Pittsburgh FHA Loan Rates, Closing Costs & Stats

PITTSBURGH, PA

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Loan Limits
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • FHA loans are mortgages created in the 1930's to help insulate lenders from credit risks and help promote home ownership. The Federal Housing Administration (hence, FHA) allows for lower downpayments and credit scores-- making these loans much more accessible than traditional mortgages.

    FHA loans typically need just a 3.5% downpayment with credit scores of 580 or better. For credit scores between 500-579, the downpayment needs to be at least 10%.

    While FHA loans make home ownership much more accessible to first-time homebuyers, they do require PMI (purchase money insurance)-- an additional insurance premium that is paid to the FHA to help cover defaults.

    For additional requirements as defined by the FHA, click here.

    Pittsburgh's 170 lenders originated 4,131 FHA loans during 2024. The total origination value was $829,115,000, with an average FHA loan value of $200,706.

    Pittsburgh FHA Loans, 30 Year Fixed Rates

    30 Year FHA mortgages in Pittsburgh averaged 6.91% for the week of 2025-05-23, compared to the national average (all FHA variants) of 6.612% for the same period.

    Pittsburgh's average FHA mortgage closing costs are $7,427.

    The average rate for the prior week (2025-05-16) was 6.95% and one month ago for the week of 2025-04-18, the average rate was 6.67%.

