Minnesota Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Minnesota averaged 6.39% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.48% and one month ago for the week of 2024-11-07, the average rate was 6.58%.

Minnesota's average rate one year ago was 7.12%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Minnesota 30 Year Fixed Rate 2024-12-12 6.39%
Minnesota 30 Year Fixed Rate Refi 2024-12-12 7.38%
Minnesota 15 Year Fixed Rate 2024-12-12 6.04%
Minnesota 15 Year Fixed Rate Refi 2024-12-12 6.39%
Minnesota 30 Year FHA 2024-12-12 6.08%
Minnesota 30 Year FHA Refi 2024-12-12 6.09%
Minnesota 30 Year USDA 2024-12-12 6.21%
Minnesota 30 Year USDA Refi 2024-12-12 6.4%
Minnesota 30 Year VA 2024-12-12 5.84%
Minnesota 30 Year VA Refi 2024-12-12 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Minnesota.

Minnesota Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Minnesota market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Bell Bank 3,363 6.75% $6,201
UNITED WHOLESALE MORTGAGE, LLC 3,191 6.81% $7,308
CROSSCOUNTRY MORTGAGE, LLC 2,007 6.87% $6,864
QUICKEN LOANS, LLC 1,675 6.78% $6,898
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,564 6.90% $6,027
U.S. Bank 1,314 6.75% $4,640
Wells Fargo Bank 1,217 6.61% $4,533
Prosperity Home Mortgage, LLC 1,079 6.77% $6,091
EAGLE HOME MORTGAGE, LLC 1,061 5.83% $5,846
BROKER SOLUTIONS, INC. 1,019 6.99% $7,047
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 928 6.53% $4,549
WINGS FINANCIAL 874 5.91% $3,750
Bremer Bank 802 6.53% $6,330
American Mortgage & Equity Consultants, Inc. 798 6.74% $7,926
Royal Credit Union 766 6.64% $5,841
LOANDEPOT.COM, LLC 749 6.78% $7,185
GUARANTEED RATE, INC. 715 6.66% $6,130
Tradition Mortgage, LLC 703 6.59% $6,123
Alerus Financial 698 6.71% $4,101
PENNYMAC LOAN SERVICES, LLC 614 6.67% $6,955
GUARANTEED RATE AFFINITY, LLC 576 6.74% $5,708
Summit Mortgage Corporation 571 6.91% $5,936
The Huntington National Bank 564 6.61% $6,235
DHI MORTGAGE COMPANY, LTD. 509 5.95% $773
Merchants Bank 462 6.49% $4,037
EVERETT FINANCIAL, INC. 441 7.10% $6,271
BAY EQUITY LLC 434 6.74% $6,890
Frandsen Bank & Trust 413 6.71% $5,170
Servion, Inc. 408 6.75% $4,854
AFFINITY PLUS 400 6.60% $4,843
MOVEMENT MORTGAGE, LLC 392 6.84% $6,273
Flagstar Bank, FSB 360 6.95% $5,376
North Shore Bank of Commerce 354 6.43% $5,909
CENTRAL MINNESOTA Credit Union 350 6.71% $3,257
PULTE MORTGAGE LLC 344 6.00% $2,447
Home Federal Savings Bank 290 6.12% $4,951
NEWREZ LLC 288 6.78% $6,498
M/I FINANCIAL, LLC 275 6.22% $9,286
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 267 6.99% $6,314
SPIRE Credit Union 262 6.26% $4,376
CARDINAL FINANCIAL 253 6.74% $8,906
CMG MORTGAGE, INC. 248 6.59% $6,769
ALTRA 247 6.75% $3,654
Associated Bank 246 6.43% $4,295
Gate City Bank 244 6.23% $5,490
Bank of America 244 6.28% $4,602
Think Mutual Bank 235 6.17% $4,558
Cambria Financial Group, LLC 233 6.86% $6,498
PRIMELENDING, A PLAINSCAPITAL COMPANY 228 6.85% $6,130
JPMorgan Chase Bank 227 6.77% $5,594
AMERICAN PACIFIC MORTGAGE CORPORATION 220 6.94% $6,564
HIWAY 207 6.19% $4,115
Minnwest Bank 199 6.40% $4,771
MEMBERS COOPERATIVE 191 6.97% $4,640
Barrington Bank & Trust Company, N.A. 190 6.82% $6,247
PLAZA HOME MORTGAGE, INC. 181 6.83% $6,666
MEGASTAR FINANCIAL CORP. 180 6.84% $6,290
TOPLINE FEDERAL CREDIT UNION 167 5.65% $6,784
First Western Bank & Trust 164 6.24% $4,387
SWBC MORTGAGE CORPORATION 157 6.93% $5,941
HOMEOWNERS FINANCIAL GROUP USA, LLC 156 7.04% $6,285
Plains Commerce Bank 150 6.92% $6,679
Ixonia Bank 148 7.16% $5,769
Goldwater Bank, N.A. 142 6.55% $7,077
COMPEER FINANCIAL, FLCA 133 7.75% $4,441
Mr. Cooper ( Nationstar Mortgage ) 128 6.66% $8,337
PROVIDENT FUNDING ASSOCIATES, L.P. 128 6.52% $4,750
Neighborhood Loans, Inc. 120 6.91% $7,266
IOWA BANKERS MORTGAGE CORPORATION 114 6.56% $4,401
Liberty Bank Minnesota 113 6.87% $2,800
Citizens Bank 112 6.73% $6,383
Baxter Credit Union 110 6.63% $4,426
First Bank & Trust 105 6.45% $5,842
CORTRUST MORTGAGE, INC. 102 6.60% $5,868
Nations Lending Corporation 99 6.89% $5,065
Morgan Stanley Private Bank 99 6.01% $3,522
Old National Bank 97 6.54% $4,393
BMO Harris Bank 96 6.50% $4,977
MASON MCDUFFIE MORTGAGE CORPORATION 91 6.91% $7,169
ARK-LA-TEX FINANCIAL SERVICES, LLC. 90 6.79% $5,616
UIF CORPORATION 82 6.64% $8,352
Deerwood Bank 82 6.76% $5,481
National Bank of Commerce 81 6.54% $4,657
First Federal Bank 80 6.46% $5,280
ST. CLOUD FINANCIAL 79 6.40% $5,653
First International Bank & Trust 79 6.92% $5,052
IDEAL 73 6.24% $5,082
AMERISAVE MORTGAGE CORPORATION 73 6.35% $8,841
Park State Bank 72 6.86% $5,204
DRAPER AND KRAMER MORTGAGE CORP. 72 6.98% $5,685
AXIA FINANCIAL, LLC 71 6.77% $7,243
Mortgages Unlimited Inc. 70 6.36% $7,053
FREEDOM MORTGAGE CORPORATION 67 7.01% $8,253
NAVY FEDERAL CREDIT UNION 66 6.53% $3,739
North Shore Federal Credit Union 66 6.66% $3,618
MANN FINANCIAL INC. 64 7.01% $5,685
Heritage Bank 64 6.82% $5,185
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 64 6.96% $8,464
USAA Federal Savings Bank 64 6.67% $5,303
Northview Bank 62 6.73% $4,265
UNION HOME MORTGAGE CORP. 61 7.21% $5,756
RiverWood Bank 61 6.85% $5,594
Bank of England 60 6.94% $6,354
NBKC BANK 59 6.68% $4,052
Century Mortgage Company DBA Century Lending Company 58 6.63% $6,632
MUTUAL OF OMAHA MORTGAGE, INC. 58 6.79% $7,326
ZILLOW HOME LOANS, LLC 57 6.73% $5,388
Paramount Residential Mortgage Group, Inc. 56 7.26% $9,341
Mortgage Research Center, LLC 56 6.76% $3,990
Regent Financial Group, Inc. 56 6.98% $6,464
CRESCENT MORTGAGE COMPANY 54 6.96% $5,686
BETTER MORTGAGE CORPORATION 54 6.33% $6,238
MidWestOne Bank 53 6.79% $5,705
Citizens Community Federal 51 6.48% $3,825
Waterstone Mortgage Corporation 51 7.01% $8,793
CITY-COUNTY CREDIT UNION 50 6.58% $5,416
CALIBER HOME LOANS, INC. 49 6.71% $7,204
NexBank 46 7.20% $7,929
GUILD MORTGAGE COMPANY 46 7.17% $5,039
UBS Bank USA 46 6.17% $5,064
Ally Bank 45 6.69% $6,355
First Savings Bank 41 6.64% $4,892
MY Credit Union 41 6.57% $3,857
Choice Financial Group 41 6.12% $9,123
GUIDANCE RESIDENTIAL, LLC 40 7.16% $5,960
MAYO EMPLOYEES FEDERAL CREDIT UNION 39 5.83% $5,458
VALLEY MORTGAGE, INC. 38 6.73% $4,116
PREMIER MORTGAGE RESOURCES, L.L.C. 38 7.10% $6,343
WNB Financial, N.A. 36 7.02% $4,510
LAND HOME FINANCIAL SERVICES, INC. 36 6.99% $6,388
FIRST COMMUNITY CREDIT UNION 35 6.59% $5,558
Sierra Pacific Mortgage Company, Inc. 35 6.73% $6,843
PRIMARY RESIDENTIAL MORTGAGE, INC. 34 6.92% $7,063
Stifel Bank and Trust 33 6.20% $3,062
TOWNE MORTGAGE COMPANY 32 6.85% $5,605
PREMIA MORTGAGE, LLC 31 6.51% $2,061
Coulee Bank 31 6.60% $4,729
Northpointe Bank 31 6.41% $6,304
TOWN AND COUNTRY Credit Union 29 6.58% $5,708
Truist 28 6.60% $5,124
Citizens Bank Minnesota 28 6.20% $4,847
GSF Mortgage Corporation 28 6.70% $8,190
Charles Schwab Bank, SSB 27 5.93% $3,618
Florida Capital Bank 27 6.75% $7,018
ENVOY MORTGAGE, LTD 26 6.50% $6,512
PNC Bank 25 6.51% $5,104
Bank Forward 25 6.41% $4,777
Cornerstone State Bank 25 6.36% $4,182
SUPERIOR CHOICE 25 6.36% $4,727
Discover Bank 24 6.90% $0
Citibank 23 5.71% $7,472
CHURCHILL MORTGAGE CORPORATION 23 6.84% $5,687
ROYAL UNITED MORTGAGE LLC 23 6.97% $7,691
University of Wisconsin Credit Union 21 6.30% $3,228
LEADERONE FINANCIAL CORPORATION 21 6.88% $7,674
THRIVENT Federal Credit Union 20 6.79% $7,471
SIRVA MORTGAGE, INC. 20 6.70% $1,324
Lend Smart Mortgage, LLC 19 6.36% $7,247
Deere Employees Credit Union 18 6.38% $3,237
DIGITAL Federal Credit Union 18 5.37% $3,401
Western State Bank 18 6.38% $5,971
Armed Forces Bank 18 6.76% $4,074
LAKEVIEW LOAN SERVICING, LLC 18 6.98% $7,462
COMPASS MORTGAGE, INC. 17 6.98% $5,330
V.I.P. MORTGAGE, INC. 17 6.99% $6,778
PENTAGON FEDERAL CREDIT UNION 17 6.43% $4,332
SHAREPOINT CREDIT UNION 16 6.93% $3,240
First National Bank of America 16 9.89% $10,686
DEEPHAVEN MORTGAGE LLC 16 8.80% $12,449
Citadel Servicing Corporation 15 9.35% $19,667
Summit Credit Union 15 6.30% $3,281
GENISYS 15 6.35% $5,413
Farmers Bank & Trust 15 6.44% $5,141
SUCCESS MORTGAGE PARTNERS, INC. 15 6.55% $8,653
South Metro Federal Credit Union 15 5.88% $2,835
City National Bank 15 6.12% $4,315
DATA MORTGAGE, INC. 15 6.98% $8,051
ANGEL OAK MORTGAGE SOLUTIONS LLC 15 8.72% $16,699
ALAMEDA MORTGAGE CORPORATION 15 7.00% $7,886
Dollar Bank, Federal Savings Bank 15 6.65% $7,163
AMERICAN PORTFOLIO MORTGAGE CORPORATION 15 7.02% $7,531
CITY FIRST MORTGAGE SERVICES, L.L.C. 15 7.10% $8,208
GUARANTY HOME MORTGAGE CORPORATION 15 6.39% $7,918
Raymond James Bank 14 5.63% $3,457
The Loan Store, Inc. 14 6.95% $6,890
Nicolet National Bank 14 6.76% $3,692
The Central Trust Bank 14 6.70% $3,050
HOMESTEAD FUNDING CORP. 14 6.42% $5,179
WESTconsin Credit Union 14 6.50% $3,478
Carrington Mortgage Services, LLC 13 6.13% $8,088
First National Bank 13 6.51% $3,404
FIRST COMMUNITY MORTGAGE, INC. 13 7.29% $5,185
Dacotah Bank 12 6.65% $4,933
AMERICAN FINANCIAL NETWORK, INC. 12 6.69% $8,727
BNY Mellon 12 5.64% $4,738
GREAT RIVER FEDERAL CREDIT UNION 12 5.12% $4,503
First Alliance Credit Union 11 6.53% $2,868
