Minnesota Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Minnesota averaged 6.63% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.44% and one month ago for the week of 2025-02-27, the average rate was 6.85%.

Minnesota's average rate one year ago was 6.98%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.51%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Minnesota 30 Year Fixed Rate 2025-04-03 6.63%
Minnesota 30 Year Fixed Rate Refi 2025-04-03 6.51%
Minnesota 15 Year Fixed Rate 2025-04-03 6.12%
Minnesota 15 Year Fixed Rate Refi 2025-04-03 6.4%
Minnesota 30 Year FHA 2025-04-03 6.43%
Minnesota 30 Year FHA Refi 2025-04-03 6.01%
Minnesota 30 Year USDA 2025-04-03 6.11%
Minnesota 30 Year USDA Refi 2025-04-03 6.52%
Minnesota 30 Year VA 2025-04-03 6.22%
Minnesota 30 Year VA Refi 2025-04-03 5.74%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Minnesota.

Minnesota Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Minnesota market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Bell Bank 3,482 6.72% $5,945
UNITED WHOLESALE MORTGAGE, LLC 3,221 6.76% $7,558
QUICKEN LOANS, LLC 2,301 6.70% $6,570
CROSSCOUNTRY MORTGAGE, LLC 2,054 6.85% $7,022
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,622 6.90% $6,197
U.S. Bank 1,389 6.76% $4,649
EAGLE HOME MORTGAGE, LLC 1,262 5.97% $6,127
BROKER SOLUTIONS, INC. 1,161 6.88% $6,764
Prosperity Home Mortgage, LLC 1,121 6.78% $6,155
Royal Credit Union 1,005 6.82% $5,830
Wells Fargo Bank 979 6.56% $4,404
American Mortgage & Equity Consultants, Inc. 934 6.78% $7,788
Alerus Financial 818 6.83% $3,920
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 815 6.57% $4,168
Tradition Mortgage, LLC 781 6.73% $5,744
PENNYMAC LOAN SERVICES, LLC 668 6.71% $7,075
WINGS FINANCIAL 658 6.32% $3,980
DHI MORTGAGE COMPANY, LTD. 609 5.57% $1,652
The Huntington National Bank 608 6.63% $6,549
Bremer Bank 608 6.78% $5,827
GUARANTEED RATE, INC. 591 6.66% $6,261
EVERETT FINANCIAL, INC. 559 7.07% $7,202
LOANDEPOT.COM, LLC 542 6.72% $6,756
GUARANTEED RATE AFFINITY, LLC 509 6.80% $5,840
Merchants Bank 508 6.46% $4,128
NEWREZ LLC 505 6.79% $6,779
PLAZA HOME MORTGAGE, INC. 467 6.49% $6,193
SPIRE Credit Union 435 6.34% $3,790
M/I FINANCIAL, LLC 423 6.25% $9,738
North Shore Bank of Commerce 421 6.73% $6,369
AFFINITY PLUS 417 6.47% $5,053
Flagstar Bank, FSB 416 6.76% $5,116
MOVEMENT MORTGAGE, LLC 407 7.00% $5,641
GUILD MORTGAGE COMPANY 397 6.85% $5,623
Granite Community Bank 394 6.74% $6,089
Summit Mortgage Corporation 391 6.77% $6,042
Servion, Inc. 387 6.61% $4,894
CENTRAL MINNESOTA Credit Union 377 6.61% $3,407
Frandsen Bank & Trust 373 6.78% $5,209
PULTE MORTGAGE LLC 355 6.27% $2,633
BAY EQUITY LLC 345 6.80% $6,116
JPMorgan Chase Bank 334 6.64% $4,425
CMG MORTGAGE, INC. 325 6.73% $7,365
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 296 6.92% $7,012
SWBC MORTGAGE CORPORATION 295 5.99% $4,716
Think Mutual Bank 277 6.46% $4,562
Plains Commerce Bank 275 6.81% $6,292
Cambria Financial Group, LLC 263 6.80% $6,542
PRIMELENDING, A PLAINSCAPITAL COMPANY 262 6.84% $5,920
Gate City Bank 261 6.29% $5,480
CARDINAL FINANCIAL 242 6.83% $7,857
Old National Bank 222 6.31% $4,245
NexBank 222 6.61% $6,512
Barrington Bank & Trust Company, N.A. 214 6.91% $5,514
UNION HOME MORTGAGE CORP. 212 6.77% $6,271
Associated Bank 208 6.43% $4,087
AMERICAN PACIFIC MORTGAGE CORPORATION 199 6.92% $7,682
ALTRA 198 6.91% $3,939
Bank of America 192 6.21% $3,914
COMPEER FINANCIAL, FLCA 182 7.56% $4,350
Minnwest Bank 178 6.28% $4,555
HOMEOWNERS FINANCIAL GROUP USA, LLC 171 6.90% $6,081
Deerwood Bank 169 6.53% $5,133
TOPLINE FEDERAL CREDIT UNION 162 6.17% $5,587
Baxter Credit Union 161 6.64% $4,717
MASON MCDUFFIE MORTGAGE CORPORATION 152 6.60% $7,424
Liberty Bank Minnesota 151 6.67% $2,884
MEGASTAR FINANCIAL CORP. 151 6.80% $6,165
IOWA BANKERS MORTGAGE CORPORATION 147 6.47% $4,553
CORTRUST MORTGAGE, INC. 146 6.35% $6,015
MUTUAL OF OMAHA MORTGAGE, INC. 139 6.63% $5,633
HomeTown Bank 133 6.54% $4,679
Mr. Cooper ( Nationstar Mortgage ) 131 6.82% $7,811
MEMBERS COOPERATIVE 120 6.86% $4,952
ST. CLOUD FINANCIAL 117 6.05% $5,875
First Western Bank & Trust 117 6.48% $5,540
Nations Lending Corporation 116 6.85% $5,770
First Federal Bank 114 6.38% $4,909
PROVIDENT FUNDING ASSOCIATES, L.P. 113 6.50% $4,775
Park State Bank 111 6.88% $5,358
Morgan Stanley Private Bank 106 6.21% $3,686
ZILLOW HOME LOANS, LLC 101 6.62% $5,874
HOMESIDE FINANCIAL, LLC 99 6.70% $5,395
NAVY FEDERAL CREDIT UNION 98 6.41% $4,468
BMO Harris Bank 96 7.00% $4,950
First Bank & Trust 96 6.35% $5,486
UIF CORPORATION 95 6.70% $7,901
NBKC BANK 91 6.48% $3,406
IDEAL 87 6.01% $5,148
Sierra Pacific Mortgage Company, Inc. 84 6.65% $6,667
ARK-LA-TEX FINANCIAL SERVICES, LLC. 83 6.69% $6,357
First International Bank & Trust 81 6.69% $4,628
Paramount Residential Mortgage Group, Inc. 77 6.89% $8,372
National Bank of Commerce 74 6.70% $5,613
Florida Capital Bank 74 6.78% $7,004
Waterstone Mortgage Corporation 74 6.85% $8,417
USAA Federal Savings Bank 72 6.67% $5,191
Regent Financial Group, Inc. 72 6.68% $5,756
PREMIER LENDING, INC. 71 7.12% $7,233
Ixonia Bank 71 7.07% $6,229
Century Mortgage Company DBA Century Lending Company 69 7.01% $7,541
North Shore Federal Credit Union 66 6.97% $4,286
FREEDOM MORTGAGE CORPORATION 61 6.99% $8,474
PRIMARY RESIDENTIAL MORTGAGE, INC. 57 6.81% $6,239
GUIDANCE RESIDENTIAL, LLC 52 7.07% $6,416
SUCCESS MORTGAGE PARTNERS, INC. 52 6.87% $6,970
The Loan Store, Inc. 52 6.92% $8,253
TOWNE MORTGAGE COMPANY 52 6.84% $4,799
MAYO EMPLOYEES FEDERAL CREDIT UNION 51 6.47% $6,957
PREMIER MORTGAGE RESOURCES, L.L.C. 51 7.01% $6,331
FIRST COMMUNITY CREDIT UNION 51 6.43% $5,437
AXIA FINANCIAL, LLC 49 7.09% $6,336
VALLEY MORTGAGE, INC. 49 6.42% $4,040
Choice Financial Group 48 6.56% $7,189
Ally Bank 48 6.41% $7,582
AMERICAN FINANCIAL NETWORK, INC. 48 6.73% $6,900
Home Mortgage Alliance Corp 46 7.25% $12,109
GSF Mortgage Corporation 44 6.79% $9,798
CITY-COUNTY CREDIT UNION 44 6.61% $5,664
Citizens Community Federal 43 6.69% $2,922
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 42 7.01% $7,211
BETTER MORTGAGE CORPORATION 38 6.37% $5,994
UBS Bank USA 36 6.51% $4,742
Stifel Bank and Trust 36 6.17% $2,931
ROYAL UNITED MORTGAGE LLC 34 7.06% $6,891
Citizens Bank 34 6.37% $4,768
AMERISAVE MORTGAGE CORPORATION 34 6.81% $8,227
MY Credit Union 33 6.42% $4,328
VERIDIAN CREDIT UNION 33 6.10% $3,104
Mortgage Research Center, LLC 33 6.69% $3,792
CITY FIRST MORTGAGE SERVICES, L.L.C. 31 6.99% $7,725
LAND HOME FINANCIAL SERVICES, INC. 31 7.10% $5,976
MidWestOne Bank 31 6.81% $5,957
CHURCHILL MORTGAGE CORPORATION 29 6.95% $6,011
TOWN AND COUNTRY Credit Union 29 6.53% $5,944
LENOX FINANCIAL MORTGAGE CORPORATION 28 6.33% $4,776
Discover Bank 28 7.10% $0
DEEPHAVEN MORTGAGE LLC 28 7.98% $12,077
S1L, Inc. 27 6.52% $5,814
Cornerstone State Bank 27 6.40% $4,449
PNC Bank 27 6.62% $5,085
GENISYS 27 6.50% $3,993
SIRVA MORTGAGE, INC. 26 6.65% $673
WNB Financial, N.A. 25 6.65% $4,144
Goldwater Bank, N.A. 25 6.73% $7,422
PREMIA MORTGAGE, LLC 24 6.38% $1,540
GREENSTATE CREDIT UNION 24 6.65% $4,208
PHH Mortgage Corporation 23 6.81% $7,507
University of Wisconsin Credit Union 22 6.41% $3,296
Truist 21 6.67% $5,746
FIRST COLONY MORTGAGE CORPORATION 20 6.79% $6,972
Charles Schwab Bank, SSB 20 5.94% $2,683
PLUS RELOCATION MORTGAGE, LLC 19 6.86% $5,582
First National Bank of America 18 9.84% $9,866
Northpointe Bank 18 6.31% $3,543
Citibank 18 6.43% $5,166
CANOPY MORTGAGE, LLC 18 6.85% $7,365
GENEVA FINANCIAL, LLC 18 7.26% $7,242
OCMBC, INC. 18 8.19% $15,148
Devon Bank 17 6.91% $6,164
ALAMEDA MORTGAGE CORPORATION 16 7.07% $6,206
ENVOY MORTGAGE, LTD 16 7.02% $5,009
ANGEL OAK MORTGAGE SOLUTIONS LLC 15 8.03% $14,617
NORTHWOODS 15 7.90% $4,864
Armed Forces Bank 15 6.79% $4,491
WESTconsin Credit Union 15 6.74% $3,817
SUPERIOR CHOICE 15 6.29% $5,102
Dacotah Bank 15 6.72% $4,558
SHAREPOINT CREDIT UNION 15 6.79% $3,489
SUN WEST MORTGAGE COMPANY, INC. 14 6.68% $6,700
Commerce Home Mortgage, Inc. 14 8.78% $17,495
Dollar Bank, Federal Savings Bank 14 6.79% $7,767
V.I.P. MORTGAGE, INC. 14 6.57% $6,775
MORTGAGE ACCESS CORP. 13 6.92% $6,101
Summit Credit Union 13 6.63% $3,331
ALLIANT CREDIT UNION 13 6.55% $4,320
GREAT RIVER FEDERAL CREDIT UNION 13 5.83% $4,716
First PREMIER Bank 13 6.66% $5,425
Farmers Bank & Trust 13 6.43% $4,004
LAKEVIEW LOAN SERVICING, LLC 13 6.93% $7,820
THRIVENT Federal Credit Union 13 6.99% $6,153
AMERICAN FINANCING CORPORATION 12 6.26% $8,033
MARINE 12 9.86% $7,206
PENTAGON FEDERAL CREDIT UNION 12 6.54% $6,703
Northwest Bank 12 6.81% $3,665
PLANET HOME LENDING, LLC 11 6.62% $5,561
Flanagan State Bank 11 6.89% $6,249
Connexus Credit Union 11 6.38% $2,519
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 11 7.00% $9,606