    The average rate one year ago was 7.04%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.91%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Pittsburgh FHA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for FHA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Pittsburgh level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 547 6.46% $9,933
    UNITED WHOLESALE MORTGAGE, LLC 296 6.27% $11,385
    MOVEMENT MORTGAGE, LLC 144 6.74% $10,158
    HOWARD HANNA FINANCIAL SERVICES, INC. 134 6.36% $8,570
    JLB CORPORATION 122 6.33% $10,246
    PENNYMAC LOAN SERVICES, LLC 119 6.19% $9,049
    PLAZA HOME MORTGAGE, INC. 111 6.60% $10,342
    NVR Mortgage Finance, Inc. 108 6.40% $14,234
    CROSSCOUNTRY MORTGAGE, LLC 99 6.54% $10,975
    UNION HOME MORTGAGE CORP. 94 6.77% $11,005
    FREEDOM MORTGAGE CORPORATION 89 6.45% $10,470
    Victorian Finance, LLC 89 6.48% $11,783
    STOCKTON MORTGAGE CORPORATION 83 6.46% $9,780
    EQUITY RESOURCES, INC. 69 6.55% $8,650
    WEST PENN FINANCIAL SERVICE CENTER, INC. 68 6.43% $8,077
    AFFORDABLE MORTGAGE ADVISORS, LLC. 63 6.59% $9,343
    LOANDEPOT.COM, LLC 60 6.68% $10,541
    GUARANTEED RATE AFFINITY, LLC 47 6.74% $9,149
    Flagstar Bank, FSB 46 6.42% $8,868
    BROKER SOLUTIONS, INC. 46 7.04% $10,636
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 45 6.64% $9,908
    Citizens Bank 45 6.46% $7,431
    SWBC MORTGAGE CORPORATION 42 6.52% $5,548
    Union Savings Bank 41 6.24% $7,703
    Equity Prime Mortgage LLC 37 6.79% $9,985
    PNC Bank 35 6.63% $8,221
    The Huntington National Bank 35 6.71% $9,131
    NEWREZ LLC 34 6.62% $9,091
    CARDINAL FINANCIAL 31 6.30% $9,254
    TOWNE MORTGAGE COMPANY 28 6.49% $10,891
    RELIANCE FIRST CAPITAL, LLC 28 6.67% $8,410
    Carrington Mortgage Services, LLC 27 6.16% $12,567
    MUTUAL OF OMAHA MORTGAGE, INC. 26 6.69% $11,779
    Mr. Cooper ( Nationstar Mortgage ) 26 6.56% $12,036
    Mortgage Research Center, LLC 26 6.94% $5,565
    FEDERATED MORTGAGE CORP. 25 6.54% $9,239
    Dollar Bank, Federal Savings Bank 24 6.66% $7,760
    First Commonwealth Bank 23 6.41% $7,552
    AMERICAN FINANCIAL NETWORK, INC. 21 6.43% $12,127
    GUILD MORTGAGE COMPANY 20 6.50% $9,258
    HOMESTEAD FUNDING CORP. 20 5.94% $6,714
    LOANPAL, LLC 20 5.61% $10,989
    AMERISAVE MORTGAGE CORPORATION 19 6.16% $11,907
    PLANET HOME LENDING, LLC 19 6.39% $7,962
    First National Bank of Pennsylvania 18 6.12% $7,818
    Ixonia Bank 16 6.86% $8,700
    BAY EQUITY LLC 16 6.75% $11,488
    LAKEVIEW LOAN SERVICING, LLC 16 6.38% $9,367
    ZILLOW HOME LOANS, LLC 14 6.63% $9,718
    Paramount Residential Mortgage Group, Inc. 13 6.54% $10,558
    MICHIGAN MUTUAL, INC. 12 6.39% $9,595
    Univest Bank and Trust Co. 12 6.26% $9,239
    DHI MORTGAGE COMPANY, LTD. 11 5.76% $11,167
    MILEND, INC. 11 6.41% $15,138
    ALLIED MORTGAGE GROUP, INC. 11 6.50% $10,351
    PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.71% $9,418
    WesBanco 10 6.20% $7,612
    AMERICAN FINANCING CORPORATION 10 5.67% $12,957
    HOMESIDE FINANCIAL, LLC 10 6.65% $12,899
    FIRST COLONY MORTGAGE CORPORATION 9 6.47% $9,047
    JMAC LENDING, INC. 9 6.42% $10,844
    JPMorgan Chase Bank 9 6.94% $5,018
    Prosperity Home Mortgage, LLC 9 6.37% $14,699
    Century Mortgage Company DBA Century Lending Company 8 6.22% $14,141
    VILLAGE CAPITAL MORTGAGE 8 6.39% $7,484
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 6.47% $9,936
    POLARIS HOME FUNDING CORP. 8 6.50% $10,256
    EVANSVILLE TEACHERS 7 6.27% $9,146
    TOTAL MORTGAGE SERVICES, LLC 7 7.20% $9,324
    AMERICAN FINANCIAL RESOURCES, INC. 7 6.64% $8,982
    NATIONS DIRECT MORTGAGE, LLC 7 6.46% $14,882
    DAS Acquisition Company, LLC 7 6.64% $11,180
    BETTER MORTGAGE CORPORATION 6 6.29% $11,038
    ROYAL UNITED MORTGAGE LLC 6 6.83% $9,959
    TOP FLITE FINANCIAL, INC. 6 6.85% $17,194
    Barrington Bank & Trust Company, N.A. 6 6.92% $7,017
    CMG MORTGAGE, INC. 5 6.73% $12,951
    FIRST HERITAGE FINANCIAL, LLC 5 6.50% $6,677
    CONTOUR MORTGAGE CORPORATION 5 6.80% $9,322