American Bank & Trust 11 6.20% $4,171
VERIDIAN CREDIT UNION 11 6.63% $3,224
North American Savings Bank, F.S.B. 10 7.22% $6,888
MARINE 10 9.56% $5,615
Great Southern Bank 10 6.91% $5,643
Johnson Bank 10 6.59% $3,000
PLUS RELOCATION MORTGAGE, LLC 10 6.78% $6,435
CALCON MUTUAL MORTGAGE LLC 10 6.39% $8,458
Reliabank Dakota 9 6.53% $5,094
Academy Bank 9 6.94% $3,930
Central Bank 9 6.02% $5,100
MORTGAGE ACCESS CORP. 9 7.14% $9,287
Northwest Bank 9 6.29% $4,714
HOMESIDE FINANCIAL, LLC 9 7.25% $6,400
AMERICAN FINANCING CORPORATION 9 6.58% $7,054
NORTHWOODS 8 8.05% $4,699
CAPITAL CREDIT UNION 8 6.28% $5,015
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 8 5.67% $7,884
PHH Mortgage Corporation 8 7.23% $8,490
Bank Five Nine 8 6.33% $5,705
The Federal Savings Bank 8 6.73% $8,341
GREENSTATE CREDIT UNION 7 6.36% $4,148
First PREMIER Bank 7 6.52% $4,276
KELLER MORTGAGE, LLC 7 6.25% $5,280
NP, Inc. 7 8.41% $10,887
LENDSURE MORTGAGE CORP. 7 8.88% $13,807
OCMBC, INC. 7 8.75% $12,339
PLANET HOME LENDING, LLC 7 7.18% $7,687
THRIVE MORTGAGE, LLC 6 6.19% $7,673
INTERCAP LENDING INC. 6 7.13% $8,148
ALLIANT CREDIT UNION 6 6.63% $4,846
First National Bank of Omaha 6 7.56% $3,836
M&T Bank 6 6.90% $4,635
BNC National Bank 6 5.85% $5,423
Fifth Third Bank 6 7.17% $7,578
MILEND, INC. 6 7.23% $9,829
MICHIGAN MUTUAL, INC. 6 7.48% $4,858
EMBRACE HOME LOANS, INC. 6 6.46% $6,713
Citizens Independent Bank 5 7.20% $7,093
SUN WEST MORTGAGE COMPANY, INC. 5 7.07% $6,114
HOMEXPRESS MORTGAGE CORP. 5 8.63% $11,598
Anoka Hennepin Credit Union 5 6.73% $5,697
MINNCO CREDIT UNION 5 7.15% $3,477
RBC Bank, (Georgia) 5 6.10% $2,776
LOANPAL, LLC 5 6.62% $8,904
SUMMIT FUNDING, INC. 5 7.27% $8,780
First Dakota National Bank 5 6.78% $6,611
FIRST COLONY MORTGAGE CORPORATION 5 7.13% $7,488
Arvest Bank 5 7.15% $4,333
AmeriHome Mortgage Company, LLC 5 7.02% $5,566
Bethpage Federal Credit Union 4 6.13% $6,197
BOKF 4 6.84% $5,564
First Horizon Bank 4 6.59% $4,872
Paramount Bank 4 7.34% $3,935
THOMPSON KANE & COMPANY, LLC 4 6.28% $4,667
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.06% $3,508
CHERRY CREEK MORTGAGE, LLC 4 6.12% $766
GENEVA FINANCIAL, LLC 4 7.41% $7,579
AMERICAN INTERNET MORTGAGE, INC. 4 6.38% $6,774
ACADEMY MORTGAGE CORPORATION 4 6.97% $10,474
American State Bank 4 6.81% $3,513
Bank 4 6.91% $2,995
Goldman Sachs Bank USA 4 5.25% $3,637
RUOFF MORTGAGE COMPANY, INC. 4 6.34% $3,518
ALLIED MORTGAGE GROUP, INC. 4 6.16% $4,332
The First National Bank in Sioux Falls 3 6.75% $5,861
CHEVRON 3 7.00% $5,673
Commerce Bank 3 6.00% $3,981
COMMUNITY MORTGAGE FUNDING, LLC 3 6.25% $5,174
CORNERSTONE HOME LENDING, INC. 3 6.92% $8,294
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 6.00% $4,188
DUPACO COMMUNITY 3 6.33% $3,432
FIRST CENTENNIAL MORTGAGE CORPORATION 3 6.79% $4,322
21ST MORTGAGE CORPORATION 3 7.55% $5,745
First State Bank of St. Charles, Missouri 3 6.75% $3,877
Flanagan State Bank 3 6.67% $6,284
Gateway First Bank 3 6.92% $3,886
Lakeview Community Capital, LLC 3 7.05% $6,383
Leader Bank 3 6.62% $5,162
LENOX FINANCIAL MORTGAGE CORPORATION 3 6.54% $7,066
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3 6.38% $4,513
Arbor Bank 3 6.21% $3,164
NATIONWIDE MORTGAGE BANKERS, INC. 3 6.33% $7,984
AmRes Corporation 3 7.33% $5,720
NOVATION CREDIT UNION 3 6.04% $6,947
Ameris Bank 3 6.75% $6,793
American National Bank 3 6.87% $4,392
Quontic Bank 3 9.21% $13,527
RELIANCE FIRST CAPITAL, LLC 3 6.49% $9,126
Strong Home Mortgage, LLC 3 7.04% $2,916
TOP FLITE FINANCIAL, INC. 3 6.75% $9,549
UMB Bank 3 7.40% $3,583
ILLINOIS STATE CREDIT UNION 2 7.19% $3,285
NFM, INC. 2 7.44% $6,495
NMSI, INC. 2 5.69% $7,405
LAFAYETTE FEDERAL CREDIT UNION 2 5.94% $3,529
AMERITRUST MORTGAGE CORPORATION 2 6.50% $5,319
ONY GLO, INC. 2 6.87% $3,441
JMAC LENDING, INC. 2 7.25% $12,004
Pinnacle Bank 2 6.88% $3,457
BAY-VALLEY MORTGAGE GROUP 2 6.63% $7,791
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.06% $7,116
S1L, Inc. 2 6.69% $11,422
SECURITYNATIONAL MORTGAGE COMPANY 2 7.25% $16,025
FLAT BRANCH MORTGAGE, INC. 2 6.87% $5,293
CANOPY MORTGAGE, LLC 2 7.18% $4,531
FIRST STATE MORTGAGE SERVICES, LLC 2 6.44% $4,932
Starion Bank 2 6.06% $7,122
First Internet Bank of Indiana 2 6.38% $3,741
FIRST INTEGRITY MORTGAGE SERVICES, INC. 2 7.75% $2,754
First-Citizens Bank & Trust Company 2 6.46% $3,667
Sunflower Bank 2 7.12% $9,771
American Bank Center 2 7.56% $4,439
T2 FINANCIAL LLC 2 7.25% $3,846
First Bank 2 7.13% $6,717
Firefighters Credit Union 2 6.87% $2,440
Amalgamated Bank 2 6.25% $7,935
EVANSVILLE TEACHERS 2 6.81% $5,714
TJC Mortgage, Inc. 2 6.81% $7,159
EMM LOANS LLC 2 6.69% $8,880
DEVELOPER'S MORTGAGE COMPANY 2 5.38% $691
DELTA COMMUNITY CREDIT UNION 2 6.31% $5,131
DELMAR FINANCIAL COMPANY 2 6.69% $4,730
CENTRICITY Credit Union 2 7.94% $5,461
Chicago Mortgage Solutions LLC 2 5.74% $7,100
Union Savings Bank 2 6.63% $17,352
CoVantage Credit Union 2 6.81% $3,066
CO-OP Credit Union 2 6.43% $2,158
Connexus Credit Union 2 5.99% $2,288
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.50% $10,598
Assurance Financial Group, L.L.C. 2 6.31% $7,515
HomePromise Corporation 1 7.63% $2,088
PROPER RATE, LLC 1 6.99% $3,443
American Southwest Credit Union 1 8.38% $4,091
BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $10,734
HOME MORTGAGE ALLIANCE, LLC 1 5.88% $22,830
PURDUE FEDERAL CREDIT UNION 1 5.63% $2,138
CITYWIDE HOME LOANS, LLC 1 6.00% $6,381
West Gate Bank 1 6.88% $3,218
QUORUM FEDERAL CREDIT UNION 1 6.88% $2,439
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.50% $4,563
ARC HOME LLC 1 6.50% $2,986
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.50% $7,676
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $5,646
Heartland Bank and Trust Company 1 6.23% $2,164
Citizens State Bank of La Crosse 1 7.38% $2,804
Renasant Bank 1 5.75% $4,118
Republic Bank & Trust Company 1 6.88% $9,604
RESIDENTIAL BANCORP 1 7.75% $13,344
GREAT LAKES 1 5.88% $2,713
Royal Bank 1 6.25% $2,007
Frontier Bank 1 8.13% $4,493
Fortress Bank 1 6.88% $5,687
Fortifi Bank 1 6.13% $3,001
NATIONAL COOPERATIVE BANK, N.A. 1 7.50% $2,819
SCOTT CREDIT UNION 1 8.13% $3,421
SeaTrust Mortgage Company 1 7.50% $10,812
Security Financial Bank 1 7.00% $2,612
TRUWEST Credit Union 1 7.00% $3,475
NATIONS DIRECT MORTGAGE, LLC 1 6.13% $3,916
First Western Trust Bank 1 6.63% $7,508
Shore United Bank 1 6.88% $4,146
Community First Credit Union 1 5.38% $3,606
Signature Federal Credit Union 1 5.75% $18,252
Simmons Bank 1 5.63% $3,146
First United Bank and Trust Company 1 7.50% $4,092
First United Bank 1 7.25% $4,416
NATIONS RELIABLE LENDING, LLC 1 7.38% $5,880
Union Bank and Trust Company 1 6.88% $3,719
STAR ONE CREDIT UNION 1 5.75% $2,834
State Department Federal Credit Union 1 6.13% $8,382
First State Bank 1 6.50% $3,769
First Merchants Bank 1 7.25% $3,754
Stock Yards Bank & Trust Company 1 7.13% $2,992
CITIZENS EQUITY FIRST 1 6.00% $1,834
DAS Acquisition Company, LLC 1 6.38% $4,169
COMMUNITYAMERICA 1 5.50% $4,805
UNITED 1 6.38% $3,245
Capital Bank 1 7.13% $3,455
AIR ACADEMY 1 5.75% $3,957
First Bank Richmond 1 5.63% $7,525
FirstBank 1 6.38% $4,410
UNIVERSAL LENDING CORPORATION 1 7.13% $5,740
CPM Federal Credit Union 1 5.89% $6,320
The Bank of New Glarus 1 7.50% $2,536
Axos Bank 1 6.75% $1,911
The Dart Bank 1 6.25% $4,476
Actors Federal Credit Union 1 5.35% $3,110
Financial Federal Bank 1 6.25% $3,486
AMCAP MORTGAGE, LTD. 1 7.38% $7,573
Farm Credit Mid-America, ACA 1 7.38% $8,971
The Union Bank Company 1 6.75% $4,577
Uwharrie Bank 1 6.21% $2,090
Evolve Bank & Trust 1 5.25% $3,944
VALLEY FINANCIAL CREDIT UNION 1 7.63% $4,905
MIDFLORIDA 1 6.38% $3,296
Equity Prime Mortgage LLC 1 5.63% $12,437
METRO CU 1 4.75% $3,072
Merchants Bank of Indiana 1 5.63% $5,236
Commerce Home Mortgage, Inc. 1 8.63% $12,174
Bankers' Bank 1 6.38% $3,996
Bank First, N.A. 1 6.50% $3,608
Luana Savings Bank 1 6.25% $2,540
Northwest Federal Credit Union 1 6.25% $3,280
LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $5,758
Colonial Savings, F.A. 1 7.13% $7,811
Bank-Fund Staff Federal Credit Union 1 5.75% $3,874
OAKTREE FUNDING CORP. 1 7.00% $16,941
OCEANSIDE MORTGAGE COMPANY 1 7.50% $1,714
MORTGAGEONE, INC. 1 8.50% $2,511
Wyndham Capital Mortgage, Inc. 1 6.13% $2,941
ONE NEVADA CREDIT UNION 1 5.88% $3,703
ON Q FINANCIAL, INC. 1 7.63% $5,140
Equity Bank 1 6.63% $5,567
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.50% $9,295
KeyBank 1 6.25% $7,823
Bank of Ann Arbor 1 6.50% $3,183
Midwest Heritage Bank FSB 1 7.38% $3,429
CNB Bank 1 5.38% $5,581
JLB CORPORATION 1 7.00% $5,855
Peoples Bank 1 6.63% $3,368
IVY MORTGAGE, INC. 1 7.63% $2,718
Centennial Bank 1 6.88% $3,069
Pinnacle Bank 1 6.00% $4,007
Bank Rhode Island 1 6.50% $3,366
Independent Bank 1 6.88% $5,746
Independent Bank 1 7.38% $4,375
NEXERA HOLDING LLC 1 8.63% $17,234
IDAHO STATE UNIVERSITY 1 7.38% $12,464
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.93% $5,805
Honor Credit Union 1 6.38% $3,612
HONDA Federal Credit Union 1 8.00% $2,680