Nicolet National Bank 11 6.86% $3,736
Western State Bank 11 6.51% $4,689
MICHIGAN MUTUAL, INC. 11 7.11% $9,976
NEXERA HOLDING LLC 10 8.06% $11,636
Deere Employees Credit Union 10 6.40% $3,716
Johnson Bank 10 6.43% $3,462
HOMESTEAD FUNDING CORP. 10 6.46% $3,452
MEMBER FIRST MORTGAGE, LLC 10 5.40% $7,401
Arbor Bank 9 6.55% $3,979
MLD MORTGAGE INC. 9 6.37% $6,082
Fifth Third Bank 9 6.68% $3,518
Citadel Servicing Corporation 9 8.29% $12,882
NOVATION CREDIT UNION 9 6.38% $6,215
South Metro Federal Credit Union 9 6.13% $3,194
CAPITAL CREDIT UNION 9 6.34% $6,347
RBC Bank, (Georgia) 9 5.69% $2,742
Raymond James Bank 9 6.03% $3,482
Carrington Mortgage Services, LLC 8 7.36% $9,565
NMSI, INC. 8 6.34% $7,036
LEADERONE FINANCIAL CORPORATION 8 6.28% $6,793
Equity Prime Mortgage LLC 8 7.25% $11,796
Loan Simple, Inc. 8 6.29% $8,044
Academy Bank 8 6.75% $5,778
Bank of England 8 7.23% $6,224
NATIONS DIRECT MORTGAGE, LLC 8 6.69% $9,983
AMERICAN INTERNET MORTGAGE, INC. 7 6.21% $3,568
The Federal Savings Bank 7 6.82% $7,536
West Gate Bank 7 6.59% $6,141
ARC HOME LLC 7 7.88% $9,636
First National Bank of Omaha 7 7.00% $4,209
Central Bank 7 5.64% $5,452
FIRST COMMUNITY MORTGAGE, INC. 7 6.82% $5,750
LENDSURE MORTGAGE CORP. 7 8.12% $12,560
First Alliance Credit Union 7 6.88% $7,234
FIRST INTEGRITY MORTGAGE SERVICES, INC. 6 7.35% $6,052
Leader Bank 6 6.71% $3,661
BAY-VALLEY MORTGAGE GROUP 6 6.77% $5,783
CENTRICITY Credit Union 6 7.31% $6,698
First Dakota National Bank 6 6.84% $4,241
DUPACO COMMUNITY 6 6.08% $5,621
The Central Trust Bank 6 6.44% $4,168
Great Southern Bank 5 7.52% $4,645
North American Savings Bank, F.S.B. 5 7.70% $8,925
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 5 7.05% $5,297
DIGITAL Federal Credit Union 5 6.50% $3,370
Arvest Bank 5 6.70% $4,379
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5 6.78% $3,847
Bank Five Nine 5 6.65% $3,345
ALLIED MORTGAGE GROUP, INC. 5 6.80% $3,287
HOMEXPRESS MORTGAGE CORP. 5 8.80% $10,847
EMBRACE HOME LOANS, INC. 5 6.90% $4,703
Bethpage Federal Credit Union 5 6.45% $6,936
First Bank 5 7.18% $5,668
American Bank & Trust 5 6.38% $3,633
Starion Bank 4 6.19% $5,879
Forward Bank 4 6.92% $3,455
AMERICAN HERITAGE LENDING, INC. 4 8.81% $8,678
T2 FINANCIAL LLC 4 7.31% $4,453
Texana Bank 4 7.00% $5,069
BLACK HILLS FEDERAL CREDIT UNION 4 6.63% $4,985
RELIANCE FIRST CAPITAL, LLC 4 7.50% $7,651
Reliabank Dakota 4 6.22% $3,640
Integrity Home Mortgage Corp 4 6.66% $4,891
First State Bank of St. Charles, Missouri 4 6.28% $3,419
First-Citizens Bank & Trust Company 4 6.31% $4,688
NETWORK CAPITAL FUNDING CORPORATION 4 7.13% $6,461
ADVANCIAL 4 7.97% $8,293
MILEND, INC. 4 6.84% $6,397
Bank 4 6.75% $3,372
Paramount Bank 4 6.34% $4,516
CITIZENS EQUITY FIRST 4 6.41% $2,249
NFM, INC. 4 7.03% $6,800
AMERICAN FINANCIAL RESOURCES, INC. 4 6.97% $6,592
ONY GLO, INC. 3 6.42% $4,363
COMPASS MORTGAGE, INC. 3 7.13% $6,041
CO-OP Credit Union 3 6.60% $2,111
CIBC Bank USA 3 6.38% $4,898
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.08% $4,000
First Horizon Bank 3 6.71% $4,866
General Mortgage Capital Corporation 3 6.71% $5,354
BOKF 3 7.00% $4,681
IncredibleBank 3 6.75% $3,774
LOANPAL, LLC 3 6.79% $5,120
MINNCO CREDIT UNION 3 7.38% $3,402
NORTHROP GRUMMAN Federal Credit Union 3 6.46% $6,385
NP, Inc. 3 8.37% $6,649
Peoples State Bank 3 6.50% $2,874
Ameris Bank 3 6.54% $8,090
AmeriHome Mortgage Company, LLC 3 7.16% $7,230
American National Bank 3 7.16% $4,232
RUOFF MORTGAGE COMPANY, INC. 3 5.83% $4,460
SFMC, LP 3 7.21% $6,213
STAR ONE CREDIT UNION 3 6.25% $3,440
Strong Home Mortgage, LLC 3 6.54% $1,503
Sunflower Bank 3 6.87% $5,645
AMERICAN FINANCE HOUSE LARIBA 3 6.98% $6,027
The Dart Bank 3 6.71% $4,504
THOMPSON KANE & COMPANY, LLC 3 6.83% $6,990
TOP FLITE FINANCIAL, INC. 3 6.87% $8,690
UNITED 3 5.95% $10,493
Quontic Bank 2 7.88% $24,149
Toyota Financial Savings Bank 2 7.16% $6,521
Luana Savings Bank 2 5.89% $2,376
Independent Bank 2 6.81% $3,219
First Western Trust Bank 2 6.31% $3,743
EVANSVILLE TEACHERS 2 7.06% $3,937
Goldman Sachs Bank USA 2 5.95% $4,353
SeaTrust Mortgage Company 2 6.81% $7,273
First United Bank and Trust Company 2 8.06% $8,923
Renasant Bank 2 6.25% $4,140
FIRST TECHNOLOGY 2 7.25% $4,652
Citizens State Bank of La Crosse 2 6.88% $3,478
FIRST STATE MORTGAGE SERVICES, LLC 2 6.88% $3,792
DATA MORTGAGE, INC. 2 6.88% $5,777
Dakota Community Bank & Trust 2 6.44% $4,286
Capital Bank 2 6.38% $4,323
RESIDENTIAL BANCORP 2 6.31% $4,813
First Merchants Bank 2 6.69% $2,977
The Northern Trust Company 2 6.63% $5,588
VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.00% $3,547
POINT Mortgage 2 7.31% $3,872
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.31% $7,477
NATIONAL COOPERATIVE BANK, N.A. 2 6.69% $3,192
LAKE MICHIGAN CREDIT UNION 2 6.18% $4,562
COMMUNITYAMERICA 2 6.63% $3,469
M&T Bank 2 7.06% $4,581
CORNERSTONE HOME LENDING, INC. 2 7.31% $5,946
OAKTREE FUNDING CORP. 2 8.75% $11,125
Lincoln Savings Bank 2 6.81% $2,909
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.90% $3,462
Amalgamated Bank 2 6.75% $4,063
MORIA DEVELOPMENT, INC. 2 6.75% $5,379
SUMMIT FUNDING, INC. 2 7.31% $7,748
Home State Bank 1 6.88% $3,728
Security First Bank 1 5.88% $3,245
SECURITYNATIONAL MORTGAGE COMPANY 1 7.49% $13,658
Service Federal Credit Union 1 6.50% $3,720
Access Bank 1 7.63% $3,820
BNY Mellon 1 7.00% $4,281
CALCON MUTUAL MORTGAGE LLC 1 7.00% $6,187
SIOUX FALLS 1 5.88% $4,355
Grand Bank for Savings, FSB 1 9.13% $3,676
SKYONE Federal Credit Union 1 7.38% $5,095
Gateway First Bank 1 7.00% $4,361
STANFORD Federal Credit Union 1 6.13% $3,076
COMMUNITY MORTGAGE FUNDING, LLC 1 8.38% $4,623
GARDNER FINANCIAL SERVICES, LTD. 1 6.50% $3,370
Frontier Bank 1 7.12% $2,616
Stride Bank 1 8.50% $4,262
FOX COMMUNITIES 1 6.75% $2,516
Fortress Bank 1 7.75% $7,162
FM Home Loans, LLC 1 6.99% $10,293
Commerce Bank 1 6.38% $18,302
FLAT BRANCH MORTGAGE, INC. 1 8.13% $11,378
CNB Bank 1 6.38% $2,525
CASTLE & COOKE MORTGAGE, LLC 1 7.00% $21,398
The Bank of New Glarus 1 6.50% $2,537
The First National Bank of Ottawa 1 7.50% $8,214
First Mid Bank & Trust 1 7.13% $3,710
American Airlines Federal Credit Union 1 6.00% $0
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 6.50% $3,783
First Community Bank 1 6.38% $7,031
TIB The Independent Bankersbank 1 6.88% $8,381
TJC Mortgage, Inc. 1 6.88% $5,365
WRIGHT-PATT CREDIT UNION, INC. 1 6.88% $4,605
First Central Savings Bank 1 6.75% $8,697
Fidelity Bank 1 6.38% $3,104
FBC MORTGAGE, LLC 1 6.50% $6,946
Farm Credit Mid-America, ACA 1 7.13% $5,250
Truity Federal Credit Union 1 6.88% $3,340
Elements Financial Federal Credit Union 1 6.88% $4,773
EASTMAN 1 6.63% $3,514
Union Bank and Trust Company 1 7.38% $4,384
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.12% $15,226
21ST MORTGAGE CORPORATION 1 8.55% $6,118
United Nations Federal Credit Union 1 6.25% $3,910
CHARTER WEST BANK 1 7.88% $6,547
Credit Union 1 1 5.63% $3,896
CoVantage Credit Union 1 6.38% $3,352
NBH Bank 1 6.88% $1,859
NATIONS RELIABLE LENDING, LLC 1 8.63% $4,815
ASHLAND Credit Union 1 7.13% $4,164
NATION ONE MORTGAGE CORPORATION 1 6.88% $4,200
Assurance Financial Group, L.L.C. 1 6.99% $5,372
Notre Dame Federal Credit Union Corporation 1 6.50% $5,088
Atlantic Union Bank 1 6.88% $6,041
MORTGAGEONE, INC. 1 6.88% $2,480
ONE NEVADA CREDIT UNION 1 7.50% $5,484
PANORAMA MORTGAGE GROUP, LLC 1 7.13% $4,811
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.63% $5,870
Axos Bank 1 6.13% $2,305
Bankers Trust Company 1 6.38% $3,472
MidFirst Bank 1 6.75% $2,697
Mid-Continent Funding, Inc. 1 6.88% $6,164
Meridian Bank Corporation 1 6.63% $7,179
VERVE, A CREDIT UNION 1 6.63% $2,546
Merchants Bank of Indiana 1 7.25% $6,323
ANDREWS FEDERAL CREDIT UNION 1 6.13% $4,609
Bank First, N.A. 1 7.63% $3,570
AMERITRUST MORTGAGE CORPORATION 1 6.63% $9,571
Bank of Colorado 1 7.00% $9,399
LIBERTY HOME MORTGAGE CORPORATION 1 6.38% $11,313
BECKAM FUNDING CORP. 1 7.38% $12,067
Lakeview Community Capital, LLC 1 6.63% $6,908
VILLAGE CAPITAL MORTGAGE 1 7.13% $9,998
PROPER RATE, LLC 1 6.98% $4,511
Cornerstone First Mortgage, Inc 1 6.38% $19,414
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.25% $4,228
PURDUE FEDERAL CREDIT UNION 1 6.63% $4,504
PyraMax Bank, FSB 1 6.00% $2,818
Watermark Capital, Inc. 1 6.50% $3,285
RANLIFE, INC. 1 6.88% $6,121
LADERA LENDING, INC. 1 7.13% $2,755
JMJ FINANCIAL GROUP 1 6.13% $4,347
ITHINK FINANCIAL Credit Union 1 6.75% $15,670
INTERLINC MORTGAGE SERVICES, LLC 1 7.62% $5,398
Independent Bank 1 7.00% $6,325
Residential Mortgage Solutions, Inc. 1 6.38% $3,642
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.49% $3,548
IAA Credit Union 1 6.50% $3,420
HONDA Federal Credit Union 1 6.00% $13,348
CONTOUR MORTGAGE CORPORATION 1 7.63% $16,135

