,647
Notre Dame Federal Credit Union Corporation 1 7.50% $7,334
Peoples Bank 1 5.75% $4,040
NFM, INC. 1 8.38% $5,724
Morton Community Bank 1 7.38% $2,395
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $6,632
Mortgage Assurance Inc. 1 7.75% $18,550
POINT Mortgage 1 6.99% $3,141
Popular Bank 1 6.00% $4,563
Midland States Bank 1 7.63% $3,275
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.50% $2,695
Mid-Continent Funding, Inc. 1 7.38% $12,640
MID AMERICA MORTGAGE, INC. 1 6.75% $2,817
Merchants Bank of Indiana 1 7.00% $4,432
Mazuma Credit Union 1 7.88% $3,699
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 7.38% $4,123
MANN FINANCIAL INC. 1 7.50% $4,753
Luana Savings Bank 1 5.75% $1,336
PURDUE FEDERAL CREDIT UNION 1 5.63% $2,163
Legends Bank 1 7.38% $3,440
Quontic Bank 1 9.25% $9,302
Landmark National Bank 1 7.50% $2,537
ITHINK FINANCIAL Credit Union 1 7.75% $2,508
Independent Bank 1 6.25% $3,224
RESIDENTIAL MORTGAGE, LLC 1 7.50% $5,760
Grundy Bank 1 7.13% $3,230
Service Federal Credit Union 1 6.75% $3,081
Signal Financial Federal Credit Union 1 6.75% $3,704
Simmons Bank 1 6.50% $2,343
First United Bank and Trust Company 1 8.63% $4,709
Wyndham Capital Mortgage, Inc. 1 6.63% $4,877
First State Bank 1 5.88% $1,874
FIRST MORTGAGE COMPANY, INC. 1 7.88% $3,971
ST. CLOUD FINANCIAL 1 5.88% $6,839
First Horizon Bank 1 7.63% $3,136
First Financial Credit Union 1 6.75% $8,649
Stock Yards Bank & Trust Company 1 5.90% $2,318
First Federal Savings and Loan Association of Lakewood 1 6.48% $2,234
First Bank 1 6.13% $2,906
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.38% $5,677
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 6.38% $4,596
Encompass Lending Group, LP 1 6.75% $4,728
The Camden National Bank 1 6.50% $2,225
DuTrac Community Credit Union 1 6.25% $2,265

Wisconsin Average Closing Costs & Other Stats

Wisconsin's 467 lenders originated 128,042 loans during 2023. The total origination value was $26,515,000,000, with an average loan value of $207,080.

Wisconsin's average closing costs are $3,297.

The top Wisconsin lender as defined by loan originations is Summit Credit Union, with 1,992 loans originated. Their average total fees are $2,761, which is $304 lower than the next largest lender, University of Wisconsin Credit Union.

The lowest fee Wisconsin lenders (with over 10 loans originated) are Discover Bank ($0), Royal Credit Union ($407), CHERRY CREEK MORTGAGE, LLC ($948), FOX COMMUNITIES ($957) and PCM ($1,215).

The lowest rate Wisconsin lenders (with over 10 loans originated) are Raymond James Bank (5.56%), EAGLE HOME MORTGAGE, LLC (5.60%), Goldman Sachs Bank USA (5.61%), Citibank (5.67%) and Starion Bank (5.77%).