Minnesota Average Closing Costs & Other Stats

Minnesota's 429 lenders originated 105,359 loans during 2023. The total origination value was $27,071,825,000, with an average loan value of $256,948.

Minnesota's average closing costs are $4,861.

The top Minnesota lender as defined by loan originations is Bell Bank, with 3,363 loans originated. Their average total fees are $6,201, which is $1,107 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Minnesota lenders (with over 10 loans originated) are Discover Bank ($0), DHI MORTGAGE COMPANY, LTD. ($773), SIRVA MORTGAGE, INC. ($1,324), PREMIA MORTGAGE, LLC ($2,061) and PULTE MORTGAGE LLC ($2,447).

The lowest rate Minnesota lenders (with over 10 loans originated) are GREAT RIVER FEDERAL CREDIT UNION (5.12%), DIGITAL Federal Credit Union (5.37%), Raymond James Bank (5.63%), BNY Mellon (5.64%) and TOPLINE FEDERAL CREDIT UNION (5.65%).

Minnesota Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Bell Bank $2,478,305,000 $1,737,070,000 -29.9% 6.4%
UNITED WHOLESALE MORTGAGE, LLC $1,577,200,000 $1,447,160,000 -8.2% 5.3%
U.S. Bank $1,756,290,000 $887,495,000 -49.5% 3.3%
CROSSCOUNTRY MORTGAGE, LLC $1,170,810,000 $827,775,000 -29.3% 3.1%
QUICKEN LOANS, LLC $1,240,730,000 $757,535,000 -38.9% 2.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $801,905,000 $644,515,000 -19.6% 2.4%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $889,490,000 $640,040,000 -28.0% 2.4%
Wells Fargo Bank $1,377,515,000 $599,135,000 -56.5% 2.2%
Alerus Financial $786,485,000 $566,950,000 -27.9% 2.1%
WINGS FINANCIAL $799,300,000 $522,625,000 -34.6% 1.9%
Bremer Bank $721,095,000 $513,290,000 -28.8% 1.9%
EAGLE HOME MORTGAGE, LLC $367,740,000 $505,545,000 37.5% 1.9%
Prosperity Home Mortgage, LLC $638,200,000 $463,780,000 -27.3% 1.7%
BROKER SOLUTIONS, INC. $643,725,000 $456,850,000 -29.0% 1.7%
American Mortgage & Equity Consultants, Inc. $422,120,000 $401,470,000 -4.9% 1.5%
Royal Credit Union $450,660,000 $388,825,000 -13.7% 1.4%
LOANDEPOT.COM, LLC $692,905,000 $381,990,000 -44.9% 1.4%
The Huntington National Bank $404,730,000 $357,345,000 -11.7% 1.3%
Old National Bank $441,120,000 $347,905,000 -21.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $443,250,000 $330,050,000 -25.5% 1.2%
GUARANTEED RATE, INC. $471,310,000 $322,510,000 -31.6% 1.2%
AFFINITY PLUS $428,820,000 $307,590,000 -28.3% 1.1%
Merchants Bank $488,905,000 $302,725,000 -38.1% 1.1%
Tradition Mortgage, LLC $587,670,000 $296,475,000 -49.6% 1.1%
DHI MORTGAGE COMPANY, LTD. $260,190,000 $266,360,000 2.4% 1.0%
JONES LANG LASALLE MULTIFAMILY, LLC $267,380,000 $262,905,000 -1.7% 1.0%
GUARANTEED RATE AFFINITY, LLC $405,285,000 $260,345,000 -35.8% 1.0%
Summit Mortgage Corporation $279,360,000 $215,675,000 -22.8% 0.8%
Frandsen Bank & Trust $239,105,000 $205,705,000 -14.0% 0.8%
Mortgage Research Center, LLC $278,635,000 $203,605,000 -26.9% 0.8%
EVERETT FINANCIAL, INC. $329,150,000 $203,580,000 -38.1% 0.8%
BAY EQUITY LLC $283,840,000 $193,470,000 -31.8% 0.7%
JPMorgan Chase Bank $459,705,000 $191,950,000 -58.2% 0.7%
GREYSTONE SERVICING COMPANY LLC $69,130,000 $184,945,000 167.5% 0.7%
MOVEMENT MORTGAGE, LLC $207,235,000 $170,475,000 -17.7% 0.6%
SPIRE Credit Union $218,495,000 $170,310,000 -22.1% 0.6%
Associated Bank $585,665,000 $156,985,000 -73.2% 0.6%
Flagstar Bank, FSB $327,330,000 $156,360,000 -52.2% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $92,825,000 $155,540,000 67.6% 0.6%
PULTE MORTGAGE LLC $201,880,000 $152,125,000 -24.6% 0.6%
Minnwest Bank $172,420,000 $151,355,000 -12.2% 0.6%
Bank of America $226,355,000 $145,215,000 -35.8% 0.5%
Think Mutual Bank $197,980,000 $143,890,000 -27.3% 0.5%
North Shore Bank of Commerce $146,000,000 $139,800,000 -4.2% 0.5%
M/I FINANCIAL, LLC $172,620,000 $137,650,000 -20.3% 0.5%
Home Federal Savings Bank $130,480,000 $134,895,000 3.4% 0.5%
Bridgewater Bank $591,750,000 $130,670,000 -77.9% 0.5%
HIWAY $141,580,000 $130,045,000 -8.1% 0.5%
CMG MORTGAGE, INC. $179,210,000 $128,500,000 -28.3% 0.5%
Deerwood Bank $131,980,000 $126,515,000 -4.1% 0.5%
NEWREZ LLC $157,890,000 $125,885,000 -20.3% 0.5%
Servion, Inc. $252,790,000 $125,880,000 -50.2% 0.5%
First Bank & Trust $245,000 $122,790,000 50,018.4% 0.5%
CARDINAL FINANCIAL $229,160,000 $116,990,000 -48.9% 0.4%
CENTRAL MINNESOTA Credit Union $207,545,000 $112,550,000 -45.8% 0.4%
Gate City Bank $163,085,000 $112,220,000 -31.2% 0.4%
BERKADIA COMMERCIAL MORTGAGE LLC $43,465,000 $111,460,000 156.4% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $78,455,000 $106,865,000 36.2% 0.4%
Cambria Financial Group, LLC $143,555,000 $103,755,000 -27.7% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $37,235,000 $102,825,000 176.2% 0.4%
BMO Harris Bank $175,865,000 $97,390,000 -44.6% 0.4%
Tradition Capital Bank $202,180,000 $96,355,000 -52.3% 0.4%
ALTRA $153,805,000 $93,060,000 -39.5% 0.3%
TOPLINE FEDERAL CREDIT UNION $118,490,000 $92,875,000 -21.6% 0.3%
PLAZA HOME MORTGAGE, INC. $143,625,000 $88,965,000 -38.1% 0.3%
National Bank of Commerce $103,745,000 $87,840,000 -15.3% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $179,175,000 $84,740,000 -52.7% 0.3%
PNC Bank $99,305,000 $79,140,000 -20.3% 0.3%
FREEDOM MORTGAGE CORPORATION $210,735,000 $78,410,000 -62.8% 0.3%
Sunrise Banks $168,155,000 $76,915,000 -54.3% 0.3%
NAVY FEDERAL CREDIT UNION $109,035,000 $76,340,000 -30.0% 0.3%
Barrington Bank & Trust Company, N.A. $132,475,000 $75,630,000 -42.9% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $217,395,000 $75,465,000 -65.3% 0.3%
MEGASTAR FINANCIAL CORP. $114,790,000 $75,100,000 -34.6% 0.3%
Bank Forward $21,560,000 $74,380,000 245.0% 0.3%
Baxter Credit Union $150,880,000 $74,095,000 -50.9% 0.3%
Ixonia Bank $97,665,000 $72,615,000 -25.6% 0.3%
Plains Commerce Bank $90,250,000 $72,570,000 -19.6% 0.3%
First Western Bank & Trust $121,490,000 $70,340,000 -42.1% 0.3%
COMPEER FINANCIAL, FLCA $106,070,000 $69,780,000 -34.2% 0.3%
WALKER & DUNLOP, LLC $81,260,000 $69,770,000 -14.1% 0.3%
HOMEOWNERS FINANCIAL GROUP USA, LLC $77,505,000 $68,860,000 -11.2% 0.3%
MEMBERS COOPERATIVE $118,230,000 $68,100,000 -42.4% 0.3%
MidWestOne Bank $76,630,000 $67,205,000 -12.3% 0.2%
Morgan Stanley Private Bank $92,515,000 $61,195,000 -33.9% 0.2%
Liberty Bank Minnesota $83,840,000 $60,515,000 -27.8% 0.2%
USAA Federal Savings Bank $71,825,000 $60,360,000 -16.0% 0.2%
Goldwater Bank, N.A. $348,790,000 $59,540,000 -82.9% 0.2%
Choice Financial Group $78,675,000 $59,465,000 -24.4% 0.2%
SWBC MORTGAGE CORPORATION $59,235,000 n/a 0.2%
Citizens Bank $35,890,000 $58,760,000 63.7% 0.2%
IDEAL $54,485,000 $57,190,000 5.0% 0.2%
RiverWood Bank $65,780,000 $50,570,000 -23.1% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $44,010,000 $50,400,000 14.5% 0.2%
Falcon National Bank $49,820,000 n/a 0.2%
First International Bank & Trust $57,540,000 $49,285,000 -14.3% 0.2%
HomeTown Bank $66,780,000 $46,700,000 -30.1% 0.2%
Century Mortgage Company DBA Century Lending Company $13,910,000 $45,950,000 230.3% 0.2%
Paramount Residential Mortgage Group, Inc. $74,595,000 $45,725,000 -38.7% 0.2%
BankVista $43,140,000 $45,245,000 4.9% 0.2%
AMERISAVE MORTGAGE CORPORATION $174,405,000 $44,825,000 -74.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $69,020,000 $44,615,000 -35.4% 0.2%
Neighborhood Loans, Inc. $14,055,000 $44,420,000 216.0% 0.2%
ST. CLOUD FINANCIAL $49,630,000 $43,310,000 -12.7% 0.2%
Flagship Banks Minnesota $36,765,000 $43,225,000 17.6% 0.2%
Northview Bank $61,405,000 $42,285,000 -31.1% 0.2%
Highland Bank $42,180,000 n/a 0.2%
Mortgages Unlimited Inc. $232,310,000 $42,075,000 -81.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $60,185,000 $41,420,000 -31.2% 0.2%
First National Bank of Omaha $145,390,000 $41,305,000 -71.6% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $12,720,000 $40,845,000 221.1% 0.2%
Discover Bank $28,195,000 $39,915,000 41.6% 0.1%
Park State Bank $38,930,000 n/a 0.1%
MAYO EMPLOYEES FEDERAL CREDIT UNION $49,590,000 $38,380,000 -22.6% 0.1%
Nations Lending Corporation $6,970,000 $38,170,000 447.6% 0.1%
Sherburne State Bank $39,905,000 $37,860,000 -5.1% 0.1%
Foresight Bank $33,925,000 $36,640,000 8.0% 0.1%