Minnesota Average Closing Costs & Other Stats

Minnesota's 411 lenders originated 112,220 loans during 2024. The total origination value was $30,186,050,000, with an average loan value of $268,990.

Minnesota's average closing costs are $5,021.

The top Minnesota lender as defined by loan originations is Bell Bank, with 3,482 loans originated. Their average total fees are $5,945, which is $1,612 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Minnesota lenders (with over 10 loans originated) are Discover Bank ($0), SIRVA MORTGAGE, INC. ($673), PREMIA MORTGAGE, LLC ($1,540), DHI MORTGAGE COMPANY, LTD. ($1,652) and Connexus Credit Union ($2,519).

The lowest rate Minnesota lenders (with over 10 loans originated) are MEMBER FIRST MORTGAGE, LLC (5.40%), DHI MORTGAGE COMPANY, LTD. (5.57%), GREAT RIVER FEDERAL CREDIT UNION (5.83%), Charles Schwab Bank, SSB (5.94%) and EAGLE HOME MORTGAGE, LLC (5.97%).

Minnesota Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Bell Bank $1,737,070,000 $1,760,910,000 1.4% 5.8%
UNITED WHOLESALE MORTGAGE, LLC $1,447,160,000 $1,706,195,000 17.9% 5.7%
QUICKEN LOANS, LLC $757,535,000 $1,092,225,000 44.2% 3.6%
CROSSCOUNTRY MORTGAGE, LLC $827,775,000 $927,910,000 12.1% 3.1%
U.S. Bank $887,495,000 $917,070,000 3.3% 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $644,515,000 $675,920,000 4.9% 2.2%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $640,040,000 $653,515,000 2.1% 2.2%
EAGLE HOME MORTGAGE, LLC $505,545,000 $566,500,000 12.1% 1.9%
BROKER SOLUTIONS, INC. $456,850,000 $508,065,000 11.2% 1.7%
Prosperity Home Mortgage, LLC $463,780,000 $496,280,000 7.0% 1.6%
The Huntington National Bank $357,345,000 $486,585,000 36.2% 1.6%
Wells Fargo Bank $599,135,000 $475,070,000 -20.7% 1.6%
Alerus Financial $566,950,000 $466,955,000 -17.6% 1.5%
American Mortgage & Equity Consultants, Inc. $401,470,000 $464,140,000 15.6% 1.5%
PENNYMAC LOAN SERVICES, LLC $330,050,000 $445,720,000 35.0% 1.5%
Royal Credit Union $388,825,000 $441,675,000 13.6% 1.5%
WINGS FINANCIAL $522,625,000 $418,470,000 -19.9% 1.4%
Bremer Bank $513,290,000 $411,920,000 -19.7% 1.4%
Tradition Mortgage, LLC $296,475,000 $366,065,000 23.5% 1.2%
JPMorgan Chase Bank $191,950,000 $352,950,000 83.9% 1.2%
AFFINITY PLUS $307,590,000 $337,220,000 9.6% 1.1%
GUARANTEED RATE, INC. $322,510,000 $330,800,000 2.6% 1.1%
DHI MORTGAGE COMPANY, LTD. $266,360,000 $327,905,000 23.1% 1.1%
LOANDEPOT.COM, LLC $381,990,000 $297,425,000 -22.1% 1.0%
SPIRE Credit Union $170,310,000 $276,735,000 62.5% 0.9%
COLLIERS MORTGAGE LLC $257,560,000 n/a 0.9%
Mortgage Research Center, LLC $203,605,000 $256,980,000 26.2% 0.9%
NEWREZ LLC $125,885,000 $255,295,000 102.8% 0.8%
Old National Bank $347,905,000 $253,430,000 -27.2% 0.8%
GUARANTEED RATE AFFINITY, LLC $260,345,000 $244,665,000 -6.0% 0.8%
EVERETT FINANCIAL, INC. $203,580,000 $244,365,000 20.0% 0.8%
Merchants Bank $302,725,000 $222,710,000 -26.4% 0.7%
Associated Bank $156,985,000 $221,710,000 41.2% 0.7%
NORTHMARQ CAPITAL FINANCE, L.L.C. $217,385,000 n/a 0.7%
M/I FINANCIAL, LLC $137,650,000 $209,580,000 52.3% 0.7%
Frandsen Bank & Trust $205,705,000 $199,290,000 -3.1% 0.7%
JONES LANG LASALLE MULTIFAMILY, LLC $262,905,000 $197,565,000 -24.9% 0.7%
Flagstar Bank, FSB $156,360,000 $189,615,000 21.3% 0.6%
Summit Mortgage Corporation $215,675,000 $188,475,000 -12.6% 0.6%
FREEDOM MORTGAGE CORPORATION $78,410,000 $188,195,000 140.0% 0.6%
Sunrise Banks $76,915,000 $181,590,000 136.1% 0.6%
GUILD MORTGAGE COMPANY $22,465,000 $181,365,000 707.3% 0.6%
PLAZA HOME MORTGAGE, INC. $88,965,000 $179,895,000 102.2% 0.6%
PULTE MORTGAGE LLC $152,125,000 $170,920,000 12.4% 0.6%
Granite Community Bank $167,610,000 n/a 0.6%
CMG MORTGAGE, INC. $128,500,000 $164,350,000 27.9% 0.5%
Think Mutual Bank $143,890,000 $161,740,000 12.4% 0.5%
CENTRAL MINNESOTA Credit Union $112,550,000 $161,340,000 43.3% 0.5%
MOVEMENT MORTGAGE, LLC $170,475,000 $157,020,000 -7.9% 0.5%
Bridgewater Bank $130,670,000 $156,360,000 19.7% 0.5%
North Shore Bank of Commerce $139,800,000 $154,885,000 10.8% 0.5%
BAY EQUITY LLC $193,470,000 $140,580,000 -27.3% 0.5%
Deerwood Bank $126,515,000 $139,335,000 10.1% 0.5%
The Northwestern Mutual Life Insurance Company $137,515,000 n/a 0.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $106,865,000 $133,705,000 25.1% 0.4%
Plains Commerce Bank $72,570,000 $131,460,000 81.1% 0.4%
Gate City Bank $112,220,000 $129,370,000 15.3% 0.4%
Servion, Inc. $125,880,000 $122,965,000 -2.3% 0.4%
Bank of America $145,215,000 $121,980,000 -16.0% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $155,540,000 $119,155,000 -23.4% 0.4%
Cambria Financial Group, LLC $103,755,000 $115,755,000 11.6% 0.4%
Minnwest Bank $151,355,000 $112,710,000 -25.5% 0.4%
BERKADIA COMMERCIAL MORTGAGE LLC $111,460,000 $110,530,000 -0.8% 0.4%
CARDINAL FINANCIAL $116,990,000 $108,360,000 -7.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $84,740,000 $106,390,000 25.5% 0.4%
BMO Harris Bank $97,390,000 $106,210,000 9.1% 0.4%
Baxter Credit Union $74,095,000 $105,150,000 41.9% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $102,825,000 $104,230,000 1.4% 0.3%
COMPEER FINANCIAL, FLCA $69,780,000 $100,765,000 44.4% 0.3%
PNC Bank $79,140,000 $100,355,000 26.8% 0.3%
NAVY FEDERAL CREDIT UNION $76,340,000 $98,385,000 28.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $75,465,000 $97,885,000 29.7% 0.3%
SWBC MORTGAGE CORPORATION $59,235,000 $97,855,000 65.2% 0.3%
TOPLINE FEDERAL CREDIT UNION $92,875,000 $94,995,000 2.3% 0.3%
UNION HOME MORTGAGE CORP. $24,480,000 $94,315,000 285.3% 0.3%
Barrington Bank & Trust Company, N.A. $75,630,000 $92,725,000 22.6% 0.3%
WALKER & DUNLOP, LLC $69,770,000 $87,870,000 25.9% 0.3%
ALTRA $93,060,000 $86,050,000 -7.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $44,615,000 $85,530,000 91.7% 0.3%
Community Bank Mankato $31,075,000 $76,170,000 145.1% 0.3%
Morgan Stanley Private Bank $61,195,000 $76,155,000 24.4% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $68,860,000 $75,345,000 9.4% 0.2%
VERIDIAN CREDIT UNION $34,470,000 $73,390,000 112.9% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $40,845,000 $73,360,000 79.6% 0.2%
HomeTown Bank $46,700,000 $68,625,000 46.9% 0.2%
USAA Federal Savings Bank $60,360,000 $68,280,000 13.1% 0.2%
IDEAL $57,190,000 $68,165,000 19.2% 0.2%
Liberty Bank Minnesota $60,515,000 $67,170,000 11.0% 0.2%
MEGASTAR FINANCIAL CORP. $75,100,000 $66,285,000 -11.7% 0.2%
NexBank $14,555,000 $66,010,000 353.5% 0.2%
First Western Bank & Trust $70,340,000 $61,165,000 -13.0% 0.2%
GREYSTONE SERVICING COMPANY LLC $184,945,000 $60,020,000 -67.5% 0.2%
First Bank & Trust $122,790,000 $58,885,000 -52.0% 0.2%
Merchants Bank of Indiana $22,460,000 $58,810,000 161.8% 0.2%
MAYO EMPLOYEES FEDERAL CREDIT UNION $38,380,000 $58,130,000 51.5% 0.2%
RiverWood Bank $50,570,000 $57,250,000 13.2% 0.2%
Sherburne State Bank $37,860,000 $57,095,000 50.8% 0.2%
Century Mortgage Company DBA Century Lending Company $45,950,000 $55,175,000 20.1% 0.2%
First Federal Bank $34,270,000 $54,975,000 60.4% 0.2%
ST. CLOUD FINANCIAL $43,310,000 $53,220,000 22.9% 0.2%
MEMBERS COOPERATIVE $68,100,000 $53,110,000 -22.0% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,650,000 $52,835,000 396.1% 0.2%
Park State Bank $38,930,000 $52,700,000 35.4% 0.2%
First International Bank & Trust $49,285,000 $50,160,000 1.8% 0.2%
Security Bank & Trust Company $8,250,000 $49,820,000 503.9% 0.2%
Paramount Residential Mortgage Group, Inc. $45,725,000 $49,395,000 8.0% 0.2%
Discover Bank $39,915,000 $48,080,000 20.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $50,400,000 $47,960,000 -4.8% 0.2%
Midwest Bank $33,595,000 $47,810,000 42.3% 0.2%
National Bank of Commerce $87,840,000 $47,455,000 -46.0% 0.2%
CORTRUST MORTGAGE, INC. $33,025,000 $46,775,000 41.6% 0.2%
Nations Lending Corporation $38,170,000 $46,765,000 22.5% 0.2%
Prudential Huntoon Paige Associates, LLC $46,460,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $41,420,000 $43,510,000 5.0% 0.1%
Northview Bank $42,285,000 $42,080,000 -0.5% 0.1%
SOUTHPOINT FINANCIAL $33,555,000 $41,430,000 23.5% 0.1%
NBKC BANK $32,765,000 $40,945,000 25.0% 0.1%