    GUARANTEED RATE, INC. 4 6.67% $11,267
    HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.06% $8,010
    The Loan Store, Inc. 4 6.56% $12,286
    U.S. Bank 4 6.47% $8,531
    Plains Commerce Bank 4 7.03% $7,558
    KeyBank 4 5.75% $8,157
    Sail Mortgage Corp. 4 6.28% $9,074
    AmeriHome Mortgage Company, LLC 4 6.72% $6,829
    NFM, INC. 4 7.19% $12,153
    DEVELOPER'S MORTGAGE COMPANY 4 6.81% $5,295
    EMM LOANS LLC 4 5.97% $13,016
    Nations Lending Corporation 4 6.75% $11,912
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 7.38% $12,636
    EVERETT FINANCIAL, INC. 3 6.83% $8,120
    Northwest Bank 3 6.25% $9,474
    SOUTHWEST FUNDING, LP 3 6.58% $7,261
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.17% $14,314
    The Federal Savings Bank 3 6.96% $11,812
    SUN WEST MORTGAGE COMPANY, INC. 3 5.54% $15,484
    TIDEWATER MORTGAGE SERVICES, INC. 3 6.75% $7,331
    PENTAGON FEDERAL CREDIT UNION 3 6.13% $9,815
    Bank of England 3 6.29% $7,746
    FIRST COMMUNITY MORTGAGE, INC. 3 6.00% $11,560
    ENVOY MORTGAGE, LTD 2 6.38% $8,739
    ABSOLUTE HOME MORTGAGE CORPORATION 2 6.69% $10,388
    CHURCHILL MORTGAGE CORPORATION 2 6.56% $9,082
    LIBERTY HOME MORTGAGE CORPORATION 2 6.69% $12,394
    Magnolia Bank 2 5.75% $16,804
    MEMBER ADVANTAGE MORTGAGE, LLC 2 6.31% $6,926
    MLB RESIDENTIAL LENDING, LLC 2 6.88% $11,228
    Mortgage America, Inc. 2 6.88% $8,898
    M&T Bank 2 6.63% $9,547
    NATIONWIDE MORTGAGE BANKERS, INC. 2 6.50% $12,439
    NEW DAY FINANCIAL, LLC 2 7.62% $4,140
    NORWICH COMMERCIAL GROUP, INC. 2 7.00% $11,142
    NP, Inc. 2 6.31% $8,114
    OCEANSIDE MORTGAGE COMPANY 2 6.31% $6,602
    AXIA FINANCIAL, LLC 2 6.50% $13,265
    PHH Mortgage Corporation 2 6.88% $10,758
    American Mortgage & Equity Consultants, Inc. 2 6.75% $19,813
    UNITED MORTGAGE CORP 2 6.31% $12,721
    Alcova Mortgage LLC 2 6.88% $6,873
    NATION ONE MORTGAGE CORPORATION 1 6.63% $16,722
    FIRST ALLIANCE HOME MORTGAGE, LLC 1 4.75% $19,444
    CALCON MUTUAL MORTGAGE LLC 1 6.50% $8,326
    CASTLE & COOKE MORTGAGE, LLC 1 6.25% $11,972
    MILLENNIUM FINANCIAL GROUP, INC. 1 6.25% $7,292
    Ameris Bank 1 6.13% $11,197
    Mid-Continent Funding, Inc. 1 6.49% $13,609
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $8,906
    MID AMERICA MORTGAGE, INC. 1 6.88% $16,387
    Meridian Bank Corporation 1 6.25% $6,343
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.50% $9,942
    LOANLEADERS OF AMERICA, INC. 1 5.99% $17,249
    RESIDENTIAL BANCORP 1 6.75% $12,536
    Residential Mortgage Solutions, Inc. 1 6.13% $12,710
    LENDING CAPITAL GROUP Inc 1 6.25% $10,831
    RUOFF MORTGAGE COMPANY, INC. 1 6.13% $14,058
    Keystone Funding, Inc. 1 5.75% $13,475
    SeaTrust Mortgage Company 1 6.75% $7,990
    SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.25% $4,704
    INTERCOASTAL MORTGAGE COMPANY 1 8.25% $6,975
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $8,877
    INTERCAP LENDING INC. 1 6.50% $7,114
    INTELLILOAN, INC. 1 6.25% $5,621
    TD Bank 1 6.75% $7,223
    Texana Bank 1 6.25% $16,142
    The Central Trust Bank 1 6.50% $7,952
    Integrity Home Mortgage Corp 1 6.25% $7,568
    Acre Mortgage and Financial Inc 1 6.75% $10,474
    Civista Bank 1 6.75% $14,196
    Willamette Valley Bank 1 7.75% $6,132
    Home Mortgage Alliance Corp 1 7.75% $8,507
    GENEVA FINANCIAL, LLC 1 6.13% $9,737
    Towne Bank 1 6.63% $22,290
    Gateway First Bank 1 6.75% $7,443
    Truist 1 6.13% $7,304
    Community Bank 1 5.99% $7,609
    First Option Mortgage, LLC 1 7.25% $11,236
    Fifth Third Bank 1 6.88% $5,427
    ALLIANT CREDIT UNION 1 5.75% $7,998
    First Heritage Mortgage, LLC 1 6.13% $7,802
    First Federal Bank of the Midwest 1 5.50% $7,774
    Northpointe Bank 1 6.13% $8,775
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.13% $11,056
    EMBRACE HOME LOANS, INC. 1 6.99% $7,213
    NEXERA HOLDING LLC 1 6.00% $7,231
    Customers Bank 1 6.00% $9,199
    NBKC BANK 1 6.25% $8,922
    PATRIOT 1 6.13% $6,646
    V.I.P. MORTGAGE, INC. 1 5.75% $20,149