American Heritage National Bank $61,015,000 $36,365,000 -40.4% 0.1%
M&T Realty Capital Corporation $36,235,000 n/a 0.1%
Coulee Bank $54,665,000 $34,545,000 -36.8% 0.1%
VERIDIAN CREDIT UNION $6,870,000 $34,470,000 401.7% 0.1%
First Federal Bank $35,235,000 $34,270,000 -2.7% 0.1%
Midwest Bank $44,815,000 $33,595,000 -25.0% 0.1%
SOUTHPOINT FINANCIAL $39,990,000 $33,555,000 -16.1% 0.1%
UBS Bank USA $60,915,000 $33,520,000 -45.0% 0.1%
CORTRUST MORTGAGE, INC. $50,500,000 $33,025,000 -34.6% 0.1%
First Financial Bank $33,005,000 n/a 0.1%
NBKC BANK $41,860,000 $32,765,000 -21.7% 0.1%
Citizens Bank Minnesota $47,795,000 $32,565,000 -31.9% 0.1%
UIF CORPORATION $39,860,000 $32,340,000 -18.9% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $14,135,000 $32,265,000 128.3% 0.1%
CITY-COUNTY CREDIT UNION $51,080,000 $32,165,000 -37.0% 0.1%
Community Bank Mankato $88,950,000 $31,075,000 -65.1% 0.1%
Bank of England $73,755,000 $31,070,000 -57.9% 0.1%
Vermillion State Bank $45,945,000 $30,930,000 -32.7% 0.1%
American Federal Bank $33,840,000 $30,845,000 -8.9% 0.1%
West Bank $21,880,000 $30,685,000 40.2% 0.1%
Union State Bank of Fargo $48,710,000 $30,415,000 -37.6% 0.1%
Bank Midwest $30,990,000 $30,315,000 -2.2% 0.1%
AXIA FINANCIAL, LLC $119,020,000 $30,070,000 -74.7% 0.1%
American National Bank of Minnesota $50,130,000 $28,290,000 -43.6% 0.1%
Citizens Alliance Bank $25,450,000 $27,685,000 8.8% 0.1%
Waterstone Mortgage Corporation $90,125,000 $27,395,000 -69.6% 0.1%
North Shore Federal Credit Union $22,080,000 $27,325,000 23.8% 0.1%
IOWA BANKERS MORTGAGE CORPORATION $33,135,000 $27,015,000 -18.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $22,870,000 $26,585,000 16.2% 0.1%
The Bank of Elk River $24,135,000 $25,035,000 3.7% 0.1%
UNION HOME MORTGAGE CORP. $38,050,000 $24,480,000 -35.7% 0.1%
Citibank $21,695,000 $24,140,000 11.3% 0.1%
Heritage Bank $39,225,000 $23,925,000 -39.0% 0.1%
Pioneer Bank $23,055,000 n/a 0.1%
Lake Elmo Bank $51,145,000 $22,750,000 -55.5% 0.1%
GUILD MORTGAGE COMPANY $14,105,000 $22,465,000 59.3% 0.1%
Merchants Bank of Indiana $6,310,000 $22,460,000 255.9% 0.1%
CALIBER HOME LOANS, INC. $187,420,000 $22,440,000 -88.0% 0.1%
ZILLOW HOME LOANS, LLC $26,790,000 $22,285,000 -16.8% 0.1%
Figure Lending LLC $23,650,000 $22,280,000 -5.8% 0.1%
Charles Schwab Bank, SSB $33,005,000 $21,925,000 -33.6% 0.1%
TOWN AND COUNTRY Credit Union $21,160,000 $21,855,000 3.3% 0.1%
BETTER MORTGAGE CORPORATION $90,095,000 $21,715,000 -75.9% 0.1%
The Federal Savings Bank $31,720,000 $21,230,000 -33.1% 0.1%
Community Resource Bank $35,655,000 $20,900,000 -41.4% 0.1%
First Resource Bank $65,125,000 $20,665,000 -68.3% 0.1%
Sentry Bank $26,030,000 $20,600,000 -20.9% 0.1%
Security State Bank of Marine $20,540,000 n/a 0.1%
Peoples State Bank of Plainview $28,110,000 $20,435,000 -27.3% 0.1%
RIVERLAND BANK $20,090,000 n/a 0.1%
ONB Bank $20,000,000 n/a 0.1%
F & M Community Bank $17,980,000 $19,815,000 10.2% 0.1%
CorTrust Bank $23,005,000 $19,760,000 -14.1% 0.1%
First State Bank and Trust $21,820,000 $19,625,000 -10.1% 0.1%
Minnesota Valley Federal Credit Union $31,200,000 $19,570,000 -37.3% 0.1%
CRESCENT MORTGAGE COMPANY $42,940,000 $19,465,000 -54.7% 0.1%
Northpointe Bank $24,465,000 $19,160,000 -21.7% 0.1%
MANN FINANCIAL INC. $23,405,000 $19,135,000 -18.2% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $19,065,000 n/a 0.1%
21st Century Bank $18,965,000 n/a 0.1%
WNB Financial, N.A. $29,400,000 $18,930,000 -35.6% 0.1%
Carrington Mortgage Services, LLC $38,015,000 $18,900,000 -50.3% 0.1%
Minnesota National Bank $24,480,000 $18,840,000 -23.0% 0.1%
REDSTONE Federal Credit Union $18,605,000 n/a 0.1%
Citizens Community Federal $44,700,000 $18,575,000 -58.4% 0.1%
Arbor Realty Trust, Inc. $19,940,000 $18,355,000 -7.9% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $17,980,000 n/a 0.1%
Anoka Hennepin Credit Union $17,515,000 $17,905,000 2.2% 0.1%
NEW DAY FINANCIAL, LLC $32,070,000 $17,855,000 -44.3% 0.1%
MINNCO CREDIT UNION $18,720,000 $17,450,000 -6.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $11,805,000 $17,215,000 45.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $32,805,000 $17,040,000 -48.1% 0.1%
21ST MORTGAGE CORPORATION $18,655,000 $16,960,000 -9.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $26,655,000 $16,455,000 -38.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $71,050,000 $16,415,000 -76.9% 0.1%
GUIDANCE RESIDENTIAL, LLC $24,085,000 $16,370,000 -32.0% 0.1%
Regent Financial Group, Inc. $12,740,000 $16,325,000 28.1% 0.1%
MID AMERICA MORTGAGE, INC. $11,450,000 $16,245,000 41.9% 0.1%
AgCountry Farm Credit Services, FLCA $13,445,000 $16,105,000 19.8% 0.1%
The State Bank of Faribault $24,835,000 $16,080,000 -35.3% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $11,275,000 $15,940,000 41.4% 0.1%
Platinum Bank $15,915,000 n/a 0.1%
Premier Bank $355,000 $15,810,000 4,353.5% 0.1%
Alliance Bank $29,360,000 $15,790,000 -46.2% 0.1%
FIRST COMMUNITY CREDIT UNION $27,530,000 $15,470,000 -43.8% 0.1%
Citadel Servicing Corporation $6,955,000 $15,365,000 120.9% 0.1%
GENISYS $28,830,000 $15,045,000 -47.8% 0.1%
Cornerstone State Bank $23,795,000 $14,945,000 -37.2% 0.1%
THRIVENT Federal Credit Union $27,670,000 $14,925,000 -46.1% 0.1%
Ally Bank $45,520,000 $14,835,000 -67.4% 0.1%
VALLEY MORTGAGE, INC. $21,555,000 $14,835,000 -31.2% 0.1%
GATEWAY BANK $14,560,000 n/a 0.1%
NexBank $2,885,000 $14,555,000 404.5% 0.1%
Kensington Bank $14,550,000 n/a 0.1%
Lakeview Bank $14,505,000 n/a 0.1%
North American Banking Company $14,325,000 n/a 0.1%
PREMIA MORTGAGE, LLC $17,220,000 $14,230,000 -17.4% 0.1%
Stifel Bank and Trust $19,760,000 $14,220,000 -28.0% 0.1%
Dollar Bank, Federal Savings Bank $7,115,000 $13,890,000 95.2% 0.1%
GREYSTONE FUNDING COMPANY LLC $17,805,000 $13,635,000 -23.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $29,345,000 $13,585,000 -53.7% 0.1%
TOWNE MORTGAGE COMPANY $17,200,000 $13,535,000 -21.3% 0.0%
LENDINGHOME FUNDING CORPORATION $6,075,000 $13,460,000 121.6% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $25,455,000 $13,310,000 -47.7% 0.0%
Merchants Capital Corp. $13,295,000 n/a 0.0%
American National Bank $47,925,000 $13,290,000 -72.3% 0.0%
The Miners National Bank of Eveleth $20,310,000 $13,170,000 -35.2% 0.0%
SHAREPOINT CREDIT UNION $31,555,000 $13,140,000 -58.4% 0.0%
Profinium Inc. $13,040,000 n/a 0.0%
Truist $87,785,000 $12,775,000 -85.4% 0.0%
First Savings Bank $710,000 $12,735,000 1,693.7% 0.0%
CENTRICITY Credit Union $11,930,000 $12,615,000 5.7% 0.0%
PLANET HOME LENDING, LLC $15,225,000 $12,610,000 -17.2% 0.0%
Florida Capital Bank $24,915,000 $12,595,000 -49.4% 0.0%
MY Credit Union $31,005,000 $12,150,000 -60.8% 0.0%
First Alliance Credit Union $14,090,000 $12,145,000 -13.8% 0.0%
BNY Mellon $11,805,000 $12,025,000 1.9% 0.0%
MinnStar Bank N.A. $15,535,000 $11,975,000 -22.9% 0.0%
BankCherokee $11,765,000 n/a 0.0%
Coastal Community Bank $11,750,000 n/a 0.0%
SUPERIOR CHOICE $10,720,000 $11,310,000 5.5% 0.0%
Harbor Pointe Credit Union $15,230,000 $11,105,000 -27.1% 0.0%
GSF Mortgage Corporation $39,085,000 $11,080,000 -71.7% 0.0%
Sterling State Bank $11,045,000 n/a 0.0%
DIGITAL Federal Credit Union $13,710,000 $10,730,000 -21.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $10,735,000 $10,655,000 -0.7% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $39,450,000 $10,650,000 -73.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $14,315,000 $10,575,000 -26.1% 0.0%
Hiawatha National Bank $16,695,000 $10,550,000 -36.8% 0.0%
Lake Central Bank $10,510,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $10,365,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $5,170,000 $10,185,000 97.0% 0.0%
Northwestern Bank, NA $10,070,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $14,430,000 $10,065,000 -30.2% 0.0%
First National Bank of Milaca $10,055,000 n/a 0.0%
Equity Prime Mortgage LLC $8,720,000 $9,995,000 14.6% 0.0%
Citizens Independent Bank $9,965,000 n/a 0.0%
Armed Forces Bank $26,420,000 $9,940,000 -62.4% 0.0%
V.I.P. MORTGAGE, INC. $1,745,000 $9,920,000 468.5% 0.0%
FNB Moose Lake $18,440,000 $9,830,000 -46.7% 0.0%
SIRVA MORTGAGE, INC. $14,430,000 $9,740,000 -32.5% 0.0%