Highland Bank $42,180,000 $40,340,000 -4.4% 0.1%
Foresight Bank $36,640,000 $39,375,000 7.5% 0.1%
LENDINGHOME FUNDING CORPORATION $13,460,000 $39,065,000 190.2% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $27,015,000 $38,960,000 44.2% 0.1%
Waterstone Mortgage Corporation $27,395,000 $38,560,000 40.8% 0.1%
MidWestOne Bank $67,205,000 $38,485,000 -42.7% 0.1%
Arbor Realty Trust, Inc. $18,355,000 $38,000,000 107.0% 0.1%
UIF CORPORATION $32,340,000 $37,825,000 17.0% 0.1%
Coulee Bank $34,545,000 $37,095,000 7.4% 0.1%
Barings Multifamily Capital $1,485,000 $35,770,000 2,308.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $16,415,000 $35,505,000 116.3% 0.1%
Ixonia Bank $72,615,000 $35,385,000 -51.3% 0.1%
HOMESIDE FINANCIAL, LLC $7,315,000 $35,235,000 381.7% 0.1%
ZILLOW HOME LOANS, LLC $22,285,000 $35,135,000 57.7% 0.1%
American Heritage National Bank $36,365,000 $34,855,000 -4.2% 0.1%
Pioneer Bank $23,055,000 $34,205,000 48.4% 0.1%
Florida Capital Bank $12,595,000 $34,065,000 170.5% 0.1%
UBS Bank USA $33,520,000 $33,060,000 -1.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $17,215,000 $32,620,000 89.5% 0.1%
Union State Bank of Fargo $30,415,000 $32,595,000 7.2% 0.1%
Figure Lending LLC $22,280,000 $30,970,000 39.0% 0.1%
American National Bank of Minnesota $28,290,000 $30,675,000 8.4% 0.1%
Dacotah Bank $5,525,000 $29,330,000 430.9% 0.1%
First Resource Bank $20,665,000 $29,180,000 41.2% 0.1%
PREMIER LENDING, INC. $29,040,000 n/a 0.1%
First National Bank of Omaha $41,305,000 $28,995,000 -29.8% 0.1%
Citizens Bank $58,760,000 $28,700,000 -51.2% 0.1%
Cornerstone Bank $1,920,000 $28,005,000 1,358.6% 0.1%
Equity Prime Mortgage LLC $9,995,000 $27,735,000 177.5% 0.1%
Carrington Mortgage Services, LLC $18,900,000 $27,635,000 46.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $17,980,000 $27,545,000 53.2% 0.1%
American Federal Bank $30,845,000 $26,780,000 -13.2% 0.1%
Texas Capital Bank $26,655,000 n/a 0.1%
BankVista $45,245,000 $26,360,000 -41.7% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $16,455,000 $25,450,000 54.7% 0.1%
Minnesota National Bank $18,840,000 $25,285,000 34.2% 0.1%
Choice Financial Group $59,465,000 $25,055,000 -57.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $44,825,000 $25,025,000 -44.2% 0.1%
Lake Elmo Bank $22,750,000 $25,025,000 10.0% 0.1%
VILLAGE CAPITAL MORTGAGE $6,900,000 $24,940,000 261.4% 0.1%
Vermillion State Bank $30,930,000 $24,570,000 -20.6% 0.1%
Citizens Community Federal $18,575,000 $24,420,000 31.5% 0.1%
CITY-COUNTY CREDIT UNION $32,165,000 $23,790,000 -26.0% 0.1%
The Federal Savings Bank $21,230,000 $23,650,000 11.4% 0.1%
North Shore Federal Credit Union $27,325,000 $23,480,000 -14.1% 0.1%
CIBC Bank USA $23,430,000 n/a 0.1%
The Loan Store, Inc. $5,440,000 $23,285,000 328.0% 0.1%
Falcon National Bank $49,820,000 $23,245,000 -53.3% 0.1%
NEW DAY FINANCIAL, LLC $17,855,000 $23,190,000 29.9% 0.1%
First State Bank and Trust $19,625,000 $22,840,000 16.4% 0.1%
GSF Mortgage Corporation $11,080,000 $22,815,000 105.9% 0.1%
Regent Financial Group, Inc. $16,325,000 $22,505,000 37.9% 0.1%
Community Resource Bank $20,900,000 $22,330,000 6.8% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $5,095,000 $21,850,000 328.9% 0.1%
Charles Schwab Bank, SSB $21,925,000 $21,835,000 -0.4% 0.1%
DEEPHAVEN MORTGAGE LLC $9,045,000 $21,755,000 140.5% 0.1%
TOWN AND COUNTRY Credit Union $21,855,000 $21,570,000 -1.3% 0.1%
AgCountry Farm Credit Services, FLCA $16,105,000 $21,260,000 32.0% 0.1%
21ST MORTGAGE CORPORATION $16,960,000 $21,205,000 25.0% 0.1%
Merchants Capital Corp. $13,295,000 $21,050,000 58.3% 0.1%
Peoples State Bank of Plainview $20,435,000 $20,975,000 2.6% 0.1%
AXIA FINANCIAL, LLC $30,070,000 $20,935,000 -30.4% 0.1%
Home Mortgage Alliance Corp $20,805,000 n/a 0.1%
Minnesota Valley Federal Credit Union $19,570,000 $20,675,000 5.6% 0.1%
TOWNE MORTGAGE COMPANY $13,535,000 $20,215,000 49.4% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $26,585,000 $20,130,000 -24.3% 0.1%
Sentry Bank $20,600,000 $20,095,000 -2.5% 0.1%
Bank Midwest $30,315,000 $20,065,000 -33.8% 0.1%
PLANET HOME LENDING, LLC $12,610,000 $20,005,000 58.6% 0.1%
GUIDANCE RESIDENTIAL, LLC $16,370,000 $19,745,000 20.6% 0.1%
READYCAP COMMERCIAL, LLC $3,965,000 $19,670,000 396.1% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $15,940,000 $19,500,000 22.3% 0.1%
Platinum Bank $15,915,000 $19,300,000 21.3% 0.1%
VALLEY MORTGAGE, INC. $14,835,000 $19,240,000 29.7% 0.1%
Coastal Community Bank $11,750,000 $19,105,000 62.6% 0.1%
Cornerstone State Bank $14,945,000 $18,925,000 26.6% 0.1%
FIRST COMMUNITY CREDIT UNION $15,470,000 $18,925,000 22.3% 0.1%
CorTrust Bank $19,760,000 $18,830,000 -4.7% 0.1%
GENISYS $15,045,000 $18,525,000 23.1% 0.1%
Citizens Bank Minnesota $32,565,000 $18,440,000 -43.4% 0.1%
21st Century Bank $18,965,000 $18,150,000 -4.3% 0.1%
Alliance Bank $15,790,000 $18,135,000 14.9% 0.1%
Ally Bank $14,835,000 $18,070,000 21.8% 0.1%
Kensington Bank $14,550,000 $18,035,000 24.0% 0.1%
BETTER MORTGAGE CORPORATION $21,715,000 $17,460,000 -19.6% 0.1%
Security State Bank of Marine $20,540,000 $17,120,000 -16.7% 0.1%
The State Bank of Faribault $16,080,000 $16,925,000 5.3% 0.1%
Bank Forward $74,380,000 $16,825,000 -77.4% 0.1%
Citibank $24,140,000 $16,310,000 -32.4% 0.1%
MINNCO CREDIT UNION $17,450,000 $16,215,000 -7.1% 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $10,365,000 $16,110,000 55.4% 0.1%
Heritage Bank $23,925,000 $15,975,000 -33.2% 0.1%
Dollar Bank, Federal Savings Bank $13,890,000 $15,380,000 10.7% 0.1%
OCMBC, INC. $3,960,000 $15,355,000 287.8% 0.1%
PREMIA MORTGAGE, LLC $14,230,000 $15,335,000 7.8% 0.1%
Premier Bank $530,000 $15,315,000 2,789.6% 0.1%
Star Bank $9,670,000 $15,090,000 56.0% 0.0%
Drake Bank $7,605,000 $14,790,000 94.5% 0.0%
BERKELEY POINT CAPITAL LLC $14,285,000 n/a 0.0%
Johnson Bank $2,435,000 $14,245,000 485.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $10,655,000 $14,110,000 32.4% 0.0%
Castle Rock Bank $7,355,000 $14,035,000 90.8% 0.0%
First Alliance Credit Union $12,145,000 $13,915,000 14.6% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,325,000 $13,870,000 946.8% 0.0%
Profinium Inc. $13,040,000 $13,620,000 4.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,090,000 $13,525,000 1,140.8% 0.0%
Stifel Bank and Trust $14,220,000 $13,220,000 -7.0% 0.0%
CENTRICITY Credit Union $12,615,000 $13,105,000 3.9% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $13,585,000 $12,940,000 -4.7% 0.0%
Anoka Hennepin Credit Union $17,905,000 $12,790,000 -28.6% 0.0%
SIRVA MORTGAGE, INC. $9,740,000 $12,725,000 30.6% 0.0%
First National Bank Minnesota $8,915,000 $12,675,000 42.2% 0.0%
The Bank of Elk River $25,035,000 $12,475,000 -50.2% 0.0%
The Miners National Bank of Eveleth $13,170,000 $12,375,000 -6.0% 0.0%
SHAREPOINT CREDIT UNION $13,140,000 $12,185,000 -7.3% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $8,670,000 $12,155,000 40.2% 0.0%
GREENSTATE CREDIT UNION $4,175,000 $11,875,000 184.4% 0.0%
FNB Moose Lake $9,830,000 $11,720,000 19.2% 0.0%
Neighborhood National Bank $9,205,000 $11,630,000 26.3% 0.0%
State Bank Financial $2,035,000 $11,615,000 470.8% 0.0%
PENTAGON FEDERAL CREDIT UNION $17,040,000 $11,610,000 -31.9% 0.0%
F & M Community Bank $19,815,000 $11,580,000 -41.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $10,185,000 $11,555,000 13.5% 0.0%
The First National Bank of Le Center $7,995,000 $11,525,000 44.2% 0.0%
Bethpage Federal Credit Union $6,005,000 $11,450,000 90.7% 0.0%
WNB Financial, N.A. $18,930,000 $11,390,000 -39.8% 0.0%
Northpointe Bank $19,160,000 $11,335,000 -40.8% 0.0%
Lake Central Bank $10,510,000 $11,195,000 6.5% 0.0%
PHH Mortgage Corporation $5,855,000 $11,020,000 88.2% 0.0%
American National Bank $13,290,000 $11,010,000 -17.2% 0.0%
Sterling State Bank $11,045,000 $10,980,000 -0.6% 0.0%
NOVATION CREDIT UNION $6,080,000 $10,870,000 78.8% 0.0%
Hiawatha National Bank $10,550,000 $10,525,000 -0.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $10,575,000 $10,520,000 -0.5% 0.0%
WaterStone Bank, SSB $845,000 $10,465,000 1,138.5% 0.0%
GATEWAY BANK $14,560,000 $10,375,000 -28.7% 0.0%
University of Wisconsin Credit Union $9,290,000 $10,375,000 11.7% 0.0%