    The top Pittsburgh FHA lender as defined by loan originations is QUICKEN LOANS, LLC, with 547 FHA loans originated. Their average total fees are $9,933, which is $1,452 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Pittsburgh FHA lenders (with over 10 loans originated) are SWBC MORTGAGE CORPORATION ($5,548), Mortgage Research Center, LLC ($5,565), HOMESTEAD FUNDING CORP. ($6,714), Citizens Bank ($7,431) and First Commonwealth Bank ($7,552).

    The lowest rate Pittsburgh FHA lenders (with over 10 loans originated) are LOANPAL, LLC (5.61%), AMERICAN FINANCING CORPORATION (5.67%), DHI MORTGAGE COMPANY, LTD. (5.76%), HOMESTEAD FUNDING CORP. (5.94%) and First National Bank of Pennsylvania (6.12%).

    Pittsburgh FHA Loan Limits

    Metro County Year Single Family Limit 2 Family Limit 3 Family Limit 4 Family Limit
    PITTSBURGH, PA ALLEGHENY 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA ARMSTRONG 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA BEAVER 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA BUTLER 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA FAYETTE 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA WASHINGTON 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA WESTMORELAND 2022 $420,680 $538,650 $651,050 $809,150
    PITTSBURGH, PA ALLEGHENY 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA ARMSTRONG 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA BEAVER 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA BUTLER 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA FAYETTE 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA WASHINGTON 2023 $472,030 $604,400 $730,525 $907,900
    PITTSBURGH, PA WESTMORELAND 2023 $472,030 $604,400 $730,525 $907,900