Star Bank $9,670,000 n/a 0.0%
Northeast Bank $9,575,000 n/a 0.0%
Western State Bank $18,500,000 $9,315,000 -49.6% 0.0%
University of Wisconsin Credit Union $7,240,000 $9,290,000 28.3% 0.0%
Neighborhood National Bank $30,495,000 $9,205,000 -69.8% 0.0%
City National Bank $37,675,000 $9,185,000 -75.6% 0.0%
WESTconsin Credit Union $12,605,000 $9,135,000 -27.5% 0.0%
Great Southern Bank $69,270,000 $9,125,000 -86.8% 0.0%
Manufacturers Bank & Trust Company $26,570,000 $9,125,000 -65.7% 0.0%
DEEPHAVEN MORTGAGE LLC $5,535,000 $9,045,000 63.4% 0.0%
First National Bank Minnesota $8,915,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $23,925,000 $8,860,000 -63.0% 0.0%
Connexus Credit Union $8,740,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $14,785,000 $8,670,000 -41.4% 0.0%
ENVOY MORTGAGE, LTD $73,650,000 $8,525,000 -88.4% 0.0%
St. Paul Federal Credit Union $16,605,000 $8,315,000 -49.9% 0.0%
Associated Healthcare Credit Union $10,655,000 $8,255,000 -22.5% 0.0%
Security Bank & Trust Company $8,250,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $13,510,000 $8,185,000 -39.4% 0.0%
Heartland Credit Union $14,070,000 $8,170,000 -41.9% 0.0%
Commerce Home Mortgage, Inc. $5,275,000 $8,115,000 53.8% 0.0%
Center National Bank $21,655,000 $8,080,000 -62.7% 0.0%
Nicolet National Bank $2,735,000 $8,050,000 194.3% 0.0%
Lend Smart Mortgage, LLC $139,430,000 $8,020,000 -94.2% 0.0%
The First National Bank of Le Center $10,095,000 $7,995,000 -20.8% 0.0%
Raymond James Bank $5,365,000 $7,850,000 46.3% 0.0%
CCM Finance, LLC $29,635,000 $7,835,000 -73.6% 0.0%
HOMESTEAD FUNDING CORP. $7,355,000 $7,780,000 5.8% 0.0%
Minnesota Power Employees Credit Union $7,775,000 n/a 0.0%
Summit Credit Union $1,720,000 $7,760,000 351.2% 0.0%
Farmers Bank & Trust $3,810,000 $7,740,000 103.1% 0.0%
DATA MORTGAGE, INC. $15,135,000 $7,710,000 -49.1% 0.0%
United Valley Bank $7,660,000 n/a 0.0%
Drake Bank $7,605,000 n/a 0.0%
Farmers & Merchants State Bank $7,500,000 n/a 0.0%
Northwest Bank $5,270,000 $7,360,000 39.7% 0.0%
Castle Rock Bank $7,355,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $24,010,000 $7,315,000 -69.5% 0.0%
Deere Employees Credit Union $12,815,000 $7,090,000 -44.7% 0.0%
COMPASS MORTGAGE, INC. $18,090,000 $7,040,000 -61.1% 0.0%
LIMA ONE CAPITAL, LLC $705,000 $7,000,000 892.9% 0.0%
ALLIANT CREDIT UNION $10,905,000 $6,985,000 -35.9% 0.0%
VILLAGE CAPITAL MORTGAGE $5,485,000 $6,900,000 25.8% 0.0%
First National Bank of Elk River $6,895,000 n/a 0.0%
Farmers & Merchants Savings Bank $10,285,000 $6,885,000 -33.1% 0.0%
South Story Bank & Trust $6,665,000 n/a 0.0%
The Central Trust Bank $10,080,000 $6,605,000 -34.5% 0.0%
Freeport State Bank $6,400,000 n/a 0.0%
CAPITAL CREDIT UNION $46,610,000 $6,390,000 -86.3% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $11,515,000 $6,365,000 -44.7% 0.0%
ROYAL UNITED MORTGAGE LLC $6,295,000 $6,360,000 1.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $77,425,000 $6,310,000 -91.9% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,085,000 $6,090,000 49.1% 0.0%
NOVATION CREDIT UNION $11,720,000 $6,080,000 -48.1% 0.0%
NORTHWOODS $10,165,000 $6,050,000 -40.5% 0.0%
Woodlands National Bank $9,400,000 $6,020,000 -36.0% 0.0%
Bethpage Federal Credit Union $4,695,000 $6,005,000 27.9% 0.0%
First State Bank of Le Center $5,915,000 n/a 0.0%
PHH Mortgage Corporation $17,395,000 $5,855,000 -66.3% 0.0%
First National Bank Bagley $5,790,000 n/a 0.0%
North American Savings Bank, F.S.B. $25,575,000 $5,765,000 -77.5% 0.0%
Academy Bank $13,865,000 $5,730,000 -58.7% 0.0%
ALAMEDA MORTGAGE CORPORATION $9,335,000 $5,690,000 -39.0% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $5,445,000 $5,615,000 3.1% 0.0%
BNC National Bank $17,555,000 $5,615,000 -68.0% 0.0%
Village Bank $5,610,000 n/a 0.0%
MILEND, INC. $8,935,000 $5,590,000 -37.4% 0.0%
Dacotah Bank $5,260,000 $5,525,000 5.0% 0.0%
The Loan Store, Inc. $5,440,000 n/a 0.0%
Northern State Bank of Virginia $5,420,000 n/a 0.0%
United Prairie Bank $5,275,000 n/a 0.0%
MARINE $6,740,000 $5,230,000 -22.4% 0.0%
LOANPAL, LLC $6,620,000 $5,175,000 -21.8% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $4,285,000 $5,095,000 18.9% 0.0%
TOP FLITE FINANCIAL, INC. $865,000 $4,985,000 476.3% 0.0%
First Interstate Bank $6,875,000 $4,925,000 -28.4% 0.0%
VISIONBank $5,510,000 $4,915,000 -10.8% 0.0%
BANKWEST, INC. $7,480,000 $4,900,000 -34.5% 0.0%
Pinnacle Bank $215,000 $4,900,000 2,179.1% 0.0%
Eitzen State Bank $9,445,000 $4,865,000 -48.5% 0.0%
Two Harbors Federal Credit Union $6,755,000 $4,810,000 -28.8% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $4,890,000 $4,735,000 -3.2% 0.0%
PLUS RELOCATION MORTGAGE, LLC $8,545,000 $4,715,000 -44.8% 0.0%
First National Bank $10,945,000 $4,640,000 -57.6% 0.0%
AMWEST FUNDING CORP. $1,330,000 $4,560,000 242.9% 0.0%
South Metro Federal Credit Union $3,185,000 $4,550,000 42.9% 0.0%
First National Bank of America $11,560,000 $4,485,000 -61.2% 0.0%
M&T Bank $11,010,000 $4,455,000 -59.5% 0.0%
EMM LOANS LLC $4,945,000 $4,435,000 -10.3% 0.0%
Byline Bank $4,295,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $7,280,000 $4,290,000 -41.1% 0.0%
MORTGAGE ACCESS CORP. $3,105,000 $4,280,000 37.8% 0.0%
Valley Premier Bank $4,210,000 n/a 0.0%
GREENSTATE CREDIT UNION $1,060,000 $4,175,000 293.9% 0.0%
Unity Bank $11,230,000 $4,125,000 -63.3% 0.0%
CALCON MUTUAL MORTGAGE LLC $3,380,000 $3,970,000 17.5% 0.0%
READYCAP COMMERCIAL, LLC $3,965,000 n/a 0.0%
OCMBC, INC. $3,655,000 $3,960,000 8.3% 0.0%
GREAT RIVER FEDERAL CREDIT UNION $6,570,000 $3,910,000 -40.5% 0.0%
LENDSURE MORTGAGE CORP. $4,420,000 $3,830,000 -13.3% 0.0%
First PREMIER Bank $5,555,000 $3,815,000 -31.3% 0.0%
BUILDING TRADES FEDERAL CREDIT UNION $5,030,000 $3,775,000 -25.0% 0.0%
Goldman Sachs Bank USA $16,795,000 $3,760,000 -77.6% 0.0%
NORTH STAR CREDIT UNION $11,265,000 $3,760,000 -66.6% 0.0%
AMERICAN FINANCING CORPORATION $30,410,000 $3,710,000 -87.8% 0.0%
First State Bank of Wyoming $3,710,000 n/a 0.0%
First State Bank $505,000 $3,705,000 633.7% 0.0%
Community Development Bank, FSB $3,675,000 n/a 0.0%
Pine River State Bank $3,670,000 n/a 0.0%
First Dakota National Bank $25,900,000 $3,625,000 -86.0% 0.0%
Western National Bank $5,690,000 $3,600,000 -36.7% 0.0%
USAlliance Federal Credit Union $2,825,000 $3,530,000 25.0% 0.0%
American Bank & Trust $6,390,000 $3,470,000 -45.7% 0.0%
SUMMIT FUNDING, INC. $915,000 $3,465,000 278.7% 0.0%
The Northern Trust Company $4,215,000 $3,415,000 -19.0% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $2,065,000 $3,390,000 64.2% 0.0%
The First National Bank of River Falls $5,125,000 $3,365,000 -34.3% 0.0%
Fifth Third Bank $2,095,000 $3,190,000 52.3% 0.0%
The First National Bank in Sioux Falls $1,510,000 $3,170,000 109.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $14,330,000 $3,055,000 -78.7% 0.0%
First National Community Bank $6,325,000 $3,045,000 -51.9% 0.0%
EMBRACE HOME LOANS, INC. $13,535,000 $2,915,000 -78.5% 0.0%
Reliabank Dakota $2,555,000 $2,900,000 13.5% 0.0%
The Greenwood's State Bank $2,890,000 $2,890,000 0.0% 0.0%
CHERRY CREEK MORTGAGE, LLC $38,845,000 $2,815,000 -92.8% 0.0%
THRIVE MORTGAGE, LLC $1,160,000 $2,815,000 142.7% 0.0%
Lake City Federal Bank $2,805,000 n/a 0.0%
Ameris Bank $1,245,000 $2,740,000 120.1% 0.0%
CORNERSTONE HOME LENDING, INC. $375,000 $2,735,000 629.3% 0.0%
Magnolia Bank $5,215,000 $2,700,000 -48.2% 0.0%
ASHLAND Credit Union $2,695,000 $2,665,000 -1.1% 0.0%
Central Bank $4,115,000 $2,630,000 -36.1% 0.0%
Bonanza Valley State Bank $2,610,000 n/a 0.0%
Beverly Bank & Trust $1,620,000 $2,600,000 60.5% 0.0%
KELLER MORTGAGE, LLC $58,825,000 $2,595,000 -95.6% 0.0%
INTERCAP LENDING INC. $2,680,000 $2,530,000 -5.6% 0.0%
Kirkwood Bank & Trust Co. $1,740,000 $2,515,000 44.5% 0.0%
UMB Bank $2,070,000 $2,475,000 19.6% 0.0%
DUPACO COMMUNITY $2,235,000 $2,460,000 10.1% 0.0%
Johnson Bank $2,955,000 $2,435,000 -17.6% 0.0%
Strong Home Mortgage, LLC $10,850,000 $2,415,000 -77.7% 0.0%
Bank Five Nine $1,680,000 $2,345,000 39.6% 0.0%
Farmers State Bank $5,670,000 $2,345,000 -58.6% 0.0%
Harvest Bank $2,315,000 n/a 0.0%
First Farmers & Merchans Bank $2,270,000 n/a 0.0%
Bluff View Bank $2,265,000 n/a 0.0%