PLUS RELOCATION MORTGAGE, LLC $4,715,000 $10,370,000 119.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $13,310,000 $10,345,000 -22.3% 0.0%
Manufacturers Bank & Trust Company $9,125,000 $10,340,000 13.3% 0.0%
867 $1,870,000 $10,320,000 451.9% 0.0%
MID AMERICA MORTGAGE, INC. $16,245,000 $10,270,000 -36.8% 0.0%
Lakeview Bank $14,505,000 $10,160,000 -30.0% 0.0%
Citadel Servicing Corporation $15,365,000 $10,105,000 -34.2% 0.0%
First Farmers & Merchans Bank $2,270,000 $9,800,000 331.7% 0.0%
SUPERIOR CHOICE $11,310,000 $9,800,000 -13.4% 0.0%
Connexus Credit Union $8,740,000 $9,735,000 11.4% 0.0%
Truist $12,775,000 $9,725,000 -23.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $8,860,000 $9,670,000 9.1% 0.0%
WESTconsin Credit Union $9,135,000 $9,660,000 5.7% 0.0%
MinnStar Bank N.A. $11,975,000 $9,535,000 -20.4% 0.0%
Northeast Bank $9,575,000 $9,520,000 -0.6% 0.0%
S1L, Inc. $770,000 $9,510,000 1,135.1% 0.0%
AMERICAN FINANCING CORPORATION $3,710,000 $9,340,000 151.8% 0.0%
Armed Forces Bank $9,940,000 $9,295,000 -6.5% 0.0%
GENEVA FINANCIAL, LLC $1,260,000 $9,290,000 637.3% 0.0%
Citizens Alliance Bank $27,685,000 $9,235,000 -66.6% 0.0%
Harbor Pointe Credit Union $11,105,000 $9,195,000 -17.2% 0.0%
Pinnacle Bank $595,000 $9,165,000 1,440.3% 0.0%
ALLIANT CREDIT UNION $6,985,000 $9,040,000 29.4% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $19,065,000 $9,010,000 -52.7% 0.0%
THRIVENT Federal Credit Union $14,925,000 $8,930,000 -40.2% 0.0%
United Valley Bank $7,660,000 $8,745,000 14.2% 0.0%
Loan Simple, Inc. $565,000 $8,690,000 1,438.1% 0.0%
Center National Bank $8,080,000 $8,500,000 5.2% 0.0%
BankCherokee $11,765,000 $8,475,000 -28.0% 0.0%
MY Credit Union $12,150,000 $8,440,000 -30.5% 0.0%
Devon Bank $8,315,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,245,000 $8,180,000 557.0% 0.0%
ROYAL UNITED MORTGAGE LLC $6,360,000 $8,165,000 28.4% 0.0%
V.I.P. MORTGAGE, INC. $9,920,000 $8,115,000 -18.2% 0.0%
Heartland Credit Union $8,170,000 $8,065,000 -1.3% 0.0%
First National Bank of Milaca $10,055,000 $8,055,000 -19.9% 0.0%
Commerce Home Mortgage, Inc. $8,115,000 $8,045,000 -0.9% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,365,000 $8,000,000 25.7% 0.0%
NORTHWOODS $6,050,000 $7,780,000 28.6% 0.0%
NEXERA HOLDING LLC $2,085,000 $7,765,000 272.4% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,165,000 $7,760,000 566.1% 0.0%
American Bank Center $655,000 $7,755,000 1,084.0% 0.0%
Eitzen State Bank $4,865,000 $7,720,000 58.7% 0.0%
NORTH STAR CREDIT UNION $3,760,000 $7,615,000 102.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,735,000 $7,570,000 59.9% 0.0%
CANOPY MORTGAGE, LLC $1,280,000 $7,500,000 485.9% 0.0%
LOANPAL, LLC $5,175,000 $7,490,000 44.7% 0.0%
AmeriHome Mortgage Company, LLC $2,075,000 $7,435,000 258.3% 0.0%
First Independence Bank $1,080,000 $7,435,000 588.4% 0.0%
Freeport State Bank $6,400,000 $7,410,000 15.8% 0.0%
First National Bank $4,640,000 $7,320,000 57.8% 0.0%
First National Bank Bagley $5,790,000 $7,185,000 24.1% 0.0%
TOP FLITE FINANCIAL, INC. $4,985,000 $7,065,000 41.7% 0.0%
GREAT RIVER FEDERAL CREDIT UNION $3,910,000 $7,020,000 79.5% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $680,000 $6,985,000 927.2% 0.0%
St. Paul Federal Credit Union $8,315,000 $6,935,000 -16.6% 0.0%
Lakeview Community Capital, LLC $895,000 $6,890,000 669.8% 0.0%
Farmers Bank & Trust $7,740,000 $6,850,000 -11.5% 0.0%
BANKWEST, INC. $4,900,000 $6,810,000 39.0% 0.0%
CCM Finance, LLC $7,835,000 $6,805,000 -13.1% 0.0%
AMWEST FUNDING CORP. $4,560,000 $6,745,000 47.9% 0.0%
MORTGAGE ACCESS CORP. $4,280,000 $6,675,000 56.0% 0.0%
MARINE $5,230,000 $6,655,000 27.2% 0.0%
HOMESTEAD FUNDING CORP. $7,780,000 $6,520,000 -16.2% 0.0%
Associated Healthcare Credit Union $8,255,000 $6,495,000 -21.3% 0.0%
Raymond James Bank $7,850,000 $6,415,000 -18.3% 0.0%
First National Bank of Elk River $6,895,000 $6,260,000 -9.2% 0.0%
Regions Bank $1,555,000 $6,075,000 290.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,090,000 $5,950,000 -2.3% 0.0%
Western State Bank $9,315,000 $5,940,000 -36.2% 0.0%
SPRING EQ, LLC $1,550,000 $5,925,000 282.3% 0.0%
Goldwater Bank, N.A. $59,540,000 $5,875,000 -90.1% 0.0%
Great Southern Bank $9,125,000 $5,830,000 -36.1% 0.0%
Nicolet National Bank $8,050,000 $5,785,000 -28.1% 0.0%
First State Bank of Wyoming $3,710,000 $5,595,000 50.8% 0.0%
Farmers & Merchants Savings Bank $6,885,000 $5,555,000 -19.3% 0.0%
Deere Employees Credit Union $7,090,000 $5,530,000 -22.0% 0.0%
Woodlands National Bank $6,020,000 $5,520,000 -8.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $2,170,000 $5,460,000 151.6% 0.0%
ALAMEDA MORTGAGE CORPORATION $5,690,000 $5,370,000 -5.6% 0.0%
Two Harbors Federal Credit Union $4,810,000 $5,255,000 9.3% 0.0%
The First National Bank of River Falls $3,365,000 $5,180,000 53.9% 0.0%
MILEND, INC. $5,590,000 $5,105,000 -8.7% 0.0%
BUILDING TRADES FEDERAL CREDIT UNION $3,775,000 $5,050,000 33.8% 0.0%
Bonanza Valley State Bank $2,610,000 $5,000,000 91.6% 0.0%
Magnolia Bank $2,700,000 $4,930,000 82.6% 0.0%
Citizens Independent Bank $9,965,000 $4,870,000 -51.1% 0.0%
ONB Bank $20,000,000 $4,860,000 -75.7% 0.0%
RF Renovo Management Company, LLC $4,830,000 n/a 0.0%
First Dakota National Bank $3,625,000 $4,715,000 30.1% 0.0%
Academy Bank $5,730,000 $4,710,000 -17.8% 0.0%
First National Community Bank $3,045,000 $4,680,000 53.7% 0.0%
LEADERONE FINANCIAL CORPORATION $10,065,000 $4,640,000 -53.9% 0.0%
First National Bank of America $4,485,000 $4,575,000 2.0% 0.0%
CAPITAL CREDIT UNION $6,390,000 $4,550,000 -28.8% 0.0%
RBC Bank, (Georgia) $2,170,000 $4,495,000 107.1% 0.0%
South Story Bank & Trust $6,665,000 $4,495,000 -32.6% 0.0%
Bank Five Nine $2,345,000 $4,480,000 91.0% 0.0%
First PREMIER Bank $3,815,000 $4,470,000 17.2% 0.0%
MICHIGAN MUTUAL, INC. $1,010,000 $4,435,000 339.1% 0.0%
Goldman Sachs Bank USA $3,760,000 $4,430,000 17.8% 0.0%
First State Bank of Le Center $5,915,000 $4,390,000 -25.8% 0.0%
Arbor Bank $1,370,000 $4,385,000 220.1% 0.0%
Summit Credit Union $7,760,000 $4,340,000 -44.1% 0.0%
M&T Bank $4,455,000 $4,300,000 -3.5% 0.0%
The Greenwood's State Bank $2,890,000 $4,270,000 47.8% 0.0%
LENDSURE MORTGAGE CORP. $3,830,000 $4,260,000 11.2% 0.0%
Strong Home Mortgage, LLC $2,415,000 $4,260,000 76.4% 0.0%
First Interstate Bank $4,925,000 $4,120,000 -16.3% 0.0%
The Central Trust Bank $6,605,000 $4,035,000 -38.9% 0.0%
First Savings Bank $80,000 $3,810,000 4,662.5% 0.0%
MEMBER FIRST MORTGAGE, LLC $3,740,000 n/a 0.0%
AMERICAN FIRST $3,725,000 n/a 0.0%
North American Savings Bank, F.S.B. $5,765,000 $3,700,000 -35.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $3,055,000 $3,665,000 20.0% 0.0%
Northwest Bank $7,360,000 $3,635,000 -50.6% 0.0%
NMSI, INC. $1,070,000 $3,550,000 231.8% 0.0%
MLD MORTGAGE INC. $3,535,000 n/a 0.0%
ENVOY MORTGAGE, LTD $8,525,000 $3,495,000 -59.0% 0.0%
Bank of England $31,070,000 $3,445,000 -88.9% 0.0%
JMAC LENDING, INC. $1,890,000 $3,405,000 80.2% 0.0%
ALLIED MORTGAGE GROUP, INC. $870,000 $3,390,000 289.7% 0.0%
RCN Capital, LLC $1,810,000 $3,320,000 83.4% 0.0%
Flanagan State Bank $1,465,000 $3,290,000 124.6% 0.0%
First State Bank $435,000 $3,285,000 655.2% 0.0%
North American Banking Company $14,325,000 $3,270,000 -77.2% 0.0%
Valley Premier Bank $4,210,000 $3,235,000 -23.2% 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $1,530,000 $3,195,000 108.8% 0.0%
Northwestern Bank, NA $10,070,000 $3,190,000 -68.3% 0.0%
LADERA LENDING, INC. $3,175,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $4,290,000 $3,140,000 -26.8% 0.0%
Lake Forest Bank & Trust $3,120,000 n/a 0.0%
Arvest Bank $1,035,000 $3,075,000 197.1% 0.0%
VISIONBank $4,915,000 $3,055,000 -37.8% 0.0%
South Metro Federal Credit Union $4,550,000 $3,025,000 -33.5% 0.0%
DUPACO COMMUNITY $2,460,000 $3,005,000 22.2% 0.0%
DIGITAL Federal Credit Union $10,730,000 $2,970,000 -72.3% 0.0%
Northern State Bank of Virginia $5,420,000 $2,935,000 -45.8% 0.0%
Fifth Third Bank $3,190,000 $2,920,000 -8.5% 0.0%
EMM LOANS LLC $4,435,000 $2,775,000 -37.4% 0.0%
Kirkwood Bank & Trust Co. $2,515,000 $2,775,000 10.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $3,390,000 $2,715,000 -19.9% 0.0%