Wisconsin Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Summit Credit Union $1,759,865,000 $1,625,580,000 -7.6% 6.1%
University of Wisconsin Credit Union $1,476,505,000 $1,095,280,000 -25.8% 4.1%
Associated Bank $1,457,060,000 $879,040,000 -39.7% 3.3%
Landmark Credit Union $1,158,810,000 $824,055,000 -28.9% 3.1%
Johnson Bank $888,720,000 $745,420,000 -16.1% 2.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,024,905,000 $683,065,000 -33.4% 2.6%
QUICKEN LOANS, LLC $908,855,000 $596,605,000 -34.4% 2.3%
Community First Credit Union $698,190,000 $528,480,000 -24.3% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $587,030,000 $527,390,000 -10.2% 2.0%
U.S. Bank $839,705,000 $502,920,000 -40.1% 1.9%
Old National Bank $474,285,000 $455,390,000 -4.0% 1.7%
Royal Credit Union $520,800,000 $409,270,000 -21.4% 1.5%
BMO Harris Bank $591,275,000 $408,590,000 -30.9% 1.5%
Nicolet National Bank $630,965,000 $407,770,000 -35.4% 1.5%
WALKER & DUNLOP, LLC $475,350,000 $401,655,000 -15.5% 1.5%
GUILD MORTGAGE COMPANY $142,305,000 $352,650,000 147.8% 1.3%
CoVantage Credit Union $371,930,000 $347,375,000 -6.6% 1.3%
EDUCATORS CREDIT UNION $485,705,000 $334,340,000 -31.2% 1.3%
Bank First, N.A. $380,815,000 $324,245,000 -14.9% 1.2%
FOX COMMUNITIES $393,385,000 $301,040,000 -23.5% 1.1%
Barrington Bank & Trust Company, N.A. $333,340,000 $291,925,000 -12.4% 1.1%
THOMPSON KANE & COMPANY, LLC $281,195,000 $284,985,000 1.3% 1.1%
Mortgage Research Center, LLC $326,545,000 $277,000,000 -15.2% 1.0%
JPMorgan Chase Bank $388,770,000 $276,340,000 -28.9% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $291,400,000 $276,285,000 -5.2% 1.0%
State Bank of Cross Plains $263,925,000 $255,350,000 -3.2% 1.0%
Bell Bank $201,240,000 $235,540,000 17.0% 0.9%
Waukesha State Bank $349,885,000 $231,710,000 -33.8% 0.9%
Bank Five Nine $379,585,000 $230,230,000 -39.3% 0.9%
GUARANTEED RATE, INC. $262,785,000 $211,790,000 -19.4% 0.8%
North Shore Bank FSB $315,120,000 $202,445,000 -35.8% 0.8%
NEWREZ LLC $261,935,000 $195,730,000 -25.3% 0.7%
ALTRA $313,175,000 $192,530,000 -38.5% 0.7%
CAPITAL Credit Union $291,325,000 $191,605,000 -34.2% 0.7%
Prosperity Home Mortgage, LLC $275,205,000 $176,690,000 -35.8% 0.7%
WESTconsin Credit Union $225,580,000 $173,030,000 -23.3% 0.7%
The Park Bank $242,135,000 $170,230,000 -29.7% 0.6%
The Huntington National Bank $169,900,000 $168,170,000 -1.0% 0.6%
Wells Fargo Bank $502,680,000 $162,795,000 -67.6% 0.6%
A + MORTGAGE SERVICES, INC. $226,630,000 $156,000,000 -31.2% 0.6%
Ixonia Bank $103,055,000 $154,955,000 50.4% 0.6%
Bank of England $159,325,000 $148,780,000 -6.6% 0.6%
Great Midwest Bank, S.S.B. $261,980,000 $147,735,000 -43.6% 0.6%
National Exchange Bank and Trust $159,130,000 $132,560,000 -16.7% 0.5%
Nations Lending Corporation $96,390,000 $127,310,000 32.1% 0.5%
BERKADIA COMMERCIAL MORTGAGE LLC $57,590,000 $124,830,000 116.8% 0.5%
PNC Bank $159,310,000 $123,695,000 -22.4% 0.5%
Citibank $31,160,000 $120,815,000 287.7% 0.5%
Town Bank, N.A. $206,150,000 $120,795,000 -41.4% 0.5%
CARDINAL FINANCIAL $135,975,000 $113,350,000 -16.6% 0.4%
Paramount Residential Mortgage Group, Inc. $130,205,000 $112,420,000 -13.7% 0.4%
Tri City National Bank $214,500,000 $110,490,000 -48.5% 0.4%
LOANDEPOT.COM, LLC $244,335,000 $108,385,000 -55.6% 0.4%
Peoples State Bank $124,395,000 $106,300,000 -14.5% 0.4%
Horicon Bank $93,095,000 $104,650,000 12.4% 0.4%
MARINE $147,605,000 $101,430,000 -31.3% 0.4%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $109,825,000 $100,835,000 -8.2% 0.4%
DMB Community Bank $232,650,000 $100,285,000 -56.9% 0.4%
Bank of Sun Prairie $128,735,000 $96,905,000 -24.7% 0.4%
V.I.P. MORTGAGE, INC. $8,765,000 $95,105,000 985.1% 0.4%
CMG MORTGAGE, INC. $122,955,000 $94,915,000 -22.8% 0.4%
DUPACO COMMUNITY $78,515,000 $92,460,000 17.8% 0.3%
WISCONSIN MORTGAGE CORPORATION $147,080,000 $91,570,000 -37.7% 0.3%
NAVY FEDERAL CREDIT UNION $103,770,000 $91,265,000 -12.1% 0.3%
The Bank of New Glarus $84,835,000 $88,840,000 4.7% 0.3%
PENNYMAC LOAN SERVICES, LLC $129,335,000 $87,405,000 -32.4% 0.3%
The Port Washington State Bank $155,740,000 $84,430,000 -45.8% 0.3%
River Bank $88,040,000 $83,055,000 -5.7% 0.3%
VERVE, A CREDIT UNION $165,865,000 $80,485,000 -51.5% 0.3%
