Pittsburgh Firefighters' Federal Credit Union Mortgage Rates, Fees & Info
Pittsburgh, PALEI: 254900MC3K81XOEBSM60
Tax ID: 25-0974245
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Pittsburgh Firefighters' Federal Credit Union is a smaller credit union specializing in Refi and Home Improvement loans. Pittsburgh Firefighters' Federal Credit Union has a high proportion of conventional loans. Their top two markets are Pittsburgh and Miami .Pittsburgh Firefighters' Federal Credit Union has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
31Origination Dollar Volume (All Markets)
$3,165,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PITTSBURGH, PA (FHA|USDA|VA) | 30 | $3,110,000 | $103,667 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 31 | $3,165,000 | $102,097 | $0 | 0.00% |
For 2023, Pittsburgh Firefighters' Federal Credit Union's most frequently originated type of loan was Conventional, with 31 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 19 | $2,355,000 | $123,947 | $0 | 0.00% |
| Home Improvement | 12 | $810,000 | $67,500 | $0 | 0.00% |
For 2023, Pittsburgh Firefighters' Federal Credit Union's most frequently cited loan purpose was Refi, with 19 originations. The 2nd most popular reason was Home Improvement, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 31 | $3,165,000 | $102,097 | $0 | 0.00% |
For 2023, Pittsburgh Firefighters' Federal Credit Union's most frequently cited loan duration was Other, with 31 originations.
Loan Sizing
2023 saw Pittsburgh Firefighters' Federal Credit Union place emphasis on $100,000 or less loans with 19 originations, totaling $1,075,000 in origination value.
Applicant Income
Pittsburgh Firefighters' Federal Credit Union lent most frequently to those with incomes in the $100k-150k range, with 8 originations. The second most popular income band? $50k-75k, with 7 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 31 | $3,165,000 | $102,097 | $0 | 0.00% |
Pittsburgh Firefighters' Federal Credit Union lent most frequently to those with DTI ratios of Exempt%, with 31 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 30 | $3,020,000 | $100,667 | $0 | 0.00% |
| Black | 1 | $145,000 | $145,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications100.00%
Pittsburgh Firefighters' Federal Credit Union has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination96.77%
Pittsburgh Firefighters' Federal Credit Union has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 31 | $3,165,000 | $102,097 |