The Northern Trust Company $3,415,000 $2,690,000 -21.2% 0.0%
Tradition Capital Bank $96,355,000 $2,690,000 -97.2% 0.0%
SMW Financial Credit Union $2,145,000 $2,655,000 23.8% 0.0%
ADVANCIAL $2,650,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $985,000 $2,620,000 166.0% 0.0%
Bank of Springfield $2,560,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $125,000 $2,560,000 1,948.0% 0.0%
Superior Savings Bank $1,070,000 $2,515,000 135.0% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $945,000 $2,510,000 165.6% 0.0%
The Lincoln National Life Insurance Company $2,505,000 n/a 0.0%
Unity Bank $4,125,000 $2,505,000 -39.3% 0.0%
West Bank $30,685,000 $2,440,000 -92.0% 0.0%
FIRST TECHNOLOGY $645,000 $2,420,000 275.2% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $55,000 $2,415,000 4,290.9% 0.0%
Texana Bank $2,410,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $2,915,000 $2,375,000 -18.5% 0.0%
First Horizon Bank $1,760,000 $2,315,000 31.5% 0.0%
Quad City Bank and Trust Company $575,000 $2,300,000 300.0% 0.0%
First Bank $485,000 $2,270,000 368.0% 0.0%
Hometown Equity Mortgage, LLC $675,000 $2,255,000 234.1% 0.0%
American Bank & Trust $3,470,000 $2,225,000 -35.9% 0.0%
ARC HOME LLC $330,000 $2,215,000 571.2% 0.0%
First State Bank of Sauk Centre $2,190,000 n/a 0.0%
Security Savings Bank $1,815,000 $2,175,000 19.8% 0.0%
BAY-VALLEY MORTGAGE GROUP $680,000 $2,165,000 218.4% 0.0%
Leader Bank $1,920,000 $2,165,000 12.8% 0.0%
SFMC, LP $2,160,000 n/a 0.0%
ASHLAND Credit Union $2,665,000 $2,155,000 -19.1% 0.0%
First-Citizens Bank & Trust Company $1,015,000 $2,120,000 108.9% 0.0%
ONY GLO, INC. $805,000 $2,115,000 162.7% 0.0%
West Gate Bank $1,075,000 $2,070,000 92.6% 0.0%
CITIZENS EQUITY FIRST $1,340,000 $2,050,000 53.0% 0.0%
OAKTREE FUNDING CORP. $195,000 $2,015,000 933.3% 0.0%
Paramount Bank $1,040,000 $2,010,000 93.3% 0.0%
East Wisconsin Savings Bank $285,000 $2,005,000 603.5% 0.0%
Central Bank $2,630,000 $1,990,000 -24.3% 0.0%
NFM, INC. $1,485,000 $1,985,000 33.7% 0.0%
Ameris Bank $2,740,000 $1,950,000 -28.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,315,000 $1,930,000 46.8% 0.0%
Midwest Heritage Bank FSB $435,000 $1,925,000 342.5% 0.0%
Wintrust Bank, N.A. $2,115,000 $1,880,000 -11.1% 0.0%
IncredibleBank $55,000 $1,825,000 3,218.2% 0.0%
Integrity Home Mortgage Corp $1,825,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $580,000 $1,800,000 210.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $145,000 $1,750,000 1,106.9% 0.0%
MORTGAGEONE, INC. $1,265,000 $1,730,000 36.8% 0.0%
Quontic Bank $1,235,000 $1,730,000 40.1% 0.0%
First Farmers & Merchants National Bank $1,725,000 n/a 0.0%
General Mortgage Capital Corporation $1,665,000 n/a 0.0%
GoPrime Mortgage, Inc. $1,655,000 n/a 0.0%
Harvest Bank $2,315,000 $1,625,000 -29.8% 0.0%
Lincoln Savings Bank $415,000 $1,600,000 285.5% 0.0%
Community First National Bank $670,000 $1,590,000 137.3% 0.0%
The First National Bank in Sioux Falls $3,170,000 $1,585,000 -50.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $440,000 $1,580,000 259.1% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $1,575,000 n/a 0.0%
Starion Bank $1,510,000 $1,545,000 2.3% 0.0%
UNITED $305,000 $1,540,000 404.9% 0.0%
LENDINGONE, LLC $800,000 $1,525,000 90.6% 0.0%
Pine River State Bank $3,670,000 $1,520,000 -58.6% 0.0%
COMPASS MORTGAGE, INC. $7,040,000 $1,515,000 -78.5% 0.0%
Bank $1,010,000 $1,510,000 49.5% 0.0%
American State Bank $1,855,000 $1,490,000 -19.7% 0.0%
NP, Inc. $1,725,000 $1,485,000 -13.9% 0.0%
Sunflower Bank $420,000 $1,450,000 245.2% 0.0%
USAlliance Federal Credit Union $3,530,000 $1,450,000 -58.9% 0.0%
STAR ONE CREDIT UNION $660,000 $1,435,000 117.4% 0.0%
OPEN MORTGAGE, LLC $1,540,000 $1,425,000 -7.5% 0.0%
SUMMIT FUNDING, INC. $3,465,000 $1,420,000 -59.0% 0.0%
LAKE MICHIGAN CREDIT UNION $1,380,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $1,610,000 $1,340,000 -16.8% 0.0%
CONTOUR MORTGAGE CORPORATION $670,000 $1,335,000 99.3% 0.0%
American Airlines Federal Credit Union $1,515,000 $1,300,000 -14.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,405,000 $1,285,000 -8.5% 0.0%
LIMA ONE CAPITAL, LLC $7,000,000 $1,275,000 -81.8% 0.0%
JMJ FINANCIAL GROUP $365,000 $1,265,000 246.6% 0.0%
Wheaton Bank & Trust $405,000 $1,255,000 209.9% 0.0%
GEORGIA'S OWN $445,000 $1,245,000 179.8% 0.0%
CO-OP Credit Union $670,000 $1,230,000 83.6% 0.0%
Peoples Bank $215,000 $1,225,000 469.8% 0.0%
First State Bank of St. Charles, Missouri $815,000 $1,220,000 49.7% 0.0%
AMERITRUST MORTGAGE CORPORATION $310,000 $1,205,000 288.7% 0.0%
Commerce Bank $1,965,000 $1,155,000 -41.2% 0.0%
Schaumburg Bank & Trust $1,145,000 n/a 0.0%
RESIDENTIAL BANCORP $1,600,000 $1,125,000 -29.7% 0.0%
St Charles Bank & Trust $1,125,000 n/a 0.0%
Reliabank Dakota $2,900,000 $1,110,000 -61.7% 0.0%
Independent Bank $725,000 $1,105,000 52.4% 0.0%
Libertyville Bank & Trust $1,105,000 n/a 0.0%
First United Bank and Trust Company $285,000 $1,090,000 282.5% 0.0%
The Dart Bank $455,000 $1,085,000 138.5% 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,075,000 n/a 0.0%
Bluff View Bank $2,265,000 $1,055,000 -53.4% 0.0%
Meridian Bank Corporation $1,050,000 n/a 0.0%
Renasant Bank $365,000 $1,050,000 187.7% 0.0%
Cornerstone First Mortgage, Inc $345,000 $1,045,000 202.9% 0.0%
Elements Financial Federal Credit Union $1,040,000 n/a 0.0%
Farmers & Merchants State Bank $7,500,000 $1,020,000 -86.4% 0.0%
Earlham Savings Bank $1,005,000 n/a 0.0%
DATA MORTGAGE, INC. $7,710,000 $995,000 -87.1% 0.0%
OCEANSIDE MORTGAGE COMPANY $595,000 $980,000 64.7% 0.0%
City National Bank $9,185,000 $955,000 -89.6% 0.0%
PURDUE FEDERAL CREDIT UNION $105,000 $945,000 800.0% 0.0%
THOMPSON KANE & COMPANY, LLC $1,540,000 $945,000 -38.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,345,000 $935,000 -30.5% 0.0%
BOKF $2,220,000 $915,000 -58.8% 0.0%
MidFirst Bank $670,000 $910,000 35.8% 0.0%
Northwest Federal Credit Union $225,000 $905,000 302.2% 0.0%
Peoples State Bank $905,000 n/a 0.0%
NBH Bank $895,000 n/a 0.0%
River Falls State Bank $575,000 $895,000 55.7% 0.0%
STANFORD Federal Credit Union $895,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $800,000 $870,000 8.8% 0.0%
SILVER HILL FUNDING, LLC $865,000 n/a 0.0%
GreenStone Farm Credit Services, FLCA $855,000 n/a 0.0%
United Nations Federal Credit Union $855,000 n/a 0.0%
Centier Bank $1,840,000 $840,000 -54.3% 0.0%
Security State Bank $840,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $1,165,000 $825,000 -29.2% 0.0%
Citizens State Bank of La Crosse $1,490,000 $810,000 -45.6% 0.0%
CNB Bank $1,250,000 $810,000 -35.2% 0.0%
SERVICE FIRST FEDERAL CREDIT UNION $505,000 $810,000 60.4% 0.0%
Service Federal Credit Union $480,000 $805,000 67.7% 0.0%
UNITED MORTGAGE CORP $800,000 n/a 0.0%
FBC MORTGAGE, LLC $155,000 $795,000 412.9% 0.0%
Farm Credit Mid-America, ACA $830,000 $785,000 -5.4% 0.0%
Toyota Financial Savings Bank $115,000 $780,000 578.3% 0.0%
CoVantage Credit Union $455,000 $770,000 69.2% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,000,000 $770,000 -23.0% 0.0%
MORIA DEVELOPMENT, INC. $255,000 $770,000 202.0% 0.0%
SeaTrust Mortgage Company $550,000 $770,000 40.0% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $605,000 $765,000 26.4% 0.0%
Forward Bank $765,000 n/a 0.0%
HomePromise Corporation $700,000 $765,000 9.3% 0.0%
The First National Bank of Ottawa $765,000 n/a 0.0%
T2 FINANCIAL LLC $530,000 $760,000 43.4% 0.0%
Capital Bank $605,000 $750,000 24.0% 0.0%
Northern State Bank $265,000 $725,000 173.6% 0.0%
CALCON MUTUAL MORTGAGE LLC $3,970,000 $720,000 -81.9% 0.0%
CORNERSTONE HOME LENDING, INC. $2,735,000 $720,000 -73.7% 0.0%
State Bank of the Lakes $715,000 n/a 0.0%
FAY SERVICING, LLC $470,000 $710,000 51.1% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $690,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,555,000 $685,000 -55.9% 0.0%
Village Bank & Trust $685,000 n/a 0.0%
Cedar Rapids Bank and Trust Company $680,000 n/a 0.0%
Mid-Continent Funding, Inc. $1,865,000 $675,000 -63.8% 0.0%
Union Bank and Trust Company $275,000 $670,000 143.6% 0.0%
VERVE, A CREDIT UNION $35,000 $665,000 1,800.0% 0.0%