COMPEER FINANCIAL, FLCA $107,395,000 $78,685,000 -26.7% 0.3%
Citizens State Bank of La Crosse $149,595,000 $78,440,000 -47.6% 0.3%
Waterstone Mortgage Corporation $167,790,000 $76,480,000 -54.4% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $167,170,000 $75,105,000 -55.1% 0.3%
GSF Mortgage Corporation $70,225,000 $74,620,000 6.3% 0.3%
Merchants Bank $136,985,000 $73,310,000 -46.5% 0.3%
American Mortgage & Equity Consultants, Inc. $92,515,000 $72,190,000 -22.0% 0.3%
BROKER SOLUTIONS, INC. $111,665,000 $71,470,000 -36.0% 0.3%
The Equitable Bank, S.S.B. $140,450,000 $69,270,000 -50.7% 0.3%
Flagstar Bank, FSB $137,775,000 $69,050,000 -49.9% 0.3%
Blackhawk Community Credit Union $96,745,000 $67,845,000 -29.9% 0.3%
WaterStone Bank, SSB $214,995,000 $67,240,000 -68.7% 0.3%
The First National Bank and Trust Company $84,710,000 $65,140,000 -23.1% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $49,490,000 $62,110,000 25.5% 0.2%
Kohler Credit Union $95,805,000 $61,485,000 -35.8% 0.2%
Morgan Stanley Private Bank $89,145,000 $61,225,000 -31.3% 0.2%
Citizens Community Federal $82,400,000 $61,145,000 -25.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $99,975,000 $60,940,000 -39.0% 0.2%
FREEDOM MORTGAGE CORPORATION $156,455,000 $60,065,000 -61.6% 0.2%
Oregon Community Bank $320,825,000 $59,050,000 -81.6% 0.2%
Heartland Credit Union (Madison) $49,955,000 $57,455,000 15.0% 0.2%
MOVEMENT MORTGAGE, LLC $15,205,000 $57,215,000 276.3% 0.2%
WINGS FINANCIAL $29,430,000 $57,000,000 93.7% 0.2%
GATEWAY MORTGAGE CORPORATION $96,215,000 $56,585,000 -41.2% 0.2%
ENVOY MORTGAGE, LTD $87,740,000 $56,320,000 -35.8% 0.2%
MidWestOne Bank $40,250,000 $55,785,000 38.6% 0.2%
Forward Bank $93,710,000 $55,210,000 -41.1% 0.2%
CO-OP Credit Union $70,465,000 $54,775,000 -22.3% 0.2%
Bank of America $92,785,000 $54,145,000 -41.6% 0.2%
First American Bank $22,730,000 $53,150,000 133.8% 0.2%
CIBM Bank $58,080,000 $50,580,000 -12.9% 0.2%
IncredibleBank $84,225,000 $50,250,000 -40.3% 0.2%
USAA Federal Savings Bank $71,115,000 $48,550,000 -31.7% 0.2%
Frandsen Bank & Trust $32,880,000 $48,350,000 47.0% 0.2%
National Bank of Commerce $35,665,000 $47,925,000 34.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $45,460,000 $47,735,000 5.0% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $95,830,000 $47,405,000 -50.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $74,265,000 $46,870,000 -36.9% 0.2%
Fortifi Bank $58,180,000 $46,760,000 -19.6% 0.2%
Westbury Bank $69,410,000 $46,630,000 -32.8% 0.2%
UNION HOME MORTGAGE CORP. $36,700,000 $46,010,000 25.4% 0.2%
Prevail Bank $56,015,000 $45,870,000 -18.1% 0.2%
PCM $66,850,000 $43,745,000 -34.6% 0.2%
CORNERSTONE HOME LENDING, INC. $57,025,000 $43,515,000 -23.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $108,990,000 $42,660,000 -60.9% 0.2%
PLANET HOME LENDING, LLC $82,265,000 $42,610,000 -48.2% 0.2%
Servion, Inc. $86,245,000 $39,060,000 -54.7% 0.1%
Bank of Luxemburg $87,250,000 $37,960,000 -56.5% 0.1%
Webster Bank $37,505,000 n/a 0.1%
SUPERIOR CHOICE $26,570,000 $37,470,000 41.0% 0.1%
Royal Bank $59,470,000 $37,345,000 -37.2% 0.1%
Bremer Bank $154,440,000 $37,060,000 -76.0% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $56,455,000 $36,885,000 -34.7% 0.1%
BAY EQUITY LLC $17,555,000 $36,800,000 109.6% 0.1%
Mound City Bank $65,185,000 $34,560,000 -47.0% 0.1%
First Federal Bank $37,560,000 $34,005,000 -9.5% 0.1%
Northwestern Bank $44,410,000 $33,780,000 -23.9% 0.1%
BLC Community Bank $50,045,000 $32,925,000 -34.2% 0.1%
Bankers' Bank $63,850,000 $32,800,000 -48.6% 0.1%
AbbyBank $70,525,000 $32,780,000 -53.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $11,565,000 $32,760,000 183.3% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $48,165,000 $32,270,000 -33.0% 0.1%
Coulee Bank $28,340,000 $31,950,000 12.7% 0.1%
Farmers & Merchants State Bank $41,990,000 $31,480,000 -25.0% 0.1%
Discover Bank $15,735,000 $31,385,000 99.5% 0.1%
Capitol Bank $105,780,000 $31,365,000 -70.3% 0.1%
The Peoples Community Bank $45,995,000 $31,220,000 -32.1% 0.1%
Century Mortgage Company DBA Century Lending Company $8,580,000 $30,555,000 256.1% 0.1%
Merchants Bank of Indiana $101,410,000 $30,295,000 -70.1% 0.1%
PremierBank $68,080,000 $30,250,000