BOKF $41,695,000 $2,220,000 -94.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $3,385,000 $2,170,000 -35.9% 0.0%
RBC Bank, (Georgia) $4,050,000 $2,170,000 -46.4% 0.0%
Union Savings Bank $1,520,000 $2,165,000 42.4% 0.0%
SMW Financial Credit Union $2,145,000 n/a 0.0%
Wintrust Bank, N.A. $2,115,000 n/a 0.0%
NEXERA HOLDING LLC $1,550,000 $2,085,000 34.5% 0.0%
AmeriHome Mortgage Company, LLC $28,350,000 $2,075,000 -92.7% 0.0%
State Bank Financial $5,220,000 $2,035,000 -61.0% 0.0%
Commerce Bank $1,490,000 $1,965,000 31.9% 0.0%
ACADEMY MORTGAGE CORPORATION $2,305,000 $1,920,000 -16.7% 0.0%
Cornerstone Bank $2,245,000 $1,920,000 -14.5% 0.0%
Leader Bank $1,920,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $600,000 $1,910,000 218.3% 0.0%
JMAC LENDING, INC. $1,805,000 $1,890,000 4.7% 0.0%
867 $1,870,000 n/a 0.0%
Mid-Continent Funding, Inc. $1,285,000 $1,865,000 45.1% 0.0%
American State Bank $1,055,000 $1,855,000 75.8% 0.0%
Centier Bank $1,640,000 $1,840,000 12.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $455,000 $1,840,000 304.4% 0.0%
Security Savings Bank $4,295,000 $1,815,000 -57.7% 0.0%
RCN Capital, LLC $1,810,000 n/a 0.0%
First Horizon Bank $1,275,000 $1,760,000 38.0% 0.0%
Star Choice Credit Union $10,995,000 $1,745,000 -84.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,965,000 $1,740,000 -11.5% 0.0%
NP, Inc. $6,100,000 $1,725,000 -71.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $885,000 $1,610,000 81.9% 0.0%
RESIDENTIAL BANCORP $3,115,000 $1,600,000 -48.6% 0.0%
Regions Bank $285,000 $1,555,000 445.6% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,475,000 $1,555,000 5.4% 0.0%
SPRING EQ, LLC $15,320,000 $1,550,000 -89.9% 0.0%
OPEN MORTGAGE, LLC $3,410,000 $1,540,000 -54.8% 0.0%
THOMPSON KANE & COMPANY, LLC $2,155,000 $1,540,000 -28.5% 0.0%
AMCAP MORTGAGE, LTD. $1,530,000 n/a 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $1,530,000 n/a 0.0%
American Airlines Federal Credit Union $2,920,000 $1,515,000 -48.1% 0.0%
Starion Bank $12,365,000 $1,510,000 -87.8% 0.0%
Citizens State Bank of La Crosse $5,340,000 $1,490,000 -72.1% 0.0%
Barings Multifamily Capital $1,485,000 n/a 0.0%
NFM, INC. $1,790,000 $1,485,000 -17.0% 0.0%
Flanagan State Bank $1,500,000 $1,465,000 -2.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $5,965,000 $1,445,000 -75.8% 0.0%
EVANSVILLE TEACHERS $1,180,000 $1,440,000 22.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,270,000 $1,405,000 10.6% 0.0%
State Department Federal Credit Union $1,495,000 $1,385,000 -7.4% 0.0%
Arbor Bank $1,310,000 $1,370,000 4.6% 0.0%
First Internet Bank of Indiana $3,310,000 $1,370,000 -58.6% 0.0%
Signature Federal Credit Union $785,000 $1,370,000 74.5% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $3,445,000 $1,345,000 -61.0% 0.0%
CITIZENS EQUITY FIRST $4,475,000 $1,340,000 -70.1% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,945,000 $1,325,000 -55.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $2,435,000 $1,315,000 -46.0% 0.0%
CANOPY MORTGAGE, LLC $3,560,000 $1,280,000 -64.0% 0.0%
MORTGAGEONE, INC. $560,000 $1,265,000 125.9% 0.0%
GENEVA FINANCIAL, LLC $3,855,000 $1,260,000 -67.3% 0.0%
CNB Bank $345,000 $1,250,000 262.3% 0.0%
FIRST COLONY MORTGAGE CORPORATION $1,245,000 n/a 0.0%
Quontic Bank $3,165,000 $1,235,000 -61.0% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $545,000 $1,185,000 117.4% 0.0%
Fortress Bank $965,000 $1,175,000 21.8% 0.0%
DEVELOPER'S MORTGAGE COMPANY $3,390,000 $1,165,000 -65.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,145,000 $1,165,000 1.7% 0.0%
The Union Bank Company $1,140,000 $1,165,000 2.2% 0.0%
The First National Bank of Bangor $1,160,000 n/a 0.0%
CHEVRON $770,000 $1,135,000 47.4% 0.0%
Luana Savings Bank $905,000 $1,130,000 24.9% 0.0%
Bank Rhode Island $1,105,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $3,230,000 $1,090,000 -66.3% 0.0%
AmRes Corporation $2,520,000 $1,085,000 -56.9% 0.0%
First Independence Bank $1,210,000 $1,080,000 -10.7% 0.0%
West Gate Bank $1,120,000 $1,075,000 -4.0% 0.0%
NMSI, INC. $215,000 $1,070,000 397.7% 0.0%
Superior Savings Bank $5,735,000 $1,070,000 -81.3% 0.0%
Paramount Bank $1,040,000 $1,040,000 0.0% 0.0%
Arvest Bank $3,585,000 $1,035,000 -71.1% 0.0%
ENCORE BANK $1,020,000 n/a 0.0%
First-Citizens Bank & Trust Company $3,180,000 $1,015,000 -68.1% 0.0%
Bank $3,175,000 $1,010,000 -68.2% 0.0%
MICHIGAN MUTUAL, INC. $2,420,000 $1,010,000 -58.3% 0.0%
First Bank Richmond $1,005,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $1,420,000 $1,000,000 -29.6% 0.0%
Liberty Savings Bank, F.S.B. $11,155,000 $985,000 -91.2% 0.0%
ProGrowth Bank $955,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $945,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $935,000 n/a 0.0%
IVY MORTGAGE, INC. $920,000 n/a 0.0%
Gateway First Bank $2,145,000 $910,000 -57.6% 0.0%
KeyBank $68,255,000 $905,000 -98.7% 0.0%
Lakeview Community Capital, LLC $5,605,000 $895,000 -84.0% 0.0%
Bank-Fund Staff Federal Credit Union $1,335,000 $885,000 -33.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $870,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $2,665,000 $870,000 -67.4% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,275,000 $850,000 -33.3% 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,470,000 $845,000 -42.5% 0.0%
WaterStone Bank, SSB $38,395,000 $845,000 -97.8% 0.0%
Brighton Bank $840,000 n/a 0.0%
Farm Credit Mid-America, ACA $1,575,000 $830,000 -47.3% 0.0%
Town Bank, N.A. $830,000 n/a 0.0%
First State Bank of St. Charles, Missouri $1,560,000 $815,000 -47.8% 0.0%
Community First Credit Union $810,000 n/a 0.0%
First American Bank $515,000 $810,000 57.3% 0.0%
ONY GLO, INC. $10,720,000 $805,000 -92.5% 0.0%
LENDINGONE, LLC $1,685,000 $800,000 -52.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,355,000 $800,000 -41.0% 0.0%
Chicago Mortgage Solutions LLC $18,935,000 $790,000 -95.8% 0.0%
S1L, Inc. $3,235,000 $770,000 -76.2% 0.0%
WOODTRUST BANK $410,000 $765,000 86.6% 0.0%
TJC Mortgage, Inc. $1,255,000 $760,000 -39.4% 0.0%
First State Bank Nebraska $755,000 n/a 0.0%
Peoples Bank $790,000 $755,000 -4.4% 0.0%
Assurance Financial Group, L.L.C. $1,055,000 $740,000 -29.9% 0.0%
Exchange State Bank $735,000 n/a 0.0%
First Bank $215,000 $730,000 239.5% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $1,695,000 $730,000 -56.9% 0.0%
The Security National Bank of Sioux City, Iowa $380,000 $730,000 92.1% 0.0%
Independent Bank $725,000 n/a 0.0%
Independent Bank $725,000 n/a 0.0%
Oakstar Bank $610,000 $725,000 18.9% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,025,000 $715,000 -30.2% 0.0%
Stock Yards Bank & Trust Company $425,000 $710,000 67.1% 0.0%
Unison Bank $780,000 $705,000 -9.6% 0.0%
HomePromise Corporation $2,215,000 $700,000 -68.4% 0.0%
BAY-VALLEY MORTGAGE GROUP $680,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $680,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,190,000 $675,000 -43.3% 0.0%
Community First National Bank $1,025,000 $670,000 -34.6% 0.0%
CONTOUR MORTGAGE CORPORATION $1,600,000 $670,000 -58.1% 0.0%
CO-OP Credit Union $670,000 $670,000 0.0% 0.0%
MidFirst Bank $1,325,000 $670,000 -49.4% 0.0%
TOTAL MORTGAGE SERVICES, LLC $865,000 $665,000 -23.1% 0.0%
Kerndt Brothers Savings Bank $470,000 $660,000 40.4% 0.0%
STAR ONE CREDIT UNION $1,980,000 $660,000 -66.7% 0.0%
American Bank Center $2,160,000 $655,000 -69.7% 0.0%
Chippewa Valley Bank $125,000 $650,000 420.0% 0.0%
DELMAR FINANCIAL COMPANY $1,570,000 $650,000 -58.6% 0.0%
Perennial Bank $650,000 n/a 0.0%
FIRST TECHNOLOGY $2,375,000 $645,000 -72.8% 0.0%
PROPONENT Federal Credit Union $640,000 n/a 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $635,000 n/a 0.0%
Firefighters Credit Union $2,545,000 $630,000 -75.2% 0.0%
ILLINOIS STATE CREDIT UNION $125,000 $620,000 396.0% 0.0%
Capital Bank $810,000 $605,000 -25.3% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $300,000 $605,000 101.7% 0.0%
GTE Federal Credit Union $760,000 $600,000 -21.1% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,245,000 $600,000 -73.3% 0.0%
OCEANSIDE MORTGAGE COMPANY $620,000 $595,000 -4.0% 0.0%
Pinnacle Bank $215,000 $595,000 176.7% 0.0%