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Pittsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $164,900 (10.0%) $253,086 (6.7%) 0.61 8,085
    2018-02-01 $164,950 (10.0%) $257,747 (6.3%) 0.60 7,591
    2018-03-01 $170,000 (7.4%) $270,131 (6.9%) 0.60 7,364
    2018-04-01 $177,763 (9.4%) $276,303 (7.0%) 0.60 7,399
    2018-05-01 $179,900 (6.9%) $279,875 (6.9%) 0.60 7,652
    2018-06-01 $179,500 (5.7%) $274,570 (4.8%) 0.60 8,006
    2018-07-01 $179,075 (4.2%) $273,546 (3.8%) 0.60 8,274
    2018-08-01 $177,450 (4.4%) $270,314 (3.9%) 0.59 8,458
    2018-09-01 $175,000 (3.0%) $267,857 (3.8%) 0.59 8,542
    2018-10-01 $174,900 (2.9%) $265,036 (4.0%) 0.59 8,659
    2018-11-01 $169,900 (0.0%) $262,671 (2.3%) 0.58 8,425
    2018-12-01 $165,000 (0.0%) $264,090 (4.4%) 0.57 7,868
    2019-01-01 $164,900 (0.0%) $263,870 (4.3%) 0.57 7,442
    2019-02-01 $167,000 (1.2%) $269,145 (4.4%) 0.56 6,994
    2019-03-01 $175,912 (3.5%) $279,980 (3.7%) 0.58 6,808
    2019-04-01 $182,926 (2.9%) $287,081 (3.9%) 0.58 6,806
    2019-05-01 $187,700 (4.3%) $292,170 (4.4%) 0.59 6,950
    2019-06-01 $194,900 (8.6%) $294,499 (7.3%) 0.61 7,310
    2019-07-01 $195,725 (9.3%) $292,397 (6.9%) 0.61 7,593
    2019-08-01 $193,636 (9.1%) $290,502 (7.5%) 0.61 7,667
    2019-09-01 $191,591 (9.5%) $289,005 (7.9%) 0.61 7,792
    2019-10-01 $190,000 (8.6%) $288,931 (9.0%) 0.61 7,876
    2019-11-01 $189,900 (11.8%) $291,081 (10.8%) 0.62 7,549
    2019-12-01 $184,400 (11.8%) $287,407 (8.8%) 0.61 6,985
    2020-01-01 $187,500 (13.7%) $294,570 (11.6%) 0.63 6,531
    2020-02-01 $195,875 (17.3%) $307,955 (14.4%) 0.64 6,052
    2020-03-01 $206,450 (17.4%) $317,205 (13.3%) 0.65 5,801
    2020-04-01 $209,350 (14.5%) $315,374 (9.9%) 0.66 5,658
    2020-05-01 $215,000 (14.5%) $318,045 (8.9%) 0.65 5,808
    2020-06-01 $237,400 (21.8%) $339,385 (15.2%) 0.70 5,542
    2020-07-01 $239,950 (22.6%) $348,076 (19.0%) 0.70 5,252
    2020-08-01 $239,900 (23.9%) $345,665 (19.0%) 0.69 5,153
    2020-09-01 $237,625 (24.0%) $347,324 (20.2%) 0.68 5,110
    2020-10-01 $234,900 (23.6%) $346,859 (20.1%) 0.67 4,988
    2020-11-01 $230,000 (21.1%) $344,955 (18.5%) 0.67 4,616
    2020-12-01 $228,450 (23.9%) $347,861 (21.0%) 0.68 4,146
    2021-01-01 $229,900 (22.6%) $357,764 (21.5%) 0.69 3,586
    2021-02-01 $239,900 (22.5%) $380,703 (23.6%) 0.70 2,954
    2021-03-01 $249,000 (20.6%) $396,728 (25.1%) 0.71 2,812
    2021-04-01 $250,000 (19.4%) $402,935 (27.8%) 0.68 2,909
    2021-05-01 $259,900 (20.9%) $401,434 (26.2%) 0.69 3,070
    2021-06-01 $252,500 (6.4%) $387,612 (14.2%) 0.66 3,500
    2021-07-01 $239,900 (0.0%) $363,011 (4.3%) 0.63 4,068
    2021-08-01 $225,450 (-6.0%) $340,785 (-1.4%) 0.60 4,373
    2021-09-01 $224,950 (-5.3%) $335,307 (-3.5%) 0.60 4,494
