Pittsburgh Firefighters' Federal Credit Union Mortgage Rates, Fees & Info
Pittsburgh, PALEI: 254900MC3K81XOEBSM60
Tax ID: 25-0974245
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Mortgage Data
Review & Overview
Pittsburgh Firefighters' Federal Credit Union is a smaller credit union specializing in Refi loans. Pittsburgh Firefighters' Federal Credit Union has a high proportion of conventional loans. Their top (well, only) market is Pittsburgh.Pittsburgh Firefighters' Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
44Origination Dollar Volume (All Markets)
$4,740,000Top Markets
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| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 44 | $4,740,000 | $107,727 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 44 | $4,740,000 | $107,727 | $0 | 0.00% |
For 2019, Pittsburgh Firefighters' Federal Credit Union's most frequently originated type of loan was Conventional, with 44 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 34 | $4,040,000 | $118,824 | $0 | 0.00% |
| Home Improvement | 10 | $700,000 | $70,000 | $0 | 0.00% |
For 2019, Pittsburgh Firefighters' Federal Credit Union's most frequently cited loan purpose was Refi, with 34 originations. The 2nd most popular reason was Home Improvement, with 10 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 44 | $4,740,000 | $107,727 | $0 | 0.00% |
For 2019, Pittsburgh Firefighters' Federal Credit Union's most frequently cited loan duration was Other, with 44 originations.
Loan Sizing
2019 saw Pittsburgh Firefighters' Federal Credit Union place emphasis on $100k-200k loans with 22 originations, totaling $3,130,000 in origination value.
Applicant Income
Pittsburgh Firefighters' Federal Credit Union lent most frequently to those with incomes in the $50k-75k range, with 16 originations. The second most popular income band? $50k or less, with 11 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 44 | $4,740,000 | $107,727 | $0 | 0.00% |
Pittsburgh Firefighters' Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 44 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 40 | $4,140,000 | $103,500 | $0 | 0.00% |
| Black | 4 | $600,000 | $150,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Pittsburgh Firefighters' Federal Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.73%
Pittsburgh Firefighters' Federal Credit Union has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 44 | $4,740,000 | $107,727 |