Allied First Bank,sb $660,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,840,000 $650,000 -64.7% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $850,000 $645,000 -24.1% 0.0%
First Bank $485,000 $640,000 32.0% 0.0%
Blackhawk Bank & Trust $635,000 n/a 0.0%
EVANSVILLE TEACHERS $1,440,000 $630,000 -56.3% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $635,000 $630,000 -0.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $525,000 $620,000 18.1% 0.0%
First Merchants Bank $355,000 $620,000 74.6% 0.0%
University Bank $620,000 n/a 0.0%
River Bank $615,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $105,000 $610,000 481.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $460,000 $605,000 31.5% 0.0%
Amalgamated Bank $570,000 $600,000 5.3% 0.0%
Bank of Colorado $600,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $235,000 $600,000 155.3% 0.0%
BNY Mellon $12,025,000 $595,000 -95.1% 0.0%
ON Q FINANCIAL, INC. $430,000 $595,000 38.4% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $730,000 $590,000 -19.2% 0.0%
Country Club Bank $585,000 n/a 0.0%
Kearny Bank $585,000 n/a 0.0%
Byron Bank $575,000 n/a 0.0%
TOWER $520,000 $575,000 10.6% 0.0%
Chartwell Financial, LLC $225,000 $570,000 153.3% 0.0%
FM Home Loans, LLC $565,000 n/a 0.0%
COMMUNITYAMERICA $205,000 $560,000 173.2% 0.0%
DOMINION FINANCIAL SERVICES, LLC $845,000 $560,000 -33.7% 0.0%
Peoples Bank $215,000 $560,000 160.5% 0.0%
Axos Bank $495,000 $550,000 11.1% 0.0%
CHEVRON $1,135,000 $550,000 -51.5% 0.0%
ENCORE BANK $1,020,000 $545,000 -46.6% 0.0%
Luana Savings Bank $1,130,000 $545,000 -51.8% 0.0%
POINT Mortgage $540,000 n/a 0.0%
Brighton Bank $840,000 $530,000 -36.9% 0.0%
Independent Bank $725,000 $530,000 -26.9% 0.0%
Farmers State Bank of Alto Pass $520,000 n/a 0.0%
First American Bank $810,000 $520,000 -35.8% 0.0%
Premier Bank $530,000 $510,000 -3.8% 0.0%
Byline Bank $4,295,000 $505,000 -88.2% 0.0%
Fidelity Bank $130,000 $505,000 288.5% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $505,000 n/a 0.0%
HONDA Federal Credit Union $225,000 $500,000 122.2% 0.0%
DELMAR FINANCIAL COMPANY $650,000 $495,000 -23.8% 0.0%
Bank First, N.A. $400,000 $480,000 20.0% 0.0%
Bank of Wisconsin Dells $480,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $480,000 n/a 0.0%
Security First Bank of North Dakota $480,000 n/a 0.0%
TEACHERS $480,000 n/a 0.0%
SKYONE Federal Credit Union $385,000 $475,000 23.4% 0.0%
FineMark National Bank & Trust $465,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $465,000 n/a 0.0%
PROPER RATE, LLC $255,000 $465,000 82.4% 0.0%
Fortress Bank $1,175,000 $460,000 -60.9% 0.0%
Peoples Bank $215,000 $455,000 111.6% 0.0%
Atlantic Union Bank $440,000 n/a 0.0%
EASTMAN $75,000 $435,000 480.0% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $1,910,000 $430,000 -77.5% 0.0%
GOVERNMENTAL EMPLOYEES $520,000 $430,000 -17.3% 0.0%
Security Financial Bank $555,000 $430,000 -22.5% 0.0%
FOUR POINTS $425,000 n/a 0.0%
UNITED HOME LOANS, INC. $415,000 n/a 0.0%
Park Bank $45,000 $405,000 800.0% 0.0%
THE MORTGAGE LINK, INC. $405,000 n/a 0.0%
The Readlyn Savings Bank $385,000 n/a 0.0%
VOYAGE FEDERAL CREDIT UNION $65,000 $375,000 476.9% 0.0%
First Western Trust Bank $235,000 $370,000 57.4% 0.0%
CHARTER WEST BANK $365,000 n/a 0.0%
Gateway First Bank $910,000 $365,000 -59.9% 0.0%
GNB Bank $365,000 n/a 0.0%
The Peoples Community Bank $365,000 n/a 0.0%
GMFS LLC $360,000 n/a 0.0%
Bankers Trust Company $355,000 n/a 0.0%
Chicago Patrolmen's Federal Credit Union $355,000 n/a 0.0%
IAA Credit Union $355,000 n/a 0.0%
Jonah Bank of Wyoming $350,000 n/a 0.0%
TIB The Independent Bankersbank $350,000 n/a 0.0%
First Community Bank $345,000 n/a 0.0%
First Harrison Bank $335,000 n/a 0.0%
Glenwood State Bank $335,000 n/a 0.0%
Paragon Bank $335,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $330,000 n/a 0.0%
RANLIFE, INC. $330,000 n/a 0.0%
Frontier Bank $325,000 $325,000 0.0% 0.0%
ILLINOIS STATE CREDIT UNION $620,000 $325,000 -47.6% 0.0%
City Lending Inc. $320,000 n/a 0.0%
INTERCAP LENDING INC. $2,530,000 $315,000 -87.5% 0.0%
Prairie State Bank and Trust $315,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $470,000 $310,000 -34.0% 0.0%
Firefighters First Federal Credit Union $310,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $305,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $8,185,000 $295,000 -96.4% 0.0%
First Mid Bank & Trust $295,000 n/a 0.0%
WOODTRUST BANK $765,000 $295,000 -61.4% 0.0%
Dakota Community Bank & Trust $290,000 n/a 0.0%
Assurance Financial Group, L.L.C. $740,000 $285,000 -61.5% 0.0%
BECKAM FUNDING CORP. $285,000 n/a 0.0%
Citizens State Bank $355,000 $285,000 -19.7% 0.0%
Five Points Bank $285,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $205,000 $285,000 39.0% 0.0%
Abbott Laboratories Employees Credit Union $345,000 $275,000 -20.3% 0.0%
POLARIS HOME FUNDING CORP. $870,000 $275,000 -68.4% 0.0%
PremierBank $275,000 n/a 0.0%
Presidential Bank, FSB $275,000 n/a 0.0%
SIOUX FALLS $275,000 n/a 0.0%
South State Bank $275,000 n/a 0.0%
Truity Federal Credit Union $275,000 n/a 0.0%
Signature Federal Credit Union $1,370,000 $270,000 -80.3% 0.0%
Chippewa Valley Bank $650,000 $265,000 -59.2% 0.0%
FOX COMMUNITIES $265,000 n/a 0.0%
Logan Finance Corporation $205,000 $265,000 29.3% 0.0%
Security Bank $355,000 $265,000 -25.4% 0.0%
State Department Federal Credit Union $1,385,000 $265,000 -80.9% 0.0%
Watermark Capital, Inc. $315,000 $265,000 -15.9% 0.0%
Ardent Federal Credit Union $80,000 $255,000 218.8% 0.0%
Bay Bank $255,000 n/a 0.0%
BNC National Bank $5,615,000 $255,000 -95.5% 0.0%
Stride Bank $255,000 n/a 0.0%
The Bank of New Glarus $255,000 $255,000 0.0% 0.0%
American Bank of Oklahoma $435,000 $245,000 -43.7% 0.0%
First Central Savings Bank $235,000 n/a 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $235,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $885,000 $230,000 -74.0% 0.0%
Bank of Deerfield $225,000 n/a 0.0%
Northeast Security Bank $225,000 n/a 0.0%
Commercial Lender LLC $215,000 n/a 0.0%
Firefighters Credit Union $630,000 $215,000 -65.9% 0.0%
NATION ONE MORTGAGE CORPORATION $215,000 n/a 0.0%
ONE NEVADA CREDIT UNION $255,000 $215,000 -15.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,740,000 $205,000 -88.2% 0.0%
Home State Bank $195,000 n/a 0.0%
MYCUMORTGAGE, LLC $245,000 $185,000 -24.5% 0.0%
Residential Mortgage Solutions, Inc. $265,000 $185,000 -30.2% 0.0%
GTE Federal Credit Union $600,000 $180,000 -70.0% 0.0%
STAR USA FEDERAL CREDIT UNION $380,000 $180,000 -52.6% 0.0%
Access Bank $165,000 n/a 0.0%
MidAmerica National Bank $200,000 $160,000 -20.0% 0.0%
ALL IN $155,000 n/a 0.0%
BankIowa of Cedar Rapids $155,000 n/a 0.0%
Pinnacle Bank $595,000 $155,000 -73.9% 0.0%
The First National Bank of Bangor $1,160,000 $155,000 -86.6% 0.0%
CEDAR FALLS COMMUNITY CREDIT UNION $145,000 n/a 0.0%
Exchange Bank $145,000 n/a 0.0%
Security First Bank $395,000 $145,000 -63.3% 0.0%
PyraMax Bank, FSB $135,000 n/a 0.0%
TJC Mortgage, Inc. $760,000 $135,000 -82.2% 0.0%
Cornerstone Bank $1,920,000 $125,000 -93.5% 0.0%
Superior Credit Union, Inc. $125,000 n/a 0.0%
TruHome Solutions, LLC $305,000 $125,000 -59.0% 0.0%
Dairy State Bank $115,000 n/a 0.0%
Heartland Bank and Trust Company $280,000 $115,000 -58.9% 0.0%
RAILWAY CREDIT UNION $55,000 $115,000 109.1% 0.0%
Credit Union 1 $105,000 n/a 0.0%
Deseret First Credit Union $105,000 n/a 0.0%
Grand Bank for Savings, FSB $105,000 n/a 0.0%
Honor Credit Union $145,000 $100,000 -31.0% 0.0%
SIOUX EMPIRE $100,000 n/a 0.0%
Southwest Airlines Federal Credit Union $275,000 $95,000 -65.5% 0.0%
Community First Credit Union $810,000 $85,000 -89.5% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $85,000 n/a 0.0%
GFA Federal Credit Union $85,000 n/a 0.0%
ALLIANT $250,000 $55,000 -78.0% 0.0%
Community Savings Bank $145,000 $55,000 -62.1% 0.0%
EVERENCE FEDERAL CREDIT UNION $125,000 $55,000 -56.0% 0.0%
TOGETHER CREDIT UNION $45,000 n/a 0.0%
AFFINITY $55,000 $35,000 -36.4% 0.0%
PERFORMANCE EQUITY PARTNERS, INC. $125,000 $35,000 -72.0% 0.0%
Home Loan Investment Bank, F.S.B. $80,000 $25,000 -68.8% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $15,000 n/a 0.0%