    2021-10-01 $223,900 (-4.7%) $335,536 (-3.3%) 0.60 4,415
    2021-11-01 $215,000 (-6.5%) $332,547 (-3.6%) 0.57 4,122
    2021-12-01 $204,950 (-10.3%) $329,682 (-5.2%) 0.56 3,647
    2022-01-01 $200,000 (-13.0%) $337,393 (-5.7%) 0.54 3,133
    2022-02-01 $210,000 (-12.5%) $355,820 (-6.5%) 0.55 2,675
    2022-03-01 $217,450 (-12.7%) $364,371 (-8.2%) 0.54 2,586
    2022-04-01 $224,900 (-10.0%) $365,992 (-9.2%) 0.54 2,716
    2022-05-01 $237,000 (-8.8%) $364,385 (-9.2%) 0.54 3,240
    2022-06-01 $239,175 (-5.3%) $359,266 (-7.3%) 0.53 3,672
    2022-07-01 $235,000 (-2.0%) $353,973 (-2.5%) 0.53 4,213
    2022-08-01 $229,900 (2.0%) $343,521 (0.8%) 0.53 4,469
    2022-09-01 $220,000 (-2.2%) $331,452 (-1.2%) 0.51 4,611
    2022-10-01 $215,000 (-4.0%) $321,944 (-4.1%) 0.51 4,799
    2022-11-01 $214,950 (0.0%) $321,432 (-3.3%) 0.52 4,741
    2022-12-01 $200,000 (-2.4%) $321,326 (-2.5%) 0.49 4,391
    2023-01-01 $199,450 (-0.3%) $323,510 (-4.1%) 0.49 3,889
    2023-02-01 $199,900 (-4.8%) $331,540 (-6.8%) 0.48 3,460
    2023-03-01 $210,000 (-3.4%) $341,356 (-6.3%) 0.50 3,303
    2023-04-01 $224,900 (0.0%) $355,027 (-3.0%) 0.52 3,418
    2023-05-01 $230,000 (-3.0%) $363,330 (-0.3%) 0.52 3,380
    2023-06-01 $235,000 (-1.8%) $378,302 (5.3%) 0.53 3,649
    2023-07-01 $242,950 (3.4%) $376,687 (6.4%) 0.55 3,827
    2023-08-01 $246,850 (7.4%) $388,181 (13.0%) 0.57 3,989
    2023-09-01 $239,900 (9.1%) $383,782 (15.8%) 0.56 4,235
    2023-10-01 $239,900 (11.6%) $379,839 (18.0%) 0.56 4,535
    2023-11-01 $235,000 (9.3%) $376,261 (17.1%) 0.56 4,617
    2023-12-01 $230,000 (15.0%) $379,936 (18.2%) 0.56 4,348
    2024-01-01 $229,900 (15.3%) $378,304 (16.9%) 0.56 4,018
    2024-02-01 $227,000 (13.6%) $385,693 (16.3%) 0.55 3,683
    2024-03-01 $234,750 (11.8%) $399,327 (17.0%) 0.55 3,649
    2024-04-01 $242,500 (7.8%) $404,626 (14.0%) 0.56 3,633
    2024-05-01 $257,450 (11.9%) $406,720 (11.9%) 0.59 3,857
    2024-06-01 $255,000 (8.5%) $396,399 (4.8%) 0.58 4,118
    2024-07-01 $250,000 (2.9%) $379,249 (0.7%) 0.57 4,595
    2024-08-01 $239,900 (-2.8%) $361,107 (-7.0%) 0.56 4,930
    2024-09-01 $239,900 (0.0%) $357,436 (-6.9%) 0.56 5,156
    2024-10-01 $239,900 (0.0%) $355,577 (-6.4%) 0.56 5,412
    2024-11-01 $235,000 (0.0%) $342,040 (-9.1%) 0.56 5,472
    2024-12-01 $229,925 (0.0%) $340,091 (-10.5%) 0.57 5,019
    2025-01-01 $229,700 (-0.1%) $340,635 (-10.0%) 0.57 4,575
    2025-02-01 $229,000 (0.9%) $351,208 (-8.9%) 0.56 4,188
    2025-03-01 $239,000 (1.8%) $362,666 (-9.2%) 0.56 4,043
    2025-04-01 $243,724 (0.5%) $367,791 (-9.1%) 0.57 4,244
    Pittsburgh's median listing price for 2025-04-01 was $243,724, a difference of $1,224 (0.5%) versus the prior year and $4,724 versus the prior month.