QUORUM FEDERAL CREDIT UNION $4,740,000 $580,000 -87.8% 0.0%
Quad City Bank and Trust Company $485,000 $575,000 18.6% 0.0%
River Falls State Bank $1,705,000 $575,000 -66.3% 0.0%
Simmons Bank $855,000 $575,000 -32.7% 0.0%
Amalgamated Bank $2,750,000 $570,000 -79.3% 0.0%
Loan Simple, Inc. $2,905,000 $565,000 -80.6% 0.0%
Security Financial Bank $5,495,000 $555,000 -89.9% 0.0%
SeaTrust Mortgage Company $550,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $530,000 n/a 0.0%
Premier Bank $355,000 $530,000 49.3% 0.0%
T2 FINANCIAL LLC $535,000 $530,000 -0.9% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,930,000 $525,000 -72.8% 0.0%
Flatirons Bank $525,000 n/a 0.0%
GOVERNMENTAL EMPLOYEES $1,445,000 $520,000 -64.0% 0.0%
TOWER $745,000 $520,000 -30.2% 0.0%
HOME MORTGAGE ALLIANCE, LLC $375,000 $515,000 37.3% 0.0%
Financial Federal Bank $505,000 n/a 0.0%
Northwestern Bank $225,000 $505,000 124.4% 0.0%
SERVICE FIRST FEDERAL CREDIT UNION $445,000 $505,000 13.5% 0.0%
Axos Bank $2,355,000 $495,000 -79.0% 0.0%
AIR ACADEMY $115,000 $485,000 321.7% 0.0%
First Bank $215,000 $485,000 125.6% 0.0%
Service Federal Credit Union $1,130,000 $480,000 -57.5% 0.0%
DELTA COMMUNITY CREDIT UNION $1,355,000 $470,000 -65.3% 0.0%
FAY SERVICING, LLC $1,155,000 $470,000 -59.3% 0.0%
Merchants Mortgage & Trust Corporation $1,175,000 $465,000 -60.4% 0.0%
CASTLE & COOKE MORTGAGE, LLC $460,000 n/a 0.0%
CoVantage Credit Union $455,000 n/a 0.0%
Great Plains National Bank $455,000 n/a 0.0%
The Dart Bank $455,000 n/a 0.0%
GEORGIA'S OWN $1,245,000 $445,000 -64.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $690,000 $440,000 -36.2% 0.0%
UNIVERSITY CREDIT UNION $440,000 n/a 0.0%
American Bank of Oklahoma $435,000 n/a 0.0%
First State Bank $505,000 $435,000 -13.9% 0.0%
Midwest Heritage Bank FSB $3,280,000 $435,000 -86.7% 0.0%
ON Q FINANCIAL, INC. $165,000 $430,000 160.6% 0.0%
Peoples Bank $790,000 $425,000 -46.2% 0.0%
Sunflower Bank $7,915,000 $420,000 -94.7% 0.0%
Lincoln Savings Bank $1,245,000 $415,000 -66.7% 0.0%
SouthPoint Bank $415,000 n/a 0.0%
Wheaton Bank & Trust $395,000 $405,000 2.5% 0.0%
Bank First, N.A. $480,000 $400,000 -16.7% 0.0%
Security First Bank $395,000 n/a 0.0%
Evolve Bank & Trust $385,000 n/a 0.0%
Fortifi Bank $385,000 n/a 0.0%
SKYONE Federal Credit Union $385,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $290,000 $380,000 31.0% 0.0%
Republic Bank & Trust Company $830,000 $375,000 -54.8% 0.0%
ACHIEVA CREDIT UNION $365,000 n/a 0.0%
City State Bank $365,000 n/a 0.0%
JMJ FINANCIAL GROUP $365,000 n/a 0.0%
Renasant Bank $1,490,000 $365,000 -75.5% 0.0%
VALLEY FINANCIAL CREDIT UNION $365,000 n/a 0.0%
Bankers' Bank $1,950,000 $355,000 -81.8% 0.0%
Citizens State Bank $355,000 n/a 0.0%
First Merchants Bank $875,000 $355,000 -59.4% 0.0%
Pointwest Bank $355,000 n/a 0.0%
Security Bank $355,000 n/a 0.0%
UNIVERSAL LENDING CORPORATION $355,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $1,590,000 $345,000 -78.3% 0.0%
Cornerstone First Mortgage, Inc $355,000 $345,000 -2.8% 0.0%
CPM Federal Credit Union $345,000 n/a 0.0%
First IC Corporation $335,000 n/a 0.0%
IDAHO STATE UNIVERSITY $335,000 n/a 0.0%
Shore United Bank $335,000 n/a 0.0%
ARC HOME LLC $1,555,000 $330,000 -78.8% 0.0%
Frontier Bank $325,000 n/a 0.0%
Bank of the West $21,015,000 $320,000 -98.5% 0.0%
Watermark Capital, Inc. $1,825,000 $315,000 -82.7% 0.0%
AMERITRUST MORTGAGE CORPORATION $155,000 $310,000 100.0% 0.0%
FIELD & MAIN BANK, INC. $305,000 n/a 0.0%
Gulf Coast Bank and Trust Company $305,000 n/a 0.0%
TruHome Solutions, LLC $175,000 $305,000 74.3% 0.0%
UNITED $455,000 $305,000 -33.0% 0.0%
Wyndham Capital Mortgage, Inc. $15,780,000 $305,000 -98.1% 0.0%
First United Bank $295,000 n/a 0.0%
The Bank & Trust $295,000 n/a 0.0%
East Wisconsin Savings Bank $285,000 n/a 0.0%
Equity Bank $285,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $285,000 n/a 0.0%
First United Bank and Trust Company $1,060,000 $285,000 -73.1% 0.0%
Heartland Bank and Trust Company $280,000 n/a 0.0%
HomeTrust Bank $280,000 n/a 0.0%
Northbrook Bank & Trust $275,000 n/a 0.0%
Southwest Airlines Federal Credit Union $235,000 $275,000 17.0% 0.0%
Union Bank and Trust Company $510,000 $275,000 -46.1% 0.0%
Chickasaw Community Bank $355,000 $265,000 -25.4% 0.0%
Gold Coast Bank $265,000 n/a 0.0%
Northern State Bank $1,345,000 $265,000 -80.3% 0.0%
Ohnward Bank & Trust $1,280,000 $265,000 -79.3% 0.0%
Residential Mortgage Solutions, Inc. $535,000 $265,000 -50.5% 0.0%
TRUWEST Credit Union $265,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $3,280,000 $255,000 -92.2% 0.0%
ONE NEVADA CREDIT UNION $255,000 n/a 0.0%
PROPER RATE, LLC $710,000 $255,000 -64.1% 0.0%
SENB Bank $245,000 $255,000 4.1% 0.0%
The Bank of New Glarus $350,000 $255,000 -27.1% 0.0%
ALLIANT $295,000 $250,000 -15.3% 0.0%
Green Belt Bank & Trust $120,000 $250,000 108.3% 0.0%
Heritage Federal Credit Union $245,000 n/a 0.0%
MYCUMORTGAGE, LLC $735,000 $245,000 -66.7% 0.0%
First Western Trust Bank $3,440,000 $235,000 -93.2% 0.0%
NATIONS RELIABLE LENDING, LLC $1,655,000 $235,000 -85.8% 0.0%
Chartwell Financial, LLC $750,000 $225,000 -70.0% 0.0%
CITYWIDE HOME LOANS, LLC $425,000 $225,000 -47.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $225,000 246.2% 0.0%
FirstBank $4,715,000 $225,000 -95.2% 0.0%
Hinsdale Bank & Trust Company $225,000 n/a 0.0%
HONDA Federal Credit Union $225,000 n/a 0.0%
Northwest Federal Credit Union $750,000 $225,000 -70.0% 0.0%
Bank Iowa $625,000 $215,000 -65.6% 0.0%
Bank of Ann Arbor $215,000 n/a 0.0%
Peoples Bank $790,000 $215,000 -72.8% 0.0%
COMMUNITYAMERICA $470,000 $205,000 -56.4% 0.0%
Logan Finance Corporation $205,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $1,170,000 $205,000 -82.5% 0.0%
MidAmerica National Bank $200,000 n/a 0.0%
American Southwest Credit Union $195,000 n/a 0.0%
OAKTREE FUNDING CORP. $3,865,000 $195,000 -95.0% 0.0%
Colonial Savings, F.A. $2,965,000 $185,000 -93.8% 0.0%
Peoples National Bank of Kewanee $185,000 n/a 0.0%
DAS Acquisition Company, LLC $810,000 $175,000 -78.4% 0.0%
Uwharrie Bank $175,000 n/a 0.0%
Availa Bank $960,000 $165,000 -82.8% 0.0%
Royal Bank $135,000 $165,000 22.2% 0.0%
Union State Bank of West Salem $165,000 n/a 0.0%
Actors Federal Credit Union $585,000 $155,000 -73.5% 0.0%
FBC MORTGAGE, LLC $415,000 $155,000 -62.7% 0.0%
Christian Community Credit Union $150,000 n/a 0.0%
AGRICULTURE Federal Credit Union $15,000 $145,000 866.7% 0.0%
AMERICAN HERITAGE LENDING, INC. $355,000 $145,000 -59.2% 0.0%
AMERICHOICE $145,000 n/a 0.0%
Community Savings Bank $145,000 n/a 0.0%
Honor Credit Union $145,000 n/a 0.0%
JLB CORPORATION $495,000 $145,000 -70.7% 0.0%
Oregon Community Bank $770,000 $145,000 -81.2% 0.0%
Centennial Bank $295,000 $135,000 -54.2% 0.0%
Fidelity Bank $270,000 $130,000 -51.9% 0.0%
EVERENCE FEDERAL CREDIT UNION $205,000 $125,000 -39.0% 0.0%
Firstar Bank $125,000 n/a 0.0%
MIDFLORIDA $125,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $8,355,000 $125,000 -98.5% 0.0%
PERFORMANCE EQUITY PARTNERS, INC. $165,000 $125,000 -24.2% 0.0%
Volunteer State Bank $125,000 n/a 0.0%
Toyota Financial Savings Bank $1,675,000 $115,000 -93.1% 0.0%
Notre Dame Federal Credit Union Corporation $1,115,000 $105,000 -90.6% 0.0%
PURDUE FEDERAL CREDIT UNION $1,045,000 $105,000 -90.0% 0.0%
HANSCOM $440,000 $100,000 -77.3% 0.0%
METRO CU $95,000 n/a 0.0%
GREAT LAKES $85,000 n/a 0.0%
Ardent Federal Credit Union $515,000 $80,000 -84.5% 0.0%
First Savings Bank $710,000 $80,000 -88.7% 0.0%
Home Loan Investment Bank, F.S.B. $400,000 $80,000 -80.0% 0.0%
EASTMAN $75,000 n/a 0.0%
VOYAGE FEDERAL CREDIT UNION $180,000 $65,000 -63.9% 0.0%
AFFINITY $1,660,000 $55,000 -96.7% 0.0%
Blackhawk Bank $735,000 $55,000 -92.5% 0.0%
IncredibleBank $1,465,000 $55,000 -96.2% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $2,760,000 $55,000 -98.0% 0.0%
RAILWAY CREDIT UNION $55,000 n/a 0.0%
SCOTT CREDIT UNION $55,000 n/a 0.0%
NASA Federal Credit Union $545,000 $45,000 -91.7% 0.0%
Park Bank $230,000 $45,000 -80.4% 0.0%
INOVA FEDERAL CREDIT UNION $170,000 $35,000 -79.4% 0.0%
VERVE, A CREDIT UNION $585,000 $35,000 -94.0% 0.0%
Signal Financial Federal Credit Union $25,000 n/a 0.0%