Minnesota's top lender by overall market share is Bell Bank, with 5.8% market share. In second place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,706,195,000 in loans. In third place, with 3.6%, is QUICKEN LOANS, LLC, having originated $1,092,225,000 in loans. In fourth place, with 3.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $927,910,000 in loans. In fifth place, with 3.0%, is U.S. Bank, having originated $917,070,000 in loans.

Minnesota Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 68,334 $21,740,000,000 $318,143
Home Improvement 11,977 $1,089,365,000 $90,955
Other 11,257 $1,686,015,000 $149,775
Refi 10,807 $3,322,405,000 $307,431
Cash Out Refi 9,830 $2,206,950,000 $224,512
NA 15 $141,315,000 $9,421,000

Minnesota's most frequently cited loan purpose was Home Purchase, with 68,334 originations. The 2nd most popular reason was Home Improvement, with 11,977 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 44,212 $13,537,700,000 $306,200
7-8% 23,417 $6,009,545,000 $256,632
Over 8% 18,316 $2,134,110,000 $116,516
5-6% 12,637 $5,166,495,000 $408,839
<2.5% 3,248 $83,020,000 $25,560
4-5% 1,572 $727,710,000 $462,920
3-4% 171 $149,335,000 $873,304
2.5-3% 118 $74,350,000 $630,085

During 2024, Minnesota's most frequently originated rate bucket was 6-7%, with 44,212 originations.

Loan Sizing (Minnesota MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 42,938 $12,400,830,000 $288,808
$100,000 or less 29,816 $1,479,550,000 $49,623
$100k-200k 22,159 $3,287,915,000 $148,378
$400k-600k 12,328 $5,857,200,000 $475,114
$600k-1000k 3,832 $2,745,840,000 $716,555
$Over $1MM 1,147 $4,414,715,000 $3,848,923

Minnesota's loan sizing saw the bucket of loans from $200k-400k with 42,938 originations, totaling $12,400,830,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 41,059 $13,716,965,000 $334,079
Under 20% 21,601 $1,197,575,000 $55,441
60-80% 20,217 $8,253,085,000 $408,225
20-40% 12,052 $1,732,180,000 $143,726
40-60% 7,654 $2,375,220,000 $310,324
Over 100% 806 $327,200,000 $405,955

Minnesota's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 41,059 originations, totaling $13,716,965,000 in origination value.