    Pittsburgh's median listing price comes in at 57% of the national average.

    Pittsburgh's average listing price for 2025-04-01 was $367,791, a difference of $-36,835 (-9.1%) versus the prior year and $5,125 versus the prior month.

    For the 2025-04-01 period, Pittsburgh had 4,244 MLS listings, a difference of 201 listings (5%) versus the prior month and 611 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pittsburgh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 109 days 1,656 sqft
    2018-02-01 111 days 1,668 sqft
    2018-03-01 100 days 1,684 sqft
    2018-04-01 72 days 1,723 sqft
    2018-05-01 63 days 1,727 sqft
    2018-06-01 58 days 1,710 sqft
    2018-07-01 60 days 1,692 sqft
    2018-08-01 64 days 1,680 sqft
    2018-09-01 70 days 1,680 sqft
    2018-10-01 74 days 1,663 sqft
    2018-11-01 79 days 1,653 sqft
    2018-12-01 89 days 1,632 sqft
    2019-01-01 103 days 1,622 sqft
    2019-02-01 106 days 1,632 sqft
    2019-03-01 90 days 1,660 sqft
    2019-04-01 68 days 1,665 sqft
    2019-05-01 59 days 1,686 sqft
    2019-06-01 59 days 1,700 sqft
    2019-07-01 60 days 1,705 sqft
    2019-08-01 62 days 1,697 sqft
    2019-09-01 66 days 1,689 sqft
    2019-10-01 68 days 1,681 sqft
    2019-11-01 76 days 1,664 sqft
    2019-12-01 88 days 1,639 sqft
    2020-01-01 99 days 1,656 sqft
    2020-02-01 98 days 1,686 sqft
    2020-03-01 76 days 1,702 sqft
    2020-04-01 84 days 1,713 sqft
    2020-05-01 88 days 1,742 sqft
    2020-06-01 86 days 1,779 sqft
    2020-07-01 54 days 1,774 sqft
    2020-08-01 54 days 1,758 sqft
    2020-09-01 54 days 1,729 sqft
    2020-10-01 57 days 1,693 sqft
    2020-11-01 65 days 1,664 sqft
    2020-12-01 75 days 1,664 sqft
    2021-01-01 89 days 1,657 sqft
    2021-02-01 89 days 1,669 sqft
    2021-03-01 65 days 1,691 sqft
    2021-04-01 45 days 1,699 sqft
    2021-05-01 45 days 1,700 sqft
    2021-06-01 41 days 1,687 sqft
    2021-07-01 39 days 1,632 sqft
    2021-08-01 41 days 1,600 sqft
    2021-09-01 46 days 1,598 sqft
    2021-10-01 50 days 1,584 sqft
    2021-11-01 55 days 1,566 sqft
    2021-12-01 65 days 1,552 sqft
    2022-01-01 78 days 1,560 sqft
    2022-02-01 79 days 1,610 sqft
    2022-03-01 57 days 1,608 sqft
    2022-04-01 39 days 1,620 sqft
    2022-05-01 37 days 1,619 sqft
    2022-06-01 37 days 1,615 sqft
    2022-07-01 39 days 1,615 sqft
    2022-08-01 44 days 1,608 sqft
    2022-09-01 51 days 1,586 sqft
    2022-10-01 54 days 1,569 sqft
    2022-11-01 60 days 1,565 sqft
    2022-12-01 72 days 1,547 sqft
    2023-01-01 86 days 1,538 sqft
    2023-02-01 90 days 1,544 sqft
    2023-03-01 65 days 1,573 sqft
    2023-04-01 47 days 1,600 sqft
    2023-05-01 46 days 1,611 sqft
    2023-06-01 48 days 1,630 sqft
    2023-07-01 48 days 1,633 sqft
    2023-08-01 49 days 1,651 sqft
    2023-09-01 51 days 1,623 sqft
    2023-10-01 51 days 1,604 sqft
    2023-11-01 53 days 1,590 sqft
    2023-12-01 66 days 1,572 sqft
    2024-01-01 79 days 1,571 sqft
    2024-02-01 77 days 1,572 sqft
    2024-03-01 56 days 1,585 sqft
    2024-04-01 51 days 1,605 sqft
    2024-05-01 45 days 1,655 sqft
    2024-06-01 45 days 1,641 sqft
    2024-07-01 46 days 1,600 sqft
    2024-08-01 47 days 1,587 sqft
    2024-09-01 51 days 1,583 sqft
    2024-10-01 52 days 1,558 sqft
    2024-11-01 58 days 1,535 sqft
    2024-12-01 71 days 1,512 sqft
    2025-01-01 84 days 1,510 sqft
    2025-02-01 86 days 1,518 sqft
    2025-03-01 62 days 1,544 sqft
    2025-04-01 47 days 1,574 sqft
    Pittsburgh's median listing age (time on market) for 2025-04-01 was 47 days. This is -9% shorter than the same period one year ago.

    Pittsburgh's median square footage for active listings during the 2025-04-01 period was 1,574 sqft. One year prior, the average listing was 1,605 sqft.

    FHA Loan Requirements

  • Borrowers must have a steady employment history or worked for the same employer for the past two years.
  • Borrowers must have a valid Social Security number, lawful residency in the U.S. and be of legal age to sign a mortgage in your state.
  • Borrowers must pay a minimum down payment of 3.5 percent. The money may be gifted by a family member. (Traditional mortgages do not permit gifted down payments)
  • New FHA loans are only available for primary residence occupancy.
  • Borrowers must have a property appraisal from a FHA-approved appraiser.
  • Borrowers’ front-end ratio (mortgage payment plus HOA fees, property taxes, mortgage insurance, homeowners insurance) needs to be less than 31 percent of their gross income, typically. You may be able to get approved with as high a percentage as 40 percent. Your lender will be required to provide justification as to why they believe the mortgage presents an acceptable risk. The lender must include any compensating factors used for loan approval.
  • Borrowers’ debt to income ratio (mortgage plus all your monthly debt, i.e., credit card payment, car payment, student loans, etc.) needs to be less than 43 percent of their gross income, typically. You may be able to get approved with as high a percentage as 50 percent.
  • Borrowers must have a minimum credit score of 580 for maximum financing with a minimum down payment of 3.5 percent.
  • Borrowers must have a minimum credit score of 500-579 for maximum LTV of 90 percent with a minimum down payment of 10 percent.
  • Bborrowers must be two years out of bankruptcy and have re-established good credit. Exceptions can be made.
  • Typically borrowers must be three years out of foreclosure and have re-established good credit.
  • The purchased property must meet certain minimum standards at appraisal. If the home you are purchasing does not meet these standards and a seller will not agree to the required repairs, your only option is to pay for the required repairs at closing (to be held in escrow until the repairs are complete).