Minnesota's top lender by overall market share is Bell Bank, with 6.4% market share. In second place, with 5.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,447,160,000 in loans. In third place, with 3.3%, is U.S. Bank, having originated $887,495,000 in loans. In fourth place, with 3.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $827,775,000 in loans. In fifth place, with 2.8%, is QUICKEN LOANS, LLC, having originated $757,535,000 in loans.

Minnesota Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 65,281 $20,828,915,000 $319,066
Home Improvement 12,869 $1,124,475,000 $87,379
Other 11,369 $1,199,655,000 $105,520
Cash Out Refi 8,171 $1,771,285,000 $216,777
Refi 7,666 $2,140,230,000 $279,185
NA 3 $7,265,000 $2,421,667

Minnesota's most frequently cited loan purpose was Home Purchase, with 65,281 originations. The 2nd most popular reason was Home Improvement, with 12,869 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 39,102 $11,022,770,000 $281,898
7-8% 24,184 $5,913,100,000 $244,505
Over 8% 15,084 $1,877,610,000 $124,477
5-6% 14,207 $4,868,605,000 $342,691
4-5% 2,173 $913,535,000 $420,403
<2.5% 1,543 $59,985,000 $38,876
2.5-3% 589 $92,825,000 $157,598
3-4% 398 $147,340,000 $370,201

During 2023, Minnesota's most frequently originated rate bucket was 6-7%, with 39,102 originations.

Loan Sizing (Minnesota MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 39,213 $11,251,145,000 $286,924
$100,000 or less 29,515 $1,480,835,000 $50,172
$100k-200k 21,910 $3,248,320,000 $148,257
$400k-600k 10,357 $4,913,495,000 $474,413
$600k-1000k 3,316 $2,376,360,000 $716,634
$Over $1MM 1,048 $3,801,670,000 $3,627,548

Minnesota's loan sizing saw the bucket of loans from $200k-400k with 39,213 originations, totaling $11,251,145,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 39,470 $12,767,130,000 $323,464
Under 20% 20,855 $1,074,145,000 $51,505
60-80% 18,205 $7,074,715,000 $388,614
20-40% 11,276 $1,515,770,000 $134,424
40-60% 6,916 $2,294,450,000 $331,760
Over 100% 645 $268,695,000 $416,581

Minnesota's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 39,470 originations, totaling $12,767,130,000 in origination value.